Fraud AwarenessOttawa Valley Probus

Scams Targeting

SeniorsDeveloped by Cst.

Jennifer George, RCMP,

Milton and Brock

Godfrey, CAFC

Recognizing fraud is

the first step to better

protecting yourself.

Table of ContentsBackground

Overview of scams

Identity Theft

Internet Safety Tips

Who we are andWhat we do

The Canadian Anti - Fraud Centre (CAFC) (Formerly PhoneBusters)

Telus customers to receive $7.34 million in rebates as part of

Competition Bureau agreement

• Agreement also requires Telus to donate $250,000 for research on consumer issues.

Formed 1993 by Barry Elliott,

First of its kind in the world

23 full time staff plus 50

volunteers

The Idea

Spanish Police Arrest 84

Victims mainly from Canada,

USA, and Germany

Stats: (from 1 raid)

$15.5 Million Seized

$120 Million est. total

80% of staff Nigerian

Senior Support Unit

To contact and assist victims

Office chores and return calls

Formed in 1997

Presentations

And videos

Senior Support Unit

Formerly SeniorBusters

Why Do They Target Seniors?

Seniors are often:

Accessible

Too trusting! Easy marks

Often lonely

Can be easily intimidated

May be gender vulnerable

Top 6 Scams Canada

Seniors: Sep. to Dec. 2015

Based on the number of victims

Fake Call from

Claiming you have a Virus

They want access to your computer

They really want your Bank and personal data

1

You can stop

Phone Fraud

Just

hang

up!

2 ExtortionExtortion is a criminal offense, obtaining money, property, or services from a person, or institution, through coercion.

HOTTEST SCAMSAt one point in 2015

• 75% of calls were Fake CRA or CIC calls re taxes. Mostly wanting payments by prepaid Visa cards.

• 5,428 calls, 271 victims, Loss of $716,591.24 -year to date

In York Region

Black SUV with two men showed up right after 2

threatening CRA phone calls. (Jan 26, 2016)

They Often use

“You didn’t show up for jury duty”

156 Million Phishing emails sent each day

How

Phishing

Works

3

Source: Actual email received by Brock Godfrey

Source: Actual email received by Brock Godfrey

Spam Folder Examples

If I hover the mouse over Federal

Express it shows the email is

from gconner@bewell.net ??

Text me @5742120158 I’m so horny baby lets cybersex

•Excuse me dear o.-) I found yr image on FB. You are cute. I just want to get my

Be wary of suspicious emails and links

Don’t click login links in emails in the first place!

4 Prize or LotteryAny false, deceptive or misleading solicitation advising victims they have won or have a chance to win something but are required to purchase something first or pay an advance fee, such as taxes to receive the prize.

5

Romance ScamTop Canadian $$$ loss in 2015

Looking for a Romantic Relationship?

One Australian

Dating site had 42

million user

passwords stolen.

6

The Difference:

Romance scammers pretending to be

middle-aged, Caucasian widowers

104

scammers

using the

same

photos,

stolen from

a US

profess-

ional

model

Romance Scam Stolen Photo

In Reality:

Mother and Daughter Jailed

Posed as active-duty, male

soldiers, looking for love.

Sentenced to up to 20 years.

Some money went to Nigeria.

“Thanks to the Web, I finally met an

eligible bachelor – eligible for parole

in 3 years.”

What always perplexes police and

others about these romance frauds,

is not how the victims could be so

naïve, but how the fraudsters could be

so convincing.

RECENT SCAMS

Why is My Number Calling Me? A Crazy New Scam.

Scammers are using spoofing.

Another Variation

Just hang up on any call

with a fake number

Rate reduction seduction?

Don’t be

lured by

this credit

card scam

Robo Calls, Press 1

Other Mass Marketing Scams

Charity

Pyramid

Timeshare

Investments

Inheritance

Jobs/Shopping

Overpayment

Recovery Pitch

Make an informed decision

Take your time

YOU Initiate the contact

Don’t pay any upfront fee

Just hang up!

MMF Tips

IDENTITY FRAUD

Definition Financial Consumer Agency of Canada

Your personal information is collected

and used by someone identifying him/

herself as you and making transactions

or requests on your account

Info They Look For

Full name, DOB

Sin #, Address

Maiden Name

User Names

Driver’s License #

Credit Card Info

Pins or Passwords

Bank Account #

Signature

Passport #

How Do They Do That?Stealing wallets, purses or mail

Double Swiping credit cards

Dumpster Diving

Obituaries

Phishing

Identity Theft TipsDon’t share personal info

Use a safe password

Don’t carry your SIN card

Monitor bank and credit card statements.

Always

Shred it!

And Just:

Internet Tips

66

With Thanks to Retired PC Ken Dreever:

By clicking an offer

like:

Or

Or

Or

Or

Or

Teen Hackers Strike

CIA Director of Natl. Intelligence, James Clapper.

When in doubt, don’t click

You will get a

A botnet, is a "robot network" - a collection of

computers in homes and offices around the world

that are infected by malware that allows an

operator, known as the botherder, to take control of

those zombie computers from afar

Cassidy Wolf, Miss Teen USA 2014, was a victim of a Blackshades attack.

International Blackshades Malware TakedownCoordinated Law Enforcement Actions Announced

FBI Cyber Heat Map

Secret 72 Hour Blitz

Source: http://www.washingtonpost.com/world/

national-security /2014/06/02

Servers

Ransomware alert

issued by US and

Canada following

recent attacks.04 April 2016 many people and

businesses aren’t protecting

themselves.

Ransomware

$189. or $378. to unlock

Hospital Records Ransomed

The Hollywood Presbyterian Medical

Center in Los Angeles 18.02.2016

Take home message

We’re all prime targets.

Recognize it.

Report it. Stop it.

Who to Contact?Local Police or OPP

Canadian Anti-Fraud Centre

Your Bank or Credit Union

Credit Card Co. 800# on back

Or all of the above.

HandoutsBookmarks

Brochures

Contacts and Links

Top 10 Cybercrime Tips

Safe Shopping – Online

• For Presentations to Clubs or Groups call Brock Godfrey at 705.436.4384

Passwords and

Beyond

A presentation on Computer Security

including Safe Passwords, Computer

Tips and Anti-Virus software.

QUESTIONS?

Five years ago, you had a speaker

on computer security, Dr Art

Hunter. He mentioned that in 2010

over 60,000 security attacks were

launched each day.

By mid-april 2015 that number was

nearly 1 million new malware

threats released every day

There are better ways to log off!

Presenter: Brock Godfrey, CAFC,

Provincial ConstableSusan Jessop

Community Services OfficerSouthern Georgian Bay OPP

103