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Bibliography&
Questionnaire
BIBLIOGRAPHY
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http://planassam.org/report/hdr2003/HDR.html
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Questionnaire
Part-I: Personal Profilfe of Respondents
1.
2.
3.
4.
5.
6.
Name :
Husband’s/Father’s name
Address ;
Sex : a. Male
Age ; a. Below 18b. 19-25c. 26-30
Education: a. Illiterateb. Primaryc. High School
7. Geographical Background
b. Female
d. 31-35e. 36-45f. 46-55
d. P.U.Ce. Degree
a. Rural
g. 55 & Above
b. urban c. Semi urban
8.9.
Religion
Caste Mharatas g Jains
10. Occupation
a. Hindu b. Muslim c. Christian
: a. Brahamins b. Lingayaths, c, Muslims d.. e.Tamilians f. Christians
g. Kurubhasi. SC j. ST
: a. Agricultural labour d. Own form
11. Marital Status
b. Labourc. Business
e. House wife
a. Married b. Unmarried c. Widow
12.
13.
14.
15.
16.
Type of family
Size of the family
a. Nuclear
a. Below 3
What is your mother tongue of the family?a. Kannada c. Telugu e. Marathib. Urdu d. Tamil f Konkani
Who is the head of your family? a. Husband b. Husband’s Fatherc. Myself d. Mother
Number of the children in your family a. No children b. 3 children
b. Joint
b. 4-6
g. Malayalam
e. Father
c. 4-5
c. 7-9
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17.
18.
19.
20.
21.
Type of house; a. Pucca b. Hut c. Tiles House d. RCC building
How many members earning in your family? a. 2 b. 2-3 c.4-5 d. 6
Annual income of the family, (in Rs)a. Below 50,000 b. 50,001-1, 00,000d. 1,50,001-2, 00,000 e. 2,00,001 & Above
Monthly expenditure of the family? (in Rs) a. Less than 3,000 b. 3,001-5,000d. 7,001-9,000 e. 9,001 & Above
c. 1,00,001 - 1,50,000
c. 5,001-7,000
Did your family get any benefit received from the Govt. Health Scheme?Yes/No If yes specify
a. Yashaswinib. Vajapayee arogya Shree yojanac. Madilu Yojaned. Bhagya Laxmi Yojane
P art-II: Social Economic Status of SHG Members
22. Did you come under Below Poverty Line (BPL)? Yes / No If yes, did you have the BPL card ? Yes/No If no what are the reasons
23. What purpose did you spending your income?
24.
a. Foodb. Rentc. utility billsd. loan repaymente. livelihood related expenses
What are the materials you have been using in your house?
f. education fees and costg. Health care expansesh. savingsi. entertainment
Materials Yes No Materials Yes NoMatter TelephonePressure cooker ComputerChair RefrigeratorCot GrinderTable BicycleElectric fan Motor cycle/scooterRadio/transistor Animal drawn cartTelevision CarDVD Player Water pumpWashing machineMobile phone
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25. What are the faciUties do you have in your house?
29.
30.
Electricity Yes NoToilet facilityCooking DeviceWater Filter
26.
27.
class
28.
What is the Monthly savings of family? (in Rs) a. Below 1,000 b. 1,001-1,500
2,001-3,000 e. 3,001 & Above
Husband’s Educationa. illiterate b. literate c. Primary
e. High School f Intermediate g. Graduation
Occupation of the husbanda. Agricultural labourer b. labourec. Formers e. Businessf. Artisan g. Govt, employeeh. Private employee i. Self employed
Do you have own agricultural land? Yes/ No If yes, what type of land?
Land holding sizea. Less than 1 acre b. 1-2 acrec. 3-5 acre d .6-10 acree. 11-15 acre f. 16-20 acre
c. 1,501-2,000 d.
d. Middle
h. P.G.
Part-III: Information relating to SHG’s Members activities
31. What is the size of members in your SHG?
32.
33.
a. 10-14 b. 15-18 c. 18 & Above
Combination of Members for SHG: a. Brahamins Communityc. Brahamins & Lingayaths Communityd. Mharaties Communitye. Jains Communityg. SC Community k. Maratas and Kurubhas and Lingayaths communityL. Muslims & SC and STs community j. Kurubas & SC and STs community Source of johiing the SHGsa. By Ov\ 11 b. family member’s Advise c. friend’s Advised. relatives Advise e. NGO’s Advise f. Bank staff member’s Advise
b. Lingayaths Communityd. Muslims Communitye.Tamilians Communityf. Kurubhasi. bothSC&ST Community
34. Reason for joining SHG:a. Getting loan b. Promoting savingsd. Economic independence
c. Increases Social status
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35. W hat is your position in group?a. President b. Secretary c. Active memberd. Ordinary member
36. As a member o f the SHG do you have the follov^ing quality?a. leadership b. planning skills e. any other (specify),c. Documentation skills d. Critical decision making skill
37. Frequency o f meetinga. weekly b. fortnightly
38. Authority involved in Conduct the Meetinga. Group members b. NGO staff
39. W ho decides agenda o f the meeting?a. President b. Majority of membersc. NGO Staff d. Bank staff
40. Who take the decision in the meeting?a. all members b. President c. NGO staff e. Bank Staff
41. How is the decision to be taken by the SHGs?a. By consensus b. in consultation with NGO facilitator
42. Did your SI IG linkage with any NGO’s? Yes/NoIf yes specify the name of the NGO’s
a. SKDRDP b. Mahila Vividhoshsa Swa Sahaya Sanga c. PreranaNGO
If no why a. Lack of Information b. Lack of Knowledge c. Lack ofTraining
d. Lack of Support Among SHG Members e. No Interest
43. Did your SHG linkage with any Bank’s? Yes/NoIf yes, specifya. District Co-Operative Bank f State Bank of Indiab. Regional Rural Bank g. Corporation Bankc. Pragathi Grameena Bank h. Syndicate Bankd. Canara Bank i. Vijaya Banke. State Bank of Mysore
44. Did the any officials visit to your SHG?If yes, specifya. NGO Staff b. Bank Officers c. Both Bank and NGO Staff
45. Does you have awareness about SHG and its Activities? Yes / NoIf yes (specify)a. Rules and Regulationb. SHGs related recordsc. Balance in Bankd. Outstanding loane. Total capital o f the group
233
f. Savings o f the groupg. No. o f members repaid loanh. Income o f groupi. Achievement o f Group j. constraints o f group
46. Reasons for Attending Training Programmea. Confidence buildingb. Orientationc. Skill developmentd. Micro enterprise developmente. Tailoringf. Basket weavingg. Bead makingh. others
47. Who provide training?a. N G O ’s activist b. Govt. Officialsc. Resource person’s d. Bank staff
Part - IV Information Relating to Savings, loans, income & Expenditure of SHG Members.48. Are you avail loan from SHG? Yes/No
If yes mention sources of loana. Bank b. Credit institution c. NGOs
49. Why do you to take loan from the above sources?a. Meet requirements o f emergencies c. No formalitiesb. Low Interest rate d. Easy procedures
50. How did you sending loan application after fill in all respects?a. Bank b. N.G.O office
51. After submitting loan application how many days bank will official visit yourSHG?
a. In the IIrst month d. In the fourth monthb. In the Second month e. After four months c. In the Third
month52. Purpose of getting loan by SHG Members
a. personal e. Medical i. Festivalsb. agricultural f. To meet emergency j. Renovation of Housec. Business g. Payment of Old loan k. Animal husbandryd. educalion h. Marriage 1. income generating activities
53. Did you llnd any difficulty in getting the loan? Yes/No If yes expkiin the type of difficultya. IndiiTorent attitude of officialsa. Difficulty in providing required documents
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54. are facing problem of Non-Repayment of Loan by SHG yes/no.
55. What is your Reason for Non-Repayment of loan ?
a. Natural Calamity b. Health/illness problems c. lack of co-operation fromHusband
d. lack of interest e. Lack of Income and Savings
56. As a member o f SHG how much loan are you taken per year? (in Rs)a. Below 10,000 b. 10,001-20,000c. 20,001-50,000 d. 50,001-80,000 e. 80,000 and above
57. What is your opinion about Repayment of loan? a. on time b. after the due date
58. How much loan so for as you repaid in a year.(in Rs).a. Below 1,000 b. 5,001-10,000 c. 10.001-15,000 d. 15,001
20,000 e. 20,001-30,000 f 30,000 and above
59. What was the loan repayment period allotted to your SHG? (in Year).a. Less than 1 b. 1- 2 c. 2-4 d. 4-6
60. How can you repay the loan?a. Once in a week b. once in a Month c. once in a three monthsd. Once in six months e. once in a year
61. How much loan still you have to pay? (in Rs.)a. Below 1,000 b. 1,001-5,000 c. 5,001-10,000 d. 10,001
15,000 e. 15,001-20,000 £20.001- 30,000 g.
30,000 and above
62. Are you facing any problems for repayment of loan? Yes/no If yes specify
a. lack of awareness b . low level of incomec. Non co-operation from husband
63. Main purpose of saving (give your order of preference)a. Social security b. Marriage c. Food Security
d. Emergencies e. Education f. Agricultureg. Hospital h. asset building i. Festivals j. Self
respect64. What is the sources of savings?
a. From your own earned moneyb. From your husband’s incomec. both own income and husband’s income
65. Do you sa\'e money other than SHG? Yes/No If yes, where do you save money?a. Bank d. both bank and post officeb. Post office e. bank, post office and insurancec. Insurance
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66.
67.
b. increased c. Neither increase nor decreasee. Highly decreased.
Monthly income o f the member after joining o f SHG.
a. Highly increased d. decreased
Monthly expenditure o f the member for after joining o f SHG.a. Highly increased b. increased c. Neither increase nor decrease
Part-V : Information Relating to Marketing activities of SHG Members
68. Do you produce any product from your group? Yes/NoIf yes, what type o f product
b. Agarabatti Items e. Candle Making Tailoring Business k. Poultry Forming n. Betel Leaves
c. Pikkalsf. Bead Making Items i. Flower Nursery 1. Honeybee Forming
a. Dairy Productd. Homemade Itemsg. Fisheries Products h. j. Goat Forming m. Beedi K4aking
69. Do you have readymade market for sale of your product? Yes/No?If yes, (specify)a. Local le\ el b. Regional level
70. Do you have any linkages with marketing agencies/co-operative bodies? Yes / No If yes, why
a. Sale of product b. production of product
7L How do you market the products/services?a. On own d. Through NGOb. Through Govt dept e. Marketing agencyc. In exliibitions
72. What is the annual turnover of your SHG from its activities?(in Rs)a. Below 25000 b. 25,000-35,000 c. 35,001-45,000d. 45.001-55,000 e. 55001 & above
73. Annual earnings o f the group .(in Rs)a. below 20,000 b. 20,001-30,000 c. 30,001-40,000d. 40,001 -50,000 e. 50,000-60,000 f. 60,001 «& above
Part - VI: Information Relating to Socio-Economic Status of SHG MembersAfter Actively Involved in SHG’s activities.
Psychological Factors Highlyincreased
Increased Neither increase nor decrease
Self-confidenceAwareness on children educationAwareness on liealth serviceAwareness to sanitation facilityAwareness on food nutritionFamily planning awarenessInteraction w ilh outsidersInteraction with outsiders
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75. Opinion o f Respondents towards Economic Improvement after
Improvement Highly increased Increased Neither increase nor decrease
Credit availableAsset buildinuIndividual iiiccimeReduction Poverty
oining SHGs
76. Opinions of Si IGs members towards Decision Making Skills after Joining SHGs
Managerial Skill Highly increased Increased Neither increase nor decrease
Marketing SkillsCustomer management SkillsParticipative Skills
77. Opinions o f SHGs members towards Political Empowerment after joining SHGs
Political Factors Highlyincreased Increased Neither increase nor
decreaseParticipation in Political ActivitiesParticipate Election CampaignNomination for ElectionReduction Po\'erty
78. Opinion ol' SHGs members towards Changes in Managerial Skills of SHGs Members
Managerial Skills Highly increased Increased Neither increase nor decrease
Plarming skillsOrganizing skillsCo-ordination skillsTechnical skillsCommunication skillsMoney management skills
Part-VIII Probk ins of SHG members.
79. Are you tacc any problems? Yes \ No If yes specify
80. Opinion of Respondents towards Personal Problems SHGs MembersProblems Low Very low ModerateLiteracySelf-Confidcnce
EducationSkillsCo-operation from Husband
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81. Opinion of' Respondents towards Different SkillsSkills Low Very low ModerateProduct PlanningProduct DistributionsTechnical Know-HowTransportaiionProduct Planning
82. Opinion of Respondents Towards CreditCredit Low Very low ModerateAccess to Credit SourcesAvailabililv of Credit
83. Opinion of Respondents towards Other ProblemsOther Problems Low Very low ModerateGovernment SupportN.G.O. SupportBank SupportPolitical Support
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