Plot No. 8, Sector 32, Urban Estate, Gurgaon 122001, Haryana, India.
Be Safe and Secure while Travelling
Travel Insurance is insurance that is planned to cover medical cost, trip cancelation, lost luggage, flight mishap and different misfortunes acquired while voyaging, either internationally or inside one's own particular nation.
Travel Insurance can normally be organized at the time of the booking of an outing to cover precisely the length of that excursion, or a "multi-trip" approach can cover a boundless number of treks inside a set time span. A few approaches offer lower and higher medical-expense alternatives; the higher ones are mostly for nations that have amazingly high medicinal costs, for example, the USA.
Plot No. 8, Sector 32, Urban Estate, Gurgaon 122001, Haryana, India.
• Plans for corporate travelers• Plans for business travelers or vacationers• Student plans
Types of Travel Insurance
Plot No. 8, Sector 32, Urban Estate, Gurgaon 122001, Haryana, India.
• Plans for corporate travelers• Plans for business travelers or vacationers• Student plans
The most common risks that are covered by travel insurance plans are:Medical emergencyRepatriation of remainsReturn of a minorTrip curtailmentTrip cancellationTrip interruptionVisitor health insurance
Types of Risks Covered
Plot No. 8, Sector 32, Urban Estate, Gurgaon 122001, Haryana, India.
Accidental death, injury or disablement benefit Overseas funeral expenses Lost, stolen or damaged baggage, personal effects or travel documents Delayed baggage (and emergency replacement of essential items) Flight connection was missed due to airline schedule Travel delays due to weather Hijacking
Types of Risks Covered (cont..)
Plot No. 8, Sector 32, Urban Estate, Gurgaon 122001, Haryana, India.
Cancellation, Curtailment and Trip Interruption
This section covers any unused travel and or accommodation costs, pre-paid charges (including any additional travel expenses incurred, provided they are deemed reasonable and necessary) if a trip is canceled or cut short under a variety of circumstances, which may include any of the following, depending on the policy:Death, bodily injury, illness, disease, or pregnancy complicationsCompulsory quarantineJury serviceBeing called as a witness
Plot No. 8, Sector 32, Urban Estate, Gurgaon 122001, Haryana, India.
termination of employment (provided you did not know about it before you booked the holiday)being called up if you are a member of the armed forces or other public defense or safety organizationprohibition of travel by the government to the intended destinationofficially recommended evacuation from the intended destinationofficial advisory against going to or remaining at the intended destination
Plot No. 8, Sector 32, Urban Estate, Gurgaon 122001, Haryana, India.
Cancellation, Curtailment and Trip Interruption(Cont..)
Some travel policies will also provide cover for additional costs, although these vary widely between providers.In addition, often separate insurance can be purchased for specific costs such as:Pre-existing conditions (e.g. asthma, diabetes)Sports with an element of risk (e.g. skiing, scuba diving)Travel to high risk countries (e.g. due to war, natural disasters or acts of terrorism)Additional AD&D coverage3rd party supplier insolvency (e.g. the hotel or airline to which you made non-refundable pre-payments has gone into administration)Acute onset of pre-existing conditions
Plot No. 8, Sector 32, Urban Estate, Gurgaon 122001, Haryana, India.
Optional Coverage
Pre-existing medical conditions Elective surgery or treatment War Terrorism - Most trip cancellation policies include terrorism but only when
there is an act of terrorism that meets the policy's criteria including definition, place of occurrence and date of occurrence.
Injury or illness caused by alcohol or drug use
Plot No. 8, Sector 32, Urban Estate, Gurgaon 122001, Haryana, India.
Common exclusions
Plot No. 122, Sector 6,IMT Manesar, GurgaonHaryana, India, 122051Phone: 9911886628Email: [email protected]: www.insuringindia.com