Institute and Faculty of Actuaries

FOREIGN INTELLIGENCESource: The Assurance Magazine, and Journal of the Institute of Actuaries, Vol. 7, No. 5(APRIL, 1858), pp. 289-293Published by: Cambridge University Press on behalf of the Institute and Faculty of ActuariesStable URL: http://www.jstor.org/stable/41134827 .

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1858.] 289

FOREIGN INTELLIGENCE. Germany. - The progress and position of Assurance Companies in

Germany in the Year 1855. - By Wilhelm Lazarus, of Hamburg, Cor- responding Member of the Institute of Actuaries. (Translated and abridged by S. B., from Hubner's Jahrbuch für Volkswirthschaft und Statistik.) - Continued from p. 233.

After some remarks on the value of statistics applied to assurance in its various branches, and the wide field for research which may be opened up in Government documents or the records of Assurance Companies, Mr. Lazarus analyzes an important publication which has recently appeared on the subject of fire assurance. It is entitled, " On Fire Insurance Com- panies before the States General Assembly of the Kingdom of Saxony. By Martin Oberlander, Privy Councillor of the King of Saxony. Leipzig: J. J. Weber, 1857." The author appears to go into the question, not merely of the statistics of fires in Saxony, but as to the advantages of compulsory insurance by the Government. Mr. Lazarus controverts his opinions on some points, and discusses his arguments at some length ; but as the principal object of this paper is to preserve for reference the statis- tical tables, showing the present position of assurance in Germany, the reader will find in the following tables the facts relating to branches of assurance not touched upon in the preceding Number of the Journal.

Table I. - Marine Insurance business in Hamburg,

ςητη« Average Losses „ Average Losses Yean insured. Insured

ςητη« Premium per Year. ,8^ insured. „

Premium per Insured insured. percent. cent. insured. percent. cent.

Bancomarcs. Bancomarcs. 1814 41,791,000 3563 .. 1835 195,233,000 1*5 1815 87,379,000 35 .. 1836 219,814,000 147 1172 1816 124,398,000 2875 .. 1837 214,555,000 1594 1282 1817 150,708,000 2563 .. 1838 224,163,600 15 1169 1818 175,899,000 2Ό63 .. 1839 251,281,400 15 1140 1819 129,211,000 1875 .. 1840 266,696,300 15 1151 1820 150,791,000 1688 .. 1841 272,375,200 1438 1146 1821 129,016,000 2188 .. 1842 239,181,400 147 1162 1822 98,280,000 2313 .. 1843 265,197,800 1406 1347 1823 99,894,000 3063 .. 1844 293,694,700 1406 1283 1824 100,579,000 2188 .. 1845 331,293,400 1-5 1727 1825 124,224,000 2Ό63 .. 1846 303,760,600 1563 1-278 1826 113,841,000 2063 .. 1847 361,117,300 1531 1054 1827 129,352,800 1-875 .. 1848 249,793,500 2 063 1853 1828 142,494,200 175 .. 1849 281,147,200 1625 1244 1829 160,008,800 1'583 .. 1850 312,686,000 1563 1457 1830 190,007,900 1563 .. 1851 316,826,500 1531 1239 1831 181,070,000 1688 .. 1852 331,203,500 1531 1593 1832 202,918,000 1438 .. 1853 422,342,200 1531 1-266 1833 198,699,000 1563 .. 1854 522,611,200 1563 1249 1834 189,434,000 1625 .. 1855 527,644,800 1'563

Hemarks on Table /, page 290. The Stettin River Insurance Company have decided to increase, by the issue of new shares, their

capital to 300,000 Th. and their reserve to 50,000 Th. Respecting the Hamburg and Lübeck marine insurance business, we have detailed accounts.

For Hamburg the reports of the different Companies for the year 1854 enable a full statement to be compiled. The Hamburg Marine Insurance Companies publish a double statement : the first, with the large reserves for the current risks in the early part of the next following year ; and the second, a net account, after deduction of the risks, a year later. The net account for the year 1855 is not yet published.

We have no accounts for the Marine and Rhine Ship Insurance Company, the new Pomeranian Ship Insurance Association in Stettin, the Wurtemburg Transport Insurance Company in Heilbronn, the Prussian Marine Assurance Company at Stettin, the Berlin Land and Water Transport Insurance Company, and the u Fortuna " in Berlin.

VOL. VII. X

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