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Fraud Awareness Ottawa Valley Probus
Fraud AwarenessOttawa Valley Probus
Scams Targeting
SeniorsDeveloped by Cst.
Jennifer George, RCMP,
Milton and Brock
Godfrey, CAFC
Recognizing fraud is
the first step to better
protecting yourself.
Table of ContentsBackground
Overview of scams
Identity Theft
Internet Safety Tips
Who we are andWhat we do
The Canadian Anti - Fraud Centre (CAFC) (Formerly PhoneBusters)
Telus customers to receive $7.34 million in rebates as part of
Competition Bureau agreement
• Agreement also requires Telus to donate $250,000 for research on consumer issues.
Formed 1993 by Barry Elliott,
First of its kind in the world
23 full time staff plus 50
volunteers
The Idea
Spanish Police Arrest 84
Victims mainly from Canada,
USA, and Germany
Stats: (from 1 raid)
$15.5 Million Seized
$120 Million est. total
80% of staff Nigerian
Senior Support Unit
To contact and assist victims
Office chores and return calls
Formed in 1997
Presentations
And videos
Senior Support Unit
Formerly SeniorBusters
Why Do They Target Seniors?
Seniors are often:
Accessible
Too trusting! Easy marks
Often lonely
Can be easily intimidated
May be gender vulnerable
Top 6 Scams Canada
Seniors: Sep. to Dec. 2015
Based on the number of victims
Fake Call from
Claiming you have a Virus
They want access to your computer
They really want your Bank and personal data
1
You can stop
Phone Fraud
Just
hang
up!
2 ExtortionExtortion is a criminal offense, obtaining money, property, or services from a person, or institution, through coercion.
HOTTEST SCAMSAt one point in 2015
• 75% of calls were Fake CRA or CIC calls re taxes. Mostly wanting payments by prepaid Visa cards.
• 5,428 calls, 271 victims, Loss of $716,591.24 -year to date
In York Region
Black SUV with two men showed up right after 2
threatening CRA phone calls. (Jan 26, 2016)
They Often use
“You didn’t show up for jury duty”
156 Million Phishing emails sent each day
How
Phishing
Works
3
Source: Actual email received by Brock Godfrey
Source: Actual email received by Brock Godfrey
Spam Folder Examples
If I hover the mouse over Federal
Express it shows the email is
from [email protected] ??
Text me @5742120158 I’m so horny baby lets cybersex
•Excuse me dear o.-) I found yr image on FB. You are cute. I just want to get my
Be wary of suspicious emails and links
Don’t click login links in emails in the first place!
4 Prize or LotteryAny false, deceptive or misleading solicitation advising victims they have won or have a chance to win something but are required to purchase something first or pay an advance fee, such as taxes to receive the prize.
5
Romance ScamTop Canadian $$$ loss in 2015
Looking for a Romantic Relationship?
One Australian
Dating site had 42
million user
passwords stolen.
6
The Difference:
Romance scammers pretending to be
middle-aged, Caucasian widowers
104
scammers
using the
same
photos,
stolen from
a US
profess-
ional
model
Romance Scam Stolen Photo
In Reality:
Mother and Daughter Jailed
Posed as active-duty, male
soldiers, looking for love.
Sentenced to up to 20 years.
Some money went to Nigeria.
“Thanks to the Web, I finally met an
eligible bachelor – eligible for parole
in 3 years.”
What always perplexes police and
others about these romance frauds,
is not how the victims could be so
naïve, but how the fraudsters could be
so convincing.
RECENT SCAMS
Why is My Number Calling Me? A Crazy New Scam.
Scammers are using spoofing.
Another Variation
Just hang up on any call
with a fake number
Rate reduction seduction?
Don’t be
lured by
this credit
card scam
Robo Calls, Press 1
Other Mass Marketing Scams
Charity
Pyramid
Timeshare
Investments
Inheritance
Jobs/Shopping
Overpayment
Recovery Pitch
Make an informed decision
Take your time
YOU Initiate the contact
Don’t pay any upfront fee
Just hang up!
MMF Tips
IDENTITY FRAUD
Definition Financial Consumer Agency of Canada
Your personal information is collected
and used by someone identifying him/
herself as you and making transactions
or requests on your account
Info They Look For
Full name, DOB
Sin #, Address
Maiden Name
User Names
Driver’s License #
Credit Card Info
Pins or Passwords
Bank Account #
Signature
Passport #
How Do They Do That?Stealing wallets, purses or mail
Double Swiping credit cards
Dumpster Diving
Obituaries
Phishing
Identity Theft TipsDon’t share personal info
Use a safe password
Don’t carry your SIN card
Monitor bank and credit card statements.
Always
Shred it!
And Just:
Internet Tips
66
With Thanks to Retired PC Ken Dreever:
By clicking an offer
like:
Or
Or
Or
Or
Or
Teen Hackers Strike
CIA Director of Natl. Intelligence, James Clapper.
When in doubt, don’t click
You will get a
A botnet, is a "robot network" - a collection of
computers in homes and offices around the world
that are infected by malware that allows an
operator, known as the botherder, to take control of
those zombie computers from afar
Cassidy Wolf, Miss Teen USA 2014, was a victim of a Blackshades attack.
International Blackshades Malware TakedownCoordinated Law Enforcement Actions Announced
FBI Cyber Heat Map
Secret 72 Hour Blitz
Source: http://www.washingtonpost.com/world/
national-security /2014/06/02
Servers
Ransomware alert
issued by US and
Canada following
recent attacks.04 April 2016 many people and
businesses aren’t protecting
themselves.
Ransomware
$189. or $378. to unlock
Hospital Records Ransomed
The Hollywood Presbyterian Medical
Center in Los Angeles 18.02.2016
Take home message
We’re all prime targets.
Recognize it.
Report it. Stop it.
Who to Contact?Local Police or OPP
Canadian Anti-Fraud Centre
Your Bank or Credit Union
Credit Card Co. 800# on back
Or all of the above.
HandoutsBookmarks
Brochures
Contacts and Links
Top 10 Cybercrime Tips
Safe Shopping – Online
• For Presentations to Clubs or Groups call Brock Godfrey at 705.436.4384
Passwords and
Beyond
A presentation on Computer Security
including Safe Passwords, Computer
Tips and Anti-Virus software.
QUESTIONS?
Five years ago, you had a speaker
on computer security, Dr Art
Hunter. He mentioned that in 2010
over 60,000 security attacks were
launched each day.
By mid-april 2015 that number was
nearly 1 million new malware
threats released every day
There are better ways to log off!
Presenter: Brock Godfrey, CAFC,
Provincial ConstableSusan Jessop
Community Services OfficerSouthern Georgian Bay OPP
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