cWoIfsf] z'esfdgf ’;fdflhs ;'/If0ftkm{ sf]ifsf] of]hgf s...

;~ro sf]if Newsletter1

Newsletter;'/lIft eljiosf] nflu ;~ro sf]ifljz]if c+s jif{ $ c+s !* @)&$ efb| #!

afFsL k[i7 ( df .

sd{rf/L ;~ro sf]if :yfkgfsf] %^cf}+ jif{ k|j]zsf] cj;/df xfdL xfd|f ;d:t ;~rostf{x?df xflb{s z'esfdgf JoQm ub{5f}+ .;fy} ;~rostf{sf] ;Gt'li6k|lt ;bfem}“ b[9 /xg] ;+sNk ;lxt sf]ifn] k|bfg ug]{

;]jf / ;'ljwfnfO{ k|efjsf/L agfpg] k|0f ub{5f}+ .

sd{rf/L ;~ro sf]if :yfkgfsf] %^cf}+ jif{ k|j]zsf] cj;/df xfdL xfd|f ;d:t ;~rostf{x?df xflb{s z'esfdgf JoQm ub{5f}+ .;fy} ;~rostf{sf] ;Gt'li6k|lt ;bfem}“ b[9 /xg] ;+sNk ;lxt sf]ifn] k|bfg ug]{

;]jf / ;'ljwfnfO{ k|efjsf/L agfpg] k|0f ub{5f}+ .

%^ cf}+ jflif{sf]T;j

sd{rf/L ;~ro sf]ifsf cWoIf l z l z / s ' d f / 9'+ufgfn] sd{rf/L ;~ro sf]if %% jif{ k"/f u/L %^ jif{df k|j]z u/]sf] cj;/df ;Dk"0f{ ;~rostf{ Pj+ sf]if kl/jf/nfO{ z'esfdgf lbg' ePsf] 5 .

sd{rf/L ;~ro sf]if P]g ;lxt ljlwjt ?kdf @)!( ;fn efb| #! ut] :yflkt sd{rf/L ;~ro sf]if cfh %% jif{ k"/f u/L %^ jif{df k|j]z u/]sf] 5 . /fi6«sf kx/]bf/ l;kfxLx? ;]jfsf] pQ/f4{lt/ vfnL xft 3/ kms{g gk/f];\ eGg] sNof0fsf/L p2]Zo /fvL >L # h'4 zdz]/åf/f lj=;+= !((! ;fndf ;}lgs b|Jo sf]ifsf] ?kdf :yflkt 6«li6 ;+:yfsf] ljsl;t ?k g} cfhsf] sd{rf/L ;~ro sf]if xf] .

cWoIf 9'+ufgfn] em08} ;f9] b'O{ vj{ /fzL ;+slnt /x]sf] ;~ro sf]if /fli6«o :t/df :yflkt e} pRr cfly{s x}l;ot /fVg] :jb]zsf] Psdfq ;]jfd"ns ljQLo ;+:yf ePsf] atfpFb} z'esfdgf dGtJodf pTkfbgzLn, k|ltkmno'Qm, pRr cfo ;Defjgf, ;'/lIft / kf/bzL{ nufgLsf] klxrfg ub}{ sf]ifsf] >f]t kl/rfngdfkm{t k|fKt cfly{s /flznfO{ d'n'ssf] lxt ;lxt ;~rostf{s} ;fdflhs ;'/If0f / cfly{s enfO{tkm{ hf]8 lb+b} hfg] sf]ifsf] bL3{sfnLg ;f]r /x]sf] atfpg' ePsf] 5 .

sd{rf/L ;~ro sf]ifsf] sfo{jfxs k|zf;ssf] lhDd]jf/L sf=d'= d'Vo clws[t bLks /f}lgof/n] ;DxfNg'ePsf] 5 . g]kfn ;/sf/ cy{dGqL:t/sf] ldlt @)&$÷)%÷@# sf] lg0f{ofg';f/ /f}lgof/ lgo'Qm x'g'ePsf] xf] . ;dfrf/ k[i7 @ df

cWoIfsf] z'esfdgf

’;fdflhs ;'/If0ftkm{ sf]ifsf] of]hgf s]lGb|t x'g]‘

sd{rf/L ;~ro sf]ifn] cfly{s jif{ @)&@÷&# sf] artaf6 ;~rostf{nfO{ cfly{s jif{ @)&#÷&$ df !@&=(@ s/f]8 d"gfkmf k|bfg ug]{ / ;~rostf{ xfO{8«f]kfj/ lgdf{0f u/L ;~rostf{sf] z]o/ nufgL ;'lglZrt x'g] Joj:yf ug]{ gLltut lg0f{o u/]sf] 5 .

/fi6« ;]jfdf /x]sf /fi6« ;]jsx?sf] cfly{s eljio ;'/lIft agfpg] p2]Zon] lj=;=@)!( ;fndf :yflkt sd{rf/L ;~ro sf]if cfh %% jif{ k'/f u/L %^ jif{df k|j]z u/]sf] 5 .

sf]ifn] xfn lghfdlt, h+uL / k|x/L ;]jftkm{sf sd{rf/Lx?sf ;fy} lzIfs, ;fj{hlgs ;+:yfg tyf gLlh k|lti7fgsf sd{rf/Lx? ;d]t u/L % nfv %) xhf/ eGbf a9L ;~rostf{sf] ;~ro sf]if /sdsf] Joj:yfkg ug'{sf] ;fy} sl/j

@%# ca{ (* s/f]8 kl/rfng ul//x]sf] 5 . xfn sf]ifn] ;l~rt sf]ifdf *=)) k|ltzt Jofh k|bfg ub{} cfPsf] 5 .

sf]ifn] cfh{g u/]sf] k|To]s jif{sf] d'gfkmfsf] sl/j (% k|ltzt /sd ;~rostf{sf] lxtsf] nflu v8f ul/Psf ljleGg sf]ifx?df hDdf u/L ;fdflhs ;'/Iff ;'ljwfx? k|bfg ub}{ cfPsf] 5, eg], cfly{s jif{ @)&@÷&# sf] z'? ;~ro sf]if df}Hbftsf] cfwf/df ;~rostf{nfO{ )=^% k|ltzt d'gfkmf ;~rostf{sf] vftfdf 5'§} n]vf+sg u/L ;~rostf{sf] $) k|ltzt z]o/ nufgL ;'lglZrt x'g] u/L sd{rf/L ;~ro sf]if, ljB't k|flws/0f, ljB't pTkfbg sDkgLåf/f k|jl4{t a]tg s0ffnL ;~rostf{ xfO{8«f]kfj/ sDkgL :yfkgf u/]sf]] 5 .

sf]ifåf/f sl/j @%$ ca{ kl/rfng

æ;a}sf nflu kof{Kt ;fdflhs ;'/IffÆ

afFsL k[i7 !@ df .


;DkfbsLo÷;dfrf/

cfd ;~rostf{sf] ;]jfdf lg/Gt/ s[t ;+slNkt sd{rf/L

;~ro sf]if cfh %^ jif{sf] ;+3f/df k|j]z u/]sf] 5 . b]z

/ hgtfsf] nflu cfkm\gf] phf{zLn ;do / ;Lk ;dk{0f ug]{

/fi6« ;]jsx?sf] cfly{s eljio ;'/lIft agfpg] p2]Zosf

;fy lj=;+= @)!( efb| #! df o;n] cf}krfl/s ?k wf/0f

u/]sf] xf] . tTsfnLg ;}lgs b|Jo sf]ifsf] bfloTj k|flKt ;lxt

@^ xhf/ ;~rostf{sf] #& nfvsf] ;fgf] k"FhLaf6 z'?jft

ePsf] sf]if xfn sl/a ;f9] kfFr nfv ;~rostf{sf] sl/a

;f9] b'O{ vj{sf] ;|f]t ;lxtsf] cu|0fL ;fdflhs ;'/If0f

;+:yfsf] klxrfg /fVg ;kmn x'g' uf}/jsf] ljifo xf] .

xfn sf]ifn] d"n'ssf ljleGg !! :yfgaf6 ;fdflhs ;'/Iff

Pj+ ;fk6L ;'ljwf ;lxt ( k|sf/sf of]hgf / ^ eGbf

a9L cgnfOg ;'ljwfx? ;~rostf{k|lt ;dlk{t u/]sf] 5 .

pBdzLn / k|lt:kwL{ sfo{k4lt, sfo{;Dkfbgdf u'0f:t/Lotf,

zL3|tf Pj+ kf/bzL{tf h:tf d"No dfGotfx? sf]ifsf]

;]jfnfO{ yk k|efjsf/L / hgd'vL agfpg] cfwf/x? x'g\ .

sd{rf/L ;~ro sf]if P]g, @)!( sf] kl5Nnf] ;+zf]wg;Fu}

u'0f:t/Lo ;fdflhs ;'/Iffsf gjLgtd of]hgfx?sf]

dfWodaf6 cfd;~rostf{sf] ;Gt'li6 clej[l4 ug]{ dfu{ ;d]t

lj:tf/ ePsf] 5 . o; sfo{;Fu} c;+ul7t If]qdf sfo{/t,

:j/f]huf/df ;+nUg Pj+ j}b]lzs /f]huf/df /x]sf >lds

;d]tnfO{ sf]ifsf] ;~hfndf cfa4 ug]{ k|lqmof ;d]t z'?

e};s]sf] 5 eg] cfd ;~rostf{sf] ;'lglZrt eljiosf] nflu

k]G;g of]hgf ;d]t sf]ifsf] k|fyldstfdf /x]sf] 5 .

Psflt/ sf]ifn] ;~rostf{nfO{ ljQLo ;]jf Pjd\ ;fdflhs

;'/Iffsf ;'ljwfx?sf] ;'lglZrttf u/]sf] 5 eg] csf]{tkm{

pknJw ;|f]tnfO{ cf}Bf]lus / k"jf{wf/ ljsf;sf] If]qdf

pkof]u ub}{ d"n'ssf] cfly{s ljsf;df of]ubfg ub}{ cfO/x]sf]

5 . ;fdflhs–cfly{s ?kfGt/0fsf] r/0fdf /x]sf] jt{dfg

;Gbe{df ;~rostf{;Fu} d"n'ssf] j[xQ/ ;Dj[l4sf] nflu sf]ifn]

g]t[TjbfoL e"ldsfnfO{ yk lj:tf/ ug]{ g} 5 . cGt/{fli6«o

;fdflhs ;'/If0f ;+:yfx?;Fusf] ;xsfo{ Pj+ Joj:yfksLo

;dGjosf] dfWodaf6 d"n's ?kfGt/0fsf] o; cj;/nfO{

sf]ifn] sf}zntfk"j{s pkof]u ug]{ s'/fdf s'g} z+sf 5}g .

cGtdf, ;Lldt ;|f]t / Jofks r'gf}tLsf ;fy lznfGof;

ePsf] sf]ifnfO{ jt{dfg cj:yfdf;Dd NofOk'¥ofpg cf–

cfkm\gf] phf{zLn ;do vlr{g'x'g] cu|hx?, sf]ifnfO{ e/f]zf

ul/lbg'x'g] cfd;~rostf{ Pj+ z'e]R5's / ;/f]sf/jfnfk|lt

xflb{s cfef/ k|s6 ub{5f}+ . ;fy} ;~rostf{sf] /ut k;Lgfsf]

sdfO{af6 l;l~rt sf]ifsf] artnfO{ yk pTkfbgzLn Pj+

k|ltkmnd'vL If]qdf ;r]ttfk"j{s kl/rfng ub}{ ;~rostf{sf]

clwstd lxt k|a4{g ug]{ kljq p2]Zodf lgi7fk"j{s cufl8

a9\g] k|lta4tf JoQm ug{ rfxG5f}+ .

;DkfbsLo

sd{rf/L ;~ro sf]ifdf k|zf;ssf] lhDd]jf/L sf=d'=d'Vo clws[t bLks /f}lgof/n] ;DxfNg'ePsf] 5 . g]kfn ;/sf/, cy{dGqL:t/sf] ldlt @)&$÷)%÷@# sf] lg0f{ofg';f/ /f}lgof/nfO{ pQm lhDd]jf/L lbOPsf] xf] .

g]kfn ;/sf/, cy{ dGqfno, ljQLo If]q Joj:yfkg dxfzfvfsf] ldlt @)&$÷)%÷@% sf] kqfg';f/ /f}lgof/n] sf]ifsf] sfo{jfxs k|zf;ssf] lhDd]jf/L ;DxfNg' ePsf] xf] . æg]kfn ;/sf/, dfggLo cy{dGqL:t/sf] lg0f{ofg';f/ sd{rf/L ;~ro sf]ifdf l/Qm /x]sf] k|zf;s lgo'lQm geP;Dd b}lgs sfo{ ;~rfng ug{ -s'g} sfo{ g/f]lsg] u/L_ oxfFnfO{ lhDd]jf/L k|bfg ul/Psf]Æ Joxf]/f kqdf pNn]v 5 . ;f]xL cg';f/ /f}lgof/n] efb| @% d} sfo{ef/ u|x0f ul/;Sg' ePsf] 5 .

o;} aLr sfo{jfxs k|zf;s /f}lgof/n] cGtl/d ;dosf] Joj:yfkgsf] lhDd]jf/L kfPtf klg To;nfO{ sf]ifsf] lxtsf] nflu pRrtd pkof]u ug]{ s'/f atfpg' ePsf] 5 . cfdhgdfg;df sf]ifsf] 5ljnfO{ pRr /fVg cfFkm" sl6a4 x'g] pNn]v ug'{ePsf] 5 . kbef/ u|x0f ;df/f]xnfO{ ;Daf]wg ub}{ pxfFn] g]kfn ;/sf/, ;~rfns ;ldlt, cfd ;~rostf{ Pj+ sf]ifsf sd{rf/Lx?df ;fy / ;xof]usf] ck]Iff ;lxt wGojfb JoQm ug'{ ePsf] 5 .

o:t} ;df/f]xnfO{ ;Djf]wg ub}{ sf]ifsf sf=d'=d'Vo clws[t /fh]Gb| sfÇn]n] ;+:yfsf] cu|utLsf] nflu d'Vo clws[tsf] x}l;otn] ;bf ;fy, ;xsfo{ Pj+ ;xof]u ug{] k|lta4tf JoQm ug'{ ePsf] 5 . sfo{qmddf sf]ifsf sfo{/t sd{rf/L ;+u7gsf k|ltlglwx?n] z'esfdgf lbPsf lyP . pgLx?n] sf]ifsf cfGtl/s Joj:yfkg, nufgL, bfo/f lj:tf/, P]gsf] sfof{Gjog nufotsf ljBdfg d'2fx?df sfo{jfxs k|zf;sn] dxTjk"0f{ e"ldsf lgjf{x ug'{kg]{ ljrf/ JoQm u/]sf lyP .

sf]ifdf @)%@÷)!÷!* df l;i6d d]g]h/ k|fljlws tx * af6 ;]jf z'? ug'{ePsf >L /f}lgof/n] tx ( sf] l;lgo/ l;i6d d]g]h/, tx !) sf] gfoj d'Vo clws[t tyf tx !! sf] sf=d'=d'Vo clws[tsf] lhDd]jf/L axg u/L;Sg'ePsf] 5 . ;fy} pxfFn] ldlt @)^(÷)&÷@# b]lv @)&#÷)&÷@@ ;Dd hnljB't nufgL tyf ljsf; s+= ln= df k|d'v sfo{sf/L clws[tsf] lhDd]jf/L ;d]t lgjf{x ug'{ePsf] 5 .

/f}lgof/ a+unfb]z o'lgel;{6L ckm Ol~hlgol/Í P08 6]Sgf]nf]hL 9fsfaf6 la=P;\\=;L= Ol~hlgol/Í -sDKo'6/ ;fOG; P08 Ol~hlgo/_, df]gf; o'lgel;{6L, ci6«]lnofaf6 df:6/ ckm sDKo'l6Í -l/;r{_ pkflwsf ;fy} kf]v/f ljZjljBfnoaf6 df:6/ ckm lalhg]; P8ldlgi6]«zg -PSh's]l6e_ of]Uotf k|fKt JolQmTj x'g'x'G5 . pxfFn] ;"rgf k|ljlw tyf demf}nf Pj+ 7"nf hnljB't cfof]hgfsf] ljQLo Joj:yfkgdf nfdf] cg'ej k|fKt ug'{ePsf] 5 .

sf]ifsf] sfo{jfxs k|zf;sdf bLks /f}lgof/


sd{rf/L ;~ro sf]ifn] ;~rostf{sf] ‘ln8’ z]o/ x'g] u/L hnljB't ljsf; cfof]hgf lgdf{0fsf] of]hgf agfPsf] 5 .

phf{ / cy{ dGqfno;“u k6s k6s ePsf] 5nkmn / sf]if ;~rfns ;ldltn] ut & df3df u/]sf] gLltut lg0f{okl5 sf]if ljB't cfof]hgf ljsf; / lgdf{0fsf] lg0f{odf k'u]sf] xf] .

sf]ifsf] xfn} ;+zf]lwt P]gn] k"jf{wf/df nufgL ug]{ af6f] v'nf u/]kl5 ;~rostf{nfO{ dflns agfpg] u/L ul/Psf] hnljB't cfof]hgf lgdf{0fsf] tof/LnfO{ dxTjk"0f{ lg0f{o dflgPsf] 5 .

sf]ifn] s'g rflx“ kl/of]hgfdf nufgL ug{] eGg] ljifodf lg0f{o eO{ g;s] klg ;Defljt kl/of]hgfsf xsdf $ ;o d]ufjf6sf] tNnf] c?0f, dflyNnf] c?0f kl/of]hgfsf] z]o/df nufgL afx]s rf/b]lv kf“r;o d]ufjf6sf] 5'§} kl/of]hgfnfO{ ;d]t ljsNksf ?kdf x]l/Psf] 5 . sf]ifn] aif{el/ sdfPsf] gfkmfsf] (% k|ltzt /sd ;~rostf{sf] lxtdf pkof]u x'g] hu]8f sf]ifx?df hDdf u/L ;~rostf{sf] cfly{s jif{sf] z'?sf] ;l~rt df}Hbftdf ;~rfns ;ldltn] tf]s] adf]lhd lglZrt b/df ;dfg'kflts ?kdf d'gfkmf ljt/0f ug{] k|rng /x]sf] 5 .

t/, ;f] k|rngdf ;'wf/ u/L ;~rostf{sf] bL3{sfnLg lxtdf hnljB't pTkfbg kl/of]hgfsf] z]o/df nufgL u/L ;~rostf{nfO{ z]o/dfkm{t k|ltkmn pknAw u/fpg] sf]ifsf] p2]Zo /x]sf] 5 . o;sf nflu cfly{s jif{ )&@÷&# sf] ;~rostf{sf] z'? df}Hbftdf )=^% k|ltztsf b/n] ljt/0f ug{] d'gfkmf hnljB't pTkfbg kl/of]hgfsf] z]o/df nufgL ug{] k|of]hgsf nflu ;~rostf{sf] 5'§} JolQmut vftfdf n]vf+sg ul/Psf]5 .

o; d'gfkmf /sddf sf]ifs§L /sddf ;~rostf{n] kfP ;/xsf] Jofh nufotsf ;'ljwf k|bfg ul/g] 5 / o; ljifodf cfjZos gLlt, sfo{ljlwsf] th'{df Pj+ g]kfn ;/sf/sf] :jLs[lt ;DaGwL k|lqmof k'/f ePkl5 pQm /sdnfO{ hnljB't pTkfbg kl/of]hgfsf] z]o/ nufgLdf ?kfGt/0f ul/g] 5 .

o;/L hnljB't cfof]hgfsf] nflu aGg cfpg] lap k"“hL ut cfly{s aif{sf] d'gfkmfsf] cfwf/df sl/a Ps ca{ @* s/f]8 ?k}of“ /x]sf] 5 . ut cfly{s jif{df sf]ifn] sl/a Ps ca{ ^) s/f]8 ?k}of“ d'gfkmf u/]sf] lyof] .

clxn] ;/sf/n] s'g} kl/of]hgf pknAw u/fP To;sf] k"j{ tof/Ld} tLgb]lv rf/ aif{ nfUg] x'“bf lgdf{0f ;'? x'“bf;Dd cfjZos nufgL /sd ;+sng e};Sg] sf]ifsf] cg'dfg 5 .

;+:yfksdf ;~ro sf]if / cGo lgsfo eP klg clwsf+z z]o/ eg] ;~rostf{s} x'g] / ;j{;fwf/0fnfO{ 5'6\ofOg] @% k|ltzt z]o/dWo] !) k|ltzt cfof]hgf k|efljtn] klg kfpg] u/L Joj:yf ldnfpg] sf]ifsf] tof/L 5 . ;~rostf{n] nfef+z afkt kfpg nfu]sf] /sd kl/of]hgfdf nufgL x'g] x'“bf pgLx?sf] gfddf ;"rgf lgsfn]/ ;Nnfx ;'emfj lng] k|lqmof ;d]t sf]ifn] k|f/De ul/;s]sf] 5 . olb s;}n] ;]jf lgj[Q eP/ hf“bf cfkm"nfO{ z]o/ xf]Og cfh;Dd Aofh, nfef+z nufot hDdf ePsf] ;a} k};f gubd} rfx]df klg pgLx?sf] z]o/ vl/b u/]/ k};f lbg] sfo{ljlwdf ;d]t sfd eO/x]sf] sf]ifn] hgfPsf] 5 . shf{ k|bfossf ?kdf sf]if ;+nUg dflyNnf] tfdfsf]zL hnljB't cfof]hgfdf ;~rostf{n] %) lsQfb]lv @ ;o (# lsQf;Dd z]o/ kfPsf lyP .

sf]ifsf] d'gfkmf ;~rostf{ xfO8«f]dfhnljB't ljsf;df sd{rf/L ;~ro sf]ifsf] dxTjk"0f{ lg0f{o

sf]if ;dfrf/


sd{rf/L ;~ro sf]ifn] ca k]G;g ;]jf klg ;'? ug{] ePsf] 5 . ;~ro sf]if P]gsf] kl5Nff] ;+zf]wgn] lbPsf] cj;/;Fu} k]G;g ;]jf ;'? ug{] tof/L sf]ifn] u/]sf] xf] .

k]G;g ;]jf ;'? ug{ sf]l/ofsf] g]zgn k]G;g ;le{; -PglkP;_ ;Fu ePsf] ;Demf}tfdf sf]ifsf tkm{af6 tTsflng k|zf;s s[i0fk|;fb cfrfo{n] @)&$ h]i7df x:tfIf/ ug{' ePsf] lyof] . PglkP;n] k]G;g ;]jf ;~rfngsf nflu sf]ifsf nflu lgz'Ns k|fljlws ;]jf lbg] 5 . ;Demf}tf cg';f/ PglkP;n] lj1 ;lDdlnt 6f]nL k7fP/ ;~ro sf]ifsf] ;"rgf k|ljlw b]lv

sf]l/ofdf sfo{/t g]kfnL / sf]l/ofdf sfo{/t sf]l/ofnLnfO{ :yfgLo gLlt lgod cg';f/ Ps} k|sf/sf] ;fdflhs ;'/Iff ;'ljwf k|bfg ug{] af/] ;d]t sf]if / PglkP;aLr 5nkmn ePsf] 5 . t/, o;sf nflu sfg'gL cfwf/ tof/ eO g;s]sf] x'Fbf 7f]; 6'·f] eg] nfu]sf] 5}g .

o; ;DalGw sfg'g ag] sf]l/ofdf sfo{/t g]kfnLx?n] ToxfFsf] ;fdflhs ;'/Iff ;'ljwf gLlt cg'?k ;]jf ;'ljwf kfpg]5g\ . ;fy} g]kfnn] klg oxfF sfo{/t sf]l/ofnL gful/snfO{ ;fdflhs ;'/Iff ;'ljwf k|bfg ug{' kg{] x'G5 . g]kfndf sfo{/t sf]l/ofnLsf] t'ngfdf sf]l/ofdf sfd ug{] g]kfnL ;+Vof 7'nf] /x]sf] x'Fbf of] k|fjwfg nfu' eP g]kfnnfO{ g} kmfObf x'g] sf]ifsf] a'emfO{ 5 .

j}b]lzs /f]huf/Ldf /x]sf g]kfnLnfO{ ;~ro sf]ifdf cfa4 u/fpg]af/] klg sf]l/ofl:yt g]kfnL /fhb"t ch{'gaxfb'/ l;+x;Fu 5nkmn ePsf] sf]ifn] hgfPsf] 5 . sf]ifn] >d ;xrf/L;Fu ;dGjo ug{] u/L Ps hgf sd{rf/L /fhb"tfaf;df /fVg] / p;n] ToxfF sfo{/t ;a} g]kfnLnfO{ ;~ro sf]ifsf] bfo/fdf ;d]6\g] df]8fln6Laf/] /fhb"t l;+x;Fu 5nkmn ePsf] lyof] .

sd{rf/Lsf] Ifdtf clea[l4;Dd ;xof]u ug{] 5 . ;~rost{fn] ;]jfsf] pQ/f4{df ;~ro sf]if Psd'i6 e'QmfgL k|fKt u5{g eg] k]G;g ;dfg b/n] dfl;s ?kdf pknAw u/fpg' kg{] x'G5 .

PglkP; #) aif{ cl3 :yfkgf ePsf] ;fdflhs ;'/Iff k|bfos ;+:yf xf] . sf]l/of ;/sf/sf] ;d]t nufgL /x]sf] :jfoQ ;+:yf PglkP; ljZjsf] kfFrf}F 7"nf] k]G;g ;]jf k|bfos klg xf] .

k]G;g ljt/0fsf nflu cfjZos l;i6d ljsf; ug{ PglkP;;Fusf] ;xof]u dxTjk"0f{

x'g] sf]ifsf] 7DofO{ 5 . ;fj{hlgs jf lghL If]qsf nflu k]G;g l:sd rf8} ;'? ug{] sf]ifsf] tof/L 5 . k]G;gdf ;xefuL x'g rfxg] k|To]s sd{rf/Ln] x/]s dlxgf sf]ifdf /sd hDdf ub{} hfg] 5g, / lglZrt ;do kl5 tf]lsPsf] 9fFrfdf sf]ifn] k]G;g pknAw u/fpg yfNg]5g\ .

clwsf+z ljsl;t b]zdf klg oxL k|0ffnL nfu' 5 . sf]l/ofsf] PglkP;n] klg #) aif{ cl3 olx k|0ffnL ;'? u/]sf] lyof] . clxn] ToxfFsf] lghL If]qdf sfo{/t 7'nf] lx:;f PglkP;df cfj4 5g\ .

;~ro sf]ifn] k]G;g ;]jf ;'¿ ug{]

PgkLP; / sf]ifaLr 5nkmn j}b]lzs /f]huf/Ldf uPsfnfO{ klg ;~ro sf]ifdf

cfa4 u/fOg]

sf]if ;dfrf/

t:jL/ M lg/

~hgs

'df/ e

6\6/fO{


sf]if ;dfrf/

sd{rf/L ;~ro sf]if / afo';]jf lgudaLr jfO8a8L hxfh lsGg] C0f ;Demf}tfdf x:tfIf/ ePsf] 5 . ;Demf}tf cg';f/ sf]ifn] lgudnfO{ !@ ca{ ?k}ofF C0f k|bfg ug{] 5 .

sf]ifn] lgudnfO{ ;/sf/sf] hdfgLdf C0f lbg] u/L ;Demf}tf u/]sf] xf] . C0fsf] cjlw !% jif{sf] x'g]5 . sf]ifn] xfnnfO{ ( k|ltzt Aofhb/df C0f lbPsf] xf], t/ ;~ro sf]if;Fusf] ;Demf}tfdf cfÇgf ;~rostf{nfO{ lbOg] Jofhb/df a[l4 ePdf ;f]xL cg';f/ Aofhb/ sfod /xg] pNn]v 5 .

;Demf}tfdf sf]ifsf tkm{af6 tTsfnLg lgldQ k|zf;s bLks /f}lgof/ / lgudsf tkm{af6 dxfk|aGws ;'ut/Tg s+zfsf/n] x:tfIf/ ug'{ ePsf] lyof] . ;'?jftdf lgudn] sf]ifaf6 $ ca{ !( s/f]8 @* nfv C0f k|fKt u/]sf] 5 .

lgudn] b'O{ yfg jfO8 a8L ljdfg @! ca{ () s/f]8 ¿k}ofFdf vl/b ug]{ u/L ;Demf}tf ePsf] atfOPsf] 5 . g]kfnsf] p8\8og Oltxf;df g} olt 7"nf] /sd vr]{/ Ps}k6s ljdfg vl/b ug{ nfluPsf] of] klxnf]k6s xf] . gofF Po/a; @*) l;6 Ifdtfsf] x'g]5 . h;df !^ j6f lahg]z Snf;sf l;6 Ifdtfsf x'g]5g\ .

lgudsf cg';f/ oL hxfh g]kfn cfPkl5 /fli6«o Wjhfafxs sDkgL g]kfn Po/nfOG;n] ;fpbLsf] bdfd, sf]l/ofsf] l;cf]n, ci6«]lnofsf] l;8\gL / hfkfgsf] 6f]lsof]df p8fg eg]{5g\ .

sf]ifn] kl/of]hgf shf{ ljz]if c;'nL -klxnf] ;+zf]wg_ gLlt, @)&$ :jLs[t u/L nfu" ug{] lg0f{o u/]s]f 5 . sf]ifn] kl/of]hgf shf{ ljz]if c;'nL gLlt, @)&@ df ;d;fdlos ;+zf]wg ug{] qmddf ;f] lg0f{o u/]sf] xf] .

lg0f{okl5 ztk|ltzt shf{ gf]S;fgL Joj:yf eO;s]sf, ?U0f pBf]usf ?kdf /x]sf / shf{ cjn]vg ePsf shf{x?sf] c;'nL sfo{nfO{ yk k|efjsf/L agfpg ;lsg] sf]ifn] hgfPsf] 5 .

sd{rf/L ;~ro sf]ifn] cfly{s jif{ @)&#÷)&$ df ;fdflhs ;'/Iff sfo{qmd cGtu{t !(&*^ ;~rostf{ jf lghsf] cfl>t kl/jf/nfO{ !* s/f]8 %* nfv $! xhf/ ?k}of“ ljt/0f u/]sf] 5 .

ljtl/t /sd dWo] cf}ifwf]krf/ lzif{sdf !* nfv !) xhf/, ;'Ts]/L :ofxf/ vr{df &^ nfv @$ xhf/, sfhlqmof cg'bfgdf @^ nfv &$ xhf/ / b'3{6gf Ifltk"lt{df @) nfv !* xhf/ ?k}of“ ljt/0f ePsf] xf] . cl3Nnf] jif{ cf}ifwf]krf/ lzif{sdf *% nfv ^& xhf/, ;'Ts]/L :ofxf/ vr{df #) nfv () xhf/, sfhlqmof cg'bfgdf @) nfv &$ xhf/ / b'3{6gf Ifltk"lt{df (# nfv ?k}of“ ljt/0f ePsf] lyof] .

;fdflhs ;'/Iff sfo{qmddf !$ s/f]8 a9L ljt/0f

sd{rf/L ;~ro sf]ifn] ;'Gwf/f sf7df8f}+l:yt æ;~ro sf]if ejgÆ lzjnIdL sf]h'nfO{ ef8fdf lbPsf] 5 . sf]if / sf]h'aLr @)&# df3 ^ ut] ;DkGg s/f/ ;Demf}tf cg';f/ sf]h'n] sf]ifnfO{ dfl;s @ s/f]8 &! nfv !! xhf/ !#( ?k}of“ ef8f a'emfpg'kg{] 5 . k|To]s @ jif{df !) k|ltztsf b/n] ef8f j[l4 x'g] Joj:yf ;d]t ;Demf}tfdf pNn]v 5 . s/f/sf] cjlw !% jif{sf] /xg] 5 .

s/f/ ;Demf}tfdf sd{rf/L ;~ro sf]ifsf tkm{af6 k|zf;s s[i0fk|;fb cfrfo{ / ef8fjfn lzjnIdL sf]h'n] x:tfIf/ ug'{ ePsf] lyof] . ;f] ejg ef8fdf lbg] ;DjGwdf @)&@ ;fn kmfNu'0f !@ ut] ;fj{hlgs ;"rgfåf/f af]nkq cfXjfg u/]sf]df !) j6f af]nkqx? ;f/e"t ?kdf k|jfxu|fxL eO{ ;j}eGbf a9L ef8f saf]n ug{]

sf]if / lgudaLr C0f ;Demf}tf

kl/of]hgf shf{ ljz]if c;'nL gLltdf ;+zf]wg

sf7df08f} dn ef8f ;Demf}tf

af]nkqbftfn] tf]s]sf] ldlt leq s/f/ ;Demf}tf ug{ gcfPkl5 lghsf] af]nkq hdfgt hkmt

u/L bf];|f] qmddf /x]sf] af]nkqbftf sf]h'sf] af]nkq :jLs[t ul/Psf] xf] .


!# jif{sf] cGt/fnkl5 P]gsf] gjf}+ ;+zf]wgdf w]/} s'/f ylkP/ cfP klg sfof{{Gjogsf] l;nl;nfdf b]lvg] hl6ntfx? xn x'“b} hfg] ljZjf; ;xefuLx?n] JoQm u/]sf 5g\ .

@)&# kf}if * / ( ut] gu/sf]6df cfof]hgf ePsf] al/i7 sfo{sf/L d~rdf æsd{rf/L ;~ro sf]if P]g, @)!( gjf}+ ;+zf]wgÆ / æsf]ifsf] kf“r jif{] /0fgLlts of]hgfÆ ljifos sfo{sf/L d~rsf] 5nkmn sfo{qmd ;xefuLx?n] ;f] s'/f JoQm u/]sf x'g\ .

tTsflng sfod d'sfod d'Vo clws[t bLks /f}lgof/n] ;+zf]lwt P]gsf] sfof{Gjogdf ;fd"lxs k|lta4tf JoQm ub{} sf]ifn] ug{ ;Sg] sfdsf] af/]df lglZrt /f]8 Dofksf] vf“rf] cf}Nofpg' eof] . pxfFn] k|fyldstfsf cfwf/df sfo{ / sfo{qmdnfO{ cufl8 a9fpg ;s]df w]/} ;d:of ;dfwfg ub{} cufl8 a9\g ;lsg] atfpg' eof] . /f}lgof/n] sf]ifdf ljBdfg dfgj ;+;fwg / ;"rgf k|ljlwnfO{ PsLs[t ?kdf cufl8 a9fpg h?/L /x]sf] rrf{ ub{} sf]ifsf] hgzlQmnfO{ hf]lvd/lxt lg0f{o k|lqmofaf6 hf]lvd axg ug{ ;Sg] hgzlQmsf ?kdf ?kfGt/0f ug{ h?/L eO;s]sf]df klg hf]8 lbg' eof] .

sf]ifsf sf=d'= d'Vo clws[t /fh]Gb| sfkm\n]n] sd{rf/L ;~ro sf]if P]g, @)!( gjf}+ ;+zf]wgnfO{ :jfldTjaf]w ;lxt ;fd"lxs ?kdf sfof{Gjogsf] k|lta4tf cfjZos ePsf] atfpg' eof] .

sfkm\n]n] sf]ifsf cNksfnLg tyf bL3{sfnLg dxTjsf ;a} sfo{sf] sfof{Gjogk|lt cfkm" k|lta4 /x]sf] atfp“b} /0fgLlts of]hgfnfO{ kl/is[t ?kdf k|:tfj ug'{ cl3 afXo lj1;lxt yk cGtlqm{of ug{] atfpg' eof] .

of]hgf, cg'udg tyf d"Nof+sg ljefusf k"j{ ljefuLo k|d'v nIdLk|;fb >]i7n] ;~rfng ug'{ ePsf] sd{rf/L ;~ro sf]if P]g @)!(, gjf}+ ;+zf]wg ljifos klxnf] ;qsf] sfo{qmdsf cWoIf sfkm\n]n] P]gsf] JofVof eGbf klg sfof{Gjog dxTjk"0f{ x'g] rrf{ ub{} :j/f]huf/ JolQmx?nfO{ sf]ifsf] bfo/fdf Nofpg ;Sg'

dxTjk"0f{ sfo{ x'g]df hf]8 lbg' eof] . sfkm\n]n] P]gsf] k|:tfjgfdf sf]ifsf] sfo{ ;Defjgf / ;]jfsf] bfo/f lj:tf/ h:tf ;+zf]lwt Joj:yfaf6 nfe lng ;Sg'kg{]df hf]8 lbg' eof] .

jl/i7 k|aGws hLjg s'df/ s6\jfn / k|aGws -k=lj=_ dbg ;'j]bLn] k|:t't ug'{ ePsf] sd{rf/L ;~ro sf]if P]g, @)!( gjf}+ ;+zf]wg sfo{kqdfly l6Kk0fL ub{} ;fdflhs ;'/Iff ;]jf k|jfx tyf Joj:yfkg ;d"xsf ;+of]hs ljefuLo k|d'v jL/]Gb| df]xg e6\6/fO{n] ;+zf]lwt P]gn] sf]ifsf] p2]Zo, bfo/f / sfo{If]qdf kf/]sf] k|efjnfO{ dgg ub{} k|fKt cj;/sf] ;b'kof]u Pj+ r'gf}tLx?sf]

;dfwfg of]hgfa4 9+un] x'g'kg{] atfpg' eof] .

;fdflhs ;'/Iff sfo{qmd cg';Gwfg tyf ljsf; ;d"xsf ;+of]hs ljefuLo k|d'v s]bf/gfy uf}tdn] sf]ifsf] gLltut pknlAwsf nflu jl/i7 sfo{sf/L d~rsf] e"ldsf pNn]vgLo /x]sf] rrf{ ub{} g]kfn ;/sf/nfO{ r'gf}tL aGb} uPsf] lgj[lQe/0fsf] Joj:yfkg lhDd]jf/L lng ;s] sf]ifsf nflu /fd|f] cj;/ x'g] atfpg' eof] . uf}tdn] ;+zf]wgsf sltko ljifox? ;~rfns ;ldltnfO{ hfgsf/L x'“bf x'“b} klg ;~ro sf]ifn] ltg{] s/ / cfodf 5'6sf] ljifo ;+zf]wgdf ;dfj]z x'g g;s]sf] atfpg' eof] .

;"rgf tyf ;~rf/ k|ljlw ;d"xsf ;+of]hs ljefuLo k|d'v /f]rg >]i7n] tYofª\s Joj:yfkg ;DaGwdf P]gdf h] h:tf s'/f cfP klg lgodfjnLdf l8lh6n 8f6f P;]K6]G;nfO{ dfGotf lbg cfjZos /x]sf] atfpg' eof] . >]i7n] ;fd"lxs pQ/bfloTjsf nflu ;fd"lxs ;xeflutf cfjZos /x]sf] rrf{ ub{} :j/f]huf/nfO{ ;d]6\g] ;Gbe{df hl6n If]qaf6 ;'?jft ubf{ l;:6dsf] ljsf;df d2t k'Ug]df hf]8 lbg' eof] .

ljQLo ;|f]t Joj:yfkg ;d"xsf ;+of]hs ljefuLo k|d'v b'uf{ k|;fb ;'j]bLn]

;+zf]lwt P]gsf ;Gbe{df sf]ifn] ;|f]t ;+sng / Joj:yfkgdf ljz]if Wofg lbg cfjZos ePsf] atfpg' eof] . ;'j]bLn] j}b]lzs /f]huf/af6 sf]if ;+sng, :j/f]huf/sf] sfg"gL x}l;ot af/]df r'gf}tL /x]sf] atfp“b} nufgLsf If]qdf b]lvPsf] bf]xf]/f]kg / l8a]Gr/sf] kl/efiffdf ljBdfg b'ljwfnfO{ k'gef{lift ug'{ kg{] cfjZostf /x]s]f atfpg' eof] . ;'j]bLn] Do'r'cn kmG8 :sLd ;~rfngdf cg'ej gePsf], Mutual Fund Scheme ;~rfngdf cg'ej gePsfn] sfo{ ;xh gePsf], ;fd"lxs nufgL ;~rfng ePsf]n] cWoog cg';Gwfg a9L rflxg] / cfjf; ;~rfng ug{] ;Gbe{df hUuf k|flKtdf 7"nf] r'gf}tL b]lvPsf] atfpg' eof] .

sd{rf/L ;~ro sf]if P]g sfof{Gjog ug{ ;fd"lxs k|lta4tf

sfo{sf/L d~r

sf]if ;dfrf/


;+u7g Joj:yfkg tyf gjk|jt{g ;d"xsf ;+of]hs ljefuLo k|d'v cf]ds[i0f >]i7n] ;fdfGo Joj:yfkgsf] b[li6sf]0fdf P]g ;+zf]wgaf6 sf]ifsf] bfo/f lj:tf/, ;|f]t kl/rfng / j[l4 tyf ljljwtfdf k|efj kg{] ePsf]n] sf]ifn] cfufdL lbgdf cg';Gwfg / ljsf;sf If]qdf klg ;|f]t kl/rfng ug{'kg{] atfpg' eof] . >]i7n] sf]ifnfO{ ;+zf]wg dfkm{t :jf:Yo ;'ljwf of]hgf, lgj[lQe/0f of]hgf / :j/f]huf/ ;~ro sf]ifsf] ;~rfng cj;/ k|fKt eP klg ;fdflhs ;'ljwfsf] If]qdf ljBdfg sfg"gx?sf] ;+of]hg / ;a} k|sf/sf ;/f]sf/jfnfx?aLr ;dGjo u/]/ cufl8 a9\g'kg{] r'gf}tL /x]sf] atfpg' eof] . >]i7n] b]lvPsf r'gf}tLx?sf] ;dfwfg ug{ sf]ifsf] /0fgLlts of]hgfsf] :ki6 vfsf to x'g'sf] ;fy} ;+u7gfTds ;+/rgfdf ;d]t cfd"n kl/jt{gsf] vf“rf] /x]sf]df hf]8 lbg' eof] .

sfo{kq / ;fd'lxs l6Kk0fLdfly k|ltlqmof JoQm ug{] qmddf jl/i7 k|aGws ljho s'df/ >]i7n] ;|f]t ;+sng / nufgL Joj:yfkg Pp6} ;+:yfn] ug'{ kg{] s'/f r'gf}tLk"0f{ /x]sf] atfp“b} ;+zf]lwt P]gnfO{ sfof{Gjogdf

n}hfg' cl3 cfpg ;Sg] ;d:ofnfO{ klxn] g} ;Daf]wg ug{ ;s] k|efjsf/L x'g] atfpg' eof] . a=zf=c= /fdrGb| kf]v/]nn] sf]ifsf] ;~rfns ;ldltsf] Joj:yf k|efjsf/L /xg g;s]sf] rrf{ ub{} e'QmfgL Joj:yf / cfos/sf] af/]df c:ki6 Joj:yf, sfo{qmdx?sf] sdhf]/ d"Nof+sg cj:yf / k|zf;ssf] /fhgLlts lgo'lQmsf] sf/0f b]lvg ;Sg] ;d:ofnfO{ Joj:yfkgn] kof{Kt ;Daf]wg ug{ cfjZos /x]sf] atfpg' eof] . k|aGws s]zjaxfb'/ cfrfo{n] ;+zf]lwt P]gsf] sfof{Gjog kIf bl/nf] x'g'sf ;fy} sfo{/t sd{rf/Lsf] dgf]an pRr u/fO{ /fVg cfGtl/s ;'zf;g Joj:yfnfO{ Jojl:yt ub{} hfg'kg{]df hf]8 lbg' eof] .

k|:t't sfo{kqx?dfly sf]ifdf lqmofzLn ltgj6} o'lgogsf k|ltlglwx?n] cf–cfkm\gf wf/0ff JoQm ug'{ eof] . g]kfn ljQLo ;+:yf sd{rf/L ;+3, s=;+=sf]ifsf cWoIf ch'{gk|;fb cfrfo{, ;~ro sf]if sd{rf/L ;+3, s=;+=sf]ifsf cWoIf wd{/fh d}gfnL / g]kfn /fli6«o sd{rf/L ;+u7g, s=;+=sf]if dxf;lrj l8NnL /fh clwsf/Ln] P]g ;+zf]wgkl5 k|fKt cj;/nfO{ j[xt b[li6sf]0fsf ;fy ;b'kof]u ug'{kg]{ atfpg' eof] .

;+rostf{ shf{ tyf c;'nL ljefun] ls:tf lgoldt gug]{ / efvf gf3]sf] shf{ r'Qmf gug]{ C0fLx?nfO{ Wofgfsif{0f u/fPsf] 5 . ljefun] ;fj{hlgs ;"rgf hf/L ub}{ cfiff9 d;fGtleq} ;fjfF Pj+ Jofhsf] /sd a'emfpg C0fLx?nfO{ cg'/f]w u/]sf] xf] .

;"rgfdf elgPsf] 5, ‘sf]ifaf6 laleGg ldltdf 3/ ;fk6L, z}lIfs C0f / ;/n rqm shf{ pkef]u u/]sf C0fLx?n] sf]ifnfO{ a'emfpg' kg]{ lgoldt ls:tf -;fFjf tyf Jofh_ /sd Pj+ shf{sf] efvf gf3]sf C0fLx?n] sf]ifnfO{ e'Qmfg ug{'kg]{ ;Dk"0f{ ;fFjf Jofhsf] /sd c;'nL laefudf Pj+ C0f lnPsf] sf]ifsf] zfvf sfof{nox?df ;Dks{ u/L a'emfpg' x'g ;"lrt ul/G5 .’ tf]lsPsf] ;do leq /sd ga'emfpg] C0fLx?sf] gfdfjnL /fli6«o:t/sf] b}lgs klqsfdf k|sfzg u/L c;'nL sf/jfxL cufl8 a9fOg] Joxf]/f ;d]t ;"rgfåf/f hfgsf/L u/fOPsf] 5 .

efvf gf3]sf] shf{ eGgfn] xfn ;]jfd} /x]sf C0fLx?sf] xsdf shf{ ln+bfsf avt tf]lsPsf] ;fFjf Jofh r'Qmf ug]{ calw / xfn ;]jfdf g/x]sf C0fLx?sf] xsdf lghsf] ;]jf 6'6]sf] calwnfO{ a'emfpg] Joxf]/f ;d]t :ki6 kfl/Psf] 5 . o;}aLr, ;~rostf{ ;]jf tyf ;fdflhs ;'/Iff ljefun] klg cfiff9 d;fGtleq} sf]ifs6\6L kmfF6jf/L k7fpg ;DalGwt sfof{nox?nfO{ cfu|x u/]sf] 5 .

;~rostf{ shf{ tyf c;'nL laefuåf/f C0fLx?sf] Wofgfsif{0f

‘shf{sf] ls:tf lgoldt u/f}+’

sf]if ;dfrf/


sf]if ;dfrf/

sf]ifnfO{ cGt/f{li6«o cjf8{sd{rf/L ;~ro sf]ifn] cGt/fli6«o cjf8{ ‘Pl8PkmcfO{PkL 8]enkd]G6 cjf8{ @)!&’ k|fKt u/]sf] 5 . sf]ifnfO{ b P;f]l;P;g ckm 8]enkd]G6 kmfOgflG;ª OlGi6Ro';G; Og Pl;of P08 b Kofl;lkms -Pl8PkmcfO{PkL_ n] @)!& sf] nflu k'/:s[t u/]sf] xf] . sf]ifn] ;+:yfut ;'zf;gtkm{ pTs[i6 sfo{;Dkfbg u/]sf]n] of] cjf8{ k|fKt u/]sf] xf] .

lkmlnlkG;sf] dlgnfdf cfof]lht ;df/f]xdf sf]ifnfO{ pQm cjf8{ ljh]tf 3f]if0ff ul/Psf] lyof] . ‘lg/Gt/ ?kdf lqmofzLn g]kfnsf] cu|0fL ;fdflhs ;'/Iff k|bfos’sf] ?kdf k|z+;f u b}{ cjf8{;Fu} lat/0f ul/Psf] k|df0fkqdf elgPsf] 5, ‘Joj;foLs ultljlwdf ;+:yfut ;'zf;gk|lt ;'b[9 k|ltj4tfsf] ;Ddfg ub}{ sf]ifnfO{ of] cjf8{ k|bfg ul/Psf] 5 .’

;g\ !(&^ df :yflkt Pl8PkmcfO{PkLdf clxn] $% b]zsf !#! ;+:yf ;b:o 5g\ . ljleGg b]zsf a}+s tyf cGo ljlQo ;+:yfx? Pl8PkmcfO{PkLdf cfj4 x'g] qmddf 5g\ . sf]ifn] ;g\ @)!$ df P8LPkmcfO{PkLsf] ;fwf/0f ;b:otf k|fKt u/]sf] xf] .

o; cl3 @)!^ df klg ;du| ;+:yfut ;'zf;gdf lqmofzLntfsf] sb/ ub}{ Pl8PkmcfO{PkLn] sf]ifnfO{ of] cjf8{ k|bfg u/]sf] lyof] .

sd{rf/L ;~ro sf]ifn] ;~rostf{x?sf] cf=j= )&@÷&# sf] ;~ro sf]ifsf] z'? df}Hbftdf )=^% k|ltztsf b/n] d'gfkmf ljt/0f ug{] lg0f{o u/]sf] 5 . sf]if ;~rfns ;ldltsf] a}7s kZrft ;f] lg0f{o ePsf] xf] .

sf]if ;~rfns ;ldltsf] lg0f{o cg';f/ ;f] d'gfkmf /sd xfn sd{rf/Lsf] JolQmut vftfdf ljt/0f gu/L hnljB't pTkfbg kl/of]hgfsf] z]o/df nufgL ug{] k|of]hgsf nflu ;~rostf{sf] 5'6\6} JolQmut vftfdf n]vf+sg u/L /flvg] 5 . o;/L n]vf+sg ul/Psf] /sddf ;~rostf{n] kfP ;/xsf] Jofh nufotsf ;'ljwf k|bfg ul/g] lg0f{odf pNn]v 5 . o; ljifodf cfjZos gLlt, sfo{ljlwsf] th'{df Pj+ g]kfn ;/sf/sf] :jLs[lt ;DaGwL ljlw / k|lqmof k'/f ePkl5 pQm /sdnfO{ hnljB't pTkfbg kl/of]hgfsf] z]o/ nufgLdf ?kfGt/ ul/g] ;d]t lg0f{odf hgfOPsf] 5 .

)=^% k|ltztsf b/n] d'gfkmf ljt/0f

sf]if cWoIfdf lzlz/s'df/ 9'Ëfgf lgo'Qmg]kfn ;/sf/ -dlGqkl/ifb\_ sf] ldlt @)&$÷)$÷!( sf] lg0f{o cg';f/ sf]if ;~rfns ;ldltsf] cWoIf kbdf lzlz/s'df/ 9'Ífgf lgo'Qm x'g'ePsf] 5 . sd{rf/L ;~ro sf]if P]g, @)!( sf] bkmf $-@_ sf] v08 -s_ adf]lhd lgo'Qm 9'Ífgf xfn cy{ dGqfno ;lrj -/fhZj_ ljlzi6 >]0fL kbdf ;]jf/t x'g'x'G5 .

lghfdtL ;]jfdf nfdf] ;do latfpg'ePsf 9'Ífgfn] eG;f/ ljefusf] dxflgb]{zs, If]qLo k|zf;g sfof{no, lbkfonsf] If]qLo k|zf;s Pj+ s[lif ljsf; a}+ssf] ;~rfns ;d]tsf] cg'ej ;FufNg' ePsf] 5 .

u+ufaxfb'/ u'?Ë sf]if ;~rfnsdf lgo'Qmg]kfn ;/sf/ -df=pkk|wfgdGqL tyf cy{dGqL:t/Lo_ sf] ldlt @)&#÷!@÷@% sf] lg0f{o cg';f/ ;xfos /yL u+ufaxfb'/ u'?Í sf]ifsf] ;~rfns ;ldltsf] ;b:odf lgo'Qm x'g' ePsf] 5 . sd{rf/L ;~ro sf]if P]g, @)!( sf] bkmf $-@_ adf]lhd lgo'Qm u'?Í xfn g]kfnL h+uL c8\8f, eb|sfnLl:yt a]tg j[lQ tyf ;df/f]x lgb]{zgfno sfo{/yL ljefudf sfo{/t x'g'x'G5 .

sf]if ;~rfnsdf u0f]zk|;fb kf08]o lgo'Qmg]kfn ;/sf/ -df=pkk|wfgdGqL tyf cy{dGqL:t/Lo_ sf] ldlt @)&#÷)&÷)# sf] lg0f{o cg';f/ ;x–;lrj u0f]z k|;fb kf08]o sd{rf/L ;~ro sf]ifsf] ;~rfns kbdf lgo'Qm x'g'ePsf] 5 . >L kf08]o dGqfnosf] tkm{af6 dgf]gog x'g'ePsf] xf] . kf08]o xfn cy{ dGqfno cf=sf=lj= dxfzfvfdf sfo{/t x'g'x'G5 .

dfwjk|;fb hf]zL sf]if ;~rfnsdf lgo'Qmg]kfn ;/sf/ -dGqL:t/Lo_ sf] ldlt @)&$÷)%÷@& sf] lg0f{o cg';f/ sd{rf/L ;~ro sf]ifsf] ;~rfns kbdf k|x/L cltl/Qm dxflgl/Ifs dfwjk|;fb hf]zL lgo'Qm x'g'ePsf] 5 .

xfn pxfF k|x/L k|wfg sfof{no, gS;fndf sfo{/t x'g'x'G5 .


k[i7 ! af6====

z'esfdgf dGtJodf, efjL lbgx?df cfly{s ljsf;sf nflu cTofjZos k"jf{wf/ If]qx?df nufgL lj:tf/ ug]{, of]ubfgdf cfwfl/t :jf:Yo aLdf sfo{qmd ;~rfng ug]{ of]hgfnfO{ cufl8 a9fpg], ;~rostf{sf] cfly{s tyf ;fdflhs x}l;otdf a9fjf lbg]tkm{ sf]ifsf] lqmofzLn /x]sf] 5 pNn]v ub{}, ;~rostf{nfO{ xfn;Dd k|bfg e}/x]sf] :jf:Yo pkrf/, sfhlsl/of cg'bfg, b'3{6gf Ifltk"lt{ sfo{nfO{ ;do ;fk]If ?kdf ;'wf/ ub}{ hfg] / ;~rostf{nfO{ k|jfx e}/x]sf] ;fk6L shf{sf] shf{ ;Ldf / shf{ k|afxdf klg ;d;fdlos ?kdf k'g/fjnf]sg ub}{ hfg] sf]ifsf] of]hgf ;d]t /x]sf] atfpg' ePsf] 5 .

æ;'ud jf b'u{d ;a} If]qdf 5l/P/ /x]sf ;~rostf{k|lt ;dlk{t x'Fb} sf]ifsf ;a} ;fdflhs

;'/If0f ;]]jf ;'ljwfx? Ps};fy pgLx?dfem phfu/ x'g ;s'g\ eGg] p2]Zon] a}ls· ;~hfn tyf cfw'lgs ;"rgf k|ljlwsf] k|of]utkm{ sf]if ;+j]bgzLn /x]sf]n] o;tkm{ sf]ifsf cfufdL of]hgfx? lglb{i6 x'g]5g\ Æ dGtJodf pNn]v 5 .

dGtJodf ljZjJofkL cfly{s pbf/Ls/0f / v'nfkgsf] nx/nfO{ cfTd;ft ub}{ art kl/rfng, pTkfbgzLn shf{ lj:tf/, :jb]zL k"Flhsf] ;+/If0f Pj+ ljsf; x'g cfjZos /x]sf] pNn]v ub{} shf{ c;'nLdf k|efjsfl/tf, sf]ifsf] ef}lts ;DklQsf] Joj:yfkgdf clws r]i6f / cfd ;~rostf{åf/f k|fKt hfoh u'gfzf, k|ltlqmof / ;sf/fTds ;'emfjnfO{ pRr d"Nof+sg ug]{ o; ;+:yfsf] g};lu{s bfloTjk|lt sf]if ;b}j ;+j]bgzLn /x]sf] atfpg' ePsf] 5 .

z'esfdgf ;Gb]zdf cufl8 elgPsf] 5 æxfdL

;a}sf] ;femf k|of;åf/f o; ;+:yfn] xfl;n u/]sf] P]ltxfFl;s ul/df / dlxdfnfO{ hf]ufO{ /fVg] dxfg cleofgdf xfd|f] ;femf k|lta4tf / Ho"Fbf] c7f]6 ;+sNk /xf];\ . jflif{s pT;jsf] of] ;'vb 3l8df ;Dk"0f{ ;~rostf{, sf]ifsf z'elrGts, z'e]R5's Pj+ ;Dk"0f{ ;/f]sf/ kIfdfem k'gM z'esfdgf JoQm ug{ rfxG5' .Æ

dGtJosf] cGTodf, sf]ifsf] o; %^ cf}+ jflif{s cj;/sf] z'e pknIodf cf–cfÇgf] tkm{af6 oyf]lrt ;xof]u ug'{ x'g] ;~rfns ;ldlt ;b:o ;fyLx?k|lt cfef/ k|s6 ub{} ;~rfns ;ldlt sf]if ;~rfngsf] gLltut kIfnfO{ lbzflgb]{z ug]{ ;+oGq klg ePsf] / lqmofzLn o'lgogsf] xflb{s ;f}xf4{tf, sf]if kl/jf/sf] sf]ifk|ltsf] ;+sNk efj ;Fw} lqmofzLn /xg]k|lt cfkm' ljZj:t /x]s]f atfpg' ePsf] 5 .

sf]ifn] eljiodf ;+rfng ug]{ lgj[lQe/0f nufotsf ;fdflhs ;'/Iff of]hgf sfo{qmdsf] gLlt lgdf{0f tyf ;+rfng / Joj:yfkgaf6 d'n'ssf] cfly{s tyf ;+/rgfTds ljsf;df ;xof]u k'Ug] atfOPsf] 5 .

sd{rf/L ;~ro sf]if P]g gjf+} ;+;f]wg kZrft sf]ifsf] bfo/fdf ePsf] lj:tf/ / sf]ifaf6 of]ubfgd'vL lga[lQe/0f ;+rfngsf nflu cGt/f{li6«o >d ;+u7g -cfO{Pncf]_sf] ;xof]udf tof/ ul/Psf] cjwf/0ff kq / o;df cfjZos ;'wf/ ug{] ljifos cGt/lqmof sfo{qmddf ;xefuLx?n] ;f] s'/f atfPsf x'g\ . sfo{qmddf sf]ifsf] bfo/fdf ePsf] lj:tf/af6 sf]ifn] lgs6 elaiodf ;+rfng ug]{ of]ubfgd'vL lga[lQe/0f, :jf:Yo aLdf, :j/f]huf/sf nflu ;~ro sf]if, a}b]lzs /f]huf/sf nflu ;~ro sf]if ;+rfng ug{ cWoog e}/x]sf] ;Gbe{df k|sfz kfl/Psf] lyof] .

sfo{qmdsf jQmfx?n] of] cGt/lqmofaf6 sf]ifnfO{ clt g} pkof]uL ;'emfj k|fKt x'g] atfp“b} sf]ifn] eljiodf ;+rfng ug]{ lgj[lQe/0f nufotsf ;fdflhs ;'/Iff of]hgf sfo{qmdsf] gLlt lgdf{0f tyf ;+rfng / Joj:yfkgdf ;xof]u k'Ug] laZjf; JoQm ug{'ePsf] lyof] .

6«]8 o'lgog k|ltlglwx?n] sfo{qmddf sf]ifn] ;fdflhs ;'/Iffsf] cjwf/0ff cg'?k lgj[lQe/0f, :jf:Yo aLdf, :j/f]huf/sf nflu ;~ro sf]if, a}b]lzs /f]huf/sf nflu ;~ro sf]if ;+rfng ug{ nfu]sf] ;Gbe{df v'zL AoQm ub}{ ;fdflhs ;'/Iff sf]if / sd{rf/L ;~ro sf]ifsf] sfo{df bf]xf]/f]kg gx'g] u/L sfo{ ;+rfng x'“bf pko'Qm x'g] ;'emfj lbg'eof] .

o:tf /fli6«o :t/sf of]hgfaf6 7"nf] wg/fzL ;+sng x'g] ePsf]n] pQm k'“hLnfO{ b]zsf] cfly{s tyf ;+/rgfTds ljsf;df kl/rfng ug{ ;xh x'g] k|ltlglwx?sf] bfjL lyof] .

sf]ifsf] efjL sfo{qmdaf6 cfly{s ljsf;df yk ;xof]u

sf]if ;dfrf/

;~rostf{sf nflu SMS Service

xfnnfO{ g]kfn 6]lnsdsf] GSM df]jfO{n k|of]ustf{ ;~rostf{n] cfkmgf] ;~ro sf]if /sd, 3/;fk6L tyf z}lIfs C0f cflbsf] ljj/0f j'e\mg SMS Service k|of]u ug{ ;Sg' x'g]5 .

of] ;]jf lng rfxg] ;~rostf{n] sf]ifjf6 lgwf{l/t cfj]bg kmf/fd e/]/ USername, / pincode sf]ifjf6 lng' kg]{5 . kmf/d sf]ifsf] website jf6 8fpgnf]8 ug{ ;lsg] 5 .

sf]ifjf6 Username, password / pincode lnPsf ;~rostf{n] cfkm\gf] df]jfOnsf] Message Box df uP/ sf]ifn] cfkm"nfO{ pknJw u/fPsf] pincode 6fOk u/]kl5 space lbP/ BAL 6fO{k u/L #%&%) df SMS k7fpg' kb{5 .

;~rostf{n] k7fPsf] SMS sf] hjfkmdf sf]ifn] ;~rostf{sf] sf]if /sd, ljz]if ;fk6L, 3/;fk6L tyf z}lIfs C0f cflbsf] ljj/0f SMS dfkm{t df]jfOndf k7fpg]5 .

sf]ifsf ;j} zfvfjf6 of] ;]jf k|fKt x'g] Joj:yf 5 . of] ;]jf pkof]u u/] jfkt ;]jf k|bfos g]kfn 6]lnsdn] lng] b:t'/ dfq nfUg]5 .

;fdflhs ;'/If0ftkm{ sf]ifsf] of]hgf s]lGb|t===


sd{rf/L ;~ro sf]ifn] kl5Nnf] v'Nnf lj1fkg cg';f/ ;a} k|sf/sf kl/Iffdf plQ0f{ ljleGg rf/ ;d"xsf %@ ;kmn pDd]bjf/x?nfO{ lgo'lQm k|bfg ul/Psf] 5 .

k'Nrf]sl:yt sf]ifsf] k|wfg sfof{nodf sflQs @$ ut] cfof]lht lgo'lQm ljt/0f sfo{qmddf lgo'lQm kfpg]x?df jl/i7 k|jGws rf6{8{8 Psfp06]06 !, zfvf clws[t &, k|d'v ;xfos $! / jl/i7 sDKo'6/ ;xfos # hgf /x]sf 5g\ . o;/L lgo'lQm kfpg] pDd]bjf/x? @)&@ c;f/ !$ ut] k|sflzt v'nf lj1fkgsf k|Tof;Lx? lyP .

d'Vo clws[t /fh]Gb| sfkm\n]n] gjk|j]zLx?af6 pRr:t/sf] cfr/0f / sfo{;Dkfbgsf] ck]Iff ub{} s]fif s]xL jif{b]lv gofF sd{rf/Lx?sf] 5gf}6sf] s]Gb| aGb} uO{ /x]sf] ;Gbe{df pRr dgf]ansf ;fy lbPsf] lhDd]jf/L k'/f ug{ k|]l/t ug'{

eof] . pxf“n] eGg' eof],æsf]ifk|lt tkfO{n] b]vfpg] Jojxf/, k'/f ug{] bfloTj / r'gf}ltsf] ;fdgf ug{] u'0fn] tkfO{nfO{ cjZo klg Joj;flos sd{rf/Lsf] ?kdf :yflkt ug{] 5 .Æ

dfgj ;+;fwg tyf cfGtl/s Joj:yfkg ljefusf gfoj d'Vo clws[t cf]ds[i0f >]i7n] sf]ifsf] sd{rf/L 5gf}6 k|0ffnL kf/bzL{, lgodj4 / ljZj;lgo ePsf] pNn]v ub{} gjk|j]zL sd{rf/Lx?nfO{ cled'lvs/0f tflnddf ;xeflutfsf nflu cfu|x ug'{ eof] .

/fli6«o sd{rf/L ;+u7gsf cWoIf /fdk|;fb /fO{n] gjk|j]zLx?nfO{ sf]ifdf ljBdfg cleJolQm Pj+ ;f+u7lgs :jtGqtfsf] lgjf{w pkef]u ug{ cfu|x ub{} sf]if / o;sf ;]jfu|fxLx?k|lt lzi6 / dof{bfk"0f{ Jojxf/ ug{ cg'/f]w ug'{ eof] .

;~ro sf]if sd{rf/L ;+3sf cWoIf wd{/fh d}gfnLn] 6«]8 o'lgog cfGbf]ngnfO{ cufl8 a9fpg,

sf]ifsf] ;Dj[l4 ug{ / sd{rf/Lx?sf] g]t[Tj ljsf;sf nflu gof ;fyLx?nfO{ ;xof]u ug{ cfkm'x? x/xd];f pknAw /x]sf] atfpg' eof] .

g]kfn ljlQo ;+:yf sd{rf/L ;~ro sf]ifsf cWoIf ch'{gs'df/ cfrfo{n] gof“ ;f]r / ljrf/af6 ;';lHht gjk|j]zL ;fyLx?sf] sfo{Ifdtfaf6 sf]if cjZo klg nfeflGjt x'g] eGb} sd{rf/Lx?sf] Joj;flos xs / lxtsf nflu klg gofF sd{rf/Lx?n] ;fy / ;xof]u b]vfpg] ljZjf; JoSt ug'{ eof] .

gjlgo'Qm sd{rf/Lx?sf tkm{af6 al/i7 k|jGws rf6{8{8 Psfp06]06 7fs'/h+u yfkfn] c;n gful/s / of]Uo k|lt:kwL{sf ?kdf sf]ifdf lgo'lQm kfPsf]df ;Gtf]if JoSt ub{} ;j} gjk|j]zLx?n] cfkm\gf] JolQmut / Joj;flos hLjgnfO{ ;dGjo ub{} sfo{;Dkfbg u/] b'j} kIf ;dfg ?kn] nfeflGjt x'g] atfpg' eof] .

%@ sd{rf/L lgo'Qm

sf]if ;dfrf/


sd{rf/L ;~ro sf]if P]g @)!( gjf} ;+;f]wgdf pNn]lvt of]hgfx? ;~rfng ug{ sf]ifn] gLltut, ;+/rgfut tyf sfo{ut Joj:yf ug{] ljifos sfof{b]z :jLs[t ul/Psf] 5 .

P]gsf] gjf}+ ;+zf]wgdf ePsf k|fjwfgx?af6 sf]ifsf ljBdfg sfo{If]qdf :j/f]huf/df ;+nUg JolQmx?, j}b]lzs /f]huf/df sfo{/t sfdbf/÷ sd{rf/Lx?sf] nflu ;~ro sf]if of]hgf tyf ;fdflhs ;'/Iff cGtu{t of]ubfgdf cfwfl/t lgj[lQe/0f of]hgf, :jf:Yo ;'ljwf of]hgf ;~rfng yk x'g] ePkl5 ;f] sf] ;~rfngsf nflu lj:t[t cWoog ug{ sfof{b]z :jLs[t ul/Psf] xf] .

@)&# c;f]h ( ut] :jLs[t sfof{b]z cg';f/ sf=d'= d'Vo clws[t /fh]Gb| sfkm\n]sf] ;+of]hsTjdf Ps sfo{bnsf] u7g ;d]t ul/Psf] 5 .

sfo{bndf gfoj d'Vo clws[t jL/]Gb|df]xg e6\6/fO{, gfoj d'Vo clws[t hLt]Gb| lwtfn, gfoj d'Vo clws[t cf]ds[i0f >]i7, jl/i7 k|aGws ch'{gs'df/ uf}td, jl/i7 k|aGws hLjgs'df/ s6\jfn, jl/i7 k|aGws w|'j e6\6/fO{, k|jGws lj/]Gb| kf}8]n, k|jGws /fs]znfn >]i7 ;b:o / k|jGws bfdf]b/k|;fb ;'j]bL ;b:o ;lrj tf]lsg' ePsf] 5 .

sfo{bnn] ;+;f]lwt P]gsf k|fjwfgx? nfu' ug{] ljifodf lj:t[t cWoog u/L Joj:yfkg ;dIf k|ltj]bg k]z ug{] 5 .

;+zf]lwt P]g sfof{Gjog sfof{b]z :jLs[t

sf]if ;dfrf/

sd{rf/L ;~ro sf]ifn] cfÇgf ;]jf tyf ;'ljwfsf] hfgsf/L lbg] p2]Zon] df]jfOn Pk ;]jf ;fj{hlgs u/]sf] 5 . sf]ifsf] %^ cf}+ jflif{sf]T;jsf] cj;/df pQm ;]jf z'? ePsf] xf] . ;fj{hlgs PlKns]zgnfO{ KSK Smart Services gfd lbOPsf] 5 .

sf]ifsf ;]jfnfO{ ;"rgfd}qL agfpFb} ;~rostf{sf] ;]jfdf ;xh kx'Frsf] nflu Pksf] ljsf; ePsf] xf] . ;"rgf tyf ;~rf/ k|ljlw ljefusf k|d'v /f]rg >]i7sf cg';f/ gjLgtd ;"rgf k|ljlwsf] k|of]udfkm{t ;]jfsf] u'0f:t/ a[l4 ug{ Pkn] ;3fp k'¥ofpg] 5 . Pkdf ;~rostf{n] cfjZos sf]if ljj/0f, ;fk6L hfgsf/L nufotsf ;]jf k|fKt ug{ ;Sg] 5g\ eg] tTsfn k|ltlqmof lbg ;Sg] Joj:yf klg ldnfO{Psf] 5 . Pk sf]ifleqs} hgzlQmåf/f ljsf; ul/Psf] xf] . xfn P08«f]O8 Kn] :6f]/df dfq pknAw of] Pk l56\6} g} cfOcf]P; / lj08f]h k|of]ustf{sf] nflu ;d]t z'? ul/g] 5 . o;af6 ;]jfu|xLnfO{ ;dofg's'n ;'ljwf k|fKt ug{ yk ;xh x'g] tyf ;dosf] art x'g] ljZjf; sf]ifn] lnPsf] 5 .

:d/0fLo 5, sf]ifn] o; cl3 P;PdP; ;]jf, 6]lnsf]if ;]jf, gf]l6;af]8{ ;le{;, 8f6f ODkf]6{, O–;le{; h:tf cgnfOg ;]jf ;'ljwfx? ;~rfng ul//x]sf] 5 .

df]afOn Pk ;fj{hlgssf]ifsf] ;|f]t kl/rfngaf6 k|fKt cfDbfgL, Aofh vr{, ;fdflhs ;'/Iff sfo{qmdx?sf] sfof{Gjogdf x'g] vr{, k"FhLut tyf ;~rfng vr{sf] cj:yf k|a[lQ / ;f] af6 sf]ifsf] ;du| laQLo cj:yfdf kg]{ k|efj ;d]tsf] cfwf/df sf]if ;~rfns ;dltsf] ldlt @)&$.)#.@@ sf] a}7sn] ;~rostf{sf] ;l~rt /sddf ;~rostf{nfO{ k|bfg ul/g] ;fk6Ldf ldlt @)&$ >fj0f ! ut] b]lv nfu' x'g]u/L b]xfo jdf]lhd Jofhb/ sfod u/]sf] 5 .

!= ;~ro sf]if /sddf ;~rostf{nfO{ xfn k|bfg u/L cfPsf] ^=&% -5 bzdnj ;ft kfFr_ k|ltzt Jofhb/nfO{ kl/dfh{g u/L *=)) -cf7_ k|ltzt sfod ul/Psf] 5 .

@= ;~rostf{nfO{ ljz]if ;fk6Ldf xfn sfod /x]sf] Jofhb/ *=@% -cf7 bzdnj b'O{ kfFr_ k|ltztnfO{ kl/dfh{g u/L (=%) -gf} bzdnj kfFr_ k|ltzt sfod ul/Psf] 5 .

#= ;]jfd"ns ;fk6Lsf] ?kdf ;~rostf{nfO{ k|bfg ul/cfPsf] 3/ ;fk6L ÷ z}lIfs ;fk6L, 3/dd{t ;fk6L / ;/n rs|shf{sf] Jofhb/ lgDg jdf]lhd sfod ul/Psf] 5 .

lzif{s ;fljs Jofhb/

sfod Jofhb/

3/ ;fk6L *=@%% (=%)%

z}lIfs ;fk6L *=@%% (=%)%

3/dd{t ;fk6L *=@%% (=%)%

;/n rs| shf{ (=))% !)=))%

Jofhb/ kl/jt{g

;Dk"0f{ ;~rostf{sf] cfly{s e/f];fsf]

s]Gb|M ;~ro sf]if


sf]if ;dfrf/

cfly{s jif{ @)&@÷&# sf] v"b d'gfkmfaf6 ;~rostf{x?sf nflu ;fdflhs ;'/Iff ;'ljwf ;~rfng ug{ ;~rostf{ sNof0fsf/L sf]ifdf Psd'i7 !% s/f]8 (( nfv ?k}ofF Joj:yf u/]sf] 5 . sf]ifn] ;~rostf{sf] ;l~rt /sddf jflif{s ?kdf lglZrt b/n] Jofh k|bfg ug'{sf cnfjf d'gfkmf ;d]t pknJw u/fpb}+ cfPsf] 5 .

;~rostf{x?sf] z]o/ :jfdLTj /x]sf] lgdf{0ffwLg $%^ d]ufjf6sf] dflyNnf] tfdfsf]zL hnljB't kl/of]hgfsf nflu sf]ifn] !) cj{ nufgL ug]{ k|ltj4tf hgfP cg'?k xfn;Dd kF"hLs[t ;lxt !@ ca{ ̂ & s/f]8 &* nfv shf{ k|jfx ul/ ;s]sf] 5 . o;}u/L ;~rostf{x?nfO{ z]o/ :jfdLTj ;'lglZrt ul/Psf] lgdf{0ffwLg lrlnd] hnljB't sDkgLåf/f k|jl4{t @&@ d]ufjf6 Ifdtfsf lgdf{0ffwLg $ hnljB't cfof]hgfx?sf nflu sf]ifn] !^ cj{ %) s/f]8 ?k}ofF nufgL ug]{ k|lta4tf cg'?k xfn;Dd k"FhLs[t ;lxt % ca{ %( s/f]8 $& nfv shf{ k|jfx u/]sf]] 5 .

b]zsf] ko{6g If]qsf] ljsf;sf nflu g]kfn jfo' ;]jf lgudnfO{ hxfh vl/b ug{ !% jif{sf nflu !) ca{ C0f k|jfx ul/Psf]df lgoldt ?kdf c;'nL eO{ xfn ;f] ;:yf+;+u ( ca{ @$ s/f]8 (^ nfv afsL /x]sf] 5 . ;fy} yk @ jfO{8 j8L hxfh vl/b ug{sf nflu !@ ca{ C0f k|jfx ug]{ k|ltj4tf cg'?k $ ca{ !( s/f]8 @* nfv nufgL u/]sf] 5 .

lghL If]qsf sfdbf/ sd{rf/LnfO{ sf]ifdf cfj4 u/fO{ ;+ul7t If]qdf sf]ifsf] bfo/f lj:tf/ ug]{ gLltcg'?k cf=j= @)&#÷&$df !@% j6f ;+:yfsf @%,))) eGbf a9L sfdbf/÷sd{rf/Lx?nfO{ sf]ifdf cfj4 ul/Psf] 5 . kl/of]hgf shf{sf] c;'nLnfO{ k|efjsf/L agfOPsf sf/0f sf]ifsf] s'n ;|f]tdf lgis[o shf{sf] cg'kft ;+:yfuttkm{ )=!( k|ltzt sfod ePsf] 5 eg] ;~rostf{x?nfO{ k|bfg ul/Psf]] ;fk6Ldf /x]sf] lgis[o shf{sf] c+znfO{ sd ug{ c;'nL sfo{nfO{ cufl8 a9fO{Psf] 5 . sf]ifn] cGt{/fli6«o ;+:yf ADFIAP n] jflif{s ?kdf k|bfg ug]{ k'/:sf/ @)!% df k|fKt u/]sf]df k'gM @)!^ sf] nflu ;d]t ;:yfut ;'zf;g tkm{sf] k'/:sf/ k|fKt ug{ ;kmn ePsf] 5 .

sf]ifn] pknJw u/fpb}+ cfPsf] ;fdflhs ;'/Iff ;'ljwfx? cfly{s jif{ @)&#÷&$ df s'n !(,&*^ ;~rostf{ jf lghsf] cfl>t kl/jf/nfO{ !* s/f]8 %* nfv $! xhf/ ?k}ofF k|bfg ul/Psf] 5 . h;dWo] sfhlqmof cg'bfg *&( ;~rostf{sf cfl>t kl/jf/nfO{ @ s/f]8 ^) nfv (% xhf/, b'3{6gf Ifltk"lt{ !$& ;~rostf{ jf cfl>t kl/jf/n] ! s/f]8 &$ nfv @) xhf/, cf}ifwf]krf/ ;xof]u !)# ;~rostf{n] @# nfv (^ xhf/ / ;'Ts]/L tyf lzz' :ofxf/ ;'ljwf cGtu{t !*,^%& ;~rostf{n] !# s/f]8 (( nfv %) xhf/ ?k}of /x]sf] 5 .

cfly{s jif{ @)&#÷&$ df s/La #% xhf/

;~rostf{n] g]kfn 6]lnsdsf] ;fwf/0f PSTN tyf GSM Mobile phone dfkm{t !^$@ 8fon u/L sf]ifdf ;l~rt x/lx;fj 6]lnkmf]gjf6 ;'Gg ;lsG5 . ;~rostf{n] cfkm\gf] ;~ro sf]if /sd, ljz]if ;fk6L, 3/ ;fk6L tyf z}lIfs C0f cflbsf] ljj/0f a'‰g P;PdP; ;]jf ;'ljwfsf ;fy} Audio Notice Board Service ;d]t pkof]u ug{ ;Sg] 5g . oL sfo{x?af6 sf]ifdf sfo{/t sd{rf/Lx?sf] dgf]andf j[l4 x'g'sf ;fy} ljB'tLo sfo{ k|0ffnLsf] cjnDjgn] ;]jf k|jfx ljZj;gLo aGg ;Sg] sf]ifsf] ljZjf; /x]sf] 5 . o;sf cltl/Qm sf]ifsf cfjZos ;"rgf / cfjZos kmf/fdx? 8fpgnf]8 ug{ ;Sg] Joj:yfsf nflu sf]ifsf] j]a;fO{6 www.epfnepal.com.np ;~rfngdf /x]sf] 5 . ;~rostf{nfO{ sf]ifsf ultljlw lgoldt ?kn] hfgsf/L u/fpg] p2]Zon] ljut @ jif{b]lv O{–Go"h n]6/ ;d]t k|sfzg x'Fb} cfPsf] 5 .

/sd ;l~rt ug{] of] k|0ffnL /fi6« ;]jfdf /x]sf ;Lldt /fi6« ;]jsx?sf nflu g]kfndf la=;=!((! ;fnb]lv ;'? eP klg xfn ljleGg lghL tyf u}x|;/sf/L ;+:yfx?df sfo{/t sd{rf/Lx?sf] ;d]t sd{rf/L ;~ro sf]if;Dd kx'Fr k'u]sf] 5 . o; cjlwdf ;l~rt k'FhLsf] pko'Qm kl/rfng u/L a9L eGbf a9L ;'ljwf k|bfg ub{} ;~rostf{sf] e/f];f lhTg / ;fdflhs ;'/If0f k|bfos ;+:yfsf] cu|0fL e"ldsfåf/f cGt/f{li6«o :t/sf] ;+:yfsf] ?kdf sf]ifnfO{ :yflkt ug{]tkm{ sf]if pGd'v /x]sf] 5 .

;~ro sf]if k|0ffnL ;fdflhs ;'/Iffsf] k|f/lDes r/0f xf] . /f]huf/bftf / sd{rf/Lsf] ;+o'Qm of]ubfgdf cfwfl/t o; cjwf/0ff cg';f/ Joj:yfkg ul/Psf] ;~ro sf]if cjsfz kZrft Psd'i6 k|bfg ul/G5 . ;fdflhs ;'/Iffsf] of] k/Dk/fut cjwf/0ffnfO{ ;fdflhs ;'/Iffsf] cfw'lgs cjwf/0ff;Fu tfbDotf x'g] u/L ;~ro sf]if k|0ffnLnfO{ PsLs[t ;fdflhs ;'/Iff k|0fffnLdf :t/f]Gglt ug{] sf]ifsf] of]hgf /x]sf]] 5 . g]kfnsf] ;+ljwfg, @)&@ n] k|Tofe"t u/]sf] hgtfsf] ;fdflhs ;'/Iff nufotsf df}lns xssf] ;'lglZrttfsf nflu sd{rf/L ;~ro sf]ifsf] sfo{If]q / bfo/fdf lj:tf/ u/L sf]ifnfO{ qmdzM d'n'ssf] k|d'v ;fdflhs ;'/If0f k|bfos ;+:yfsf] ?kdf ljsf; ug]{ bL3{sfnLg p2]Zo sf]ifsf] /x]sf] 5 .

k[i7 ! af6 qmdzM

lghL If]qsf sfdbf/ sd{rf/LnfO{ sf]ifdf cfj4 u/fO{ ;+ul7t If]qdf sf]ifsf] bfo/f lj:tf/ ug]{ gLltcg'?k cf=j= @)&#÷&$df !@% j6f ;+:yfsf @%,))) eGbf a9L

sfdbf/÷sd{rf/Lx?nfO{ sf]ifdf cfj4 ul/Psf] 5 .

;~rostf{nfO{ cjsfz kZrft !# ca{ &) s/f]8 !! nfv sf]if /sd e'QmfgL, !$% xhf/ ;~rostf{nfO{ @) ca{ ^! s/f]8 #) nfv laz]if ;fk6L, @ xhf/ ;~rostf{nfO{ cfjf; lgdf{0fsf nflu & ca{ ^* s/f]8 %$ nfv 3/ ;fk6L, ;~rostf{sf ;Gtltsf] pRr lzIffsf] nflu !$) ;~rostf{nfO{ @) s/f]8 #) nfv z}lIfs ;fk6L, cGo cjZos sfo{sf nflu &(& ;~rostf{nfO{ ! ca{ %$ s/f]8 @( nfv ;/n rqm shf{ k|bfg ul/Psf] 5 .

;"rgf k|ljlwsf] dfWodaf6 ;~rostf{nfO{ k|efjsf/L ;]jf k|bfg ug]{ p2]Zon] ;~rostf{sf] sf]if s§L ljj/0f CD jf Website af6 Import u/L sf]ifsf] Database df ;dfj]z ug]{ gLlt cg'?k xfn ;~rostf{sf] sfof{nojf6 zLw} CD jf WebSite af6 Import u/L s/La *) k|ltzt kmfF6jf/Lsf] n]vfÍg ug]{ ul/Psf] 5 .

sf]ifn] ;~rostf{nfO{ ;/n / ;xh ?kdf ;]jf tyf ;'ljwf k|jfx ug{ cTofw'lgs ;~rf/ k|ljlwdf cfwfl/t :jrflnt 6]nLsf]if ;]jf ;~rfng u/]sf] 5 . o; ;]jfsf] nflu

;~ro sf]if %% jif{ k'/f ===


sd{rf/L ;~ro sf]ifn] ;~rostf{sf] ln8 ;]o/ x'g] u/L j]tg s0ff{nL ;~rostf{ xfO8«f] kfj/ sDkgL lnld6]8 btf{ u/fPsf] 5 . ;f] sDkgL sf]ifn] @)&$ j}zfv @$ ut] sDkgL /lhi6«f/sf] sfof{nodf btf{ u/fPsf] xf] .

sDkgLsf] clws[t k'FhL @) cj{ ?k}ofF /x]sf] 5, eg] hf/L k'FhL !) cj{ ?k}ofF /x]sf] 5 . k|jGwkq cg';f/ sDkgLsf] ;]o/ ;+/rgf sd{rf/L ;~ro sf]if !%, g]kfn ljB't k|flws/0f !), ljB't pTkfbg sDkgL !), sf]ifdf cfj4 ;~rostf{ $) u/L &% k|ltzt x'g] 5 . To;}u/L, ;j{;fwf/0f !#, cfof]hgf k|efljt If]qsf afl;Gbf !) k|ltzt / clt ljkGg kl/jf/ u/L @% k|ltztsf] ;]o/ ;+/rgf x'g] 5 . sDkgLsf] ;~rfns ;ldltdf sf]ifaf6 !, ljB't pTkfbg sDkgLaf6 !, g]kfn ljB't k|flws/0faf6 !, ;~rostf{ ;d"xaf6 !, ;j{;fwf/0faf6 !, :jtGq JojzfoLs ;+3 -ljQLo_ af6 ! / :jtGq Joj;foLs ;+3 -hnljB't_ af6 ! u/L ( hgf ;~rfns x'g] 5g . sDkgLn] ljB't pTkfbgsf] cg'dlt kq @)&$ a}zfv @% ut] g} k|fKt u/]sf] 5 eg] sDkgLsf] :yfoL n]vf gDa/ ̂ )%(%$#*) /x]sf] 5 . sDkgLn] ljB't pTkfbg ;j{]If0f cg'dlt phf{ d+qfnoaf6 @)&# h]7 & ut] k|fKt u/]sf] 5 . sDkgLn] lgs6 eljiod} cfof]hgf :yn ;'v]{t lhNnfsf] sd{rf/L ;~ro sf]ifn] ;~rostf{sf] ln8 ;]o/ x'g] u/L j]tg s0ff{nL ;~rostf{ xfO8«f] kfj/ sDkgL lnld6]8 btf{ u/fPsf] 5 . ;f] sDkgL sf]ifn] @)&$ j}zfv @$ ut] sDkgL /lhi6«f/sf] sfof{nodf btf{ u/fPsf] xf] .

sDkgLsf] clws[t k'FhL @) cj{ ?k}ofF /x]sf] 5, eg] hf/L k'FhL !) cj{ ?k}ofF /x]sf] 5 . k|jGwkq cg';f/ sDkgLsf] ;]o/ ;+/rgf sd{rf/L ;~ro sf]if !%, g]kfn ljB't k|flws/0f !), ljB't pTkfbg sDkgL !), sf]ifdf cfj4 ;~rostf{ $) u/L &% k|ltzt x'g] 5 . To;}u/L, ;j{;fwf/0f !#, cfof]hgf k|efljt If]qsf afl;Gbf !) k|ltzt / clt ljkGg kl/jf/ u/L @% k|ltztsf] ;]o/ ;+/rgf x'g] 5 . sDkgLsf] ;~rfns ;ldltdf sf]ifaf6 !, ljB't pTkfbg sDkgLaf6 !, g]kfn ljB't k|flws/0faf6 !, ;~rostf{ ;d"xaf6

j]tg s0ff{nL ;~rostf{ xfO8«f] kfj/ sDkgL btf{lgs6 eljiod} sfo{ k|f/De x'g]

!, ;j{;fwf/0faf6 !, :jtGq JojzfoLs ;+3 -ljQLo_ af6 ! / :jtGq JojzfoLs ;+3 -hnljB't_ af6 ! u/L ( hgf ;~rfns x'g] 5g . sDkgLn] ljB't pTkfbgsf] cg'dlt kq @)&$ a}zfv @% ut] g} k|fKt u/]sf] 5 eg] sDkgLsf] :yfoL n]vf gDa/ ^)%(%$#*) /x]sf] 5 . sDkgLn] ljB't pTkfbg ;j{]If0f cg'dlt phf{ d+qfnoaf6 @)&# h]7 & ut] k|fKt u/]sf] 5 . sDkgLn] lgs6 eljiod} cfof]hgf :yn ;'v]{t lhNnfsf] j]tg eGg] :yfgdf sfo{ k|f/De ug{] 5 .

phf{ / cy{ dGqfno;“u k6s k6s ePsf] 5nkmn / sf]if ;~rfns ;ldltn] @)&# df3 & df u/]sf] gLltut lg0f{okl5 sf]if ljB't cfof]hgf ljsf; / lgdf{0fsf] lg0f{odf k'u]sf] lyof] . sf]ifsf] gjf} ;+zf]lwt P]gn] k"jf{wf/df nufgL ug]{ af6f] v'nf u/]kl5 ;~rostf{nfO{ dflns agfpg] u/L ul/Psf] hnljB't cfof]hgf lgdf{0fsf] tof/LnfO{ dxTjk"0f{ lg0f{o dflgPsf] lyof] .

sf]ifn] aif{el/ sdfPsf] gfkmfsf] (% k|ltzt /sd ;~rostf{sf] lxtdf pkof]u x'g] hu]8f sf]ifx?df hDdf u/L ;~rostf{sf] cfly{s jif{sf] z'?sf] ;l~rt df}Hbftdf ;~rfns ;ldltn] tf]s] adf]lhd lglZrt b/df ;dfg'kflts ?kdf d'gfkmf ljt/0f ug{] k|rng /x]sf]5 . t/, ;f] k|rngdf ;'wf/ u/L ;~rostf{sf] bL3{sfnLg lxtdf hnljB't pTkfbg kl/of]hgfsf] z]o/df nufgL u/L ;~rostf{nfO{ z]o/dfkm{t k|ltkmn pknAw u/fpg] sf]ifsf] p2]Zo /x] adf]lhd

sDkgLn] sfo{ ug{] hgfOPsf] 5 .

o;sf nflu cfly{s jif{ )&@÷&# sf] ;~rostf{sf] z'? df}Hbftdf )=^% k|ltztsf b/n] ljt/0f ug{] d'gfkmf hnljB't pTkfbg kl/of]hgfsf] z]o/df nufgL ug{] k|of]hgsf nflu ;~rostf{sf] 5'§} JolQmut vftfdf n]vf+sg ul/g] 5 . o; d'gfkmf /sddf sf]ifs§L /sddf ;~rostf{n] kfP ;/xsf] Jofh nufotsf ;'ljwf k|bfg ul/g] 5 / o; ljifodf cfjZos gLlt, sfo{ljlwsf] th'{df Pj+ g]kfn ;/sf/sf] :jLs[lt ;DaGwL k|lqmof k'/f ePkl5 pQm /sdnfO{ hnljB't pTkfbg kl/of]hgfsf] z]o/ nufgLdf ?kfGt/0f ul/g]5 . o;/L hnljB't cfof]hgfsf] nflu aGg cfpg] lap k"“hL ut cfly{s aif{sf] d'gfkmfsf] cfwf/df Ps ca{ @* s/f]8 ?k}of“x'g] 5 . ut cfly{s jif{df sf]ifn] Ps ca{ ^) s/f]8 ?k}of“d'gfkmf u/]sf] lyof] . clxn] ;/sf/n] s'g} kl/of]hgf pknAw u/fP To;sf] k"j{ tof/Ld} tLgb]lv rf/ aif{ nfUg] x'“bf lgdf{0f ;'? x'“bf;Dd cfjZos nufgL /sd ;+sng e};Sg] sf]ifsf] cg'dfg 5 . ;~rostf{n] nfef+z afkt kfpg nfu]sf] /sd kl/of]hgfdf nufgL x'g]x'“bf pgLx?sf] gfddf ;"rgf lgsfn]/ ;Nnfx ;'emfj lng] k|lqmof ;d]t sf]ifn] k|f/De ul/;s]sf] 5 . olb s;}n] ;]jf lgj[Q eP/ hf“bf cfkm"nfO{ z]o/ xf]Og xfn;Dd Aofh, nfef+z nufot hDdf ePsf] ;a} k};f gubd} rfx]df klg pgLx?sf] z]o/ vl/b u/]/ k};f lbg] sfo{ljlwdf ;d]t sfd eO/x]sf] 5 .

sf]if ;dfrf/

t:jL/ M lg/

~hgs

'df/ e

6\6/fO{


P]gsf s]xL d'Vo ljz]iftfx?M

!= sd{rf/L ;~ro sf]if P]g, @)!( sf] k|:tfjgfdf g]kfn ;/sf/ / ;+ul7t ;+:yfsf sd{rf/Lx?, cGo sd{rf/Lx? / :j/f]huf/df ;+nUg JolQmx?sf] lgldQ ;~rosf]if, lgj[lQe/0f sf]if nufot cGo ;fdflhs ;'/Iff sf]ifsf] Joj:yf ug]{ ljifo ;dfj]z ul/Psf]] .

@= :j/f]huf/df ;+nUg JolQmsf] ;~ro sf]if s§L ug{ ;Sg] Joj:yf ul/Psf] .

#= lgofds lgsfosf] ?kdf cy{ dGqfnonfO{ tf]ls cfjZostf cg';f/ sf]ifsf] sfd sf/afxLsf] cg'udg tyf lg/LIf0f ug{ ;Sg] Joj:yf sfod ul/Psf] .

$= sf]ifnfO{ cfÇgf] df}Hbft / ;DklQsf] kl/rfng tyf ;fdflhs ;'/Iffsf] bfo/f lj:tf/ ug]{ ;DaGwdf ;fljssf] clwsf/df lj:tf/ eO{ M

� g]kfn ;/sf/ jf g]kfn ;/sf/af6 :jLs[lt k|fKt ljb]zL jf :jb]zL ;+:yfsf] C0f kqdf nufgL ug{],

� sf]ifn] g]kfn ;/sf/ jf g]kfn ;/sf/sf] :jfldTj jf lgoGq0fdf /x]sf] s'g} lgsfoåf/f k|jl4{t pmhf{ pTkfbg / k|zf/0f, s[lif ljsf;, ko{6g / 7"nf k"jf{wf/ lgdf{0fsf] If]qdf z]o/ nufgL ug{ ;Sg] .

� sf]ifn] cfkm} jf c? ;+:yf;Fu ldnL sd{rf/L / :j/f]huf/df ;+nUg JolQmx?sf] ;xeflutfdf ;fd"lxs nufgL of]hgf (Mutual Fund) ;~rfng ug{ sDkgL jf ;+:yfsf] :yfkgf ug{],

� sf]ifn] cfkm} jf c? ;+:yfx?;Fu ldnL ljZjljBfno, lzIf0f c:ktfn, d]l8sn sn]h nufot z}lIfs If]q, cf}ifwL pTkfbg, pmhf{ pTkfbg, ko{6g, s[lif ljsf;df ;DefJotf cWoog u/L nufgL ug{ ;Sg],

� lgj[lQe/0f, :jf:Yo aLdf nufotsf ;fdflhs ;'/Iffsf] tf]lsPsf] If]qdf sf]if cfkm}n] jf cGo s'g} ;+:yf;Fusf] ;xsfo{df lgj[lQe/0f sf]if, :jf:Yo aLdf, ;fdflhs ;'/Iff sf]if :yfkgf u/L ;~rfng ug{],

% cfly{s cg'zf;g / cfGtl/s lgoGq0f k|0ffnL sfod ug{ n]vfk/LIf0f ;ldltsf] u7g .

^= ;~rostf{sf] /sd sf]ifdf hDdf ug'{ kg]{ lhDd]jf/L /x]sf] sd{rf/LnfO{ sf]if /sd hDdf u/fpg ;Sg] .

Joj:y f lksf–; +;bå f / f ;j{;Ddltn] kfl/t sd{rf/L ;~ro sf]if -gjf}+ ;+zf]wg_ P]g, @)&# k|df0fLs/0f eO{ nfu" ePsf]

5 . ldlt @)&#÷^÷!* df /fhkqdf P]g k|sflzt eP;Fu} sf]ifsf] ;]jfsf] kx'Frdf Jofks lj:tf/ ePsf] 5, eg] nufgL ;'/Iffdf ;d]t gofF k|fjwfg ylkPsf 5g .

sd{rf/L ;~ro sf]if P]gdf /x]sf Joj:yf tyf k|fjwfgnfO{ ;d;fdlos ?kdf ;'wf/ tyf kl/dfh{g u/L ;dofg's'n agfpg ljleGg ;dodf ;+zf]wg x'Fb} cfPsf]df kl5NNff] k6s gjf}+ ;+zf]wg ePsf] xf] . o; ;+zf]wgn] :j/f]huf/df ;+nUg JolQmx?nfO{ ;~ro sf]ifdf cfjå ug'{sf] ;fy} sf]ifsf nufgLsf If]q tyf clwsf/x? ;d]t lj:tf/ u/]sf] 5 .

;+zf]lwt P]gsf cg';f/ sf]ifnfO{ cfkm\gf] df}Hbft / ;DklQsf] kl/rfng tyf ;fdflhs ;'/Iffsf] bfo/f lj:tf/ ug{] ;DaGwdf :ki6 clwsf/ klg k|bfg ul/Psf] 5 . sf]ifnfO{ k|fKt clwsf/ cg';f/ g]kfn ;/sf/ jf

sd{rf/L ;~ro sf]if P]g @)!(M gjf}+ ;+zf]wgg]kfn ;/sf/af6 :jLs[lt k|fKt ljb]zL jf :jb]zL ;+:yfsf] C0f kqdf sf]ifn] nufgL ug{ ;Sg] 5 . To;}u/L sf]ifn] g]kfn ;/sf/ jf g]kfn ;/sf/sf] :jfldTj jf lgoGq0fdf /x]sf] s'g} lgsfoåf/f k|jl4{t phf{ pTkfbg, k|zf/0f, ljsf; / cGo k"jf{wf/ lgdf{0f;Fu ;lDalGwt\ sDkgLsf] ;]o/df ;d]t nufgL ug{ ;Sg] 5 . sf]ifn] cfkm} jf c? ;+:yf;Fu ldnL sd{rf/L / :j/f]huf/df ;+nUg JolQmx?sf] ;xeflutfdf ;fd"lxs nufgL of]hgf ;~rfng ug{ cfkm\g} sDkgL jf ;+:yfsf] :yfkgf ;d]t ug{ ;Sg] 5 . ;+;f]wg cg';f/ sf]ifsf] lgodgsf/L lgsfodf cy{ dGqfno /xg] 5 . cy{ dGqfno dftxts} ;fj{hlgs ;F:yf eP klg sf]ifsf] lgodgdf sd{rf/L ;~ro sf]if P]g @)!( df}g /x]sf] lyof] .

g]kfn ;/sf/ / ;+ul7t ;+:yfsf sd{rf/Lx?sf] ;~ro sf]if /sd hDdf ug]{ p2]Zo lnO{ lj=;+ @)!( ;fndf hf/L ePsf] sd{rf/L ;~ro sf]if P]g cg'?k sf]ifsf] :yfkgf @)!( efb| #! Uft] ePsf] lyof] . ;doqmd;Fu} P]gdf ePsf k|fjwfgx?df ;+zf]wg eP cg'?k lzIfs / cf}krfl/s If]qsf sfdbf/÷sd{rf/Lx?sf] /sd ;d]t sf]ifdf hDdf x'g] u/]sf] 5 .

;~rostf{ ;]jf tyf ;fdflhs ;'/Iff ljefun] ;dod} kmfF6jf/L k7fpg ;DalGwt sfof{nox?nfO{ cfu|x u/]sf] 5 . ljefun] ;fj{hlgs ;"rgf hf/L ub}{ cfiff9 d;fGtleq} kmfF6jf/L k7fpg cg'/f]w u/]sf] xf] .

‘;~ro sf]if s§L ug]{ sfof{nox?n] cfkm\gf sd{rf/Lx?sf] ;~ro sf]if s§L tyf ;fk6L s§Lsf] kmfF6jf/L k|To]s dlxgf ;dfKt ePsf] ;ft lbg leq / c;f/ dlxgfsf] kmfF6jf/L ;f] dlxgfsf] cGTo;Dddf sf]ifdf k7fO{;Sg'

kg]{ Joj:yf /x]sf] 5’, ;"rgfdf elgPsf] 5, ‘rfn' cf=j=sf] sf]ifdf k7fpg afFsL ;~ro sf]if s§L tyf ;fk6L s§Lsf] ;Dk'0f{ kmfF6jf/Lx? c;f/ d;fGt leqdf sf]ifsf] sf7df08f} 7d]n l:yt sfof{no jf zfvf sfof{nox? jf ;]jf s]Gb|x?df k|fKt x'g] u/L k7fpg' x'g cg'/f]w 5 .’

;fy}, ;f] ;do kZrft k|fKt x'g] kmfF6jf/Lx? rfn' cf=a= sf] lx;fjdf ;dfj]z gx'g] Joxf]/f ;d]t hfgsf/L u/fO{Psf] 5 .

;dod} kmf“6jf/L k7fpg cfu|x

sf]if ;dfrf/


sd{rf/L ;~ro sf]ifn] cfkm\gf :f~rostf{x?nfO{ 7d]nl:yt :f~rostf{{ :f]jf tyf :ffdflhs :f'/Iff ljefu / :f~rostf{{ shf{ tyf c:f'nL ljefuaf6 pknAw u/fpFb} cfPsf :f]jf :f'ljwfx? :yfgLo:t/d} pknAw u/fpg] :fb\efjk"0f{ p2]Zon] :f'b"/ g]kfnsf] wgu9Ldf @)^!, sflQ{sdf o; zfvf sfof{nosf] :yfkgf ePsf] xf] .

sd{rf/L ;~ro sf]ifn] ckgfPsf] cgnfOg sfo{kWbltsf sf/0f :f'b"/klZrd g]kfn -k|b]Zf g+=&_ sf :f]tL / dxfsfnL c~rndf kg]{ ( lhNnfsf s/Lj %) xhf/ :f]jfu|fxL ;~rostf{sf nflu sf]ifåf/f :f'Joj:yflkt :f]jf tyf :f/:f'ljwfx¿ tTsfn} u'gf:ff]/lxTf ?kdf k|bfg ug{ ZffVff sfof{no :fkmn ePsf] 5 .

lghLIf]qk|lt sf]ifsf] ljz]if kxn

s}nfnL lhNnfsf lghL Zf}lIfs :f+3:f+:yf, ljQLo k|lti7fg tyf lghL Aoj:fflos 3/fgfx?nfO{ :fd]6]/ zfvf sfof{no, wgu9Ln] ldlt @)&#.)@.!% df :yfgLo ;ef xndf ;DkGg u/]sf] 5nkmn tyf cGt/lqmof sfo{qmddf ;xefuL ;+3;+:yfsf k|ltlglwx?n] sf]if P]gdf ePsf] gofF Aoj:yf / sf]ifsf] dxTjaf/] ;fj{hlgs hfgsf/L u/fOPsfdf sf]ifk|lt cfef/ AoQm u/]sf lyP eg] ;f] sfo{qmdsf ;DaGwdf :yfgLo F.M., 6]lnlehg / kqklqsfx?n] k|d'vtfsf ;fy k|zf/0f, k|sfzg u/]sf lyP . sfo{If]qleqsf k|fOd lhNnf 5gf}6 u/L :ynut sfo{qmd ;+rfng ug]{ l;nl;nfdf zfvf sfof{no, wgu9Ln] o; cf=j= df 8f]6LnfO{ 5gf}6 u/L 8f6f ODkf]{6 tyf ;Rf]tgf k|j¢{g / sf]ifdf cfj¢ u/fpg ;lsg] lghL ;+3;+:yfx? klxrfg ul/Psf] lyof] .

bzxhf/ a9L ;~rostf{ nfeflGjt

;ldlIft cf=j=df zfvf sfof{no, wgu9Laf6 ljz]if ;fk6Ltkm{ !),@$* hgf ;~rostf{sf nflu ?=!,!!,!(,)!,#)).)) /sd k|jfx ePsf] 5 eg] !#$! ;~rostf{n] cjsfz e'QmfgLcGt{ut ?=!$,*&,(),&*@.%% /sd a''em]sf 5g . ;fdflhs ;'/Iff e'QmfGfLtkm{ ;]jfsfndf d[To' ePsf ## hgf ;~Rfostf{sf xsjfnfnfO{ ?=(,(),))).)) /sd sfhs[of cg'bfg e'QmfgL ePsf] 5 . sNof0fsf]iftkm{ !@ hgf ;~rostf{ jf lghsf xsjfnfnfO{ ?=!!,*%,))).))+, b'3{6gf Ifltk"lt{tkm{ !% s]zdf ?=!&,%),))).)) / ;'Ts]/L tyf lz'z' :ofxf/ of]hgftkm{ !#(& hgf ;~rostf{ jf lghsf klt kTgLsf] nflu ?=!,)$,&&,%)).)) /sd e'QmfgL ul/Psf] 5 .

cfjf; lgdf{0fdf !)) hgf ;~rostf{sf nflu ?=!%,*%,&@,^)).)), z}lIfs

C0f cGt{ut # hgf ;~rostf{{sf nflu ?=!%,%!,))).)) / cfjf; dd{tsf nflu !) hgf ;~rostf{{sf nflu ?=!,!@,#&,))).)) k|jfx ePsf] 5 . c;"nLtkm{ cfjf;lgdf{0f ;fk6Ldf ;fFjf ?=^,@!,&^,@$#.!# / Aofh ?=@,(&,*#,&)).&%#, z}lIfs ;fk6Ldf ;fFjf ?=!,%(,*)).)* / Aofh ?=#,##,$)^.#* tyf cfjf; dd{t ;fk6Ldf ;fFjf ?=#,$^,)$^.&* / Aofh ?=!,@),!(^.%^ c;'nL ePsf] 5 . c;'nL k|efjsf/L jgfpg zfvf sfof{non] 3/b}nf], ;Dks{ Pjd\ cGo k|of;x?nfO{ lg/Gt/tf lbPsf] 5 . cf=j=@)&#.&$ df !$^& ;~Rfostf{sf] k=k=:fd{yg ul/Psf] 5 eg] !$#* j6f AolQmut vftf PsLs/0f ul/Psf] 5 . sfo{If]qleqsf sfof{noaf6 k|fKt $#(* yfg kmf+6jf/L cgnfOg eL=kL=ul/Psf] 5 . & j6f gof+ sfof{no:f+u} ^$ hgf gof+ :f~rostf{ sf]ifdf cfj4 ePsf 5g\ .

zfvf sfof{no wgu9L M

u'gf;f]/lxt ;]jfdf k|lta4

efjL sfo{lbzf � sf]ifsf] cfKfm\g} :jfldTjdf /xg] hUUffdf sfof{no ejgsf] lgdf{0f,

� zx/Ls/0fsf] cg'kftdf :f+rostf{ ;fk6L lj:tf/,

� lghLIf]qsf] :f3gtf:f+u} :ff] k|s[ltsf :f+ul7t :f+:yfnfO{ sf]ifdf cfj4 u/fpg] k|of:f,

� c:f"nLtkm{ kl/0ffdd'vL /0fgLlts sfo{of]hgfsf] yfngL,

� sf]ifsf] nIo / p2]Zo xfl:fn ug{ kl/jlt{t :f+3Lo :f+/rgf cg's"n sfo{:fDkfbg tyf k|lt:kwL{ Ifdtfsf] ljsf:f .

sf]if ;dfrf/


sf]if ;dfrf/

bzxhf/ a9L ;~rostf{ nfeflGjtzfvf sfof{no lj/f6gu/M

b]z e/Lsf ;Dk"0f{ ;+rostf{x?nfO{ sf7df08f}sf] 7d]n sfof{noaf6 dfq ;]jf k|bfg eO{/x]sf]df sf]ifsf] ;]jfnfO{ qmdzM ljs]Gb|Ls/0f u/L :yflgo :t/jf6 g} pknJw u/fpg] Wo]osf ;fy ljleGg :yfgdf zfvf sfof{nox?sf] :yfkgf ug{] qmddf sf]ifsf] klxnf] zfvf sfof{nosf] ?kdf lj=;= @)$* df3 dlxgfdf o; zfvf sfof{nosf] :yfkgf ePsf] xf] . o; zfvfn] k"jf{~rnsf !! j6f lhNnfsf sl/j &) xhf/ ;+rostf{x?nfO{ k|ToIf ;]jf k|bfg ub}{ cfPsf] 5 . o; zfvf sfof{nodf sfo{/t !& :yfoL / * ;]jf s/f/ ;lxt s'n @% hgf hgzlQmn] b}lgs cf};t !@) hgf ;~rostf{nfO{ ljleGg k|sf/sf ;]jfx? k|bfg ul//x]sf] 5 .

xfn gljg k|ljlwsf] pkof]u ub{} cgnfO{g ;]jf dfkm{t ;Dk"0f{ ;]jf ;'ljwfx? k|bfg ug]{ Joj:yf ul/Psf] 5 . ;fy} zfvf sfof{non] df]/ª\u, ;'g;/L / emfkf lhNnfsf zx/L O{nfsfx?df 3/ lgdf{0f jf vl/b ug{ jf 3/ dd{t ug{ ;~rostf{nfO{ 3/ ;fk6L / ;+rostf{ cfkm" jf cfkm\gf] kl/jf/sf >Ldfg\ >Ldlt, 5f]/f 5f]/Lsf] pRr lzIff cWoogsf nflu 3/ ;fk6L sfo{qmd nfu' /x]sf dfly pNn]lvt lhNnfsf tf]lsPsf :yfgsf] 3/ hUuf lwtf] /fvL z}lIfs ;fk6L ;d]t k|bfg ub}{ cfPsf] 5 . o; cGtu{t xfn;Dd o; zfvf sfof{noaf6 #,$$) ;~rostf{n] 3/ ;fk6L / ^$ hgfn] z}lIfs ;fk6L lnO{ ;s]sf 5g\ . cfly{s aif{ @)&#÷&$ sf] cGTo ;Dddf o; zfvfsf] s"n 3/ ;fk6Ldf ?= @=@^ ca{ / z}lIfs ;fk6Ldf sl/a ?= * s/f]8 nufgL /x]sf] 5 .

zfvf sfof{no lj/f6gu/n] cfly{s aif{ @)&#÷&$df !,#$& hgf ;+rostf{x?sf] bf]xf]/f] vftf Plss/0f, $,@)! hgf ;+rostf{sf] kl/rokq ;dy{g, !& j6f gofF sfof{no;Fu sf]ifdf cfj4 x'g] ;DaGwL ;Demf}tf u/L @(! hgf ;~rostf{ yk u/]sf] 5 . ;fk6L c;"nLnfO{ k|efjsf/L agfO{ o; cjlwdf ljz]if ;fk6L

afkt ?=@^ s/f]8 / 3/;fk6Lsf] ;fFjf Jofh afkt ?= #^ s/f]8 c;"n ul/Psf] 5 . ;+rostf{ 3/ ;fk6Lsf] ;:k]G; Jofh ? @=*$ s/f]8 dWo]] ?= @ s/f]8 -&) k|ltzt_ c;'n pk/ u/]sf] 5 . ;+rostf{x?nfO{ pgLx?n] kfpg] ;]jf;'ljwfx? l56f] 5l/tf] / k|efjsf/L ?kdf pknJw u/fpg Psåf/ k|0fnLdf cwfl/t cgnfO{g sfpG6/, cWofjlws ;+rostf{ j8fkq, Digital Display, u'gf;f] / ph'/L k]l6sf, ;"rgf clwsf/Lsf] Joj:yf ul/g'sf ;fy} sf]if kl/ro Pjd\ 3/;fk6L ;DaGwL a|f]l;o/ k|sfzg tyf ljt/0fsf ;fy} o; zfvf sfof{nosf] jf/]df yk hfgsf/Lsf nflu sf]ifsf] web page df zfvf cGt/ut lj/f6gu/ zfvfsf] Joj:yf u/L zfvf ;DaGwL ;"rgf Pjd\ hfgsf/Lx? k|fKt ug{ ;lsg] Joj:yf ul/Psf] 5 . sf]ifsf jf/]df hfgsf/L u/fpg] / ;+rostf{x?sf] lh1f;fx?sf] ;Daf]wg ug]{ p2]Zon] zfvfaf6 % j6f cGt/lqmof sfo{qmd ;+rfng ul/Psf], ;+rostf{ sfof{nodf g} uP/ kl/ro kq lgdf{0f, 8f6f ODkf]6{ / kmf+6jf/L Joj:yfkg ;DaGwdf cled'vLs/0f, vftf Plss/0f / kmf+6jf/Ldf kl/ro kq clgjfo{ /fVg] ;DaGwdf k|lzIf0f lbg] sfo{ ;DkGg ul/Psf 5g .

zfvf sfof{no :yfkgf ePsf] @% aif{ kl5 @)&# sflQs @% ut] sf]ifsf k|zf;s >L s[i0f k|;fb cfrfo{af6 sfof{no ejg lznfGof; eO{ Ps jif{sf] lgdf{0f cjlwleq ejg lgdf{0f ug]{ sfo{ e}/x]sf] 5 . cfufdL cfly{s jif{af6 cfkm\g} sfof{no ejgaf6 ;+rostf{x?nfO{ Jojl:yt / k|efjsf/L ;]jf k|jfx ug{ ;lsg] 5 .

sf]ifsf] ;du| bL3{sfnLg nIo tyf p2]Zo k|flKtdf ;xof]u x'g] u/L o; zfvf sfof{non] cfufdL lbgdf cfkm"n] ;Dkfbg ug'{ kg]{ sfdsf] aflif{s nIo tyf p2]Zo lgwf{/0f u/L cfkm\gf lqmofsnfkx? ;+rfng ug{] gLlt lnPsf] 5 . b]z ;+3Lo ;+/rgfdf uPsf] cj:yfdf o; sfof{non] k|b]z g+= ! sf] sfdsf/jfxLsf] g]t[Tj ug'{ kg]{ sf/0fn] cem a9L ;lqmotfsf ;fy lhDd]jf/L lgjf{x ug{ ;Ifd /x]sf] 5 . sf]if / ;~rostf{ jLrsf] cGt/;DaGwnfO{ yk k|uf9 agfpg] tyf sf]ifsf ultljlw, s[ofsnfk Pjd\ sf]ifn] ;~rostf{nfO{ k|bfg ul//x]sf ;]jf ;'ljwf / ;f]sf] k|s[ofsf ;DaGwdf ;~rostf{nfO{ cjut u/fpg] pb]Zon] ;~rostf{ cGt/s[of sfo{qmd tyf ;~rostf{sf] sfo{:yndf uO{ ;~rostf{ cled"lvs/0f sfo{qmd cem a9L k|efjsf/L ?kdf ;~rfng ug]]{ gLlt zfvfn] lnPsf] 5 eg] sf]ifdf cfj4 x'g;Sg] ;Defljt sfof{nosf] klxrfg u/L k|jw{gfTds sfo{qmdsf] dfWodaf6 sf]ifdf cfj4 x'g k|f]T;flxt ug]{ sfo{nfO{ cem a9L k|efjsf/L agfpb} nlug] 5 .

sf]ifsf zfvf sfof{nox? dWo] ;a}eGbf a9L sf/f]af/ ub}{ cfPsf] o; zfvfdf sfo{/t hgzlQmaLrdf ;d"x sfo{ efjgfsf] ;[hgf, 1fg Joj:yfkgsf dfWodaf6 cfkm"n] xfl;n u/]sf 1fg l;k cGo sd{rf/Lx?df af8\g] sfo{ u/L o; zfvfnfO{ sf]ifsf] gd'gf zfvfsf] ?kdf ljsf; ug{ cfGtl/s Joj:yfkgdf ;'wf/ ug'{sf ;fy} sd{rf/Lx? aLrsf] cfk;L ;dGjo / ;xsfo{nfO{ yk k|uf9 agfpFb} nluPsf] 5 .

ljj/0f sf/f]af/ ;+Vof /sd -nfvdf_

e'StfgL 3,134 4361

ljz]if ;fk6L 22,414 2,50,46

a}+s bflvnf 1,301 2954

b'3{6gf Ifltk"lt ljt/0f 16 19

cf}ifwL pkrf/ ;f]wegf{ 25 5

lzz' :ofxf/ vr{ 2,427 1,82

sNof0fsf/L of]hgf 13 19

sfhlqmof vr{ 59 18

hDdf 29,389 3,26,04


l8hf:6/ l/sf]e/L ;fO6 ;~rfngdf

sd{rf/L ;~ro sf]ifn] Disaster Recovery (DR) Site ;~rfngdf NofPsf] 5 . ;f] ;fO6 sf]ifsf] 7d]nl:yt ;"rgf ;~rf/ tyf k|ljlw ljefun] ;~rfngdf NofPsf] xf] .

Dfxfljkb\sf] kl/l:yltdf klg sf]ifn] ;~rfngdf NofPsf ;]jfx?nfO{ lgjf{w ?kdf ;~rfng ug{ ;lsof]; tyf hf]lvdx?nfO{ Go"lgs/0f u/L ;]jfx? k'gM ;'rf? ug{ ;lsof];\ eGg] ;f] ;fO6sf] d'Vo p2]Zo /x]sf ljefuLo k|d'v /f]rg >]i7n] hfgsf/L u/fpg' eof] .

ldlt @)&#÷)&÷)# ut] pb\3f6gsf] cj;/df sf]ifsf jl/i7td clws[tHo"x?sf] pkl:ylt /x]sf] lyof]

sf]if / sflGtk'/ klJns];gaLr ;Demf}tf

sd{rf/L ;~ro sf]if / sflGtk'/ klJns];gaLr klJns];gdf sfo{/t sd{rf/Lx?sf] ;~ro sf]if hDdf ug{] ;xdltdf x:tfIf/ ePsf] 5 . of] ;xdltkl5 klJns];gdf sfo{/t rf/;o krf; :yfoL sd{rf/Lx?sf] sf]ifdf lgoldt ;~ro sf]ifs6\6L x'g] 5 .

sf]ifsf tTsflng k|zf;s s[i0fk|;fb cfrfo{ / klJns];gsf k|jGw lgb{]zs s}nfz l;/f]lxofsf] ;d'kl:yltdf sf]ifsf tkm{af6 gfoj d'Vo clws[t jL/]Gb|df]xg e6\6/fO{ / klJns];gsf tkm{af6 sDkgL ;lrj wL/h >]i7n] ;xdltdf x:tfIf/ ug'{ ePsf] lyof] .

klJns];gn] ut >fj0fb]lvsf] sf]if s6\6L afkt ! s/f]8 ?k}of“ hDdf u/L ;s]sf] 5 .

cfGtl/s lgoGq0f k|0ffnL k/LIf0f sfof{b]z :jLs[t

sd{rf/L ;~ro sf]ifsf] cfly{s jif{ @)&#.&$ sf] jflif{s tyf ljz]if sfo{qmddf ;dfj]z ePsf] sf]if s6\6L tyf ljz]if ;fk6L vftf ;~rfngdf /x]sf] cfGtl/s lgoGq0f k|0ffnLsf] ljz]if k/LIf0f ug{] ljifos sfof{b]z :jLs[t

ul/Psf] 5 . ;f] :jLs[t sfof{b]z cg';f/ sfo{ ;DkGg ug{ @)&# c;f]h & df cfGtl/s n]vf kl/If0f ljefusf ljefuLo k|d'vsf] ;+of]hsTjdf Ps sldl6 klg u7g ul/Psf] 5 .sldl6df s]lGb|o n]vf tyf vr{ ljefu, ;~rostf{ ;]jf tyf ;fdflhs ;'/Iff ljefu, ;"rgf tyf ;~rf/ k|ljlw ljefusf k|ltlglw ;b:o / sfo{6f]nLn] tf]s]sf] cfGtl/s n]vfk/LIf0f ljefusf] clws[t ;b:o ;lrj tf]lsPsf] 5 .

k|jGwsåo MDP tflnddf ;xefuLsd{rf/L ;~ro sf]ifsf k|jGwsåo sNkgf dfgGw/ / lgd{nf x'dfufO{ Dofg]hd]G6 l8enkd]G6 k|f]u|fd -Pd8LkL_ tflnd sfo{qmddf ;xefuL x'g' ePsf] 5 .

pQm tflnd Dofg]hd]G6 l8enkd]G6 OlG:6Ro'6 -Pd8LcfO{_n] @)!& dfr{ ! b]lv # ;Dd ef/tsf] u'8ufpFdf ;~rfng u/]sf] lyof] .

k|f]h]S6 kmfOgfG; tflnddf ;'j]bL

sd{rf/L ;~ro sf]ifsf k|jGws -kl/of]hgf ljZn]ifs_ dbg ;'j]bL k|f]h]S6 kmfOgfG; Og OghL{ P08 OGk|mf:6«Sr/ ;]S6;{ ljifos tflnddf ;xefuL x'g' ePsf] 5 .

pQm tflnd @)!& km]a|'c/L @–$ ;Dd o'/f] kmfOgfG; 6]«lg+u P08 :6]6 Aof+s :6fkm sn]h x}b/fjfbn] ;+o'Qm ?kdf ef/tsf] x}b/fjfbdf ;DkGGf ePsf] lyof] .

sf]if ;dfrf/

sd{rf/L ;~ro sf]ifsf tTsflng cWoIf k|]d s'df/ /fO{ / tTsflng k|zf;s s[i0fk|;fb cfrfo{ OG6/g]zgn ;f]l;on ;]So'l/6L Pzf]l;o;g -ISSA_sf] #@ cf}+ ;fwf/0f ;ef / O{zf sfplG;nsf] #^ cf}+ ;Dd]ngsf ;fy} jN8{ ;f]l;on ;]So'l/6L kmf]/ddf ;xefuL x'g' ePsf] 5 .

pQm ;fwf/0f ;ef @)!^ gf]e]Dj/ !$ b]lv !* ;Dd

u0ftGq kfgfdfsf] /fhwfgL kfgfdf l;6Ldf cfof]hgf ePsf] lyof] . sd{rf/L ;~ro sf]if ;g\ !(*) b]lv ISSAsf] ;b:o /lx cfPsf] 5 .

o;} ;Gbe{df cfrfo{ Sofg8fl:yt cGt/f{li6«o >d ;+u7g (ILO) sf sG;N6\ofG6sf] cfdGq0fdf k]G;g kmG8 ;~rfng ;DaGwL 5nkmndf ;d]t ;xefuL x'g' ePsf] lyof] .

æO{;fÆsf] ;fwf/0f ;efdf ;xeflutf


sfo{bn u7gsd{rf/L ;~ro sf]ifsf] wg's'6f zfvf sfof{noaf6 3/ ;fk6L sfo{qmd @)%& / z}lIfs ;fk6L @)%* nfu' ug{] ;DaGwdf wgs'6f zfvf sfof{no k|d'vsf] ;+of]hsTjdf Ps sfo{bnsf] u7g ul/Psf] 5 .

@)&# efb| % df ul7t sfo{bndf ;~rostf{ shf{ tyf c;'nL ljefusf clws[t, kl/of]hgf ljZn]if0f tyf hf]lvd Joj:yfkg ljefusf clws[t / s]lGb|o n]vf tyf vr{ ljefusf clws[t ;b:o tf]lsg' ePsf] 5 .

sfo{bnn] ;~rostf{x?sf] cfjZostfnfO{ b[li6ut u/L pNn]lvt ;fk6Lx?sf] ;DaGwdf k"j{ ;DefJotf cWoog u/L sf]if Joj:yfkg ;dIf k|ltj]bg k]z ug{] 5 .

xfn 3/ ;fk6L sfo{qmd @)%& / z}lIfs ;fk6L @)%* wgs'6f afx]s cGo ;ft zfvf sfof{nox?af6 lgoldt k|jfx eO{ /x]sf] 5 .

k]G;g sf]/ sf];{–@)!& df ;xefuLtf

sd{rf/L ;~ro sf]ifsf al/i7 k|jGws w|'j e6\6/fO{ / k|jGws lblnk/fh kf}8]n jN8{ a}+s k]G;g sf]/ sf];{ @)!& df ;xefuL x'g' ePsf] 5 .

jN8{ a}+sn] @)!& dfr{ ^ b]lv !& ;Dd x]8Sjf6{/ jfl;+u6g 8L=;Ldf lb l8hfog P08 ODKn]d]G6];g ckm jN8 Ph OGsd k|f]6]S;g k|f]u|fD; ljifos pQm sf];{ ;~rfng u/]sf] lyof] .

#$ clws[tsf] a}+ss tflndsd{rf/L ;~ro sf]ifsf #$ hgf jl/i7 zfvf clws[t÷zfvf clws[t Dofg]hd]G6 l8enkd]G6 6«]lg+u cg Unf]jn d]g]hl/on :sLN; ljifos cGt/f{li6«o sfo{zfnfdf ;xefuL x'g' ePsf] 5 .

pQm sfo{zfnf @)&# kmfu'g !& b]lv @@ ut] ;Dd yfONof08sf] /fhwfgL a}+ssdf cfof]hgf ePsf] lyof] . sfo{zfnf OG6/g]zgn :6]G8{8 cfOsf]g–cfO{P;cfO{ g]kfn dfkm{t cfO{P;cfO{ g]kfnsf] ;dGjodf l; ef]n]lG6o/ k|f]u|fdn] Plzog OlG:6Ro'6sf] ;xsfo{df ;~rfng u/]sf] lyof] .

OG8f]g]lzof cjnf]sg e|d0f

sd{rf/L ;~ro sf]if, ;~rfns ;ldltsf ;b:oåo ls/0f s'df/ >]i7 / l8NnL /fh zdf{ tyf sf=d'=d'=c= /fh]Gb| sfkm\n], gf=d'=c= cf]d s[i0f >]i7 / k|jGws lblnk /fh kf}8]nn] @)&$ ;fpg @$ b]lv @^ ut] ;Dd OG8f]g]lzofsf] cjnf]sg e|d0f ug'{ ePsf] 5 .

6\o'l/gsf] sfo{qmddf sf]ifsf] ;xefuLtfOG6/g]zgn 6«]lg+u ;]G6/–cfO{6L;L, OG6/g]zgn n]j/ cu{gfOh];lg+u ;]G6/ -cfOPncf]_ O6fnL n] ut h'g !@ b]lv !^, @)!& df O6fnLsf] 6\o'l/gdf ;~rfng u/]sf] Ozf ufO8 nfOg cg u'8 ujg{]G;, OGj]i6d]G6 ckm ;f]lzon ;]So'l/6L kmG8; PlS6le6L / slG6«Jo';g sn]S;g P08 sDknfoG; ljifos sfo{qmddf sf]ifsf] ;xefuLtf ePsf] 5 .

sf]ifaf6 ;f] sfo{qmddf gf=d'=c= s]bf/gfy uf}td, gf=d'=c= lht]Gb| lwtfn, jl/i7 k|jGws ch'{g s'df/ uf}td, sf=d'= jl/i7 k|jGws zfGtf uf}td / dx]Gb| zfSo, k|jGws jL/]Gb| kf}8]n / bfdf]b/ ;'j]bL / k|jGws -kl/of]hgf ljZn]if0f_ bz{g e6\6/fO{ ;xefuL x'g' ePsf] lyof] .

sf]if ;dfrf/

e|d0f ÷ tflnd

sd{rf/L ;~ro sf]ifn] xfn nfu' u/]sf] cfO{6L kf]ln;L @)&@ df cfO{6L ujg{]G; kf]ln;L cGtu{t d'Vo clws[t -;+:yfut Joj:yfkg_ sf] ;+of]hsTjdf cfO{6L Dofg]hd]G6 sldl6 u7g ul/Psf] 5 .

@)&# sflQs % df ul7t sldl6n] Joj:yfkgdf eO/x]sf] ;"rgf k|ljlwsf] pkof]u, ;d;fdlos ;'wf/ nufot eljiodf k|efjsf/L ;]jf tyf ;'ljwf k|jfx ug{ cjnDag ug'{ kg{] ;"rgf k|ljlwsf] sfo{qmdx?af/] cWoog u/L Joj:yfkg ;dIf k|ltj]bg k]z ug{] 5 .

sldl6df ljefuLo k|d'v ;"rgf tyf ;~rf/ k|ljlw ljefu, ljefuLo k|d'v ;~rostf{ ;]jf tyf ;fdflhs ;'/Iff ljefu, ljefuLo k|d'v ;~rostf{ shf{ tyf c;'nL ljefu, ljefuLo k|d'v kl/of]hgf ljZn]if0f tyf hf]lvd Joj:yfkg ljefu, ljefuLo k|d'v dfgj ;+;fwg tyf cfGtl/s Joj:yfkg ljefu ;bZo / ;"rgf tyf ;~rf/ k|ljlw ljefun] tf]s]sf] al/i7 k|jGws ;b:o ;lrj tf]lsg' ePsf] 5 .

;"rgf Joj:yfkg ;ldlt u7g


dfgj ;+zfwg ljsf;

ldlt @)&# cflZjg b]lv @)&$.%.#) ;Dd d"Nof+sg a9'jf, cfGtl/s k|ltof]lutfTds k/LIff, $=!& s cg';f/ a9'jf, gofF lgo'lQm, clgjfo{ cjsfz,k|f]T;fxL k'/:sf/ Pj+ ;]jf kbs kfpg] sd{rf/Lx?sf] gfdfjnL M

sfo{;Dkfbg d"Nof+sgaf6 a9'jf x'g'ePsf sd{rf/Lx? M

l;=g+= kb gfd y/ a9'jf ePsf] kb nfu" x'g] ldlt

1 al/i7 k|jGws nIdL k|;fb >]i7 gfoj d'Vo clws[t 2073.10.04

2 k|jGws 6f]kf /fd kl08t al/i7 k|jGws 2073.10.04

3 k|jGws ;'dgf :yflkt al/i7 k|jGws 2073.10.04

4 a=zf=c= /d]z /fh kf]v|]n k|jGws 2073.10.04

5 a=zf=c= t]h k|;fb vgfn k|jGws 2073.10.04

6 zfvf clws[t afn s'df/L Gof}kfg] a=zf=c= 2073.12.16

7 zfvf clws[t /fdrGb| s+8]n a=zf=c= 2073.12.16

8 zfvf clws[t l8lNn k|;fb clwsf/L a=zf=c= 2073.12.16

9 k|d'v ;xfos pQd axfb'/ sfsL{ zfvf clws[t 2073.12.16

10 k|d'v ;xfos dw's/ kf08] zfvf clws[t 2073.12.16

11 k|d'v ;xfos lj0ff s'df/L >]i7-dxh{g_ zfvf clws[t 2073.12.16

12 a=s=;= 6s axfb'/ >]i7 zf=c= -sDKo'6/_ 2073.12.16

cfGtl/s k|ltof]lutfTds k/LIffaf6 a9'jf x'g'ePsf sd{rf/Lx? M


1 al/i7 k|jGws hLjg s'df/ s6\jfn gfoj d'Vo clws[t 2074.3.18

2 k|jGws bfdf]b/ k|;fb ;'j]bL al/i7 k|jGws 2074.3.18

3 a=zf=c= /fh]Gb| nfld5fg] k|jGws 2074.3.18

4 a=zf=c= w|'j k|;fb ltjf/L k|jGws 2074.3.18

5 zfvf clws[t emns /fh zdf{ a=zf=c= 2074.3.18

6 zfvf clws[t O{Zj/ k|wfg a=zf=c= 2074.3.18

7 zfvf clws[t c?0f sfsL{ a=zf=c=-ljQ ljZn]if0f_2074.3.18

8 zf=c= -sDKo'6/_ ;'/]z xdfn a=zf=c=-k|f]u|fd/_ 2074.3.18

9 k|d'v ;xfos uf}/Lz+s/ dlNns zfvf clws[t 2074.3.18

$=!& s cg';f/ a9'jf x'g'ePsf sd{rf/Lx? M


1 k|d'v ;xfos lzj /fh kf}8]n zfvf clws[t 2073.12.17

2 k|d'v ;xfos /fd]Zj/ l;Ub]n zfvf clws[t 2073.12.17

3 k|d'v ;xfos w'|j k|;fb x'dfufO{ zfvf clws[t 2073.12.17

4 k|d'v ;xfos lzj z+s/ dfgGw/ zfvf clws[t 2073.12.17

5 k|d'v ;xfos b]j z+s/ emf zfvf clws[t 2073.12.17

6 k|d'v ;xfos p4j axfb'/ /fpt zfvf clws[t 2073.12.17

7 k|d'v ;xfos uf]kfn >]i7 zfvf clws[t 2073.12.17

8 k|d'v ;xfos ch'{g s'df/ v8\sf zfvf clws[t 2073.12.17

9 k|d'v ;xfos -On]lS6«l;og_

Zofd uf]kfn >]i7 zf=c=-On]lS6«l;og_ 2073.12.17

clgjfo{ cjsfz x'g'ePsf sd{rf/Lx? M

l;=g+= kb gfd y/ cjsfz ldlt

1 sf=d'=gfoj d'Vo clws[t lxdfno k|;fb l;jfsf]6L 2074.03.23

2 zfvf clws[t ch'{g s'df/ v8\sf 2074.03.9

3 zfvf clws[t dg nIdL k|wfg 2074.03.25

4 zfvf clws[t w'|j k|;fb bfxfn 2074.03.13

5 zfvf clws[t ejfgL >]i7 -s_ 2074.03.11

6 gfoj d'Vo clws[t b'uf{ k|;fb ;'j]bL 2074.02.16

7 zfvf clws[t hLj gfy vgfn 2074.01.24

8 al/i7 ;'k/LIfs lbjfs/ v8\sf 2074.01.05

9 gfoj d'Vo clws[t nIdL k|;fb >]i7 2073.12.20

10 al/i7 zfvf clws[t b]j/fh sfsL{ 2073.12.10

11 zfvf clws[t ;'dg lji6 2073.11.10

12 al/i7 ;'k/LIfs ;'jfn nfdf 2073.11.04

13 zfvf clws[t ;lgnf ;'j]bL -l/dfn_ 2073.08.20

14 zfvf clws[t bË Wjh vf]ofxfË 2073.08.18

15 zfvf clws[t ljdnf g]kfnL 2073.08.02

16 k|d'v /Ifs b]j axfb'/ k'nfdL du/ 2073.07.15

17 k|d'v ;xfos Hof]T;gf b]jL >]i7 -k|wfg_ 2073.07.07

18 al/i7 zfvf clws[t Zofd s'df/ dNn 2073.06.12

19 zfvf clws[t k+kmf a:g]t 2073.06.05

20 al/i7 k|jGws >L/fd z]v/ clwsf/L 2074.04.01

21 zfvf clws[t u'? k|;fb clwsf/L 2074.04.10

22 sf=d'=gfoj d'Vo clws[t dfwj k|;fb sf]O{/fnf 2074.04.14

23 sf=d'=gfoj d'Vo clws[t lzj s'df/ cof{n 2074.04.22

24 zfvf clws[t /f]zgL skfnL 2074.04.24

25 zfvf clws[t lzjxl/ Gof}kfg] 2074.04.30

/flhgfdf :jLs[t ePsf sd{rf/Lx? M

l;=g+= kb gfd y/ /flhgfdf :jLs[t ldlt

1 k|d'v ;xfos bLks kGyL 2073.08.30

2 zfvf clws[t nf]s]Gb| 1jfnL 2073.07.07

3 k|d'v ;xfos uf]s'n rGb| d/fl;gL 2073.08.30

4 k|d'v ;xfos ;kgf n'O{^]n 2073.09.01

5 k|d'v ;xfos ;l~hnf kf]v/]n 2073.09.01

6 k|d'v ;xfos gljg cfrfo{ 2073.08.29

7 al/i7 sDKo'6/ ;xfos ch'{gs'df/ /fpt 2073.10.09

8 k|d'v ;xfos ;fu/ s]=;L 2073.08.21

9 k|d'v ;xfos xl/ axfb'/ cf]nL 2073.08.21

10 k|d'v ;xfos ;'lgn uf}td 2073.08.21

11 k|d'v ;xfos sf]dn k|;fb Kofs'/]n 2073.08.19

12 k|d'v ;xfos lj/]Gb| k|;fb ofbj 2073.08.17


l;=g+= kb gfd y/ /flhgfdf :jLs[t ldlt

13 zfvf clws[t jf;'b]j l/dfn 2073.09.01

14 zfvf clws[t s[i0f k|;fb bfxfn 2074.01.05

15 k|d'v ;xfos /ljGb| /fhe08f/L 2074.03.11

gof“ lgo'lQm ePsf sd{rf/Lx? M

l;=g+= kb gfd y/ lgo'lQm ldlt

1 rf6{8{ PsfpG6]G6 7fs'/ h+u yfkf 2073 7 23

2 zfvf clws[t /df sfsL{ 2073 7 23

3 zfvf clws[t czf]s /fodfemL 2073 7 23

4 zfvf clws[t s[i0f k|;fb clwsf/L 2073 7 23

5 zfvf clws[t ljsf; e§/fO{ 2073 7 23

6 zfvf clws[t a;Gt k|;fb Gof}kfg] 2073 7 23

7 zfvf clws[t ?sd0fL 7s'/L 2073 7 23

8 zfvf clws[t s'z'd nfdf of]~hg 2073 7 23

9 k|d'v ;xfos nf]s]Gb| kf}8]n 2073 7 23

10 k|d'v ;xfos nId0f kf}8]n 2073 7 23

11 k|d'v ;xfos gljg cfrfo{ 2073 7 23

12 k|d'v ;xfos ;Gtf]if ;'j]bL 2073 7 23

13 k|d'v ;xfos ;fu/ s]=;L= 2073 7 23

14 k|d'v ;xfos b'uf{ k|;fb 1jfnL 2073 7 23

15 k|d'v ;xfos uf]s'n rGb| d/fl;gL 2073 7 23

16 k|d'v ;xfos ;/f]h a:g]t 2073 7 23

17 k|d'v ;xfos t'n;L clwsf/L 2073 7 23

18 k|d'v ;xfos gd/fh lji6 2073 7 23

19 k|d'v ;xfos ljZj/fh e08f/L 2073 7 23

20 k|d'v ;xfos xl/ jxfb'/ cf]nL 2073 7 23

21 k|d'v ;xfos ch'{g ;'j]bL 2073 7 23

22 k|d'v ;xfos df]xg k|;fb 9pGof 2073 7 23

23 k|d'v ;xfos l6sflglw bg} 2073 7 23

24 k|d'v ;xfos ;'lgn uf}td 2073 7 23

25 k|d'v ;xfos Zofd kf}8]n 2073 7 23

26 k|d'v ;xfos wgL/fd cfrfo{ 2073 7 23

27 k|d'v ;xfos sf]dn k|;fb Kofs'/]n 2073 7 23

28 k|d'v ;xfos ;Gtf]if cfrfo{ 2073 7 23

29 k|d'v ;xfos lji0f' k|;fb /]UdL 2073 7 23

30 k|d'v ;xfos ;l~hnf kf]v/]n 2073 7 23

31 k|d'v ;xfos ;'k|ef n'O{6]n 2073 7 23

32 k|d'v ;xfos ;kgf n'O{6]n 2073 7 23

33 k|d'v ;xfos s?0ff s'df/L vltj8f 2073 7 23

34 k|d'v ;xfos clhtf vltj8f 2073 7 23

35 k|d'v ;xfos clgtf >]i7 2073 7 23


36 k|d'v ;xfos wgdfof v8\sf -yfkf_ 2073 7 23

37 k|d'v ;xfos b'uf{ a:g]t 2073 7 23

38 k|d'v ;xfos gu]Gb| k'''''''''''nfdL du/ 2073 7 23

39 k|d'v ;xfos Zofd nfn >]i7 2073 7 23

40 k|d'v ;xfos /ljGb| /fhe08f/L 2073 7 23

41 k|d'v ;xfos s[i0f axfb'/ >]i7 2073 7 23

42 k|d'v ;xfos ;'/]Gb| k|;fb rf}w/L 2073 7 23

43 k|d'v ;xfos ;'/]Gb| s'df/ ofbj 2073 7 23

44 k|d'v ;xfos lj/]Gb| k|;fb ofbj 2073 7 23

45 k|d'v ;xfos ljj]sfgGb emf 2073 7 23

46 k|d'v ;xfos /fd a[If ;fx sfg' 2073 7 23

47 k|d'v ;xfos dfof g]kfnL 2073 7 23

48 k|d'v ;xfos a]n k|;fb kGyL 2073 7 23

49 k|d'v ;xfos gljg l;+x /fjn 2073 7 23

50 al/i7 sDKo'6/ ;xfos ch'{g s'df/ /fpt 2073 7 23

51 al/i7 sDKo'6/ ;xfos /fdz/0f yfkf 2073 7 23

52 al/i7 sDKo'6/ ;xfos dfnf v8\sf 2073 7 23

53 k|d'v ;xfos of]lutf e§/fO{ 2073 7 26

54 k|d'v ;xfos 5f]jfª lx:;] tfdfª 2073 7 26

k|f]T;fxL k'/:sf/ -tnaj[l4_ kfpg] sd{rf/Lx? M

qm=;+= kb gfd y/ u|]8 ;+Vof u|]8 nfu" ldlt

1 a=k|= >L b'uf{ k|;fb ;fksf]6f 3 @)&# >fj0f

2 a=zf=c= >L Zofd s'df/ dNn 2 @)&# efb|

3 zf=c= >L b·Wjh vf]ofxf· 2 @)&# sflt{s

4 sf=d'=gf=d'=c= >L lxdfno k|;fb lzjfsf]6L 1 @)&$ h]i7

5 a=k|= >L >L/fd z]v/ clwsf/L 2 @)&$ cfiff9

6 sf=d'=gf=d'=c= >L dfwj k|;fb sf]O{/fnf 1 @)&$ >fj0f

7 sf=d'=gf=d'=c= >L lzj s'df/ cof{n 1 @)&$ >fj0f

8 a=zf=c= >L lg/~hg s'df/ e§/fO{ 3 @)&$ efb|

9 zf=c= >L l6sf axfb'/ sfsL{ 2 @)&$ efb|

10 k|=;= >L /fh' ah|frfo{ 2 @)&$ efb|

11 a=;'= >L rqm axfb'/ dxh{g 2 @)&$ efb|

12 a=;'= >L s]zj vltj8f 2 @)&$ efb|

13 a=;'= >L s6s axfb'/ du/ 2 @)&$ efb|

@% jif]{ ;]jf kbs kfpg] sd{rf/L


1 zfvf clws[t /ljgfy kf}8]n 2048 09 19

2 al/i7 ;'k/LIfs a}s'07 k|;fb cof{n 2048 11 01

3 al/i7 ;'k/LIfs k'0f{ axfb'/ ofvf 2048 11 01

4 d]Q/ lty{ dfof kf]8] 2048 11 02

dfgj ;+zfwg ljsf;


5 al/i7 ;'k/LIfs nf]sgfy rf}nfufO{ 2049 02 11

6 al/i7 ;'k/LIfs /3'gfy yfkf 2049 02 11

@)&# ;fnsf] P;=O{=O{ lbg] sd{rf/Lsf] 5f]/f

l;=g= bhf{ sd{rf/Lsf] gfdy/ 5f]/f gfdy/ lhlkP

1 a=zf=c= -sfg"g_ 8DAf/ axfb'/ v8\sf z}n]z v8\sf 3.75

2 a=zf=c= bLks dl0f l/;fn zfZjt dl0f l/;fn 3.70

3 ;xfos OlGhgLo/ blw/fh l3ld/] uf}/j l3ld/] 3.65

4 k|aGws jL/]Gb| kf}8]n ljefif kf}8]n 3.60

5 a=zf=c= /fdrGb| kf]v/]n ;ld/ kf]v/]n 3.60

6 k|aGws /d]]z/fh kf]v/]n cfo{g /fh kf]v/]n 3.30

7 k|aGws lbks'df/ lji6 zog lji6 3.15

@)&# ;fnsf] P;=O{=O lbg] sd{rf/Lsf] 5f]/L

l;=g= bhf{ sd{rf/Lsf] gfdy/ 5f]/L gfdy/ lhlkP

1 a=zf=c= l8NnLk|;fb clwsf/L lbkLsf clwsf/L 3.75

2 sf=d' j=k| zfGtf uf}td >'lt uf}td 3.65

3 k|aGws t]h k|;fb vgfn clblt vgfn 3.60

4 zfvf clws[t -sDKo"6/_ 6s axfb'/ >]i7 cfo'Qmf >]i7 3.55

5 k|d'v ;xfos pQd l3ld/] lbJof l3ld/] 3.50

6 k|d'v ;xfos lji0f' k|;fb /]UdL /f]hL /]UdL 3.50

7 zfvf clws[t lnnL bfxfn cof{n k'ikf~hnL bfxfn 3.45

8 k|d'v ;xfos hd'gf b]jL kl08t >]of /]UdL 3.35

9 k|d'v ;xfos ejfgL >]i7 l/of >]i7 3.35

10 zfvf clws[t lg/~gg s'df/ zdf{ lgi7f g]kfn 3.05

sf]ifsf] %^ cf}+ jif{ k|j]znfO{ eJo ?kdf dgfpg] qmddf cltl/Qm lqmofsnfk cGtu{t v]ns'b k|ltof]lutfx? ;DkGg ePsf 5g\ . v]ns'b ;ldltsf] cfof]hgfdf tyf ;dGjodf @)&# efb| @@ b]lv z'? ePsf] v]ns'bsf sfo{qmdx? efb| @* ;Dd ;~rfng ePsf lyP .

sf]ifsf] jflif{s pT;jnfO{ eJotfsf ;fy dgfpg] sfo{qmd cGtu{t v]ns'bsf sfo{qmd cfof]hgf ePsf lyP . sf]ifdf sfo{/t sd{rf/Lx?aLr cfk;L ;DaGw Pj+ ;xsfo{sf] efjgf clej[l4 ug{' k|ltof]lutfsf] p2]Zo lyof] . k|ltof]lutfdf xfhL/L hjfkm, bf}8, 6jn6]lg;, km'6;n

%^ jif{ k|j]zsf] cj;/df v]ns'b k|ltof]lutf ;~rfng

nufotsf v]nx? ;dfj]z ePsf lyP . ;fy} sljtf jfrg tyf gf6\o k|:t'lts/0f klg k|ltof]lutfsf] ljz]if cfsif{0fsf] ?kdf /x]sf lyP .

v]nx? k'Nrf]s Pj+ 7d]nl:yt sf]ifsf] sfof{no kl/;/ tyf zfvf sfof{nox?df ;~rfng ul/Psf] lyof] . ljleGg r/0fsf v]ndf dlxnf, k'?if Pj e]6«fg ;d"xdf v]nf8Lx?sf] pNn]vgLo ;xeflutf /x]sf] lyof] .

sf]ifsf] jflif{sf]T;jsf] cj;/df ljhoL v]nf8Lx?nfO{ k|df0fkq ;lxt k'/:s[t ul/of] .

dfgj ;+zfwg ljsf;


g]kfn ljQLo ;:+yf sd{rf/L ;+3, sd{rf/L ;~ro sf]ifn] ut cfly{s jif{ @)&#÷)&$ df ljleGg sfo{qmdx?sf] cfof]hgf u/]sf]

5 . ;DkGg sfo{qmdx?af6 sf]ifdf sfo{/t sd{rf/Lx? nfeflGjt x'g'sf ;fy} ;+3sf] ;u7gfTds ultljlwdf ;d]t Ifdtf clej[l4 ePsf] ;+3n] hgfPsf] 5 M

• lgoldt j[lQ ljsf;, tflnd, cGtlq{mof, g]t[Tj ljsf; tyf dfgj ;+;fwg ljsf;df 6]jf k'¥ofpg] x]t'n] o; ;+3;Fu cfj4 ;b:ox?nfO{ ljleGg sfo{qmddf ;xefuL u/fpFb} cfPsf] 5 .

• @)&# c;f]h !* df tTsflng zx/L ljsf; dGqL dfggLo ch{‘g g/l;+x s]=;L=sf] k|d'v cfltYotfdf ljhof bzdL nufot ;du| rf8kj{sf] z'esfdgf cfbfgk|bfg sfo{qmd ;DkGg ul/Psf] .

• sf]ifdf lqmofzLn tLgj6} o'lgogx?åf/f gj k|j]zL ;fyLx?nfO{ ;+o'Qm ?kdf :jfut sfo{qmd ;~rfng ul/Psf] / lwtf]kq af]8{sf] lgodfjnL ;+zf]wgaf6 sf]ifsf sd{rf/Lx?nfO{ sf]ifsf] nufgLdf ;~rflnt hnljB't sDkgLsf] z]o/ k|fKt ug{] ljifodf k|lts'n k|fjwfg

;+zf]wg ug{ ;+3n] ljz]if kxn u/]sf] .

• sf]ifsf] 7d]nl:yt sfof{nodf ldlt

@)&# d+l;/ # ut] ;+o'Qm /Qmbfg sfo{qmd ;~rfng ul/Psf] .

• g]kfnL sf+u|];sf s]Gb|Lo ;b:o dfggLo ab|L kf08] / /fli6«o of]hgf cfof]usf k"j{ pkfWoIf 8f= uf]ljGb kf]v/]nsf] ;d'kl:yltdf @)&# kf}if @@ df PROVIDENT FUND

FOR ALL AND FOR FOREVER eGg] gf/fnfO{ phfu/ ub{} sf]if P]gsf] gjf}+ ;+;f]wgsf] ;Gbe{df sf]ifsf] efjL sfo{lbzf / 6«]8 o'lgogsf]

sd{rf/L ;+u7g ultljlw

g]kfn ljQLo ;:+yf sd{rf/L ;+3, sd{rf/L ;~ro sf]if

e"ldsf ljifos ljrf/ uf]i7L ;DkGg ul/Psf] .

• o; ;+3sf] @& cf}+ :yfkgf lbj;

FIEUN DAY -r}q @@_ sf] cj;/df o'jf ;ldltsf] cu|;/tfdf @)&# r}q !^ / !& ut] xflh/L hjfkm k|ltof]lutf ;DkGg ul/Psf]] tyf @)&# r}q @@ df o; ;+3 / aL=kL= :d[lt ;fd'bflos c:ktfnsf] ;+o'Qm cfof]hgfdf tt\sflng :jf:Yo dGqL dfggLo uug yfkfHo"sf] k|d'v cfltYotfdf :jf:Yo lzlj/ ;~rfng ul/Psf] Pj+ o; ;+3sf] k"j{ ;b:o :juL{o lbks /f]Ssfsf] 5f]/f lbJo /f]SsfnfO{ z}lIfs 5fqj[lQ k|bfg ug{] sfo{nfO{ lg/Gt/tf lbO{Psf] .

• sf]ifdf lqmofzLn tLgj6} o'lgog;Fusf] ;xsfo{df ;]jf s/f/df a'6jndf sfo{/t :j= cf]d k|sfz x]nfsf] kl/jf/nfO{ ;xof]usf] nflu x:tfIf/ ;+sng u/L cfly{s ;xfot /sd k|bfg ug{] Joj:yf ldnfOPsf] .

• g]kfnL sf+u]|;sf s]Gb|Lo ;b:o Pj+ k"j{ cy{dGqL 8f= /fdz/0f dxtsf] k|d'v cfltYotfdf eQmk'/sf] gu/sf]6df o; ;+3sf] !$ cf}+ s]Gb|Lo ;ef ;~rfng u/L ;f] ;efåf/f kfl/t ;:+yfut ;'wf/ Pj+ sd{rf/L ;]jf ;'ljwf ;DaGwL k|:tfj ;fj{hlgs ul/Psf] .


lj=;+= @)^$ df u7g ePsf] g]kfn /fli6«o sd{rf/L ;+u7gn] k|efjsf/L hg;]jf / k]zfut clwsf/ ;'lglZrttfsf] Ph]G8fnfO{ cufl8 a9fpFb} cfPsf] 5 . :yfkgfsfnb]lv g} l;h{gfTds sfo{qmd

dfkm{t cfkm'nfO{ lqmofzLn t'NofpFb} cfPsf] of] ;+u7gn] o;aif{ ;~rfng u/]sf s]xL ultljlwx? M

!= @)&# ;fn df3 !* ut] 7d]n l:yt sf]ifsf] sfof{nodf g]kfn /fli6«o sd{rf/L ;+u7g sd{rf/L ;~ro sf]ifsf] !) cf}+ aflifsf]T;a eJotfk'j{s ;DkGg ul/Psf] .

@= sf]ifsf sd{rf/Lx? lar sljtf tyf lgaGw k|ltof]lutf ;DkGg ul/Psf] .

#= sf]ifsf] nfdf] ;do ;]jf ug]{ sd{rf/Lx?nfO{ lb3{ ;]jf kbsaf6 ;Ddfg ul/Psf] .

$= ;]jf lgj[t sd{rf/Lx?nfO{ lgsf] km08af6 gub k'/:sf/ ;lxt ;Gdfg

ul/Psf] .

%= ;]jf s/f/df sfo{/t sd{rf/L dWo] pTs[i6 sfo{ ug]{ sd{rf/LnfO{ gub k''/:sf/af6 ;Ddfg ul/Psf]

^= sf]ifsf] 7d]n l:yt sfo{nodf jfO kmfO ;]jf k|bfg ul//x]sf] .

&= zfvf sfof{nox?sf] cjnf]sg e|d0f ul/ sf]if Joj:yfkgdf k|ltj]bg a''emfOPsf] .

*= sf]if / sf]ifsf sd{rf/Lx?sf] lxtdf ;b}a nflu kl//x]sf] .

g]kfn /fli6«o sd{rf/L ;+u7g, sd{rf/L ;~ro sf]if

ljz]if ;fk6L ;'ljwf -() k|ltzt_;~rostf{sf] ;]jfsfnLg cfjZostfnfO{ k"/f ug{ ljgf lwtf] k|fKt ug{ ;lsg] ljz]if ;fk6L sfo{qmd sf]ifåf/f @)%& ;fn b]lv z'? ul/Psf] xf] .

� ;~ro sf]if /sdsf] ;'/If0fdf () k|ltzt;Dd ;fk6Lsf] ?kdf lng ;lsg].

� ljz]if ;fk6L lnPsf ;~rostf{n] k|To]s jif{ k'gM ;fk6L lng ;Sg] . � ;fk6L r'Stf u/]df h'g;'s} ;dodf klg k'gM lng kfpg] ;'ljwf /x]sf]. � lgoldt ?kdf slDtdf @ -b'O{_ jif{ sf]ifs§L u/]sf] x'g'kg]{ . � ljz]if ;fk6L ;'ljwf sf]ifsf] ;a} sfof{nox? / ;]jf s]Gb|x?af6 ;/n /

;xh ?kdf lng ;lsg] 5 .

;~rostf{ 3/;fk6L sfo{qmd ;~rostf{nfO{ gofF 3/ lgdf{0f ug{, eO/x]sf] 3/df tnf yk ug{ jf 3/ vl/b ug{ of] ;fk6L k|bfg ul/G5 .

;fk6L k|fKt ug{ ;lsg] cj:yf M � slDtdf ! jif{;Dd lgoldt sf]if s6\6L ePsf ;~rostf{x?sf] nflu . � pd]/sf] jf kbfjlwsf] cfwf/df b'O{ aif{ ;]jfcjlw jfFsL ePsf

;~rostf{x?sf] nflu . � a9Ldf !% -kGw|_ jif{ sf] tna a/fa/ /sd ;fk6L :j?k k|fKt ug{ ;lsg] . � ;fk6Lsf] clwstd ;Ldf ? ! - Ps_ s/f]8 . � sf]ifn] lgwf{/0f u/]sf If]qdf cfkm\g} jf >Ldfg÷>LdtLsf] gfdsf] hUUff lwtf]

/fVg ;lsg] .

;~rostf{ z}lIfs C0f;~rostf{ :jo+ jf ;~rostf{sf] klt÷kTgL÷5f]/f÷5f]/Ln] h'g;'s} ljifodf :jb]z jf ljb]zdf pRr lzIff xfl;n ug{ ;fk6L:j?k ?= @% nfv;Dd k|fKt ug{ ;Sg]5g\ . � slDtdf ! aif{;Dd lgoldt sf]ifs6\6L ePsf Pj+ pd]/

jf kbfjlwsf] cfwf/df @ aif{ ;]jf cjlw afFsL ePsf ;~rostf{x?n] k|fKt ug{ ;Sg] .

� klt / kTgL b'j} ;~rostf{ eP Pp6} lwtf] d"Nof+sgn] vfDg] cj:yfdf b'O{ hgf ;Ddsf] cWoogsf nflu cnu cnu z}lIfs C0f k|jfx x'g ;Sg] .

� ;/n rqm shf{ glnPsf] jf ;f] shf{ r'Stf ul/;s]sf] jf 3/ ;fk6L lnPsf ;~rostf{x?n] ;f] 3/ ;fk6Lsf] ls:tf lgoldt u/]df klg z}lIfs ;fk6L

k|fKt ug{ ;Sg] .

;~rostf{ ;/n rqmshf{ � slDtdf ! jif{;Dd lgoldt sf]ifs6\6L ePsf tyf pd]/ jf kbfjlwsf]

cfwf/df @ jif{ ;]jf calw afFsL ePsf ;~rostf{n] k|fKt ug{ ;Sg] . � s'g} ;~rostf{n] Psk6s lnPsf] ;/n rqm shf{ lgwf{l/t cjlw leq jf

;f] eGbf cufj} r'Stf u/]df k'gM ;/n shf{ k|fKt x'g ;Sg] . � 3/ ;fk6L / z}lIfs ;fk6L lnPsf ;~rostf{n] pQm ;fk6L r'Stf u/]df

;/n rqmshf{ lng ;Sg] . � clwstd ;Ldf ?= #) nfv / Go"gtd ;Ldf ?= % nfv k|fKt x'g]5 t/ !

k6sdf ?= ! nfv eGbf sd e'QmfgL x'g] 5}g .

3/ dd{t ;fk6L � e"sDk tyf cGo lsl;dsf k|fs[lts k|sf]kaf6 k|efljt ;~rostf{x?sf

nflu ;x'lnot ?kdf 3/ dd{t ;fk6L k|bfg ug'{, ;~rostf{x?sf] 3/ dd{tsf] cfjZostf

� k"lt{sf nflu ;fk6Lsf] Joj:yf ug{‘ tyf ;+slnt ;|f]tnfO{ nufgL ljljwLs/0fsf] dfWodaf6 ;~rostf{sf] lxtdf kl/rfng ug{‘ 3/ dd{t ;fk6Lsf] d'Vo p2]Zo /x]sf] 5 .

� slDtdf ! jif{ lgoldt sf]ifs6\6L u/]sf ;~rostf{nfO{ clwstd % jif{sf] tnadfg a/fa/ jf @% nfv dWo] h'g sd x'G5 ;f] /sd k|bfg ul/g] 5 . 3/ ;fk6L lnPsf ;~rostf{n] klg lng kfpg] of] ;fk6L @)&@ ;fn j}zfv !@ / To;kl5sf] ljgfzsf/L e"sDk÷k/fsDkaf6 Iflt ePsf] 3/ ;anLs/0f ug{ jf 3/ dd{t ug{ jf ;f] ejg eTsfO{ ;f]xL hUufdf gof“ 3/ lgdf{0f ug{ jf k'/fgf] / ;anLs/0f ug{ 3/ dd{t ;fk6L lng] ;~rostf{nfO{ 3/ dd{t ;fk6Lsf] k|rlnt Jofh b/df Ps k|ltzt 5'6 ul/g] Joj:yf ul/Psf] 5 .

sd{rf/L ;~ro sf]ifaf6 k|bfg ul/g] ;fk6L ;'ljwf

sd{rf/L ;+u7g ultljlw


!= ;~rostf{ ;+Vof M % nfv %) xhf/

@= sf]ifs§L u/L k7fpg] sfof{no ;+Vof M #) xhf/

#= sf]ifsf sfof{nox? M

� s]Gb|Lo sfof{no, k'Nrf]s, nlntk'/ � 7d]n sfof{no (Operation Office)M -;~ro sf]ifs§L /sdsf] n]vf+sg / ;~rostf{ ;fk6L / shf{ k|bfg x'g] sfof{no_ � zfvf sfof{nox? Mwgs'6f, lj/f6gu/, x]6f}+8f, kf]v/f, a'6jn, sf]xnk'/, ;'v]{t, wgu9L � ;]jf s]Gb|M l;+xb/jf/, sf7df8f}+ / s]Gb|Lo sfof{no k'Nrf]s ,nlntk'/

$= sf]ifsf] ljQLo cj:yf -@)&$ cfiff9 d;fGt ;Ddsf] n]vfk/LIf0f ;DkGg x'g af“sL_ M

;~ro sf]if M?=@ va{ $% ca{ @& s/f]8 hu]8f sf]if M ?=^ ca{ @* s/f]8 cGo bfloTj tyf Joj:yf M?=@ ca{ $* s/f]8s'n nufgL M ?=@ va{ $# ca{ %@ s/f]8 cg'dflgt art M ! ca{ ^% s/f]8

%= sf]ifaf6 ;~rostf{nfO{ pknAw ;]jfx? M

-s_ ;l~rt /sdf Jofh k|bfg M xfnsf] Jofhb/ *=)) k|ltzt -v_ d'gfkmfM )=^% k|ltzt -cfly{s jif{ @)&@÷&# sf] ;~ro sf]if z'? df}Hbftdf k|bfg u/L ;~rosf]if, ljB't k|flws/0f, ljB't pTkfbg s+ af6 k|jl4t

a]tg s0ff{nL ;~rostf{ xfO{8«f]kfj/ s+= ln= df ;~rostf{x?sf] $) k|ltzt z]o/ nufgL ug]{ p2]Zon] 5'§} /flvPsf]_ -u_ ;fk6L ;'ljwfx? M

� ljz]if ;fk6L M sf]ifs§L vftfdf hDdf ePsf] /sdsf] () k|ltzt ;Dd, � 3/ ;fk6L M 3/ lgdf{0f ug{{ jf 3/ vl/b ug{ 3/ hUufsf] lwtf]df clwstd !% jif{sf] tna jf a9Ldf ?=! s/f]8 � z}lIfs C0f M 3/ hUufsf] lwtf]df ;~rostf{ jf lghsf] >Ldfg\÷>LdtL÷5f]/f÷5f]/Lsf] pRr lzIff cWoog ug{ :jb]zsf nflu clwstd?= ?=!) nfv

/ ljb]zsf nflu clwstd ?=@) nfv;Dd / Pd=aL=aL=P;=÷Pd=8L= sf] nflu ?=@% nfv ;Dd, � ;~rostf{ ;/n rqmshf{ M 3/ hUufsf] lwtf]df Go"gtd ?=% nfv / clwstd ?=#) nfv, � 3/ dd{t ;fk6LM 3/ dd{t ug{ 3/ hUufsf] lwtf]df clwstd % jif{sf] tna jf a9Ldf ?=@% nfv .

-3_ ;fdflhs ;'/Iff ;'ljwfx? M � b'3{6gf Ifltk"lt{ of]hgf M ;]jfsfndf ;~rostf{sf] b'3{6gfdf k/L d[To' ePdf jf k"0f{ c+ue+u ePdf ?=! nfv @% xhf/ | � sfhlsl/of cg'bfg of]hgf M ;]jfsfndf ;~rostf{sf] d[To' ePdf ?=#) xhf/ | � ;~rostf{ cf}ifwf]krf/ ;xof]u sfo{qmd M;fwf/0f pkrf/df ?=@% xhf/ / s8f /f]usf] pkrf/df ?=%) xhf/ ;Dd, � ;'Ts]/L tyf lzz' :ofxf/ ;'ljwf M k|lt k|;'lt ?=& xhf/ % ;o sf b/n] a9Ldf b'O{ k6sdf ?=!% xhf/ .

-ª_ cGo ;'ljwf M � sf]ifn] C0f nufgL u/]sf sDkgLx?sf] z]o/df ;~rostf{nfO{ ;xefuLtf u/fOPsf] -ck/ tfdfsf]zL xfO8«f]kfj/ lnld6]8df z]o/ k|bfg eO{ ;s]sf] /

lrlnd] hnljB't cfof]hgfaf6 k|jl4{t # kl/of]hgfdf z]o/ k|bfg ug]{ k|s[ofdf /x]sf] . ;fy} sd{rf/L ;~ro sf]if, ljB't k|flws/0f, ljB't pTkfbg s+ af6 k|jl4t a]tg s0ff{nL ;~rostf{ xfO{8«f]kfj/ s+= ln= df ;~rostf{x?sf] $) k|ltzt z]o/ nufgL ug]{ u/L sDkgLsf] :yfkgf ul/Psf] .

^= sf]ifsf] k|lta4tf M

� sf]ifsf] bL3{sfnLg ljQLo ;|f]tnfO{ k"jf{wf/ ljsf;sf] If]qdf pkof]u u/L /fi6«sf] cfly{s ljsf;df of]ubfg ug]{, � k|efjsf/L ;|f]t Joj:yfkg / ldtJooL sfo{ ;~rfng,sf] dfWodaf6 sfo{s'zntf clea'l4 ug]{, � ;"rgf tyf ;~rf/ k|ljlwdf cfwfl/t u'0f:t/Lo tyf k|efjsf/L ;]jf k|bfg u/L ;~rostf{nfO{ ;Gt'i6 kfg]{, � ;fdflhs ;'/Iff sfo{qmd / bfo/f lj:tf/u/L ;fdflhs ;'/Iffsf] If]qdf sf]ifsf] kx“'r / of]ubfgdf lj:tf/ ug]{, � bIf Pj+ pRr dgf]jno'Qm sd{rf/Lx?sf] ;xsfo{ / ;/f]sf/jfnfx?sf] ;fd"lxs k|of;af6 sf]ifnfO{ pTs[i6 ;fdflhs ;'/Iff ;+:yfsf] ?kdf ljsf; ug]{ .

&= sf]ifsf] efjL sfo{s|d

� of]ubfgdf cfwfl/t lgj[lte/0f of]hgf, � a]tg s0ff{nL ;~rostf{ xfO{8«f] kfj/ of]hgf lgdf{0f, � a}b]lzs /f]huf/Ldf /x]sf g]kfnL sd{rf/L÷sfdbf/sf] ;~ro sf]if of]hgf, � of]ubfgdf cfwfl/t j[xt ;fdflhs ;'/Iff of]hgf, � c;+ul7t tyf :j/f]huf/df /x]sf JolQmsf nflu ;~ro sf]if of]hgf .

sd{rf/L ;~ro sf]ifs]Gb|Lo sfof{no, k'Nrf]s, nlntk'/Website: www.epfnepal.com.npEmail : [email protected]

ljefuLo k|d'v >L /fhf/fd >]i7 jl/i7 k|aGws >L bfdf]b/ ;'j]bLk|aGws >L aL/]Gb| kf}8]nzfvf clws[t >L cf]h:jL uf}tdzfvf clws[t >L /fh]Gb| ljqmd s];L -ljz]if ;xof]u_

;Dkfbg d08n

sd{rf/L ;~ro sf]if :yfkgfsf] %^ cf}+ jif{ k|j]zsf] ;'vb cj;/df ;d:t ;~rostf{sf] ;Gt'li6 k|lt b[9 ;+sNk ;lxt sf]ifn] k|bfg ug]{ ;]jf / ;'ljwfnfO{ yk k|efjsf/L agfpg] k|0f ub{5f}+ .

Date post:	04-Aug-2018
Category:	Documents
Upload:	truongthuy
View:	213 times
Download:	0 times

cWoIfsf] z'esfdgf ’;fdflhs ;'/If0ftkm{ sf]ifsf] of]hgf s...

Documents