1 www.chartleyhomeowners.org
TThhee eeCChhaatttteerr
The eChatter is an electronic publication that will
supplement the 4-times-a-year Chartley Chatter.
The eChatter will be emailed to paid up members of
the Association in those months that the Chatter is
not distributed to all Chartley households.
VVoolluunntteeeerr –– HHeellpp CClleeaann oouurr SSttrreeaamm
Each April Chartley Homeowners and friends clean
the “Chartley Stream” from trash and debris that has
collected over the fall and winter. Volunteers are
needed this year on
Saturday, April 6th
from 9 am to noon. This is a good place to
earn your Community
Service Credits while
helping keep Chartley
and the Chesapeake
Bay clean.
No specific skills
are required. On site
training is provided.
Meet us at the bridge on Sacred Heart Lane, be-
tween Chartley Drive and Highmeadow Road at
9 am on Saturday, April 6th
.
Don’t forget to wear hard soled shoes or boots
and clothing suitable for the weather. Gloves and
drinking water will be provided.
For additional information contact Dan at 410-
833-3197 or by email at [email protected] or
Ernie at 410-833-0262 or by email at
RReeiisstteerrssttoowwnn EElleemmeennttaarryy SScchhooooll
School is closed on Monday, February 18th
for
Presidents Day
Reading Night is Tuesday, February 26th
at the
school.
Battle of the Books will be held at the Chatsworth
School on Tuesday, May 7th
Box Tops for Education.
Save your box tops and drop them off at school
Got Sneakers?
Any pair of old shoes or boots are wanted except
slippers. The shoes will be recycled.
Tie the shoes in pairs and drop them off in the box
inside the front door of the school.
FFoorr VVoolluunntteeeerr OOppppoorrttuunniittiieess aatt
RReeiisstteerrssttoowwnn EElleemmeennttaarryy,, vviissiitt::
http://reisterstownes.ss3.sharpschool.com/parents/
volunteer_opportunities
DDiinniinngg aatt RReetteerr’’ss
Mark your calendar on Wednesday, May 1st for
Dining at Reter’s. This annual event is a great way to
celebrate warm weather while helping CHA raise
money for its scholarship fund. Chartley resident and
host Brad Reter welcomes residents to lunch and/or
dinner at his popular restaurant Reter’s Crab House
and Grille at 509 Main Street, in the landmark Shop-
ping Center behind Brick Bodies.
Reter’s is well known for steamed crabs and tradi-
tional Maryland Seafood but Wednesday’s special is
prime rib. Seafood is plentiful but there are many
non-seafood selections on their menu.
Participation is easy. Just bring your significant
other, your children and neighbors to lunch and/or
FFeebbrruuaarryy 22001199
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dinner to Reter’s Crab House & Grille on May 1st.
Identify yourself as a CHA Dining at Reter’s partici-
pant. You may order any food and drink item from
their vast menu including daily specials. Brad will
donate 10% of the in house restaurant food and drink
receipts to Chartley Homeowners Association. Carry
out orders are excluded.
In the past this is one of the most popular CHA ac-
tivities.
KKiiwwaanniiss PPaannccaakkee DDiinnnneerr
The Reisterstown Kiwanis Club will hold their
annual Shrove Tuesday Pancake Dinner on Tuesday,
March 5th
from 4pm to 7 pm at the Reisterstown
United Methodist Church at 246 Main Street. This is
an ALL YOU AN EAT affair of scrambled eggs,
pancakes, juice, milk, coffee and tea.
Tickets are available at the door. Persons 14 and
over $6, Children 6 to 13 $3 and children 5 and under
are Free.
PPaappeerr SShhrreeddddiinngg SSaattuurrddaayy,, AApprriill 2200tthh
The Reisterstown Kiwanis Club will hold its an-
nual paper shredding day on Saturday, April 20th
in
the parking lot in front of Office Depot and Aldi’s in
the Cherryvale Shopping Center.
SSaavviinngg MMoonneeyy oonn AAuuttoo IInnssuurraannccee
by Dan Palich
At the CHA General Meeting on October 25, 2018,
we had a speaker from the Maryland Insurance Ad-
ministration. The speaker gave us two guides that
show the insurance premiums charged by the 55 larg-
est insurance companies in Maryland. The guides en-
able you to compare the premiums you are paying to
the premiums charged by other companies.
1. Auto Insurance – A Comparison Guide to
Rates – by Maryland Insurance Admin
2. Homeowners Insurance – A Comparison
Guide to Rates – by Maryland Insurance Admin
If you attended the meeting but have not done any-
thing with the guides, you need to be prodded. That's
the purpose of this article. I procrastinated for 6
weeks, but then I used the guides. And then I
switched insurance companies. As a result, I will
save $1,000 in 2019. If you have not shopped around
in the past few years, you probably can save money
also.
I learned a few things. For example, each year my
insurance premiums increased by a small amount. I
was okay with a small increase simply because it was
small. I attributed the increases to inflation. That was
a mistake. Being "okay" with the new premiums de-
terred me from shopping. I failed to realize other
companies offered better rates.
Comparing premiums was easy and took only a few
minutes. You do not need to wait until your current
policies expire. My old policies expired February
2019, but I terminated them in December 2018. My
former company then refunded to me the unused
premiums.
Comparing premiums for homeowners insurance is
straightforward. For auto insurance, I found a quirk.
The auto insurance guide selects one location to rep-
resent each county. For example, Columbia repre-
sents Howard County. Westminster represents Car-
roll County. Owings Mills represents Baltimore
County. I studied the Baltimore County rates and de-
cided those rates are high. I concluded Owings Mills
rates are higher than Reisterstown rates.
What does that mean? For auto insurance, it means
you can use the guide to compare companies. But if
you see that your current rate for auto insurance is
lower than the rate in the guide, do not conclude that
you already have a low rate. The Baltimore County
rate might be inflated because of Owings Mills. You
need to shop around.
Finally, I had earned "accident forgiveness" with
my former company; however, I lost "accident for-
giveness" when I switched companies. That is the
only negative aspect. After I go the next 4 years
without an accident, I will earn "accident for-
giveness" with my new company. Since I will have
saved $4,000 in premiums during that period, I am
okay with it.
"It often requires more courage to dare
to do right than to fear to do wrong."
- Abraham Lincoln
3 www.chartleyhomeowners.org
CCrriimmee iinn CChhaarrttlleeyy
Another New Year and another chance to pursue
our objective of zero crimes in Chartley! That must
always be our goal. In order to meet that milestone,
all of us have to work together to always be aware of
our surroundings and to always call 911 whenever we
see anything suspicious or out of the ordinary. We
didn’t exactly start January off on the right foot
though. Four crimes were reported in the community
during January as seen in the chart below. As a com-
parison, 3 crimes were reported in January last year.
Type of Crime Jan
Assault (Non-Domestic) 2
Theft 2
Total: 4
Usually crime reports from Chartley residents are
scattered throughout any given week. The crimes that
are shown above were all reported on 3 different
weekends, with all but one of the crimes being re-
ported during the morning hours. All four reports
were on different streets within the community.
We were also notified at the December Police Pub-
lic Relations Council meeting that the current Com-
manding Officer of Precinct, Captain Michael
Baylog, had announced his retirement effective Feb-
ruary 1st. Since that time, we have been informed that
Lt. Will Buckingham is being promoted to Captain
and will become the new Commanding Officer for
our Precinct 3. As usual when a new commander is
assigned to the Precinct, we will arrange to meet with
Captain Buckingham in the very near future.
We have seen reports throughout our area about an
increase in theft OF vehicles, primarily due to people
warming up their vehicles while they wait in the
comfort of their home. Please remember that leaving
a vehicle running while unattended is itself a crime
and carries a $ 70 fine. So why chance both losing
your vehicle and then being fined to boot! A vehicle
will warm up very quickly when it starts to move, as
opposed to taking some time while sitting still.
With the New Year comes the opportunity to begin
things anew. I encourage everyone to make a New
Year’s Resolution to ALWAYS:
Lock it up, each time, every time.
Keep the outside of your house illuminated af-
ter dark
Never leave valuables in your vehicles
Be aware of your surroundings wherever you
are, particularly when you are outside or shop-
ping after dark
If you see something, say something! Call 911
each time, every time.
If in doubt, let the police check it out
Remember that if you don’t call 911, there
will not be a police response… no response…no
police follow up to prevent further
crimes…MAKE THAT CALL, EACH TIME,
EVERY TIME
For the rest of 2019, we are very hopeful
WWhhaatt ttoo DDoo IIff YYoouu SSeeee aa PPeett
LLeefftt OOuutt IInn tthhee CCoolldd
It can be a crime to leave pets outside in extreme
temperatures without food and shelter.
Cold weather
can be deadly for
pets. As the tem-
perature plum-
mets in many
parts of the coun-
try, the Humane
Society of the
United States sees
a marked increase
in the number of complaints about dogs and cats who
have been left outside with no food or shelter.
We encourage you to contact local law enforcement
agencies because pets left outside in extreme temper-
atures, especially without food and shelter, are at risk
of hypothermia, frostbite and even death. Their own-
ers are at risk of facing criminal charges.
The act of leaving a pet outside without food or ade-
quate shelter often receives less attention than a vio-
lent attack against an animal, but neglect is a crime.
"Especially in these cold months, it is important for
people to bring their pets inside and for others to re-
port neglected animals to law enforcement,” says
Ashley Mauceri, the Humane Society of the United
States (HSUS) Manager for Cruelty Response, who
fields these calls.
If you see a pet left out in the cold, speak out.
One of the most common forms of animal cruelty,
4 www.chartleyhomeowners.org
cases of animals left outside in dangerous weather are
investigated more by police and animal control agen-
cies than any other form of animal abuse. Our most
constant companions—dogs and cats—feel the ef-
fects of winter weather as much as we do, only they
are often cast outside to weather the cold or a storm
owing to a misconception that the fur on their backs
will insulate them from suffering. Without proper
shelter, food and water, these domesticated animals’
chances of survival in frigid temperatures is greatly
decreased.
While views on animal welfare vary from region to
region, there are laws in place in every state to pre-
vent needless suffering. Callers to the HSUS report
numerous cases across the country of animals left out
in the cold, but the organization is also working with
an increasing number of law enforcement agencies
that recognize the importance of intervention in these
cases.
Find out how to protect your pets from the cold.
The facts
Animal neglect is considered a misdemeanor
crime in all 50 states and Washington, D.C.
Felony penalties can be levied in Massachusetts
and Oklahoma for any animal neglect case.
Felony charges can be applied in animal neglect
resulting in death in California, Connecticut, Flor-
ida and Washington, D.C.
Felony charges can be applied in Georgia animal
cruelty cases where malice is proved.
How you can help
Report what you see: Take note of the date, time,
exact location and the type of animal(s) involved
and write down as many details as possible about
the situation. Video and photographic documenta-
tion of the animal, the location, the surrounding
area, etc. (even a cell phone photo) will help bol-
ster your case.
Contact your local animal control agency or
county sheriff's office and present your complaint
and evidence. Take detailed notes regarding whom
you speak with and when. Respectfully follow up
in a few days if the situation has not been reme-
died.
If you need advice, call or email HSUS. Because
we aren't a law-enforcement agency, we cannot
take legal action, but we can provide expert
counsel.
If you have pets, follow our advice for keeping
them safe in cold weather.
© 2019 The Humane Society of the United States
AADD SSppaaccee AAvvaaiillaabbllee
Two advertizing spaces will be availa-
ble beginning with the April Chartley
Chatter:
The spaces are the inside back cover
($70.00) and one ¼ page ad ($18.00).
The Chatter is published in:
January
April
July
October
The Chatter is hand delivered to all 790
homes in Chartley.
If you are interested in filling either
space, email the Chatter Staff at
Beginning in the July 2019 Chatter, there
should be another ¼ page ad available.
If you witness a person inflicting harm or injury on an animal, call 911 right away.
To file an animal cruelty report when imme-diate police intervention is not required, call the Baltimore County Police non-emergency line at 410-887-2222.
Baltimore County animal complaints reporting number: 410-887-7297 (PAWS).
Animal complaints can also be reported online at:
www.baltimorecountymd.gov/agencies/animal
services/animal-complaints.html
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6 www.chartleyhomeowners.org
CCHHAA 22001199 CCaalleennddaarr ooff EEvveennttss
Project Location Date Time
Project Clean Stream Sacred Heart Lane, between
Chartley Drive and Highmeadow Road
Saturday, April 6, 2019 9:00 am to Noon
Kiwanis Shredding Day Cherryvale Shopping Center
(Home Depot) April 20, 2019 8:00 am to Noon
CHA General Meeting Reisterstown Elementary
School Thursday, April 25, 2019 7:00 pm to 9:00 pm
Dining At Reters Reter’s Crab House Wednesday, May 1, 2019 11:00 am to 9:00 pm
CHA Yard Sale Residents Yards Saturday, May 4, 2019 8:00 am to Residents
Discretion.
Bloomin’ Art Fest Franklin Middle School Saturday, May 11, 2019 10:00 am to 5:00 pm
CHA Yard Sale Residents Yards Saturday, May 18, 2019 8:00 am to Residents
Discretion.
Officer Appreciation Day Precinct #3
606 Nicodemus Road Saturday June 8, 2019 10 am to 4:00 pm
Clean Up & Electronic Recycling Day
Behind the old Mars Food Store
Saturday, June 22, 2019 9:00 am to Noon
National Night Out Chartley Park Shopping Center Tuesday, August 6, 2019 6:30 pm to 8:30 pm
Reisterstown Festival Parade
Main St. to Hannah More Saturday, September 7, 2019 8:00 am
CHA Crab Feast American Legion Post 116
1090 Westminster Pike Reisterstown, MD
Saturday, October 12, 2019 5:30 pm to 8:30 pm
CHA General Meeting Reisterstown Elementary
School Thursday, October 24, 2019 7:00 pm to 9:00 pm
CHA Executive Board Meetings are held on the second Tuesday of each month (except December) at the Reisterstown Volunteer Fire Company, Main St., 7:00-8:30 PM. All are welcome.