“GREEN LEASING” - EuroCham · PDF fileUsing service of Mega Leasing Plc • Is...

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“GREEN LEASING”

FOR SME

APRIL 23RD RAFFLES HOTEL

PHNOM PENH

Vision

To become a leader in financial leasing market in

Cambodia with customer-friendly, innovative and high-

quality services.

Mission

To offer our clients a wide range of cost-effective and

accessibility to financial solutions that enable

customers to acquire vehicles, electronic equipment

and furniture, as well as agricultural equipment and

machinery to enhance their daily lives and businesses,

while creating value for shareholders, customers and

other stakeholders.

Using service of Mega Leasing Plc

• Is the first local company providing leasing solution

• Provide credit solution to the partners’ customers

• Leasing products help increase productivity at work

General Leasing Products

Mega Leasing Plc

#67, Str. 125, Sangkat Vealvong, Khan 7 Makara, Phnom Penh

Mega Leasing and MEET-BIS

Background:

• SMEs in Cambodia account for 99% of all businesses in the

country

• With energy prices being high, their inefficiency implies high

production costs to the business

• SME is limited access to external financing

• With MEET-BIS assistance, Mega Leasing agreed to provide

financial leasing to SMEs.

• As the first step of the piloting project, Mega Leasing provide

leasing on Air-Conditioner.

Mega Leasing and MEET-BIS

Mega Leasing and MEET-BIS

No Loan Conditions

1 Monthly interest rate a) 2.80% if lease amount <$5,000

b) 2.60% if lease amount >= $5,000

2 Loan size USD2, 000-USD20,000 per application

3 Repayment period 2years (it is stated in our policy)

4 Collateral Product

5 Borrower Contribution 20%

6 Admin Fee 0.5% of approved amount

Mega Leasing and MEET-BIS

No Loan Conditions 7

Repayment Capacity

Net income to repayment amount should be at least 150% Credit History study (Credit Bureau)

8 Financial Documents requirement

At least available information on Revenues and Expenses Information relevant with bank (bank statement), if available

11 Insurance or guarantor N/A 12 Additional request

application Mega Leasing Plc., allows the customer to apply for additional products while having the existing account with Mega Leasing Plc., according to the actual capacity assessment and past performance of repayment

Simple Product Structure

Pilot Plan

Objective Have 10 SMEs access financing for acquisition of

air conditioning

Pilot Start 27 April 2015

Pilot duration 6 months

Target sector Hotels & guesthouses

Location Phnom Penh and Siem Reap

THANK YOU

Please contact:

• Ms. Phirun: 069 873 666 Sale Supervisors

• Mr. Bunrith: 069 978 666 Operation Manager

This publication has been produced with the assistance of the European Union. The contents of this publication are the sole responsibility of Eurocham Cambodia and can in no way be taken to reflect the views of the European Union.