Quarterly NEWS Winter 2019 nescfcu.org • (978) 688-8800 25322-Q1NL-1218 Last year, members saved over $900,000 to use towards Christmas. You can also have the cash you need for the holidays by opening a Christmas Club Account. As an additional benefit, NESC is offering a special rate of .50% APY*. Automatically transfer a small portion of your paycheck each pay period into your account to build your savings over time. At the beginning of November your balance is transferred to your Primary Share Savings account. There are no account fees unless funds are accessed prior to scheduled payout. *APY=Annual Percentage Yield. Rate effective January 1, 2019 and subject to change at any time. $10 fee for early withdrawal. Christmas Club Account Community News Festival of Trees This year NESC’s Festival of Trees submission was awarded 3rd place for Most Traditional. We are extremely proud of Cecilia Cuesta and Jacqueline Diaz who were this year’s designers. This was our fifth year taking part and it continues to be one of our favorite events of the year.
Transcript
Quarterly NEWS
Winter 2019
nescfcu.org • (978) 688-880025322-Q1NL-1218
Last year, members saved over $900,000 to use towards Christmas.
You can also have the cash you need for the holidays by opening a Christmas Club Account. As an additional benefit, NESC is offering a special rate of .50% APY*.
Automatically transfer a small portion of your paycheck each payperiod into your account to build your savings over time. At thebeginning of November your balance is transferred to your PrimaryShare Savings account. There are no account fees unless funds areaccessed prior to scheduled payout.
* APY=Annual Percentage Yield. Rate effective January 1, 2019 and subject to change at any time. $10 fee for early withdrawal.
Christmas Club Account Community News
Festival of Trees
This year NESC’s Festival of Trees submission was awarded 3rd place for Most Traditional. We are extremely proud of Cecilia Cuesta and Jacqueline Diaz who were this year’s designers. This was our fifth year taking part and it continues to be one of our favorite events of the year.
Methuen Branch244 Pleasant StreetMethuen MA 01844
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Andover IRS Branch (IRS employees only)310 Lowell StreetAndover MA 01810
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The business meeting and the election of three directors will be the order of business. The Nominating Committee has selected the following candidates for the three Board positions:
Johnathan Hildreth* – Currently a member of the NESC Board of Directors. John came to NESC in 2009 as part of the merger with LFFCU and became CEO in 2016 following the retirement of Elaine Sullvian. He has over 30 years of financial services experience at financial institutions within the Merrimack Valley. He stays young by playing soccer in the Sunday OTHSL League.
Mark Conway* – Currently a member of the NESC Board of Directors and has worked with the Credit Union for many years. After 36 years, Mark retired as an Operations Manager at the IRS. Mark worked in the following operations while at the IRS; Accounting , Examination, and Collection Operations. In his free time Mark enjoys gardening.
Brenda Wilson* – Currently a member of the NESC Board of Directors and holds the position of Treasurer. Brenda has volunteered in many positions and committees with the credit union over the years. She is a long time employee of the IRS. In her spare time she enjoys spending time with her many friends and family.
Nominations for vacancies may also be made by petition, filed no later than February 17, 2019. If interested. Please contact the nominating coordinator at 978-645-6953 or by email at [email protected].
Voting will be in person and there will be no nominations from the floor. The location of the Annual Meeting will be announced in March 2019.
Annual Meeting Notice
Whether it’s holiday debt or a balance you have had for years, NESC Federal Credit Union can help you pay those balances down quickly. Transfer your balances to our Visa credit card and pay 0% APR* for 12 months.
Apply at our website at nescfcu.org or give us a call at 978-688-8800!
*APR = Annual Percentage Rate. A 4% balance transfer processing fee applies to each balance transferred between January 1, 2019 and March 31, 2019. 0% APR is good for 12 months after which you will convert to your rate of 9.9% Visa Platinum or 12.5% Visa Classic. Do not transfer disputed purchases or you may lose your dispute rights. Transferring balances does not automatically close the account. Offer expires March 31, 2019.
