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z] o/ wgL dxfg'efjx? !

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k|ltztdf

a[l$÷sdL

ljj/)frfn' cf=j 074÷075

ut cf= j=073÷74

/ sddf k|ltztdf

Jofh cfDbfgL 7659 2041 5618 275=26

Jofh vr{ 9510 40354 -30844_ -76=43_

v"b Jofh cfDbfgL -1851_ -38313_ 36462_ -95=17_

cGo ;~rfgn cfDbfgL -sldzg tyf l*:sfpG^ ;d]t_ 133 1520 -1387_ -91=25_

sd{rf/L vr{ 7546 4123 3423 83=02

cGo ;~rfng vr{ 13318 11942 1376 11=52

;Defljt gf]S;fgL Joj:yfq 4898 29625 -24727_ -83=47_

;~rfgn d"gfkmf -27480_ -82483_ 55003 66=68

gf]S;fgL Joj:yfaf^ lkmtf{ 59500 99848 -40348_ -40=41_

u}/ ;~rfng cfDbfgL 2679 132 2547 1929=55

c;fdfGo sf/f]af/af^ ePsf] cfDbfgL -vr{_ -622_ – -622_ –

sd{rf/L af]g; Joj:yf 3097 – 3097 –

s/ -23983_ – -23983_ –

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ut cf= j=073÷74

j[l$÷-sdL_

k¤"hL kof{Kttf -k|ltzt_ 24=77 -26=44_ 51=21

lglqmo shf{÷s"n shf{ -k|ltzt_ 100 100 0

k|lt z]o/ cfDbfgL -?=_ 36=64 11=66 24=98

v"b d"gfkmf÷s"n cfDbfgL -k|ltzt_ 705=40 47=56 657=84

g]^jy{ k|lt z]o/ -?=_ 52=93 -55=85_ 108=78

a[l$÷sdL


ut cf= j=073÷74

/ sddf k|ltztdf

r"Qmf k"¤hL 280225 200,225 80,000 39=96

hu] *f thf sf] ifx? -200,835_ -255,902_ 55,067 -21=52_

s'n ;DktL 177598 100303 77295 77=06

s'n lgIf]k 27756 19465 8291 42=59

s'n shf{ ;fk^ 40482 59315 -18833_ -31=75_

s'n nufgL 500 500 – –




379,872

284,790

205,608

19,465 27,756

2070÷071 2071÷072 2072÷073 2073÷074 2074÷075

llgIf]k bfloTj -??=xhf/df_

22762

24232530 41 0

llgIf]ksf] k|sf/ cf=j=074/775 -??=xhf/df_

art d'$tL sn rNtL dflh{g

175,225 175,225 175,225 200,225

280,225

2070÷071 2071÷072 2072÷073 2073÷074 2074÷075

rr"+Qmf k"+hL -??= xhf/df_

471,777

376,528

159,163

59,315 40,482

2070÷071 2071÷072 2072÷073 2073÷074 2074÷075

sshf{ tyf ;fk^ -??=xhf/df_




-16,445-23,073

-90,184-82,483

-27,480

;;+rfng d"gfkmf -??=xhf/df_2070/071 2074/0752071/072 2073/0742072/073

121,372

5,490

115,589

17,497

54,962

2070÷071 2071÷072 2072÷073 2073÷074 2074÷075

vv"b d"gfkmf -??=xhf/df_

69.27

3.13

65.97

8.74

19.61

2070÷071 2071÷072 2072÷073 2073÷074 2074÷075

kk|lt z]o/ cfDbfgL -kk|ltztdf_




!= lgIf] k ;+sng

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j[l4 ePsf] 5 eg] ljQLo ;+:yfsf] jrtdf / x] sf] lgIf] ksf] c+z sl/ j *@ k|ltzt eGbf dfly / x] sf] 5 .

@= shf{ tyf ;fk6

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$ s/ f] 8 $ nfv *@ xhf/ nfO{ ztk|ltzt gf] S;fgL Joj:yfdf kl/ 0ft ul/ n] vf°g ul/ Psf] 5 .

#= Aofh cfDbfgL tyf vr{

cfly{s jif{ @)&$÷&% df Aofh cfDbfgLdf ut cfly{s jif{sf] t'ngfdf @&%=@^ k|ltztn] j[l4 x'g uof] eg] Jofh vr{df klg

cl3Nnf] cfly{s jif{sf] t'ngfdf Jofh vr{df sld cfO{ &^=$# n] 36\g uO{ ;sf/ fTds k|jfe kg{ uPsf] 5 . To:t} v'b Jofh

cfDbfgL C0ffTds / xg uPtf klg cl3Nnf] jif{sf] t'ngfdf (%=!& k|ltztn] ;'wf/ ePsf] 5 .

$= ;+rfng vr{

cfly{s jif{ @)&#÷&$ df ;+:yfsf] s'n ;+rfng vr{ ! s/ f] 8 ^) nfv ^% xhf/ ePsf] df cfly{s jif{ @)&$÷&% df @(=*&

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%= ;+rfng d'gfkmf

cfly{s jif{ @)&$÷&% df klg ;+:yfsf] ;+rfng d'gfkmf C0ffTds / xg uof] , h'g ut cfly{s jif{sf] t'ngfdf ^^=^* k|ltztn]

;'wf/ x'g uPsf] 5 . ljut aif{df klg of] ;+:yf ;d:ofu|:t cj:yfd} / x] sf] sf/ 0f shf{ nufgL tyf lgIf] k ;+sng ug] { sfo{ gePsf]

/ g] kfn / fi6« a} +ssf] lgb] {zg adf] lhd shf{ c;"n pk/ u/ L ;j{;fwf/ 0f tyf ;+:yfut lgIf] k lkmtf{ ug] { sfo{ ePsf] n] klg ck] lIft

lx;fjdf ;'wf/ eg] x'g g;s] sf] xf] .

^= v'b gfkmf÷gf] S;fg

lautdf v/ fa shf{df kl/ 0ft eO{ zt k|ltzt shf{ gf] S;fgL Joj:yfdf / x] sf] / sd c;"n pk/ ePsf] x'Fbf cl3Nnf] cfly{s

jif{sf] t'ngfdf d'gfkmfdf ?= # s/ f] 8 &$ nfv ^% xhf/ n] j[l4 eO{ ?= % s/ f] 8 $( nfv ^@ xhf/ k'u] sf] 5, h'g cl3Nnf] jif{sf]

t'ngfdf @!$=!@ k|ltztsf] j[l4 xf] .

&= k'“hL sf] ifsf] kof{Kttf

ut cfly{s jif{ @)&#÷&$ df C0ffTds / x] sf] k'FhL sf] ifsf] cg'kft o; cfly{s jif{ @)&$÷&% sf] cGTodf @$=&& k|ltzt sfod

/ x] sf] 5 , h'g g] kfn / fi6 j} +ssf] lgb{] zg jdf] lhd sfod ug'{kg{] Go"gtd !! k|ltzt eGbf dfly / x] sf] 5 .




-v_ / fli6«o tyf cGt/ f{li6«o kl/ l:yltaf6 sDkgLsf] sf/ f] jf/ nfO{ s'g} c;/ k/ ] sf] eP ;f] c;/ M

-!_ / fli6«o kl/ l:yltjf6 sDkgLsf] a} ls· Joj;fo sf/ f] jf/ sf k/ ] sf] c;/

a} ls· If] qsf kl/ ;"rs

@)&$ sf] t'ngfdf @)&% c;f/ df (! lbg] 6«] h/ L ljnsf] efl/ t cf} ;t Jofhb/ df j[l4 ePsf] 5 . @)&$ c;f/ df (! lbg] 6«] h/ L

ljnsf] efl/ t cf} ;t Jofhb/ )=&! k|ltzt / x] sf] df @)&% c;f/ df #=&$ k|ltzt sfod / x] sf] 5 . To;} u/ L jfl0fHo j} sx?

jLrsf] cGt/ j+} } s sf/ f] jf/ sf] efl/ t cf} ;t Jofb/ @)&$ c;f/ df )=^$ k|ltzt / x] sf] df @)&% c;f/ df @=(^ k|ltzt / x] sf]

5 . To:t} cGo ljQLo ;+:yfx?jlrsf] cGt/ j} +s sf/ f] jf/ sf] efl/ t cf} ;t Jofb/ @)&$ ;f/ df $=$& k|ltzt / x] sf] df @)&%

c;f/ df %=$) k|ltzt / x] sf] 5 .

;dLIff jif{df a} +s tyf ljQLo ;+:yfx?sf] lgIf] k ;+sng !(=@ k|ltztn] j[l4 ePsf] 5 . cl3Nnf] jif{ ;f] xL cjlwdf lgIf] k ;+sng

!$=)) k|ltztn] j9] sf] lyof] . To:t} ;f] lx cjlwdf j} +s tyf ljQLo ;+:yfx?sf] shf{ tyf nufgL @@=%) k|ltztn] j[l4 ePsf]

5 . cl3Nnf] jif{ o:tf] shf{ tyf nufgL !*=@) k|ltztn] j9] sf] lyof] . shf{ k|jfx @@=%) k|ltztn] j[l4 ePsf] t/ lgIf] k ;+sng

!(=@) k|ltztn] dfq j[l4 x'g'n] t/ ntfsf] cj:yf sl;nf] / x] sf] b] vfpF5 .

d'b|f:kmLlt tyf s'n ufx{:Yo pTkfbg

;ldIff jif{df pTkfbgsf] d'Nodf s'n ufx{:Yo pTkfbg %=() k|ltztn] j9\g] cg'dfg s] lGb|o tYof+s ljefun] ;fj{hlgs u/ ] sf]

5 . ut jif{ of] j[l4b/ &=() k|ltzt / x] sf] lyof] .

cfly{s jif{ @)&#÷&$ df jflif{s cf} ;t pkef] Qmf d'b|f:kmLlt b/ $=%) k|ltzt / x] sf] df rfn' cfly{ss jif{sf] cGTo;Dddf ;f] b/

$=@) k|ltzt / x] sf] 5 . cfk'lt{ Joj:yfkgdf ePsf] ;'wf/ sf] ;fy} ef/ tdf ;d] t Go"g d'Noj[l4 / x] sf sf/ 0f ;f] b/ df cl3Nnf]

jif{sf] t'ngfdf sdL cfPsf] xf] .

d'n'sdf tLg} txsf] lgjf{rg ;DkGg eO{ lgjf{lrt ;/ sf/ u7g eO{;s] sf] kl/ k|] Ifdf cfly{s jif{ @)&%÷&^ df b] zsf] / fhgLlts,

;fdflhs tyf cfly{s jftfj/ 0fdf ;'wf/ tyf :yfloTj cfpg] s'/ fdf cfzfjfbL / xg ;lsG5 . ljut b'O{ jif{b] lv pBf] uL Joj;flosf]

dgf] jndf ;'wf/ cfO{ shf{sf] dfu j9] sf] 5 / cfpFbf] jif{df ;f] dfu kl/ k'lt{ ug{sf nflu ;+:yf ;jn l:yltdf / x] sf] 5 . s[lif

If] qdf ljBdfg ljleGg r'gf} ltsf jfjh'b s[lif If] q d'n'ssf] cy{tGqsf] Ps dxTjk"0f{ c+usf] ?kdf / x] sf] 5 . k/ Dk/ fut s[lif

k4ltjf6 d'n'ssf] s[lif If] q cfw'lgsLs/ 0f tkm{ nDsb} u/ ] sf] cj:yfdf o; If] qjf6 s'n ufx{:Yo pTkfbgdf dxTjk'0f{ of] ubfg / xg]

b] lvG5 . b] zsf] / fhgLlts l:y/ tfjf6 cf} wf] lus If] q klg nfeflDjt eO{ b] zsf] cy{tGqdf yk dxTjk"0f{ e'ldsf v] Ng] cg'dfg ug{

;lsG5 . ;fy} d'n'sdf bGbsf] cGTo / zflGtsf] k'g{jfxnL kZrft ko{6g If] q qmlds ?kdf j[l4tkm{ cu|;/ / x] sf] 5 . ljz] iftM

;/ sf/ åf/ f ;g\ @)@) nfO{ Visit Nepal 2020 3f] if0ff ul/ Psf] / ;f] cGtu{t k"jf{wf/ ljsf; lgdf{0fsf sfo{ cuf8L a9fO{Psf]

;Gb{edf o;n] ;du| cy{tGqdf 6] jf k'¥ofpg] b] lvG5 .

-@_ cGt{/ fli6«o kl/ l:yltjf6 Joj;fo sf/ f] jf/ df k/ ] sf] c;/

;g\ @)!& df ljZj cy{tGq #=*) k|ltztn] j[l4 ePsf] df ;g\ @)!* / ;g\ @)!( df #=() k|ltztn] j[l4 x'g] cGt{/ fli6«o d'b|f

sf] ifsf] k|If] k0f 5 . ljsl;t / fi6«x?sf] cy{tGq ;g\ @)!& df @=# k|ltztn] j[l4 ePsf] df ;g\ @)!* df @=%) k|ltztn] / ;g\

@)!(df @=@) k|ltztn] j[l4 x'g] k|If] k0f 5 . ;g\ @)!& df plbodfg Pj+ ljsf;zLn d'n'sx?sf] cy{tGq $=*) k|ltztn] j[l4

ePsf] df ;g\ @)!* df $=() k|ltztn] / ;g\ @)!( df %=!) k|ltztn] j[l4 x'g] k|If] k0f ul/ Psf] n] o;n] g] kfnL cy{tGqdf ;d] t




cg's'n k|efj kg{] b] lvG5 .

-u_ k|lta] bg tof/ ePsf] ldlt;Dd rfn' jif{{sf] pknlAw / eljiodf ug'{kg] { s'/ fsf] ;DjGwdf ;~rfns ;ldltsf] wf/ 0ff M

!_ ljQLo kl/ ;'rsdf pknAwL M

;+:yfsf] rfn' cfly{s jif{ @)&%÷&^ sf] cflZjg d;fGt;Ddsf] ] ljQLo ljj/ 0f lgDg jdf] lhd / x] sf] 5 .

?= xhf/ df

a[l¢÷sdL

laj/ 0fcflZjg d;fGt @)&%÷&^

cflZjg d;fGt @)&$÷&%

/ sddf k|ltztdf

r'Qmf kF"hL 326,391 280,225 46,166 16=47

s'n ;DkQL 345,437 257,018 88,419 34=40

s'n lgIf] k 49,565 71,301 -21,736_ -30=48_

s'n shf{ ;fk6 tyf nufgL 71,359 53,490 17,869 33=41

k"FhL sf] if kof{Kttf 30=43 16=30 14=13 86=69

rfn' cf= a= @)&%÷&^sf] k|yd q} dfl;sdf ;+:yfsf] ;"rsf+sx?df ;'wf/ x'b} uO{ Joj;flos k|jGwdf ;'wf/ sf ;+s] tx? b] lvPsf 5g\ .

@_ u|fxs ;] jf, Aoa:yfkg tyf cGo If] qdf ;'rgf k|lawLsf] k|of] u M

cfhsf] o'udf ;'rgf k|lawL Aoa;fosf] Ps cleGg c+u ;flat x'g ku] sf] 5, h;sf] k|of] u lagf Aoa;flos k|lt:kwf{df pqg ;d] t c;kmn k|foM x'g uPsf] b] lvG5 . t;y{ o; ;+:yfn] o;nfO{ s] lGb|s[t ug{ k|wfg sfof{no, 306f3/ , sf7df8f} +df g} ;+Dk"0f{ zfvfx?sf] sf/ f] jf/ Plss[t ug{ s] lGb|s[t k|0ffnL nfu" ul/ ;s] sf] ] 5 . ;fy;fy} u|fxsn] o; ;+:yfsf] ] s'g} klg zfvfaf6 t'?Gt gub e'Qmfg tyf bflvnf ug{ ;Sg] k|fawfg ;d] t ul/ Psf] 5 . o; ;+:yfsf] r] s cGo ljQLo ;+:yfx?jf6 ;f6\g ;Sg] Aoa:yfsf] nfuL O{–lSnol/ ªsf] Aoa:yf ;d] t ul/ ;lsPsf] 5 . g] kfn / fi6« a} +ssf] lgb] {zg cg'?k Disaster Recovery Plan cGt{ut Aoa;fo ubf{ l;lh{t s'g} klg tYof+snfO{ ;'/ lIft ug{ laz] if ;'/ Iff of] hgf agfO{ sfof{Gjogdf Nofpgsf] nflu 5nkmn rln/ x] sf] 5 . lgs6 eljiodf pQm Joj:yf ;d] t ldnfO{g] Joxf] / f hfgsf/ L u/ fpg rfxG5f} + .

#_ :yflkt zfvfx?sf] lasf; tyf ;Daw{g / gof“ zfvf lj:tf/ M

xfn ;+:yfsf] s] lGb|o sfof{no 306f3/ sf7df8f} tyf pbok'/ sf] ufO3f6 zfvf / emfkfsf] ljtf{df] 8 zfvf u/L tLg :yfgjf6 Joj;flos sf/ f] jf/ x'b} cfO/ x] sf] 5 . ;+:yfdf j9\b} uPsf] k'FhL j[l4 ;+u} Joj;fo j[l4sf nflu zfvf ;~hfn lj:tf/ ug"{kg{] 68\sf/ f] cfjZostf b] lvPsf] ePtf klg g] kfn / fi6« j} +ssf] lgb{] zg cg'?k x'g] ul/ l56\6} g} gofF zfvf ;~hfn lj:tf/ tyf Joj;fo j[l4 ug{sf nflu ;+efJotf cWoog ul/ cfjZostf cg';f/ zfvf sfof{no lj:tf/ ug{] gLlt lnPsf] 5 .

$_ cfGtl/ s lgoGq0f k|0ffnLsf] laj/ 0f M

;+:yfn] cfGtl/ s lgoGq0f k|0ffnLnfO{ r':t / fVg g] kfn / fi6« a} +ssf] lgb] {zg, a} +s tyf laQLo ;+:yf ;+DaGwL P] g @)&# df ePsf] Aoa:yf adf] lhd ;+rfns ;ldltn] cfkm\gf] hafkmb] lxtfdf n] vfk/ LIf0f ;ldlt, hf] lvd Aoa:yfkg ;ldlt, sd{rf/ L ;] jf ;'lawf ;ldlt, v/ Lb ;ldlt, kbk"lt{ ;ldlt, cfly{s lgb] {zg ;ldlt, shf{ ;ldlt h:tf pk ;ldltx? u7g ul/ Aoa:yfkgdf laz] if Wofg k'¥ofPsf] 5 . ;fy} ;f] xL cg'?k laleGg sfo{ ug{ laleGg lalgodfanL, gLlt, lgb] {zg tyf sfo{lalw ;d] t agfO{ nfu' ul/ Psf] 5 .

o;} ul/ n] vf k/ LIf0f ;ldltn] ;+DkGg ug] { sfo{nfO{ ;'Id ug{ / b} lgs sf/ f] af/ sf] ;d] t cWoog ul/ lgoGq0f ug{ afÞo n] vfkl/ Ifs lgo'Qm ul/ o; sfo{nfO{ k|efjsf/ L ul/ Psf] 5 . o;sf nfuL @)&$÷&% df lk= Pn= cf/= hL= P;f] l;P6\; nfO{ afÞo n] vfk/ LIfs lgo'Qm ul/ sf/ f] af/ x?sf] n] vfk/ LIf0f ul/ Psf] 5 eg] rfn' cf=j= @)&%÷&^ sf] cfGtl/ s n] vfk/ LIf0f sfo{sf] nflu




cf/= lk= aL= P08 P;f] l;P6\;nfO{ lgo'QmL ul/ Psf] 5 .

%_ ufEg] ÷ufleg] , k|flKt tyf k"“hL a[l4 ;+DaGwdfM

g] kfn / fi6« a} +ssf] df} lb|s gLlt tyf laleGg ;dodf ul/ Psf] kl/ kq cg';f/ ufEg] ufleg] , k|fKtL sfo{nfO{ ;dofg's'n x'g] ul/ dfu{ k|z:t ul/ Psf] 5 eg] csf] { tkm{ pko'Qm :jb] zL tyf ljb] ZfL / 0fgLlts ;fem] bf/ x?sf] vf] hL u/ L nufgL leœofpg] / 0fgLlt klg lnO{/ x] sf] 5. ;+:yf cfkm} n] tf] lsPsf] r'Qmf k"FhL o;} cf=j=@)&%÷)&^ leqdf k'¥ofpg] nIo lnPsf] 5 / ;f] lx jdf] lhd r'Qmf k"FhL ?= $) s/ f] 8df !M! j/ fj/ xsk|b z] o/ lgZsfzg dfkm{t ;+:yfsf] r'Qmf k"FhL ?= *) s/ f] 8 k'¥ofpg] nIosf ;fy o;} ;fwf/ 0f ;efdf k|:tfj k] z ;d] t ul/ Psf] 5 .

^_ dfga ;+zfwg Aoa:yfkg M

;+:yfsf] ;du| ;+oGqnfO{ ;dofg's'n ub{} nfg] ;Gbe{df ;+:yfdf sfo{/ t sd{rf/ Lx?sf] bIftf, l;k / nuglzntfsf ;fy} Joj;flos Jojxf/ sf] 7"nf] e"ldsf / xg] x'gfn] ;f] sf] nflu dfgj ;+zfwgnfO{ cem ;'9[9 u/ L sd{rf/ Lx?df ;dofg's'n l;k, bIftf tyf Joj;flostf clej[l4 ub} { n} hfg' kg] { ;+rfns ;ldltsf] wf/ 0ff / x] sf] 5 . eljiodf cfkm\gf] sf/ f] af/ sf] bfo/ f tyf If] qnfO{ km/ flsnf] kfb} { nUg' kg] {, u|fxsx?nfO{ k|efjsf/ L ;] jf k|bfg ug{ sd{rf/ Lx?nfO{ pTk|] l/ t ub} { ;do ;dodf tflnd k|bfg ub} { nUg' kg] {, k|lt:kwL{ jftfj/ 0fdf ;dofg's'n k|ljlwx? ckgfO{ gofF gofF k|lt:kwL{ ;] jf tyf ;'ljwfx?sf] ljsf; ub} { hfg' kg] { tyf u|fxs ;] jfd'vL gLltx?sf] lgdf{0f u/ L nfu" ub} { hfg' kg] { tYonfO x[bou+d ul/ cufl8 a9g' kg] { ;+rfns ;ldltsf] wf/ 0ff / x] sf] 5 .

&_ ;+:yfut ;fdflhs pQ/ bfloTj M

;+:yfut ;fdflhs pQ/ bfloTj jxg cGtut g] kfn / fi6« j} +sjf6 hf/ L ePsf] kl/ kqjdf] lhd vr{ ug] { ;DjGwdf o; ;+:yfn] ;fdflhs pQ/ bfloTj vr{ sfo{ljlw ;+rfns ;ldltjf6 kfl/ t ul/ ;f] lx sfo{ljlw cg';f/ ljleGg lsl;dsf sfo{qmdx? ;+rfng u/ L ;+:yfut ;fdflhs pQ/ bfloTj jxg ug{] gLlt lnPsf] 5 .

-3_ cf} Bf] lus jf Aoj;flos ;DaGw M

o; ljQLo ;+:yfn] g] kfn / fi6« a} +s, sDkgL / lhi6«f/ sf] sfof{no, lwtf] kq jf] 8{, g] kfn :6s PS:r] Gh lnld6] 8, l;=l8=P;= P08 lSno/ L· nufot cGo lgodgsf/ L lgsfox?, cfkm\gf u|fxsx?, z] o/ wgLx? tyf ;+:yfsf sd{rf/ Lx?;Fu ;'dw'/ Joj;flos ;DjGw sfod / fvL cfkm\gf] Joj;fo ;+rfng ug{ ;kmn ePsf] 5 . a} s tyf ljQLo ;+:yfsf hfgsf/ lj1, Jofkf/ L tyf Joj;foL z] o/ wgL o; ;+:yfdf cfa¢ / x] sf 5g . / ] ld6\ofG; sDkgLx? Dffkm{t / sd k7fpg / kfpg ;lsg] ;'ljwf klg k|bfg ub} { cfPsf 5f+} . ;+:yfn] NCHL sf] ;b:o eP/ ECC dfkm{t ;a} a} +s tyf ljQLo ;+:yfsf] r] s Pscfk;df lSnol/ · ug{ ;lsg] ] ] Joa:yf klg ldnfOPsf] 5 . o;/ L u|fxs ;+usf] ;DaGwnfO km/ flsnf] agfpFb} o; ljQLo ;+:yfnfO{{ k|lt:kwL{ jftfj/ 0fdf n} hfgsf] nflu ;] jfu|fxLx?nfO{ cfw'lgs a} +ls· pks/ 0fx? yk ub} { nlug] ;f] r o; ljQLo ;+:yfn] ] lnPsf] 5 .

-ª_ ;+rfns ;ldltdf ePsf] x] / km] / M

;+:yfsf] ldlt @)&% ;fn a} zfv #! ut] ;DkGg !@ cf} ++ aflif{s ;fwf/ 0f ;ef kZrft lgDg adf] lhdsf] ;+rfns ;ldltsf] agf] 6 / x] sf] 5 .

qm=;+= ;+rfns tyf kbflwsf/ Lx?sf] gfd kb ;d'x

!= >L rGb| 608g cWoIf ;j{;fwf/ 0f

@= >L / laGb| axfb'/ a'9fyf] sL ;+rfns ;+:yfks

#= >L Clif/ fd kf} 8] n ;+rfns ;+:yfks

$= >L ch] z sf] O/ fnf ;+rfns ;+:yfks

%= >L ;+lbk zdf{ ;+rfns ;j{;fwf/ 0f

^= >LdtL k|ef kf08] ;+rfns :jtGq ;+rfns




-r_ sf/ f] jf/ nfO{ c;/ kfg] { d'Vo s'/ fx? M

ljQLo ;+:yfnfO{ ljBdfg cfGt/ Ls tyf afÞo tTjx?n] k|ToIf jf ck|ToIf ?kdf c;/ ul/ / x] sf] x'G5 a} +ls· sf/ f] jf/ nfO{ c;/ kfg{ ;Sg] ljleGg ljifox?nfO{ lgDgfg';f/ pNn] v u/ LPsf] 5 .

s_ j9\bf] k"FhL j[l4 cg'kftdf Joj;flos cfsf/ df b] lvPsf] sdL .

v_ a} +s tyf ljlQo ;+:yfx?sf] a9\bf] zfvf la:tf/ sf sf/ 0f pTkGg k|lt:kwf{ .

u_ b] zsf] cl:y/ / fhg} lts kl/ a] zaf6 l;lh{t k|lts'n kl/ l:ytL .

3_ lgIf] k tyf shf{ nufgLdf ePsf] If] qut ;+s'rg .

ª_ t/ ntfsf] sf/ 0faf6 lgIf] k tyf shf{sf] Jofhb/ df x'g] kl/ jt{g .

r_ æuÆ ju{sf] ljlQo ;+:yfsf] ;Lldt sfo{If] q x'g' .

5_ k"FhL kof{Kt gx'g' .

h_ ef} uf] lns tyf k|fljlws sl7gfO{ .

em_ g] kfn ;/ sf/ sf] ljQLo gLlt tyf g] kfn / fi6« a} +ssf] df} lb|s gLltdf x'g] kl/ dfh{gaf6 kg] { c;/ .

1_ cGt/ fli6«o cy{qGtdf cfpg] kl/ jt{gsf sf/ 0f cy{tGqdf kfg] { c;/ .

6_ d'b|fl:kmltsf sf/ 0f a9g] cfGtl/ s tyf afÞo nfutsf sf/ 0f Joj;fodf kg] { c;/ .

-5_ n] vfk/ LIfssf] k|lta] bgsf s} lkmot pk/ ;+rfns ;ldltsf] k|ltlqmof M

n] vfkl/ If0f k|ltj] bgdf o; cjlwdf gLltut tyf ;+:yfsf] sf/ f] jf/ df c;/ kg{] lsl;dsf s'g} s} lkmotx? pNn] v ePsf] 5} g . ;+:yf ev{/ } dfq ;d:ofu|:t d'Qm eO{ cfPsf] kl/ k|] Ifdf ljut jif{x?df ePsf] cfly{s sf/ f] jf/ x?sf ;DjGwdf n] vfk/ LIf0f k|ltj] bgdf pNn] v ePsf ljifox?nfO{ qmdz ;'wf/ ub{} nlug] Joxf] / f hfgsf/ L u/ fpg rfxG5' .

-h_ nfef+z M

cfly{s jif{ @)&$÷&% df nfef+z ljt/ 0fsf nflu l;kmfl/ ; ul/ Psf] 5} g .

xflb{s s[t1tf 1fkg M

cGTodf, ljQLo ;+:yf dfkm{t ;du| ljQLo If] qsf] cfly{s ultljlwnfO{ s] xL xb;Dd 6] jf k'ofpg] ;f] rsf ;fy cfj4 eO{ ;fdfGo cj:yf;Dd NofO{ k'¥ofpg cgj/ t ?kdf h'l6/ xg' ePsf ;+rfns ;flyx?, ;+:yfsf ;Dk"0f{ z] o/ wgL dxfg'efjx?, lgodgsf/ L lgsfo, ;+:yfsf lgIf] kstf{ tyf u|fxs au{, z'e] R5's, ;xof] uL tyf ;+:yfsf] Joj:yfkgdf / xL dxTjk"0f{ of] ubfg ub} { cfpg'ePsf k|d'v sfo{sf/ L clws[t tyf pxfFsf] g] t[Tjdf / x] sf] Joj:yfkg ;d'x Pj+ ;Dk"0f{ sd{rf/ Lx?jf6 k|fKt ;xof] u k|lt xflb{s s[t1tf k|s6 ug{ rfxG5' . cfufdL lbgdf o; ;+:yfsf] pQ/ f] Q/ k|ult / ;Da[l4sf nflu oxfFx? ;a} sf] ;xof] u tyf ;b\efjsf] ck] Iff ;lxt k'gM Ps k6s ;+:yfsf] ] t] x|f} jflif{s ;fwf/ 0f ;efsf] k|ltj] bg :jLs[t ul/ lbg'x'gsf] nflu oxFfx? ;dIf xflb{s cg'/ f] w ub{5' .

wGojfb ¤

;+rfns ;ldltsf] tkm{af6

rGb| 608g

cWoIf

ldltM @)&%÷)&÷@(




sDkgL P] g @)^# sf] bkmf !)( -$_ cg';f/ sf] cltl/ Qm ljj/ 0f M–

-s_ ljut jif{{sf] sf/ f] jf/ sf] l;+xfjnf] sg M aflif{s cfly{s k|ltj] bgdf pNn] v ul/ Psf] 5 .

-v_ / fli6«o tyf cGt/ f{li6«o kl/ l:yltaf6 sDkgLsf] sf/ f] jf/ nfO{ s'g} c;/ k/ ] sf] eP ;f] c;/ M aflif{s k|ltj] bgdf

pNn] v ul/ Psf] 5 .

-u_ k|lta] bg tof/ ePsf] ldlt;Dd rfn' jif{{sf] pknlAw / eljiodf ug'{kg] { s'/ fsf] ;DjGwdf ;~rfns ;ldltsf]

wf/ 0ff M aflif{s k|ltj] bgdf pNn] v ul/ Psf] 5 .

-3_ sDkgLsf] cf} wf] lus jf Joj;flos ;DjGw M aflif{s k|ltj] bgdf pNn] v ul/ Psf] 5 .

-ª_ ;+rfns ;ldltdf ePsf] x] / km] / M aflif{s k|ltj] bgdf pNn] v ul/ Psf] 5 .

-r_ sf/ f] af/ nfO{ c;/ kfg] { d'Vo sf/ s tTjx? M aflif{s k|ltj] bgdf pNn] v ul/ Psf] 5 .

-5_ n] vfkl/ Ifssf] k|ltjb] gdf s'g} s} lkmot eP ;f] sf] k|ltlqmof M aflif{s k|ltj] bgdf pNn] v ul/ Psf] 5 .

-h_ nfef+z af“8kmf“8 ug{ l;kmfl/ ; ul/ Psf] / sd M aflif{s k|ltj] bgdf pNn] v ul/ Psf] 5 .

-em_ z] o/ hkmt ePsf] eP hkmt ePsf] z] o/ ;+Vof To:tf] z] o/ sf] c+lst d"No To:tf] z] o/ hkmt x'g' cufj} ;f] afkt

sDkgLn] k|fKt u/ ] sf] hDdf / sd / To:tf] hkmt ePkl5 ;f] laqmL u/ L sDkgLn] k|fKt u/ ] sf] / sd tyf hkmt

ePsf] z] o/ afkt / sd lkmtf{ u/ ] sf] eP ;f] sf] ljj/ 0f M o; k|ltj] bgsf] cjlwdf s'g} z] o/ hkmt ul/ Psf] 5} g .

-`_ laut cfly{s aif{df sDkgL / o;sf] ;xfos sDkgLsf] sf/ f] af/ sf] k|ult cfly{s aif{sf] cGtdf / x] sf] l:yltsf]

k'g/ fjn] sg M o; ;+:yfsf] s'g} klg ;xfos sDkgL 5} g .

-6_ sDkgL tyf To;sf] ;xfos sDkgLn] cfly{s aif{df ;DkGg u/ ] sf] k|d'v sf/ f] af/ x? / ;f] cjlwdf sDkgLsf] sf/ f] af/ df cfPsf] s'g} dxTjk"0f{ kl/ jt{g M o; ;+:yfsf] ] s'g} ;xfos sDkgL 5} g / o; ;+:yfsf] cf=a= @)&$÷)&% df ;DkGg u/ ] sf] k|d'v sf/ f] af/ x? / ;f] cjl3df sDkgLsf] sf/ f] af/ df cfPsf] dxTjk"0f{ kl/ at{g ;+nUg af;nft, gfkmf gf] S;fg lx;fa / gub k|jfx laj/ 0f tyf n] vf ;DalGw l6Kk0fLdf pNn] v ul/ Psf] 5 .

-7_ laut cfly{s aif{df sDkgLsf] cfwf/ e't z] o/ wgLx?n] sDkgLnfO{ u/ fPsf] hfgsf/ L M s] lx gePsf] .

-8_ laut cfly{s aif{df sDkgLsf ;+rfns tyf kbflwsf/ Lx?n] lnPsf] z] o/ :jfldTjsf] ljj/ 0f / sDkgLsf] z] o/

sf/ f] jf/ df lghx? ;+nUg / x] sf] ePsf] ;f] ;DaGwdf lghx?af6 sDkgLn] k|fKt u/ ] sf] hfgsf/ L M ;+rfnsx?n]

lnPsf] z] o/ :jfldTjsf] laj/ 0f lgDg jdf] lhd 5 .

qm=;+= ;+rfns tyf kbflwsf/ Lx?sf] gfd kb z] o/ ;+Vof ;d'x

!= >L rGb| 608g cWoIf @,)$,*$) ;j{;fwf/ 0f

@= >L / laGb| axfb'/ a'9fyf] sL ;+rfns *@,%)) ;+:yfks

#= >L Clif/ fd kf} 8] n ;+rfns #,))) ;+:yfks

$= >L ch] z sf] O/ fnf ;+rfns $,))) ;+:yfks

%= >L ;+lbk zdf{ ;+rfns &@) ;j{;fwf/ 0f

^= >LdtL k|ef kf08] ;+rfns :jtGq ;+rfns




-9_ laut cfly{s aif{df sDkgL;+u ;+alGwt ;+Demf} tfx?df s'g} ;+rfns tyf lghsf] gft] bf/ sf] JolQmut :jfy{sf] af/ ] df pknJw u/ fOPsf] hfgsf/ L Joxf] / f M s] lx gePsf] .

-0f_ sDkgLn] cfkm\gf] z] o/ cfkm} n] vl/ b u/ ] sf] eP o;/ L cfkm\gf] z] o/ vl/ b ug'{sf] sf/ 0f To:tf] z] o/ sf] ;+Vof / c+lst d'No tyf To;/ L z] o/ vl/ b u/ ] afkt sDkgLn] e'QmfgL u/ ] sf] / sd M gePsf] .

-t_ cfGtl/ s lgoGq0f k|0ffnL eP jf gePsf] eP ;f] sf] la:t[t laj/ 0f M hf] lvd Go"lgs/ 0f ug{sf] nflu ;+:yf cfGtl/ s lgoGq0f k|0ffnLdf ;hu / x] sf] 5 . afÞo n] vfk/ LIfsaf6 lbO{Psf ;'emfa tyf lgb] {zgx?nfO{ sfof{Gjog u/ fpg'sf] ;fy} cfGtl/ s lgoGq0f k|0ffnLnfO{ ;'b[9 agfpg Joa:yfkgnfO{ cfaZos ;Nnfx / ;'emfax? lbb} + cfPsf] 5 . h;n] b} lgs ;+rfng ultlalwaf6 pTkGg hf] lvdx?nfO{ hfFr tyf k'g/ fanf] sg ug'{sf] ;fy} a} wflgs tyf cfGtl/ s gLlt, lgod / lgb] {zgx?sf] cg'z/ 0f u/ ] gu/ ] sf] k'g/ fanf] sg ug] { kl/ kfl6sf] yfngL ul/ Psf] 5 .

-y_ laut cfly{s aif{sf] s'n Joa:yfkg vr{sf] ljj/ 0f M

cf=j= @)&$.)&% sf] Joj:yfkg vr{sf] ljj/ 0f b] xfo adf] lhd / x] sf] 5 .

Joj:yfkg vr{x? / sd-?=_

sd{rf/ L vr{ 75,45,627

sfof{no ;+rfng vr{ 1,33,17,558

hDdf Joj:yfkg vr{ 2,08,63,185

-b_ n] vfk/ LIf0f ;ldltsf ;b:ox?sf] gfdfjnL, lghx?n] k|fKt u/ ] sf] kfl/ >lds eQf tyf ;'ljwf, ;f] ;ldltn] u/ ] sf] sfd sf/ jfxLsf] laj/ 0f ;f] ;ldltn] s'g} ;'emfa lbPsf] eP ;f] sf] ljj/ 0f M

-!_ n] vfk/ LIf0f ;ldlt

>L Clif/ fd kf} 8] n ;+rfns ;+of] hs

>L ;+lbk zdf{ ;+rfns ;b:o

>L uf] laGb cof{n gfoj k|aGws ;b:o ;lrj

n] vfk/ LIf0f ;ldltsf ;b:ox?nfO{ -sdrf/ L jfx] s_ k|lt j} 7s eQf ?= #,%)) k|bfg ul/ Psf] 5 . pQm eQfdf k|rlnt sfg'g adf] lhd s/ sl§ u/ ] / dfq e'QmfgL ug] { ul/ Psf] 5 .

cGo ;ldltx?

;+:yfn] ug'{kg] { b} lgs sfo{ ;+rfng l56f] , 5l/ tf] tyf a} 1flgs 9+un] ;+kGg ug{ / a[xt ;xeflutf agfpgsf nflu lgDg cg';f/ cGo ;ldltx? u7g ul/ Psf 5g\ M

-!_ hf] lvd Joj:yfkg ;ldlt

>L ch] z sf] O/ fnf ;+rfns ;+of] hs >L Clif/ fd kf} 8] n ;+rfns ;b:o–kb] g >L Xbo / fh l3ld/ ] ;xfos dxfk|aGws ;b:o ;lrj

-@_ sd{rf/ L ;] jf ;'lawf ;ldlt

>L k|ef kf08] ;+rfns ;+of] hs >L leid / fh rfln;] k|d'v sfo{sf/ L clws[t ;b:o >L Xbo / fh l3ld/ ] ;xfos dxfk|jGws ;b:o–;lrj




-#_ ;DklQ z'l4s/ 0f lgjf/ 0f ;DalGw ;ldlt

>L / laGb| axfb'/ a'9fyf] sL ;+rfns ;+of] hs >L Xbo / fh l3ld/ ] ;xfos dxfk|jGws ;b:o >L s[i0f k|;fb l3ld/ ] sfg"g clws[t ;b:o–;lrj

-$_ ;DklQ tyf bfloTj Joj:yfkg ;ldlt

>L / laGb| axfb'/ a'9fyf] sL ;+rfns ;+of] hs >L ;+lbk zdf{ ;+rfns ;b:o >L leid / fh rfln;] k|d'v sfo{sf/ L clws[t ;b:o >L s[i0f k|;fb l3ld/ ] sfg"g clws[t ;b:o–;lrj

-w_ ;~rfns, k|aGw ;~rfns, sfo{sf/ L k|d'v / sDkgLsf cfwf/ e"t z] o/ wgL jf lghsf] glhssf gft] bf/ jf lgh ;+nUg / x] sf] kmd{ sDkgL jf ;+ul7t ;+:yfn] sDkgLnfO{ s'g} / sd a'emfpg af“sL eP ;f] s'/ f M gePsf] .

-g_ ;+~rfns, k|aGw ;+~rfns, sfo{sf/ L k|d'v tyf cGo kbflwsf/ Lx?nfO{ e'QmfgL ePsf] kfl/ >lds eQf tyf ;'lawfsf] / sd M

!= ;~rfnsx?nfO{ lgDgfg';f/ kfl/ >lds, eQf tyf ;'lawfx? pknJw u/ fOPsf] 5 .

– cWoIf k|lt j} 7s eQf ?= $,))), cGo ;'ljwf M 6] lnkmf] g ?=!&)).– k|lt dlxgf

– ;~rfnsx?sf] k|lt j} 7s eQf ?= #,%)), cGo ;'ljwf M 6] lnkmf] g ?=!@)).– k|lt dlxgf

cf= a= @)&$÷)&% df ;~rfnsx?nfO{ ?=@@%,))) a} 7s eQf afkt e'QmfgL ul/ Psf] 5 . pQm eQfdf k|rlnt sfg'g adf] lhd s/ sl§ u/ ] / dfq e'QmfgL ug] { ul/ Psf] 5 .

@= k|d'v sfo{sf/ L clws[t tyf cGo kbflwsf/ Lx?nfO{ e'QmfgL ul/ Psf] kfl/ >lds, eQf tyf cGo ;'lawfsf] / sdM— k|d'v sfo{sf/L clws[tnfO{ dfl;s ? @%),))).– tyf 8«fOe/ ;lxtsf] ;jf/L ;fwg / df]afO{n vr{ tyf cGo kbflwsf/ Lx?sf] kf/ L>lds, eQf tyf cGo ;'lawfsf] / sd ;+nUg k|ltj] bg cg';f/ g} / x] sf] 5 .

-k_ z] o/ wgLx?n] j'lemlng af“sL nfef+zsf] / sdM o; ;+:yfn] 3f] if0ff u/ ] sf] nfef+z dWo] k|ltj] bg tof/ ubf{sf] ldlt ;Dddf z] o/ wgLx?jf6 nfef+z jfktsf] cf=j=@)^^÷^& sf] / sd ?= %@!,%%)=$% j'lemlng jfFsL / x] sf] 5 .

-km_ bkmf !$! adf] lhd ;DklQ vl/ b jf laqmL u/ ] sf] s'/ fsf] ljj/ 0f M

cf=j= @)&$.)&% df b] xfo adf] lhd l:y/ ;DklQx? vl/ b÷ljqmL ul/ Psf 5g . vl/ b laqmL tyf ckn] vg

qm=;+= ljj/ 0f / sd ?=

!= kl/ jxg ;fwg 60,04,725

@= sfof{no ;fdfgx? 1,84,98,267

hDdf vl/ b 2,45,02,992

-a_ ;Da4 sDkgL aLr ePsf] sf/ f] af/ sf] laa/ 0f M gePsf] .

-e_ cGo cfaZos s'/ fx? M aflif{s k|ltj] bgdf pNn] v ul/ Psf] 5 .

qm=;+= ljj/ 0f / sd ?=

!= kl/ jxg ;fwg 0

@= sfof{no ;fdfgx? 15,06,178

hDdf ljlqm tyf ckn] vg 15,06,178




l;6L PS;k|] ; kmfOgfG; lnld6] 8-;flas M s'a] / dr] {06 kmfOGffG; ln=_ sf]

cg';"rL –!%-lwtf] kq btf{ tyf lgisfzg lgodfjnL @)&# sf] lgod @^ sf] pklgod -@_ ;“u ;DalGwt_

Jfflif{s k|ltj] bgdf ;dfj] z ug'{kg] { ljj/ 0fcf=j= @)&$÷)&%

!= ;+rfns ;ldltsf] k|ltj] bg M ;DalGwt zLif{s cGtu{t ;+nUg / x] sf] 5 .

@= n] vfk/ LIfssf] k|ltj] bg M ;DalGwt zLif{s cGtu{t ;+nUg / x] sf] 5 .

#= n] vfk/ LIf0f ePsf] ljQLo ljj/ 0f M ;DalGwt zLif{s cGtu{t ;+nUg / x] sf] 5 .

$= sfg'gL sf/ jfxL ;DaGwL ljj/ 0f

-s_ q} dfl;s cjlwdf ;+ul7t ;+:yfn] jf ;+:Yffsf] lj?4 s'g} d'2f bfo/ ePsf] eP M shf{ c;'nLsf] l;nl;nfdf bfo/ ePsf] d'2f afx] s o; q} df; / o; clwsf] -k|yd, bf] >f] , t] >f] / rf} yf] _ q} df;df cGo s'g} d'2f gePsf] .

-v_ ;+ul7t ;+:yfsf] ;+:yfks jf ;+rfnsn] jf ;+rfnssf] lj?4df k|rlnt lgodsf] cj1f jf kmf} hbf/ L ck/ fw u/ ] sf] ;DaGwdf s'g} d'2f bfo/ ePsf] eP M gePsf]

-u_ s'g} ;+:yfks jf ;+rfns lj?4 cfly{s ck/ fw u/ ] sf] ;DaGwdf s'g} d'2f bfo/ ePsf] eP M gePsf]

%= ;+ul7t ;+:yfsf] z] o/ sf/ f] af/ tyf k|ultsf] ljZn] if0f

-s_ lwtf] kqahf/ df ePsf] ;+ul7t ;+:yfsf] z] o/ sf] sf/ ] af/ ;DaGwdf Joj:yfkgsf] wf/ 0f M ahf/ sf] :jefj cg';f/ lwtf] kqsf] d"Nod ;fdfGo ptf/ r9fjnfO{ Joj:Yffkgn] :jefljs ?kdf lnPsf] 5 . o; ;+:yfn] z] o/ d"Nodf k|efj kfg{ ;Sg] s'g} klg cfwf/ e't ;"rgf k|rlnt P] g lgodsf] kl/ wLleq / xL k|jflxt ug] { u/ ] sf] 5 .

-v_ ut jif{sf] k|To] s q} dfl;s clwdf ;+ul7t ;+:yfsf] z] o/ sf] clwstd, Go"gtd / clGtd d"Nosf ;fy} s'n sf/ f] af/ z] o/ ;+Vof / sf/ f] af/ lbg .

;+:yfsf] cf=j= @)&$/ &% df z] o/ sf/ f] jf/ sf] l:ylt g] kfn :6s PS;r] Ghsf] j] j;fO6 www.nepalstock.com.np cg';f/ tkl;n jdf] lhd / x] sf] 5 .

clwstd d'No ?=290 Go"gtd d'No ?=139 clGtd d"No ?=141

sf/ f] jf/ z] o/ ;+Vof 735,939 s/ f] jf/ / sd ?=8,91,12,462 sf/ f] jf/ sf] ;+Vof 686

sf/ f] jf/ lbg 103

^= ;d:of tyf r'gf} lt

o; ljQLo ;+:yfn] cfGtl/ s tyf afXo ;d:ofx?sf] ;fdgf ug'{ kl/ / x] sf] oyfy{ b] xfoadf] lhd / xsf] 5 .

s_ cfGt/ Ls tyf afXo ;d:of tyf r'gf} tL M b] zdf gofF / fhlglts kl/ 36gf cg';f/ sfod ePsf] ;+3Lo ;+/ rgf sfof{Gjogsf] s|ddf / x] sf] n] l:y/ Pj+ bL3{sfnLg gLlt / of] hgfx? sfof{Gjog x'g g;Sg', t/ ntf df} Hbftdf c:jefljs 36a9 eO/ xg' , lgofds lgsfox?af6 ;do ;dodf hf/ L x'g] lglt lgb{zgx? k|lt ;a{;fw/ 0f cEo:t x'g ;do nfUg' h:tf sf/ 0fn] shf{ c;'nLdf ;d:of b] lvPsf] 5 . o;sf cltl/ Qm j9\bf] k"FhL j[l4 cg'kftdf Joj;flos cfsf/ df b] lvPsf] sdL, a} +s tyf ljlQo ;+:yfx?sf] a9\bf] zfvf la:tf/ sf sf/ 0f pTkGg k|lt:kwf{, b] zsf] cl:y/ / fhg} lts kl/ a] zaf6 l;lh{t k|lts'n kl/ l:ytL cfbL sf/ 0fx? o; ;+:yfsf] nflu r'gf} ltsf ?kdf / x] sf] b] lvG5 .




v_ ;d:of ;dfwfgsf nflu Joj:yfkgn] cjnDag u/ s] f gLlt M ljleGg sl7g kl/ l:yltsf afah'b klg o; ;+:yfn] pNn] Vo ?kdf shf{ c;"n pk/ u/ L lgIf] kstf{x?sf] lgIf] k lkmtf{ ul/ / x] sf] , ;+:yfksx?af6 sN; Og P8efG;sf] ?kdf yk k"FhL nufgL u/ L g] kfn / fi6« a} +saf6 o; ;+:yf pk/ nfu] sf] ;Df:ofu|:t cj:yfaf6 d'Qm u/ fO{ ;+:yfsf] ;flas gfd tyf :yfg ;d] t kl/ at{g u/ L ;+:yfnfO{ lgoldt Pj+ k|efjsf/ L ?kdf ;+rfngsf] cj:yfdf / x] sf] ] .

&= ;+:yfut ;'zf;g M

;+:yfut ;'zf;g s'g} klg ;+:yf ;+rfngfy{ Ps cleGg c+u xf] . ;f] xL d"No, dfGotfnfO{ cfTdf;fy ul/ o;sf d'ne"t dfGotfx?, hafkmb] lxtf, kf/ blz{tf / O{dfGbfl/ tfnfO{ ;+:yfn] ] ;b} a kfngf ug'{ kb{5 . ;+:yfn] ;Dkfbg ug] { sfo{ k|rlnt g] kfn P] g, lgod tyf lgodg lgsfosf] lgb] {zgsf] clwgdf / xL ug] { ul/ Psf] 5 . ;+:yfsf] sf/ f] jf/ sf] lgoldt n] vfk/ LIfsaf6 oyf ;dodf n] vfk/ LIf0f x'g] u/ ] sf] 5 . g] kfn / fi6« a} +s tyf cGo lgodgsf/ L lgsfoaf6 lgwf{/ 0f ul/ Psf ;"rgf tyf k|ltj] bgx? ;/ f] sf/ jfnf lgsfox?;+u ;dodf g} k] z ug'{sf ;fy} k|rlnt sfg"g adf] lhd ;"rgf tyf k|lta] bgx? ;d] tnfO{ a] j;fO{6df / fVg] sfo{sf] z'?jft u/ ] sf] 5 . o;} u/ L ;+:yfn] g] kfn / fi6« a} +s tyf cGo lgodgsf/ L lgsfox?n] cfof] hgf ub} { cfPsf] ;ef, sfo{zfn uf] i7L, ;] ldgf/ tyf k|lzIf0f sfo{qmddf ;d] t cfˆgf] afSnf] k|ltlglwTj u/ fpFb} cfPsf] 5 .










k'hL tyf bfloTj cg';"rL o; cf=j= ? = ut cf=j= ? =1= z] o/ k'¤hL 4=1 280,225,000 200,225,000 2= hu] *f tyf sf] ifx? 4=2 (200,835,771) (255,902,751)3= C)fkq tyf aG* 4=3 - - 4= ltg{ af+sL shf{ ;fk^ 4=4 - - 5= lgIf] k bfloTj 4=5 27,756,810 19,465,788 6= e"QmfgL lbg"kg] { lanx? 4=6 - - 7= k|:tfljt nfef¤z - - 8= cfos/ bfloTj - - 9= cGo bfloTj 4=7 70,451,992 136,515,908

s"n bfloTj 177,598,031 100,303,945

;DklQ cg';"rL o; cf=j= ?= ut cf=j= ? =1= gub df} Hbft 4.8 1,739,925 3,457,924 2= g] kfn / fi^« a} +sdf / x] sf] df} Hbft 4.9 5,880,930 51,458 3= a} +s / ljQLo ;+:yfdf / x] sf] df} Hbft 4.10 1,986,267 57,009,793 4= dfu tyf cNk ;'rgfdf k|fKt x"g] / sd 4.11 97,090,760 26,102,646 5= nufgL 4.12 - - 6= shf{ ;fk^ tyf lan vl/ b 4.13 - - 7= l:y/ ;DklQ 4.14 27,325,680 2,965,530 8= u} / a} ls· ;DklQ 4.15 - - 9= cGo ;DklQ 4.16 43,574,469 10,716,594

s"n ;DklQ 177,598,031 100,303,945

l;6L PS;k|] ; kmfOgfG; sDkgL lnld6] 8;fljs s'a] / dr] {G6 kmfOgfG; lnld6] 8

jf;nft@)&% ;fn cfiff9 d;fGtsf]

;+efljt bfloTj cg";'rL 4=17

;+rfnsx?sf] #f] if)ff cg";'rL 4=29

k'¤hLsf] if tflnsf cg";'rL 4=30

hf] lvd efl/ t ;DklQ ljj/ )f tflnsf cg";'rL 4=30-s_

k|d"v ;'rsf°x? cg";'rL 4=31

k|d"v n] vf gLltx? cg";'rL 4=32

n] vf ;DaGwL l^Kk)fLx? cg";'rL 4=33

;+:yfks z] o/ lwtf] / fvL lnPsf] shf{ cg";'rL 4=34

n] vf k/ LIf)f gePsf] q} dfl;s ljQLo ljj/ )f cg";'rL 4=35

n] vf k/ LIf)f gePsf] / ePsf] ljQLo ljj/ )fsf] t"ngf cg";'rL 4=36

4=1 b] lv 4=17 tyf 4=32 / 4=33 ;Ddsf cg";'rLx? jf;nftsf cleGg c+u x"g\ .

cfhsf] ldltdf ;+nUg k|ltj] bgsf] cfwf/ df .

:yfg M b/ af/ dfu{, sf7df8f} +ldlt M @)&%.)$.@(

uf] ljGb cof{nb= n] vf ljefu

leid / fh rfln;] b= k|d"v sfo{sf/ L clws[t

;+rfnsx?Mb= Clif/ fd kf} 8] nb= ;+bLk zdf{b= k|ef kf08] b= / ljGb| axfb'/ a'9fyf] sL b= ch] z sf] O{/ fnf

rGb| 608g b= cWoIf

n] vfk/ LIfsl;=P= ;Gtf] if nD;fn

;fem] bf/ b=lkPncf/ hL P;f] l;P6\;

rf6{8 PsfpG6] G6;\





gfkmf gf] S;fg lx;faldlt @)&$ ;fn >fj0f ! ut] b] lv @)&% ;fn cfiff9 d;fGt;Ddsf]

ljj/ )f cg";'rL o; jif{ ut jif{1= Jofh cfDbfgL 4=18 7,658,775 2,040,953 2= Jofh vr{ 4=19 9,510,371 40,354,203

v"b Jofh cfDbfgL -1,851,596_ -38,313,250_3= sldzg tyf l*:sfp)^ 4=20 20,656 –

4= cGo ;~rfng cfDbfgL 4=21 112,272 1,520,697 5= ;^xL #â( cfDbfgL 4=22 – –

s"n ;~rfng cfDbfgL -1,718,668_ -36,792,554_6= sd{rf/ L vr{ 4=23 7,545,627 4,123,513 7= cGo ;~rfng vr{ 4=24 13,317,558 11,942,137 8= ;^xL #â( gf] S;fg 4=22 – –

;Defljt gf] S;fg Joj:yf cl#sf] ;~rfng d"gfkmf -22,581,853_ -52,858,204_9= ;Defljt gf] S;fgL Joj:yfx? 4=25 4,898,816 29,625,571

;~rfng d"gfkmf -27,480,669_ -82,483,775_10= u} / ;~rfng cfDbfgL÷vr{ 4=26 2,679,702 132,317 11= ;Defljt gf] S;fgL Joj:yfaf^ lkmtf{ 4=27 59,500,822 99,848,527

lgoldt sf/ f] af/ af^ ePsf] d"gfkmf 34,699,855 17,497,069 12= c;dfGo sf/ f] jf/ x?af^ ePsf] cfDbfgL÷ vr{ 4=28 (622,980) -

;Dk')f{ sf/ f] af/ ;dfj] z kl%sf] v"b d"gfkmf 34,076,875 17,497,069 13= sd{rf/ L af] g; Joj:yf 3,097,898 - 14= cfos/ Joj:yf -23,983,619_ -

– o; jif{sf] s/ Joj:yf – –

– ljut jif{sf] s/ Joj:yf - - – o; jif{sf] :yug s/ cfDbfgL÷ vr{ -23,983,619_ –

v"b gfkmf / gf] S;fg 54,962,596 17,497,069

4=18 b] lv 4=28 tyf 4=32 / 4=33 ;Ddsf cg";'rLx? gfkmf gf] S;fg lx;fasf cleGg c+u x"g\ .






rGb| 608g b= cWoIf



rf6{8 PsfpG6] G6;\




l;6L PS;k|] ; kmfOgfG; sDkgL lnld6] 8;fljs s'a] / dr] {G6 kmfOgfG; lnld6] 8gfkmf gf] S;fg af“8kmf“8 lx;fj

ldlt @)&$ ;fn >fj0f ! ut] b] lv @)&% ;fn cfiff9 d;fGt;Ddsf]






rGb| 608g b= cWoIf



rf6{8 PsfpG6] G6;\

ljj/ )f o; aif{ ?= o; aif{ ?=cfDbfgL

1= ut jif{;Ddsf] ;+lrt d"gfkmf – –

2= o; jif{sf] d"gfkmf 54,962,596 17,497,069

3= ;^lx #â( sf] if – –

4= :yug s/ sf] if – –

5= nufgL ;dfof] hg sf] if – –

6= sd{rf/ L bIftf clej[$L sf] ifaf^ ;f/ LPsf] 52,840

hDdf 55,015,436 17,497,069 vr{

1= ut jif{;Ddsf] ;+lrt gf] S;fg 313,432,785 327,255,469

2= o; jif{sf] gf] S;fg – –

3= ;fwf/ )f hu] *fsf] if 10,992,519 3,499,414

4= e} kl/ cfpg] hu] *f – –

5= ;+:yf ljsf; sf] if – –

6= nfef+z ;lds/ )f sf] if – –

7= sd{rf/ L ;DaGwL hu] *fx? 123,705 –

8= k|:tfljt nfef+z – –

9= k|:tfljt af] g; z] o/ – –

10= ljz] if hu] *f sf] if – –

11= ;^xL #â( sf] if – –

12= k¤'hL lkmtf{ hu] *f sf] if – –

13= k¤'hL ;dfof] hg sf] if – –

14= ut aif{;DaGwL ;dfof] hg – –

15= :yug s/ sf] if – –

16= nufgL ;dfof] hg sf] if – –

17= ;fdflhs pQ/ bfloTj sf] if 549,626 174,971

hDdf 325,098,636 330,929,853

;l~rt gfkmf ÷-gf] S;fg_ -270,083,199_ -313,432,785_




l;6L

PS;

k|] ; k

mfOg

fG;

sDk

gL l

nld

6] 8;f

ljs s

'a] / dr

] {G6 k

mfOgfG;

lnld6] 8

OSj

L6Ld

f ePs

f] kl/

jt{g

;Da

lGw

ljj/

0f

@)&%

;fn

cfiff9 d

;fGtsf]

ljj/

)f

z] o/

k'¤h

L ;

l~r

t=gf

=gf] =

;fw

f/ )

f h

u] *f s

f] if

k"¤lh

ut

hu] *

f sf] i

f z

] o/

lk

|ldod

;^x

L #

(a*

sf] i

f

:yug

s

/ h

u] *f

sN;

Og

P*e

fG;

;fd

flhs

p

Q/ b

floTj

s

f] ] if

cGo

hu] *

f ty

f sf] i

f s

"n /

sd

z"?

df} H

bft

150

,000

,000

-3

13,4

32,7

85_

56,7

30,30

7 –

6

24,7

56

––

50,

225,

000

174

,971

–

-55,

677,

751_

;df

of] h

g

:yug s/ hu] *f

–

––

––

––

––

––

af] gz z] o/ hf/ L

–

––

––

––

––

––

;dfof] h

g

–

––

––

––

––

––

;df

of] lh

t z

"? df

} Hbft

150,000,000

-313

,432

,785

_56

,730

,307

– 6

24,7

56

––

50,

225,

000

174

,971

-5

5,67

7,75

1_

;df

of] h

g M

af] gz z] o/ hf/ L

–

––

––

––

––

––

xsk|b z] o/ hf/ L

–

––

––

––

––

––

o; aif{s

f] gfkmf

– 54,962,596

––

––

––

––

54,962,596

;fwf/ )f hu] *f sf] if

–

-10,992,519_

10,992,519

–

–

–

–

–

–

–

–

k|:tfljt nfef+z

–

–

–

–

–

–

–

–

–

–

–

k|:tfljt af] g; z] o/

–

–

–

–

–

–

–

–

–

–

–

;^xL #â( sf] ifdf

;f/ ] sf] / sd

–

–

–

–

–

–

–

–

–

–

–

;fdflhs pQ/ bfloTj sf] ] if

–-549,626_

––

––

––

549,626

––

sN; Og P*efG;

––

––

––

–80,000,000

––

80,000,000

:yug s/ hu] *f

–

–

–

–

–

–

–

–

–

–

–

cGo sf] ifdf ;f/ ] sf] / sd

-123,705_

– 123,705

–

clGt

d df

} Hbft

15

0,00

0,00

0 -27

0,136

,040_

67,

722,8

26

– 6

24,7

56

––

130

,225

,000

7

24,5

98

123

,705

7

9,28

4,8

45

:yfg M b

/ af/ df

u{, s

f7df

8f} +

ldlt M @

)&%.)$

.@(

uf] ljGb c

of{n

b= n

] vf ljefu

leid

/ fh

rfln

;] b= k

|d"v sfo{sf/ L

clw

s[t

;+rfn

sx?

Mb= C

lif/ fd

kf} 8] n

b= ;

+bLk

zdf

{b= k

|ef kf08

] b= / lj

Gb| a

xfb'/ a'9

fyf] s

L b= c

h] z s

f] O{/ fnf

rGb| 6

08g

b= c

WoIf

n] vfk/ LIfs

l;=P= ;G

tf] if

nD;

fn;f

em] bf/

b=lkPn

cf/ h

L P;

f] l;P6

\;rf

6{8 P

sfp

G6] G6

;\





gub k|jfx ljj/ 0fldlt @)&$ ;fn >fj0f ! ut] b] lv @)&% ;fn cfiff9 d;fGt;Ddsf]

ljj/ )f o; jif{ ?= ut jif{ ?=-s_ sf/ f] jf/ ;+rfngaf^ gub k|jfx -145,971,521_ 28,660,616 1= gub k|flKt 7,791,703 3,561,650 1=1 Jofh cfDbfgL 7,658,775 2,040,953

1=2 sldzg tyf l*:sfpG^ cfDbfgL 20,656 - 1=3 ljb] zL ljlgdo sf/ f] af/ af^ cfDbfgL - - 1=4 ckn] lvt shf{sf] c;'nL – –

1=5 cGo cfDbfgL 112,272 1,520,697

2= gub e"QmfgL 65,676,053 12,987,125 2=1 Jofh vr{ 45,975,434 337,999

2=2 sd{rf/ L vr{ 9,651,667 3,606,858

2=3 sfof{no ;+rfng vr{ 9,446,027 8,771,216

2=4 cfos/ e"QmfgL 602,925 271,052

2=5 cGo vr{ – –

sfo{ut k'¤hL -Working Capital_ ultljwL cl#sf] gub k|jfx -57,884,350_ -9,425,475_;~rfng ;DalGw rfn" ;DklQdf sdL÷-j[l$_ -64,791,883_ 161,510,669

1= dfu tyf cNk ;'rgfdf k|fKt x"g] / sddf sdL÷-j[l$_ -70,988,114_ 89,604,543

2= cGo cNksflng nufgLdf sdL÷-j[l$_ - - 3= shf{ tyf ljN; v/ Lbdf sdL÷j[l$_ 14,467,562 70,222,957

4= cGo ;DklQdf sdL÷j[l$_ -8,271,331_ 1,683,169

;~rfng ;DalGw rfn" bfloTjdf -sdL_÷j[l$ -23,295,288_ -123,424,578_1= lgIf] k bfloTjdf -sdL_÷j[l$ 8,291,022 -186,142,711_

2= ;l^{lkms] ̂ ckm l*kf] lh^df -sdL_÷j[l$ - - 3= cNksflng ;fk^Ldf -sdL_÷j[l$ - - 4 cGo bfloTjdf -sdL_÷j[l$ -31,586,309_ 62,718,133

-v_ nufgL sf/ f] jf/ df gub k|jfx 15,059,468 155,000 1= bL#{sflng nufgLdf sdL÷-j[l$_ - - 2= l:y/ ;DklQdf sdL÷-j[l$_ -28,498,533_ –

3= bL#{sflng nufgLdf Jofh cfDbfgL - - 4= nfef¤z cfDbfgL - - 5= cGo 43,558,001 155,000

-u_ ljQLo ;|f] t sf/ f] jf/ af^ gub k|jfx 80,000,000 24,998,860 1= bL#{sflng C)f -j)*, l*j] Gr/ cflb_ df j[l$÷-sdL_ - - 2= z] o/ k'¤hLdf j[l$÷-sdL_ - 25,000,000

3= cGo bfloTjdf j[l$÷-sdL_ 80,000,000 -1,140_

4= g] kfn / fK^« a} +saf^ k|fKt ;x"lnot÷k"g/ shf{df j[l$÷-sdL_ – –

-#_ cfDbfgL÷vr{ – –-ª_ o; jif{sf] ;Dk")f{ ultljlwaf^ gub k|jfx -50,912,053_ 53,814,476 -r_ gub tyf a} +sdf / x] sf] z"? df} Hbft 60,519,175 6,704,699 -%_ gub tyf a} +sdf / x] sf] clGtd df} Hbft 9,607,122 60,519,175





rGb| 608g b= cWoIf



rf6{8 PsfpG6] G6;\




ljj/ )f o; jif{ ?= ut jif{ ?=

1= z] o/ k"+hL

1=1 clws[t k"+hL s_ 10,000,000 ;fwf/ )f z] o/ k|lt z] o/ ? 100 n] 1,000,000,000 250,000,000

v_ ==============gg\l/ l*d] jn lk|km/ ] G; z] o/ k|lt z] o/ ¿======n]

u_ ==============l/ l*d] jn lk|km/ ] G; z] o/ k|lt z] o/ ¿======n]

1=2 hf/ L k+"hL s_ 4,000,000 ;fwf/ )f z] o/ k|lt z] o/ ? 100 n] 400,000,000 200,000,000


u_ ==============l/ l*d] jn lk|km/ ] G; z] o/ k|lt z] o/ ¿======n]

1=3 r'Qmf k+"hL s_ 1,500,000 ;fwf/ )f z] o/ k|lt z] o/ ?=100 n] 150,000,000 150,000,000


u_ ==============l/ l*d] jn lk|km/ ] G; z] o/ k|lt z] o/ ¿======n] – –

1=4 k|:tfljt af] g; z] o/

1=5 sN; Og P*efG; 130,225,000 50,225,000

hDdf 280,225,000 200,225,000


z] o/ k"“hL tyf :jfldTj2075 ;fn cfiff( d;fGtsf]

cg';"rL 4=1


z] o/ :jfldTj ljj/ 0f cg';"rL 4=1 -s_

z] o/ :jfldTj ljj/ )f o; jif{ ?= ut jif{ ?=

% z] o/ k+"hL % z] o/ k+"hL 1= :jb] zL :jfldTj 100=00 150,000,000 100=00 150,000,000

1=1 g] kfn ;/ sf/

1=2 s au{sf Ohfhtkqk|Kt ;+:yfx?

1=3 cGo Ohfhtkq ;+:yfx?

1=4 cGo ;+:yfx?

1=5 ;a{;fwf/ )f 45=00 67,500,000 45=00 67,500,000

1=6 ;+:yfks z] o/ wgLx? 55=00 82,500,000 55=00 82,500,000

2= a} b] lzs :jfldTj

hDdf 100=00 150,000,000 100=00 150,000,000




ljQLo ;+:yfsf] )=%)% k|ltzt jf ;f] eGbf a9L z] o/ lng] z] o/ wgLx?cg';"rL 4=1 -v_

qm=;+= z] o/ wgLsf] gfd ;d"x o; jif{ ut jif{

k|ltzt / sd k|ltzt / sd

! >L rGb| 608g ;j{;fwf/ 0f !#=^^Ü 20,484,000 !#=^^Ü 20,484,000

@ >L ;fª8f] g nfdf ;j{;fwf/ 0f #=##Ü 5,000,000 – –

# >L xfyj] Oge] i6d] G6 g] kfn ;j{;fwf/ 0f )=%%Ü 821,400 – –

$ >L s[i0f / fh kf} 8] n ;+:yfks !@=!&Ü 18,250,000 !@=!&Ü 18,250,000

% >L dx] z s'df/ >] i7 ;+:yfks !!=@#Ü 16,839,000 !!=@#Ü 16,839,000

^ >L x] d axfb'/ u'?· ;+:yfks *=(&Ü 13,452,000 !@=%%Ü 18,822,000

& >L / laGb| axfb'/ a'9fyf] sL ;+:yfks %=%)Ü 8,250,000 %=%)Ü 8,250,000

* >L gf/ fo0f zdf{ sf] O/ fnf ;+:yfks %=)#Ü 7,539,000 %=)#Ü 7,539,000

( >L x'dgfy sf] O/ fnf ;+:yfks $=))Ü 6,000,000 – –

!) >L ;'lgn kfl0f uf} td ;+:yfks @=))Ü 3,000,000 ^=))Ü 9,000,000

!! >L ;'/ ] Gb| k|;fb d} gfnL ;+:yfks !=##Ü 2,000,000 – –

!@ >L 8f] n / fh zdf{ ;+:yfks )=(#Ü 1,400,000 )=(#Ü 1,400,000


cfly{s jif{ 2074÷075





hu] 8f tyf sf] ifx?2075 ;fn cfiff( d;fGtsf]

cg';"rL 4=2

ljj/ )f o; jif{ ?= ut jif{ ?= 1= ;fwf/)f / a}wflgs hu] ] *f sf] if 67,722,826 56,730,307

2= k¤'hLut hu] *f sf] if 624,756 624,756

2=1 z] o/ lk|ldod 624,756 624,756

2=2 k'hLut sf] if – –

3= k¤'hL lkmtf{ hu] *f sf] if – –

4= k¤'hL ;dfof] hg sf] if – –

5= cGo hu] *f tyf sf] if 899,846 174,971

5=1 e}k/L cfpg] hu] *f sf] if – –

5=2 ;+:yf ljsf; sf] if – –

5=3 nfefz+ ;lds/)f sf] if – –

5=4 ljz] if hu] *f sf] if – –

5=5 ;DklQ k'g{d'Nof°g sf] if – –

5=6 cGo :jtGq sf] if – –

5=7 cGo hu] *f sf] if – –

5=8 nufgL ;dfof] hg sf] if – –

5=9 ;fdflhs pQ/bfloTj sf] if 724,597 174,971

5=10 :yug s/ hu] *f sf] if – –

5=11 sd{rf/L bIftf clej[$L sf] if 175,249 –

6= 6= ;l~rt gfkmf / gf] S;fg -270,083,199_ -313,432,785_

7= 7= ;^xL #â( sf] if

hDdf -200,835,771_ -255,902,751_


C0fkq tyf j082075 ;fn cfiff( d;fGtsf]

cg';"rL 4=3

ljj/ )f o; jif{ ?= ut jif{ ?=1= ===========k|ltzt j)* / C)fkq k|lt j)* / C)fkq ======================= ? n]

ldlt ====================df hf/ L ePsf] / ldlt=======================df r'Qmf x"g]

-xfn;Ddsf] Redemption reserve_ / sd ?=========================================





ltg{ af“sL shf{ -;fk6L_2075 ;fn cfiff( d;fGtsf]

cg';"rL 4=4


s :jb] zL1= g] kfn ;/ sf/

2= g] kfn / fi^« a} +s

3= l/ kf] bfloTj

4= cGt/ a} +s tyf ljQLo ;+:yf

5= cGo ;+ul&t ;+:yfx?

6= cGo

hDdf

v ljb] zL1= a} +sx?

2= cGo

hDdf

hDdf -s®v_





lgIf] k lx;fa2075 ;fn cfiff( d;fGtsf]

cg';"rL 4=5

ljj/ )f o; jif{ ut jif{

s= lx;fa

art 22,762,068 18,740,788

1= :jb] zL d'b|fdf 22,762,068 18,740,788 1=1 ;+# ;+:yfx? - 2,041,045 1=2 JolQmut 22,762,068 16,699,743 1=3 cGo - - 2= ljb] zL d'b|fdf - - 2=1 ;+# ;+:yfx? - - 2=2 JolQmut - - 2=3 cGo - - v= d'@tL lx;fa 2,423,000 725,000 1= :jb] zL d'b|fdf 2,423,000 725,000 1=1 ;+# ;+:yfx? - 725,000 1=2 JolQmut 2,423,000 - 1=3 cGo - - 2= ljb] zL d'b|fdf - - 2=1 ;+# ;+:yfx? - - 2=2 JolQmut - - 2=3 cGo - - u= dfu] sf] avt ltg"{ kg] { lx;fj 2,530,249 - 1= :jb] zL d"b|fdf 2,530,249 - 1=1 s ju{sf Ohfhtkq k|fKt ;+:yfx? - - 1=2 cGo Ohfhtkq k|fKt ljQLo ;+:yfx? - - 1=3 cGo ;+ul&t ;+:yfx? 2,530,249 - 1=4 JolQmut - - 1=5 cGo - - 2= ljb] zL d'b|fdf - - 2=1 s ju{sf Ohfhtkq k|fKt ;+:yfx? - - 2=2 cGo Ohfhtkq k|fKt ljQLo ;+:yfx? - - 2=3 cGo ;+ul&t ;+:yfx? - - 2=4 JolQmut - - 2=5 cGo - - #= ;l^{lkms] ̂ ckm l*kf] lh^ - - 1 ;+ul&t ;+:yf - - 2 JolQmut - - 3 cGo - -

Jofh ltg'{ kg] { vftfx?sf] hDdf -2_ 27,715,317 19,465,788 hDdf lgIf] k -1®2 _ 27,756,810 19,465,788





lgIf] k lx;fa2075 ;fn cfiff( d;fGtsf]

cg';"rL 4=5

ljj/ )f o; jif{ ut jif{

1 Jofh ltg"{ gkg] { vftfx?

s= rNtL lx;fj 41,492 –

1 :jb] zL d'b|fdf 41,492 –1=1 g] kfn ;/ sf/ – –

1=2 s ju{sf Ohfhtkq k|fKt ljQLo ;+:yfx? – –

1=3 cGo Ohfhtkq k|fKt ;+:yfx? – –

1=4 cGo ;+ul&t ;+:yfx? 18,492 –

1=5 JolQmut 23,000 –

1=6 cGo – –

2= ljb] zL d'b|fdf – –2=1 g] kfn ;/ sf/ – –

2=2 s ju{sf Ohfhtkq k|fKt ;+:yfx? – –

2=3 cGo Ohfhtkq k|fKt ljQLo ;+:yfx? – –

2=4 cGo ;+ul&t ;+:yfx? – –

2=5 JolQmut – –

2=6 cGo – –

v dflh{g – –

1 :jb] zL d'b|fdf – –1=1 sd{rf/ L hdfgt – –

2=2 hdfgt dflh{g – –

3=3 k|lttkq dflh{g – –

2 ljb] zL d'b|fdf – –1=1 sd{rf/ L hdfgt – –

2=2 hdfgt dflh{g – –

3=3 k|lttkq dflh{g – –

u cGo – –

1 :jb] zL d'b|fdf – –1=1 ljQLo ;+:yfx? – –

1=2 cGo ;+ul&t ;+:yfx? – –

1=3 JolQmut – –

2 ljb] zL d'b|fdf – –2=1 ljQLo ;+:yfx? – –

2=2 cGo ;+ul&t ;+:yfx? – –

2=3 JolQmut – –

Jofh ltg'{{ gkg] { vftfx?sf] hDdf -1_ 41,492 –





e'QmfgL lbg' kg] { ljnx?2075 ;fn cfiff( d;fGtsf]

cg';"rL 4=6

cGo bfloTjcg';"rL 4=7

gub df} Hbftcg';"rL 4=8


1= :jb] zL d'b|f -l;Ssf ;d] t_ 1,739,925 3,457,924 2= ljb] zL d'b|f - -

hDdf 1,739,925 3,457,924

ljj/ )f o; jif{ ?= ut jif{ ?=1 :jb] zL d'b|f

2 ljb] zL d'b|f

hDdf

ljj/ )f o; jif{ ?= ut jif{ ?=1= k] G;g÷pkbfg sf] if 237,538 1,319,646 2= sd{rf/ L ;~ro sf] if 259,024 - 3= sd{rf/ L sNof)f sf] if - - 4= sd{rf/ L jf] g; Joj:yf 3,097,898 - 5= lgIf] kdf e'QmfgL lbg af++sL Aofh 21,831,110 58,296,173 6= ;fkl^df e'QmfgL lbg af+sL Aofh - - 7= kfsL g;s] sf] l*:sfp)^ / sldzg - - 8= ;)*«L qm] l*^;{ 13,184,201 16,033,606 9= zfvf ldnfg lx;fj - - 10= :yug s/ bfloTj - - 11= e'QmfgL lbg af+sL nfef+z 521,550 521,550 12= cGo 31,320,672 60,344,933

12=1 ljbf jfkt Joj:yf 772,152 12=2 sd{rf/L bIftf clej[$L 104,384 12=3 efvf gf#] sf d'$tL lgIf] k 52,201,000 12=4 Jofhdf s/s§L 8,400 12=5 cGo s/s§L 1,049 12=6 n] vfkl/If)f z'Ns 78,050 12=7 cGo ;DklQdf u/LPsf] gf] S;fgL Joj:yf - 12=8 cGo bfloTj 7,179,898

hDdf 70,451,992 136,515,908





g] kfn / fi6« a} +sdf / x] sf] df} Hbft2075 ;fn cfiff( d;fGtsf]

cg';"rL 4=9

a} +s tyf ljQLo ;+:yfdf / x] sf] df} Hbft2075 ;fn cfiff( d;fGtsf]

cg';"rL 4=10

dfu tyf cNk;"rgfdf k|fKt x'g] / sdx?2075 ;fn cfiff( d;fGtsf]

cg';"rL 4=11


1= :jb] zL d'b|fdf 97,090,760 26,102,646 2= ljb] zL d'b|fdf - -

hDdf 97,090,760 26,102,646

ljj/ )f :jb] zL d'b|fljb] zL d'b|f ?=df

s"n ?= ut jif{ ?=ef= ?= kl/ jTo{ lj=d'= hDdf

1= g] kfn / fi^« a} +ss= rNtL vftf 5,880,930 - - - 5,880,930 51,458 v= cGo - - - - - -

hDdf 5,880,930 – – – 5,880,930 51,458

ljj/ )f :jb] zL d'b|fljb] zL d'b|f ?=df

s"n ?= ut jif{ ?=ef= ?= kl/ jTo{ lj=d'= hDdf

1= :jb] zL Ohfhtkq k|fKt ;+:yfx?

1,986,267 – – 1,986,267 1,986,267 57,009,793

s= rNtL vftf 1,986,267 – – 1,986,267 1,986,267 57,009,793

v= cGo – – – – – –

2= ljb] zL a} +sx? – – – – – –s= rNtL vftf – – – – – –

v= cGo – – – – – –

hDdf 1,986,267 – – 1,986,267 1,986,267 57,009,793





nufgL2075 ;fn cfiff( d;fGtsf]

cg';"rL 4=12

z] o/ l8j] Gr/ tyf j08df nufgL2075 ;fn cfiff( d;fGtsf]

cg';"rL 4=12 -s_

ljj/ )fk|fof] hg

o; jif{ ?= ut jif{ ?=Jofkfl/ s cGo

1= g] kfn ;/ sf/ sf] ^] «h/ L ljn

2= g] kfn ;/ sf/ sf] artkq

3= g] kfn ;/ sf/ sf] cGo C)fkq

4= g] =/ f= a} +s C)fkq

5= ljb] zL C)fkq

6= :jb] zL Ohfhtkqk|fKt ;+:yf -d"@tL lgIf] k_

7= ljb] zL a} +s

8= ;+u&Lt ;+:yfx?sf] z] o/ 500,000 500,000 500,000 9= ;+u&Lt ;+:yfx?sf] l*j] Gr/ tyf jG*

10= cGo nufgL

s"n nufgL 500,000 500,000 500,000 Joj:yf -500,000_ -500,000_ -500,000_

v'b nufgL – – –

ljj/ )f k/ n df] n ?=

ahf/ d'Nofg';f/

Joj:yf / sd ut jif{ ?= ut jif{ ?=

1= z] o/ nufgL 500,000 500,000 500,000 1=1 shf{ ;'rgf s] Gb| lnld ]̂ * 500,000 500,000 500,000

945 ;fwf/ )f z] o/ ?=100 n] r'Qmf

1=2 ,=============sDkgL -k|f=ln=÷ln=_

,====;fwf/ )f z] o/ -dWo] =====jf] g; ;d] t_ k|lt z] o/ =====n] r'Qmf

1=3 ,=============sDkgL -k|f=ln=÷ln=_

,====k|ltzt lk|km/ ] G; z] o/ k|lt z] o/ ?=======n] r'Qmf

2= l*j] Gr/ tyf j)* nufgL

2=1 =============sDkgL -k|f=ln=÷ln=_

=====k|ltz] o/ l*j] Gr/ ÷j)* k|lt l*j] Gr/ j)*=== ?===== n] ]

2=2 ===============

2=3 ===============

s"n nufgL 500,000 500,000 500,000 12 hf] lvd ;DalGw Joj:yf 500,000 500,000 500,000 13 ut jif{ ;Ddsf] Joj:yf 500,000 500,000 500,00014 o; jif{sf] ] yk÷#^

s"n Joj:yf 500,000 500,000 500,000 v'b – – –





Jofkfl/ s nufgL (Held for Trading)2075 ;fn cfiff( d;fGtsf]

cg';"rL 4=12=1


e'QmfgL ldlt;Dd wf/ 0f ug] { nufgL (Held for Maturity)2075 ;fn cfiff( d;fGtsf]

cg';"rL 4=12=2

ljj/ )f k/ n df] n ?

kl%Nnf] jhf/

d'No ?= -s_

xfnsf] jhf/

d'No ?=-v_

o; jif{ gfkmf ÷ -gf] S;fg_ / sd

-s–v_

ut jif{ gfkmf÷

-gf] S;fg_ / sd

s} lkmot

1= g] kfn ;/ sf/ sf] ^] h/ L ljn



4= g] =/ f= a} +s C)fkq

5= ljb] zL C)fkq

6= :jb] zL Ohfhtkq k|fKt ;+:yfsf] z] o/

7= :jb] zL Ohfhtkq k|fKt ;+:yfsf] l*j] Gr/ tyf a)*

8= :jb] zL ;+ul&t ;+:yfsf] l*j] Gr/ tyf a)* 500,000 9= ljb] zL a} +s nufgL -Placement_10= Interbank Lending11= cGo nufgL

s"n nufgL 500,000

ljj/ )f k/ n df] n ?

kl%Nnf] jhf/

d'No ?= -s_

xfnsf] jhf/

d'No ?=-v_

o; jif{ gfkmf÷ -gf] S;fg_ / sd

-s–v_

ut jif{ gfkmf÷

-gf] S;fg_ / sd

s} lkmot

1= g] kfn ;/ sf/ sf] ^«] h/ L ljn



4= g] =/ f= a} +s C)fkq

5= ljb] zL C)fkq

6= :jb] zL Ohfhtkqk|fKt ;+:yfsf] z] o/

7= :jb] zL Ohfhtkqk|fKt ;+:yfsf] l*j] Gr/ tyf a)*

8= :jb] zL ;+ul&t ;+:yfsf] l*j] Gr/ tyf a)*

9= ljb] zL a} +s nufgL -Placement_10= cGo nufgL

s"n nufgL




ljj/ )f k/ n d'No

kl%Nnf] jhf/

d'No -s_

xfnsf] jhf/ d'No -v_

o; jif{ gfkmf÷ -gf] S;fg_ / sd

-s–v_

ut jif{ gfkmf÷

-gf] S;fg_ / sd

s} lkmot

1= g] kfn ;/ sf/ sf] ^] «h/ L ljn



4= g] =/ f= a} +s C)fkq

5= ljb] zL C)fkq

6= :jb] zL Ohfhtkq k|fKt ;+:yfsf] z] o/

7= :jb] zL Ohfhtkq k|fKt ;+:yfsf] l*j] Gr/ tyf a)*

8= :jb] zL ;+ul&t ;+:yfsf] l*j] Gr/ tyf a)*

9= ljb] zL a} +s nufgL -Placement_10= cGo nufgL

s"n nufgL


laqmLsf] nflu pknAw nufgL (Available for Sale)2075 ;fn cfiff( d;fGtsf]

cg';"rL 4=12=3




l;6L

PS;

k|] ; k

mfOgfG;

sDk

gL ln

ld6] 8

;fljs s

'a] / dr

] {G6 k

mfOgfG;

lnld6] 8

sh

f{ ;fk

6 t

yf l

an v

l/ b

ju

L{s/ 0

f /

;f] s

f] nflu

Joj:

yf

2074 ;fn

cfiff( d;fGtsf]

ljj/

)f

sh

f{v

l/ b

tyf

l*:s

fp)^

ul/

Ps

f lan

o; j

if{ ?

=ut

jif

{ ?=

:jb] z

Llj

b] zL

hDd

f:j

b] zL

ljb] z

Lh

Ddf

k|f=I

f] =c

Golj

ldt

cljl

dt1=

;ls

|o s

hf{ ;

fk^ (Performing)

-

-

-

-

-

-

-

-

-

-

1=1

c;n

-

-

-

-

-

-

-

-

-

-

1=2

c;n -;

"Id lgu/ fgL_

-

-

-

-

-

-

-

-

-

-

2=lg

l:s

|o s

hf{ ;

fk^ (Non-Performing)

–

–

37,

882,7

86

–

37,88

2,786

2

,600,0

00

–

2,60

0,000

4

0,482

,786

5

9,315

,348

2=1

k"g/ ;+/ rgf ul/ Psf]

-

-

-

-

-

-

-

-

-

-

2=2

sd;n

-

-

-

-

-

-

-

-

-

-

2=3

z+sf:kb

-

-

-

-

-

-

-

-

-

-

2=4

v/ fa

-

-

37,

882,

786

-

37,

882,

786

2,60

0,00

0 -

2

,600,

000

40,

482,

786

59,

315,

348

-s_

s"n

sh

f{ –

–

3

7,88

2,786

–

37

,882,7

86

2,60

0,000

–

2

,600,0

00

40,4

82,7

86

59,3

15,34

8 3=

shf{ gf] S;fgL Joj:yf

-

3=1

c;n

-

-

-

-

-

-

-

-

-

-

3=2

c;n -;

"Id lgu/ fgL_

-

-

-

-

-

-

-

-

-

-

3=3

k"gM;+/ rgf ul/ Psf]

-

-

-

-

-

-

-

-

-

-

3=4

sd;n

-

-

-

-

-

-

-

-

-

-

3=5

z+sf:kb

-

-

-

-

-

-

-

-

-

-

3=6

v/ fa

-

-

37,

882,

786

-

37,

882,

786

2,60

0,00

0 -

2

,600,

000

40,

482,

786

59,

315,

348

-v_

s"n

Joj:

yf –

–

3

7,88

2,786

–

37

,882,7

86

2,60

0,000

–

2

,600,0

00

40,4

82,7

86

59,3

15,34

8 4=

ut jif{;

Ddsf] Joj:yf

4=1

c;n

-

-

-

-

-

-

-

-

-

-

4=2

;'Id lgu/ fgL

-

-

-

-

-

-

-

-

-

-

4=3

k'g{tflnsLs

/ )f÷k"gM;+/ rgf

-

-

-

-

-

-

-

-

-

-

4=4

sd;n

-

-

-

-

-

-

-

-

-

-

4=5

z+sf:kb

-

-

-

-

-

-

-

-

-

-

4=6

v/ fa

-

-

56,

715,

348

-

56,7

15,34

8 2

,600,

000

-

2,60

0,00

0 5

9,31

5,34

8 1

59,16

3,876

-u

_ut

jif{;

Dds

f] s"n

Joj:

yf -

-

5

6,71

5,34

8 -

5

6,715

,348

2,60

0,00

0 -

2,

600,

000

59,

315,

348

159

,163,8

76

-#_

ut j

if{sf] J

oj:y

faf^

lkmt

f{ -

-

1

8,83

2,56

2 -

1

8,83

2,56

2 -

-

-

1

8,83

2,56

2 9

9,84

8,52

8 -ª

_o;

jif{s

f] yk

Joj:

yf -

-

-

-

-

-

-

-

-

-

o;

jif{s

f] v"b

yk#^

-

-

18,

832,

562

-

18,

832,

562

-

-

-

18,

832,

562

99,

848,

528

v"b

sh

f{ -s

–v_

-

-

-

-

-

-

-

-

-

-

cg';

"rL 4

=13





shf{ ;fk6 / ljN; v/ Lbsf] ;'/ If0f2075 ;fn cfiff( d;fGtsf]

cg';"rL 4=13 -s_

ljj/ )f o; jif{ ? = ut jif{ ?=-s_ ;'/ lIft 40,482,786 59,315,348

1= rn / crn ;DklQsf] ;'/ If)fdf 37,882,786 56,715,348 2= :jb] zL Ohfhtk|fKt ;+:yfsf] hdfgtdf - - 3= ;/ sf/ L hdfgtdf - - 4= cGt/ fli «̂o >] )fLs[t a} +ssf] hdfgtdf - - 5= lgof{t sfuhft (Export Document) sf] ;'/ If)fdf - - 6= d'@tL / ;Lbsf] ;'/ If)fdf - -

-s_ ;+:yfsf] cfkm\g} d'@tL / ;Lbsf] ;'/ If)f - - -v_ cGo Ohfhtk|fKt ;+:yfsf] d'@tL / ;Lbsf] ;'/ If)f - -

7= ;/ sf/ L C)fkqsf] ;'/ If)fdf - - 8= sfp)^/ hdfgtdf - - 9= JolQmut hdfgtdf - - 10= cGo ;'/ If)fdf 2,600,000 2,600,000

-v_ c;'''/ lIft – –hDdf 40,482,786 59,315,348




ljj/

)f

;Dkl

Qo;

jif{

?=

ut j

if{ ?

=e

jgkl

/ jxg

;fw

gd] z

Lg/ L

s

fof{n

o ;f

dfg

cGo

1= k/

ndf

] n-s

_ut jif{s

f] df} Hbft

– 5,176,733

2,270,499

14,045,854

24,095,961

45,589,047

47,894,997

-v_

o; jif{s

f] yk

– 6,004,725

– 4,213,030

14,285,237

24,502,992

–

-u_

o; jif{ k"gd'Nofªg

/ k'gn] {vg

––

––

-56,813_

-56,813_

–

-#_

o; jif{s

f] ljqmL

––

131,393

17,918

570,729

720,039

22,683

-ª_

o; jif{s

f] ckn] vg

– 28,037

– 377,561

380,541

786,139

2,283,267

s"n

-s®v

®u®#

®ª_ k

/ ndf

] n–

11,1

53,4

21

2,13

9,106

1

7,88

1,323

3

7,94

3,844

6

8,52

9,048

4

5,589

,048

2=

x|f;

s^\^

L-s

_ut jif{;

Ddsf]

– 4,546,456

2,098,781

13,127,248

22,851,032

42,623,517

41,766,604

-v_

o; jif{s

f] –

921,136

13,471

425,551

1,417,288

2,777,447

856,914

-u_

x|f;

s^\^L k"gd'Nof+s

g÷k'gn] {vg

––

––

––

–

-#_

x|f;

s^\^L / sd ;dfof] h

g÷lkmQf{

––

––

––

–

s"n

x|f;

s§L

– 5

,685,8

29

26,8

54

4,32

8,52

4 1

3,675

,523

23,1

28,0

83

2,96

5,530

3=

a's Eofn

' (W

DV) -1–2_

––

––

––

–

4=

hUuf

––

––

– –

–

5=

nLh

xf] N* ;DklQ

––

––

– 4,197,597

–

6=

k¤'hLut lgdf{)f -k¤'hLs

/ )f ul/ g' kg] {_

––

––

––

–

hDd

f -3®

4®5®

6_ 5

,685,8

29

26,8

54

4,32

8,52

4 1

3,675

,523

27,

325,6

80

2,96

5,530

l;6L

PS;

k|] ; k

mfOgfG;

sDk

gL ln

ld6] 8

;fljs s

'a] / dr

] {G6 k

mfOgfG;

lnld6] 8

l:y

/ ;

DklQ

2075 ;fn

cfiff( d;fGtsf]

cg';

"rL 4

=14





u} / a} +ls· ;DklQ2075 ;fn cfiff( d;fGtsf]

cg';"rL 4=15

C)fL jf kf^L{sf] gfd &] ufgf u} / a} +lsé ;DklQ ;sf/ u/ ] sf] ldlt

s"n u} / a} +lsé ;DklQ / sd ?=

gf] S;fgL Joj:yf v'b u} / a} +lsª ;DklQ / sd ?=

ut jif{ ?=k|ltzt / sd ? =

/fd s"df/ nfdf 25/06/2068 946,247 100 946,247 - 946,247

wg axfb'/ a:g] t 10/10/2072 - - 5,483,389

k'?iff] Qd Gof}kfg] 09/01/2073 7,648,500 100 7,648,500 - 7,648,500

xl/ afa' hf] zL 12/07/2073 630,250 100 630,250 - 630,250

sg] S;g cf] e/l;h 32/02/2073 - - - 5,259,750

;f] lkmof OG^/k|fOh 04/10/2073 - - - 3,942,000

dgf] h lu/L 31/03/2073 - - - 6,327,000

;'lbk vgfn 11/04/2073 - - - 1,600,000

ofddfof ;fksf] ̂ f 20/04/2073 - - - 5,971,410

l;$] Zj/L ;le{l;*= 20/04/2073 - - - 4,771,410

u)fktL kmlg{r/ 13/05/2073 - - - 4,899,750

xf] d gf/fo)f >] i& 05/05/2074 2,700,000 100 2,700,000 - –

dgdf] xg l;+x a?jfn 14/06/2073 7,321,500 100 7,321,500 - 7,321,500

nnLtf /fO{ 32/02/2073 - - - 1,652,000

b] j k|;fb e't] {n 12/07/2073 12,000,000 100 12,000,000 - 12,000,000

ldg k|;fb pkfWofo 29/03/2073 3,191,053 100 3,191,053 - 3,191,053

k|jn /fh clwsf/L 32/02/2073 6,365,469 100 6,365,469 - 6,365,469

lhg' >] i& 32/02/2073 6,450,250 100 6,450,250 - 6,450,250

;'lznf >] i& 32/02/2073 4,195,063 100 4,195,063 - 4,195,063

l/h] z yfkf 32/02/2073 3,104,080 100 3,104,080 - 3,104,080

;/:jtL b] jL s'dL{ 09/04/2073 5,100,000 100 5,100,000 - 5,100,000

cf] d k|sf; zfx 03/04/2073 883,525 100 883,525 - 883,525

s'df/ lg/f}nf 03/03/2073 - 100 - - 761,550

s'df/ lg/f}nf 05/03/2073 3,985,856 100 3,985,856 - 3,985,856

s'df/ lg/f}nf 28/08/2074 1,665,000 100 1,665,000 – –

g/] Gb« axfb'/ >] i& 30/07/2073 9,636,000 100 9,636,000 – 9,636,000

gj/fh pk|] tL 30/07/2073 3,237,500 100 3,237,500 – 3,237,500

s'n hDdf 79,060,293 79,060,293 - 115,363,552




l;6L PS;k|] ; kmfOgfG; sDkgL lnld6] 8;fljs s'a] / dr] {G6 kmfOgfG; lnld6] 8cGo ;DklQ - yk ljj/ 0f_

2075 ;fn cfiff( d;fGtsf]

cg';"rL 4=16


1= d;nGb df} Hbft 732,388 249,069 2= nufgLdf c;'n ug{ af+sL cfDbfgL - - 3= shf{{df c;'n ug{ af+sL v'b Aofh - - shf{{df c;'n ug{ afsL Aofh 103,466,963 - 95,555,142 Go'g Aofh d'NtjL / sd (103,466,963) (95,555,142) 4= c;'n ug{ af+sL sldzg - - 5= ;G*«L *] ̂;{ 8,225,690 873,856 6= sd{rf/ L ;fk^L / k] ZsL 583,816 1,332,241 7= clu|d e'QmfgL 1,090,968 579,750 8= dfu{:y gub - - 9= dfu{:y cGo -r] s ;d] t_ - - 10= ljgf ;"rgf *«fkm\^sf] e'QmfgL - - 11= ckn] vg x'g af+sL vr{ 757,450 - 12= zfvf ldnfg lx;fa - - 13= :yug s/ ;DklQ 23,983,619 - 14= cGo 8,200,538 7,681,679 s_ l;Ssf tyf d"Nojfg j:t' - - v_ ;'g tyf rfbLsf l;Ssfsf] df} Hbft - - u_ sDKo"^/ ;km\^j] o/ -ckn] vg geP;Ddsf] _ - - #_ cu|Ld cfos/ 8,200,538 7,597,613

ª_ cGo ljljw ;DklQx? - 84,066

hDdf 43,574,469 10,716,594

ljj/ )f

o; jif{ ? =hDdf ut jif{ ? =

1 jif{;Dd 1 jif{ b] lv dfly 3 jif{;Dd 3 jif{ eGbf dfly

1= shf{df c;'n ug{ af+sL Aofh 103,466,963 103,466,963 95,555,142 2= ljgf ;'rgf *«fkm\^sf] e"QmfgL – - –

3= zfvf ldnfg lx;fj – – –

hDdf 103,466,963 103,466,963 95,555,142


cGo ;DklQ -yk ljj/ 0f_2075 ;fn cfiff( d;fGtsf]

cg';"rL 4=16 -s_





;Defljt bfloTjx?2075 ;fn cfiff( d;fGtsf]

cg';"rL 4=17

ljj/ )f o; jif{ ? = ut jif{ ? =

1= ;+:yf pk/ bfjL k/ ] sf] t/ ;+:yfn] bfloTj :jLsf/ gu/ ] sf]

2= k|lttkqx? -k'/ f / sd_

-s_ 6 dlxgf eGbf sd cjlwsf]

-v_ 6 dlxgf eGbf a(L cjlwsf]

3= k'g l*:sfpG^ ul/ Psf ljnx?

4= Dofb gfl# g;s] sf] Uof/ ] G^L / a)* -s_ la* a)*

-v_ k/ km/ d] G; a)*

-u_ cGo Uof/ ] G^L / a)*

5= r'Qmf jf e"Qmfg x'g af+sL z] o/ nufgL

6= km/ jf*{ PS:r] ~h sG^«fS^sf] aif{sf] bfloTjx?

7= sn] S;gdf / x] sf ljnx?

8= d~h'/ L tyf ;dy{g (Acceptance & Endorsement)

9= k|Tofe"lt k|lta$tf (Underwriting Commitment)

10= ckl/ jTo{ shf{ k|ltj$tf (Irrevocable Loan Commitment)

11= cGt/ fli «̂o >] )fLs[t a} +ssf] sfp)^/ Uof/ ] )^Ldf lbPsf] Uof/ ] )^L

12= clu|d e"QmfgL Uof/ ] )^L (Advance Payament Guarantee)

13= shf{ k|jfxsf] nflu ljQLo hdfgt (Financial Guarantee)

14= cfos/ jfkt ;Defljt bfloTj (Contingent Liabilities On Income Tax)

15= clu|d e"QmfgL jfkt k¤'hL k|ltj¢tf (Capital commitment)

hDdf





Jofh cfDbfgLldlt 2074 >fj)f 1 ut] b] lv 2075 ;fn cfiff( d;fGt;Dd

cg';"rL 4=18


s= shf{ ;fk^ / clwljsif{df 3,110,957 1,619,570 1= shf{ ;fk^ 3,110,957 1,619,570 2= clwljsif{ - -

v= nufgLdf - - 1= g] kfn ;/ sf/ sf] C)fkq - - -s_ ^«] h/ L ljN; - - -v_ ljsf; C)fkq - - -u_ / fli «̂o artkq - - 2= ljb] zL C)fkq - - -s_ - - -v_ - - 3= g] kfn / fi^« a} +ssf] C)fkq - - 4= l*j] Gr/ tyf a)* - - 5= cGt/ a} +s nufgLdf Aofh - - -s_ a} +s÷ljQLo ;+:yfx? - - -v_ cGo ;+:yfx? - -

u= Ph] G;L df} Hbftdf - - 1= :jb] zL a} +s / ljQLo ;+:yfx? - - 2= ljb] zL a} +sx? - -

#= dfu tyf cNk;'rgfdf k|fKt x'g] df} Hbftdf 4,547,818 421,383 1= :jb] zL a} +s tyf ljQLo ;+:yfx? 4,547,818 421,383 2= ljb] zL a} +sx? - -

ª= cGodf - - 1= ;l^{lkms] ̂ ckm l*kf] lh^ – –

2= cGt/ a} +s tyf ljQLo ;+:yf shf{ – –

3= cGo – –

s_ g] =/ f= a} s lgIf] k nufgL – –

s_ sd{rf/ L C)f tyf nufgL – –

hDdf 7,658,775 2,040,953





Jofh vr{ldlt 2074 >fj)f 1 ut] b] lv 2075 ;fn cfiff( d;fGt;Dd

cg';"rL 4=19


s= lgIf] k bfloTjdf 9,510,371 40,354,203

1= d'@tL lgIf] k 9,263,535 40,133,792 1=1 :jb] zL d'b|f 9,263,535 40,133,792

1=2 ljb] zL d'b|f - -

2= art lgIf] k 239,569 220,411 2=1 :jb] zL d'b|f 239,569 220,411

2=2= ljb] zL d'b|f - -

3= dfu] sf] avt ltg'{ kg] { lgIf] k 7,267 -

3=1 :jb] zL d'b|f 7,267 -

3=2 ljb] zL d'b|f - -

4= ;l^{lkms] ̂ ckm l*kf] lh^;\ - -

v= shf{ ;fk^df – –

1= C)fkq tyf j)* – –

2= g] kfn / fi^« a} +saf^ k|fKt shf{ – –

3= cGt/ a} +s / ljQLo ;+:yf shf{ – –

4= cGo ;+ul&t ;+:yf – –

5= cGo shf{ – –

u= cGodf – –

1= s|lds lgIf] k

2= ;+ro sf] if lgIf] k

hDdf 9,510,371 40,354,203





sldzg tyf l8:sfpG6ldlt 2074 >fj)f 1 ut] b] lv 2075 ;fn cfiff( d;fGt;Dd

cg';"rL 4=20


cGo ;~rfng cfDbfgLldlt 2074 >fj)f 1 ut] b] lv 2075 ;fn cfiff( d;fGt;Dd

cg';"rL 4=21


1= ;] km l*kf] lh^ eN^sf] ef*f

2= s|] l*^ sf*{ lgisfzg tyf gjLs/ )f

3= ATM sf*{ lgisfzg tyf gjLs/ )f

4= ]̂ n] S; / l^=l^=

5= ;] jf z'Ns

6= gjLs/ )f z'Ns

7= cGo 112,272 1,520,697

hDdf 112,272 1,520,697


s= laN; v/ Lb tyf l*:sfpG^ – –1= :jb] zL – –

2= ljb] zL – –

v= sldzg 20,656 –1= k|lttkq – –

2= hdfgtkq – –

3= sn] S;g kmL – –

4= / ] ld ]̂ G; kmL 20,656 –

5= qm] l*^ sf*{ – –

6= z] o/ k|Tofe'lt÷lgisfzg – –

7= ;/ sf/ L sf/ f] jf/ jfkt – –

8= O=k|f=sdLzg jfkt – –

9= a^\^f cfDbfgL - -

u= cGo – –

hDdf 20,656 –





;6xL 36a9 cfDbfgL÷gf] S;fgldlt 2074 >fj)f 1 ut] b] lv 2075 ;fn cfiff( d;fGt;Dd

cg';"rL 4=22


sd{rf/ L vr{ldlt 2074 >fj)f 1 ut] b] lv 2075 ;fn cfiff( d;fGt;Dd

cg';"rL 4=23

ljj/ )f o; jif{ ? = ut jif{ ? = 1= tnj 4,248,845 2,244,669 2= eQf 1,880,522 659,325 3= ;+rosf] if yk 374,285 139,758 4= tflnd vr{ 52,840 104,384 5= kf] zfs 126,000 136,000 6= cf} ifwf] krf/ - 152,825 7= aLdf 6,653 - 8= sd{rf/ L pkbfg Joj:yf 278,275 470,535 9= cGo 578,207 216,017

hDdf 7,545,627 4,123,513

ljj/ )f o; jif{ ? = ut jif{ ? = -s_ dd{t tyf ;Def/

-v_ ljb] zL d'b|f sf/ f] af/ jf^ -a^\^f afx] s_

hDdf cfDbfgL / -gf] S;fg_





cGo ;~rfng vr{ldlt 2074 >fj)f 1 ut] b] lv 2075 ;fn cfiff( d;fGt;Dd

cg';"rL 4=24

ljj/ )f o; jif{ ? = ut jif{ ? =1= #/ ef*f 3,508,583 1,732,549 2= aQL ljh"nL / kfgL 520,569 301,456

3= dd{t tyf ;Def/ 637,160 530,190 -s_ ejg 352,157 - -v_ ;jf/ L ;fwg 260,253 350,018 -u_ cGo 24,750 180,172

4= jLdf 152,851 224,032 5= kf] i^] h, ]̂ n] S;,^] lnkmf] g,kmofS; 668,829 760,935 6= sfof{no pks/ )f kmlg{r/ / ;Def/ 95,916 - 7= e|d)f eQf / vr{ 121,227 28,375 8= d;nGb / %kfO{ 133,834 87,691 9= kqklqsf tyf k":ts 13,790 22,948 10= lj!fkg 218,971 - 11= sfg'gL vr{ 72,500 245,883 12= rGbf - -

13= ;+rfns ;ldtL ;DaGwL vr{ 297,936 338,355 -s_ a} &s vr{ 225,000 257,500 -v_ cGo vr{ 72,936 80,855

14= ;fwf/ )f ;ef ;DaGwL vr{ 243,745 143,457

15= n] vf k/ LIf)f ;DaGwL 103,326 153,684 -s_ n] vf k/ LIf)f z"Ns 96,050 79,100 -v_ cGo vr{ 7,276 74,584

16= / sd :yfgfGt/ )f sldzg - - 17= l:y/ ;Dkltdf x|f;s§L 2,777,448 856,914 18= k'j{ ;+rfng vr{ ckn] vg - - 19= z] o/ lgisfzg vr{ - - 20= k|fljlws ;] jf ;f] wegf{ 558,360 978,355 21= dgf] / h+g vr{ - 12,319 22= ckn] vg vr{ 786,139 2,314,007





1fg] Zj/ , sf7df8f+}

;Defljt gf] S;fgL Joj:yfldlt 2074 >fj)f 1 ut] b] lv 2075 ;fn cfiff( d;fGt;Dd

cg';"rL 4=25

cGo ;~rfng vr{ qmdz====

23= ;"/ Iff vr{ 454,185 390,000 24= lgIf] k ;"/ If)f lk|ldod - - 25= sldzg tyf l*:sfpG^ - -

26= cGo 1,952,190 2,820,988 26=1 cGo z'Ns tyf b/ 486,705 - 26=2 ;b:otf z'Ns 209,566 15,000 26=3 Aofj;foLs ;] jf vr{ - 341,110 26=4 sf*{ ;DalGw vr{ - - 26=5 lnhxf] N* ;DkQL ;DalGw vr{ 307,945 - 26=6 ;km\^j] o/ ;DalGw vr{ - - 26=7 ;DkQLsf] ckn] vg - - 26=8 O{Gwg vr{ 208,345 236,861 26=9 cGo vr{ 739,629 2,228,017

hDdf 13,317,558 11,942,137

ljj/ )f o; jif{ ? = ut jif{ ? =1= shf{ gf] S;fgL Joj:yfdf ePsf] a[l$ - - 2= nufgL gf] S;fgL Joj:yfdf ePsf] a[l$ - - 3= u} / a} +ls+u ;DklQ gf] S;fgL Joj:yf 4,365,000 29,625,571 4= cGo ;DklQdf ul/ Psf] Joj:yf 533,816 -

hDdf 4,898,816 29,625,571





u} / ;~rfng cfDbfgL / gf] S;fgldlt 2074 >fj)f 1 ut] b] lv 2075 ;fn cfiff( d;fGt;Dd

cg';"rL 4=26


;Defljt gf] S;fgL Joj:yfaf6 lkmtf{ldlt 2074 >fj)f 1 ut] b] lv 2075 ;fn cfiff( d;fGt;Dd

cg';"rL 4=27

ljj/ )f o; jif{ ? = ut jif{ ? =1= nufgL ljqmLaf^ cfDbfgL÷-gf] S;fg_ – –

2= ;DklQ ljqmLaf^ cfDbfgL÷-gf] S;fg_ 2,679,702 132,317 3= nfef+z - - 4= g] kfn / fi^« a} +saf^ k|fKt ;x'lnot - - s= tf] lsPsf] zfvfx?sf] gf] S;fg jfkt Ifltk'lt{ - - v= Aofh Ifltk'lt{ - - u= ;^xL sfpG^/ - - 5= cGo – –

v'b u} / ;~rfng cfDbfgL / -gf] S;fgL_ 2,679,702 132,317

ljj/ )f o; jif{ ? = ut jif{ ? = 1= shf{ gf] S;fgL Joj:yfaf^ lkmtf{ 18,832,562 99,848,527 2= u} / a} ls+u ;DklQ gf] S;fgL Aoj:yfaf^ lkmtf{ 40,668,259 –

3= nufgL Joj:yfaf^ lkmtf{ – –

4= cGo ;DklQsf] Joj:yfaf^ lkmtf{ – –

hDdf 59,500,822 99,848,527





c;fdfGo sf/ f] jf/ x?af6 ePsf] cfDbfgL ÷ vr{ldlt 2074 >fj)f 1 ut] b] lv 2075 ;fn cfiff( d;fGt;Dd

cg';"rL 4=28


ckn] lvt shf{sf] ljj/ 0fldlt 2074 >fj)f 1 ut] b] lv 2075 ;fn cfiff( d;fGt;Dd

cg';"rL 4=28 -s_

qm=;+= shf{ k|sf/ ckn] vg ul/ Psf] / sd

lwtf] sf] k|sf/ tyf / sd

lwtf] d'Nofs+gsf] cfwf/

shf{ :jLs[t ug] { clwsf/ L

/ tx

shf{ c;'nLsf nflu eP u/ ] sf

k|of;s} lkmot

1= rfn' k¤'hL shf{

2= kl/ of] hgf shf{

3= l:y/ k¤'hL shf{

4= JolQmut shf{

5= cGo shf{

s"n shf{

ljj/ )f o; jif{ ? = ut jif{ ? =1= ckn] vg ePsf] shf{sf] c;'nL – –

2= :j] lR%s cjsfz vr{ -622,980_ –

3= c;'nL x'g g;Sg] shf{sf] ckn] vg -4=28 s_ – –

4= cGo vr{ ÷ cfDbfgL – –

hDdf -622,980_ –





;+rfns, sfo{sf/ L k|d'v, ;+:yfks, sd{rf/ L z] o/ xf] N8/ x?nfO{ uPsf] shf{ ;fk6 ljj/ 0f

2075 ;fn cfiff( ;dfGt;Dd

cg';"rL 4=29

;+:yfks ÷ ;+rfns ÷ sfo{sf/ L k|d'vsf] gfd

ut jif{;Ddsf] af+sL o; jif{ c;'nL o; jif{ yk shf{

cfiff( d;fGt;Dd af+sL

;fjf+ Aofh ;fjf+ Aofh ;fjf+ Jofh

s_ ;+rfns 1=

2=

v_ sfo{sf/ L k|d'v 1=

2=

u_ ;+:yfks 1=

2=

#_ sd{rf/ L1=

2=

ª_ z] o/ wgLx? 1=

2=

hDdf

vl/ b tyf l*:sfpG^ ul/ Psf lanx? / shf{, ;fk^ tyf clwljsif{df k|jflxt s"n / sddWo] ;+rfns, sfo{sf/ L k|d'v, ;+:yfks, sd{rf/ L,

z] o/ xf] N*/ x? / lghx?sf] kl/ jf/ sf ;b:o jf To:tf JolQm hdfgL a;] sf] jf d} g] lhª Ph] G^ ePsf] s"g} ;+:yf jf sDkgLnfO{ uPsf] / sdsf]

ljj/ )f b] xfoadf] lhd % .





k"“hLsf] if tflnsf-2074 cfiff( d;fGtsf] _

cg';"rL 4=30

ljj/ )f o; jif{ ?= ut jif{ ?= -s_ k|fylds k¤'hL 78,489 -55,853_

1_ r'Qmf k¤'hL -;fwf/ )f z] o/ _ 150,000 150,000 2_ k|:tfljt af] g; z] o/ - - 3_ z] o/ lk|ldod 625 625 4_ lkmtf{ gx'g] cu|flwsf/ z] o/ - - 5_ ;fwf/ )f hu] *f sf] if 67,723 56,730 6_ ;l~rt gfkmf ÷ -gf] S;fg _ (270,083) (313,433)7_ jf;nftdf b] vfO{Psf] rfn' cf=a= sf] gfkmf–gf] S;fg lx;fasf] / sd - - 8_ k¤'hL lkmtf{ hu] *f sf] if - - 9_ k¤'hL ;dfof] hg sf] if - - 10_ sn Og P*efG; 130,225 50,225 11_ cGo :jtGq sf] ifx? - - #^fpg] M 24,741 0.00– Voflt -Goodwill_ jfktsf] / sd - - – :yug s/ ;DklQ 23,984 – ;LdfeGbf a(L nufgL ul/ Psf] / sd - - – ljQLo :jfy{ / x] sf] sDkgLsf] lwtf] kqdf nufgL u/ ] sf] / sd - - – cjf:tljs ;DklQ 757 - – o; a} +ssf] lgb] {zg kfngf gu/ L l:y/ ;DklQ vl/ b u/ ] sf] / sd -olb % eg] _ - - – ;LdfeGbf a(L cfjf; ejg lgdf{)f tyf hUuf ljsf;df nufgL u/ ] sf] / sd - - – tflsPsf] ;doleq laqmL ljt/ )f ug{ g;s] sf] z] o/ k|Tofe'lt - - – k|rlnt P] g tyf sfg'gn] k|ltaGw u/ ] sf JolQm tyf ;d"xx?nfO{ k|bfg u/ ] sf]

shf{ tyf ;'lawfx? - -

hDdf k|fylds k+'hL -s_ 53,748 (55,853)

-v_ k'/ s k¤'hL 1_ c;n shf{sf] nflu ul/ Psf] shf{ gf] S;fgL Joj:yf – –

2_ cltl/ Qm shf{ gf] S;fgL Joj:yf – –

3_ xfOla|* k¤'hL pks/ )fx? – –

4_ ;'/ If)f g/ flvPsf] ;xfos cfjlws C)f – –

5_ ;^lx ;lds/ )f sf] if – –

6_ ;DklQ k'g{d'Nof+sg sf] if – –

7_ nufgL ;dfof] hg sf] if – –

hDdf k'/ s k+'hL -v_ – –

-u_ hDdf k¤'hLsf] if -s®v_ 53,748 -55,853_ -#_ hf] lvd efl/ t ;DklQsf] cfwf/ df sfod ug'{kg] { Go'gtd k¤'hLsf] if

k¤'hLsf] if -11% k|ltzt_ 23,873 23,241 k|fylds k¤'hL -5=5% k|ltzt_ 11,937 11,620 k¤'hLsf] if -clws/ Go'g_ v 13.77% (79,094)k|fylds k¤'hL -clws/ Go'g_ 19.27% (67,473)





hf] lvd efl/ t ;DklQ ljj/ 0f tflnsf-2075 cfiff( d;fGtsf] _

jf;nft adf] lhdsf] ;DklQ (On-Balance-sheet Assets) ef/ -k|ltztdf_

o; jif{ ut jif{/ sd hf] lvd efl/ t ;DklQ / sd hf] lvd efl/ t ;DklQ

gub df} Hbft 0 1,740 - 3,458 - ;"g -ljlgdo of] Uo_ 0 - - - - g] kfn / fi^« a} +sdf / x] sf] df} Hbft 0 5,881 - 51 - g] kfn ;/ sf/ sf] ;"/ If)fkqdf ul/ Psf] nufgL 0 - - - - g] kfn / fi^« a} +s C)f kqdf ul/ Psf] nufgL 0 - - - cfkm\g} d"@lt / ;Lbsf] lwtf] df k')f{ ;"/ lIft x"g] ul/ k|bfg ul/ Psf] d"@lt lwtf] shf{ 0 - - - - ;/ sf/ L ;"/ If)f kqsf] lwtf] df k')f{{ ;"/ lIft x"g] ul/ k|bfg ul/ Psf] shf{ 0 - - - - ;/ sf/ L ;"/ If)f kqsf] kfpg" kg] { Aofh / sd -Accrued Interest_ 0 - - - - ljkGg ju{ shf{ cGt{ut u)fgf x'g] o'jf tyf ;fgf Aoj;foL :j/ f] huf/ sf] ifdf hDdf u/ ] sf] / sd 0 - - - - :jb] zL Ohfhtkqk|fKt a} +s . ljQLo ;+:yfx?df / x] sf] df} Hbft . d'@tL / l;bsf] bfjL -Claims_ 20 1,986 397 57,010 11,402 cGo Ohfhtkqk|fKt a} +s ¿ ljQLo ;+:yfsf] d"@tL / l;bsf] lwtf] df k')f{ ;'/ lIftx"g] ul/ k|bfg ul/ Psf] d"@lt / l;b lwtf] shf{ 20 - - - - ljb] zL a+} sx?df / x] sf] df} Hbft 20 - - - - dfu] sf] jvt k|fKt x'g] / sd (Money at Call) 20 97,091 19,418 26,103 5,221 cGt/ fli «̂o >] )fLs[t (Rated) a} +ssf] Uof/ ] )^Ldf uPsf] shf{ 20 - - - - cGt/ fli «̂o >] )fLs[t (Rated) a} +sdf u/ ] sf] cGo nufgL 20 - - - - cGt/ a} +s ;fkl^ 20 - - - - z] o/ l*j] ~r/ Pj+ a)*df ePsf] nufgL 100 500 500 500 500 cGo nufgLx? 100 - - - - shf{ ;fk^ tyf ljN; v/ Lb ¿ l*:sfp)^ ;d] t -s"n / sd_ 100 40,483 40,483 59,315 59,315 l:y/ ;DklQx? 100 27,326 27,326 2,966 2,966 kfpg' kg] { v'b cGo Aofh / sd -s"n kfpg' kg] { Aofh–;/ sf/ L C)fkqdf kfpg' kg] { Aofh–Aofh d'NTfaL lx;fa_ 100 - - - - u} / a} +lsª ;DklQ 100 79,060 79,060 115,364 115,364 cGo ;j} ;DklQx? -v'b clu|d s/ bflvnf afx] s_ 100 35,374 35,374 3,119 3,119 ;Ldf gf#] sf] l/ on :^] ̂ ¿ cfjf;Lo w/ shf{ 150 - - - - -s_ hDdf 289,441 202,558 267,885 197,886 -v_ jf;nft aflx/ sf] sf/ f] jf/ laN; sn] S;g 0 - - - - clu|d ljb] zL ljlgdo ;Demf} tf 10 - - - - 6 dlxgfeGbf sd cjlwsf] k|ltt kq -k"/ } / sd_ 20 - - - - cGt / f{li «̂o >] )fLs[t (Rated) ljb] zL Ohfhtkqk|fKt ;+:yfsf] sfp)^/ Uof/ ] )^Ldf hf/ L u/ ] sf] Uof/ ] )^L 20 - - - - 6 dlxgfeGbf a*L cjlwsf] k|lttkq -k"/ } / sd_ 50 - - - - lj*a)*, k/ km/ d] G; a)* / k|Tofe"lt (Underwriting) ;DjGwL k|ltj$tf 50 - - - - k'gM v/ Lb ug] { zt{df laqmL u/ ] sf] shf{ 50 - - - - clu|d e'QmfgL Uof/ ] )^L (Advance payment Guarantee) 100 - - - - ljQLo tyf cGo hdfgt (Financial and other Guarantee) 100 - - - - ckl/ jTo{ shf{ k|lta$tf (Irrevocable Loan Commitment) 100 - - - - cfos/ jfkt ;Defljt bfloTj 100 - - - - Acceptance ;lxt cGo ;j} k|sf/ sf ;Defljt bfloTjx? 100 - - - - k'gM l*:sfpG^ ul/ Psf lanx? 100 - - r"Qmf jf e"QmfgL x"g af+sL z] o/ nufgL 100 - - e"QmfgLsf nflu bfjL k/ ] sf] hdfgt ( Unpaid Guarantee Claims ) 200 - - - - ;+:yfpk/ bfaL k/ ] sf] t/ ;+:yfn] bfloTj :jLsf/ gu/ ] sf] ;Defljt bfloTjx? - -

-v_ hDdf;~rfng hf] lvd jfkt sfod ug'{kg] { / sd -u_ 100 14,472 14,472 13,394 13,394

-u_ hDdf 14,472 14,472 13,394 13,394 s"n hf] lvd efl/ t ;DklQ - s + v+ u _ 303,913 217,030 281,279 211,280

cg';"rL 4=30 -s_




l;6L

PS;

k|] ; k

mfOgfG;

sDk

gL ln

ld6] 8

;fljs s

'a] / dr

] {G6 k

mfOgfG;

lnld6] 8

k|d'v

;"r

sf°

ljut 5 jif{s

f] kl/ ;'rsx?

cg';

"rL 4

=31

ljj/

)f

;'r

f+s

2070

÷71

207

1÷72

2

072÷

73

207

3÷74

2

074÷

75

1=

v'b gfkmf / s"n cfDbfgL k|ltzt

k|ltzt

406

.67

49.

02

525

.41

47.

56

705

.40

2=

k|lt z] o/ cfDbfgL

?=

0.0

1 -

0

.01

11.

66

36.

64

3=

k|lt z] o/ jhf/ d'No

?=

-

-

-

-

186.

00

4=

d'No cfDbfgL cg'kft (P

E Ra

tio)

cg"kft

-

-

-

-

5.0

8

5=

z] o/ k¤'hLdf nfef+z

-jf] g; ;lxt_

k|ltzt

-

-

-

-

-

6=

z] o/ k¤'hLdf gub nfef+z

e'QmfgL

k|ltzt

-

-

-

-

-

7=

Jofh

cfDbfgL / shf{ tyf ;fk^

k|ltzt

6.3

5 2

.90

13.

82

2.7

3 7

.68

8=

sd{rf/ L vr{ / s"n ;~rfn

g vr{

k|ltzt

52.

00

47.

55

39.

55

7.3

1 5

6.66

9=

s"n lgIf] k tyf ;fkl^df Jofh

vr{

k|ltzt

4.9

1 1

.61

0.8

3 2

07.3

1 3

4.2

6 10=

;^lx #â( cfDbfgL / s"n cfDbfgL

k|ltzt

-

-

-

-

-

11=

sd{rf/ L jf] g; / s"n sd{rf/ L vr{

k|ltzt

-

-

-

-

41.

06

12=

v'b gfkmf / shf{ ;fk^

k|ltzt

-

22.

05

72.

62

29.

50

135

.77

13=

v'b gfkmf / s"n ;DklQ

cg"kft

9.8

8

59.

46

82.

15

17.

44

30.

95

14=

s"n shf{ / lgIf] k

k|ltzt

124

.19

132

.21

77.

41

292

.20

145.

85

15=

s"n ;~rfn

g vr{ / s"n ;DklQ

k|ltzt

132

.47

105.

85

6.2

5 0

.56

7.5

0

16=

hf] lvd efl/ t ;DklQdf k¤'hLs

f] ifs

f] kof{Kttf

-

-

-

-

-

-s_ k|fylds k¤'hL

k|ltzt

(87.

38)

(85.

41)

(86.

42)

(26.

44)

24.7

7 -v_ k'/ s k+'hL

k|ltzt

1.0

0

0.0

4

-

-

-

-u_ s"n k'++hL sf] if

k|ltzt

(86.

38)

(85.

37)

(86.

42)

(26.

44)

24.7

7 17=

t/ ntf

(CRR

)cg"kft

15.

03

18.1

1 5

9.54

1

8.0

3 2

7.46

18=

lgis[o shf{ / s"n shf{

k|ltzt

83.

99

94.6

8

100

.00

100

.00

100.0

0

19=

Jofh

b/ cGt/ (W

eighte

d Aver

age I

nteres

t Rate

Sprea

d)k|ltzt

7.2

0 7

.16

7.1

6 7

.16

7.1

6 20=

a's g] ̂jy{

?=

28.3

3 (2

8.0

4)

(27.

81)

(55.

85)

52.

93

21=

s"n z] o/

;+Vof

1,5

00,0

00

1,5

00,0

00

1,5

00,0

00

1,5

00,0

00

1,5

00,0

00

22=

s"n sd{rf/ L

;+Vof

40

18

16

17

22




!= ;fdfGo hfgsf/ Ll;6L PS:k|] ; kmfOgfG; sDkgL lnld6] 8 -o; kl5 æljQLo ;+:yfÆ elgPsf] _ g] kfndf :yflkt l;ldt bfloTj ePsf] sDkgL xf] . o;sf] s] lGb|o sfof{no b/jf/dfu{, sf7df8f} Fdf / x] sf] 5 .

o; ljQLo ;+:yf sDkgL / lhi6«f/ sfof{nodf btf{ eO{ g] kfn / fi6« a} +s af6 :jLs[lt k|fKt u/ L @)^@ ;fn r} q )# ut] b] lv g] kfndf a} +ls· Joj;fo ;+rfng ul/ / x] sf] ‘u’ au{sf] ljQLo ;+:yf xf] . ljQLo ;+:yfsf ;+rfns ;ldlt tyf g] kfn / fi6« a+} ssf] :jLsl[t k|fKt u/ L oL ljQLo ljj/ 0fx? k|sfzg ul/ Psf 5g\ .

of] ;+:yf g] kfn / fi6« a} Fsaf6 ldlt @)^( ;fn kf} if @^ ut] ;d:ofu|:t 3f] if0ff eO{ @)&$=)*=@$ ut] b] lv ;d:ofu|:t cj:yfaf6 x6] sf] 5 .

@= ljQLo ljj/ 0f tof/ Lsf cfwf/ x?

ljQLo ljj/ 0fx? P] ltxfl;s nfutsf] cfwf/ df / xL tof/ ul/ Psf 5g\ . g] kfn n] vfdfg / n] vfsf ;a{dfGo l;4fGtx?;+u d] n vfg] ljQLo ljj/ 0f tof/ kfg{ s] xL dxTjk'0f{ n] vf cjwf/ 0ff (Critical Accounting Assumption) tyf n] vf gLlt nfu' u/ fpg Joj:yfkgsf] ljj] ssf] cfjZostf x'g] x'Fbf ;f] xL cg'?k ul/ Psf] 5 . cGoyf pNn] v ul/ Psf] afx] s k|f] befjL cfwf/ (Accural Basis) df ljQLo ljj/ 0fx? tof/ kfl/ Psf 5g\ . ljQLo ljj/ 0fx? g] kfn / fi6« a} +sn] tf] s] sf] 9fFrf cg'?k 5g\ .

#= cg'kfngsf] jofg (Statement of Compliance)n] vfsf ;j{dfGo l;4fGt (Generally Accepted Accounting Principle), sDkgL P] g @)^#, a+} s tyf ljQLo ;+:yf ;DaGwL P] g, @)&$ tyf g] kfn / fi6« a+} ssf] lgb] {zg tyf kl/ kqsf] clwgdf / xL ljQLo ljj/ 0fx? tof/ kf/ LPsf 5g\ .

$= k|d'v n] vf gLltsf] ;f/ f+z

ljQLo ;+:yfsf] cfly{s ljj/ 0fx?sf] nflu cjnDag ul/ Psf k|d'v n] vf gLltx? lgDgfg';f/ / x] sf 5g\ . oL gLltx? pNn] lvt jif{x?df cGoyf pNn] v ePsf] df afx] s lg/ Gt/ ?kdf cg';/ 0f ul/ Psf 5g\ . oL ljQLo ljj/ 0fx? cGoyf pNn] v ePsf] df afx] s P] ltxfl;s nfut cjwf/ 0ffsf] cfwf/ df tof/ kfl/ Psf 5g\.

$=!= cfDbfgL

s_ Jofh cfo

shf{df lnO{g] Aofh #^% lbgnfO{ Ps jif{sf] cfwf/ dfgL u0fgf ul/ Psf] 5 . shf{ ;fk6df kfs] sf] Aofh g] kfn / fi6« a} +sn] tf] s] adf] lhd Cash Basis df n] vf / fVg] gLlt ckgfO{Psf] 5 .

v_ sldzg tyf z'Ns cfo

laleGg sf/ f] af/ x?af6 k|fKt u/ ] sf] sldzg cfDbfgLnfO{ k|f] befjL cfwf/ (Accural Basis) df n] vf°g ul/ Psf] 5 .

$=@ vr{

s_ Jofh vr{

lgIf] k bfloTj tyf ;fk6Ldf ltg'{kg] { JofhnfO{ k|f] befjL cfwf/ (Accural Basis) df n] vf°g ul/ Psf] 5 . o;/ L n] vf°g ubf{ #^% lbgnfO{ ! jif{sf] cfwf/ dfgL u0fgf u/ LPsf] 5 .

l;6L PS:k|] ; kmfOgfG; sDkgL lnld6] 8;fljs s'j] / dr] {G6 kmfO{gfG; lnld6] 8

cfly{s aif{ 2074÷75

k|d'v n] vf gLltx? cg';'rL 4=32




v_ labf afktsf] / sd

ljQLo ;+:yfdf sfo{/ t sd{rf/ Lx?sf] jiff{Gtdf kfs] sf] labf -;+lrt ljbf_ afkt kfpg] / sdnfO{ ljQLo ;+:yfn] sd{rf/ L ljlgodfjnL cg';f/ cg'dfg u/ L Pqm'cn cfwf/ df jif{fGtdf vr{ n] vfª\sg u/ L bfloŒj ;[hgf ug] { gLlt ckgfO{Psf] 5 . rfn' cf=j=df e'QmfgL u/ ] sf] ;+lrt ljbf jfktsf] / sdnfO{ ;[lht bfloŒjaf6 36fO e'QmfgL ug] { gLlt / x] sf] 5 . ;[lht bfloŒj eGbf a9Lsf] e'QmfgL ubf{ a9L ePsf] / sd gfkmf gf] S;fg lx;fadf vr{ n] vL e'QmfgL ul/ g] 5 .

$=# shf{ tyf ;fk6

g] kfn / fi6« a+} ssf] lgb] {zgsf] cflwgdf / xL hf] lvdsf] cfwf/ df o; lzif{s cGtu{t / x] sf shf{x?nfO{ c;n, sd;n, z+sf:kb tyf v/ fa ju{df auL{s[t ug] { gLlt cjnDag ul/ Psf] 5 . pQm shf{ tyf ;fk6 / sdaf6 shf{ gf] S;fgL Joj:yf 36fO{ v'b / sd -cg';'rL !# df u0fgf ePcg';f/ _ jf;nftdf b] vfOPsf] 5 .

$=$ sd{rf/ L shf{

ljQLo ;+:yfsf] sd{rf/ L ljlgodfjnLsf] clwgdf / xL sd{rf/ Lx?nfO{ k|bfg ul/ Psf shf{ tyf ;fk6Lx? cGo ;DkQL cGtu{t b] vfOPsf] 5 .

$=% shf{ gf] S;fgL Aoj:yf

ljQLo ;+:yfsf] shf{ ;fk6L tyf k§f vl/ bdf lglxt hf] lvdnfO{ Go'g ug{ g] kfn / fi6« a+} ssf] lgb] {zgsf] cfwf/ df shf{ ;fk6 tyf k§f vl/ bsf] ;f“jf tyf Jofh / sdsf] aSof} tfsf] cfwf/ df shf{ ;fk6 tyf k§f vl/ bnfO{ n] vf gLlt $=# adf] lhd jlu{s/ 0f u/ L ! b] lv !)) k|ltzt ;Dd shf{ gf] S;fgL Joj:yf ul/ Psf] 5 .

$=^ shf{ ckn] vg gLlt

;+:yfn] c;'n x'g g;Sg] shf{x?sf] ckn] vg ubf{ g] kfn / fi6« a+} sn] hf/ L u/ ] sf] lgb] {zgsf] clwgdf / xL C0f pk/ ljQLo ;+:yfsf] bfjLnfO{ clal5Gg / fvL lstfaL ckn] vg ug] { gLlt cjnDag u/ LPsf] 5 . ckn] vg u/ L;s] sf] shf{af6 c;'n pk/ x'g] ;f“jf tyf Jofh / sdnfO{ k|fKt ePsf] jif{df cfDbfgL hgfpg] gLlt / x] sf] 5 .

$=& u} / a+} ls· ;DklQsf] n] vf°g gLlt

lwtf] df / x] sf] ;DklQ lnnfd laqmLaf6 ;+:yfsf] shf{ c;'n ug] { k|lqmof ckgfpFbf laqmL x'g g;s] sf] ;DklQ -3/ tyf hUuf_ g] kfn ;/ sf/ sf :yfgLo k|ltlglw tyf k|fljlwsx?sf] / f] xj/ df lgwf{l/ t d'Nodf ;+:yfn] cfkm} ;sf/ u/ L pNn] lvt ;DklQ cfÇgf] gfddf gfd;f/ L u/ L u} / a} +ls· ;DklQdf b] vfOPsf] 5 . o;/ L lwtf] ;sf/ ubf{ lwtf] df / x] sf ;DklQx?sf] ahf/ d'NonfO{ Wofgdf / fvL ;Dk"0f{ n] gf / sd / lwtf] sf] d'Nof°g / sddf h'g sd 5 ;f] xL d'No df ;sf/ ug] { gLlt / x] sf] 5 . lwtf] sf] d'Nof°g / sd shf{sf] n] gf / sd eGbf sd ePdf sd eP hlt / sd ;f] xL cfly{s jif{df gfkmf÷gf] S;fg lx;fadf vr{ n] Vg] gLlt / x] sf] 5 .

dfly pNn] lvt eP adf] lhd u} / a} +ls· ;DklQsf] d'Nof°g ubf{ ;f] afktsf] / sd ;Dk'0f{ ?kdf lx;fa ldnfg geP;Dd n] gf / sd dWo] sf] Aofh / sdnfO{ cfDbfgL gb] vfO To:tf] / sdnfO{ u} / a} +ls· ;DklQ afktsf] gf] S;fgL Joa:yfdf ;fg] { gLlt ckgfOPsf] 5 .

To:tf] ;DklQ ljqmL ubf{ afFsL ;f+jf / sdeGbf a9L k|fKt x'g cfPsf] / sdnfO{ cfDbfgL hgfOPsf] 5 .

$=*_ nufgL ;DalGw gLlt

s_ e'QmfgL ldtL ;Dd wf/ 0f ug] { nufgL (Held to Maturity)

g] kfn ;/ sf/ sf] lasf; kq, C0fkq, art kq h:tf ;/ sf/ L lwtf] kqx?df ul/ Psf] nufgLnfO{ e'QmfgL ldtL ;Dd wf/ 0f ug] { gLlt cg'?k æe'QmfgL ldtL ;Dd wf/ 0f ug] { nufgLÆ cGtu{t k/ n d'No cyjf lk|ldod jf l8:sfp06 ;dfof] hg u/ LPsf] k/ n d'No df n] vf°g ul/ Psf] 5 . lk|ldod tyf l8:sfp06 / sdnfO{ af“sL e'QmfgL cjlwsf] cfwf/ df gfkmf gf] S;fg lx;fadf n] vf°g ug] { gLlt / x] sf] 5 .




v_ Jofkfl/ s nufgL (Held for Trading)

5f] 6f] cjlwdf gfkmf sdfpg] p2] Zon] ul/ Psf] nufgLnfO{ k/ n d'No tyf ahf/ d'No h'g sd 5, ;f] d'Nodf n] vf°g ug] { gLlt / x] sf] 5 . k/ n d'No eGbf ahf/ d'No 36L ePsf] cj:yfdf ;Defljt hf] lvd Joxf] g] { gf] S;fgL Joj:yf u/ L v'b nufgL b] vfpg] gLlt / x] sf] 5 .

u_ laqmLsf] nflu pknAw nufgL (Available For Sale)

v08 -s_ / -v_ df pNn] lvt afx] ssf nufgLnfO{ ælaqmLsf] nflu pknAw nufgLÆ lzif{s cGtu{t n] vf°g ug] { gLlt / x] sf] 5 . k/ n d'No eGbf ahf/ d'No 36L ePsf] cj:yfdf ;Defljt hf] lvd Joxf] g] { gf] S;fgL Joj:yf u/ L v'b nufgL b] vfpg] gLlt / x] sf] 5 .

lwtf] kq ahf/ df ;'lrs/ 0f gul/ Psf] v08 -v_ / -u_ adf] lhdsf nufgL k/ n d'Nodf g} n] vf°g ug] { gLlt / x] sf] 5 .

$=(_ l:y/ ;DklQsf] n] vf°g tyf x|f; sl§ gLlt

s_ l:y/ ;DklQx? P] ltxfl;s nfut cjwf/ 0ff (Historical Cost Concept) sf] cfwf/ df b] vfO{Psf] 5 .

v_ ljQLo ;+:yfn] ?=@,))) eGbf sd d'No kg] { l:y/ ;DklQ k|s[ltsf ;fdfgx? Vl/ b ubf{ kF"hLs/ 0f gu/ L ;f] ́ } vr{ n] Vg] gLlt ckgfOPsf] 5 .

u_ g] kfn n] vfdfg ^ adf] lhd l:y/ ;DklQsf] x|f; sl§ 36\bf] d'No k|0ffnL (WDV) sf] cfwf/ df cfos/ P] g, @)%* n] tf] lslbPsf] b/ cg';f/ ul/ Psf] 5 .

3_ k§f ljsf; vr{nfO{ s/ f/ cjlwsf] cfwf/ df ckn] vg ug] { gLlt / x] sf] 5 .

$=!)_ :6] zg/ L df} Hbft

ljQLo ;+:yfn] vl/ b u/ ] sf :6] zg/ L cyf{t d;nGb tyf 5kfO{sf ;fdfu|Lx?sf] pkof] usf] cfwf/ df vr{ n] vL jif{sf] cGTodf af“sL / x] sf df} Hbftsf] cfwf/ df nfut d'Nodf n] vf°g ug] { gLlt lnO{Psf] 5 .

$=!!_ :yug s/

g] kfn n] vfdfg ( cg';f/ ;DklQ tyf bfloTjsf] cfwf/ df :yug u/ LPsf] s/ sf] n] vf°g ul/ g] lglt / x] sf] 5 .

$=!@_ cfos/ Joj:yf gLlt

ljQLo ;+:yfn] k|rlnt cfos/ P] g tyf lgodfjnL adf] lhd s/ of] Uo cfosf] u0fgf u/ L ;f] xL adf] lhd cfos/ Joj:yf ug] { gLlt / x] sf] 5 .

ljQLo ljj/ 0f cg';f/ ;DklQ tyf bfloTjsf] / sd tyf s/ sf cfwf/ aLr km/ s eO{ ;[hgf x'g] c:yfO{ km/ s (Temporary Diff erence) sf] sf/ 0fn] eljiodf ;[hgf x'g] s/ bfloTj tyf ;DklQsf] nfut / fVg] p2] Zon] :yug s/ sf] n] vf°g ul/ g] Joj:yf / x] sf] 5 .

rfn' cfly{s jif{sf] lgoldt s/ vr{nfO{ rfn' s/ zLif{sdf s/ sf] nflu Joj:yf u/ ] / b] vfpg'sf] cltl/ Qm rfn' jif{sf] :yug s/ nfO{ klg :yug s/ zLif{sdf gfkmf gf] S;fg lx;fadf b] vfOG5 .

$=!#_ k"j{ ;+rfng vr{ tyf Deferred Revenue vr{

sDkgLn] k'j{ ;+rfng vr{sf] ;Dk'0f{ / sd ckn] vg eO;s] sf] ] tyf z] o/ lgisfzg / zfvf k'j{ ;+rfng vr{ tyf cGo k/ ;f/ LPsf vr{x? % aif{ leqdf ckn] vg ug] { gLlt ckgfPsf] 5 .

$=!$_ ;fwf/ 0f hu] 8fsf] if n] vf°g gLlt

z] o/ k'FhLsf] bf] Aa/ gx'Fbf;Dd k|rlnt sfg'gdf Joj:yf eP cg';f/ k|To] s jif{sf] s/ k5fl8sf] gfkmfsf] @) k|ltzt / sd ;fwf/ 0f hu] 8f sf] ifdf ;fg] { gLlt / x] sf] 5 .




$=!%_ sd{rf/ L pkbfg n] vf°g gLlt

ljQLo ;+:yfn] sd{rf/ L lgodfjnL cg';f/ / sd cg'dfg u/ L sd{rf/ L pkbfg afktsf] / sd Pqm'cn cfwf/ df jiff{Gtdf vr{ n] vf+sg ug] { gLlt lnOPsf] 5 . s'g} sd{rf/ L cjsfz eO{ jf ;+:yf 5f] 8L hfFbf rfn' cfly{s jif{df e'QmfgL u/ ] sf] pkbfg / sdaf6 ;[lht bfloTjaf6 36fO{ e'QmfgL ug] { gLlt / x] sf] 5 .

$=!^_ sd{rf/ L af] g; n] vf°g gLlt af] g; P] g, @)#) sf] k|fjwfg cg';f/ v'b gfkmfsf] !) k|ltzt a/ fa/ x'g] / sd sd{rf/ L af] g; Joj:yfdf / sdfGt/ 0f u/ L ;f] P] gn] Joj:yf u/ ] adf] lhd lat/ 0f ug] { gLlt / x] sf] 5 .

$=!&_ ;+:yfut ;fdflhs pQ/ bfloTj gLlt

ljQLo ;+:yfsf] x/ ] s cfly{s jif{df cfkm\gf] v'b d'gfkmfsf] ! k|ltzt / sd ;fdflhs pQ/ bfloTj sf] ifdf / sdfGt/ 0f ug] { gLlt / x] sf] 5 .

$=!*_ sd{rf/ L bIftf clea[l4 gLlt

ljQLo ;+:yfn] sd{rf/ L bIftf clea[l¢sf nflu k|To] s jif{ cl3Nnf] cfly{s jif{sf] s'n sd{rf/ L vr{sf] Go"gtd # k|ltzt / sd sd{rf/ L bIftf clea[l[¢ sf] ifdf hDdf ug] { gLlt cjnDjg u/ ] sf] 5 .




!= jif{ el/df k|jfx ePsf] shf{ ;fk6, c;'nL ePsf] / ldgfxf ul/Psf] ;f“jf tyf Aofhsf] ljj/0fM

shf{ tyf ;fk6 ljj/0fM

l;=g+= ljj/0f /sd ?=

! z'? df} Hbft 5,93,15,348.–

@ shf{ k|jfx –

# shf{ c;'nL 1,88,32,562.–

$ shf{ ckn] vg –

% clGtd df} Hbft 4,04,82,786.–

shf{df kfs] sf] Aofh ljj/0fM


! z'? df} Hbft -Jofh d'Ntlj_ 9,55,55,348/-@ Jofh cfDbfgL 1,10,22,778/-# Jofh c;'nL 31,10,957/-$ clGtd df} Hbft-Jofh d'Ntlj_ 10,34,66,963/-

@= lgIf] k bfloTj cGtu{t k|To] s zLif{sdf jif{el/df kl/jt{g -k|fKtL, e'QmfgL tyf jfFsL_ ePsf] /sdM

ljj/0f o; jif{ ? ut jif{ ? k|ult k|ltzt

!= Aofh ltg'{ gkg] { vftfx?

s= rNtL lx;fa 41,492 – 41,492

v= dflh{g – – – –

Jofh ltg"{ gkg] { vftfx?sf] hDdf 41,492 41,492

@= Jofh ltg'{kg] { vftfx? –

s= art lx;fa 22,762,068 18,740,788 4,021,280 21=46

v= d'2tL lx;fa 2,423,000 725,000 1,698,000 234=21

u= dfu] sf] avt ltg'{kg] { lx;fa 2,530,249 – 2,530,249 –

Jofh ltg'{kg] { vftfx?sf] hDdf 27,715,317 19,465,788 8,249,529 42=38

hDdf lgIf] k -! ® @_ 27,756,810 19,465,788 8,291,022 42=59

o; cf=j=sf] cGtdf efvf gf3] sf d'¢tL lgIf] knfO{ cg';'lr & cGtu{t cGo bfloTjdf b] vfOPsf] ] 5 .

l;6L PS:k|] ; kmfOgfG; sDkgL lnld6] 8;fljs s'j] / dr] {G6 kmfO{gfG; lnld6] 8

cfly{s aif{ @)&$÷&%

n] vf ;DaGwL l6Kk0fLx?cg';'rL 4=33




#= lgIf] k / shf{sf] efl/t cf} ift Aofh b/sf] cGt/ (Weighted Average Interest Rate Spread) M

ljj/0f b/ k|ltzt

shf{ tyf ;fk6Ldf k|fKt cf} ift Jofhb/ !%=&(

lgIf] ksf] cf} ift Jofhb/ *=^#

v'b cGt/ &=!^

gf] 6M ljQLo ;+:yf ;d:ofu|:t cj:yfdf /x] sf] n] Jofhb/ cGt/ km/s b] lvPsf] 5 .

$= ckn] vg x'g af“sL vr{sf] ljj/0fM l;=g+= ljj/0f /sd ?=

! z'? df} Hbft —

@ o; aif{ yk &,%&,$%)÷—

# o; aif{ ckn] vg —

afFls df} Hbft &,%&,$%)÷—

%= ljlQo ;+:yfsf] ;DklQ / bfloTj;Fu ;DalGwt sf/f] af/ / jf;nft aflx/sf] sf/f] af/ s'g} Ps JolQm kmd{, sDkgL jf ;+ul7t ;+:yf tyf s'g} Ps If] qdf tf] lsPsf] ;LdfeGbf a9L clws] lGb|t ePsf] ljj/0fM

o; ;+:yfn] o; cf= j= s'g} klg shf{ k|jfx gu/] sf] tyf ;a} shf{ ljut jif{df g} k|jfx u/] sf] / c;'n x'g jfFsL shf{ dfq o; cf=j= df b] lvPsf 5g\ . o; ;+:yf o;} cfly{s aif{df ;d:ofu|:t ;+:yfaf6 x6] sf] tyf ;+lrt gf] S;fgLdf /x] sfn] sf] ifdf cfwfl/t ;'ljwfx? tyf u} / sf] ifdf cfwfl/t ;'ljwfx? ;+:yfsf] k"FhLsf] ifdf cfwfl/t k|lt u|fxs l;df eGbf clws jf Go'g t'ngf ul/Psf] 5} g .

^= t/ntf ;DaGwL hf] lvd Go'gLs/0f ug{ ljlQo ;+:yfn] cfˆgf] bfloTj tyf ;DklQnfO{ e'QmfgL cjlw (Maturity Period) sf] cfwf/ df ljleGg ;do cGt/fndf juL{s/0f ug'{ kg] { ;DaGwdf g] kfn /fi6« a} +sn] lbPsf] lgb] {zg cg'?k ;DklQ / bfloTjsf] juL{s/0f ul/ Psf] ljj/0fM

?=xhf/df

qm=;=

ljj/)f 1–90 lbg 91–180 lbg

181–270 lbg

271–365 lbg

1 aif{ eGbf a(L

s'n /sd

;DklQ 1 gub df} Hbft 1,740 1,740

2 a} +s tyf ljQLo ;+:yfdf /x] sf] df} Hbft 7,867 7,867

3 ljb] zL a} +sdf ul/Psf] nufgL – –

4 sn dlg 97,091 97,091

5 ;/sf/L ;"/If0fkq – –

6 g] =/f=a} +s C0fkq – –

7 cGt/ a} +s tyf ljQLo ;+:yf shf{ – –

8 shf{ ;fk6 – 40,483 40,483

9 kfpg" kg] { Aofh – 103,467

103,467

10 l/e;{ l/kf] – –

11 k|lta4tf cGtu{t cGo ;+:yfx?af6 k|fKt x"g] – –

12 qm=;= @),@! / @@ sf ;"ljwfx?sf] e"QmfgL –

13 cGo 33,884 732 8,028 42,644

s'n ;DklQ 140,582 732 – 8,028 143,950 293,292




bfloTj –

14 rNtL lgIf] k 41 41

15 art lgIf] k 25,292 25,292

16 d"4lt lgIf] k 100 2323 2,423

17 C0fkqx? –

18 ;fk6L M –

dfu÷cNk ;'rgf –

cGt/ a} +s÷lj=;+:yf –

k"g/shf{ –

cGo –

19 cGo bfloTj tyf Joj:yfx? M –

;08«L qm] l86;{ 24,326 24,326

e"QmfgL lbg"kg] { lan –

e"QmfgL lbg"kg] { Aofh 21,831 21,831

Joj:yfx? 4487 4,487

cGo 19,808 19,808

20k|lta4tf cGtu{t cGo ;+:yfx?nfO{ lbg"kg] {

0 –

21 pkef] u e} g;s] sf] :jLs[t ;"ljwfx? 0 –

22 k|lttkq÷hdfgt -v"b_ 0 –

23 l/kf] –

24 qm=;= !! cGtu{tsf] ;"ljwfsf] e"QmfgL –

25 cGo –

s'n bfloTj 95,786 100 – 2,323 – 98,209 v'b ;DklQ 44,796 632 – 5,705 143,950 195,083 ;l~rt v'b ;DklQ 44,796 45,429 45,429 51,133 195,083 –

&= ljQLo ;+:yfn] ;'/If0fsf ?kdf cfkm\gf] ;DklQ lwtf] /fvL /sd lnPsf] 5 eg] ;f] sf] ljj/0fM gePsf] .

*= u} / a} ls· ;DklQ ;DalGw ljj/0f M

u} / a} ls· ;DklQsf] xsdf o; ;+:yfn] g] kfn /fi6« a} +ssf] lgb] {lzsf cg';f/ u} / a} ls· ;DklQsf] n] vf+sg ug] { gLlt lnPsf] 5 / @)&% ;fn cfiff9 d;fGtsf] cGtdf tklzn adf] lhdsf] u} / a} ls· ;DklQ /x] sf] ] 5 . ;fy} u} / a} ls· ;DklQdf g] kfn /fi6« a} +ssf] lgb] {zg adf] lhd zt k|ltzt gf] S;fgL Joj:yf ul/Psf] 5 .

tklznM

l;=g=

ljj/0f /sd ?=

! ut aif{sf] df} Hbft 11,53,63,552.–

@ o; jif{ :jLsf/ 43,65,000.–

# o; jif{ lalqm 4,06,68,259.–

$ clGtd df} Hbft 7,90,60,293.–




(= r'Qmf k'“hLdWo] clu|d e'QmfgL k|fKt (Paid in Advance), e'QmfgL k|fKt x'g af“sL (Calls in Arrears) / hkmt ul/Psf t/ k'gM lgisfzg gul/;s] sf (Forfeited But Not issued) ;] o/x? /x] sf] 5 eg] o; ;DaGwL ljj/0fM

l;=g+= ljj/0f cfly{s aif{ @)&$÷)&% cfly{s aif{ @)&%÷)&^ s} lkmot

! r'Qmf k'FhL ?= !% s/f] 8 ?= !% s/f] 8

@ clu|d e'QmfgL k|fKt ?= !# s/f] 8 @ nfv @% xhf/ —

# xsk|b z] o/ — ?= ^% s/f] 8

hDdf ?=@* s/f] 8 @ nfv @% xhf/ ?= *) s/f] 8

o; ljQLo ;+:yfn] k] z u/] sf] k'FhL of] hgf cg';f/ xfn ?= @% s/f] 8sf] xsk|b z] o/ lgisfzg ul/Psf] 5 pQm z] o/ afF8kmfF8 kZrft r'Qmf k'FhL ?=$) s/f] 8 x'g] 5 . tt\ kZrft ?= $) s/f] 8sf] xsk|b z] o/ hf/L ul/g] 5 .

!)= lnhxf] N8 ;DklQdf ut jif{;Dd / o; jif{ ckn] vg (Amortization) ul/Psf] /sdsf] ljj/0fM

l;=g+= ljj/0f rfn' aif{ /sd ?= ut aif{ /sd ?

! z'? df} Hbft — —

@ o; aif{ yk $%,)%,%$@÷— —

# o; aif{ ckn] vg #,)&,($%÷— —

afFls df} Hbft $!,(&,%(&÷— —

!!= ljQLo ljj/0fx?nfO{ a'‰g / ljZn] if0f ug{ ;3fp k'Ug] hfgsf/L lbg cfjZos b] lvPsf cGo ljj/0f .

s_ sd{rf/L af] g; tyf pkbfg ;DaGwL Joj:yf

ljQLo ;+:yfn] o; cf=a=df sd{rf/L af] g;sf] nflu ?=30,97,898÷– / sd{rf/L pkbfgsf] nflu ?= 2,37,538÷– Joj:yf u/] ] sf] 5 .

v_ cfkm\gf] ;DklQ lwtf] /fvL lnPsf] ;fk6L ljj/0f

ljQLo ;+:yfn] ;'/If0fsf] ?kdf cfkm\gf] ;DklQ lwtf] /fvL s'g} shf{ lnPsf] 5} g .

u_= z] o/ jfkt k|fKt x'g] afFsL /sd (Calls In Arrear)

ljQLo ;+:yfsf] jiff{Gt ;Dd z] o/ jfkt k|fKt x'g afFsL /sd 5} g .

3_ lx;fa ldnfgsf] cj:yf

ljQLo ;+:yfn] :yfgLo a} +s tyf ljQLo ;+:yfx?df /x] sf] vftfsf] lx;fa ldnfg u/] sf] 5 .

ª_ ;fwf/0f hu] 8f sf] if

ljQLo ;+:yfn] cf=j= @)&$÷)&% df v'b d'gfkmf ? 5,49,62,596÷— sf] @) k|ltztsf b/n] ?=1,09,92,519÷— ;fwf/0f hu] 8f sf] ifdf /sdfGt/0f u/] sf] 5 .

r_ ;DklQsf] ckn] vgsf] ljj/0f

o; ;+:yfn] l:y/ ;DklQ tyf cGo ljleGg lzif{sx?df ckn] vg ul/ ?= 7,86,139÷— nfO{ gfkmf gf] S;fg lx;fadf vr{ n] vf°g u/] sf] 5 .




5_ lgliqmo shf{

ljlQo ;+:yfsf] s'n shf{ /sd ?= 4,04,82,786÷— dWo] zt k|ltzt shf{nfO{ lgliqmo shf{df auL{s/0f ul/Psf] 5 . h_ k|:tfljt nfef+z tyf af] g; z] o/

ljQLo ;+:yfn] o; cf=j=df af] g; tyf gub nfef+z k|:tfj u/] sf] 5} g

em_ >f] t kl/rfng

of] ;+:yf g] kfn /fi6« a} Fsaf6 ldlt @)&$=)*=@$ ut] b] lv ;d:ofu|:t cj:yfaf6 x6] sf] df ;f] ldltb] lv @)&% cfiff9 d;fGtsf] lbg;Dddf v'b ?= *@,(!,)@@÷— sf] yk lgIf] k ;+sng u/] sf] 5 .

`_ :yug s/ ;DklQ÷bfloTj (Deferred Tax Assets/Liability)

ljj/0f bfloTj÷-;DklQ_?=

:yug s/ ;DklQ

sd{rf/L k] G;g tyf pkbfg Joj:yf 2,37,538

sd{rf/L ljbf jfktsf] Aoj:yf 3,71,200

cGo ;DklQdf ul/Psf] Aoj:yf 10,33,816

u} / a} ls· ;DklQdf ul/Psf] Aoj:yf 7,90,60,293

v'b c:yfoL km/s 8,07,02,847

s/sf] b/ 30%

:yug s/ ;DklQ 2,42,10,854

:yug s/ bfloTj –

ckn] vg ug{ afFsL vr{ 7,57,450

v'b c:yfoL km/s 7,57,450

s/sf] b/ 30%

:yug s/ bfloTj 2,27,235

v'b :yug s/ ;DklQ 2,39,83,619

cl3Nnf] cf=a=;Dd /x] sf] v'b :yug s/ bfloTj –

o; cf=a=df gfkmf gf] S;fg vftfdf b] vfOPsf] cfDbfgL -vr{_ 2,39,83,619

6_ cfos/ Joj:yf

ljQLo ;+:yfsf] v'b s/of] Uo cfo C0ffTds /x] sfn] cfos/ Joj:yf ul/Psf] 5} g .

7_ nufgL ;DjGwdf

ljQLo ;+:yfsf] o; cf=j= sf] cGTo ;Dd hg/n OG:of] /] G; sDkgLsf] ;fwf/0f z] o/df nufgL ? %)),))) /x] sf] ] 5 . ;+:yfn] nufgL ;dfof] hg afkt zt k|ltztn] ? %)),))) sf] sf] if v8f u/] sf] 5 . ;+:yfnfO{ nufgL ePsf] ;+:yfaf6 nufgL afktsf] lg:;f kq xfn ;Dd k|fKt ePsf] 5} g . of] nufgL ljqmLsf] nflu pknAw 5} g .

8_ zfvf lj:tf/

cf=a= @)&$÷&% df o; ljQLo ;+:yfn] yk s'g} zfvf vf] n] sf] 5} g tyf o; cf=j= sf] cGt ;Dddf d'Vo sfof{no ;d] t u/L # j6f zfvfx? Aff6 sf/f] af/ ul//x] sf] 5 .




9_ sd{rf/L ;fkl6

sd{rf/L ljgLodfjnL adff] lhd sd{rf/LnfO{ k|bfg u/LPsf] shf{x? dWo] xfn sd{rf/Lsf] x} l;otdf axfn g/x] sf sd{rf/Ln] lnPsf] s'n ;fk6L /sd ? 5,33,816÷— /x] sf] 5 ;fy} ;f] /sdsf] nfuL ztk|ltzt gf] S;fgL Joj:yf sfod ul/Psf] 5 .

0f_ ;+:yfut ;fdflhs pQ/bfloTj ;DjGwdf

ljQLo ;+:yfn] o; cfly{s jif{ cfÇgf] v'b d'gfkmfsf] ! k|ltzt /sd ?= 5,49,626÷— ;dflhs pQ/bfloTj sf] ifdf /sdfGt/0f u/] sf] ] 5 .

t_ sd{rf/L bIftf clea[l4 sf] if ;DjGwdf


! z'? df} Hbft !,)$,#*$÷–

@ o; aif{ yk -ut aif{sf] sd{rf/L vr{sf] # k|ltzt_ !,@#,&)%÷—

# o; aif{sf] vr{ %@,*$)÷—

afFls df} Hbft !,&%,@$(÷—

y_ cfos/ P] g @)%* sf] bkmf %& adf] hLd s'g} lgsfosf] laut tLg jif{ cl3;Ddsf] :jfldTjsf] t'ngfdf krf; k|ltzt jf krf; k|ltzt eGbf a9L :jfldTj kl/jt{g ePdf ;f] lgsfon] cfkm\gf] :jfldTjsf] ;DklQ jf cfkm"n] jxg u/] sf] bfloTj lg;u{ u/] sf] dflgg] tyf ;f] lx adf] lhd cfos/ lgwf{/0f u/Lg] Aoj:yf /x] sf] df o; ljQLo ;+:yfsf] @)&$ >fj0fdf bkmf %& n] tf] s] adf] lhd :jfldTj kl/jt{g ePsf] df ;f] bkmfn] Joj:yf u/] adf] lhd ;[hgf x'g;Sg] cfos/ bfloTj tyf cGo km/snfO{ of] ljQLo ljj/0fdf ;dfof] hg u/LPsf] 5} g .

b_ ljlQo ;+:yfsf] cfwf/ b/ (Base Rate) ;DaGwdf

ljQLo ;+:yf o;} cfly{s aif{ b] vL ;d:ofu|:t cj:yfaf6 x6] sf] tyf o; cfly{s aif{sf s] lx clGtd dlxgfx? b] vL dfq} yk lgIf] k ;+sng u/LPsfn] cfwf/ b/ u0fgf u/LPsf] 5} g .

!@= Ohfhtkqk|fKt ;+:yfsf] Ph] G;L df} Hbft cGtu{t cjlw cg';f/sf] -! jif{, !–# jif{, # jif{eGbf a9L_ lx;fa ldnfg x'g af“sL /sdsf] ljj/0fM gePsf] .

!#= k'gMjlu{s/0f tyf k'gM;d'xLs/0f

ut jif{sf] ljlQo ljj/0fdf pNn] Vf ul/Psf c+sx? cfjZostf cg';f/ k'gM jlu{s/0f tyf k'gM rfl/qLs/0f ul/Psf 5g\ . ljlQo ljj/0f pNn] lvt c+sx? lgs6\td ?k} ofdf b] vfOPsf] 5 .





;+:yfks/;+:yfks ;d"xsf z]o/wgLn] cfkm\gf] :jfldTjdf /x]sf] z]o/ cGo a}s tyf ljQLo ;+:yfdf lwtf] /fvL shf{ lnPsf] ljj/0f

@)&% ;fn cfiff9 d;fGtsf]

cg';"rL $=#$

qm=;;+:yfks÷;+:yfks ;d"x cGtu{t kg]{ z]o/wgLsf]

gfd

;+:yfkssf] :jfldTjdf /x]sf] shf{ ljj/)f

s}lkmot s'n z]o/ lsQf ;+Vof

s"n r"Qmf k'+hLsf] k|ltzt

shf{ lnPsf] cGo a}s,

ljQLo ;+:yfsf] gfd

shf{ /sd

lwtf] /x]sf] z]o/ lsQf

;+Vof

1




qm= ;= ljj/)F o; q}dfl;s ;Dddf ut q}dfl;s ;Dddf ut jif{sf] o; q}dfl;s ;Dddf

1= hDdf k"¤hL / bfloTj -1=1–1=7_ 152,925 127,297 100,304

1=1 r'Qmf k"¤hL 280,225 280,225 200,225

1=2 hu]*f k"¤hL -234,361_ -223,412_ -255,903_

1=3 C)f kq / a)* – – –

1=4 ;fk^L – – –

1=5 lgIF]k 46,671 32,983 19,466

s= :jb]zL d'b|f 46,671 32,983 19,466

v= ljb]zL d'b|f – – –

1=6 cfos/ bfloTj 9,232 – –

1=7 cGo bfloTj 51,158 37,501 136,516

2= hDdf ;DklQ 152,925 127,297 100,304

2=1 gub / a}° df}Hbft 13,115 6,410 60,519

2=2 dfu tyf cNk ;"rgfdf k|fKt x'g] /sd 93,754 92,347 26,103

2=3 nufgL – – –

2=4 shf{ tyf ;fk^ -s +v + u + # + ª + r_ – – –

s_ l/on :^]^ shf{ – – –

cfjf;Lo l/on :^]^ shf{ -?= 150 nfv;Ddsf] cfjf;Lo #/ shf{ afx]s_ – – –

Aofkfl/s ejg tyf cfjf;Lo ckf^{d]G^ lgdf{)f – – –

cfo cfh{g ug]{ Aofkfl/s ejg shf{ – – –

cGo l/on :^]^ shf{ - hUuf v/Lb tyf Knl^*= – – –

v_ ?= 1=5 s/f]*;Ddsf] cfjf;Lo #/ shf{ – – –

u_ dflh{g shf{ – – –

#_ cfjlws shf{ – – –

ª_ cf]e/*«fˆ^ shf{÷l^=cf/=÷rfn" k"+hL shf{ – – –

r_ cGo shf{ – – –

2=5 l:y/ ;DklQ 27,326 10,876 2,966

2=6 u}/a}ls° ;DklQ – – –

2=7 cGo ;DklQ 18,730 17,665 10,717

3 gfkmf gf]S;fg lx;fa o; q}dfl;s ;Dddf ut q}dfl;s ;Dddf ut jif{sf] o; q}dfl;s ;Dddf

3=1 Jofh cfDbfgL 7,656 4,110 2,041

3=2 Jofh vr{ 9,510 8,661 40,354

s= v"b Jofh cfDbfgL -3=1-3=2_ -1,854_ -4,551_ -38,313_

3=3 lkm, sld;g / l*:sfpG^ 21 1 –

3=4 cGo ;+rfng cfDbfgL 112 108 1,521

3=5 ;^xL #â(af^ gfkmf÷gf]S;fg -v'b_ – – –

v= s'n ;+rfng cfDbfgL -s=+3=3+3=4+3=5_ -1,721_ -4,442_ -36,792_

3=6 sd{rf/L vr{ 8,162 4,789 4,124

3=7 cGo ;+rfng vr{ 14,081 7,467 11,942

u= Joj:yf k"j{ ;+rfng gfkmf -v=-3=6-3=7_ -23,964_ -16,698_ -52,858_

3=8 ;Defljt bfloTj Joj:yf – – 29,626

#= ;+rfng d'gfkmf -u=-3=8_ -23,964_ -16,698_ -82,484_

3=9 u}/;+rfng cfDbfgL÷vr{ -v'b_ 2,890 2,890 132

3=10 ;Defljt gf]S;fgL Joj:yfaf^ lkmtf{ 55,136 49,547 99,849

ª= lgodtL sf/f]af/af^ ePsf] gfkmf 34,062 35,739 17,497

3=11 c;fwf/)f cfDbfgL÷vr{ -210_ – –

r= af]g; / s/ cl#sf] gfkmf -ª+3=11_ 33,852 35,739 17,497

3=12 sd{rf/L af]g; Joj:yf 3,077 3,249 –

3=13 s/ Joj:yf 9,232 – –

%= v"b gfkmf÷gf]S;fg -r=-3=12-3=13_ 21,543 32,490 17,497

4=1 k"¤hL sf]if÷hf]lvd efl/t ;DklQ 25Ü 32Ü -26Ü_

4=2 lglis|o shf{÷s'n shf{ 100Ü 100Ü 100Ü

4=3 s'n shf{jfkt hf]lvd Joj:yf÷s'nlglis|o shf{ 100Ü 100Ü 100Ü

4=4 shf{ ÷ lgIf]k -g]=/f=a}+ssf] lgb]{zg cg";f/ _ 44Ü 51Ü -164Ü_

4=5 cfwf/ b/ 8=63Ü 0Ü 0Ü

4=6 Jofh b/ cGt/ 7=16Ü 0Ü 0Ü

4=7 k|lt z]o/ cfDbfgL 14=36 28=88 11=66

4=8 a's g]^ jy{ 30=58 37=88 -37=12_

l;6L PS;k|] ; kmfOgfG; sDkgL lnld6] 8;fljs s'a] / dr] {G6 kmfOgfG; lnld6] 8n]vfk/LIF0f k"j{ rf}yf] q}dfl;s ljj/0f

@)&% ;fn cfiff9 d;fGtcg';"rL $=#%




qm=;

+lj

j/)f

n]v

fkl/

If)f

k'j{

ljlQ

o lj

j/)f

n]v

fk/L

If)f

kZr

ft\

ljlQ

o lj

j/)f

km/s

km/s

x'g's

f] sf/

)f/s

d k

|ltz

t 1

hDdf k'hL / bfloTj -1 b]lv

1=7_

152

,925

1

77,6

29

24,7

04

16.

15

1=1

r'Qmf k"¤hL

280,2

25

280,2

25

--

1=2

hu]*f k"¤hL

(23

4,3

61)

(20

0,8

36)

33,

525

(14

.30)

:yug s/ tyf cGo sf/)fn

] v'b d'gfkmfdf ePsf] km/s

1=3

C)f kq / a)*

--

--

1=4

;fk^L

--

--

1=5

lgIF]k

46,

671

27,

757

(18

,914

) (40.5

3)s= :yfgLo d'b|f

46,

671

27,

757

(18

,914

) (40.5

3)kfs

]sf] d'@tL vftfs

f] /sdnfO{ cGo bfloTjdf b]vfO{Psf]n

]

v= ljb]zL d'b|f

--

--

1=6

cfos/ bfloTj

9,2

32

- (9,

232.

00)

-

cfos/ u)fgf ubf{ s/ of]Uo cfo gb]lv

Psfn

] ]

1=7

cGo bfloTj

51,

158

70,4

83

19,

325

37.

78

kfs

]sf] d'@tL vftfs

f] /sdnfO{ cGo bfloTjdf b]vfO{Psf]n

]

2 hDdf ;DklQ -2 b]lv

2=7_

152

,925

1

77,5

98

24,6

73

16.

13

2=1

gub / a}° df}Hbft

13,

115

9,6

07

(3,

508)

(26

.75)

jlu{s/)f km]l/Psfn

]

2=2

dfu tyf cNk ;"rgfdf k|fKt x'g] /sd

93,

754

97,

091

3

,337

jlu{s/)f km]l/Psfn

]

2=3

nufgL

--

--

2=4

shf{ tyf ;fk^

--

--

2=5

l:y/ ;DklQ

27,

326

27,

326

--

2=6

u}/a}ls

° ;DklQ

--

--

2=7

cGo ;DklQ

18,7

30

43,

574

24,8

44

132

.64

:yug s/ ;DklQsf] sf/)f

3gfkmf÷gf]S;fg lx;fa

3=1

Jofh

cfDbfgL

7,6

56

7,6

59

3

0.0

4

3=2

Jofh

vr{

9,5

10

9,5

10

--

s= v"b Jofh

cfDbfgL -3=1-3=2_

(1,

854

) (1,

852

) 2

(0.1

1)3=3

lkm, sld;g / l*:sfp

G^

21

21

--

3=4

cGo ;+rfn

g cfDbfgL

112

1

12

--

3=5

ljb]zL d'b|f ;^xL #â(af^ gfkmf÷gf]S;fg -v'b_

--

--

v= s'n ;+rfn

g cfDbfgL -s=+3=3+3=4+3=5_

(1,

721)

(1,

719)

2

(0.1

2)3=6

sd{rf/L vr{

8,1

62

7,5

46

(61

6) (7.

55)

jlu{s/)f km]l/Psfn

]

3=7

cGo ;+rfn

g vr{

14,0

81

13,

318

(76

3) (5.

42)

u= Joj:yf k"j{ ;+rfn

g gfkmf -v=-3=6-3=7_

(23

,964

) (22

,582)

1,3

82

(5.

77)

jlu{s/)f km]l/Psfn

]

3=8

;Defljt bfloTj Joj:yf

- 4

,899

4

,899

-

cGt/ vftf ;dfof]h

g

#= ;+rfn

g d'gfkmf -u=-3=8_

(23

,964

) (27

,481)

(3,

517)

14.6

8

3=9

u}/;+rfn

g cfDbfgL÷vr{ -v'b_

2,8

90

2,6

80

(21

0)

(7.

27)

jlu{s/)f km]l/Psfn

]

3=10

;Defljt gf]S;fgL Joj:yfaf^ lkmtf{

55,136

59,501

4,3

65

7.9

2 ª= lgodLt sf/f]af/af^ ePsf] gfkmf

34,062

34,700

638

1

.87

3=11

c;fwf/)f cfDbfgL÷vr{

(21

0)

(62

3) (413

) 1

96.6

7 jlu{s/)f km]l/Psfn

]

r= af]g; / s/ cl#sf] gfkmf -ª+3=11_

33,

852

3

4,0

77

225

0

.66

3=12

sd{rf/L af]g; Joj:yf

3,0

77

3,0

98

21

0.6

8

3=13

s/ Joj:yf

9,2

32

(23

,984)

(33

,216

) (35

9.79

):yug s/sf] sf/)f

%= v"b gfkmf÷gf]S;fg -r=-3=12-3=13_

21,

543

54,9

63

33,

420

1

55.1

3

l;6L

PS;

k|] ; k

mfOgfG;

sDk

gL l

nld

6] 8;f

ljs s

'a] / dr

] {G6 k

mfOgfG;

lnld6] 8

n]v

fk/L

IF0f

k"j{

rf}y

f] q}d

fl;s

ljj/

0f@)

&% ;

fn c

fiff9 d

;fGt

cg';"r

L $=#%-

c_







cf=j= @)&$÷&% sf] aflif{s ljQLo ljj/0f k|sflzt ug{ :jLs[lt k|bfg ug{] qmddf g]kfn /fi6« a}+såf/f hf/L

lgb{]zgx?sf] k|ltpQ/ ;DjGwdf .

lgb{]zg g+= ! sf] ;DjGwdf M lgb{]zg jdf]lhd ul/g] Joxf]/f cg'/f]w 5 .

lgb{]zg g+= @ sf] ;DjGwdf M lgb{]zg jdf]lhd ul/g] 5 .

lgb{]zg g+= # sf] ;DjGwdf M cfos/ P]g @)%* sf] bkmf %& jdf]hLdsf] n]vfk/LIf0f ug{ n]vfk/LIfs lgo'QmL ul/Psf] 5 / ;f]xL cg'?k sfo{ eO/x]sf] 5 .

lgb{]zg g+= $ sf] ;DjGwdf M lgb{]zg jdf]lhd sfo{ ul//x]sf] Joxf]/f cg'/f]w 5 .

lgb{]zg g+= % sf] ;DjGwdf M lgb{]zg jdf]lhd txFfn] cf}NofOPsf s}lkmotx?nfO{ k'gM gbf]xf]l/g] ul/ Joj:yf ldnfO{Psf] 5 .




l;6L PS;k|] ; kmfOgfG; sDkgL lnld6] 8sf] k|aGwkqdf x'g] ;+zf] wg

-ldlt @)&%÷)&÷@( df ;DkGg x'g] sDkgLsf] !# cf} + aflif{s ;fwf/ 0f ;efsf] ljz]if k|:tfj g+ @ ;F+u ;DalGwt_

qm=;+= xfnsf] Aoj:yf k|:tfljt ;+zf] wg ;+zf] wg ug'{kg] { sf/ 0f!= bkmf ^ M ljQLo ;+:yfsf] k"FhLsf] ;+/ rgf M —

-v_ ljQLo ;+:yfsf] hf/ L k"FhL ?= $),)),)),))).– -cIf?kL rfln; s/ f] 8 dfq_ x'g] 5 . ;f] k"FhLnfO{ k|ltz] o/ ?= !)).– b/ sf $),)),))).– -rfln; nfv_ yfg ;fwf/ 0f z] o/ df ljefhg ul/ Psf] 5 .-u_ ljQLo ;+:yfsf] r'Qmf k"FhL ?= $),)),)),))).– -cIf?kL rfln; s/ f] 8 dfq_ x'g] 5 .

bkmf ^ M ljQLo ;+:yfsf] k"FhLsf] ;+/ rgf M– -v_ ljQLo ;+:yfsf] hf/ L k"FhL ?= *),)),)),))).– -cIf?kL c;L s/ f] 8 dfq_ x'g] 5 . ;f] k"FhLnfO{ k|ltz] o/ ?= !)).– b/ sf *),)),))).– -c;L nfv_ yfg ;fwf/ 0f z] o/ df ljefhg ul/ / Psf] 5 .-u_ ljQLo ;+:yfsf] r'Qmf k"FhL ?= *),)),)),))).– -cIf?kL c;L s/ f] 8 dfq_ x'g] 5 .

g] kfn / fi6« a}+sn] æuÆ ju{sf] ljQLo ;+:yfnfO{ tf] s] sf] Go"gtd r'Qmf k"FhL sfod ug'{ kg{] ePsf] n] .




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gf] 6 tyf l6Kk0fL

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AR 074-75 final City Finance...n] ;efdf efu lng, dtbfg ug{, k|ltlglw tf] Sg kfpg] 5 . ^= ;+o'Qm ?kdf...

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