Front Matter Source: The Journal of Risk and Insurance, Vol. 55, No. 3 (Sep., 1988), pp. 417-424 Published by: American Risk and Insurance Association Stable URL: http://www.jstor.org/stable/253250 . Accessed: 08/05/2014 23:40 Your use of the JSTOR archive indicates your acceptance of the Terms & Conditions of Use, available at . http://www.jstor.org/page/info/about/policies/terms.jsp . JSTOR is a not-for-profit service that helps scholars, researchers, and students discover, use, and build upon a wide range of content in a trusted digital archive. We use information technology and tools to increase productivity and facilitate new forms of scholarship. For more information about JSTOR, please contact [email protected]. . American Risk and Insurance Association is collaborating with JSTOR to digitize, preserve and extend access to The Journal of Risk and Insurance. http://www.jstor.org This content downloaded from 169.229.32.137 on Thu, 8 May 2014 23:40:52 PM All use subject to JSTOR Terms and Conditions
Transcript
Front MatterSource: The Journal of Risk and Insurance, Vol. 55, No. 3 (Sep., 1988), pp. 417-424Published by: American Risk and Insurance AssociationStable URL: http://www.jstor.org/stable/253250 .
Accessed: 08/05/2014 23:40
Your use of the JSTOR archive indicates your acceptance of the Terms & Conditions of Use, available at .http://www.jstor.org/page/info/about/policies/terms.jsp
.JSTOR is a not-for-profit service that helps scholars, researchers, and students discover, use, and build upon a wide range ofcontent in a trusted digital archive. We use information technology and tools to increase productivity and facilitate new formsof scholarship. For more information about JSTOR, please contact [email protected].
.
American Risk and Insurance Association is collaborating with JSTOR to digitize, preserve and extend accessto The Journal of Risk and Insurance.
http://www.jstor.org
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Published by THE AMERICAN RISK AND INSURANCE ASSOCIATION, INC.
In accordance with Article 2 of its Constitution and in the absence of specific authorization of its membership, the American Risk and Insurance Association, Inc., does not adopt nor endorse policy affecting the insurance business except in matters of insurance education and research. The opinions expressed in works recognized or published by or under the aegis of the Association do not necessarily represent the views of the Association or its members.
Manuscripts dealing with any aspect of risk and insurance are invited for consideration for publica- tion. Beginning January 1, 1988 there will be a $30 manuscript submission fee for non ARIA members. Membership information appears below. Each manuscript is reviewed by the Editor, one member of the Editorial Board, and two additional referees to determine its suitability for publication. Four copies of each submitted manuscript should be sent to:
Dr. S. Travis Pritchett Insurance Studies Center College of Business Administration University of South Carolina Columbia, SC 29208
All inquiries relating to ARIA membership or Journal subscriptions should be addressed to:
Dr. David R. Klock, Executive Director Department of Finance College of Business Administration University of Central Florida Orlando, Florida 32816
The JOURNAL OF RISK AND INSURANCE (ISSN 0022-4367) is published four times a year, in March, June, September, and December, by The American Risk and Insurance Association, Inc. (Dr. David R. Klock, Executive Director, University of Central Florida, Dept. of Finance, College of Business, Orlando, FL 32816). Copies are sent to all members of the Association. Any interested person may become a member by sending an application to the Executive Director accompanied by $40 for United States and Canadian memberships and $45 for foreign memberships ($55 for foreign air mail) to cover the dues for one calen- dar year. Single copies are $10.00. Claims for missing issues must be made with- in six (6) months following the publication date. The Journal is printed by University of Utah Printing Services, Salt Lake City, Utah, and other offices. Second class postage is paid at Orlando, Florida and additional mailing offices. POSTMASTER: Send address changes to The Journal of Risk and Insurance, Department of Finance, College of Business Administration, University of Cen- tral Florida, Orlando, Florida, 32816/U.S.A.
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Unless otherwise specified in a particular article, note, or communication,
blanket permission is granted for free use (reproduction) of materials in this Journal
for classroom use only. Reproduction for other use requires the written permis-
sion of the Editor.
Orders for publications and inquiries regarding membership should be addressed to The Journal of Risk and Insurance, Department of Finance, College of Business Administra- tion, University of Central Florida, Orlando, Florida 32816/ US.A. Communications relating to editorial matters should be addressed to Dr. S. Travis Pritchett, The Journal of Risk and Insurance, Insurance Studies Center, College of Business Administration, University of South Carolina, Columbia, SC 29208.
? 1988 by American Risk and Insurance Association, Inc.
Printed in the United States of America
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THE AMERICAN RISK AND INSURANCE ASSOCIATION, INC Officers for 1987-88
President: Michael L. Murray, University of Iowa President Elect: John H. Thornton, North Texas State University Vice President: Jerry D. Todd, St. Mary's University Executive Director: David R. Klock, University of Central Florida
Board of Directors:
Past President, J. David Cummins, University of Pennsylvania Sandra G. Gustavson, University of Georgia Emilio Venezian, Venezian Associates Scott E. Harrington, University of Pennsylvania Norman Baglini, American Institute Jerry L. Jorgensen, University of Utah Steven Weisbart, TIAA-CREF, and the Elected Officers and Editor of
the Journal
THE JOURNAL OF RISK AND INSURANCE Published by the American Risk and Insurance Association, Inc.
Editorial Staff
S. Travis Pritchett, University of South Carolina, Editor Jerry L. Jorgensen, University of Utah, Administrative Editor P. Kay Dillard, University of South Carolina, Assistant to the Editor
ASSOCIATE EDITORS:
Dan R. Anderson, University of Wisconsin, Madison Leonard R. Freifelder, The New Jersey Insurance Department Roger A. Formisano, University of Wisconsin, Madison Sandra G. Gustavson, University of Georgia Scott E. Harrington, University of Pennsylvania Alfred E. Hofflander, University of California - Los Angeles Harris Schlesinger, University of Illinois Arnold F. Shapiro, Pennsylvania State University Harold D. Skipper, Jr., Georgia State University Michael L. Smith, Ohio State University
PUBLICATIONS EDITORS:
Phyllis S. Myers, From the Library Shelf Editor, Virginia Commonwealth University
Mary A. Weiss, Book Review Editor, Temple University
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NOTES AND COMMUNICATIONS 539 Estimating Lost Future Earnings Using the New Worklife Tables: A
Comment Michael L. Nieswiadomy and D. J. Slottje
545 Estimating Lost Future Earnings Using the New Worklife Tables: Authors' Reply
William E. Becker and George C. Alter 548 Informational Asymmetries in Retroactive Insurance: A Response
Michael L. Smith and Robert C. Witt 555 Informational Asymmetries in Retroactive Insurance: Authors' Reply
Joseph A. Fields and Emilio C. Venezian 559 The Underwriting Cycle and the Risk Manager: Comment
Mark Jablonowski 561 The Underwriting Cycle and the Risk Manager-Authors' Reply
Mark L. Cross and LeRoy F. Simmons
FROM THE LIBRARY SHELF 563 Abstracts 575 Recent Court Decisions
REVIEWS 578 Social Functions and Economic Aspects of Health Insurance
William A. Rushing Reviewed by Robert Puelz
580 Risk Classification in Life Insurance J. D. Cummins, B. D. Smith, R. N. Vance, and J. L. VanDerhei
Reviewed by Blair Lord 582 AIDS and the Law: A Guide for the Public
Edited by Harlon L. Dalton, Scott Burris and the Yale AIDS Law Project
Reviewed by Norma L. Nielson, Ph.D. 584 Depression Prevention: Research Directions
Ricardo F. Mufioz, Editor Reviewed by Barry B. Schweig
ASSOCIATION BUSINESS 587 Call for Papers - Western Risk and Insurance Association 588 Call for Papers - Risk Theory Seminar 589 Call for Papers - American Risk and Insurance Association
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Institutional Sponsors Alexander & Alexander Inc. Allendale Mutual Insurance Allstate Insurance Company Aon Corporation Blue Cross & Blue Shield of Wisconsin Cincinnati Insurance Company Columbus Mutual Life Insurance Company Employers Reinsurance Corporation Farm Bureau Mutual Insurance Company Harleysville Mutual Insurance Huggins Financial Services, Inc. Kirke-Van Orsdel, Inc. Liberty Mutual Insurance Company Nationwide Insurance New England Power Service Company New York Life Insurance Company Ohio Casualty Group of Insurance Companies Pekin Farmers Insurance Company Royal Insurance State Farm Insurance Companies - Subsidy
of student nominees to ARIA State Farm Mutual Automobile Insurance Company Sun Life Assurance Company The Home Insurance Company The Principal Financial Group The Prudential TIAA-CREF United Services Automobile Association
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