“Replications of Akhuwat by Civil Society”

Akhuwat believes in:

“Akhuwat believes in replication of its model, whereby it contributes in the development of other social organizations.”

Akhuwat Replication process includes:

– Training of Staff–Provision of requisite materials – Standard Operating Procedures Manual–Credit documentation–M & E systems replication– Institutional Development –Audit mechanisms

AKHUWAT REPLICATORS

Branch Name Name of Organization Focal Person

SAY Trust Salamat and Yaseen Trust Amin Khurrum

Say Trust

Branch Name Name of Organization Focal Person

Rural Development Organization (RDO)

Rural Development Organization Awais Leghari 

Choti zareenRDO

Branch Name Name of Organization Focal Person

Kawish Kawish Welfare Trust Muhammad Shamshad

Kawish Welfare Trust

Branch Name Name of Organization Focal Person

Zad-e-Rah Zad-e-Rah Malik Ihsan EIlahi 

Zad-e-Rah

Zad-e-Rah

Disbursement Event of Zad-e-Rah in the Presence of Executive Director (Dr. Muhammad Amjad Saqib and Board of Director ( Dr. Izhar-ul-Haq Hashmi) Akhuwat

Branch Name Name of Organization Focal Person

Bharakho Islah Foundation Brig (R) Sarfraz (Member Islah Trust)

BarakuhIslah Trust

Branch Name Name of Organization Focal Person

MISRIAL Islah Foundation Brig (R) Sarfraz (Member Islah Trust)

MasriyalIslah Trust

Branch Name Name of Organization Focal Person

Shakrial Islah Foundation Brig (R) Sarfraz (Member Islah Trust)

ShakrialIslah Trust

Branch Name Name of Organization Focal Person

Morgah Islah Foundation Brig (R) Sarfraz (Member Islah Trust)

Morgah BranchIslah Foundation

Branch Name Name of Organization Focal Person

Nainsukh Branch Nur Foundation Shahema Rehman

NainsukhNur Foundation

Progress Report of the Replication of Akhuwat

Sr. No. Area Branch Name Name of OrganizationProgress Report Average

Loan SizeDisbursement Amount

1 Faisalabad Zad-e-Rah Zad-e-Rah 1,164 15,041,000 12,922

2 Faisalabad Say Trust Salamat and Yaseen Trust 2,000 25,000,000 12,500

3Choti Zareen (Rajanpur)

Rural Development Organization

Rural Development Organization 830 9,349,000 11,264

4 Bahawalnagar Kawish

Islah Foundation

1,539 9,187,700 5,970

5 Rawalpindi Morgah 971 14,832,500 15,275

6 Rawalpindi MISRIAL 298 3,871,000 12,990

7 Rawalpindi Shakrial 311 4,655,000 14,968

8 Rawalpindi Bharakho 53 795,000 15,000

9 Rawalpindi Rawat 53 775,000 14,623

10 Islamabad (Closed) Muslim Aid Muslim Aid 968 9,418,300 9,730

11 Multan(Closed) Multan 1 Branch Helping hands 1,200 13,423,000 11,186

12 Lahore (Closed) Nainsukh Branch Nur Foundation 643 6,947,000 10,804

13 IslamabadAkhuwat Hayat Trust (Rukan) Hayat Trust 268 2,680,000 10,000

Comments & Opinions of Replicators

• SAY TRUST: (by Mr. Amin Khurram)

“ By replicating Akhuwat’s methodology, SAY TRUST is striving to play an eminent role in creating an interest free society”

Comments & Opinions by Replicators

• Rural Development Organization (RDO): (by Mr. Awais Leghari)

“ Akhuwat is a landmark. And we are implementing its noble objective among the poor to receive true blessings of Almighty Allah.”

Comments & Opinions by Replicators

• ISLAH TRUST: (by Brig. Rtd. Sarfraz)

“ A concept of interest free microfinance is no doubt unique in its kind, but it gives us a sense of satisfaction that we have now expanded our network to five branches and looking forward to open more in near future…. Salute to AKHUWAT, who enlightens our vision towards Islamic mode of finance.”