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At home withJulianna WhiteMiss New Jersey USA 2011
COMPLIMENTARY COPY
Love to Cook?Enter a Cooking
Contest!
How to Set Upa Home-Based
Business
Are You a Clutterer?
Are You “Insured”For Social Security
Disability Benefits?
Brighten YourLook andSpirits
EyebrowLifting
Coming Soon! The Ultimate Resource for Women!
25,000 copies will be distributed free of charge throughout Burlington County in ShopRite Supermarkets and Super Wawa stores,
Burlington County Woman magazine distribution racksfound in high tra c locations frequented by women,
and at the many events we are proud to sponsor, co sponsor and participate in throughout the year, including our annual Women’s Expo.
The directory will also be available for download 24/7 on our website www.countywomanmagazines.com
Advertisers receive a free link to their website in our digital edition!Don’t miss out on the opportunity to be included in the Ultimate Resource
for Women Owned Businesses and Businesses that Cater to Women!Business and Resource Directory listings,
“Business Spotlights” and Display Advertising opportunities are available.
Be included for as li le as $150!Call or email us today for more information!
1 877 403 [email protected]
BUSINESS & RESOURCE DIRECTORY
PUBLISHER’S NOTE
If you go on theInternet and Googlethe phrase “workingmom” you get over
86,000,000 results thattake you to websites thatoffer everything fromprintable grocery couponsto opportunities to debatethe question, “Do workingmoms make better moms?”
The phrase “workingmom” has been around fora long time, but whatexactly does that phrase mean?
It generally refers to a woman who is amother with children at home who also hasa full or part-time job outside the home.Does this mean that a woman who is amother with children at home who doesnot have a full or part-time job outside thehome doesn’t work?
Have you ever known a mom whodidn’t work???
Grocery shopping, meal preparationand cleanup…washing, ironing and foldinglaundry…house cleaning, diaper changing,errand running, shuttling children todoctor and dentist appointments, practices,rehearsals and lessons…managing house-
hold finances, shoppingfor kids clothes, helpingwith homework, enforcingcurfews, sitting up allnight with a sick child…
If you were to assign adollar value to a mother’swork, you would be hard-pressed to come up with a salary high enough tocompensate moms for allthe hours they put in.Ever y year a roundMother’s Day, the folks at
Salary.com post a calculation of mom’smarket value. It was estimated that in2010, stay-at-home moms worked anaverage of 98.9 hours a week, worth$117,856 a year. Moms with paying jobsoutside the home, worked an additional60.5 hours at home, worth $72,000 a year.
On Mother’s Day, May 8, let us honorall “working moms” and thank them for allthe hard work they do on our behalf. �
Best wishes for a beautiful spring!
~Ingrid
Ingrid Edelman, Publisher
To “Working Moms” EverywhereThe publication of choice for proactive women consumers.
Spring � 2011Publisher/Editor . . . . . . . . . . . . . . . . . . . Ingrid Edelman
Layout/Design . . . . . . . . . . . . . Rose Colored Graphics856.461.6155 • [email protected]
Photographer . . . . . . . . . Carolyn and Randy KramerCL!X of South Jersey • www.clixsj.com
Contributing Writers
David S. Bross, Esq.Damon B. Chandler, MD
Nadia Chaudhry, MDNeil K. Clancy, M.Ed.
Nora Dunfee Ric Edelman
Darren GarlandMarilyn Kleinberg
Jill Mayo, M.EdAnnette G. Myarick
Howard M. Saul, DO, FACOOGTom Simms, RN, CHPN
Donald F. Starn, M.A.T., M.Div., C.P.S.Peter G. Van Deerlin, MD, FACOG
Angela Veloudios, MD, FACS
Advertising Sales / Marketing
For advertising inquiries please call 1-877-403-4334 or contact
Maria Elliott609.945.1314 • [email protected]
Burlington County Woman is published quarterly.Reproduction of any portion of Burlington CountyWoman is prohibited without prior authorization inwriting from the publisher. Information presented inBurlington County Woman is for informational andeducational purposes only and is not a substitutefor professional advice. The views, opinions, andpositions expressed by contributing writers andadvertisers are theirs alone, and do not necessarilyreflect the views, opinions, and positions of thepublisher. Burlington County Woman makes no repre-sentations as to accuracy, completeness, timeliness,suitability, or validity of any information publishedherein and will not be liable for any errors oromissions in this information or any losses, injuries,or damages arising from its use. All rights reserved.Burlington County Woman. © Copyright 2011.
All correspondence should be addressed to:
Burlington County Woman122 E. Kings Highway, #504
Maple Shade, NJ 080521-877-403-4334
www.burlingtoncountywomanonline.com
� | 3 | Burlington County Woman � Spring 2011
� � � � � � � � � � � � � � �
� � � � � � � � � � � � � � �
� MISS NEW JERSEY USA 2011At home withThree Generations ofBeauties…Miss New Jersey USA 2011, JuliannaWhite, at home with her mother, ClaireWhite (standing, left) and grand-mothers Alice White (sitting, left) andMary Hastings (sitting, right). For aninside look into a day-in-the-life-ofMiss New Jersey USA, see pages 18and 19. Julianna will compete in The2011 MISS USA® Pageant at PlanetHollywood Resort & Casino in LasVegas on Sunday, June 19th with aLIVE broadcast on NBC (Channel10, locally) from 9-11 pm ET.
At homewith Mom.
TABLE OF CONTENTS
www.burlingtoncountywomanonline.com | 4 | Burlington County Woman � Spring 2011
Inside BC WOMAN � Spring 2011HEALTHIs there a natural, long-term alternative to a facelift? ....................................................7ELASTIderm®: The “Eyes” Have It! ............8Pre-Prom Fitness Program Emerges in South Jersey ....................................................9Job Stress Raises Women’s Heart Attack Risk ..10Eyebrow Lifting Will Brighten Your Look and Your Spirits ............................................11On A Personal Note… ..................................12In Vitro Fertilization......................................13May is National Lupus Awareness Month ....14Second Opinions — Just to be Sure ..............15Outstanding Nurses ......................................16Nurses Remain the Most Trusted Profession ....16
WOMAN TO WOMANDo You Love a Sale? Then Why Don’t We LoveSalespeople? ................................................17Local, Unemployed Women Make It TheirMission to Help Other Unemployed Women ....17Julianna White Miss New Jersey USA......18-19
BEAUTYSpring into the Season with Fabulous Feet! ....20
EDUCATION/CAREERBCIT Teacher Recognized for Accomplishmentsin the Field of Education ..............................21Court Reporters Work from Home & Beyond....22
BUSINESSHow to Set-up a Home-Based Business........23
FINANCEDon’t Leave It All to Your Spouse ................24
LEGALAre You “Insured” For Social SecurityDisability Benefits? ......................................25
CHILDRENRancocas Friends School..............................26St. Andrew’s Nursery School and Kindergarten ................................................27Your Self Esteem – Whose Responsibility Is It?..28Be Aware of Springtime Standardized Test Pressure!................................................28
FOODLove to cook?................................................29
EVENTSFun & Informative Spring Events ................30WOC Director named a New Jersey Hero ....31
CROSSWORDCrossword Puzzle ........................................32Solution to Crossword Puzzle ......................34
HOMEAre You a Clutterer?......................................33Donate Your Reusable Items ........................34
Although every precaution is taken to ensure accuracy of published materials, Burlington County Woman cannot beheld responsible for opinions expressed or facts supplied by authors and/or advertisers. Burlington County Womanreserves the right to accept or reject advertising, at its sole discretion, for any product or service submitted for publication. © Copyright 2011. All rights reserved. Reproduction in whole or in part without written permission is prohibited.
Burlington County WOMAN
is Available in Print and Online!Read BCW in print and online! Visit us at
www.countywomanmagazines.com
to view our digital edition with links to our
advertisers’ and contributors’ websites!
LIST OF ADVERTISERSBurlington County Woman Business &
Resource Directory ..................................................................2
CL!X Event Photography ........................................................6
American Cancer Society ......................................................6
HOPE Medical Spa & Holistic Health Center ..................7
Angela Veloudios, M.D., F.A.C.S. ..........................................8
Masonic Hospice Services......................................................8
Emerge Fitness Center ............................................................9
VITAS Innovative Hospice Care..........................................10
Take Shape For Life ................................................................10
Headache Center - Loretta L. Mueller, DO, FACOFP....10
Damon B. Chandler, M.D. ....................................................11
Lighthouse Hospice, Inc.......................................................12
South Jersey Fertility Center ..............................................13
Replenish Center ..................................................................14
Howard Saul, D.O., F.A.C.O.O.G. ..........................................15
eWomenNetwork South Jersey ........................................17
Emerald 2000 Salon & Hair Replacement Center........20
Burlington County College ................................................21
Orleans Technical Institute..................................................22
Women's Opportunity Center............................................22
Cathy Ann's Domestic Service – Franchise
Opportunity..............................................................................23
Take Shape For Life – Business Opportunity ................23
Charny, Charny & Karpousis, P.A. ......................................24
David S. Bross, Attorney at Law ........................................25
Rancocas Friends School ....................................................26
Autism Speaks ........................................................................26
St. Andrew’s Nursery School and Kindergarten ..........27
Liberty Lake Day Camp ........................................................27
Café Madison, Fine Dining and Martini Bar ..................29
NJAWBO ....................................................................................30
2011 New Jersey Governor’s Conference
for Women................................................................................31
Bordentown Street Fair ........................................................32
Bob Salmons Contracting, Inc. ..........................................33
Wet ‘n’ Green............................................................................34
Atlantic City Rescue Mission ..............................................34
County Woman Magazines Women’s Expo ..................35
breastcancer.org ....................................................................36
page 13
www.burlingtoncountywomanonline.com | 5 | Burlington County Woman � Spring 2011
CONTRIBUTORS
Health
Damon B. Chandler,MD is a board certifiedand fellowship trainedoculofacial surgeon, aspecialist of cosmetic andreconstructive surgeriesaround the eyes and onthe face. Having trainedat Duke, Harvard and theUniversity of Pennsylvania, Dr. Chandler isexpertly trained to perform the delicate surgeryto make you look your best!
Nadia Chaudhry, MDis board-certif ied ininternal medicine andwomen’s health. She hasbeen in private practicesince 2000. Dr. Nadiareceived her Doctor ofMedicine degree at theUniversity of Medicine &
Dentistry of New Jersey (UMDNJ). She is amember of the American Society for LaserMedicine & Surgery, American Academy ofAesthetic Medicine, American Society ofMesotherapeutic Liposculpture and the AmericanCollege of Physicians. Dr. Nadia specializes inlaser and cosmetic dermatology and holisticintegrative medicine.
Darren Garland is aresident of Mount Laurel,father of a precocious 2year old girl, husband, andowner of Emerge FitnessCenter. Darren has been afitness coach for the pastten years and has helpedover 400 clients with theirfitness goals. He is a graduate of the University ofVirginia where he lettered in football and is acertified trainer and exercise nutrition specialist. Hispassion for training came out of a lifetime strugglewith weight and body image issues, which includelosing over 100 lbs. in his late 20s. Darren leads hisfemale clients from the front having dealt withmany of the issues they continue to struggle with.
Annette G. Myarick isChief Executive Officerfor the Lupus Foundationof America, PhiladelphiaTri-State Chapter a non-profit voluntary healthorganization dedicatedto finding the causes of
and cure for lupus, and providing support,services, and hope to all people affectedby lupus. Providing services in southern NJ,southeastern PA and DE, the Chapter is amember of the LFA national network ofchapters that operate programs of research,education, support and advocacy.
Howard M. Saul, DO,FACOOG is a boardcertif ied gynecologiconcologist. He serves asDirector of GynecologicOncology for The Centerfor Cancer and Hemato-logic Disease. Dr. Saulhas been treating womenwith gynecologic cancer in South Jersey for thepast 20 years. His philosophy of practice is todeliver the latest in cancer treatment to the womenof South Jersey in the region in which they live.Dr. Saul has been involved in many pioneeringcancer treatment studies, and is an active invitedspeaker at many medical meetings and cancersupport groups. He is also experienced in the useof the da Vinci® Robotic Surgical System.
Tom Simms, RN, CHPNis Director of Educationand Quality at Light-house Hospice, Inclocated in Cherry Hill,NJ. With over 35 yearsexperience as a Regis-tered Nurse, he lends asignificant expertise to
the Lighthouse hospice program. Mr. Simms isalso Section Leader for the National Council ofHospice and Palliative Professionals SteeringCommittee on Development, Public Relationsand Marketing. He was formerly co-Chairmanof the Hospice-Veterans Partnership for the NJHospice and Palliative Care Organization.
Peter Van Deerlin, MD,FACOG completed hisresidency at WashingtonUniversity Medical Centerand his Fellowship inReproductive Endocrinologyat the University ofPennsylvania MedicalCenter. He is BoardCertif ied in Obstetrics/Gynecology and Reproductive Endocrinology/Infertility. Dr. VanDeerlin joined South Jersey Fertility Center in1997 and has earned the respect and trust of his patients through a career marked bycommitment to individualized patient care.
Angela Veloudios, MD,FACS is a Fellow of theprestigious AmericanSociety of OphthalmicPlas t ic and Recon-structive Surgery, one ofonly approximately 400surgeons nationally whohas received certificationfor this subspecialty of ophthalmology. She isalso a Fellow of the American College ofSurgeons and has published numerous journalarticles on various topics in her subspecialty.Dr. Veloudios is an attending surgeon at WillsEye Surgery Center, Cooper University Hospital,Virtua Memorial, and Lourdes Medical Centerof Burlington County.
Woman to Woman
Marilyn Kleinberg isthe Executive ManagingDirector of eWomen-Network South Jersey.eWomenNetwork is am e m b e r s h i p - b a s e dmarketing and mediacompany designed andcreated to provide women
with opportunities to promote, g row andtransact business with other women businessprofessionals. A high tech, high touch organi-zation with a focus on each member from aholistic point of view – healthy mind, healthybody, healthy business – eWomenNetworkevents are designed to educate and enlighten sowomen work smarter, with better tools and betterunderstanding of the process of success.
Legal
David S. Bross, Esquirehas been licensed in thestate and federal courtsof New Jersey andPennsylvania since 1981.Mr. Bross was formerly aBenefit Authorizer for theSocial Security Adminis-tration. He is a sustainingand active member of the National Organizationof Social Security Claimants’ Representatives(NOSSCR), the National Organization ofVeterans (NOVA), the New Jersey chapter ofthe American Trial Lawyers Association(ATLA), and various county associations. Hehas written a regular column for Burlington andCamden County Woman for the past 10 years.
Inside BC WOMAN � Contributors
Continued on page 6
www.burlingtoncountywomanonline.com | 6 | Burlington County Woman � Spring 2011
CONTRIBUTORS
Finance
Ric Edelman is a nation-ally acclaimed financialadvisor, bestselling authorand talk show host andhas been providing financialadvice to consumers for25 years. His firm has wonmore than 75 financial,business, community and
philanthropic awards, and currently manages $6billion for more than 14,000 clients nationwide.For more about personal finance, visit Riconline at RicEdelman.com. Ric Edelman isChairman and CEO of Edelman FinancialServices LLC. He is also President of SandersMorris Harris Group and a member of its Boardof Directors, and an Investment Advisor Repre-sentative who offers advisory services throughEFS, an SEC-registered Investment Advisor. Ric is also a Registered Principal of and offers securities through Sanders Morris HarrisInc., an affiliated broker/dealer, memberFINRA/SIPC.
Children
Nora Dunfee, is theHead Teacher of RancocasFriends School. Theschool operates under the care of RancocasFriends Meeting, anincorporated, non-profitreligious organization.Its mission is to create apositive atmosphere andappreciation of the unique individual worth andpotential of each child. The school reflects theQuaker concern and vision of education,embracing a deep concern for the whole childand belief in the Quaker vision of simplicity,kindness, trust and respect for all.
Jill Mayo (M.Ed.) hasbeen the director of St.Andrew’s Nursery Schooland Kindergarten since1989. Committed tonurturing and educatingyoung children in apositive manner, she hascarefully selected a
loving and dedicated staff of twenty. Theschool’s philosophy is to provide children with awell-rounded program that emphasizes ageappropriate learning through play. St. Andrew’shas been licensed by the State of New Jerseysince 1966, and its solid reputation drawsfamilies from the tri-county area.
Donald F. Starn, M.A.T.,M.Div., C.P.S., has servedin hospital adminis-tration, public and privateschool teaching, and thepastoral ministry. Hefounded Preven t ionP l u s o f BurlingtonCounty in 1991 and servesas Executive Director.
Mr. Starn serves as Chair of the BurlingtonCounty Human Services Advisory Committeeand the Children’s Interagency CoordinatingCommittee, President of the Board of Partnersfor Kids and Families and Chair of the NewJersey Childhood Drinking Coalition.
For information on how to become a BCW Contributoror for other inquiries, please call 1-877-403-4334 orvisit www.burlingtoncountywomanonline.com.
Inside BC WOMAN � ContributorsContinued from page 5
© 2
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Join Relay For Life in your community by visiting RelayForLife.org.Or call 1-800-227-2345.
Together we’ll stay well, get well, find cures and fight back.
People, who do not like some-thing about their face,whether it’s sagging skin,hallow circles, droopy brows,
smile lines or sagging jowls are notalways willing to undergo surgery. Thegeneral belief is that surgery is thedefinitive solution for anti-aging; Iassure you, this is no longer true.
With the advent of newer lasers,more sophisticated and longer-lastingfillers, together with innovative facialsculpting, most people are genuinelysurprised that they can truly reverse theclock…gently, naturally and withoutany downtime in their daily lives.
The undeniable truth about yourskin is that it reflects both theunhealthy, as well as the healthyaspects of your life. HOPE provideseach client their own customizedprogram using state-of-the-ar tlasers for:
� Toning and tightening of aging skin
� Diminishing brown spots caused bysun damage
� Reducing inflammation due to poordiet, sun damage and lifestyle
Unlike the unnatural physicalchanges, which are sometimes createdas a consequence of cosmetic surgery,our techniques only enhance yournatural beauty. Lasers stimulatecollagen growth improving the quality,health and vibrancy of your skin versesperhaps distressing the damaged tissuefurther with surgery. When used incombination with lasers, collagen-building fillers such as Sculptra andRadiesse, add the needed volume toproduce youthful looking results youcan immediately see and feel.
You walk through the door atHOPE with the expectation of a typicalpatient and instead realize that you are
an active participant in the process ofcreating a more vibrant appearance;all accomplished without surgery.
Hope Medical Spa & HolisticHealth Center redefines excellence inlaser and cosmetic dermatology.We are passionate that:
� Aging skin can be rejuvenated
� Wounded skin can be repaired
� Acne-ridden skin can be resolved
At HOPE, the age-old cliché “WhenYou Look Good, You Feel Good” isabsolutely true! The journey to yourtransformation begins with education,continues with trust, commitment andcare…and ultimately ends with ahealthy hopeful new YOU! �
For more information, please call HopeMedical Spa & Holistic Health Center at (856)988-8230 or visit www.hopemedicalspa.com.
Is there a natural, long-term alternative to a facelift?HEALTH
We’d love to get you started on your Transformational Journey!
AC TUAL PATIENT:Sculptra & GentleYagLaser Skin Tightening
Patient also had PDT(PhotoDynamic Therapy)
to treat sun damage
Before
After
������� NEW AND EXCLUSIVE AT HOPE �������INTRACEUTICALS OXYGEN FACIALS
Special Introductory Offer When You Mention This Ad. Call today!
Redefining Excellence in Laser andCosmetic DermatologyHOPEFUL SOLUTIONS FOR…
• Sun-Damaged Skin• Wrinkles• Red Faces/Rosacea• Brown Spots
• Acne/Acne Scars• Spider Veins• Skin Tightening• Skin Toning
• Under-Eye Circles• Sagging Jowls• Cellulite• Body Contouring
HOPE Medical Spa & Holistic Health Center• Dr. Nadia Chaudhry •
12000 Lincoln Drive West • Marlton, NJ 08053856-988-8230 • www.hopemedicalspa.com
www.burlingtoncountywomanonline.com | 7 | Burlington County Woman � Spring 2011
FREECONSULTATIONS!
Introducing: ELASTIderm®
Eye Treatment
At last, a new skin care product thatworks to reduce the appearance offine lines and wrinkles around theeyes. This new eye cream is an
excellent addition to the other tools, such asBotox® Cosmetic and dermal fillers, toaddress the aesthetic concerns of my patients.
ELASTIderm® is a one-of-a-kind productthat can be usedalone or in con-junction with othertreatment modal-i t ies to restoreyour natural youth-fulness. It containsunique ingredients,s u c h a s a b i -mineral complexcalled Copper ZincMalonate, whichhelps to restore elasticity and resilience tothe skin around the eyes. ELASTIderm®
is available in either a cream or gel, and is available only througha physician.
Enhance your natural beauty: Dermal fillers for facial wrinkles
For patients seeking a longer lasting product that fills in lines,such as the lines around the mouth, as part of their overall anti-agingskin care regimen, dermal fillers such as Juvèderm™ injectable gelare designed to reduce the appearance of facial folds by usinghyaluronic acid (HA), a naturally hydrating substance, to restore theskin’s volume and smooth out the wrinkles and folds on your face.A longlasting, reversible filler such as Juvèderm can provide anatural look which can be modified or adjusted according to eachindividual’s face over time. New clinical studies have shown that theeffects of this product may last up to one year with a single treatment.
You can experience the benefits of Juvèderm injectable gel in aquick, in-office treatment by a properly trained physician who hasexpertise in facial aesthetic procedures. Typically, a topical anestheticis used to numb the area such as the nasolabial folds (parentheses)around the mouth. For patients requesting upper lip treatments, asmall amount of anesthetic is injected to maximize comfort.
The most commonly reported side effects are temporary injection-site redness, swelling, mild tenderness, firmness, and mild bruising.Patients who are taking any medications such as aspirin, non-steroidalanti-inflammatory agents (ibuprofen,etc.) or other potential bloodthinners such as Vitamin E, fish oil, flax seed or herbal supplements,should inform the physician prior to any treatment.
If you are looking for an in-office, long-lasting wrinkle treatmentwith immediate results and no downtime, consider an injectabledermal filler. �
For more information on ELASTIderm® Eye Treatment or injectabledermal fillers please contact any of our offices or visit our websitewww.eyecareofnewjersey.com.
ELASTIderm®: The “Eyes” Have It!
Angela Veloudios, MD,
FACS
WHY FAMILIES ANDPHYSICIANS CHOOSE
MASONIC HOSPICE SERVICES.
• BRIDGE PROGRAM offers supportservices and resources prior tochoosing hospice
• Provide in-home care where you liveand want to stay
• Easy referral and admission by 24 houra day on call team
• RNs Certified in Hospice and PalliativeCare by NBCHPN
• Respite Care provided in private roomsin the beautiful Masonic Home
MASONIC HOSPICE SERVICES
Masonic Hospice Services is a not-for-profit organizationoperating under the Masonic Charity Foundation of New Jersey
Serving Burlington, Camden and Mercer Counties
609.589.4444
HEALTH
www.burlingtoncountywomanonline.com | 8 | Burlington County Woman � Spring 2011
HEALTH
Prom is only a few months away and every girl wants to lookand feel her best. As a mom, you have taught yourdaughter/s to walk, talk, say please and thank you and thatthey can grow up to be anything they want. Now it’s time to
help them develop good habits in order to live ahealthy lifestyle, including eating right and exercising.
Darren Garland, owner of Emerge Fitness ofMount Laurel has consulted with two of the bestfemale fitness trainers in the business: ValerieWaters, Celebrity Trainer, whose clients includeJennifer Garner, Jessica Biel and Jennifer Lopez; andRachel Cosgrove, whose Female Body Break-through was #1 in Amazon’s fitness section, tocreate the ultimate Prom Prep Program. This six-week program will not only help girls look great forthe event but also give them the fitness and healthtools to move in young adulthood.
Girls today are bombarded with mixed messages of unrealisticbeauty images in the media contradicted with mass amounts ofcommercial ads promoting unhealthy foods and portion sizes. Thefast food and convenience food industries have created manydangerous eating habits amongst young Americans which thencreate poor health and self image problems. “Starting these girls ona program of fitness, weight management and proper nutrition willnot only help them feel good about themselves on prom night, butfor many years ahead,” says Darren. “This is a lifestyle program thatthey will hopefully learn from and stick with for the rest of their lives.”
The six-week program at Emerge is designed to be fun, educa-tional and effective. It will consist of a series of boot camp-stylefitness classes that will be both challenging and motivating,nutrition classes on how to make healthy food choices in a worldof convenience junk food, and positive body image messages. “Thisisn’t about making everyone look like a model. This is aboutmaking each individual girl the healthiest they can be. Everyone isbuilt differently but when you are healthy inside and out, you feelbeautiful inside and out,” says Darren.
Darren and his team of trainers decided to center this programaround Prom because it is an exciting but often sensitive time fora girl’s self image. Picking the right dress, worried about the waythey look and having a date are just some of the issues that girls arefacing this time of year. Emerge wants to help girls realize theirfitness potential.
While the girls will work out as a group, which is important topromote peer encouragement, camaraderie and motivation, eachgirl will also be treated as an individual with her specific needs andgoals addressed by the Emerge trainers. “It’s important that eachgirl learn critical life skills in the health and fitness world, but alsoknow what works for them,” Darren explains.
The girls will keep journals and tracking logs to monitor theirprogress. This is critical in maintaining their motivation. The more
they see results, the more confident they will feel about theirbodies and the amount of control they have in how they look andfeel. This is a key tool for success that they will take with themand use throughout their lives.
As another motivation tool, Emerge Fitnesshas teamed up with Jan’s Boutique and is offeringdiscounts at the store to all participants of thisProm Prep Program. With this program and thegirls’ healthier bodies, the selection of dresses tochoose from will be endless.
This one-of-a-kind program starts soon andhas limited space so call Darren today for all thedetails and give your daughter the gift of alifetime – good health and a beautiful self image.
Emerge Fitness has become one of SouthJersey’s premier personal training fitnessstudios offering individualized programs,
personal attention and amazing results. �
Emerge Fitness is located at 3701 Church Road, Mount Laurel.856.438.0348. www.emergefitnessnj.com.
www.burlingtoncountywomanonline.com | 9 | Burlington County Woman � Spring 2011
3701 Church RoadMount Laurel, NJ 08054
p: 609.363.7431 (609.emerge1)www.emergefitnessnj.com
We PROMise a healthier,happier you before thelimo arrives at your door!
Prepare healthy meals!
Realize you’re in control!
Order the dress of your dreams!
Move your body!
reparehealthy meals! ealize you’re in control! rder the dress of you dreams! ove your body!
P
R
O
M
Pre-Prom Fitness ProgramEmerges in South Jersey
We PROMise a healthier, happier you before the limo arrives at your door!
HEALTH
On-the-job stress may be one keycause of heart disease in women,reports the Harvard Women’s HealthWatch. Women with highly stressful
jobs are 40% more likely to develop heartdisease than their less-stressed colleagues.
It’s unclear how job strain worsens cardiachealth. This stress may aggravate inflammationin coronary arteries, leading to blood clots.Stress also makes it harder to practice heart-healthy habits, such as exercising, eating right,not smoking, and getting enough sleep.
Stress-induced heart disease isn’t unique
to the workplace. Many women have multiplejobs, caring for children and for aging parents,while running a household and workingoutside the home. Here are steps you can taketo alleviate stress:� Foster mutually supportive relationships.� Get regular exercise. � Practice relaxation techniques, such as
meditation or deep breathing.� Seek help from a mental health professional.
Read the full-length article at www.health.harvard.edu/newsletters/Harvard_Womens_Health_Watch/2011/February
Job Stress Raises Women’s Heart Attack Risk
www.burlingtoncountywomanonline.com | 10 | Burlington County Woman � Spring 2011
Volunteers needed for a clinical trial testing a currently available muscle relaxant medication for an investigational indication of chronic migraine. Trial includes free study medication and up to $200 compensation for time and travel.You may remain on your current medications if you qualify.
Call Donna Grasso at 856-566-2706 or Dr. Loretta Mueller (Principal
Investigator) at 856-566-7010 or visit our website to see if you qualify or for
further information.
Loretta L. Mueller, DO, FACOFP
http://theuniversitydoctors.com/headacheHeadache Center
Do you or someone you know getheadaches at least 15 days per month?
42 East Laurel Road, University Doctors’ PavilionSuite 1700, Stratford, NJ 08084
With VITAS,You’re Part of a Team
It can be overwhelming to care for a seriously ill loved one. VITASworks with the family, with a team of end-of-life experts to handleeven the most complicated cases. From physician to chaplain andvolunteer, we make an average of six home visits a week. In anemergency, there can be nurses at the bedside up to 24 hours.
Being a caregiver is a tough job. With VITAS you’re never alone.
Take a good look at the services VITAS provides: Call for our free
DVD, “What Hospice Is, and What It Isn’t.” 800.938.4827
1.800.93.VITAS • 1.800.938.4827 • VITAS.com • twitter.com/VITASHospice
Everybody alwayswants to look theirbest in order to feeltheir best. But time
has a way of concealing thebeauty we feel inside. One ofthe major changes that occurs tothe face over time is a descentof the eyebrows and forehead.This change can be subtle buthas a major impact on whetherwe are perceived as bright andbeautiful, or drab and sullen.People perceived as youthfuland attractive have smooth foreheads withthe eyebrows resting on the orbital boneabove the eye.
Look at the before photograph of mypatient, a lovely woman in her early 50s. Shehas a heaviness to her upper eyelids andeyebrows that makes her look tired and
harsh. She came tome and inquired ifupper eyelid surgerycould help her. Iexplained to her thatalthough her upper eyelidswere part of the problem, hereyebrow position was the majorcontributor to her unhappiness.After reviewing this with me,she elected an EndoscopicEyebrow Lift along with a skin-pinch Upper Eyelid Blepharo-plasty for a maximal result.
Look at her after photograph and noticehow terrific she looks! She tells me thatshe feels ten years younger and looks freshand engaging. No creams, lotions, peels, ordiets could make her look this fabulous —and her results are long lasting.
Eyebrow lifting can be performed innumerous ways including direct incisionsabove the brows or with a hidden approachin the hairline. The patient shown here, agood candidate for endoscopic surgery,chose this most modern approach. Thesurgery is performed pain-free underanesthesia and has a rapid recovery withlittle downtime. Endoscopic EyebrowLifting can make a huge, immediate impact
and has minimal risks. As a board certified,fellowship trained oculofacial surgeon, mygoal is to help each and every one of mypatients with safe and effective proceduresas expertly as possible. Isn't it time that youconsidered making a change for yourself tolook and feel your best? �
For more information contact Dr. Chandler at609.877.2800 or www.chandlercosmetic.com.
Damon B.
Chandler, M.D.
Oculofacial Surgeon
Refresh • Revive • Restore OCULOFACIAL Rejuvenation
Damon B. Chandler, M.D.Oculofacial Surgeon
Burlington County Eye Physicians
609.877.2800 Willingboro
Moorestown 856.235.2448www.chandlercosmetic.com
Look And Feel Your Best!Fight back against the effects of aging.
• Tired Eyes • Sagging & Loose Skin • Unsightly Growths • Drooping Eyelids
Look better and feel better about yourself! Through various cosmetic procedures, the effects of aging can be reversed — permanently! Dr. Damon Chandler is a Board
Certified and Ivy League trained Oculofacial Surgeon.
Dr. Chandler’s patient one month after upper eyelid surgery.
Before After
HEALTH
Eyebrow Lifting Will BrightenYour Look and Your Spirits
SurgicalRejuvenation:
Eyebrow and Eyelid Lift
BEFORE:
AFTER:
www.burlingtoncountywomanonline.com | 11 | Burlington County Woman � Spring 2011
Dr. Chandler’s patient just one month after surgery.
•ACTUAL, UNRETOUCHED PHOTOS •
“Time has a way ofconcealing thebeauty we feel
inside.“
www.burlingtoncountywomanonline.com | 12 | Burlington County Woman � Spring 2011
HEALTH
Typically, the articles appearingin this section of both theBurlington County Woman andCamden County Woman publi-
cations focus on some aspect of hospicecare such as the management of end-of-life issues, grief and loss, caregiverconcerns, etc. However, this article isdifferent. This one is personal.
On December 23rd of this recentlypast year, a woman died while in hospicecare. She was not someone whose nameyou might recognize. There was no
mention of her death on the 6 o’clock news. In fact, her story wasone we have heard many times before. Or, we have known someonewho relates a similar experience to which we all react with politeconcern. It’s that familiar story of the elderly person who experi-ences a fall while going about their otherwise active daily routineand, as a consequence of the injuries suffered, dies. Only this time,it was different. It wasn’t just another fall story. It was my Momand it haunts me that it may not have been unavoidable.
Every year, one out of three adults age 65 and older suffers afall. Among those age 65 and older, falls are the leading cause ofinjury death. They are also the most common cause of nonfatalinjuries and hospital admissions for trauma in that group. In 2007,
18,000 older adults died as thedirect result of falls. In 2009,more than 2.2 million non-fatal fall injuries were treatedin emergency rooms aroundthe country. Trends suggestthat every year the numbersare increas ing in bothcategories.
In hospice, education inthe form of patient teaching isa constant. Hospice specialistsare experts when it comes to educating patients andfamilies about what to expectat the end of life, how tomanage the care needed at theend of life, and how caregiversshould take care of themselvesand each other when helpingloved ones cope with end of life issues. However, thehospice team is renderedhelpless when it comes toproviding the information andskills necessary to helpprevent the premature and unplanned need for the interventionsof a hospice program in cases of traumatic injury.
So, this article is personal and it’s intended as a message to thosewho are most vulnerable when it comes to fall risk and to thosecharged with taking care of those most vulnerable. You can start bygetting enough regular exercise to help maintain strength andbalance. Talk with your doctor or pharmacist about the medicinesyou are taking in order to be aware of side effects and interactionsthat might interfere with alertness and equilibrium. Have yourvision checked at least once a year and update eyeglass prescrip-tions to assure maximum visual acuity. Safety check your home toremove tripping hazards, add grab-bars and railings where needed,and improve the lighting in your home as an extra safety measure.Finally, educate yourself by going to resources such as the Centerfor Disease Control to obtain literature regarding fall preventionactivities that are underway in your community as well as on thenational level.
While hospice is an unquestionably valuable and compassionateprogram of services, it provides for the needs of those whose liveshave already been impacted by effects of illness or, injury.However, the maintenance of one’s health is not a given as a part ofsome regulated universal health plan and, in spite of all the litigationundertaken to find someone else to blame for the traumatic insultsthat befall us, the prevention of accidents still remains ourindividual responsibility.
If you would like to comment or, discuss this article with itsauthor, please contact Lighthouse Hospice at 1-888-HOSPICE.You may also write to [email protected]. �
Thomas J. Simms,
RN, CHPN
For the journey of a lifetime,you’ll need a friend...
letushelp.
1-888-HOSPICE
Member
1040 Kings Highway, Suite 100Cherry Hill, NJ 08034
www.lighthousehospice.net
On A Personal Note…�
IN M E M O RY O F
Marjorie “Sue” Simms�
HEALTH
The world’s first “test tubebaby” is now 31 years old.Four million babies havebeen born world-wide through
the medical miracle of In Vitro Fertilization,also known by its initials IVF. This procedureallows a couple to conceive a child even when the woman’s fallopiantubes are blocked or when the man’s sperm count is next to zero. Theseinfertile conditions are fairly common. One out of every 8 Americancouples is designated as infertile for failing to conceive within one yearof trying. A medical condition such as either endometriosis or a silentpelvic infection is a frequent cause of damaged fallopian tubes. IVF isalso offered to couples who fail to conceive despite trying the lessaggressive fertility treatments.
The IVF process begins by helping the woman’s ovaries to matureseveral eggs at once through the use of injectable fertility medications.The eggs are then retrieved via a thin needle guided by ultrasound whilethe woman is under sedation. This procedure is fairly simple and isusually completed in less than 20 minutes. The eggs are microscopic insize, invisible to the naked eye. They are placed in petrie dishes ontowhich the sperm is introduced. The following day the eggs are observedto see if they fertilized. The average number of mature eggs that areretrieved is 10. Typically 7 or 8 of these will fertilize normally. Thesefertilized eggs are called “embryos.” The embryos are cultured for 2 to5 more days in a specially designed nutrient broth that simulates theenvironment of the fallopian tube. An average of 5 of these embryos willgrow nicely at the correct pace until it is time for their transfer to theuterus. Usually 1, 2, or 3 embryos are placed gently into the uteruswhere they will implant in its soft lining and hopefully continue to growinto a baby. The return of the embryos to the uterus is performed underultrasound guidance with a thin flexible plastic catheter. The womanusually feels no pain since the procedure resembles a simple Pap smear.
Obviously there is the potential for having several babies at once sincemore than one embryo is often returned to the womb. The chance forobtaining a pregnancy increases slightly when more than one embryo istransferred into the uterus. Pregnancies with 3 or more fetuses are quiterisky both for the mother and for the fetuses. Often the pregnancy endsin a premature delivery when one or more of the newborns are too smallto survive outside of the womb. Our center has been at the forefront oflowering the incidence of triplet pregnancies. We have accomplished thiswithout sacrificing the overall pregnancy rate. For over 10 years we havebeen using a new technique to extend the embryo culture 2 days longerthan most other IVF centers in order to determine which embryos aremost likely to continue growing into a baby. These well-developedembryos are called blastocysts. Using this method we don’t need toreturn high numbers of embryos to the uterus in order maintain a goodpregnancy rate. Clearly the risk of triplets or quadruplets is much lowerif fewer embryos are placed in the uterus. Our IVF statistics from the year2009 show that of those patients with pregnancies, only 1% were triplets.None were quadruplets. Yet the overall clinical pregnancy rate was still40%. During the past 5 years, over 500 women have delivered babies thatwere conceived through our IVF center.
We have been performing successful IVF cycles since 1989. Arelatively new technique has been developed that allows men with
nearly absent sperm to father pregnancies.This procedure is called ICSI, an abbrevi-ation for IntraCytoplasmic SpermInjection. Our center has had hundreds ofsuccessful pregnancies using ICSI since itsinitiation here in 1995. ICSI involves theinjection of a single sperm directly insidethe egg so that the sperm does not need to be motile or able topenetrate the shell of the egg on its own. Men who have no sperm intheir ejaculate will often have sperm found in their testes. This spermcan be extracted from the testicle in our facility to be used for ICSIto allow these men to father a pregnancy
In vitro fertilization techniques have made great progress over theyears. Nowadays one percent of babies born each year in this countrywere conceived through IVF. It is no longer a rarely used treatment forthe many infertile couples in our society. �
For more information, please call South Jersey Fertility Center at (856)596-2233 or visit www.sjfert.com.
Peter G. Van Deerlin,
M.D., F.A.C.O.G.
www.burlingtoncountywomanonline.com | 13 | Burlington County Woman � Spring 2011
In Vitro Fertilization
HEALTH
www.burlingtoncountywomanonline.com | 14 | Burlington County Woman � Spring 2011
Most Americans likely candescribe warning signs andhealth risks associated withbreast cancer and heart disease,
but relatively few people are aware of anotherpotentially fatal disease that disproportionatelystrikes young women. The disease is lupus.
Although more than 1.5 millionAmericans have lupus, the public mostly isunaware of the potentially disabling andlife-altering health effects of the disease.
Lupus develops when the immune systemgoes out of balance, causing it to becomedestructive to any major organ or tissue inthe body, including the heart, lungs,kidneys, brain, skin, and joints.
May is Lupus Awareness Month andthe Lupus Foundation of America (LFA),Philadelphia Tri-State Chapter will host a
variety of activities to highlight lupus as asignificant public health issue that affectspeople of all races and ethnicities.
Why is awareness of lupus important? To save lives! Consider these facts:� Lupus can attack the body for years
before the disease is diagnosed.Symptoms of lupus mimic commonillnesses and often are dismissed asnothing serious.
� More than half of the people with lupussuffer four or more years and visit threeor more doctors before receiving acorrect diagnosis.
� Awareness of lupus is lowest amongwomen 18-24, the age group mostlikely to develop the disease.
� Late diagnosis and delayed treatmentcontribute to poor outcomes andincreased morbidity and mortality.
� Lupus is a serious disease that candamage vital organs, such as thekidneys, heart, lungs, and brain. Thedisease can cause seizures, strokes, heartattacks, miscarriages, and organ failureleading to significant disability or death.
But there is hope.
Early diagnosis and proper medical caregreatly improve the quality of life for peoplewith lupus. In addition, the Food and DrugAdministration recently approved the drugBENLYSTA, the first treatment approvedfor lupus in over 52 years. “This is a historictime for those living with the challenges oflupus and their families who have waited morethan half a century for a treatment break-through in lupus,” said Annette Myarick, CEOof the LFA’s Philadelphia Tri-State Chapter.“This is a significant first step towardreaching our goal of developing an arsenalof safe, effective, and tolerable treatments.”
For information about lupus or avail-able programs and services, contact the LFA Philadelphia Tri-State Chapter at 866-517-5070 or visit lupustristate.org. �The Lupus Foundation of America, Philadelphia Tri-StateChapter is a nonprofit voluntary health organizationdedicated to finding the causes of and cure for lupus, andproviding support, services, and hope to all people affectedby lupus. Providing services in southern NJ, southeasternPA and DE, the Chapter is a member of the LFA nationalnetwork of chapters that operate programs of research,education, support and advocacy.
May is National Lupus Awareness Month
As seen on
“Dr. Oz”
� Hot Flashes
� Night Sweats
� Sleep Disturbances
� Weight Gain
� Depression
� Anxiety
� Irritability
� Mood Swings
� Decreased Sex Drive
� Erectile Dysfunction
� Memory Loss
� Energy Loss
Feel and be your best!Feel and be your best!
Call us at 856.380.1330 or visit us at:www.ReplenishHormones.com
Naturally Eliminate:
As seen on“Oprah”
You may be one of millionsof women and men sufferingfrom Hormone Inbalances
Bioidentical HormoneRestoration Therapy (BHRT)is a natural, safe and effectivetreatment.
Dr. Camille Semple-DalyBoard Certified in OB/GYN
� Average Weight Loss of 1⁄2 -1 lb/day (15-30 lbs/month)
� Decreased Hunger
� Causes the Metabolism to Dramatically Increase
� Results in Loss of Excess / Abnormally Stored Fat
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� Triggers the Hypothalamus Gland to Release Stored Fat
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Physician-SupervisedWeight Management ProgramWeight Management Program
Call today for a consultation:
856.380.1330
Our program offers the following benefits:
C E N T E R
C E N T E R
Should I consider getting a second opinion?A second opinion can be very helpful in deciding among
various treatment options. Physicians often give patientsoptions based on their biases. This can create difficulty forsome patients who may choose to pursue other options thattheir doctor may not favor. When getting a second opinion,the other doctor is more likely to give an unbiased opinionsince he or she is not your treating physician. At The Centerfor Cancer and Hematologic Disease, we offer patients thebroadest spectrum of treatment choices. Much of the timespent in consultation is for explaining the pros and cons ofeach approach. Most insurance companies allow coveragefor getting second opinions.
Will my doctor be upset with me for getting a secondopinion?
Most doctors welcome second opinions. They are not afraid thatthe other doctor will give you different advice or may take you awayfrom his or her practice. I often recommend that my patients seek asecond opinion.
I have heard that there are different kinds of secondopinions?
Yes. The most common type is getting a second opinion related toyour treatment options. There is also a less common type of secondopinion and that is getting a second opinion regarding the diagnosis.Most of the time, the second opinion will confirm the initial diagnosis.However, sometimes there are disagreements among pathologists as tothe specific diagnosis. It is most important to consider seeking a patho-logical second opinion in cases of rare diseases, for which most pathol-ogists have infrequently seen such a case. This is also important whenthe treatment options may change depending on the initial diagnosis.
Should I go to a “big” center for a second opinion?Sometimes going to see local community-based doctors can be
more helpful. They work in the “real world” and are more able to balancethe results of various research studies and the current standards of care.The major medical centers are often research-oriented. This can be veryvaluable if you are interested in being part of a clinical trial or when youare running out of treatment options. Our practice is community-based,but we also participate in national research studies. Therefore, I feel thatwe are most suited to offering a balanced approach between givingpatients treatment options based on the latest research studies, as wellas long-standing and successful treatment protocols. We are also veryopen to alternative treatment options.
How valuable is it to get a surgical second opinion?Although surgery has been around since the beginning of time, we
are constantly making advances in this field. Most physicians have beentrained to perform surgery using standard open incisions. Recently therehave been major advances in the use of minimally invasive surgery,although some patients are not candidates for this type of surgery. Gettinga second opinion to see if you may be a candidate may be very valuablefor you. Our practice has been on the forefront of performing minimallyinvasive surgery for many benign and cancerous conditions. Recovery maybe much quicker with less pain, with a shorter time for return to normalactivity. Robotic surgery is a very advanced from of minimally invasivesurgery. It allows for very precise control using robotic instruments toextend the surgeon’s reach. At The Center for Cancer, we have been
fortunate to not only be part of this exciting technology, butalso to teach other doctors these techniques.
Are there any dumb questions that I shouldn’task my doctor?
No. The only dumb questions are those that you didnot ask. It is easy to forget an important question while youare in the doctor’s office, so I encourage patients and theirfamily members to try and write down questions ahead oftime and ask them as they pop in to your mind. Don’t everbe afraid to ask.
About Dr. Howard M. SaulDr. Howard Saul is a board certified gynecologist oncol-
ogist. He lives in Cherry Hill with his wife Gail. He has 2 children,Michael and Rochel, a son-in-law, Yisroel, two grandsons, ShneurZalman and Dov Ber, and a granddaughter, Shoshana Bluma. He hasbeen treating women with gynecologic cancer in South Jersey for over20 years. His philosophy of practice is to deliver the latest in cancer careto the women of South jersey. He is on the staff of many area hospitals.He has been involved in many pioneering cancer treatment studies, andis an active invited speaker at many medical meetings and cancersupport groups. Most importantly, he believes in giving knowledge,hope, support, compassion and a friendly smile to the many womenand their families facing cancer. �
Questions? Dr. Saul welcomes your questions on any area of gynecologiconcology. Email him at: [email protected].
Second Opinions...Just to be Sure
Howard Saul, D.O.,
F.A.C.O.O.G.
Willow Ridge Executive Park750 Rt. 73 South • Suite 309A
Marlton, NJ 08053
Phone: (856) 334-5550
Email:[email protected]
www.centerforcancer.com
Howard M. Saul, D.O.,F.A.C.O.O.G.
Gynecologic Oncology• • •
Medical and SurgicalTreatment of Female Pelvic
Pre-Cancerous andCancerous Disorders
• • •Call today for
additional information
(856) 334-5550
• Ovarian Cancer• Cervical Cancer• Uterine Cancer• Second Opinions• Robotic Surgery • Cyberknife
“Givingknowledge,
hope, support,compassion
and a friendlysmile.” 2010
HEALTH
www.burlingtoncountywomanonline.com | 15 | Burlington County Woman � Spring 2011
HEALTH
Phyllis Hessler, BSN, PhD, RNis one of two school nurses for2,000 students at Lenape HighSchool in Medford, NJ. As a
school nurse in a large public high school,Mrs. Hessler has a personal passionfor preventative care and nutrition. Shecounsels students as part of each studentvisit and has participated in school-specificand district-wide focus groups such asThe Principal’s Roundtable and theNutrition Focus Group. She is an activemember of the Burlington County SchoolNurses Association.
“Although the busy officeallows very little time forproviding extras during the day,Mrs. Hessler gives freely of herown time. She is activelyinvolved in the Robotics Teamat Lenape High School, whichincludes spearheading fund-raisers. She is often spottedbringing in snacks for studentsof the Chess Team during theirpractice and meets,” saysfellow school nurse, Gina Emge, RN.
Hessler worked in the hospital setting
for many years before startingher school nursing career in2001. She initially received herAssociate Degree in Nursingfollowed by a Baccalaureate ofScience in Nursing (BSN) fromthe University of Delaware.Both her certification in schoolnursing and health educationare from Rowan University. Acommitted lifelong learner, sheearned her master’s degree and
Doctorate of Philosophy in Natural Healthfrom Clayton College of Natural Health.
www.burlingtoncountywomanonline.com | 16 | Burlington County Woman � Spring 2011
utstanding NursesNational Nurses Week �May 6-12, 2011
A heartfelt “thank you” is extended to all of the Nurses in Burlington County
during their special week of recognition.
Nurses Remain Most Trusted Profession �Nurses Top Honesty and Ethics List for 11th Year
Nurses continue to rank at the top of the polls whenit comes to honesty and ethics.
For the 11th time in 12 years, nurses toppedGallup's annual Honesty and Ethics survey.
Eighty-one percent of Americans ranked nurses at “veryhigh” or “high”.
Military officers, pharmacists, grade school teachers andmedical doctors rounded out the top five in the survey, whichwas taken from November 19 – 21, 2010.
The only time nurses did not top the survey was in 2001,when firefighters were added on a one-time basis following
the September 11th terrorist attacks. �
Marianne Kraemer, RN,EdM, MPA, CCRN, ist h e A s s i s t a n t V i c ePresident of Clinical
Practice for the Kennedy Health System. Inthis position, Kraemer is responsible forKennedy’s clinical operations of Cardio-Pulmonary Services, Wound Care andCritical Care Services, and InfectionControl Services. She also handles admin-istrative oversight for Kennedy’s CardiacCatheterization Lab and leadership of theMedical Ethics Committee. Kraemer joinedKennedy in January 2007, and has a list ofclinical and administrative accomplish-
ments that include her contribu-tions to successful regulatoryinspections, and reductions ininfection and complication ratesthroughout all clinical areas.
Kraemer began her profes-sional career at Deborah Heart& Lung Center in Browns Mills,NJ, where she worked for over a 20-year period. She is a graduateof Helene Fuld School ofNursing at West Jersey Hospital,Camden, NJ and earned a BSNfrom Widener University in West Chester,PA., a master’s degree in public adminis-
tration from Rutgers University,and a master’s degree fromTemple University in organiza-tional development.
Linda Carrick, PhD, RN,Sr. Vice President for ClinicalOperations at Kennedy statesthat “Marianne is a caringexecutive nurse leader whodemonstrates outstandingclinical outcomes based on herstrong clinical knowledge andleadership ability to motivate
and direct clinical programs and initia-tives.” Kraemer resides in Marlton, NJ. �
Phyllis Hessler, BSN,
PhD, RN
Marianne Kraemer,
RN, EdM, MPA,
CCRN
� � � � � � � � � � � � � � � � � � � � �
www.burlingtoncountywomanonline.com | 17 | Burlington County Woman � Spring 2011
Let’s be honest…do you cringe when asalesperson approaches or do youwelcome them with open arms and abig smile???
I’ve been in some sort of sales all my lifeand even I cringe when a sales personapproaches. It’s a bit of a knee-jerk reaction…back off — I don’t know you and I don’t needyou. Except we do need salespeople.
If you own a business, you need to be asalesperson. Wait, don’t cringe…it’s okay…it’snot a dirty word!
What fuels your business more than newbusiness? Sales are the driving force. So howdo you become the salesperson that peoplelook forward to seeing?
At one of our monthly Accelerated Networkingevents we asked, Lynn Strigh, a business and
sales coach, to address this topic. Here are some key points she shared with us:• If you label yourself a "salesperson" and that word has negative
connotations to you, then you’re going to bring negative vibes to theclient. Your mindset needs adjusting. Sales is about helpingpeople/businesses find solutions to problems.
• Listen to your client. Understand their needs and respect their opinions.By listening you can find that "point of pain" where you can best serve.Too often salespeople have a preconceived notion of what the clientneeds and spend way too much time talking instead of listening.
• Whether it is on a new home or a new healthy lifestyle, spendingmoney is an emotional process. Your role is not to "sell" but to “coach”the potential buyer by examining the fears and emotional baggageholding them back. This can even apply in the corporate setting wherepressures from peers or management may be affecting a purchase.
• Do not let YOUR emotional baggage make the decision for them. Inother words, don’t let your lack of money give them the opt out. Theproduct or service you offer may be their ticket to a better life, abetter business...don’t derail that opportunity by allowing your ownfear of spending to get in the way. �
At eWomenNetwork our purpose is to enrich and empower the lives andbusinesses of women entrepreneurs AND to help them reach their fullpotential and accomplish their dreams. Visit us on the web at www.ewomennetwork.com/chapter/snj or call Marilyn Kleinberg, Executive ManagingDirector, eWomenNetwork Southern New Jersey at 609-601-1333.
Marilyn Kleinberg
Executive ManagingDirector
eWomenNetworkSouth Jersey
Do You Love a Sale? Then Why Don’t We Love Salespeople?
� Wednesday, May 04, 2011Turning Your Contacts into Contracts:How to Effectively Market YourBusiness through Networking The customer of today looks differentthan the customer of 12 months ago. With: Lisa Marie PlaskieThe Mansion on Main Street / 11:30 AM - 1:30 PMCost: $45.00 / $35.00 for eWN Members
$55.00 After 05/01/2011A limited number of exhibit tables are available for an additional fee of:$95.00 / $65.00 for eWN Members
� Wednesday, June 08, 2011An Interactive Workshop: BecomeThe Obvious Choice In A Sea OfCompetition Are you weary of working so hard andyet seeing small results? With: Saralyn CollinsThe Mansion on Main Street / 11:30 AM - 2:30 PMCost: $55.00 / $45.00 for eWN Members
$65.00 After 06/06/2011A limited number of exhibit tables are available for an additional fee of:$95.00 / $65.00 for eWN Members
� Wednesday, April 06, 2011OUCH! ResolvingConflict in the SafeStress Zone
With: Sylvia LaFairThe Mansion on Main Street11:30 AM - 1:30 PM
Cost: $45.00 / $35.00 for eWN Mmbrs$55.00 After 05/01/2011A limited number of exhibit tables are available for an additional fee of:$95.00 / $65.00 for eWN Mmbrs
Contact Information:Marilyn KleinbergExecutive Managing Director(609) 601-1333www.ewomennetwork.com/chapter/snj
Spring "Accelerated Networking" Luncheons
WOMAN TO WOMAN
Local, Unemployed Women Make It Their Mission to Help Other Unemployed Women
Gail Fine and Syndi Blatt are 2 unemployed women who havemade it their mission to help other unemployed women. Theyhave been friends for many years and happen to becomeunemployed at the same time. After spending countless hours
viewing on-line job sites with no results, they decided to make their daymore productive. They did some research on free courses and lecturesin their home town in Camden County hoping that it may help themwith their job search. They have become so knowledgeable about jobsearching tips, health and wellness information, free local events,coupons and discount savings. It was so exciting that they wanted toshare it with other unemployed women, so they created the websiteUnemployedwoman.com. After 6 months of being online, they havereceived much appreciation and gratitude from their readers for themany helpful tips they have provided.
Some important tips to know when searching for a job:1. When writing a resume a company wants to know one of three
things• What can you do for them?• How much can you make them?• How much can you save them?Make sure you incorporate them in your resume. Make your formatsimple and easy to read.
2. Cover letters must be specific to the company you are applyingto. Research the company’s mission statement and incorporate itinto the cover letter.
If possible send the resume and cover letter directly to the company.Google the company and get the information directly from thecompany website. You can also call the company directly to find outthe contact name to send it to.
3. Write down everything that you want to accomplish for the day.Divide your time such as: job searching, networking, writing yourresume, attending job fairs, cleaning the house, cooking dinneretc. This will help you stay on task. You don’t have to completeeverything every day, but it will give you a great outline to follow,so you can make your days productive.
4. Networking is the most important thing you can do today tofind a job. 80% of all jobs are found through networking. Telleverybody you come in contact with that you are involved in a jobsearch. Carry a business card with you at all times.
While unemployed, it is important to be productive; as well as, findtime to enjoy each day. A positive frame of mind goes a long way. �
Tell us a little about your background(family, home town, education, etc.)
I have lived in Haddon Township for mostof my life with my parents and my older sisterDanielle. I attended Haddon Township HighSchool where I graduated in 2007 and nowattend The College of New Jersey! Somethinga little unique about myself is that I come froma very large extended family made up ofalmost 50 first cousins and 31 aunts anduncles. We all live relatively nearby and aresurprisingly very close!
What are your hobbies and interests?In school I participate as a field reporter for
my school’s television station, am an activesister of Zeta Tau Alpha Fraternity, and I amalso extremely involved in the theaterprogram. Outside of my school interests, I canalways be found reading or doing Sudokupuzzles – I’m obsessed with both!
Do you have any favorite places where youlike to shop or dine in Burlington Countyand Camden County?
I LOVE the shops and restaurants inCollingswood. My family always went to VillaBarone when I was growing up and their pastawill always be my favorite! My shopping spot is
definitely the Cherry Hill Mall – their new lookis amazing and they have the best stores!
You are a student at The College of NewJersey. What are you studying? What areyour career aspirations?
I am currently a senior and will be gettingmy degree in Communication Studies. In thepast few years, I have professionally acted in 4feature films in Philadelphia and New York andalso work full time as an In-House Model forQVC, Inc. My aspirations are to continue in the
directionof acting and try out my skills
in California! I’d also love to continue studyingbroadcast journalism and work in hosting orreporting for a major network.
We understand that you are very closewith your mother and two grandmothers.Can you tell us a little about your relationships with them?
I grew up fortunate to have a very closerelationship with my family, even though Ihave a large number of them. My grand-mothers treated all of the cousins on each sideof my family like gold – going to their houseswas always an absolute treat. The incrediblestories they have told me, the sentimental giftsthat have accumulated, the best hugs thatonly they can give, and the smile that growson my face thinking about my favoritememories growing up are what comes tomind when I reflect about my grandmothers.My mom, on the other hand, is my absolutehero. She is a 7-year Breast Cancer survivor andhas taught me everything I know about beinga strong and graceful woman. I haveabsolutely no idea where I would be withouther pushing me to follow my dreams, nomatter how big they are.
� � � � � � � � � � � � � � �
� � � � � � � � � � � � � � �
Miss USA State Pageants…
The focus of our program is to provide an opportunity for young women to betterthemselves; the pageant encourages the contestants to gain self-awareness, self-confidence, individual pride, and greater social awareness. Each contestant should
be able to improve their ability to communicate effectively, to speak in front of peoplecomfortably, and to stand up for what they believe in. We encourage our contestants to findcauses or issues they feel strongly about, and to become involved in those organizations thatspeak closest to their hearts. Each young lady who enters has different ideals and goals andstrives hard in their personal quest for excellence.
— Elaine Paolo, Regional Coordinator for the Miss USA State Pageants
Julianna White Julianna White � Miss New Jersey USA 2011 �
www.burlingtoncountywomanonline.com | 18 | Burlington County Woman � Spring 2011
How is everything going with your reignas Miss New Jersey USA?
My reign is going great! It is a lot of workthat sometimes can become a little over-whelming but I am grateful for everything thatcomes my way. Preparing for Miss USA andrepresenting the state has been such anadventure so far – I have had the opportunityto work with so many wonderful sponsors,work out like a maniac to get my swimsuitbody ready for nationals, practice interviewquestions, and attend tons of appearances allover the state. I am learning so much withevery step I take as Miss New Jersey USA.
How much of your time is involved inbeing the titleholder?
I decided to become a part-time studentthis semester so I could spend more timepreparing for Miss USA, which was a greatdecision! I have been traveling every weekendfor appearances all over the state and to visitsponsors of the pageant that are helping metrain. During the week, I still work almost everyday modeling in Philadelphia so I have a prettybusy life! I thrive off of being busy though andI have been taking every single opportunity.
What are some of theopportunities you have been able toenjoy as Miss New Jersey USA?
I have had the chance to work with somany amazing charities and organizationsso far. I am learning a lot about giving backto the community and that is one of thegreatest opportunities I can imagine!
How long have you been competing inpageants? Do you come from a long lineof pageant contestants in your family?
I come from a family of athletes! I grewup following in my sister’s footsteps – shewas a Division I soccer star. To create my ownpath, I entered Miss New Jersey Teen USA in
2006 and ended up winning. That was the firsttime I was introduced to the pageant worldand had one of the most incredible years of mylife representing the state as a teen titleholder.After that experience, I waited until this year tocompete and ended up winning again!
What qualities or characteristics do youthink the judges saw in you to crown youMiss New Jersey USA?
I think they saw me as a very relatable,down-to-earth individual. To be a successfultitleholder, you have to want to communicateand interact with every single person youmeet and that is a trait that I am extremelyproud that I have. During my interview, Itreated the judges like they were my friendsand tried to engage them to show that quality.
What are some of the costs associatedwith being in pageants? Do you have asponsor or sponsors?
I am forever grateful for the sponsors of theMiss New Jersey USA pageant! I have receivedscholarships, clothing, luggage, jewelry, and somuch more. I still have to spend some of myown money on appearance outfits and sometravel costs but when I go to Miss USA, every-
thing is pretty much taken care of. Whencompeting for the state title though, there isan entrance fee and contestants must takecare of their own clothing and competitionneeds. If I could give advice, it would be thatyou don’t have to spend a lot to be successful!I wore an evening gown that was under $200,wore my old shoes, and did my own hair andmakeup. There are always ways to keep costsdown!
As Miss New Jersey USA, do you have tospend a lot of money on your wardrobe?What is your best color and style?
I am known as a bargain shopper, so I don’tspend too much at all! I love buying simplepieces that I can mix and match and also layerwith accessories – you can get so many different
outfit options that way! My favorite thing to dois to buy neutral pants, skirts, dresses andblouses and then put on big colorful earrings,shoes, and bracelets (my favorite colored acces-sories are turquoise and classic pinks).
To be a top pageant contestant you needa strong pageant interview. What haveyou done to develop your public speakingskills and pageant interview style?
I am a communication studies major anda theater minor, so I spend a lot of my timealready on stage or giving presentations. Thathas definitely given me more confidence inpageant interviews. To be successful in theinterview, you must be comfortable talkingabout yourself (goals, memories, favoritethings, etc.) and also about current events. Ineed to watch the news and pay attention toheadlines while preparing, because the judgescan ask anything!
Can you tell us about your platform asMiss New Jersey USA? What inspired youto choose your platform, and what you aredoing to advance your cause?
The platform of Miss USA is Breast CancerEducation and Awareness, which fits soperfectly into my life. Having a survivor soclose to me has taught me everything aboutthe disease and what it takes to conquer it. I’dlove to start a program that reaches out to thechildren of cancer patients so they have aplace to turn to, because it truly is one of themost difficult things to watch the strongestperson in your life suffering.
You have a big competition this June. Canyou tell us about the Miss USA pageantand what you are doing to prepare for it?
Miss USA will be on June 19th in Las Vegas,NV – You can all tune into NBC that night andwatch as I compete for the big title! Thetelecast will have a huge opening numberfollowed by swimsuit, evening gown, andinterview competitions. I will be there forabout 3 weeks beforehand preparing for thebroadcast and competing in preliminarycontests with the other titleholders.
What advice do you have for our readerswho might aspire, or who have a daughter orgranddaughter who aspires, to become MissNew Jersey USA? Where should they begin?
Just try it! I never could have imagined howpageants would affect my life in such a positiveway. Taking the chance to try something newcan be scary and intimidating, but in the end,you will learn so much about yourself andoverall become a more confident individual.You can simply go to www.missnewjerseyteenusa.com or www.MissUSA.com to find outsome more details and apply! It’s so easy! �Photos taken by Carolyn and Randy Kramer of CL!X of South Jersey, www.clixsj.com
� MISS NEW JERSEY USA 2011
www.burlingtoncountywomanonline.com Burlington County Woman � Spring 2011
At home with
BEAUTY
Spring is right around the corner! It’s that time of yearwhen boots and closed-toed shoes go into hibernation andthe feet get their first peek at the new season. To some,unveiling the feet after a long cold winter stuck inside of
heavy socks and shoes , is a little daunting. Whether it’s dry, flakyskin from lack of moisture, discolored toenails, or pesky cornsand calluses, the feet can suffer from being cooped up during thewinter months. Luckily, a little pre -debut pampering can go along way and may be just what the doctor ordered.
To get the season started off on the right foot, the AmericanPodiatric Medical Association recommends the following ten do-it-yourself tips that will help you confidently slip your feet into thehottest sandal styles of the season.
1. Soak the feet with warm water for at least 10 minutes.Footnote: APMA recommends adding Epson salt, herbal soaksor oils for additional relaxation.
2. Remove thickened, dead skin build up (also known ascalluses) around the pre-soaked heels, balls and sides of thefeet with a pumice stone or foot file. Footnote: APMA advisesnot using a razor because it removes too much skin and can
easily cause infection or permanent damage to the skin if usedincorrectly.
3. Use an exfoliating scrub on the soles, sides and tops of the feetto eliminate dry, flaky winter skin. Footnote: Try Pedinol’sHydrisalic Gel, which holds the APMA Seal of Approval.
4. Apply and massage a healthy amount of emollient-enrichedskin lotion all over your feet to hydrate the skin and increasecirculation. Footnote: Remove any excess moisturizer from thetoenails and in between toes as this can be a bastion forbacteria. Try AmLactin moisturizing cream, which holds theAPMA Seal of Approval.
5. Clip toenails with a straight edge toenail clipper to just abovethe top of each toe to ensure nails do not become curved orrounded in the corners. Footnote: Try using Sole Savior’s SOSSafe Salon PedicureKit, which holds the APMA Seal of Acceptance.
6. Before bed, very lightly wrap cellophane around your entirefoot. The cellophane will act as a makeshift sauna by locking inmoisture.
7. Apply nail polish to the toenails only if the nail is healthy.Remove polish regularly to let the nail bed breathe.
8. Practice good foot hygiene, including daily washing of the feetwith soap and water, drying feet carefully, particularly betweenthe toes.
9. If any skin or nail conditions exist, see a podiatrist for a medicaldiagnosis.
10. Inspect your sandals or flip-flops from the previous year.Discard any that appear too worn. �
Article reprinted with permission from the American Podiatric MedicalAssociation. For more information visit www.apma.org or www.todayspodiatrist.com.
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www.burlingtoncountywomanonline.com | 20 | Burlington County Woman � Spring 2011
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www.burlingtoncountywomanonline.com | 21 | Burlington County Woman � Spring 2011
EDUCATION
Burlington County Institute of
Technology (BCIT), Westampton
Campus teacher, Jeanne DelColle
of Marlton, New Jersey was
recently named the 2010 Teacher of the Year
by the New Jersey Council for the Humanities
(NJCH). This honor is in addition to Ms.
DelColle’s recognition as the BCIT/ Westampton
Campus Teacher of the Year in 2010 and the
Outstanding Woman of Burlington County in
the field of education for 2011.
DelColle brings her extensive travel
experience to her students at BCIT. She has
visited five continents and worked on archae-
ological digs in Amman, Jordan in addition
to her over 1,000 hours of professional development. This
experience is brought into the classroom to make history come
alive. Students have said about her classes that when she teaches
history, it is like she was there. Her knowledge of cultures from her
travels gives her a unique perspective which
she shares with her students in order to have
them challenge stereotypes.
Ms. DelColle believes, “The day we stop
learning we die. Whether we are a teacher or
a student, and we never cease to be both, we
all have something to learn from each other.”
In the words of BCIT’s principal, Joseph
Venuto, “Whether students are learning how
to analyze Renaissance art, participating in
her historical fiction book club, or debating
the values that are needed to make an
effective government; they take away a
unique experience from her world history
class that they will never forget.”
Commenting about Jeanne DelColle, Dr. Dolores Szymanski,
Superintendent of Schools at BCIT, “Ms. DelColle embodies
the spirit, drive and passion of the entire BCIT staff.” �
Photo taken by Pat Pickard of the New Jersey Council for the Humanities
Burlington County Institute of Technology Teacher Recognized for Accomplishments in the Field of Education
Too busy for college?
Burlington County College can make the decision easy for you.
Contact Recruitment at (856) 222-9311 or (609) 894-9311 ext. 1310 for more information. Call ext. 1413 to reserve a seat at our Information Session.
Apply online today at www.bcc.edu
Want to start college, but don’t know how?Thinking about returning to college to finish your degree?
• Flexible Schedules – day, evening, weekend and online courses; accelerated semesters available
• Convenient Locations – Pemberton, Mt. Laurel, Willingboro, Mt. Holly, Joint Base MDL, Burlington City, local high schools or even at home on your computer via internet
• Affordable Tuition – one of the lowest in the state with Financial Aid and Scholarships available
• More than 90 academic programs and certificates to choose from –some offer 100% online completion!Free tutoring and academic advising available to all students.
Join us at our next Information Session: Thursday, April 76:00 pm
Laurel Hall 320BCC Mt. Laurel Campus
Jeanne DelColleBCIT/Westampton Campus Teacher
EDUCATION / CAREER
Today’s busy woman is looking for afulfilling career that contributes to thefamily income, while allowing her tostill attend school class trips, be the
beloved soccer mom, and actually put home-cooked meals on the table. This is possible, ashundreds of women in the Delaware Valley findwork-life balance, flexible schedules, and jobs asprofessional court reporters.
Not all court reporting takes place in thecourtroom. For 28-year-old freelance court reporterand new mom, Chiara Ulvi, RPR, working as anindependent contractor allows her the “flexi-bility to choose my own schedule” and apply herstenography skills to an array of specializedservices. She may be hired to transcribe adeposition one day, and another day she could provide realtimecaptioning at a convention or seminar. She can choose to work full-time or part-time.
Ulvi can take her skills one step further…into her home office.She can telecommute by transcribing pre-recorded arbitrations,committee hearings, or court proceedings. Working remotely fromhome, Ulvi can also provide transcriptions of college lectures forstudents who are hard-of-hearing or deaf. She can receive a livefeed from a professor thousands of miles away who is wearing a
microphone, and the student in the classroom canview a laptop that is streaming Ulvi’s instant,word-for-word transcription.
“Students are so thankful,” said Ulvi, a2005 graduate of The Court Reporting Programat Orleans Technical Institute in Philadelphia.“They tell me that they couldn’t have succeededin the class without me.”
With career opportunities at her fingertips,Ulvi is working toward expanding her skills as acourt reporter in order to provide remotebroadcast captioning, which are the captions seenrunning across the bottom of live news broadcasts.
To learn more about training for a career incourt reporting, visit The Court ReportingProgram at Orleans Technical Institute on
Saturday, April 16, 2011 as the school celebrates its 25thanniversary of educating court reporting professionals. Orleansoffers an Associate in Specialized Business degree, comprehensivecurriculum pairing stenography skill building and legal classes,internship program, and on-site department dedicated to careeradvisement and job search assistance. �
For more, visit www.orleanstech.edu/court-reporting or call 215-728-4426.
Court Reporters Work from Home & Beyond
www.burlingtoncountywomanonline.com | 22 | Burlington County Woman � Spring 2011
C O U R T R E P O R T I N G :
The Mom-Friendly Profession• Train for a career in a growing
field that offers flexible schedules and security
• Work in a variety of professional settings from courtrooms and law firms to TV, webcasting and schools
• Employment is projected to grow by 25% over the next decade.*
• Choose full-time program or train part-time at night while earning your Associates in Specialized Business Degree
Learn more at our 25th Anniversary
Open House
Saturday, April 16, 2011 at 10amRegister online at: www.orleanstech.edu/court-reporting or call 215-728-4426
Accredited by the Accrediting Commission of Career Schools & Colleges. * Department of Labor, 9/1/092770 Red Lion Road, Philadelphia, PA
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BUSINESS
Home-based businesses are fastbecoming a popular way tooperate your small company,while reducing expensive start-up
costs such as leasing space, lease holdimprovements, utility and phone depositsand major office equipment. Thousands of people across thecountry are finding that working from home provides them withthe advantages of earning an income with the flexibility to workwhen it is best for them and take care of family and other responsi-bilities that often arise throughout the work day. However, beforestarting your home-based business, consider the following advice:� Determine local and state requirements for licensing and zoning
regulations. Be sure to check with your local zoning office to findout how the zoning regulations in your area may affect yourbusiness plans. Determine if your business requires any licensesand file the necessary forms.
� Rent a post office box and use that address on your promotionalmail and stationery, doing this will make it less obvious that youare working from home. The professional image you portray isvery important to your clientele.
� Install a phone line in your home dedicated to your business. � Use an answering machine for incoming business calls. � Organize your work space with great care. Make sure that
you have sufficientspace to meet yourneeds.
� When schedulingappointments withclients, considermeeting at yourclient's office orrenting a conferenceroom to maintain aprofessional image.
� Establish contactswith your compe-t i to r s a n d j o i na s s o c i a t i o n spertinent to yourbusiness. Have yourc l i e n t s s u g g e s tpossible new clientsand ask if they willrecommend you.
� K e e p e xce l l e n trecords of enter-tainment and travele x p e n s e s . T h eInternal RevenueService (IRS) tendsto audit home-based businessesmore frequently—especially when theyare writing off avariety of expenses,
including the percentage of the mortgage orrent for your office space. There are severalgood record keepers such as Day Timer®,Franklin Quest® and Day Planner that willhelp you keep track of your expenses. Youraccountant, a CPA is recommended, can
advise you on deductions you can take and records you mustkeep for the IRS.
� And above all, put some of your earnings into a savings accountfor those times when your business is in a slump…and it willhappen.
� Discipline yourself. You must be a self-starter and follow a routine,just as if you were working for any other business. In many cases,you are the only person you can rely on to get the job done. Unlessit's an emergency, do not baby-sit or chat with your neighbors.
About SCORE: Since 1964, SCORE has helped more than 8.5million aspiring entrepreneurs. Each year, SCORE provides smallbusiness mentoring and workshops to more than 375,000 new andgrowing small businesses. More than 13,000 business expertsvolunteer as mentors in 364 chapters serving local communities withentrepreneur education to help grow 1 million small businesses. �
For more information call Southern New Jersey SCORE Chapter 254 at 856-406-1532,email [email protected] or visit www.score254.org.
How to Set Up a Home-Based Business
www.burlingtoncountywomanonline.com | 23 | Burlington County Woman � Spring 2011
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www.burlingtoncountywomanonline.com | 24 | Burlington County Woman � Spring 2011
FINANCE / LEGAL
It’s so common that estate attorneys call it the “I LoveYou” Will. If you die, you leave everything to yourspouse; in the event your spouse dies first, you leaveit all to your children. But this simple strategy could
lead to unexpected problems for the simple reason that lifeisn’t always so simple.
Consider: Richard and Ashley have two children.Richard dies, leaving everything to Ashley. Ashley thenmarries Tom, a widower with three children of his own.Ashley dies, leaving everything to Tom. When Tom dies,he leaves everything to his three kids. Result: Richard andAshley’s kids get nothing.
Consider: At Raul’s death, he leaves $1 million to eachof his children; Jackie, aged 22, Ginger, 25, and Harold, 27. Thedaughters seek professional advice, but within three years, Harold isbroke and he begins to ask his sisters for money.
Each of these problems was caused by “I Love You” wills. Hereare better solutions: Richard and Ashley should have left their moneyto a trust, not to each other. The trust could provide income for aslong as the surviving spouse lives, but upon that second spouse’sdeath, any unspent money would remain in the trust for the benefitof the children. This way, there’s less risk that the assets would leavethe family.
Raul could have left each child’s inheritance to a trust, stipulatinghow and when money would be distributed to each child. This type of
“spendthrift” trust is useful when leaving money to heirswho might not handle it responsibly.
These are just two examples that demonstrate whysimple wills are usually not the best idea. If it’s been a fewyears since you’ve reviewed your estate plan, talk withyour financial or legal advisor today. Remember: When itcomes to estate planning, you might not have a tomorrow.
The following is excerpted from Ric Edelman’s InsidePersonal Finance. Copyright ©2011. Reprinted withpermission. All rights reserved. Ric Edelman is anationally acclaimed financial advisor, bestselling authorand talk show host and has been providing financial adviceto consumers for 25 years. His firm has won more than 75
financial, business, community and philanthropic awards, andcurrently manages $6 billion for more than 14,000 clients nationwide.For more about personal finance, visit Ric online at RicEdelman.com.The ideas expressed in this article are solely the opinion of the author,and do not express or imply endorsement of any individual, organi-zation or product. Ric Edelman is Chairman and CEO of EdelmanFinancial Services LLC. He is also President of Sanders Morris HarrisGroup and a member of its Board of Directors, and an InvestmentAdvisor Representative who offers advisory services through EFS, anSEC-registered Investment Advisor. Ric is also a Registered Principalof and offers securities through Sanders Morris Harris Inc., an affiliated broker/dealer, member FINRA/SIPC. �
By Ric Edelman
Don’t Leave It All to Your Spouse
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Julia Robertson (a pseudonym) is a 42 year-oldmother of two. After earning her associates’degree in nursing, she worked full time as an RNfor several area hospitals for 14 years. When she
decided eight years ago to stop working so that she andher husband could start and raise a family, she wasearning over $75,000.00. Julia had intended to return towork on a part-time basis when her youngest childentered kindergarten this past fall.
Julia’s plan to return to work was put on hold,however, when she began experiencing debilitatingsymptoms of weakness and fatigue last summer. Manydays were now spent on the couch, and she often barelyhad the energy to do the grocery shopping or play with herchildren. Julia’s husband, Eric, who had always shared thehousehold chores with Julia, was now forced to be both thehousehold’s sole breadwinner and primary caretaker of the houseand family.
Julia was devastated when her rheumatologist diagnosed SLE(lupus), an autoimmune disease. Although Julia was upset that shewould have to indefinitely postpone returning to the nursing workshe loved, she assumed that she could at least receive SocialSecurity Disability benefits. This additional income would becritical, as Eric had to cut his own hours at work so he could spendmore time at home caring for Julia and the household. Also, Eric’semployer was cutting back on health insurance benefits for
employees, and Julia would need the Medicare benefitthat comes with Social Security Disability if she andEric could no longer afford medical coverage.
Julia had heard from friends and colleagues, andhad also seen for herself with some of her patients, thatSocial Security Disability benefits were routinelydenied, particularly for workers under age 50.However, she had also heard that applicants willing topersevere, especially with the help of a disabilityattorney, stood a good chance of ultimately beingawarded those benefits.
Julia was shocked when, after having filed heronline application with the Social Security Adminis-
tration, going through five months of completing long andconfusing forms, reminding her doctors to send their records, andsubmitting to several medical examinations with “Social Security”doctors, she received a “form letter” from the Social SecurityAdministration telling her that her claim had been denied. WhatJulia found particularly confusing and upsetting was not onlywasn’t she “disabled,” but rather, that she was not properly“insured” for disability benefits.
What Julia encountered is, sadly, a problem I have come acrosshundreds of times. Few applicants for Social Security Disabilitybenefits are aware that the Social Security Act requires that, notonly must a worker have accrued sufficient “quarters of coverage”through the payment of FICA taxes, but that there must also besufficient recent earnings in order to be eligible for disabilitybenefits. In Social Security parlance, one must not only be “fullyinsured,” but must also be “disability insured” in order to beeligible for benefits.
This means that, if you are age 31 or older, you must haveearned at least 20 “quarters of coverage” (QC’s) in the 40 calendarquarter period ending with the quarter in which disability isalleged/established. (NB: “Quarters” are often referred to as“points” or “credits.”) In 2011, a quarter of coverage is earned forevery $1,120.00 of taxed earnings. If you earn four times or moreof the quarterly amount, four “QC’s” are received. If you earnthree times or more, but less than four times the quarterly amount,you receive three “QC’s.” The same proportion exists for earningsbeing more or less than one, two, or three times the quarterlyamount for each year. No more than four “QC’s” can ever beearned for any year.
In Julia’s case, because she had not worked for earnings morethan five years (20 “QC’s”) prior to her having become disabled,she was not “disability insured” and therefore was ineligible forSocial Security Disability. In my next column, I will furtherdiscuss Julia’s predicament and ways to deal with the “disabilityinsured” problem. �
For more information, please call (856) 795-8880 or (609) 702-0700 orvisit www.davidsbross.com.
Are You “Insured” For Social SecurityDisability Benefits?
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www.burlingtoncountywomanonline.com | 25 | Burlington County Woman � Spring 2011
LEGAL
David S. Bross, Esquire
CHILDREN
When the students at RancocasFriends School pass the 100 daymark, activity revs up for theend-of-year events that are a
tradition at the one-room schoolhouse. Thewarmer days of spring bring to mind thescience and nature trip to Long Beach Island inMay. Students spend even more time at theeasel preparing for the yearly art show in June,and Head Teacher Nora Dunfee begins work onthe full-size body paintings of each child thatare a highlight of the show.
Parents are busy organizing the yearlyMayfair, which includes a Mother’s Day flowerand vegetable sale, bake sale, and a variety ofgourmet baskets for auction. There are alsofun activities for the family like a petting zooand pony rides, face painting, games, crafts,and moonbounce.
Other recent enrichment activities haveincluded trips to see Rutgers “Symphony in C”orchestra perform their “Symphony Safari”
program, and the Burlington CountyFootlighters’ presentation of “BeatricePotter and Friends.”
Established in 1681, Rancocas FriendsSchool is a unique one-room school-house located in a charming historicalvillage of Rancocas, New Jersey. Theschool has been in operation since 1773,providing a solid foundation of earlyeducation for children ages 31⁄2 - 6 years.
The classroom is a bright andcheerful environment. The small classsize, limited to 22 students, ensuresindividual attention and growth,responding to each child’s strengths and needs.
Learning is fun at Rancocas Friends School!There is a balance between structure and freeplay to help develop good social habits,decision making and emotional growth. Theprogram consists of age appropriate,academic pre-skills in reading readiness,language arts, science and math concepts.Music appreciation, physical education andartistic expression are also an important partof the curriculum. The children are enjoyingthe latest addition to the program, Frenchlessons with a native speaker!
The school participates in outreachprograms to help each child understand thevalue of compassion. Recent projects include St.
Jude Children’s Research Hospital, BurlingtonCounty Animal Alliance, a mitten and hatcollection for children in Afghanistan, and aholiday outreach to local families in need.
Several years ago, Rancocas FriendsSchool initiated the “Peace Ball Project” withthe hope of encouraging world peace “a hugat a time.” The peace ball is currently with aschool in Germany, with plans for it to bepassed on to Portugal, France and China!
Rancocas Friends School is under the care ofRancocas Friends Monthly Meeting and auspicesof the Friends Council on Education for FriendsSchools – Philadelphia Yearly Meeting. �
For more information, please contact the schoolat 609-267-1265 or visit www.rancocasfriendsschool.org.
Rancocas Friends SchoolEnriching Experiences that Help Children Learn and Develop
ARTSHOW and STRAWBERRYFESTIVALSat., June 45-8pm
Rancocas Friends Schoolis accepting September
Registrations for Pre-K and Kindergarten!We offer half-day or full-day programs for ages 31⁄2 to 6 years in a loving,
caring, “homey” environment. Our children experience art, music,physical fitness, writing, reading, science, and math integrated into
activities throughout the day. Aftercare is also available.
Call 609-267-1265 for more information and to arrange a visit.Or visit our web site at www.rancocasfriendsschool.org
Located at the corner of Bridge & Main Streetsin historic Rancocas Village (Westampton).We are the only one-room schoolhouse still
in operation in Burlington County!
Don't miss
MAYFAIR
Sat., May 7
10am-3pm!
Odds of a child becoming a Major League Soccer all-star: 1 in 2.2 million
Odds of a child being diagnosed with autism: 1 in 110
© 2010 Autism Speaks Inc. "Autism Speaks" and "It's time to listen" & design are trademarks owned by Autism Speaks Inc. All rights reserved. The person depicted is a model and is used for illustrative purposes only.
To learn more of the signs of autism, visit autismspeaks.org
No words by 16 months.
No babbling by 12 months.
Some signs to look for:
No big smiles or other joyful expressions by 6 months.
www.burlingtoncountywomanonline.com | 26 | Burlington County Woman � Spring 2011
www.burlingtoncountywomanonline.com | 27 | Burlington County Woman � Spring 2011
CHILDREN
Anursery school for parents? Absolutely!At St. Andrew’s Nursery School andKindergarten in Cherry Hill, voted a winnerin the “Best Nursery School in South Jersey”
contest by The Inquirer and Courier Post (10 years),parents are invited to sharetheir toddler’s first schoolexperience. In the process,says the school’s director,Mrs. Jill Mayo, (M.Ed.) bothlearn a little somethingabout the nursery schoolenvironment while learninga good deal about each other.
“Our Parent-ToddlerProgram is the highlightof the week for many ofthe parents and children
who take part in it,” notes Mayo. She explains that itnot only helps parents spend quality time on aregular basis with their child, but it also gives them achance to be with other parents who have young-sters the same age. “It’s an ideal opportunity to shareideas and exchange information,” adds Mayo.
For many toddlers, the program at St. Andrew’s is their first oppor-tunity to meet and make friends. But according to Mayo, it serves
another important purpose. “The atmosphere in the parent toddlerprogram is a warm accepting one. The children have fun being together.But above all, they develop a positive attitude about themselves.”
While making room for Mom or Dad in the classroom is a novelaspect of the program, traditional elements are its backbone, saysMayo. Two teachers guide the students through the two hour sessionthat meets once each week. Youngsters enjoy a wide range of activitiesthat includes creative crafts, imaginative play, stories, and songs.
“We take every opportunity to stimulate the youngsters’ interestin their ever-growing world” says Mayo. She points out that even snacktime is a time for discovery in the parent-toddler class. “Very often,snacks are prepared right in the classroom, with teachers, parents andyoungsters working together,” explains Mayo. And whether it’s a pot ofvegetable soup, cornmeal cookies or potato pancakes, snacks arecarefully planned to introduce new tastes as well as seasonal favoritesto the children.
“Parents find there’s much to learn in the Parent-Toddler Program,”says Mayo. She feels this has helped make the program a successfulone since 1977. The teachers do an outstanding job of giving parentsinsight into the children’s development at this stage. “They also keepparents informed of safety issues, helpful reference books, even worth-while places to visit with their toddlers,” she adds.
“This program has truly evolved into a wonderful resource forparents and toddlers alike,” notes Mayo.
Registration for the 2011–2012 school year is currently inprogress, and limited openings are available. The class is open tochildren who will be 18 months old by October 1st. Each class meetsone day a week from 9:15 - 11:15 a.m. Inquiries are welcome andinspection of the school facility is invited.
In addition to the Parent-Toddler program, St. Andrew’s also hasclasses for two, three, four and five year olds. Visit our websitewww.staNurserySchool.com or call the school office at 856-429-4470for a brochure and for more information. �
Inquiries and inspection of the school facilities are invited. Call the office(856) 429-4470 for a brochure or for more information. Visit our websiteat www.staNurserySchool.com.
St. Andrew’s Nursery School and Kindergarten“BEST OF SOUTH JERSEY” WINNER OFFERS PROGRAM FOR TODDLERS AND PARENTS!!
Jill Mayo, M.Ed
Close your eyes and take a deep breath.Let thoughts of spring dance throughyour mind and reflect on specialmemories from childhood. Springtime
when you were a student was a wondroustime. The sun was shining as you traveled toschool and it was still warming the earth at theend of your academic day. Jackets could beshed again during recess and bulky coatsdidn’t have to be forced into an already full
coat closet or locker. Best of all,summer break was getting
closer and closer. Now ask your child what
they envision with thoughtsof spring. Unfortu-
nately, many of youmay hear the shaky
voice utter thetwo words that
reek dread anddoom – stand-ardized test.[aka: ASK Test-ing in New
J e r s e y ] .
The tests are called ‘high stakes’for a reason, but as a parent,please recognize that nothing ina child’s life should carry such weight. As aformer New Jersey school principal, I havepersonally witnessed the emotional andphysical impact this test can have on students.It was a sight I would soon like to forget.Parents should keep a watchful eye on theirchild as the standardized test dates approach.Stress and anxiety can manifest differentlydepending on the child. Some warning signsinclude, but are not limited to; change inmood, appetite, or sleep.
When the results arrive please do notoverreact, take them for what they are; asnapshot of your child’s performance on agroup administered ‘high stakes’ assessmentthat is measuring how well your school hasfollowed New Jersey’s Core ContentCurriculum Standards. When it comes togrades please look at the big picture andlisten closely to professional educators thatwork with your child. Cumulative gradesfrom ten months of classroom assignmentsand assessments should be your firstindication of whether grade level skills and
concepts have been mastered.Next, documented report cardsshould be a clear reflection of the
above mentioned content. Do not hesitate toask for clarification in any area if you don’tunderstand how the grade was determinedand what skills it actually measures. Thisincludes the teacher comment portion.Parent-teacher conferences are telling as tohow well your child is fairing in their currentgrade. Never pass up an opportunity to meetwith the teacher! Also, if you have beenstaying up on homework assignments andcommunicating with the teacher then yourobservations form a wonderful assessmentof your child’s personal academic growth.
Lastly, put it all in perspective. Do youthink your child is happy? Have you ever justasked them? Try it, but with their reply askthem non-leading why questions. If your childhas difficulty explaining why they are or aren’thappy then everything mentioned above hasnow become secondary. Their happinessshould be paramount. A happy child is ahappy learner! �
Neil K. Clancy M.Ed., is the founder of IMPACTLearning Center, in Riverton NJ
Se l f - e s t e e m is the mentalpicture thatone has of
their own strengths,weaknesses, andabilities. Some haved e s c r i b e d s e l f -esteem as consistingof three separate
but related aspects: feeling loved by others;having feelings of self-acceptance and self-worth; and, feeling capable of solvingproblems and using skills.
The beginning thoughts that a person hasabout themselves are significantly affected bythe things that those closest to them, namelytheir parents or caregivers, say and do. As achild grows, the views and judgments of othersignificant individuals in their lives such asteachers, friends, coaches, neighbors, andothers will influence their self-esteem.Children with lower self-esteem may speaknegatively of themselves, saying such thingsas “I’m stupid”, “I can’t do that”, “What’s thepoint, no one cares about me anyway”. Thosewith higher self-esteem, who feel good about
who they are and see themselves ascompetent, capable individuals, are morelikely to meet the many circumstances ofhome, family, school, work, relationships, andcommunity successfully. They tend to be moreable to seek help and support when they needit and more able to learn from their mistakesrather than denying that they might haveapproached a situation more successfully.
For those whose children are in this stageof life, remember that there are no badchildren, just children who occasionally makepoor choices. Be a positive role model by notbeing excessively harsh on oneself or overlypessimistic and critical. Correcting a child’smisperceptions is also valuable. “I’m bad inschool, I can’t do math”, is an inaccurate gener-alization. “You may have difficulty with math,but with hard work you will do better. Don’tforget how well you do in language and socialstudies.” Being affectionate with hugs andkisses is also very affirming. Parents can alsobuild on their child’s strengths by giving themopportunities to succeed in the areas of theirinterest and competence.
As life continues certain strategies can beused in order to change earlier negative
influences. Start from within and ignore alldestructive criticisms, particularly those thatmay have accumulated from the past. To theextent that we are able to let go of pastcircumstances and negativity and makeourselves happy, we and others close to us arethe winners. Positive self-talk and avoidingnegative thoughts, particularly about oneself,can be a useful tool. Seeking out experienceswhere you will be successful and those inwhich you can support and help another willbuild one’s self-confidence and self-esteem.Avoiding people who tear one down and whogive a person the message that they are notOK, is sometimes necessary as well.
While many influences to one’s self-esteem are outside of one’s control, then,particularly in the early years, at the same timeas a person matures they can exercise certainactions on their own behalf that can to asignificant degree undo past damage and canbuild on one’s strengths and thereby they canexercise a significant degree of responsibilityfor their own self-esteem. �
For more information, please call Prevention Plus ofBurlington County at (609) 261-0001 or visitwww.prevplus.org.
www.burlingtoncountywomanonline.com | 28 | Burlington County Woman � Spring 2011
Your Self Esteem – Whose Responsibility Is It?
Be Aware of Springtime Standardized Test Pressure!
Donald F. Starn,
M.A.T., M.Div., C.P.S.
CHILDREN
By:
Neil K. Clancy M.Ed.
FOOD
Cooking contests are an Americanpastime. They generally fall intotwo categories: recipe contestsor cook-offs and bake-offs.
Cooking contests reward you withprizes for coming up with great newrecipes. Prizes can range fromcookware to trips. Many contestsfeature monetary prizes. Forexample, one finalist with acreative, simple recipe will walk awaywith $1 million at the 45th PillsburyBake-Off® Contest in March, 2012. The2010 Pillsbury Bake-Off® Grand Prizewent to Sue Compton of Delanco, NJ for her “Mini Ice CreamCookie Cups” recipe.
Food magazinesoften sponsor cookingcontests. Other competi-tions are held each year byfood associations or they are sponsoredby food manufacturers as promotionalevents.
Entrants are typically required tosubmit an original recipe or video thatthey may or may not have to produce forjudges to sample.
Check out the following websites forcooking contest entry rules and moreinformation:
e Cooking Contest Centralwww.cookingcontestcentral.com
e Better Homes and Gardenswww.bhg.com/recipes/win-money
e Taste of Homewww.tasteofhome.com/contests
e Jelly Belly Cupcake Contestwww.jbcupcakechallenge.com/landing
e Food Networkwww.foodnetwork.com
e Pillsbury Bake-Off® Contestwww.pillsbury.com/bakeoff/about
Good luck! If you are fortunateenough to win, be sure to share your
good news with us. We would love toannounce it in a future issue ofBurlington County Woman!
StrawberryCharlotte Russe Ingredients:
e 12 ladyfingers, split
e 2 envelopes unflavored gelatin
e ½ cup cold water
e 4 large Jersey Fresh egg yolks
e ¾ cup sugar
e ¼ tsp salt
e 2 cups milk
e 2 tsp vanilla extract or ¼ cup dry sherry
e 2 cups heavy cream, whipped
e 1 cup Jersey Fresh strawberries, halved
Directions:Line the bottom and sides of an oiled
2½-quart mold or a 7-inch springformpan with split ladyfingers and set aside.Soften gelatin in cold water and set
aside. Combine egg yolks, sugar,salt, and ¼ cup of the milk in
top part of a double boiler.Heat remaining milk andgradually add to egg-yolk
mixture. Stir and cook over hot
water, do not boil, until the custard coatsa metal spoon. Remove from heat andstir in softened gelatin. Add vanilla orsherry. Cool over ice water until themixture begins to thicken. Fold inwhipped cream. Pour mixture into
prepared mold. Chill until firm andready to serve.Unmold on aserving
plate. Garnish asdesired with JerseyFresh strawberries andadditional whippedcream put through a pastrytube. Makes approximately 10 servings. �
Recipe courtesy of Jersey Fresh, contributed byTheresa Scafidi, Florence, NJ. For more JerseyFresh recipes visit http://www.state.nj.us/jerseyfresh/recipes/index.html
Love to cook?Enter a Cooking Contest!
www.burlingtoncountywomanonline.com | 29 | Burlington County Woman � Spring 2011
EVENTS
APRIL
� 4.7.11 Burlington CountyCollege Information Session6 pm; BCC Mt. Laurel Campus,Laurel Hall 320; www.bcc.edu
� 4.8.11 NJAWBO Tri CountyBagels & Brainstorming8-9:30am; Beneficial Bank,Route 70 E, Cherry HillMembers FREE / Guests $5 (registration required). For moreinformation email Cheryl Pliskinat [email protected].
� 4.12.11 NJAWBO Tri CountyLunch & Learn1-3pm; Pirone's Restaurant & Pizza798 Woodlane Rd., WestamptonRegistration: $15 early/$20 door.www.whoscoming.com/njawbo-tri
� 4.12.11 “Take It Off – Let It AllGo” Weight Loss & Wellness Information Class7-8:30 pmKings Christian School
5 Carnegie Plaza, Cherry HillFree and open to the public(bring a friend); RSVP SherryStiles Riles 856-912-4424 [email protected]
� 4.13.11 Burlington CountyCollege Job Fair 201110 am – 1 pmBCC Mt. Laurel Campus, The Enterprise Center3331 Route 38, Mount LaurelOpen to students, alumni andcommunity residentswww.bcc.edu
� 4.14.11 4th Annual MarltonBusiness Association Expo10 am – 4 pm; Blue Barn,
1006 Tuckerton Road, MarltonFree and open to the publicwww.marltonbusiness.com
� 4.16.11 Orleans TechnicalInstitute 25th AnniversaryOpen House 10 am; 2770 Red Lion Road,PhiladelphiaRegister at www.orleanstech.edu/court-reporting or call 215-728-4426
� 4.23.11 Craft ShowRancocas Woods Village of Shops8 am - 3 pmShow Rain Date 4.24www.rancocaswoods.net
� 4.27.11 Northern BurlingtonRegional Chamber of CommerceBusiness-to-BusinessNetworking Event 5:30 – 7:30 pmHometown Office Supplies andPrinting Company192 Route 130, Bordentown Free with business card. Membersand Non-Members welcome.RSVP by 4.25.11 (609) 298-7774or [email protected]
� 4.28.11 NJAWBO Tri CountyDinner Meeting5:30 pm; Uno Chicago Grill,2803 Rte 73, Maple ShadeMembers: $20 w/Registration,$30 Late; Guests: $30Register: www.whoscoming.com/njawbo-tri
� 4.28.11 “Women in the Know”Healthy Living Lecture Series7 pm; BCIT Atrium, 695 Woodlane Rd., WestamptonFree Admission. To reserve spacecall 1-888-847-8823
MAY
� 5.3.11 New Jersey Governor’sConference for Women Atlantic City Convention CenterFor info and registration visitwww.njwomensconference.com
� 5.7.11 Mayfair10 am – 3 pmRancocas Friends School;Bridge & Main Sts., Westampton609-267-1265
� 5.7.11 5th Annual Head toToe Women’s Expo9 am – 3 pm; Robbinsville HighSchool, RobbinsvilleFree Admission www.mercercountywoman.com
� 5.10.11 “Take It Off – Let It AllGo” Weight Loss & Wellness Information Class7-8:30 pmKings Christian School 5 Carnegie Plaza, Cherry HillFree and open to the public(bring a friend); RSVP SherryStiles Riles 856-912-4424 [email protected]
� 5.13.11 Moorestown ArtWalk6 – 9 pm; Main St., Moorestownwww.moorestownbusiness.com
� 5.14.11 14th Annual IrisFestival & Garden Show10 am–7 pm; http://downtownbordentown.com/events.htm
� 5.21.11 and 5.22.11 Bordentown Street Fair 10 am – 4 pm Farnsworth AvenueBordentownFor more info: 609-298-7774 orvisit http://downtownbordentown.com/events.htm
� 5.21.11 Walk Now for AutismSpeaks 8 am – 2 pm; Mount Laurel For more info: (856) 858-5400 orwww.AutismSpeaks.org
� 5.28.11 Craft ShowRancocas Woods Village of Shops8 am - 3 pmShow Rain Date 5.29www.rancocaswoods.net
JUNE
� 6.4.11 Art Show and Strawberry Festival 5 pm – 8 pm Rancocas Friends School,Bridge & Main Sts., Westampton609-267-1265
EVENTS
TRI-COUNTY CHAPTERBurlington, Camden & Gloucester Counties
www.njawbo.org/tricounty
Contact Claudia Sparacio at 856-220-3997 or [email protected]
Cadbury at Cherry Hill2150 Route 38 Cherry Hill, NJ 08002
6:30-7:30 PM — Auction Preview
7:30 PM – Auction Begins
TICKET SALES:• In advance for $10 per person at
www.whoscoming.com/njawbo-tri. Your tickets will be waiting for you the night of
the event at our check-in table.
• Tickets will be available at the door for $15.
BENEFITING:• The Women’s Opportunity Center of Burlington County,
helping displaced homemakers re-enter the workforce.
• Kiva, an overseas lending program for women entrepreneurs in developing countries.
• NJAWBO, supporting and empowering women entrepreneurs through education and professional training.
FEATURING: • Live, silent and chinese auctions
• Over 100 items• Light fare and refreshments
HOSTED BY:
Please join us at this community event! There will be over 100 items up for bid!
Women Helping Women2011 SPRING AUCTION
www.burlingtoncountywomanonline.com | 30 | Burlington County Woman � Spring 2011
Denim DayDenim Day• Thursday •
April 28, 2011Campaign to Prevent
Sexual Violence
www.centerffs.org
Fun & Informative Spring EventsHappy Mother’s Day � May 8, 2011
EVENTS
www.burlingtoncountywomanonline.com | 31 | Burlington County Woman � Spring 2011
� 6.4, 6.5, 6.11 & 6.12.11New Jersey Renaissance Faire11 am – 6 pm Liberty Lake1195 Florence - Columbus RoadBordentown, NJ 08505For information and tickets visitwww.njrenfaire.com
� 6.9.11 Women HelpingWomen 2011 Spring AuctionCadbury at Cherry Hill2150 Route 38, Cherry Hill6:30 Preview/ 7:30 Auction Begins$10 in advance /$15 at the doorCall 856-220-3997or visitwww.whoscoming.com/njawbo-tri
� 6.10.11 Moorestown ArtWalk6 pm – 9 pm Main Street, Moorestownwww.moorestownbusiness.com
� 6.11.11 Bordentown CityGreen FairCarslake Community Center,209 Crosswicks St., Bordentown
10 am to 4 pmhttp://downtownbordentown.com/events.htm
� 6.14.11“Take It Off – Let It AllGo” Weight Loss & Wellness Information Class7-8:30 pmKings Christian School 5 Carnegie Plaza, Cherry HillFree and open to the public(bring a friend); RSVP SherryStiles Riles 856-912-4424 [email protected]
� 6.25.11 Craft ShowRancocas Woods Village of Shops8 am - 3 pmShow Rain Date 6.26www.rancocaswoods.net �
Please note that events listed maybe subject to change. Contact theevent promoter or visit their website before attending an event toconfirm date, time, cost, locationand other details. Registration,tickets or RSVP may be required.
Spring EventsContinued from page 30
WOC Director named a New Jersey Hero
(L-R Cathi Rendfrey (WOC), First Lady Mary Pat Christie, and Rene Mainor (WOC)
First Lady Mary Pat Christie has named Women’s OpportunityCenter (WOC) Director, Cathi Rendfrey as the latest New JerseyHero during a visit to the Center.
“I’m so inspired by the work Cathi is doing to help put women andtheir families back on their feet again,” said Mrs. Christie. “Giving womenthe tools they need to be successful in the job market is not onlyempowering but it brings a sense of accomplishment and pride inthemselves and their future.”
Since its inception in 1991, the WOC has served more than 3,000women in Burlington and Camden counties. Approximately 200-250clients are assisted annually. �
New Jersey Heroes is an initiative of First Lady Mary Pat Christie to showcase thepositive ways people and organizations are impacting New Jersey in their ownunique ways. Every month, a new local hero will be designated from nominationssubmitted by residents through the First Lady’s website. To nominate a New JerseyHero, go to www.nj.gov/governor/firstlady and click the NJ Heroes tab.
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Happy Mother’s Day � May 8, 2011
www.burlingtoncountywomanonline.com | 32 | Burlington County Woman � Spring 2011
ACROSS1. Navy noncoms, for
short
5. Rustling sound
10. Intro Latin word
14. Transfixed
15. Vase handles
16. Coin grade higher than fine
17. Apt anagram of MOON
STARER
19. Lessen
20. USN maintenance officer
21. Local pol
23. “L’etat ___ moi”: Louis XIV
26. Philippine port
27. Game requiring delicate lifting
32. Year, to Picasso
33. Contribute
34. Weird dude
38. Cincinnati call letters on a TV show
40. Danube feeder
42. “Um, excuse me”
43. Church council
45. “There ___ exceptions”
47. Taxing org.
48. Spotted ocean predator
51. Older, as bread
54. Little ‘un
55. Metalworker
58. Biting
62. Foster a felon
63. When “the livin’ is easy”
66. Iota
67. Relatives of the English
horn
68. Female egg
69. Carson’s predecessor on “The Tonight Show”
70. Settles in
71. Weight training counts
DOWN1. Fiddler, for one 2. El___, Tex. 3. ___ for: chooses 4. Failed at the plate, with
‘out’ 5. ___ Juan, P.R. 6. Singer-poet Yoko 7. West Point abbr. 8. Scottish Celt 9. Tail-entry carriage 10. God fodder 11. Where the Dolphins play 12. Budapest-born
conductor ___ Doráti 13. Office wkr. 18. Get the better of 22. Fraternal members 24. Eyed tuber 25. Woman's shoe style 27. Grasping organs 28. Like printers’ fingers 29. Veggie on cobs 30. Growing glory 31. Flip over 35. Pottery “pet” 36. Gourmet Graham 37. Soviet city founded in
1716 39. Harris, for example 41. One of the Gibbs 44. Reckon 46. Herr Schindler 49. Prayer 50. Victim of Achilles 51. Commonly licked item,
once 52. Bone below the femur 53. Dutch news agency 56. Tire insert 57. Modern medical gps. 59. Paris’s ____ Gauche 60. ‘My turn’61. G.O.P.’s rivals 64. “We have ___ the
enemy, and they are ours”: Perry
65. Test-track curve �
— Solution on page 34
CROSSWORD
Crossword Puzzle
Copyright © 2010 www.printable-puzzles.com | All Rights Reserved.
www.burlingtoncountywomanonline.com | 33 | Burlington County Woman � Spring 2011
HOME
What is Clutter?Clutter is anything we don’t need, want, or
use that takes our time, energy or space, anddestroys our serenity. It can be outgrownclothes, obsolete papers, broken toys, dislikedgifts, meaningless activity, ancient resentments,or unsatisfying relationships. We may beselective in some areas, but not in others.Objects may be strewn about or wedged intodrawers; neatly stacked or stowed in storage.
Our clutter seems to have a life of its own, tomultiply without effort on our part. We may feeloverwhelmed, controlled by our possessions,and/or doomed to be hopelessly disorganized.No matter how we deal with our clutter, it canbe a source of pain and shame to us and tothose we live with.
Despite this pain, we fear throwing thingsout. We think we might need it, fix it, or wear itagain. We don’t want to be wasteful or ungrateful.We don’t know what to keep and what to discard.We don’t know how much is enough.
Decluttering is not merely eliminating, butgradually transforming our space so that wesurround ourselves only with things thatexpress our purpose. It means turningsomething useless into something useful;creating more leisure and space; being morehonest in our relationships; eliminating distrac-tions and simplifying our lives in order to findour spiritual roots.
Although we may cling to our clutter,what we really yearn for are surroundings of
beauty, order, serenity; a balanced life; andharmonious relationships.
Am I a Clutterer?1. Do you have more possessions than you
can comfortably handle?2. Are you embarrassed to invite family,
friends, health care providers, or mainte-nance workers into your home because itis not presentable?
3. Do you find it easier to drop somethinginstead of putting it away, or to wedge itinto an overcrowded drawer or closetrather than finding space for it?
4. Is your home, or any part of it, unusablefor its intended purpose, with a bed youcan’t sleep in, a garage you can’t park in, akitchen you can’t cook in, or a table youcan’t use for dining?
5. Is clutter causing problems at home, atwork, or in your relationships?
6. Do you hesitate sharing about thisproblem because you feel embarrassment,guilt, or shame about it?
7. Do you have a weakness for discardedobjects, bargain items, freebies, readingmaterials, or yard sales?
8. Do you use avoidance, distraction, orprocrastination to escape dealing withyour clutter?
9. Does your clutter create a risk of falling,fire, infestation, or eviction?
10. Do you avoid starting assignments, missdeadlines, or abandon projects becauseyou can’t find the paperwork or materialyou need?
11. Do you have difficulty making decisionsabout what to do with your possessions,daily living, or life in general?
12. Do you rent storage space to housepossessions that you rarely use?
13. Do cleaning, organizing, follow through,upkeep, and maintenance all becomedaunting tasks, making the simplest ofchores insurmountable?
14. Do you bring an item into your homewithout designating a place for it andreleasing an equivalent one?
15. Do you believe that there is all the time inthe world to clean your house, finish thoseprojects, and read all those piles of oldmagazines or newspapers?
16. Are you easily sidetracked, moving fromone project to another, without finishingany of them?
17. Are you constantly doing things for otherswhile your own home is out of order?
18. Do you often replace possessions ratherthan find or clean those you already have?
19. Does perfectionism keep you from doinganything at all?
20. Does clutter cause you to have latecharges added to your monthly financialobligations?
21. Do you feel a strong sense of emotionalattachment towards your possessions,which makes it difficult to release them?
22. Do you consider all your possessions to beof equal worth, whether or not theobjects have financial, functional or senti-mental value?
23. Do you waste your valuable time andtalents by constantly rescuing yourselffrom clutter?
24. Does clutter keep you from enjoyingquality leisure time?
25. Is the clutter problem growing?If you have answered yes to some of these
questions, Clutterers Anonymous (CLA) is herefor you. Many of us have answered yes to mostof these questions, while some of us haveidentified with only a few. However, the actualnumber of positive responses is not asimportant as how you feel inside about yourclutter.
Moreover, these questions may haveshown you that your life is unmanageable orout of control. Rest assured that you are notalone! Millions of people around the world havetrouble with cluttering. �
Clutter may manifest in both blatant and subtleways. The symptoms and patterns of ourcompulsion are as numerous as there areclutterers. The amount of clutter in our lives isnot as important as the desire to stop cluttering.If you want help, you can find it in the CLAfellowship. Visit www.clutterersanonymous.netfor information or call the CLA chapter servingBurlington, Camden and Gloucester counties at609-668-3785.
Are You a Clutterer?
Bob Salmons Contracting, Inc.Custom Building & Renovations
phone:
856-764-8323
Bob Salmons 856-207-7225
Honesty Reliability QualityLicense #: 13VH01477800
There are many worthy nonprofit organizations thatwill accept your donations of gently used householditems, books, furniture, clothing, children’s toys, etc. Yourdonations can be used to enhance their organizations’
programs or they can be converted into needed funds through thesale of your donated items in their thrift and/or consignment stores.
By donating reusable items, you not only provide needed itemsto people who want them, you also preserve our natural resourcesand help keep our landfills free of usable goods.
Be sure to call ahead for thrift shop and consignment shophours, pick up/drop off details, and to confirm what items areaccepted.
Thrift ShopsThe Children's Home Thrift Shop696 Main Street, Lumberton, NJ 08048(609) 265-8788www.childrens-home.org
Virtua Memorial Hospital Thrift Shop798 Woodlane Road, Westampton, NJ 08060(609) 267-8922
Society of Saint Vincent de Paul Thrift Shop & Caring Center1 Jones Road, Medford, NJ 08055(609) 953-0021
Moorestown Friends School Thrift Shop301 Chester Avenue, Moorestown NJ 08057(856) 234-1567
The Arc of Burlington County Thrift Shop223 High Street, Burlington City, NJ 08016(609) 386-1610
Consignment ShopsB-Thrifty II Shop4 South Main Street, Medford, NJ 08055 (609) 654-7495Closed Mondays and months of July and August. �
Visit http://www.goodwillnj.org/Stores_and_Donations/donation_center_locations.html for a list of Goodwill Donation Centers and MunicipalityDonation Sites inBurlington County.
Donate Your Reusable ItemsHOME
www.burlingtoncountywomanonline.com | 34 | Burlington County Woman � Spring 2011
Recycle your clothes for the homeless. Donate your used clothes to help the Atlantic City Rescue Mission and you’ll be helping us meet the needs of hundreds of homeless people we serve on a daily basis. To find out how your donation may be tax deductible, contact the Mission at 609-345-5517. MAKE OUR MISSION YOURS!
OPERATION: EMPTY CLOSETS
For more details, visit http://ACRescueMission.org/EmptyClosets
© 2011 ATLANTIC CITY RESCUE MISSION
Solution to Crossword Puzzle — Crossword Puzzle located on page 32
