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FRY-6 OMB Number 7100-0297 Approval expires September 30, 2018 Page 1 of2
Board of Governors of the Federal Reserve System
Annual Report of Holding Companies-FRY "4;r 0 ~
tf!'cb> Report at the close of business as of the end of fiscal year
This Report is required by law: Section 5( c)(1 )(A) of the Bank This report form is to be filed by all top-tier bank holding compaHolding Company Act (12 U.S.C. § 1844 (c)(1)(A)); Section 8(a) nies and top-tier savings and loan holding companies organized of the International Banking Act (12 U.S.C. § 3106(a)); Sections under U.S. law, and by any foreign banking organization that 11(a)(1), 25 and 25A of the Federal Reserve Act (12 U.S.C. does not meet the requirements of and is not treated as a qualify§§ 248(a)(1), 602, and 611a); Section 211.13(c) of Regulation K ing foreign banking organization under Section 211 .23 of (12 C.F.R. § 211 .13(c)); and Section 225.5(b) of Regulation Y (12 Regulation K (12 C.F.R. § 211.23). (See page one of the general C.F.R. § 225.5(b)) and section 10(c)(2)(H)·of the Home Owners' instructions for more detail of who must file.) The Federal Loan Act. Return to the appropriate Federal Reserve Bank the Reserve may not conduct or sponsor, and an organization (or a original and the number of copies specified . person) is not required to respond to, an information collection
unless it displays a currently valid OMB control number.
NOTE: The Annual Report of Holding Companies must be signed by one director of the top-tier holding company. This individual should also be a senior official of the top-tier holding company. In the event that the top-tier holding company does not have an individual who is a senior official and is also a director, the chairman of the board must sign the report.
I, MARTIN HAGGARD, JR Name of the Holding Company Director and Official
PRESIDENT Title of the Holding Company Director and Official
attest that the Annual Report of Holding Companies (including the supporting attachments) for this report date has been prepared in conformance with the instructions issued by the Federal Reserve System and are true and correct to the best of my knowledge and belief.
With respect to information regarding individuals contained in this report, the Reporter certifies that it has the authority to provide this information to the Federal Reserve. The Reporter also certifies that it has the authority, on behalf of each individual, to consent or object to public release of information regarding that individual. The Federal Reserve may assume, in the absence of a request for confidential treatment submitted in accordance with the Board's "Rules Regarding Availability of Information," 12 C.F.R Part 261, that the Reporter and individual consent to public release of all details in the report concerning that individual.
~ f •
Signature of Holdi'.3Company Director and Official
'l - :201 ~ Date of Signature
For holding companies nQJ registered with the SEC-Indicate status of Annual Report to Shareholders:
0 is included with the FR Y-6 report 0 will be sent under separate cover [8] is not prepared
For Federal Reserve Bank Use Only
RSSDID \ l)~ '{ i'd '1 C.I.
Date of Report (top-tier holding company's fiscal year-end):
December 31, 2015 Month I Day I Year
N Re orters Legal Entity Identifier (LEI) (20-Character LEI Code)
Reporter's Name, Street, and Mailing Address WAYNE COUNTY BANCSHARES, INC. Legal Title of Holding Company
P. 0. BOX 247 (Mailing Address of the Holding Company) Street I P.O. Box
WAYNESBORO TN 38485 ------City State Zip Code
216 S. HIGH STREET, WAYNESBORO, TN 38485 Physical Location (if different from mailing address)
Person to whom questions about this report should be directed: PENNY WILSON CPA Name Title
615-373-3771 Area Code I Phone Number I Extension
615-377-4915 Area Code I FAX Number
[email protected] E-mail Address
N/fA Address (URL) for the Holding Company's web page
Does the reporter request confidential treatment for any portion of this submission?
D Yes Please identify the report items to which this request applies:
D In accordance with the instructions on pages GEN-2 and 3, a letter justifying the request is being provided.
D The information for which confidential treatment is sought is being submitted separately labeled "Confidential."
(8] No
Public reporting burden for this information collection is estimated to vary from 1.3 to 101 hours per response, with an average of 5.25 hours per response, including time to gather and maintain data In the required form and to review instructions and complete the information collection. Send comments regarding this burden estimate or any other aspect of this collection of Information, Including suggestions for reducing this burden to: Secretary, Board of Governors of the Federal Reserve System, 20th and C Streets, NW, Washington , DC 20551, and to the Office of Management and Budget, Paperwork Reduction Project (7100-0297). Washington, DC 20503.
1212015
Form FR Y-6
WA'YNE COUNTY BANCSHARES, INC. Waynesboro, Tennessee
Fiscal Year Ending December 31. 2015
1. The BHC does not prepare an annual report for its shareholders.
2a. Organization Chart
Wayne County Bancshares, Inc.
Waynesboro, TN
100% Wayne County Bank
Waynesboro, TN
100%
Wayne County Holdings, Inc. Waynesboro, TN
100% Wayne County Bank Travel Club, Inc.
Waynesboro, TN
100%
Wayne County Title, Inc. Waynesboro, TN
2b. List of Domestic Branches
Submitted via e-mail January 12, 2016
Please note: All entities are incorporated in the state of Tennessee.
Results : A list of branches for your holding company:WAYNE COUNTY BANCSHARES, INC. (1084829) of WAYNE·
The data are as of 12/31/2015. Data reflects information that was recei ved and processed throughOl/07/2016.
Reconciliation and Verification Steps
1. In the Data Action column of each branch row, enter one or more of the actions specified below.
2. If required, enter the date in the Effective Date column.
Actions
OK: If the branch information is correct, enter'OK' in the Data Action column .
Change: If t he branch information is incorrect or incomplete, revi se the data, enter'Change ' in the Data Action
Close : If a branch listed was sold or closed, enter 'Close ' in the Data Action column and the sa le or closure date
Delete: If a branch listed was never owned by this depository institution, enter' Delete' in the Data Action colur
Add : If a reportable branch is missing, insert a row, add the branch data, and enter' Add' in the Data Action colt
If printing this list, you may need to adjust your page setup in MS Excel. Try usi ng landscape orientation, page s
Submission Procedure
When you are finished, se nd a saved copy to your FRB contact . See the detailed instructions on this site for mo
If you are e-mailing this to your FRB contact, pu t your institution name, city and state in the su bject line of the ,
Note:
To sat isfy the FR Y-10 reporting requirements, you must also submit FR Y-10 Domestic Branch Schedu les for ea
The FR Y-10 report may be submitted in a hardcopy format or via the FR Y-10 Online application - https://y l001
• FDIC UNINUM, Office Number, and ID_RSSD column s are for reference only. Verification of these values is no
Data Action Effective Date Branch Service Type Branch ID_RSSD*
OK Full Service (Head Office) 511832
OK Full Service 2748409
OK Full Service 510237
OK Full Service 3574472
OK Full Service 1880357
OK Full Service 3692246
SBORO, TN.
column and the date when this information first became valid in theEffective Date column.
in the Effective Date column .
nn .
umn and the opening or acquisition date in theEffective Date column.
caling, and/or legal sized pape
re informatior
e-mai
1ch branch with aData Action of Change, Close, De lete, or Add .
1line.federalreserve.go1
t requirec
Popular Name Street Address City State Zip Code
WAYNE COUNTY BANK 216 SOUTH HIGH STREET WAYNESBORO TN 38485
CLIFTON BRANCH 205 MAIN STREET CLIFTON TN 38425
COLLINWOOD BRANCH 201 SOUTH HIGHWAY 13 COLLINWOOD TN 38450
LEWIS COUNTY BRANCH 605 EAST MAIN STREET HOHENWALD TN 38462
COURTSQUAREBRANCH 110 WEST PUBLIC SQUARE WAYNESBORO TN 38485
HIGHWAY 64 EXPRESS LIMITED SERVICE BRANCH 312 HIGHWAY 64 EAST WAYNESBORO TN 38485
County Country FDIC UNINUM * Office Number* Head Office
WAYNE UN ITED STATES 5867 0 WAYNE COUNTY BANK
WAYNE UNITED STATES 219583 3 WAYNE COUNTY BANK
WAYNE UN ITED STATES 219582 1 WAYNE COUNTY BANK
LEWIS UNITED STATES 457256 5 WAYNE COUNTY BANK
WAYNE UNITED STATES 46870 2 WAYNE COUNTY BANK
WAYNE UNITED STATES 219584 4 WAYNE COUNTY BANK
Head Office ID_ RSSO* Comments
511832
511832
511832
511832
511832
511832
WAYNE COUNTY BANCSHARES, INC. Fiscal Year Ending December 31, 2015
Report Item 3: Securities Holders (l)(a)(b)(c)
Current Shareholders with ownership, control or holdings of 5% or more with power to vote as of 12-31-2015
(l)(a) (l)(b) (l)(c) Name, City, State Citizenship Shares
George Gray USA 1,900 - 6.16% Waynesboro, TN
Sibyl Haggard USA 7,216 - 23.41 % Waynesboro, TN
* Percentage of total shares issued less shares held as treasury stock. Report items (2)( a)(b )( c) are not applicable
WAYNE COUNTY BANCSHARES, INC.
Fiscal year ending December 31, 2015
(1) Names & Address
Sibyl Haggard Waynesboro, TN
Larry Haggard Waynesboro, TN
Martin L. Haggard Waynesboro, TN
Larry K. Wright Cypress Inn, TN
George G. Gray Waynesboro, TN
Jason Rich Waynesboro, TN
Dorothy M. Morris Waynesboro, TN
Frederick G. Ramsey Waynesboro, TN
Darrell Holt
Collinwood, TN
(2) Principal occupation if other than Bank Holding Company
NIA
NIA
NIA
Retired
Attorney
Director
Retired
CPA
NIA
(3)(a) Title & position with Bank Holding Company
Director
Director
Director
Director
Director
Director
Director
Director
Director
Report Item 4: Insiders
(3)(b) Title & position with Subsidiaries
Director & Executive Vice President
Director
Director & President
Director
Director
Director
Director
Director
Director
(3)(c) 4(c) Title & position with Other Businesses and percentage of ownership
NIA
NIA
NIA
NIA
George G. Gray 100%
Mayor- Wayne County, TN
NIA
Frederick G. Ramsey 100%
NIA
(4)(a) Percentage of Voting Shares in Bank Holding Company
23.41%
4.38%
4.62%
.10%
6.16%
.10%
.16%
.39%
.15%
(4)(b) Percentage of Voting Shares in Subsidiaries
NIA
NIA
NIA
NIA
NIA
NIA
NIA
NIA
NIA
Percentage of total shares issued less shares held as treasury stock. The title and position with subsidiaries as listed above is the same for all subsidiaries.