IT Strategy &

Projects

Sales & MarketingPerforman

ce

Credit Risk Performan

ce

Business Process

Performance

Finance & Business Controls

• Financial product profitability

• Financial product marketability

• Point of sales process

• Quotation & application processing

• Scorecard & rating model

• Policy rules• Auto-approval &

auto-rejection process

• Portfolio data modeling, analytics and strategy

• Risk-adjusted collection and litigation

• Performance indicators and measurement

• Industry benchmarking

• Process effectiveness & efficiency

• Customer service / experience

• Accounting posting book

• Financial reports and analysis

• Financial performance indicator benchmarking

• Asset & liability management

• Business controls & compliance

• IT strategy & landscape

• Interface optimization

• Data quality & utilization

• Technical upgrades of core systems

• Vendor management

• Project management

Execution/Implementation

Asset Finance Performance Management

Analysis

Asset Finance Performance ManagementAnalysis, Benchmarking and Implementation

www.transcendent.com.sg

Jatinder Singh – DirectorSpecialist in Auto Finance start-ups and restructuring in Financial Services. Former Regional Head Daimler Finance

George Bauer – DirectorWorldwide knowhow of industrial start-ups, finance and leasing companies. Former Chairman BMW Finance

Jürgen Walker – DirectorGlobal experience in Strategy, Automotive, Finance and Manufacturing. Former Chairman Daimler Finance

Dr Felix Rimbach – DirectorSuccessful Entrepreneur and Expert in business process and IT management for Auto Finance

Mounir Husseini – DirectorAuthority on cross border trading & structured finance/ capital markets

Lindsey Fox – AdvisorInternational industrialist, entrepreneur and expert on logistics and leasing

Board of Directors

Data Utilization Review

Technical Upgrade

Can we increase operational efficiency and employee satisfaction with better integration of our software landscape and data flow ?

How do we increase the quality of our data to leverage marketing opportunities ?

What is the least disruptive process for the upgrade of our hardware and software infrastructure ?

IT Strategy & Projects How will be leverage cutting edge technology without becoming too expensive ?

Product Profitability Point of Sales ProcessApplication Processing

How do we structure and bundle products to increase profitability and differentiate ourselves ?

How can we empower the sales team to use financial services to sell more ?

Sales & Marketing

How will we maximize market share and margin ?

ScorecardsPortfolio Data

Modeling Collections

How do we establish a long-term statistical model while remaining flexible in short-term risk appetite ?

What insights can we collect from our portfolio to increase margins reduce cost of risk ?

What is the best way to structure our collections, balancing risk-exposure and customer satisfaction ?

Credit Risk Management

How will we balance profitability and credit risk ?

Performance Indicators

Process Efficiency Customer Experience

What is the best way to measure critical performance indicators and what are the right benchmarks ?

How can we significantly increase process efficiency in standard administrative functions ?

How can we maximize impact at critical customer touch-points ?

Business ProcessesHow will we balance process efficiency and customer satisfaction ?

Accounting Analytics Asset & Liability Mgmt Business Controls

Are we accounting consistently to facilitate the right analysis going forward ?

Finance & Business Controls

How will we maintain the right transparency in business operations ?

www.transcendent.com.sg

How can we lock in our customers as much as possible in our initial interaction ?

How do we refinance ourselves leveraging short and long-term funding opportunities ?

How do we increase compliance and business controls while becoming more efficient and enabling faster decision making ?

Interface Optimization