Debit Cards, Direct Debit&

Electronic Cash

Debit Card Direct Debit

Instant Paid Payment System

Electronic Cash

Prepaid Payment System

ActualTransaction

PrepaidPaymentSystem

Instant PaidPaymentSystem Post Payment

System(Credit)

Debit Card

Debit Card

PaymentGateway

PaymentInformation

Debit Card

Merchant InitiatesTransaction

Debit Card

Debit Card

Verification

Authorisation

Debit Card

FinalPayment

Debit Card

PaymentReceipt

Debit Card

Direct Debit

Direct Debit

Merchant setsPayment Request

Approve, Rejector Hold

Direct Debit

Final Payment

Direct Debit

RecurringPayment

Direct Debit

Electronic Cash (E-Cash)

Electronic Cash (E-Cash)

Electronic Cash (E-Cash)

E – CashSoftware

Electronic Cash (E-Cash)

E – CashSoftware

Thank You