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BMW Rewards

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    BMW

    NO-FEEREWARDSSECTION 1

    BMW

    NO-FEER

    EWARDS SECTION 1

    BMW NO-FEE REWARDSYour BMW Platinum Visa Card is the only card that

    offers you the opportunity to earn exclusive rewards

    toward BMW services and merchandise with every

    purchase.

    HOW ITWORKS:

    Earn BMW Reward Points by using your

    BMW Platinum Visa Card for purchases.

    Earn one point for every two dollars youspend with your BMW Platinum Visa Card.

    No point cap.

    Earn double points for gasoline purchases.

    Redeem your points for the rewards of your

    choicefrom car maintenance services and

    lease and loan rewards, to BMW Lifestyle

    merchandise.

    REWARDS ON BMW FINANCIAL

    SERVICES LEASES OR LOANS

    Redeem yourpoints for up to $5,000 back on

    a BMWFinancial Services lease or loan.

    Redeem 10,000 BMWReward Points for a

    $100 lease or loan certificate from BMW

    Financial Services.

    Call 1-877-497-8878 to redeem your points.

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    BMW

    NO-FEEREWARDSADDITIONAL LEASE MILES

    Get 1,000 free additional lease miles for

    20,000 BMW Reward Points.

    Well automatically deduct the points from

    youraccount and credit yourcontract withthe additional miles.

    Call 1-877-497-8878 to redeem your points.

    FREE ADDITIONAL LEASE MILES

    REWARDS POINTS NEEDED

    1,000 MILES 20,000 POINTS

    2,000 MILES 40,000 POINTS

    3,000 MILES 60,000 POINTS

    5,000 MILES 100,000 POINTS

    EXCESS WEAR AND USE

    Redeem yourBMW Reward Points to

    pay for excess wear and use charges on

    yourBMW Financial Services lease.

    Points are automatically deducted from

    your account and a credit is applied toany wear and use charges.

    Call 1-877-497-8878 to redeem your points

    EXCESS WEAR AND USE

    REWARDS POINTS NEEDED

    $100 10,000 POINTS

    $150 15,000 POINTS

    $200 20,000 POINTS

    BMW CENTER DIVIDENDSSM

    Redeem your BMWCenter DividendsSM

    to use for service and maintenance at your

    BMW Center.

    Or cash in your Dividends for caraccessories to spruce up your BMW.

    Remember to first select the BMW Center

    you prefer. Then call 1-877-497-8878 to

    receive a check to use at yourBMW Center.

    BMW CENTER DIVIDENDSSM

    REWARDS POINTS NEEDED

    $100 CHECK 10,000 POINTS

    $200 CHECK 20,000 POINTS

    $300 CHECK 30,000 POINTS

    BMW LIFESTYLE MERCHANDISE

    Redeem your BMW Rewards Points

    for exclusive BMW apparel, accessories,

    and gifts.

    Receive a $100 BMW merchandise

    certificate when you redeem 10,000 points. Receive a $200 BMW merchandise

    certificate when you redeem 20,000 points.

    Earn and redeem as many certificates

    as youd like. Order from our catalog or

    online, then send voucher as your payment.

    Call 1-877-497-8878 to redeem your points.

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    BM

    W

    PLATINUMB

    ENEFITS

    BM

    W

    PLATINUMB

    ENEFITSSECTION 2 SECTION 2

    BMW PLATINUM BENEFITSBecause your BMW Platinum Visa Card is driven

    to provide superior safety and convenience, it

    comes standard with Visas most comprehensive

    benefits, reserved for Platinum cardholders.

    24-HOUR CUSTOMER ASSISTANCE

    Wherever you are in the world, you can reach us,

    24 hours a day, for answers to:

    Travel oremergency questions about

    yourcard

    More information about your benefits

    Call 1-888-BMW-CARD (U.S.) or

    410-581-9994 (collect outside the U.S.)

    AUTO RENTAL INSURANCE

    Your card provides insurance coverage for theft

    or damage up to the value of most rental cars,

    when the following conditions are met:

    The entire rental transaction must be

    completed using your BMW card.

    You must decline the car rental companys

    Collision Damage Waiveroption or similar

    provision.

    Coverage is for rentals that do not exceed

    15 consecutive days within the U.S., and

    that do not exceed 31 consecutive days

    outside the U.S.

    To file a claim:

    Contact 1-888-BMW-CARD to file a claim.

    You must report the accident immediately.

    Most states require you to file no later than

    20 days from the date of loss.

    This coverage is secondary to your primary

    automobile insurance policy and provides

    coverage on an excess basis.

    This insurance does not provide liability

    protection.8 9

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    BM

    W

    PLATINUMB

    ENEFITS

    1110

    EMERGENCYCASH AND CARD

    REPLACEMENT

    Call 1-888-BMW-CARD to report a lost orstolen card.

    Replacement card and/or emergency

    cash is delivered to you within 24 hours.

    TRAVEL AND EMERGENCY

    ASSISTANCE*

    Call 1-888-BMW-CARD to access to a host of

    travel and emergency referral services, including:

    Medical referral assistance provides

    referrals for medical care, monitoring, and

    follow-up.

    Legal referral assistance connects you

    with English-speaking attorneys, U.S.

    embassies, and consulates. Or access bailbond assistance, cash advances, and

    follow-up assistance.

    Trip planning assistance provides

    information concerning health precautions,

    weather, currency exchange rates, visas,

    and immunizations.

    Emergency message relay service isavailable 24 hours a day, toll-free to relay

    emergency messages when you are

    traveling.

    Up to $3,000 lost luggage assistance

    makes arrangements for shipment of

    replacement items if an airline or common

    carrier loses yourchecked luggage.

    Emergency ticket replacement serviceoffers assistance with the carriers ticket

    reimbursement procedures and delivery of

    new tickets.

    Emergency transportation arranges for

    emergency transportation assistance

    under medical supervision.

    Prescription assistance provides helpwith unanticipated prescription needs.

    Document Delivery arranges delivery of

    important documents that may have been

    left at home or elsewhere.

    Emergency translation service assists

    you via telephone in all major languages

    and can help you find local interpreters, ifavailable.

    *Please note:Travel and emergency assistance

    is provided free of charge as a referral service

    only. All associated costs are your responsibility.

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    1312

    BM

    W

    PLATINUMB

    ENEFITSWARRANTYMANAGER

    Your BMW card protects you every time you

    make a purchase, with:

    Warranty registration that gives you key

    information about warranty coverage. Justsend us a copy of yoursales receipts and

    warranty information.

    Extended warranty protection and

    service agreements. Allows you to double

    your free repair period under the original

    manufacturers written repair warranty up to

    one additional year.

    Call 1-888-BMW-CARD within 60 days of

    product failure to file a claim.

    TRAVEL ACCIDENT INSURANCE

    To file a claim, call us at

    1-888-BMW-CARD.

    Entitles you to $250,000 in travel accidentinsurance when you purchase travel tickets

    with your card.

    This accidental death and dismemberment

    coverage applies to common carrier

    transportation including airline, rail, bus,

    cruise line, etc.

    ROADSIDE ASSISTANCE

    Call us toll-free 24 hours a day, at

    1-888-BMW-CARD for assistance from

    one of 7,500 towing service operators and

    2,000 locksmiths in the U.S. and Canada.Covers:

    A broken-down car

    A flat tire

    Keys locked in your car

    A dead battery or when you run out of gas

    Towing

    Non-emergency trip routing is also

    available for a small fee

    YEAR-END SUMMARYSTATEMENT

    Call 1-888-BMW-CARD for information

    about your year-end summary.

    Provides an outline of monthly transaction

    totals in categories such as travel and

    restaurants.

    Receive a detailed transaction record that

    chronologically lists each of your BMW

    card transactions made during the

    previous year.

    Track all of your transactions conveniently

    in one statement.

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    SECTION 3

    BMW

    PERFORMANCEPLUSR

    EWARDS

    BMW

    PERFORM

    ANCEPLUSR

    EWARDS

    SECTION 3PERFORMANCE PLUSREWARDS

    Weve precision-tuned this exceptional creditcard to provide Performance Plus Rewards that

    go beyond the ordinary. Earn one point for every

    dollar you spend with your BMW Platinum Visa

    Card. Earn valuable travel, merchandise, and

    spa rewards with a low $50 annual membership

    fee. If you arent already signed up, call

    1-888-BMW-CARD.

    AIR TRAVEL

    Call 1-877-497-8878 to redeem your BMW

    Rewards Points for round-trip air travel.

    No blackout dates, so you can fly anytime.

    AIR TRAVEL

    U.S. (within the 48 contiguous states)

    Coach Class 25,000 Rewards Points

    MEXICO, CARIBBEAN, OR CANADAFrom the U.S. (48 contiguous states)

    Coach Class 35,000 Rewards Points

    HAWAII OR ALASKAFrom the U.S. (48 contiguous states)

    Coach Class 40,000 Rewards Points

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    1716

    BMW

    PERFORM

    ANCEPLUSR

    EWARDSHYATT HOTEL & RESORTS

    WYNDHAM HOTELS & RESORTS

    Call toll-free 1-877-497-8878 to redeem

    your points.

    Redeem 10,000** BMW Rewards Points for

    a $100 certificate good at Hyatt Hotels and

    Resorts orWyndham Hotels & Resorts.

    MARRIOTT REWARDS AND

    MARRIOTT CASH

    Call toll-free 1-877-497-8878 to redeem

    your points.

    Redeem 10,000** BMW Rewards Points

    for $100 in Marriott Cash. Same as cash,

    good at any Marriott location.

    Redeem 50,000 BMW Rewards Points

    for a 3-night stay at a Marriott Gold Villa.

    Choose from ten resort locations such as

    Orlando, Florida,and Palm Desert,

    California.

    Includes two-bedroom, two-bath villa

    accommodating up to six people,with

    gourmet kitchen, washer/dryer, and

    whirlpool tub.

    Redeem 50,000 BMW Rewards Points

    for a 2-night stay at your choice of morethan 70 Marriott or Courtyard locations

    in Europe and the Middle East.

    Includes hotels, resorts, and suites in the

    United Kingdom,Germany, Greece, Israel,

    Italy, or Saudi Arabia.

    Breakfast each morning also included.

    **Maximum redemption 50,000 points.

    RITZ-CARLTON ROYAL PRESTIGE CLUB

    & RITZ-CARLTON CASH

    Redeem 35,000 BMW Rewards Points for:

    One night at any of 33 Ritz-Carlton locations

    worldwide for you and a guest.

    Breakfast for two

    Access to the Ritz-Carlton Club

    Concierge service

    Five daily complimentary food and beverage

    presentations

    Call toll-free 1-877-497-8878 to redeem yourpoints.

    Redeem 10,000** BMW Rewards Points for $100 in

    Ritz-Carlton Cash. Same as cash, good at any Ritz-

    Carlton location.

    REWARDS POINTS NEEDED

    $100 10,000

    $200 20,000

    $350 35,000

    $400 40,000

    $500 50,000

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