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ALL SAVINGS ACCOUNT

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    REGULAR SAVINGS ACCOUNT-

    An easy-to-operate savings account that allows you to issue cheques, draw Demand

    Drafts and withdraw cash. Check up on your balances from the comfort of your home

    or office through NetBanking, PhoneBanking and MobileBanking .

    Need money urgently? Withdraw cash from any of the 4,232 ATM centres spread

    across the country

    FEATURES & BENEFITS-

    Wide network of branches and over thousand ATMs to meet all your

    banking needs no matter where you are located.

    Bank conveniently with facilities like NetBanking and MobileBanking-

    check your account balance, pay utility bills or stop cheque payment,

    through SMS. Never overspend- Shop using your International Debit Card that reflects the

    actual balance in your savings account.

    Personalised cheques with your name printed on each cheque leaf for

    enhanced security.

    Take advantage of BillPay , an instant solution to all your frequent utility billpayments. Instruct for payment over the phone or through the Internet.

    Avail of facilities like Safe Deposit Locker , Sweep-In and Super Saver

    facility on your account.

    Free cash withdrawals on any other Bank's ATM* Free Payable-at-Par chequebook, without any usage charges upto a limit of

    Rs.50,000/- per month.

    Free InstaAlerts for all account holders for lifetime of the account. Free Passbook facility available at home branch for account holders

    (individuals). Free Email Statement facility .

    SAVINGS PLUS ACCOUNT-

    Introducing the best banking option for you with HDFC Bank Savings Plus Account.

    Now you can get access to some of the finest banking facilities with HDFC Bank's

    http://www.hdfcbank.com/personal/access/netbanking/netbanking.htmhttp://www.hdfcbank.com/personal/access/phonebanking/phonebanking.htmhttp://www.hdfcbank.com/applications/misc/mobilebanking.asphttp://www.hdfcbank.com/personal/access/atm/atm.htmhttp://www.hdfcbank.com/personal/cards/Debit_Cards/EasyShop_International_Debit_Card/dc_int.htmhttp://www.hdfcbank.com/personal/payments/billpay/billpay.htmhttp://openwindow%28%27/applications/locator/locker.asp','','width=680,height=410,scrollbars=yes%20,menubar=no,location=no,left=0,top=0')http://www.hdfcbank.com/personal/accounts/fixed_deposits/sweep_in_account/sweepin.htmhttp://www.hdfcbank.com/personal/accounts/fixed_deposits/super_saver_account/super_saver.htmhttp://www.hdfcbank.com/applications/misc/bannercounter/bannercounter.asp?banname=email_st_hotlink_regular_acchttp://www.hdfcbank.com/personal/access/netbanking/netbanking.htmhttp://www.hdfcbank.com/personal/access/phonebanking/phonebanking.htmhttp://www.hdfcbank.com/applications/misc/mobilebanking.asphttp://www.hdfcbank.com/personal/access/atm/atm.htmhttp://www.hdfcbank.com/personal/cards/Debit_Cards/EasyShop_International_Debit_Card/dc_int.htmhttp://www.hdfcbank.com/personal/payments/billpay/billpay.htmhttp://openwindow%28%27/applications/locator/locker.asp','','width=680,height=410,scrollbars=yes%20,menubar=no,location=no,left=0,top=0')http://www.hdfcbank.com/personal/accounts/fixed_deposits/sweep_in_account/sweepin.htmhttp://www.hdfcbank.com/personal/accounts/fixed_deposits/super_saver_account/super_saver.htmhttp://www.hdfcbank.com/applications/misc/bannercounter/bannercounter.asp?banname=email_st_hotlink_regular_acc
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    Savings Plus Account. All you have to do is maintain an Average Quarterly Balance

    of Rs. 10,000/- and experience the benefits as mentioned below

    FEATURES & BENEFITS-

    Wide network of branches and over thousand ATMs to meet all your

    banking needs no matter where you are located. Free cash withdrawals on any other Bank's ATM*. Free International Debit Card for all account holders for life time of the

    account. Free Payable-at-Par (PAP) chequebook, without any usage charges upto a

    limit of Rs. 50,000 per month. Above Rs. 50,000, charge of Rs.2.90/- per Rs.

    1,000/- on the full amount.

    Free Demand Drafts on HDFC Bank locations, upto a limit of 25,000/- per

    day. Free BillPay & InstaAlerts for all account holders for lifetime of the account Free Electronic Funds Transfer facility, NetBanking , PhoneBanking &

    MobileBanking Special relationship discount on purchase of Gold Bars

    25%-off on the Locker rental for the 1st year (only). Intercity Banking / Multi-city Banking.

    Free Passbook facility available at home branch for account holders

    (individuals). Free Email Statement facility

    SAVINGS MAX ACCOUNT-

    Welcome to a world of convenience. Presenting SavingsMax account, loaded with

    maximum benefits to make your banking experience a pleasure. By maintaining an

    average quarterly balance of just Rs. 25,000/- you get a host of premium services

    from HDFC Bank absolutely free*.

    FEATURES & BENEFITS-

    http://www.hdfcbank.com/personal/Cards/Debit_Cards/EasyShop_International_Debit_Card/dc_int.htmhttp://www.hdfcbank.com/personal/Cards/Debit_Cards/EasyShop_International_Debit_Card/dc_int.htmhttp://www.hdfcbank.com/personal/payments/billpay/billpay.htmhttp://www.hdfcbank.com/personal/access/instaalerts/insta.htmhttp://www.hdfcbank.com/personal/payments/e-monies/emonies.htmhttp://www.hdfcbank.com/personal/access/netbanking/netbanking.htmhttp://www.hdfcbank.com/personal/access/phonebanking/phonebanking.htmhttp://www.hdfcbank.com/applications/misc/mobilebanking.asphttp://www.hdfcbank.com/personal/investments/mudra_gold_bar/mudra_goldbars.htmhttp://www.hdfcbank.com/applications/misc/bannercounter/bannercounter.asp?banname=email_st_hotlink_savings_plushttp://www.hdfcbank.com/personal/Cards/Debit_Cards/EasyShop_International_Debit_Card/dc_int.htmhttp://www.hdfcbank.com/personal/payments/billpay/billpay.htmhttp://www.hdfcbank.com/personal/access/instaalerts/insta.htmhttp://www.hdfcbank.com/personal/payments/e-monies/emonies.htmhttp://www.hdfcbank.com/personal/access/netbanking/netbanking.htmhttp://www.hdfcbank.com/personal/access/phonebanking/phonebanking.htmhttp://www.hdfcbank.com/applications/misc/mobilebanking.asphttp://www.hdfcbank.com/personal/investments/mudra_gold_bar/mudra_goldbars.htmhttp://www.hdfcbank.com/applications/misc/bannercounter/bannercounter.asp?banname=email_st_hotlink_savings_plus
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    Free Gold Debit Card for primary account holder for lifetime of the

    account. Gold Debit Card for other account holders at Rs 250/- p.a. Free Woman's Advantage/International Debit Card for all account holders

    for lifetime of the account.

    Free Payable-at-Par (PAP) chequebook, without any usage charges upto a

    limit of Rs. 2 lac per month. Above Rs. 2 lac, charge of Rs.3.50/- per Rs.

    1,000/- on the full amount.

    Free Demand Drafts on HDFC Bank locations, upto a limit of

    http://www.hdfcbank.com/personal/Cards/Debit_Cards/EasyShop_Gold_Debit_Card/dc_gold.htmhttp://www.hdfcbank.com/personal/Cards/Debit_Cards/EasyShop_Womans_Advantage_Debit_Card/dc_women.htmhttp://www.hdfcbank.com/personal/Cards/Debit_Cards/EasyShop_Gold_Debit_Card/dc_gold.htmhttp://www.hdfcbank.com/personal/Cards/Debit_Cards/EasyShop_Womans_Advantage_Debit_Card/dc_women.htm
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    Rs. 1 lac per day.

    Self/Third Party Cash Deposit/Withdrawal at non-home branches, upto Rs

    50,000/- per day free. Above Rs 50,000 a charge of Rs 2.90 per thousand on

    the full amount would be applicable. Optional MoneyMaximizer (sweep- out) facility for conversion of your

    surplus money into high earning fixed deposits, at the threshold of

    Rs.1,25,000/- . In the event of the balance in SavingsMax account

    exceeding / reaching Rs.1,25,000/-, the amount in excess of Rs.1,00,000/-

    will be swept out in to a Fixed Deposit with a minimum value of

    Rs.25,000/- for a 1year 1day period * Free BillPay & InstaAlerts for all account holders for lifetime of the

    account.

    Free Monthly Statement of Account. 50% off on the Locker rental for the 1 st year only.

    Folio maintenance charges on Demat account free for first year. Free NetBanking , PhoneBanking & MobileBanking .

    Free Passbook facility available at home branch for account holders

    (individuals). Free Email Statement facility .

    Special Privileges

    Insurance Benefits (applicable from 1st Aug 09)

    Enjoy an Accidental Hospitalization cover of Rs. 1 lac per annum on your

    SavingsMax account.

    You can also claim daily cash allowance* at Rs.1,000/- per day for a

    maximum of 15 days per year, for each day of hospitalization due to an accident.

    o This is a re-imbursement cover, extended only to the first holder of the

    SavingsMax account.

    o It would be applicable after the completion of the 1st calendar quarter, post

    the quarter of a/c opening.

    Eg. If the SavingsMax a/c is opened in August 2009, the insurance benefit will

    apply only from January 2010.

    http://www.hdfcbank.com/personal/payments/billpay/billpay.htmhttp://www.hdfcbank.com/personal/access/instaalerts/insta.htmhttp://www.hdfcbank.com/personal/access/netbanking/netbanking.htmhttp://www.hdfcbank.com/personal/access/phonebanking/phonebanking.htmhttp://www.hdfcbank.com/applications/misc/mobilebanking.asphttp://www.hdfcbank.com/applications/misc/bannercounter/bannercounter.asp?banname=email_st_hotlink_savings_maxhttp://www.hdfcbank.com/personal/payments/billpay/billpay.htmhttp://www.hdfcbank.com/personal/access/instaalerts/insta.htmhttp://www.hdfcbank.com/personal/access/netbanking/netbanking.htmhttp://www.hdfcbank.com/personal/access/phonebanking/phonebanking.htmhttp://www.hdfcbank.com/applications/misc/mobilebanking.asphttp://www.hdfcbank.com/applications/misc/bannercounter/bannercounter.asp?banname=email_st_hotlink_savings_max
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    o For the claim to be accepted & processed, the first holder of the

    SavingsMax account should have fulfilled the below 2 conditions -

    Maintained an Average Quarterly Balance of Rs. 25,000/- (irrespective of

    enjoying the benefit of a zero balance account with a Fixed Deposit of minimumRs. 1,00,000/-) in the calendar quarter previous to the quarter of the date of

    accident.

    Should have done at least 1 purchase - point of sale (POS) transaction at a

    merchant establishment using the Debit Card in the previous 3 months before the

    date of accident.

    SENIOR CITIZEN ACCOUNT-

    HDFC Bank appreciates your needs and endeavours, which is why, we present

    an account especially dedicated to you, which like a dutiful child will help you

    fulfill your needs in the best manner possible.

    FEATURES-

    Given below are some of the exclusive privileges you can look forward with the Senior

    Citizens Accounts

    Shop with pride with your EasyShop International Debit Card offered free for life

    to the first applicant. Shop (Point Of Sale limit) upto Rs.25,000/- per day.

    Enjoy an enhanced cash withdrawal limit of Rs.25,000/- per day on the Debit Card

    for withdrawals at any HDFC Bank ATM.

    Note: If the first applicant is a woman and new to the bank, our special Woman's

    Advantage Debit Card with ATM cash withdrawal limit Rs.20,000/- per day and

    shopping (Point Of Sale) limit of Rs.30,000/- per day will be issued free by default.

    Free cash withdrawals on any other Bank's ATM*

    Payable-at-Par (PAP) chequebooks are issued free. With this facility, outstation

    cheques issued by you (for clearing) will be treated as local cheques, at any HDFC

    Bank location.

    http://www.hdfcbank.com/personal/Cards/Debit_Cards/EasyShop_International_Debit_Card/dc_int.htmhttp://www.hdfcbank.com/personal/Cards/Debit_Cards/EasyShop_International_Debit_Card/dc_int.htm
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    What's more, enjoy free PAP usage upto Rs.50,000/- per month. A nominal charge

    of Re.1/- per 1000 will apply above Rs.50,000/- on the full amount. Keep a close eye on your account with the monthly account statements offered free

    OR Avail of free Passbook facility at your account branch.

    Use the third party cash transaction facility at non-account branches, to have your

    near and dear ones deposit / withdraw cash upto Rs.50,000/- per day on your behalf

    for free. Above Rs 50,000 a charge of Rs 2.90/- per 1000 on the full amount would

    be applicable. Use our PhoneBanking , MobileBanking and NetBanking facilities offered free to

    reach us with ease.

    Avail free SMS alerts to know the transactions in your account. Free Email Statement facility

    National Electronic Funds Transfer facility available.

    Special offers and benefits:

    Get preferential rates on FDs Special offers on new Demat Accounts #

    Annual Maintenance Charge (AMC) waived off for the first year

    50% AMC from second year onwards

    Dematerialisation of physical shares free for lifetime

    # The offer is applicable only for the 1st Demat account linked to the Senior

    Citizens Savings Account

    Special offers on new Online Trading Accounts

    Account opening charges Rs.499/- only

    5 trades free .Valid for the next 3 months from the date of account opening

    Gold Credit Card free* Travellers Cheques issued free Insurance Benefits* :

    http://www.hdfcbank.com/personal/access/phonebanking/phonebanking.htmhttp://www.hdfcbank.com/applications/misc/mobilebanking.asphttp://www.hdfcbank.com/personal/access/netbanking/netbanking.htmhttp://www.hdfcbank.com/personal/accounts/email_statements.htmhttp://www.hdfcbank.com/personal/access/phonebanking/phonebanking.htmhttp://www.hdfcbank.com/applications/misc/mobilebanking.asphttp://www.hdfcbank.com/personal/access/netbanking/netbanking.htmhttp://www.hdfcbank.com/personal/accounts/email_statements.htm
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    Get Accidental Hospitalisation cover of Rs.50,000/- per annum. This is a

    reimbursement cover for the first applicant.

    You can also claim daily cash allowance* once a year (at Rs.500/- per day for a

    maximum of 15 days per year) for each day of hospitalisation due to an accident.

    All you need to do is use your HDFC Bank Debit Card at a Merchant

    Establishment for purchase transactions !

    Your claim will be processed only if you have used your HDFC Bank Debit Card

    for purchase at a Merchant Establishment at least once in the previous 6 months

    from the month of your accident.NO FRILLS SAVINGS ACCOUNT-

    In an effort to make banking simpler and more accessible for our customers, we have

    introduced the 'No Frills' Savings Account, which offers you all the basic banking

    facilities. You can even avail of services like NetBanking, Mobilebanking free of cost

    FEATURES-

    Access a wide network of branches and over a thousand ATMs across the

    country to meet all your banking needs.

    Bank conveniently with Free NetBanking

    Use the National Electronic Funds Transfer (NEFT) facility to transfer funds

    from your HDFC Bank account to an account in another Bank at the

    locations as specified by RBI

    Enjoy Free IVR based PhoneBanking. (Agent assisted calls will be

    charged*) Get Free Quarterly Account Statements.

    Access your account through a Free ATM Card.

    Enjoy free Cash/Cheque Deposits at Branch/ATM

    Free cash withdrawal transactions at any Bank ATMS through Debit Card* 1 Free Cash withdrawal per month at the Branch. Additional Branch Cash

    withdrawals in the month will be charged @ Rs.50/- per transaction. International Debit Card available only on request at the branch @ Rs. 100/-

    http://www.hdfcbank.com/personal/cards/Debit_Cards/EasyShop_International_Debit_Card/dc_int.htmhttp://www.hdfcbank.com/personal/cards/Debit_Cards/EasyShop_International_Debit_Card/dc_int.htmhttp://www.hdfcbank.com/personal/cards/Debit_Cards/EasyShop_International_Debit_Card/dc_int.htm
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    p.a. (plus applicable taxes) for each applicant.

    First Chequebook consisting of 25 leaves free and subsequent cheque books

    to be charged at the rate of Rs 5/- per cheque leaf.

    Free InstaQuery facility Take advantage of BillPay, an instant solution to all your frequent utility bill

    payments. Instruct for payment over the phone or through the Internet*.

    Enjoy Free InstaAlerts via e-mails or SMS

    Avail facilities like Safe Deposit Locker, Sweep-In and Super Saver on your

    account. Free Email Statement facility .

    INSTITUTIONAL SAVINGS ACCOUNT-

    A specially designed account that offers twin benefits of a savings as well as a current

    account. Your funds continue to earn you interest while you enjoy hassle-free banking

    & a host of other features.

    All this and more in a Zero Balance account!

    FEATURES-

    Zero balance account

    Payable at Par chequebook facility Free: You can now use your PAP

    chequebook at any of HDFC Bank locations (through Clearing only) without

    any charge.

    Avail of Free Outstation Cheque Collection at HDFC Bank locations across

    the country. Enjoy unlimited DDs on HDFC Bank locations Free.

    Carry out cash transactions at any HDFC Bank branch. Third party cash

    transactions up to Rs.50,000/ - per day Free. Get monthly account statements Free.

    Avail special discounts on Foreign exchange transactions. Bank from home using our 24-hour NetBanking & PhoneBanking service.

    Collect fees, donations online using our Payment Gateway facility.

    http://www.hdfcbank.com/applications/misc/bannercounter/bannercounter.asp?banname=email_st_hotlink_nofrills_acchttp://www.hdfcbank.com/applications/misc/bannercounter/bannercounter.asp?banname=email_st_hotlink_nofrills_acchttp://www.hdfcbank.com/applications/misc/bannercounter/bannercounter.asp?banname=email_st_hotlink_nofrills_acc
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    KIDS ADVANTAGE ACCOUNT-

    Children these days are way ahead of their times. Make sure your investments don't

    fall short.

    Now through HDFC Bank's Kid's Advantage Account you can ensure your child's

    secured future and fulfill all his dreams in time. The Kid's Advantage Account

    presents you a great way to accumulate savings for your child and provide him the

    head-start required to succeed in life. It's an account which grows with your child to

    meet his future monetary requirements.

    FEATURES & BENEFITS-

    For their Growing Needs

    Free Education Insurance cover of Rs. 1,00,000/- in the event of death of the

    parent / guardian through vehicular accident by road, rail or air to safeguard

    the future of your child.

    ATM/International Debit Card will be issued for children between 7-18 years

    of age in the child's name with your permission. The amount your child is

    able to withdraw is Rs. 2,500/- at ATMs or spend Rs. 2,500/- at merchantlocations.

    Free cash withdrawals on any other Bank's ATM*

    1 free Personalised cheque book for your child.

    Monitor the transactions of your child's account with the free quarterly

    physical statement of account or free monthly Email Statement of account. Free NetBanking for you to monitor your child's account.

    Free SMS/Email alerts informing you about the account transactions.

    For their Secured Future

    Standing Instruction to transfer any amount from your account to your Kid's

    Advantage Account every month (Minimum value = Rs. 1,000/- & Minimum

    tenure = 1 year) (Mandatory).

    Once the balance in the Kid's Advantage Account reaches/exceeds Rs.

    35,000/-, the amount in excess of Rs. 25,000/- will automatically be

    transferred into a Fixed Deposit for 1 year 1 day, in your child's name, by

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    signing in for our sweep-out facility.

    You can also opt for systematic investments in mutual funds from the Kid's

    Advantage Account in your child's name.

    PENSION ACCOUNT-

    A Pension Saving Account is a Zero Balance Account that accumulates your pension

    over the years. It comes with a free International Debit Card and facilities like Phone

    and Net Banking. You can access this Account from any branch within the HDFC

    Bank network and also request for transfer to another bank

    FERATURES & BENEFITS-

    The Pension Saving account is a Zero Balance Account.

    Timely credit of receivables Free International Debit Card.

    Enjoy facilities such as NetBanking, PhoneBanking, BillPay, ATM facility,

    inter-city and inter-branch banking.

    Pension Accounts are transferable from one branch/bank to another as per

    the process laid down by the pension authoritiesIMMEDIATE BANK ADVANTAGES-

    Pension Accounts are opened immediately after advice, and deliverables

    reach in time- within the 1st and 5th of the new month (in case of EPFO) and

    last day of the month (in case of Central Govt. Civil Pensions).

    Timely communication to the customer on receipt of the PPO.

    No delays in commencement of pension disbursals (subject to all thestipulated terms/conditions are fulfilled by the pensioner).

    Timely issue of Form- 16A (by April 15th) for tax deducted at source in the

    immediately previous financial year.

    Timely application of revisions due to changes in rates of Pension or

    Dearness Allowance.

    Immediate action in case family pension devolves to the spouse.

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    Family Savings Group-

    Bank together, Get more together! Get your entire family to bank with us. Group

    minimum 2 and maximum 4 accounts of members of your family under the Family

    Savings Group & enjoy the many advantages of banking together.

    Get freedom from the requirement of maintaining Average Quarterly Balance (AQB)

    in each account individually.

    All you need to do is ensure all accounts together maintain the required balance, this

    also means that any one of your accounts can maintain the required balance without

    worrying about the balances in the remaining accounts in the group!

    What's more, enjoy multiple other benefits listed below:

    Free EasyShop International Debit Card for all account holders for lifetime

    of the group Gold Debit Card at Rs.250 for all applicants for lifetime of the group

    Free Bill payment and SMS alerts

    Free cash withdrawal transactions on any bank ATMs

    Savings account to savings account sweep-in to a nominated account*

    (sweep-in from NRO ac not allowed) Free DD/MCs on HDFC Bank locations upto Rs.50,000 per account per

    month

    PAP chequebook Free of issuance charge

    Free monthly account statements

    Special Bundled Offers:

    Lockers : 25% discount on annual locker rent for the first year (1 locker

    per group, for new lockers only)

    Online Trading Accounts:

    Account opening charges Rs.799

    One add-on Trading Account for Spouse or Parent Free

    One lac of Trade volume Free for both primary & add-on account

    holder (valid for the next 3 months from the date of account opening) Mudra Gold Bars :

    3% discount on 2.5/5 gms

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    4.5% discount on 8/10/20/50 gms Credit Cards: Lifetime Free Gold / Titanium / Platinum cards as per

    eligibility

    Kisan NoFrills Savings Account-

    Features & Benefits

    Access a wide network of branches and over a thousand ATMs across the

    country to meet all your banking needs Initial Pay-In & AQB requirement = Nil

    Free Cash Deposit at ATM / Branch One Branch Cash Withdrawal Transaction free per month

    Free Balance Enquiry / Cheque Deposit / Mini Statement transactions on

    HDFC Bank ATMs Use the Free National Electronic Funds Transfer (NEFT) facility to transfer

    funds from your HDFC Bank account to an account in another Bank at the

    locations as specified by RBI

    Enjoy Free IVR based PhoneBanking. (Agent assisted calls will becharged*)

    Free NetBanking , MobileBanking and PhoneBanking

    Free Passbook facility available at home branch for account holders

    (individuals). Free Monthly email statements .

    First Cheque book consisting of 25 leaves free and subsequent cheque

    books to be charged at the rate of Rs 5/- per cheque leaf. Free cash withdrawal transactions at any Bank ATMS through Debit Card.

    International Debit Card available only on request at the branch @ Rs.

    100/- p.a. (plus applicable taxes) for each applicant.

    Eligibility & Account Operation

    Individuals fulfilling the following set of criteria are eligible to open a Kisan No

    Frills Savings Account:

    http://www.hdfcbank.com/personal/access/netbanking/netbanking.htmhttp://www.hdfcbank.com/applications/misc/mobilebanking.asphttp://www.hdfcbank.com/personal/access/phonebanking/phonebanking.htmhttp://www.hdfcbank.com/applications/misc/bannercounter/bannercounter.asp?banname=email_st_hotlink_kisan_nofrillshttp://www.hdfcbank.com/personal/access/netbanking/netbanking.htmhttp://www.hdfcbank.com/applications/misc/mobilebanking.asphttp://www.hdfcbank.com/personal/access/phonebanking/phonebanking.htmhttp://www.hdfcbank.com/applications/misc/bannercounter/bannercounter.asp?banname=email_st_hotlink_kisan_nofrills
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    Resident Individuals (sole or joint account) who may be an

    Agriculturalists / Farmers having own Agricultural Land or having income

    from Agricultural Resources.

    Customers can open Kisan No frills SA if he does not have a bank accountand has an annual income of less than or equal to Rs 50,000 OR he does not

    have a bank account and is a beneficiary under a government welfare

    scheme.

    Account Operation

    Initial Pay-In & AQB requirement = Nil

    Charges on non-maintenance of AQB = NilExtra cheque books @ Rs. 5 per leave.

    Additional Branch Cash withdrawals in the month will be charged @ Rs.50/- per

    transaction.

    SB a/c opening form.

    Valid ID/ Address Proof.

    PAN Card / Form 61.Form 60 (if required).

    1 Passport Size photograph.

    KYC & AML Form.

    Customer Self declaration

    Fees & Charges for Kisan No Frills Savings Account

    Description of

    ChargesKisan No Frills Savings Account

    Minimum Balance

    (Average Quarterly

    Balance)

    Nil

    Charges on non

    maintenance thereof Nil

    Initial Pay-in Nil

    Cheque Book One 25 Leaves Cheque Book freeExtra Cheque Book @ Rs. 5 per leave.

    http://www.hdfcbank.com/common/pdf/Screening_Questions_No_Frills_Accounts_Annexure.pdfhttp://www.hdfcbank.com/common/pdf/Screening_Questions_No_Frills_Accounts_Annexure.pdf
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    Account Statements

    FreeQuarterly statements sent by post.

    Passbook issuance* Free

    Duplicate passbook issuance*

    Rs 100/-

    Cheque Collection -

    Local Clearing

    Zone

    Free

    Balance Enquiry /

    Cheque Deposit /

    Mini Statementtransactions on

    HDFC Bank ATMs

    Free

    Branch transactions

    Free Cash Deposit at ATM / Branch.One free cash withdrawal transaction

    at Branch & Two free ATM

    withdrawal transactions per month.

    Phonebanking Free

    Mobilebanking Free

    Netbanking Free

    ATM Card Free

    ATM Card -

    Replacement

    charges

    Rs. 100 (plus taxes).

    Kisan Club Savings Account-

    Features & Benefits

    Free Personalised Cheque Book. Free PAP Cheque Book (issued only on request).

    No Cheque Book Charges (issuance charges as per S&F brouchure apply). Free International Debit Card for 1 st Year.

    Free Personal Accident Insurance cover of Rs.2.00 Lacs on Debit Card.

  • 8/7/2019 ALL SAVINGS ACCOUNT

    19/22

  • 8/7/2019 ALL SAVINGS ACCOUNT

    20/22

    Option 2

    Non-maintenance of Rs

    50,000 in Fixed Deposit

    would attract charges of

    Rs. 750 per quarter.

    Initial Pay-in

    Option 1

    Rs.10,000 (Urban

    Branches)

    Rs.5000 (Semi Urban

    Branches).

    Option 2Rs.10,000 with a Fixed

    Deposit of Rs.50,000.

    Cheque Book

    Free - 25 cheque leaves per calendar quarter

    Additional chequebook of 25 leaves

    will be charged @ Rs 50/- per

    chequebook

    Account Statements

    - FreeQuarterly statements sent by post.

    Passbook issuance* FreeDuplicate passbook

    issuance*Rs 100/-

    Cheque Collection -

    Local Clearing

    Zone

    Free

    Balance Enquiry /

    Cheque Deposit /Mini Statement

    transactions on

    HDFC Bank ATMs

    Free

    Phonebanking Free

    Mobilebanking Free

    Netbanking Free

    International DebitCard

    Free for 1st

    Year. Annual Charges Rs.100 applicable from 2 nd year onwards.

  • 8/7/2019 ALL SAVINGS ACCOUNT

    21/22

  • 8/7/2019 ALL SAVINGS ACCOUNT

    22/22


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