Chapter 4 Economic Development

Chapter 4: Economic Development

Chapter 4ECONOMIC DEVELOPMENT

4.1. Economic Structure4.1.1. EmploymentIn the absence of available data on employment in Angeles City, regional-level data from the National Statistics Office (NSO) is used in the following discussion.

For 2013, the average Labor Force Participation Rate (LFPR) of Region III was 61.83%. It is negligibly higher than that of 2012, which was 61.63% or a 0.32% improvement. The LFPR is the percent out of the total population which makes up the labor force, which are those individuals that are aged 15 years and above who are either employed or unemployed. This means that 61.83% of the total population ages 15 years and above of Region III is the labor force. Out of the LFPR, the employment rate for 2013 is 91.38%, a very slight improvement of 0.31% compared to 2012 which was 91.10%. Moreover, 13.05% of the employed are underemployed for 2013, which is an improvement to that of 2012 which is 14.30%. Underemployed is defined by NSO as employed persons who express the desire to have additional hours of work in their present job or an additional job or to have a new job with longer working hours. Visibly underemployed persons are those who work for less than 40 hours during the reference period and want additional hours of work. Meanwhile, the unemployment rate for 2013 is 8.63% (an improvement from the previous year of 9.5%). This means that for every 100 persons, 8.6 individuals have no job/business but actively looking for work and/or those who are looking for work because of their belief that no work was available or because of temporary illness/disability, bad weather, pending job application or waiting for job interview.

See Table 4-1 for the labor force survey results.

Chapter 4: Economic Development

Area Ecological Profile 2013Page 118

Table 4-1 Region III Labor Force Survey Results2011 2013Labor Force Characteristics201120122013

1st QTR2nd QTR3rd QTR4th QTRAVE.1st QTR2nd QTR3rd QTR4th QTRAVE.1st QTR2nd QTR3rd QTR4th QTRAVE.

Labor Force Participation Rate (LFPR)61.1061.3063.0062.3061.9361.0062.3061.0062.2061.6361.5062.4062.1061.3061.83

Employment Rate91.7090.4091.7090.3091.0392.0090.8090.7090.9091.1091.1091.0092.2091.2091.38

Unemployment Rate10.209.608.309.709.458.009.209.309.108.908.909.007.808.808.63

Underemployment Rate8.3010.8013.5011.5011.0310.009.909.9017.2014.2515.2015.4010.3011.3013.05

Source: National Statistics Office

4.1.2. Consumer Price Index (CPI)The Consumer Price Index (CPI) is an indicator of the changes in the average retail prices of a fixed basket of goods and services commonly purchased by households relative to a base year. It shows how much, on the average, prices of goods and services have increased or decreased from a particular reference period known as the base year. In this case, 2006 is the base year, since price is the cost or amount of money for which something can be bought or sold, CPI therefore compares the current cost of certain goods and services with their cost at an earlier time.

In Pampanga, where Angeles City is located, the CPIs for the years 2011, 2012 and 2013 showed a steady rise, from 124.40, 132.90 and 138.50 respectively. These means that a basket of commodities which can be purchased at PhP100.00 by an average Filipino household in 2006 is now worth PhP124.40 in 2011, PhP132.90 in 2012 and PhP138.50 in 2013.

4.1.3. Inflation RateInflation Rate is the rate of change or prices usually calculated on a monthly or annual basis. No data for inflation rate in Angeles City is available, only at provincial level. For 2011, 2012 and 2013, the corresponding inflation rates were 8.40, 6.80 and 4.20.

4.1.4. Poverty Threshold and Poverty IncidencePoverty threshold as defined by the National Statistics Coordination Board (NSCB) is the minimum income required to meet the basic food and non-food requirements. For Region III, where Angeles City is located geographically, the annual per capita poverty threshold was PhP20,071.00 in 2012. This means that, for a person to meet his basic food and non-food requirements needs a minimum of PhP20,071.00 annually or PhP1,672.58 monthly. Compared in 2006 and 2009, the annual per capita poverty threshold of the region was PhP14,422 or PhP1,201.83 a month and PhP18,188.00 or PhP1,515.67 a month respectively.

4.1.5. Poverty Incidence Among FamiliesPoverty incidence refers to the proportion of families (on population) with per capita less than the per capita poverty threshold to the total number of families (population). Based on the data from the NSCB, for the year 2012, the annual poverty incidence among families in Region III was at 10.10% or 10.10% of the total number of families had incomes lower than the established per capita poverty threshold of the region. In 2006 and 2009, it was at 10.30% and 10.70% respectively.

Table 4-2 Annual Per Capita Poverty Thresholdand Poverty Incidence among Families in Region III2006, 2009, 2012AreaPer Capita Poverty Threshold (PhP)Poverty Incidence among Families (%)

2006Percentage2009Percentage20122006Percentage2009Percentage2012

Philippines13,357.0026.31%16,87112.23%18,93521.0-2.38%20.5-4.06%19.7

Region III14,42226.11%18,18810.35%20,07110.33.88%10.7-5.61%10.1

Source: National Statistical Coordination Board (NSCB)

5. 4.2.Economic Sub-SectorInvestors continue to be convinced of the viability of Angeles City as a location to operate their businesses. For 2013, the top businesses in the city in terms of their number are (1) Retailer, (2) Services, (3) Food/Nocturnal, closely followed by 4) Real Estate, then 5) Manufacturer and lastly (6) Farm.

These businesses, which proliferate in the city, give us a picture of a bustling economy the city enjoys because Angelenos are known to possess an entrepreneurial character. In 2012, Real Estate, Manufacturer and Services classifications registered an increase in their numbers. Under Real Estate, a notable increase of 8.17% was registered, from 1,089 in 2011 to 1,178 in 2012 and under Manufacturing, it registered a 6.06% improvement, from 165 in 2011 to 175 in 2012.

For 2013, the Food/Nocturnal had the most growth in terms of number, from 1,035 in 2012 to 1,138 in 2013 or 9.95% increase. This may be due to the influx of people coming in and around the city to work, study, or do business. Retailers also registered a rise in number, an increase of 4%, from 4,707 in 2012 to 4,895 in 2013.

Table 4-3 Number of Business Establishments by Classification, 2011 to 2013Business Classification2011Percentage(Inc./Dec.)2012Percentage(Inc./Dec.)2013

Services3,7195.513,924(0.97)3,886

Retailer4,716(0.19)4,7074.004,895

Manufacturer1656.061752.29179

Food/Nocturnal1,168(11.39)1,0359.951,138

Real Estate1,0898.171,178(5.35)1,115

Farm3--3(66.67)1

Source: Business Permit & Licensing Division

It seems that Angeles City still has the potential for investment businessmen can perceive and take advantage of. This explains the continuous increase in number of new businesses opening up in the city. For 2011, there were 1,740 new business registrations recorded in the Business Permit and Licensing Division (BPLD) of the city, 1,753 in 2012 and 1,817 in 2013.

Table 4-4 Total Number of New Business Registrations in Angeles City, 2011 to 2013New Business Registrations2011Percentage(Inc./Dec.)2012Percentage(Inc./Dec.)2013

1,7400.75%1,7533.65%1,817

Source: Business Permit & Licensing Division (BPLD)

The Total Gross Sales of Registered Firms in the city has been on an upward trend from 2011 to 2013 as can be seen in Table 4-5 below.Table 4-5 Total Gross Sales of Registered Firms in Angeles City, 2011 to 2013Total Gross Sales2011Percentage(Inc./Dec.)2012Percentage(Inc./Dec.)2013

27,201,847,169.080.75%36,062,868,708.873.65%40,719,472,117.61


The proliferation of new structures and even the advent of condominiums in the city can be taken as the cause and effect of the flourishing economy of the city. Many have chosen to establish their residences in the city due to employment as well as business opportunities that abound in the city.

Such observation can be inferred from Table 4-6 below showing the number of approved Occupancy Permits, for both commercial and residential for the years 2011, 2012 and 2013.

Table 4-6 Number of Approved Occupancy Permits for 2011, 2012, 2013Type of Occupancy2011Percentage(Inc./Dec.)2012Percentage(Inc./Dec.)2013

Residential3625.80%3834.97%402

Commercial355(9.58%)32145.48%467

Source: City Engineers Office (CEO)

4.2.1.TourismAccording to the Department of Tourism, tourist attractions are classified into nine (9) types, which are as follows: 1) Nature, 2) History and Culture, 3) Industrial Tourism, 4) Sports and Recreational Facilities, 5) Shopping, 6) Customs and Tradition, 7) Special Event, 8) Health and Wellness, and 9) Others. It is really fortunate that Angeles City has all of these. It may already be a highly urbanized city (HUC), but still, it has natural attractions that can draw tourists. The Sibol and Puning Hot Spring, all in Barangay Sapangbato, are worth visiting, but with other types of tourist attractions, it has a galore of them. All tourists, regardless of age and preference, will surely find something of interest to them in the city.

Angeles City is known as a recreation center, especially for its night life brought about by the decades-long presence of American military forces. Today, Angeles City is not only limited to this kind or type of tourist attractions. There are historical sites, sports and recreational facilities, resorts and spas, malls, etc. which will surely keep tourists busy. The variety of cuisines, both local and international, could very well induce visitors to indulge in a gustatory trip. Actually there are travel operators in the city which specialize in culinary tourism. Certainly the 390 restaurants in the city will give visitors the wide range of options they could choose from. As for accommodations, there are 106 hotels and motels in the city. See Table 4-7.

Table 4-7 Number of Tourist Facilities in Angeles City, 2012 to 2013Type20122013

Total NumberAccredited by DOTTotal NumberAccredited by DOT

StandardEconomyStandardEconomy

Accommodations (Hotels/Motels)157495106--

Resorts113

Restaurants290390

Spas112128

Pension Homes23

Source: Business Permit & Licensing Division

4.2.2.Commerce and Industry4.2.2.1. Banks in Angeles CityThe number of banks present in an area can be used as a tool to gauge or determine its business climate. For 2013, there are a total of 73 banks in Angeles City. All kinds of banks have opened up their branches in the city, from universal, commercial, rural, savings, thrift banks, all can be found around the city catering to all the banking needs of the city population. Some of them have even opened up as many as 9 branches. These banks offer their services such as loans, e.g., car loan, housing loan, business/capital loans, bank assurance, etc., accepts bills payments, money remittances, etc., and new products like credit cards, etc. At present, there are 26 universal, 19 commercial, 10 savings, 15 rural, 2 thrift and 1 government bank in Angeles City.

Table 4-8 List of Banks in Angeles City, 2013

NameAddressContact NumbersClassificationNo. of EmployeesNo. of DepositorsNo. of AccountsServices Offered

1Asia United Bank192 Diamond Spring Building, Diamond Service Road,Mac Arthur Highway,Diamond Service Road,Balibago598-0341/ 598-0274/ 304-0586Universal6228

Personal LoanCar Loan

Housing LoanBusiness/ Capital Loan

Others, if any:Remittances, Forex, Telex, Peso/ Dollar Time Deposit, Payroll Services, Investments, Collection Payment

2Asia United Bank1276 Miranda St., Sto. Rosario(045)887-2710/ (045)625-9331Universal107,0007,000



Others, if any:

3Banco de Oro314 Excelsior Building,Mac Arthur Highway,Claro M. Recto-Commercial/ International139,04210,534



Others, if any:Insurance, credit cards, trust & treasury investments, leasing

4Banco de OroG/F eNtec Bldg., Ma. Teresa Ave., Nepo Mart Complex, Cutcut(045)458-0605/ (045)458-0517Universal2118,53511,000



Others, if any:

5Banco de OroG/F BDO Building, Miranda St., Sto. Rosario-Universal2517,049



Others, if any:


6Banco de OroBDO Building, Ramon Tang Ave., Mac Arthur Highway, Diamond Service Road, Balibago-Universal174,000



Others, if any:Loans are centralized in head office

7Banco de Oro151D Plaza Rafael,Sto. Rosario St.,Sto. Domingo-Universal13--



Others, if any:

8Bank of CommerceMac Arthur Highway cor. Victor St., Balibago-Commercial105,634-



Others, if any:Deposit, Pick-up Service Loans (consumer/ commercial)

9Bank of CommerceMac Arthur Highway cor. B. Aquino St., Lourdes Sur East-Commercial62,0002,500



Others, if any:

10Bank of the Philippine Islands-FriendshipMB Cruz Building, Don Juico Ave., Malabanas(045)625-0005Universal53,7134,050



Others, if any:Credit cards, insurance (motor), life insurance (investment), investment (AMTG), foreign exchange, property/equity loan, bills payment

11Bank of the Philippine IslandsG/F Marquee Mall,Pulung Maragul304-0657Commercial66,000-



Others, if any:


12Bank of the Philippine IslandsMac Arthur Highway cor. S. Rivera Lim St.,Diamond Subdivision, Balibago-Universal99,3009,300



Others, if any:

13Bank of the Philippine IslandsBPI Arcade, Nepo Mart Complex, Plaridel cor. Catalina Sts., Sto. Rosario-Universal1113,00015,707



Others, if any:Life insurance, non-life Insurance, credit cards, investments, deposits

14Bank of the Philippine IslandsSto. Rosario St., -Commercial10



Others, if any:

15Bank of the Philippine Islands-Angeles KuliatSto. Rosario St., Sto. Rosario(045)888-0788/ (045)888-2965Universal98,7678,767



Others, if any:Credit cards, life insurance, non-life insurance, ATM, FORS (wire trandfer), Demand Draft

16Bank of the Philippine IslandsAngeles Main Branch Rizal cor. Burgos Sts.,Agapito del Rosario-Universal184,5003,800



Others, if any:

17Bank of the Philippine Islands (Clark-Balibago Branch)Mac Arthur Highway, Balibago-Commercial54,0003,500



Others, if any:Credit cards, life insurance, non-life insurance


18Bank of the Philippine IslandsG/F Rockford Center, Mac Arthur Highway, Salapungan-Universal55,1995,199



Others, if any:

19China BankDiamond Square Service Road, Mac Arthur Highway cor. Charlotte St., Balibago-Commercial8998-



Others, if any:china check plus & regular savings accounts, money plus/ diamond savings account, certificate of the deposit account, US dollar savings & time deposit accounts, online banking

20China Bank949 CBC Building, Henson St., Agapito del Rosario888-6773/ 887-1549Commercial174,5004,500



Others, if any:bank deposit & investment products, insurance products

21China Bank Savings, Inc.Miranda Extension, San Nicolas458-0297/ 458-0298Savings5--



Others, if any:payroll system, savings, current, time deposit, SDB, dollar accounts

22China Bank Savings, Inc.275 Sto. Rosario St., San Jose887-6433/ 888-2048Savings4500-



Others, if any:checking/ savings account, ATM, time deposit, dollar savings, dollar time deposits, easi-funding (teacher's loan), easi-padala (Cebuana Lhuillier)


23China BankLevel I Marquee Mall, Pulung Maragul304-0850Universal72,500-



Others, if any:

24China BankCBC Building, Mac Arthur Highway cor. San Pablo St., Claro M. Recto-Universal7-3,000



Others, if any:

25China Banking CorporationABC Building, Ma. Teresa Ave., Nepo Mart Complex, Sto. Rosario(045)888-5175/ (045)322-9596Universal71,0891,149



Others, if any:deposit products, checking/ savings/ dollar accounts, safety deposit box, remittance, manager's/ gift's checks, internet banking, ATM, mobile banking

26China Trust Commercial Bank CorporationJEV Building, Mac Arthur Highway, Balibago-Commercial6425



Others, if any:time/ savings/ checking deposits

27Citibank and Savings Bank, Inc.-Angeles BranchG/F Marlim Mansions, Diamond Service Road cor. Marlim Ave., Balibago-Savings71,0001,000



Others, if any:Credit card payments

28East West BankG/F Saver's Mall, Mac Arthur Highway, Balibago458-0613/ 458-0615/ 045-0616Universal6400-



Others, if any:Bills payment, credit card


29East West BankUnit 4-7 Aya Building, 2014 Sto. Rosario St., San Jose-Universal103,211



Others, if any:salary loan, credit card application

30GM Bank of Luzon, Inc.Angeles-Magalang Road, Sto. Cristo-Rural20250250



Others, if any:Truck loan, Micro (group loan)

31Guagua Rural Bank, Inc.GR Bank Building, Friendship Highway, Anunas-Rural4500500



Others, if any:

32Guagua Rural Bank1st Street, Balibago625-5554Rural4620



Others, if any:Savings only

33Guagua Rural Bank, Inc.Henson St., Lourdes North West-Rural51,5451,825



Others, if any:Commercial, industrial, agri loans, remittances, time deposits, SSS payments, checking accounts, western union


34Landbank of the PhilippinesSto. Entierro cor. Miranda Sts., Sto. Rosario-Government1910,000-



Others, if any:

35Malayan Bank Savings and Mortgage BankSto. Rosario St., San Jose-Savings8637-



Others, if any:Savings, checking, time deposit, bills payment

36Metrobank Angeles Fields BranchDevera Hotel, Don Juico Ave., Malabanas-Universal11600-



Others, if any:

37Metropolitan Bank & Trust CompanyRamon W. Tang Service Road, Mac Arthur Highway, Balibago-Universal87,660-



Others, if any:Basic deposit products, regular savings account, passbook debit card & prepaid, card (ATM savings account), fun savers club, OFW account, direct depositt account, regular checking account, regular time deposit, special deposit account, US dollar savings & US dollar time deposit, US direct deposit account

38Metropolitan Bank & Trust Company901 Sto. Rosario St., Sto. Domingo-Commercial62,0003,000



Others, if any:


39Metropolitan Bank & Trust Company464 Sto. Rosario St., Sto. Rosario-CommercialNo data



Others, if any:

40MetrobankMac Arthur Highway, Salapungan-Commercial6 5,000 5,000



Others, if any:Commercial loan

41Metrobank Angeles-MainHenson St., San Nicolas-Universal175,0005,000



Others, if any:BP Line

42Pampanga Development BankRizal St., San Nicolas-Thrift101,1861,188



Others, if any:

43Philippine National Bank730 Sto. Rosario St., Sto. Rosario-Universal7718,023-



Others, if any:Life Insurance, non-life

44Philippine Bank of Communications810 Henson St., Lourdes North West-Commercial7500600



Others, if any:SME, FX, investment


45Philippine Business Bank, Inc.319 Mac Arthur Highway, Salapungan-Savings4908908



Others, if any:Bills payment - SSS, PhilHealth, trust accounts, FCDU, ATM

46Philippine National BankG/F F. Navarro Building, Mac Arthur Highway, Salapungan(045)888-7539/ (045)888-6657/ (045)322-6210Universal72,0002,000



Others, if any:Developmental loan, cresit cards,cash cards, loan tie-up

47PR Savings Bank (Philippine Rural Banking Corporation)G/F Living Rock Building, Mac Arthur Highway, Virgen delos Remedios888-1619Savings161,5061,506



Others, if any:PAD loan, pangkabuhayan loan

48Philippine Trust Company (Philtrust Bank)Philtrust Bldg., Mac Arthur Highway cor. B. Aquino, Salapungan-Universal8--



Others, if any:checking/savings accounts, time deposits, money market placement, transfer of funds & collection, remittances, securities investments, FCDU, etc.

49Planters BankMac Arthur Highway, Balibago-CommercialNo data--



Others, if any:

50Planters Development Bank639 Rizal St., Lourdes Sur-Commercial6--



Others, if any:savings deposits, time deposits, other investment services


51Porac BankSto. Rosario St., Sto. Rosario-Rural5561-



Others, if any:savings/time deposits, commercial/ industrial/ agricultural loans

52Porac BankPlaridel St., Sto. Rosario-Rural5785840



Others, if any:

53Porac BankRobin Theater Building, Rizal Ext., Sto. Rosario-Rural102,213-



Others, if any:SSS, Western Union, Datelcom payments

54PS BankMac Arthur Highway, Balibago-SavingsNo data--



Others, if any:

55PS BankMiranda St. San Nicolas-SavingsNo data--



Others, if any:

56Rizal Commercial Banking Corporation (RCBC)243 Sto. Entierro St., Sto. Cristo(045)626-2060/ (045)626-6061Commercial6



Others, if any:


57Rizal Commercial Banking Corporation (RCBC) SavingsHenson St., Lourdes North West-Savings51,5691,611



Others, if any:ATM

58Rizal Commercial Banking Corporation (RCBC)RCBC Building Sto. Rosario St., Sto. Rosario-Universal107,000-



Others, if any:

59Rural Bank of Porac Balibago BranchLot 2 Bayanihan Park, M.A. Roxas St., Malabanias(045)322-0989/ (045)625-6175Rural104,3822,102



Others, if any:

60Robinsons BankG/F Ceciles Building, Mac Arthur Highway, Balibago-Savings3--



Others, if any:micro finance, salary loan, teacher's loan

61Robinsons Bank CorporationRobinsons Place, Mac Arthur Highway, Balibago(045)892-8052/ (045)892-8053Commercial6--



Others, if any:teacher's loan, multi-purpose loan, super loan ng bayan (small business)

62Rural Bank of Angeles City846 de Guzman Building, Henson St., Lourdes North West(045)458-0470RuralNo data--



Others, if any:


63Rural Bank of Angeles CityMiranda cor. Sto. Entierro Streets-Rural401,9602,045



Others, if any:trading, service, farming

64Rural Bank of Mabalacat, Inc.Sto. Rosario St., Sto. Domingo(045)624-6984Rural6189189



Others, if any:Money transfer

65San Bartolome Rural Bank, Inc.Unit F JMS Building, Mac Arthur Highway, Salapungan-Rural4273273



Others, if any:

66Savior Rural Bank, Inc.374 Don Juico Ave., Clarkview, Malabanias-Rural4104-



Others, if any:salary/ commercial/ industrial loans, agrarian credit loans, western union money transfer, ATM, SSS/ Philhealth collection

67Savior Rural Bank, Inc.Lot 22 San Francisco cor. Visitation Sts., Pampang-Rural5-224



Others, if any:SSS/ Philhealth payments, loan & discount, savings/ time deposits


68Security BankMac Arthur Highway, Balibago-Commercial105,000-



Others, if any:ATM, foreign fund transfer/ deposits/ time deposits/ deposits pick-up

69Security BankCamalig Square, Sto. Rosario St., Sto. Rosario-Commercialno data--



Others, if any:

70Union Bank of the PhilippinesG/F Prudential Life Building, Sto. Rosario St., San Jose-Universal52,500-



Others, if any:Internet Banking

71United Coconut Planters BankSto. Rosario cor. Plaridel Sts., Sto. Rosario-UniversalNo data--



Others, if any:

72Wealth Development BankG/F Marquee Mall, Pulung Maragul-Thrift63,054-



Others, if any:savings, checking account, power max 3in1, power plus checking & passbook, time deposit, ATM

73Zambales Rural BankSto. Rosario St., Sto. Domingo624-6460Rural6 4 digits lower 3 digits medium



Others, if any:savings, current, checking account, time deposit, dollar account, business/ housing loan, agricultural patent

4.2.2.2. Cooperatives in Angeles CityMost of the cooperatives in the city are credit or multi-purpose cooperatives. They contribute much to the citys economy in terms of financial services it extends to its members. For 2013, there are 38 registered cooperatives in the city, with members totalling to 10,753. They comprise mostly of multi-purpose cooperatives (MPC), wherein there are 24 and the rest are either consumer cooperatives, credit cooperatives or a transport cooperative. The Lifegiver Multi-Purpose Cooperative (MPC) is the biggest in terms of the number of members, with 2,806 members, while the Angeles City Science High School Concessionaire Cooperative has the least number of members with only 20.

The cooperatives also offer job opportunities. Aside from its regular employees manning the operations of the cooperatives, some cooperatives hire people for the services they offer like the Clark Multi-Purpose Cooperative and the Mining Primary Multi-Purpose Cooperative which get contracted for janitorial and/or maintenance jobs. Jointly, these two cooperatives hire not less than 1,000 workers who receive more than the minimum wage.

These cooperatives receives support from the City Cooperative Development Office through trainings and technical assistance.

Table 4-9 List of Registered Cooperatives in Angeles City, 2013

Name of CooperativeNumber of MembersType of Members(vendors, employees, neighborhood, farmers, etc.)Office AddressDate EstablishedType of Cooperative(credit, multi-purpose, etc.)

1. Agents in Real Estate34Real Estate AgentsBalibago, Angeles CityMar. 22, 2010MPC

2. Angeles City Court Employees Multi Purpose Cooperative (MPC)125Court EmployeesDOJ Building, Pulung Maragul, Angeles CityJan. 11, 2010MPC

3. Angeles City Employees MPC735Government EmployeesCity Hall Compound, Pulung Maragul, Angeles CityMar. 5, 2010MPC

4. Angeles City National High SchoolConcessionaire Cooperative30Public School TeachersAngeles City National High School PampangAug. 5, 2011Consumer Cooperative

5. Angeles City Public Market Stall Owners &Operators MPC27VendorsSan Nicolas Public MarketNov. 12, 2009MPC

6. Angeles City Public School Teachers CreditCooperative1,202Public School TeachersPulungbulo, Angeles CityOct. 14, 2009Credit Cooperative

7. Angeles City Science High School Concessionaire Cooperative20Public School TeachersLourdes Sur, Angeles CityOct. 21, 2009Consumer Cooperative

8. Angeles University Foundation MPC1,107Employees teaching & non-teaching personnelClaro M. Recto, Angeles CityOct. 6, 2006MPC

9. Chevalier School MPC53Employees teaching & non-teachingSto. Domingo, Angeles CitySept. 24, 2009MPC

10. Clark Multi-Purpose Cooperative383Manpower PersonnelSto. Cristo, Angeles CityOct. 9, 2009MPC

11. Counter Pain MPC37PhysiciansSto. Cristo, Angeles CityOct. 8, 2009MPC

12. Dau Operators and Drivers Transport Service Cooperative295Drivers (Public Utility)Balibago, Angeles CityDec. 15, 2009Transport Service

13. DTI-3 Family of Responsible and Caring Employees MPC119EmployeesNepo Business Center, Angeles CityFeb. 8, 2010MPC

14. EPZA Community MPC37Community-BasedEPZA Resettlement, Angeles CityOct. 21, 2009MPC

15. Gueco Balibago Elementary School Teachers MPC91Public School TeachersGueco, Balibago, Angeles CityNov. 5, 2009Consumer Cooperative

16. Holy Angel University Employees MPC996Teaching & non-teaching personnelSto. Rosario, Angeles CityDec. 2, 2009MPC

17. Kabalikat sa Kaunlaran Consumer Cooperative32Public School TeachersMalabanas, Angeles CityDec. 15, 2009Consumer Cooperative

18. Legacy Diagnostic Service Cooperative36PhysiciansSto. Cristo, Angeles CityDec. 4, 2009Service Cooperative

19. Lifegiver Multi-Purpose Cooperative2,806Community-BasedHenson St., Angeles CityNov. 4, 2009MPC

20. Metro Angeles City Tricycle Operators Drivers Alliance Credit Cooperative30Tricycle DriversEPZA, Pulung Cacutud, Angeles CityApril 15, 2011Credit Cooperative

21. Mining Primary Multi-Purpose Cooperative397Manpower PersonnelMining, Angeles CityNov. 5, 2009MPC

22. Ospital Ning Angeles92Government EmployeesPampang, Angeles CityMar. 5, 2010MPC

23. Overseas Filipino Workers MPC28OFWNinoy Aqiuno, Angeles CityOct. 15, 2009MPC

24. PAMAVENDA MPC175VendorsPampang, Angeles CityNov. 4, 2011MPC

25. Pandan Crafters MPC45Furniture MakersPandan, Angeles CityDec. 2, 2009MPC

26. PESO MPC439Community-BasedPandan, Angeles CityOct. 21, 2009MPC

27. San Jose Angeles City MPC60Community-BasedSan Jose, Angeles CityOct. 1, 2009MPC

28. Sandigan ng Kaunlaran MPC94Public School TeachersPandan, Angeles CityDec. 14, 2009MPC

29. Service To All In Unity And Progress MPC52Community-BasedBalibago, Angeles CityMar. 5, 2010MPC

30. United Builders MPC88Factory WorkersSapalibutad, Angeles CityDec. 2, 2009MPC

31. United Workers MPC31Factory WorkersSapalibutad, Angeles CityJan. 5, 2010MPC

32. Former Barangay Officials of Angeles City Consumer Cooperative30Former Barangay Officials of Angeles CityPulung Maragul, Angeles CityMar. 8, 2012MPC

33. Angeles City Weavers Credit Cooperative150WeaversCredit Cooperative

34. Barangay Cutcut MPC576Community-BasedDama de Noche St., Cutcut,Angeles CityMPC

35. City College Consumer Cooperative33TeachersConsumer Cooperative

36. Don Mariano Elem. School Consumer Cooperative47TeachersConsumer Cooperative

37. Lugud MPC177Community-BasedSt. Catherine St., Villa AngelinaMPC

38. Rafael Lazatin Consumer Cooperative44TeachersConsumer Cooperative

TOTAL10,753

Source: City Cooperative Office

4.2.2.3. Lending/Financing Companies/Investors in Angeles City 2013The lending and financing business can be considered as a contributor to the economy of Angeles City that continuous to grow and prosper. These companies greatly contribute, together with other financial institutions, to the boosting of the local economy. It can be said that they complement the services offered by the formal banking system, because these companies have lesser requirements, for their clients doing transactions with them. Since these establishments are mostly locally-grown (traditional money lenders which have legalized their operations), their system are usually adapted to the ways of their target clientele.

For 2013, there were a total 68 lending/financing companies, or an increase in their number by 19.30% compared to 2012 where there were only 57 registered in the Business Permit and Licensing Division (BPLD). Comparing their total gross earnings, for 2013, they posted PhP176,760,845.42 while in 2012, it was PhP73,566,171.46 or an increase of 140%. Of these 68 companies, 37 or 54% exceeded the one million in gross income and 31 companies or 46% had a gross income of less than one million. The top grosser for 2013 had a gross income of PhP40,618,158.94, representing a 22.98% market share and the least grosser had only PhP100,000.00 gross income representing a 0.057% market share.

Table 4-10 List of Lending/Financing Companies, 2013NAME OF COMPANYADDRESSGROSS (PhP)NO. OF EMPLOYEES

173 Diamond Lending Corp.205 Ligaya St., Malabanas 600,000.00 3

2AC Family Lending Corporation9-31 Sampaguita Ave., Timog Park, Pampang 700,000.00 3

3Acer Lending Investors Inc.71 Jake Gonzales Blvd., Virgen delos Remedios 712,650.003

4APB Lending InvestorArcade D-C Bldg at 533 Mc Arthur Highway, Lourdes Sur East 1,550,000.00 5

5APB Lending Investor Corp.Arcade DC Building Mc Arthur Highway, Lourdes Sur East 1,228,354.20 2

6Asiantrust Lending Investor, Inc.1986 Burgos St., Lourdes Sur 600,000.00 2

7Balance Lending Investor761 Immacualda St., Springside Subd., Pandan500,000.00 1

8BIG 8 Finance CorporationRoom 303 Dona Ponciana Bldg., Rizal Ext., San Nicolas2,500,000.00 5

9Bridge Auxilliary Finance Corp.263 Sto. Rosario St. cor. Lazatin St., San Jose8,574,078.84 10

10BSMC Lending Investor Corporation1070 B A & Y Bldg., J. Gonzales Blvd., Malabanas25,800,000.00 2

11CALFER Lending Investor Inc.Unit 13, Plaridel Square, Plaridel St., Sto. Rosario650,050.00 2

12Cashmate Credit Corporation1271 DMC Bldg., Mac Arthur Highway, Ninoy Aquino650,000.00 2

13Double 8 Diamond Lending Corp.41340 Arayat St., Diamond Subd., Balibago150,000.00 3

14Eagle Financial Services Group, Inc.Lot-5 Mac Arhtur Highway, Virgen delos Remedios 9,322,230.00 3

15EM-A Capital Lending Corporation562 Bernardo Bldg., Sto. Rosario St., Sto. Rosario1,800,000.00 4

16ENCAR Lending Investor530-c JAV Bldg., Mac Arthur Highway, Lourdes Sur East1,500,000.00 3

17Esteem Loans Inc.3/F Prudential Life Bldg., Sto. Rosario St., San Jose1,200,000.00 3

18Fair Value Lending Phils. Inc.2nd/flr. Room 214 Nepo III Bldg., Catalina St., Sto. Rosario1,000,000.00 4

19FICOR Lending Corporation2nd Floor Rm C Jev Bldg., Mac Arthur Highway, Balibago430,234.22 3

20Financialedge Solutions Inc.2nd Flr Sanfel Bldg., Flamingo St., corner Mac Arthur Highway, Ninoy Aquino720,000.00 2

21First Great Ventures Loans Inc.1204 Surla St., Balibago300,000.00 2

22Frewill Finance Corporation1058 Arceo Bldg., Henson St., Agapito del Rosario1,236,500.00 4

23FTC Leasing and Finance Corp.299 A.D.M. Gomez Bldg., Mac Arthur Highway, Salapungan900,000.00 7

24Fundline Finance CorporationRCS Bldg., 1-23 Arayat St., Diamond Subd., Balibago10,000,000.00 10

25Goldie Plus Lenders Inc.Miranda St., Sto. Rosario300,000.00 3

26Goodwill Star Lending Phils. Corp.Unit 12 2nd Flr. JRCS Bldg., Manuela Comp., Balibago1,000,000.00 3

27Guahan Financing CorporationBlk-1 Lot-10 Mac Arthur Highway, Balibago750,000.00 5

28Innovative Investors and Financing Company Inc.2039- A El Pasillo Agmar, Plaridel St., Sto. Rosario400,000.00 2

29Iprovide Phils. Lending Corp.Nepo Mart 2 Sampaguita, Hallway, Sto. Rosario1,000,000.00 1

30Jalf Lending Investor and Trading Corp.7-E Mejia St., Villa Gloria Subd., San Jose900,000.00 2

31Jhomyr Lending Corp.Unit 20, Plaridel Square, Sto. Rosario192,047.50 2

32L5 & Sons Financing Corp.196 C Tinio Bldg., Mac Arthur Highway, Balibago1,308,331.75 4

33La Reyna Lending Investor, Inc.2039 El Pasilio, Agmar Court, Plaridel St., Sto. Rosario1,600,000.00 3

34Lake Citi Lending Investor Inc.3/F Rm-304, Dona Ponciana Bldg., San Nicolas300,000.00 1

35Liberty Value Loan Inc.5007 Henson St., Agapito del Rosario1,000,000.00 4

36Living Stone Lending Investor Inc.Rm-207 P. Burgos St., San Nicolas100,000.00 2

37Loans Unlimited Lending Investor Inc.566-A Henson St., San Nicolas3,000,000.00 5

38Merzon & Son Lending Corporation2nd/flr. 771-b F. Navarro Bldg., Mac Arthur Highway, Salapungan1,000,000.00 4

39Metro Angeles Credit Inc.SLC Bldg., Fil-Am Highway,Holy Family Village II, Cutcut1,500,000.00 8

40MJ Lending Investor Inc.2528 Lip Lin Bldg., Mabini St., San Nicolas1,500,000.00 5

41Nickel Collection Lending Investors Inc.204 2/F Dona Ponciana Bldg., Rizal St., San Nicolas525,000.00 8

42Orix Metro Leasing and Finance CorporationUnit-1 Blk-1 Lot-6 2/F Mc Arthur Highway, Salapungan40,618,158.94 9

43Pagasa Philippines Lending Company, Inc.4062 Ipil St., Hensonville, Malabanas3,215,254.10 7

44Papa Raja Lending Investor Corp.Lot-15 Blk-8 Paraiso Circle., Sto. Cristo300,000.00 1

45Pecjo Lending Investor Inc.199 Sto. Entierro St., Sto. Cristo1,100,000.00 3

46Pecjo Lending Investor Inc.Stall 3 Kapitan Isabelo Bldg., Sto. Rosario St., Sto. Domingo500,000.00 2

47People's Credit Network Finance Company, Inc.2nd Floor Rural Bank 846-e De Guzman Bldg., Henson St., LNW100,000.00 6

48Perfect Loans Inc.10 Blk 18 Lot 10 Kalayaan St., Bagong Bayan Subd., Cutcut1,500,000.00 3

49Raman Lending & Trading Corp.C-3 Gomez Apartment, Nepomuceno St., Sto. Rosario1,500,000.00 2

50RBO Group Financing CorporationJEV Building, 2/F Mc Arthur Highway, Balibago 1,500,000.00 3

51Roban Lending Corporation361 Mac Arthur Highway, Ninoy Aquino972,120.00 5

52Rota Creditline Finance CorporationPlaridel cor. Miranda Sts., Sto. Rosario1,100,000.00 3

53Roxas Boulevard Credit and Lending Inc.Miles Commercial Unit H Batangas St., Mt. View Subd., Balibago183,160.04 4

54S and F Finance CorporationUnit 9 Plaridel Square, Plaridel St., Sto. Rosario1,400,000.00 7

55Showbeez Lending Investor Inc.202 Del Pilar Bldg., Rizal St., San Nicolas350,000.00 9

56St. Michael Lending Investors Inc.790 Sto. Rosario St., Sto. Rosario1,200,000.00 1

57Starjed Micro Financing Corp.Unit-10 Plaridel Square, Plaridel St., Sto. Rosario650,000.00 4

58Sunbright Lending Investor, IncorporatedStall D-18/ E-18 Sandra Mall, Sandra St., Sto. Rosario1,000,000.00 2

59Tilak Lending and Trading Corp.41335 Jesus St., Pacimar Estate, Pulungbulu6,800,000.00 2

60Tri - Financial House, Inc.8 Marimar Bldg., Jake Gonzales Blvd., Claro M. Recto 6,400,000.00 7

61Tri-E LendingStall B #2305 Lakandula St., San Jose407,794.50 3

62Unistar Credit and Finance CorporationMc Arthur Highway cor. T. Alonzo St., Claro M. Recto9,740,289.12 45

63Universal Ocean Micro-Lending Investor CorporationLot 2-a Mc Arthur Hiway, Lourdes, Virgen delos Remedios 250,000.00 2

64Value Loans IncorporatedUnit1 302 JMS Bldg., Mac Arthur Highway, Salapungan1,000,000.00 2

65Verman Loans, Inc.Verman Bldg., Plaridel St., Sto. Rosario3,224,592.21 5

66Vishnu Lending and Trading Corp.1241 Miranda St., Sto. Rosario1,500,000.00 2

67Wealthy Lending Corporation774 Manuela Arcade., Sto. Rosario St., Sto. Rosario 750,000.00 8

68Winrich Lending Investor, Inc.103 Singian St., Lourdes Sur500,000.00 3

TOTAL176,760,845.42 300


4.2.2.4.Pawnshops in Angeles CityAnother thriving business in Angeles City is the pawnshop business, as evidenced by their growing number in the city, both local and nationwide chains. Some companies have even put up as many as 11 branches which reflect the big demand for the services of such kind of business. They cater to the different needs of the populace by offering different services such as pawning, money transfer, remittances, etc. It is said, pawnshops have a killing when the economy is at a low. Pawnshops are saviours or the last resort of people who are in need of cash.

For 2013, there were a total of 80 registered pawnshops operating in the city, with total gross earnings of PhP141,861,582.91 and an employment 202 individuals. Of the 80 pawnshops, 35 pawnshops or 43.75% had a gross income of more than one million and 45 pawnshops or 56.25% had a gross income of less than one million. The top grosser had a gross income of PhP17,350,208.64 or 12.23% market share and the least grosser had only PhP50,000.00 gross income, representing a market share of 0.035%.

Table 4-11 List of Pawnshops in Angeles City 2013NAMEADDRESSGROSSNO. OF EMPLOYEES

1ABM Pawnshop1222 Henson St., San Nicolas 600,000.00 2

2ACE Pawnshop#4214 Mac Arthur Highway, Balibago135,720.00 5

3Agencia de Empenos Rodriguez Dayrit Inc.3/F Sandico Bldg., Mac Arthur Highway, Balibago2,400,000.00 4

4Alex M. Agapito Pawnshop and Jewelry Inc.413 Mac Arthur Highway, Balibago 1,000,000.00 4

5AMD Jewelry Store and Pawnshop811 Henson St., San Nicolas500,000.00 4

6A-One PawnshopMac Arthur Highway, Claro M. Recto50,000.00 1

7Aurotam Pawnshops, Inc.2nd/flr., Saver's Mall Mac Arthur Highway, Balibago150,000.00 1

8Balibago PawnshopMac Arthur Highway, Balibago205,670.00 2

9Blue Gems Pawnshop Inc.Cor. Rizal & Aguinaldo Sts., San Nicolas1,800,000.00 2

10Brightgold Pawnshop Co.855 Henson St., Lourdes North West- 2

11C & C Blue Gems Pawnshop Inc.V-3 Santos Yllana Bldg., Miranda St., San Nicolas500,000.00 2

12C & C Blue Gems Pawnshop Inc.Stall 21 Bayanihan Commercial Stalls Michell Highway, Fields Ave., Malabanas500,000.00 1

13C and C Blue Gems Pawnshop Inc.1667 Jesus St., Lourdes Sur 500,000.00 4

14C and C Blue Gems Pawnshop Inc.Stall 1 Rizal Bldg., Rizal St., San Nicolas 500,000.00 4

15Casa de Sanglaan Pawnshop & Dollar ExchangeUnit 2 Agson's Bldg., Aguas St., Balibago1,800,000.00 2

16Cebuana Lhuillier Pawnshop - Angeles 1 Branch101 Torres Bldg., Miranda St., San Nicolas9,366,103.72 2

17Cebuana Lhuillier Pawnshop - Angeles 2 Branch229 Gomez Bldg., Mac Arthur Highway, Salapungan 6,532,286.29 2

18Cebuana Lhuillier Pawnshop - Angeles 3 BranchG/F Franciscan Bldg., Henson St., San Nicolas 6,968,861.86 2

19Cebuana Lhuillier Pawnshop - Angeles 4 BranchJesus St. cor Luna St., San Nicolas 2,735,300.49 2

20Cebuana Lhuillier Pawnshop - Angeles 6 BranchSandico Bldg., Mac Arthur Highway, Balibago7,863,483.71 2

21Cebuana Lhuillier Pawnshop - Angeles 9 BranchUnit 3 Plaridel St., San Nicolas8,201,423.23 2

22Cebuana Lhuillier Pawnshop - Astro Park BranchStall 5 & 6, Blk-11 Lot-20, 1ST ST., Balibago1,482,327.32 4

23Cebuana Lhuillier Pawnshop - Check Point BranchTeodoro St. cor. Fields Ave., Balibago17,350,208.64 2

24Cebuana Lhuillier Pawnshop - Mt. View Branch1034 Don Gueco Ave., Mt. View Subd., Balibago5,867,887.83 2

25Cebuana Lhuillier Pawnshop - Nepo Mall BranchNepo Mall, Nepo Mart Complex, Dona Teresa cor. St. Joseph St., Sto. Rosario4,774,744.21 2

26Cebuana Lhuillier Pawnshop - Pandan BranchStall-2 M2r Blk-4 Lot-10., Magalang Road, Sto. Cristo1,818,014.08 2

27E.M. Agapito Pawnshop & Jewelry Store, Inc.Miranda St., San Nicolas 2,000,000.00 7

28F.L.A. PawnshopHenson St., San Nicolas50,000.00 1

29F.L.A. Pawnshop - Branch IIICentury Resort Hotel, Villarica Compound, Balibago850,000.00 3

30Florence PawnshopMabini St. cor. Luna St., San Nicolas700,000.00 2

31H. Villarica Pawnshop Inc.1310 Miranda St. cor. Plaridel St., San Nicolas3,148,121.62 2

32HL Villarica Pawnshop Inc.Don Gueco Ave., Mt. View, Balibago1,448,830.14 2

33Ho Young Pawnshop116-b Friendship Highway, Anunas200,000.00 4

34HRV Villarica Pawnshop, Inc.2230 Stall #3 Plaridel St., San Nicolas1,522,739.35 3

35HRV Villarica Pawnshop, Inc.Rizal St., San Nicolas 2,486,877.22 3

36IQ Eight PawnshopTianggihan Bldg., Sto. Rosario St., Sto. Rosario 58,000.00 1

37J.T. Tanglaw Pawnshop BranchClark View Square, Don Juico St., cor. Narciso St., Malabanias 1,100,000.00 2

38Jescar Pawnshop - Branch 12230 Plaridel St., Sto. Rosario300,000.00 2

39Jewelhouse Pawnshop & Jewelry2019 Stall-10 Agmar Bldg., Plaridel St., Sto. Rosario 450,000.00 2

40Jewelhouse Pawnshop & Jewelry - Angeles Br. 1293 Rizal Ext., Sto. Rosario 550,000.00 2

41Jewelhouse Pawnshop & Jewelry - Angeles Br. 2Stall 2 Eloisa Bldg., Mc Arthur Highway, Sto. Cristo 450,000.00 2

42Kaibigan Pawnshop Inc. 790 Sto. Rosario St., Sto. Rosario 800,000.00 2

43Krischan PawnshopSandra Mall, Rizal Ext., Sto. Rosario 600,000.00 1

44Lexan Pawnshop and Jewelry Store2/F Ne 112 Nepo Mall, Dona Teresa Ave. cor. St. Joseph, Sto. Rosario750,000.00 2

45Lhuillier Jewel Financial (Pawnshops), Inc.Upper Ground Stall 9 & 10 Jenra Grand Mall, Sto. Rosario750,000.00 2

46Lhuillier Jewel Financial (Pawnshops), Inc.229 Sto. Rosario St., San Jose1,000,000.00 2

47Liberty Diamonds Jewelry & Pawnshop109-A G/F Nepo Mall, Dona Teresa cor. St. Joseph St., Sto. Rosario550,000.00 3

48Lovely Pawnshop and Jewelry Store1231 Henson St., San Nicolas 330,000.00 3

49LR Torres Pawnshop102 Torres Bldg., Plaridel St., San Nicolas 450,000.00 2

50M. Lhuillier JewellersLevel 2 Space 2048 Marquee Mall, Francisco G. Nepomuceno Ave., Pulung Maragul1,868,985.70 3

51M. Lhuillier Pawnshop & Jewelry (Branch)Metro Clark Plaza Narciso St., Josefaville Subd., Malabanas 5,168,963.00 6

52M. Lhuillier Pawnshop and JewelryLot 511-e Rizal St., Agapito del Rosario 4,400,000.00 2

53M.G. Quiambao PawnshopNew Liberty Hotel, Mac Arthur Highway, Balibago 1,200,000.00 2

54McArthur Hi-Way PawnshopLot 2 Blk 2 Mac Arthur Highway, Virgen delos Remedios50,000.00 2

55Moises C. Agapito'S Pawnshop & Jewelries Inc.Plaridel cor. Jesus Sts., Lourdes Sur2,100,000.00 9

56New Filipinas Pawnshop Inc. AngelesG/F Mendoza Bldg., Miranda St., San Nicolas1,300,000.00 5

57Northern Sunstar Pawnshop, Inc.Stall #511 Mc Arthur Highway, Sto. Domingo200,000.00 2

58P.G. PawnshopCharlotte St., Balibago2,200,000.00 2

59P.G. PawnshopPlaridel St., Sto. Rosario400,000.00 1

60Pistahan Pawnshop and JewelryStall 2 Plaridel Shopping Center, Plaridel St., Sto. Rosario1,150,000.00 2

61Prince Gerald Pawnshop#5 R.V. Ponce St., Balibago500,000.00 1

62Prince Gerald Pawnshop and Jewelry - Branch1992 Mc. Arthur Highway cor. Don Gueco Ave., Balibago450,000.00 4

63Ricabel Pawnshop6600 Plaridel St., Sto. Rosario800,000.00 1

64Rolec Cellphone PawnshopPlaridel St., Sto. Rosario200,000.00 2

65Romart Golden Pawnshop Co.L 669-2-b,c,e,f,h,i Mac Arthur Highway, Balibago 1,025,480.00 2

66Romer PawnshopChinese Liplin Bldg., Mabini St., San Nicolas1,100,000.00 2

67Romer Pawnshop (Branch)Juan Luna St., San Nicolas400,000.00 1

68Romer Pawnshop (Branch)Lots 385 & 386 Sto. Rosario St. Cor. Villa Angela Subd., Sto. Domingo500,000.00 1

69Romerica PawnshopRizal Ext., Sto. Rosario300,000.00 1

70Royal House Jewelry & Pawnshop (Plaridel), Inc.925 Plaridel St., San Nicolas439,492.98 2

71RPM PawnshopSpace C Balibago Shopper's Mart Bldg., Mac Arthur Highway, Balibago600,000.00 3

72RPM Pawnshop - Branch IPlaridel St., San Nicolas400,000.00 3

73S.M. Agapito Pawnshop, Inc.Miranda St., San Nicolas5,200,000.00 9

74Silver Sarang Jewelry and Pawnshop2218 CK Building, Plaridel Ext., Sto. Rosario300,000.00 2

75Sun Star Pawnshop97 Purok 3, Pulung Cacutud226,478.00 2

76Tanglaw Pawnshop - Plaridel Branch1320 Lourdes Bldg., Miranda St., San Nicolas1,000,000.00 2

77TND Pawnshop807 Henson St., San Nicolas500,000.00 2

78TPNGOLDGEM Pawnshop819 Henson St., Agapito del Rosario 500,000.00 2

79Twin Jewels PawnshopStall 51 CDC Bayanihan Park Commercial Stalls, Balibago300,000.00 1

80Villarica PawnshopRizal St., San Nicolas2,935,583.52 4

TOTAL141,861,582.91 202


4.2.3.AgricultureThe fact that Angeles City is an urban area classified as a highly urbanized city at that, it has the City Agriculture and Services Office as its arm that implements programs/projects/activities (Table 4-12) of the agriculture sector that aims to improve its productivity. Its vision is To help and empower farming and fishing communities and the private sector to produce sufficient, accessible and affordable food for every Angeleno.

Table 4-12 City Agriculture OfficeFarmers Information and Technology Service (FITS) Center Annual Report of Accomplishment for 2013

Program/Project/ActivitiesTargetAnnual AccomplishmentPercent Accomplishment

1. Field Extension Services

a) CropsArea served (ha.)Farmers served (no.)1,199.001,3261,338.704,317112%325%

b) Fertilizer DistributionInorganic fertilizer (National)No. of bagsNo. of beneficiaries

83

c) Vegetables seeds distributed (National)Assorted seeds (kgs.)Seeds distributed (no. of packs)Recipients (no.)

5,000500

34,0643,929

680% 111%

d) Integrated Pest ManagementArea (ha.)Farmers (no.)1,199.00 1,3261,338.7.004,317112%325%

2. Infrastructure Monitoring (National)

a) Post harvest FacilitiesMulti-Purpose Drying Pavement (no.)Rice MillThresherMini-Rice Mill 15111 15111100%100%100% 100%

b) IrrigationShallow Tube Well (no.) Small Water Impounding Project (no.)Small Farm Reservoir34153415 100%100%100%

c) Farm EquipmentHand Tractor (no.)Knap Sack SprayersPower SprayerGrass Cutter92921209292120100%100%100% 100%

d) Farm to Market RoadBarangay (No.) 22100%

3. Green House and Nursery Maintenance

a) Service (LGU)Production of Planting Materials (no.)Distribution of Planting Materials (no.) 25,00025,000 63,00228,750252%115%

4. Livestock-Re dispersal Services

a) No. of livestock Re-dispersedSwine (no.) Cattle302302 100%100%

5. Animal Breeding Management Services

a) Swine Inseminated (No.)b) Beneficiaries (No.)c) Offspring produced (No.)d) Dam to be farrowed (No.)2402161, 648 2572161,648206107%100%100%

6. Agricultural & Fishery Council

a) Re-Organize Brgy. Agricultural & Fishery Councilb) Re-Organize City Agricultural & Fishery Councilc) Conduct CAFC meeting (City Agri-Fishery Council meeting conducted by the Regional Office)1212100%

7. Farm Home Resource Management

a) Re-Organize Rural Improvement Club (No.)b) Members (No.)c) Skills Training on livelihood Training (No.) Participants (No.)d) Backyard Garden Garden (No.)Beneficiaries (No.) 10250

6150 6002,000 10250

8200

6002,000100%100%

133%133%

100%100%

8. Farm Youth Development

a) Re-Organize 4-H Club b) Members (no.)c) Skills Training on Livelihood Training (no.) Participantsd) Backyard Garden (Community) Garden (no.) Beneficiaries (no.)6150

6150

615007175

8200

61500116%116%

133%133% 100%100%

9. Special Project Assistance (different agencies)

a) Palay Seeds (DA National)Cavans (No.)Beneficiaries (No.)AmeliorantsZinc SulfateNo. of PacksBeneficiaries (No.)b) Vegetables Seeds (NGO, OPA, DA National)Assorted Vegetable Seeds (kgs.)Beneficiaries (No.)c) Rice Farm DemoRegistered Seeds (No. of Bags)Beneficiaries (No.)d) Corn Seeds (OPA, DA National)CavansBeneficiaries

1111

118114

293,929

63

21

Angeles City has a total land area of 6,337.36 has. A little more than 1,000 has. is productive agricultural land. The estimated areas of various agricultural land categories are based on the Comprehensive Land Use Plan of Angeles City (2010-2020) and are as follows:

Table 4-13 Estimated Areas of Agricultural Land CategoriesCategoryArea (Has.)

Cultivated Land505.29

Orchard36.36

Backyard Fishpond12.48

Industrial Tree Plantation4.26

The diminution in the farming areas and decrease in agricultural production can be attributed to the urbanization, industrialization/commercialization and the rapid growth of the population of the city. To counter this, the City Agriculture and Services Office introduced urban farming. The practice of urban farming is a big contribution to food security and food safety. It aims to increase the amount of food accessible to the people living in the city and allowing fresh vegetables, fruits, and meat products available to urban consumers. There are about sixteen (16) areas/barangays in the city which are engaged in urban agriculture (Anunas, Amsic, Capaya, Cuayan, Cutud, Cutcut, Margot, Mining, Pampang, Pulung Cacutud, Pulung Maragul, Pulungbulu Sapalibutad, Sapangbato, Sto. Domingo and Tabun) and involving twenty two (22) farmers or fisher folks/fishing households and ninety six (96) minor agricultural income groups (farmer-laborers) in the local government unit.

Crop ProductionFor 2012 and 2013, the top three (3) crops are: sugarcane, followed by root crops (sweet potato, cassava, gabi) and rice (Table 4-14). A decrease of 18.93% in the volume of production (in mt.) of sugarcane is indicated in 2013 (2012-43,172 to 2013-35,000) while the root crops had an increase in number of production at 10.47% (2012-5,522 to 2013-6,100). There was a 0.30% minimal increase on irrigated and rain-fed rice (2012-1,007to 2013-1,010). The rest of the agricultural area is devoted to vegetables (leafy, fruit, root, legumes), corn and for mango (Table 4-17) production (orchard). The crop production is supported by irrigation facilities with a total number of thirty four (34) shallow tube wells (8 HP) to supply 102 has. of farm land.

Table 4-14 Crops Production - 2013Area Planted According to Crops, Volume of Production (in Metric Tons) and Value of ProductionCropsArea (Has.)Volume of Production (M.T.)Value of Production (in PhP)

Rice

Irrigated204.00981.2421,587,280.00

Rain-fed7.0028.00616,000.00

Corn

Yellow26.00130.001,430,000.00

Green9.00 43.47478,170.00

Vegetables

Leafy56.00152.004,256,000.00

Fruit35.00385.0013,860.00

Root3.0023.001,265,000.00

Legumes7.0064.001,152,000.00

Root Crops

Gabi120.001,654.0039,696,000.00

Cassava124.002,976.0026,784,000.00

Sweet Potato84.001,470.0032,340,000.00

Sugarcane500.0043,17266,500,000.00

Source: City Agriculture Office

Table 4-15 Rice Planted Area (Irrigated or Rain-Fed)Volume of Production and Value of Production by BarangayBarangayIrrigated RiceRain-Fed Rice

Area Planted(Has.)Volume of Production(in Kgs.)Value of Production(in Pesos)Area Planted(Has.)Volume of Production(in Kgs.)Value of Production(in Pesos)

Cutud5.40259.74P5,714,280.00

Cuayan5.0024.05529,100.00

Margot---1.004.00P88,000.00

Mining30.00144.303,174,600.00

Pulungbulu5.0024.05529,1000.00

Pulung Cacutud3.0014.43317,460.00

Punung Maragul2.009.62211,640.00

Sapalibutad92.50442.529,735,440.006.0024.00528,000.00

Sapangbato4.0019.24423,280.00

Tabun9.0043.29952,380.00

Total204.00981.2421,604,000.007.0028.00616,000.00

Source: City Agricultural Office

Table 4-16 Sugar CanePlanted Area, Volume of Production and Value of Production by BarangayBarangayAreaPlanted(in Has.)Volume of Production(in MT)Value of Production(in Pesos)

1. Anunas93.876,570.009,199,260.00

2. Capaya9.00630.00882,000.00

3. Cuayan57.504,025.005,635,000.00

4. Cutud37.002,590.003,626,000.00

5. Margot102.007,140.009,996,000.00

6. Mining15.631,094.101,531,740.00

7. Sapalibutad14.00980.001,372,000.00

8. Sapangbato171.0011,970.0016,758,000.00

Total500.0034,999.10P49,000,000.00

Source: City Agricultural

Table 4-17 MangoNumber of Trees, Planted Area, Volume of Production and Value Production by BarangayBarangay

No. of TreesArea (Has.)Volume of Production(MT)Value of Production (Php/kg)

1. Amsic1501.5025250,000.00

2. Anunas4404.4075750,000.00

3. Capaya1501.5025250,000.00

4. Cutud1001.0017170,000.00

5. Margot9859.851681,680,000.00

6. Mining2502.5043430,000.00

7. Pulungbulu300.30550,000.00

8. Sapangbato3,09530.955265,260,000.00

Total5,20052.008848,840,000.00

Source: City Agricultural Office

Over and above these, the City Agriculture Office has projects in support of its mandate as well as the greening program of the city. For 2012 and 2013, the office distributed ornamental plants, medicinal plants, forest trees and a variety of fruit bearing trees (See tables below).

Table 4-18 Ornamental PlantsCommon NameTotal No. of Stocks as of December 2012No. of Newly Potted PlantsTotal No. of Plants DistributedTotal No. of Stocks as of December 2013

1. Bougainvillae70-5416

2. Durantha190568563195

3. Seven Finger125320164281

4. Fortune182289192279

5. Kapamilya36-2511

6. Kalachuchi1563573

7. T-Plant1568918065

8. Santan4601,2516901021

9. San Francisco1369613894

10. Red Amaranth110-2585

11. Pikaro133-8746

12. Red Palm1,096508161,588

13. Chinese Bamboo21872583

14. Dama de Noche224-69155

15. Brumilia-1209327

16. Cinya17

17. Gumamela2

18. Sampaguita14

19. Palmera5

20. Woodjinia5

21. Sibuyas-Sibuyas10

22. Euphorbia10

23. Palungan Manok60

Total2,9543,3912,4494,019

Table 4-19 Medicinal PlantsCommon NameTotal No. of Stocks as of December 2012No. of Newly Potted PlantsTotal No. of Plants DistributedTotal No. of Stocks as of December 2013

1. Ashitaba5301,260827963

2. Bunga de jolo766132222676

3. Yerba Buena1326315180

4. Galumbang50-149

5. Kataka taka25-322

6. Lemon Grass20754748

7. Nym Tree60-1248

8. Tsaang Gubat236-20333

9. Taheeboo88-6622

10. Lagundi301288078

11. Oregano23501954

12. Yellow Bell96-5838

13. Sulasi8

14. Malungay40931

15. Serpentina2

Total2,0961,7081,5722,242

Table 4-20 Forest TreesCommon NameTotal No. of Stocks as of December 2012No. of Newly Potted PlantsNo. of Total Plants DistributedTotal No. of Stocks as of December 2013

1. African Tulip237-120117

2. Banaba6310712

3. Bitaog401001328

4. Gemelina722,6382,607103

5. Golden Shower1,750-2121,538

6. Mahogany11,7773,3907,7857,382

7. Molave100507575

8. Narra6,015-5095,506

9. Ilang-ilang460-96364

10. Kawayan4,232143,811435

11. Palo Santo350-130220

12. Teka100-7030

Total25,1966,20215,61815,780

Table 4-21 Fruit Bearing TreesCommon NameTotal No. of Stocks as of December 2012No. of Newly Potted PlantsTotal No. of Plants DistributedTotal No. of Stocks as of December 2013

1. Anunas4251118

2. Atis2,2121001,0081,304

3. Avocado4061145606

4. Bayabas60408218

5. Kaimito110-6545

6. Kalamansi1,0044001,063341

7. Kamansi610172165617

8. Kamias10-10-

9. Kasoy40972468544

10. Dragon Fruit434785262957

11. Dayap622-113509

12. Duhat140-9446

13. Guyabano1,7651151,78991

14. Lansones8110-118

15. Langka400618534484

16. Longan150-5145

17. Manga2,072545291,597

18. Papaya1,5784011,301678

19. Pili- Nut1,230-465765

20. Rambutan390598172816

21. Sampalok260818721,006

22. Santol200370140430

23. Suha7464849745

24. Chico-920589331

25. Kamias2

26. Lanzones11

27. Balimbing18

28. Dayap49

Total14,0857,1579,11112,211

Agricultural Support ProgramsThrough RA No. 9496 entitled An Act to Extend the Utilization Period of the Agricultural Competitiveness Enhancement Fund (ACEF) and a Memorandum of Agreement between the Department of Agriculture and the Land Bank of the Philippines, the farmers are provided with loans/credit facilities. The fund is earmarked for irrigation, farm-to-market-roads, post-harvest equipment and facilities, credit, research and development, other marketing infrastructure, provision of marketing information, retaining, extension services, and other forms of assistance and support to agriculture sector. Mining Multi-Purpose Cooperative is one of the awardees of the ACEF and the total loan extended to the said cooperative amounted to almost P3,000,000.00.

Special Project Assistance Available to FarmersTo provide additional income to the farmers, the City Agriculture Office conducts skills and livelihood training to fifty (50) farmer-beneficiaries. These trainings include meat processing, native delicacies and candy making, fabric conditioner and dishwashing liquid making, and flower arrangement among others. Aside from livelihood training, the office also extends technical assistance to farmers on how to plant corn and cassava. It also distributes materials (garden tools, drums, potting plastic bags, etc.) and seeds (vegetables, palay and open pollinated corn) to the farmers.Table 4-22 Special Project Assistance Available to FarmersType of AssistanceNo. of Farmers/ Beneficiaries

1. Technical Assistancea) Skills Training on LivelihoodMeat Processing, Native Delicacies Making, Candy Making, Dishwashing Liquid Making, Fabric Conditioner Making, Detergent Making, Candle Making and Flower Arrangementb) Technical Training of Corn and Cassava Planting50

50

2. Materials and Seed Assistancea) Garden Toolsb) Drumsc) Plastic Cratesd) Potting Plastic Bage) Calcium Nitratef) Zinc Sulfateg) Vegetable Seedsh) Palay Seedsi) Open Pollinated Cornj) Fertilizer202202,77351143,9291411

Source: City Agriculture OfficeLivestock and PoultryThe livestock farming is one of the most profitable businesses in agriculture. The livestock production, i.e., cattle, hogs and other segment of its subsector and the increase in the human consumption of beef and other meats are still expected to grow as a result of the rapid increase of the population in the locality. The local poultry production is also expected to progress consistently.

The City Veterinary Office implements its programs/projects/activities to support the livestock and poultry industry since they are the breeding ground for even greater opportunities. For 2013, there are fifty (50) number of backyard farms for livestock (carabao, cattle, goat, sheep, hogs and horse). The livestock industry produced a total of 5,788 heads and brings a total amount of P48,278,000.00 value of production. Most of the farms are piggeries with (19) farms which produced 3,824 heads and P1,9129,000.00 value of production while the sheep farms are the least at two (2) which produced eighty six (86) heads and the smallest value of production (P258,000.00). See Table 4-23.

Table 4-23 Inventory of Livestock, 2013Kind of LivestockNo. of FarmsVolume of Production (heads)Value of Production(in PhP)

Carabao735814,320,000.00

Cattle63179,510,000.00

Goat131,1282,820,000.00

Sheep286258,000.00

Hogs193,82419,120,000.00

Horse3752,250,000.00

Total505,78848,278,000.00

Source: City Veterinary Office

On the other hand, there are eighty (80) poultry farms for 2013. The poultry farms raised either fighting cocks, poultry native, poultry broiler, ducks mascovy known as bibi, ducks mallard known as itik, geese, turkeys, quails and pigeons. The volume of production of the poultry farm is 49,738 with a value of P43, 447, 360.00. The fighting cock farms have the biggest number at twenty-five (25) with 19,117 volume of production and P38,234,000.00 value of production. Quail has the least number of farms (1) but its volume of production, 4,652, is very much higher than the volume of production of geese, duck mallard and turkey farms. See Table 4-24.

Table 4-24 Inventory of Poultry Farms, 2013Kind of PoultryNo. of FarmsVolume of Production (heads)Value of Production(in PhP)

Fighting Cocks2519,11738,234,000.00

Poultry Native178,568850,680.00

Poultry Broiler194494,400.00

Ducks Mascovy108,0872,426,100.00

Ducks Mallard3387116,100.00

Geese228471,000.00

Turkey3461138,300.00

Quail14,65269,780.00

Pigeon187,2381,447,000.00

Total8049,73843,447,360.00


The total income derived from the livestock business amounted to P48,278,000.00 (Table 4-25). The top three 3 are: hogs (P19,120,000.00), followed by carabao (P14,320,000.00) and cattle (P9,510,000.00). The business employs a total number of one hundred sixty (160) people.

Table 4-25 Income Derived and Employment Size from Livestock Business, 2013Kind ofLivestock BusinessIncome DerivedEmployment

Carabao14,320,000.0050

Cattle9,510,000.0030

Goat2,820,000.0020

Sheep258,000.0015

Hogs19,120,000.0030

Horse2,250,000.0015

Total48,278,000.00160


On the part of the poultry business, it derived a total income of P43,447,380.00. The fightings cocks gained the highest income (P38,234,000.00), followed by ducks mascovy (P2,426,100.00) and pigeon (P1, 447,600.00). Ninety six (96) people were employed in the said business.

Table 4-26 Income Derived and Employment Size from Poultry Business, 2013Kind ofPoultry BusinessIncome DerivedEmployment

Fighting Cocks38,234,000.0050

Poultry Native850,680.005

Poultry Broiler94,400.003

Ducks Mascovy2,426,100.005

Ducks Mallard116,100.003

Geese71,000.002

Turkey138,300.006

Quail69,780.002

Pigeon1,447,000.0020

Total43,447,360.0096


The figures from the total income derived from livestock compared to poultry business show that the income from livestock is 11.11% higher than the income from obtained from the poultry. This means that there are greater opportunities for this industry, since it continues to grow bigger and better.In support of this industry, there are also existing technologies offered by the City Veterinary Office. The artificial insemination, embryo transfer and in-vitro fertilization technology cover both the carabao, cattle, and horse while hogs are covered by the artificial insemination technology.

Backyard FishpondFor 2012 and 2013, the area utilized for backyard fishpond is only 3.26 has. There are twenty-two (22) fishermen, and out of 33 barangays, only seven (7) barangays (Amsic, Anunas, Cutcut, Margot, Mining, Sapalibutad, Sto. Domingo) are engaged in the business. The total volume of tilapia production was 16,300 kgs. at P124,120.00 total production cost. The top producing barangay is Sto. Domingo (7,500 kgs.) and the smallest volume of production is Brgy. Mining (500 Kgs.). The City Agriculture Office gives credit to the top fish-producing barangay by providing it with an aqua tank with aerator. This kind of facility provides better oxygenation to the fish so that the fish remain fresh when brought to the market.

Table 4-27 Backyard FishpondArea, Production (in Kgs.) and Production Cost by Barangay 2013

BarangayArea(Has.)Production(Kgs.)Production Cost(in Php)

1. Amsic0.402,00015,200.00

2. Anunas0.341,70012,920.00

3. Cutcut0.201,0007,600.00

4. Margot0.361,80013,800.00

5. Mining0.105003,800.00

6. Sapalibutad0.361,80013,800.00

7. Sto. Domingo1.507,50057,000.00

Total3.2616,300124,120.00

Source: City Agriculture Office

4.2.4. Type and Volume of Economic Activities in Production Forest AreasIn spite of being a highly urbanized and 1st class city, Angeles still has a forest with an area of 2.5 has. located at Brgy. Sapangbato. The forest is a good source of economic activity of the people (Indigenous Peoples-IPs and even non-IPs) living in Sitio Target, a community adjacent to the forest area. These residents have practiced eco-tourism, acting as tourist guides to earn a living. Around 800 to 1000 tourists per year from different countries (Korea, Germany, U.S.A., Australia, etc.) and even Filipino tourists come to visit the place. They explore the area for their sports and recreational activities such as four-wheel off-road driving and hiking to Mt. Pinatubo.

The people around the area also earn about a minimum of P200.00-P300.00/day by selling native product-souvenirs (accessories, bow and arrow, flute, etc.), variety of fruits and vegetables, and even orchids to tourists.

Date post:	09-Sep-2015
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Chapter 4 Economic Development

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