State Auto®

Farm & Ranch Appetite

Our farmers and ranchers have a wide range of products they may choose to grow and raise. We’ve got the coverages to protect their livelihood. If you have a risk not shown below, please reach out to Farm & Ranch Underwriting.

Crop Production

Animal Production

Forestry & Logging

SMFR-2-0120

Support Activities

Crop Product ion

Apples, Grapes, Berries, Peaches, Etc.

Barley, Milo, Oat, Rye, Sorghum, Wild Rice, Etc.

Carrot, Green Bean, Melons, Peppers, Tomatoes, Etc.

Christmas Trees*1

Cider Pressing and Juice Manufacturing*

Citrus

Corn

Cotton

Cottonwoods

Dry Pea and Bean

Farmers Markets*

Flower Production

Greenhouse Production2

Hay

Hemp*

Hops*

Hydroponic Crop Farming

Lettuce, Leafy Greens*

Mushroom Production

Nursery2

Oilseed (except soybean)

Orange

Peanuts

Pecans, Almonds, Pistachios, Etc.

Pick Your Own - Fruits and Vegetables3

Potato

Rice

Soybean

Sugar Beets

Sugarcane

Tobacco

Wheat

*May require underwriting referral and/or loss control.1. Not eligible if customers allowed to use ax, hatchet, or power saw. Hand saws are allowed.2. Not eligible if providing installation and landscape consulting. Limited retail sales permitted. 3. Underwriter Referral. Not eligible if customers use ladders or if equipment is used for off ground picking. 4. Not eligible if selling raw milk to the public. 5. Underwriter Referral. Animals other than dogs or cats are ineligible.

Animal Product ion

Alligator, Frog, Turtle, Etc.*

Apiculture* (Beekeepers)

Beef Cattle Ranching and Farming

Bird Production*

Cattle Feedlots*

Chicken/Egg Production Confinement*

Chicken/Egg Production Non-confinement

Companion Animal Production* (ie. family pets)

Dairy Cattle4

Deer Production

Duck, Emu, Geese, Ostrich, Pheasant, Quail, Etc.

Equine Activities* (see flyer)

Equine Pleasure Use

Finfish Farming*

Fish Hatcheries*

Fur-Bearing Animal and Rabbit Production*

Goats

Hog Confinement*

Hogs Non-confinement

Kennels5

Llama/Alpaca Production

Marine Aquaculture*

Pet Training and Grooming*

Sheep and Lambs

Shellfish Farming*

Wool Production

Generally Accepted IneligibleAccepted with Restrictions

Forestry & Logging

Logging Operations

Maple Syrup Production*

Timber Tract Operations6

Support Activit ies for Agricul ture

Aerial dusting and spraying

Breeding Services*

Butchering

Corn/Hay Mazes7

Cotton Ginning

Crop Drying, Cleaning, Shelling*

Custom Farming - Tillage, Planting Harvesting8

Custom Spraying and Fertilizing8

Dairy Herd Improvement Activities*

Farm Management Services

Farm Tours*

Feed or Hay Grinding

Fertilizer Sales*

Firewood Sales9

Hunting/Fishing Leases*

Livestock Auctions*

Livestock Spraying*

Lodges, Resorts, Dude Ranches, Outfitters

Pedigree Record Services

Petting Zoos

Seed Sales/Storage*

Sheep Dipping and Shearing*

Snow Removal*

Feed, Grain, Hay Dealers*

Machinery Drawn Rides*

Manufacturing/Retail - Dairy Products*

Manufacturing/Retail - Food in Containers*

Manufacturing/Retail - Non-food/Non-tack/Non-wool*

Manufacturing/Retail - Wool Products*

Mowing and Hay Production Along Roadways*

Refreshment Stands*

Retail Meat*

Tack Sales*

Schools, shows, demonstrations of Farm Activity - Non-horse*

This publication is designed to provide accurate and authoritative information regarding the subject matter covered, and is not an insurance policy. State Automobile Mutual Insurance Company does not warrant that reliance upon this document will prevent accident or losses, or satisfy federal, state and local codes, ordinances or regulations. Eligibility, coverages, discounts and benefits may vary by state. Coverages described are subject to definitions, limitations, exclusions and conditions. Please read the policy forms and endorsements for details.

*May require underwriting referral and/or loss control.6. Underwriter Referral. No corporate entities. 7. Underwriter Referral. No after dark operations, adult supervision required. 8. Underwriter referral if gross custom receipts over $25,000. 9. Underwriter referral. On insured location only and must be pre-cut firewood.

Generally Accepted IneligibleAccepted with RestrictionsSMFR-2-0120StateAuto.com

Business Activities

We know that our farmers make the most of everything. If they’ve got a side business to bring in a little extra income, make sure they’re covered! From corn mazes to power generation to sale of seed, we understand our farmers are doing more with their land and equipment. Check out the Business Activities flyer for a complete list of available classes.