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Five Years of Researching Financial Services for the Poor

Date post: 25-Mar-2016
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This report, a collection of key CMF studies conducted over the last five years, is meant to serve as a reference document for policymakers, practitioners, researchers and others interested in financial services for the poor. More specifically, the studies presented here are intended to inform both general and expert audiences about current academic work being conducted in India, which has become a central hub for financial access research. The report, organized thematically, describes the organization’s current work and summarizes key findings from completed studies. The report also identifies potential areas for future research and recommends ways that financial services practice could evolve to meet the needs of low-income households.
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Editors: Shardul K. Oza, Jagori Saha FIVE YEARS OF RESEARCHING FINANCIAL SERVICES FOR THE POOR Report of the Centre for Micro Finance at IFMR Research
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Page 1: Five Years of Researching Financial Services for the Poor

Editors:Shardul K. Oza,

Jagori Saha

FIVE YEARS OF RESEARCHINGFINANCIAL SERVICES

FOR THE POOR

Report of the Centre for Micro Finance at IFMR Research

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One-third of the sample randomly assigned to CONTROL group

One-third of the sample randomly assigned to MF group

One-third of the sample randomly assigned to FREE group

No ITNS Offered nets on microfinance contracts

Offered free ITNs

No retreatment offers made

C1:Retreament not included in contract

C2: Two retreatments included in the contract

Offered two free retreatments

Selected 141 villages in rural Orissa

Page 65: Five Years of Researching Financial Services for the Poor

One-third of the sample randomly assigned to CONTROL group

One-third of the sample randomly assigned to MF group

One-third of the sample randomly assigned to FREE group

No ITNS Offered nets on microfinance contracts

Offered free ITNs

No retreatment offers made

C1:Retreament not included in contract

C2: Two retreatments included in the contract

Offered two free retreatments

Selected 141 villages in rural Orissa

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Page 80: Five Years of Researching Financial Services for the Poor

Editors:Shardul K. Oza,

Jagori Saha

FIVE YEARS OF RESEARCHINGFINANCIAL SERVICES

FOR THE POOR

Report of the Centre for Micro Finance at IFMR Research


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