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The desire to have a pristine,

well-manicured landscape

leads many homeowners to

toil outdoors for hours every week-

end. Hiring a professional land-

scaper can free up homeownerstime and help them ensure their

yards are cared for properly.

One of the benefits of hiring a

landscaper is the time savings.

Landscapers typically have com-

mercial-grade equipment that can

dramatically reduce the time it

takes to mow and perform other

maintenance tasks around your

property. Furthermore, some serv-

ices have multiple employees

working concurrently, enablingthem to tackle several projects at

the same time and complete them

in a fraction of the time it would

take a homeowner working on his

or her own.

Landscapers familiar with

botany and landscape design

understand how to properly care

for plants and trees on your proper-

ty, while novice green thumbers

may be unaware about when to

prune trees and shrubs, at what

height to cut the lawn and which

plants will thrive in particular

locations. Such do-it-yourself

maintenance may even cost more

money than leaving it to a profes-

sional.

Hiring a professional land-

scaper is, in many instances, more

economical. For a certain weekly

or monthly fee, homeowners

receive the benefit of professional

knowledge and execution. Also,

homeowners will not have the

expense of purchasing the various

tools and equipment necessary for

lawn and garden maintenance,

tools and equipment that include

lawnmowers, string weeders,

edgers, fertilizer, grass seed, leaf

blowers, and shovels.

Another benefit is the lawn

will continue to be mowedwhether a homeowner is home or

not. During the spring and sum-

mer vacation season, its easy for

homeowners to overlook their

lawn and garden in favor of recre-

ation and leisure activities.

Without proper watering and

maintenance, lawns and gardens

can brown or overgrowth can

occur. But hiring a landscaping

service allows homeowners to rest

assured that their yards will bemaintained whether theyre

home or not.

Hiring a local landscaping

service will not only benefit

homeowners, but also it will ben-

efit the local economy. Residents

can feel comfortable knowing

Benefits to hiring a landscaping service

Proverbs 3:5,6 God Bless AmericaRecycled Paper from 30% Post Consumer Waste

April 3, 2013

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2/28

NOTE: To have your groups announce-ment appear in Community Happenings,

please e-mail your paragraph [email protected].

APR 4

Spring Shop-a-Thon presented by TheButler Elementary Schools PTA onThursday, April 4 from 7-9pm at RichardButler School, 3 Pearl Place Butler. Shopall your favorite home party brands in

one place! Featuring: Lia Sophia,PartyLite, Mary Kay, Tupperware, aswell as many others. If you are a ven-

dor who wants to join us, please contactMichele Balkunas at 973-291-6222 or

email [email protected] for more infor-mation.

APR 13

St. Anthonys Columbiettes are cele-brating their Past President Lisa Robertswith a Beefsteak Dinner at the Knightsof Columbus Hall 65 Hamburg Turnpike,Butler on Saturday, April 13 at 7pm.$35.00 per person. Cash bar will beavailable. If you have questions orwould like to make reservations, nolater than March 30, please call AnnTaggart 973-838-0250.

Need flood insurance? Free Flood

Insurance Workshop hosted byCoverage Specialists Inc will be held on

Saturday, April 13. There will be twosessions: 11am or 1pm. This workshopis sponsored by American StrategicInsurance and is a community serviceQuestion & Answer session, Freeof charge. Refreshments provided.Availability is limited; please RSVPto Tara 973-831-2787. CoverageSpecialists is located at 580 Route 23 inPompton Plains.

APR 19

St. Anthonys Columbiettes 2nd AnnualPocketbook Bingo on Friday, April 19

at 7pm at St. Anthonys Parish Center57 Bartholdi Ave Butler. Featuring

Coach and Vera Bradley. $15.00 perperson. Price includes: I Packet BingoBoards (3 Boards per each game) &

snacks on table. Daubers will be on salefor $2.00 or bring your own. Cash barwill be available/ Feel free to bringyour own food but NO BYOB. For ticketsplease contact Lisa 973-492-8540 orCathe 973-492-8931 or [email protected].

APR 27

Come join the Knights of Columbus fora Comedy Night to benefit the WoundedWarriors Project on Saturday, April 27.Doors open at 7pm and show time at8:30pm at St. Marys Carnevale Center,10 Lenox Ave, Pompton Lks. Admission

$35 includes food, soda, coffee/tea,dessert and 2 drinks (wine or beer)

Additional Drinks $1.00. No one under21 admitted. Also includes 50/50Raffle. For tickets or more info contactRay Grimes at 973-835-4487. Tick-ets may also be purchased atwww.KofC3801.org.

MAY 3

Attention Golfers! The Knights ofColumbus Marian Council #3801 is hold-ing their annual Basil M Ricci GolfOuting on Friday, May 3 at Skyview Golf

Club in Sparta. The cost is $125.00 pergolfer and includes continental break-fast, deluxe BBQ lunch, prizes, give-aways and a chance to win a new carhole-in-one contest. The proceeds fromthis event will benefit the Tara Lynn

Jankowski Memorial Scholarship Fundand our own High School Scholarship

program. If youre not a golfer and stillwant to help support our effort, you cansponsor a hole for only $100.00.Deadline to register is April 29, butdont wait too long. For more informa-tion, call Chris Arts at 973-492-2708 orvisit our website at www.kofc3801.org.

Around theCommunityNook Raffle, sponsored by the Friendsof the Bloomingdale Library: Enter to

win a Simple Touch Reader by Barnes &Noble. Raffle starts Wednesday, March27. Drawing will be at noon on

visit our website at www.lifeandleisurenj.com April 3, 2013Page 2, Zone 3

100% Mailed, Bi-Weekly Newspaper234 Main Street, 2nd Floor

Lincoln Park, NJ 07035 973.696.8008

Publisher: Joe Pellegrino Editors: Bethanne Pellegrino & Kenneth Nicholas Art Director: Robin Banta Graphics: Mary Lalama

Sales: Lisa Buniewski, Martha Pineiro, George Papendick, Classifieds: Kathleen Todd

Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.

Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept only

advertisements that appeal to the entire family; the final determination of which is made by the Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. 2013 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.

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Womans Way Fit-

ness Center inWayne is celebrat-

ing its 30th anniversary with

an open house. Stop by

between April 8-13 to check

out this beautiful, clean, fun

and friendly fitness club.

Youre even invited to take a

free class during your visit.

Womans Way is a fun

and social fitness club that

feels exclusive while being

inclusive. The owner, RachelVasquez, and her wonderful

staff created this 8,500 square-

foot facility with the mission

to offer a professional, friendly

atmosphere for women to

enjoy.

Many women dont feel

comfortable working out in

the presence of men for per-

sonal or religious reasons.

Here at Womans Way, they

feel at home in this cozy andclean environment.

The studio boasts brand-

new, state-of-the-art cardio

equipment, and fitness classes

are what it does best. There

are over 55 classes a week,

including TRX, spinning with

bands and Corebar.

This women only facil-

ity gives you a chance to get

fit and have fun in a

non-intimidating atmosphere.Many members have experi-

enced sudden weight loss,

increased energy, body toning

and revived spirit.

They also offer facials

and massages to members and

non-members.

Womans Way is located in the

second floor of the Gurland

Pavilion, 1479 Route 23 South

in Wayne. For moreinformation, please call

973-305-1003 or visit

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Federal Deposit Insur-

ance Corporation insur-

ance is basically a guar-

antee that depositors will not

lose their funds. If the bank

where they keep their money

fails, the FDIC guaranteesthat they will receive the full

amount of those funds, up to

the insurance limit from the

FDICs insurance fund.

The Great Depression

highlighted the need for an

institution like the FDIC.

During the first 10 months of

1930, after the catastrophic

stock market crash of 1929, 744

banks failed, 10 times the

annual number during the1920s. By the end of 1933, over

$140 billion in deposits had

been lost to bank failures, and

11,000 of the 25,000 largest

banks had failed. This severe

crisis prompted a response from

the Roosevelt Administration,

which passed the Glass-

Steagall Act of 1933. The act

established and funded the

FDIC. The initial limit on

deposit insurance was set at

$2,500 in 1934, and was raised

to $5,000 in 1935. Today thelimit is $250,000 and may

change in the future in an effort

to increase consumer confi-

dence in the banking system.

The FDIC was given the

first real test of its abilities dur-

ing the savings and loan crisis

of the 1980s. Although the

brunt of the crisis fell upon the

Federal Savings and Loan

Insurance Corporation, the

pressure was too great, and theFSLIC became insolvent and

was merged into the FDIC.

Between 1980 and 1994, the

FDIC helped to close over

1,600 banks that had been

affected by the crisis.

Fortunately, the FDIC survived

and helped mitigate the worst

effects, although the crisis still

cost taxpayers an estimated

$150 billion.

The FDIC works in tan-

dem with other government

agencies to protect the cus-tomers of other financial insti-

tutions, such as credit unions.

The National Credit Union

Administration, or NCUA, is

the independent federal agency

that charters and supervises

federal credit unions. The

NCUA and FDIC together

insure billions of dollars of

deposits at thousands of finan-

cial institutions throughout the

United States.Just like how the FDIC

insures bank deposits in the


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Saturday, May 4. Prices: $2/ 1 ticket;$5 / 3 tickets; $10 / 7 tickets. Pleasestop by the Library to purchase your

tickets today! Bloomingdale Free PublicLibrary, 101 Hamburg Tpk.,Bloomingdale. Phone: 973-838-0077.This year National Library Week isApril 15-20. The theme is CommunitiesMatter @ Your Library. CelebrateNational Library Week by completingthe April Reading Challenge. See howmany books you can read during themonth. Pick up a form beginning on

Monday, April 1 and fill in the titles andauthors you have read in April. Return

it by May 4, to enter the contest. Thisprogram is open to Butler Librarypatrons of all ages. Prizes will beawarded for one person in each of twoage groups. Butler Public Library islocated at 1 Ace Road, behind themunicipal building. Visit us forother library programs at www.butlerlibrary.org or call 973-838-3262.The Unorthodox Wood Carving Club isnow excepting new members. We are asmall group of woodcarvers with inter-

ests in carving duck decoys, birds, andall other types of wood carving designs.

Some power equipment available for

their lawn service will be

available for calls when need-

ed and will be familiar with

the community. Also, local

contractors may go the extra

mile to earn your business rec-

ommendation.

Hiring a landscaping

service can be advantageous

to homeowners who want to

free up time and still enjoy a

well-maintained landscape.

If youve recently whitenedyour teeth, drinking red

wine may be the worst sub-

stance you can consume

even worse than coffee.

The findings from a

research team in Sao Paolo,

Brazil were published in theFebruary issue of Acta

Odontologica Scandinavica.

The group explored the stain-

ing that resulted from redwine and coffee before and

after teeth whitening treat-

ments.

The study found that

during remineralization of the

enamel a rebuilding process

during which teeth repairthemselves the saliva and

bleaching agent thwart any

possible staining of the enam-

el. But after the treatment was

finished, the red wine and cof-

fee stained the enamel. The

stains from the red wine were

conclusively worse.

If youve whitened your

teeth but cant resist that glassof wine or that cup of coffee,

heres a tip: try drinking

through a straw so the liquid

passes by your front teeth!

Dr. Peter Brusco is a 1980

graduate of The University of

Pennsylvania and has been

practicing in Kinnelon since

1982. Dr. Bruscos practice is

located at 170 Kinnelon Road,

Suite 29A in Kinnelon. Youmay reach him by calling 973-

838-5862 or visit him on the

web at www.drbrusco.com.

Wine after whitening

reduces brightnessBy Peter Brusco, DMD


Margaret (Peggy) TanaEd.M, MAT, LPC, LCADC

Licensed Professional CounselorLicensed Clinical Alcohol and

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Counseling for individuals

and couples using a holistic,

person-centered approach.

Experienced with abuse, trauma,

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170 Kinnelon Road

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973-838-7265

AnxietyAddiction

Depression

Benefits to hiring a landscaping servicecontinued from page 1

Community

Happeningscontinued from page 2

continued on page 9


7/28


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8/28

As you calculate your

estimated federal tax

for 2013, be sure to

take into account two new

surtaxes: the net investment

income tax and the addition-

al Medicare tax. Heres how

to tell if theyll affect you and

what you can do to blunt

some of the impact.

Net investment income

tax. This 3.8 percent tax

applies when you have

investment income such as

dividends, interest and capi-

tal gains, and your modified

adjusted gross income

(MAGI) exceeds $250,000

(for married filing jointly).

When youre single, the

MAGI threshold is $200,000.

Mitigating the impact.

Some types of income are not

considered when computing

your investment income for

purposes of this tax. One

example is tax-exempt inter-

est. Depending on your over-all investment goals, purchas-

ing municipal bonds may be

an option to consider.

Retirement plan distri-

butions, including with-

drawals from your IRA, are

not counted as investment

income when figuring the

tax, either. However, taking

money from your accounts

does increase your MAGI.

Income from passive

activities such as rental real

estate is generally subject to

the new tax. Depreciation

deductions and a one-time

opportunity to revise the way

you group income from your

rentals can offer some relief.

Additional Medicare

tax. This 0.9 percent surtaxapplies to wages, tips and self-

employment income when

your earned income exceeds

$250,000 if youre married fil-

ing a joint return ($200,000

when youre single).

What to watch out for.

Your employer is required to

begin withholding the addi-

tional tax once youve earned


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surtaxes in 2013By Robert P. Sokoloff, CPA

continued on next page


9/28

use. Please stop by Pompton Mill Works2nd Floor 145 Ringwood Ave Wanaqueor call 973-934-6520 for more infor-mation.The Bloomingdale Friends of theLibrary would like to welcome newmembers/volunteers. If you are look-ing to make new friends, want toshare your leadership skills, and par-ticipate in our fundraising events,please come to a meeting and helpsupport the library! You can make adifference in your community!Meetings are on the 3rd Wednesday of

each month, at 7pm in the CouncilChambers, above the library. Forquestions or more info please call orstop by the Bloomingdale Free Public

Library, 101 Hamburg Turnpike,Bloomingdale or call 973-838-0077.Whether you are still suffering fromthe bleak memories of war or haveresolved to put it all behind you, PointMan Ministries is for you. Point Man isnot a social club of old war heroestelling war stories, it is a Christian min-istry dedicated to helping veteransfind peace with themselves and theworld around them. If you are doing

fine after the war, thats fantastic butdont forget about your buddies whoare still suffering. Your encourage-ment could mean the world to them.Find out how you can help. Call BarryJensen at 973-809-9665. Point ManMinistries meets the first Thursday of

every month from 7:30-9:30pm atCornerstone Chapel 620 Route 23North, Pompton PlainsThe Pompton Lakes Republican Clubinvites you to its monthly meetings onthe third Thursday of each month atthe VFW Post 2906 off WanaqueAvenue in Pompton Lakes. Mem-

bership is open to the public. Getinvolved with the PLRC and participatein informative meetings, communityoutreach, scholarships for youth, andsocial activities. Questions? Call 973-835-4025 or e-mail [email protected] Circle of Friendship, a supportgroup for the separated and divorced,meets at 7:30pm every Thursday at St.Marys Church 17 Pompton Ave. in

Pompton Lakes. For further informa-tion call Christine at 973-335-9880.Passaic Valley Hospice, a non-profit

$200,000, regardless of your

filing status. Other earnings,

including wages earned by a

spouse or from a second

job, are not considered.

Depending on your total

income, you may need to

revise your W-4 or make

quarterly estimated tax pay-

ments.

Give us a call for an

analysis of your exposure to

these new taxes. Were here

to help with personalized

planning advice.

Robert P. Sokoloff and Associ-

ates, PC, is a year-round full-

service CPA firm, providing a

wide range of accounting and tax

services to both small businesses

and individual clients. We are

QuickBooks-certified pro advisors

and provide new business set up,

training and support. Our office

is located at 166 Main Street in

Lincoln Park. Visit our website at

www.cpanewjersey.com.

To contact us, e-mail

[email protected] or

call 973-633-1001.

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Plan for the new surtaxes in 2013

continued from previous page

Community Happenings

continued from page 6



10/28

event of a bank failure, SIPC

insures investment accounts in

the event of a failure. In the

case with the Securities

Investor Protection Corpora-

tion, accounts are insured up to

$500,000 per account. This

includes $250,000 in cash.

When a brokerage is closed due

to a bankruptcy or other reason

and investors securities are

missing, the SIPC steps in to

return these assets.

Customers of a failed bro-

kerage firm get back all securi-

ties (such as stocks and bonds)

that already are registered in

their name or are in the process

of being registered. After this

first step, the firms remaining

customer assets are then divid-

ed on a pro rata basis with

funds shared in proportion to

the size of claims. If sufficient

funds are not available in the

firms customer accounts to sat-

isfy claims within these limits,

the reserve funds of SIPC are

used to supplement the distri-

bution, up to a ceiling of

$500,000 per customer, includ-

ing a maximum of $250,000 for

cash claims. Additional funds

may be available to satisfy the

remainder of customer claims

after the cost of liquidating the

brokerage firm is taken into

account.

The SIPC covers losses

due only to a brokerage failure,

or other unscrupulous activity.

SIPC does not insure losses

that occur as a part of regular

market fluctuation. Many peo-

ple believe that SIPC will pro-

tect them from losing all of

their money on a bad invest-

ment, but this isnt true.

SIPC also does not cover

losses in the event a company

you invest in goes bankrupt. If

you invest $50,000 in XYC

Corp. and they file for bank-

ruptcy, leaving your shares

worthless, SIPC has nothing to

do with these losses. SIPC will

protect your assets only if the

brokerage or fund company you

hold your assets with goes

bankrupt.

Not all investments are

protected by SIPC. In general,

SIPC covers stocks, bonds,

mutual funds, notes, other

investment company shares,

and other registered securities.

It does not cover instruments

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limited partnerships, fixed

annuity contracts, currency,

and interests in gold, silver, or

other commodity futures con-

tracts or commodity options.

Also, some brokerages

will offer an FDIC insured

money market account for your

cash that is sitting idle in your

account. This means you could

technically have both FDIC

insured cash and SIPC-insured

investments in the same

account. Of course, this will

vary depending on your broker

and where your cash position is

invested, so be sure to find out

how your money is treated.

The New Jersey Life and

Health Insurance Guaranty

Association was created by the

New Jersey legislature in 1992

(with an effective date of Jan.

1, 1991) to protect state resi-

dents who are policy holders

and beneficiaries of policies

issued by an insolvent insur-

ance company, up to specified

limits. All insurance companies

(with limited exceptions)

licensed to write life and health

insurance or annuities in New

Jersey are required, as a condi-

tion of doing business in the

state, to be members of the

guaranty association. If a mem-

ber company becomes insol-

vent, money to continue cover-

age and to pay claims is

obtained through assessments

of the guaranty associations

other member insurance com-

panies, writing the same line or

lines of insurance as the insol-

vent company. All 50 states,

the District of Columbia and

Puerto Rico have life and

health insurance guaranty asso-

ciations. Life and health insur-

ance guaranty associations

cover individual policyholders

and their beneficiaries; typical-

ly, persons protected by certifi-

cates of insurance issued under

policies of group life or group

health insurance are also cov-

ered. Limits on benefits and

coverage are established by

state law. If your insurance

company fails, the maximum

amount of protection provided

by the New Jersey guaranty

association, for each type of

policy, no matter how many of

that type of policy you bought

from your company (with

respect to any one insured indi-

vidual) is listed below.

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Life Insurance Cash

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continued from previous page



12/28

(Present Value): $500,000

Health Insurance Claims:

No limit

The guaranty association

is a private entity, with its

membership made up of all

the life and health insurers

licensed in the state. (In fact,

under state law, an insurer

must be a member of the asso-

ciation to be licensed to do

business.) The association was

created by the legislature to

serve as a safety net (subject to

statutory limits) for residents

should their life or health

insurer fail. By creating the

association, the legislature was

able to ensure continued cov-

erage to residents affected by

their insurers failure. The

association does work in coop-

eration with the Insurance

Depart-ment in fulfilling its

role of protecting residents

whose insurance company is

being liquidated. Long-term-

care insurance is typically

considered health insurance

and covered by the guaranty

association as well.

Insurance and guarantees

are for your savings dollars

while risk-based capital looks

for greater returns without a

safety net. Re-member these

safety facts when allocating

your portfolio. Should you

require any help or guidance,

feel free to contact me for a

no-cost consultation.

Mark E. Charnet, CAS, CSA,

is president and founder of

American Prosperity Group.

APG is the premier retirement

and estate planning franchise in

the U.S. with 17 offices in nine

states. Mr. Charnet has 31

years of experience in the retire-

ment and estate planning fields

and encourages your inquiries.

He can be reached at:

877-885-1APG (1274),

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[email protected]. Check out our

website: www.1apg.com. Inter-

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Securities through: BCG

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Many of us feel that

our pets are mem-

bers of the family.

More and more families are

recycling, using eco-friendly

products and are earth-con-

scious so shouldnt your

pet be greener too? There are

plenty of opportunities to cut

down on waste and to raise

your pets quality of life with

minimal effort. Our pets give

us so much joy and they can-

not contribute on their own,

so its our job as their owners

to help lighten their carbon

footprint.

Spring cleaning

Empty out that Tupper-

ware full of pet stuff. Call

your local shelters and ask if

they need old towels, bed-

ding, leashes, litter boxes, pet

toys, etc. This is a good way

to recycle and to help other,

less fortunate dogs and cats.

Clean up after your pet

Leaving pet waste out-

side is an environmental and

health hazard. Pet waste is

known to get into water sys-

tems due to improper dispos-

al. You should pick up your

dogs waste and dispose of it

in the trash or a compost

heap. There are mini doggie

septic systems that can help

keep your lawn free of poop

and break down the waste

into a liquid the ground can

absorb. Dont forget to scoop

the poop with biodegradable

bags instead of plastic bags

from the grocery store. For

cats, consider organic, plant-

based kitty litter or litter

from recycled newspapers.

Friendly cleaners

When giving a regular

bath, try to use organic or

natural products that dont

have a chemical base. The

same goes for your stain- and

odor-removers for the house

if your pet makes a mess. Use

vinegar; its an environmen-

tally friendly liquid that is an

effective odor-remover and

can kill mold and bacteria.

However, it must still be

diluted correctly with water.

Spay or neuter

Spaying and neuter-

ing pets is an important

way to keep your pet

healthy and to avoid

more homeless dogs and

cats on the streets.

Spaying and neutering

also helps pets live

longer by reducing the

risk of several types of can-

cers, as well as prostate dis-

ease.

Tag or microchip your pet

Placing a microchip may

not sound eco-friendly, but

with this ounce of preven-

tion, you can avoid not only

the stress of losing a pet, but

a lot of waste, too. This waste

includes paper from printing

out missing pet posters, and

fuel by driving around your

neighborhood trying to find

your missing pet. Ask your

local veterinarian for more

information.

Adopt instead of buying

There are many thou-

sands of puppies and kittens

born in the U.S. every day.

Controlling the pet popula-

tion is always green. So why

not adopt instead of buying a

pet? Visit your local shelter

and you can save money

while saving a life.

Dr. Matthew Krupnick is the

owner of the Pequannock Ani-

mal Hospital. He grew up in

Kinnelon and is happy to be

home with his wife, three

cats, and two dogs to provide

quality and compassionate care

for pets in t he commun ity.

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13/28

Fresh air and outdoor fun

are beneficial to main-

taining your physical and

mental health. Outdoor toys are

a great way to keep your chil-

dren outside, active and having

fun during the summer months.

Buying the right outdoor toys

will help ensure your kids not

only have fun, but stay healthy

without even realizing it.

What is a good summer toy?

A popular outdoor toy

many parents buy their chil-

dren each summer are ride-on-

toys. Aside from being fun,

ride-on-toys offer many addi-

tional benefits, such as devel-

oping a sense of balance and

coordination while contribut-

ing to a child's overall physical

fitness. One popular riding toy

is the PlasmaCar by Plasmart

Inc. The PlasmaCar is a

mechanical marvel that can be

driven on any flat surface,

indoors and outdoors, and is

powered solely by kid-power.

The PlasmaCar is a fun way for

kids to ride around the neigh-

borhood and keep their bodies

fit and having fun as it requires

no batteries or fuel, just the

occasional cookie or two.

What makes a good outdoor

toy?

Outdoor toys need to be

well made. Not only do they

need to stand-up to rough and

tumble kid treatment, they

need to be able to survive all

types of weather. Outdoor toys

should also have rounded cor-

ners to help prevent scrapes

and cuts that go hand-in-

hand with outdoor fun. The

PlasmaCar is very durable and

can handle a load of up to 100

kg (220 lbs) on a smooth, flat

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14/28

Spring is a season for

rebirth and for home-

owners that often

means bringing their proper-

ty back to life. Once the win-

ter weather has subsided, its

time to head outside and take

inventory of the landscape

and see how the yard, trees,

bushes, and shrubs fared after

another long winter.

One of the best and

most eco-friendly ways to

bring your yard back to life is

to plant around the property.

When planting around the

home this spring, consider

the following pointers from

Gro-Rite Garden Center.

Consider container-grown

plants. Novice green-thum-

bers might find it best to go

with container-grown plants.

Container-grown plants are

easy to plant around the

property, and its also easy to

change the look of the prop-

erty by simply moving the

plants around. Also, as the

seasons change, its easy to

reposition the plants so

theyre still getting the sun

exposure they need to thrive.

Get a second opinion.

Planting trees around the

property can be akin to hang-

ing a painting on the wall.

Its always best to get a sec-

ond opinion to make sure the

painting is straight, and the

same goes with planting

trees. Before backfilling the

hole, ask someone to look at

the tree from several angles

to ensure that it is straight.

Once the tree has been back-

filled, its awfully difficult to

reposition the tree.

Give the trees or plants

their best chance to grow. Its

important to survey the prop-

erty ahead of planting to be

certain the plants will be in

the best place to thrive. Call

the utility company and ask

if there are any buried utility

lines youll want to avoid.

Also, a trees roots spread far

beyond its branches, so be

sure to plant the tree in a

location that allows for that

root growth without

jeopardizing the proper-

ty (i.e., roots spreading

beneath the homes

foundation).

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16/28

Weeds in a lawn or

garden can be an

unsightly and po-

tentially unhealthy nuisance.

No gardener enjoys seeing

weeds spring up throughout

his or her carefully planted

garden, as such uninvited

guests rob a well-tended gar-

den of its aesthetic appeal. In

addition, weeds can steal

valuable water and nutrients

from plants, prohibiting their

growth as a result.

Homeowners who un-

derstand how harmful weeds

can be can prevent them in a

variety of ways. Where weed

growth is insignificant, it

might be possible to simply

pull them out of the ground

before they can do any sub-

stantial damage. In areas of

heavy weed growth, however,

a more concentrated effort

must be made to prevent fur-

ther weed growth once the

weeds have been removed.

The following are a few ways

homeowners can prevent

weeds from growing through-

out their lawns.

Be proactive. Preventing

weed growth is a proactive

job, so homeowners want to

be proactive to keep weeds

from infesting their property.

Proper and routine lawn

maintenance might be all it

takes. Add quality topsoil to

your lawn or garden to pro-

duce a healthier surface that

makes it more difficult for

weeds to grow. As the season

progresses, continue to main-

tain your lawn by mowing

and watering.

Aerate the soil at the onset

of the season. Aerating your

lawn at the dawn of the

mowing season helps break

up soil that grew compacted

over the winter. Once aerat-

ed, the soil can disperse

nutrients, oxygen and water

more effectively, allowing

healthier roots to grow and

reducing the risk of weed

growth as a result.

Fertilize the lawn. Fertilizer

helps grass grow in thick and

dense, which leaves little to

no room for the growth of

weeds. While fertilizer does

not necessarily guarantee

that weeds wont grow, it

does go a long way toward

helping a lawn grow in

healthy, and a healthy lawn

is often a weeds worst enemy.

Some fertilizers on the mar-

ket are a combination of fer-

tilizer and weed preventer,

and such products might be

organization, is in need of volunteers forvarious duties. Volunteers are an inte-gral part of the professional hospice

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CommunityHappeningscontinued from page 9

Preventing weed growth a priority

for homeowners


i it b it t lif dl i jApril 3 2013 Zone 3 Page 17


17/28

Edging a lawn is a spring-

time rite of passage for

many homeowners.

When winter has come and

gone, many lawns are left in

need of some serious mainte-

nance, including edging.

Well-defined edges around

the yard make the yard look

more organized and better

maintained. And edging is rel-

atively easy, especially for

those homeowners with a

smaller yard. Edging can be

time-consuming for those

with more property, but when

done properly, edging is defi-

nitely worth the effort.

Remove debris from the

areas you plan to edge. Before

you even begin to edge, be

sure to remove any debris

from those areas that need

edging. Debris, including

rocks, twigs or the kids toys,

left lying around can be

kicked up when youre edging,

potentially causing injury to

you or someone standing

nearby.

Purchase safety goggles.

Even if you have removed all

visible debris, there still may

be some items hidden in the

grass. These items can be

kicked up and hit you in the

eye, so purchase some safety

goggles and be sure to wear

them whenever youre edging.

As an added precaution, keep

kids and others away from any

areas youre edging so they

arent injured by any unseen

debris that gets kicked up

while youre working.

Check your tools. Edging

can be done by using a gas-

powered edger or a string

trimmer. Before you begin to

edge, inspect these tools to

ensure theyre capable of han-

dling the task at hand. Inspect

the blades on a gas-powered

edger to make sure they

havent dulled since their

most recent use. If they are

dull, sharpen them before you

start to edge. When using a

string trimmer, make sure you

have enough string on hand

to complete the project.

String trimmers use a particu-

lar kind of string, so visit your

local lawn care or hardware

store if you dont feel like you

have enough.

Position your edger properly.

Once you have given your

tools the green light, its time

to start edging. When you

begin, make sure the edger is

between the sidewalk or

driveway and the edge of the

lawn, placing the wheel of the

edger on the sidewalk or

driveway and then pushing

and pulling the edger until

you have created a clear edge.

If you have never edged

before, you may want to prac-

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18/28

While investing in

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insulation. Home improve-

ment specialists tell us thatwe can protect our home

investment, too, with a

spray foam insulationlike the popular-selling,

Icynene. This type of insu-

lation can provide a com-

plete air seal with optimal

R-values, delivering up to

50 percent in monthly

energy savings. More

information on this topic

is available online at

www.icynene.com.


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19/28

ideal for homeowners whoare especially concerned

about weed growth. The

lifespan of weed preventers

varies, so keep in mind that

you might need to reapply a

weed preventer in a few

months to keep getting the

same results. Fertilizing is

typically done twice a year,

once in the spring and again

in the fall.

Lay down landscape fabric.Landscape fabric is another

weed prevention alternative

that can prevent weed

growth for several years.

Before laying down landscape

fabric, which is perhaps most

commonly used in flower

beds, remove all weeds and

other vegetation you do not

wish to grow. You will likely

need to cut the fabric to the

area you want it to cover andcut an opening for plants and

flowers. The fabric is then

typically covered with mulch,

which keeps the fabric in

place.

Landscape fabric is

effective because it blocks

the sun from reaching any

area that its covering while

still allowing air, water and

nutrients to penetrate and

reach the soil. Weeds needsun to grow, so landscape fab-

ric can be highly effective at

preventing weed growth.

Weeds are an unsightly

nuisance that homeowners

would prefer to do without.

Preventing weed growth is

relatively easy, and, in manycases, your efforts can bear

fruit through the entire

season.

Removing Unsightly Weeds

When removing weeds,

its best to remove the weeds

with their roots. Smaller

weeds with shallow roots can

typically be removed with a

gentle pull and the roots will

come right out with the weed.

Larger weeds with deep-er roots can be a little

tougher to remove, and they

might damage surrounding

plants if you pull too hard. In

such instances, dig around

the stem with a small hoe to

loosen the soil and then firm-

ly pull the weed out of the

ground. If that does not work,

dig a little deeper and try

again.

When there are simplytoo many weeds to pull out of

the ground, a garden hoe is

effective for shallow-rooted

weeds. Where deep-rooted

weeds are present, a garden

hoe is less effective because it

does not usually reach the

roots. A Winged Weeder,

though more time-consuming

than a hoe, goes deeper into

the soil to pull the roots.

Chemical weed-killersare another option, though

they are not very eco-friendly

and chemical products must

be sprayed on the entire weed

to kill it completely.

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Preventing weed growth a priority forhomeownerscontinued from page 16



20/28

Coldwell Banker Resi-

dential Brokerage inNJ and Rockland

County, NY is pleased to wel-

come experienced real estate

agent Lizbeth Betsy Janoski

to its office in Kinnelon.

Janoski, a Kinnelon resi-

dent, has 17 years experience

serving homebuyers and sellers

in Morris, Essex and Passaic

counties. Previously withWeichert Realtors, Janoski

was a one-stop buyer specialist

with the company and ranked

as a million dollar agent for

many years based on her sales

and marketing excellence.

Betsy brings with her a

wealth of local market knowl-

edge and a proven track record

of supplying clients withinvaluable service, said Jane

Trust Ryan, branch vice presi-

dent of Coldwell Banker

Residential Brokerage in

Kinnelon. She always oper-

ates under a high standard of

ethics, and I am glad to wel-

come her to the team.

Janoski is a member of

the New Jersey Association ofRealtors, Passaic County

Board of Realtors and Garden

State Multiple Listing Service.

She is active in the communi-

ty, volunteering with both

Autism Speaks and the

Kinnelon Home and School

Association.

For more information

about buying or selling a

home, contact Betsy Janoski atColdwell Banker Residential

Brokerage in Kinnelon at 973-

838-9300 or directly on her

cell phone at 973-919-5028.

The office is located at 1450

Route 23 North. Listings can

be viewed at coldwellbanker

moves.com/kinnelon.

v s t ou webs te at j

SALES CENTER

SALES CENTER LOCATED AT:

Units

ONLY27

Units

Availab

le!

DontW

ait...Ca

llToday!

2013 Occupancy

The Developer is Greentree Development Group. The image used in this ad is an artist rendering and as built conditions may be differentthan depicted. Features, pricing, availability, amenities and specifications from any image are subject to change without notice.

88

Betsy Janoski joins Coldwell Banker Residential Brokerage in Kinnelon

I

n an effort to leave the

unemployment line be-

hind them, many men and

women have decided theywould relocate for jobs if the

opportunities presented them-

selves. According to the Atlas

Van Lines 2012 Corporate

Relocation Survey, 52 percent

of all relocations in 2011 were

new hires. Thats not only

reflective of peoples willing-

ness to move for new opportu-

nities, but also companies

willingness to help new hires

make smooth transitions.Whereas many companies

were forced to reduce or elimi-

nate their relocation budgets

during the depths of the reces-

sion, more and more of them

now have more money to help

candidates relocate.

Finding a company thats

willing to incur some, if not

all, of an employees relocation

costs is certainly one way to

make the process go smoothly.But even those who cant find

such a willing employer dont

have to rule out relocation.

The following are a few ways

to make relocating for yourcareer as successful as possible.

Dont be afraid to negotiate.

The Atlas relocation survey

noted that 87 percent of the

firms surveyed had a formal

relocation policy. These

policies can run the gamut

from very accommodating to

extremely limited. But many

policies leave room for excep-

tions, so men and women

should not be afraid to negoti-ate. The company may offer

additional benefits to entice

you to relocate, but the appli-

cant has to ask about those

benefits.

Do your homework. Com-

panies often expect quick

responses when they offer out-

of-towners a position.

Applicants likely wont have

enough time between receiv-

ing the offer and meeting their

Make your relocation asmooth one




21/28

deadline to accept or deny the

position to do all of theresearch that needs to be done.

Before applying for positions

within a given city, learn

about the city, including the

cost of housing, the reputation

of the citys school districts,

and anything else that will

ultimately have an impact on

your decision to move or stay

put. If possible, visit the citybefore beginning your job

hunt. If you find the city fits

your lifestyle, then begin your

pursuit of a career.

Dont overlook temporary

housing. Many firms provide

temporary housing for new

hires or existing employees

who relocate. This option

should not be overlooked.Firms expect quick answers

when asking an existing

employee or a new hire to

relocate. In fact, the Atlas sur-

vey found that 72 percent of

firms give an employee two

weeks or less to accept an offer

to relocate. So you likely wont

have enough time to find your

next place to call home. Insuch instances, consider tem-

porary housing, ideally offered

by the company. If the compa-

ny does not provide temporary

housing, then stay with a

friend or family member or

contact realtors and explainyour situation. A real estate

agent should be able to help

you find temporary housing

and can then help you once

the relocation is complete and

youre ready to find a perma-

nent residence.Know the repayment provi-

sions. While many people

consider their decision to relo-

j

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Possible Mother/Daughter

Make your relocation a smooth onecontinued from previous page




22/28

Questions for your protection

Question: How does

homeowners insur-ance differ from

condo, townhouse or renters

insurance?

Answer: A condo insur-

ance policy protects every-

thing in the structure, from

the studs in. A townhouse

provides structural protection

with limitations, as well as

items within the home. A

renters policy provides cover-

age for personal property, as atenant does not own the actu-

al structure.

A homeowners provides

the greatest coverage of the

four. It provides coverage for

damage sustained to any struc-

ture that is a part of the prop-

erty, like a detached garage.

As it provides the broadest

coverage, it is the most costly

of the four policies.

Any home that has amortgage attached to it is

required to be covered by

condo, townhouse, or

homeowners insurance.

Mortgagee clauses should

be added to the policy

when written so that in

the event of an occur-

rence, the order of pay-

ment is adhered to.

Each of the prior

mentioned policiesenables select coverages

for different items per-

taining to each type of

property. For example,

a renters policy will

never provide you

sewer or drainage cov-

erage like a homeown-

ers policy will.

When protecting the

legacy youve built, be

informed with your questioningand make sure you are ade-

quately protected. Contact E.

Andre Bolden at 973-265-3878

or on his cell at 908-977-6786.

You can e-mail ebolden1

@farmersagent.com or visit

www.farmersagent.com /ebold-

en1. Reach out today and get

the protection you need.

POMPTON LAKES $314,900Highlands 2BR, 3.5Bth Inverness model w/fabulous view, light & bright w/open flr plan.Move right in! WYN0144

WAYNE 973-694-8000

KINNELON $1,300,000Priv. brick 6BR, 4.1BA CHC, 3C. heated Gar., I/Gheated pool w/Spa, outdoor FP, spect. EIK.KIN3432

KINNELON/SMOKE RISE 973-838-9300

RIVERDALE $199,900Upgraded 1BR condo, Bayberry II model w/Kitw/Granite Counters, SS appl, Washer/Dryer,Patio-Pool & Clubhouse. WYN0438

WAYNE 973-694-8000

WAYNE $319,900Lovely 4BR, 1.5Bth Lionshead Lk home w/LR,updtd Kit, sep DA, fin bsmt w/summer Kit & 1/2Bth, fenced yd + GAR. WYN0059

WAYNE 973-694-8000

WAYNE $299,900Lovely 3BR Brick front Ranch w/updtd EIK, nwrwdws, hwh & furnace, multi-zone, deck, AG poolon oversized prop. 2GAR. WYN0929

WAYNE 973-694-8000

WAYNE $398,000Wonderful 3BR on quiet Street w/nwr siding,wdws, roof, HW fls, Fam Rm, wood stove. Manyupdates-move in cond. 59 Fisk Rd. WYN0208.

WAYNE 973-694-8000

WAYNE $450,000Lovely 3BR Bi-level in great loc on corner propw/updtd EIK, Fam Rm/fpl, Den/poss 4th BR +ofc w/sep entry & nice backyd. WYN0651

WAYNE 973-694-8000

WAYNE $499,000Beautifully updtd 4BR Bi-level w/Granite/SS EIK,2.5 updtd Bths, HW fls, Fam Rm, MBR/wi clst,Laundry Rm, Ceiling Fans on level lot. WYN0193

WAYNE 973-694-8000

WAYNE $525,000Gorgeous 5BR, 3Bth Col w/upstairs addn,LR/Brick front Fpl, HW fls, MBR Ste, deck & ydon priv str. Near school & transp. WYN0206

WAYNE 973-694-8000

WAYNE $624,900Black Oak Estates 5BR, 2.5Bth CH Col w/FamRm/fplc, HW fls, fin Bsmt, new wdws, CA &MORE on lg level lot. Prime Location! WYN0943

WAYNE 973-694-8000

WAYNE $779,000Captivating 4BR, 3.5Bth Col w/formal rms,EIK/Granite, beautiful yd w/pool, paver deck,stone bar, outdr frigs + custom feat. WYN0002

WAYNE 973-694-8000

WAYNE $1,100,000Bunton Farms NEW model 5BR, 4.5Bth w/2story foyer, open plan, 9ceil, FamRm/fpl, Stateof the Art Kit, MORE on .5+ac prop. WYN0899

WAYNE 973-694-8000

KINNELON $439,500Fayson Lakes-3BR, 2.1BA Col. All new in 05incl Septic/seasonal lake views/C/A/FP/Deck.KIN3593KINNELON/SMOKE RISE 973-838-9300

KINNELON $449,0004BR/2.1BA Custom home, newly renovated,W/O Bsmt, FP, C/A C/Vac, new appliances,Deck, 2C. Gar. KIN3592KINNELON/SMOKE RISE 973-838-9300

KINNELON $495,000Charming tri-level on .94 level acre in LakeReality! Updated kit and baths. Hardwoodflooring. Wont Last! KIN3602KINNELON/SMOKE RISE 973-838-9300

KINNELON $510,000Nestled, hilltop 4BR/2.5BA contemporary homewith huge family room, formal dining rm & updlight & bright kit. KIN3599KINNELON/SMOKE RISE 973-838-8400

KINNELON $579,000Smoke Rise- 4BR/2.1BA Col. 1st Flr. Den, 4BRS,H/W Flrs, 2 sided FP, full unfin. W/O bsmt.No steps from Garage to house. KIN3595KINNELON/SMOKE RISE 973-838-8400

KINNELON $600,000Smoke Rise-Lge home on beautiful 2.58 Acs.w/pool & circular drive, cul-de-sac. House/property being sold as is. KIN3590KINNELON/SMOKE RISE 973-838-8400

KINNELON $729,999Fab 5BR, 2.1BA Georgian Col., 2 Story Grt. Rmw/floor to ceiling brick, FP/custom fin. W/O LL,3C.Gar. KIN1967


KINNELON $1,145,000Smoke Rise-5BR, 4.1BA, new Kit., W/D LL/W/IG Pool, flat Yd, Wd Flrs, SS Appl, 4FPS,Spect. views. KIN5812


KINNELON $1,199,000Exquisite 6BR, 4.1BA CHC, 3C Gar. Expect to beimpressed in sought after Grand View Estates.KIN3534


POMPTON LAKES $700,000Grand Style of Yesteryear-4BR Mediterraneanw/Spanish dbl dr entry, EIK Pantry, Front/Rearstairs, unfin 3rd fl+ 3GAR. WYN0979

WAYNE 973-694-8000

KINNELON $1,395,000Magnificent 13 room Stone & Stucco Estate.resting on 2.18 priv., prof. landscaped Acs.KIN5999


LINCOLN PARK $325,000This 3BR Front/Back Split has it all! Kit w/cherrycab, granite, SS apps & tile flr. Gleaming hwflring & more! KIN3598


OPEN

HOUS

E

Sun4/7

/131-4pm



23/28

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24/28

Recent improvements

in the design and

engineering of gas

grills have transformed the art

of grilling. From searing and

rotisserie cooking to planking

and smoking, gas grills now

provide chefs with several dif-

ferent grilling techniques to

develop flavors, textures and

aromas. With a quality gas

grill, the right set of features

and these grilling methods,

the culinary possibilities for a

backyard chef are endless.

So what features do you need?

To get the most out of differ-

ent cooking methods, a gas

grill has to be designed with

these performance features:

Excellent heat retention; sear-

ing power and flavor vaporiza-

tion at the grids; full coverage

stainless steel flavor wave, or

heat medium; precise heat

control; a side burner and a

rotisserie burner.

Mastering the Techniques

One of the unique and

delicious methods to grill food

uses a wooden plank. The

smoke created from the plank

sitting directly above a lit

burner infuses the meat with a

delicate smoky flavor.Using a plank is simple:

Soak it in water for at least

an hour and pat it dry.

Pre-heat your grill on high

for 10 minutes.

Coat both sides of the plank

with olive oil then place the

seasoned meat on it.

Place the plank on the grill

directly over the lit burner

and reduce the heat to medi-

um-low.Cook the meat to its desired

doneness.

Grilling planks are

specifically designed for the

grill and there a variety of fla-

vors to choose. Cedar planks

710 NEWARK POMPTON TURNPIKE , POMPTON PLAINS973-835-1426 www.gillysrestaurant.com

RESTAURANT

LUNCH SPECIAL6 Choices for

1. Grilled Chicken or Shrimp Caesar Salad2. Eggplant Parmigiana Platter or Hero3. Chicken or Shrimp Scampi over Pasta4. Chicken, Shrimp or Sole Francaise with Vegetable

5. Meatloaf with Mashed Potatoes6. Fried Shrimp & French Fries7. Hamburger Platter with French Fries

With the purchaseof a beverage.

$599

CANNOT COMBINE WITH ANY OTHER OFFER. Coupon must be presented before ordering. Maximum 1 coupon per table.Not valid for parties of 8 or more. NOT VALID ON HOLIDAYS. Not valid with other offers. Excludes tax. Expires 5/1/13.

With the purchase of a beverage.

With minimumFood purchase of$35.00

$10 Off*

CASH ONLY. CANNOT COMBINE WITH ANY OTHER OFFER. Coupon must be presented before ordering. Maximum 2 coupons per table.Not valid for parties of 8 or more. NOT VALID ON HOLIDAYS. Not valid with other offers. Excludes tax. Expires 5/1/13.

*

MONDAY - SATURDAY

*

MONDAY - SATURDAY

Call to schedule acomplimentary consultation:

973.493.6918

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Is your grill ready for your

culinary imagination?




25/28

Many people cultivate

gardens both insideand outside of their

homes with a focus on adding

aesthetic appeal to their prop-

erty. But a garden that boasts

plants that are edible and

pleasing to the eye is a possi-

bility as well.

Planting an herb garden is

a creative way to enjoy the

sights, smells and tastes of a

wide variety of plants. Using

fresh-harvested herbs in culi-nary endeavors imparts a taste

that dried spices cannot match.

Whats more, fresh herbs are

often easy to cultivate.

Herbs are versatile, capa-

ble of lending great flavor to

foods while also playing differ-

ent roles in personal health and

beauty. Herbs can be grown to

perfume homes and bodies.

There are herbs that are also

purported to help with ail-ments, from upset stomachs to

anxiety.

When planting an herb

garden, you may want topay particular attention to

the types of flavors and

smells you like in your

home and cooking. This

will help you to narrow

down the types of herbs

you will plant. Many

would-be herb gardeners

tend to start small to see

what luck they have when

cultivating herbs. For-

tunately, herbs can grow

are ideal for salmon, but dont

be afraid to try other meats.Pork goes great on a maple

plank and lamb is delicious on

alder.

Try planking today with

this easy recipe for salmon

using a cedar plank.

Tahini-Sesame Salmon

Ingredients:

-cup Tahini

(Sesame Butter)

-cup Honey-cup Soy Sauce

-White wine

(for consistency)

Coat the salmon fillets with a

light dusting of salt and black

pepper.

Mix the Tahini, honey and

soy sauce. Add w

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