Post on 30-Mar-2016
description
transcript
Imagine the Possibi
lities
February 18
& 19 2012 U
niversity Adams Cen
ter
SATURDAY 10–5 SUNDAY 10–5
Gold Key Sponsors
2/18 - 2/19Mr. and Mrs. Jones
MBIA
1The Jones House
Kitchen Design
and
SPONSORED BY
It’s Time To Dream Again.At First Security Bank, we’re not only big on the American dream of home ownership; we also support the home building industry as a proud member of the Missoula Building Industry Association (MBIA). So when you’re ready to buy, build or remodel, go online or stop by one of our convenient local branches to learn how we can help.
FSB_9156 tradeshow program ad HOUSE PHOTO 7.5x10 cmyk ks.indd 1 1/13/12 3:36 PM
4
With the help of our Gold Key Sponsor’s; the Missoula Building Industry Association enthusiastically brings the 8th Annual trade Show to the public. Our non-profit organization is more the 54 years old and continues to promote the value and quality of our members’ building products and services for your home. You will be inspired by the informational seminars and displays of the newest materials, building techniques, equipment and methods of financing. Nearly 100 vendors will be under the same roof to answer any and all of your building and remodeling questions, from plumbers to electricians, to mortgage brokers or cabinet retailers, and to landscapers or lighting experts. We have it all! I would personally like to thank all the volunteers and staff for their long hours spent putting this event together. I also want to thank you, the participant, for supporting our organization, its members and their businesses. We look forward to seeing you at the Trade Show.
Michele Bashor
Chair of the Trade Show Committee
Quality Seamless Gutters
Be sure to enter the Door Prize Contest for a chance to win gift certificates and other exciting surprises donated by local area businesses.
Fill out your ticket and drop it in the box at the door to have a chance to win.
We would like to give a big thank you to our Trade Show Committee members:
Michele Bashor - ChairpersonQuality Seamless Gutters of MT Inc.
Josh BallmanIntegrity Window & Door
Vicki HoukWestern RockiesT Radio 107 The Ranch
Heather NicholsTamarack Construction Company
Brandy FowlerFirst Call Computer Solutions
Lantha ReinhartMissoula Property Management
Deborah NelsonClaude Sammoury
Vann’s
5
Imagine the Possibilities
Our Mission StatementThe mission of the Missoula Building Industry Association is to represent and promote the building industry through advocacy, high standards, integrity, education and investment in the community in which we live and work.Value StatementMissoula Building Industry Association is the industry voice and resource through advocacy, education and an engaged membership.
2012 MBIA Corporate Sponsors
Gold Key:
Silver Key:Community Bank of MissoulaFirst Interstate BankNorthwestern EnergyVann’s
Bronze Key:Culligan WaterFirst American Title CompanyInsured TitlesMissoula Federal Credit UnionStewart TitleUS BankWestern Montana LightingWestern Title & Escrow
Table of ContentsWelcome ......................................................................... 4Mission Statement ......................................................... 5Insider Hints for Design on a Budget ......................... 6Suter Construction ........................................................ 7Weight Your Options Before a DIY Remodel ............ 9Tamarack Construction Company ............................ 11Renewing Your Roof Instead of Replacing..........12-13StraightEdge Construction ......................................... 15Accessible Design ........................................................ 17Hoyt Homes, Inc. ......................................................... 19Style Your Space ......................................................20-21Make Yourself at Home Outdoors ............................. 22Remodel Within Your Limits ..................................... 23Imagine the Possibilities ............................................. 24Edgell Building Incorporated..................................... 25How to Change the View Without Moving ............. 26McCollum Building & Design ................................... 29How to Get Started On Your Own Before & After . 31The Value of HomeOwnership .............................32-332012 MBIA Membership Directory .....................35-37
This publication is published by the Missoula Building Industry Association and AlphaGraphics for the benefit of the MBIA membership and The Trade Show attendees. All editorial content has been written by the MBIA or the National Association of Home Builders unless otherwise noted.
Creative design & printing by AlphaGraphics, Copyright © 2011. 1947 South Avenue West, Missoula, MT 59801 (406) 728-4810 | Fax: (406) 728-4911 | www.alphagraphicsmissoula.com
All items in this publication are property of MBIA 1840 South Ave. West, Missoula,MT 59801 (406) 543-4423 | Fax: (406) 721-5076 | www.buildmissoula.com
Don GarramonePresident
Garramone Builders, Inc.
Rich SargentVice-President
Direct Source Cabinets
Mike NicholsSecretary
Tamarack Construction Company
Michelle FeldeTreasurer
First Interstate Bank
Wade HoytPast President
Hoyt Homes, Inc.
Sue BergmeierSueB Design
Elaine HawkpLAND Land Use Consulting
Eric PetersenPalmer Electric Technology
Energy Services
Waunda BravardCulligan Water Conditioning
Kevin LeavellFarm Bureau Financial Services
2012 BOARD OF DIRECTORS
Insider Hints for Design on a Budget Spend lazy Saturday
afternoons browsing the
pages of Architectural
Digest, wishing you
had the budget to
hire an interior
designer to replicate
their artistic interiors?
Well-designed rooms
don’t always have to come with a
huge price tag; in fact, designing on a
budget may be easier than you think. Many
times, by changing small elements, you can give a room an entirely
new personality. Sometimes adding a few colorful pillows or picking
up a paintbrush is all you need to do to make your room look like
something out of the pages of a magazine.
One of the most common fixes for a boring room is color. “Color is
easy to do and inexpensive,” says Kathy Browning, owner of Design
Consultants, a design firm in Virginia Beach, Va.
Updating the color of just one wall in any room will give it
an entirely new feel. Painting, when approached correctly, can be an
enjoyable experience with instant rewards. Lauren Warnock, vice
president director of design at Mary Cook Associates, an interior
design firm based in Chicago, reminds home owners that warmer
colors can make a room feel cozier and more inviting. Cooler colors
like grey or “stark white,” on the other hand, may give a room a more
industrial feeling. “Light airy colors open up a space, while deep,
darker colors can make a room appear smaller,” Warnock says.
For the style-conscious, earthy tones such as ambers, browns,
and rust are currently popular. “Using modern glamour hues such as
white and black with a punch of a teal, coral or chartreuse color is very
hot as well,” says Warnock.
Connie Edwards, director of design for Shenandoah
Cabinetry, has her own advice when it comes to color, particularly if
you are looking at the kitchen. “You can never go wrong with neutrals,
but color is hot now,” Edwards says. “Not necessarily vibrant colors —
although for the right space, they can be fabulous — but think along
the lines of buttery yellows, soft sage greens and nearly neutral blues.”
Adding accents to pieces you already own can also make a
large difference. For instance, if your couch is not as exciting as it once
was, try throwing a few fun accent pillows on it. Remember, throws
and cushions, when selected as accents, can really bring new life to a
tired piece of furniture. “The use of pillows, throws and draperies in
living spaces enhances a room in many ways,” Warnock says. Fabrics
also can add beautiful softness to a room and allow additional patterns
and textures to be brought into a room.
Another budget-friendly change is to rotate the artwork in
a room. Using the same frames but changing the images can easily
create a new theme or mood, and combining several different frames
in different finishes and sizes can achieve different looks.
Often overlooked but strikingly effective, updated lighting
can work wonders. “Lighting will dramatically change the mood of a
room,” Warnock says. Try installing a new fixture or simply swapping
out the shades on current fixtures. Installing dimmer switches can also
make for an interesting change.
Kate Brennan, vice president of new business development
at Mary Cook, offers some advice for ready do-it-yourselfers. “Get
excited about the transformation that will occur — usually people
become more inspired to continue updating their homes.” Brennan
says. “Take your project one step at a time and follow your gut.”
For more information on designing on a budget, contact the Missoula
Building Industry Association or visit www.buildmissoula.com
6
BEFORE
BEFORE AFTER
AFTER
VISIT BOOTHS #108-109 VISIT BOOTH #90
7
Imagine the Possibilities
BEFORE
AFTE
R
Suter Construction235 Mount Avenue
Missoula, MT 59801
I first came to Montana in 1990 to work in the Bob Marshall
as a wilderness ranger. I spent four summer seasons in the “Bob”
while working on my Environmental Science degree during the off
seasons. Immediately after I received my degree I volunteered for
the United States Peace Corps serving in Jamaica from 1994-1996.
When I came back to the U.S. I moved to Missoula to develop a
career. After working as a fisheries field scientist and moonlighting
in construction I switched to construction full time in 2001. Over
my years in construction in Missoula I have developed long lasting
relationships through a team approach with the best in the field.
I approach my projects with a keen sense of the connection
between construction and the environment. With my experiences
in college, fisheries, wilderness and the Peace Corps I have
developed a deep understanding of the interrelationship between
construction and the environment. As a direct result of these
observations I pursue ways in which I can reduce the impact
construction has on the environment which includes a thoughtful
construction process as well as creating a structure that will be
energy efficient and long lasting. As a natural extension of this
commitment I am an Energy Star Partner, a member of the
Sustainable Business Council and a Certified Green Professional
with the NAHB.
Maximizing the return for your money is my goal while
making sure that the environmental impact is minimal throughout
construction and the life of your project. I look forward to
discussing how I can help you achieve your construction dream
whether residential, commercial, small or large.
Budget
Booth #26
Offer is subject to normal credit qualifications. Property insurance is required. Consult your tax advisor regarding the deductibility of interest. Some restrictions may apply.Home Equity Loans and Lines of Credit are offered through U.S. Bank National Association ND. ©2011 U.S. Bancorp. All rights reserved. Member FDIC.
usbank.com | 888-444-BANK (2265)
Cook up a new kitchen. Remodel a bathroom. If you canpicture it, you can do it with a U.S. Bank Home EquityLine of Credit. Apply today at your local U.S. Bank,usbank.com or give us a call at 888-444-BANK. Go ahead. Bring your dreams to life. You’ve got thestrength of U.S. Bank behind you.
MISSOULA
Southside
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Downtown
209 East Spruce 406.523.2404
Russell Street
1635 S. Russell 406.721.4910
Hamilton
1265 North First Street
406.363.6700
Just picture what you can dowith a Home EquityLine of Credit.
28 — Missoula Building Industry Association — 2010
Buy online, schedule delivery, or pick-up in store: www.vanns.com/montanaTo learn more about designing your custom home, go to: livingstyle.vanns.com
Missoula3623 Brooks(406) 728-5151
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Discover where high-tech and high-efficiency meet. Look to an advanced, whole-home Control4 system to automatically adjust heating and lighting levels across your home based on use and time of day. Or, let the energy-sipping performance of today’s home appliances and A/V electronics reduce resource consumption and trim down your power bill. Whatever the case, Vann’s helps you meet your “green” goals . . . starting at home.
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According the U.S. Census Bureau, homeowner do-it-yourself (DIY) projects account for 20 percent of all home remodeling performed
nationwide. While there are a substantial number of weekend warriors out there, remodeling industry professionals report that between 25 and
30 percent of their work comes from fixing DIY debacles. Some credit the desire among homeowners to tackle repair and remodeling projects
to hit television show’s like ABC’s “Extreme Home Makeover” and the Discovery Channel’s “Monster House.” The introduction of cable channels
with programming dedicated to all things home including HGTV and the DIY Network may inspire homeowners to take on home fixes and
decorating challenges as well. While most professional remodelers understand that homeowners will do some of their own home repairs or
small renovations, overwhelmingly they believe that many jobs should be left to the pros.
“The rule of thumb that I always live by is that if a handyman service in your area can do the project, then odds are that a good do-it-
yourselfer can do it themselves,” says Bob Birner, CGR, CGB of Amazing Siding Corp. in Houston, Texas. “If they don’t do it, then that’s a good
sign that you need a professional.” Birner adds, “Remodelers wouldn’t perform open-heart surgery on a loved one without medical expertise.
Remodeling is open-heart surgery for the home—only professionals should attempt it.”
Still think you can tackle a big remodeling project? Bob Van Cleef, CGR, CGB, GMB, owner of Yankee Housewrights in Jamestown, R.I.
cautions all motivated DIYers. “A homeowner should look at a project, consider the worst case scenario and ask, ‘If it comes to this, will I know
how to fix it?’” says Van Cleef. Van Cleef and other professionals admit that when it comes to repairs and remodeling their own homes they
hire professionals to do it. “I have been in construction my whole life and I still hire a pro to do work
at our house, because there are certain things even I wouldn’t touch such as electrical, plumbing and
framing,”
Advice for Do-it-YourselfersThere are some home projects that professional remodelers believe can be tackled by determined
DIYers (depending on skill level) such as hanging pictures, interior painting, caulking, changing door
knobs and cabinet pulls, and some aesthetic work such as installing crown molding.
If you are willing to put the time and energy into a do-it-yourself home remodel, Barbara Rose
Peck, co-owner of S.N. Peck Building, Inc. and Case Handyman Services of Chicago advises:
• Followproductdirections.Readeverythingthatcomeswiththeproductandtakeitseriously.
• Getadetailed,illustratedhomerepairandmaintenancebook.
• Conductcarefulandthoroughpreparation.Seteverythingupandprotectsurrounding
surfaces and furniture.
• Practicewiththetools.
• Followsafetyproceduresandusepropersafetyequipment.
Consumers are cautioned not to take on more than they are capable of doing both in terms of
time and skill. “The biggest mistake the weekend handyman makes is to take on a project larger than
he can handle in a reasonable amount of time,” says Douglas Nelson, CR, CGR of New Spaces in
Burnsville, Minn. “I have talked with people who have been remodeling their kitchen for more than
two years.”
Remember, DIY projects should be fun and suit your skill level. If they’re not, then consider
hiring a professional. For information about hiring a remodeler, contact the Missoula Building
Industry Association and its affiliated local Remodelers Council. Visit www.buildmissoula.com for
more information on remodeling.
Weigh Your Options Before a Do-it-Yourself Remodel
9
— 59
STAR label. If you find that your equipment doesn’t
need to be replaced, give it a tune-up and take care
of any minor repairs or leaks to improve efficiency,
and make sure your pipes and ducts are insulated.
High Performance WindowsConsider replacing single-pane windows.
Double-pane windows with high performance
glass (e.g., low emissivity or “low-e” glass) that are
gas-filled perform much better and help reduce
heat loss in the winter and heat gain in summer.
Low-E coatings used to add about $1 per square
foot of glazing, however, in most climates this
has become the standard. Low-E coatings save
energy in most U.S. climates. In a simulation of
a home located in Boston, low-E coating saved
$103 per year. Interior storm windows provide a
compromise by increasing energy efficiency while
maintaining exterior aesthetics at a significant
cost savings over window replacement.
The greenest energy is the energy we don’t use.
Meet the new IECC 2009 Energy Code with help from SBS:
We combine energy efficient work with renewable energy production, including Solar PV, Building Testing, Lighting
Retrofit, Insulation Improvements and more.
Contact SBS today to start saving
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www.TerritorialLandworks.com620 W Addison St | Missoula, MT | 406.721.0142
www.TerritorialLandworks.com620 W Addison St | Missoula, MT | 406.721.0142
Civil Engineering • Surveying • Land Use Consulting
Residential & Commercial Site Design | Water & Sewer System Design
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Water & Sewer System Operations | Floodplain & Stream Permitting Click this button to find Homebuyer Education
in your area.
Now is a great time to buy a home! Interest rates and home prices are both low.
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Go to housing.mt.gov for more information.
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Missoula
11
Imagine the Possibilities
BEFORE
AFTE
R
Tamarack Construction Company, Inc.16366 Old Highway 93
Florence, MT 59833www.tamarackconstruction.com
What Are They and Why Should I Know? For years, while consumers muddled over the necessity for
energy-efficient building systems, there was a sleeping giant in the
building industry. With skyrocketing heating fuel prices and associated
movements to conserve the same, the giant is awake. Structural insulated
panels – SIPs – are coming into their own and causing some who knew
nothing more than conventional stick-framing to give the alternative
building method a look. But guess what? Tamarack Construction
Company has been using SIPs to construct energy efficient homes in the
Northwest for over 17 years. But what are they?
SIPs - Structural Insulated Panels - are wall and roof systems that
provide an exterior & interior sheathing of oriented strand board (OSB),
and an insulating foam core all in one product. With the elimination
of studs, so goes the loss of heat from having wood – a poor insulator
– every 16 inches. Studies show the “thermal break” of wood studs can
account for as much as 40 percent of a home’s heat loss, but in a SIP wall,
the R-value is continuous across the entire plane of the wall with little-to-
no breaks. In an R-value battle between panels and stick frame, SIPs win.
Speed of install is also a biggie. Panel systems install twice as fast as
stick framing, reducing labor costs. With SIP structural projects, much
of the job is pre-cut at the manufacturer. Openings for windows and
doors are cut out before panels get to the site – and wall sections up to
24 feet long are pre-connected then craned into place. Hence, reduced
assembly time and greatly reduce job site waste. SIPs are a recommended
building system for all green certification programs including ENERGY
STAR®, LEED (Leadership in Energy & Environmental Design), and the
NAHB (National Association of Home Builders) Model Green Home
Program. Want to know more? Give Tamarack Construction Company a
call – 406-273-9821 – or visit our website -
www.tamarackconstruction.com.We’reheretoansweranyquestions
you have about building an energy efficient home.
Booth #111
In these harsh economic times, businesses are looking for ways that they can save
money by repairing or preventing their current, seasoned roof from leaking and keeping
it for many more years instead of paying for a costly replacement. It is possible with the
Conklin Roofing System, a restorative cool coating alternative that protects the environment,
increases energy efficiency, and decreases summer cooling costs all at a fraction of the price
of a new roof. Many can be applied over existing roofs, removing the cost of tear-offs and
keepingtheroofingmaterialsoutofthelandfillsallwhilequalifyingforconsiderablefederal
tax credits or rebates for utilizing “green” building materials.
During hot summer months, cool roofs reduce the need for cooling in air-conditioned
buildings, which saves energy and money. On a clear summer day, a traditional black tar or
asphalt roof absorbs sunlight at about 100 watts (roughly the power of a bright incandescent
lightbulb)persquareinch,andblacksurfacesinthesuncanbecome90ᵒFhotterthanwhite
surfaces, heating both the building and the surrounding air. This increases energy use in air-
conditioned buildings, makes non air-conditioned buildings uncomfortable, and inevitably
shortens the life of the roof. Substituting a Conklin white roof for a traditional dark roof
reduces the conduction of heat into the building, convection of heat into the external air, and
thermal radiation of heat into the atmosphere. The implementation of cool roofs nationwide
could conserve up to $1 billion in cooling costs annually.
“Conklin Roofing System is the way to save money on a new roof,
increase energy efficiency and lessen the burden with the landfill”, says
Willie Schrock, president of Schrock Construction Roofing & Coatings
and certified installer of Conklin’s products, “Conklin is a rock solid
company”thatprovidesawiderangeofhighquality,innovativeroofing
systems. Their roofing & coating products have been on the market for
42years,withover2billionsquarefeetofroofingthroughouttheUnited
States. Its applications include spray polyurethane foam, which stops
leaks with a completely seamless membrane that provides exceptional
waterproofing, acts as a leveler, and adds insulation value that reduces
your heating and cooling bill substantially; saving building owners up
to 30% in cooling costs annually. Metal restoration is an excellent way
to restore and repair your unsightly rusting metal roof. After the rust is
treated, a rust-inhibiting primer is applied, all fasteners and seams where
possible leaks can occur are treated, then the roof is sealed with a durable
reNeWiNg Your Roof, Instead of rePlACiNg
is the Cost Effective “greeN” Way
Guaranteed Up To 18 Years Non Prorated
Conklin is a rock solid company that provides a wide range of high quality, innovative roofing systems. Their roofing & coating products have been on the market for 42 years, with over 2 billion square feet of roofing throughout the United States.
“
“
12
white top coat that is ENERGY STAR rated, and provides decades
of protection. Single-ply membrane, fabric reinforced coatings,
and single-ply re-coating applications are similar products that
can be used for flat commercial roofs that are applied over the
existing roof and give the roof a fire and chemical resistance that
will not crack. These coatings can be put on metal, asphalt built-up,
modified bitumen, polyurethane foam and single-ply roofs in less
time and for a lot less money than by just replacing the roof. This
ENERGYSTARcertifiedcommercialroofingsystemcanqualify
for significant tax credits or rebates for being “green” building
materials that reduce energy consumption and greenhouse gas
emissions.
ENERGY STAR is a labeling program set forth by the U.S.
Environmental Protection Agency (EPA) and the U.S. Department
of Energy (DOE) to effectively distinguish products that use
less energy, save money, and reduce emissions of pollutants and
greenhouse gasses from the inefficient use of energy, all without
sacrificing performance.
To earn the ENERGY STAR Label, a product must contribute
to significant energy savings nationwide, increase energy
efficiencyanddeliverthesefeatureswhileperformingasrequired
by consumers. Product energy consumption and performance
are then measured and certified when the manufacturers that
enter into a partnership agreement with the EPA, submit energy
performance test data that is verified by the EPA through its
complianceauditprogram.Ifthequalifiedproductcostsmore
than a less-efficient, conventional counterpart, consumers must
be able to recover their investment from increased utility bill
savings within a reasonable period of time. With the Conklin
Systems, many consumers have received a complete return on their
investment within 7 years just from reduced cooling costs, let alone
the significant tax breaks businesses can receive for using ENERGY
STAR certified products. To learn more about these tax credits
for energy efficiency, visit www.energystar.gov/index.cfm?c=tax_
credits.tx_index.
Thereisfundingavailablethatyourroofmyqualifyforusing
the Conklin Systems, go to the National Green Building Funding
Opportunities website to get more information http://www.epa.
gov/greenbuilding/tools/funding.htm
“Our goal is to educate the consumer about the green
aspects of roofing, but we also want to save them money on air
conditioning and repairs in the future, a white roof helps you stay
in the black”, states Willie Schrock, with Schrock Construction
Roofing & Coatings, established in 1980 has been utilizing Conklin
roofing products and materials since 1983 and has recently added
the roofing systems to their services. They offer roof coatings for
flat, low slope or metal roofs that come with the industries best
warranties and also provide yearly inspections at no cost, for more
information on how you can extend the life of your roof and help
the environment. Go to www.schrockconstructioninc.com
13
VISIT BOOTHS #115-116
ardenity
Granite
Design • Fabrication • Installation
• Counter Tops• Hearths• Vanities
1916 Maple StreetMissoula MT 59808
406.728.2220406.728.2200 Fax
www.gardencitygranite.com
MBIA ad 2012_Layout 1 1/23/12 3:08 PM Page 1
15
Imagine the Possibilities
BEFORE
AFTE
R
Have you been thinking about sprucing up that tired kitchen or
bathroom, but don’t know where to start? Do you love your home
but it is getting harder to function in as your needs have changed?
LetStraightedgeConstructionhelpyouanswerthesequestionsand/
or any others you may have. With seven years experience in the
Missoula Valley, Jim Schafer of Straightedge Construction has the
tools and passion to make your home into that something you’ve
been dreaming about. Jim is a Certified Aging In Place Specialist.
He is committed to helping people stay in their homes by make
them more accessible as changes in life arise.
Being a Certified Green Professional also encourages
Straightedge to find great new ways to use more sustainable
products as they become more available for all price ranges of
projects. Jim has been very involved in the Missoula Building
Industry’s many committees over the years. He is the president
of the Remodeler’s Counsel for 2012 as well as builder co-chair of
the Building Futures Committee. Jim was awarded with the 2010
Builder of the Year Award, due to his involvement and commitment
to the Student Built House/Building Futures Program. Everyone
has different needs, different budgets, and different dreams about
what their home should be.
Straightedge Construction is ready and willing to help you
make your dreams a reality. Give us a call today to set up an
appointment,406-531-7261orsendusaquickemailtojim@
straightedgebuilt.com. If you would like to see some pictures of
previous projects please visit us at www.straightedgebuilt.com.
Don’t let more time pass by being unhappy with something in your
home, lets get started today! Booth #76
StraightEdge Construction2823 Felton Lane
Missoula, MT 59803
Energy efficiency is the cornerstone of...
greenA high efficiency home results in a smaller energy footprint for the life of the home.
Certified ENERGY STAR® new homes are performance-tested for increased comfort, indoor air qualit y, and energy efficiency.
Through NorthWestern Energy’s Efficiency Plus (E+) programs, rebates are available for new and existing homes for measures such as insulation, lighting, and space or water-heating equipment. Rebates are also available for high efficiency televisions, computers, and more.
Visit www.northwesternenergy.com/nweplus or call (800) 823-5995 for information about energy efficiency rebates and programs for homes and businesses. Qualifications apply.
17
Imagine the Possibilities
Accessible DesignPO Box 9348
Missoula, MT 59807don@garramonebuilders.com
Accessible Design, a division of Garramone Builders Inc.,
is a Missoula based company providing accessible products and
installation services to those of us who need to make a change
in our homes regarding accessibility. Our goal is to provide
these services to our aging in place population and the medical
community.
Don Garramone, president of Garramone Builders Inc., has
been a member of the Missoula building industry for over 25
years. Garramone Builders Inc. has specialized in remodeling and
restoration and has won numerous local and state awards for high
qualitywork.Throughcontinuingeducationandcertification,such
as CAPS (Certified Aging in Place Specialist), Don has recognized
a need in Missoula for a professional company to enter into the
accessibility service market, in particular, accessible tubs, showers
and accessories such as towel bars, wheel chair ramps, and height
adjusted countertops.
Don is available for consultation to evaluate your home. He can
assess the current environment and suggest modifications for a
more comfortable home experience, whether the modifications are
immediate or for a future need. Many of us are comfortable in our
homes and neighborhoods and these adaptations will allow us to
continue living in our homes indefinitely.
The Accessible Design division is a perfect extension of an
already established remodeling company in Missoula. Don has
secured a franchise through Best Bath Systems of Boise, Idaho, and
has the Missoula and Bitterroot Valley as his sales area. Please call
Don for a personal consultation at 406/728-1285.
Booth #52
Leading the Industry since 1977
FLOORING Unfinished
Pre-Finished Antique Old “Original”
Circular Sawn
LUMBER Domestic Hardwoods
Exotic Hardwoods
MILLWORK New & Antique
Flooring
Paneling
Siding
Custom Molding
Gluing, planing & Wire brushing
BEAMS Antique Fir Timbers
New Saw cut Timbers
Hand-Hewn Beams
DECKING Ipe
Bangkirai
Tiger Deck
SUPERIOR HARDWOODS AND
MILLWORKS
COME SEE WHAT
COME SEE WHAT WE’RE ALL ABOUT… 5120 US HIGHWAY 93 S, MISSOULA, MONTANA – 251-2272
OR VISIT US @ WWW.SUPERIOR-HARDWOODS.COM
Superior Hardwoods – Superior Products – Superior Service – Superior Customers
19
Imagine the Possibilities
Leading the Industry since 1977
FLOORING Unfinished
Pre-Finished Antique Old “Original”
Circular Sawn
LUMBER Domestic Hardwoods
Exotic Hardwoods
MILLWORK New & Antique
Flooring
Paneling
Siding
Custom Molding
Gluing, planing & Wire brushing
BEAMS Antique Fir Timbers
New Saw cut Timbers
Hand-Hewn Beams
DECKING Ipe
Bangkirai
Tiger Deck
SUPERIOR HARDWOODS AND
MILLWORKS
COME SEE WHAT
COME SEE WHAT WE’RE ALL ABOUT… 5120 US HIGHWAY 93 S, MISSOULA, MONTANA – 251-2272
OR VISIT US @ WWW.SUPERIOR-HARDWOODS.COM
Superior Hardwoods – Superior Products – Superior Service – Superior Customers
BEFORE
AFTE
R
Hoyt Homes, Inc. 1021 Mount Avenue
Missoula, MT 59801 www.hoythomes.com
Quality, care, and attention to details are the guiding principles
that have helped Hoyt Homes, Inc. satisfy countless customers. In
today’s economy working with a builder who can help you establish
a realistic budget you can live with during construction is as
important as choosing a builder with the right experience to walk
you through the remodeling, custom, or restoration construction
process.
RemodelingprojectscreateauniquesettinginwhichHoyt
Homes works with their customers. Often living in the construction
zone, remodeling homeowners need to work with a team that they
are comfortable with in a professional and a personal way. Hoyt
Homes has that team and they understand the complexities and
challenges that come with expanding and updating your present
home’s features. Wade makes a commitment to walk through this
stressful process personally with the homeowner and is focused on
the details that help make remodeling a positive experience.
Whether it’s your first custom home or you are turning your
current home into the dream home you’ve always hoped for, Hoyt
Homes has the experience and expertise to not only build your
project, but build a relationship that you will value for years to
come. To find out more about the Hoyt Homes building experience
and what past customers are saying, just log on to www.hoythomes.
com.
Booth #8
A R T A N D F U N C T I O N
3250 SOUTH RESERVE, MISSOULA(406)543-7166 ■ 1-800-352-7166HOURS: M-F: 9-5:30 ■ SAT: 10-4
WESTERNMONTANALIGHTING.COM
LIGHT ITRIGHTS
tyle
Register to Win!Gift Certificates to the Living Room and Western Montana Lighting
Saturday’s Drawing $1500
Sunday’s Drawing $1500
Stop by the Style Your Space Booth #99 & 100
Register your name in the daily drawings
It’s too easy these days to live almost exclusively in a climate-controlled,
electronic world. Your days are spent going from air-conditioned house to car to
workplace, with your ear glued to a cell phone or your fingers typing away on your
personal digital assistant in between. But as people try to re-connect with nature, a
new trend in home design — bringing the indoors outside — is emerging.
Many new and remodeled homes are blurring the lines between indoor and
outdoor spaces. The New American Home is a home built annually in conjunction
withNAHB’sInternationalBuilders’Showtoshowcasestate-of-the-arthome-buildingtechniques
andmaterials.The2009homeinLasVegas,Nev.,wasdesignedwith1,791squarefeetofcovered
outdoor space including a recessed patio with waterfall and fireplace and living room with outdoor
televisions.
If you’re thinking about building or remodeling to enhance the outdoor spaces at your home,
here are a few of the latest outdoor living trends:
Fire elements. These can take the form of fireplaces or fire pits, or be as simple as a free-standing
clay chimenea. Wood-burning elements are the most common, but they can also be outfitted to
burn gas or a gel. Each has its own advantages or disadvantages with cost, maintenance, and other
considerations such as smell or the crackling sound commonly associated with wood fires. Fire
pits can be portable or built-in, and are often made with materials such as copper, iron or stone.
Some feature colored, decorative glass pieces laid out in designs that reflect the flames.
Beds. Forget about hammocks or folding lawn chairs! Today, it’s all about ultimate comfort.
Outdoor beds have been seen on the pool decks of chic hotels in hip cities like Miami and Los
Angeles for years. Designed for lounging or even napping, they come in a variety of sizes, generally
have a futon-style mattress, and some have adjustable backrests. They are covered in weatherproof
fabric, and matching your color scheme is easy with coordinating throw pillows.
Showers. Formerly seen just at beach houses and used strictly for removing sand, outdoor
showers are now found in multi-million dollar Manhattan penthouses, apartment rooftops and
suburban neighborhoods for everyday use. They incorporate natural elements such as stone,
bamboo and plants, and are strategically designed to provide privacy, yet allow the user to enjoy the
view and the feeling of showering in nature.
Having inviting outdoor living spaces in your home will help when it’s time to sell, too. In the
National Association of Home Builders’ Consumer Preferences Surveys for both 2004 and 2007,
morethanthree-quartersofrespondentssaidhavingapatio,frontporchordeckontheirhome
was “desirable” or “essential.” And in 2007, 62 percent wanted an outdoor fireplace or fire pit, a
category that wasn’t even an option in the 2004 survey.
So gather your friends around the fire pit, take an afternoon siesta on your outdoor bed, get ready
for work with a refreshing backyard shower, or, check out www.diynetwork.com/diy/shows_dind
Indoors Out” on the DIY Network for more ideas on how to embrace the great outdoors without
leaving your yard! To find a builder or remodeler in your area to help you, contact the Missoula
Building Industry Association or visit www.buildmissoula.com
MAKE YOURSELF AT HOME OUTDOORS!
22
23
Whether you’ve lived there for five months
or 15 years, it’s not uncommon to find that you are
delighted with your home — with one or two nagging exceptions.
You’d really like to remodel, but the project often gets pushed to
the end of the “to do” list, because it’s either too expensive or too
inconvenient to be without a kitchen or bathroom for an extended
period of time. Still, let’s face it, the harvest gold kitchen, worn
carpeting, or the cracked bathroom tiles have got to go.
Inmanycases,thereasonyourhomemayfeelinadequateisthat
the average American house was built in the 1960’s and is now pushing
forty or fifty. In a sense, your home is in the throes of a mid-life crisis,
and it’s up to you to address the situation with some remodeling.
And, with interest rates at historic lows, there’s no better time to take
advantageofhomeequityfinancingtofundyourproject.
Your first steps are to determine how much money you can spend
and to define your vision of the completed project. Working with a
professional designer will help ensure your
vision comes to life and will prompt you
to define your goals. For example, do you
want an innovative new design, or are you
striving for functionality?
If you’re having trouble getting started,
there’s help. “Remodeling Your Home”
offers valuable hints on how to set priorities,
remodel within a budget, understand a
contract, and apply for permits. In order to
“avoid sticker shock” author Carol Davitt
suggests hiring a design-build firm, which
will significantly enhance communication
between the designer and subcontractors. Using a design-build firm
also will help you cut down on costs, and many companies will rebate
a portion of the design fee, if you end up signing a construction
contract with them down the road.
When interviewing remodelers for your project, asking several
keyquestionsmayenableyoutosavemoney.Ifyou’readding
windows, see if you can use snap-in window grilles instead of windows
with true divided lights. This could save you up to $200 per window.
Need new flooring? Find out if you can substitute seamless vinyl
for ceramic or unglazed tile; or if you can swap hardwood floors for
carpeting.
Remodeling is a dirty business, and you may find yourself without
the comforts you take for granted, such as hot water or a flushable
toilet. When signing a contract to improve any room of your home,
assess the capacity for makeshift spaces. You may find the disruption
easier to weather if you can carve out room for a small refrigerator
and coffee pot, while your kitchen is out of commission. If not, you
may want to consider a temporary move to save both time and money.
Moving out entirely also will speed up the
remodeling process by allowing workers to
forgo the meticulous nightly clean up.
Whether your remodeling project is
large or small, it’s important to carefully
think through your options and talk to
several remodelers before you get started.
“Remodeling Your Home” provides home
owners new to the process with helpful hints
ranging from choosing a remodeler who is
a member of NAHB Remodelers to writing
a proper change order — and everything in
between.
To find a professional remodeler in your area, contact the Missoula
Building Industry Association or visit www.buildmissoula.com.
Remodel Within Your Limits:
Tips on coming inUnder Budget
BEFORE
AFTER
VISIT BOOTHS #108-109 VISIT BOOTH #97
BEFORE
AFTER
24
Imagine the possibilities - a Home of Your Own
Sounds good, doesn’t it? “A home of
your own.” You pick the colors, plant a
garden, and the kids can have a dog. At
the same time, you may know someone
who struggled with ownership. How do
you know if the time is right for you to
buy a house and how to avoid pitfalls?
Learn the process Like most industries, real estate has its own language,
definitions, and acronyms. Education is the key to understanding.
Through support from Montana Board of Housing (MBOH),
home buyer education classes are offered statewide by
NeighborWorks Montana and partner organizations. Nationally-
approved curriculum is tailored to local areas, and taught
by certified instructors. Topics include: what ‘mortgage-
ready’ means; choosing a lender; find a real estate agent who
understands your needs; evaluating credit; budgeting, and much,
much more! Costs are minimal, and the investment in your future
is beyond measure. Anyone can take the course, regardless of
income. Schedules are posted on the Montana Homeownership
Network (MHN) site http://nwmt.org/Templates/MHNHome.
html. If you don’t have Internet access, please call 1.866.587.2244
or 406.761.5861.
Arrange financingUnless you have enough cash to buy a home, you will need a loan. If your down payment savings are less than 20% of the house price,
your loan will need to be insured or guaranteed. There are many types of loans, insurance, guarantees and programs. A good local
lender can help you pick the best option. Click the “Lender” button on the MHN website for an interactive map of MBOH lenders.
Lendersreviewyourincomeandcredit(calledunderwriting)andqualifyyouforyourloan.Dependingonyourincome,financial
assistance may be available for down payment and closing costs.
Shop for a home Whileit’snotrequiredtousearealestateagenttoshopforahome,itisagoodidea.Licensedprofessionalsnotonlyhaveaccess
to homes on the market, but are skilled in negotiation. Many take specialized training to be designated Workforce Housing Specialists.
Click the “Real Estate Professional” button on the MHN website to find agents in your area.
MBOH – Mortgages made in Montana that stay in Montana MBOH offers loan options through local lenders. Our programs offer attractive interest rates and closing cost assistance for
eligible buyers and veterans. MBOH also offers tax credits in the form of Mortgage Credit Certificates. Visit our booth at the show, or
www.housing.mt.gov.
A home of your own. Learn the process and work with trusted advisors to make it a reality! Montana Board of Housing is a state agency under the Housing Act of 1975, attached to the Department of Commerce for
administrative purposes. The Board is self-supporting and does not receive appropriations from the state general fund.
25
Imagine the Possibilities
BEFORE
AFTE
R
Edgell Building & Development, Inc.316 Expressway
Missoula, MT 59808www.edgellbuilding.com
David Edgell started remodeling homes in Missoula over 30 years
ago. His company has grown into one of the area’s largest, most
respected builders through its collective staff experience, history
of smart financial growth, and exacting craftsmanship and design.
Along with sons Justin and Mark, David continues to build the
company into an innovative leader in building and remodeling in
Missoula and the surrounding areas.
Edgell Building specializes in value-engineered design,
building and remodeling, embracing today’s demand for high-
performance, energy efficient homes that are both affordable and
stylish. Over the years, David Edgell and his experienced staff
have built relationships with Missoula’s finest subcontractors,
bringing an unparalleled level of craftsmanship, care and integrity
to each of its building and remodeling projects.
Accurate timelines, thorough budgets and constant client
communication are all trademarks of the Edgell approach. We
take pride in every project – large or small, custom or starter
home, new-build or remodel – and we value the relationships
we build with our customers. Just one conversation with David
Edgell is all it takes to know he means it when he says, “As
much as we enjoy the building process, meeting new clients and
building relationships with them is the most rewarding part of our
business.”
Booth #43
So, you want a new house but dread the mere thought of “the move”? Don’t
fret. In this dilemma, you really can have it both ways — just remodel! Too much
work, you say? Nonsense. The “do-it-yourself ” segment has lost a share of the
market. Most people who decide to remodel their homes hire contractors.
Remodeling Trends Some home owners are building whole rooms onto their houses. One popular
addition is the master bedroom suite. Home owners can easily convert their old
bedroom into an office, media room or spare bedroom — whatever fits their
lifestyle. In many cases, remodelors are adding these rooms on the upper levels of
thehomes.Thistechniquehelpsconservelandandspace.
Other home owners hire contractors to finish their basements. With this choice,
they benefit from a whole room of living space without altering their home’s
exterior appearance.
Many remodeling contractors are working on kitchens and bathrooms. In
their kitchens, home owners want more counter space, natural-wood cabinetry and
Corion countertops. The stainless steel, industrial look is also popular in today’s
remodeled kitchens. In addition, many home owners want bigger bathrooms with
whirlpool tubs and spacious showers.
Most home owners who choose to remodel want to create the illusion of space.
So,theyrequestlightpaintcolorssuchaswhite,boneandalmond.Theyalsowant
additional large windows.
A sizeable number of home owners are ripping up their wall-to-wall carpet
and replacing it with hardwood floors. If they can’t have wooden floors, they choose
floors with laminated surfaces.
Many remodeling contractors add features to homes that make them more energy
efficient and “environmentally conscious.” For instance, they can install energy-
saving glass windows and skylights. Some are even adding solar panels on rooftops.
A good remodel job can help home owners preserve their environment.
So, if you’re considering a change but want to stay put, try remodeling. Believe
it: contractors can perform miracles. You will feel like you have a brand-new
house, but you won’t have to leave your friends or all the conveniences of your old
neighborhood.
To find a remodeler near you contact Missoula Building Industry Association
or visit www.buildmissoula.com
How to Change the View WIThOUT MOVING
26
VISIT BOOTH #90
VISIT BOOTH #67
Construction Law, Real Estate,Farm & Ranch, Water Law, Home Closings,
Business Sales, Liquor and Gaming Licenses,Corporation, LLC & Partnership Setups,Employment Law and General Litigation
Michael J. Milodragovich Cory R. Gangle Lon J. Dale W. Adam Duerk Gerald W. Steinbrenner Philip Brad Condra Christian T. Nygren Giovanna M. McLaughlin G. Patrick Hagestad Christopher Decker Perry J. Schneider Hannah Stone Elizabeth A. O’Halloran Dylan McFarland
620 High Park Way, Missoula, MT 59803www.bigskylawyers.com • 406-728-1455
Cory R. Gangle, Esq.
Western Montana’s finest contractors trust Temp Right forHeating, Air Conditioning,Refrigeration, Plumbing, and Geo-Thermal installations.
ONE CALL
PlumbingHeating CoolingGeo-Thermal
406-728-1111www.tempright.com
Residential and commercial sales, service and 24 hour emergency repairs.
Call Team Blue for your next project.
A R T A N D F U N C T I O N
Acce
ssorie
s
3250 SOUTH RESERVE, MISSOULA(406)543-7166 ■ 1-800-352-7166HOURS: M-F: 9-5:30 ■ SAT: 10-4
WESTERNMONTANALIGHTING.COM
LIGHT ITRIGHT
Pay an easier way.Sign up for EasyPay, our auto payment option.
*See TruGreen.com for full guaranteedetails. ©2010 TruGreen Limited Partnership. All Rights Reserved.
Your lawn is different from every other lawn. With TruGreen, your lawn care will be different too. Our lawn care specialists are committed to developing a customized plan specifically for you. We’ll get your lawn healthy and keep it there – guaranteed*.
Call us today at 829-8784 or visit trugreenmontana.com to get TruGreen Customized Service.
Your lawn is unique. Just like you.
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*See TruGreen.com for full guaranteedetails. ©2010 TruGreen Limited Partnership. All Rights Reserved.
Your lawn is different from every other lawn. With TruGreen, your lawn care will be different too. Our lawn care specialists are committed to developing a customized plan specifically for you. We’ll get your lawn healthy and keep it there – guaranteed*.
Call us today at 829-8784 or visit trugreenmontana.com to get TruGreen Customized Service.
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Certified Public Accountants & Advisors
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• Audit, Review & Compilation• A-133 & Yellow Book Audits
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Business Valuations ~ Forensic Accounting ~ Litigation Support
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1715 South Reserve Street, Suite I ~ Missoula, MT
A division of Tompkins & Peters CPAs, P.C.
29
Imagine the Possibilities
BEFORE
AFTE
R
McCollum Builders and Design8467 Wise River Rd
Missoula, MT 59803(406) 542-2896
McCollum Builders & Design is owned and operated by
Douglas McCollum. The company has been in business since 2004,
but Doug has been involved in various aspects of the building
industry for over twenty years. Born and raised in the Nine Mile
Valley west of Missoula, Doug is proud to be a local builder helping
the community he grew up in succeed while emphasizing work
with Montana owned businesses. McCollum Builders & Design’s
first official project was the 2005 Parade of Homes entry “The
Continental.” In 2009 McCollum Builders &Design entered “The
Fishin’ Log” in the Parade of Homes. “The Fishin’ Log” was an
extensive remodel project encompassing home, shop and landscape
design. In the remodel category “The Fishin’ Log” received Best
Overall Design, Craftsmanship Award, Memorable Décor, and tied
for Notable Kitchen. McCollum Builders & design’s emphasis is
on energy-efficient homes with one-level living that caters to the
“baby boomer” generation. New design and building homes are the
main focus for the company, but remodel projects certainly keep
the company busy. The size of the project can vary from a one-room
remodel to large home construction in locations all across the state.
In recent years McCollum Builders & Design has ventured into
light commercial design and construction as well. Doug spent
time at MSU studying Architecture and uses this knowledge when
designing for his clients. Doug continues to further his education
through the National Home Builders Association, Missoula
Building Industry Association and Design Institute For Builders.
McCollum Builders & Design believes the personal attention
to detail and meeting the customer’s needs are keys to success.
Doug has said, “When you take time to listen to the needs of each
individual and design the project to fit their needs, you will find
success. “ Doug currently resides in “The Continental: and finds his
home a great hands-on design tool. Clients are able to see a living
example of how energy-efficient hoes are designed and function.
The clients also see how a home can be integrated with various
green-buildproductsandtechniques.Doughasfoundthathis
clients have a better idea of what they want after they have seen the
details and circulation of the home.
It is important to McCollum Builders & Design to blend
architecture, technology, and energy efficiency in order to achieve
an economical project that still exceeds the customers’ vision.
Booth #106
2101 Mullan Rd Missoula, MT 543-8255 ♦ 1-800-821-1646 www.mountainsupply.com
2101 Mullan Rd Missoula, MT 543-8255 ♦ 1-800-821-1646 www.mountainsupply.com
Dreaming of your new living space? Your
home is a reflection of whom you are and how you
want to live. You have a project in mind and you are
ready to take the first step. Here are a few pointers
to get you started. Don’t let your dream turn into
a nightmare. Following these steps will help make your project
successful. You can create a space that feels like your own, stay within
your budget and have fun doing it.
Find your inspirations. Don’t limit yourself. Collect images from
magazines or web sites that convey your vision. Your inspirations
can come from favorite works of art, pieces of sentimental jewelry,
orcolorfulquilts.Youmayhaveideasfromplacesthatyouhave
vacationed or from childhood memories. Finding and collecting your
inspirations will help you keep focus. If you choose to work with a
professional designer, share your collection. They can help you fi nd
common themes and products that fit within that vision.
Decide how the space will function. More and more homeowners
are demanding smaller homes with the same features of their larger
counterparts.Theyrequireflexiblespacesthatcanfunctioninmany
ways. These kinds of spaces allow for more economical living without
sacrificing performance. List all of the activities that you will perform
in your space. The larger the list, the more complex the design. If you
decide to use a professional designer, they can help the room function
more effectively. Ultimately, a well-designed space can save you
money.
Prioritize your scope of work. Make a list of everything that
needs to be done in order of importance. Prioritizing the project list
can help you in many ways. First, if your budget is smaller than the
list, you may know what to edit. It may also help you to realize what
features are important to you and your lifestyle. You can spend your
money on what matters to you the most.
Set a budget. You are the only one who knows what you feel
comfortable spending. If you intend on doing the project
yourself, start shopping. Begin by pricing out the first items
on your job list and continue. You will know quicklyhowfar
your budget will stretch. If your decide to use a professional
contractor, you will be given a budget for the items you must
shop for. These typically include items like lighting, flooring, cabinetry,
tile, and plumbing. If you feel uncomfortable using exact numbers
to describe your budget while shopping, don’t. Use words such as
“builder’s grade” or “tight” to convey to your salesperson or designer
that you will have limited resources to complete your project. They will
know where to direct you. On the other hand, you may communicate
that you are looking to use mid-level products that perform well but
aren’t extravagant. Your salesperson should lead you to products that
are practical but may not have all the features or design options of
more their more expensive counterparts. Finally, your budget may
not be an issue. You can express this by saying that are interested in
high-end finishes. Be realistic. If the prices of the products you are
choosing aren’t fitting the budget, you need to downsize the scope of
work, increase your budget or give up some features. Setting a budget
and knowing how to communicate that budget will insure that you
don’t waste valuable time and money.
Achieving these steps before the project starts may be time
consuming, but are worth it. You will have a positive experience and
end up with a great result.
- Amy Williams Abbey Carpet and Floor, Missoula, MT
HOW TO GET STARTED ON YOUR OWN.....
31
BEFORE
AFTER
VISIT BOOTH #52
BEFORE AFTER
VISIT BOOTHS #115-116
32
Homeownership is An Enduring Goal
Since our nation’s first days as a newly-fledged republic,
homeownership has been a cherished ideal. Reasons as diverse as our
population have impelled generations of Americans to work hard and
make the sacrifices necessary to own a home.
That’s because the benefits of homeownership are many. Perhaps
most important is that owning a home provides an unparalleled sense
of well-being, security and achievement.
Moreover, homeownership has always been – and continues to
be – the single best long-term investment for most Americans. It is a
primary source of wealth and financial security for many households,
helping to provide for education, retirement and more.
Even in the wake of the Great Recession with its severe housing
market crisis, Americans continue to value homeownership. Almost
all (95%) of the people polled in a survey* conducted earlier this
year for the National Association of Home Builders (NAHB) by a
nationally-known polling firm said they are happy with their decision
to own a home. That sentiment held true even among people whose
homes are “under water.” Eighty-three percent of those who owe more
on their mortgage than their home’s current value said they are happy
with their decision to own a home.
The nationwide survey of 2,000 people who are likely to vote in
the 2012 elections also found that a significant majority – 75 percent –
think owning a home is the best long-term investment they can make
and is worth the ups and downs of the housing market. Among people
who don’t currently own a home, 73 percent hope to own a home in
the future, the poll found.
Homeownership Generates Jobs and Strengthens the Economy
Just as homeownership provides many benefits to individual
families, it also benefits the nation. Whenever new homes are built,
new jobs are created and a permanent source of ongoing revenue for
local, state and federal government springs to life.
Just consider: building 100 average single-family homes creates
305 jobs and generates more than $23 million in wage and business
income as well as $8.9 million in taxes and revenue for state, local and
federal governments.
The employment impacts are broad based, extending far beyond
the construction workers employed directly to build the homes.
Jobs are generated in the industries that manufacture and supply the
many products that go into building the home. They are also created
when real estate agents, lawyers and brokers provide services to home
builders and home buyers.
And the benefits don’t stop there. When 100 families move into
new homes, they spend $740,000 more than usual on appliances,
furnishings, and property alterations, creating a further economic
stimulus.
In normal economic times, fully 17 percent of the nation’s
economyreliesonhousing.Equallyimportant,newhomesare
“Made in America.” Most of the products used in construction
are manufactured right here at home in the U.S. by our
countrymen.
Attacks on a Principle that Americans Hold Dear
Despite the many benefits that homeownership provides for
families, its potential to create millions of jobs and its value to the
nation’s economy, it is under attack.
Policymakers are pushing for sweeping tax code changes that
could prevent millions of families from ever setting foot on the
homeownership ladder.
Some of the proposals under consideration include eliminating
or reducing the mortgage interest deduction and the deductions for
propertytaxesandtheinterestonhomeequityloans.Thiswould
hurt those who have played by the rules and sacrificed to get to where
they are today, and it would send shockwaves through the economy.
The Value of Homeownership
33
Although detractors claim that the
mortgage interest deduction primarily
benefits the wealthy, younger
households and middle
income home owners are
actually the biggest
beneficiaries.
Abolishing
or limiting
the mortgage interest
deduction would also
inflict serious damage
on millions of middle-
class home owners and
the struggling housing
market by further depressing home values.
Ultimately, it would force more current
home owners under water and increase the
number of foreclosures while preventing
potential home owners from getting a
toehold in the market.
Indirect But Equally Damaging
Some of the other threats to
homeownership may be less visible, but
certainly are no less damaging. A number
of members of Congress support abolishing
Fannie Mae and Freddie Mac and ending
the federal backstop to housing.
This would immediately drive up the
cost of long-term financing and destabilize
the housing market. A reliable supply of
affordable 30-year, fixed-rate mortgage
financing is essential to a vibrant housing
market, and Congress should ensure
that the federal government plays an
appropriate role in keeping mortgages
readily available and affordable for
America’s working families.
Another little known threat comes at
the hands of federal regulatory agencies
chargedwithdefininga“qualifiedresidentialmortgage”forsecondarymarketpurposes.
Theproposedminimum20percentdownpaymentwouldquicklybecomethenationwide
standard and would put homeownership far beyond the reach of most first-time home
buyers and middle-class households. NAHB estimates that it would take 12 years
for the typical family to save enough money for a 20 percent downpayment
on a median-priced single-family home; other research indicates that it
could take even longer.
Low-downpayment mortgages have been originated safely
for decades and are not what drove the housing market crisis.
Irresponsible lending and subprime, no documentation
and other alternative mortgage products were
largely to blame.
Prudent underwriting standards that
ensure that buyers can afford their mortgage – not
draconiandownpaymentrequirements–arewhat
the market needs. The Administration and regulators
must acknowledge this fact and offer a plan that ensures a safe and
healthy mortgage market and keeps low-downpayment options readily available.
The Bottom Line
Despite the housing market crisis and economic uncertainties, Americans continue to
value homeownership. That’s a lesson that elected officials would do well to remember.
The NAHB poll also showed that 73 percent of all respondents – both owners and renters
– believe the federal government should provide tax incentives to promote homeownership.
And across the political spectrum, more than half – 57 percent – said they would be less likely
to vote for a candidate who supports eliminating the mortgage interest deduction.
As the debate over housing policy unfolds, it is crucial to ensure that homeownership
remains attainable and that access to safe, decent and affordable housing remains a national
priority.
* Note: This national survey of 2,000 likely 2012 voters was conducted May 3-9, 2011 by Public
Opinion Strategies of Alexandria, Va., and Lake Research Partners of Washington, D.C. It has a
margin of error of +2.19%.
35
2011 Missoula Building Industry Association Membership directory
Abbey Carpet and Floor .....(406) 721-1810
ABC Seamless of Montana .(406) 721-2649
Accessible Design ................(406) 728-1285
Acoustic Vision, The ...........(406) 543-0030
Advanced Bldg Supply ........(406) 251-9788
Advanced Litho Printing ....(406) 541-2576
All Seasons Plumbing & Heating Inc. ......... ................................................(406) 240-3065
Allied Waste Services ..........(406) 543-3157
AlphaGraphics Missoula ....(406) 728-4810
Alpine Granite Accents LLC ......................... ................................................(406) 375-8406
American Solutioins for Business ................ ................................................(406) 407-3535
Anderson Heating & A/C & Plumbing ................................................(406) 728-8048
Anderson’s Masonry Hearth & Home ................................................(406) 728-6790
Arledge Masonry .................(406) 543-8998
Axmen ...................................(406) 728-7020
B & E Corp. ..........................(406) 728-9410
Baer Concrete Inc. ..............(406) 251-7030
BC Electric LLC ...................(406) 880-8893
Beaudette Consulting Engineers .................. ................................................(406) 721-7315
Beaver Hardwood Floors ....(406) 251-4717
Big Sky Granite ....................(406) 251-8474
Big Sky Insulations Inc. ......(406) 388-4146
Billingslea & Moran Inc. .....(406) 240-6231
Bitterroot Turf Farm ...........(406) 961-1184
Blackfoot Telecommunications Group ................................................(406) 541-5181
Block Mountain Stone Inc. ........................... ................................................(406) 826-4025
BMC ......................................(406) 728-4750
Boyce Lumber & Design Center ................... ................................................(406) 728-7100
Brosious Carpet & Floors Inc. ...................... ................................................(406) 541-3645
Brunner Homes & Construction Inc. .......... ................................................(406) 396-0403
Buckeye Hardwood & Lumber Co. .............. ................................................(406) 726-2008
Buckley Builders ..................(406) 728-2631
Bullfrog Spas of Montana ...(406) 251-1340
C.T.H. Inc. Masonry & Remodeling ............ ................................................(406) 240-6968
Caras Management Company ...................... ................................................(406) 543-9798
Caras Nursery & Landscape LLC ................. ...............................................(406) 543-3333
Carl Construction................(406) 543-3512
Carpet Brokers of Missoula ........................... ................................................(406) 543-3111
Castlerock Construction Inc. ....................... ................................................(406) 360-8824
CBS-Construction Building Services ................................................(406) 546-8468
Charter Construction Inc. ............................. ................................................(406) 542-2434
Cherry Creek Radio ............(406) 728-5000
Chuck’s Welding ..................(406) 961-4043
Classic Hardwood Floors .............................. ................................................(406) 549-5295
Clawson Manufacturing Inc. ........................ ...............................................(406) 543-9325
College of Technology ........(406) 243-7608
Columbia Paint ....................(406) 549-6111
Community Bank - Missoula ........................ ................................................(406) 542-5254
Counter Solutions Inc ........(406) 721-0260
Creekside Construction of Montana LLC ...............................................(406) 859-4663
Culligan Water Conditioning ....................... ................................................(406) 721-1991
Custom Wood Floors ..........(406) 251-4270
Cyrus Building LLC ............(406) 493-0662
D & N Siding & Windows ..(406) 961-4293
Dara’s Home Design ............(406) 726-7776
Dayspring Restoration Inc. (406) 543-6070
Deneve & Kahl Concrete Inc ........................ ...............................................(406) 273-2324
Design Air Inc. ....................(406) 251-7997
Dig It Excavating Inc. .........(406) 880-2643
Dirtman Sprinklers Inc. .....(406) 251-6291
District XI Human Resource Council ......... ................................................(406) 728-3710
DJ & A Consulting Eng & Survey ................ ................................................(406) 721-4320
Doubletree Hotel .................(406) 728-3100
Edgell Building & Development Inc ............ ................................................(406) 721-1826
Eko Compost Inc. ...............(406) 721-1423
Eli & Associates ...................(406) 549-5022
Empire Building Materials .(406) 543-4700
Epic Steel Corp. ....................(406) 542-1711
Express Employment Professionals.............. ................................................(406) 542-0323
Farm Bureau Financial Services ................... ................................................(406) 728-6811
Farmers State Bank ..............(406) 642-3431
Farmers State Bank ..............(406) 829-5000
First American Title Company ..................... ................................................(406) 829-2540
First Call Computer Solutions ...................... ................................................(406) 721-4592
First Interstate Bank ............(406) 523-4479
First Security Bank ..............(406) 329-1958
Full Spectrum Painting Inc. .......................... ................................................(406) 251-3583
Gaddy Construction LLC ..(406) 531-2073
GAF-ELK Materials Corporation ................ ................................................(406) 273-5459
36
2011 Missoula Building Industry Association Membership directory
Garden City Florascaping LLC ..................... ...............................................(406) 549-5459
Garden City Granite Inc ................................ . ..............................................(406) 728-2220
Garden City Paint & Glass .(406) 549-0608
Garden City Plumbing & Heating Inc ......... ................................................(406) 728-5550
Garramone Builders Inc. ....(406) 728-1285
Gary Ince Construction Inc. ........................ ................................................(406) 777-2472
Gates Construction .............(406) 721-3710
Gavin-Hanks Architectural Studio .............. ................................................(406) 543-1477
Gensco Inc. ..........................(406) 543-1133
Graybeal Heating & Air Conditioning ........ ................................................(406) 549-5075
Grimsley’s Exteriors Inc. ....(406) 728-6650
Grizzly Fence ........................(406) 549-3993
Habitat For Humanity-Missoula .................. ................................................(406) 549-8210
Haskins Excavating LLC ....(406) 382-0090
Heidi Zsupnik Photography .......................... ................................................(406) 360-1990
Hess Homework Inc. ...........(406) 544-5208
Highland Homes .................(406) 493-1408
Hilton Garden Inn of Missoula .................... ................................................(406) 532-5304
Holiday Inn Downtown at the Park ............. ................................................(406) 721-8550
Hoyt Homes Inc. .................(406) 728-5642
Huff Construction ...............(406) 543-3274
Hutton Fine Builders Inc. ...(406) 273-7776
I Know Jack LLC .................(406) 250-1282
IHESS Inc. ............................(406) 543-4495
Independent Publishing .....(406) 543-6609
Independent Roofing LLC .(406) 396-6077
Insured Titles Inc. ...............(406) 728-7900
Integrity Window & Door ..(406) 541-0899
Interstate Alarm Company Inc. .................... ................................................(406) 728-4546
J.S. Custom Homes Inc. ......(406) 626-4479
Jack Riska Insulation ...........(406) 549-1303
John The Plumber Inc. ........(406) 251-3744
Junkermier Clark Campanella Stevens ........ ................................................(406) 549-4148
Karl Tyler Chevrolet ............(406) 721-2438
Kinetico Quality Water Systems ................... ................................................(406) 363-1782
Knife River ............................(406) 532-5250
Koemans Construction Inc. .......................... ...............................................(406) 726-2058
Lambros Real Estate ............. (406 532-9200
Laura Walker ...................(406) 532-9361
Susan Liane ......................(406) 370-1010
Bruno Friia ......................(406) 532-9200
Rick Meisinger ................(406) 240-6031
Langel & Associates PC ......(406) 728-8858
Lawns of Montana ...............(406) 728-9517
Lawson Flooring Inc. ..........(406) 251-2884
LC Staffing ............................(406) 542-3377
Liberty Electric ....................(406) 721-4177
Living Room Furniture, The ......................... ...............................................(406) 721-1340
Loren’s Carpet One ..............(406) 251-2700
Lowe’s ....................................(406) 329-1828
LS Jensen Construction & Ready Mix ......... ................................................(406) 728-1400
MacArthur Company .........(406) 327-9250
Masonry Center, The ..........(406) 721-6696
Max Media of Montana/ABC/KTMF .......... ................................................(406) 542-8900
McCollum Builders & Design ....................... ................................................(406) 542-2896
McCue Construction Inc ...(406) 549-2471
McElmurry Homes Inc. ......(406) 531-1892
Milodragovich Dale Steinbrenner & Nygren P.C. ...........................(406) 728-1455
Missoula Area Chamber of Commerce ....... ................................................(406) 543-6623
Missoula Federal Credit Union .................... ................................................(406) 523-3300
Missoula Property Management .................. ................................................(406) 251-8500
Missoulian ............................(406) 523-5355
Montana Closets ..................(406) 728-5263
Montana Murphy Beds .......(406) 240-3927
Montana Northwest Company ..................... ................................................(406) 721-4033
Montana Radiant .................(406) 239-7193
Montana Stone Gallery .......(406) 541-7625
Morrison-Maierle Inc. ........(406) 542-8880
Mostad Construction Inc. ..(406) 542-0200
Mountain Broadcasting ......(406) 542-1025
Mountain Copper Creations LLP ................. ................................................(406) 880-9411
Mountain Supply Company .......................... ................................................(406) 543-8255
Mountain West Bank ..........(406) 542-6211
Mountain West Farm Bureau ........................ ................................................(406) 829-2726
Muehlhausen Construction Inc. .................. ................................................(406) 251-6000
Murdochs Ranch & Home Supply LLC ....... ...............................................(406) 549-2355
Mutual Materials .................(406) 549-2011
North Slope Sustainable Wood LLC ............ ................................................(406) 240-0314
Northwest Factory Finishes Inc. .................. ................................................(406) 721-3217
37
2011 Missoula Building Industry Association Membership directory
NorthWestern Energy .........(406) 542-5953
Opportunity Resources Inc. .......................... ...............................................(406) 239-7472
Overhead Door Company ..(406) 549-8565
Palmer Electric Technology Energy Services ....................(406) 543-3086
Payne Financial Group .......(406) 728-2910
Pella Window Store .............(406) 542-3840
Pierce Flooring and Design Center .............. ................................................(406) 543-8224
pLAND Land Use Consulting ...................... ................................................(406) 214-7475
Plumbing Works Inc. ..........(406) 721-2447
Potter-Frame Enterprises ...(406) 327-0509
Premier Paints ......................(406) 541-7768
ProBuild ................................(406) 542-2125
Professional Consultants Inc......................... ................................................(406) 728-1880
Professional Property Management Inc. ..... ...............................................(406) 721-8990
Prudential Montana Real Estate ................... ................................................(406) 721-4141
Shelley Bundy ..................(406) 329-2068
Donna Hamilton.............(406) 329-2046
Rhonda Hunt ..................(406) 329-2019
Dan Ermantinger ............(406) 721-4141
Quality Seamless Gutters ....(406) 728-4002
R & S Supply .........................(406) 549-5050
R.C. Hobbs Company .........(406) 493-6961
Ranch Club, The ..................(406) 532-1000
RBM Cabinets & Lumber ...(406) 728-3535
River’s Edge Homes & Realty ........................ ................................................(406) 728-9400
Riverworks Inc. ...................(406) 728-9065
Robert Robinson Architects .......................... ................................................(406) 543-6240
Rocky Mountain Lumber Company ............ ................................................(406) 375-2540
Rodda Paint Co. ...................(406) 721-5800
Russ Enterprises LLC ..........(406) 251-7940
Schrock Construction Inc. .(406) 961-6808
Shelley Howard Consulting (406) 544-3269
Sherwin-Williams Paint......(406) 543-5950
Sierra Pacific Windows .......(406) 728-6142
Sign Pro .................................(406) 721-9359
Stensrud Cabinet Company (406) 543-4144
Stensrude Homes Inc. .........(888) 307-3410
Sterling Savings Bank ..........(406) 541-6208
Steven Laber .........................(406) 543-4515
Stewart Title of Missoula County ................. ................................................(406) 728-1500
Stitches Embroidery & Screenprinting ........ ................................................(406) 549-2632
Straight Line Construction (406) 251-5855
StraightEdge Construction .(406) 531-7261
Sue B Design ........................(406) 239-8701
Summit Roofing Inc ............(406) 829-9100
Superior Hardwoods & Millwork Inc .......... ...............................................(406) 251-2272
Superior Wall Systems of Montana LLC ..... ................................................(406) 721-7797
Sustainable Building Systems LLC ............... ...............................................(406) 541-8410
Suter Construction ..............(406) 529-5375
Sweet Pea Inc. ......................(406) 728-3533
Tamarack Construction Company Inc. ....... ...............................................(406) 273-9821
Temp Right Service Inc. .....(406) 728-1111
Territorial-Landworks Inc. .(406) 721-0142
The Montana Radio Company...................... ................................................(406) 329-1860
Three Rivers Home Builders Inc. ................. ................................................(406) 626-5732
Time Rental ..........................(406) 543-7136
Titan Machinery Inc. ..........(406) 543-7782
Title Services Inc. ................(406) 728-8404
TownSquareMedia .............(406) 728-9300
Treasure State Bank .............(406) 543-8700
Truco Systems Inc. ..............(406) 961-4990
TruGreen ..............................(406) 829-8784
Twite Family Partnership ...(406) 240-2581
United Locating Services ....(406) 541-9571
UniVision Computers .........(406) 721-8876
US Bank ................................(406) 523-2354
Valley Landscape .................(406) 721-7107
Valpak of Montana ..............(406) 251-1411
Vann’s ....................................(406) 541-6000
Wagner’s Home Furnishings ......................... ................................................(406) 728-3214
Water’s Edge Properties LLP ......................... ...............................................(406) 549-1679
Wayne Dalton Genie Sales Center ............... ................................................(406) 728-6243
Wells Fargo Home Mortgage ........................ ................................................(406) 829-3409
Western Montana Lighting (406) 543-7166
Western Rockies Radio .......(406) 541-1071
Western States Insurance ....(406) 721-1000
Western Title & Escrow ......(406) 728-0990
WGM Group Inc. ................(406) 728-4611
Whetzel Concrete Construction................... ................................................(406) 726-3316
Wild Wood Construction ...(843) 522-0921
Windermere Real Estate .....(406) 541-6550
Woodhouse Construction Inc. .................... ................................................(406) 793-4087
Worden Thane P.C. ..............(406) 721-3400
Your Custom Cellar LLC ....(406) 360-6629
In addition to the 5% everyday savings*, NAHB members can save an additional 2% now through 12/7/2012** when you use your Lowe’s Accounts Receivable card.
Plus, get free delivery on purchases of $500 or more now through 12/7/2012.
To register, and find out more information about these offers, visit LowesForPros.com/NAHB or call 877-435-2440.
* Exclusions apply, discount taken at time of purchase, see store for details.
**Offer valid now through 12/7/2012. To be eligible for the 2% discount, you must register your NAHB membership by 11/1/2012 and make a purchase with your Lowe’s Accounts Receivable by 12/7/2012. Allow one complete billing cycle for your registration to be processed and for your discount to appear on your billing statement. Offer and discount provided by Lowe’s, and not GE Money Bank. Excludes Lowe’s Business Account Card, Lowe’s Consumer Credit Card, Lowe’s Project Card, Lowe’s Visa Accounts, Lowe’s Business Rewards from American Express Card and all Lowe’s Canada Credit projects. Offer not valid on purchases made prior to registering NAHB membership at LowesForPros.com. All purchases subject to credit approval. ©2012 Lowe’s Companies, Inc. All rights reserved. Lowe’s and the gable design are registered trademarks of LF, LLC.
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