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1 / 1 1 1 1 1 1 J l r l l l l l l l . I I I I . l l l l l . I I I I J I l r I I I I I J I . I I J I I i f I l l I J J I I . I I I I I . l l l l f 1 1 1 1 1 . 1 1 1 1 1 1 1 1 1 1. .' l l l l l l m . I J I I . " 1 1 1 1 1 1 1

NOTICEOFTRUSTSE'.S. SALETrustee's Sale No. 02~FMB"89247

NOTICE IS HEREBY GIVEN that, PIQNEER LENDER lHUSTEE SERVICES. LLC, the duly appointedSuccessor Trustee, wiUqnJl,Ine 4,201 P , at the hour of 02:00 P M , of said day, FRONT STEPS OF THEELMORE COUNTY COURTHOUSE, 150 SOUTH 4TH EAST, MOUNTAIN HOME, 10, sefJ at publicauction to the highest bidder, foreash, Ih lawfuJmoney of the United States, all payable at the t ime osale, the following described real aHdpersonal properly(here~fter re.fen-80 to collectively as the"Property"), situated in the County of ELMORE, state of Idah(j, to-wit:

LOT 1 , .8(OCK 1. EVERETT~SUaDIVISION ~O .. 2, M q U N T A J N .HOME, ELMORECOUNTY, IDAHO. ACCORDING TO THEOFFICJAL PLAT THEREOF ONFI.LE ANDOF~ECdRO IN THE OFFfCE OF tHE COUNTY RECORDER OF ELMORECOUNTY, IDAHO.

The Trustee hasnp knowledgeoJamorepartfculardescrfptionofthe abov~-referel1ced Property but, for

purposes of compliance with Section 60-113 of Idaho Code, the Trustee has. been informed that tileaddress of 1250 EAST 5TH NORTH STREET,ALSO I~NOW AS, 1250 EAST 5TH NORTH. MOUNTAINHOME, ID83647. i~sometimes assocf~tedWfth said real property.

Said sale will bernade without covenantor warranty regardingtitre,possesslohorencumbrances tosatisfy the obli9ationsecured by and pursuant to the power oftiale conferred In. the Deed of Trustexecuted by WALTER ROGERS A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY, asGrantor, to CHICAGO TITLE INSURANCE CO., as Trl1stee,f{)r the benefit and security of MORTGAGEELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR INDYMAC .BANK, F.S.B., A

FEDERALLY CHARTERED SAVfNGS BANK, as 8eneficiary, dated .2116f2007, recorded 2128/2007,under Instrument No. 3a4837, Mortgage records of ElMORE County, IDAHO; the beneficial inter~st in

which is prl3 sently held by DeutSche Bank National Trust COlTlpany, as Trustee of the Home EqLJityMortgage Loan Asset-Backed Trust Series INAB"S2007.B, HorTIeEquit Mortgage Loan Asset-BaokedCertificates, Series INABS 2007-B underthe Pooling andServjcjngag~eement dated June 1,2007.

THE A80VE.GRANTO~S ARE NAMED TO COMPLY WITH SECTION 45-t506(4){A), IDAHO CODE.NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLEFORTHIS OBLIGATION.

. 'Thec e ra u ltf o r whi2his salirs m~deis the f~ilure top a y w h e l 1 due-under the-Deed of Trust Not~;d2116/2007, THE MONTHLY PAYMENT WHICH 8ECAMEDPE ONtO/112009 AND ALL SUBSEQUENTMONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHERCOSTS AND.FEESAS SET FORTH.

Amount due as of

Janua..x:y 28, 2010

D el in qu en t P ay me nt s f ro m O c to be r 0 1, 2 00 9

-1payments at$B20. 01 each

( 1 0 -0 1 - 09 t h r ou g h 01-2B-10)

Late Charges:

Beneficiary Advances:

Suspense Credit:

$

~$$

3,280.04

206.06

64.00

0.00

:::;;;===.=::========c


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TOTAL: $ 3,55'0.10

All delinquencies are n o w due, tog ether with unpaid a r id .aecrli iMg _ta~es,_a$$:ssJ1lents, trustee's Jees Iattorney's fees,cpst~ ~nd~dvf:lnces _rTJ~qe to protl:!ct_tlie ~lil(;qrity associatedINiIh thi~ foreclosure. Theprincipal balance js$~9,t71.63;tQgetherwjth interesftJ:'(erepn a16.875%per annum ffom9/1/2009,untilpaid, -

The Beneficiary elects toseliorCaU$Eftlietr"Ust property t o besQld tosatisfysaiclol:lligation.

Anyone having anY9bject ion tothM la le on any grounds WhatsoeVer will b e affordedanopportunitylo beheard asIa thoseobjectiqns ifttley briI'l9-C) Iawsu itto restfain-tliesame.

- . .

--------------------Page-2-~- -----------19=r;U:JTS,--------------------


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NOTICE REQUIRED BY THE

FAIR DEBT COLLECTION PRACTICE ACT

15 U.S.C. Section 1692

TS# 02-FMB-89247

2/2/2010

ATIENTION TRUSTORS:

1. You are hereby notified that REGIONAL TRUSTEE SERVICES CORPORATION is

attempting to collect a debt.

2. As of the date of this letter, you owe $103,397.66. Because of interest, late charges, and

other charges that may vary from day to day, or may apply only upon payoff, the amount duen-theday you-pay-may-be-greater c-Hence-if-you-pay the-8moul"ltshownabovE,_an __ ---~

adjustment may be necessary after we receive your check, in which event we will inform you

before depositing the check for collection.

3. The original creditor to whom the debt is/was owed is MORTGAGE ELECTRONIC

REGISTRATION SYSTEMS, INC. AS NOMINEE FOR INDYMAC BANK, F.S.B., A

FEDERALLY CHARTERED SAVINGS BANK. The current creditor is Deutsche Bank

National Trust Company, as Trustee of the Home Equity Mortgage Loan Asset-Backed Trust

Series INABS 2007-B, Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS

2007-B under the Pooling and Servicing agreement dated June 1, 2007.

4. The debt will be assumed to be valid by REGIONAL TRUSTEE SERVICES CORPORATION

unless WITHIN THIRTY DAYS AFTER THE RECEIPT OF THIS NOTICE, you dispute the

validity of the debt or some portion thereof.

5. If you notify REGIONAL TRUSTEE SERVICES CORPORATION within thirty days after the

receipt of this Notice that the debt or any portion thereof is disputed, REGIONAL TRUSTEE

SERVICES CORPORATION will provide a verification of the debt, and a copy of the

verification will be mailed to you by REGIONAL TRUSTEE SERVICES CORPORATION. In

attempting to collect the debt, any information obtained will be used for that purpose.

6. If the current creditor is not the original creditor, and if you make a request to REGIONAL

TRUSTEE SERVICES CORPORATION within thirty days after the receipt of this Notice, the

name and address of the original creditor will be mailed to you by REGIONAL TRUSTEE

SERVICES CORPORATION.

7 -. Written-and/orverbal-requests-may-be-made-to-andfurther-information-can-be-obtained-fr-om.

REGIONAL TRUSTEE SERVICES CORPORATION

616 1st Avenue, Suite 500

Seattle, WA 98104

(206) 340-2550

FDCA Notice


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SERVICEMEMBERS CIVIL RELIEF ACT NOTIFICATION

If you are on active duty in the armed services, or the dependent of a such a person,

and you believe that you are entitled to protections afforded under the Soldiers' and Sailors'

Relief Act, please contact the undersigned immediately. Failure to do so may result in loss of

your rights, if any, under the Act. To facilitate follow-up to any response to this notice, please

make any response in writing and describe the circumstances which you believe cause you to

be entitled to protection under the Act.

If you have any questions about the applicability of the Soldiers' and Sailors' Relief

Act, you should contact a lawyer immediately. The undersigned is not a lawyer and cannot

provide you legal advice.

REGIONAL TRUSTEE SERVICES CORPORATION

616 1st Avenue, Suite 500Seattle, WA 98104

(206) 340-2550

---------------------------------------------

#380095 / SOLDIER AND SAILOR RELIEF ACf / 60000-001


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NOTJCE RE.QUJRED BY JDAJ-lO LA W

Mortgage foreclosure is'a legal proceeding where a lender fumina1es 'Iborrower" s

inferest in properly 10 satisfy unpaid debt secured by llieproperty. This can mean

'that when :IbomeowDer gets bebind on his or ber mortgage p~yments, the lender

forces. 1 1 sale"of tbe bome on wbich tbe mortgage loan is b~sed . .some individuals OT

businesses may sa y they can "save') your bom.e froJuforecJosuTe. You should be .

(~mfious aboui such claims. ]t is imporlant that you un~ersiand all fh-eterms of ~

phn io."resrue" you from morigage forec;Josure and bow if will affect you. I f may

Tes~lf in YOUTlosing valuable eguity th.af you may have in your borne. ]f possible"

you should cOD5u)1.wilhanaHoroty or financial professional fo find out ~baf 6th er

options you may bave .. Do~nol. delay S~~kjDg advice) because the l~mger you wait,

thefew~r options you may have.

YOU~JDa)'Jjnd~helpIuJjDi~rm~~l:)~Q!11~pe.Oue oce)Jent so.u,Tce.j~fQ c Depanwen i ofH~usjiJ g and lJrban Dey eJopm.ent (HlJD) '~~b~jt~wb)cli~o~belouDd'il'.:....."hf1P:/twww.blJd.govJforeclosuieJjnd~.clm').' Hl)D also maintai~s on its websj-i~ a

list of approved housing counsclors who .can provide fre.e infonnation fo assist

boroeowntn with fuianciaJ.problems. Another good source ofiniormation i~fo~n d

at the OffiC6 QftbeAHoniey General's website a1"ht!p://www2.sfate.id.us/agf'.

:Under ldllpo bw, ron have nve (5) days 10 rescind or undo cerhin coniracts or

agreements tbat rebte io 1T3nsfenjng in1erests in property or mODeyin a

fOJ:ecJo~ure situatioD. Ali aHorney or.f"maDcial.professiolJaJ .caD tell YOllinore ab ou1

tbis option." ..'

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