Post on 05-Jan-2016
transcript
Are You Covered?Nancy Au (BBA, FCIP) – Pearson Dunn
Simon Trowell (B App Sc, ANZIIF Assoc, CIP) – Sutton Sportscover
Topics…
• Your Insurance Team (Who we are)
• Are You Covered?
• Coverage To Consider
• Legal Examples
• Current Environment
• Risk Management
Your Insurance Team
• Pearson Dunn – Insurance Broker• Sutton Sportscover - Underwriter
Your Insurance Team cont…
• Pearson Dunn Insurance Inc. – Ontario based insurance
broker– Specialized sports &
recreation department since 1985.
– Insure many PSOs / NSOs– Insured 11 of 18 Canadian
medalists at 2008 Summer Olympics
Your Insurance Team cont…
• Sutton Sportscover Ltd– Joint venture formed in 2007– Brings together a wealth of
sports insurance experience between WJ Sutton & Co (30 years) and Sportscover (23 years)
– Offices in Toronto, London, Melbourne and Sydney.
– A+ rated underwriting security at Lloyd’s of London
Are You Covered?
Are You Covered?
• PSO / NSO • Your first form of insurance protection• May provide liability and / or sport
accident coverage as part of membership• Association sanctioned activities only• Check with your PSO / NSO for details
Are You Covered?
• Why would I need other insurance?• SOC coverage is not meant to replace
the PSO /NSO insurance• Are you involved in unsanctioned
activities?– Private leagues (“Commercial Sport”) on the
rise
Are You Covered?
• Sutton Sportscover– Liability and sport accident– Refer to the SOC website for
a summary
• Other appropriate covers/markets– Out of Country travel medical
coverage
Relevant Legal Cases
• Welsh Rugby Union Referee – – Vowles vs Evans (Alleged inappropriate application
of rules)
• Wrestling coach/official – – Foscolos vs Parker (Alleged lack of supervision)
A More Challenging Environment
• Society’s propensity to sue
• Scatter gun legal approach
• “Ugly Parent Syndrome”
A More Challenging Environment
Risk Management
Risk Management
Risk Management
Risk Management
Risk Management
Always Keep Your Eye On the Ball!!
“Touchline”
Thank you…
Questions?...