Offers your Association and your Members more!
Proprietary Notice: This presentation includes data that shall not be disclosed outside the Credit Union and shall not be duplicated, used, or disclosed - in whole or in part - for any purposes other than to review this presentation. This restriction does not limit the Credit Union’s right to use information contained in this presentation if it is obtained from another source without restriction. Each sheet in this presentation is subject to the above restriction.
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Program Overview
• Personal Program Specialist ready to assist your members’ with questions regarding the program
• Assistance with buying, selling and financing a home, discounts on other ancillary services
• Recommendation to specially trained and certified Real Estate Agents from select real estate companies from leading firms in each market
• Member receives cash back (in most states) based on the sale and/or purchase price when they close through the recommended program agent
Proprietary Notice: This presentation includes data that shall not be disclosed outside the Credit Union and shall not be duplicated, used, or disclosed - in whole or in part - for any purposes other than to review this presentation. This restriction does not limit the Credit Union’s right to use information contained in this presentation if it is obtained from another source without restriction. Each sheet in this presentation is subject to the above restriction.
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Real Estate Assistance Program
Features & Benefits– No cost to you or your member to participate
– Personal Specialist to provide guidance and advocacy through the move process
– Referral to high performing, Affinity certified agents in closed broker network
– Redirects / cross-sells to your association mortgage program, successfully impacting your mortgage conversion
– Cash-back based on the purchase and/or sale price of a home (in most states)
– Convenient access via web or phone (Monday – Friday, 7:30am – 8:00pm and Saturday, 8:30am – 5:00pm CST)
Proprietary Notice: This presentation includes data that shall not be disclosed outside the Credit Union and shall not be duplicated, used, or disclosed - in whole or in part - for any purposes other than to review this presentation. This restriction does not limit the Credit Union’s right to use information contained in this presentation if it is obtained from another source without restriction. Each sheet in this presentation is subject to the above restriction.
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Real Estate Assistance (Buying & Selling)
Budget Truck Rental (Self Moves)
HomeExpress (Vanline Services)
PODS (Portable On Demand Storage)
Rental Assistance
Menu of Services
Affinity Program Offerings
Proprietary Notice: This presentation includes data that shall not be disclosed outside the Credit Union and shall not be duplicated, used, or disclosed - in whole or in part - for any purposes other than to review this presentation. This restriction does not limit the Credit Union’s right to use information contained in this presentation if it is obtained from another source without restriction. Each sheet in this presentation is subject to the above restriction.
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Cash Back
Your member receives cash back when they buy and/or sell through the program recommended agent
• If member Buys and Sells they could Receive Two Bonuses • Cash Back Provided in Most States (prohibited in NJ, MS, OK, AK, LA and
program is not available in IA)Sale/Purchase Price Rebate
< $75,000 $175
$75,001 - $125,000 $350
$125,001 - $175,000 $525
$175,001 - $225,000 $700
$225,001 - $275,000 $900
$275,001 - $325,000 $1,100
$325,001 - $375,000 $1,300
$375,001 - $450,000 $1,500
$450,001 - $550,000 $1,550
$550,001 - $650,000 $1,600
$650,001 - $750,000 $1,800
$750,001 - $850,000 $2,000
$850,001 - $950,000 $2,220
$950,001 and above $2,400
Proprietary Notice: This presentation includes data that shall not be disclosed outside the Credit Union and shall not be duplicated, used, or disclosed - in whole or in part - for any purposes other than to review this presentation. This restriction does not limit the Credit Union’s right to use information contained in this presentation if it is obtained from another source without restriction. Each sheet in this presentation is subject to the above restriction.
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Our Program Broker Network
• “Best of the Best”– Market Leader with Proven Track Record– Contractual Obligations– Single point of contact: relocation department
• “Brokers are Measured”– Service performance surveys to members (Interim/Final) – Monthly metrics (mortgage conversion of our partners
mortgage products)
• Utilize “A” team of Agents– Committed to affinity business model / service excellence– Minimum 2 years full-time experience / 1 year community
resident– Participate in on-going affinity training and certification
(2 trainings required / year)– Background check required
Proprietary Notice: This presentation includes data that shall not be disclosed outside the Credit Union and shall not be duplicated, used, or disclosed - in whole or in part - for any purposes other than to review this presentation. This restriction does not limit the Credit Union’s right to use information contained in this presentation if it is obtained from another source without restriction. Each sheet in this presentation is subject to the above restriction.
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Our Program Partner
• Who are Realogy and Cartus?• Realogy is the world’s largest Real
Estate franchisor. • Cartus has over 50 years relocation
industry experience, Affinity programs since 1989
• 2,800+ employees worldwide• 100,000+ corporate/member moves
per year
Proprietary Notice: This presentation includes data that shall not be disclosed outside the Credit Union and shall not be duplicated, used, or disclosed - in whole or in part - for any purposes other than to review this presentation. This restriction does not limit the Credit Union’s right to use information contained in this presentation if it is obtained from another source without restriction. Each sheet in this presentation is subject to the above restriction.
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Welcome Home Program Specialist
Did you know…Specialists receive incentives based on mortgage conversion and service provided to members
Specialist-Single Point of Coordination
• Identifies Member's Home Event needs • Counsels on buy / sell process• Immediately notifies broker for same
day agent contact (electronic connectivity)
• Sets expectations for next steps • Performs 7-9 proactive follow up calls • Performs cross-sell of client’s services
(via warm handoff & re-directs) • Acts as advocate for your member • Resolves issues
Proprietary Notice: This presentation includes data that shall not be disclosed outside the Credit Union and shall not be duplicated, used, or disclosed - in whole or in part - for any purposes other than to review this presentation. This restriction does not limit the Credit Union’s right to use information contained in this presentation if it is obtained from another source without restriction. Each sheet in this presentation is subject to the above restriction.
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Associationpromotesprogramasmemberbenefit.
Memberaccesses informationon associationwebsite orother literature and calls1.800-xxx-xxxxnumber.
A dedicated Program Specialist willdetermine the member home buying, selling, renting,mortgage andmoving needs.
The Specialistacts as theiradvocateand provides guidance throughouttheir realestate transaction.
The Specialistrecommendsa participatingReal EstateBroker and refers member to other related ServiceProviders.
Agent contacts memberwithin 24hours providingexpert service from initialcall to post-closing.
Member closes on property. Property fundedCash back / Credit issued.Service evaluations mailed.
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How Welcome Home Works
Proprietary Notice: This presentation includes data that shall not be disclosed outside the Credit Union and shall not be duplicated, used, or disclosed - in whole or in part - for any purposes other than to review this presentation. This restriction does not limit the Credit Union’s right to use information contained in this presentation if it is obtained from another source without restriction. Each sheet in this presentation is subject to the above restriction.
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Marketing Plan
– Co-Branded Website (see next slide)
– Program Flyers
– Educational Articles
– Newsletters
– Association Information Desk
– Online/ Intranet
– Home Buyer Seminars
Build member awareness through:
Proprietary Notice: This presentation includes data that shall not be disclosed outside the Credit Union and shall not be duplicated, used, or disclosed - in whole or in part - for any purposes other than to review this presentation. This restriction does not limit the Credit Union’s right to use information contained in this presentation if it is obtained from another source without restriction. Each sheet in this presentation is subject to the above restriction.
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Welcome Home Program is a service offered by Meyer and Associates in partnership with UNFCU Financial Advisors. Copyright © 2008 UNFCU Financial Advisors, A United Nations Federal Credit Union Owned Company. All rights reserved.
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Proprietary Notice: This presentation includes data that shall not be disclosed outside the Credit Union and shall not be duplicated, used, or disclosed - in whole or in part - for any purposes other than to review this presentation. This restriction does not limit the Credit Union’s right to use information contained in this presentation if it is obtained from another source without restriction. Each sheet in this presentation is subject to the above restriction.
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Our Process is Simple
Is member committed to agent?If not, introduce member to Welcome Home Specialist
Program Specialist counsels member, reinforces / refers to mortgage / contacts Realtor
Agent makes same day contact / reinforces mortgage throughout process
Warm hand-off
Member speaks toAssociation Mortgage Loan Officer
Member selects prompt or receives call from web inquiry
Member responds:• Calls program 800 # • Completes web inquiry form
Proprietary Notice: This presentation includes data that shall not be disclosed outside the Credit Union and shall not be duplicated, used, or disclosed - in whole or in part - for any purposes other than to review this presentation. This restriction does not limit the Credit Union’s right to use information contained in this presentation if it is obtained from another source without restriction. Each sheet in this presentation is subject to the above restriction.
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Thank You!We look forward to “Welcome Home” your members.
Proprietary Notice: This presentation includes data that shall not be disclosed outside the Credit Union and shall not be duplicated, used, or disclosed - in whole or in part - for any purposes other than to review this presentation. This restriction does not limit the Credit Union’s right to use information contained in this presentation if it is obtained from another source without restriction. Each sheet in this presentation is subject to the above restriction.
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Contact Information
• UNFCU Financial Advisors, LLC24-01 44th RoadLong Island City, NY 11101T + 1-212-324-3900http://www.unfcuadvisors.com
• Stephen Ryerson, PresidentT + 1-212-324-3901F + 1-212-324-3991C + 1-917-254-9337
• Please visit www.unfcuadvisors.com, www.welcomehomeprogram.com, and www.ezretirementsolutions.com to learn about our innovative Retirement Solutions.