You can do this!

Here are the steps to take when you’re starting to look for a home…

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Did you know that as a

buyer working with a

Realtor is free?

Trust us – you’ll want his

or her expertise to guide

you through this process!

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He or she will discuss the different types of

loans, determine how much you can

afford to borrow, and give you a

pre-approval letter.

To make the process go as smoothly as possible, we provide a number of

mortgage broker and banker referrals so that our clients have a choice

of honest reputable loan officers to interview.

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-Set up an automated

search that sends them

properties to preview online

that meet their criteria.

- Research those

properties that interest our

buyers and set up showings.

- Listen intently to what their needs and wants are.

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Before we submit an offer on behalf of a client, we analyzethe comparable properties for sale, recent market statistics, and

other critical factors to determine the best offer.

In most cases buyers submit

earnest money with

their offer to emphasize that

their intentions to negotiate a

fair price for the home are

sincere and earnest.http://www.flickr.com/photos/fragiletender/5340247303/sizes/z/in/set-72157625768322942/

In the case that the seller is not satisfied with the initial offer price, they will initiate a negotiation. The real estate agents then exchange a

series of written offers and counteroffers until both parties agree on the sale price and terms.

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Once we agree on a price, we insist that our buyers get a whole home inspection. The agreed upon price was for

a home in good working order, and an

inspection will determine if the home needs repairs. We provide our clients with names and numbers for inspectors we trust.

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Odds are that the home will have some things you want repaired. Some items are minor,

and some are major.

We help buyers and sellers renegotiate the contract so that the repairs get made or the price is adjusted to everyone’s satisfaction. http://www.flickr.com/photos/fragiletender/5332587307/sizes/z/in/set-

72157625768322942/

Your loan officer will walk you through your lending documents and answer any questions you may have.

At the closing, we sign all of the papers, transfer the title to the

property and welcome you to your new home!

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72157625768322942/

Alison Warm MossComey and Shepherd (513)-518_1140Alison.moss@comey.com

Brett Pelchovitz SternComey and Shepherd

(513)-885-8226brettpstern@gmail.com

www.cincinnatilivingonline.com