https://www.vyoma.net/exams/ts-tet/

1. What is 'Treasury Bill'? Give details. a) Treasury Bill is an instrument of shortterm borrowing by the CentralGovernment or State Government. b) It is a promissory note issued at dis-count and for a fixed period c) It was first issued in India in 1917d) It is issued to raise funds for meetingexpenditure needs and also provide outletfor parking temporary surplus funds byinvestors e) All the above

2. In the abbreviation KLEMS, each let-ter refers to which of the following? a) K: capital b) L : labour c) E: energy d) M: material; and S: services e) All the above(KLRMS research project)

3. What are 'dated securities'? Give details.a) They are instruments which havetenure over one year. b) These are considered risk free c) The returns on dated securities arebased on fixed coupon rates akin to cor-porate bonds.d) All the above e) None of these

4. The World Economic Outlook(WEO),April 2019 forecasts a more mutedworld trade volume growth at ____ percent relative to its prior forecast inJanuary 2019. a) 3.4 b) 4 c) 5 d) 6 e) None of these

5. The Energy InformationAdministration (EIA) forecasts that UScrude oil production will average_______million barrels per day (b/d) in2019 which is the highest in a decadea) 12.4 b) 15 c) 20 d) 25 e) None of these

6. When the term 'doom loop' is coined? a) Sovereigns are exposed to bank risks,and banks are exposed to sovereign risks.During the Euro area sovereign debt cri-sis, this two-way risk exposure wastermed as 'doom loop' owing to its impli-cations for systemic risks.b) I World War c) II World War d) 1857 e) 1947

7. Which of the following is correct? a) Credit growth of scheduled commer-cial banks(SCBs) picked up, with publicsector banks(PSBs) registering near dou-ble digit growth. b) Capital adequacy of the SCBs improvedafter the recapitalisation of PSBs. c) With the bulk of the legacy Non-Performing Assets(NPAs) already recog-nised in the banking books, the NPAcycle seems to have turned aroundd) Provision coverage ratio(PCR) of allSCBs rose sharply to 60.6 per cent inMarch 2019 from 52.4 per cent inSeptember 2018 and 48.3 per cent inMarch 2018, increasing the resilience ofthe banking sector. e) All the above

8) With reference to Mutual Funds,which of the following is correct?a) Mutual funds(MF) are the largest netproviders of funds to the financial system. b) From a market interconnectivity per-spective, MFs are intertwined intimatelywith the rest of the financial system. c) Any disruption in the MF market hasimmediate and significant spill overs inthe asset markets. d) The issues with regard to credit concen-tration in MF portfolios as also more gen-erally issues of valuation in fixed income

markets and the spillovers in money mar-ket rates highlighted by IL&FS induceddislocation were discussed in detail in theDecember 2018 FSR e) All the above

9. Foreign Exchange Management(Foreign Exchange DerivativeContracts) Regulations ______, com-monly known as FEMA, lays down thebroad rules regarding foreignexchange derivative contracts that canbe traded in India and access to suchproducts by residents.a) 2000 b) 1972 c) 1969 d) 1975e) None of these

10. Which of the following is correct? a) FEDAI: Foreign Exchange Dealers'Association of India b) FIMMDA: Fixed Income MoneyMarket & Derivative Association of India

c) PDAI: Primary Dealers' Association ofIndia d) AMFI: Association of Mutual Funds ofIndia e) All the above

11. The Reserve Bank regulates which ofthe following? a) Money marketsb) Government Securities(G-Sec) marketc) Foreign exchange(Forex) market d) The markets for derivatives on interestrate, currency and credit derivativese) All the above

12. Which of the following is correct aboutForest Market in India? a) Forex market in India is predominantlya wholesale market, dominated by banks,forex brokers and corporate clients.Customers are priced off-market by banks.b) Trading in forex and related deriva-tives takes place OTC as well as onexchanges.c) Forex market is largely an OTC marketwith an average daily volume of aboutUSD 33 billion.d) Exchange traded forex derivativeshave an average daily volume of aboutUSD 8 billione) All the above

13. Overnight money market in Indiaincludes which of the following?a) Call money market

b) Tri-party repos(TREPS) c) Market repos d) All the above e) None of these

14. Government securities(G-Sec) markethas witnessed significant changes likewhich of the following?a) Introduction of an electronic screen-based trading systemb) Dematerialised holdingc) Straight through processing d) Establishment of the CCIL as the CCPfor guaranteed settlement, new instruments,changes in the legal environment, etc. e) All the above(These changes have con-tributed to a rapid development of themarket)

15. What is 'Ways and Means Advance'(WMA)?a) It is temporary advance(overdraft)extended by RBI to the Government b) Section 17(5) of RBI Act allows RBIto make WMA both to the Central andState Governmentsc) The objective of it is to bridge the inter-

val between expenditure and receipts.d) All the above e) None of these

16. When Liquidity adjustment Facility(LAF) was introduced by RBI? Givedetails.a) June 2000 in phases b) Under the scheme, (i) repo auctions(for absorption of liquidity) and (ii)Reverse Repo auction (for injection ofliquidity) are conducted c) The funds under LAF are used by thebanks for their day-to-day mismatches inliquidity d) All the above e) None of these

17. When the Certificate of Depositscheme was introduced?a) July 1989 b) 1969 c) 1980 d) 1949e) None of these

18. Who can subscribe to Certificate ofDeposits(CDs)?a) Individuals b) Corporations c) Companies d) Trusts, Funds, Associations e) All the above

19. What is the minimum size ofCertificate of Deposit? a) Rs.1 lakh b) Rs.10 Lakhsc) Rs.20 Lakhs d) Rs.30 Lakhs e) None of these

20. Who can issue of Commercial Paper(CP)?a) Companies b) Private Dealersc) All India Financial Institutions d)All the above e) None of these

21. When the Negotiated Dealing System(NDS) became operational ? Givedetails.a) February, 2002 b) It was planned to facilitate the sub-mission of bids/applications for auc-tions/floatation of government securitiesthrough pooled terminal facility locatedat Regional Offices of Public DebtOffices across the country and throughnumber of terminals. c) It can be used for daily Repo andReverse Repo auctions under LAFd) All the above e) None of these

22. Who were members in NDS? a) Banks b) Primary Dealers c) Financial Institutions having SubsidiaryGeneral Ledger and Current Accountswith RBI

d) All the above e) None of these 23. Who promoted Clearing Corporation

of India (CCIL)?a) SBI b) ICICI c) IDBI d) LIC of India e) All the above

24. What is CBLO ?a) Collateralised Borrowing and LendingObligation (CBLO)b) It was launched by CCILc) It is a mechanism to borrow and lendfunds against securities for maturities of 1day to 1 yeard) All the above e) None of these

25. What is 'coupon rate'? Give details.a) Coupon rate is the interest/discountrate offered by a debt instrument b) It is indicated on the bond/debenture/FD certificate c) Actually the rate offered on each secu-rity is the coupon rate on that instrument d) To refer it as interest rate complicatesmatters once we factor the linkages withinterest rate in the economy e) All the above

26. What are the activities of HousingFinance Companies (HFCs)?a) They finance for acquisition of housesb) They finance for construction of houses c) They finance for development of landfor housing purposes d) All the above e) None of these

27. Which of the following is engaged incredit rating business?a) SMERA b) CRISIL c) ICRA d) CAREe) All the above

28. 'Weaker Section in Priority Sector'comprises of which of the following? a) Small and Marginal Farmersb) Artisans, village and cottage industriesc) Beneficiaries of NRLM d) Advances to Self Help Groups includ-ing NGOs for on-lending purposes e) All the above

29. What is 'General Crossing' on cheque?Give details.a) A cheque bears across its face two par-allel transverse lines (with or withoutwords such as '&co' or any abbreviationis called General Crossing b) It can be converted t 'Special Crossing' by the drawer or by any holder c) As per Section 126 of NegotiableInstruments Act, it is a direction to thepaying bank not to pay a cheque acrossthe counter and should be paid to abanker only d) All the above e) None of these

30. Who can 'cross' on cheque? Give details.a) A drawer, at the time of issue b) A holder(including converting a gener-al crossing to special or not negotiablecrossing)c) A banker who receives the cheque forcollection(special crossing), can cross theinstruments d) All the above(as per Section 125 ofNegotiable Instruments Act)e) None of these

What is 'Ways and Means Advance'?

1) e2) e3) d4) a5) a6) a7) e

8) e9) a10) e11) e12) e13) d14) e

15) d16) d17) a18) e19) a20) d21) d

22) d23) e24) d25) e26) d27) e28) e

29) d30) d

Answers

Praturi Potayya Sarma

Banking Knowledge/ Financial Awareness

BANK PO/ CLERKS EXAM SPECIAL

ÚflO˝ßÊ˛-Δ>-ªÍßä˛ ∑ ‘Ë˝ì{Mʸ–ÈΔÊˇÖ 19 lÃÒ˝O 2019 www.andhrajyothy.com14 Á‹tyÓ˛

@Venkey99

1. ßÛ˛‘Ë˝ÖÃZ {V>–ö˛$ Á≥Ö^ÈƒÊ˝$° ^˲rtÖ&1920 {Á≥M>ΔÊˇÖÁ≥Ö^ÈƒÊ˝$°V> {Á≥MʸsÏ˝Ö^˲yë∞Mϸ JMʸ {V>–ö˛$ÖÃZfØÈøÍ GÖô˲ EÖyëÕ?1) 500Mʸ$ Ú≥OV> 2) 1000Mϸ Ú≥OV> 3) 1200 Ú≥OV> 4) 1500 Ú≥OV>

2. –ö˛${ßëã‹ Δ>ÁŸâÖÃZ {V>“$◊˝ ›Î¶∞Mʸ Á‹”ƒÊ˝$Ö¥ÎÀØ˲Mʸ$ Á‹Ö∫Ö´®Ö_ –˛$$rt–˛$$ßÊ˛sÏ˝ ‘ÈÁ‹Ø˲Ö?1) —ßë≈ Ú‹ã‹ ^˲rtÖ, 18632) ›Î¶∞Mʸ ªZΔÊˇ$zÀ ^˲rtÖ, 18843) {V>“$◊˝ Á≥Ö^È-ƒÊ˝$-°À ^˲rtÖ, 19204) –ö˛${ßëã‹ Δ¯yÊ˛$z Ú‹ã‹ ^˲rtÖ, 1866

3. BÖ{´ßÊ˛{Á≥ßÛ˛‘å˝ÃZ {V>–ö˛$ Á‹ΔÊˇµÖ^å˛1) Á≥Δ¯-ÑʸÖV> G∞≤-Mʸ-–ö˛#-ôÈyÊ˛$2) AØ˲$-¥Îô˲ {Á≥Ü-∞´ßÊ˛≈Ö B´ßë-ΔÊˇÖV> G∞≤-Mʸ-–ö˛#-ôÈyÊ˛$3) {Á≥ô˲≈-ÑʸÖV> G∞≤-Mʸ-–ö˛#-ôÈyÊ˛$4) {Á≥øÊ˝$ô˲”Ö ØÈ—$-ØÛ˛så˝ ^Û˛Á‹$¢Ö®

4. BÖ{´ßÊ˛{Á≥ßÛ˛‘å˝ÃZ 1959ÃZ H Mʸ—$sÓ˝ Ì‹∏ÎΔ Êˇ$fi–Û˛$ΔÊˇMʸ$ Á≥Ö^ÈƒÊ˝$° –ö˛≈–ö˛Á‹¶Ø˲$ {Á≥–Û˛‘Ë˝Ú≥sÍtΔÊˇ$?1) Gã‹.-M¸.yÛ˛ Mʸ—$sÓ˝2) A–ö˛$ñ-ô¨˛ M˙Δäˇ Mʸ—$sÓ˝3) ∫À”Ö-ô˲-Δ>ƒå˝$ –˛$Áfl˝ôÈ Mʸ—$sÓ˝4) Á‹$–˛*-sZV> {Á≥–Û˛-‘Ë˝-Ú≥-sÍtΔÊˇ$

5. ∫À”Öô˲Δ>ƒå˝$ – ˛$Áfl˝ôÈ Mʸ—$sÓ˝ {Á≥M>Δ ÊˇÖÁ≥Ö^ÈƒÊ˝$° Á‹—$Ü –È«¤Mʸ ∫y ˛ jså˝Ø˲$ G–ö˛Δ Êˇ$B–˛*®›Î¢ΔÊˇ$?1) Á‹”ƒÊ˝$ÖV> Á‹—$Ü 2) ºyÏ˛–¯3) hÃÍœ MʸÃÒ˝-MʸtΔäˇ 4) hÃÍœ Á≥«-ÁŸ-ô¨˛

6. A‘ZM世 ˛$Áfl˝ôÈ Mʸ—$sÓ˝ Mϸ֮ —´ßëØÈ∞≤AØ˲$Á‹«Ö_Ö®?1) concentrated circles approach2) Point by point way3) Traditional approach of earlier committees4) No specific approach

7. Á≥Ö^ÈƒÊ˝$°Δ>gå˝ JMʸ?1) A Neccessary evil2) An Inevitable extension of democracy3) A mistaken ideology4) An Obsolete system

8. –ö˛$ÖyÊ˛À Á≥Ö^ÈƒÊ˝$° –ö˛≈–ö˛ Á‹¶Ø˲$ H Mʸ—$sÓ˝Ì‹∏ÎΔÊˇ$fi ^Û˛Ì‹Ö®?1) ∫À”Ö-ô¨˛-Δ>-ƒå˝$ –˛$Áfl˝ôÈ Mʸ—$sÓ˝2) –˛ÖVʸ-‚Ê˝-Δ>–ö˛# Mʸ—$sÓ˝ 3) A‘ZMä¸ –˛$Áfl˝ôÈ Mʸ—$sÓ˝4) Ø˲ΔÊˇ-Ì‹ÖÁfl˝Ö Mʸ—$sÓ˝

9. BÖ{´ßÊ˛{Á≥ßÛ˛‘å˝ hÃÍœ A¿–ö˛ñ®Æ ªZΔÊˇ$zÀØ˲$ HΔ>µr$^Û˛ƒÊ˝*À∞ Ì‹∏ÎΔÊˇ$fi ^Û˛Ì‹Ø˲ Mʸ—$sÓ˝?1) –˛ÖVʸ-‚Ê˝-Δ>–ö˛# Mʸ—$sÓ˝ 2) h.—.-M¸.-Δ>–ö˛# Mʸ—$sÓ˝3) GÖ.sÏ˝.-Δ>k Mʸ—$sÓ˝ 4) Ø˲ΔÊˇ-Ì‹ÖÁfl˝Ö Mʸ—$sÓ˝

10. hÃÍœ ªZΔÊˇ$zÀ Δ>gÍ≈ÖVÊ¸Ö –ö˛Àœ –Û˛sÏ˝ ¥Î{ô˲ Ú≥«WÖ®?1) Á≥Ö^È-ƒÊ˝$-°ÃZœ G∞≤-M¸OØ˲ M>ΔÊˇ≈-–ö˛ΔÊˇYÖ2) ∫$≈Δ¯-{Mʸԋ 3) G–˛$√-ÃÙ˝≈À$ 4) KrΔÊˇ$œ

11. Á≥Ö^ÈƒÊ˝$° G∞≤MʸÃZœ ¥ÎÃüYØ˲yë∞Mϸ –ö˛ƒÒ˝*Á≥«—$Ü GÖô˲?1) 16 H‚Ê˝ìœ 2) 18 H‚Ê˝ìœ 3) 20 H‚Ê˝ìœ 4) 21 H‚Ê˝ìœ

12. –˛ÖVʸ‚Ê˝Δ>–ö˛# Mʸ—$sÓ˝ Ì‹∏ÎΔÊˇ$fiÃZœ JMʸsÏ˝?1) {V>–ö˛$ Á‹ΔÊˇµÖ^å˛ {¥Î–ö˛$$Q≈Ö Ú≥Ö^ÈÕ2) {V>–ö $ Á‹ΔÊ µÖ å ¥Î{ôË ÃZ –ö *ΔÊ $µ Û ƒÊ $-ØË -–ö -Á‹ΔÊ Ö ÃÙ ßÊ $3) {V>–ö˛$ Á‹ΔÊˇµÖ^å˛ {¥Î´ßëØ˲≈Ö ô˲WYÖ-^ÈÕ4) Mʸ—$sÓ˝ Á‹ΔÊˇµÖ^å˛ ¥Î{ô˲ Vʸ$«Ö_ H Ì‹∏ÎΔÊˇ$fi ^Û˛ƒÊ˝$-ÃÙ˝ßÊ˛$

13. Ø˲ΔÊˇÌ‹ÖÁfl˝Ö Mʸ—$sÓ˝ Ì‹∏ÎΔÊˇ$fiÃZœ JMʸsÏ˝1) GÖÔ≥À$, G–˛$√-ÃÙ˝≈-ÀMʸ$ {¥Î´ßëØ˲≈Ö C–È”Õ2) Á‹ΔÊˇµÖ^å˛ ¥˘Á‹$tMʸ$ Á≥Δ¯Ñʸ G∞≤Mʸ f«-Ì≥Ö-^ÈÕ3) Á‹—$Ü Á‹øÊ˝$≈Õ≤ Á≥Δ¯Ñʸ G∞≤Mʸ ßë”Δ> GØ˲$≤-M¯-–ÈÕ4) BÖ{´ßÊ˛-{Á≥-ßÛ˛-‘å˝ÃZ Á≥Ö^È-ƒÊ˝$° Δ>gå˝Ø˲$ –ö˛$‡-Δ>-ÁŸâÃZ–ö˛*®-«V> °«a-®-ßë™Õ

14. 73–ö˛ Δ>gÍ≈ÖVʸ Á‹–ö˛ΔÊˇ◊˝ Δ>gÍ≈ÖVʸÖÃZ Mϸ֮ڋÑʸØå˛ÀØ˲$ ^Û˛«aÖ®?1) 234 & 234J 2) 243G & 243J3) 243 & 243J 4) 243G & 243J

15. —´ßÊ˛$À ∞ΔÊˇ”Áfl˝◊˝Mʸ$ Á‹Ö∫Ö´®Ö_ 73–ö˛ Δ>gÍ≈ÖVʸÁ‹–ö˛ΔÊˇ◊˝ {V>–ö˛$ ›Î¶Δˇ$$ÃZ {V>–ö˛$ Á‹øÊ˝Ø˲$ ßÛ˛∞ô¯Á‹–ö˛*Ø˲ÖV> Á≥«Vʸ◊Ï˝Ö_Ö®?1) hÃÍœ ›Î¶Δˇ$$ÃZ kyÏ˛-ÌŸ-ƒÊ˝$Ãå˝ M¯ΔÊˇ$t2) Δ>ÁŸâ ›Î¶Δˇ$$ÃZ Δ>ÁŸâ ‘ÈÁ‹Ø˲ Á‹øÊ˝3) MÛ¸Ö{ßÊ˛Ö ›Î¶Δˇ$$ÃZ MÛ¸Ö{ßÊ˛ {Á≥øÊ˝$ô˲”Ö4) {V>–ö˛$ Á‹øÊ˝Ø˲$ ߯ÁŸ-ΔÊˇ-Ìfl˝-ô˲-–ö˛$$V> Á≥«-Vʸ-◊Ï˝-Á‹$¢Ö®

16. Δ>ÁŸâ G∞≤MʸÀ Mʸ—$ÁŸØå˛ ôˆÀWÖÁ≥# {Á≥{MϸƒÊ˝$, G–ö˛«ôˆÀWÖÁ≥# {Á≥{MϸƒÊ˝$ô¯ Á‹–ö˛*Ø˲Ö?1) Vʸ–ö˛-ΔÊˇ≤Δäˇ 2) {Á≥øÊ˝$-ô¯”-߯≈W 3) hÃÍœ ØÈ≈ƒÊ˝$-–ö˛$*«¢ 4) EØ˲≤ô˲ ØÈ≈ƒÊ˝$-›Î¶Ø˲ ØÈ≈ƒÊ˝$-–ö˛$*«¢

17. BÖ{´ßÊ˛{Á≥ßÛ˛‘å˝ÃZ G–ö˛ΔÊˇ$ JMʸ {¥ÎÖôÈ∞≤ {V>–ö˛$ÖV>{Á≥MʸsÏ˝Ö^Û˛ A´®M>ΔÊˇÖ MʸÕW EÖsÍΔÊˇ$?1) Vʸ–ö˛-ΔÊˇ≤Δäˇ 2)hÃÍœ MʸÃÒ˝-MʸtΔäˇ3) Δ>ÁŸâ ‘ÈÁ‹-Ø˲-Á‹øÊ˝ 4) Mʸ—$-ÁŸ-Ø˲Δäˇ, Á≥Ö^È-ƒÊ˝$-°-Δ>gå˝

18. Á≥Ö^ÈƒÊ˝$° G∞≤MʸÃZœ ¥˘sÓ˝ ^Û˛ƒÊ˝$yë∞Mϸ MϸÖßÊ˛C_aØ˲ –È«ÃZ G–ö˛«Mϸ AΔÊˇ·ô˲ EÖr$Ö®?1) Á≥Ö^È-ƒÊ˝$-°ÃZ M>Ö{sÍMä¸t Á≥Ø˲$À$ ^Û˛ı‹ –ö˛≈Mϸ¢Mϸ2) V˙ΔÊˇ–ö˛ –Û˛$h-ı‹â-så˝Mʸ$3) {V>–ö˛$ Á≥Ö^È-ƒÊ˝$° E߯≈-WMϸ4) Vʸô˲ Á≥Δ>≈-ƒÊ˝$-–ö˛$$ÃZ –ÈΔÊˇ$z Á‹øÊ˝$≈-yÏ˛V> EØ˲≤ –ö˛≈Mϸ¢Mϸ

19. BÖ{´ßÊ˛{Á≥ßÛ˛‘å˝ÃZ {V>–ö˛$ Á≥Ö^ÈƒÊ˝$° Á‹–ö˛*–Û˛‘Ë˝Ö∞ΔÊˇ”Ìfl˝Ö^ÈÀ∞ G–ö˛ΔÊˇ$ BßÛ˛’›Î¢ΔÊˇ$?1) GÖyÏ˛–¯ 2) —B-Δ䡖¯ 3) Á≥Ö^È-ƒÊ˝$° M>ΔÊˇ≈-ßÊ˛«ÿ 4) Á‹ΔÊˇµÖ^å˛

20. Δ>gÍ≈ÖVʸÖÃZ∞ H B«tMʸÃå˝ MϸÖßÊ˛ Δ>ÁŸâ B«¶MʸÁ‹ÖÁú$Ö HΔ>µr$ ^Û˛‘ÈΔÊˇ$?1) B«t-MʸÃå˝ 243 Úfl˝^å˛ 2) B«t-MʸÃå˝ 243yÏ˛3) B«t-Mʸ-ÀÃå˝ 243gÒ˝ 4) B«t-MʸÃå˝ 243I

21. Á≥Ö^ÈƒÊ˝$°Δ>gå˝ Á‹ÖÁ‹¶À B«¶Mʸ ÃÍ–ÈßÛ˛“À–ö˛»YMʸΔÊˇ◊˝ H ∞«√ÜÚ≥O ^Û˛›Î¢ΔÊˇ$?1) One Tier Structure 2) Two Tier Structure3) Three Tier Structure 4) Four Tier Structure

22. Δ>gÍ≈ÖVʸÖÃZ∞ 11–ö˛ ÚŸyÊ˛*≈Ãå˝ {Á≥M>Δ ÊˇÖÁ≥Ö^ÈƒÊ˝$° Δ>gå˝ AM˙ÖsÏ˝ÖVä¸ ›Îãút–Û˛ΔäˇÃZ {Á≥´ßëØ˲AM˙ÖsÏ˝ÖVä¸ ÷«¤MʸÀ$ G∞≤?1) 10 2) 15 3) 20 4) 29

23. NREGA Act-2005 ÃZ∞ H Ú‹ÑʸØå˛ ›Î–ö˛*hMʸByÏ˛så˝Ø˲$ AØ˲$–ö˛$ÜÁ‹$¢Ö®?1) Ú‹ÑʸØå˛& 17 2) Ú‹ÑʸØå˛& 18 3) Ú‹ÑʸØå˛& 19 4) Ú‹ÑʸØå˛& 20

24. Δ>gÍ≈ÖVʸÖÃZ∞ 6–ö˛ ÚŸyÊ˛*≈Ãå˝ÃZ∞ {¥ÎÖôÈÃZœ∞›Î¶∞Mʸ Á‹ÖÁ‹¶ÀMʸ$ {V>Örœ —ÁŸƒÊ˝$Ö Mϸ֮ —´ßÊ˛ÖV>EÖr$Ö®?1) MÛ¸Ö{ßÊ˛ B«¶Mʸ Á‹ÖÁú$Ö Á≥«-´®ÃZ EÖ®

2) MÛ¸Ö{ßÊ˛ B«¶Mʸ Á‹ÖÁú$Ö Á≥«-´®ÃZ ÃÙ˝ßÊ˛$3) Á‹ÖÁú$Ö Ø˲$Ö_ Á‹ÖÁú*-∞Mϸ –ö˛*ΔÊˇ$-ô˲$Ö®4) D —ÁŸ-ƒÊ˝$ÖÃZ ô˲V>ßë EØ˲≤®

25. ØÈ≈ƒÊ˝$ Á≥Ö^ÈƒÊ˝$ô¨˛ JMʸ1) Á‹ô˲”ΔÊˇ ØÈ≈ƒÊ˝$Ö M¯Á‹Ö JMʸ B´ßÊ˛$-∞Mʸ Á‹ÖÁ‹¶2) øÍΔÊˇ-ô¨˛-ÃZ-∞ Á≥#Δ>-ô˲Ø˲ –ö˛≈–ö˛Á‹¶3) ∞ƒÊ˝$-–ö˛$-∫-ßÊ˛Æ-–˛$OØ˲ JMʸ Á≥Ö^È-ƒÊ˝$-ô¨˛ ØÈ≈ƒÊ˝*-ÀƒÊ˝$Ö4) {Á≥øÊ˝$-ô˲”–ö˛$$ ∞ƒÊ˝$-—$Ö-_Ø˲ l≈»

26. ——´ßÊ˛ Δ>⁄ âÎÀ$/{¥Î—Øå˛fiÀ ›Î¶∞Mʸ Á‹”ƒÊ˝$Ö{Á≥øÊ˝$ôÈ”À –ö˛$Ö{ô˲$À –˛$$ßÊ˛sÏ˝ gÍ°ƒÊ˝$ ›Î¶Δˇ$$Á‹–ö˛*–Û˛‘Ë˝Ö GÁ≥#µyÊ˛$ f«WÖ®?1) 1948 2) 1949 3) 1950 4) 1986

27. BÖ{´ßÊ˛{Á≥ßÛ˛‘å˝ÃZ –ö˛$ÖyÊ˛À {Á≥gÍÁ≥«ÁŸô¨˛ÀØ˲$GÁ≥#µyÊ˛$ HΔ>µr$ ^Û˛‘ÈΔÊˇ$?1) 1983 2) 1949 3) 1950 4) 1951

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@Venkey99

MODEL QUESTIONSDirections (Q.No.1-5): Study the

following information carefully andanswer the questions given below:

10 cricketers are sitting around therectangular table such that 1 personeach is sitting in the corner, 1 person issitting along the shorter side of therectangular table and the remaining sit2 on each longer side.The personsitting in the corner, the ones sittingalong the shorter side are facingtowards the centre and remaining cric-keters are facing away from centre.

Buttler and Root are sitting to theimmediate left of each other. Root issitting 2nd to the right of Guptill whois sitting at one of the corners. Only2 cricketers are sitting between Gup-till and Williamson. Taylor is sittingadjacent to Williamson. Only 2 crick-eters are sitting between Taylor andMorgan. Only 1 person is sitting bet-ween Latham and Morgan. Bairstowand Stokes are sitting adjacent toeach other. Only two cricketers aresitting between Bairstow and Archer.Root is not sitting at any corner.1. What is the position of Morgan

with respect to Buttler?a) 2nd to the rightb) 3rd to the rightc) 2nd to the left d) Adjacente) 4th to the left

2. What is the position of Lathamwith respect to Guptill?a) Adjacent b) 2nd to the rightc) 2nd to the leftd) 3rd to the right e) None of these

3. What is the position of Root withrespect to Bairstow?a) 3rd to the leftb) 2nd to the rightc) Adjacentd) 3rd to the righte) 4th to either left or right

4. How many cricketers are sittingbetween Williamson and Lath-am, when counted from the leftof Latham?

a) 1 b) 5 c) 3d) 2 e) None of these

5. Find the odd one out.a) Buttler b) Bairstowc) Williamsond) Morgan e) ArcherDirections (Q.No.6-10): Study the

following information carefully andanswer the questions given below:

Nine teachers i.e. Abi, Babu,Bala, Ajay, Ben, Avinash, Bob, Aka-sh and Tej have taken lecture on diff-erent dates 7th, 10th and 15th of themonths - March, June and Decemberbut not necessarily in the same order.

Bob has lecture on an even datein the month of having 30 days. Twopersons have lecture in between Boband Akash. Babu has lecture justbefore Tej but not in the same month.Tej does not take lecture before Bob.More than two persons take lecturebetween Akash and Tej. Both Ajayand Avinash have lectures in thesame month. Only one person takesthe lecture in between Abi and Bala.Not more than four persons have taken lectures in between Balaand Ajay.6. Who among the following

persons take lectures in themonth of December?a) Ben, Ajayb) Tej, Avinash, Balac) Tej, Ajay, Avinashd) Akash, Babu e) None of these

7. Who among the followingperson has taken a lecture justbefore Akash?a) Ben b) Abi c) Ajayd) Avinash e) None of these

8. How many persons have lecturesin between Bob and Bala?a) None b) One c) Twod) Three e) None of these

9. Who among the followingperson definitely does not havelecture in March?a) Akash b) Tej c) Abid) Ben e) Both (b) and (d)

10. Four of the following five arealike in a certain way and hencethey form a group. Which one ofthe following does not belong tothat group?a) Ben b) Abi c) Balad) Avinash e) Ajay

Directions (Q.No.11-14): Studythe following information carefullyand answer the questions givenbelow:The questions are based on six 3 digit

numbers given below:258 546 854 732 813 465

11. Product of highest digit of lowestnumber and lowest digit ofhighest number is?a) 26 b) 32 c) 12d) 23 e) 28

12. What is the resultant numberobtained if all the digits ofsecond number are reversed, thenit is added to the one third of thefifth number from the left?a) 816 b) 708 c) 908d) 809 e) 916

13. If all the digits of third numberare decreased by 1 and the digitsof first number are increased by1, then what is the sum of the twonumbers?a) 1090 b) 1080 c) 1112d) 1111 e) 1113

14. Sum of all the digits of thenumber obtained from the diffe-rence between second and fifthnumber, if all the digits of thenumbers are decreased by 1?a) 18 b) 25 c) 12

d) 15 e) 2115. How many such pairs of letters

are there in the wordWONDERFUL each of whichhas as many letters between themin the word as in the English?a) 6 b) 5 c) 2d) 3 e) 4

Directions(Q.No.16-18):In eachof the questions below are given so-me statements followed by someconclusions. You have to take thegiven statements to be true even ifthey seem to be at variance withcommonly known facts. Read all theconclusions and then decide whichof the given conclusions logicallyfollows from the given statementsdisregarding commonly knownfacts. Give answer as,

a) If only conclusion I followsb) If only conclusion II follows.c) If either conclusion I or II

followsd) If neither conclusion I nor II

followse) If both conclusions I and II

follows16. Statements:

Only a few Bubbles are Soap.All Soap are Margo.Some Neem are not Margo.Conclusions:I. Some Bubbles are not Neem.II. Some Soap are not Bubbles.

17. Statements:Some Egg are Roll.Some Roll are not Paratha.Conclusions:I. All Egg can never be Paratha.II. Some Paratha are not Roll.

18. Statements:Only few clouds are blackNo black is waterFew water is iceConclusions:I. All water cannot be iceII. All clouds can be ice

Directions (Q.No.19-20): Study thefollowing information carefully andanswer the questions given below:

10 Persons Suneel, Siva, Suresh,Kavitha, Elia, Firoz, Gopi, Harish,Rahul and Kiran are working indifferent designation in the organi-

zation. The ranks of their design-ations are different.

Suneel is higher ranked personthan Siva but is lower ranked personthan Suresh, who is lower rankedperson than Harish. Only 3 peopleare ranked higher than Harish andonly 3 people are ranked lower thanSiva. Only 1 person is ranked higherthan Kavitha but lower than Kiran.Only 1 person is ranked higher thanRahul but lower than Firoz. Elia ismarked higher than Kiran.19. Who is the 2nd highest ranked

person?a) Elia b) Gopic) Firoz d) Rahule) None of these

20. How many persons are rankedbetween Suneel and Harish?a) 5 b) 3 c) 2d) 1 e) None of these

Directions (Q.No.21-23): Studythe following information carefullyand answer the questions givenbelow:21. Statements: R > O, K < G = P, A

= T < S, O > M < K, S < PConclusion:I. R > M II. M < PIII. K > S IV. P > Aa) Only II followsb) Only I, II and IV followsc) Only I and III follows d) None follows e) Only I, III and IV follows

22. Statements: S > N < P, A < B = C,E > D > C, Q > G > A, P = QConclusion:I. S < P II. N > GIII. Q >A IV. B < Ea) Only I followsb) Only III and IV followsc) Only I and II followsd) None followse) Only I, II and III follows

23. Statements: R < M, O = S > A, Q> P < L, A = L, M < N > OConclusion:I. R < N II. M > SIII. O > L IV. A < Qa) Only I followsb) Only III and IV followsc) Only I and II followsd) None followse) Only I, II and III follows

Subject Expert

IACE

Y. Arunveera Kumar

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ReasoningReasoningReasoningReasoningReasoning

What is the position of Morgan with respect to Buttler?

11ѧýlÅ Send your Feedback to vidya@sakshi.com A¯]l…™èlç³#Æý‡… l Ô¶æ${MýSÐéÆý‡… l

þOÌñæ l 19 l 2019

KEY WITH SOLUTIONS

(1-5):

1) e 2) a;3) a; 4) b; 5) c;(6-10):

Months Dates Persons

March 7 Abi

10 Akash

15 Bala

7 Ben

June 10 Bob

15 Babu

7 Tej

December 10 Ajay

15 Avinash

6) c; 7) b; 8) b; 9)e; 10) a;(11-15):11) b; Least number ⇒ 258 ⇒

highest digit is 8

Highest number ⇒ 854 ⇒lowest digit is 4 So, 8 × 4 = 32

12) e; Reverse of second number is546 ⇒ 645 ⇒ 645 + ((1/3(813))645 + 271 = 916

13) c; Digits of third number aredecreased by 1 ⇒ 854 ⇒ 743Digits of first number areincreased by 1 ⇒ 258 ⇒ 369Sum of the two numbers=1112

14) d; 2nd number ⇒ 546⇒ Decreased by 1 ⇒ 4355th number ⇒ 813⇒ Decreased by 1⇒ 702702 - 435 = 267 ⇒ 2+6+7 =15

15) e; 4 pairs DE, UO, RW, NO(16-18):16) d;

17) d;

18) b;

19) a; 20) d; Firoz > Elia > Rahul > Harish >Suresh > Suneel > Siva > Kiran

> Gopi > Kavitha(21-23):21) b; I. R > M (R > O > M: True)

II. M < P (M < K< G = P: True) III. K > S (K < G = P>S: False)IV. P > A (A = T< S < P: True)

22) b; I. S < P (S > N < P: False)II. N > G (N < P = Q > G: False)III. Q > A (Q > G > A: True)IV. B < E (E > D > C = B: True)

23) a; I. R < N (R < M < N: True)II. M > S (M < N > O = S: False)III. O > L (O = S > A= L: False)IV. A < Q (Q > P < L= A: False)

Taylor

Archer

Morgan

Guptill

LathamRoot

Buttler

Stokes

Bairstow

Williamson

Bubbles Soap

Margo

Neem

cloudsBlack Water Ice

ParathaEgg Roll

@Venkey99

@Venkey99

@Venkey99

, ,

9441022571

, ?

nthyd.comntnews.com 19 2019 - 7

@Venkey99

Continue From July 17th

Directions (26 – 30): Study the followinginformation carefully and answer thegiven questions.

A word and number arrangement machinewhen given an input line of words andnumbers rearranges them following aparticular rule in each step. Thefollowing is an illustration of input andrearrangement.

Input: 30 owls 56 raise 27 egg 23 still 20holy 15 apple.

Step I: 20 30 owl 56 raise egg 23 still holy15 apple 27.

Step II: holy 20 30 56 raise egg 23 still 15apple 27 owl.

Step III: 30 holy 20 56 raise egg still 15apple 27 owl 23.

Step IV: raise 30 holy 20 56 still 15 apple27 owl 23 egg.

Step V: 56 raise 30 holy 20 still apple 27owl 23 egg 15.

Step VI: still 56 raise 30 holy 20 27 owl 23egg 15 apple.

Step VI is the last step of the abovearrangement.

� As per the rules followed in the stepsgiven above, find out in each of thefollowing questions the appropriate stepfor the given input.

Input: call 40 37 ice land 50 25 under apesame 33 18 38 mango 21 open.

26. How many steps will be required tocomplete the above input? 1) Eight 2) Six 3) Five 4) Seven 5) None

27. In the seventh step of therearrangement, ‘call’ is related to ‘38’and ‘open’ is related to ‘33’ in acertain way. Which of the followingwould ‘land’ be related to, followingthe same pattern? 1) mango 2) ice 3) same 4) 40 5) 37

28. How many words and numbers arethere between ‘under’ and ‘38’ in thesixth step of the output? 1) Six 2) Three 3) Four 4) Five 5) Seven

29. In which step are the elements ‘call 1850 ape same 21’ found in the sameorder? 1) Fifth 2) Seventh 3) Fourth 4) Sixth 5) There is no such step

30. Which of the following represents theposition of ‘37’ in the last but onestep? 1) Ninth from the left end 2) Tenth from the left end 3) Seventh from the right end 4) Sixth from the right end 5) Both 2) and 3)

Directions (31 - 35): Read the followingcharacter sequence carefully and thenanswer the question given below it. H * @ L 9 S 8 * 0 2 8 7 # @ 7 8 * H 9 (E P % 2 K 3 * J 4 N 6 *

31. How many such numbers are there inthe above sequence, each of which isimmediately preceded andimmediately followed by a symbol? 1) One 2) Two 3) Three 4) None 5) None of these

32. If all the vowels are dropped in thegiven series then which element will be

at 15th position from right end? 1) * 2) L 3) 9 4) H 5) 8

33. Which of the following element is fifthto the left of sixteenth element fromthe left? 1) 6 2) H 3) 2 4) 0 5) 8

34. How many such symbols are there inthe above sequence, each of which isimmediately preceded by a numberand immediately followed by anumber?1) One 2) Two 3) Three 4) None 5) None of these

35. What will come in place of thequestion mark of the series? H@9 808 #7* ? 1) %E 9 2) 9E% 3) 8 # 9 4) 8 0 # 5) None

Quantitative AptitudeDirections (36 – 40): Study the following

information carefully and answer thequestions given below:

� The following line graph representsmonthly income (in Rs.) of five persons.

� The following pie chart representspercentage wise distribution of totalexpenditure of Pavan.Total expenditure of Pavan = 60% of hisincome

36. If Kiran expands 20% of her incomeon Entertainment, find the respectiveratio of the expenditure of Kiran onentertainment and expenditure ofPavan on entertainment.1) 9:8 2) 8:73) 7:6 4) 10:9 5) None

37. Respective ratio of the expenditures ofTapan and Madan is 5:6 andrespective ratio of their savings is 1:3.Find the difference between theexpenditures of Madan and Tapan.1) Rs.6000 2) Rs.50003) Rs.4500 4) Rs.5500 5) None

38. Total expenditure of Neelam is 45% ofher income and she uses 20% of hertotal expenditure on household forSystem service. Expenditure onsystem service of Neelam isapproximately what percent of thehousehold expenditure of Pavan?1) 113% 2) 108%3) 111% 4) 105% 5) 103%

39. Respective ratio of the savings of

Kiran and Neelam is 4:3 andrespective ratio of their expenditures is6:5. Find the average of the savings ofKiran and Neelam.1) Rs.19100 2) Rs.162003) Rs.17500 4) Rs.154005) None of these

40. Respective ratio of the expenditures ofPavan and Madan on bills is 9:11 andrespective ratio of the expenditures ofPavan and Madan on shopping is 5:6.Expenditure of Madan on shoppingand bills is approximately whatpercent of his total income?1) 12% 2) 7%3) 5% 4) 17% 5) 10%

Directions (41 - 45): In the followingquestions, two quantities are given asQuantity I and Quantity II. By findingthese quantities give correspondinganswer.1) Quantity I > Quantity II2) Quantity I ≥ Quantity II3) Quantity II > Quantity I4) Quantity II ≥ Quantity I5) Quantity I = Quantity II or Relation

cannot be established41. The perimeter of a square is equal to

twice the perimeter of a rectangle oflength 11 cm & breadth 10 cm

Quantity I: Find the circumference of asemicircle whose diameter is equal to theside of the square.

Quantity II: Find the circumference ofanother semicircle whose radius is 14 cm

42. Quantity I: The average mark obtainedby 3 departments is 624. If the averagemarks obtained by the students ofComputer department of 12 students is56 and the average marks of the studentsof Commerce department of 9 students is64. Find the average marks of thestudents of Zoology department having 6students.

Quantity II: The average mark of fourstudents in English is 63. Later it wasfound that, one of the students got 80

marks and due to error in marking he got70. Find the actual average marks of thefour students.

43. Quantity I: A, B and C entered into apartnership by starting a business andeach of them invested Rs 18000. After 3months A withdrew Rs 4000, after 2months B withdrew Rs 3000 and Cinvested Rs 2000. At the end of the year,total profit made was Rs 85910. Find thedifference between the share of A and C.

Quantity II: A, B and C entered intopartnership. A invested 2 times as muchas B. B invested 3 times as much as C. Atthe end of the year the profit is Rs 92000.Find the sum of the share of A and C.

44. There are 5 orange balls, 4 yellowballs & 3 black balls in a bag. Fourballs are chosen at random

Quantity I: The probability of their being 2orange and 2 yellow balls

Quantity II: The probability of their being 2orange, 1 yellow & 1 black.

45. Seven Maths teachers and sevenScience teachers are to be arranged ina row while seating in a conference.

Quantity I: Find the number of possibleways to arrange seven Maths teachersand seven Science teachers such that allScience teachers sit together.

Quantity II: Find the number of ways toarrange Seven Maths teachers and sevenScience teachers such that no twoScience teachers and no two Scienceteachers are adjacent to each other.

Directions (46 – 50): In the followingquestions, two equations I and II aregiven. You have to solve both theequations and give Answer as,1) If x > y 2) If x ≥ y3) If x < y 4) If x ≤ y5) If x = y or the relation cannot beestablished

46.I. (x12/7 ÷ 16) = (49 ÷ x2/7)II. y31/7 × y4/7 × 9 = 324 × y3

47.I. 15x2 – 40x + 16 = 10x2 – 22xII. 17y2 +22y + 9 = 13y2 + 10y

48.I. 7x2 + 37x + 36 = 0II. 9y2 + 35y + 24 = 0

49.I. 5x – 4y = -12II. 3x + 5y = -59

50.I. 15x2 + 68x + 77 = 0II. 3y2 + 29y + 68 = 0

Test of Reasoning

ANSWERS

Bank Exams Special

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What percent of his total income?10 19, 2019 - ntadilabad.comntnews.com

@Venkey99

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6. 285, 253, 221, 189, ...?1) 150 2) 182dæ) 157 &ç) 156 285`32 = 253253`32 = 221221`32 = 189189`32 =157

7. sêπøXŸ ‘·q ‘·s¡>∑‹˝À ô|’ qT+&ç 15e sê´+ø˘qT∫e] qT&ç 45e sê´+ø˘qT ø£*– Oqï≥¢sTT‘˚ Ä‘·s¡>∑‹˝À $<ë´s¡Tú\ dü+K´ m+‘·?1) 64 2) 29 3) 54 4) ô|’y˚Mø±<äT

Ä ‘·s¡>∑‹˝Àì yÓTT‘·Ô+ $<ë´s¡Tú\T 14G1G 44 = 59

8. $»jYT X kÕúq+ qT+&ç 20.MT O‘·Ôs¡+ yÓ’|ü⁄Á|üj·÷DÏ+#ÓqT. nø£ÿ&É qT+&ç 40. MT |ü&ÉeTs¡~X¯˝À Á|üj·÷DÏ+∫ 20 MT O‘·Ôs¡+ yÓ’|ü⁄ Á|üj·÷DÏ+#ê&ÉT. ‹]– 40 MT.\T ‘·÷s¡TŒ yÓ’|ü⁄ Á|üj·÷DÏ+∫ ≈£î&ç yÓ’|ü⁄q≈£î ‹]– 10 MT≥s¡T¢ q&ç∫YkÕúHêìï #˚]‘˚ Y, X \eT<Ûä´ <ä÷s¡+ m+‘·? 1) 30MT≥s¡T¢ 2) 20 MT≥s¡T¢3) 20 MT≥s¡T¢ 4) ô|’ @B ø±<äT

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18. HUBDIN

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40. 1853 #ês¡ºsY #·≥º+ Á|üø±s¡+ dæ$˝Ÿ düØ«düT |üØø£å\≈ £î Vü‰»s¡j ˚T´+<äT≈ £î ñ+&Ü*‡q ø£˙düejÓ÷|ü]$T‹ m+‘·?m) 21 dü+ˆˆ\T _) 19 dü+ˆˆ\Tdæ) 23 dü+ˆˆ\T &ç) 26 dü+ˆˆ\T

41. uÛ≤s¡‘·<˚X¯+˝À $<ë´$<ÛëHêìï düMTøÏå+#·T≥≈£î@sêŒ≥T #˚dæq yÓTT<ä{Ï ø£$TwüHé @~?m) <∏ëeTdt Ø˝Ò ø£$T{° _) ñ&é‡ &çkÕ«#Y ø£$T{°dæ) Vü≤+≥sY ø£$TwüHé &ç) XÊ¢&ÉsY ø£$TwüHé

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47. Áô|dæ&Ó˙‡\ qT+∫ yÓ\Te&çq ‘=* |üÁ‹ø£\≈£îdü+ã+~Û+∫ dü¬s’q~ @~?m) u…+>±˝Ÿ Áô|dæ&Ó˙‡ - u…+>±˝Ÿ ¬>õ{Ÿ_) eTÁ<ëdt Áô|dæ&Ó˙‡ - eTÁ<ëdt ø=]j·TsYdæ) u≤+uÒ Áô|dæ&Ó˙‡ - u≤+uÒ ôV≤sê˝Ÿ¶&ç) ô|’e˙ï dü¬s’qy˚

48. |üÁ‹ø± ]õÁùdºwüHé #·≥º+ m|ü&ÉT #˚XÊs¡T?m) 1867 _) 1887dæ) 1864 &ç) 1876

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