City of Yorkton & Yorkton Housing Committee · 2016-03-16 · Corporate Income Tax (CIT) Rebate on...

City of Yorkton & Yorkton Housing

Committee

Yorkton Area Housing Need and

Demand Market Assessment Report

September 14, 2015

Prepared by

www.preferchoice.ca

http://www.preferchoice.ca/

This Yorkton Area Housing Need and Demand Market Assessment has been prepared by

Preferred Choice (DJ Leier Enterprises Ltd.) with support from the City of Yorkton (Yorkton) and

Yorkton Housing Committee (YHC) for the exclusive use of the Yorkton Housing Committee and

its partners.

The information included in this report is strictly confidential for the exclusive use of the City of

Yorkton (Yorkton) and Yorkton Housing Committee (YHC) and its partners and / or its

designate(s), and is provided on the understanding that it will not be copied nor disclosed to third

parties without the prior authorization of Yorkton and / or YHC.

Preferred Choice

DJ Leier Enterprises Ltd.

Saskatoon, SK

www.preferchoice.ca

D. James Leier, Project Lead

Development Specialist

306-380-0907

[email protected]

Preferred Choice’s Development Strategists helping our

clients be prepared, be well known, and be connected

http://www.preferchoice.ca/

mailto:[email protected]

September 2015 preferred choice

Yorkton Area Housing Need and Demand Assessment Contents

Contents

Executive Summary ................................................................................................................ i

Yorkton Housing Project Market Assessment Findings .................................................................... i

Housing and the Yorkton Area Market ........................................................................................... iii

Growth in the Yorkton Area Market ............................................................................................... iv

Projected Housing Need in the Yorkton Area Market ..................................................................... v

The Yorkton Housing Development Opportunity ........................................................................... vi

1.0 Project Objective ........................................................................................................ 1

1.1. Yorkton Area ....................................................................................................................... 1

1.2. Yorkton Area Development and Growth ............................................................................ 1

1.3. The Yorkton Housing Committee ........................................................................................ 1

1.4. Yorkton Community Housing Plan Update Project ............................................................. 2

1.5. The Preferred Choice Approach .......................................................................................... 2

1.6. The Yorkton Community Housing Plan Update Project Need and Demand Assessment ... 3

2.0 Project Input .............................................................................................................. 4

2.1. The City of Yorkton and Yorkton Housing Committee Project Representatives ................ 4

2.2. Project Resources and Knowledgeable Contacts ................................................................ 4

3.0 Housing Development Model ..................................................................................... 6

3.1. The Housing Continuum ..................................................................................................... 6

3.2. Assessing the Yorkton and Area Development Need ......................................................... 6

3.3. Yorkton and Area Population Demographics ..................................................................... 7

3.4. Recent Economic Activity ................................................................................................... 8

4.0 Assessment of Yorkton Area’s Housing Need .............................................................. 9

4.1. Employment Growth........................................................................................................... 9

4.2. Population Growth............................................................................................................ 11

4.3. Housing Market Information ............................................................................................ 13

4.4. Rental Housing Market Information ................................................................................. 17

5.0 Demographic Factors and Housing Determinants ...................................................... 23

5.1. Households ....................................................................................................................... 23

5.2. Housing Sales Information ................................................................................................ 25

5.3. Housing Affordability Indicators ....................................................................................... 26

6.0 Housing Supply Growth ............................................................................................ 36

6.1. Yorkton Area Housing Market Overview .......................................................................... 36

6.2. Housing Supply Capacity ................................................................................................... 38

6.3. Recent Housing Demand Activity ..................................................................................... 39

7.0 Housing Development Scenarios............................................................................... 41

7.1. Housing Demand Modelling ............................................................................................. 41

7.2. Yorkton Area Housing Market Segment Growth Needs ................................................... 43



7.3. Yorkton Area Housing Growth Forecast Implications ....................................................... 47

7.4. Yorkton Housing Growth Forecast Considerations for Various Market Segments .......... 50

7.4.1. Yorkton Area Social and Affordable Housing .................................................................... 50

7.4.2. Yorkton Area Seniors Housing Need ................................................................................. 50

7.4.3. Yorkton Area Student Housing Need ................................................................................ 51

7.4.4. Yorkton Area Aboriginal People ........................................................................................ 51

7.4.5. Immigration to the Yorkton Area ...................................................................................... 52

8.0 Relevant Housing Programs ...................................................................................... 53

8.1. Development Programs Geared to Homeowners / Homeownership .............................. 53

8.2. Tax Credits for Homeowners ............................................................................................ 53

8.3. Development Plans Geared to Multi-Unit Projects .......................................................... 54

8.4. Tax Credits for Rental Projects .......................................................................................... 54

8.5. Programs Geared to Support Rental Units ....................................................................... 55

8.6. General Programs ............................................................................................................. 56

9.0 Conclusions and Next Steps ...................................................................................... 57

9.1. Yorkton Area Housing Need and Demand Opportunity ................................................... 57

9.2. Yorkton Housing Development Opportunity .................................................................... 59

9.3. Yorkton Area Housing Development Project Next Steps .................................................. 61

Appendix A: Economic Indicators ......................................................................................... 63

Consumer Price Index .................................................................................................................... 63

Mortgage Interest Rates ................................................................................................................ 64

Wage Rates .................................................................................................................................... 65

Appendix B: Demographic Information ................................................................................ 66

Population ...................................................................................................................................... 66

Employment ................................................................................................................................... 69

Migration ....................................................................................................................................... 79

Skill Levels ...................................................................................................................................... 79

Income .......................................................................................................................................... 80

Employment Growth ...................................................................................................................... 93

Population Growth ......................................................................................................................... 96

Appendix C: Housing Information ........................................................................................ 99

Housing Market Information ......................................................................................................... 99

Household and Family Structure ................................................................................................. 121

Housing Sales Information ........................................................................................................... 128

Housing Affordability Indicators .................................................................................................. 130

Yorkton Area Housing Market Overview ..................................................................................... 146

Yorkton Housing Supply Capacity ................................................................................................ 147

Recent Housing Demand Activity................................................................................................. 148

Housing Demand Modelling ........................................................................................................ 153

Yorkton Area Housing Market Segment Growth Needs .............................................................. 158



Appendix D: Rental Market Information ............................................................................ 167

Spring 2015 Rental Market Composition ..................................................................................... 167

Historical Rental Universe ............................................................................................................ 171

Historical Vacancy Rates .............................................................................................................. 172

Historical Rental Rates ................................................................................................................. 173

Rental Housing Affordability ........................................................................................................ 174

Historical Rental Housing Affordability ........................................................................................ 178

Yorkton Community Based Organizations Housing Facilities ...................................................... 181

Appendix E: Components to Develop a Housing Project ..................................................... 185

The Housing Development Checklist ........................................................................................... 185

Appendix F: Highlights of Select Housing Programs ............................................................ 191

Development Programs Geared to Homeowners / Homeownership ......................................... 191

HeadStart on a Home Program (Westcap Mgt. Ltd.) .................................................................... 191

Secondary Suite Program .............................................................................................................. 191

Tax Credits for Homeowners ....................................................................................................... 192

Saskatchewan First-Time Homebuyers Tax Credit ........................................................................ 192

Canada First-Time Homebuyers Tax Credit ................................................................................... 192

Affordable Home Ownership Program .......................................................................................... 192

Development Plans Geared to Multi-Unit Projects ..................................................................... 193

Conversion Initiative ...................................................................................................................... 193

Rental Construction Incentive ....................................................................................................... 193

Saskatchewan Housing Corporation - Rental Development Program ........................................... 194

Proposal Development Funding (PDF) ........................................................................................... 194

Tax Credits for Rental Projects ..................................................................................................... 195

Corporate Income Tax (CIT) Rebate on New Rental Housing ........................................................ 195

Programs Geared to Support Rental Units .................................................................................. 195

Affordable Housing Rental Program ............................................................................................. 195

Social Housing Rental Program ..................................................................................................... 195

General Programs ........................................................................................................................ 196

Encouraging Community Housing Options (ECHO) - Housing Plan Component............................ 196

Encouraging Community Housing Options (ECHO) - Action Component ...................................... 196

Shelter Enhancement Program ..................................................................................................... 197

Shelter Enhancement Program - Renovation ................................................................................ 198

Federal - Provincial Investment in Affordable Housing (IAH) Agreement ..................................... 198

Programs Geared to Support Rental Units .................................................................................. 199

Affordable Housing Rental Program ............................................................................................. 199

Social Housing Rental Program ..................................................................................................... 199

Appendix G: Glossary of Terms .......................................................................................... 200

Appendix H: Sources of Information .................................................................................. 219



Exhibits

Exhibit 0.1 - Yorkton CA Housing Growth Projections by Tenure for 2014 to 2025 based on Growth Forecasts ......... i

Exhibit 0.2 - The Community Housing Continuum ........................................................................................................ iii

Exhibit 0.3 - Yorkton CA Labour Market and Employment Forecast by 2016, 2021, and 2025 .................................... iv

Exhibit 0.4 - Yorkton CA Population Forecast by 2016, 2021, and 2025 ...................................................................... iv

Exhibit 0.5 - Yorkton CA Housing Growth Projections to 2025 based on Growth Forecasts ......................................... v

Exhibit 0.6 - Yorkton + R.M. of Orkney + Springside + Ebenezer Population and Housing Growth Projections to 2025

based on Growth Forecasts ..................................................................................................................................... vi

Exhibit 0.7 - Yorkton Community Housing Planning Project Next Steps ..................................................................... vii

Exhibit 1.1 - Saskatchewan and Yorkton Maps .............................................................................................................. 1

Exhibit 1.2 - Yorkton Community Housing Plan Update Requested Scope of Work ..................................................... 2

Exhibit 3.1 - The Community Housing Continuum ......................................................................................................... 6

Exhibit 3.2 - Area Census Population 2001 - 2011 ......................................................................................................... 7

Exhibit 3.3 - Yorkton CA and City of Yorkton Total Population Age Distribution 2014 .................................................. 7

Exhibit 4.1 - Yorkton CA New Employment Forecast by 2016, 2021, and 2025 ............................................................ 9

Exhibit 4.2 - Yorkton CA Labour Market and Employment Forecast by 2016, 2021, and 2025 ................................... 10

Exhibit 4.3 - Yorkton + R.M. of Orkney + Springside + Ebenezer Labour Market plus Employment Growth Forecast

by 2016, 2021, and 2025 ........................................................................................................................................ 11

Exhibit 4.4 - Yorkton CA Population Growth Forecast by 2016, 2021, and 2025 ........................................................ 12

Exhibit 4.5 - Yorkton CA Population Forecast by 2016, 2021, and 2025 ..................................................................... 12

Exhibit 4.6 - Yorkton + R.M. of Orkney + Springside + Ebenezer Population Job Growth Forecast by 2016, 2021, and

2025 ........................................................................................................................................................................ 13

Exhibit 4.7 - Area Census 2001, 2006, and NHS 2011 Occupied Private Dwellings ..................................................... 14

Exhibit 4.8 - Area 2011 NHS Housing Tenure............................................................................................................... 14

Exhibit 4.9 - Area 2011 NHS Housing Tenure Comparisons ......................................................................................... 15

Exhibit 4.10 - Yorkton 2011 NHS Housing Tenure by Household Size ......................................................................... 16

Exhibit 4.11 - Yorkton 2011 NHS Housing Tenure by Number of Bedrooms ............................................................... 17

Exhibit 4.12 - Yorkton CA and Saskatchewan Spring 2015 Rental Housing Overview ................................................. 18

Exhibit 4.13 - Yorkton CA and SK Spring 2015 Apartment Rent Comparisons by Number of Bedrooms .................... 19

Exhibit 4.14 - CMHC Spring 2015 Total Apartments Average Rent Comparisons ....................................................... 20

Exhibit 4.15 - CMHC Fall Apartment Total Vacancy Rate Comparisons 2000 - 2014 ................................................... 20

Exhibit 4.16 - CMHC Fall Apartment Total Average Rental Rate Comparisons 2000 - 2014 ........................................ 21

Exhibit 5.1 - Area 2011 NHS Household Median and Average Total Income Comparisons ........................................ 23

Exhibit 5.2 - Yorkton CA 2011 NHS Household Maintainers ........................................................................................ 24

Exhibit 5.3 - Yorkton 2011 NHS Household Total Income Distribution by Housing Tenure ........................................ 24

Exhibit 5.4 - Area 2011 NHS Household Median and Average Dwelling Value ........................................................... 25

Exhibit 5.5 - Canadian Real Estate Association Annual MLS® Average Prices 2000 - 2014 ......................................... 26

Exhibit 5.6 - The 2011 Canada Before-Tax LICO Thresholds (1992 base) .................................................................... 26

Exhibit 5.7 - The 2011 Canada After-Tax LICO Thresholds (1992 base) ....................................................................... 27

Exhibit 5.8 - The 2011 Canada LIM Thresholds ............................................................................................................ 27

Exhibit 5.9 - 2011 SK MBM Thresholds for Reference Family and Components for Rural SK ..................................... 27

Exhibit 5.10 - Area 2011 NHS Housing Owner Average and Median Shelter Costs Comparisons ............................... 28

Exhibit 5.11 - Yorkton 2011 NHS Housing Affordability by Housing Tenure ................................................................ 29

Exhibit 5.12 - Area 2011 NHS Housing Affordability .................................................................................................... 29

Exhibit 5.13 - Area 2011 NHS Housing Owner Affordability ........................................................................................ 30



Exhibit 5.14 - Area 2011 NHS Households Tenure by Owners Mortgage and Subsidized Tenants ............................. 30

Exhibit 5.15 - Area 2011 NHS Housing Tenant Affordability ........................................................................................ 31

Exhibit 5.16 - Area 2011 NHS Rented Housing Tenant Average and Median Shelter Costs Comparisons .................. 31

Exhibit 5.17 - Yorkton CA 2011 NHS Household Median and Average Monthly Shelter Costs by Household Income32

Exhibit 5.18 - Yorkton CA 2011 NHS Household Renter Median and Average Monthly Shelter Costs by Household

Income .................................................................................................................................................................... 33

Exhibit 5.19 - CMHC Spring 2015 Yorkton CA and Saskatchewan Affordability Criteria ............................................. 34

Exhibit 5.20 - Yorkton CA and SK Spring 2015 Apartment Affordability Level 1 Rent Comparisons by Number of

Bedrooms ................................................................................................................................................................ 34

Exhibit 5.21 - CMHC Saskatchewan Level 1 Apartment Affordability Criteria 2004 - 2014 ......................................... 35

Exhibit 6.1 - Yorkton CA 2011 NHS Housing Average Annual Dwelling Period of Construction .................................. 36

Exhibit 6.2 - Estimated 2015 Yorkton CA Housing Composition .................................................................................. 37

Exhibit 6.4 - City of Yorkton Available Housing Lot Supply .......................................................................................... 38

Exhibit 6.5 - City of Yorkton New Dwelling Building Permits 2009 - August 2015 ....................................................... 39

Exhibit 6.6 - Yorkton CA New Housing Completions by Community2000 - 2014 ........................................................ 40

Exhibit 7.1 - Yorkton CA New Dwelling Units Forecast by 2016, 2021, and 2025 ....................................................... 41

Exhibit 7.2 - Yorkton CA Housing Growth Projections to 2025 based on Growth Forecasts ....................................... 42

Exhibit 7.3 - Yorkton + R.M. of Orkney + Springside + Ebenezer Housing Growth Projections to 2025 ...................... 43

Exhibit 7.4 - Yorkton CA Household Income Distribution for Base New Household Projections to Households ........ 44

Exhibit 7.5 - Yorkton CA Projected Base Household Income Distribution Modelling by 2016, 2021, and 2025 ......... 44

Exhibit 7.6 - Yorkton CA Projected Base Owner Household Income Distribution Modelling by 2016, 2021, and 2025

................................................................................................................................................................................ 45

Exhibit 7.7 - Yorkton CA Projected Base Renter Household Income Distribution Modelling by 2016, 2021, and 2025

................................................................................................................................................................................ 46

Exhibit 7.8 - Yorkton CA Projected Housing Continuum Needs by Affordability Threshold Modelling ....................... 47

Exhibit 7.9 - Yorkton CA Average Annual Housing Construction Periods 1960 to 2014 plus Forecast 2015 to 2025.. 48

Exhibit 7.10 - Estimated 2025 - 10 Year Yorkton CA Housing Requirement ................................................................ 49

Exhibit 9.1 - Yorkton CA Housing Growth Projections by Tenure for 2015 to 2025 based on Growth Forecasts ....... 57

Exhibit 9.2 - Area 2011 NHS Household Median and Average Total Income Comparisons ........................................ 58

Exhibit 9.3 - Yorkton Community Housing Planning Project Next Steps ..................................................................... 61

Exhibit 9.4 - Select Housing Project Key Planning Stages ............................................................................................ 62

Exhibit A.1 - Consumer Price Index Canada and Saskatchewan 1979 - 2014 .............................................................. 63

Exhibit A.2 - Conventional Mortgage Rates Canada 1980 - 2014 ................................................................................ 64

Exhibit A.3 - Average Saskatchewan Weekly Wage Rate All Employees All Occupations 2000 - 2014 ....................... 65

Exhibit B.1 - Area Census Population 1981 - 2011 ....................................................................................................... 66

Exhibit B.2 - Saskatchewan Health Population Age Distribution 2014 ........................................................................ 67

Exhibit B.3 - Saskatchewan Health Population by Age 2014 ....................................................................................... 68

Exhibit B.4 - Saskatchewan Health 2014 Population Age Distribution Comparisons .................................................. 69

Exhibit B.5 - Area Labour Force 1981 - 2011 ............................................................................................................... 69

Exhibit B.6 - Area 2011 NHS Labour Force by Industry ................................................................................................ 70

Exhibit B.7 - Area 2011 NHS Labour Force by Occupation ........................................................................................... 71

Exhibit B.8 - Area 2011 NHS Labour Force Participation, Employment, Unemployment ............................................ 72

Exhibit B.9 - Area 2010 - 2014 LFS Annual Labour Force Participation, Employment, Unemployment ...................... 73

Exhibit B.10 - Area 2014 LFS Annual Labour Force Participation, Employment, Unemployment Rates ..................... 74

Exhibit B.11 - Area 2001 - 2014 LFS Annual Labour Force Unemployment Rates ....................................................... 74

Exhibit B.12 - Area 2001 - 2014 LFS Annual Labour Force and Employment Levels .................................................... 75

Exhibit B.13 - Area August 2015 LFS 3 Month Moving Average Labour Force Statistics ............................................. 75



Exhibit B.14 - Area August 2015 LFS Labour Force Participation, Employment, Unemployment Rates ..................... 76

Exhibit B.15 - Area 2013 - 2015 LFS Moving Labour Force Unemployment Rates ...................................................... 76

Exhibit B.16 - Area 2010 - 2015 LFS Moving Labour Force and Employment Levels ................................................... 77

Exhibit B.17 - Yorkton Area 2011 NHS Employed Labour Force Commuting Patterns ................................................ 77

Exhibit B.18 - Area 2011 Commuting Duration............................................................................................................ 78

Exhibit B.19 - Area 2011 Commuting Duration Comparisons ...................................................................................... 78

Exhibit B.20 - Yorkton 2011 NHS Migration ................................................................................................................. 79

Exhibit B.21 - Yorkton Workforce Skills Levels............................................................................................................. 79

Exhibit B.22 - Area 2011 NHS Average and Median Family Income Before and After-Tax ......................................... 80

Exhibit B.23 - Area 2011 NHS Average and Median Family Income Comparisons ...................................................... 80

Exhibit B.24 - Area 2011 NHS Family Income Distribution Before and After-Tax ........................................................ 81

Exhibit B.25 - Yorkton 2011 NHS Average and Median Family Structure Income Before and After-Tax .................... 81

Exhibit B.26 - Yorkton 2011 NHS Average and Median Family by Earners Income Before and After-Tax .................. 82

Exhibit B.27 - Area 2011 NHS Individual Income Distribution by Gender ................................................................... 82

Exhibit B.28 - Area 2011 NHS After-Tax Individual Income Distribution by Gender.................................................... 83

Exhibit B.29 - 2011 NHS Individual Income Distribution by Gender by Region ........................................................... 84

Exhibit B.30 - 2011 NHS After-Tax Individual Income Distribution by Gender by Region ........................................... 85

Exhibit B.31 - Area 2011 Average and Median Individual Income Comparisons ......................................................... 86

Exhibit B.32 - Area 2011 Average and Median After-Tax Individual Income Comparisons ......................................... 87

Exhibit B.33 - Yorkton CA 2011 NHS Average and Median After-Tax Individual Income by Age ................................. 88

Exhibit B.34 - Area 2011 NHS Household Median and Average Total Income ............................................................ 88

Exhibit B.35 - Area 2011 NHS Household Total Income Distribution .......................................................................... 89

Exhibit B.36 - Area 2011 NHS Household After-Tax Total Income Distribution........................................................... 89

Exhibit B.37 - Area 2011 NHS Household Median and Average Total Income Comparisons ...................................... 90

Exhibit B.38 - Area 2011 NHS Household Income Distribution by Region ................................................................... 91

Exhibit B.39 - Area 2011 NHS After-Tax Household Income Distribution by Region ................................................... 92

Exhibit B.40 - Yorkton CA New Employment Forecast by 2016, 2021, and 2025 ........................................................ 93

Exhibit B.41 - Yorkton CA Labour Market and Employment Forecast by 2016, 2021, and 2025 ................................ 94

Exhibit B.42 - Yorkton + R.M. of Orkney + Springside + Ebenezer Employment Forecast by 2016, 2021, and 2025 .. 95

Exhibit B.43 - Yorkton CA Population Growth Trends ................................................................................................. 96

Exhibit B.44 - Yorkton Population Growth Trends ....................................................................................................... 96

Exhibit B.45 - Yorkton CA Population Forecast by 2016, 2021, and 2025 ................................................................... 97

Exhibit B.46 - Yorkton + R.M. of Orkney + Springside + Ebenezer Population Forecast by 2016, 2021, and 2025 ..... 98

Exhibit C.1 - Area Census 2001, 2006, and NHS 2011 Occupied Private Dwellings ..................................................... 99

Exhibit C.2 - Area 2011 NHS Housing Tenure .............................................................................................................. 99

Exhibit C.3 - Area 2011 NHS Housing Tenure Comparisons ....................................................................................... 100

Exhibit C.4 - Area 2011 NHS Housing Condition ........................................................................................................ 100

Exhibit C.5 - Area 2011 NHS Housing Household Size ............................................................................................... 101

Exhibit C.6 - Area 2011 NHS Housing Tenure by Household Size .............................................................................. 101

Exhibit C.7 - Yorkton 2011 NHS Housing Tenure by Household Size ......................................................................... 102

Exhibit C.8 - Yorkton 2011 NHS Housing Household Size by Number of Rooms ....................................................... 102

Exhibit C.9 - Area 2011 NHS Housing by Number of Bedrooms ................................................................................ 103

Exhibit C.10 - Area 2011 NHS Housing by Number of Bedrooms Comparisons ........................................................ 103

Exhibit C.11 - Area 2011 NHS Housing Tenure by Number of Bedrooms .................................................................. 104

Exhibit C.12 - Yorkton 2011 NHS Housing Tenure by Number of Bedrooms ............................................................. 104

Exhibit C.13 - Area 2011 NHS Housing Tenure by Number of Bedrooms Comparisons ............................................ 105

Exhibit C.14 - Yorkton 2011 NHS Housing Household Size by Number of Bedrooms ................................................ 106



Exhibit C.15 - Area 2011 Census Housing Type.......................................................................................................... 106

Exhibit C.16 - Area 2011 NHS Housing Type by Housing Tenure ............................................................................... 107

Exhibit C.17 - Yorkton 2011 Census Housing Type by Tenure and Number of Bedrooms ........................................ 108

Exhibit C.18 - Yorkton 2011 Census Rental Housing Type by Number of Bedrooms ................................................. 109

Exhibit C.19 - Area 2011 NHS Housing Period of Construction Overview ................................................................. 110

Exhibit C.20 - Area 2011 NHS Housing Period of Construction ................................................................................. 110

Exhibit C.21 - Yorkton 2011 NHS Housing Period of Construction by Housing Type ................................................. 111

Exhibit C.22 - Yorkton 2011 NHS Housing Average Annual Dwelling Period of Construction ................................... 111

Exhibit C.23 - Yorkton CA 2011 NHS Housing Period of Construction by Household Size ......................................... 112

Exhibit C.24 - Yorkton CA 2011 NHS Housing Period of Construction by Number of Bedrooms .............................. 112

Exhibit C.25 - Area 2011 NHS Household Median and Average Dwelling Value ....................................................... 113

Exhibit C.26 - Area 2011 NHS Household Median and Average Dwelling Value ....................................................... 113

Exhibit C.27 - Area 2011 NHS Household Value of Dwelling ..................................................................................... 114

Exhibit C.28 - Yorkton CA, Saskatchewan, and Canada 2011 NHS Household Value of Dwelling Distribution ......... 115

Exhibit C.29 - Area 2011 NHS Household Value of Dwelling by Type of Dwelling ..................................................... 116

Exhibit C.30 - Area 2011 NHS Household Value of Dwelling by Presence of Mortgage ............................................ 117

Exhibit C.31 - Area 2011 NHS Household Type by Presence of Mortgage ................................................................ 118

Exhibit C.32 - Area 2011 NHS Housing Suitability by Housing Tenure ....................................................................... 118

Exhibit C.33 - Area 2011 NHS Housing Suitability by Housing Tenure ....................................................................... 119

Exhibit C.34 - Yorkton 2011 NHS Household Primary Maintainer Age Distribution by Housing Tenure ................... 119

Exhibit C.35 - Area 2011 NHS Housing by Number of Household Maintainers ......................................................... 120

Exhibit C.36 - Area 2011 NHS Housing by Number of Household Maintainers Comparisons ................................... 120

Exhibit C.37 - Area 2011 Census Family Type ............................................................................................................ 121

Exhibit C.38 - Yorkton and Area 2011 Census Family Type Comparisons .................................................................. 122

Exhibit C.39 - Area 2011 Census Families Children by Age ........................................................................................ 123

Exhibit C.40 - Yorkton and Area 2011 Census Families Children by Age Comparisons ............................................. 124

Exhibit C.41 - Area 2011 NHS Housing Household Type ............................................................................................ 125

Exhibit C.42 - Yorkton 2011 NHS Housing Household Type by Housing Tenure........................................................ 125

Exhibit C.43 - Yorkton 2011 NHS Housing Household Type by Housing Tenure........................................................ 126

Exhibit C.44 - Yorkton 2011 NHS Housing Household Type by Household Size ........................................................ 127

Exhibit C.45 - Canadian Real Estate Association Annual MLS® Average Prices 2000 - 2014 ..................................... 128

Exhibit C.46 - Yorkton MLS® Sales Data 2000 - 2014 ................................................................................................. 129

Exhibit C.47 - Canadian Real Estate Association Annual MLS® Statistical Survey plus Yorkton Housing Sales Data . 129

Exhibit C.48 - The 2011 Canada Before-Tax LICO Thresholds (1992 base) ................................................................ 130

Exhibit C.49 - The 2011 Canada After-Tax LICO Thresholds (1992 base) ................................................................... 130

Exhibit C.50 - The 2011 Canada LIM Thresholds ........................................................................................................ 130

Exhibit C.51- The 2002 - 2011 Saskatchewan MBM Thresholds for Reference Family ............................................. 131

Exhibit C.52 - The 2002 - 2011 Rural Saskatchewan MBM Thresholds by Components for Reference Family ......... 131

Exhibit C.53 - Area 2011 NHS Low Income Status ..................................................................................................... 132

Exhibit C.54 - Area 2011 NHS Households Tenure by Owners Mortgage and Subsidized Tenants ........................... 132

Exhibit C.55 - Area 2011 NHS Households Tenure by Owners Mortgage and Subsidized Tenants ........................... 133

Exhibit C.56 - Area 2011 NHS Housing Affordability .................................................................................................. 134

Exhibit C.57 - Area 2011 NHS Housing Affordability .................................................................................................. 134

Exhibit C.58 - Area 2011 NHS Housing Owner Affordability ...................................................................................... 135

Exhibit C.59 - Area 2011 NHS Housing Owner Average and Median Shelter Costs Comparisons ............................. 135

Exhibit C.60 - Area 2011 NHS Housing Tenant Affordability ..................................................................................... 136

Exhibit C.61 - Area 2011 NHS Rented Housing Tenant Average and Median Shelter Costs Comparisons ................ 136



Exhibit C.62 - Area 2011 NHS Housing Affordability by Housing Tenure ................................................................... 137

Exhibit C.63 - Area 2011 NHS Housing Affordability by Housing Tenure Comparisons ............................................. 138

Exhibit C.64 - Area 2011 NHS Household Total Income Distribution by Housing Tenure ......................................... 139

Exhibit C.65 - Yorkton 2011 NHS Household Total Income Distribution by Housing Tenure .................................... 140

Exhibit C.66 - Yorkton 2011 NHS Household Total Income Distribution by Housing Affordability............................ 141

Exhibit C.67 - Area 2011 NHS Household Monthly Shelter Costs by Average and Median Household Income ........ 141

Exhibit C.68 - Yorkton CA 2011 NHS Household Monthly Shelter Costs by Mortgage and Subsidized Tenants ....... 142

Exhibit C.69 - Yorkton CA 2011 NHS Household Median and Average Monthly Shelter Costs by Household Income

.............................................................................................................................................................................. 143

Exhibit C.70 - Yorkton CA 2011 NHS Household Owner Median and Average Monthly Shelter Costs by Household

Income .................................................................................................................................................................. 144

Exhibit C.71 - Yorkton CA 2011 NHS Household Renter Median and Average Monthly Shelter Costs by Household

Income .................................................................................................................................................................. 145

Exhibit C.72 - Estimated 2015 Yorkton CA Housing Composition .............................................................................. 146

Exhibit C.73 - City of Yorkton Available Lot Capacity ................................................................................................. 147

Exhibit C.74 - City of Yorkton Available Housing Lot Supply ...................................................................................... 148

Exhibit C.75 - City of Yorkton New Dwelling Starts Building Permits Values 2009 - August 2015 ............................. 148

Exhibit C.76 - City of Yorkton New Dwelling Building Permits 2009 - August 2015................................................... 149

Exhibit C.77 - Yorkton CA New Housing Completions 2000 - 2014 ........................................................................... 150

Exhibit C.78 - Yorkton CA New Housing Completions by Dwelling Type 2000 - 2014 ............................................... 151

Exhibit C.79 - Yorkton CA New Housing Completions by Intended Market 2000 - 2014 .......................................... 152

Exhibit C.80 - Yorkton CA New Dwelling Units Forecast by 2016, 2021, and 2025 ................................................... 153

Exhibit C.81 - Yorkton CA Housing Growth Projections to 2025 based on Growth Forecasts ................................... 154

Exhibit C.82 - Yorkton + R.M. of Orkney + Springside + Ebenezer Housing Growth Projections to 2025 .................. 155

Exhibit C.83 - Yorkton CA Owner Housing Growth Projections to 2025 based on Growth Forecasts ....................... 156

Exhibit C.84 - Yorkton CA Renter Housing Growth Projections to 2025 .................................................................... 157

Exhibit C.85 - Yorkton CA Household Income Distribution for Base New Household Projections to Households .... 158

Exhibit C.86 - Yorkton CA Projected Base Household Income Distribution Modelling by 2016, 2021, and 2025 ..... 158

Exhibit C.87 - Yorkton CA Household Income Distribution for Base Owner New Household Projections to

Households ........................................................................................................................................................... 159

Exhibit C.88 - Yorkton CA Projected Base Owner Household Income Distribution Modelling by 2016, 2021, and 2025

.............................................................................................................................................................................. 160

Exhibit C.89 - Yorkton CA Household Income Distribution for Base Renter New Household Projections to

Households ........................................................................................................................................................... 161

Exhibit C.90 - Yorkton CA Projected Base Renter Household Income Distribution Modelling by 2016, 2021, and 2025

.............................................................................................................................................................................. 161

Exhibit C.91 - Yorkton CA Projected Housing Continuum Needs by Affordability Threshold Modelling ................... 162

Exhibit C.92 - Yorkton CA Projected Base Owner and Rental Household Income Cost Distribution Modelling by

2016, 2021, and 2025 ........................................................................................................................................... 163

Exhibit C.93 - Estimated 2025 - 10 Year Yorkton CA Housing Requirement .............................................................. 164

Exhibit C.94 - Estimated Yorkton CA 2025 Housing Composition .............................................................................. 165

Exhibit C.95 - Yorkton CA Average Annual Housing Construction Periods 1920 to 2014 plus Forecast 2015 to 2025

.............................................................................................................................................................................. 166

Exhibit D.1 - Yorkton CA and Saskatchewan Spring 2015 Rental Housing Overview ................................................ 167

Exhibit D.2 - Yorkton CA and SK Spring 2015 Apartment Rent Comparisons by Number of Bedrooms .................... 167

Exhibit D.3 - CMHC Spring 2015 Bachelor Apartment Average Rent Comparisons ................................................... 168

Exhibit D.4 - CMHC Spring 2015 1 Bedroom Apartment Average Rent Comparisons ............................................... 168



Exhibit D.5 - CMHC Spring 2015 2 Bedroom Apartment Average Rent Comparisons ............................................... 169

Exhibit D.6 - CMHC Spring 2015 3 Bedroom + Apartment Average Rent Comparisons ............................................ 169

Exhibit D.7 - CMHC Spring 2015 Total Apartments Average Rent Comparisons ....................................................... 170

Exhibit D.8 - CMHC Saskatchewan Apartment Universe by Number of Bedrooms 2000 - 2015 ............................... 171

Exhibit D.9 - CMHC Fall and Spring Apartment Total Vacancy Rates 2000 - 2015..................................................... 172

Exhibit D.10 - CMHC Fall and Spring Apartment Total Average Rental Rates 2000 - 2015 ....................................... 173

Exhibit D.11 - CMHC Spring 2015 Yorkton and Saskatchewan Affordability Criteria ................................................ 174

Exhibit D.12 - Yorkton CA and SK Spring 2015 Apartment Affordability Level 1 Rent Comparisons by Number of

Bedrooms .............................................................................................................................................................. 174


Bedrooms .............................................................................................................................................................. 175


Bedrooms .............................................................................................................................................................. 175

Exhibit D.15 - CMHC Spring 2015 Bachelor Apartment Affordability Level 1 Rent Comparisons .............................. 176

Exhibit D.16 - CMHC Spring 2015 1 Bedroom Apartment Affordability Level 1 Rent Comparisons .......................... 176

Exhibit D.17 - CMHC Spring 2015 2 Bedroom Apartment Affordability Level 1 Rent Comparisons .......................... 177

Exhibit D.18 - CMHC Spring 2015 3 Bedroom + Apartment Affordability Level 1 Rent Comparisons ....................... 177

Exhibit D.19 - CMHC Saskatchewan Bachelor Apartment Affordability Criteria 2004 - 2015 ................................... 178

Exhibit D.20 - CMHC Saskatchewan 1 Bedroom Apartment Affordability Criteria 2004 - 2015 ................................ 178

Exhibit D.21 - CMHC Saskatchewan 2 Bedroom Apartment Affordability Criteria 2004 - 2015 ................................ 179

Exhibit D.22 - CMHC Saskatchewan 3 Bedroom + Apartment Affordability Criteria 2004 - 2015 ............................. 179

Exhibit D.23 - CMHC Saskatchewan Level 1 Apartment Affordability Criteria 2004 - 2015 ...................................... 180

Exhibit D.24 - Yorkton Housing Authority Units Information .................................................................................... 181

Exhibit D.25 - Yorkton Housing Corporation Units Information ................................................................................ 182

Exhibit D.26 - Yorkton Parkland Housing Society Units Information ......................................................................... 183

Exhibit D.27 - Provincial Métis Housing Corporation (PMHC) Units Information ...................................................... 183

Exhibit D.28 - YAIL Harbor Inc. (Yorkton Adult Independent Living) Units Information ............................................ 184

Exhibit D.29 - SIGN (Society for the Involvement of Good Neighbours) Units Information ...................................... 184

Exhibit D.30 - Shelwyn House Units Information....................................................................................................... 184

Exhibit D.31 - Yorkton Tribal Council (YTC) Safe Haven Units Information ............................................................... 184


Yorkton Area Housing Need and Demand Assessment Page | i

Executive Summary

Yorkton Housing Project Market Assessment Findings

The Need and Demand

Assessment compiled and

analyzed secondary data,

developed employment,

population, and housing

forecasts, examined market

segments, and explored

considerations relevant to new

housing development in the

City of Yorkton, R.M. of Orkney

No. 244, Town of Springside,

and Village of Ebenezer market

(Yorkton CA Market).

Assuming forecast population

growth of 1.06% per annum for

Yorkton Census Agglomeration

(CA) with 1.11% population

growth in the City of Yorkton

and corresponding dwelling

growth is realized then about

1,478 additional dwelling units

in the Yorkton CA would be

required over the next 10 years with about 1,467 of the new dwelling units in the City of Yorkton,

a potential decline of -39 units in the R.M. of Orkney No. 244, about 40 more units in the Town

of Springside, and 10 more units in the Village of Ebenezer. This would include 1,104 more owner

dwelling units, 140 more tenant rental units, 159 affordable rental units, and 75 student

affordable rental units by 2025 in the Yorkton CA.

Conclusion #1: There continues to be a strong need for additional housing and rental housing

in the Yorkton CA area over the next 10 years with a further 1,500 dwelling units needed over

the next decade should forecast employment and population growth occur.

Household income levels are below provincial and national levels in Yorkton. The average

household income before tax in the Yorkton CA is -11.8% below the provincial level and after-tax

Exhibit 0.1 - Yorkton CA Housing Growth Projections by Tenure for 2014 to 2025 based on Growth Forecasts

Source: Preferred Choice modelling based Upon Growth Analysis, Statistics Canada 2011 Census and 2011 NHS Household Income Distribution, Saskatchewan Health Covered Population, CMHC Starts and Completions, and City of Yorkton, Parkland College info

75 75 75 57 140

188

637

299

1,104

0

200

400

600

800

1,000

1,200

Owner & Renter Household Growth Estimates Forecast 2015 to 2025

Student Housing Project Renter Owner


Yorkton Area Housing Need and Demand Assessment Page | ii

is -10.4% below the Saskatchewan average. Housing costs in the Yorkton CA are below provincial

averages with average dwelling value -13.7% lower than the provincial average and the median

dwelling value was -20.1% below the provincial median level in the 2011 National Household

Survey. Average monthly owner shelter costs were -11.9% lower than the provincial average and

renter monthly average monthly shelter costs were -11.9% lower than the provincial renter

average.

The steady activity in the Yorkton market can result in construction costs consistent with other

Saskatchewan communities. Rental rates tend to be lower in Yorkton which tends to be a

challenge for provincial average project costs. The lower income levels in the Yorkton CA does

support more social, affordable, and entry level housing options compared to the Saskatchewan

average.

Conclusion #2: Lower income levels in the Yorkton CA inhibits the community’s ability to afford

solely higher value market housing creating a need for social and affordable housing.

Based on the nature of multi-unit projects lot needs then about 550 to 625 more lots would be

required over the next 10 years to support about 450 more residences and 100 to 125 multi-unit

projects (for about 1,025 multi-unit dwelling units). The Yorkton CA would need to have at least

55 residential and 10 to 12 multi-unit lots available per year on average to support the potential

growth.

Depending on the appropriate economies of scale and timeframe to develop additional lots a

two to three year rolling supply of inventory should be considered. An inventory of 120 to 145

available residential and multi-unit lots or more should be sustained in the City of Yorkton at any

given time to capture anticipated future area growth.

Conclusion #3: Potential additional housing growth in the City of Yorkton and area at a healthy

pace over the next 10 years would require about 550 to 625 lots for about 450 single family

dwellings and about 1,025 multi-unit dwellings.

Based upon the projected housing needs for the community, the City of Yorkton + R.M. of Orkney

No. 244 + Town of Springside + Village of Ebenezer should continue to support pursuit of

additional housing in the community with interested developers and community based

organizations. Housing needs exist along the entire housing continuum.

Conclusion #4: There is a strong need for additional housing development in the Yorkton market

with forecast demand to support a number of housing projects based on a healthy market

supply and demand balance and absorption for new dwelling units.


Yorkton Area Housing Need and Demand Assessment Page | iii

Key factors for proponents pursuing new housing development projects is to strategically

position their project(s) to meet the need for target housing market segments by:

Securing a suitable site(s) / land / or existing locations ideal for the project

Providing experienced construction and project management to enable the project to occur

in a timely manner

Having strong project managers to ensure the project is developed in a cost-effective manner

Targeting particular market segments to meet the needs of particular owner and tenant

groups in the area

Delivering quality project and property management services to attract, service, and retain

unit sales and tenants in a well-run housing development

Housing and the Yorkton Area Market

The Yorkton Housing Committee and City of Yorkton commissioned this Needs and Demand

Assessment for general planning purposes as part of updating a Community Housing Plan.

Preferred Choice’s Development Strategists were engaged to provide the need and demand

assessment for the project along with follow-up services.

Exhibit 0.2 - The Community Housing Continuum

Emergency Shelters

Transitional Housing

Social Housing

Affordable Rental

Housing

Affordable Home

Ownership

Rental Housing

Home Ownership

Government Subsidized Housing Non-Market Housing Market Housing

Source: A Guide for Canadian Municipalities for the Development of a Housing Action Plan, Canada Mortgage and Housing Corporation, 2010

The Yorkton Housing Development Project is intended to offer additional housing along select

segments of the community housing continuum.

The Yorkton Census Agglomeration has been utilized for need and demand analysis and

modelling.

The Yorkton CA experienced the strongest level of dwelling construction in the 1960s with 1,730

new dwellings or on average 173 dwellings per year during the 1960s. Recently the pace of

annual activity generated an average number of dwelling units at 103.3 units per annum or 413

units during 2011, 2012, 2013, and 2014 according to City of Yorkton and CHMC Starts &

Completions Survey data.


Yorkton Area Housing Need and Demand Assessment Page | iv

Growth in the Yorkton Area Market

The need for housing in Yorkton is connected with employment growth in the area. According

to Statistics Canada 2011

National Household Survey

data, the labour force grew by

1,095 people in Yorkton CA

including 1,050 additional

employment positions

between 2001 and 2011. While

the employment growth over

10 years was 12.9%, with 6.6%

growth occurring between

2006 and 2011.

Employment growth is

anticipated to generate 575

additional positions over the

next few years by 2016, 611

over the next 5 years to 2021,

and 516 positions over the next

8 to 10 years in the Yorkton CA.

Over the 14 years to 2025

employment growth of 1,701

positions is forecast for Yorkton

CA should the baseline growth

model for continued growth

occur. On September 8, 2015

Saskjobs had 591 Yorkton area

job vacancies posted.

The Yorkton CA 2011 Census

population was 18,238 and

Saskatchewan Health Covered

Population was 20,023. By

2014 the Saskatchewan Health

Covered Population for Yorkton

CA grew by a further 865 to

20,888 over just 3 years.

Exhibit 0.3 - Yorkton CA Labour Market and Employment Forecast by 2016, 2021, and 2025

Source: Preferred Choice analysis and modelling of information from Statistics Canada: 2001, 2006 Census data and 2011 National Household Survey data Catalogue Number 99-014-X2011015

Exhibit 0.4 - Yorkton CA Population Forecast by 2016, 2021, and 2025

Source: Preferred Choice analysis and modelling of information from Statistics Canada: 2001, 2006, and 2011 Census data, 2011 National Household Survey data Catalogue No. 99-014-X2011015, and SK Ministry of Health 2001-2014 Covered Population Data

8,600 9,140

9,695 10,294

10,929 11,466

8,150 8,630

9,200 9,775

10,385 10,901

445 510 490 533 581 622

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

2001 2006 2011 2016 f 2021 f 2025 f

Yorkton CA Labour Force Growth Model 2011 to 2025

Labour Force Trend Modelling Employed Trend Modelling Unemployed Trend Modelling

21,560

23,336

24,862

18,710 18,587

20,023

21,332

22,483

23,448

17,554 17,438

18,238

19,075

19,950 20,679

15,000

16,000

17,000

18,000

19,000

20,000

21,000

22,000

23,000

24,000

25,000

26,000

2001 2006 2011 2016 f 2021 f 2025 f

Yorkton CA Population Growth Model 2011 to 2025

Upper SK Health Population Trend Modelling

Core SK Health Population Trend Modelling

Base Census Population Trend Modelling


Yorkton Area Housing Need and Demand Assessment Page | v

The Yorkton CA area population growth modelling baseline uses the Saskatchewan Health 10

year annual average growth rate of 1.06% forecast. The population forecast over the 14 years to

2025 population growth is for growth of 3,425 people for the Yorkton CA should the base trend

continue. A lower than base model would see the increase in overall area population limited to

656 by 2025. Upper population growth modelling with job growth has the potential to realize

4,839 more people by 2025 since 2011.

Projected Housing Need in the Yorkton Area Market

The Yorkton CA area growth

modelling baseline is forecast

over the 14 years to 2025

growth of 1,816 dwellings units

for the Yorkton CA should the

10 year base population trend

continue. This is anticipated to

generate 478 more dwellings

over the next few years by 2016

(413 have already been built),

497 dwellings over the next 5

years to 2021, and 467

dwellings over the next 8 to 10

years in the Yorkton CA to

2025.

This model for the Yorkton CA

would include about 265

residents in the Village of

Ebenezer, 815 residents in the

Town of Springside, 698 residents in the R.M. of Orkney No. 244, and 21,672 residents in the City

of Yorkton by 2025. The model would include a potential further increase in housing of 14 units

in the Village of Ebenezer, 42 units in the Town of Springside, decline of -59 dwelling units in the

R.M. of Orkney No. 244, and growth of about 1,811 more dwellings in the City of Yorkton by 2025

since 2011 (on average over 129.4 dwelling units per annum in the City and over 129.7 units per

annum in the Yorkton CA). The recent Yorkton CA 2011 to 2014 period experienced a similar

average annual growth of 103.3 new dwelling units per annum.

Exhibit 0.5 - Yorkton CA Housing Growth Projections to 2025 based on Growth Forecasts

Source: Preferred Choice analysis and modelling of information from Statistics Canada: 2001, 2006, and 2011 Census data, 2011 National Household Survey data Catalogue Number 99-014-X2011015, Saskatchewan Ministry of Health 2001-2014 Covered Population Data, City of Yorkton, R.M. of Orkney No. 244, Town of Springside, and Village of Ebenezer CHMC Housing Starts and Completions Survey info

8,455

9,335

10,148

7,310 7,495

7,755

8,365

8,993

9,571

8,196

8,662 9,053

5,000

6,000

7,000

8,000

9,000

10,000

11,000

2001 2006 2011 2016 f 2021 f 2025 f

Yorkton CA Housing Growth Model 2011 to 2025

Upper Housing Estimate

Base Housing Estimate

Lower Housing Estimate


Yorkton Area Housing Need and Demand Assessment Page | vi

Exhibit 0.6 - Yorkton + R.M. of Orkney + Springside + Ebenezer Population and Housing Growth Projections to 2025 based on Growth Forecasts


The Yorkton Housing Development Opportunity

Assuming forecast population and dwelling growth is realized then about 1,478 additional

dwelling units in the Yorkton CA with 1,467 new dwelling units in the City of Yorkton would be

required over the next 10 years. This would include 1,104 more owner dwelling units, 140 more

tenant rental units, 159 affordable rental units, and 75 student affordable rental units by 2025 in

the Yorkton CA.

Recommendation #1: That the Yorkton Housing Committee and City of Yorkton continue to

examine housing market segments, community housing funding models, developing an

updated community housing plan, and advancing target housing opportunities.

The project concept, location, housing mixture, scale, phasing, costing, and target market

segments are key areas impacting the market absorption of additional new housing units.

A number of follow-up actions can be incorporated into the Community Housing Plan update and

initiatives flowing from the completed plan.

Recommendation #2: That the Yorkton Housing Committee and City of Yorkton identify key

specific housing project opportunities to seek proponents and / or community based

organizations to further define various target projects scale, market niche, and potential

locations based on the market assessment, funding options, and emerging housing plan under

development.

16,898 17,00618,471

19,62220,736

21,672

1,017 797649

747719

698

617 599687

729776

815

178 185

216232

250265

0

5,000

10,000

15,000

20,000

25,000

2001 2006 2011 2016f 2021f 2025f

Yorkton CA → Yorkton + R.M. of Orkney No. 244 + Springside + Ebenezer Population Growth Model 2011 to 2025

Yorkton R.M. of Orkney No. 244 Springside Ebenezer

6,395 6,5406,760

7,358

8,0098,571

610 665 706684

663647

220 220 229243

258271

5560

6873

7882

0

2,000

4,000

6,000

8,000

10,000

12,000

2001 2006 2011 2016f 2021f 2025f

Yorkton CA → Yorkton + R.M. of Orkney No. 244 + Springside + Ebenezer Housing Growth Model 2011 to 2025



Yorkton Area Housing Need and Demand Assessment Page | vii

The Yorkton Housing Committee in partnership with the City of Yorkton will need to have defined

lot plans, marketing, promotion, and resident / community services to attract and retain

additional residents to the area.

A number of private and community based organization partnerships are also possible to address

forecast housing need and demand. Selecting and advancing target housing projects will ensure

opportunities for housing growth can be realized across the entire housing continuum.


work with the project advisors and potential partners to proceed with the initiation of the

Financial Viability Analysis and Business Plan Development phases for a select target project.

The next steps in the Yorkton area Housing Development Project are:

Review, revise, and approve the 2015 Yorkton Area Housing Need and Demand Assessment

Preferred Choice will Prepare a Demographic Market Segments Supplement

Preferred Choice will Prepare a Community Funding Model Options Supplement

Develop an Updated Yorkton Community Housing Plan based on the Need and Demand

Assessment, Market Segments Review, Funding Models Review, & Stakeholder Engagement

Finalize and Submit the Updated Yorkton Community Housing Plan to Yorkton City Council

Select partners for a target housing project(s) to investigate and advance

Initiation of the Financial Viability Analysis phase for a target project(s)

YHC and partners further define the scale & budget information for target housing project(s)

Development of the Yorkton Housing Development Project(s) Business Plan(s)

Followed by various marketing & sales, partnerships, financing, and implementation steps

Exhibit 0.7 - Yorkton Community Housing Planning Project Next Steps

Source: Preferred Choice

The later steps to develop target project(s) with partners are optional. The intent is to generate

action to advance the goals of the updated Yorkton Community Housing Plan.

Approve Need and Demand Assessment

Prepare a Demographic Market Segments Supplement

Prepare a Community Funding Model Options Supplement

Update the Yorkton Community Housing Plan

Advance the Investigation and Planning of Select Housing Project(s)


Yorkton Area Housing Need and Demand Assessment Page | 1

1.0 Project Objective

1.1. Yorkton Area

The City of Yorkton is

situated on along the Trans-

Canada Yellowhead

Highway #16 in east-central

Saskatchewan, 325

kilometres south east of

Saskatoon and 451

kilometres north west of

Winnipeg. Yorkton is 190

kilometres north east of

Regina via Highway #10.

Yorkton is a vibrant economic centre of nearly 20,000 people and serves Saskatchewan’s third

largest trading area. The City of Yorkton and R.M. of Orkney No. 244 are situated in a strong

resources area with a vibrant agricultural region, potash mining, and manufacturing and

processing, and healthy resource sector.

1.2. Yorkton Area Development and Growth

Employment grew by 6.1% or 555 positions between 2006 and 2011 according to Statistics

Canada Census & National Household Survey data for the Yorkton Census Agglomeration (CA).

The unemployment rate for the Yorkton area with 5.1% for the Yorkton CA was below the

provincial level of 5.9% and national level of 7.8% based on 2011 Statistics Canada National

Household Survey data. The 2014 Annual Statistics Canada Labour Force Survey data had the

Yorkton - Melville Economic Region (ER) unemployment rate at 4.1%, the Saskatchewan rate at

3.8%, and the Canada rate at 6.9%. The 3 month rolling moving average for August 2015 had the

Yorkton - Melville ER unemployment rate at 5.6%, Saskatchewan at 5.2%, and Canada at 7.0%.

1.3. The Yorkton Housing Committee

The Yorkton Housing Committee (YHC) was established to assist the City of Yorkton in

establishing a plan to address the current and future housing needs in the community. The

Mission adopted in the initial housing plan was: “The City of Yorkton will actively work with all

sectors of the community including builders and developers, community organizations,

businesses, and all governments to support a housing market which will provide adequate,

accessible and affordable housing for all Yorkton residents, through planning and collaboration.”

Exhibit 1.1 - Saskatchewan and Yorkton Maps

Source: Maps developed by Preferred Choice with Map face courtesy of SK Ministry of Highways and Infrastructure & Tourism Saskatchewan



1.4. Yorkton Community Housing Plan Update Project

The Yorkton Housing Committee (YHC) intends to update the Community Housing Plan for the

period 2016 - 2020 which includes determining if new strategies are required to assist the City of

Yorkton to address gaps in the community housing continuum. Consideration for seniors’

housing need and funding models suitable for Yorkton are part of the envisioned project scope

of work as summarized in the following exhibit.

Exhibit 1.2 - Yorkton Community Housing Plan Update Requested Scope of Work

Source: Preferred Choice adapted from City of Yorkton & Yorkton Housing Committee ‘RFP for Housing Plan Update’

The updated plan will be in a format that the YHC can submit for adoption by Yorkton City Council.

1.5. The Preferred Choice Approach

The Preferred Choice response to the Yorkton Community Housing Plan Update Project will

include the following parts:

I. Regular Client Meetings from Project Initiation through to Project Finalization

II. Conducting an updated Housing Development Need and Demand Assessment

III. Preparing a Supplemental Seniors Housing Need & Demand Assessment with Options

IV. Examining Community Housing Development Funding Models

V. Updating the Yorkton Housing Plan

This phase of the project investigates the Need and Demand for Housing in the City of Yorkton,

R.M. of Orkney No. 244, Town of Springside, and Village of Ebenezer making up the Yorkton

Census Agglomeration (CA).

This will be followed up by a Supplemental Seniors Housing Need & Demand Assessment,

Community Housing Development Funding Models Overview, and the updated Yorkton Housing

Update Housing Plan

• Interviews and Liaison with Housing Contacts

• Research Recent Housing Data

• Consider Housing Needs Across the Continuum

• Priorities and Targets

• Strategies

• Progress Reporting

• Progress Evaluation

Seniors Housing

• In-depth assessment of current seniors' housing needs and demand

• Looking at options to fulfill seniors' segment including life lease

Funding Models

• Researching Housing Funding Models

• Examples of Different Funding Models

• Tax Credit / Grant Models in other Jurisdictions

• Private Donation and / or Mortgage funding

• Recommending Funding Models Ideal for Yorkton



Plan. Additional options include a Preliminary Analysis of Project Financial Viability Phase and a

subsequent Business Planning Phase for a potential target housing project.

1.6. The Yorkton Community Housing Plan Update Project Need and Demand Assessment

As part of the Housing Plan Update Project, Preferred Choice recommended accessing Canada

Mortgage and Housing Corporation (CMHC) Seed Funding to add an updated Need and Demand

Assessment for the project. CMHC Seed Funding has been approved for the Need and Demand

Assessment along with potential funds to develop a Preliminary Analysis of Project Financial

Viability Phase and a subsequent Business Planning Phase for a potential target housing project.

The City of Yorkton on behalf of the Yorkton Housing Committee retained Preferred Choice for

the assignment including the Housing Need and Demand Assessment portion to compile

information, provide analysis, and documentation for unmet housing need and demand.

Preferred Choice’s Development Specialists consulted with the City of Yorkton by:

I. Client Project Engagement

II. Review Existing Information

III. Secondary Information Collection

IV. Assessing Yorkton Area’s Housing Supply and Demand Need

V. Forecasting Yorkton Area’s Housing Development Opportunity

VI. Providing the Yorkton Area Housing Need & Demand Assessment Report

Due to limited statistical information available for the Village of Ebenezer in the most recent 2011

National Household Survey (NHS), data for the Yorkton CA and City of Yorkton is used for select

modelling purposes. Statistics Canada offers additional data for Census Agglomerations which is

used for the housing need and demand market assessment. The combined Yorkton CA grouping

was utilized for the forecasting and analysis of the housing need for the community in most

instances.



2.0 Project Input

2.1. The City of Yorkton and Yorkton Housing Committee Project Representatives

In May 2015, Director of Planning & Engineering Gord Shaw interacted with Preferred Choice

regarding proceeding with the Housing Plan Update and accessing funding through the CMHC

Seed Funding Program. On June 26, 2015, Preferred Choice met with Gord Shaw and Economic

Development Officer Samuel Twumasi in Yorkton. A community overview, information on the

envisioned housing project components, and the project input and need and demand assessment

plan was reviewed with the client. A meeting to engage the Yorkton Housing Committee was

held on June 26th. A series of housing community based organizations interviews was conducted

in person on June 26th with additional phone interviews in July and August 2015 with 11

stakeholder groups. From May through to September 2015, representatives for the City of

Yorkton and Yorkton Housing Committee discussed with Preferred Choice and provided

information for the development of the Housing Development Need and Demand Assessment.

Discussion took place regarding the steps in the project, progress to date, and additional actions

to advance the initiative.

A range of secondary information has been compiled through Yorkton Planning & Development

and Economic Development officials for development of the 2015 Housing Development Need

and Demand Assessment.

2.2. Project Resources and Knowledgeable Contacts

Preferred Choice has had contact with a number of knowledgeable representatives regarding

factors for housing development assessment and strategies. Contact has been made with a

number of organizations including:

Canada Mortgage and Housing Corporation

Saskatchewan Housing Corporation

Westcap Mgt Ltd. various representatives

City of Yorkton

Yorkton Housing Authority

Yorkton Housing Corporation

Yorkton Parkland Housing Society

Sunrise Health Region

Shelwyn House

SIGN (Society for the Involvement of Good Neighbours)

Parkland Housing - Proposed Student Housing Need

Avenue Living



Integrated Life Care Corporation

Revera (The Bentley Yorkton)

Yorkton Real Estate Association

Other development contacts

The project also utilized a range of information for the need and demand assessment including:

Secondary data from national and provincial statistical agencies

Secondary information and reports from the City of Yorkton and community agencies

A range of support from the City of Yorkton enabled the collection of relevant project

information, secondary information, and overall guidance and direction throughout the project

need and demand assessment.

A Glossary of housing and other statistical terms is included in Appendix G of this report. Sources

of information utilized for this project provided by various sources and the Yorkton area are

noted in Appendix H of this report.



3.0 Housing Development Model

3.1. The Housing Continuum

The Canada Mortgage and Housing Corporation (CMHC) has a range of reports, tools and

programs to assist communities, agencies, developers, home owners, and tenants in addressing

housing needs.

CMHC has defined the housing continuum to represent the range of housing typically seen in

smaller communities with less than 25,000 population. The range of housing options view

housing with government support to be ‘social housing’ while non-market housing fits under

‘affordable housing’. The key difference is that affordable housing includes housing provided by

the private, public, and not-for-profit sectors, below market rates.

Exhibit 3.1 - The Community Housing Continuum

Emergency Shelters


Social Housing

Affordable Rental Housing

Affordable Home

Ownership Rental Housing

Home Ownership

Government Subsidized Housing Non-Market Housing Market Housing

Source: A Guide for Canadian Municipalities for the Development of a Housing Action Plan, Canada Mortgage and Housing Corporation, 2010

Refer to Appendix E for an overview of the Canada Mortgage and Housing Corporation’s Housing

Development Checklist.

3.2. Assessing the Yorkton and Area Development Need

There are varying degrees of secondary information available for conducting a need and demand

assessment. The Yorkton Census Agglomeration (CA) has been utilized due to the level of

information available for this size of a community. The Census Agglomeration includes the City

of Yorkton, R.M. of Orkney No. 244, Town of Springside, and Village of Ebenezer. NHS data for

the Village of Ebenezer had been suppressed due to the sample size, however the information

for the Yorkton CA does provide an in depth view of the area. For comparative purposes, some

information on each of the communities in the Yorkton CA is provided as available along with the

Census Division No. 9 and Yorkton - Melville Economic Region areas which include the Yorkton

CA. Comparative information for the Province of Saskatchewan and Canada also have been

utilized as reference points.



3.3. Yorkton and Area Population Demographics

In 2011 there were 18,238 people in the Yorkton Census Agglomeration with 15,669 in the City

of Yorkton, 1,860 in the R.M. of Orkney No. 244, 534 in the Town of Springside, and 175 in the

Village of Ebenezer. The Yorkton CA population grew 3.9% over 10 years since 2001 with a more

rapid 5 year growth of 4.6% since 2006. The City of Yorkton, R.M. of Orkney No. 244, Town of

Springside, and Village of Ebenezer experienced a slight population decline between 2001 and

2006 followed by 8.1% growth in the R.M. of Orkney, 8.1% growth in Springside, and 25.9%

growth in Ebenezer between 2006 and 2011. The City of Yorkton population grew 3.7% over 10

years since 2001 with more rapid growth of 4.2% for the five year period between 2006 and 2011.

Exhibit 3.2 -Area Census Population 2001 - 2011

Population 2001 2006 2011

Yorkton CA 17,554 17,438 18,238

Yorkton 15,107 15,038 15,669

R.M. of Orkney No. 244 1,728 1,721 1,860

Springside 525 494 534

Ebenezer 147 139 175

Census Division No. 9 36,895 34,736 35,314

Yorkton - Melville Economic Region [4740] 88,752 82,945 84,867

Saskatchewan 978,933 968,157 1,033,381

Canada 30,007,094 31,612,897 33,476,688

Source: Statistics Canada, Census Data

According to 2014 Saskatchewan Health Covered Population data there was 20,888 people in the

Yorkton Census Agglomeration (CA) with 19,194 in the City of Yorkton, 758 in the R.M. of Orkney

No. 244, 711 in the Town of Springside, and 225 in the Village of Ebenezer.

Exhibit 3.3 - Yorkton CA and City of Yorkton Population Age Distribution 2014

Source: Charts Prepared by Preferred Choice based on Saskatchewan Ministry of Health, Covered Population 2014

800 700 600 500 400 300 200 100 0 100 200 300 400 500 600 700 800

0 to 4

5 to 9

10 to 14

15 to 19

20 to 24

25 to 29

30 to 34

35 to 39

40 to 44

45 to 49

50 to 54

55 to 59

60 to 64

65 to 69

70 to 74

75 to 79

80 to 84

85 to 89

90 to 94

95 +

Yorkton CA Pop Dist - 2014 SK Health

Male Female

700 600 500 400 300 200 100 0 100 200 300 400 500 600 700

0 to 4

5 to 9

10 to 14

15 to 19

20 to 24

25 to 29

30 to 34

35 to 39

40 to 44

45 to 49

50 to 54

55 to 59

60 to 64

65 to 69

70 to 74

75 to 79

80 to 84

85 to 89

90 to 94

95 +

City of Yorkton Pop Dist - 2014 SK Health

Male Female



3.4. Recent Economic Activity

The Yorkton CA has experienced recent population and jobs growth. The anticipated continuing

growth has guided the assessment of the housing development and demand needs for Yorkton

and area.

Yorkton area is a key market and important part of the growth Saskatchewan is experiencing.

Growth has impacted costs of construction and general items in Saskatchewan with the

Consumer Price Index rising faster than the national levels.

Average wages in Saskatchewan have experienced strong growth in recent years. Lower

borrowing costs have helped trigger further investment. Appendix A contains an overview of a

number of provincial economic indicators.

The Yorkton Area Housing Development Need and Demand Assessment utilizes available

information to understand the area supply, demand, and growth needs to examine housing

development opportunities along the community housing continuum to target suitable housing

needs and potential for City of Yorkton, R.M. of Orkney No. 244, Town of Springside, and Village

of Ebenezer.

Refer to Appendix B for Demographic Information, Appendix C for Housing Information, and

Appendix D for Rental Market Information utilized in the Need and Demand Assessment. Refer

to Appendix G for a Glossary of Terms related to housing and housing indicators.



4.0 Assessment of Yorkton Area’s Housing Need

Information on demographic factors is contained in Appendix B of this report.

4.1. Employment Growth

The need for housing in Yorkton is connected with employment growth in the area. According

to Statistics Canada 2011 National Household Survey data, the labour force grew by 1,095 people

in Yorkton CA including 1,050 additional employment positions between 2001 and 2011. While

the employment growth over 10 years was 12.9%, with 6.6% growth occurring between 2006

and 2011.

Looking at Statistics Canada Labour Force Survey (LFS) data for the Yorkton - Melville Economic

Region area employment reached an annual high in 2010 with 41,900 jobs in the area with 39,500

jobs in 2014 which is lower than the 42,465 employed noted in the 2011 National Household

Survey (NHS) for the broader area. In 2014 the LFS noted unemployment rate of 4.1% for the

Yorkton - Melville area.

Employment growth is anticipated to generate 575 additional positions over the next few years

by 2016, 611 over the next 5 years to 2021, and 516 positions over the next 8 to 10 years in the

Yorkton CA. Over the 14 years to 2025 employment growth of 1,701 positions is forecast for

Yorkton CA should the baseline growth model for continued growth occur. On September 8,

2015 Saskjobs had 591 Yorkton area job vacancies posted, which is the highest region outside of

Regina and Saskatoon with 6.3% of provincial and 13.8% of rural Saskatchewan postings.

Exhibit 4.1 - Yorkton CA New Employment Forecast by 2016, 2021, and 2025

Yorkton CA 5 YR 2016-

2011 5 YR 2021-

2016 4 YR 2025-

2021 14 YR 2025-2011 Total

Employment Forecast Change 575 611 516 1,701

Yorkton CA 2011 2016 f 2021 f 2025 f

Labour Force Trend Modelling 9,695 10,294 10,929 11,466

Employed Trend Modelling 9,200 9,775 10,385 10,901

Unemployed Trend Modelling 490 533 581 622

Source: Preferred Choice analysis and modelling of information from Statistics Canada: 2001 and 2006 Census data and 2011 National Household Survey data Catalogue Number 99-014-X2011015



Exhibit 4.2 - Yorkton CA Labour Market and Employment Forecast by 2016, 2021, and 2025


The R.M. of Orkney No. 244 is anticipated to experience employment contraction potentially with

-77 jobs, the Village of Ebenezer potentially 18 jobs, Town of Springside potentially 112 jobs,

while the City of Yorkton is anticipated to have employment growth by 1,678 jobs from 2011 to

2025.

8,600 9,140

9,695 10,294

10,929 11,466

8,150 8,630

9,200 9,775

10,385 10,901

445 510 490 533 581 622

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

2001 2006 2011 2016 f 2021 f 2025 f





Exhibit 4.3 - Yorkton + R.M. of Orkney + Springside + Ebenezer Labour Market plus Employment Growth Forecast by 2016, 2021, and 2025


4.2. Population Growth

Both the Saskatchewan Ministry of Health Covered Population and Statistics Canada population

data were looked at for the Yorkton CA. The 2006 to 2011 5 year census population average

annual growth rate was 0.90% and the 2009 to 2014 5 year Saskatchewan Health population

average annual growth rate was 1.60%. The 2001 to 2011 10 year census population average

annual growth rate was 0.38% and the 2004 to 2014 10 year Saskatchewan Health population

average annual growth rate was 1.06%. The 10 year Saskatchewan Health Population Trend of

1.06% annual growth was utilized as a baseline with the 5 year census growth rate of 0.90% as a

lower model and 5 year Saskatchewan Health trend of 1.60% as an upper model. The Yorkton

CA 2011 Census population was 18,238 and Saskatchewan Health Covered Population was

20,023. By 2014 the Saskatchewan Health Covered Population for Yorkton CA grew by a further

865 to 20,888 over just 3 years. The 2011 Saskatchewan Health Population for the Yorkton CA is

1,785 people more than the 2011 Census population.

The City of Yorkton has a base growth rate of 1.11% per annum, the R.M. of Orkney No. 244 has

a declining base growth rate of -0.75% per annum, the Town of Springside has a base growth rate

6,8407,305

7,670

8,232

8,8349,348

9551,010

1,1351,107

1,0801,058

245230

270305

346382

6570

95101

108113

0

2,000

4,000

6,000

8,000

10,000

12,000

2001 2006 2011 2016f 2021f 2025f

Yorkton CA → Yorkton + R.M. of Orkney No. 244 + Springside + Ebenezer Employment Growth Model 2011 to 2025




of 1.25% per annum, and the Village of Ebenezer has a rate of 1.50% per annum in the base

model.

The Yorkton CA area growth modelling baseline is forecast over the 14 years to 2025 population

growth of 3,425 people for the Yorkton CA should the 10 year base trend continue. This is

anticipated to generate 1,309 more people over the next few years by 2016, 1,151 people over

the next 5 years to 2021, and 965 people over the next 8 to 10 years in Yorkton CA to 2025.

Exhibit 4.4 - Yorkton CA Population Growth Forecast by 2016, 2021, and 2025


2011 5 YR 2021-

2016 4 YR 2025-

2021 14 YR 2025-2011 Total

Population Forecast Change 1,309 1,151 965 3,425

Yorkton CA 2011 2016 f 2021 f 2025 f

Population Base Modelling 20,023 21,332 22,483 23,448


Exhibit 4.5 - Yorkton CA Population Forecast by 2016, 2021, and 2025

Source: Preferred Choice analysis and modelling of information from Statistics Canada: 2001, 2006, and 2011 Census data, 2011 National Household Survey data Catalogue Number 99-014-X2011015, and Saskatchewan Ministry of Health 2001-2014 Covered Population Data

21,560

23,336

24,862

18,710 18,587

20,023

21,332

22,483

23,448

17,554 17,438

18,238

19,075

19,950 20,679

15,000

16,000

17,000

18,000

19,000

20,000

21,000

22,000

23,000

24,000

25,000

26,000

2001 2006 2011 2016 f 2021 f 2025 f







Exhibit 4.6 - Yorkton + R.M. of Orkney + Springside + Ebenezer Population Job Growth Forecast by 2016, 2021, and 2025


The R.M. of Orkney No. 244 is anticipated to experience population growth of 49 people

(declining from 2014 through 2025), the Town of Springside growth of 128 people, the Village of

Ebenezer growth of 49 people, while the City of Yorkton is anticipated to grow by 3,201 people

from 2011 to 2025 based on 2011 Saskatchewan Health population.

4.3. Housing Market Information

In 2011, Statistics Canada recorded 7,755 private dwellings in the Yorkton CA, 6,760 in the City

of Yorkton, 706 in the R.M. of Orkney No. 244, 229 in the Town of Springside, and 68 in the Village

of Ebenezer with 2.4, 2.3, 2.6, 2.3, and 2.6 people on average respectively per dwelling.

16,898 17,00618,471

19,62220,736

21,672

1,017 797649

747719

698

617 599687

729776

815

178 185

216232

250265

0

5,000

10,000

15,000

20,000

25,000

2001 2006 2011 2016f 2021f 2025f





Exhibit 4.7 - Area Census 2001, 2006, and NHS 2011 Occupied Private Dwellings

Private Dwellings Occupied by Usual

Residents Average Population Per Occupied

Dwelling

2001 2006 2011 2001 2006 2011

Canada 11,562,975 12,437,470 13,319,250 2.6 2.5 2.5

Saskatchewan 379,680 387,145 409,570 2.6 2.5 2.5

Yorkton - Melville Economic Region [4740]

36,865 35,360 36,020 2.4 2.3 2.4

Census Division No. 9 15,625 15,160 15,315 2.4 2.3 2.3

Yorkton CA 7,310 7,495 7,755 2.4 2.3 2.4

Yorkton 6,395 6,540 6,760 2.4 2.3 2.3

R.M. of Orkney No. 244 610 665 706 2.8 2.6 2.6

Springside 220 220 229 2.4 2.2 2.3

Ebenezer 55 60 68 2.7 2.3 2.6

Source: Statistics Canada: 2001, 2006, and 2011 Census data and 2011 National Household Survey Data National Catalogue Numbers: 99-014-X2011016 and 99-014-X2011015

There were 2,145 rental dwellings in the Yorkton CA in the 2011 National Household Survey with

2,145 rental dwellings in the City of Yorkton and the balance of 65 rental units in the R.M. of

Orkney No. 244, Town of Springside, and Village of Ebenezer.

Exhibit 4.8 - Area 2011 NHS Housing Tenure

Region Yorkton, C Yorkton CA

Census Division

No. 9

Yorkton - Melville Economic Region

[4740] Saskatchewan Canada

Total number of private households by tenure

6,760 7,755 15,315 36,020 409,570 13,319,250

Owner 4,610 5,545 11,870 28,065 297,235 9,185,845

Renter 2,145 2,210 3,060 6,310 100,995 4,078,225

Band housing 0 0 390 1,655 11,345 55,180

Source: Statistics Canada, 2011 National Household Survey National Catalogue Numbers: 99-014-X2011016 and 99-014-X2011015

The tenure of Yorkton CA households were distributed as follows:

All dwellings in the area

o 28.5% are rental households and 71.5% owner households in the Yorkton CA

o 31.8% are rental households and 68.2% owner households in the City of Yorkton

o 20.0% are rental households, 77.5% owner households, and 2.5% band housing in Census

Division No. 9

o 17.5% are rental households, 77.9% owner households, and 4.6% band housing in Yorkton

- Melville Economic Region [4740]

o 24.7% are rental households, 72.6% owner households, and 2.7% band housing in the

Province of Saskatchewan

o 30.6% are rental households, 69.0% owner households, and 0.4% band housing in Canada



Exhibit 4.9 - Area 2011 NHS Housing Tenure Comparisons


The key fact here is that the Yorkton CA has a higher concentration of rental households compared

to provincial levels.

The size of Yorkton CA households were distributed as follows by housing tenure:

All dwellings in the Yorkton CA

o 30.7% are 1 person households




o 7.1% are 5 or more person households

71.5% of all households are Owner Dwellings in the Yorkton CA with 75.6% of the population






28.5% of all households are Renter Dwellings in the Yorkton CA with 24.4% of the population


4,610 5,54511,870 28,065

297,235 9,185,845

2,145 2,210 3,060 6,310 100,995 4,078,225

390 1,655 11,345 55,180

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Yorkton, C Yorkton CA Census DivisionNo. 9

Yorkton - MelvilleEconomic Region

[4740]

Saskatchewan Canada

Housing Tenure - 2011 NHS

Owner Renter Band housing







Exhibit 4.10 - Yorkton 2011 NHS Housing Tenure by Household Size

Source: Statistics Canada, 2011 National Household Survey National Catalogue Number: 99-014-X2011026

The key fact here is that over half of rental residences (53.1%) are 1 person residences in the

Yorkton CA. The average number of persons per private rental household is 2.0 in Yorkton. With

22.4% of rental dwellings being 2 person households over ¾ of rental units (75.5%) are 1 or 2

person households.

The number of bedrooms of Yorkton CA households were distributed as follows by housing

tenure:

All dwellings in the Yorkton CA

o 12.2% are 0 or 1 bedroom dwellings

o 23.0% are 2 bedroom dwellings


o 30.2% are 4 or more bedroom dwellings

71.5% of all households are Owner Dwellings in the Yorkton CA


2,3801,200

1,175

0

2,840

2,345

495

0

960740

220

0

1,030 875155

0

550 380 165

00%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Total - Housing tenure Owner Renter Band housing

Yorkton CA Housing Tenure by Household Size - 2011 NHS

1 person 2 persons 3 persons 4 persons 5 or more persons






28.5% of all households are Renter Dwellings in the Yorkton CA





Exhibit 4.11 - Yorkton 2011 NHS Housing Tenure by Number of Bedrooms


The key fact here is that the majority of rental residences (37.6%) are 2 bedroom dwellings in the

Yorkton CA. With 36.4% of rental dwellings being 0 or 1 bedroom dwellings almost ¾ of rental

units (74.0%) are 2 bedroom or smaller dwellings.

4.4. Rental Housing Market Information

The Canada Mortgage and Housing Corporation (CMHC) conducts semi-annual rental market

surveys of centres with 10,000 plus populations, basically the Statistics Canada Census

Agglomerations. The phone surveys represent a sampling of structures with 3 or more rental

945145

805

0

1,785

955

830

0

2,680

2,245

440

0

2,3452,205

135

00%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%


Yorkton CA Housing Tenure by Number of Bedrooms - 2011 NHS

0 to 1 bedroom 2 bedrooms 3 bedrooms 4 or more bedrooms



apartments. Basically 2 unit rentals or duplexes or single dwelling house rentals are excluded

from the CMHC semi-annual surveys.

The Yorkton CA market captured by the CMHC Rental Market Survey represents a rental housing

universe comprised of 830 rental units in structures with 3 or more rental apartments:

7.8% of units sampled are Bachelor / Studio Apartments

33.7% of units sampled are 1 Bedroom Apartments

48.9% of units sampled are 2 Bedroom Apartments

9.5% of units sampled are 3 or more Bedroom Apartments

The key facts here are that the largest segment (48.7%) of Yorkton CA units are 2 bedroom

apartments. With 33.7% of rental units being 1 bedroom apartments means that 82.6% of

Yorkton CA apartment rental units are 2 or 1 bedroom apartments.

Exhibit 4.12 - Yorkton CA and Saskatchewan Spring 2015 Rental Housing Overview Spring 2015 Apr-15 Bachelor 1 Bedroom 2 Bedroom 3 Bedroom + Total

Apartment Universe

Yorkton CA 65 280 406 79 830

Saskatchewan 10,000+

1,612 12,817 18,131 1,392 33,952

Vacancy Rates (%)Yorkton CA

Yorkton CA ** 6.5% 3.7% 5.6% 4.7%


6.1% 5.2% 5.9% 5.9% 5.6%

Availability Rates (%)

Yorkton CA ** 6.9% 4.0% 5.6% 5.0%


8.2% 6.6% 7.5% 7.6% 7.2%

Average Rents ($)

Yorkton CA $631 $777 $902 $1,019 $848


$681 $886 $1,075 $1,153 $988

Annual Percentage Change in Average Rent (%)

Yorkton CA 11.6% 6.1% 6.5% 15.9% 8.1%


4.9% 4.4% 2.8% 3.1% 3.3%

Source: Canada Mortgage and Housing Corporation, Spring 2015 Rental Market Report and CMHC Housing Market Information Portal 2000 - 2015 Fall & Spring Data

Spring 2015 CMHC surveyed apartment rental rates in Yorkton are below the provincial average

for Saskatchewan centres with over 10,000 people as noted as follows:

Yorkton CA Bachelor / Studio Apartments rental rates of $631 per month are -7.3% below the

Saskatchewan 10,000+ average rate

Yorkton CA 1 Bedroom Apartments rental rates of $777 per month are -12.3% below the


Yorkton CA 2 Bedroom Apartments rental rates of $902 per month are -16.1% below the




Yorkton CA 3 or more Bedroom Apartments rental rates of $1,019 per month are -11.6%

below the Saskatchewan 10,000+ average rate

Yorkton CA Total Average Apartments rental rates of $848 per month are -14.2% below the


The key fact here is that Yorkton CA consistently has lower rental rates below the Saskatchewan

10,000+ average rental rates for all unit bedroom size categories in Saskatchewan.

Exhibit 4.13 - Yorkton CA and SK Spring 2015 Apartment Rent Comparisons by Number of Bedrooms

Source: Prepared by Preferred Choice from Canada Mortgage and Housing Corporation, Spring 2015 Rental Market Report and CMHC Housing Market Information Portal 2000 - 2014 Fall & Spring Data

Rental rates vary by community in Saskatchewan centres with populations over 10,000 people.

In Saskatchewan the Estevan CA, followed by the Lloydminster CA, Saskatoon CMA, and Regina

CMA have total average monthly rents above the Saskatchewan 10,000 + and Canada 10,000+

averages, followed by Prince Albert CA, Weyburn City, Yorkton CA, Moose Jaw CA, North

Battleford CA, and the Swift Current CA.

The key fact here is that Yorkton CA has rental rates lower than the Saskatchewan 10,000+

average.

$6

81

$8

86

$1

,07

5 $1

,15

3

$9

88

$6

31

$7

77

$9

02

$1

,01

9

$8

48

$500

$600

$700

$800

$900

$1,000

$1,100

$1,200

Bachelor 1 Bedroom 2 Bedroom 3 Bedroom + Total

Apartment Average Rent, CMHC - April 2015

Saskatchewan 10,000+ Yorkton CA



Exhibit 4.14 - CMHC Spring 2015 Total Apartments Average Rent Comparisons

Source: Prepared by Preferred Choice from CMHC, Spring 2015 Rental Market Report and CMHC Housing Market Information Portal 2000 - 2014 Fall & Spring Data

Exhibit 4.15 - CMHC Fall Apartment Total Vacancy Rate Comparisons 2000 - 2014

Source: Prepared by Preferred Choice from CMHC Housing Market Information Portal 2000 - 2014 Fall Data

$8

83

$9

88

$1

,01

8

$1

,00

3

$8

74

$8

10

$1

,14

5

$7

72 $

84

8

$7

69 $

83

9

$1

,15

5

$1

,21

4

$1

,11

0

$8

83

$7

88

$550

$650

$750

$850

$950

$1,050

$1,150

$1,250

Total Apartment Average Rent, CMHC - April 2015

2.9%

5.1%

4.5%

8.1%

4.8%

7.3%

5.5%

2.0%

0.4%0.9%

2.1%1.6%

2.9%

4.2%

4.8%

0%

1%

2%

3%

4%

5%

6%

7%

8%

9%

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014

Rental Vacancy Rate (%) Total CMHC -Fall 2000 - 2014

Canada Saskatchewan Yorkton CA



Saskatchewan rental vacancy rates had been decreasing from 2004 to a recent low of 1.2% in

2007. Fall vacancy rates increased since 2007 to 4.0% in 2014. Spring 2015 Saskatchewan

vacancy rates were 4.0% surpassing the national rate of 3.0% for the first time since fall 2006.

Yorkton CA rental vacancy rates decreased since 2005 to a recent low of 0.4% in 2008. The fall

vacancy rate rose to 4.8% in 2014. In the Spring of 2015 the vacancy rate was 4.7% or 39 units

out of 830 rental units.

Exhibit 4.16 - CMHC Fall Apartment Total Average Rental Rate Comparisons 2000 - 2014

Source: Prepared by Preferred Choice from CMHC Housing Market Information Portal 2000 - 2014 Fall Data

Spring 2015 CMHC surveyed apartment rental rates in Yorkton CA continue to rise with

comparisons to the provincial average for Saskatchewan 10,000+ centres and the national

average for Canada centres with over 10,000 people as noted as follows:

Yorkton CA Bachelor / Studio Apartments spring rental rates increased 15.1% over the

previous year compared to the 4.4% average increase for Saskatchewan 10,000+ centres and

-0.2% average decrease for Canada 10,000+

o The Yorkton CA Bachelor / Studio Apartments spring average rental rates are -7.3% lower

than the Saskatchewan 10,000+ centres and -4.7% less than the Canada 10,000+ average

Yorkton CA 1 Bedroom Apartments spring rental rates increased 6.7% over the previous year

compared to the 5.1% average increase for Saskatchewan 10,000+ centres and 4.9% average

increase for Canada 10,000+

$622$647

$668 $678 $691 $703$724

$746$774 $782

$806$826

$844$862

$883

$489 $504 $511 $522 $529 $535 $551

$606

$704$769

$812$850

$891$926

$975

$414 $428 $435 $440 $454 $447$466 $478

$538

$625$653

$710$746

$788$827

$400

$500

$600

$700

$800

$900

$1,000

$1,100

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014

Rental Average Rent ($) Total CMHC -Fall 2000 - 2014




o The Yorkton CA 1 Bedroom Apartments spring average rental rates are -12.3% lower than

the Saskatchewan 10,000+ centres and -11.7% less than the Canada 10,000+ average

Yorkton CA 2 Bedroom Apartments spring rental rates increased 6.1% over the previous year

compared to the 3.8% average increase for Saskatchewan 10,000+ centres and 2.3% average

increase for Canada 10,000+

o The Yorkton CA 2 Bedroom Apartments spring average rental rates are -16.1% lower than

the Saskatchewan 10,000+ centres and -2.7% less than the Canada 10,000+ average

Yorkton CA 3 or more Bedroom Apartments spring rental rates increased 9.9% over the

previous year compared to the 5.5% average increase for Saskatchewan 10,000+ centres and

2.9% average increase for Canada 10,000+

o The Yorkton CA 3 Bedroom + Apartments spring average rental rates are -11.6% lower


Yorkton CA Total Average Apartments spring rental rates increased 7.8% over the previous

year compared to the 4.6% average increase for Saskatchewan 10,000+ centres and 1.7%

average increase for Canada 10,000+

o The Yorkton CA Total Average Apartments spring average rental rates are -14.2% lower


The key fact here is that Yorkton CA average monthly rental rates are below the provincial and

national 10,000+ average and the gap between rental rates in Saskatchewan and Canada

10,000+ centres for 1, 2, 3 bedroom +, and total average monthly rent continues to narrow.



5.0 Demographic Factors and Housing Determinants

Information on demographic factors is contained in Appendix B of this report. Information on

basic economic indicators is contained in Appendix A of this report. Refer to Appendix C for

Housing Information and Modelling for Yorkton and area. Refer to Appendix D for Rental Market

Information.

5.1. Households

Median household income and average household income for 2011 before and after-tax in the

City of Yorkton and Yorkton CA are above the level in Census Division No. 9 and Yorkton - Melville

Economic Region and below the provincial level and national level. The average household

income before tax in the Yorkton CA is -11.8% below the provincial level and after-tax is -10.4%

below the Saskatchewan average. The median household income before tax in the Yorkton CA

is -10.8% below the provincial level and after-tax is -10.0% below the Saskatchewan median level.

Exhibit 5.1 - Area 2011 NHS Household Median and Average Total Income Comparisons


$5

3,3

44

$6

6,5

67

$4

7,8

28 $5

6,8

93

$5

5,0

44

$6

8,2

21

$4

9,1

81 $5

8,2

82

$4

6,2

07

$6

1,2

80

$4

3,7

43

$5

3,0

85

$4

9,7

15

$6

4,0

08

$4

6,1

60 $5

5,1

29

$6

1,7

03

$7

7,3

17

$5

4,6

28 $6

5,0

50

$6

1,0

72

$7

9,1

02

$5

4,0

89 $

66

,14

9

$30,000

$40,000

$50,000

$60,000

$70,000

$80,000

$90,000

2010 Median householdtotal income $

2010 Averagehousehold total income

$

2010 Median after-taxhousehold income $

2010 Average after-taxhousehold income $

Area Total 2010 Household Median and Average Income - 2011 NHS

Yorkton, C Yorkton CA

Census Division No. 9 Yorkton - Melville Economic Region [4740]

Saskatchewan Canada



The majority of Yorkton households (60.9%) are supported by 1 household maintainer. Over ⅓

(38.3%) of households are supported by two maintainers.

Exhibit 5.2 - Yorkton CA 2011 NHS Household Maintainers

Total - Number of

households by maintainers 1 household maintainer

2 household maintainers

3 or more household maintainers

Total number of private households by number of household maintainers

7,755 100% 4,720 60.9% 2,965 38.3% 65 0.8%


The majority of Yorkton household owners (56.4%) have annual household incomes above

$60,000 compared to 61.6% of provincial household owners with income above $60,000 per

annum. Average owner household income is -11.3% below the provincial owner average with

median owner income -8.7% below the provincial owner median. Renter household income in

the Yorkton CA is more evenly distributed. Average renter household income is -12.4% below

the provincial renter average with median renter income -11.3% below the provincial renter

median.

Exhibit 5.3 - Yorkton 2011 NHS Household Total Income Distribution by Housing Tenure


0

200

400

600

800

1,000

1,200

1,400

1,600

Un

de

r $

10

,00

0

$1

0,0

00

to

$1

9,9

99

$2

0,0

00

to

$2

9,9

99

$3

0,0

00

to

$3

9,9

99

$4

0,0

00

to

$5

9,9

99

$6

0,0

00

to

$7

9,9

99

$8

0,0

00

to

$9

9,9

99

$1

00

,00

0 a

nd

ove

r

Yorkton CA Owner Households Tenure 2010 Household Income

Distribution - 2011 NHS

Yorkton CA

0

100

200

300

400

500

600

Un

de

r $

10

,00

0

$1

0,0

00

to

$1

9,9

99

$2

0,0

00

to

$2

9,9

99

$3

0,0

00

to

$3

9,9

99

$4

0,0

00

to

$5

9,9

99

$6

0,0

00

to

$7

9,9

99

$8

0,0

00

to

$9

9,9

99

$1

00

,00

0 a

nd

ove

r

Yorkton CA Renter Households Tenure 2010 Household Income


Yorkton CA



The key fact here is that household incomes in Yorkton are lower than the provincial average.

The average owned household dwelling value in the Yorkton CA was -13.7% lower than the

provincial average and the median dwelling value for Yorkton CA was -20.1% below the provincial

median level in the 2011 National Household Survey.

Exhibit 5.4 - Area 2011 NHS Household Median and Average Dwelling Value


5.2. Housing Sales Information

Based on home sales in the Yorkton District market the 2014 average annual residential MLS®

price for home sales in the area was -44.3% below the Saskatchewan provincial annual average

price. Average annual residential MLS® price for home sales in the Yorkton area increased by

146.7% from 2004 to 2014 compared to the provincial growth in average annual residential MLS®

sales values of 169.2% during the same period. As employment grew and the housing market

tightened during 2006 to 2008, housing values grew significantly during that time.

$2

00

,16

9

$2

27

,57

3

$2

00

,12

5

$2

30

,35

3

$1

50

,36

4

$1

84

,26

1

$1

41

,06

7

$1

67

,97

1

$2

50

,34

7

$2

67

,00

6

$2

80

,55

2

$3

45

,18

2

$75,000

$100,000

$125,000

$150,000

$175,000

$200,000

$225,000

$250,000

$275,000

$300,000

$325,000

$350,000

Median value of dwellings ($) Average value of dwellings ($)

Area Total Household Median and Average Dwelling Value - 2011 NHS



Saskatchewan Canada



Exhibit 5.5 - Canadian Real Estate Association Annual MLS® Average Prices 2000 - 2014

Source: Canadian Real Estate Association Annual and Other Sources

5.3. Housing Affordability Indicators

National Low Income Cut-Offs (LICO) and Low Income Measures (LIM) provide a core set of

indicators of base affordability income ranges by size of family and household respectively.

Exhibit 5.6 - The 2011 Canada Before-Tax LICO Thresholds (1992 base)

Family size Rural area Urban area by population size

Under 30,000 30,000 to 99,999 100,000 - 499,999 500,000 or more

1 person $16,038 $18,246 $19,941 $20,065 $23,298

2 persons $19,966 $22,714 $24,824 $24,978 $29,004

3 persons $24,545 $27,924 $30,517 $30,707 $35,657

4 persons $29,802 $33,905 $37,053 $37,283 $43,292

5 persons $33,800 $38,454 $42,025 $42,285 $49,102

6 persons $38,122 $43,370 $47,398 $47,692 $55,378

7 or more persons $42,443 $48,285 $52,770 $53,097 $61,656

Note: Low-income cut-offs (LICO)

Source: CANSIM table 202-0801, Statistics Canada

$166,089

$164,624

$151,713

$148,296

$132,717

$122,975

$106,501

$76,103

$78,271

$83,121

$67,315

$69,572

$77,101$64,330

$60,380

$298,360

$288,698$274,268

$258,429$242,258

$232,882

$224,586

$174,405

$132,078$122,765

$110,824$104,995

$101,297$98,310

$94,047

$408,068

$382,466$363,740

$363,353

$339,030$320,333

$303,596$305,822

$276,008

$248,257

$225,581$207,111

$188,138$171,858

$164,091

$0

$50,000

$100,000

$150,000

$200,000

$250,000

$300,000

$350,000

$400,000

$450,000

201420132012201120102009200820072006200520042003200220012000

Average Residential MLS® Sales Price 2000 - 2014

Yorkton District Saskatchewan CANADA



Exhibit 5.7 - The 2011 Canada After-Tax LICO Thresholds (1992 base)

Family size Rural area Urban area by population size

Under 30,000 30,000 to 99,999 100,000 - 499,999 500,000 or more

1 person $12,629 $14,454 $16,124 $16,328 $19,307

2 persons $15,371 $17,592 $19,625 $19,872 $23,498

3 persons $19,141 $21,905 $24,437 $24,745 $29,260

4 persons $23,879 $27,329 $30,487 $30,871 $36,504

5 persons $27,192 $31,120 $34,717 $35,154 $41,567

6 persons $30,156 $34,513 $38,502 $38,986 $46,099

7 or more persons $33,121 $37,906 $42,286 $42,819 $50,631



Exhibit 5.8 - The 2011 Canada LIM Thresholds

Household size Market income

Threshold After-tax income

Threshold Total income

Threshold

1 person $19,841 $19,930 $22,720

2 persons $28,059 $28,185 $32,131

3 persons $34,366 $34,520 $39,352

4 persons $39,682 $39,860 $45,440

5 persons $44,366 $44,565 $50,803

6 persons $48,600 $48,818 $55,652

7 persons $52,494 $52,730 $60,111

8 persons $56,119 $56,371 $64,262

9 persons $59,523 $59,790 $68,160

10 persons $62,743 $63,024 $71,847

Note: Low income measure (LIM)


The Market Basket Measure thresholds in rural Saskatchewan for a two adult with two children

family was above $34,000 in 2011 and above $35,000 for centres with less than 30,000 people.

Exhibit 5.9 - 2011 SK MBM Thresholds for Reference Family and Components for Rural SK MBM Region 2011 Rural SK 2011

Rural $34,328 Total threshold $34,328

Less than 30,000 $35,330 Food $10,212

30,000 to 99,999 $33,029 Clothing $2,132

Saskatoon $34,897 Transportation $4,904

Regina $33,667 Shelter $7,776

Other expenses $9,303

Note: Market basket measure (MBM) for 2 Adult and 2 Children Reference Families in Current dollars




The average monthly owner shelter costs for the Yorkton CA in the 2011 NHS were -11.9% lower

than the provincial average and -15.4% lower than the owner median monthly shelter costs.

Exhibit 5.10 - Area 2011 NHS Housing Owner Average and Median Shelter Costs Comparisons


A key indicator of housing affordability defined by Statistics Canada is the ability to have average

monthly household major payments for mortgage or gross rent, property taxes, and basic utilities

be less than 30% of average household income. The 2011 National Household Survey noted the

following housing affordability by housing tenure:

Percent of all households spending over 30% of household income on major payments

o 23.8% of all Yorkton CA Households spent 30% or more of income on major payments

o 20.4% of all Saskatchewan Households spent 30% or more of income on major payments

o 25.2% of all Canadian Households spent 30% or more of income on major payments

Percent of all owner households spending over 30% of household income on major payments

o 17.3% of Yorkton CA Owner Households spent 30% or more of income on major payments

o 12.9% of Sask. Owner Households spent 30% or more of income on major payments

o 18.1% of Canadian Owner Households spent 30% or more of income on major payments

Percent of all renter households spending over 30% of household income on major payments

o 39.7% of Yorkton CA Renter Households spent 30% or more of income on major payments

o 41.0% of Sask. Renter Households spent 30% or more of income on major payments

o 40.1% of Canadian Renter Households spent 30% or more of income on major payments

$675

$833

$635

$831

$510

$688

$475

$654

$751

$943$978

$1,141

$400

$500

$600

$700

$800

$900

$1,000

$1,100

$1,200

Median monthly shelter costs for owneddwellings ($)

Average monthly shelter costs for owneddwellings ($)

Area Total 2010 Household Median and Average Monthly Owned Shelter Costs - 2011 NHS



Saskatchewan Canada



Exhibit 5.11 - Yorkton 2011 NHS Housing Affordability by Housing Tenure


Exhibit 5.12 - Area 2011 NHS Housing Affordability


5,7604,445

1,315

1,795930

865

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Total - Housing tenure Owner Renter

Yorkton CA Housing Affordability - 2011 NHS

Spending 30% or more of household total income on shelter costs

Spending less than 30% of household total income on shelter costs

5,015 5,755 10,460 24,885 296,080 9,763,275

1,705 1,800 2,805 4,995 75,655 3,285,980

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%


Yorkton -Melville

EconomicRegion [4740]

Saskatchewan Canada

Housing Affordability - 2011 NHS





The key fact here in Yorkton CA more owner households spending over 30% of total income on

shelter costs and while slightly less renters spending over 30% of household total income

compared to provincial levels.

The Yorkton CA owned houses had 49.9% of housing with mortgages compared to 53.1% of

Saskatchewan houses with the presence of a mortgage. The average monthly owner shelter costs

for the Yorkton CA in the 2011 NHS were -11.9% lower than the provincial owner average and

-15.4% lower than the owner median monthly shelter costs.

Exhibit 5.13 - Area 2011 NHS Housing Owner Affordability

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Number of owner households in non-farm, non-reserve private dwellings

4,605 5,385 10,300 23,800 273,345 9,013,410

% of owner households with a mortgage 50.6% 49.9% 41.8% 39.0% 53.1% 58.6%

% of owner households spending 30% or more of household total income on shelter costs

18.3% 17.3% 15.4% 12.0% 12.9% 18.5%

Median monthly shelter costs for owned dwellings ($) $675 $635 $510 $475 $751 $978

Average monthly shelter costs for owned dwellings ($) $833 $831 $688 $654 $943 $1,141


Exhibit 5.14 - Area 2011 NHS Households Tenure by Owners Mortgage and Subsidized Tenants Yorkton CA Saskatchewan Canada

Total - Housing tenure including presence of mortgage and subsidized housing

7,590 100.0% 372,760 100.0% 13,073,790 100.0%

Owner 5,385 70.9% 273,345 73.3% 9,013,410 68.9%

With mortgage 2,680 35.3% 145,250 39.0% 5,286,070 40.4%

Without mortgage 2,700 35.6% 128,095 34.4% 3,727,340 28.5%

Renter 2,205 29.1% 99,410 26.7% 4,060,385 31.1%

Subsidized housing 460 6.1% 23,420 6.3% 557,435 4.3%

Not subsidized housing 1,745 23.0% 75,990 20.4% 3,502,950 26.8%


Yorkton CA rented dwellings had 6.1% of tenants with subsidized housing compared to 6.3% of

Saskatchewan renters in subsidized housing. The City of Yorkton had a lower percentage of

renter or tenant households in subsidized housing compared to provincial levels.



Exhibit 5.15 - Area 2011 NHS Housing Tenant Affordability

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Number of tenant households in non-farm, non-reserve private dwellings

2,150 2,205 3,020 6,155 99,410 4,060,385

% of tenant households in subsidized housing 19.8% 20.9% 26.0% 33.6% 23.6% 13.7%

% of tenant households spending 30% or more of household total income on shelter costs

40.5% 39.7% 40.8% 34.9% 41.0% 40.1%

Median monthly shelter costs for rented dwellings ($) $703 $703 $652 $583 $793 $784

Average monthly shelter costs for rented dwellings ($) $740 $737 $688 $619 $837 $848


Exhibit 5.16 - Area 2011 NHS Rented Housing Tenant Average and Median Shelter Costs Comparisons


$703

$740

$703

$737

$652

$688

$583

$619

$793

$837

$784

$848

$500

$550

$600

$650

$700

$750

$800

$850

$900

Median monthly shelter costs for renteddwellings ($)

Average monthly shelter costs for renteddwellings ($)

Area Total 2010 Household Median and Average Monthly Rented Shelter Costs - 2011 NHS



Saskatchewan Canada



The average monthly renter shelter costs for the Yorkton CA in the 2011 NHS were -11.9% lower

than the provincial renter average and -11.3% lower than the renter median monthly shelter

costs.

In the 2011 National Household Survey the average monthly major payments (mortgage,

property taxes, and utilities) for all households was in the Yorkton CA was $681 and the median

shelter costs was $804 per month with the average -11.6% lower than the provincial level of $771

per month and the median -12.1% below the provincial median of $915.

Exhibit 5.17 - Yorkton CA 2011 NHS Household Median and Average Monthly Shelter Costs by Household Income


In the 2011 National Household Survey the average tenant monthly major payments (rent and

utilities) for renter households was in the Yorkton CA was $737 and the median shelter costs was

$703 per month with the average -11.9% lower than the provincial level of $837 per month and

the median -11.3% below the provincial median of $793.

$0 $200 $400 $600 $800 $1,000 $1,200

Total - Household…

Under $10,000

$10,000 to $19,999

$20,000 to $29,999

$30,000 to $39,999

$40,000 to $59,999

$60,000 to $79,999

$80,000 to $99,999

$100,000 and over

Yorkton CA Median and Average Household Shelter Monthly Costs by HH Income Groups - 2011 NHS

Median shelter costs Average shelter costs



Exhibit 5.18 - Yorkton CA 2011 NHS Household Renter Median and Average Monthly Shelter Costs by Household Income


The key fact is that income levels in Yorkton CA are lower than provincial levels with added

pressure to support additional new owned and rental housing.

The Canada Mortgage and Housing Corporation (CMHC) has a number of tools, loan insurance,

and programs geared towards supporting affordable housing. CMHC utilizes rents derived from

the semi-annual CMHC Rental Market Survey to determine affordability criteria. The rent levels

for the criteria represent the 80th, 65th, and 50th rent percentiles, which are referred to as Levels

1, 2, and 3 respectively. The most recent available CMHC affordability criteria utilizes the Spring

2015 CMHC Rental Survey Report findings.

$0 $200 $400 $600 $800 $1,000 $1,200


Under $10,000

$10,000 to $19,999

$20,000 to $29,999

$30,000 to $39,999

$40,000 to $59,999

$60,000 to $79,999

$80,000 to $99,999

$100,000 and over

Yorkton CA Renter Houses Median and Average Household Shelter Monthly Costs by HH Income Groups - 2011 NHS




Exhibit 5.19 - CMHC Spring 2015 Yorkton CA and Saskatchewan Affordability Criteria Spring 2015 Affordability Criteria * Level Bachelor Studio 1 Bedroom 2 Bedroom 3+ Bedroom

Yorkton CA

Level 1 $725 $875 $1,000 $1,295

Level 2 $700 $805 $950 $1,200

Level 3 $650 $775 $900 $1,003

Saskatchewan

Level 1 $700 $875 $1,050 $1,200

Level 2 $650 $800 $925 $1,020

Level 3 $600 $750 $895 $980

Note: Derived from CMHC’s rental market survey conducted in April 2015

Source: Canada Mortgage and Housing Corporation, Affordability Criteria, Spring 2015

The Spring 2015 CMHC Level 1 Affordability Criteria apartment rental rates in Yorkton CA are well

above the Saskatchewan 10,000+ provincial criteria levels as noted as follows:

Yorkton CA Bachelor / Studio Apartments Affordability Rate at $725 per month are 3.6%

above the provincial Level 1 rate

Yorkton CA 1 Bedroom Apartments rental rates of $875 per month are the same as the

provincial Level 1 rate

Yorkton CA 2 Bedroom Apartments rental rates of $1,000 per month are -4.8% below the

provincial Level 1 rate

Yorkton CA 3 or more Bedroom Apartments rental rates of $1,295 per month are 7.9% above

the provincial Level 1 rate

Exhibit 5.20 - Yorkton CA and SK Spring 2015 Apartment Affordability Level 1 Rent Comparisons by Number of Bedrooms

Source: Prepared by Preferred Choice from CMHC, Affordability Criteria, Spring 2015

$7

00

$9

00 $

1,0

50 $

1,2

00

$7

25

$8

75 $

1,0

00

$1

,29

5

$500

$600

$700

$800

$900

$1,000

$1,100

$1,200

$1,300

$1,400

Bachelor Studio 1 Bedroom 2 Bedroom 3+ Bedroom

Affordability Level 1 Maximum Apartment Average Rent, CMHC - Spring 2015

Saskatchewan Yorkton CA



The CMHC Affordability Criteria maximum rents for Saskatchewan communities has been steadily

increasing over the past 10 years.

Exhibit 5.21 - CMHC Saskatchewan Level 1 Apartment Affordability Criteria 2004 - 2014

Source: Prepared by Preferred Choice from CMHC, Affordability Criteria, 2004 - 2014

$300

$400

$500

$600

$700

$800

$900

$1,000

$1,100

$1,200

2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015

CMHC Level 1 Maximum Rent Affordability by Bedroom Pooled SK Small CAs & Cities

3+ Bedroom 2 Bedroom 1 Bedroom Bachelor Studio



6.0 Housing Supply Growth

Information on housing growth modelling for the Yorkton CA is contained in Appendix C of this

report.

6.1. Yorkton Area Housing Market Overview

The first settlers arrived in the Yorkton area in 1882 as the York Farmers Colonization Company

established colonies across Western Canada. In 1882 the “York Colony” settlement and the

hamlet, were erected on the banks of the Little White Sand River "York City" situated 2 ½ miles

(4.6 kilometers) north of present day Yorkton. Yorkton moved to its present location when the

Manitoba & North Western Railway extended westward in 1890. Yorkton was incorporated as a

village in 1884 and became a town in 1900. On February 1, 1928 Yorkton became a City.

Up until recently, the highest level of dwelling construction had been strongest in the 1960s with

1,730 new dwellings or on average 173 dwellings per year during the 1960s. Recently the pace

of annual activity generated an average number of dwelling units at 103.3 units per annum or

413 units during 2011, 2012, 2013, and 2014 according to City of Yorkton and CHMC Starts &

Completions Survey data. Statistics Canada noted the 1970s as the next busiest era of dwelling

construction, followed by the 1980s, 2011 to 2014, 2006 to 2011, and 1946 to 1960.

Exhibit 6.1 - Yorkton CA 2011 NHS Housing Average Annual Dwelling Period of Construction

Source: Prepared by Preferred Choice based on Statistics Canada, 2011 National Household Survey National Catalogue Number: 99-014-X2011015 and data from the City of Yorkton and CMHC Starts and Completions Survey

0

200

400

600

800

1,000

1,200

1,400

1,600

1,800

2,000

1920 orbefore

1921 to1945

1946 to1960

1961 to1970

1971 to1980

1981 to1990

1991 to1995

1996 to2000

2001 to2005

2006 to2011

2011 to2014est

Yorkton CA Housing Dwelling Period of Construction -based on 2011 NHS Data, City of Yorkton, & CMHC Data



Canada Mortgage and Housing Corporation (CMHC) has a number of tools to assist communities

in developing a housing action plan. One of the approaches is to assess the availability of current

housing and future need for housing by residential tenure and unit size in bedrooms. Utilizing

information from the City of Yorkton, Yorkton Community Based Housing Organizations, the 2011

Statistics Canada National Household Survey and Census, and CHMC Starts and Completions

Survey, the following overview of the current housing composition for Yorkton CA shows about

8,173 households. There is an estimated 348 rental and senior and assisted living units, 180

affordable family units, 29 accessible and special needs, and 40 individual units in Yorkton. The

Yorkton CA has about 5,288 single dwelling units, 435 multi-unit, and 155 movable housing units.

The estimated level of rental units includes 882 apartments, 559 single detached rental houses,

and 232 multi-unit properties. The R.M. of Orkney No. 244 represents 750 of these households,

the Town of Springside represents 227 of the households, the Village of Ebenezer represents 87

of the households, with the balance of the estimated 7,109 dwellings in the City of Yorkton.

Exhibit 6.2 - Estimated 2015 Yorkton CA Housing Composition Studio / 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom + Total

RENTAL

Apartment 307 405 125 0 882

Single-Detached House 20 261 159 124 559

Multi-plexes / Townhouse 103 7 31 0 232

Movable Dwelling 0

ACCESSIBLE & SENIORS

Senior Units 278 70 348

Family Units 4 62 104 10 180

Accessible & Special Needs 28 1 29

Individual Units 40 40

BAND HOUSING

Band Housing 0

OWNERSHIP

Single-Detached House 130 745 2,035 2,180 5,288

Apartment 10 130 0 0 160


Movable Dwellings 0 30 115 0 155

TOTAL* 920 1,745 2,640 2,334 8,173

* Note: Rental facilities by bedroom size data is only available for certain units in the 2011 National Household Survey, Adjustments have been made to note accessible housing units for the Yorkton Community Based Housing Organizations, New Built Facilities bedrooms are not known, therefore column totals by number of bedrooms do not include all of the housing units - All facilities are represented in the overall total units. Accessible & Seniors Units represent non-market housing (social and affordable housing units only) from Community -Based Organizations for non-temporary or non-transitional residents.

Source: Preferred Choice Modelling based on Canada Mortgage and Housing Corporation (CMHC), A Guide for Canadian Municipalities for the Development of a Housing Action Plan planning table; Statistics Canada 2011 Census Data and 2011 National Household Survey Housing Tenure and Dwellings by Bedroom Number plus City of Yorkton data and CMHC Starts and Completions Survey data for the R.M. of Orkney No. 244, Town of Springside, and Village of Ebenezer.



The Yorkton Housing Authority in an interview noted it operates 315 social housing units for low

income residents in 34 buildings with 256 senior living residences, 58 family units, and 1 ability

unit. In August of 2015 there was 2 vacant units and a 30 person waiting list for senior housing

and 7 families on waiting lists.

The Yorkton Housing Corporation in an interview noted it operates 143 units in 33 buildings with

92 senior living residences, 40 single dwelling units, and 11 special needs residences. In June

2015 there was no vacancies and an 100 person waiting list.

The Yorkton Parkland Housing Society in an interview noted it operates 121 units in 90 buildings

with 78 rent geared to income units, 24 family affordable units, 16 affordable units, and 2

transitional housing units for youth. In June 2015 there was no vacancies and a 222 person

waiting list.

The Provincial Métis Housing Corporation (PMHC) operates 4 working family units.

The YAIL Harbor Inc. (Yorkton Adult Independent Living) has 17 units with 2 special care group

homes for 11 individuals plus 6 affordable accessible for disabled units.

6.2. Housing Supply Capacity

Yorkton has experienced steady growth in population, employment, and housing over an

extended period of time.

Recently Phase I of the Riverside Meadows sold out 58 lots and the Riverside Multi-family sold

out 17 lots. Riverside Meadows has 3 lots left out of 109 lots. Riverside Terrace has 11 lots left

out of 27 lots. York Colony Phase I has 17 lots left out of 20 lots. York Colony Phase II has 53 lots

available out of 53 lots. The 4 sub-divisions with lots available overall have 84 lots available out

of 209 lots. Considering the two previously sold out sub-divisions all 6 sub-divisions have 84 lots

available and recently sold 200 lots.

Exhibit 6.4 - City of Yorkton Available Housing Lot Supply Available Lot Capacity with 84 Lots Available out of 209 lots in the 4 Sub-divisions with available lots

o Riverside Meadows Phase II - 3 lots left out of 109 lots

o Riverside Terrace - 11 lots left out of 27 lots

o York Colony Phase I - 17 lots left out of 20 lots All lots zoned R-1A

o York Colony Phase II -53 lots left of 53 lots 6 lots zoned R-1A 36 lots zoned R-1 7 lots zoned R-2 4 lots zoned R-3

Source: City of Yorkton



Further multi-unit and single family lots will be required for future growth.

6.3. Recent Housing Demand Activity

Depending on the potential realized growth, a further increase in the number of available lots is

required to continue to realize the full growth potential of the community in the years ahead. As

a frame of reference there were 215 new residential dwelling building permits in the City of

Yorkton from 2009 to August 2015 and 55 multi-unit project permits.

The CMHC Starts and Completions Survey noted 847 housing starts between 2005 and 2014 in

the Yorkton CA. There were 785 units completed from 2005 to 2014 in the Yorkton CA with 628

units or 80.0% in the City of Yorkton, 130 units or 16.5% in the R.M. of Orkney No. 244, and 27 or

3.4% in the Town of Springside & Village of Ebenezer. Over the past 10 years the peak number

of housing units completed was 113 in 2012 with 103 units in the City of Yorkton. The 10 Year

average completions was 79 units per annum in the Yorkton CA and the 5 Year average was 95

units per annum.

Exhibit 6.5- City of Yorkton New Dwelling Building Permits 2009 - August 2015

Source: Preferred Choice based on City of Yorkton Building Permit Reports 2010 - 2015 provided by the City of Yorkton

48

28

26

45

42

21

5

4

8

7

13

10

9

4

0

10

20

30

40

50

60

70

2009 2010 2011 2012 2013 2014 Jan - Aug2015

City of Yorkton New Dwelling Building Permits 2009 - Part 2015

Residential Dwellings Multi-Unit Dwellings



Exhibit 6.6 - Yorkton CA New Housing Completions by Community 2000 - 2014

Source: Preferred Choice based on CHMC Housing Starts and Completions Survey data for 1990 - 2014

Assuming 1,500 more housing units were built (on average 150 per annum) with a similar mix of

individual residences and multi-unit projects then about 550 to 625 more lots would be required

over the next 10 years to support about 450 more residences and 100 to 125 multi-unit projects

(for about 1,025 multi-unit dwelling units). Should 1,500 more units be built in the City of Yorkton

over the next 10 years, the City would need to have at least 55 residential and 10 to 12 multi-unit

lots available per year to support the potential growth. This level of development would be

similar to the housing construction activity the community experienced in 2012 and 2013. At

least a two year supply of 125 to 150 lots is recommended for the Yorkton CA with about 120 to

145 lots available in the City of Yorkton.

The key item here is that a plan with sufficient sub-divisions needs to be in place with capacity for

development of about 550 to 625 more lots with a rolling target of servicing a sufficient number

of properties based a sustainable inventory of about 120 to 145 available residential and multi-

unit lots or more in Yorkton CA at any given time.

Over $46.9 million of new residential construction and over $44.1 million of new multi-unit

construction occurred over the past 5 years between 2009 and 2014 in the City of Yorkton.

The community needs to encourage investment and development partnerships to increase the

availability of serviced lots and the build-out of residences to address future housing needs.

0

20

40

60

80

100

120

20

00

20

01

20

02

20

03

20

04

20

05

20

06

20

07

20

08

20

09

20

10

20

11

20

12

20

13

20

14

Yorkton CA Housing Completions by Community 2000 - 2014

Yorkton (CY) R.M. of Orkney No. 244Springside (T) Ebenezer (VL)



7.0 Housing Development Scenarios

Information on housing growth modelling for the Yorkton CA including the City of Yorkton, R.M.

of Orkney No. 244, Town of Springside, and Village of Ebenezer is contained in Appendix C of this

report.

7.1. Housing Demand Modelling

The Yorkton CA area growth modelling baseline is forecast over the 14 years to 2025 growth of

1,816 dwellings units for the Yorkton CA should the 10 year base population trend continue. This

is anticipated to generate 478 more dwellings over the next few years by 2016 (413 have already

been built), 497 dwellings over the next 5 years to 2021, and 467 dwellings over the next 8 to 10

years in the Yorkton CA to 2025.

This model for the Yorkton CA would include about 265 residents in the Village of Ebenezer, 815

residents in the Town of Springside, 698 residents in the R.M. of Orkney No. 244, and 21,672

residents in the City of Yorkton by 2025. The model would include a potential further increase in

housing of 14 units in the Village of Ebenezer, 42 units in the Town of Springside, decline of -59

dwelling units in the R.M. of Orkney No. 244, and growth of about 1,811 more dwellings in the

City of Yorkton by 2025 since 2011 (on average over 129.4 dwelling units per annum in the City

and over 129.7 units per annum in the Yorkton CA). The recent Yorkton CA 2011 to 2014 period

experienced a similar average annual growth of 103.3 new dwelling units per annum.

Exhibit 7.1 - Yorkton CA New Dwelling Units Forecast by 2016, 2021, and 2025

Yorkton CA 5 YR

2016-2011 5 YR

2021-2016 4 YR

2025-2021 14 YR Change

2025-2011 Annual Average

Growth 2011-2025

Dwelling Units Forecast Change 478 497 467 1,816 129.7

Yorkton CA 2011 2016 f 2021 f 2025 f 14 YR Change


Growth 2011-2025

Base Housing Estimate 7,755 8,365 8,993 9,571 1,816 129.7

Base Owner Housing Estimate 5,545 6,023 6,520 6,987 1,442 103.0

Base Renter Housing Estimate 2,210 2,342 2,473 2,584 374 26.7




Exhibit 7.2 - Yorkton CA Housing Growth Projections to 2025 based on Growth Forecasts


The key item here is that on average about 27 new rental dwelling units per annum and 103 owner

dwelling units per annum for 130 total new dwelling units per annum to 2025 are forecast for the

Yorkton CA to keep up with projected employment and population growth. Additional units are

possible to address pent-up-demand for more housing in the Yorkton CA.

8,455

9,335

10,148

7,310 7,495

7,755

8,365

8,993

9,571

8,196

8,662 9,053

5,000

6,000

7,000

8,000

9,000

10,000

11,000

2001 2006 2011 2016 f 2021 f 2025 f







Exhibit 7.3 - Yorkton + R.M. of Orkney + Springside + Ebenezer Housing Growth Projections to 2025


7.2. Yorkton Area Housing Market Segment Growth Needs

Projected household growth of 1,815 households in the Yorkton CA to 2025 has an income

distribution with 32.2% of household income greater than $80,000 per annum, 27.4% in the

$30,000 to $59,999 per annum range, 27.2% in the less than $30,000 per annum range, and

13.2% in the $60,000 to $79,999 per annum range.

6,395 6,5406,760

7,358

8,0098,571

610 665 706684

663647

220 220 229243

258271

5560

6873

7882

0

2,000

4,000

6,000

8,000

10,000

12,000

2001 2006 2011 2016f 2021f 2025f





Exhibit 7.4 - Yorkton CA Household Income Distribution for Base New Household Projections to Households

Yorkton CA Household (HH) Income Distribution

Total HH Income

2011 - 2021 10 Year

5 Year * 2011-2016

5 Year * 2016-2021

4 Year * 2021-2025

2011 - 2025 14 Year *

Less than $30,000 per annum 27.2% 336.6 166.0 170.7 157.0 494

$30,000 to $59,999 per annum 27.4% 339.0 167.1 171.9 158.2 497

$60,000 to $79,999 per annum 13.2% 163.5 80.6 82.9 76.3 240

Greater than $80,000 per annum 32.2% 398.9 196.6 202.2 186.1 585

Total 100.0% 1,238.1 610 628 578 1,815.7

* Note: Base Housing Estimate Model for Yorkton CA Range of 600 to 1,825 More Households from 2011 to 2025

Source: Preferred Choice modelling based Upon Growth Analysis, Statistics Canada 2011 Census and 2011 NHS Household Income Distribution, Saskatchewan Health Covered Population, City of Yorkton, R.M. of Orkney No. 244, Town of Springside, and Village of Ebenezer CHMC Housing Starts and Completions Survey info

Exhibit 7.5 - Yorkton CA Projected Base Household Income Distribution Modelling by 2016, 2021, and 2025



Applying the model with a high level of owner units generates an additional 1,442 owned

dwelling units by 2025. It is noted that some owner units such as condominiums or townhouses

may be rented or have rental suites from time to time. The use of owner dwellings for rental

166 167

81

197

171 172

83

202

157 158

76

186 494 497

240

585

0

100

200

300

400

500

600

700

Less than $30,000 perannum

$30,000 to $59,999per annum

$60,000 to $79,999per annum

Greater than $80,000per annum

Household Growth by Income Estimates 2011 to 2025

5 Year 2011-2016 5 Year 2016-2021 4 Year 2021-2025 2011 - 2025 14 Year Total



purposes can fluctuate the housing tenure mix at any given point in time based on market

demand or need.

Exhibit 7.6 - Yorkton CA Projected Base Owner Household Income Distribution Modelling by 2016, 2021, and 2025

* Note: Base Owner Housing Estimate Model for Yorkton CA Range of 475 to 1,500 More Owner Households from 2011 to 2025


130 131

63

154

135 136

66

160

127 128

62

150 392 395

190

464

0

50

100

150

200

250

300

350

400

450

500


$30,000 to $59,999per annum

$60,000 to $79,999per annum


Owner Household Growth by Income Estimates 2011 to 2025




Applying the model to rental units generates an additional 374 rental units by 2025.

Exhibit 7.7 - Yorkton CA Projected Base Renter Household Income Distribution Modelling by 2016, 2021, and 2025

* Note: Base Renter Housing Estimate Model for Yorkton CA Range of 125 to 375 More Renter Households from 2011 to 2025


The model utilized Yorkton CA rental rates, housing costs, federal and provincial affordability

levels, and the 30% of household income on major shelter cost to determine the housing

continuum thresholds for the Yorkton CA.

The Yorkton CA projected Housing Continuum Needs and Thresholds suggests the potential need

for about an additional 494 units by 2025 as Government Subsidized Social Housing in the

$72,250 or less house price range with $440 per month or less mortgage costs assuming the

maximum level of mortgage financing or rent of $600 or less for rental units, which is typically

well suited to the income levels of this market segment. Non-Market Housing is projected to

require about an additional 497 Affordable units by 2025 in the $72,250 to $174,999 price range

with $440 to $1,075 per month mortgage costs assuming the maximum level of mortgage

financing, which could also be met by additional affordable rental housing in the community with

rent between $600 to $1,350 per month. From Non-Market to Market Entry Level Housing about

240 units by 2025 is projected in the $175,000 to $254,999 price range with $1,075 to $1,550 per

36 36

17

43

36 36

17

42

30 30

15

36 102 102

49

121

0

20

40

60

80

100

120

140


$30,000 to $59,999 perannum

$60,000 to $79,999 perannum


Renter Household Growth by Income Estimates 2011 to 2025




month mortgage costs assuming the maximum level of mortgage financing or rental units in the

$1,350 to $1,850 per month range. Market housing needs is projected to require about 585 more

units by 2025 in the $255,000 or more price range with $1,550 and higher mortgage costs per

month assuming the maximum level of mortgage financing or rent in the $1,850 per month or

higher level.

Exhibit 7.8 - Yorkton CA Projected Housing Continuum Needs by Affordability Threshold Modelling Social Housing Affordable Housing Entry Level Housing Market Housing

Household Income Range Less than $30,000 $30,000 to $59,999 $60,000 to $79,999 $80,000 +

Estimated Affordable Housing Price Range

House values Less than $72,250

$72,250 to $174,999 $175,000 to

$254,999 $255,000 +

Monthly Affordable Mortgage

Mortgage payments less than $440 / month

$440 to $1,075 mortgage / month

$1,075 to $1,550 mortgage / month

$1,550 + mortgage / mo

Monthly Affordable Rent Rent payments less than $600 / month

$600 to $1,350 / month rent

$1,350 to $1,850 / month rent

$1,850 + / month rent

Estimated Total Housing / Rental Supply Needed to 2025

494 units (392 owner &

102 rental)


102 rental)


50 rental)


121 rental)

Housing Continuum Position

Government Subsidized Housing

Non-Market Housing Market Housing

Source: Preferred Choice Modelling utilizing defined Housing Affordability Threshold Modelling Variables

7.3. Yorkton Area Housing Growth Forecast Implications

Reviewing the recent housing construction in the Yorkton CA on an average annual basis during

the reference construction periods, the Yorkton CA is anticipated to have housing back off slightly

and then have construction activity pick-up consistent with the past eight years provided

sufficient lots and developers are able to proceed with new projects in a timely fashion.

The forecast period is suggested to be at a slower pace for the two years between 2015 and 2016

with potential for steady average annual construction growth between 2017 and 2021 depending

on the timing of area growth and new housing captured in the community. The level between

2011 and 2025 is forecast at about 130 new units per annum. From 2011 to 2014 the Yorkton

CA averaged 103.3 new units being added per annum.



Exhibit 7.9 - Yorkton CA Average Annual Housing Construction Periods 1960 to 2014 plus Forecast 2015 to 2025

* Note: Base Owner Housing Estimate Model for Yorkton CA Range of 475 to 1,500 More Owner Households from 2011 to 2025 and Base Renter Housing Estimate Model for Yorkton CA Range of 125 to 375 More Renter Households from 2011 to 2025

Source: Preferred Choice modelling based Upon Growth Analysis, Statistics Canada 2011 Census and 2011 NHS Household Income Distribution, and Saskatchewan Health Covered Population plus * City of Yorkton data and R.M. of Orkney No. 244, Town of Springside, and Village of Ebenezer CHMC Housing Starts and Completions Survey info (in green and yellow) and * Preferred Choice Modelling (in purple and red)

Active steps will need to be taken to ensure the availability of lots and support to trigger

construction of units across the housing continuum in the Yorkton CA, particularly in the next 3

to 8 years. The next 3 years will be important to triggering the build out and options necessary

to capture anticipated future employment and population growth in Yorkton CA.

Utilizing the Canada Mortgage and Housing Corporation (CMHC) format for projecting the

composition of potential housing requirements for Yorkton CA, the following core model

adjusted for 2011 to 2014 construction for the period of 2015 to 2025 of 140 additional rental

units, 159 affordable rental units & 75 student rental units, and 1,104 owner dwellings includes:

0

20

40

60

80

100

120

140

160

180

200

1920or

beforeAve

1921to

1945Ave

1946to

1960Ave

1961to

1970Ave

1971to

1980Ave

1981to

1990Ave

1991to

1995Ave

1996to

2000Ave

2001to

2006Ave

2006to

2011Ave

2011to

2014AveEst

2015to

2016Ave f

2017to

2021Ave f

2022to

2025Ave f

Yorkton CA Housing Average Annual Owner & Renter Dwelling Construction - based on 2011 NHS Data,

Yorkton Data, & CMHC data + Preferred Choice Forecast

Yorkton CA Owner Dwellings Yorkton CA Renter Dwellings



374 Tenant Rental Units

o Including 34 apartment suites * o 90 Rental Houses o 16 Multi-plex rental units * o 0 Movable Rental Dwellings

o 110 Senior Social & Affordable Units o 37 Family Social & Affordable Units o 5 Accessible & Special Needs Affordable Units o 7 Individual Social & Affordable Units o 75 Student Affordable Units

1,104 Owner Dwelling Units

o 497 Single Detached Market Houses o 110 apartment suites *

o 497 Multi-unit Houses * o 0 Movable Dwellings

* Note the number of Rental and Owner Units may vary based on certain dwelling types

o Such as apartments structured for ownership

o Such as multi-plexes / townhouses developed for ownership which are rented out from

time to time

Exhibit 7.10 - Estimated 2025 - 10 Year Yorkton CA Housing Requirement Studio / 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom + Total

RENTAL

Apartment 10 14 9 2 34



Movable Dwelling 0


Senior Units 33 44 28 6 110

Family Units 11 15 9 2 37

Accessible & Special Needs 2 2 1 0 5

Individual Units 2 3 2 0 7

Student Units 29 26 21 0 75

BAND HOUSING

Band Housing 0

OWNERSHIP


Apartment 3 14 50 44 110


Movable Dwelling 0

TOTAL* 146 284 592 456 1,478

* Note: The 10 Year Yorkton CA Housing Requirements is a Conservative Model based on Base Population Projections, adjustments have been made to account for recent housing activity noted by the City of Yorkton, R.M. of Orkney, Springside, and Ebenezer, a core model is based on the 2011 National Household Survey and Yorkton Community Based Housing Organizations Information, CMHC Housing Starts and Completions Survey, plus the proposed Student Units for the Yorkton Parkland College. Accessible & Seniors Units represent non-market housing (social and affordable housing units only) from Community -Based Organizations.

Source: Preferred Choice Modelling based on Canada Mortgage and Housing Corporation (CMHC), A Guide for Canadian Municipalities for the Development of a Housing Action Plan planning table; Statistics Canada 2011 Census Data and 2011 National Household Survey Housing Tenure and Dwellings by Bedroom Number plus City of Yorkton data and CMHC Starts and Completions Survey data for the City of Yorkton, R.M. of Orkney No. 244, Town of Springside, and Village of Ebenezer



As the projections for additional housing needs has focused on employment and population

growth, this does not include any significant additional housing needs for seniors staying in the

community, area farmers interested in moving into the City and surrounding area, attraction of

individuals looking for housing in the east central area, or other individuals that may move into

the community. The previous table can be adjusted to consider additional projected housing

needs of other groups for the Yorkton CA.

The key item here is that about 374 rental units or about 35-40 per year including student and

affordable housing projects plus about 1,104 owner housing units or about 100-120 per year for

a total of about 1,478 units or 135-160 housing units per year are forecast for the Yorkton CA over

the next 10 years.

7.4. Yorkton Housing Growth Forecast Considerations for Various Market Segments

The Yorkton Housing Committee and City of Yorkton intend to identify a number of housing

project options to best address forecast housing growth need and demand for the Yorkton area.

Further consideration of various market segments will occur in a number of supplemental reports

and the Updated Yorkton Community Housing Plan as part of this project. Some initial

considerations for various market segments are noted below.

7.4.1. Yorkton Area Social and Affordable Housing

There are approximately 600 Accessible and Seniors units geared towards Seniors, Families,

Individual, and Accessible & Special Needs offered by Community Based Organizations geared

towards lower income tenants. These units for regular tenants (non-transitional / non-

emergency) are provided by the Yorkton Housing Authority, Yorkton Housing Corporation,

Yorkton Parkland Housing Society, Provincial Métis Housing Corporation (PMHC), and YAIL

Harbor Inc. (Yorkton Adult Independent Living).

A further 159 Social and Affordable Housing Units (excluding Student Housing) has been forecast

for the area over the next 10 years. The need for these units may exceed the forecast

development depending on area rental rates, income supplements for individuals living in units

available in the market from private operators beyond those provided by community based

organizations.

7.4.2. Yorkton Area Seniors Housing Need

The Yorkton Housing Authority and Yorkton Housing Corporation collectively have 348 Seniors

Social and Affordable Housing Units.



A further 110 Social and Affordable Senior Housing Units has been forecast for the area over the

next 10 years. The need for these units may exceed the forecast development depending on area

rental rates, income supplements for individuals living in units available in the market from

private operators beyond those provided by community based organizations.

Additional market housing and private affordable housing for seniors will also be required to

serve the future need for seniors housing in the Yorkton area over the next 10 years.

7.4.3. Yorkton Area Student Housing Need

The Parkland College currently utilizes 30,731 square feet of facilities for post-secondary

education and training programs delivered in Yorkton according to the Parkland College Business

Plan 2014-2015. The lease for the main programs and administration dedicated space of 25,511

square feet has been renewed until 2023.

The Parkland College opened a new Trades and Technology Centre (TTC) in Yorkton in September

2015. The project was made possible by a $10 million contribution from the Province of

Saskatchewan, $3.48 million land contribution from the City of Yorkton, and about $5 million of

community fundraising contributions. The 29,000 square foot facility features a 10,000-square-

foot multi-trades shop, science lab, welding lab, power engineering lab, six classrooms,

study/tutorial rooms, and administrative space. Between the core dedicated space and TTC

space the footprint of training space in Yorkton will be increased by over 75% with the new TTC.

According to the 2013-14 Parkland College Annual Report there was 542.95 FLE (Full-Load-

Equivalent) student enrolment at the Yorkton Campus. The new Trades and Technology Centre

(TTC) is designed to support 350 FLEs in Yorkton. The TTC could support a 65% or more growth

in enrolment in Yorkton.

The new Trades and Technology Centre is estimated to need about 142 additional beds for

Yorkton to accommodate the envisioned additional 350 students, based on an October 2013

student survey noted in the Parkland College Business Plan 2014-2015. An estimated 75 student

units has been identified as a housing need in Yorkton related to the new Trades and Technology

Centre.

7.4.4. Yorkton Area Aboriginal People

According to 2011 Statistics Canada National Household Survey data 10.5% of the population or

1,895 people in the Yorkton Census Agglomeration and 11.9% of the population or 1,815 people

in the City of Yorkton were aboriginal. The Yorkton CA Aboriginal origins had 1,500 with First

Nations and 530 with Métis origins.



Saskatchewan Health 2014 Covered Population noted 6.7% of the population or 1,395 Registered

Indian Persons (First Nations) in the Yorkton CA and 7.2% of the population or 1,373 First Nations

People in the City of Yorkton.

The Aboriginal population is a young growing segment of the community.

7.4.5. Immigration to the Yorkton Area

According to 2011 Statistics Canada National Household Survey data 640 people in the Yorkton

CA were immigrants or 3.6% of the population. Half of the immigrants to the Yorkton CA (320

Immigrants) moved to the area between 2001 and 2011. Between 2006 and 2011 250

Immigrants moved into the Yorkton CA.

The Immigrant population is an important segment contributing to growth of the community.

The key item here is that community population and housing growth will be driven by a

combination of demographic segments with a range of housing needs across the housing

continuum.



8.0 Relevant Housing Programs

A brief Overview of Various Housing Programs along with links to further information is included

in Appendix F of this report. Refer to individual program guidelines for specific details on each

housing program.

It is noted that both CMHC and the Government of Saskatchewan have been revising a number

of housing programs and policies between 2012 and 2015. As such information identified here

is based on existing criteria as of 2015.

8.1. Development Programs Geared to Homeowners / Homeownership

Programs identified for homeownership development are noted as follows:

HeadStart on a Home Program (Westcap Mgt. Ltd.)

o Supports builders and developers construction cost financing for entry-level

homeownership

o Program recommended for continued utilization in Yorkton CA for Entry Level Housing

Projects

Secondary Suite Program (Saskatchewan Housing Corporation)

o Income based matching forgivable loan for construction / renovation costs a maximum

$30,000 per suite

o Program suggested for utilization for suitable new construction projects in Yorkton CA

8.2. Tax Credits for Homeowners

Programs identified for homeownership tax credits are noted as follows:

Saskatchewan First-Time Homebuyers Tax Credit (Saskatchewan Ministry of Finance)

o First-time homeowners provincial income tax credit on the first $10,000 of a qualifying

home equating to an income tax credit of up to $1,100

o Program recommended for promotion to suitable first-time homeowners in Yorkton CA

Canada First-Time Homebuyers Tax Credit (Canada Revenue Agency)

o First-time homeowners federal non-refundable tax credit on a qualifying home for $5,000

o Program recommended for promotion to suitable first-time homeowners in Yorkton CA

Affordable Home Ownership Program (Saskatchewan Housing Corporation)

o Income based municipal matching up to a maximum of 5 years education property tax

portion up to $5,000 to assist homeowners with the purchase of a new home

o Program often fully subscribed

o Program recommended for utilization in Yorkton CA for suitable projects



In addition the municipality may also adopt tax incentives to support homeownership such as:

Tax Incentives

o This can be established at different rates based on targeted development objectives for

different segments across the housing continuum (social housing, affordable housing,

rental units, seniors units, entry-level housing, market housing, and other segments)

o Recommended that additional targeted measures be considered to stimulate entry level

housing, affordable housing, and social housing as appropriate for the Yorkton CA

8.3. Development Plans Geared to Multi-Unit Projects

Programs identified for multi-unit development are noted as follows:

Conversion Initiative (Saskatchewan Home Repair Program)

o Supports non-residential conversions into self-contained affordable housing with income

based assistance up to a maximum of $30,000 forgivable loan per self-contained unit or

$23,000 maximum forgivable loan per rooming house unit

o Program for utilization as appropriate

Rental Construction Incentive (Saskatchewan Housing Corporation)

o Provides municipalities with matching grants up to $5,000 per eligible owner of each

rental housing unit

o Program recommended for utilization in Yorkton CA as appropriate

Saskatchewan Housing Corporation - Rental Development Program

o One-time funding for up to 70% of the project capital costs forgivable over a 20 year

period based on 30% local contribution

o The program currently focuses on projects in larger centres

o Program recommended for utilization if available for Yorkton CA as appropriate

Proposal Development Funding (Canada Mortgage and Housing Corporation)

o Financial support to plan and develop affordable housing projects at set non-market

maximum rental rates

8.4. Tax Credits for Rental Projects

Programs identified for rental projects tax credits are noted as follows:

Corporate Income Tax (CIT) Rebate on New Rental Housing (Saskatchewan Housing

Corporation)

o Annual rebate of a 10 percentage point reduction in effective corporate income tax on

eligible rental income on eligible new multi-unit residential rental units for up to 10 years

o Program recommended for promotion to suitable multi-unit rental developers in Yorkton

CA



In addition the municipality may also adopt tax incentives to support multi-unit rental projects

such as:

Tax Incentives

o This can be established at different rates based on targeted development objectives for

different segments across the housing continuum (social rental housing, affordable rental

housing, seniors rental units, market rental units, and other segments)

o The City of Yorkton currently offers a Rental Housing Incentive Program (RHIP) for 5 unit

+ multi-units rented for a 15 year period and condominium projects with the same unit

owners for a 15 year period.

o Recommended that the RHIP be retained and monitored to ensure suitable projects to

stimulate social rental housing, affordable rental housing, and market rental housing as

appropriate for Yorkton are eligible under the program

8.5. Programs Geared to Support Rental Units

Programs identified to support rental units are noted as follows:

Affordable Housing Rental Program (Saskatchewan Housing Corporation)

o Income based fixed non-market rent compared to the local market

o This program was phased out in urban centres including Yorkton, with two options for

existing tenants

Existing Tenants can continue with the Affordable Housing Rental Program subject to

rent increases in accordance with the requirements of the Residential Tenancies Act

Existing Tenants can choose to transfer to the Social Housing Rental Program if the

tenant is eligible to qualify - those that transfer to Social Housing will not be able to

transfer back

All new tenants only can access the Social Housing Rental Program and will not be

able to qualify for the previous Affordable Housing Rental program

Social Housing Rental Program (Saskatchewan Housing Corporation)

o Income based variable non-market rent compared to the local market

In addition the municipality may also adopt measures to support home repairs and renovations

such as:

Housing organization

o Likely to develop and manage rental housing with defined price and income segments

o The City of Yorkton owns the Yorkton Housing Corporation with social, affordable, and

special needs housing units



8.6. General Programs

Programs identified for general housing areas are noted as follows:

Encouraging Community Housing Options (ECHO) - Housing Plan Component (Saskatchewan

Housing Corporation)

o For eligible communities and areas with an updated Official Community Plan (OCP)

representing a region or local area of 2,500 people up to $20,000 to match municipal

expenditures to develop a housing plan

o Program suggested for interested communities to develop and implement a housing plan

- which was accessed for this project

Encouraging Community Housing Options (ECHO) - Action Component (Saskatchewan

Housing Corporation)

o For eligible communities and areas with an updated Official Community Plan (OCP)

representing a region or local area of 2,500 people up to $10,000 to match municipal

expenditures to implement a housing action plan

o Program recommended for Yorkton CA in order to develop measures to stimulate housing

development if available in conjunction with the follow-up direction from the current

housing plan update initiative

Shelter Enhancement Program (Saskatchewan Home Repair Program)

o Provides a forgivable loan up to 100% of the cost for eligible projects capital costs to

increase the number of emergency shelters and second stage housing units for victims of

family violence or families in need


Shelter Enhancement Program - Renovation (Saskatchewan Home Repair Program)

o Provides a forgivable loan up to a maximum of $30,000 per unit for eligible renovation

projects costs of emergency shelters and transitional housing units for victims of family

violence or families in need


Federal - Provincial Investment in Affordable Housing (IAH) Agreement

o A joint investment to support a number of housing measures in Saskatchewan



9.0 Conclusions and Next Steps

9.1. Yorkton Area Housing Need and Demand Opportunity

From 2005 to 2014 there were 847 new housing unit starts with 785 units completed in the

Yorkton CA during that timeframe according to the CMHC Starts and Completions Survey. Over

the past 10 years the peak number of housing units completed was 113 in 2012 with 103 units in

the City of Yorkton. The 10 Year average completions was 79 units per annum in the Yorkton CA

and the 5 Year average was 95 units per annum.

Steady employment, population, and dwelling growth is forecast to continue for the Yorkton

Census Agglomeration (CA) including the City of Yorkton, Town of Springside & Village of

Ebenezer, with some variation for the R.M. of Orkney No. 244.

Exhibit 9.1 - Yorkton CA Housing Growth Projections by Tenure for 2015 to 2025 based on Growth Forecasts

Source: Preferred Choice modelling based Upon Growth Analysis, Statistics Canada 2011 Census and 2011 NHS Household Income Distribution, Saskatchewan Health Covered Population, CMHC Starts and Completions, and City of Yorkton, Parkland College info

75 75 75 57 140

188

637

299

1,104

0

200

400

600

800

1,000

1,200

Renter 2015-2016

Owner 2015-2016

Renter 2015-2021

Owner 2015-2021

Renter 2015-2025

Owner 2015-2025

Owner and Renter Household Growth Estimates Forecast 2015 to 2025

Student Housing Project Renter Owner



Assuming forecast population growth of 1.06% per annum for Yorkton CA with 1.11% population

growth in the City of Yorkton and corresponding dwelling growth is realized then about 1,478

additional dwelling units in the Yorkton CA would be required over the next 10 years with about

1,467 of the new dwelling units in the City of Yorkton, a potential decline of -39 units in the R.M.

of Orkney No. 244, about 40 more units in the Town of Springside, and 10 more units in the

Village of Ebenezer. This would include 1,104 more owner dwelling units, 140 more tenant rental

units, 159 affordable rental units, and 75 student affordable rental units by 2025 in the Yorkton

CA.

Conclusion #1: There continues to be a strong need for additional housing and rental housing

in the Yorkton CA area over the next 10 years with a further 1,500 dwelling units needed over

the next decade should forecast employment and population growth occur.

Potential demand could require up to 478 additional dwelling units between 2011 and 2016 (413

have already been built), 497 dwelling units for 2016 to 2021, and 467 dwelling units during

between 2021 and 2024, plus 75 student affordable rental units. The level of rental units for the

market is impacted by the availability of potential social housing and general economic

conditions.

Exhibit 9.2 - Area 2011 NHS Household Median and Average Total Income Comparisons


$5

3,3

44

$6

6,5

67

$4

7,8

28 $5

6,8

93

$5

5,0

44

$6

8,2

21

$4

9,1

81 $5

8,2

82

$4

6,2

07

$6

1,2

80

$4

3,7

43

$5

3,0

85

$4

9,7

15

$6

4,0

08

$4

6,1

60 $5

5,1

29

$6

1,7

03

$7

7,3

17

$5

4,6

28 $6

5,0

50

$6

1,0

72

$7

9,1

02

$5

4,0

89 $

66

,14

9

$30,000

$40,000

$50,000

$60,000

$70,000

$80,000

$90,000



$






Saskatchewan Canada



Household income levels are below provincial and national levels in Yorkton. The average

household income before tax in the Yorkton CA is -11.8% below the provincial level and after-tax

is -10.4% below the Saskatchewan average.

The average owned household dwelling value in the Yorkton CA was -13.7% lower than the

provincial average and the median dwelling value for Yorkton CA was -20.1% below the provincial

median level in the 2011 National Household Survey.

The average monthly owner shelter costs for the Yorkton CA in the 2011 NHS were -11.9% lower

than the provincial average and -15.4% lower than the owner median monthly shelter costs.

The average monthly renter shelter costs for the Yorkton CA in the 2011 NHS were -11.9% lower

than the provincial renter average and -11.3% lower than the renter median monthly shelter

costs. The Yorkton CA consistently has had lower rental rates in Saskatchewan with Total Average

Apartment rental rates -14.2% below the Saskatchewan 10,000+ population average monthly

rental rates in the Spring of 2015. The Spring 2015 Yorkton CA Level 1 Rental Affordability Rate

ranges from -4.8% below to 21.6% above the provincial Level 1 rate from CMHC.

The steady activity in the Yorkton market can result in construction costs consistent with other

Saskatchewan communities. Rental rates tend to be lower in Yorkton which tends to be a

challenge for provincial average project costs. The lower income levels in the Yorkton CA does

support more social, affordable, and entry level housing compared to the Saskatchewan average.

Conclusion #2: Lower income levels in the Yorkton CA inhibits the community’s ability to afford

solely higher value market housing creating a need for social and affordable housing.

9.2. Yorkton Housing Development Opportunity

The Yorkton Housing Committee and City of Yorkton commissioned this Needs and Demand

Assessment for general planning purposes as part of updating a Community Housing Plan.

The recent City of Yorkton + R.M. of Orkney No. 244 + Town of Springside + Village of Ebenezer

2011 to 2014 period experienced a similar average annual growth of 103.3 new dwelling units

per annum. The forecast of about 140 to 150 units per annum over the next 10 years is at a

higher yet healthy rate compared to recent activity. Stronger growth potential is based on the

opportunity to capture additional residents employed in the area along with the decreasing

average population per residence trend.

Based on the nature of multi-unit projects lot needs then about 550 to 625 more lots would be

required over the next 10 years to support about 450 more residences and 100 to 125 multi-unit

projects (for about 1,025 multi-unit dwelling units). The Yorkton CA would need to have at least



55 residential and 10 to 12 multi-unit lots available per year on average to support the potential

growth.

Depending on the appropriate economies of scale and timeframe to develop additional lots a

two to three year rolling supply of inventory should be considered. An inventory of 120 to 145

available residential and multi-unit lots or more should be sustained in the City of Yorkton at any

given time to capture anticipated future area growth.

Conclusion #3: Potential additional housing growth in the City of Yorkton and area at a healthy

pace over the next 10 years would require about 550 to 625 lots for about 450 single family

dwellings and about 1,025 multi-unit dwellings.

Based upon the projected housing needs for the community, the City of Yorkton + R.M. of Orkney

No. 244 + Town of Springside + Village of Ebenezer should continue to support pursuit of

additional housing in the community with interested developers and community based

organizations. Housing needs exist along the entire housing continuum.

Conclusion #4: There is a strong need for additional housing development in the Yorkton market

with forecast demand to support a number of housing projects based on a healthy market

supply and demand balance and absorption for new dwelling units.

Key factors for proponents pursuing new housing development projects is to strategically

position their project(s) to meet the need for target housing market segments by:

Securing a suitable site(s) / land / or existing locations ideal for the project

Providing experienced construction and project management to enable the project to occur

in a timely manner

Having strong project managers to ensure the project is developed in a cost-effective manner

Targeting particular market segments to meet the needs of particular owner and tenant

groups in the area

Delivering quality project and property management services to attract, service, and retain

unit sales and tenants in a well-run housing development


examine housing market segments, community housing funding models, developing an

updated community housing plan, and advancing target housing opportunities.

The project concept, location, housing mixture, scale, phasing, costing, and target market

segments are key areas impacting the market absorption of additional new housing units.

A number of follow-up actions can be incorporated into the Community Housing Plan update and

initiatives flowing from the completed plan.



Recommendation #2: That the Yorkton Housing Committee and City of Yorkton identify key

specific housing project opportunities to seek proponents and / or community based

organizations to further define various target projects scale, market niche, and potential

locations based on the market assessment, funding options, and emerging housing plan under

development.

Identifying potential sites for various projects with the appropriate site zoning is an important

part of the housing development planning process.

There may be various Saskatchewan Housing Corporation and Canada Mortgage and Housing

Corporation programs available that may provide financial contributions to proposed Housing

Development Projects in Yorkton. These programs and traditional financing require a developed

business case and business plan. A number of private and community based organization

partnerships are also possible to address forecast housing need and demand.


work with the project advisors and potential partners to proceed with the initiation of the

Financial Viability Analysis and Business Plan Development phases for a select target project.

9.3. Yorkton Area Housing Development Project Next Steps

The next steps in the Yorkton area Housing Development Project are:

Review, revise, and approve the 2015 Yorkton Area Housing Need and Demand Market

Assessment Report

Preferred Choice will Prepare a Demographic Market Segments Supplement

Preferred Choice will Prepare a Community Funding Model Options Supplement

Exhibit 9.3 - Yorkton Community Housing Planning Project Next Steps


Approve Need and Demand Assessment

Prepare a Demographic Market Segments Supplement

Prepare a Community Funding Model Options Supplement

Update the Yorkton Community Housing Plan

Advance the Investigation and Planning of Select Housing Project(s)



An Updated Community Housing Plan will be developed for Yorkton based on the Need and

Demand Assessment, Market Segments Review, Funding Model Options Review, and

Stakeholder and Client Engagement

Finalize and Submit the Updated Yorkton Community Housing Plan to the City of Yorkton

Council for Approval

Select partners for a target housing

project(s) to investigate and

advance, based on access to

available approved funding

including CMHC Seed Funding

Proceed with the Financial Viability

Analysis phase for a target

project(s)

The Yorkton Housing Committee

and partners work with project

advisors and resources to further

define the project scope, size, site,

and target market for selected

target housing project(s)

The proponents obtain and verify

information to prepare capital and

operating costs and assumptions

for the Preliminary Analysis of the

Yorkton Housing Development

Project(s) Financial Viability

The proponents and any engaged resources to prepare project, management, and venture

background to proceed with a Yorkton Housing Development Project(s) Business Plan(s) for

the Project(s)

The Yorkton Housing Committee to Secure Project Partnerships as appropriate

The proponents to Secure Financing

The proponents to Secure Appropriate Project Approvals

The proponents to Decide to Proceed with Project Implementation

The proponents to Proceed with the Project Plan as appropriate

The later steps to develop target project(s) with partners are optional. The intent is to generate

action to advance the goals of the updated Yorkton Community Housing Plan.

Exhibit 9.4 - Select Housing Project Key Planning Stages


• Proving the Market Need

The Need and Demand Assessment

• Proving the Financial Returns

The Financial Viability Analysis

• Proving the Team and Venture Plan

The Business Plan



Appendix A: Economic Indicators

Consumer Price Index

Exhibit A.1 - Consumer Price Index Canada and Saskatchewan 1979 - 2014

Source: Statistics Canada, CANSIM 326-0021

40

50

60

70

80

90

100

110

120

130

140

19

79

19

80

19

81

19

82

19

83

19

84

19

85

19

86

19

87

19

88

19

89

19

90

19

91

19

92

19

93

19

94

19

95

19

96

19

97

19

98

19

99

20

00

20

01

20

02

20

03

20

04

20

05

20

06

20

07

20

08

20

09

20

10

20

11

20

12

20

13

20

14

Statistics Canada Consumer Price Index

Canada Saskatchewan

90

95

100

105

110

115

120

125

130

135

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014

Statistics Canada Consumer Price Index

Canada Saskatchewan



Mortgage Interest Rates

Exhibit A.2 - Conventional Mortgage Rates Canada 1980 - 2014

Source: Statistics Canada, 11-210-X, Interest Rates and Exchange Rates, from the Bank of Canada, Canadian Economic Observer: Historical Statistical Supplement

0.0%

2.5%

5.0%

7.5%

10.0%

12.5%

15.0%

17.5%

20.0%

19

80

19

81

19

82

19

83

19

84

19

85

19

86

19

87

19

88

19

89

19

90

19

91

19

92

19

93

19

94

19

95

19

96

19

97

19

98

19

99

20

00

20

01

20

02

20

03

20

04

20

05

20

06

20

07

20

08

20

09

20

10

20

11

20

12

20

13

20

14

Canada Conventional Mortgage Rate

1-year 5-year

3%

4%

5%

6%

7%

8%

9%

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014

Canada Conventional Mortgage Rate

1-year 5-year



Wage Rates

Exhibit A.3 - Average Saskatchewan Weekly Wage Rate All Employees All Occupations 2000 - 2014

Source: Statistics Canada, 282-0069, Average Weekly Wages, Table 282-0069, Monthly Labour Force Survey

$0

$200

$400

$600

$800

$1,000

$1,200

Jan

-00

Sep

-00

May

-01

Jan

-02

Sep

-02

May

-03

Jan

-04

Sep

-04

May

-05

Jan

-06

Sep

-06

May

-07

Jan

-08

Sep

-08

May

-09

Jan

-10

Sep

-10

May

-11

Jan

-12

Sep

-12

May

-13

Jan

-14

Sep

-14

Saskatchewan Average Weekly Wage Rate

Both Sexes 15 Years and Over Males 15 Years and Over Females 15 Years and Over

$0

$200

$400

$600

$800

$1,000

$1,200

Jan

-00

Sep

-00

May

-01

Jan

-02

Sep

-02

May

-03

Jan

-04

Sep

-04

May

-05

Jan

-06

Sep

-06

May

-07

Jan

-08

Sep

-08

May

-09

Jan

-10

Sep

-10

May

-11

Jan

-12

Sep

-12

May

-13

Jan

-14

Sep

-14

Saskatchewan Average Weekly Wage Rate

15 years and over 15 to 24 years 25 to 54 years 55 years and over



Appendix B: Demographic Information

Population

Exhibit B.1 -Area Census Population 1981 - 2011

Canada and Saskatchewan

Yorkton - Melville Economic Region [4740] (Census Division No. 9 containing Yorkton is in NE Corner)

Census Division No. 9

(Orkney RM in Centre area)

R.M. of Orkney No. 244

Town of Springside

Village of Ebenezer

Yorkton Census Agglomeration (CA) (Stats Canada 2011)

City of Yorkton (Statistics Canada 2011 Boundaries)

Population 1981 1986 1991 1996 2001 2006 2011

Yorkton CA 18,290 18,463 17,987 17,713 17,554 17,438 18,238

Yorkton 15,339 15,574 15,315 15,154 15,107 15,038 15,669

R.M. of Orkney No. 244 2,254 2,094 1,899 1,810 1,728 1,721 1,860

Springside 533 603 591 542 525 494 534

Ebenezer 164 192 182 166 147 139 175

Census Division No. 9 44,918 43,455 40,755 38,562 36,895 34,736 35,314


111,241 108,257 100,479 94,364 88,752 82,945 84,867

Saskatchewan 968,313 1,009,613 988,928 990,237 978,933 968,157 1,033,381

Canada 24,343,177 25,309,331 27,296,859 28,846,761 30,007,094 31,612,897 33,476,688

Source: Statistics Canada, Census Data



Exhibit B.2 - Saskatchewan Health Population Age Distribution 2014

Source: Charts Prepared by Preferred Choice based on Saskatchewan Ministry of Health, Covered Population 2014

200 175 150 125 100 75 50 25 0 25 50 75 100 125 150 175 200

< 1

5

10

15

20

25

30

35

40

45

50

55

60

65

70

75

80

85

90

95

100

105

110

115

Yorkton CA Pop Dist - 2014 SK Health

Male Female

700 600 500 400 300 200 100 0 100 200 300 400 500 600 700

0 to 4

5 to 9

10 to 14

15 to 19

20 to 24

25 to 29

30 to 34

35 to 39

40 to 44

45 to 49

50 to 54

55 to 59

60 to 64

65 to 69

70 to 74

75 to 79

80 to 84

85 to 89

90 to 94

95 +

City of Yorkton Pop Dist - 2014 SK Health

Male Female

50 40 30 20 10 0 10 20 30 40 50

0 to 4

5 to 9

10 to 14

15 to 19

20 to 24

25 to 29

30 to 34

35 to 39

40 to 44

45 to 49

50 to 54

55 to 59

60 to 64

65 to 69

70 to 74

75 to 79

80 to 84

85 to 89

90 to 94

95 +

R.M. of Orkney No. 244 Pop Dist - 2014 SK Health

Male Female

40 30 20 10 0 10 20 30 40

0 to 4

5 to 9

10 to 14

15 to 19

20 to 24

25 to 29

30 to 34

35 to 39

40 to 44

45 to 49

50 to 54

55 to 59

60 to 64

65 to 69

70 to 74

75 to 79

80 to 84

85 to 89

90 to 94

95 +

Town of Springside Pop Dist - 2014 SK Health

Male Female

15 10 5 0 5 10 15

0 to 4

5 to 9

10 to 14

15 to 19

20 to 24

25 to 29

30 to 34

35 to 39

40 to 44

45 to 49

50 to 54

55 to 59

60 to 64

65 to 69

70 to 74

75 to 79

80 to 84

85 to 89

90 to 94

95 +

Village of Ebenezer Pop Dist - 2014 SK Health

Male Female

350 300 250 200 150 100 50 0 50 100 150 200 250 300 350

< 1

5

10

15

20

25

30

35

40

45

50

55

60

65

70

75

80

85

90

95

100

105

110

115

Census Division No. 9 Pop Dist - 2014 SK Health

Male Female

800 700 600 500 400 300 200 100 0 100 200 300 400 500 600 700 800

< 1

5

10

15

20

25

30

35

40

45

50

55

60

65

70

75

80

85

90

95

100

105

110

115

Yorkton - Melville ER [4740] Pop Dist - 2014 SK Health

Male Female

10,000 8,000 6,000 4,000 2,000 0 2,000 4,000 6,000 8,000 10,000

< 1

5

10

15

20

25

30

35

40

45

50

55

60

65

70

75

80

85

90

95

100

105

110

115

Saskatchewan Pop Dist - 2014 SK Health

Male Female



Exhibit B.3 - Saskatchewan Health Population by Age 2014

Location Census Division No. 9 Yorkton - Melville Economic Region

[4740] Saskatchewan

Gender Male Female Total Male Female Total Male Female Total

Total 19,493 19,496 38,989 46,238 45,761 91,999 576,974 570,759 1,147,733

Location Town of Springside Village of Ebenezer

Gender Male Female Total Male Female Total

Total 351 360 711 115 110 225

Location Yorkton Census Agglomeration City of Yorkton R.M. of Orkney No. 244

Age / Gender Male Female Total Male Female Total Male Female Total

Total 10,241 10,647 20,888 9,392 9,802 19,194 383 375 758

0 to 4 600 566 1,166 548 502 1,050 20 24 44

5 to 9 663 631 1,294 620 575 1,195 15 23 38

10 to 14 611 623 1,234 565 564 1,129 21 24 45

15 to 19 654 617 1,271 596 567 1,163 24 28 52

20 to 24 711 646 1,357 658 605 1,263 26 25 51

25 to 29 742 671 1,413 692 627 1,319 19 18 37

30 to 34 647 708 1,355 600 643 1,243 18 28 46

35 to 39 656 628 1,284 608 587 1,195 22 14 36

40 to 44 644 614 1,258 594 557 1,151 23 28 51

45 to 49 640 673 1,313 591 621 1,212 26 32 58

50 to 54 725 715 1,440 659 658 1,317 41 28 69

55 to 59 757 719 1,476 671 645 1,316 45 37 82

60 to 64 588 607 1,195 519 541 1,060 36 35 71

65 to 69 440 505 945 396 464 860 20 15 35

70 to 74 387 471 858 345 443 788 13 7 20

75 to 79 292 409 701 275 384 659 6 5 11

80 to 84 232 349 581 214 340 554 6 2 8

85 to 89 171 278 449 164 267 431 2 2 4

90 to 94 70 160 230 69 155 224 0 0 0

95 + 11 57 68 8 57 65 0 0 0

Source: Saskatchewan Ministry of Health, Covered Population 2014



Exhibit B.4 - Saskatchewan Health 2014 Population Age Distribution Comparisons

Source: Chart Prepared by Preferred Choice based on Saskatchewan Ministry of Health, Covered Population 2014

Employment

Exhibit B.5 - Area Labour Force 1981 - 2011 Labour Force 1981 1986 1991 1996 2001 2006 2011

Canada 12,267,075 13,049,865 14,474,940 14,812,700 15,872,075 17,146,135 17,990,080

Saskatchewan 454,720 501,750 506,300 503,500 512,240 524,305 562,310


47,230 50,055 49,045 45,505 44,365 42,645 44,750

Census Division No. 9 19,510 20,395 20,030 18,405 18,075 17,870 18,510

Yorkton CA 8,575 9,025 8,670 8,660 8,600 9,140 9,695

Yorkton 7,275 7,435 7,305 7,300 7,255 7,755 8,085

R.M. of Orkney No. 244 1,060 1,240 1,110 1,055 985 1,065 1,165

Springside 170 265 185 195 250 235 315

Ebenezer 70 85 70 95 65 70

Source: Statistics Canada, Census Data 1981 - 2006 and National Household Survey 2011

19.1%

17.3%

17.1%

17.7%

17.6%

16.8%

21.1%

19.1%

13.5%

12.5%

12.1%

12.6%

12.6%

13.6%

10.0%

12.4%

27.6%

22.8%

23.0%

25.4%

25.6%

22.4%

24.6%

25.3%

25.5%

27.4%

27.2%

26.0%

25.6%

36.9%

23.9%

30.7%

14.3%

20.1%

20.6%

18.3%

18.7%

10.3%

20.4%

12.4%

0% 20% 40% 60% 80% 100%

Saskatchewan

Y-M ER [4740] -Total

Census DivisionNo. 9 - Total

Yorkton CA - Total

Yorkton - Total

RM Orkney - Total

Springside - Total

Ebenezer - Total

2014 Saskatchewan Health Population by Age

0 to 14 years 15 to 24 years 25 to 44 years 45 to 64 years 65 years and over



Exhibit B.6 - Area 2011 NHS Labour Force by Industry

Yo

rkto

n, C

Yo

rkto

n C

A

Ce

nsu

s D

ivis

ion

No

. 9

Yo

rkto

n -

Me

lvill

e

Eco

no

mic

Re

gio

n

[47

40

]

Sask

atch

ew

an

Can

ada

Total labour force population aged 15 years and over by industry - North American Industry Classification System (NAICS) 2007

8,080 9,690 18,515 44,760 562,310 17,990,085

Industry - not applicable 45 55 155 420 7,590 402,470

All industries 8,035 100% 9,640 100% 18,360 100% 44,340 100% 554,715 100% 17,587,615 100%

11 Agriculture, forestry, fishing and hunting 250 3.1% 460 4.8% 3,195 17.4% 8,180 18.4% 51,360 9.3% 437,650 2.5%

21 Mining, quarrying, and oil and gas extraction

150 1.9% 185 1.9% 385 2.1% 2,555 5.8% 22,985 4.1% 261,050 1.5%

22 Utilities 100 1.2% 110 1.1% 125 0.7% 275 0.6% 5,330 1.0% 149,940 0.9%

23 Construction 760 9.5% 860 8.9% 1,480 8.1% 3,670 8.3% 42,975 7.7% 1,215,380 6.9%

31-33 Manufacturing 510 6.3% 580 6.0% 825 4.5% 1,945 4.4% 26,460 4.8% 1,619,295 9.2%

41 Wholesale trade 250 3.1% 320 3.3% 595 3.2% 1,415 3.2% 21,135 3.8% 733,445 4.2%

44-45 Retail trade 1,480 18.4% 1,665 17.3% 2,375 12.9% 4,900 11.1% 60,940 11.0% 2,031,665 11.6%

48-49 Transportation and warehousing 280 3.5% 345 3.6% 775 4.2% 2,075 4.7% 25,390 4.6% 827,780 4.7%

51 Information and cultural industries 195 2.4% 205 2.1% 265 1.4% 405 0.9% 10,900 2.0% 420,830 2.4%

52 Finance and insurance 310 3.9% 400 4.1% 690 3.8% 1,505 3.4% 21,120 3.8% 767,960 4.4%

53 Real estate and rental and leasing 95 1.2% 115 1.2% 265 1.4% 465 1.0% 7,445 1.3% 321,895 1.8%

54 Professional, scientific and technical services

155 1.9% 250 2.6% 370 2.0% 890 2.0% 23,520 4.2% 1,240,850 7.1%

55 Management of companies and enterprises

0 0.0% 0 0.0% 0 0.0% 45 0.1% 575 0.1% 17,460 0.1%

56 Administrative and support, waste management and remediation services

215 2.7% 260 2.7% 420 2.3% 910 2.1% 13,425 2.4% 728,330 4.1%

61 Educational services 440 5.5% 550 5.7% 980 5.3% 2,520 5.7% 43,995 7.9% 1,301,435 7.4%

62 Health care and social assistance 1,230 15.3% 1,445 15.0% 2,670 14.5% 6,000 13.5% 65,450 11.8% 1,949,650 11.1%

71 Arts, entertainment and recreation 230 2.9% 280 2.9% 435 2.4% 720 1.6% 9,825 1.8% 363,405 2.1%

72 Accommodation and food services 590 7.3% 690 7.2% 950 5.2% 2,135 4.8% 34,085 6.1% 1,130,750 6.4%

81 Other services (except public administration)

275 3.4% 390 4.0% 615 3.3% 1,540 3.5% 25,445 4.6% 807,800 4.6%

91 Public administration 505 6.3% 545 5.7% 935 5.1% 2,180 4.9% 42,335 7.6% 1,261,050 7.2%




Exhibit B.7 - Area 2011 NHS Labour Force by Occupation

Labour Force Occupation

York

ton

, C

York

ton

CA

Cen

sus

Div

isio

n N

o. 9

York

ton

- M

elvi

lle

Eco

no

mic

Reg

ion

[474

0]

Sask

atch

ewan

Can

ada

Total labour force population aged 15 years and over by occupation - National Occupational Classification (NOC) 2011

8,080 9,695 18,510 44,755 562,310 17,990,080

Occupation - not applicable 50 55 150 415 7,595 402,470

All occupations 8,035 100.0% 9,635 100% 18,355 100% 44,335 100% 554,715 100% 17,587,610 100%

0 Management occupations 870 10.8% 1,170 12.1% 3,800 20.7% 8,875 20.0% 81,235 14.6% 1,963,600 11.2%

1 Business, finance and administration occupations

1,185 14.7% 1,445 15.0% 2,205 12.0% 4,930 11.1% 80,645 14.5% 2,902,045 16.5%

2 Natural and applied sciences and related occupations

215 2.7% 285 3.0% 415 2.3% 985 2.2% 26,280 4.7% 1,237,775 7.0%

3 Health occupations 750 9.3% 880 9.1% 1,575 8.6% 3,380 7.6% 38,800 7.0% 1,107,200 6.3%

4 Occupations in education, law and social, community and government services

825 10.3% 925 9.6% 1,540 8.4% 3,775 8.5% 62,310 11.2% 2,064,675 11.7%

5 Occupations in art, culture, recreation and sport

155 1.9% 180 1.9% 315 1.7% 575 1.3% 10,000 1.8% 503,415 2.9%

6 Sales and service occupations 2,260 28.1% 2,640 27.4% 4,095 22.3% 9,030 20.4% 118,755 21.4% 4,068,170 23.1%

7 Trades, transport and equipment operators and related occupations

1,300 16.2% 1,585 16.5% 2,905 15.8% 8,320 18.8% 94,870 17.1% 2,537,775 14.4%

8 Natural resources, agriculture and related production occupations

205 2.6% 245 2.5% 1,075 5.9% 3,295 7.4% 26,390 4.8% 397,930 2.3%

9 Occupations in manufacturing and utilities

270 3.4% 290 3.0% 435 2.4% 1,170 2.6% 15,445 2.8% 805,040 4.6%




Exhibit B.8 - Area 2011 NHS Labour Force Participation, Employment, Unemployment

Labour Force Activity Yorkton, C Yorkton CA

Census Division

No. 9



Total population aged 15 years and over by labour force status

12,610 14,700 28,675 68,105 812,505 27,259,525

In the labour force 8,085 9,695 18,510 44,750 562,310 17,990,080

Employed 7,670 9,200 17,475 42,465 529,100 16,595,035

Unemployed 405 490 1,030 2,280 33,210 1,395,045

Not in the labour force

4,530 5,010 10,165 23,355 250,190 9,269,445

Participation rate 64.1 66.0 64.6 65.7 69.2 66.0

Employment rate 60.8 62.6 60.9 62.4 65.1 60.9

Unemployment rate 5.0 5.1 5.6 5.1 5.9 7.8




Exhibit B.9 - Area 2010 - 2014 LFS Annual Labour Force Participation, Employment, Unemployment Region Year

Canada 2010 2011 2012 2013 2014

Population 27,573,600 27,913,300 28,283,300 28,647,200 28,980,600

Labour force 18,450,500 18,619,600 18,809,500 19,037,800 19,124,500

Employment 16,964,300 17,221,000 17,438,000 17,691,100 17,802,200

Unemployment 1,486,300 1,398,500 1,371,600 1,346,700 1,322,300

Not in labour force 9,123,100 9,293,700 9,473,800 9,609,400 9,856,200

Unemployment Rate 8.1% 7.5% 7.3% 7.1% 6.9%

Participation Rate 66.9% 66.7% 66.5% 66.5% 66.0%

Employment Rate 61.5% 61.7% 61.7% 61.8% 61.4%

Saskatchewan 2010 2011 2012 2013 2014

Population 799,900 812,000 826,300 839,500 852,200

Labour force 560,400 563,400 575,700 589,500 593,700

Employment 531,000 535,800 548,400 565,300 570,900

Unemployment 29,400 27,600 27,300 24,100 22,800

Not in labour force 239,500 248,500 250,500 250,000 258,500



Employment Rate 66.4% 66.0% 66.4% 67.3% 67.0%

Yorkton - Melville ER 2010 2011 2012 2013 2014

Population 65,500 65,400 64,800 64,100 63,300

Labour force 43,800 43,500 42,200 41,400 41,200

Employment 41,900 41,700 40,100 39,300 39,500

Unemployment 1,900 1,800 2,000 2,100 1,700

Not in labour force 21,700 21,900 22,600 22,700 22,100



Employment Rate 64.0% 63.8% 61.9% 61.3% 62.4%

Source: Statistics Canada Labour Force Survey (LFS) - CANSIM Tables 282-0123 & 282-0129



Exhibit B.10 - Area 2014 LFS Annual Labour Force Participation, Employment, Unemployment Rates 2014 Unemployment Rate 2014 Participation Rate 2014 Employment Rate


Exhibit B.11 - Area 2001 - 2014 LFS Annual Labour Force Unemployment Rates


6.9%

3.8%4.1%

0%

1%

2%

3%

4%

5%

6%

7%

8%

Statistics Canada Labour Force Survey Annual -

Unemployment Rate - 2014

66

.0% 6

9.7

%

65

.1%

50%

55%

60%

65%

70%

75%


Participation Rate - 2014

61

.4%

67

.0%

62

.4%

50%

55%

60%

65%

70%


Employment Rate - 2014

7.2%

7.7% 7.6%

7.2%

6.8%

6.3%6.0% 6.1%

8.3%8.1%

7.5%7.3%

7.1%6.9%

5.8% 5.7% 5.6%5.3%

5.1%

4.7%

4.2%4.0%

4.9%

5.2%4.9%

4.7%

4.1%3.8%

5.7%5.4%

5.1%

4.4%

5.1%

4.1% 4.2%

3.4%

4.5%4.3%

4.1%

4.7%

5.1%

4.1%

2%

3%

4%

5%

6%

7%

8%

9%

2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014

Statistics Canada Labour Force Survey Annual - Unemployment Rate - 2001 - 2014

Canada Saskatchewan Yorkton / Melville Region



Exhibit B.12 - Area 2001 - 2014 LFS Annual Labour Force and Employment Levels


Exhibit B.13 - Area August 2015 LFS 3 Month Moving Average Labour Force Statistics

August 2015 Canada Saskatchewan Yorkton - Melville ER

Population 29,294,700 861,900 62,500

Labour force 19,639,800 612,900 39,600

Employment 18,261,200 581,000 37,500

Unemployment 1,378,500 31,900 2,200

Not in labour force 9,654,900 249,000 22,800

Unemployment Rate 7.0% 5.2% 5.6%

Participation Rate 67.0% 71.1% 63.4%

Employment Rate 62.3% 67.4% 60.0%


29

,30

0

30

,20

0

29

,30

0

31

,20

0

31

,50

0

31

,30

0

33

,30

0

32

,80

0

32

,40

0

34

,00

0

34

,30

0

32

,90

0

32

,00

0

32

,30

0

6,9

00

8,5

00

7,7

00

8,1

00

7,7

00

8,6

00

8,0

00

7,3

00

8,0

00

7,9

00

7,4

00

7,3

00

7,4

00

7,2

002,200

2,2002,000

1,800 2,100 1,7001,800

1,400 1,9001,900 1,800

2,000 2,100 1,700

0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

40,000

45,000

50,000

2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014

Statistics Canada Labour Force Survey Annual -Yorkton / Melville Region Labour force - 2001 - 2014

Full-time employment Part-time employment Unemployment

36

9,6

00

37

2,7

00

37

9,9

00

38

5,6

00

38

7,5

00

39

8,9

00

41

0,0

00

42

4,2

00

42

5,8

00

43

3,5

00

44

1,3

00

45

3,4

00

46

6,9

00

47

2,7

00

89

,00

0

95

,00

0

96

,00

0

94

,20

0

94

,30

0

92

,10

0

94

,80

0

93

,30

0

99

,90

0

97

,50

0

94

,50

0

95

,00

0

98

,50

0

98

,20

0

28,100 28,100 28,300 27,000 25,700 24,100 22,300 21,800 27,100 29,400 27,600 27,30024,100 22,800

0

100,000

200,000

300,000

400,000

500,000

600,000

700,000

2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014

Statistics Canada Labour Force Survey Annual - Saskatchewan Labour force - 2001 - 2014


12

,22

9,4

00

12

,42

2,8

00

12

,69

2,4

00

12

,96

6,6

00

13

,15

5,3

00

13

,41

6,8

00

13

,70

2,1

00

13

,85

4,7

00

13

,50

2,6

00

13

,64

7,2

00

13

,90

0,9

00

14

,13

3,2

00

14

,31

4,2

00

14

,36

9,9

00

2,70

2,90

0

2,86

8,50

0

2,96

8,40

0

2,94

8,50

0

2,96

8,20

0

2,97

9,20

0

3,06

7,20

0

3,15

5,50

0

3,22

5,00

0

3,31

7,10

0

3,32

0,20

0

3,30

4,70

0

3,37

6,90

0

3,43

2,30

0

1,161,8001,269,300

1,283,300 1,232,100 1,168,600 1,106,2001,077,200 1,112,200 1,522,800 1,486,300 1,398,500 1,371,600 1,346,700 1,322,300

0

2,000,000

4,000,000

6,000,000

8,000,000

10,000,000

12,000,000

14,000,000

16,000,000

18,000,000

20,000,000

2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014

Statistics Canada Labour Force Survey Annual - Canada Labour force - 2001 - 2014




Exhibit B.14 - Area August 2015 LFS Labour Force Participation, Employment, Unemployment Rates August 2015 Unemployment Rate August 2015 Participation Rate August 2015 Employment Rate


Exhibit B.15 - Area 2013 - 2015 LFS Moving Labour Force Unemployment Rates


7.0%

5.2%5.6%

0%

1%

2%

3%

4%

5%

6%

7%

8%

Statistics Canada Labour Force Survey - Unemployment Rate -

August 2015

67

.0%

71

.1%

63

.4%

50%

55%

60%

65%

70%

75%

Statistics Canada Labour Force Survey - Participation

Rate - August 2015

62

.3%

67

.4%

60

.0%

50%

55%

60%

65%

70%

Statistics Canada Labour Force Survey - Employment

Rate - August 2015

7.1%6.8%

6.4%6.5%6.9%

7.2%7.4%7.4%7.3%

7.1%7.1%7.2%7.0%

6.6%6.2%6.2%

6.5%6.8%

7.2%7.2%7.2%6.9%6.9%7.0%

4.5%4.1%

3.7%3.6%4.0%4.1%

4.5%4.3%4.2%

3.7%3.6%4.0%3.9%

3.7%

3.1%3.2%

3.8%

4.6%

5.1%5.1%5.0%4.8%

5.0%5.2%

4.7%4.5%

3.8%4.0%

4.4%4.6%

5.0%

5.7%5.5%

4.6%

3.2%3.4%

3.2%

3.7%3.4%

3.6%3.5%3.2%3.3%

3.0%3.0%3.0%

4.3%

5.6%

2%

3%

4%

5%

6%

7%

8%

9%

Sep

-13

Oct

-13

No

v-1

3

De

c-1

3

Jan

-14

Feb

-14

Mar

-14

Ap

r-1

4

May

-14

Jun

-14

Jul-

14

Au

g-1

4

Sep

-14

Oct

-14

No

v-1

4

De

c-1

4

Jan

-15

Feb

-15

Mar

-15

Ap

r-1

5

May

-15

Jun

-15

Jul-

15

Au

g-1

5

Statistics Canada Labour Force Survey -Unemployment Rate - September 2013 - August 2015

Canada Saskatchewan Yorkton / Melville Region



Exhibit B.16 - Area 2010 - 2015 LFS Moving Labour Force and Employment Levels


Exhibit B.17 - Yorkton Area 2011 NHS Employed Labour Force Commuting Patterns Commute Distance Total - Sex Male Female

Yorkton CY (23.5%) / Yorkton CY (25.4%) 5,780 2,485 3,295

Yorkton CY (23.5%) / Melville CY (49.8%) 90 70 20

Yorkton CY (23.5%) / Esterhazy T (31.5%) 55 60 0

Yorkton CY (23.5%) / Calgary CY (22.6%) 40 0 0

Yorkton CY (23.5%) / Theodore VL (47.2%) 35 0 0

Yorkton CY (23.5%) / Saskatoon CY (22.8%) 35 0 0

Yorkton CY (23.5%) / Regina CY (22.1%) 25 15 0

Yorkton CY (23.5%) / Orkney No. 244 RM (48.5%) 25 0 0

Yorkton CY (23.5%) / Foam Lake T (44.9%) 25 20 0

Springside T (45.3%) / Yorkton CY (25.4%) 170 65 110

Orkney No. 244 RM (41.8%) / Yorkton CY (25.4%) 715 295 425


0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

40,000

45,000

50,000Se

p-1

0

Dec

-10

Mar

-11

Jun

-11

Sep

-11

Dec

-11

Mar

-12

Jun

-12

Sep

-12

Dec

-12

Mar

-13

Jun

-13

Sep

-13

Dec

-13

Mar

-14

Jun

-14

Sep

-14

Dec

-14

Mar

-15

Jun

-15

Statistics Canada Labour Force Survey 3 Month Moving Average -Yorkton / Melville Region Labour force - September 2010 - August 2015


0

100,000

200,000

300,000

400,000

500,000

600,000

700,000

Sep

-10

Dec

-10

Mar

-11

Jun

-11

Sep

-11

Dec

-11

Mar

-12

Jun

-12

Sep

-12

Dec

-12

Mar

-13

Jun

-13

Sep

-13

Dec

-13

Mar

-14

Jun

-14

Sep

-14

Dec

-14

Mar

-15

Jun

-15

Statistics Canada Labour Force Survey 3 Month Moving Average -Saskatchewan Labour force - September 2010 - August 2015


0

5,000,000

10,000,000

15,000,000

20,000,000

25,000,000

Au

g-1

0

No

v-1

0

Feb

-11

May

-11

Au

g-1

1

No

v-1

1

Feb

-12

May

-12

Au

g-1

2

No

v-1

2

Feb

-13

May

-13

Au

g-1

3

No

v-1

3

Feb

-14

May

-14

Au

g-1

4

No

v-1

4

Feb

-15

May

-15

Au

g-1

5

Statistics Canada Labour Force Survey 3 Month Moving Average -Canada Labour force - September 2010 - August 2015




Exhibit B.18 - Area 2011 Commuting Duration Commuting Census Division No. 1 Saskatchewan Canada

Total - Commuting duration 14,420 100.0% 469,080 100.0% 15,385,935 100.0%

Less than 15 minutes 8,830 61.2% 216,580 46.2% 4,566,870 29.7%

15 to 29 minutes 2,825 19.6% 166,215 35.4% 5,085,435 33.1%

30 to 44 minutes 1,585 11.0% 50,135 10.7% 3,094,140 20.1%

45 to 59 minutes 465 3.2% 15,650 3.3% 1,270,635 8.3%

60 minutes and over 710 4.9% 20,505 4.4% 1,368,855 8.9%

Average Commuting Duration 17.8 18.5 25.4


Exhibit B.19 - Area 2011 Commuting Duration Comparisons


0.0%

10.0%

20.0%

30.0%

40.0%

50.0%

60.0%

70.0%

Less than 15minutes

15 to 29 minutes 30 to 44 minutes 45 to 59 minutes 60 minutes andover

Area Commuting Duration - 2011 NHS

Census Division No. 9 Saskatchewan Canada



Migration

Exhibit B.20 - Yorkton 2011 NHS Migration Mobility 5 Years Ago Mobility 1 Year Ago

Total - Sex Male Female Total - Sex Male Female

Total in-migrants 3,440 1,620 1,815 1,020 485 535

Intraprovincial in-migrants 1,935 880 1,055 585 280 300

Interprovincial in-migrants 1,130 575 555 350 170 185

External in-migrants 375 170 205 90 35 55

Total out-migrants 2,570 1,210 1,365 670 330 340

Intraprovincial out-migrants 1,820 865 955 435 225 210

Interprovincial out-migrants 750 345 405 230 105 125

Source: Statistics Canada, 2011 National Household Survey National Catalogue Number: 99-013-X2011027 and 99-013-X2011029

Skill Levels

Exhibit B.21 - Yorkton Workforce Skills Levels


735450

1,5601,195

635

400655

1,225

1,420

665

0

250

500

750

1,000

1,250

1,500

1,750

2,000

2,250

2,500

2,750

3,000

Skill Level AManagers

Skill Level AProfessionals

Skill Level BCollege or

ApprenticeshipTraining

Skill level C HighSchool or Job-

Specific Training

Skill level D On-the-Job Training

Yorkton Workforce Skills Levels

Male Female



Income

Exhibit B.22 - Area 2011 NHS Average and Median Family Income Before and After-Tax

Yorkton,

C Yorkton

CA

Census Division

No. 9

Yorkton - Melville

Economic Region [4740] Saskatchewan Canada

Family income in 2010 of economic families

4,310 5,120 10,060 24,410 282,355 9,254,165

Median family income $ $71,957 $72,853 $65,103 $66,905 $77,448 $76,511

Average family income $ $83,902 $84,622 $76,435 $78,661 $91,877 $94,125

Median after-tax family income $ $64,123 $65,038 $58,369 $59,475 $68,046 $67,044

Average after-tax family income $ $71,377 $71,977 $65,924 $67,440 $77,161 $78,517


Exhibit B.23 - Area 2011 NHS Average and Median Family Income Comparisons


$7

1,9

57

$6

4,1

23

$8

3,9

02

$7

1,3

77

$7

2,8

53

$6

5,0

38

$8

4,6

22

$7

1,9

77

$6

5,1

03

$5

8,3

69

$7

6,4

35

$6

5,9

24

$6

6,9

05

$5

9,4

75

$7

8,6

61

$6

7,4

40

$7

7,4

48

$6

8,0

46

$9

1,8

77

$7

7,1

61

$7

6,5

11

$6

7,0

44

$9

4,1

25

$7

8,5

17

$0

$10,000

$20,000

$30,000

$40,000

$50,000

$60,000

$70,000

$80,000

$90,000

$100,000

Median family income $ Median after-tax familyincome $

Average family income $ Average after-tax familyincome $

2010 Family Before & After-Tax Median & Average Income

Yorkton, C Yorkton CACensus Division No. 9 Yorkton - Melville Economic Region [4740]Saskatchewan Canada



Exhibit B.24 - Area 2011 NHS Family Income Distribution Before and After-Tax

Family Income Before Tax

Yo

rkto

n C

A

Sask

atch

ew

an

Can

ada

Family Income After-Tax

Yo

rkto

n C

A

Sask

atch

ew

an

Can

ada

Total - Economic family total income in 2010

5,120 282,355 9,254,160 Total - After-tax income of economic families in 2010

5,120 282,355 9,254,160

Under $5,000 85 4,335 140,070 Under $5,000 85 4,475 144,705

$5,000 to $9,999 65 3,210 106,735 $5,000 to $9,999 60 3,225 107,440

$10,000 to $14,999 55 3,715 134,880 $10,000 to $14,999 60 3,855 136,750

$15,000 to $19,999 100 5,655 175,585 $15,000 to $19,999 95 5,715 179,580

$20,000 to $29,999 335 16,565 546,575 $20,000 to $29,999 345 17,315 574,110

$30,000 to $39,999 505 23,105 743,775 $30,000 to $39,999 550 25,665 856,215

$40,000 to $49,999 440 23,195 789,065 $40,000 to $49,999 540 28,510 990,745

$50,000 to $59,999 415 22,860 780,135 $50,000 to $59,999 575 29,065 981,315

$60,000 to $79,999 840 43,605 1,450,510 $60,000 to $79,999 1,050 54,670 1,761,090

$80,000 to $99,999 870 37,705 1,232,840 $80,000 to $99,999 785 41,995 1,302,480

$100,000 and over 1,410 98,395 3,153,985 $100,000 and over 960 67,860 2,219,730

$100,000 to $124,999 545 35,885 1,130,280 $100,000 to $124,999 485 33,010 1,011,000

$125,000 to $149,999 360 24,385 739,940 $125,000 and over 470 34,850 1,208,730

$150,000 and over 500 38,120 1,283,765

Median family income $ $72,853 $77,448 $76,511 Median after-tax family income $

$65,038 $68,046 $67,044

Average family income $ $84,622 $91,877 $94,125 Average after-tax family income $

$71,977 $77,161 $78,517


Exhibit B.25 - Yorkton 2011 NHS Average and Median Family Structure Income Before and After-Tax Yorkton CA Family Income

Before Tax Total - Economic family

total income in 2010 %

Families Median family

income $ Average family

income $

Total - Economic family structure 5,120 $72,853 $84,622

Couple family 4,340 84.8% $80,484 $91,029

Lone-parent family 700 13.7% $41,380 $47,961

Other economic family 75 1.5% $38,307 $58,240

Yorkton CA Family Income After-Tax

Total - After-tax income of economic families in 2010

% Families

Median after-tax family income $

Average after-tax family income $

Total - Economic family structure 5,120 $65,038 $71,977

Couple family 4,340 84.8% $69,657 $76,942

Lone-parent family 705 13.8% $40,151 $43,319

Other economic family 75 1.5% $38,307 $53,854




Exhibit B.26 - Yorkton 2011 NHS Average and Median Family by Earners Income Before and After-Tax Yorkton CA Family Income

Before Tax Total - Economic family

total income in 2010 %

Families Median family

income $ Average family

income $

Total - Number of earners in 2010 5,120 $72,853 $84,622

No earners 835 16.3% $33,385 $39,718

1 earner 1,075 21.0% $50,439 $57,838

2 earners 2,450 47.9% $83,688 $95,829

3 or more earners 765 14.9% $119,912 $135,001

Yorkton CA Family Income After-Tax

Total - After-tax income of economic families in 2010

% Families

Median after-tax family income $

Average after-tax family income $

Total - Number of earners in 2010 5,125 $65,038 $71,977

No earners 835 16.3% $33,385 $37,049

1 earner 1,075 21.0% $46,476 $52,079

2 earners 2,455 47.9% $71,797 $79,787

3 or more earners 770 15.0% $103,095 $112,755


Exhibit B.27 - Area 2011 NHS Individual Income Distribution by Gender Yorkton CA Saskatchewan Canada

Individual Income Total -

Sex Male Female Total -

Sex Male Female Total -

Sex Male Female

Total - Total income in 2010

3,070 1,190 1,880 153,515 76,065 77,445 4,903,505 2,362,280 2,541,225

Under $5,000 225 35 185 11,050 6,270 4,780 398,905 218,880 180,025

$5,000 to $9,999 120 60 60 6,620 3,610 3,005 257,695 134,420 123,280

$10,000 to $14,999 215 80 130 10,270 4,930 5,340 453,985 213,420 240,565

$15,000 to $19,999 765 200 565 24,555 8,210 16,345 650,995 231,560 419,435

$20,000 to $29,999 520 215 300 26,125 11,130 14,995 821,080 336,205 484,875

$30,000 to $39,999 415 180 240 21,415 10,355 11,060 649,910 312,165 337,740

$40,000 to $49,999 250 130 120 15,750 8,250 7,500 492,145 246,730 245,415

$50,000 to $59,999 195 95 100 11,790 6,315 5,470 357,470 190,615 166,855

$60,000 to $79,999 210 100 110 13,990 8,635 5,360 424,480 237,990 186,490

$80,000 to $99,999 130 75 60 6,100 4,065 2,040 202,830 115,580 87,250

$100,000 and over 20 10 15 5,850 4,300 1,550 194,005 124,710 69,300

Median income $ $24,274 $29,683 $19,963 $29,182 $33,712 $25,294 $28,018 $31,348 $25,351

Average income $ $31,164 $35,712 $28,290 $37,295 $41,521 $33,144 $37,225 $40,675 $34,019




Exhibit B.28 - Area 2011 NHS After-Tax Individual Income Distribution by Gender Yorkton CA Saskatchewan Canada

Individual Income After-Tax

Total - Sex Male Female



Total - After-tax income in 2010

3,070 1,190 1,885 153,510 76,065 77,445 4,903,500 2,362,285 2,541,225

Under $5,000 225 35 190 11,175 6,365 4,810 403,295 221,155 182,145

$5,000 to $9,999 115 60 55 6,685 3,635 3,045 260,120 135,410 124,705

$10,000 to $14,999 245 110 135 10,635 5,130 5,510 464,730 218,490 246,245

$15,000 to $19,999 745 175 565 25,625 8,810 16,810 697,755 255,645 442,110

$20,000 to $29,999 655 265 390 32,325 14,155 18,175 995,180 423,905 571,280

$30,000 to $39,999 465 225 240 25,300 12,675 12,630 775,160 378,590 396,575

$40,000 to $49,999 275 140 130 17,125 9,395 7,725 513,315 269,725 243,590

$50,000 to $59,999 150 65 80 10,275 6,065 4,210 312,330 172,950 139,380

$60,000 to $79,999 185 100 90 9,485 6,290 3,190 307,015 174,655 132,360

$80,000 and over 15 0 0 4,880 3,540 1,340 174,595 111,760 62,835

Median after-tax income $

$22,345 $27,356 $19,888 $26,652 $29,918 $24,036 $25,761 $28,197 $23,917

Average after-tax income $

$27,153 $30,440 $25,076 $31,633 $34,438 $28,879 $31,497 $33,751 $29,401




Exhibit B.29 - 2011 NHS Individual Income Distribution by Gender by Region


35 60 80200 215 180

130 95 100 7510

18560

130

565

300

240

120100 110

6015

0

100

200

300

400

500

600

700

800

900

Yorkton 2010 Individual Income Levels by Gender

Male Female

6,2703,610 4,930

8,21011,130 10,355

8,2506,315

8,635

4,065 4,300

4,780

3,005

5,340

16,345

14,995

11,060

7,500

5,470

5,360

2,040 1,550

0

5,000

10,000

15,000

20,000

25,000

30,000

Saskatchewan 2010 Individual Income Levels by Gender

Male Female

218,880134,420

213,420 231,560336,205 312,165

246,730190,615

237,990

115,580 124,710

180,025

123,280

240,565

419,435

484,875

337,740

245,415

166,855

186,490

87,250 69,300

0

100,000

200,000

300,000

400,000

500,000

600,000

700,000

800,000

900,000Canada 2010 Individual Income Levels by Gender

Male Female



Exhibit B.30 - 2011 NHS After-Tax Individual Income Distribution by Gender by Region


35 60110

175265

225140

65 100

0

19055

135

565 390

240

130

8090

00

100

200

300

400

500

600

700

800

Under$5,000

$5,000to $9,999

$10,000to

$14,999

$15,000to

$19,999

$20,000to

$29,999

$30,000to

$39,999

$40,000to

$49,999

$50,000to

$59,999

$60,000to

$79,999

$80,000and over

Yorkton 2010 Individual After-Tax Income Levels by Gender

Male Female

6,3653,635 5,130

8,810

14,155 12,6759,395

6,065 6,2903,540

4,810

3,045

5,510

16,810

18,175

12,630

7,725

4,210 3,190

1,340

0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

Under$5,000

$5,000to $9,999

$10,000to

$14,999

$15,000to

$19,999

$20,000to

$29,999

$30,000to

$39,999

$40,000to

$49,999

$50,000to

$59,999

$60,000to

$79,999

$80,000and over

Saskatchewan 2010 Individual After-Tax Income Levels by Gender

Male Female

221,155135,410

218,490 255,645

423,905 378,590269,725

172,950 174,655111,760

182,145

124,705

246,245

442,110

571,280

396,575

243,590

139,380 132,360

62,835

0

200,000

400,000

600,000

800,000

1,000,000

1,200,000

Under$5,000

$5,000to

$9,999

$10,000to

$14,999

$15,000to

$19,999

$20,000to

$29,999

$30,000to

$39,999

$40,000to

$49,999

$50,000to

$59,999

$60,000to

$79,999

$80,000and over

Canada 2010 Individual After-Tax Income Levels by Gender

Male Female



Exhibit B.31 - Area 2011 NHS Average and Median Individual Income Comparisons


$2

4,2

74 $2

9,6

83

$1

9,9

63

$3

1,1

64

$3

5,7

12

$2

8,2

90

$2

9,1

82

$3

3,7

12

$2

5,2

94

$3

7,2

95

$4

1,5

21

$3

3,1

44

$2

8,0

18

$3

1,3

48

$2

5,3

51

$3

7,2

25

$4

0,6

75

$3

4,0

19

$0

$5,000

$10,000

$15,000

$20,000

$25,000

$30,000

$35,000

$40,000

$45,000

Total - Medianincome $

Male - Medianincome $

Female -Median

income $

Total - Averageincome $

Male - Averageincome $

Female -Averageincome $

2010 Individual Median and Average Income by Gender

Yorkton CA Saskatchewan Canada



Exhibit B.32 - Area 2011 NHS Average and Median After-Tax Individual Income Comparisons


$2

2,3

45 $2

7,3

56

$1

9,8

88

$2

7,1

53

$3

0,4

40

$2

5,0

76

$2

6,6

52

$2

9,9

18

$2

4,0

36

$3

1,6

33

$3

4,4

38

$2

8,8

79

$2

5,7

61

$2

8,1

97

$2

3,9

17

$3

1,4

97

$3

3,7

51

$2

9,4

01

$0

$5,000

$10,000

$15,000

$20,000

$25,000

$30,000

$35,000

$40,000

Total - Medianafter-taxincome $

Male - Medianafter-taxincome $

Female -Median after-tax income $

Total - Averageafter-taxincome $

Male - Averageafter-taxincome $

Female -Average after-tax income $

2010 Individual Median and Average After-Tax Income by Gender




Exhibit B.33 - Yorkton CA 2011 NHS Average and Median After-Tax Individual Income by Age


Exhibit B.34 - Area 2011 NHS Household Median and Average Total Income

Household Income Yorkton, C

Yorkton CA

Census Division

No. 9



Household income in 2010 of private households

6,760 7,755 15,315 36,020 409,575 13,319,255

Median household total income $

$53,344 $55,044 $46,207 $49,715 $61,703 $61,072

Average household total income $

$66,567 $68,221 $61,280 $64,008 $77,317 $79,102

Median after-tax household income $

$47,828 $49,181 $43,743 $46,160 $54,628 $54,089

Average after-tax household income $

$56,893 $58,282 $53,085 $55,129 $65,050 $66,149


$2

4,2

74

$3

1,1

64

$2

2,3

45 $2

7,1

53

$1

5,0

21

$1

8,5

28

$1

5,0

21

$1

6,4

80

$3

3,6

74 $3

9,0

88

$3

0,3

21

$3

2,8

41

$3

0,9

07 $

36

,80

4

$2

8,0

69

$3

0,6

94

$1

8,6

96 $

24

,32

4

$1

8,6

92

$2

2,9

54

$0

$5,000

$10,000

$15,000

$20,000

$25,000

$30,000

$35,000

$40,000

$45,000

Median income $ Average income $ Median after-taxincome $

Average after-taxincome $

Yorkton CA 2010 Individual Median and Average Income by Age

Total - Age groups 15 to 24 years 25 to 44 years 45 to 64 years 65 and over



Exhibit B.35 - Area 2011 NHS Household Total Income Distribution

Household Income Yorkton, C

Yorkton CA

Census Division

No. 9


[4740] Saskatchewan Canada Household total income in 2010 of private households 6,760 7,755 15,315 36,020 409,575 13,319,255

Under $5,000 155 165 405 1,050 10,255 361,615

$5,000 to $9,999 140 145 330 725 7,110 265,090

$10,000 to $14,999 245 245 490 900 10,770 447,540

$15,000 to $19,999 760 825 2,025 4,240 26,425 694,405

$20,000 to $29,999 670 730 1,635 4,105 36,770 1,193,925

$30,000 to $39,999 725 845 1,660 3,805 38,910 1,271,675

$40,000 to $49,999 550 655 1,530 3,385 36,000 1,206,800

$50,000 to $59,999 535 625 1,120 2,520 33,020 1,102,120

$60,000 to $79,999 860 1,025 1,920 4,910 57,220 1,865,280

$80,000 to $99,999 880 1,020 1,780 3,705 44,980 1,458,240

$100,000 to $124,999 480 555 960 2,520 40,505 1,260,770

$125,000 to $149,999 310 395 640 1,865 26,620 802,555

$150,000 and over 440 530 825 2,305 40,990 1,389,240 Median household total income $ $53,344 $55,044 $46,207 $49,715 $61,703 $61,072

Average household total income $ $66,567 $68,221 $61,280 $64,008 $77,317 $79,102


Exhibit B.36 - Area 2011 NHS Household After-Tax Total Income Distribution

Household Income After-Tax Yorkton, C

Yorkton CA

Census Division

No. 9


[4740] Saskatchewan Canada After-tax income of households in 2010 of private households 6,760 7,755 15,315 36,020 409,575 13,319,255

Under $5,000 160 170 410 1,060 10,505 370,285

$5,000 to $9,999 135 145 325 730 7,170 267,880

$10,000 to $14,999 270 280 535 995 11,145 456,275

$15,000 to $19,999 740 800 1,995 4,230 27,150 728,385

$20,000 to $29,999 755 845 1,855 4,565 42,130 1,360,815

$30,000 to $39,999 825 945 1,855 4,125 44,775 1,494,520

$40,000 to $49,999 685 800 1,700 3,765 43,125 1,442,790

$50,000 to $59,999 610 695 1,360 3,420 38,785 1,278,415

$60,000 to $79,999 1,040 1,250 2,375 5,425 65,155 2,092,915

$80,000 to $99,999 705 805 1,325 3,255 46,585 1,437,320

$100,000 and over 825 1,020 1,590 4,450 73,045 2,389,655

$100,000 to $124,999 410 520 840 2,395 35,530 1,088,175

$125,000 and over 415 500 755 2,070 37,515 1,301,475 Median after-tax household income $ $47,828 $49,181 $43,743 $46,160 $54,628 $54,089

Average after-tax household income $ $56,893 $58,282 $53,085 $55,129 $65,050 $66,149




Exhibit B.37 - Area 2011 NHS Household Median and Average Total Income Comparisons


$5

3,3

44

$6

6,5

67

$4

7,8

28 $5

6,8

93

$5

5,0

44

$6

8,2

21

$4

9,1

81 $5

8,2

82

$4

6,2

07

$6

1,2

80

$4

3,7

43

$5

3,0

85

$4

9,7

15

$6

4,0

08

$4

6,1

60 $5

5,1

29

$6

1,7

03

$7

7,3

17

$5

4,6

28 $6

5,0

50

$6

1,0

72

$7

9,1

02

$5

4,0

89 $

66

,14

9

$30,000

$40,000

$50,000

$60,000

$70,000

$80,000

$90,000



$






Saskatchewan Canada



Exhibit B.38 - Area 2011 NHS Household Income Distribution by Region


0

100

200

300

400

500

600

700

800

900

1,000

Un

de

r $

5,0

00

$5

,00

0 t

o $

9,9

99

$1

0,0

00

to

$1

4,9

99

$1

5,0

00

to

$1

9,9

99

$2

0,0

00

to

$2

9,9

99

$3

0,0

00

to

$3

9,9

99

$4

0,0

00

to

$4

9,9

99

$5

0,0

00

to

$5

9,9

99

$6

0,0

00

to

$7

9,9

99

$8

0,0

00

to

$9

9,9

99

$1

00

,00

0 t

o $

12

4,9

99

$1

25

,00

0 t

o $

14

9,9

99

$1

50

,00

0 a

nd

ove

r

Yorkton Total 2010 Household Income Distribution - 2011 NHS

Yorkton, C

0

200

400

600

800

1,000

1,200

Un

de

r $

5,0

00

$5

,00

0 t

o $

9,9

99

$1

0,0

00

to

$1

4,9

99

$1

5,0

00

to

$1

9,9

99

$2

0,0

00

to

$2

9,9

99

$3

0,0

00

to

$3

9,9

99

$4

0,0

00

to

$4

9,9

99

$5

0,0

00

to

$5

9,9

99

$6

0,0

00

to

$7

9,9

99

$8

0,0

00

to

$9

9,9

99

$1

00

,00

0 t

o $

12

4,9

99

$1

25

,00

0 t

o $

14

9,9

99

$1

50

,00

0 a

nd

ove

r

Yorkton CA Total 2010 Household Income Distribution - 2011 NHS

Yorkton CA

0

500

1,000

1,500

2,000

2,500

Un

de

r $

5,0

00

$5

,00

0 t

o $

9,9

99

$1

0,0

00

to

$1

4,9

99

$1

5,0

00

to

$1

9,9

99

$2

0,0

00

to

$2

9,9

99

$3

0,0

00

to

$3

9,9

99

$4

0,0

00

to

$4

9,9

99

$5

0,0

00

to

$5

9,9

99

$6

0,0

00

to

$7

9,9

99

$8

0,0

00

to

$9

9,9

99

$1

00

,00

0 t

o $

12

4,9

99

$1

25

,00

0 t

o $

14

9,9

99

$1

50

,00

0 a

nd

ove

r

Census Division No. 9 Total 2010 Household Income Distribution - 2011 NHS


0

1,000

2,000

3,000

4,000

5,000

6,000

Un

de

r $

5,0

00

$5

,00

0 t

o $

9,9

99

$1

0,0

00

to

$1

4,9

99

$1

5,0

00

to

$1

9,9

99

$2

0,0

00

to

$2

9,9

99

$3

0,0

00

to

$3

9,9

99

$4

0,0

00

to

$4

9,9

99

$5

0,0

00

to

$5

9,9

99

$6

0,0

00

to

$7

9,9

99

$8

0,0

00

to

$9

9,9

99

$1

00

,00

0 t

o $

12

4,9

99

$1

25

,00

0 t

o $

14

9,9

99

$1

50

,00

0 a

nd

ove

r

YMER 4740 Total 2010 Household Income Distribution - 2011 NHS


0

10,000

20,000

30,000

40,000

50,000

60,000

70,000

Un

de

r $

5,0

00

$5

,00

0 t

o $

9,9

99

$1

0,0

00

to

$1

4,9

99

$1

5,0

00

to

$1

9,9

99

$2

0,0

00

to

$2

9,9

99

$3

0,0

00

to

$3

9,9

99

$4

0,0

00

to

$4

9,9

99

$5

0,0

00

to

$5

9,9

99

$6

0,0

00

to

$7

9,9

99

$8

0,0

00

to

$9

9,9

99

$1

00

,00

0 t

o $

12

4,9

99

$1

25

,00

0 t

o $

14

9,9

99

$1

50

,00

0 a

nd

ove

r

Saskatchewan Total 2010 Household Income Distribution - 2011 NHS

Saskatchewan

0

200,000

400,000

600,000

800,000

1,000,000

1,200,000

1,400,000

1,600,000

1,800,000

2,000,000

Un

de

r $

5,0

00

$5

,00

0 t

o $

9,9

99

$1

0,0

00

to

$1

4,9

99

$1

5,0

00

to

$1

9,9

99

$2

0,0

00

to

$2

9,9

99

$3

0,0

00

to

$3

9,9

99

$4

0,0

00

to

$4

9,9

99

$5

0,0

00

to

$5

9,9

99

$6

0,0

00

to

$7

9,9

99

$8

0,0

00

to

$9

9,9

99

$1

00

,00

0 t

o $

12

4,9

99

$1

25

,00

0 t

o $

14

9,9

99

$1

50

,00

0 a

nd

ove

r

Canada Total 2010 Household Income Distribution - 2011 NHS

Canada



Exhibit B.39 - Area 2011 NHS After-Tax Household Income Distribution by Region


0

200

400

600

800

1,000

1,200

Un

de

r $

5,0

00

$5

,00

0 t

o $

9,9

99

$1

0,0

00

to

$1

4,9

99

$1

5,0

00

to

$1

9,9

99

$2

0,0

00

to

$2

9,9

99

$3

0,0

00

to

$3

9,9

99

$4

0,0

00

to

$4

9,9

99

$5

0,0

00

to

$5

9,9

99

$6

0,0

00

to

$7

9,9

99

$8

0,0

00

to

$9

9,9

99

$1

00

,00

0 a

nd

ove

r

Yorkton Total 2010 After-Tax Household Income Distribution - 2011 NHS

Yorkton, C

0

200

400

600

800

1,000

1,200

1,400

Un

de

r $

5,0

00

$5

,00

0 t

o $

9,9

99

$1

0,0

00

to

$1

4,9

99

$1

5,0

00

to

$1

9,9

99

$2

0,0

00

to

$2

9,9

99

$3

0,0

00

to

$3

9,9

99

$4

0,0

00

to

$4

9,9

99

$5

0,0

00

to

$5

9,9

99

$6

0,0

00

to

$7

9,9

99

$8

0,0

00

to

$9

9,9

99

$1

00

,00

0 a

nd

ove

r

Yorkton CA Total 2010 After-Tax Household Income Distribution - 2011 NHS

Yorkton CA

0

500

1,000

1,500

2,000

2,500

Un

de

r $

5,0

00

$5

,00

0 t

o $

9,9

99

$1

0,0

00

to

$1

4,9

99

$1

5,0

00

to

$1

9,9

99

$2

0,0

00

to

$2

9,9

99

$3

0,0

00

to

$3

9,9

99

$4

0,0

00

to

$4

9,9

99

$5

0,0

00

to

$5

9,9

99

$6

0,0

00

to

$7

9,9

99

$8

0,0

00

to

$9

9,9

99

$1

00

,00

0 a

nd

ove

r

Census Division No. 9 Total 2010 After-Tax Household Income Distribution - 2011 NHS


0

1,000

2,000

3,000

4,000

5,000

6,000

Un

de

r $

5,0

00

$5

,00

0 t

o $

9,9

99

$1

0,0

00

to

$1

4,9

99

$1

5,0

00

to

$1

9,9

99

$2

0,0

00

to

$2

9,9

99

$3

0,0

00

to

$3

9,9

99

$4

0,0

00

to

$4

9,9

99

$5

0,0

00

to

$5

9,9

99

$6

0,0

00

to

$7

9,9

99

$8

0,0

00

to

$9

9,9

99

$1

00

,00

0 a

nd

ove

r

YMER 4740 Total 2010 After-Tax Household Income Distribution - 2011 NHS


0

10,000

20,000

30,000

40,000

50,000

60,000

70,000

80,000

Un

de

r $

5,0

00

$5

,00

0 t

o $

9,9

99

$1

0,0

00

to

$1

4,9

99

$1

5,0

00

to

$1

9,9

99

$2

0,0

00

to

$2

9,9

99

$3

0,0

00

to

$3

9,9

99

$4

0,0

00

to

$4

9,9

99

$5

0,0

00

to

$5

9,9

99

$6

0,0

00

to

$7

9,9

99

$8

0,0

00

to

$9

9,9

99

$1

00

,00

0 a

nd

ove

r

Saskatchewan Total 2010 After-Tax Household Income Distribution - 2011 NHS

Saskatchewan

0

500,000

1,000,000

1,500,000

2,000,000

2,500,000

3,000,000

Un

de

r $

5,0

00

$5

,00

0 t

o $

9,9

99

$1

0,0

00

to

$1

4,9

99

$1

5,0

00

to

$1

9,9

99

$2

0,0

00

to

$2

9,9

99

$3

0,0

00

to

$3

9,9

99

$4

0,0

00

to

$4

9,9

99

$5

0,0

00

to

$5

9,9

99

$6

0,0

00

to

$7

9,9

99

$8

0,0

00

to

$9

9,9

99

$1

00

,00

0 a

nd

ove

r

Canada Total 2010 After-Tax Household Income Distribution - 2011 NHS

Canada



Employment Growth

Exhibit B.40 - Yorkton CA New Employment Forecast by 2016, 2021, and 2025


2011 5 YR 2021-

2016 4 YR 2025-

2021 14 YR 2025-2011 Total

Employment Forecast Change 575 611 516 1,701

Yorkton CA 2011 2016 f 2021 f 2025 f

Labour Force Trend Modelling 9,695 10,294 10,929 11,466

Employed Trend Modelling 9,200 9,775 10,385 10,901

Unemployed Trend Modelling 490 533 581 622




Exhibit B.41 - Yorkton CA Labour Market and Employment Forecast by 2016, 2021, and 2025


8,600 9,140

9,695 10,294

10,929 11,466

8,150 8,630

9,200 9,775

10,385 10,901

445 510 490 533 581 622

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

2001 2006 2011 2016 f 2021 f 2025 f



43 47 41

575 611

516

599 636

537

0

100

200

300

400

500

600

700

5 YR 2016-2011 5 YR 2021-2016 4 YR 2025-2021


Unemployed Trend Modelling Employed Trend Modelling Labour Force Trend Modelling



Exhibit B.42 - Yorkton + R.M. of Orkney + Springside + Ebenezer Employment Forecast by 2016, 2021, and 2025


6,8407,305

7,670

8,232

8,8349,348

9551,010

1,1351,107

1,0801,058

245230

270305

346382

6570

95101

108113

0

2,000

4,000

6,000

8,000

10,000

12,000

2001 2006 2011 2016f 2021f 2025f

Yorkton CA → Yorkton + R.M. of Orkney No. 244 + Springside + Ebenezer Employment Growth Model 2011 to 2025




Population Growth

Exhibit B.43 - Yorkton CA Population Growth Trends

Yorkton CA

Source Census

Population Source Saskatchewan

Health Pop Source Saskatchewan

Health Pop

2001 Population 17,554 2001 Population 18,710 2004 Population 18,804



5 Year Trend Annual Growth

0.90% 5 Year Trend Annual Growth


1.60%

5YR Trend 2016f 19,075 5YR Trend 2016f 21,519 5YR Trend 2016f 21,560






1.06%




Source: Preferred Choice analysis of information from Statistics Canada: 2001, 2006, and 2011 Census data and Saskatchewan Ministry of Health 2001-2014 Covered Population data

Exhibit B.44 - Yorkton Population Growth Trends

City of Yorkton

Source Census

Population Source Saskatchewan

Health Pop Source Saskatchewan

Health Pop







1.74%







1.11%




Source: Preferred Choice analysis of information from Statistics Canada: 2001, 2006, and 2011 Census data and Saskatchewan Ministry of Health 2001-2014 Covered Population data



Exhibit B.45 - Yorkton CA Population Forecast by 2016, 2021, and 2025


21,560

23,336

24,862

18,710 18,587

20,023

21,332

22,483

23,448

17,554 17,438

18,238

19,075

19,950 20,679

15,000

16,000

17,000

18,000

19,000

20,000

21,000

22,000

23,000

24,000

25,000

26,000

2001 2006 2011 2016 f 2021 f 2025 f





837 875 729

3,094

1,151 965

3,322

1,776

1,526

0

250

500

750

1,000

1,250

1,500

1,750

2,000

2,250

2,500

2,750

3,000

3,250

3,500

5 YR 2016-2011 5 YR 2021-2016 4 YR 2025-2021







Exhibit B.46 - Yorkton + R.M. of Orkney + Springside + Ebenezer Population Forecast by 2016, 2021, and 2025


16,898 17,00618,471

19,62220,736

21,672

1,017 797649

747719

698

617 599687

729776

815

178 185

216232

250265

0

5,000

10,000

15,000

20,000

25,000

2001 2006 2011 2016f 2021f 2025f





Appendix C: Housing Information

Housing Market Information

Exhibit C.1 - Area Census 2001, 2006, and NHS 2011 Occupied Private Dwellings

Private Dwellings Occupied by Usual

Residents Average Population Per Occupied

Dwelling

2001 2006 2011 2001 2006 2011

Canada 11,562,975 12,437,470 13,319,250 2.6 2.5 2.5

Saskatchewan 379,680 387,145 409,570 2.6 2.5 2.5


36,865 35,360 36,020 2.4 2.3 2.4

Census Division No. 9 15,625 15,160 15,315 2.4 2.3 2.3

Yorkton CA 7,310 7,495 7,755 2.4 2.3 2.4

Yorkton 6,395 6,540 6,760 2.4 2.3 2.3

R.M. of Orkney No. 244 610 665 706 2.8 2.6 2.6

Springside 220 220 229 2.4 2.2 2.3

Ebenezer 55 60 68 2.7 2.3 2.6

Source: Statistics Canada: 2001, 2006, and 2011 Census data and 2011 National Household Survey Data National Catalogue Numbers: 99-014-X2011016 and 99-014-X2011015

Exhibit C.2 - Area 2011 NHS Housing Tenure

Region Yorkton,

C Yorkton

CA Census

Division No. 9



Total number of private households by tenure

6,760 7,755 15,315 36,020 409,570 13,319,250

Owner 4,610 5,545 11,870 28,065 297,235 9,185,845

Renter 2,145 2,210 3,060 6,310 100,995 4,078,225

Band housing 0 0 390 1,655 11,345 55,180




Exhibit C.3 - Area 2011 NHS Housing Tenure Comparisons


Exhibit C.4 - Area 2011 NHS Housing Condition

Region Yorkton, C

Yorkton CA

Census Division

No. 9



Total number of occupied private dwellings by condition of dwelling

6,760 7,755 15,320 36,025 409,570 13,319,250

Only regular maintenance or minor repairs needed

6,275 7,175 13,470 31,005 365,805 12,337,050

Major repairs needed 485 580 1,855 5,020 43,765 982,200


4,610 5,54511,870 28,065

297,235 9,185,845

2,145 2,210 3,060 6,310 100,995 4,078,225

390 1,655 11,345 55,180

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%


Yorkton - MelvilleEconomic Region

[4740]

Saskatchewan Canada

Housing Tenure - 2011 NHS

Owner Renter Band housing



Exhibit C.5 - Area 2011 NHS Housing Household Size Yorkton CA Saskatchewan Canada

Total - Household size 7,755 100% 409,575 100% 13,319,250 100%

1 person 2,380 30.7% 114,600 28.0% 3,662,805 27.5%

2 persons 2,840 36.6% 146,265 35.7% 4,536,170 34.1%

3 persons 960 12.4% 57,605 14.1% 2,086,205 15.7%

4 persons 1,030 13.3% 53,465 13.1% 1,927,225 14.5%

5 or more persons 550 7.1% 37,635 9.2% 1,106,845 8.3%

Number of persons in private households 17,970 1,008,760 32,852,325

Average number of persons per private household

2.3 2.5 2.5


Exhibit C.6 - Area 2011 NHS Housing Tenure by Household Size Total - Housing tenure Owner Renter Band housing

Region

Yo

rkto

n C

A

Sask

atch

ew

an

Can

ada

Yo

rkto

n C

A

Sask

atch

ew

an

Can

ada

Yo

rkto

n C

A

Sask

atch

ew

an

Can

ada

Yo

rkto

n C

A

Sask

atch

ew

an

Can

ada

Total - Household size

7,755 409,575 13,319,250 5,545 297,235 9,185,845 2,215 100,995 4,078,225 0 11,345 55,180

1 person 2,380 114,600 3,662,800 1,200 65,905 1,815,135 1,175 47,100 1,838,675 0 1,595 8,990

2 persons 2,840 146,265 4,536,175 2,345 118,055 3,334,770 495 26,500 1,191,925 0 1,710 9,480

3 persons 960 57,610 2,086,205 740 43,690 1,554,130 220 12,240 523,320 0 1,685 8,760

4 persons 1,030 53,465 1,927,225 875 43,760 1,596,610 155 8,010 322,360 0 1,695 8,255

5 or more persons

550 37,630 1,106,845 380 25,820 885,200 165 7,145 201,950 0 4,665 19,700

Number of persons in private households

17,970 1,008,760 32,852,320 13,580 750,185 24,425,415 4,390 210,535 8,210,445 0 48,040 216,465


2.3 2.5 2.5 2.4 2.5 2.7 2.0 2.1 2.0 0 4.2 3.9




Exhibit C.7 - Yorkton 2011 NHS Housing Tenure by Household Size


Exhibit C.8 - Yorkton 2011 NHS Housing Household Size by Number of Rooms

Tota

l - N

um

be

r o

f

roo

ms

1 t

o 2

ro

om

s

3 r

oo

ms

4 r

oo

ms

5 r

oo

ms

6 r

oo

ms

7 r

oo

ms

8 r

oo

ms

9 r

oo

ms

10

or

mo

re

roo

ms

Ave

rage

nu

mb

er

of

roo

ms

Total - Household size 7,755 285 510 955 1,100 1,200 990 875 625 1,230 6.7

1 person 2,380 210 380 535 385 375 180 100 80 135 5.1

2 persons 2,845 30 95 320 415 415 485 355 280 455 7.0

3 persons 960 0 0 65 120 195 155 185 50 175 7.3

4 persons 1,030 0 0 20 130 120 105 155 125 315 8.0

5 or more persons 545 0 0 20 55 95 60 80 90 155 8.3

Number of persons in private households

17,970 445 695 1,540 2,370 2,825 2,350 2,400 1,735 3,620 ...


2.3 1.6 1.4 1.6 2.2 2.4 2.4 2.7 2.8 2.9 ...


2,3801,200

1,175

0

2,840

2,345

495

0

960740

220

0

1,030 875155

0

550 380 165

00%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%


Yorkton CA Housing Tenure by Household Size - 2011 NHS

1 person 2 persons 3 persons 4 persons 5 or more persons



Exhibit C.9 - Area 2011 NHS Housing by Number of Bedrooms

Yorkton, C

Yorkton CA

Census Division

No. 9



Total number of occupied private dwellings by number of bedrooms

6,760 7,755 15,320 36,025 409,575 13,319,250

0 to 1 bedroom 885 950 1,695 3,455 43,765 1,948,220

2 bedrooms 1,635 1,785 3,685 7,945 89,450 3,334,910

3 bedrooms 2,295 2,680 5,665 13,230 143,620 4,740,660

4 or more bedrooms 1,945 2,340 4,280 11,390 132,735 3,295,465


Exhibit C.10 - Area 2011 NHS Housing by Number of Bedrooms Comparisons


885 950 1,695 3,455 43,765 1,948,220

1,635 1,785 3,685 7,945 89,4503,334,910

2,295 2,680 5,66513,230 143,620

4,740,660

1,945 2,340 4,280 11,390 132,7353,295,465

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Yorkton, C Yorkton CA CensusDivision No. 9

Yorkton -Melville


Saskatchewan Canada

Area Occupied Housing by Number of Bedrooms - 2011 NHS




Exhibit C.11 - Area 2011 NHS Housing Tenure by Number of Bedrooms Total - Housing tenure Owner Renter Band housing

Region Y

ork

ton

CA

Sask

atch

ew

an

Can

ada

Yo

rkto

n C

A

Sask

atch

ew

an

Can

ada

Yo

rkto

n C

A

Sask

atch

ew

an

Can

ada

Yo

rkto

n C

A

Sask

atch

ew

an

Can

ada

Total - Number of bedrooms

7,755 409,575 13,319,250 5,545 297,235 9,185,845 2,215 100,995 4,078,225 0 11,345 55,180

0 to 1 bedroom

945 43,770 1,948,215 145 8,260 403,530 805 34,975 1,541,505 0 530 3,185

2 bedrooms

1,785 89,450 3,334,910 955 51,605 1,768,845 830 35,330 1,554,505 0 2,515 11,555

3 bedrooms

2,680 143,615 4,740,660 2,245 116,430 3,960,280 440 22,615 757,060 0 4,570 23,320

4 or more bedrooms

2,345 132,740 3,295,465 2,205 120,940 3,053,190 135 8,070 225,160 0 3,725 17,120


Exhibit C.12 - Yorkton 2011 NHS Housing Tenure by Number of Bedrooms


945145

805

0

1,785

955

830

0

2,680

2,245

440

0

2,3452,205

135

00%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%


Yorkton CA Housing Tenure by Number of Bedrooms - 2011 NHS




Exhibit C.13 - Area 2011 NHS Housing Tenure by Number of Bedrooms Comparisons


945 43,770 1,948,215

1,785 89,4503,334,910

2,680143,615

4,740,660

2,345 132,7403,295,465

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%


Total Housing Tenure by Number of Bedrooms - 2011 NHS

0 to 1 bedroom 2 bedrooms

3 bedrooms 4 or more bedrooms

145 8,260 403,530

955 51,6051,768,845

2,245 116,4303,960,280

2,205 120,9403,053,190

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%


Owner Housing Tenure by Number of Bedrooms - 2011 NHS



805 34,975 1,541,505

83035,330

1,554,505

44022,615

757,060

135 8,070 225,160

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%


Renter Housing Tenure by Number of Bedrooms - 2011 NHS



0 530 3,1850

2,515 11,555

0

4,570 23,320

0

3,725 17,120

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%


Band Housing Tenure by Number of Bedrooms - 2011 NHS





Exhibit C.14 - Yorkton 2011 NHS Housing Household Size by Number of Bedrooms

Total - Number

of bedrooms 0 to 1

bedroom 2

bedrooms 3

bedrooms 4 or more bedrooms

Total - Household size 7,755 950 1,785 2,680 2,340

1 person 2,380 700 910 510 260

2 persons 2,845 185 605 1,195 855

3 persons 960 0 160 410 385

4 persons 1,030 65 90 400 475

5 or more persons 545 0 25 160 370

Number of persons in private households 17,970 1,325 3,075 6,660 6,910


2.3 1.4 1.7 2.5 3.0


Exhibit C.15 - Area 2011 Census Housing Type

Region

Yo

rkto

n, C

R.M

. of

Ork

ne

y

No

. 24

4

Spri

ngs

ide

, T

Ebe

ne

zer,

V

Yo

rkto

n C

A

Ce

nsu

s D

ivis

ion

No

. 9

Yo

rkto

n -

Me

lvill

e

Eco

no

mic

Re

gio

n

[47

40

]

Sask

atch

ew

an

Can

ada

Total number of occupied private dwellings by structural type of dwelling

6,760 705 230 70 7,765 15,320 36,010 409,645 13,320,615

Single-detached house 4,830 630 210 55 5,725 12,245 30,445 303,250 7,329,150

Apartment, building that has five or more storeys

0 0 0 0 0 0 0 10,830 1,234,770

Movable dwelling 95 70 5 10 190 780 1,350 8,805 183,510

Other dwelling 1,830 5 15 0 1,845 2,290 4,210 86,755 4,573,185

Semi-detached house 220 5 0 0 225 360 850 11,945 646,245

Row house 215 0 0 0 215 335 790 14,370 791,600

Apartment, duplex 55 0 0 0 55 70 200 7,090 704,485

Apartment, building that has fewer than five storeys

1,335 0 10 0 1,345 1,500 2,300 52,655 2,397,550

Other single-attached house 5 0 0 0 5 25 75 700 33,310

Source: Statistics Canada, 2011 Census Data National Catalogue Numbers: 998-314-XCB2011006, 98-314-XCB2011015, and 98-314-XCB2011009



Exhibit C.16 - Area 2011 NHS Housing Type by Housing Tenure Region Yorkton CA Saskatchewan Canada

Tota

l - H

ou

sin

g

ten

ure

Ow

ne

r

Re

nte

r

Ban

d h

ou

sin

g

Tota

l - H

ou

sin

g

ten

ure

Ow

ne

r

Re

nte

r

Ban

d h

ou

sin

g

Tota

l - H

ou

sin

g

ten

ure

Ow

ne

r

Re

nte

r

Ban

d h

ou

sin

g

Total - Structural type of dwelling

7,755 5,545 2,215 0 409,575 297,235 100,995 11,345 13,319,250 9,185,845 4,078,225 55,180

Single-detached house

5,750 5,085 660 0 303,235 263,680 29,190 10,370 7,327,785 6,732,800 547,090 47,895


0 0 0 0 10,920 1,765 9,150 0 1,234,715 358,740 875,965 10

Movable dwelling 160 155 0 0 8,395 6,860 1,150 390 183,790 155,705 25,640 2,450

Other dwelling 1,840 305 1,535 0 87,025 24,935 61,510 580 4,572,955 1,938,600 2,629,535 4,825

Semi-detached house

210 100 110 0 12,270 4,235 7,735 300 662,015 504,225 156,210 1,580

Row house 240 45 195 0 14,690 6,095 8,385 210 799,795 520,830 276,870 2,100

Apartment, duplex 50 0 45 0 6,830 2,790 4,030 10 688,150 347,440 340,295 410


1,345 155 1,185 0 52,615 11,455 41,100 65 2,391,160 550,760 1,839,745 660

Other single-attached house

0 0 0 0 625 365 255 0 31,845 15,355 16,405 80




Exhibit C.17 - Yorkton 2011 Census Housing Type by Tenure and Number of Bedrooms

Total - Housing tenure Owner Renter Band

housing

Tota

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um

be

r o

f

be

dro

om

s

0 t

o 1

be

dro

om

2 b

ed

roo

ms

3 b

ed

roo

ms

4 o

r m

ore

bed

roo

ms

Tota

l - N

um

be

r o

f

be

dro

om

s

0 t

o 1

be

dro

om

2 b

ed

roo

ms

3 b

ed

roo

ms

4 o

r m

ore

bed

roo

ms

Tota

l - N

um

be

r o

f

be

dro

om

s

0 t

o 1

be

dro

om

2 b

ed

roo

ms

3 b

ed

roo

ms

4 o

r m

ore

bed

roo

ms

Tota

l - N

um

be

r o

f

be

dro

om

s


7,755 945 1,785 2,680 2,345 5,545 145 955 2,245 2,205 2,215 805 830 440 135 0


5,750 145 1,015 2,275 2,310 5,085 130 745 2,035 2,180 660 20 275 240 130 0


0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Movable dwelling

160 0 35 125 0 155 0 30 115 0 0 0 0 0 0 0

Other dwelling

1,840 800 735 280 25 305 15 180 90 20 1,535 790 555 185 0 0

Semi-detached house

210 80 45 60 30 100 0 35 40 20 110 80 0 20 0 0

Row house

240 95 70 65 0 45 0 0 30 0 195 95 55 35 0 0

Apartment, duplex

50 0 0 0 0 0 0 0 0 0 45 0 0 0 0 0


1,345 595 605 135 0 155 10 130 0 0 1,185 585 475 125 0 0


0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0




Exhibit C.18 - Yorkton 2011 Census Rental Housing Type by Number of Bedrooms


20 80 95

585

27555

475

240

2035

125

130

0

200

400

600

800

1,000

1,200

Single-detachedhouse

Semi-detachedhouse

Row house Apartment, buildingthat has fewer than

five storeys

Yorkton CA Rental Housing Type by Number of Bedrooms - 2011 NHS




Exhibit C.19 - Area 2011 NHS Housing Period of Construction Overview

Region Yorkton, C

Yorkton CA

Census Division

No. 9


[4740] Saskat-chewan Canada

Total number of occupied private dwellings by period of construction

6,760 7,755 15,320 36,020 409,570 13,319,255

1960 or before 1,850 2,130 4,730 12,135 108,390 3,273,105

1961 to 1980 2,915 3,205 6,150 14,030 154,185 4,152,715

1981 to 1990 965 1,165 2,315 5,230 68,215 2,112,110

1991 to 2000 420 490 960 2,170 32,570 1,707,880

2001 to 2005 270 315 450 920 18,505 1,031,020

2006 to 2011 330 445 720 1,540 27,705 1,042,430


Exhibit C.20 - Area 2011 NHS Housing Period of Construction Region Yorkton CA Saskatchewan Canada

Total - Period of construction 7,755 409,575 13,319,250

1920 or before 390 21,625 782,015

1921 to 1945 450 27,855 734,125

1946 to 1960 1,290 58,915 1,756,965

1961 to 1970 1,730 64,645 1,757,155

1971 to 1980 1,475 89,540 2,395,555

1981 to 1990 1,170 68,220 2,112,115

1991 to 1995 180 13,890 874,850

1996 to 2000 310 18,680 833,025

2001 to 2005 315 18,505 1,031,020

2006 to 2011 440 27,705 1,042,425




Exhibit C.21 - Yorkton 2011 NHS Housing Period of Construction by Housing Type


Exhibit C.22 - Yorkton 2011 NHS Housing Average Annual Dwelling Period of Construction

Source: Prepared by Preferred Choice based on Statistics Canada, 2011 National Household Survey National Catalogue Number: 99-014-X2011026 and data from the City of Yorkton and CMHC Starts and Completions Survey

0

500

1,000

1,500

2,000

1920 orbefore

1921 to1945

1946 to1960

1961 to1970

1971 to1980

1981 to1990

1991 to1995

1996 to2000

2001 to2005

2006 to2011

Yorkton CA Housing Type - 2011 NHS



Apartment, duplex

Row house

Semi-detached house

Movable dwelling



5,750

160210240501,345

0500

1,0001,5002,0002,5003,0003,5004,0004,5005,0005,5006,0006,5007,0007,5008,0008,500

Total - Period of construction

Yorkton CA Housing Type - 2011 NHS



Apartment, duplex

Row house

Semi-detached house

Movable dwelling



0

20

40

60

80

100

120

140

160

180

200

1920 orbefore

Ave

1921 to1945Ave

1946 to1960Ave

1961 to1970Ave

1971 to1980Ave

1981 to1990Ave

1991 to1995Ave

1996 to2000Ave

2001 to2006Ave

2006 to2011Ave

2011 to2014

Ave Est

Yorkton CA Housing Average Annual Dwelling Construction - based on 2011 NHS Data, City of Yorkton & CMHC Data



Exhibit C.23 - Yorkton CA 2011 NHS Housing Period of Construction by Household Size

Total - Household

size 1

person 2

persons 3

persons 4

persons

5 or more

persons

Number of persons in

private households

Average number of

persons per private

household

Total - Period of construction

7,755 2,380 2,840 960 1,030 550 17,970 2.3

1920 or before 390 135 135 70 45 10 830 2.1

1921 to 1945 450 145 200 50 35 0 940 2.1

1946 to 1960 1,290 415 495 155 150 75 2,910 2.3

1961 to 1970 1,730 545 585 240 230 130 4,050 2.3

1971 to 1980 1,475 515 515 175 165 105 3,275 2.2

1981 to 1990 1,170 310 465 95 215 85 2,850 2.4

1991 to 1995 180 0 85 0 25 0 410 2.3

1996 to 2000 310 130 80 0 40 35 715 2.3

2001 to 2005 315 120 120 25 40 0 670 2.1

2006 to 2011 440 0 170 125 70 60 1,320 3.0


Exhibit C.24 - Yorkton CA 2011 NHS Housing Period of Construction by Number of Bedrooms

Total - Number of

bedrooms 0 to 1

bedroom 2

bedrooms 3

bedrooms 4 or more bedrooms

Total - Period of construction 7,755 945 1,785 2,680 2,345

1920 or before 390 60 60 110 155

1921 to 1945 450 90 140 180 40

1946 to 1960 1,290 110 380 545 260

1961 to 1970 1,730 185 390 600 555

1971 to 1980 1,475 245 250 495 475

1981 to 1990 1,170 115 235 400 415

1991 to 1995 180 0 90 30 50

1996 to 2000 310 15 115 80 100

2001 to 2005 315 65 100 65 90

2006 to 2011 440 50 20 165 210




Exhibit C.25 - Area 2011 NHS Household Median and Average Dwelling Value

Yorkton, C

Yorkton CA

Census Division

No. 9




4,605 5,385 10,300 23,800 273,345 9,013,410

Median value of dwellings ($)

$200,169 $200,125 $150,364 $141,067 $250,347 $280,552

Average value of dwellings ($)

$227,573 $230,353 $184,261 $167,971 $267,006 $345,182


Exhibit C.26 - Area 2011 NHS Household Median and Average Dwelling Value


$2

00

,16

9

$2

27

,57

3

$2

00

,12

5

$2

30

,35

3

$1

50

,36

4

$1

84

,26

1

$1

41

,06

7

$1

67

,97

1

$2

50

,34

7

$2

67

,00

6

$2

80

,55

2

$3

45

,18

2

$75,000

$100,000

$125,000

$150,000

$175,000

$200,000

$225,000

$250,000

$275,000

$300,000

$325,000

$350,000

Median value of dwellings ($) Average value of dwellings ($)

Area Total Household Median and Average Dwelling Value - 2011 NHS



Saskatchewan Canada



Exhibit C.27 - Area 2011 NHS Household Value of Dwelling Yorkton CA Saskatchewan Canada

Total - Value of dwelling 5,380 273,345 9,013,405

Under $100,000 620 35,720 654,265

$100,000 to $149,999 770 21,965 664,020

$150,000 to $199,999 1,120 32,730 1,075,580

$200,000 to $249,999 850 37,235 1,164,900

$250,000 to $299,999 835 40,705 1,087,920

$300,000 to $349,999 405 33,960 937,715

$350,000 to $399,999 330 25,445 779,585

$400,000 to $499,999 275 26,585 1,041,495

$500,000 to $749,999 95 14,510 1,048,285

$750,000 to $999,999 40 2,950 323,770

$1,000,000 or more 50 1,540 235,875

Average value of dwelling $ $230,353 $267,006 $345,182

Median value of dwelling $ $200,125 $250,347 $280,552




Exhibit C.28 - Yorkton CA, Saskatchewan, and Canada 2011 NHS Household Value of Dwelling Distribution


620

770

1,120

850 835

405330

275

9540 50

0

200

400

600

800

1,000

1,200

Yorkton CA Total Household Dwelling Value Distribution - 2011 NHS

Yorkton CA

35

,72

0

21

,96

5

32

,73

0

37

,23

5

40

,70

5

33

,96

0

25

,44

5

26

,58

5

14

,51

0

2,9

50

1,5

40

0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

40,000

45,000

Saskatchewan Total Household Dwelling Value Distribution - 2011 NHS

Saskatchewan

65

4,2

65

66

4,0

20

1,0

75

,58

0

1,1

64

,90

0

1,0

87

,92

0

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7,7

15

77

9,5

85 1,0

41

,49

5

1,0

48

,28

5

32

3,7

70 2

35

,87

5

0

200,000

400,000

600,000

800,000

1,000,000

1,200,000

1,400,000Canada Total Household Dwelling Value Distribution - 2011 NHS

Canada



Exhibit C.29 - Area 2011 NHS Household Value of Dwelling by Type of Dwelling Yorkton CA Saskatchewan Canada

Total -

Value of dwelling

Average value of dwelling

$

Median value of dwelling

$

Total - Value of dwelling


$


$



$


$


5,380 $230,353 $200,125 273,345 $267,006 $250,347 9,013,405 $345,182 $280,552


4,935 $237,599 $200,345 240,585 $272,015 $250,563 6,572,730 $352,827 $290,043


0 $0 $0 1,760 $273,643 $239,662 358,225 $344,979 $299,273

Movable dwelling

150 $67,077 $40,179 6,145 $103,333 $79,978 146,805 $118,423 $80,239

Other dwelling

305 $192,430 $176,668 24,855 $258,495 $250,045 1,935,645 $336,456 $280,292

Semi-detached house

95 $220,198 $250,256 4,205 $283,210 $250,477 503,050 $318,137 $275,914

Row house

45 $237,451 $224,552 6,065 $270,905 $258,340 520,425 $314,231 $280,546

Apartment, duplex

0 $0 $0 2,770 $276,954 $276,284 346,620 $441,390 $350,096


160 $158,088 $100,213 11,455 $240,059 $219,600 550,340 $308,576 $250,622


0 $0 $0 360 $204,576 $189,585 15,215 $320,217 $250,299




Exhibit C.30 - Area 2011 NHS Household Value of Dwelling by Presence of Mortgage Yorkton CA Saskatchewan Canada

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5,380 2,685 2,700 273,345 145,250 128,095 9,013,405 5,286,070 3,727,340

Under $100,000 620 180 440 35,720 10,795 24,930 654,265 287,375 366,890

$100,000 to $149,999

770 405 365 21,965 10,565 11,400 664,020 375,295 288,725

$150,000 to $199,999

1,120 690 430 32,730 18,250 14,480 1,075,580 648,790 426,785

$200,000 to $249,999

850 395 455 37,235 21,840 15,395 1,164,900 726,000 438,895

$250,000 to $299,999

835 370 470 40,705 23,710 16,995 1,087,920 670,110 417,810

$300,000 to $349,999

405 180 225 33,960 19,610 14,345 937,715 585,110 352,605

$350,000 to $399,999

330 190 145 25,445 14,890 10,555 779,585 485,145 294,445

$400,000 to $499,999

275 190 85 26,585 15,390 11,195 1,041,495 636,115 405,375

$500,000 to $749,999

95 55 40 14,510 7,915 6,600 1,048,285 600,085 448,200

$750,000 to $999,999

40 20 0 2,950 1,615 1,340 323,770 165,800 157,975

$1,000,000 or more

50 0 40 1,540 675 860 235,875 106,235 129,645

Average value of dwelling $

$230,353 $232,640 $228,083 $267,006 $283,306 $248,523 $345,182 $340,138 $352,334

Median value of dwelling $

$200,125 $200,088 $200,148 $250,347 $259,639 $229,822 $280,552 $288,896 $279,100




Exhibit C.31 - Area 2011 NHS Household Type by Presence of Mortgage Yorkton CA Saskatchewan Canada

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5,380 2,685 2,700 273,345 145,250 128,095 9,013,405 5,286,070 3,727,340

Single-detached house 4,935 2,515 2,420 240,585 127,495 113,085 6,572,730 3,714,340 2,858,395


0 0 0 1,760 665 1,100 358,225 199,510 158,715

Movable dwelling 150 20 130 6,145 2,945 3,200 146,805 77,280 69,520

Other dwelling 305 145 150 24,855 14,145 10,710 1,935,645 1,294,945 640,705

Semi-detached house 95 20 75 4,205 2,435 1,770 503,050 341,255 161,795

Row house 45 25 20 6,065 3,960 2,110 520,425 372,095 148,330

Apartment, duplex 0 0 0 2,770 1,875 905 346,620 221,340 125,280


160 100 55 11,455 5,785 5,670 550,340 351,665 198,675

Other single-attached house 0 0 0 360 100 260 15,215 8,585 6,625


Exhibit C.32 - Area 2011 NHS Housing Suitability by Housing Tenure

Yorkton, C

Yorkton CA

Census Division

No. 9



Total number of private households by housing suitability

6,755 7,755 15,315 36,015 409,575 13,319,250

Suitable 6,510 7,445 14,740 34,840 388,855 12,525,660

Not suitable 245 305 575 1,170 20,720 793,585




Exhibit C.33 - Area 2011 NHS Housing Suitability by Housing Tenure Total - Housing tenure Owner Renter Band housing

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Total - Housing suitability

7,755 409,575 13,319,250 5,545 297,230 9,185,845 2,210 100,995 4,078,225 0 11,345 55,180

Suitable 7,445 388,855 12,525,665 5,385 289,860 8,837,555 2,060 91,235 3,646,830 0 7,760 41,275

Not suitable 305 20,720 793,590 155 7,375 348,290 150 9,760 431,395 0 3,585 13,900

One bedroom shortfall

200 14,725 605,610 95 5,450 263,740 110 7,370 333,960 0 1,905 7,910

Two bedroom shortfall

100 4,155 139,290 65 1,485 61,410 0 1,730 74,350 0 935 3,530

Three or more bedroom shortfall

0 1,840 48,690 0 435 23,140 0 660 23,085 0 740 2,460


Exhibit C.34 - Yorkton 2011 NHS Household Primary Maintainer Age Distribution by Housing Tenure Total - Housing tenure Owner Renter Band housing

Total - Age groups of primary household maintainer

7,755 5,540 2,215 0

Under 25 years 265 65 205 0

25 to 29 years 615 270 340 0

30 to 34 years 610 370 240 0

35 to 39 years 575 410 165 0

40 to 44 years 590 485 105 0

45 to 49 years 650 520 135 0

50 to 54 years 715 555 165 0

55 to 59 years 755 595 160 0

60 to 64 years 630 560 65 0

65 to 69 years 485 375 110 0

70 to 74 years 535 430 105 0

75 years and over 1,340 915 420 0




Exhibit C.35 - Area 2011 NHS Housing by Number of Household Maintainers

Region Yorkton, C

Yorkton CA

Census Division

No. 9



Total number of private households by number of household maintainers

6,755 7,755 15,315 36,015 409,575 13,319,250

1 household maintainer 4,270 4,720 9,840 23,350 249,820 7,981,845

2 household maintainers 2,455 2,965 5,260 12,305 152,600 5,059,390

3 or more household maintainers

40 65 215 355 7,155 278,010


Exhibit C.36 - Area 2011 NHS Housing by Number of Household Maintainers Comparisons


4,270 4,720 9,840 23,350 249,820 7,981,845

2,455 2,965 5,260 12,305 152,600 5,059,390

40 65 215 355 7,155 278,010

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Yorkton, C Yorkton CA CensusDivision No. 9

Yorkton -Melville


Saskatchewan Canada

Private Households by Number of Maintainers - 2011 NHS

1 household maintainer 2 household maintainers 3 or more household maintainers



Household and Family Structure

Exhibit C.37 - Area 2011 Census Family Type

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Total number of census families in private households

4,335 590 165 50 5,135 10,140 24,435 285,375 9,389,700

Total couple families by family structure and number of children

3,640 550 150 45 4,385 8,755 21,265 238,550 7,861,855

Married couples 3,130 490 135 35 3,785 7,555 18,315 202,765 6,293,950

Without children at home 1,715 260 75 20 2,075 4,405 10,755 102,740 2,891,215

With children at home 1,410 225 55 15 1,710 3,150 7,560 100,030 3,402,735

Common-law couples 510 60 15 10 595 1,200 2,950 35,780 1,567,910

Without children at home 290 40 15 5 345 685 1,590 19,585 861,350

With children at home 220 20 5 5 250 510 1,360 16,200 706,555

Total lone-parent families by sex of parent and number of children

695 40 15 10 755 1,385 3,165 46,825 1,527,845

Female parent 575 25 10 5 615 1,060 2,360 36,215 1,200,295

Male parent 125 10 5 5 140 330 805 10,605 327,545




Exhibit C.38 - Yorkton and Area 2011 Census Family Type Comparisons


72

.2%

11

.8%

13

.3%

2.9

%

83

.1%

10

.2%

4.2

%

1.7

%

81

.8%

9.1

%

6.1

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3.0

%

70

.0%

20

.0%

10

.0%

10

.0%

73

.7%

11

.6%

12

.0%

2.7

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74

.5%

11

.8%

10

.5%

3.3

%

75

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12

.1%

9.7

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3.3

%

71

.1%

12

.5%

12

.7%

3.7

%

67

.0%

16

.7%

12

.8%

3.5

%

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

Married couples Common-law couples Female parent Male parent

Area Total Family Type - 2011 Census

Yorkton, C R.M. of Orkney No. 244

Springside, T Ebenezer, V

Yorkton CA Census Division No. 9

Regina - Moose Mountain ER [4710] Saskatchewan

Canada

3,785

595 615

140

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

Married couples Common-law couples Female parent Male parent

Yorkton CA Total Family Type - 2011 Census

Yorkton CA



Exhibit C.39 - Area 2011 Census Families Children by Age

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Total children in census families in private households

4,220 545 145 55 4,965 9,300 23,060 308,835 9,971,320

Under six years of age 1,100 110 40 20 1,275 2,360 5,845 79,470 2,217,355

6 to 14 years 1,540 220 65 20 1,855 3,465 8,865 112,695 3,322,875

15 to 17 years 500 85 10 10 600 1,205 3,150 39,820 1,240,565

18 to 24 years 800 100 15 0 920 1,515 3,595 54,525 2,062,245

25 years and over 280 30 10 0 320 755 1,615 22,335 1,128,280

Average number of children at home per census family

1.0 0.9 0.9 1.1 1.0 0.9 0.9 1.1 1.1




Exhibit C.40 - Yorkton and Area 2011 Census Families Children by Age Comparisons


26

.1%

36

.5%

11

.8%

19

.0%

6.6

%

20

.2%

40

.4%

15

.6%

18

.3%

5.5

%

27

.6%

44

.8%

6.9

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.3%

6.9

%

36

.4%

36

.4%

18

.2%

0.0

%

0.0

%

25

.7%

37

.4%

12

.1%

18

.5%

6.4

%

25

.4%

37

.3%

13

.0% 16

.3%

8.1

%

25

.3%

38

.4%

13

.7%

15

.6%

7.0

%

25

.7%

36

.5%

12

.9% 1

7.7

%

7.2

%

22

.2%

33

.3%

12

.4%

20

.7%

11

.3%

0%

5%

10%

15%

20%

25%

30%

35%

40%

45%

50%

Under 6 years ofage

6 to 14 years 15 to 17 years 18 to 24 years 25 years and over

Area Children in Family Households by Age - 2011 Census

Yorkton, C R.M. of Orkney No. 244Springside, T Ebenezer, VYorkton CA Census Division No. 9Regina - Moose Mountain ER [4710] SaskatchewanCanada

1,275

1,855

600

920

320

0

200

400

600

800

1,000

1,200

1,400

1,600

1,800

2,000

Under 6 years ofage

6 to 14 years 15 to 17 years 18 to 24 years 25 years and over

Yorkton CA Children in Family Households by Age - 2011 Census

Yorkton CA



Exhibit C.41 - Area 2011 NHS Housing Household Type Yorkton CA Saskatchewan Canada

Total - Household type 7,755 409,575 13,319,250

Census-family households 5,080 277,650 9,110,430

One-family-only households 4,780 256,020 8,273,405

Couple-family households 4,180 223,245 7,103,940

Without children 2,330 115,005 3,403,165

With children 1,850 108,235 3,700,775

Lone-parent-family households 600 32,775 1,169,465

Other family households 305 21,635 837,025

One-family households with persons not in a census family

260 14,645 576,255

Couple-family households 140 8,995 395,235

Without children 60 4,260 143,910

With children 75 4,735 251,325

Lone-parent-family households 125 5,650 181,015

Two-or-more-family households 45 6,990 260,775

Non-census-family households 2,670 131,925 4,208,820

One-person households 2,380 114,600 3,662,800

Two-or-more-person households 295 17,320 546,020


Exhibit C.42 - Yorkton 2011 NHS Housing Household Type by Housing Tenure Total - Housing tenure Owner Renter Band housing

Total - Household type 7,755 5,545 2,210 0

Census-family households 5,080 4,220 865 0

One-family-only households 4,780 4,010 765 0

Couple-family households 4,180 3,620 560 0

Without children 2,330 2,040 280 0

With children 1,850 1,575 275 0

Lone-parent-family households 600 390 210 0

Other family households 305 205 95 0


260 170 90 0

Couple-family households 140 100 30 0

Without children 60 40 10 0

With children 75 60 0 0

Lone-parent-family households 125 65 55 0

Two-or-more-family households 45 35 0 0

Non-census-family households 2,670 1,325 1,345 0

One-person households 2,380 1,205 1,175 0

Two-or-more-person households 295 125 170 0




Exhibit C.43 - Yorkton 2011 NHS Housing Household Type by Housing Tenure


2,380

600

2,330

1,850

60 75 45

295

0

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1,000

1,500

2,000

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Yorkton CA Household Type Distribution - 2011 NHS

Yorkton CA

1,205

390

2,040

1,575

40 60 35125

0

500

1,000

1,500

2,000

2,500

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Yorkton CA Owner Household Type Distribution - 2011 NHS

Yorkton CA

1,175

210280 275

10 0 0 1700

200

400

600

800

1,000

1,200

1,400

On

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Yorkton CA Renter Household Type Distribution - 2011 NHS

Yorkton CA



Exhibit C.44 - Yorkton 2011 NHS Housing Household Type by Household Size

Total -

Household size

1 person

2 persons

3 persons

4 persons

5 or more

persons

Number of persons in

private households

Average number of

persons per

private household

Total - Household type 7,755 2,380 2,845 960 1,030 545 17,970 2.3

Census-family households

5,080 0 2,605 900 1,025 550 14,945 2.9

One-family-only households

4,780 0 2,610 790 935 445 13,720 2.9

Couple-family households

4,180 0 2,325 665 825 360 11,850 2.8

Without children 2,330 0 2,325 0 0 0 4,655 2.0

With children 1,850 0 0 665 825 360 7,195 3.9

Lone-parent-family households

600 0 280 125 110 85 1,870 3.1

Other family households

305 0 0 110 90 105 1,225 4.0


260 0 0 110 75 75 1,020 3.9

Couple-family households

140 0 0 40 35 55 565 4.2

Without children 60 0 0 40 0 0 185 3.2

With children 75 0 0 0 0 60 380 4.8

Lone-parent-family households

125 0 0 70 0 0 450 3.6

Two-or-more-family households

45 0 0 0 0 30 205 4.7

Non-census-family households

2,670 2,380 235 60 0 0 3,030 1.1

One-person households 2,380 2,380 0 0 0 0 2,380 1.0

Two-or-more-person households

295 0 235 60 0 0 645 2.2




Housing Sales Information

Exhibit C.45 - Canadian Real Estate Association Annual MLS® Average Prices 2000 - 2014


$166,089

$164,624

$151,713

$148,296

$132,717

$122,975

$106,501

$76,103

$78,271

$83,121

$67,315

$69,572

$77,101$64,330

$60,380

$298,360

$288,698$274,268

$258,429$242,258

$232,882

$224,586

$174,405

$132,078$122,765

$110,824$104,995

$101,297$98,310

$94,047

$408,068

$382,466$363,740

$363,353

$339,030$320,333

$303,596$305,822

$276,008

$248,257

$225,581$207,111

$188,138$171,858

$164,091

$0

$50,000

$100,000

$150,000

$200,000

$250,000

$300,000

$350,000

$400,000

$450,000

201420132012201120102009200820072006200520042003200220012000



0.9

8.5

2.3

11.7

7.9

15.5

40.1

-2.9

-5.8

23.5

-3.2

-9.8

19.9

6.5 3.35.36.16.7

4.04.1

28.8

32.0

7.6

10.8

5.63.73.0

4.5 6.75.1

0.1

7.25.85.0

-0.7

10.811.210.19.39.79.5

4.8

-10.0

-5.0

0.0

5.0

10.0

15.0

20.0

25.0

30.0

35.0

40.0

45.0

14/1313/1212/1111/1010/0909/0808/0707/0606/0505/0404/0303/0202/0101/00

Average Residential MLS® Sales Price % Change 2000 - 2014




Exhibit C.46 - Yorkton MLS® Sales Data 2000 - 2014


Exhibit C.47 - Canadian Real Estate Association Annual MLS® Statistical Survey plus Yorkton Housing Sales Data

Year 2014 2013 2012 2011 2010

Sales Values and Volume

Average Value

# Units Average

Value # Units

Average Value

# Units Average

Value # Units

Average Value

# Units

Yorkton District

$166,089 630 $164,624 707 $151,713 788 $148,296 688 $132,717 618

Sask-atchewan

$298,360 13,868 $288,698 13,535 $274,268 13,950 $258,429 11,989 $242,258 10,872

CANADA $408,068 481,162 $382,466 457,893 $363,740 453,372 $363,353 456,749 $339,030 447,010


$166,089

$164,624$151,713

$148,296

$132,717

$122,975

$106,501

$76,103

$78,271$83,121

$67,315$69,572

$77,101

$64,330

$60,380

$50,000

$75,000

$100,000

$125,000

$150,000

$175,000

201420132012201120102009200820072006200520042003200220012000


Yorkton District

$104,636,027

$116,389,398$119,549,791

$102,027,397

$82,018,964

$72,063,088

$59,960,000

$41,959,000

$25,516,000

$21,861,000

$17,502,000

$15,862,416

$19,492,000

$14,539,000

$12,740,000$0

$20,000,000

$40,000,000

$60,000,000

$80,000,000

$100,000,000

$120,000,000

$140,000,000

201420132012201120102009200820072006200520042003200220012000

Residential MLS® Sales Dollar Volume 2000 - 2014

Yorkton District

630

707

788

688

618586

563552

326

263260228

252226211

100

200

300

400

500

600

700

800

900

201420132012201120102009200820072006200520042003200220012000

Residential MLS® Sales Units Volume 2000 - 2014

Yorkton District



Housing Affordability Indicators

Exhibit C.48 - The 2011 Canada Before-Tax LICO Thresholds (1992 base)

Family size Rural area

Urban area by population size

Under 30,000 30,000 to

99,999 100,000 - 499,999

500,000 or more

1 person 16,038 18,246 19,941 20,065 23,298

2 persons 19,966 22,714 24,824 24,978 29,004

3 persons 24,545 27,924 30,517 30,707 35,657

4 persons 29,802 33,905 37,053 37,283 43,292

5 persons 33,800 38,454 42,025 42,285 49,102

6 persons 38,122 43,370 47,398 47,692 55,378

7 or more persons 42,443 48,285 52,770 53,097 61,656



Exhibit C.49 - The 2011 Canada After-Tax LICO Thresholds (1992 base)

Family size Rural area

Urban area by population size

Under 30,000 30,000 to

99,999 100,000 - 499,999

500,000 or more

1 person 12,629 14,454 16,124 16,328 19,307

2 persons 15,371 17,592 19,625 19,872 23,498

3 persons 19,141 21,905 24,437 24,745 29,260

4 persons 23,879 27,329 30,487 30,871 36,504

5 persons 27,192 31,120 34,717 35,154 41,567

6 persons 30,156 34,513 38,502 38,986 46,099

7 or more persons 33,121 37,906 42,286 42,819 50,631



Exhibit C.50 - The 2011 Canada LIM Thresholds

Household size Market income

Threshold After-tax income

Threshold Total income

Threshold

1 person $19,841 $19,930 $22,720

2 persons $28,059 $28,185 $32,131

3 persons $34,366 $34,520 $39,352

4 persons $39,682 $39,860 $45,440

5 persons $44,366 $44,565 $50,803

6 persons $48,600 $48,818 $55,652

7 persons $52,494 $52,730 $60,111

8 persons $56,119 $56,371 $64,262

9 persons $59,523 $59,790 $68,160

10 persons $62,743 $63,024 $71,847

Note: Low income measure (LIM)




Exhibit C.51 - The 2002 - 2011 Saskatchewan MBM Thresholds for Reference Family MBM Region 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011

Rural $30,097 $30,226 $30,373 $30,389 $30,860 $30,774 $31,721 $33,428 $33,449 $34,328

Less than 30,000

$31,086 $31,193 $31,313 $31,308 $31,763 $31,672 $32,639 $34,395 $34,448 $35,330

30,000 to 99,999

$28,211 $28,461 $28,680 $28,494 $29,190 $29,046 $29,918 $32,036 $31,865 $33,029

Saskatoon $30,959 $30,899 $30,873 $30,569 $31,300 $30,828 $31,437 $33,709 $33,888 $34,897

Regina $30,118 $29,966 $29,966 $29,837 $30,571 $30,538 $31,365 $32,973 $32,801 $33,667



Exhibit C.52 - The 2002 - 2011 Rural Saskatchewan MBM Thresholds by Components for Reference Family

2002 2003 2004 2005 2006 2007 2008 2009 2010 2011

Total threshold

$30,097 $30,226 $30,373 $30,389 $30,860 $30,774 $31,721 $33,428 $33,449 $34,328

Food $8,091 $8,302 $8,280 $8,055 $8,207 $8,342 $8,987 $9,955 $9,633 $10,212

Clothing $2,664 $2,596 $2,554 $2,518 $2,439 $2,322 $2,192 $2,202 $2,178 $2,132

Transpor-tation

$5,200 $5,032 $5,112 $5,260 $5,030 $5,037 $5,091 $4,730 $4,990 $4,904

Shelter $6,850 $6,903 $6,947 $6,993 $7,060 $6,993 $7,164 $7,520 $7,745 $7,776

Other expenses

$7,292 $7,393 $7,481 $7,564 $8,125 $8,081 $8,286 $9,021 $8,902 $9,303





Exhibit C.53 - Area 2011 NHS Low Income Status

Yorkton, C

Yorkton CA

Census Division

No. 9



Population in private households for income status

15,285 17,970 33,275 76,340 952,135 32,386,170

Less than 18 years 3,130 3,840 6,610 15,395 214,220 6,726,315

Less than 6 years 1,060 1,265 2,090 4,720 71,370 2,181,280

18 to 64 years 9,120 10,850 19,350 44,565 599,035 21,141,920

65 years and over 3,035 3,275 7,310 16,365 138,880 4,517,930

In low income in 2010 based on after-tax low-income measure (LIM-AT)

2,660 3,010 6,615 13,635 133,060 4,812,120

Less than 18 years 535 705 1,435 2,965 38,035 1,162,785

Less than 6 years 170 210 390 910 14,755 394,595

18 to 64 years 1,355 1,505 3,220 6,635 72,660 3,044,390

65 years and over 770 800 1,965 4,035 22,365 604,940

Prevalence of low income in 2010 based on after-tax low-income measure %

17.4 16.8 19.9 17.9 14.0 14.9

Less than 18 years % 17.1 18.4 21.7 19.3 17.8 17.3

Less than 6 years % 16.0 16.6 18.7 19.3 20.7 18.1

18 to 64 years % 14.9 13.9 16.6 14.9 12.1 14.4

65 years and over % 25.4 24.4 26.9 24.7 16.1 13.4


Exhibit C.54 - Area 2011 NHS Households Tenure by Owners Mortgage and Subsidized Tenants Yorkton CA Saskatchewan Canada

Total - Housing tenure including presence of mortgage and subsidized housing

7,590 100.0% 372,760 100.0% 13,073,790 100.0%

Owner 5,385 70.9% 273,345 73.3% 9,013,410 68.9%

With mortgage 2,680 35.3% 145,250 39.0% 5,286,070 40.4%

Without mortgage 2,700 35.6% 128,095 34.4% 3,727,340 28.5%

Renter 2,205 29.1% 99,410 26.7% 4,060,385 31.1%

Subsidized housing 460 6.1% 23,420 6.3% 557,435 4.3%

Not subsidized housing 1,745 23.0% 75,990 20.4% 3,502,950 26.8%




Exhibit C.55 - Area 2011 NHS Households Tenure by Owners Mortgage and Subsidized Tenants


2,680 145,250 5,286,070

2,700128,095 3,727,340

46023,420

557,435

1,745 75,9903,502,950

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%


Area Total Household Owner and Renter Financial Position - 2011 NHS

Owner with Mortgage Owner without Mortgage

Renter Subsidized Housing Renter Not Subsidized Housing

2,680 145,2505,286,070

2,700 128,0953,727,340

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%


Area Total Household Owner Financial Position - 2011 NHS

Owner with Mortgage Owner without Mortgage

460 23,420557,435

1,745 75,9903,502,950

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%


Area Total Household Renter Financial Position - 2011 NHS

Renter Subsidized Housing Renter Not Subsidized Housing



Exhibit C.56 - Area 2011 NHS Housing Affordability

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Total number of owner and tenant households with household total income greater than zero, in non-farm, non-reserve private dwellings by shelter-cost-to-income ratio

6,720 7,555 13,265 29,875 371,735 13,049,255


5,015 5,755 10,460 24,885 296,080 9,763,275


1,705 1,800 2,805 4,995 75,655 3,285,980

Spending 30% to less than 100% of household total income on shelter costs

1,470 1,555 2,400 4,140 63,100 2,699,045


Exhibit C.57 - Area 2011 NHS Housing Affordability


5,015 5,755 10,460 24,885 296,080 9,763,275

1,705 1,800 2,805 4,995 75,655 3,285,980

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%


Yorkton -Melville


Saskatchewan Canada

Housing Affordability - 2011 NHS





Exhibit C.58 - Area 2011 NHS Housing Owner Affordability

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4,605 5,385 10,300 23,800 273,345 9,013,410

% of owner households with a mortgage 50.6% 49.9% 41.8% 39.0% 53.1% 58.6%

% of owner households spending 30% or more of household total income on shelter costs

18.3% 17.3% 15.4% 12.0% 12.9% 18.5%

Median monthly shelter costs for owned dwellings ($) $675 $635 $510 $475 $751 $978

Average monthly shelter costs for owned dwellings ($) $833 $831 $688 $654 $943 $1,141


Exhibit C.59 - Area 2011 NHS Housing Owner Average and Median Shelter Costs Comparisons


$675

$833

$635

$831

$510

$688

$475

$654

$751

$943$978

$1,141

$400

$500

$600

$700

$800

$900

$1,000

$1,100

$1,200

Median monthly shelter costs for owneddwellings ($)

Average monthly shelter costs for owneddwellings ($)

Area Total 2010 Household Median and Average Monthly Owned Shelter Costs - 2011 NHS



Saskatchewan Canada



Exhibit C.60 - Area 2011 NHS Housing Tenant Affordability

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Number of tenant households in non-farm, non-reserve private dwellings

2,150 2,205 3,020 6,155 99,410 4,060,385

% of tenant households in subsidized housing 19.8% 20.9% 26.0% 33.6% 23.6% 13.7%

% of tenant households spending 30% or more of household total income on shelter costs

40.5% 39.7% 40.8% 34.9% 41.0% 40.1%

Median monthly shelter costs for rented dwellings ($)

$703 $703 $652 $583 $793 $784

Average monthly shelter costs for rented dwellings ($)

$740 $737 $688 $619 $837 $848


Exhibit C.61 - Area 2011 NHS Rented Housing Tenant Average and Median Shelter Costs Comparisons


$703

$740

$703

$737

$652

$688

$583

$619

$793

$837

$784

$848

$500

$550

$600

$650

$700

$750

$800

$850

$900

Median monthly shelter costs for renteddwellings ($)

Average monthly shelter costs for renteddwellings ($)

Area Total 2010 Household Median and Average Monthly Rented Shelter Costs - 2011 NHS



Saskatchewan Canada



Exhibit C.62 - Area 2011 NHS Housing Affordability by Housing Tenure

Tenure Region Total - Shelter-cost-to-income

ratio

Spending less than 30% of

household total income on shelter

costs

Spending 30% or more of

household total income on shelter

costs

Spending 30% to less than

100% of household total

income on shelter costs

Not applicable (private

dwellings with a household total income less than or equal to zero)

Total - Housing tenure

Yorkton CA 7,755 100% 5,760 74.3% 1,795 23.1% 1,555 20.1% 200 2.6%

Saskatchewan 409,575 100% 296,080 72.3% 75,660 18.5% 63,095 15.4% 37,835 9.2%

Canada 13,319,250 100% 9,763,275 73.3% 3,285,975 24.7% 2,699,045 20.3% 270,000 2.0%

Owner

Yorkton CA 5,540 100% 4,445 80.2% 930 16.8% 775 14.0% 165 3.0%

Saskatchewan 297,235 100% 237,770 80.0% 35,105 11.8% 29,035 9.8% 24,360 8.2%

Canada 9,185,845 100% 7,340,775 79.9% 1,663,120 18.1% 1,371,570 14.9% 181,950 2.0%

Renter

Yorkton CA 2,215 100% 1,315 59.4% 865 39.1% 775 35.0% 0 0.0%

Saskatchewan 100,995 100% 58,310 57.7% 40,555 40.2% 34,065 33.7% 2,135 2.1%

Canada 4,078,225 100% 2,422,505 59.4% 1,622,855 39.8% 1,327,475 32.6% 32,870 0.8%

Band housing

Yorkton CA 0 N/A 0 N/A 0 N/A 0 N/A 0 N/A

Saskatchewan 11,345 100% 0 0.0% 0 0.0% 0 0.0% 11,340 100%

Canada 55,180 100% 0 0.0% 0 0.0% 0 0.0% 55,180 100%




Exhibit C.63 - Area 2011 NHS Housing Affordability by Housing Tenure Comparisons


5,760 296,080 9,763,275

1,795 75,660 3,285,975

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%


Total Housing Tenure by Housing Affordability - 2011 NHS

Spending 30% or more of household totalincome on shelter costs

Spending less than 30% of householdtotal income on shelter costs

4,445 237,7707,340,775

930 35,1051,663,120

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%


Owner Housing Tenure by Housing Affordability - 2011 NHS



1,315 58,310 2,422,505

865 40,555 1,622,855

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%


Renter Housing Tenure by Housing Affordability - 2011 NHS



0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%


Band Housing Tenure by Housing Affordability - 2011 NHS





Exhibit C.64 - Area 2011 NHS Household Total Income Distribution by Housing Tenure Total - Housing tenure Owner Renter Band housing

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Total - Household total income groups in 2010

7,755 409,575 13,319,250 5,540 297,235 9,185,845 2,215 100,995 4,078,225 0 11,345 55,180

Under $10,000 315 17,365 626,705 155 7,190 248,990 160 8,075 368,130 x 2,100 9,585

$10,000 to $19,999

1,065 37,200 1,141,945 510 15,665 404,550 560 19,185 727,110 x 2,350 10,285

$20,000 to $29,999

730 36,770 1,193,925 395 19,235 566,285 335 15,820 619,790 x 1,715 7,855

$30,000 to $39,999

850 38,910 1,271,675 505 24,330 710,700 340 13,250 554,385 x 1,330 6,590

$40,000 to $59,999

1,275 69,015 2,308,920 855 47,750 1,504,470 420 19,505 795,350 x 1,760 9,100

$60,000 to $79,999

1,025 57,220 1,865,275 895 45,560 1,415,770 135 10,720 444,365 x 940 5,145

$80,000 to $99,999

1,020 44,985 1,458,235 830 37,820 1,208,455 185 6,655 246,855 x 510 2,930

$100,000 and over

1,480 108,115 3,452,570 1,400 99,685 3,126,630 80 7,795 322,245 x 635 3,695

Median household income $

$55,044 $61,703 $61,072 $68,308 $74,845 $76,136 $31,193 $35,156 $35,684 $0 $26,844 $29,809

Average household income $

$68,221 $77,317 $79,102 $79,621 $89,778 $94,049 $39,639 $45,246 $45,969 $0 $36,354 $39,677




Exhibit C.65 - Yorkton 2011 NHS Household Total Income Distribution by Housing Tenure


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400

600

800

1,000

1,200

1,400

1,600 U

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Yorkton CA Total Households Tenure 2010 Household Income Distribution - 2011 NHS

Yorkton CA

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1,200

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Yorkton CA Owner Households Tenure 2010 Household Income


Yorkton CA

0

100

200

300

400

500

600

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Yorkton CA Renter Households Tenure 2010 Household Income


Yorkton CA



Exhibit C.66 - Yorkton 2011 NHS Household Total Income Distribution by Housing Affordability

Total - Shelter-cost-to-

income ratio

Spending less than 30% of

household total income on

shelter costs

Spending 30% or more of household total income

on shelter costs

Spending 30% to less than

100% of household total

income on shelter costs

Not applicable (private

dwellings with a household total income less than or

equal to zero)

Total - Household total income groups in 2010

7,755 5,760 1,795 1,555 200

Under $10,000 315 0 275 75 x

$10,000 to $19,999 1,065 315 750 710 x

$20,000 to $29,999 730 295 395 390 x

$30,000 to $39,999 850 595 230 230 x

$40,000 to $59,999 1,275 1,160 90 90 x

$60,000 to $79,999 1,025 985 0 0 x

$80,000 to $99,999 1,020 985 25 20 x

$100,000 and over 1,480 1,425 0 0 x

Median household income $ $55,044 $70,159 $18,155 $19,484 $38,967

Average household income $ $68,221 $83,110 $22,247 $24,823 $52,907


Exhibit C.67 - Area 2011 NHS Household Monthly Shelter Costs by Average and Median Household Income

Region Yorkton CA Saskatchewan Canada

Income by Shelter Costs

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Total - Shelter cost groups

7,590 $55,048 $68,323 372,760 $63,029 $78,598 13,073,790 $61,281 $79,361

Less than $400 1,370 $44,472 $54,485 61,765 $42,416 $56,252 1,679,830 $39,810 $52,746

$400 to $599 1,960 $47,400 $63,928 79,370 $54,020 $70,675 2,269,880 $48,114 $65,936

$600 to $799 1,305 $38,728 $49,501 51,385 $50,751 $72,002 1,955,580 $46,402 $66,422

$800 to $999 915 $52,592 $59,474 45,675 $54,156 $70,593 1,569,720 $51,636 $67,784

$1,000 to $1,199 790 $59,836 $75,705 36,605 $66,467 $79,217 1,232,545 $62,347 $75,929

$1,200 to $1,499 575 $92,976 $105,549 41,380 $82,149 $92,203 1,511,430 $74,819 $86,150

$1,500 to $1,999 435 $105,291 $110,155 37,800 $99,309 $106,606 1,630,120 $91,167 $102,518

$2,000 or more 230 $111,820 $133,012 18,780 $123,559 $135,550 1,224,695 $119,045 $140,505

Average shelter costs

$804 ... ... $915 ... ... $1,050 ... ...

Median shelter costs

$681 ... ... $771 ... ... $871 ... ...




Exhibit C.68 - Yorkton CA 2011 NHS Household Monthly Shelter Costs by Mortgage and Subsidized Tenants

Total - Housing tenure including

presence of mortgage and

subsidized housing Owner

With mortgage

Without mortgage Renter

Subsidized housing

Not subsidized

housing


7,590 100% 5,385 100% 2,680 100% 2,700 100% 2,205 100% 460 100% 1,745 100%

Less than $400 1,370 18.1% 1,195 22.2% 0 0.0% 1,180 43.7% 175 7.9% 115 25.0% 55 3.2%

$400 to $599 1,960 25.8% 1,370 25.4% 145 5.4% 1,235 45.7% 590 26.8% 220 47.8% 370 21.2%

$600 to $799 1,305 17.2% 600 11.1% 355 13.2% 250 9.3% 710 32.2% 100 21.7% 610 35.0%

$800 to $999 915 12.1% 465 8.6% 450 16.8% 0 0.0% 450 20.4% 0 0.0% 445 25.5%

$1,000 to $1,199 790 10.4% 625 11.6% 615 22.9% 0 0.0% 170 7.7% 0 0.0% 150 8.6%

$1,200 to $1,499 575 7.6% 515 9.6% 515 19.2% 0 0.0% 65 2.9% 0 0.0% 65 3.7%

$1,500 to $1,999 435 5.7% 410 7.6% 385 14.4% 25 0.9% 20 0.9% 0 0.0% 20 1.1%

$2,000 or more 230 3.0% 200 3.7% 200 7.5% 0 0.0% 30 1.4% 0 0.0% 30 1.7%

Average shelter costs $804 $831 $1,220 $445 $737 $553 $785

Median shelter costs $681 $635 $1,120 $421 $703 $489 $744




Exhibit C.69 - Yorkton CA 2011 NHS Household Median and Average Monthly Shelter Costs by Household Income


$0 $200 $400 $600 $800 $1,000 $1,200


Under $10,000

$10,000 to $19,999

$20,000 to $29,999

$30,000 to $39,999

$40,000 to $59,999

$60,000 to $79,999

$80,000 to $99,999

$100,000 and over

Yorkton CA Median and Average Household Shelter Monthly Costs by HH Income Groups - 2011 NHS


$0 $25,000 $50,000 $75,000 $100,000 $125,000 $150,000


Less than $400

$400 to $599

$600 to $799

$800 to $999

$1,000 to $1,199

$1,200 to $1,499

$1,500 to $1,999

$2,000 or more

Yorkton CA Median and Average Household Income by Monthly Shelter Costs - 2011 NHS

Average household income $ Median household income $



Exhibit C.70 - Yorkton CA 2011 NHS Household Owner Median and Average Monthly Shelter Costs by Household Income


$0 $200 $400 $600 $800 $1,000 $1,200


Under $10,000

$10,000 to $19,999

$20,000 to $29,999

$30,000 to $39,999

$40,000 to $59,999

$60,000 to $79,999

$80,000 to $99,999

$100,000 and over

Yorkton CA Owner Houses Median and Average Household Shelter Monthly Costs by HH Income Groups - 2011 NHS


$0 $20,000 $40,000 $60,000 $80,000 $100,000 $120,000 $140,000 $160,000

Total - Shelter cost…

Less than $400

$400 to $599

$600 to $799

$800 to $999

$1,000 to $1,199

$1,200 to $1,499

$1,500 to $1,999

$2,000 or more

Yorkton CA Owner Houses Median and Average Household Income by Monthly Shelter Costs - 2011 NHS




Exhibit C.71 - Yorkton CA 2011 NHS Household Renter Median and Average Monthly Shelter Costs by Household Income


$0 $200 $400 $600 $800 $1,000 $1,200


Under $10,000

$10,000 to $19,999

$20,000 to $29,999

$30,000 to $39,999

$40,000 to $59,999

$60,000 to $79,999

$80,000 to $99,999

$100,000 and over

Yorkton CA Renter Houses Median and Average Household Shelter Monthly Costs by HH Income Groups - 2011 NHS


$0 $25,000 $50,000 $75,000 $100,000

Total - Shelter cost…

Less than $400

$400 to $599

$600 to $799

$800 to $999

$1,000 to $1,199

$1,200 to $1,499

$1,500 to $1,999

$2,000 or more

Yorkton CA Renter Houses Median and Average Household Income by Monthly Shelter Costs - 2011 NHS




Yorkton Area Housing Market Overview

Exhibit C.72 - Estimated 2015 Yorkton CA Housing Composition Studio / 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom + Total

RENTAL

Apartment 307 405 125 0 882



Movable Dwelling 0


Senior Units 278 70 348

Family Units 4 62 104 10 180

Accessible & Special Needs 28 1 29

Individual Units 40 40

BAND HOUSING

Band Housing 0

OWNERSHIP


Apartment 10 130 0 0 160


Movable Dwellings 0 30 115 0 155

TOTAL* 920 1,745 2,640 2,334 8,173

* Note: Rental facilities by bedroom size data is only available for certain units in the 2011 National Household Survey, Adjustments have been made to note accessible housing units for the Yorkton Community Based Housing Organizations, New Built Facilities bedrooms are not known, therefore column totals by number of bedrooms do not include all of the housing units - All facilities are represented in the overall total units. Accessible & Seniors Units represent non-market housing (social and affordable housing units only) from Community -Based Organizations for non-temporary or non-transitional residents.

Source: Preferred Choice Modelling based on Canada Mortgage and Housing Corporation (CMHC), A Guide for Canadian Municipalities for the Development of a Housing Action Plan planning table; Statistics Canada 2011 Census Data and 2011 National Household Survey Housing Tenure and Dwellings by Bedroom Number plus City of Yorkton data and CMHC Starts and Completions Survey data for the R.M. of Orkney No. 244, Town of Springside, and Village of Ebenezer.



Yorkton Housing Supply Capacity

Exhibit C.73 - City of Yorkton Available Lot Capacity

Riverside Meadows Phase II

Riverside Terrace

York Colony Phase I

York Colony Phase II




Exhibit C.74 - City of Yorkton Available Housing Lot Supply Available Lot Capacity with 84 Lots Available out of 209 lots in the 4 Sub-divisions with available lots

o Riverside Meadows Phase II - 3 lots left out of 109 lots

o Riverside Terrace - 11 lots left out of 27 lots

o York Colony Phase I - 17 lots left out of 20 lots All lots zoned R-1A

o York Colony Phase II -53 lots left of 53 lots 6 lots zoned R-1A 36 lots zoned R-1 7 lots zoned R-2 4 lots zoned R-3


Recent Housing Demand Activity

Exhibit C.75 - City of Yorkton New Dwelling Starts Building Permits Values 2009 - August 2015


$1

1,5

44

,46

0

$7

,21

1,0

75

$8

,99

1,1

03

$1

2,5

08

,41

5

$1

2,3

37

,79

5

$5

,93

5,9

00

$2

,14

1,6

19

$1

,60

7,0

00

$6

,45

8,9

15

$8

,97

2,9

99 $1

0,5

67

,00

0

$7

,04

0,0

00

$1

1,1

18

,80

0

$2

,09

8,0

00

$0

$2,500,000

$5,000,000

$7,500,000

$10,000,000

$12,500,000

$15,000,000

$17,500,000

$20,000,000

$22,500,000

$25,000,000

2009 2010 2011 2012 2013 2014 Jan - Aug2015

City of Yorkton New Dwelling Building Permit Values 2009 - Part 2015




Exhibit C.76- City of Yorkton New Dwelling Building Permits 2009 - August 2015


48

28

26

45

42

21

5

4

8

7

13

10

9

4

0

10

20

30

40

50

60

70

2009 2010 2011 2012 2013 2014 Jan - Aug2015

City of Yorkton New Dwelling Building Permits 2009 - Part 2015




Exhibit C.77 - Yorkton CA New Housing Completions 2000 - 2014


0

20

40

60

80

100

1202

00

0

20

01

20

02

20

03

20

04

20

05

20

06

20

07

20

08

20

09

20

10

20

11

20

12

20

13

20

14

Yorkton CA Housing Completions by Community 2000 - 2014

Yorkton (CY) R.M. of Orkney No. 244Springside (T) Ebenezer (VL)

0

20

40

60

80

100

120

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014

Yorkton CA Housing Completions 2000 - 2014

Yorkton CA

0

20

40

60

80

100

120

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014

Yorkton (CY) Housing Completions 2000 - 2014

Yorkton (CY)

0

5

10

15

20

25

20

00

20

01

20

02

20

03

20

04

20

05

20

06

20

07

20

08

20

09

20

10

20

11

20

12

20

13

20

14

R.M. of Orkney No. 244 Housing Completions 2000 - 2014

R.M. of Orkney No. 244

0

1

2

3

4

5

6

20

00

20

01

20

02

20

03

20

04

20

05

20

06

20

07

20

08

20

09

20

10

20

11

20

12

20

13

20

14

Springside (T) Housing Completions by Community 2000 - 2014

Springside (T) Springside (T) + Ebenezer (VL)

0

1

2

3

4

5

6

20

00

20

01

20

02

20

03

20

04

20

05

20

06

20

07

20

08

20

09

20

10

20

11

20

12

20

13

20

14

Ebenezer (VL) Housing Completions by Community 2000 - 2014

Ebenezer (VL) Springside (T) + Ebenezer (VL)



Exhibit C.78 - Yorkton CA New Housing Completions by Dwelling Type 2000 - 2014


0

20

40

60

80

100

120

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014

Yorkton CA Housing Completions by Dwelling Type 2000 - 2014

Single Semi-Detached Row Apartment

0

20

40

60

80

100

120

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014

Yorkton (CY) Housing Completions by Dwelling Type 2000 - 2014


0

5

10

15

20

25

20

00

20

01

20

02

20

03

20

04

20

05

20

06

20

07

20

08

20

09

20

10

20

11

20

12

20

13

20

14

R.M. of Orkney No. 244 Housing Completions by Dwelling Type 2000 - 2014


0

1

2

3

4

200

0

200

1

200

2

200

3

200

4

200

5

200

6

200

7

200

8

200

9

201

0

201

1

201

2

Springside (T) Housing Completions by Dwelling Type 2000 - 2012


0

1

2

3

4

5

6

200

0

200

1

200

2

200

3

200

4

200

5

200

6

200

7

200

8

200

9

201

0

201

1

201

2

Ebenezer (VL) Housing Completions by Dwelling Type 2000 - 2012




Exhibit C.79 - Yorkton CA New Housing Completions by Intended Market 2000 - 2014


0

20

40

60

80

100

120

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014

Yorkton CA Housing Completions by Intended Market 2000 - 2014

Homeowner Rental Condo Co-Op

0

20

40

60

80

100

120

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014

Yorkton (CY) Housing Completions by Intended Market 2000 - 2014


0

5

10

15

20

25

20

00

20

01

20

02

20

03

20

04

20

05

20

06

20

07

20

08

20

09

20

10

20

11

20

12

20

13

20

14

R.M. of Orkney No. 244 Housing Completions by Intended Market 2000 - 2014


0

1

2

3

4

20

00

20

01

20

02

20

03

20

04

20

05

20

06

20

07

20

08

20

09

20

10

20

11

20

12

Springside (T) Housing Completions by Intended Market 2000 - 2012


0

1

2

3

4

5

6

20

00

20

01

20

02

20

03

20

04

20

05

20

06

20

07

20

08

20

09

20

10

20

11

20

12

Ebenezer (VL) Housing Completions by Intended Market 2000 - 2012




Housing Demand Modelling

Exhibit C.80 - Yorkton CA New Dwelling Units Forecast by 2016, 2021, and 2025

Yorkton CA 5 YR

2016-2011 5 YR

2021-2016 4 YR

2025-2021 14 YR Change


Growth 2011-2025

Dwelling Units Forecast Change 478 497 467 1,816 129.7

Yorkton CA 2011 2016 f 2021 f 2025 f 14 YR Change


Growth 2011-2025

Base Housing Estimate 7,755 8,365 8,993 9,571 1,816 129.7

Base Owner Housing Estimate 5,545 6,023 6,520 6,987 1,442 103.0

Base Renter Housing Estimate 2,210 2,342 2,473 2,584 374 26.7




Exhibit C.81 - Yorkton CA Housing Growth Projections to 2025 based on Growth Forecasts


8,455

9,335

10,148

7,310 7,495

7,755

8,365

8,993

9,571

8,196

8,662 9,053

5,000

6,000

7,000

8,000

9,000

10,000

11,000

2001 2006 2011 2016 f 2021 f 2025 f





441 466 392

610 628

578

700

880

813

0

100

200

300

400

500

600

700

800

900

1,000

5 YR 2016-2011 5 YR 2021-2016 4 YR 2025-2021


Lower Housing Estimate Base Housing Estimate Upper Housing Estimate



Exhibit C.82 - Yorkton + R.M. of Orkney + Springside + Ebenezer Housing Growth Projections to 2025


6,395 6,5406,760

7,358

8,0098,571

610 665 706684

663647

220 220 229243

258271

5560

6873

7882

0

2,000

4,000

6,000

8,000

10,000

12,000

2001 2006 2011 2016f 2021f 2025f





Exhibit C.83 - Yorkton CA Owner Housing Growth Projections to 2025 based on Growth Forecasts


6,088

6,768

7,408

5,150 5,215

5,545

6,023

6,520

6,987

5,901

6,280 6,609

4,000

4,500

5,000

5,500

6,000

6,500

7,000

7,500

8,000

2001 2006 2011 2016 f 2021 f 2025 f

Yorkton CA Owned Housing Growth Model 2011 to 2025




356 379 329

478 497

467

543

680 640

0

100

200

300

400

500

600

700

800

5 YR 2016-2011 5 YR 2021-2016 4 YR 2025-2021

Yorkton CA Owned Housing Growth Model 2011 to 2025




Exhibit C.84 - Yorkton CA Renter Housing Growth Projections to 2025


2,367

2,567 2,740

2,160

2,280 2,210

2,342

2,473

2,584

2,295

2,382 2,444

1,800

1,900

2,000

2,100

2,200

2,300

2,400

2,500

2,600

2,700

2,800

2001 2006 2011 2016 f 2021 f 2025 f

Yorkton CA Rented Housing Growth Model 2011 to 2025




85 87

62

132 131

111

157

200

173

0

25

50

75

100

125

150

175

200

225

5 YR 2016-2011 5 YR 2021-2016 4 YR 2025-2021

Yorkton CA Rented Housing Growth Model 2011 to 2025




Yorkton Area Housing Market Segment Growth Needs

Exhibit C.85 - Yorkton CA Household Income Distribution for Base New Household Projections to Households


Total HH Income

2011 - 2021 10 Year

5 Year * 2011-2016

5 Year * 2016-2021

4 Year * 2021-2025

2011 - 2025 14 Year *

Less than $30,000 per annum 27.2% 336.6 166.0 170.7 157.0 494

$30,000 to $59,999 per annum 27.4% 339.0 167.1 171.9 158.2 497

$60,000 to $79,999 per annum 13.2% 163.5 80.6 82.9 76.3 240

Greater than $80,000 per annum 32.2% 398.9 196.6 202.2 186.1 585

Total 100.0% 1,238.1 610 628 578 1,815.7



Exhibit C.86 - Yorkton CA Projected Base Household Income Distribution Modelling by 2016, 2021, and 2025

166 171 157

167 172 158

81 83 76

197 202

186

610 628

578

0

100

200

300

400

500

600

700

5 Year 2011-2016 5 Year 2016-2021 4 Year 2021-2025


Less than $30,000 per annum $30,000 to $59,999 per annum$60,000 to $79,999 per annum Greater than $80,000 per annumTimeframe Total





Exhibit C.87 - Yorkton CA Household Income Distribution for Base Owner New Household Projections to Households


Total HH Income

2011 - 2021 10 Year

5 Year * 2011-2016

5 Year * 2016-2021

4 Year * 2021-2025

2011 - 2025 14 Year *

Less than $30,000 per annum 27.2% 265.1 130.0 135.1 126.9 392.0

$30,000 to $59,999 per annum 27.4% 267.0 130.9 136.1 127.8 394.8

$60,000 to $79,999 per annum 13.2% 128.8 63.1 65.6 61.6 190.4

Greater than $80,000 per annum 32.2% 314.1 154.0 160.1 150.3 464.4

Total 100.0% 975.0 478.1 496.9 466.6 1,441.6



166 167

81

197

171 172

83

202

157 158

76

186 494 497

240

585

0

100

200

300

400

500

600

700


$30,000 to $59,999per annum

$60,000 to $79,999per annum






Exhibit C.88 - Yorkton CA Projected Base Owner Household Income Distribution Modelling by 2016, 2021, and 2025



130 135 127

131 136 128

63 66 62

154 160 150

478 497

467

0

100

200

300

400

500

600

5 Year 2011-2016 5 Year 2016-2021 4 Year 2021-2025


Less than $30,000 per annum Owner$30,000 to $59,999 per annum Owner$60,000 to $79,999 per annum OwnerGreater than $80,000 per annum Owner

130 131

63

154

135 136

66

160

127 128

62

150 392 395

190

464

0

50

100

150

200

250

300

350

400

450

500


$30,000 to $59,999per annum

$60,000 to $79,999per annum






Exhibit C.89 - Yorkton CA Household Income Distribution for Base Renter New Household Projections to Households


Total HH Income

2011 - 2021 10 Year

5 Year * 2011-2016

5 Year * 2016-2021

4 Year * 2021-2025

2011 - 2025 14 Year *

Less than $30,000 per annum 27.2% 71.5 36.0 35.6 30.2 101.7

$30,000 to $59,999 per annum 27.4% 72.0 36.2 35.8 30.4 102.4

$60,000 to $79,999 per annum 13.2% 34.8 17.5 17.3 14.7 49.4

Greater than $80,000 per annum 32.2% 84.8 42.6 42.1 35.8 120.5

Total 100.0% 263.1 132.3 130.8 111.0 374.1



Exhibit C.90 - Yorkton CA Projected Base Renter Household Income Distribution Modelling by 2016, 2021, and 2025

36 36 30

36 36 30

17 17

15

43 42

36

132 131

111

0

20

40

60

80

100

120

140

5 Year 2011-2016 5 Year 2016-2021 4 Year 2021-2025


Less than $30,000 per annum Renter$30,000 to $59,999 per annum Renter$60,000 to $79,999 per annum RenterGreater than $80,000 per annum Renter





Exhibit C.91 - Yorkton CA Projected Housing Continuum Needs by Affordability Threshold Modelling Social Housing Affordable Housing Entry Level Housing Market Housing

Household Income Range Less than $30,000 $30,000 to $59,999 $60,000 to $79,999 $80,000 +

Estimated Affordable Housing Price Range

House values Less than $72,250

$72,250 to $174,999 $175,000 to

$254,999 $255,000 +

Monthly Affordable Mortgage

Mortgage payments less than $440 / month

$440 to $1,075 mortgage / month

$1,075 to $1,550 mortgage / month

$1,550 + mortgage / mo

Monthly Affordable Rent Rent payments less than $600 / month

$600 to $1,350 / month rent

$1,350 to $1,850 / month rent

$1,850 + / month rent

Estimated Total Housing / Rental Supply Needed to 2025


102 rental)


102 rental)


50 rental)


121 rental)

Housing Continuum Position

Government Subsidized Housing

Non-Market Housing Market Housing

Source: Preferred Choice Modelling utilizing defined Housing Affordability Threshold Modelling Variables

36 36

17

43

36 36

17

42

30 30

15

36 102 102

49

121

0

20

40

60

80

100

120

140


$30,000 to $59,999 perannum

$60,000 to $79,999 perannum






Exhibit C.92 - Yorkton CA Projected Base Owner and Rental Household Income Cost Distribution Modelling by 2016, 2021, and 2025


Source: Preferred Choice modelling based Upon Growth Analysis, Statistics Canada 2011 Census and 2011 NHS Household Income Distribution, and Saskatchewan Health Covered Population, City of Yorkton, R.M. of Orkney No. 244, Town of Springside, and Village of Ebenezer CHMC Housing Starts and Completions Survey info

130 131 63

154

135 136

66

160

127 128

62

150 392 395

190

464

0

50

100

150

200

250

300

350

400

450

500

House values $72,250or less or Rents of $600

per month or less

House values between$72,250 to $175,000 orRents between $600 to

$1,350 per month

House values between$175,000 to $255,000

or Rents between$1,350 to $1,850 per

month

House values above$255,000 or Rentsabove $1,850 per

month

Owner Household Growth by Income Affordability Estimates 2011 to 2025

5 Year 2011-2016 Owner5 Year 2016-2021 Owner4 Year 2021-2025 Owner2011 - 2025 14 Year Owner Total

36 36 17

43

36 36

17

42

30 30

15

36 102 102

49

121

0

20

40

60

80

100

120

140

Rents of $600 permonth or less

Rents between $600 to$1,350 per month

Rents between $1,350to $1,850 per month

Rents above $1,850per month

Renter Household Growth by Income Affordability Estimates 2011 to 2025

5 Year 2011-2016 Renter5 Year 2016-2021 Renter4 Year 2021-2025 Renter2011 - 2025 14 Year Renter Total



Exhibit C.93 - Estimated 2025 - 10 Year Yorkton CA Housing Requirement Studio / 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom + Total

RENTAL

Apartment 10 14 9 2 34



Movable Dwelling 0


Senior Units 33 44 28 6 110

Family Units 11 15 9 2 37




BAND HOUSING

Band Housing 0

OWNERSHIP


Apartment 3 14 50 44 110


Movable Dwelling 0

TOTAL* 146 284 592 456 1,478

* Note: The 10 Year Yorkton CA Housing Requirements is a Conservative Model based on Base Population Projections, adjustments have been made to account for recent housing activity noted by the City of Yorkton, R.M. of Orkney, Springside, and Ebenezer, a core model is based on the 2011 National Household Survey and Yorkton Community Based Housing Organizations Information, CMHC Housing Starts and Completions Survey, plus the proposed Student Units for the Yorkton Parkland College. Accessible & Seniors Units represent non-market housing (social and affordable housing units only) from Community -Based Organizations.

Source: Preferred Choice Modelling based on Canada Mortgage and Housing Corporation (CMHC), A Guide for Canadian Municipalities for the Development of a Housing Action Plan planning table; Statistics Canada 2011 Census Data and 2011 National Household Survey Housing Tenure and Dwellings by Bedroom Number plus City of Yorkton data and CMHC Starts and Completions Survey data for the City of Yorkton, R.M. of Orkney No. 244, Town of Springside, and Village of Ebenezer



Exhibit C.94 - Estimated Yorkton CA 2025 Housing Composition Studio / 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom + Total

RENTAL

Apartment 317 419 134 2 916



Movable Dwelling 0 0 0 0 0


Senior Units 311 114 28 6 458

Family Units 15 77 113 12 217




BAND HOUSING

Band Housing 0

OWNERSHIP


Apartment 13 144 50 44 270


Movable Dwelling 0 30 115 0 155

TOTAL* 1,066 2,029 3,232 2,790 9,651

* Note: The 10 Year Yorkton CA Housing Requirements is a Conservative Model based on Base Population Projections, adjustments have been made to account for recent housing activity noted by the City of Yorkton, R.M. of Orkney, Springside, and Ebenezer, a core model is based on the 2011 National Household Survey and Yorkton Community Based Housing Organizations Information, CMHC Housing Starts and Completions Survey, plus the proposed Student Units for the Yorkton Parkland College. Accessible & Seniors Units represent non-market housing (social and affordable housing units only) from Community -Based Organizations. Rental facilities by bedroom size data is only available for certain units in the 2011 National Household Survey, Adjustments have been made to note accessible housing units for the Yorkton Community Based Housing Organizations, New Built Facilities bedrooms are not known, therefore column totals by number of bedrooms do not include all of the housing units - All facilities are represented in the overall total units.

Source: Preferred Choice Modelling based on Canada Mortgage and Housing Corporation (CMHC), A Guide for Canadian Municipalities for the Development of a Housing Action Plan planning table; Statistics Canada 2011 Census Data and 2011 National Household Survey Housing Tenure and Dwellings by Bedroom Number plus City of Yorkton data and CMHC Starts and Completions Survey data for the R.M. of Orkney No. 244, Town of Springside, and Village of Ebenezer



Exhibit C.95 - Yorkton CA Average Annual Housing Construction Periods 1920 to 2014 plus Forecast 2015 to 2025


Source: Preferred Choice modelling based Upon Growth Analysis, Statistics Canada 2011 Census and 2011 NHS Household Income Distribution, and Saskatchewan Health Covered Population plus * City of Yorkton data and R.M. of Orkney No. 244, Town of Springside, and Village of Ebenezer CHMC Housing Starts and Completions Survey info (in green and yellow) and * Preferred Choice Modelling (in purple and red)

0

20

40

60

80

100

120

140

160

180

200

1920or

beforeAve

1921to

1945Ave

1946to

1960Ave

1961to

1970Ave

1971to

1980Ave

1981to

1990Ave

1991to

1995Ave

1996to

2000Ave

2001to

2006Ave

2006to

2011Ave

2011to

2014AveEst

2015to

2016Ave f

2017to

2021Ave f

2022to

2025Ave f

Yorkton CA Housing Average Annual Owner & Renter Dwelling Construction - based on 2011 NHS Data,

Yorkton Data, & CMHC data + Preferred Choice Forecast

Yorkton CA Owner Dwellings Yorkton CA Renter Dwellings



Appendix D: Rental Market Information

Spring 2015 Rental Market Composition

Exhibit D.1 - Yorkton CA and Saskatchewan Spring 2015 Rental Housing Overview Spring 2015 Apr-15 Bachelor 1 Bedroom 2 Bedroom 3 Bedroom + Total

Apartment Universe

Yorkton CA 65 280 406 79 830


1,612 12,817 18,131 1,392 33,952

Vacancy Rates (%) Yorkton CA ** 6.5% 3.7% 5.6% 4.7%


6.1% 5.2% 5.9% 5.9% 5.6%

Availability Rates (%)

Yorkton CA ** 6.9% 4.0% 5.6% 5.0%


8.2% 6.6% 7.5% 7.6% 7.2%

Average Rents ($)

Yorkton CA $631 $777 $902 $1,019 $848


$681 $886 $1,075 $1,153 $988

Annual Percentage Change in Average Rent (%)

Yorkton CA 11.6% 6.1% 6.5% 15.9% 8.1%


4.9% 4.4% 2.8% 3.1% 3.3%

Source: Canada Mortgage and Housing Corporation, Spring 2015 Rental Market Report and CMHC Housing Market Information Portal 2000 - 2015 Fall & Spring Data

Exhibit D.2 - Yorkton CA and SK Spring 2015 Apartment Rent Comparisons by Number of Bedrooms

Source: Prepared by Preferred Choice from Canada Mortgage and Housing Corporation, Spring 2015 Rental Market Report and CMHC Housing Market Information Portal 2000 - 2015 Fall & Spring Data

$6

81

$8

86

$1

,07

5 $1

,15

3

$9

88

$6

31

$7

77

$9

02

$1

,01

9

$8

48

$500

$600

$700

$800

$900

$1,000

$1,100

$1,200


Apartment Average Rent, CMHC - April 2015

Saskatchewan 10,000+ Yorkton CA



Exhibit D.3 - CMHC Spring 2015 Bachelor Apartment Average Rent Comparisons

Source: Prepared by Preferred Choice from CMHC Spring 2015 Rental Market Report and CMHC Housing Market Information Portal 2000 - 2015 Fall & Spring Data

Exhibit D.4 - CMHC Spring 2015 1 Bedroom Apartment Average Rent Comparisons


$6

75

$6

81

$7

00

$6

99

$6

46

$5

96

$7

07

$5

36 $

63

1

$5

81

$6

15

$6

12

$9

84

$8

52

$5

84

$4

91

$350

$450

$550

$650

$750

$850

$950

$1,050

Bachelor Apartment Average Rent, CMHC - April 2015

$8

28 $8

86

$9

10

$9

15

$8

02

$7

16

$9

79

$6

64

$7

77

$6

63

$7

04

$9

50

$1

,13

7

$1

,00

4

$7

85

$6

23

$450

$550

$650

$750

$850

$950

$1,050

$1,150

$1,250

1 Bedroom Apartment Average Rent, CMHC - April 2015



Exhibit D.5 - CMHC Spring 2015 2 Bedroom Apartment Average Rent Comparisons


Exhibit D.6 - CMHC Spring 2015 3 Bedroom + Apartment Average Rent Comparisons


$9

18 $

1,0

75

$1

,11

2

$1

,09

5

$9

05

$9

04

$1

,21

5

$8

53

$9

02

$8

21 $8

97

$1

,30

2

$1

,31

9

$1

,25

0

$1

,03

3

$8

47

$550

$650

$750

$850

$950

$1,050

$1,150

$1,250

$1,350

$1,450

2 Bedroom Apartment Average Rent, CMHC - April 2015

$1

,03

7 $1

,15

3

$1

,18

4

$1

,26

9

$9

99

$1

,32

6

$8

65 $

1,0

19

$9

83

$1

,03

1

$1

,25

7

$1

,26

4 $1

,41

6

$1

,20

8

$1

,09

5

$650

$750

$850

$950

$1,050

$1,150

$1,250

$1,350

$1,450

$1,550

3 Bedroom + Apartment Average Rent, CMHC - April 2015



Exhibit D.7 - CMHC Spring 2015 Total Apartments Average Rent Comparisons

Source: Prepared by Preferred Choice from CMHC, Spring 2015 Rental Market Report and CMHC Housing Market Information Portal 2000 - 2015 Fall & Spring Data

$8

83

$9

88

$1

,01

8

$1

,00

3

$8

74

$8

10

$1

,14

5

$7

72 $

84

8

$7

69 $

83

9

$1

,15

5

$1

,21

4

$1

,11

0

$8

83

$7

88

$550

$650

$750

$850

$950

$1,050

$1,150

$1,250

Total Apartment Average Rent, CMHC - April 2015



Historical Rental Universe

Exhibit D.8 - CMHC Saskatchewan Apartment Universe by Number of Bedrooms 2000 - 2015

Source: Prepared by Preferred Choice from CMHC Housing Market Information Portal 2000 - 2015 Fall & Spring Data

88

88

88

87

85

84

80

79

79

83

83

83

83

79

81

82

80

80

80

76

81

80

74

65

32

7

32

7

32

6

32

7

32

2

32

1

31

4

31

1

31

1

32

1

32

1

32

4

32

4

31

8

29

9

29

7

30

0

30

1

30

9

30

7

31

1

30

9

30

6

29

1

53

6

53

6

53

3

52

7

52

9

52

2

52

2

51

7

51

7

52

5

52

5

52

6

52

6

51

6

51

6

50

4

50

8

50

9

50

8

50

9

51

6

52

6

53

2

55

1

10

5

10

5

10

2

98

95

88

85

87

87

95

95

95

95

94

10

4

93

10

5

99

10

0

10

1

10

1

10

1

96

97

1,0

56

1,0

56

1,0

49

1,0

39

1,0

31

1,0

15

1,0

01

99

4

99

4

1,0

24

1,0

24

1,0

28

1,0

28

1,0

07

1,0

00

97

6

99

3

98

9

99

7

99

3

1,0

09

1,0

16

1,0

08

1,0

04

0

200

400

600

800

1,000

1,200

1,400

20

00

Oct

ob

er

20

01

Oct

ob

er

20

02

Oct

ob

er

20

03

Oct

ob

er

20

04

Oct

ob

er

20

05

Oct

ob

er

20

06

Oct

ob

er

20

07

Ap

ril

20

07

Oct

ob

er

20

08

Ap

ril

20

08

Oct

ob

er

20

09

Ap

ril

20

09

Oct

ob

er

20

10

Ap

ril

20

10

Oct

ob

er

20

11

Ap

ril

20

11

Oct

ob

er

20

12

Ap

ril

20

12

Oct

ob

er

20

13

Ap

ril

20

13

Oct

ob

er

20

14

Ap

ril

20

14

Oct

ob

er

20

15

Ap

ril

Yorkton CA Rental Units by Bedroom Type, CMHC - Fall & Spring 2000 - 2015




Historical Vacancy Rates

Exhibit D.9 - CMHC Fall and Spring Apartment Total Vacancy Rates 2000 - 2015


2.9%

5.1%

4.5%

8.1%

4.8%

7.3%

5.5%

2.0%

0.4%0.9%

2.1%1.6%

2.9%

4.2%

4.8%

0%

1%

2%

3%

4%

5%

6%

7%

8%

9%

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014

Rental Vacancy Rate (%) Total CMHC -Fall 2000 - 2014


2.0%

0.4%

0.9%

3.4%

4.5%

1.9%

3.3% 3.4%

4.9%

0%

1%

2%

3%

4%

5%

6%

2007 2008 2009 2010 2011 2012 2013 2014 2015

Rental Vacancy Rate (%) Total CMHC -Spring 2007 - 2015




Historical Rental Rates

Exhibit D.10 - CMHC Fall and Spring Apartment Total Average Rental Rates 2000 - 2015


$622$647

$668 $678 $691 $703$724

$746$774 $782

$806$826

$844$862

$883

$489 $504 $511 $522 $529 $535 $551

$606

$704$769

$812$850

$891$926

$975

$414 $428 $435 $440 $454 $447$466 $478

$538

$625$653

$710$746

$788$827

$400

$500

$600

$700

$800

$900

$1,000

$1,100

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014

Rental Average Rent ($) Total CMHC -Fall 2000 - 2014


$746$774 $782 $795

$807$830

$853

$873 $888

$606

$704

$769$790

$825$870

$910$954

$993

$478

$538

$625 $639$681

$726$771

$804

$864

$400

$500

$600

$700

$800

$900

$1,000

$1,100

2007 2008 2009 2010 2011 2012 2013 2014 2015

Rental Average Rent ($) Total CMHC -Spring 2007 - 2015




Rental Housing Affordability

Exhibit D.11 - CMHC Spring 2015 Yorkton and Saskatchewan Affordability Criteria Spring 2015 Affordability Criteria * Level Bachelor Studio 1 Bedroom 2 Bedroom 3+ Bedroom

Yorkton CA

Level 1 $725 $875 $1,000 $1,295

Level 2 $700 $805 $950 $1,200

Level 3 $650 $775 $900 $1,003

Saskatchewan

Level 1 $700 $900 $1,050 $1,200

Level 2 $650 $800 $975 $1,050

Level 3 $625 $760 $900 $1,025

Note: Derived from CMHC’s rental market survey conducted in April 2015

Source: Canada Mortgage and Housing Corporation, Affordability Criteria, Spring 2015

Exhibit D.12 - Yorkton CA and SK Spring 2015 Apartment Affordability Level 1 Rent Comparisons by Number of Bedrooms


$7

00

$9

00 $

1,0

50 $

1,2

00

$7

25

$8

75 $

1,0

00

$1

,29

5

$500

$600

$700

$800

$900

$1,000

$1,100

$1,200

$1,300

$1,400










$6

50

$8

00

$9

75

$1

,05

0

$7

00 $

80

5

$9

50

$1

,20

0

$400

$500

$600

$700

$800

$900

$1,000

$1,100

$1,200

$1,300




$6

25

$7

60

$9

00

$1

,02

5

$6

50

$7

75

$9

00 $

1,0

03

$400

$500

$600

$700

$800

$900

$1,000

$1,100






Exhibit D.15 - CMHC Spring 2015 Bachelor Apartment Affordability Level 1 Rent Comparisons


Exhibit D.16 - CMHC Spring 2015 1 Bedroom Apartment Affordability Level 1 Rent Comparisons


$7

00 $

81

5

$7

80

$7

15

$6

75

$7

00

$6

40 $7

25

$690

$7

25 $

85

0 $1,0

37

$9

95

$7

14

$5

86

$350

$450

$550

$650

$750

$850

$950

$1,050

$1,150

Affordability Level 1 Maximum Bachelor Apartment Average Rent, CMHC - Spring 2015

$9

00

$1

,03

5

$1

,02

5

$9

20

$8

25

$1

,10

0

$7

50 $

87

5

$7

50 $8

50 $

1,0

50

$1

,30

0

$1

,15

0

$9

31

$6

95

$450

$550

$650

$750

$850

$950

$1,050

$1,150

$1,250

$1,350

Affordability Level 1 Maximum 1 Bedroom Apartment Average Rent, CMHC - Spring 2015



Exhibit D.17 - CMHC Spring 2015 2 Bedroom Apartment Affordability Level 1 Rent Comparisons


Exhibit D.18 - CMHC Spring 2015 3 Bedroom + Apartment Affordability Level 1 Rent Comparisons


$1

,05

0 $1

,29

5

$1

,25

0

$9

95

$9

75

$1

,29

5

$9

50

$1

,00

0

$900

$1

,00

0

$1

,35

0

$1,4

85

$1

,43

4

$1

,18

5

$1

,03

5

$600

$700

$800

$900

$1,000

$1,100

$1,200

$1,300

$1,400

$1,500

$1,600

Affordability Level 1 Maximum 2 Bedroom Apartment Average Rent, CMHC - Spring 2015

$1

,20

0

$1

,33

0

$1

,47

0

$1

,03

0

$1

,39

5

$9

35

$1

,29

5

$1

,08

5

$1

,05

0

$1

,42

0

$1

,50

0

$1

,52

9

$1

,40

0

$1

,26

3

$650

$750

$850

$950

$1,050

$1,150

$1,250

$1,350

$1,450

$1,550

$1,650

Affordability Level 1 Maximum 3 Bedroom + Apartment Average Rent, CMHC - Spring 2015



Historical Rental Housing Affordability

Exhibit D.19 - CMHC Saskatchewan Bachelor Apartment Affordability Criteria 2004 - 2015


Exhibit D.20 - CMHC Saskatchewan 1 Bedroom Apartment Affordability Criteria 2004 - 2015


$250

$300

$350

$400

$450

$500

$550

$600

$650

$700

$750

2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015

CMHC Bachelor Suites Maximum Rent Affordability Levels Pooled SK Small CAs & Cities

Saskatchewan 10,000+ Level 1 Level 2 Level 3

$400

$450

$500

$550

$600

$650

$700

$750

$800

$850

$900

2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015

CMHC 1 Bedroom Suites Maximum Rent Affordability Levels Pooled SK Small CAs & Cities




Exhibit D.21 - CMHC Saskatchewan 2 Bedroom Apartment Affordability Criteria 2004 - 2015


Exhibit D.22 - CMHC Saskatchewan 3 Bedroom + Apartment Affordability Criteria 2004 - 2015


$500$550$600$650$700$750$800$850$900$950

$1,000$1,050$1,100

2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015

CMHC 2 Bedroom Suites Maximum Rent Affordability Levels Pooled SK Small CAs & Cities


$500$550$600$650$700$750$800$850$900$950

$1,000$1,050$1,100$1,150$1,200

2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015

CMHC 3 Bedroom + Suites Maximum Rent Affordability Levels Pooled SK Small CAs & Cities




Exhibit D.23 - CMHC Saskatchewan Level 1 Apartment Affordability Criteria 2004 - 2015


$300

$400

$500

$600

$700

$800

$900

$1,000

$1,100

$1,200

2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015

CMHC Level 1 Maximum Rent Affordability by Bedroom Pooled SK Small CAs & Cities

3+ Bedroom 2 Bedroom 1 Bedroom Bachelor Studio



Yorkton Community Based Organizations Housing Facilities

Exhibit D.24 - Yorkton Housing Authority Units Information Building Name

Number of Units Unit Type Bedroom Type Rent

Vacancy Rate

Waiting List

Year Built

Queen Elizabeth Court

106 Suites Senior Housing

96 × 1 bedroom, 2 × 1 bedroom w/c, 7 × 2 bedroom, 1 × 2 bedroom w/c

30% Gross $326 minimum

0 11 1979

Fisher Court 32 Suites Senior Housing

29 × 1 bedroom, 3 × 2 bedroom


0 5 1987

Victoria Court




0 4 1985

Clements Court




0 1 1972

Heritage Place


14 × 1 bedroom, 2 × 2 bedroom w/c


0 0 1969

Fairview Arms

50 Suites

Life Lease 60+ Years (Max Income + Assets)

43 × 2 bedroom + 7 × 1 bedroom

Deposit $88,125 (625 sq. ft.) to $114,240 (840 sq. ft.) based on square feet - occupancy fee $722 for 2 bed and $568 for 1 bed

0 9 2002

Waterloo Road Apartments

12 Suites (four-plex)

Family Housing

2 Bedroom Suites 30% Gross $326 minimum

0 5 1977

Dracup Avenue

8 Houses Family Housing

2 × 3 bedroom + 6 × 4 bedroom


12.50% 1 1968

6th Ave N 8 Houses Family Housing

8 × 3 bedroom 30% Gross $326 minimum

0 1 1968

Heather Apartments

2 Apartment Buildings

Family Housing

4 × 1 bedroom + 8 × 2 bedroom + 12 × 3 bedroom


0 0

8% (3 br) 0 1984

7th Ave N Townhouses

6 Townhouses

Family Housing


0 0 2012

7th Ave N 1 Ability House

Ability House


0 0 1989

Yorkton Housing Authority

34 Buildings All Unit Types

315 Total Units Income Based Housing 0.6%

Vacancy (2 Units)

37 Waiting

List

Source: Yorkton Housing Authority



Exhibit D.25 - Yorkton Housing Corporation Units Information

Building Name Number of Units

Unit Type Bedroom Type Rent Vacancy

Rate Waiting

List Year Built

Jubilee Crescent

40 Suites Low Income Seniors - 60+ Years

40 × 1 bedroom (580 square feet)

$565 per month (Saskatchewan Income Maximums - SHIMs)

0 1957

Bradbrooke Drive

40 Units Single Dwelling Units

40 × bachelor units (280 square feet)

$465 per month (Saskatchewan Income Maximums - SHIMs)

0 1959 & 1961

Allan Bay Manor

22 Suites

Affordable Living Senior’s Complex - 60+ Years

22 × 1 bedroom (624 square feet)

$615 per month (Maximum Income Limits - MILs)

0 2012

Independent Manor

30 Suites

Geared To Income Senior High Rise - 60+ Years

20 × 1 bedroom (600 square feet), 10 × 2 bedroom (700 square feet)

30% Gross (Saskatchewan Income Maximums - SHIMs)

0 1990

Fromm Manor 11 Suites Special Needs Residences

11 × Bachelor Suites (220 square feet)

$635.00 /$405.00 from Social Services /$231.00 SRHS

0 2015

Yorkton Housing Corporation

33 Buildings

All Unit Types 143 Units Social, Affordable, and Special Needs Housing

0% Vacancy

Rate

100 Waiting

List

Source: Yorkton Housing Corporation



Exhibit D.26 - Yorkton Parkland Housing Society Units Information Building

Name Number of

Units Unit Type

Bedroom Type

Rent Vacancy

Rate Waiting

List Year Built

Maple Duplex 2 Transitional Housing (16 to 21 years)

2 × 2 bedroom + Supervisors

$600 nil 12 Construction 2015

Parkland Prairie Place

3 × 8 Unit Apartment Buildings

Family Affordable Rental

12 × 2 bedroom +

$600

nil 30 2010 12 × 3 bedroom

$675

Fourplex 2 x 4 buildings Affordable 12 × 2 bedroom

$600 nil 30 1950

Fourplex 1 RGI (Rent-Geared-to-Income)

4 × 2 bedroom RGI nil 30 1950

Detached 18 RGI (Rent-

Geared-to-Income)

3 bedroom RGI nil 60 avg 1960

6 2 bedroom

Detached 46

Market 3 bedroom

$750 nil 60 avg 1960 8 2 bedroom

Yorkton Parkland Housing Society

86 Buildings All Unit Types 121 Units RGI & Affordable

0% Vacancy

222 Waiting List

Source: Yorkton Parkland Housing Society

Exhibit D.27 - Provincial Métis Housing Corporation (PMHC) Units Information

Building Name

Number of Units


Rate Waiting

List Year Built

155 Ontario Avenue + 159 Ontario Avenue

2 x 2 unit buildings

Working Family Units (4 children)

4 × 5 bedroom units (1,905 Square Feet)

2012

Source: Government of Saskatchewan



Exhibit D.28 - YAIL Harbor Inc. (Yorkton Adult Independent Living) Units Information Building Name

Number of Units


Rate Waiting

List Year Built

First Group Home

1 Group Home

Special Care Needs 5 individuals 1973

Second Group Home

1 Group Home

Special Care Needs 6 individuals 1976

Pathway Homes

Triplex Affordable - Accessible for Disabled

3 × 1 Bedroom Units (700-800 square feet)

2012

Pathway Homes II

Triplex Affordable - Accessible for Disabled

3 × 1 Bedroom Units (700-800 square feet)

2012

YAIL Harbor Inc.

4 Buildings

All Unit Types 17 Units Affordable & Special Needs

Source: Various

Exhibit D.29 - SIGN (Society for the Involvement of Good Neighbours) Units Information Building Name

Number of Units


Rate Waiting

List Year Built

Adolescent Youth Home

1 Project Detox to Treatment

5 Social Services Bed + 1 Health Region Emergency utilization Bed

Source: SIGN

Exhibit D.30 - Shelwyn House Units Information



Rate Waiting

List Year Built

Family Transition House

1 Project

Abuse and Violence Victims - Women and Children

15 Licensed Beds

Source: Shelwyn House

Exhibit D.31 - Yorkton Tribal Council (YTC) Safe Haven Units Information



Rate Waiting

List Year Built

Family Transition House

1 Project Abuse and Violence Victims - Women and Children

5 Bedrooms + Counselors + Night Attendants

Source: YTC Web-site



Appendix E: Components to Develop a Housing Project

The following information on developing a housing projects has been compiled from the Canada

Mortgage and Housing Corporation Housing Development Checklist.

The Housing Development Checklist

The Feasibility Phase

Preparing the Organization

Strong, shared housing vision

Organizational strategy compatible with developing new affordable housing

Financial stability

Core group with experience in housing development, property management, financial

management, and raising government and non-government funds

Strong links with local groups

One member equipped to lead the project

Well-defined accountability structure

Adjusted workloads to reflect development responsibilities

Appropriate insurance coverage

Building a Professional Team

A development consultant

Lawyer with non-profit and development experience

Architect for quality housing within a tight budget

Cost consultant

Proving Need and Demand

Housing need and demand assessment, including:

Market data, such as vacancy rates, average rents, sales, existing stock and construction

starts

Demographic data, such as age, income, family size and population growth trends

Waiting lists — our own list, referring agencies, municipal or regional waiting lists

Information from municipalities and social planning councils

Identified target group(s) and income levels

Needs of our future residents (e.g. location, unit types, design requirements)



Creating a Development Plan

Choosing an approach

General contract (group secures land, hires architect, seeks fixed construction bids)

Turnkey development (development company completes entire development package -

design, approvals, and construction - for a fixed price)

Design-build (similar to turnkey, but group has direct relationship with architect)

Construction management (group manages trades - usually recommended only for small

renovation projects)

Finding a Site

Developing land you already own

Partnering with a church, agency or other organization to develop land they own

Contracting with a turnkey developer and landowner

Responding to a Request for Proposals for public land

Seeking a property through a real estate agent

Assessing the site

Servicing Costs

Zoning and approvals needed, restrictions

Environmental constraints

Compare purchase cost to appraised values in the area

Preliminary design concept based on:

The target group’s needs

Zoning and neighbourhood “fit”

Building codes

Environmental impact

Preliminary budget



Testing Financial Feasibility

Preliminary capital budget that identifies:

All capital costs, including purchase price, site preparation and servicing, professional

fees, construction and landscaping, fees and permits, carrying costs during construction,

marketing, contingency

All equity contributions, including donated land, cash and in-kind contributions, waivers

of taxes or fees

Financing (loans, mortgages)

Funding (government subsidies and grants)

Preliminary operating budget that identifies:

Expenses, including mortgage payments, taxes, insurance, utilities, maintenance, capital

reserves, administration, service contracts, legal and audit, contingency and vacancy loss

Revenues, including rents our target group(s) can afford, parking, laundry and other

service charges, commercial space leases, operating subsidies or grants (if any)

Pro forma and financing requirements

Equity and subsidy requirements

Secured pre-development funding

Development cash flow plan

Planning for Community Engagement

Building support among decision-makers

Building active community support

Addressing possible community concerns

Protecting and exercising legal rights

Using or responding to the media

Writing a Business Plan

Project description

Organizational structure

Development team

Market analysis summary

Financial plan

Management plan

Implementation plan (development, construction, and operation)



The Pre-Development Phase

Securing Funding

Developed and Ready to implement Capital Campaign for private cash, labour or in-kind

donations from foundations, corporations, faith groups and individuals.

Explored all potential sources of funding, including:

Non governmental sources

Financial institutions

CMHC housing programs

Provincial housing programs

Municipal grants, waivers on fees and taxes

Other government grants or funds (e.g. programs, accessibility, “green features”)

Secured written funding commitments

Written agreements from funders of operating, program or support costs

Written agreements from partners who will share space or provide services

Lender’s agreement and mortgage insurance for any borrowed funds

Designing the Building

Secured the property

Completed an environmental assessment

Architect prepared drawings based on input from technical experts (e.g. servicing, soils,

traffic, heritage)

Revised capital and operating budgets

Obtaining Municipal Approvals

Architect submitted application for any necessary municipal planning approvals (e.g. Official

Plan Amendments, re-zoning, variances, site plan approval) [In a “turn-key” or contract the

builder usually takes on the responsibility for this work]

Implementing a community engagement plan, working with local council and planning staff

Any appropriate modifications have been made to secure these approvals

Seeking a Builder

Architect (or builder) has prepared detailed construction drawings

References of the builders/developers have been checked, assessed, and reviewed

Called for proposals from builders OR have entered into a turnkey agreement with a

developer

Updated capital and operating budget based on new projected costs



The Construction Phase

Construction Begins

Secured all servicing needed for the site

A building permit has been issued

Reviewed construction insurance needs

Construction financing is in place

Utilized a system for obtaining and disbursing capital advances

Established a system for monitoring construction and approving change orders

Equipped to recognize and agree to “substantial completion”

Marketing the Homes

Marketing plan in place, based on a thorough understanding of target market and local

competition

Written agreements with municipal waiting lists or referral agencies (if applicable)

Resident selection policies in place

Lease, occupancy or purchasing agreement

Preparing for Management

Selected a management approach, such as:

Hiring employees

Sharing employees with another organization

Hiring a professional property management company

If hiring staff, the company have approved a:

Personnel policy

Accountability structure

Job descriptions

Recruitment strategy

If hiring a property management company, there is:

Scope of work

Procurement process

If sharing employees with another organization, there is a written service agreement

Management policies are in place, including:

Spending/financial controls

Maintenance and service standards

Arrears/Non-payment

Use of common areas

Resident involvement



Emergency preparation

Risk management

Preparing to Welcome Residents

Established a system for communicating with future residents throughout the construction

phase

Adopted a move-in plan and schedule in place, allowing staggered move-ins while meeting

mortgage payment commitments

Adopted a staffing plan to ensure residents have the support needed throughout move-in,

including a 24-hour phone line

Prepared a written information kit or handbook to introduce residents to the building and

neighbourhood

Representatives are ready to greet each new resident and tour each unit to identify any

deficiencies

Established a plan to address unit and building deficiencies with minimum disruption to

tenants

Prepared a plan to introduce residents to each other, such as a move-in party

Developed a plan for an official opening celebration

Turning Over the Building

All utility and service contracts are in place

Property insurance is in place

All leases or other occupancy agreements are signed

Staff and/or property managers have been oriented and begun work

Deficiency inspections are completed for units, common areas, the building envelope and

building systems

Building records, including contract documents, as-built drawings, warranties, equipment

serial and model numbers and manuals, tools inventories and supplies are securely stored

Maintenance schedules are established, based on warranty requirements

Filing system is in place, including corporate records, resident files, unit files and financial

records

Source: Canada Mortgage and Housing Corporation, Housing Development Checklist

http://www.cmhc-schl.gc.ca/en/inpr/afhoce/tore/lere/lere_004.cfm

http://www.cmhc-schl.gc.ca/en/inpr/afhoce/tore/lere/lere_004.cfm



Appendix F: Highlights of Select Housing Programs

The following information on select housing programs has been compiled from the Canada

Mortgage and Housing Corporation, Government of Saskatchewan, and other sources. Refer to

individual program guidelines for specific details on each housing program.

Development Programs Geared to Homeowners / Homeownership

HeadStart on a Home Program (Westcap Mgt. Ltd.)

HeadStart on a Home provides secured loans to qualifying builders and developers to finance the

construction cost of new entry-level housing for homeownership.

Applications for HeadStart on a Home funding must be submitted by the municipality in which

the project will be undertaken. Builders or developers interested in accessing funding should

work with their local municipality in order to prepare an application specific to the project.

Refer to Westcap Mgt. Ltd. for additional information.

Source: Saskatchewan Housing Corporation: Supporting a Strong Foundation: A guidebook to

Housing Programs in Saskatchewan

http://headstartonahome.ca/

Secondary Suite Program

The Secondary Suite Program provides a forgivable loan to property owners to develop a

secondary suite, which is a functional housing unit attached to or in the same yard as the primary

residence. The loan will match the property owner’s own investment, up to a maximum. Future

rents for secondary suites must be kept affordable and tenants must have an income at or below

the income limits of the program throughout the term of the forgivable loan.

Assistance is available for construction/renovation costs to a maximum of $30,000 per suite.

Refer to Saskatchewan Housing Corporation for additional information.



http://www.socialservices.gov.sk.ca/H12-FS.pdf

http://headstartonahome.ca/




Tax Credits for Homeowners

Saskatchewan First-Time Homebuyers Tax Credit

The First-Time Homebuyer’s Tax Credit is a provincial income tax credit based on the first $10,000

of a qualifying home available to first-time homebuyers, equating to an income tax credit of up

to $1,100. Homebuyers must have a closing date of January 1, 2012 or later, determined by the

date of sale identified on the purchase agreement, and cannot have owned a home in Canada

within the past four calendar years. The credit may be claimed by the individual buying the house

or the individual’s spouse or common law partner.

Contact the Saskatchewan Ministry of Finance for additional information.



http://www.gov.sk.ca/news?newsId=6438307e-7045-4653-806a-02941d19b4c3

Canada First-Time Homebuyers Tax Credit

For 2009 and subsequent years, the HBTC is a new non-refundable tax credit, based on an

amount of $5,000, for certain home buyers that acquire a qualifying home after January 27, 2009

(i.e., generally means that the closing is after this date). You or your spouse or common-law

partner acquired a qualifying home; and you did not live in another home owned by you or your

spouse or common-law partner in the year of acquisition or in any of the four preceding years.

Refer to the Canada Revenue Agency for additional information.

Source: Canada Revenue Agency

http://www.cra-arc.gc.ca/gncy/bdgt/2009/fqhbtc-eng.html

Affordable Home Ownership Program

The Affordable Home Ownership Program provides financial assistance to municipalities to help

stimulate homeownership of new homes. The program reimburses the municipality an amount

up to the equivalent of five years of the education portion of the property tax to provide

homeowner assistance with the purchase of a new home. Eligible municipalities must have a

homeownership program which supports the acquisition of a home and contribute an amount at

least equal to the provincial contribution, either in cash or equivalent (e.g. land), to be used

towards the down payment. The homeowner must have moderate-income, complete a training

component and follow the requirements of the municipal program.

http://www.gov.sk.ca/news?newsId=6438307e-7045-4653-806a-02941d19b4c3

http://www.cra-arc.gc.ca/gncy/bdgt/2009/fqhbtc-eng.html



A maximum grant of $5,000 per household. Refer to Saskatchewan Housing Corporation for

additional information.



http://www.socialservices.gov.sk.ca/AHOP-factsheet.pdf

Development Plans Geared to Multi-Unit Projects

Conversion Initiative

The Conversion Initiative provides a forgivable loan to property owners to convert non-

residential properties into affordable rental units for households of low- to moderate-income.

Non-profit organizations, private entrepreneurs, First Nation band councils, co-operatives and

municipalities are eligible to apply, so long as there is a demonstrated need for affordable

housing within their community.

Tenants must have an income at or below the income limits of the program throughout the term

of the forgivable loan.

Assistance is available for up to $30,000.00 for self-contained rental units or $23,000.00

maximum per unit for rooming house units. Refer to Saskatchewan Home Repair Program for





Rental Construction Incentive

The Rental Construction Incentive provides municipalities with a matching provincial grant to

help stimulate the construction of rental housing in their community. The program is for the

construction of new rental units and converting non-residential properties to residential units.

Eligible municipalities must have a rental housing program that supports the construction of

rental units. Those receiving other provincial government housing development funding are not

eligible.

Provides municipalities with a provincial grant of up to $5,000 to match municipal grants or

incentives to an owner for each eligible new rental unit constructed. Refer to Saskatchewan

Housing Corporation for additional information.

http://www.socialservices.gov.sk.ca/AHOP-factsheet.pdf






http://www.socialservices.gov.sk.ca/RCI-factsheet.pdf

Saskatchewan Housing Corporation - Rental Development Program

The Rental Development Program provides one time capital funding to develop affordable rental

housing units for low- to moderate income households. The aim is to increase the supply of

housing that is rented at a price at or below the average market rent in a comparable housing

community. Non-profit corporations, cooperative groups, municipalities and the private sector

can apply for the one time funding, which provides 70 per cent of the total capital cost, to

undergo new construction, acquisition or renovation.





Proposal Development Funding (PDF)

The CMHC Affordable Housing Centre offers Proposal Development Funding (PDF), which are

repayable interest-free loans to facilitate the development of affordable housing in Canada. PDF

loans help with the up-front expenses incurred during the process of developing an affordable

housing project proposal and enable housing proponents to carry out the activities required to

bring their proposal to the point where they can apply for mortgage financing.

Up to $100,000 is available to develop an affordable housing project proposal. CMHC will

determine the actual amount, depending on the size and complexity of the intended project and

how much development work needs to be done. In order to be eligible, all expenses must be

incurred after CMHC’s written approval of PDF.

Units must be modest in size, design, and amenities in relation to comparable units in the area,

and for rental projects: Rents for the majority of units in a housing project must be within the

levels representing the 80th and 65th rent percentiles (referred to as Levels 1 and 2, respectively).

The rent levels are derived from the most recent data gathered from CMHC’s rental market

survey and are published semi-annually by CMHC.

Source: Canada Mortgage and Housing Corporation

http://www.cmhc-schl.gc.ca/en/inpr/afhoce/fias/upload/66983__EN_July4_w.pdf

http://www.socialservices.gov.sk.ca/RCI-factsheet.pdf


http://www.cmhc-schl.gc.ca/en/inpr/afhoce/fias/upload/66983__EN_July4_w.pdf



http://www.cmhc-schl.gc.ca/en/inpr/afhoce/fias/index.cfm

Tax Credits for Rental Projects

Corporate Income Tax (CIT) Rebate on New Rental Housing

The Corporate Income Tax Rebate on New Rental Housing provides a tax rebate to corporations

that construct and rent eligible new multi-unit residential rental units in Saskatchewan. The

annual rebate is a 10-percentage point reduction in the effective corporate income tax levied on

eligible income earned from renting these units and for up to 10 years. Corporations will have to

meet certain criteria when they apply and to remain eligible for the annual rebate. Rental

projects may include newly constructed multi-unit residential housing including modular housing

construction or conversion of non-residential property to rental units.





Programs Geared to Support Rental Units

Affordable Housing Rental Program

The Affordable Housing Rental Program provides households with low to moderate-income with

rental housing that is kept affordable through fixed rents that are lower than a comparable unit

in the private housing market.

This program was phased out in urban centres including Yorkton with some options for existing

tenants. Contact your local housing authority or Saskatchewan Housing Corporation for




Source: Saskatchewan Housing Corporation


Social Housing Rental Program

The Social Housing Rental Program provides rental housing to low income seniors, families with

children and persons with disabilities. Those in greatest need are prioritized. Monthly rents are

tied to household income: the lower the income, the lower the rent.

http://www.cmhc-schl.gc.ca/en/inpr/afhoce/fias/index.cfm





Contact your local housing authority or Saskatchewan Housing Corporation for additional

information. Program updates were initiated in July 2012 starting in larger centres.





General Programs

Encouraging Community Housing Options (ECHO) - Housing Plan Component

Encouraging Community Housing Options is a financial assistance program composed of three

components that aim to help communities and municipalities meet and sustain the housing

needs of their residents.

The Development Component provides a grant to help groups conduct research to determine

feasibility of developing and investing in housing projects. Non-profit and co-operative groups,

private corporations and municipalities are eligible to apply for this component of the program,

but must have undertaken preliminary planning prior to applying.

The Housing Plan Component provides cost-matched funding that helps municipalities and

regional partnerships, with a population of over 2,500, to develop a Housing Plan. Such a plan

will help applicants to understand the housing needs in their community.

Lastly, municipalities and regional partnerships with a population of over 2,500 can apply for

cost-matched funding through the Action Component, allowing them to take action on strategies

identified in a Housing Plan or other type of needs assessment.





Encouraging Community Housing Options (ECHO) - Action Component

The Community Planning Branch of the Ministry of Municipal Affairs provides professional land-

use planning advice and technical assistance on a range of planning and development questions,

including matters that can have an impact on housing affordability. Municipal officials, other

Government ministries, industry and the public are all eligible to access this program. Advice may





be obtained on a variety of land use planning and development topics, including municipal bylaw

methods to encourage the creation of more affordable housing options, for example, obtaining

information about the processes municipalities have available to encourage creating secondary

suites in existing residential neighborhoods.





Shelter Enhancement Program

The Shelter Enhancement Program - New provides assistance to sponsors of emergency shelter

spaces and second stage housing to develop new shelters that meet the demand of victims of

family violence, as well as those in need. Non-profit organizations, First Nation band councils and

charity groups are eligible to apply and must submit a viable capital and operations sustainability

plan, explaining long-term project and program funding. Priority is given to projects that are the

most cost-effective and appropriate.

Refer to Saskatchewan Home Repair Program for additional information.








Shelter Enhancement Program - Renovation

The Shelter Enhancement Program - Renovation provides a forgivable loan to non-profit

organizations, First Nation band councils or charity groups, that operate emergency shelters and

transitional housing for victims of family violence, in order to make necessary repairs to bring

these accommodations to an acceptable level of health, safety and security. Approval of the loan

must occur before repairs take place; after approval, applicants have six months to complete the

work.

Assistance is available for a $30,000.00 maximum loan per unit. Refer to Saskatchewan Home

Repair Program for additional information.





Federal - Provincial Investment in Affordable Housing (IAH) Agreement

The Government of Canada and the Province of Saskatchewan partnered on an extension for a

joint investment to build new and renovate existing affordable housing. The combined federal

and provincial contribution for the 2014 to 2019 period of the Investment in Affordable Housing

(IAH) Agreement is $92 million.

Refer to Saskatchewan Ministry of Social Services for additional information.

Source: Government of Saskatchewan

http://www.saskatchewan.ca/government/news-and-media/2014/august/26/iah-agreement-

for-housing


http://www.saskatchewan.ca/government/news-and-media/2014/august/26/iah-agreement-for-housing

http://www.saskatchewan.ca/government/news-and-media/2014/august/26/iah-agreement-for-housing



Programs Geared to Support Rental Units

Affordable Housing Rental Program

The Affordable Housing Rental Program provides households with low to moderate-income with

rental housing that is kept affordable through fixed rents that are lower than a comparable unit

in the private housing market.


information.





Social Housing Rental Program

The Social Housing Rental Program provides rental housing to low income seniors, families with

children and persons with disabilities. Those in greatest need are prioritized. Monthly rents are

tied to household income: the lower the income, the lower the rent.


information. Program updates were initiated in July 2012 starting in larger centres.









Appendix G: Glossary of Terms

The following glossary of terms has been compiled from the Canada Mortgage and Housing

Corporation, Statistics Canada, the Government of Saskatchewan and other sources.

Acceptable Housing

Acceptable housing refers to housing that is adequate in condition, suitable in size, and

affordable.

Source: Canada Mortgage and Housing Corporation 2010 Annual Report

Acquiring and renovation building

Cost - effective strategy of providing affordable housing that can save up to 40 per cent of the

cost of new construction. Acquisition and renovation is also useful sometimes for increasing

affordable ownership opportunities in cities where house prices are relatively low and where

inner city areas are experiencing social and physical decline.

Source: Canada Mortgage and Housing Corporation (CMHC), A Guide for Canadian Municipalities

for the Development of a Housing Action Plan, January 2010

Adequate Housing

Adequate housing does not require any major repairs, according to residents.


Affordable housing

In Canada, housing is considered affordable if shelter costs account for less than 30 per cent of

before-tax household income (2009 Canadian Housing Observer). For renters, shelter costs

include rent and any payments for electricity, fuel, water and other municipal services. For

owners, shelter costs include mortgage payments (principal and interest), property taxes, and

any condominium fees, along with payments for electricity, fuel, water and other municipal

services.

Source: Canada Mortgage and Housing Corporation 2010 Annual Report and Canada Mortgage

and Housing Corporation (CMHC), A Guide for Canadian Municipalities for the Development of a

Housing Action Plan, January 2010

Affordable housing strategy

Housing with a purchase price that is affordable to low-and moderate-income households, which

are households within the lowest 60 per cent of the income distribution of a community, as

determined by Statistics Canada. Affordable in this context means monthly housing costs (that



is, mortgage principal and interest payment amortized over 25 years and assuming a 25 per cent

down payment, and taxes) do not exceed the average monthly rent for the community by unit

type, as reported annually by the Canada Mortgage and Housing Corporation. Affordable

ownership price includes GST and any other mandatory costs associated with purchasing the unit.



Affordable infill

Strategy that allows new construction on previously developed land. There are many advantages

to infill development: promotes efficient use of land; reduces development costs because the

infrastructure (streets and services) already exists; is easier for small builders to build this type

of housing, and; building materials and maintenance costs are lower because the houses are

smaller.



Affordable rental

Affordable Rental: is defined as rental housing at or below average municipal market rent by unit

type and ‘housing costs less than 30% of before-tax household income. For renters, shelter costs

include rent and any payments for electricity, fuel, water and other municipal services.


Amenities

Conveniences such as stores, malls, transit, parking, restaurants, theatres, service outlets,

needed from day to day.



Apartments

The definition of apartments used is taken from the Census. It includes apartments in a building

with fewer than five storeys, and apartments in a building with five or more storeys. It does not

include apartments or flats in a duplex; these are included in “other” dwellings.

Source: Canada Mortgage and Housing Corporation, Socio-economic Series 11-008, Research

Highlight, Long-term household projections - 2011 update, 2011



Assisted Living

Assisted living units are self contained apartments for seniors or people with disabilities who

need some support but who do not need 24 hour facility care.

Source: Municipal Strategies to Address Homelessness in British Columbia, Knowledge

Dissemination and Exchange Activities on Homelessness, Homelessness Knowledge

Development Program, SPARC BC, Social Planning and Research Council of British Columbia,

September 2009

Availability

A rental unit is considered available if the existing tenant has given, or has received, notice to

move, and a new tenant has not signed a lease; or the unit is vacant (see definition of vacancy

below).

Source: Canada Mortgage and Housing Corporation (CMHC), Rental Market Report

Brownfield redevelopment

A form of sustainable development, offering opportunities to revitalize older neighbourhoods,

lower municipal infrastructure costs, increase municipal property tax revenues and lessen urban

sprawl.



Building codes

The National Building Code (NBC) was created to ensure that all building construction meets an

acceptable standard of fire safety, structure soundness, accessibility, and a healthy environment.

The NBC outlines requirements to ensure that renovation and new construction complies with

these intentions. Modifying building code requirements can lower renovation or construction

costs.



Capture Rate

The main age group living in seniors’ residences are persons aged 75 years and older. Capture

rate in a centre is the ratio of the total number of residents living in the survey universe divided

by its estimated 75+ population and then expressed as a percentage.

Source: Housing Market Information, Seniors’ Housing Report Saskatchewan, Canada Mortgage

and Housing Corporation, 2011



Coach House

A secondary suite on a single family lot that is detached from the main housing unit (also known

as a garden suite). It may be located over a vehicle garage.




September 2009

Community housing

Community housing is a catch-all term used in this document to include all types of housing a

community needs to create to meet the needs of those who are identified in the local housing

needs assessment.



Community land trust

A private non-profit corporation created to acquire and hold land for the benefit of a community

and provide secure affordable access to land and housing for community residents.



Comprehensive development zoning

Zoning that creates a custom development zone, where a municipality has the flexibility to

negotiate with developers in relation to large, complex, multi-use sites.



Contributions and loans

Funds (i.e.: direct grant, low-interest or forgivable loan) that are offered to developers in order

to make the creation or preservation of affordable housing more financially feasible.





Co-operative Housing

A housing development where residents or members own and manage the building. It is a legal

association formed for the purpose of providing homes to its members on a continuing basis.

Each member has one vote and members work together to keep their housing well-managed and

affordable.




September 2009

Core Housing Need

A household is in core housing need if its housing does not meet one or more of the adequacy,

suitability or affordability housing standards and it would have to spend 30% or more of its

before-tax income to pay the median rent (including utility costs) of alternative local market

housing that meets all three of these standards.


Density Bonus

Voluntary scheme in zoning bylaws that enables developers to build additional units in return for

public amenities such as affordable housing, public art, parkland, and daycare facilities.




September 2009

Development charges

Fees imposed by a local government on applicants to recover some of the cost of infrastructure

(water, sewer, storm drain, roads and parks) upgrades that are required because of new

development.





Development plan

The document that pulls together the Development Team and a specific project. This plan lays

out all the details of the proposed project to take it from approval through to completion.



Development standards

Rules that municipalities use to guide the design and construction of residential communities.

Changes to planning and engineering standards can reduce the costs of residential development.



Donating land or facilities

Strategy when municipalities support the construction of affordable housing by donating land (or

facilities), selling it below market value, or leasing it at a normal fee to non-profit or faith-based

organizations.



Dwelling-type rate

The term dwelling-type rate refers to the proportion of households of a given age group living in

single-detached, apartment, and “other” dwellings.



Emergency Shelters

‘Emergency shelters provide single or shared bedrooms or dormitory type sleeping arrangements

with varying levels of support to individuals.’ Emergency shelters provide a temporary short-

term solution to immediate needs for homeless and other displaced individuals.




September 2009



Encouraging smaller units

The affordable of a unit is influenced by size and design. The smaller a unit is, the more affordable

it is.



Energy efficient housing

Energy-efficient housing can be achieved at costs well within the accepted limits for affordable,

while resulting in annual savings in operating costs that contribute to affordability over the life

of the building



Expedited approval process

Strategy where the municipal development approval process may be streamlined to cut costs to

the developer. Lengthy and complicated development approvals can add to the cost of producing

housing because of the high upfront costs associated with holding land. Decreasing the length

of approvals reduces the costs of residential development and, therefore, reduces housing costs.

For instance zoning and development permit applicants may be reviewed simultaneously.

Another tool that can be available to municipalities is to give priority to proposals that include

affordable rental or ownership housing. By accelerating the approval of one project over

another, municipalities can reward developers who include these housing types.



Family household

A family household contains at least one census family, defined by Statistics Canada as a married

or common-law couple living together (i.e., in the same dwelling) with or without children, or a

lone parent living with one or more children. ‘Children’ include all unattached biological or

adopted children, regardless of age.





Flexible housing/FlexHousing TM

A housing concept that incorporates, at the design and construction stage, the ability to make

future changes easily and with minimum expense, to meet the evolving needs of its occupants.



Headship rate

An age-specific headship rate represents the propensity of people in a given age group to form

households, and is calculated as the number of primary household maintainers in that age group

divided by the total number of people in the same age segment. Statistics Canada defines a

primary household maintainer as the person or one of the persons responsible for the major

costs - such as rent or mortgage, property taxes, and electricity - in a private household.



Heavy Care Space

A space where the residence provides 1.5 hours or more of healthcare per day to the resident.

Examples include Alzheimer, Dementia and mobility support residents. Heavy care space

estimates for occupied spaces may only include those where the resident is required to pay for a

high level of care.



Home Ownership

Home Ownership is housing costs borne by the occupants priced at local municipal market rates

based upon supply and demand factors at the time of purchase.


Household composition rate

The term household composition rate refers to the proportion of households in a given age group

belonging to households comprised of couples with children, couples without children, lone

parents, multiple families, single persons, and two or more unrelated persons.





Housing Action Plan

A detailed plan to produce a range of housing types, sizes and tenures to meet an identified need

in a community. The plan identifies quantities to be produced, sites to be utilized and the

stakeholders responsible for delivering various segments.



Housing Affordability (HouAff)

Refers to the proportion of the average monthly total household income which is spent on

owner's major payments (in the case of owner-occupied dwellings) or on gross rent (in the case

of tenant-occupied dwellings). Includes private households in occupied non-farm, non-reserve

dwellings with household income greater than $0 (i.e., excludes negative or zero household

income).

Source: Statistics Canada, 2006 Census definitions

Housing Agreement

A covenant registered on the title of a property stipulating specific limitations to the use of the

property. Such agreements can be utilized to ensure that housing on the property is occupied by

individuals who have qualified for its use, and to ensure that the housing unit remains affordable

to low or moderate income households.




September 2009

Housing fund

Account set up by a municipality or a regional district to receive funds that will be used to create

affordable housing.



Housing organization

An organization dedicated to the creation and management of a range of housing stock for

specific user groups.





Inclusionary Housing Policies

Inclusionary housing policies require that all developments over a certain size dedicate a

percentage of new units as affordable housing.




September 2009

Inclusionary zoning

Zoning regulations that require the provision of affordable housing as part of the rezoning for a

development.



Intensification

Redevelopment of existing neighbourhoods, corridors or commercial areas at higher densities to

achieve affordability, reduce automobile reliance and promote healthy interactions within a

community.



Land banking

The acquisition of property for affordable housing by an organization or a local government in

anticipation of developing affordable housing units on the site in the future.



Low income after-tax cut-offs (LICO-AT)

Low income after-tax cut-offs are set at after-tax income levels, differentiated by size of family

and area of residence, where families spend 20 percentage points more of their after-tax income

than the average family on food, shelter and clothing.

Source: Statistics Canada definitions



Low income before tax cut-offs (LICO-BT)

Low income before tax cut-offs are income levels at which families or persons not in economic

families spend 20% more than average of their before tax income on food, shelter and clothing.

Source: Statistics Canada definitions

Low Income Measure (LIM)

Low Income Measure (LIM) measures low income from a distributional perspective. It is simply

defined as half of the median adjusted economic family income, where “adjusted” indicates that

different needs of families of different sizes and compositions are taken into consideration.

Source: Statistics Canada, Xuelin Zhang, 75F0002MWE Income Research Paper Series, Low

income Measurement in Canada: What do different Lines and Indexes tell us? May 26, 2010

Market Basket Measure (MBM)

The Market Basket Measure (MBM) measures the cost of a basket of goods and services that are

deemed essential to maintain physical health and to moderately participate in community

activities. A distinctive feature of MBM is that, while the basket of goods and services is identical,

the thresholds are community and community size specific, reflecting differences in costs of living

across communities.

Source: Statistics Canada, Xuelin Zhang, 75F0002MWE Income Research Paper Series, Low

income Measurement in Canada: What do different Lines and Indexes tell us? May 26, 2010

Market Housing

Market Housing: are housing units where the price is set at rates the local market can bear based

on supply and demand factors without further support or subsidy.


Mixed use node

Mixed-use development (such as commercial, office and higher-density residential) that is

concentrated into centres with existing infrastructure capacity providing required densities and

service to make transit affordable and to foster community hubs where daily services can be

reached within walking distance.





Municipal housing committee

A group consisting local housing stakeholders including elected officials, municipal staff, housing

providers, developers, land owners, funding and financial providers, architects and builders that

us mandated to develop and implement a local Housing Action Plan.



Net household formation

Net household formation, also referred to as household formation, is the change in the number

of households between two years.



Non-family household

According to Statistics Canada, a non-family household can be a person living alone or two or

more unrelated persons sharing the same dwelling.



Non-Market Housing

Housing that is rented or sold at a price that is not set by market forces but set and controlled

over time by some other means. Social Housing is a subset of non-market housing.




September 2009

Non-market or Subsidy Space

A space where the rent received for the unit is less than market rent or where the resident

occupying the unit is subsidized.





Non-profit housing

Housing that is owned and operated by non-profit housing providers. This housing is typically

built through government-funded housing supply programs.



Other dwellings

The “other” category of dwellings is an aggregation of other multiples and movable dwellings. It

comprises row houses, semi-detached or double houses, apartments or flats in a detached

duplex, other single-attached houses, mobile homes and other movable dwellings.



Owner's major payments

Average monthly total of all shelter expenses paid by households that own their dwelling. The

owner's major payments include, for example, the mortgage payment and the costs of electricity,

heat and municipal services.

Source: Statistics Canada, 2006 Census definitions

Parkland dedications fees

Strategy where a municipality can reward developers for building affordable housing by reducing

or waiving the amount paid in parkland dedication fees. Parkland dedication fees are normally

calculated according to the area of a new development. The amount paid can be reduced if the

developer provides an amenity, such as affordable market housing, which benefits the

municipality.



Public Housing

Housing that is built, operated, and owned by a government and that is typically provided at

nominal rent to low income families or individuals.




September 2009



Public-private partnerships

Occurs when a private sector organization works with a government agency or a non-profit

association to provide a service or community amenity.



Redeveloping or converting non-residential buildings or sites

Redevelopment provides opportunities for creating affordable housing. It enables the provision

of affordable housing because of the increased density and the use of existing infrastructure.

Conversion of non-residential buildings into affordable housing involves the adaptive reuse of

surplus or outmoded buildings such as old schools, hospitals, inns or warehouses into affordable

housing.



Rent

Refers to the actual amount a resident pays per month for their accommodation space and all

mandatory services. For vacant spaces, the rent is the amount the owner is asking for the space.



Rental Housing

Rental Housing: is tenant housing by unit type priced at local municipal market rates based upon

supply and demand factors.


Resale price restrictions

Covenants registered on the title of a property to control the resale price and maintain

affordability over time. These are known as Deed Restrictions in the U.S.





Respite Space

A space used to provide temporary accommodation for a senior who normally lives in another

place and not at the residence.



Retaining affordable housing

Municipal by-laws may limit conversions or demolitions of affordable rental housing or require

replacement units at similar rents. In some jurisdictions, transferring development right from

affordable rental housing to other sites is used to preserve such housing.



Secondary and garden suites

A secondary suite is a self-contained rental unit constructed within or as an addition to a house.

A garden suite is a stand-alone, self-contained rental unit on the same property of the principal

residence.

A secondary suite, sometimes called an in-law suite, is a self-contained separate unit within an

existing home or an addition to a home. This means there are full kitchen and bath facilities as

well as a separate entrance.

A garden suite is a separate living unit that is not attached to the principal residence, but built on

the same property. Garden suites are sometimes referred to as “granny flats” because they were

originally created to provide a home for an aging parent of a homeowner. Like a secondary suite,

a garden suite is a self-contained unit.

Source: Adapted from the CMHC A Guide for Canadian Municipalities for the Development of a

Housing Action Plan, January 2010

Self-contained unit

A unit that provides living, sleeping, eating, food preparation, and bathroom facilities.





Shared Equity Home Ownership

Housing that is purchased at a price that is affordable to the occupant and has restricted price

appreciation so that it remains affordable for successive occupants. The purchase price is

typically below market, the owned equity (value) then appreciates according to a formula or

index. The equity is, in effect, “shared” between the community, the first purchaser and the

subsequent purchasers.




September 2009

Smaller communities

Communities with a population of 25,000 or less.



Social housing

Usually refers to housing that receives subsidy assistance from the government. ‘Social housing

refers to housing built under Federal, Federal/ Provincial or Provincial housing programs and is

designed to accommodate households with low to moderate incomes in core housing need.

Social housing includes public housing as well as non-profit and co-op housing.’


for the Development of a Housing Action Plan, January 2010 and Municipal Strategies to Address

Homelessness in British Columbia, Knowledge Dissemination and Exchange Activities on

Homelessness, Homelessness Knowledge Development Program, SPARC BC, Social Planning and

Research Council of British Columbia, September 2009

Space

A space is a residential area that is rented out. Examples of spaces include: one-half of a semi-

private unit, a private or bachelor unit, a one-bedroom unit and a two-bedroom unit. In most

cases a space is the same as a unit. The exception is the case where a unit has been divided to

rent to multiple residents. Semi-private and ward units are an example of this. Unless otherwise

indicated, data for spaces are for all unit types.





Standard Space

A space occupied by a resident who does not receive a high level of care (i.e. the resident receives

less than 1.5 hours of care per day.) Regional terms for this type of space vary across the country.

In cases where there is no additional charge paid for a high level of care, the estimate of the

number of standard spaces may include units where the resident receives a high level of care.



Strata Title Housing

A system for registering ownership of space within a multilevel building, under which the owner’s

title applies to the space (unit) and a proportion of the common property.




September 2009

Subsidized Space

Subsidized Space is a space ‘where the resident occupying the unit is subsidized.’

Source: Adapted from Housing Market Information, Seniors’ Housing Report Saskatchewan,

Canada Mortgage and Housing Corporation, 2011

Suitable Housing

Suitable housing has enough bedrooms for the size and make-up of resident households,

according to National Occupancy Standard (NOS) requirements. Enough bedrooms based on

NOS requirements means one bedroom for each cohabiting adult couple; unattached household

member 18 years of age and over; same-sex pair of children under age 18; and additional boy or

girl in the family, unless there are two opposite sex children under 5 years of age, in which case

they are expected to share a bedroom. A household of one individual can occupy a bachelor unit

(i.e., a unit with no bedroom).




Supportive Housing

Supportive housing is housing which includes on-going supports and services to assist those who

cannot live independently. There is no time limit on the length of stay for supportive housing.




September 2009


‘Transitional housing also referred to as second stage housing can include a stay of anywhere

between 30 days to two or three years. Transitional housing provides access to services and

supports needed to help individuals improve their situation and is viewed as an interim step on

the housing continuum.’




September 2009

Using development levies

Strategy where development fees are used to facilitate the provisions of affordable housing,

either by requiring the developers of certain types of developments to pay a fee to support

affordable housing as a condition of approval, or by waiving, reducing or adjusting development

levies for affordable housing. When waived or adjusted for affordable housing, they are

sometimes referred to as “reserve exactions.” The best known type of development levies

related to affordable housing are “linkage fees.”



Vacancy

A space is considered vacant if, at the time of the survey, it is physically unoccupied and available

for immediate rental.





Waiving or reducing development charges and fees on new rental housing

Strategy where a municipality could encourage affordable housing projects through reducing or

waiving development charges and planning fees. Waiving or reducing these costs results in

savings for the developer which are then translated into lower selling prices.



Waiving or reducing property taxes

Strategy where a municipality can chose to waive or reduce property taxes on all or a portion of

the assessed value of the affordable housing project, over a period of time. Often taxes are

waived (or granted back) on the increased valued of the assessment due to the proposed private

investment.





Appendix H: Sources of Information

Sources of information utilized for this project and document include the following:

Canada Mortgage and Housing Corporation (CMHC) Affordability Criteria for 2015

Canada Mortgage and Housing Corporation (CMHC) Rental Market Reports 2002 to 2015

Canada Mortgage and Housing Corporation (CMHC) Housing Market Information Portal 2000

to 2015 Fall & Spring Data

Canada Mortgage and Housing Corporation (CMHC) various reports

Canada Mortgage and Housing Corporation (CMHC), A Guide for Canadian Municipalities for

the Development of a Housing Action Plan, prepared by Tim Wake - Affordable Housing

Consultant, January 2010

Canada Mortgage and Housing Corporation, Housing Development Checklist

Canada Mortgage and Housing Corporation, 2015 Saskatchewan Housing Outlook

Conference, Saskatchewan Regional Roundup, Braden Batch, Market Analyst

Canadian Real Estate Association Annual MLS® Statistical Survey 2000 - 2014

City of Yorkton, Official Community Plan, June 2014

City of Yorkton various files:

o Building Permits Summary 2009 - 2015

o City of Yorkton, Community Profile, 2014

o City of Yorkton, Economic Profile, 2014

o City of Yorkton, Housing Needs Assessment Study, March 2011

o City of Yorkton, Investment Profile, 2014

o City of Yorkton, Lots for Sale, 2015

o City of Yorkton, Property Tax Rates, 2015

o City of Yorkton, Regional Airport Profile, 2014

o City of Yorkton, Rental Housing Incentive Program, 2010

o City of Yorkton, Utility Rates, 2015

o City of Yorkton, Why Invest in Yorkton, 2014

o Yorkton City Key Map Hotels

o Yorkton City Map Tourism brochure

o Yorkton Current Development Areas Map

o Yorkton Highway Traffic Volume

o Yorkton Housing Committee, Community Housing Plan: 2012 - 2016, April 2012

o Various files and information



Parkland College

o Parkland College Annual Report 2013-2014

o Parkland College Business Plan 2014-2015

o Parkland College Needs Assessment 2012-2013

o Parkland College Official Newsletter of the Campaign Issue #06

o Parkland College Trades and Technology Centre Fact Sheet

o Parkland College Trades and Technology Centre Frequently Asked Questions Poster

o Other Various files

Saskatchewan Housing Corporation, Saskatchewan Ministry of Social Services, A Guidebook

to Housing Programs in Saskatchewan, April 2012

Saskatchewan Ministry of Health, Covered Population data 2001 - 2014

Saskatchewan MLS® Residential Real Estate Data for Yorkton, 2000 - 2014

Statistics Canada and Bank of Canada data

Statistics Canada, CANSIM Data

Statistics Canada, Census Data for 1981, 1986, 1991, 1996, 2001, 2006, and 2011

Statistics Canada, Consumer Price Index

Statistics Canada, Labour Market Survey

Statistics Canada, National Household Survey Data for 2011

Statistics Canada, Xuelin Zhang, 75F0002MWE Income Research Paper Series, Low income

Measurement in Canada: What do different Lines and Indexes tell us? May 26, 2010

Yorkton Community Based Housing Information

o Avenue Living

o Integrated Life Care Corporation

o Parkland Housing - Proposed Student Housing Need

o Provincial Métis Housing Corporation

o Revera (The Bentley Yorkton)

o Shelwyn House

o SIGN (Society for the Involvement of Good Neighbours)

o Sunrise Health Region

o YAIL Harbor Inc. (Yorkton Adult Independent Living)

o Yorkton Housing Authority

o Yorkton Housing Corporation

o Yorkton Parkland Housing Society



o Yorkton Real Estate Association

o YTC Safe Haven



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