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24-03-2014 Current and future payment ecosystems Olivier Maas Worldline R&D – Trusted Services
24-03-2014
Current and future payment ecosystems
Olivier Maas
Worldline R&D – Trusted Services
Current and future payment overview…
2
Buyer Seller
Current and future payment overview…
3
Buyer Seller
Current and future payment overview…
4
Buyer Seller
EMV Payment
App
SE EMV
Payment App
POS
Current and future payment overview…
5
Buyer Seller
EMV Payment
App
SE EMV
Payment App
POS
EMV Offline
“Card present”
Current and future payment overview…
6
Buyer Seller
EMV Payment
App
SE EMV
Payment App
POS
EMV Offline
“Card present”
Good old EMV payment…
Current and future payment overview…
7
Buyer Seller
EMV Payment
App
SE EMV
Payment App
POS
EMV Offline
“Card present”
Sure?
Current and future payment overview…
8
Buyer Seller
EMV Payment
App
SE EMV
Payment App
POS
EMV Offline
“Card present”
App
Current and future payment overview…
9
Buyer Seller
EMV Payment
App
SE EMV
Payment App
POS
EMV Offline
“Card present”
App App
Current and future payment overview…
10
EMV Offline
“Card present”
App App
EMV Payment
App
SE EMV
Payment App
POS
Buyer Seller
Current and future payment overview…
11
EMV Offline
“Card present” App App
EMV Payment
App
SE EMV
Payment App
POS
Buyer
Web Browser
Good old web payment!
So, EMV or web payment?
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