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Capital One No Hassle Miles Vs Amex Comparison Full Copy

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Fold Fold Fold Fold It’s time to fly with no strings attached! Sample A. Sample Apt. 123 123 Sample Street Sample City, SS 12345-6789 PRESORTED STANDARD U.S. POSTAGE PAID CAPITAL ONE P.O. Box 85149 Richmond, VA 23295-0001 You could save hundreds with a2.99 % fixed APR until 2007 (See inside for details.) No annual fee Capital One Competitive Comparison DM 12/22/04 PDF 20269_V_CR1_TicketHolder_E (Outside) flat size: 10” x 4.5” 20269_V_CR1_TicketHolder_ERv 12/22/04 5:19 PM Page 1
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Page 1: Capital One No Hassle Miles Vs Amex Comparison Full Copy

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It’s time to fly with no strings attached!

Sample A. SampleApt. 123123 Sample StreetSample City, SS 12345-6789

PRESORTEDSTANDARD

U.S. POSTAGE PAIDCAPITAL ONE

P.O. Box 85149Richmond, VA 23295-0001

You could savehundreds witha2.99%fixed APR

until2007(See inside for details.) No annual fee

Capital One Competitive Comparison DM 12/22/04 PDF20269_V_CR1_TicketHolder_E (Outside)flat size: 10” x 4.5”

20269_V_CR1_TicketHolder_ERv 12/22/04 5:19 PM Page 1

Page 2: Capital One No Hassle Miles Vs Amex Comparison Full Copy

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Sources: www.americanexpress.com and market surveys in effect as of 12/04. The above service marks are owned by the respective entities. All rights reserved.Capital One has no affiliation with and does not endorse the company.

Contingent upon the availability of airline fares of $100 or less, applies to only new and qualified applicants and assumes your account is in good standing. Certain restrictions may apply. Terms subject to change without notice.

© 2005 Capital One Services, Inc. Capital One is a federally registered service mark. All rights reserved.

The No HassleSM Miles card lets you “Fly Free-er” with no hassles and no annual fees.

No HassleSM

Miles card

AmericanExpress®

Rewards Gold Card

No annual fee

DOUBLE MILES

for 6 months

Generouscredit line

Fly 100+airlines anytime

FREE travelstarts at

9,000 miles

2.99% fixedAPR until 2007 on balance

transferss

$90 in annual fees

No bonus miles

Pay balance in full each

month

Only 21 airlines

25,000 miles needed for air travel

N/A Only accepted at select

merchants

(

Accepted at millions

of locationsworldwide

©

Capital One Competitive Comparison DM 12/22/04 PDF20269_V_CR1_TicketHolder_E (Inside)flat size: 10” x 4.5”

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Page 3: Capital One No Hassle Miles Vs Amex Comparison Full Copy

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Here’s your ticket to a free-er flight

• Fly on any airline, anytime

• No blackout dates

• No seat restrictions

• No annual fee

Social Security Number Date of Birth

Home Phone

Total Annual Household Income (please see enclosed)4 Occupation

E-mail Address (not required)

— —

— —

$ ,

M M D D Y Y

1897

To avoid delays, please provide all information requested. Please print clearly in black or blue ink.

Please cross out and change name and

address if necessary.

<F15F16F17> <F14> <F13>

<F1><F3><F2><F4>, <F5> <F6>-<F7>

<F1>

I (We) have read and agree to the Important Disclosures and Terms of Offer enclosed, including the provision relating toArbitration. If I (we) have completed the Transfer Request, I (we) have read and agree to the transfer information enclosed.You are authorized to check my (our) credit and employment history.

Signature Date

Co-Applicant Signature (Both must sign if joint application.) Date

Sign Here

M M D D Y Y

M M D D Y Y

Offer Expires: Month XX, 2005

Please see the enclosed Important Disclosures for rate, fee and other cost information.

Co-Applicant First and Last Name (Having a co-applicant is optional, but if there is a co-applicant, this information must be provided.)

Co-Applicant Social Security Number Co-Applicant Date of Birth

Co-Applicant Address, if different from applicant (Please use residential address and not a P.O. Box.)

City State Zip

O

P

T

I

O

N

A

L

M M D D Y Y– –

Dear Sample A. Sample,

Now you can enjoy all the privileges of the American Express® card — plus the extra buying power ofa generous credit line© — all with no annual fee. Simply request the Capital One® No HassleSM MilesVisa® Platinum card today.

Transfer a balance and get a 2.99% fixed APR until 2007s

You could save hundreds of dollars in interest fees if you transfer a balance« when you request your cardnow. We’ll even waive the transfer fees so you save even more. And after 18 months, you keep savingwith a low variable rate, currently at 8.99%.

Pay no annual feeAmerican Express cards charge you up to $90 a year just to carry their card. But you can enjoy betterbenefits with the No HassleSM Miles card — plus no annual fee. So you save money right off the bat.

Earn DOUBLE MILES for six monthsWhen you transfer a balance now, you also earn miles twice as fast for the first six months. So youcan fly free sooner on any airline — with no blackout dates or seat restrictions.

Request your card todayTo take advantage of these special offers, simply return the form below or call 1-XXX-XXX-XXXXbefore Month XX, 200X.

Sincerely,

Pat W. Johnston, Director of New Accounts

(

©2005 Capital One Services, Inc. Capital One is a federally registered service mark.

All rights reserved.

Capital One® No HassleSM Miles Visa® Platinum Card Request Form 8288-3

Capital One Competitive Comparison DM 12/22/04 PDF20269_V_CR1_TicketHolder_F (Front)flat size: 8.25” x 13.75” folded size: 8.25” x 4”

Reference number:XXXXXXXXXXXXX

Access code:XXXXXX

Request your card now atwww.getmycard.com

Get a response in as little as 60 seconds, transfers as quick as 48 hours.

20269_V_CR1_TicketHolder_F 12/22/04 5:20 PM Page 1

Page 4: Capital One No Hassle Miles Vs Amex Comparison Full Copy

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Frequently asked questionsabout the Capital One® No HassleSM Miles Visa® Platinum card

Q: Can the No HassleSM Miles card really help me fly free sooner?A: Yes. It’s the only card that lets you redeem as little as 9,000 miles for a free flight — on any

airline, anytime. Other rewards cards require you to earn at least 20,000 miles before you canredeem them for a plane ticket.

Q: Why is there such a big difference in how many miles you need to fly free?A: To put it simply, we measure miles differently. Other cards base their free tickets on an

inflated number of miles — regardless of how much the ticket would actually cost. The NoHassleSM Miles card lets the actual price of the ticket determine how many miles you need to redeem. So the lower the airfare, the fewer miles you need.

Q: How can I determine how many miles I would need to fly free?A: It only takes 9,000 miles for a $100 ticket. Here are some examples of how many miles it takes

to fly free for other ticket prices.

Q: How do I earn miles?A: You automatically earn 1 mile for every dollar spent on purchases with your card. The more

you use your card, the more miles you earn.

Q: Can I redeem my miles for things other than free plane tickets?A: Yes. The No HassleSM Miles card lets you enjoy all kinds of rewards — cash back, brand name

merchandise, hotel stays, car rentals, college savings … even charitable contributions. Thechoice is always yours.

Q: What’s the fastest way to request my card?A: You can get a response in as little as 60 seconds and transfers in as quick as 48 hours. Just use

the codes on the front of this letter and go online to www.getmycard.com.

Miles required

9,000

15,300

19,600

Ticket price

$100

$170

$220

3Card/Loan Issuer

Account Number

Specific Amountto Pay $ , .

2Card/Loan Issuer

Account Number

Specific Amountto Pay $ , .

1898

YES!I (We) want to transfer the following balance(s) immediately, and agree to receive the Privacy Notice from Capital One® later along with other account information. Maximum total transfer amount will be based on my (our) approved credit line. There is no fee for this service.

Transfer additional balances and save even more.

Card/Loan Issuer

Account Number

Specific Amountto Pay $ , .

1

Don’t forget! In addition to credit card balances you can also transfer balances from higher-rate loans—student loans, auto loans, etc.

If you would like to transfer more balances, please call 1-800-708-4644.

1898

Help us process your transfer requests faster by following these guidelines:(1) You may request to transfer some or all of a given balance from another creditor. Minimum transfer is $50.(2) List the most important transfer first. (3) For Card/Loan Issuer, list the financial institution (not MasterCard,® Visa® or yourself). (4) Continue to make your payments on these accounts until the payment for the transferred amount appears

on your other issuer’s statement.(5) Sorry, transfers between Capital One accounts aren’t permitted.

Pay off your other cards heret t2.99% fixed APR

until January 2007on balances transferred now

8288-3

This transfer service is absolutely free.

Contingent upon the availability of airline fares of $100 or less, applies to only new and qualified applicants, and assumes your account is in good standing. Certain restrictions may apply. Terms subject to change without notice.

Capital One Competitive Comparison DM 12/22/04 PDF20269_V_CR1_TicketHolder_F (Back)flat size: 8.25” x 13.75” folded size: 8.25” x 4”

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Page 5: Capital One No Hassle Miles Vs Amex Comparison Full Copy

Our Commitmentto You

Capital One® is dedicated to protecting your financialrights. And we want to make sure you understand all

the Terms and Conditions of this offer. Please look over the enclosed Capital One Disclosures brochure or

call our 24-hour customer service team at:

1-800-708-4644You can also visit us at www.mycapitalonecard.com.

Capital One Competitive Comparison DM 12/22/04 PDF20269_V_CR1_TicketHolder_LN (Front)flat size: 4” x 3”

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