Gansu Featured Agriculture and Financial Services System ......2 Jishishan BOL Li Haihong (Jishishan...

Safeguards Monitoring Report Project Number: 47046-002 September 2018

PRC: Gansu Featured Agriculture and Financial Services System Development Project–Safeguards Monitoring Report (January 1−June 30, 2018)

Prepared by the Project Management Office of Gansu Featured Agriculture and Financial Services System Development Project for the Asian Development Bank. This safeguards monitoring report is a document of the borrower. The views expressed herein do not necessarily represent those of ADB's Board of Directors, Management, or staff, and may be preliminary in nature. In preparing any country program or strategy, financing any project, or by making any designation of or reference to a particular territory or geographic area in this document, the Asian Development Bank does not intend to make any judgments as to the legal or other status of any territory or area.

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TABLE OF CONTENTS

I. INTRODUCTION ....................................................................................................... 3

II. IMPORTANT ACTION AND WORK ....................................................................... 4

A. Environment safeguard ....................................................................................... 6

i. Progress of the establishment and implementation of ESMS by FIs .................. 6

ii. Good practices of environment management ...................................................... 9

B. Social safeguard ................................................................................................ 10

C. Information disclosure ...................................................................................... 12

D. Progress of implementing grievance redressing mechanism ............................ 12

E. Preparation of the simplified ESMS ................................................................. 13

F. Official roll-out of MIS ..................................................................................... 13

III. ISSUES IN CARRYING OUT ESMS ACTIVITIES AND SOLUTIONS .............. 14

A. Issues .................................................................................................................. 14

B. Solution .............................................................................................................. 15

IV. LESSONS LEARNT ................................................................................................. 16

V. NEXT STEPS ............................................................................................................ 17

Appendix

Appendix 1: Social and Gender Action Plan Monitoring ............................................ 19

Appendix 2: Minority Development Monitoring ......................................................... 21

Appendix 3: Records of Complaints ............................................................................ 22

Appendix 4: Quarterly Credit Monitoring ................................................................... 23

Appendix 5: Capacity Building Activities ................................................................... 24

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I. INTRODUCTION

1. Asian Development Bank (hereafter refers to as ADB) approved the Gansu Featured

Agriculture and Financial Service System Development Project (hereafter refers to as the

Project) on November 12, 2015. ADB and the Chinese Government signed the Loan

Agreement on December 8, 2015 and the project became effective on March 29, 2016. The

planned total investment of the project is USD 200 million, including USD 100 million of

ADB loan, USD 68.58 million input from Financial Intermediary (hereafter refers to as FI),

USD 24.67 million contribution of beneficiaries and USD 6.75 million input of Gansu

Provincial Government. The implementation period of the loan project is five years,

completion on set on December 31, 2020 and the project closure is June 30, 2021. The

maturity of the loan is 15 years including 9 years of grace period. The maturity date of the

loan is November 1, 2030.

2. Project resources will be used to support the achievement of four outputs as (i)

inclusive and environmentally-friendly featured agricultural production bases developed; (ii)

farmer cooperatives and agricultural enterprises financed and strengthened; (iii) rural

financial service system developed and enhanced; and (iv) capacity for project

implementation and management strengthened. The objective of the project is to enhance the

participation of farmers in more productive and market-oriented agricultural activities to

achieve income growth. The Implementation Kick-off Workshop convened in Lanzhou of

Gansu on June 2, 2016 symbolized the official start of project implementation.

3. As an innovative project of “agriculture + financing”, the most striking difference

comparing this project with other projects operated through traditional models is the

incorporation of financial intermediaries (FI). Through screening intermediary banks with the

required qualifications, about 90% of project loan proceeds is on-lent to the FIs. Through

close cooperation between the government and FIs, the FIs via market operation will use

project resources to support local featured agriculture and the development of new rural

financial institutions. In this process, the government fully plays the role of macro regulation

and capacity building at all levels while the banks put their advantages in fund management

and operation into full play to enable recycled use of limited funds serving the development

of featured agriculture maximize its effects. Meanwhile, the project is meant to explore a

sustainable model for financing in support of agriculture. The project also attaches great

attention to capacity building of FIs as well as support to new rural financial service providers

including rural banks, micro credit companies and mutual cooperatives to enhance the

capacity of rural financing services and the development of diversified rural financing

system.

4. With FI model, Bank of Gansu (BOG), Bank of Lanzhou (BOL) and Yuzhong SPD

Rural Bank established Environmental and Social Management System (ESMS) in June 2016

to assess and manage the potential environment and social impacts of their lending activities,

which is an important instrument to implement the environment and social safeguard policies

of ADB, and also an important practice of applying ADB’s environment and social safeguard

policies in credit activities of banks in China after Industrial Bank adoption of Equator

Principles, and this is highly aligned with the green development principles promoted by

GOC. It is expected that the outcome generated through project implementation will be

replicated and scaled-up in broader areas of China, which would contribute to the integrated,

balanced and sustainable development of rural economy, the environment and the human

society.

5. As of June 30, 2018, the accumulative financial delivery of the project was USD

11.304 million, accounting for 6.32% of the total allocation of the project, of which, ADB

loan was USD 10.0754 million accounting for 10.91% of the total; government counterpart

funding USD 0.525 million, accounting for 14.51% of the total; FIs’ counterpart funding

0.4313 million, accounting for 1.0% of the total; and beneficiaries’ contribution USD 0.2721

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million, accounting for 1.16% of the total.

6. During the reporting period, ADB fielded two missions in April and June 2018

respectively to supervise aspects of interest to ADB, including project implementation

progress, collaboration among institutions, M&E, planning and procurement, financial

management, reimbursement and loan withdrawal, preparation for mid-term review and

adjustment. Both missions checked with the PMOs about follow-up actions taken for the

implementation of the recommendations of MOU of the previous mission. During

supervisions, missions mentioned a number of times that FIs have not yet submitted proposal

of Subloan of RFSP within the given time as stipulated in the Financing Agreement.

Therefore, with consultations of both sides, the PPMO will at time of mid-term review of the

project propose adjustment to the use of USD 8.386 million of project funding under Output

3. After the two missions, the PPMO convened thematic meetings to discuss and adopted

further measures to improve the performance of the project, in consideration of the issues

uncovered by the missions as well as the inadequacies of project implementation. At the same

time, the PPMO issued email circular requesting all agencies involved in the project to focus

on priority works including the change of loan conditions and the requirements, disbursement

of Subloans and loan withdrawal, and called all agencies to accomplish project activities as

scheduled.

II. IMPORTANT ACTION AND WORK

7. With the joint efforts of PPMO, national consultant team, FIs and the 11 CPMOs,

important activities implemented in the first half of 2018 related to ESME are as follows: (i)

the PPMO submitted the Safeguard Monitoring Report for the second half of 2017 to ADB on

February 27, 2018. With further improvement based on the feedback of ADB specialists, the

Report was disclosed at ADB’s website on April 9; (ii) FIs completed credit investigations of

the application for Subloans as well as the environment and social impact assessment, as a

result, 8 further Subloans had been disbursed; (iii) the PPMO together with other agencies

carried out on-spot supervision to all project counties to inspect the operation of ESMS; (iv)

over 30 sessions of thematic capacity enhancement activities have been carried to over 1,870

person/time targeted at project management staffers and environment and social officials of

PMOs, client managers and environment and social managers of FIs, farmer households of

production bases, the management of cooperatives and enterprises, with the aim to orderly

advance the implementation of ESMS; (v) FIs have completed the handover of client

managers of the project and orientation training has been offered; (vi) the simplified ESMS

template has been endorsed by ADB; (vii) FIs have improved the credit products of ADB

project and optimized the system; and (viii) the PPMO optimized ESMS indicator monitoring

system and grievance redressing mechanism in its MIS.

8. Progress of the first Subloans: By the end of the reporting period, 10 out of the 11

counties (except Minxian) have completed the disbursement of the first Subloans before the

end of 2017 to 7 farmer households, 2 enterprises and 1 cooperative, totaling CNY 7.75

million (USD 1.1915 million). Within the reporting period, Minxian Branch of BOL had not

disbursed the first Subloan. Details are given in table 1.

Table 1：First Subloans (by June 30, 2018) Exchange rate: USD 1 = CNY 6.5063

No County FI Applicant Amount

(m)

Amount

(USD 000)

Funding

Source Date Activity

1 Hezheng BOL Cao Quansheng 0.05 7.68 ADB 2016.12.9 Pite fruit base

2 Jishishan BOL

Li Haihong (Jishishan

Wansheng Pepper Marketing

Coop)

0.2 30.74

ADB

2016.12.9 Buying pepper

3 Yongjing BOL Zhao Kefu (Yongjing Fujing

Crop Production Coop) 0.1 15.37

ADB 2016.12.9 Greenhouse

4 Lintao BOL Du Yingdong 0.2 30.74 ADB 2017.1.22 Sheep

5 Minxian BOL

6 Jingchuan BOG Jingchuan Tengsheng

Livestock Company Ltd 3 461.09

ADB 2017.4.21 Cattle

5

7 Lintai BOG Lintai Fuxing Crop and

Livestock Farm 1 153.70

ADB 2017.8.10 Apple

8 Zhenyuan BOG Yao Chongpeng 0.05 7.68ADB

2017.12.14 Sheep and

feedstuff

9 Huanxian BOG Xiao Guobao 0.05 7.68ADB

2017.12.14 Acquisition of

breeding stock

10 Kongtong BOG Shi Xiaolong 0.1 15.37ADB

2017.12.12 Acquisition of

calves

11 Yuzhong YZ SPD

Yuzhong Kangyuan Vegetable

Production and Marketing

Coop

3 461.09

ADB

2017.12.19 Vegetable

greenhouses

Total 7.75 1191.15 双双

9. Progress of further Subloans: By the end of the reporting period, in addition to the

first Subloans, FIs had in total disbursed 47 further Subloans, of which, BOL disbursed 2 in

Hezheng, 23 in Jishishan, 3 in Yongjing and 5 in Lintao; BOG disbursed 10 in Lintai, 2 in

Jingchuan and 1 in Huanxian; Yuzhong SPD Rural Bank disbursed one in Yuzhong. All the

above together totaled CNY 45.85 million (USD 7.04712 million), including ADB loan of

CNY 43.15 million (USD 6.632 million) and FIs’ counterpart funding CNY 2.7 million (USD

414,980). Details are given in table 2.

Table 2: Further Subloans (by June 30, 2018) Exchange rate: USD 1 = CNY 6.5063

No. County FI Applicant

Number

of

Subloans

Amount

(m)

Amount

(USD 000) Source Activity

1 Hezheng BOL

Xingyue Trading

2

0.25 38.42 ADB

Output 2: canola and

flax processing and

marketing

Wang Wu 0.5 76/9 ADB Output 1: Fruit

production base

2 Jishishan BOL Farmer households 23 6.4 983.66 ADB Output 1: Pepper base

3 Yongjing BOL

Yongjing Yidianyuan Eco

Livestock Company Ltd

3

4 614.79 ADB Output 1: Sheep

Zhang Haijun 0.5 76.85 ADB Output 1: Greenhouse

vegetable

Yongjing County Longteng

Garden Company Ltd. 1 153.77 ADB Output 2: Nursery

4 Lintao BOL

Linutao Huajia Livestock

S&T Company Ltd

5

2 307.39 ADB Output 1: Cattle

Lintao Yufeng Animal

Production Coop 1 153.70 ADB Output 1: Sheep

Lintao Qinghe Crop

Production Coop 3 461.09 ADB

Output 1: Greenhouse

vegies

Gansu Tianfengyuan

Agricultural S&T Company

Ltd

4 614.79 ADB Output 1: Greenhouse

vegies

Lintao Hengdeyuan

Agricultural Development

Company Ltd.

2 307.4 ADB Output 1: Greenhouse

Vegetable Production

5 Lintai BOG

Farmer households

10

1.9 292.02 ADB Output 1: apple and

animal production bases

Lintai Huangpu Eco

Agriculture Company Ltd 3 461.09 ADB Output 1: Apple

Qixiang Agro S&T Company

Ltd 2 307.39 ADB Output 1: Apple

Lintai Kangzhuang

Livestock Company Ltd 3 461.09 ADB Output 2: Processing

Lintai Fuxing Crop and

Livestock Farm 1 153.70 Counterpart Output 1: Apple

Yang Baojun 0.3 46.1 ADB Output 1: Fruit and

fodder crops

Ludi Apple Farmer

Specialized Cooperative 1.3 199.8 ADB

Output 1: Fruit and

fodder crops

6 Jingchuan BOG Shengteng Livestock

Company Ltd. 1 2 307.39 ADB

Output 1: Cattle

production

7 Huanxian BOG Gansu Huirong Fodder

Industry Company Ltd. 1 3 461.1 ADB

Output 1: Fruit and

fodder crops

8 Yuzhong YZ

SPD

Yuzhong Kangyuan

Vegetable Production and

Marketing Coop

1 1.7 261.29 Counterpart Output 1: Greenhouse

vegies

6

Total 47 45.84 7047.21

10. Among the 8 further Subloans, BOL accounted for 3 including 1 in Hezheng, 1 in

Lintao, 1 in Yongjing; BOG issued 5 including 2 in Lintai, 2 in Jingchuan and 1 in Huanxian.

The above totaled CNY 12.1 million (USD 1.85974 million). And all the above is sourced

from ADB loan. Details are given in table 3.

Table 3: Subloans disbursed during the reporting period Exchange rate: USD 1 = CNY 6.5063

No County FI Applicant Number of

Subloans

Amount

(m)

Amount

(USD 000)Source Activity

1 Hezheng BOL Wang Wu 1 0.5 76.9.42 ADB Output 1: Fruit

Production

2 Yongjing BOL Yongjing County Longteng

Garden Company Ltd. 1 1 153.77 ADB

Output 2: Industrial

development fund

(nursery)

3 Lintao BOL Lintao Hengdeyuan Agricultural

Development Company Ltd. 1 2 307.3 ADB Output 1: Greenhouse

vegetable

4 Lintai BOG

Yang Baojun 1 0.3 46.1 ADB Output 1: Fruit

Production

Ludi Apple Farmer Specialized

Cooperative 1 1.3 199.8 ADB Output 1: Fruit

Production

5 Jingchuan BOG

Shengteng Livestock Company

Ltd. 1 2 307.39 ADB

Output 1: Cattle

production bases

Yukang Livestock Company Ltd. 1 2 307.39 ADB Output 1: Cattle

production bases

Total 8 12.1 1859.74

A. Environment safeguardi. Progress of the establishment and implementation of ESMS by FIs

11. During the reporting period, BOL issued 3 Subloans for crop production activities,

including 1 for supporting fruit and fodder crops, 1 for greenhouse vegetable production and

industrial development fund (nursery). The Subloans are used to support 2 enterprises and 1

farmer household. BOG issued 5 Subloans, including 3 for supporting fruit and fodder crops

and 2 for cattle production. The 5 Subloans targeted at 3 enterprises, 1 farmer cooperative and

1 farmer household.

12. The environment and social managers of FIs carried out credit investigations and

ESMS assessment for all Subloan applications. In accordance with the categorization of

ESMS environment impacts, the outputs supported by the 8 Subloans during the reporting

period are expected to have minimal environmental impacts, which can be effectively

managed through corresponding mitigation measures, therefore, all Subloan activities during

the reporting period belong to environment category C. During the same period, no support

was given to outputs classified as environment category A and B.

13. Yongjing: Linxia Branch disbursed CNY 2 million of Subloan to Yongjing County

Longteng Garden Company Ltd that will rent 94 mu of land through land circulation for the

production of saplings and turf. Tree species included pounus cerasifera, cassia surattensis,,

Sabina chinensis. Profile of the Subloan: (i) water use: it uses surface water (from Liujiaxia

Reservoir). Water conservancy authorities through GPS device measured water use of the

Company that water consumption of the production base is 230m3/mu/year and the total

water consumption for production is therefore 21,620 m3 annually. Except for water use for

production purposes, the Company does not use water for other purposes and there is no

waste water production. It concluded that the amount of water use complies with the

stipulations of the Management Method of Water Withdrawal Permit and Water Resource

Levy of Gansu Province that rural collective economic organizations and their members do

not need to obtain permit when use water from water ponds and reservoirs owned by the

collective economic organization; (ii) environment impact: the Subloan will be used for the

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production of saplings during which there will be no negative environment impact; (iii) land

circulation: the Subloan involves land circulation of 94 mu, which triggered the requirements

of land circulation framework agreed upon by ADB and the government. With the assistance

of the social official of the PMO and consultants during the implementation of the Subloan,

BOL carried out detailed studies for land circulation, including the process of land circulation,

the contents and implementation of land circulation contracts, the scope of impact of land

circulation and the number of people affected. It was concluded after investigation and

verification that price and payment method of land circulation and measures of rights

protection of the affected all complied with relevant stipulations with all formalities properly

attended; (iv) mitigation measures: the application of pesticides and chemical fertilizers will

be rationally controlled. Branded and certified chemical fertilizers will be used to minimize

risks to land and water sources. Meanwhile, marketing and transportation of saplings are

seasonal activities with minimum impact on the environment and communities.

14. Hezheng: Linxia Branch disbursed a Subloan of CNY 500,000 to Wang Wu – the legal

person of Wang Wu Piteguo Production Cooperative that will use its own land for the

production of Piteguo. The Subloan will be used as revolving funds for the production and

purchase of Piteguo as well as acquisition of storage facilities. Profile of the Subloan: (i)

water use: production activities will use precipitation collected by the cooperative without the

need to obtain water withdrawal permit. Water-saving irrigation measures will be adopted for

effective use of precipitation; (ii) environment impact: in the process of Piteguo planting and

production, pesticides and chemical fertilizers will be used; (iii) mitigation measures: the

application of pesticides and chemical fertilizers will be rationally controlled. Branded and

certified chemical fertilizers will be used to minimize risks to land and water sources.

15. Lintao: Lintao County Jincheng Rural Bank disbursed a Subloan of CNY 2 million to

Lintao Hengdeyuan Agricultural Development Company Ltd. that will use 21 mu of land (of

which 13 mu are owned by the cooperative and 8 mu will be rented land through land

circulation) for greenhouse vegetable production (leek, cucumber, cabbage and tomato) with

two harvests annually. The amount of CNY 2 million of loan will be used as revolving funds

for obtaining inputs of greenhouse vegetable production. Profile of the Subloan: (i) water use:

water use for production activities will be sourced from surface water (Taohe River). Water

Conservancy Authority through GPS device measured water use of the production base that

water consumption is 110 m3/mu/year and the total water consumption of 21 mu per year is

2,130 m3. Dripping irrigation adopted will save 18 m

3/mu/year. Except for water use for

planting activities, there is no other outlets of water and no waste water will be produced.

Therefore, the amount of water use complies with the stipulations of the Management Method

of Water Withdrawal Permit and Water Resource Levy of Gansu Province; (ii) environment

impact: pesticides and chemical fertilizers will be used in the process of vegetable production,

and there will be noise and dust impact during transportation of vegetables; (iii) mitigation

measures: the application of pesticides and chemical fertilizers will be rationally controlled.

Branded and certified chemical fertilizers will be used to minimize risks to land and water

sources. Meanwhile, marketing and transportation of vegetables are seasonal activities with

minimum impact on the environment and the communities.

16. Huanxian: Huanxian County Branch of BOG disbursed a Subloan of CNY 3 million

to Gansu Huirong Fodder Industry Company Ltd. for the establishment of 3,000 mu of high

quality lucerne. Profile of the Subloan: (i) water use: production activities will use water

resources owned by the Company (precipitation) without the need to obtain water withdrawal

permit. Water-saving measures will be adopted to effectively use precipitation; (ii)

environment impact: pesticides and chemical fertilizers will be used in the process of lucerne

production; (iii) mitigation measures: the application of pesticides and chemical fertilizers

will be rationally controlled. Branded and certified chemical fertilizers will be used to

minimize risks to land and water sources.

17. Lintai: Lintai Branch of BOG disbursed 2 Subloans as (1) Lintai County Dafeng Fruit

Farm with Yang Baojun as its legal person. The Farm will use the ADB loan of CNY 300,000

8

as revolving funds for the establishment of 78.26 mu of apple production demonstration

plantation; and (2) Lintai lvdi Apple Farmer Specialized Cooperative that will use CNY 1.3

million of ADB loan as revolving funds for the establishment of 193.48 mu of apple

production demonstration plantation. With field studies, on-spot assessment as well as review

of related documentation, the application of chemicals of two subprojects involved in the two

Subloans complied with relevant norms; solid waste and waste water are recycled, and the

selection of sited is sound; therefore, they belong to the category of ecological agricultural

production. Potential environment impact and mitigation measures: (i) chemical fertilizers

and pesticides banned or restricted by the state will not be used; (ii) low residue and low toxic

chemicals will be used for chemical control of pests; (iii) supervision and control of chemical

fertilizer and pesticides will be strengthened; (iv) the entities will accept the supervision of

PMOs and related agencies for chemical use.

18. Jingchuan: Jingchuan Branch of BOG disbursed 2 Subloans as: (1) CNY 2 million of

ADB loan to Jingchuan County Shengteng Livestock Company Ltd. for acquisition of beef

cattle; and (2) CNY 2 million to Jingchuan County Yukang Livestock Company Ltd. for the

procurement of beef cattle. Both enterprises adopted the same operation model and their

impact on the environment is similar. Field studies and on-spot inspection revealed that both

enterprises are located at least 2,000 meters away from residential areas with minimum

impact on residents. However, noise, odor and wastes might be generated during construction

and operation, which can be mitigated through adopting appropriate measures, and their

impact on the surrounding environment, residents and staff can be minimized. Also, the use

of chemical (disinfectants) will not produce negative impact on the environment. Based on

the above, it is concluded that the activities of these subprojects belong to Category C of

environment impact. Mitigation measures: (i) adoption of low noise equipment and process,

timing of construction will be strictly controlled, and no noisy equipment will be allowed at

night time; (ii) timely removal of waste of daily life and construction wastes will be used to

fill in the low-laying areas as foundation fills of other structures; (iii) chemical fertilizers and

pesticides banned and restricted will not be applied; (iv) isolation will be established among

function zones on the livestock farm.

19. The livestock production activities in the above two Subloans do not involve

environment sensitive areas and the construction activities comply with the environment

assessment requirements of agricultural projects listed in the Catalogues of Differentiated

Management of Environment Impact Assessment of Construction Projects. Both entities will

use ADB loan as revolving funds for livestock operations.

Table 4: Animal Production Sub-projects during the Reporting Period

No. Borrower Loan Use Amount

(CNY 10,000) Maturity No of Animals

1 Jingchuan County Shengteng

Livestock Company Ltd.

Revolving

funds 2,000,000 1 year 190 cattle

2 Jingchuan County Yukang

Livestock Company Ltd.

Revolving

funds 2,000,000 1 year 200 cattle

20. Possible environment impact of livestock sub-projects and mitigation measures: noise

and odor during operation will be mitigated through (i) isolation zone among each function

area of the animal farm and its surroundings; (ii) adoption of low noise equipment and

processes including mufflers for ventilation; (iii) control of operational procedures to reduce

artificial noise; and (iv) maintaining good sanitation through timely treatment of manure.

Solid waste and harmful wastes will be mitigated by: (i) timely removal of wastes of daily

life and collection and centralized treatment of harmful materials; and (ii) use of construction

wastes to fill the foundation of the livestock farm. When no dry manure collection and

removal technologies are applied, the mitigation measure is as follows: in accordance with

method of livestock and poultry waste treatment and pollution control endorsed in the Codes

for the Development of Livestock and Poultry Production Parks and the Management Method

of Record of Gansu Province, livestock and poultry manure can be harmlessly treated through

9

composting and fermentation; however, the location of the treatment facility should be away

from surface water of various functions (no less than 400 m) and located at down or lateral

wind to prevent odor population.

ii. Good practices of environment management

21. During the reporting period, there were 8 Subloans involved in the establishment or

development of agricultural production bases. Extension agents of county agriculture and

animal husbandry bureau and the environment managers of the FIs together with the

borrower of the Subloans screened sub-projects one by one in accordance with Step B of

ESME and based on sustainable and climate smart crop and animal production technologies,

appropriate techniques to sub-projects are identified. During the process, the environment

officials of CPMOs and environment consultants provided necessary consulting services.

Good practices of environment management include: (i) adoption of dripping irrigation

technologies for effective use of water resources; (ii) controlled application of chemicals in

quantity and no application of chemicals banned or restricted by the state; (iii) use of organic

fertilizers; (iv) adoption of IPMO; and (v) maintaining consistency of project livestock

production with the standards of livestock farms of Gansu Province.

Sustainable agricultural development measures: “soil conservation (shallow plough

and disc plough) in land leveling”, “IPM” and the “use of organic manure” will

reduce the application of chemicals, increase the safety of crops and maintain

long-term fertility and sustainability of soil.

Water and water pollution: all 8 subprojects comply with the stipulations of the

Management Method of Water Withdrawal Permit and Water Resource Levy of

Gansu Province. There is no water pollution.

Mitigation measures to cope with potential environment impact: the construction

and operation of the subprojects supported during the reporting period will involve

the use of chemicals (including chemical fertilizers, pesticides and diesel), noise

and dust during transportation, processing and storage. Mitigation measures are: (i)

chemicals (including chemical fertilizers, pesticides and diesel): pesticides and

chemical fertilizers banned or restricted by the state will not be used; low residue

and low toxic chemicals will be used for chemical control; supervision will be

strengthened for the application of chemicals; entities will be supervised by PMO

and other relevant agencies for the application of chemicals in the production base;

(ii) noise, dust and pollution during transportation, processing and storage: raw

materials will be covered during transportation and piling to reduce dust,

construction waste will be used to fill in low-lying areas of farm as foundation of

other structures, construction wastes will be properly treated. Hazardous wastes will

be collected for centralized treatment and will not be discarded at wish; timely clean

on-site droppings of dirt and spray water to eliminate dust; construction site will be

fenced by solid panels to reduce noise and dust pollution.

22. The CPMOs, FIs, County Agriculture and Animal Husbandry Bureau and Environment

Protection Bureau of project counties implement monitoring and evaluation of sustainable

agricultural practices and environment impact mitigation measures.

Sustainable agricultural development measures: CPMO, FI and the Animal

Epidemic Disease Surveillance Station of the Animal Husbandry Bureau affiliated

to the County Agriculture and Animal Husbandry Bureau supervise manure

treatment measures of enterprises through regular and ad hoc inspection in general.

The frequency of inspection for crop production sub-projects is twice a year and it

is once a quarter for animal production sub-projects. Ad hoc inspection bases on

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sampling at any time. These missions aim to provide technical and skill guidance

and training to rectify the noncompliant measures.

Water and water pollution: CPMO, FI and the county Environment Protection

Bureau supervise the amount of water use, waste water discharge and water

pollution in general, which is implemented twice a year. Any noncompliance will

be pointed out and rectification opinions will be offered. Once the supervision is

completed, a monitoring report will be developed for submission to the PPMO and

relevant leadership at county level.

Mitigation measures to possible environment impact: CPMO, FI and the Inspection

Station of the county Agriculture and Animal Husbandry Bureau supervise the

entities twice a year in general, which is both regular and ad hoc, and regular

supervision is scheduled at spring and fall while ad hoc supervision is based

sampling at any time. Technical and skill guidance and training will be provided to

rectify the noncompliant measures.

B. Social safeguard

23. In line with ESMS requirements, assessment and inspection should be carried out to

find out the social impact of sub-projects on the neighboring communities and the public,

including land acquisition, involuntary settlement, minority and land circulation.

Land acquisition and involuntary settlement

24. During the reporting period, all sub-projects supported by all Subloans do not involve

issues of land acquisition and involuntary settlement as defined in ADB’s Safeguard Policy

Statement and the ESMS of the project, it is therefore Category C for involuntary settlement.

Minority

25. In line with the Minority Development Framework, the assessment of the impact on

minorities needs to consider the impacts the project bring about to them and the vulnerability

of the minority communities. During the reporting period, one of the eight sub-projects

supported by one Subloan involved minority, i.e. 243 Hui persons in 47 households. Hezheng

Piteguo production base got CNY 500,000 for the development of Piteguo production base,

the construction of standard plantation, purchase of Piteguo and acquisition of storage

facilities. The sub-project has no negative impact on the culture and customs, land use and

social and economic status of minorities. The development of local featured agriculture is

conducive to increase minority farmers’ income, which can generate positive effects. The

sub-project provides employment opportunities to minorities leading to income growth.

Furthermore, Hezheng has large proportion of minorities with strong minority communities

and solidarity; therefore, the vulnerability of minority is low, which is classified as Category

C.

Land circulation

26. During the reporting period, the 6 out of 8 Subloans involved the issue of land

circulation, totaling 1,323.93 mu, which triggered the requirement of land circulation

framework agreed upon by ADB and the government. With the assistance of social officials

of the PMOs and consultants, BOG Lintao, Jingchuan and Huanxian branches, and BOL

Linxia Branch and Jincheng Rural Bank carried out due diligence studies respectively,

including the process of land circulation, contents and implementation of land circulation

contracts, the scope of impact of land circulation and the number of people affected,

verification of price and payment and the way of payment effected for land circulation, as

well as measures for protecting the rights of the affected, with 4 due diligence reports

furnished. The studies revealed that the 13 land circulation contracts were qualified and 8 of

them were signed by women, accounting for 62% and conforming with the requirements of

ADB that at least 70% of land circulation agreements should be signed by women.

11

27. The sub-projects supported by BOL in total involves land circulation of 102 mu. The

enterprises signed 5 land circulation contracts with villager committees without the need of

participation of natural persons, therefore, there was no contract signed by women. Land

circulation contracts complied with the requirement of land circulation framework.

28. Through on-site studies and desk review of relevant materials, it was found that: (i)

land circulation procedures were standardized and lawful with complete formalities attended,

complying with Land Circulation Framework as well as relevant laws, regulations and

stipulations of the state, province, municipality and county. In the process of land circulation,

the rights of both sides were fully considered and policies for protecting the rights and appeal

mechanisms were all given; (ii) the circulated land has signed Land Circulation Contract and

the contents of the contracts complied with Land Circulation Framework as well as relevant

laws, regulations and stipulations of the state, province, municipality and county. There are

also provisions to address possible disputes; (iii) land circulation has positive impacts on both

side. On the basis of protecting the interests of the affected, win-win results have been

achieved; and (iv) the circulated land does not have any pending and remaining issues to be

addressed.

29. The due diligence report of land circulation protected the interests of the affected

farmer households in the process of land circulation, hence it minimized the negative impact

on the public of the project area, and provided good momentum for smooth project

implementation.

Social and gender

30. During the reporting period, the PPMO and CPMOs implemented over 50 sessions of

capacity building activities targeting at PMO staffers, responsible persons and staffers of FIs,

responsible officials of BOF and Environment Protection Bureau, the management of

cooperatives and agricultural enterprises, farmer households of production bases, large

households of crop and animal production, disease control workers and technicians of

agriculture and animal husbandry administration. Contents of capacity building included

interpretation of ADB policies, basics of the project, ESMS related knowledge, standardized

management of cooperatives, agricultural and animal husbandry technologies, farm input

marketing and management, skills for women, introduction and demonstration of new

varieties, medicinal herb cultivation, vegetable production technologies, potato high-yielding

cultivation, fruit tree pruning, pest management, animal disease control, standardized scale

production of animals, safe application of pesticides, new pesticides and biological fertilizers,

safety of agricultural products, recycled use of plastic mulch, harmless treatment of waste and

its use as resource, and the development of e-commerce platform. In addition, in order to

broaden the vision of project implementers and learn the experiences of developed areas in

developing featured agriculture and rural financing, PMOs organized study tours to other

provinces to learn the development of featured agriculture and promotion of agricultural

products of the project (Refer to details in Appendix 5 of Capacity Building Statistics).

31. In line with the objectives of “establishing inclusive and environment friendly featured

agricultural production bases”, the PPMO and CPMOs, during the reporting period, have

provided training to 826 farmers, of which, poverty population made up 173, accounting for

20.9%. Based on the objective of “supporting the development of farmer cooperatives and

agricultural enterprises”, the PPMO and CPMOs have provided training to 361 farmers, of

which, poverty population made up 75, accounting for 20.7%.

32. During the reporting period, in line with the objectives of “establishing inclusive and

environment friendly featured agricultural production bases”, the PPMO and CPMOs have

provided training to 826 farmers, of which, women made up 195 accounting for 23.6%;

trained 369 technicians including 114 women, accounting for 30.9%. Based on the objective

of “supporting the development of farmer cooperatives and agricultural enterprises”, the

PPMO and CPMOs have provided training to 361 farmers, of which, women made up 85

accounting for 23.5%.

12

33. Such training enabled more and more poor and women to access training and education,

hence helped poor women build up their own capacity for development and for resisting risks,

and mobilize their enthusiasm and initiative to participate in project and poverty reduction

activities. In the end, it will promote their participation in social and economic activities.

34. There are all together 2 farmer households obtained loans during the reporting period

under outputs 1 and 2, all of which were signed by women, accounting for 100%.

Participation in loan activities enabled rural women to receive due respect and equality. They

also realize their rights and value through credit activities and project implementation.

35. BOL in the project counties it serves completed the handover of project client

managers and corresponding training during the reporting period. FI HQs and their branches

participated in 17 sessions of training organized by the PPMO. 110 FI staffers took part in

training including 41 women staffers, accounting for 37.27%. Two RFSP staffers participated

in training and both were women, accounting for 100%. Training focused on ADB’s prior

review, environment and social safeguard assessment and monitoring, financial management,

voucher management, reimbursement and withdrawal and MIS use.

36. The PPMO and CPMOs in staffing structure also attach attention to gender and

increasing the number of women staff. For instance, the PPMO has 9 staffers, women

accounted for 4 or 44%; the total number of staffers of CPMOs are 83 including 37 women or

45%; both of which are higher than ADB’s requirement that “women staffers should be no

less than 35%.”

37. Meanwhile, the PPMO and CPMOs in training related to project management and

implementation and ESMS also aim at meeting the requirements of increasing women’s

participation. During the reporting period, the PPMO trained 9 staffers including 4 women

staffers or 44%; among the 83 CPMO staffers received training, women were 37 or 45%,

which are higher than ADB’s benchmark that “the participation of women PMO staffers in

training in project management, financial management and the implementation of

ESMS/EMDP/ SGAP/M&E should be no less than 35%.”

Prohibited investment activities

38. During the reporting period, all funds of all Subloans including working capital and

counterpart funding were not used to support any prohibited activities listed in annex 5 of

ADB’s Safeguard Policy Statement.

C. Information disclosure

39. FIs disclosed the basic information at the implementation site for each sub-project

supported by each Subloan, including the location, activity, potential impact, end borrower

and FI as well as the contact details of the environment and social officials of the CPMOs,

and grievance redressing mechanism. Such disclosure is for 10 days to ensure that the public

has adequate time to provide writing or oral feedback to the CPMOs.

D. Progress of implementing grievance redressing mechanism

40. In line with the circular “On Establishing Grievance Redressing Mechanism of Gansu

Featured Agriculture and Financial Service System Development Project Co-Financed by

ADB” (GWZBH [2016] No. 15) issued by the PPMO as well as the stipulations of ADB on

grievance redressing, all 11 project counties have set up their own grievance redressing

mechanisms, FIs in support of the counties also established grievance redressing channels to

ensure that the population that might be affected by the project can at any time file

complaints on issues related to the environment and social aspects during project

implementation. This also enabled timely handling of grievances and appeals of the affected

groups to effectively protect the rights and interests of the residents of the project area. The

mechanism has been disclosed at prominent locations in project counties, townships and

villages in a way that the affected groups and other stakeholders particularly minorities,

women, the poor and those who cannot read can understand. Such efforts are meant to make

13

sure that the affected and stakeholders know and are familiar with the contents of grievance

redressing mechanism and file their grievances through the ways prescribed in the

mechanism.

41. The PPMO has never ignored the use of new technologies to uplift project

management and service. In order to ensure the timeliness and effectiveness of receiving

complaints, discovering issues and handling grievances, the PPMO in its MIS established

grievance redressing mechanism, the CPMOs and the branches of the FIs would record

writing and oral complaints to the project as well as the results of handling, while the PPMO

would track and monitor the process and visit the complaint filers. From manual recording to

on-line sharing platform recording, it not only realized data sharing through the net, but also

improved the timeliness of grievance redressing, which resulted higher efficiency,

standardization, transparency and smoother management of the process.

42. By the end of the reporting period, the 11 project counties and the HQs and branches of

FIs had not received any forms of appeals or complaints.

E. Preparation of the simplified ESMS

43. In line with the FIs’ ESMS approved by ADB and the objectives and requirements of

the project, national consultants in consideration of organizational features and business

process of rural financial service providers developed simplified ESMS template, which is the

foundation for adoption by all RFSPs. The PPMO submitted the template to ADB on July 26,

2017. On the basis of feedback from ADB’s environment and social specialist, the PPMO

improved the template and obtained no-objection from ADB on September 1, 2017. At

present, the PPMO is working with the consultant team for loan implementation to actively

prepare the simplified ESMS for RFSP in line with the requirements of the two supervision

missions of ADB fielded in the first half of 2018. Once ADB approved the implementer of

RFSP, the simplified ESMS will be submitted to ADB for approval.

F. Official roll-out of MIS

44. PPMO established ESMS recording function, appeal recording mechanism and

automated report generation and output functions in its MIS. The environment and social

impact indicators of sub-project are all incorporated in the credit contract information,

including the assessment results of environment category, land acquisition, involuntary

settlement, land circulation and the impact on minority. Based on the keyed in information in

the credit contract, MIS can automatically calculate relevant monitoring indicators, which

greatly enhanced tracking, management, monitoring and report of sub-projects.

45. During the reporting period, MIS was official rolled out for use. PMOs at all levels and

branches of FIs can use the information platform to record and manage sub-project activities.

When difficulties encountered in practice, real-time QQ group chat renders a helping hand to

discuss and share experiences and the software engineers are ready to respond to issues in a

timely fashion. Meanwhile, improvement of the MIS is a continuous process. With the active

participation and collaboration of PMOs and FIs, monitoring indicators of ESMS and the

extraction of data source have been further optimized; also, the output of appendixes of the

safeguard monitoring report and the reporting template have been improved. The project

plans to incorporate new FIs, with the approval of ADB obtained, MIS will expand to new

clients and related training will be provided to the users to ensure that MIS data inputs are

effective.

46. The roll out of MIS has greatly enhanced the tracking, management, monitoring and

reporting procedures of sub-projects, it not only standardized project management process

and increased efficiency, but also lower energy consumption of offices and promote green

office work. The interactive and convenient QQ group chat for MIS complies with the

requirement of information age, it not only can respond to various difficulties and problems

encountered in operation, but also pool together good ideas and thoughts for further

14

improving the system and solutions. It helps timely exchange and cooperation between

project management and implementers, enhances communication among staffers of PMOs

and FIs, indirectly achieves training effects and furthers the understanding of project staffers

to issues related to environment and social safeguard of the project.

47. During the reporting period, BOG completed USD 6,510 system component

development activities, including the payment to Changliang S&T Shareholding Company

Ltd. of Shenzhen for the development of on-lending products of ADB loan as the core system

of the BOG.

III. ISSUES IN CARRYING OUT ESMS ACTIVITIES AND SOLUTIONS

A. Issues

48. In the first half of 2018, even though 8 Subloans were disbursed, comparing with the

targets of the project, project implementation progressed slowly, particularly, the process of

Subloan approval is very slow, which is attributable to a number of reasons, including: (i) the

absence of effective collateral and guarantee from the candidates of Subloans, failure to meet

the credit conditions of FIs; (ii) the client group that meet the requirements of related credit

policies of the banking industry regulatory body and People’s Bank of China and ADB’s

lending conditions is small. Poverty reduction in the recent years adopted multiple policies in

favor of agriculture, rural areas and farmers, consequently, large amount of investment in

accurate targeting in poverty reduction and agricultural industrialization has been made

available to the target groups of the project, and the compounded support of large amount of

governments’ investment in poverty reduction projects, low interest rate and preferable

guarantee conditions led to the difficulties of screening Subloan borrowers of ADB project;

(iii) since the amount subject to prior review of the ADB Subloans is USD 1 million, plus the

lengthy process of prior review of ADB, clients tend to choose other loans rather than ADB

loan when they want to access loans quickly and they cannot afford to wait, which is

counterproductive to the disbursement of ADB loan; (iv) limitations of the current

performance assessment system of FIs to the implementation of the project; and (v) failures

of FIs to fully fulfill their commitments, leading to inactivity to implement the actions and

measures agreed upon.

49. During the reporting period, major challenges faced by the FIs in implementation are

largely: (i) external: most of the end borrowers of Subloans have deviated understanding

about the ADB loan project that is perceived as government loan; the guarantee measures

provided by the applicants of Subloans are weak or not effective, leading to rather significant

risk to loan. At present, the number of Subloan applicants is limited while their quality needs

to be improved. Therefore, either the quality or quantity of applicants cannot buttress the

fulfillment of the annual plans of FIs, potentials need to further dug out; (ii) internal: it is the

first time for the FI environment and social managers to implement ADB project and their

capacity and inner ability need to further improved.

50. Major problems FIs encountered in implementing ESMS include: (i) even though FIs

have embedded ESMS into its credit business, but the integration of the two is yet to be fully

achieved. On one hand, FIs have inadequate understanding about environment and social

risks , and the grassroots credit officials need to further improve knowledge, experience and

capacity on ESMS. On the other hand, grassroots client managers of FIs in the real world

perceive the assessment and monitoring of ESMS as an extra layer of work that prolongs the

assessment of credit business; (ii) the mobility of staffers of FI branches is significant, even

though timely training has been provided, it still imposes challenges to the continuity and

stability of implementing ESMS; (iii) the project requires end borrowers to provide large

amount of information, and the end borrowers could not accurately understand and elaborate

on issues related to ESMS assessment of the sub-project, it needs multiple and repeated

confirmation of the environment manager and social manager, with high costs of

communication; and (iv) Subloan borrowers are not used to the ESMS disclosure and

15

grievance redressing mechanisms.

51. In order to realistically accelerate project implementation, DOF and DOA on the basis

of attending the opinions of the FIs proposed to ADB amendments to the lending conditions,

to which consensus was reached with ADB during the third supervision mission in Lanzhou

in November 2017. A MOU documenting the amendments of the lending conditions was

signed with major changes are as follows: (i) Abolishment of long list mechanism: CPMOs

no longer need to furnish to FIs annually long list and the associated indicative loan amount

and maturity. FIs in line with the requirements of project stipulations strictly implement the

screening criterions and select borrowers of Subloans on their own initiative; (ii) Expansion

of the scope of sub-projects: under the conditions of maintaining the original project

framework, the scope of sub-projects would be expanded to the fields of agriculture in its

broad sense provided that the eligible borrower and sub-projects comply with the definitions

as stipulated in the Relending Agreement between DOF and DOA and the FIs, as well as the

screening criterions as set up Appendix 2 of the PAM; (iii) Increase the number of counties

for FIs to implement ADB project: the number of counties in which BOG and BOL

implements the ADB project will increase from 5 at present to 10 (Kongtong, Jingchuan,

Lintai, Huanxian, Zhenyuan, Lintao, Minxian, Yongjing, Hezheng and Jishishan), and both

FIs can conduct business in these 10 project counties autonomously. However, the first

Subloan of each FI in the new area is still subject to prior review of ADB; and (iv)

Abolishment of ceiling of lending of BOG and BOL in counties: the total amount borrowed

by the two FIs from ADB project will remain unchanged as stipulated in the Relending

Agreement, however, the amount of ADB loan to be disbursed in each county is no longer

subject to the limitations of the original stipulations. However, the experiences of

implementing new measures for half year did not significantly improve project progress. FIs

continued to follow their existing approaches of collateral and guarantee requirements as well

as the selection of clients, consequently, project implementation did not advance as expected.

B. Solution

52. Given the issues FIs encountered in implementing ESMS related activities, the

following solutions are put forward: (i) in accordance with the changed lending conditions

and the requirements of project stipulations, the screening criterions will be robustly

implemented. Among the clients in the sector of agriculture in its broadest sense, eligible

borrowers of Subloans who meet the requirements of the Relending Agreement and PAM

will be selected; (ii) coordinated efforts of multiple sectors will be needed to address the

difficulties of guarantee of clients and actively explore alternative guarantees in addition to

the regular collateral measures, such as agricultural production facility, forest rights and

rights of land circulation and operation as collateral, joint guarantee and mutual guarantee.

Under the conditions of meeting the terms of lending of FIs, the threshold of guarantee of

clients should be lowered as much as possible; (iii) breakthrough should be sought for

microcredit of farmer households to effectively address the issues of insufficient collateral;

(iv) communication with end borrowers should be strengthened in order to repeatedly verify

related issues and make sure that there are accurate answers to related questions of the project;

(v) end borrowers will be required to provide comprehensive mitigation measures to

environment impacts, technicians of PMOs and consultants will manage and guide the

borrowers in environment and social management aspects: (vi) when implementing grievance

redressing mechanisms, explanation should be offered in a way that the end borrower can

understand so as to mitigate or wipe out their resistance; and (vii) communication and

cooperation with CPMOs should be enhanced through increasing the frequency of

coordination and exchange so as to streamline project management procedures.

53. In line with various issues FIs have in implementing the project, the PPMO had

repeated consultations with the Provincial Development and Reform Commission and DOF

and convened PMO meetings with project counties to uncover the root causes. Stakeholders

unanimously concluded that FIs were not motivated to deliver their jobs and it is imperative

16

that adjustments must be made to overcome the hurdles. The PPMO in line with the opinions

of ADB and DOF voiced during the supervision mission in April 2018 prepared the reporting

materials to the provincial government and the Vice Governor of Gansu, which was

submitted to DOF on May 3, 2018 with the expectations that interventions of higher level

could advance project implementation.

54. When ADB supervision mission and Mr. Jia Xinning, Deputy Representative of ADB

Beijing Office were in Gansu during June 6-7, 2018, the PPMO actively communicated with

the project manager, ADB official and experts on a feasible plan to advance project

implementation and tabled the following project adjustment proposal to ADB on June 22,

2018.

Incorporating new FIs. Identify and incorporate new FIs in the project to take part in

project implementation. In order to ensure the results of project implementation at

county level by the newly incorporated FIs, the incorporation of the new FIs will be

carried out at county level so that FIs have better integration with localities; and the

on-lending agreement will be completed with the participation of the county level

finance. Since the existing 3 FIs did not want to withdraw from project

implementation, they will continue to undertake their respective project activities

until the incorporation of new FIs when their respective loan amount will be

reallocated.

Expanding the service scope of Subloan. The legible user of Subloans stipulated in

the project includes Medium and Small Agricultural Enterprises, Farmers’

Specialized Cooperatives and Individual Farmer Households. In accordance with the

recommendations of ADB specialists, we will further expand the scope of users of

Subloans to include Large and Medium Agro-enterprises as target of project service

delivery.

Substituting existing project counties with new ones. Under the conditions of

maintaining the total number of 11 project counties unchanged, the counties for

project implementation will be adjusted whereby counties that are willing to and

capable of project implementation will substitute some of the existing zombie

counties.

Reducing the amount of loans of FIs. We will appropriately reduce the total amount

of USD 82.196 million of ADB loan to be borrowed by the 3 FIs. The PPMO plans to

appropriately reduce the original amount. Specific adjustment plan and reallocation

of funds will be completed before October 15, 2018 according to the requirements of

ADB for submission to ADB.

55. Information dissemination and training should be strengthened to increase

understanding and familiarity of staffers of CPMOs and FI branches about the entirety of the

project, its ESMS, the requirements of ADB and the annual plans.

56. The PPMO will urge the CPMOs and FIs to strengthen and increase the frequency of

supervision through regular reporting, regular supervision and monitoring to ensure that

various environment and social safeguard measures and policies are implemented and that

ESMS plays its due role. Also, efforts should be made to enable stakeholders of the project

including agricultural and animal husbandry administration, client managers of FIs and

operators of agricultural production and marketing to play more active role in protecting

vulnerable groups and the environment.

IV. LESSONS LEARNT

57. In the process of project implementation, FIs’ learning and accepting the systematic

rationales of ADB’s ESMS for the project is conducive to increased attention to environment

and social aspects in handling FIs credit business and to enhanced focus on gender equality,

17

so that FIs will support agricultural development, promote the development of rural financing

service system and generate momentum for advancing the development of agriculture, rural

areas and farmers.

58. Agricultural technical support should be rendered to assist improve project design. In

line with the requirements of step 2 of ESME, agricultural technicians should provide

relevant technical backstopping to borrowers of Subloans to better incorporate good

environment practices into their proposals to boost environment and social effects of

sub-projects. At the same time, the good practices emerged in the second step of promoting

the development of sustainable agriculture and climate smart agriculture are of good value for

popularization in other agricultural production areas beyond the project. Specifics include

water resource use, collection of plastic mulch, construction of livestock shelters and

disinfection facilities, manure treatment, soil conservation, pest management, feeding

techniques and disease control.

59. Capacity building activities should be implemented to increase the capacity for

implementing ESMS. The project management through training, meeting, on-site supervision

and workshops has made great efforts to help staffers of CPMOs and FIs accurately

understand ESMS operation flow, standards and management and control models to enhance

their capacity of green financing business. Also, the management has been assisting FIs

further understand environment and social risks and increase their consciousness and capacity

of fulfilling environment and social responsibilities. On the other hand, continuous training,

information dissemination and technical support will be needed to increase the awareness of

agricultural production and marketing operators about environment and social safeguard.

60. During project implementation, the government will continue to play proactive role in

the process of implementing ESMS by the FIs. Through project implementation, efforts will

be made to push FIs to incorporate environment and social management into their strategic

planning, guide FIs to conduct green financing businesses associated with agricultural

production operators. In their investment and financing decision-making, FIs should consider

the potential environment and social impact and effect of agriculture-related micro clients,

and incorporate the potential return, risks and costs related to environment and social

conditions into FIs’ daily business process. At the same time of caring about their own

development, FIs should actively shoulder environment and social responsibility and promote

green development of agriculture.

61. As for FIs are concerned, ESMS helped address issues such as how to incorporate

environment and social elements into their strategic planning and business process, how to

carry out environment and social assessment and management in agriculture, and how to

balance pursuit of profit and discharging social responsibilities. For the government, ESMS

responded to its concern as how to promote financial institutions to gradually establish green

evaluation mechanism, how to guide green financing business in agriculture, how to shift

roles to allow the market fully play its role in promoting green development of agriculture.

62. ESMS is very practical, experiences accumulated by the project from green financing

system arrangement, innovative green financing products and business model to the

sustainable development of green financing could be replicated and scaled up in broader area.

V. NEXT STEPS

63. Expediting Subloan approval and disbursement and project implementation: (i)

The original FIs will coordinate efforts of multiple sectors to address the difficulties of

guarantee of clients and actively explore alternative guarantees in addition to the regular

collateral measures, such as agricultural production facility, forest rights and rights of land

circulation and operation as collateral, joint guarantee and mutual guarantee. Under the

conditions of meeting the terms of lending of FIs, the threshold of guarantee of clients should

be lowered as much as possible; (ii) The original FIs will in line with the amendments of

18

lending conditions continue to disburse Subloans to agricultural enterprises, farmers’

cooperatives and farmers that meet the requirements of the project; the matured Subloans

should be recycled for effective use. FI branches in project counties continue to follow the

implementation steps of ESMS to screen, classify and assess all Subloan applications. In

accordance with the requirements of relevant credit investigation and approval of the

People’s Bank and Banking Industry Supervisory Body, FIs should seriously carry out

investigation and approval before lending to sub-projects, tracking, monitoring and reporting

for each Subloan should be completed; and (iii) the newly incorporated FIs in project

implementation will need to adopt competition mechanism such as opening green channel for

ADB’s loan, simplifying loan review and approval procedures and lower requirement so as to

fast-track the disbursement of Subloans. At the same time, the newly adopted FIs will

identify and screen subprojects in accordance with ESMS and strengthen oversight of the

disbursed Subloans. The new FIs will make sure that ESMS will be incorporated in their

business processes.

64. Strengthening capacity building particularly for environment and social

managers and officials: in future project implementation, training should be intensified to

stakeholders particularly staffers of CPMOs and FIs to improve their execution capacity of

business as well as their understanding and management capacity of ESMS.

65. Assisting RFSPs establish and simplify implement ESMS: continued efforts will be

made to identify non-bank financing institutions with motivation and enthusiasm to

participate in project implementation. Since the FIs did not disburse loans to at least one

RFSP after two years of project effectiveness, the activity under Output 3, i.e. lending to

RFSP failed. Consequently, the RFSP loan under Output 3 will be configurated for use. The

PPMO intends to complete the proposal of fund use for RFSP as well as the simplified ESMS

before October 15, 2018 for submission to ADB.

66. Strengthening information dissemination and training: efforts will be continued to

sensitize grassroots staffers of CPMOs and FIs about the entirety of the project, its ESMS,

ADB’s management requirements and annual plan.

67. Increase of the frequency and strength of supervision: PMOs at all levels and FI

branches should make extra efforts to increase the frequency and strength of supervision

through regular reporting procedures, regular supervision, monitoring and evaluation.

Monitoring, supervision and evaluation of ESMS implementation should also be intensified

to ensure that all environment and social safeguard policies and measures are genuinely

executed.

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Appendix 1: Social and Gender Action Plan Monitoring

(Reporting period: January 1 - June 30, 2018)

Output Social and gender output activities Accumulative Jan 1 – June 30, 2017

Output 1:

Inclusive and

environmentall

y-friendly

featured

agricultural

production

bases

developed

1a. Training of 14,130 farmers, 50% of participants are women and 30% of participants are poor

total number of farmers trained 2389 826

women farmers trained 710 195

poor farmers trained 499 173

proportion of women 30% 23.7%

proportion of poor 20.8% 20.9%

1b. Training of 473 technicians, 30% are female

Technicians trained 1385 369

women technicians trained 444 114

Proportion (%) 32 31

1c. Inclusive beneficiaries of the production base development, 30% are poor

Total beneficiaries 11429 1987

Poor beneficiaries 1752 183

Proportion (%) 15 10

1d. Women’s equal access to project sub-loans 50% of loans from the FIs to individual farmer household with women’s signature

HH got Subloans 30 2

HH Subloans signed by women 20 1

Proportion (%) 66.7% 50%

1e. Women’s signature on land use rights transfer agreement 70% land use rights transfer agreement signed during the project

implementation period with women’s signatures

Total number of land circulation contracts 434 13

Contracts signed by women 322 8

Proportion (%) 74.2% 62%

1g. At least 50 staffers participate in soil and water conservation monitoring, of which, women should be no less than 30%

Total participants 0 0

Women participants 0 0

Proportion (%) 0 0

Output 2:

Farmer

cooperatives

and

agricultural

enterprises

financed and

strengthened

2a. Training of 6,510 members, 50% of participants are women and 30% for the poor

Farmers trained 1081 361

Women farmers trained 323 85

Poor farmers trained 225 75

Women proportion (%) 30% 24%

Poor proportion (%) 20.8% 20.7%

2b. Training of 868 technicians and managers, 30% are technicians are females

Total number of technicians trained 750 115

Women technicians trained 247 40

Proportion of women 32.9% 34.8%

2c. Priority to women and the poor for new job opportunities in enterprises and farmer cooperatives, 40% for women, 30% for the poor

Total new employees 357 87

20

Output Social and gender output activities Accumulative Jan 1 – June 30, 2017

Women new employees 202 51

Poor new employees 119 36


— Proportion of poor 33.3% 33.3%

Output 3:

Rural financial

service system

developed and

enhanced

3a. Training of 270 staff of FIs and 35 staff of RFSPs, 30% of females

FI staffer trained 318 110

Women staffer trained 127 41


RFSP staffer trained 12 2

Women RFSP staffers trained 8 2

Proportion of women staffers (%) 67% 100%

3b. Establishment of 29 grassroots financial service units, 30% of female staff, all female staff trained

Service units built 5 0

Total employees 120 0

Women employees 54 0

Female employees trained 17 0

Proportion of female employees (%) 45 0

Output 4:

Capacity for

project

implementatio

n and

management

strengthened

4a. Training on gender and development: (i) concepts and practices of gender and development, (ii) ADB’s gender policies; (iii) ESMS

for FIs; and (iv) SGAP, All staff of PPMO and CPMOs, Staff of FIs operating the Project

4b. Gender disaggregated data collection for project documentation, M&E, Assigning responsible persons for documentation and M&E

in PPMO, CPMOS and FIs, Establishment of gender disaggregated database

4c. With adequate budget, establish PPMO and 11 CPMOs with women staffers no less than 35%

Total number of staff at PPMO 11 9

PPMO women staffers 6 4

Proportion of women staffers at PPMO 54.5% 36.3%

Number staffers of CPMOs 88 83

Women staffers of CPMOs 37 37

Proportion of women staffers at CPMOs 42% 44.6%

4d. Training provided to 76 PMO staffers in project management, FM and implementation of ESMS/EMDP/SGAP/M&E, women

staffer should be no less than 35%

PPMO staffers trained 10 9

Women staffers trained at PPMO 6 4

Proportion of women trained at PPMO 60% 44.4%

CPMO staffers trained 88 73

Women staffers trained at CPMOs 37 37

Proportion of women staffers trained at CPMOs 42% 50.6%

姓

21

Appendix 2: Minority Development Monitoring

Minority Development Monitoring

Bank of Gansu, Bank of Lanzhou and Yuzhong SPD Rural Bank

Consolidated by the PPMO

Reporting period: January 1 – June 30, 2018

Activity* Project village Involved minority** Number of minority HHs Minority population Positive/negative impact

Wang Wu Piteguo

Production Base in Siguo

Village of Xinying Township

of Hezheng

Siguo Village of

Xinying Township of

Hezheng

Hui 47 243

The development of local

featured agriculture is

beneficial to income growth of

minorities, it therefore has

positive impact: cooperative

provides employment to

minorities, which will increase

their income. No negative

impact.

*Title of each loan contract

**Ethnic minorities: Dongxiang, Sala, Baoan and Hui

22

Appendix 3: Records of Complaints

Consolidated by: PPMO


No.

Typ

e of

com

pla

ints

*

Sco

pe*

*

Bri

ef d

escr

ipti

on

Na

me

Aff

ecte

d p

op

ula

tion

Date received Handling unit and results

RFSP FI

Vil

lag

ers’

Com

mit

tee

TWNS CPMO

Oth

ers*

**

RFSP FI

Vil

lag

ers’

Com

mit

tee

TWNS CPMO

Oth

ers*

**

1 None

RFSP= rural financial service provider

*1 writing, 2 oral

** 1 environment, 2 social

*** if yes, please indicate the name of the agency

23

Appendix 4: Quarterly Credit Monitoring

Filed by: BOG, BOL and Yuzhong SPD

Consolidated by: PPMO


No. Borrower Nature Use

Am

ount

(10

,00

0)

Maturity Date of

disbursement

Lo

an b

alan

ce o

f

FI

(10

,00

0)

Ov

erd

ue

rep

aym

ent

(10

,00

0)

No

. o

f A

dm

in

Vil

lages

No

. o

f

House

hold

s

To

tal

pop

ula

tion

Poor

farm

er H

H

To

tal

Poo

r

popu

lati

on

To

tal

Wo

men

To

tal

Min

ori

ty

HH

To

tal

Min

ori

ty

Po

pula

tio

n

Lan

d c

ircu

lati

on

(mu

)

Fund source (10,000) Remarks

ADB Counterpart

1 Jingchuan County

Shengteng Livestock

Company Ltd. Retail loan

Procurement of beef

cattle 200.00 24 months 2018/06/12 200.0000 0 1 50 180 4 12 75 90.19 200.00

Jingchuan

2 Jingchuan County Yukang

Livestock Company Ltd. Retail loan

Procurement of beef

cattle 200.00 24 months

2018/06/12 200.0000 0 4 240 800 20 40 200 860.00 200.00 Jingchuan

3 Yang Baojun Retail loan Orchard establishment 30.00 24 months 2018/1/29 30.0000 0 1 25 86 4 12 35 78.26 30.00 Lingtai

4 Lintai County Ludi Apple

Farmer Specialized

Cooperative

Retail loan

Orchard establishment 130.00

24 months

2018/05/16 130.0000 0 3 36 136 6 20 68 193.48 130.00

Lingtai

5 Gansu Huirong Fodder

Industry Company Ltd.

Retail loanPlanting and purchase

of high quality fodder

lucerne 300.00 12 months 2018/06/20 300.0000 0 2 60 185 15 45 86 300.00

Huanxian

6 Lintao Hengdeyuan

Agriculture Development

Company Ltd.

Retail loanGreenhouse vegetable

production 200.00 11 months 2018/04/13 200.0000 0 1 150 600 180 54 120 8.00 200.00

Lintao

7 Wang Wu

Retail loanRevolving funds for

Piteguo production,

establishment of

standardized orchard

and acquisition of

storage facilities

50.00

12 months

2018/03/08 50.00 0 1 142 683 41 198 328 47 243 50.00 Hezheng

8 Linxia Prefecture Longteng

Garden Company Ltd. Retail loan Nursery 100.00

12 months 2018/04/10 100.00 0 1 37 135 5 25 41 94.00 100.00 Yongjing

Total 1210 - - 1210 - 14 740 2805 275 406 953 47 243 1323.93 1210 - -

姓

* It refers to wholesale or retail loan ** It refers only to the total number of farmer households, registered poverty households, total poor population, total women population and total minority population.

24

Appendix 5: Capacity Building Activities


No County Date Days Location Host Subject and Contents Participants Trainer

1

Yuzhong 2018/6/25 1

Yuzhong County Animal

Health Monitoring Station,

meeting room on the 4th

floor

Yuzhong CPMO

Law of Food Safety, Law of Agricultural

Products Quality and Safety, Regulation of

Agricultural Products Quality and Safety of

Gansu Province, Law of Epidemic Animal

Disease Control and Management Method of

Animal Quarantine

CPMO staff and

technicians

Ji Quanfu: Yuzhong County Animal Health

Supervision Station, Director, Senior

Agronomist;

Du Lijuan: Livestock specialist

Li Yuan: Senior livestock specialist

2

Jingchuan

2018/3/7 2 Hancheng City of Shaanxi

Province Jingchuan CPMO

Study tour of villagers of Haojia Village to

Hancheng City of Shaanxi Province for

Sichuan pepper production

CPMO staff, farmers

and others

3 2018/4/3 1

Haojia Village of Jingming

Township

Jingchuan CPMO Potato production and IPM of Sichuan

Pepper

CPMO staff, farmers

and others

Lei Zhilin: Senior Agronomist of

Jingchuan County Vegetable Office

4 2018/5/30 1

Nantouwan Village of

Yaodian Township Jingchuan CPMO Orchard management and pest control CPMO staff, farmers Agronomist of Fruit Bureau

5

2018/5/16 7

Zunyi, Liupanshui and

Panzhou of Guizhou

Province

Jingchuan CPMO Poverty reduction and cooperative

management CPMO staff

6

Lintai

2018/1/20 2 Lintao Hotel, meeting

room on the 6th floor Lintai CPMO Beef cattle production techniques

CPMO staff,

technicians, farmers

and others

7

2018/1/22 2 Lintai Trade Union, 6th

floor

Lintai CPMO

Financial management of farmer

cooperatives

CPMO staff,

technicians, others and

members of

cooperatives and

enterprises

8

2018/1/24 2 Lintai Trade Union, 6th

floor

Lintai CPMO Financial management of farmer

cooperatives

Members of

cooperatives and

enterprises and others

9

Huanxian 2018/1/22 10 Huanxian, Qingyang

Prefecture of Gansu Huanxian CPMO

ADB policies, upland agriculture, Guoji

berry, golden rod production, IPMO, facility

agriculture, improved varieties of crops,

coarse grain production, livestock production

techniques

Technicians

Wang Kun: Lecturer of Huanxian Party

School

Liu Shengrui: Extension Specialist of

Huanxian Agro-technological extension

center

Chen Yanfeng: Senior Agronomist,


center

Guo Manping: Senior Agronomist,


center

25

Zhang Guixi: Senior Agronomist,


center

Wang Zhen: Senior Agronomist, Huanxian

Agro-technological extension center

10

Zhenyuan 2018/6/14 6 Qingyang City of Gansu Zhenyuan CPMOExhibition of agricultural products at the 16th

Qingyang Mooncake Festival cultural event

CPMO staff and

management of

enterprise and

cooperative

11

Minxian

2018/5/10 3 Minxian Wanguo Hotel Minxian CPMO

Basics of ADB project, concept of facility

agriculture and the development and

recommendations for facility agriculture in

Minxian, standardized production of

medicinal herbs and techniques, potato

production and pest management,

standardized development and management

of cooperatives, safe application of pesticides

and pest management

CPMO staff and

technicians

Tang Xionghui: ADB program officer

Chen Yulin: Agronomist

Liu Fuzhen: Senior Agronomist

Lang Wanzong: Agronomoist of Minxian

Seed Station

Lang Zilong: Senior Agronomist of

Minxian Management Station

Chen Shuzhen: Senior Agronomist of

Minxian Agro-technological Extension

Station

Chen Haiyan, Vice president of Minxian

Agricultural Broadcast School

Zheng Leyong: Chairperon of Minxian

Aixin Charity

12

2018/5/14 5 Fuzhou of Fujian Province Minxian CPMO

Visit to Fujian Pharmaceutical Group

Company for establishing marketing

cooperation; further strengthening

cooperation with Fujian Ruilaicuntang

Chinese Medicine Company Ltd. Negotiate

cooperation conditions with supermarket

CPMO staff and

technicians

13

Lintao 2018/6/15 1 Agricultural tourism park

of Sanrong of Kangjiaya

Lintao County

BOAL

Lily production techniques and pest

management, lily industry development and

lily 百合黄化病 control technologies

CPMO staff and

technicians, farmers,

others, management of

enterprise and

cooperative、members

of cooperatives and

enterprises

Lin Yuzhong: researcher of Gansu

Provincial Agricultural Science Academy

for lily industry

Li Bin: Senior Agronomist of Qilihe

Agro-technological extension station of

Lanzhou

14

Yongjing 2018/4/23 4 Chengdu of Sichuan

Province Yongjing CPMO

Demonstration of featured agricultural

products of Yongjing

CPMO staff,

technicians,

management of

enterprise and

cooperative and

members of

cooperatives and

enterprises

26

15

2018/6/23 3 National Agriculture

Exhibition Hall in Beijing Yongjing CPMO Marketing of agricultural products

CPMO staff and

members of

cooperatives and

enterprises

16

Jishishan

2018/1/25 2 Xinhai Hotel Jishishan CPMO ESMS monitoring forms and monitoring

framework of the project

CPMO staff and

management of

enterprise and

cooperative

Qiao Peishou: Deputy Director of CPMO

17

2018/3/15 6 Chengdu and Chongqing

Jishishan CPMO Marketing of Sichuan Pepper products and

market study on the sales of Sichuan Pepper

produced in Jishishan

CPMO staff and

management of

enterprise and

cooperative

18

2018/6/1 21 Meeting room on the 2nd

floor of BOA

Jishishan CPMO Project progress;

Training on thematic subjects;

Resolving critical issues of the project

CPMO staff and

technicians

Zhang Xueyun: Director of BOA

Chen Chaoyang: Deputy Director of BOA

Qiao Peishou: Deputy Director of CPMO

甘肃

贷款

安保

报告

201

肃特色农

款号：3

保监测报

告期

18年1月1日

甘

农业及金

312-PRC

报告

日至6月3

甘肃特色农

金融服务体

C

0日

农业及金融服

日期：

体系建设

服务体系建设

：2018年8月

设项目

设项目管理

月25日

理办公室编制制

1

2

目录

I. 引言 ............................................................................................................................. 3

II. 告期内的要行和工作 ........................................................................................ 4

A. 境保障 ................................................................................................................... 6

i. 中介银行建立和施 ESMS 的展：境保障 ..................................................... 6

ii. 秀境管理践和做法 ........................................................................................ 8

B. 社会保障 .................................................................................................................... 9

C. 信息公开 .................................................................................................................. 12

D. 申诉机制施度 ................................................................................................. 12

E. 简版 ESMS 的准备 ............................................................................................. 12

F. 式投入使用算机管理系统 .............................................................................. 13

III. 开展 ESMS 相遇到的题解决 ................................................................ 13

A. 遇到的题 ............................................................................................................. 13

B. 题的解决 .............................................................................................................. 14

IV. 验教 .................................................................................................................... 16

V. 一工作划 ......................................................................................................... 17

：

1: 社会和别行划监测表 ...................................................................................... 18

2: 少数民发展监测表 .................................................................................................. 20

3: 申诉记录表 .................................................................................................................. 21

4: 信监测表 .................................................................................................................. 22

5: 能力建统表 .......................................................................................................... 23

3

I. 引言

1. 洲开发银行行于2015 11 12日批准了甘肃特色业金融

服体系建目目行中国府于2015 12 8日签署了

款定目于2016 3 29日生效目划总投资 2亿美元中包括

行款1亿美元中介银行投入6858万美元目益人投入2467万美元以

甘肃府投入675万美元目款施期5 将于2020 12 31日竣工 2021

6 30日户行款期限 15 中宽限期9 目款到期日

2030 11 1日

2. 目资源要用于支持四产出： 1 建立惠的境好型特色业

生产地 2 民合作社和业企业融资并强发展 3 建并强

金融服体系以 4 强目执行和管理能力目的目标是通过提

高民在更生产力以场向业方面的参度以收入增长

2016 6 2日在甘肃省召开的目施启会标着目式开始施

3. 作一个业+金融创新目目他传统模式行目的大

区别在于引入金融中介款模式通过遴选符合资质的中介银行将 90% 目

款转给中介银行通过府中介银行间的密作银行通过场作

将目资金用于支持地方特色业新型金融机构的发展在过程中

府充发挥宏调和强各层能力建的作用银行充发挥资金监管

营的势使服于特色业发展的限资金滚使用发挥大效益并探索出

一条支持业的持续融资模式时目注重中介银行自身能力建和

新型金融服提供商包括镇银行小额款公和资金互社等的支

持以促地区金融服能力和多元金融体系的发展

4. 在金融中介款模式甘肃银行银行榆中浦发镇银行已于2016

6 建立境和社会管理制度 ESMS 用于评估和管理款中

能在的境和社会影响是彻和落行保障策的重要工是中

国国内银行业金融机构继业银行赤道原之在银行信中引入境

和社会保障措施的重要践一举措中国府倡绿色发展理念高度契合

通过目的施累的验将在中国更广泛的领域得到复制广济

境和社会综合衡和持续发展做出献

5. 截到2018 6 30日目累完成投资1130.4万美元目总目标的

6.32% 中利用行资金1007.54万美元目总目标的10.91% 府配套52.5

万美元目总目标的14.51% 中介银行配套43.13万美元目总目标的

1% 益人出资27.21万美元目总目标的1.16%

6. 告期内行别于2018 4 和6 派出检查团行注的各方面

行了目检查包括目的施度机构作监测评划采

管理提款中期评估筹划目调整等次检查均次检查团备录

中的续行划行了跟检查期间检查团多次提到据目中介

银行尚在时限内向省目提交于RFSP子款的建因方商定

4

省目将在目中期查时拟定出一于调整使用子目3 的838.6万美

元的资金使用建书次检查省目均针检查团发的题和目

施中在的足召开题会研究部署一改措施时就款条

和要求子款发提款等重点目工作以邮通知的形式发各

单督促按期完成目规定内容

II. 告期内的要行和工作

7. 通过省目家咨询团队中介银行和11个县区目的

力 2018 半 ESMS相的要行包括： 1 省目于2018 2 27

日向行提交了 2017 半安保监测告据行家的意和建修

改完善于4 9日在行网站披露 2 中介银行完成子款申的信调

查境和社会影响评估工作发 8笔续子款 3 省目联合多部门

完成各目县区的场督和检查ESMS在目县区的行情况 4

针目管理人员境/社会官员银行户理境/社会理地户

合作社和企业管理人员社员等1870余人次开展30余期题能力提升序

ESMS的施 5 中介银行完成目户理职调整的工作交接

定向 6 简版ESMS模板通过行批 7 中介银行完成行

目信产品的改系统的 8 省目继续目管理信息系统 MIS

中ESMS指标监测机制和申诉记录机制

8. 首笔子款展情况截告期 11个县区中 10个县除岷县

外均在2017 之前完成了首笔子款的发款金额775万元人民

1191.15千美元发给7户户 2家企业 1家合作社告期内

银行岷县支行开展首笔子款的发工作表1

表 1：首笔子款展情况截 2018 6 30 日汇率：1 美元 = 6.5063 元人民

序

目县银行款申人

金额

百万元

金额

千美元发时间建内容

1 和银行曹全胜 0.05 7.68 2016.12.9 啤特果地

2 石山银行李海红石山万胜花椒收

业合作社 0.2 30.74 2016.12.9 收花椒

3 永靖银行克虎永靖县富种植民

业合作社 0.1 15.37 2016.12.9

温大棚

地

4 临洮银行杜东 0.2 30.74 2017.1.22 养羊地

5 岷县银行无

6 泾甘肃银行泾县盛腾牧业限任公

3 461.09 2017.4.21 养牛地

7 灵甘肃银行灵县富鑫牧场 1 153.70 2017.8.10 苹果地

8 镇原甘肃银行姚鹏 0.05 7.68 2017.12.14 羊饲料

9 县甘肃银行肖国 0.05 7.68 2017.12.14 买种肉羊

10 峒甘肃银行史小龙 0.1 15.37 2017.12.12 收牛犊

11 榆中榆中浦发

镇银行

榆中康源蔬菜产销业合作

社 3 461.09 2017.12.19

蔬菜大棚

地

合 7.75 1191.15 双双

5

9. 续子款展情况截告期除首笔子款外中介银行发

47笔续子款中银行在和县发了2笔子款在石山县发了

23笔子款在永靖县发了3笔子款在临洮县发了5笔子款甘肃银行

在灵县发了10笔子款在泾县发了2笔子款县发了1笔子款

榆中浦发镇银行在榆中县发了1笔子款 4585万元人民 7047.12千

美元中使用行资金4315万元人民 6632千美元使用银行自资金

270万元人民 415.12千美元表2

表 2：续子款发情况截 2018 6 30 日汇率：1 美元 = 6.5063 元人民

序


子款

数

金额

百万元

金额

千美元资金来源建内容

1 和银行商 0.25 38.42 行资金产出 2：产业发展资金

王 0.5 76.9 行资金产出 1：林果草地

2 石山银行地户 23 6.4 983.66 行资金产出 1：花椒地建

3 永靖银行

永靖县伊甸源生态

养殖限公

3

4 614.79 行资金产出 1：养羊地

张海 0.5 76.85 行资金产出 1：温大棚地

永靖县龙腾林园

限公 1 153.77 行资金

产出 2：产业发展资金

林木育苗

4 临洮银行

临洮牧业科

限任公 2 307.39 行资金产出 1：养牛地

临洮县玉峰养殖

民业合作社 1 153.70 行资金产出 1：养羊地

临洮县沁和种植

民业合作社 3 461.09 行资金产出 1：蔬菜大棚地

甘肃天丰园业科

限公 4 614.79 行资金产出 1：蔬菜大棚地

临洮恒德源业发

展限公 2 307.4 行资金产出 1：蔬菜大棚地

5 灵甘肃银行

户 1.9 292.02 行资金产出 1：林果草地

灵县甫生态

业限任公 3 461.09 行资金产出 1：林果草地

齐翔业科限

公 2 307.39 行资金产出 1：林果草地

灵县康庄牧业

限公 3 461.09 行资金产出 2：产业发展资金

灵县富鑫牧场 1 153.70 配套资金产出 1：林果草地

杨 0.3 46.1 行资金产出 1：林果草地

绿地苹果民业

合作社 1.3 199.8 行资金产出 1：林果草地

6 泾甘肃银行

盛腾牧业限任

公 2 307.39 行资金产出 1：养牛地

裕康牧业限任

公 2 307.39 行资金产出 1：养牛地

7 县甘肃银行甘肃荟荣草业限

公 1 3 461.1 行资金产出 1：林果草地

8 榆中榆中浦发

镇银行

榆中康源蔬菜产销

业合作社 1 1.7 261.29 配套资金产出 1：蔬菜大棚地

合 47 45.85 7047.12

10. 告期内续子款展情况 2家中介银行发 8笔子款中

银行发 3笔包括在和县临洮县永靖县各发了1笔子款甘肃银行发

5笔子款包括在灵县发了2笔泾县发了2笔县发了1笔子

1210万元人民 1859.74千美元款资金全部来源于行表3

6

表 3：告期内续子款发情况

汇率：1 美元 = 6.5063 元人民

序


子款

数

金额

百万元

金额

千美元资金来源建内容

1 和银行王 1 0.5 76.9 行资金产出 1：林果草地

2 永靖银行永靖县龙腾林

园限公 1 1 153.77 行资金

产出 2：产业发展资

金林木育苗

3 临洮银行

临洮恒德源

业发展限公

1 2 307.39 行资金产出 1：蔬菜大棚

地

44 灵甘肃银行

杨 1 0.3 46.1 行资金产出 1：林果草地

绿地苹果民

业合作社 1 1.3 199.8 行资金

产出 1：林果草地

建

55 泾甘肃银行

盛腾牧业限

任公 1 2 307.39 行资金产出 1：养牛地

裕康牧业限

任公 1 2 307.39 行资金产出 1：养牛地

6 县甘肃银行甘肃荟荣草业

限公 1 3 461.1 行资金

产出 1：林果草地

建

合 8 12.1 1859.74

A. 境保障

i. 中介银行建立和施 ESMS 的展：境保障

11. 告期内银行发 3笔子款全部用于支持种植类中支

持林果草地建 1笔蔬菜大棚地建 1笔产业发展林木育苗资金1笔

支持2家企业 1户户甘肃银行发 5笔子款中支持林果草地建 3

笔养牛地建 2笔支持3家企业 1个合作社 1户户

12. 中介银行境理和社会理所子款申均开展了信调查和

ESMS评估按照ESMS 境影响类告期内8笔子款支持的子目境

影响很小或没负面影响属于境C类目告期内支持境A类和B

类子目

13. 永靖县：临夏行向永靖县龙腾林园限公发子款200万元人民

企业要利用流转的94亩土地行苗木草皮的育种植种植苗木品种要

紫梨榆黄槐洒金等 1 用水情况：永靖县子目利用的是地表水

家峡水之水水利部门通过利用GPS采测得知地生产耗水

230m³/亩. 94亩耗水 21620m³ 除了生产耗水公没他方面的用

水无废水产生因用水符合甘肃省水许和水资源征收管理

法规定：体济组成员使用体济组的水塘水中的水

无需理用水许证要求 2 境影响：子目苗木种植生长过程中

会产生境负面影响 3 土地流转：子目流转的94亩土地, 触发了行和

府意的土地流转框架的要求在目社会官员和款施期咨询家的

银行流转土地做了调查查明土地流转过程土地流转合内

7

容施情况土地流转影响的范围和影响人数调查和证流转款和支付

方式权益保障措施等全部合规手续完备 4 缓措施：合理制药肥

用使用国家认证的品肥大限度地轻土地和水源的危害时

蔬菜销售输是季节影响较小

14. 和县：临夏行向王啤特果种植合作社法人王发子款50万元人

民资金用于合作社利用自土地种植啤特果收啤特果和配置相

备等的流资金 1 用水情况：生产利用自水源雨水无需理

水许证采用节水措施合理效利用雨水 2 境影响：啤特果种植

生长过程中会使用到药肥 3 缓措施：合理制药肥用使用

国家认证的品肥大限度地轻土地和水源的危害

15. 临洮县：临洮县金城镇银行向临洮恒德源业发展限公发子款

200万元公要利用21亩土地 13亩自土地 8亩流转土地行大棚蔬

菜韭菜黄瓜包心菜西红柿的种植一收获次款200万元人民

要用于大棚蔬菜种植的生产资料买等流资金 1 用水情况：子

目生产利用地表水洮河水水利部门通过利用诺P崆采测得知地生

产耗水 110造³/亩. 该1亩耗水该1详0造³ 采的节水措施要滴灌

亩节水18立方米除了种植灌溉无他方面的用水无废水产生因

用水符合甘肃省水许和水资源征收管理法规定该境

影响：蔬菜种植生长过程中会使用药肥蔬菜输过程中会产生的噪声灰

尘等 3 缓措施：合理制药肥用使用国家认证的品肥大

限度地轻土地和水源的危害时蔬菜销售输是季节影响较

小

16. 县：甘肃银行县支行向甘肃荟荣草业限公款 300 万元人民

公款用于建立 3000 亩质紫花苜蓿地 1 用水情况：生产利用自

水源雨水无需理水许证采用节水措施合理效利用雨水 2

境影响：紫花苜蓿种植生长过程中会使用到药肥 3 缓措施：合

理制药肥用使用国家认证的品肥大限度地轻土地和水源

的危害

17. 灵：甘肃银行灵支行发 2笔子款别：1 杨保法人

营的灵县达丰果业场法人利用行资金款30万元用于78.26亩苹果示

范园建的流资金 2 灵县绿地苹果民业合作社合作社将行资

金款130万元用于193.48亩苹果示范园建的流资金通过地调查场

评估检查相文 2笔子款的子目学品使用规范固体废弃物循

利用废水循利用目选址合理属于生态业目能成的境影

响的缓措施：1 使用国家禁或限制使用的肥药 2 学防治使用

残留毒的学品 3 强肥药等学品使用的监管 4 接

目他相部门学品使用的监管

18. 泾县：泾支行发子款2笔别：1 泾县盛腾牧业限

任公款金额200万元用于采肉牛 2 泾县裕康牧业限任公

8

款金额 200万元用于采肉牛个企业属于类型营模式所以

境的影响大相通过地查看和场评估 2家企业养殖地距居民区

较 2000米以居民的影响较小在建期和营期能会产生噪音臭

气和废弃物等影响但通过一缓措施和措施能少周边境居

民和员工的影响时在使用学品毒液时会周边境成影响

因目的境类 C类缓措施：1 采用噪声备和工艺

制施工时间夜间生产使用无噪声备 2 时清理日常生圾和建

筑圾作他建筑物的础填料填补铺区 3 使用禁和限制使

用的肥和药 4 养殖场周围各能区间置隔离带

19. 述2笔子款的养殖类境敏感区建符合国内

建目境影响评类管理录中业目的评要求 2家公

款都用于养殖厂行的流资金

表4：告期内养殖类子目统表

序

姓款户姓款用途姓

款金额

万元款期限姓牲畜数姓

1姓泾县盛腾牧业

限任公姓养殖营周转姓该,000,000 1 姓 190 头牛姓

该姓泾县裕康牧业

限任公姓养殖营周转姓该,000,000 1 姓该00 头牛姓

20. 养殖子目能产生的境影响和缓措施：营期影响-噪声和臭气：1

营期影响-噪声和臭气：a.养殖场周围各能区间置隔离带 b.使用噪音

备和工艺在通风机等处安装声器 c. 操作流程降人噪声 d.保

持养殖场卫生境时处理粪便等 2 产生固体废弃物或害废弃物: a.生

圾时清害物回收中处理 b.建筑圾回填养殖场 3 没使用

清粪工艺：据甘肃省畜禽养殖场养殖小区建规范暨备案管理法认的

畜禽废弃物处理污染防治法于畜禽粪便采自然堆发酵方式行无害

处理处理施的置离各类能地表水体距离小于400米置在

风向或侧风向口防恶臭污染

ii. 秀境管理践和做法

21. 告期内 8笔子款建立或发展业生产地县牧局

广员和中介银行境理子借款人按照ESMS的B 骤于持续的

气候智能型种养殖术子目行一筛查确定适合于子目的术在

期间县目境官员和境咨询家提供了必要的咨询服秀境管

理践和做法要包括：1 采用滴灌术效利用水资源 2 制药肥

用使用国家禁或限制使用的药肥 4 使用机肥 5 采用综合

病虫害管理方法 6 保持养殖甘肃省畜禽养殖场养殖小区建规范的一

持续发展业措施：土地整中的土壤保持措施浅耕翻耕

9

综合病虫害管理和机肥的使用措施能够少学药的使用

增强作物安全并使土壤肥力长期持续

水和水污染：8个子目均符合甘肃省水许和水资源征收管理

法的规定无水污染

能成的境影响的缓措施：告期内目建和营过程中

的境影响要是使用学品包括肥药柴油等输处理和储

等过程中的噪声和灰尘缓措施：1 学品包括肥药柴油等：

使用国家禁或限制使用的肥药学防治使用残留毒的学

品强学品使用的监管接目他相部门生产地学品使

用的监督 2 输工和储等过程中的噪声灰尘和污染：原料输

堆要求遮盖少灰尘建筑圾回填于养殖场处等做内部地处理施

工废弃物合理处置于害废弃物回收中处理随意排时清理场地

的废渣洒水灭尘施工场地周围搭建围栏少噪声和灰尘等污染

22. 县目中介银行牧局保局持续业做法和境影响

缓措施开展监测评

持续发展业措施：由县目中介银行和县牧局属的畜牧局

物疫情监管所定期和定期检查监督企业的粪便处理措施种植类子目的监

管频次 2 次/ 养殖类子目的监管频次季度一次定期监管随时

行检查规范的措施提供相的术和能指和

水水污染：由县目中介银行和县保局企业的用水和排水

水污染方面行监管定期监管2次规范的施情况行指并

提出整改意在监测完成编制监测告并提交省目县相的领

查

能成的境影响的缓措施：由县目中介银行和县牧局检

测站行监管监管频次少 2 次/ 定期和定期监管定期监管在

春秋 2 季行定期监管是随时行检查规范的措施提供相的

术和能指和

B. 社会保障

23. 据 ESMS 要求评估和考察目周边社区和公带来的社会影响包

括征地非自愿移民少数民和土地流转

征地和非自愿移民

24. 告期内所子款支持的子目均行保障策声明

和目境和社会管理制度中定义的征地和非自愿移民题非自愿移民

属于C类

10

少数民

25. 据少数民发展框架要求于少数民影响的评估需要考虑目带

来的影响和少数民社区的脆弱程度告期内 8笔子款中 1笔子款支持

的子目少数民覆盖回 47户243人和县王啤特果生产地获

得50万元款用于啤特果标准园建收啤特果和买啤特果施目

建少数民的文俗土地利用状况社会济地等均无负面影响

时目极发展当地特色业利于提高少数民民收入能产生极的

面效益子目少数民提供了就业机会使收入增等和县的少

数民比较大少数民社区较强大和团结因少数民的脆弱程度较

故评 C类

土地流转

26. 告期内 8笔子款中 6笔子款土地流转题流转面

1323.93亩触发了行和府商定的土地流转框架的要求在目社会官员

和咨询家的甘肃银行灵支行泾支行县支行和银行临夏

行临洮金城镇银行别流转土地做了尽职调查包括土地流转过程土

地流转合内容施情况土地流转影响的范围和影响人数调查和证流

转款和支付方式权益保障措施等内容完成了4份尽职调查告调查发

13份土地流转合中女签的合 8份比 62% 符合

行提出的少70%的土地流转女签的要求

27. 银行开展的子目 102亩流转土地 5份土地流转合均由

企业当地会签无自然人参因无女签土地流转合符合土

地流转框架的要求

28. 通过场调查查阅相资料得出：1 子目土地流转程序规范手续

完备符合土地流转框架行国家省县土地流转相法律法

规策土地流转过程中充考虑了方的权利并提出了权益保障策申诉

机制 2 已流转的土地均已签署土地流转合合内容符合土地流转

框架国家省县土地流转相法律法规策于能在的争

内容提出了解决方式 3 土地流转方当人都较强的面影响在

保障利益损的础达到了赢的效果 4 已流转的土地无任何

遗留题或决

29. 土地流转尽职调查保障了影响户在土地流转过程中的利益损大

限度地少了目区公的负面影响目的利施提供了良好的力

社会和别

30. 告期内省目和各县区目针目人员银行负人

和员工局和保局等单负人民业合作社业企业管理人

员地户种养大户防疫员牧系统术人员等组 50余期能力建

11

要内容包括行策解目介绍 ESMS相知识介绍合作社规范

管理牧术资营管理妇女人工能新品种引示范中药

术蔬菜术马铃薯高产果树修剪病虫害防治物疫病防

治标准规模养殖药安全使用新型药生物肥料产品质安全知

识废地膜回收利用术废弃物无害无处理资源利用术电商建

外更新念转换思维学发达地区发展特色业和金融验

目极组考察团省外参考察特色业发展产品产销介会等

5 能力建统表

31. 据建立惠的境好型特色业生产地的目标省目和

各县区目在告期内 826 民提供了中贫困人口 173

人比20.9% 于支持业合作社和业企业发展的目标省目和

各县区目 361 民提供了中贫困人口 75人比20.7%

32. 告期内据建立惠的境好型特色业生产地的目标

省目和各县区目 826 民提供了中女 195人达

到了23.6%的比例术人员369人女达到了114人总数的30.9%

于支持业合作社和业企业发展的目标省目和各县区目

361 民提供了中女 85人比23.5%

33. 更多的贫困人口和妇女获得教育和帮贫困妇女建立自

身发展的能力和抵御风险的能力调她们参目扶贫行的极和

能促了她们在社会和济领域的全面等参

34. 告期内产出1和产出2 2户户获得子款 2户都女签

比100% 参款妇女享到了的尊重等通过信和

目来她们的权益和值

35. 告期内银行覆盖的目县完成了目户理职调整的工

作交接相中介银行总行行参省目组的17场 110

中介银行员工参中女员工41人 37.27% 2 金融服提

供商员工参 2人都是女比100% 要内容包括行前

境和社会保障评估监测管理凭证管理提款和目管理信息系统

MIS 用等

36. 省目和县区目在在人员结构安排注重别因素增

女员工的数例如省目总人数9人女 4人达到了44％的比例

县区目工作人员总人数是83人中女 37人比45% 都高于行

要求的女员工数比于35% 的指标

37. 时省目和县区目在目管理施和ESMS的

中彻落了增女参度的要求在告期内省目员

工数 9人女 4人比44％县区目参的员工数83人

女 37人比45％超过行提出的各目人员行目管理

12

管理和施ESMS/EMDP/SGAP/M&E方面的少 35%女职员的要求

禁投资

38. 告期内所子款资金包括任何滚资金配套资金都用于开

展行保障策声明录5中出的任何禁

C. 信息公开

39. 中介银行在子目施地公示了个子目个信息包括子目的

置潜在影响借款人中介银行以县目境官员和社会官员

的联系方式以申诉机制述信息公示时间 10天以确保公充足的时

间提交书面和口头意

D. 申诉机制施度

40. 据省目发于建立行款甘肃特色业金融服体系建

目申诉机制的函甘外资函 2016 15 文以行于申诉机制的

规定 11个目县区均建立了各自的申诉机制中介银行配合各县目

开通了目申诉渠道确保能目影响的人群随时就目施中的境

社会等题提出申诉时处理影响人群的诉求和满效维目县区

居民的权益申诉机制已在目县目镇和目以影响的人群和他

利益相方特别是以少数民妇女贫困人口识的人以理解的语言

和方式在他们容易看到的置行了公示力在确保影响人群和

利益相方了解并熟悉申诉机制相内容并按照申诉机制提供的方式行合理

申诉

41. 省目时刻力于利用新术提升目管理和服水确保接收申

诉发题和处理申诉的时和效省目在目管理信息系统 MIS

中建立了申诉记录机制由各目县区和中介银行各支机构别记录

目的书面和口头申诉处理结果省目负跟踪管理监测申诉者

手工记录到在线享记录仅了网络数据享提高了申诉处理

的时效使工作更效率操作流程更规范明管理更畅

42. 截告期 11个目县区和中介银行总行相 /支行收到

任何形式的投诉或抱

E. 简版 ESMS的准备

43. 国内咨询家于行批复的中介银行ESMS和目目标要求据

金融服提供商的组特点和业流程编制了简版ESMS模板 ESMS模

版是所金融服提供商采纳的础省目于2017 7 26日向行提

交了模板在行境家和社会家的意础省目模板行了

修改和完善并于 9 1日收到行的意函目前省目在组

13

款施期咨询家按照2018 半 2次行检查团要求极准备拟提

金融服提供商 RFSP 的简版ESMS 待行批准RFSP 施体简

版ESMS将提交行批

F. 式投入使用算机管理系统

44. 省目在目管理信息系统 MIS 中建立了ESMS记录能申诉记录

机制和表告自生成和输出能笔子款的境社会影响指标均纳入

了的信合信息中包括境类别征地非自愿移民土地流转少数

民影响系统会据信合录入信息自统相的监测指标极大地提升

了子目的跟踪管理监测告程序

45. 告期内 MIS系统式投入使用各目和中介银行各支机构充

利用信息记录和管理子目在操作过程中遇到困难时通过即

时聊天工 QQ群行充的论和信息享软工程师会在第一时间快回

答疑解惑并据需要断完善和 MIS系统在各目和银行

的极参和配合一了ESMS的各监测指标和数据来源的提

安保监测告相表的输出以安保监测告模板目拟引入新的中介银

行机构待行批准 MIS系统将添新用户并相使用人员行

确保MIS系统数据记录的效

46. MIS系统的投入使用极大地提升了子目的跟踪管理监测告程

序仅规范了目管理流程提高了目管理效率而降了公能源耗

促了绿色公的 MIS系统QQ群在线交流互方便快捷符合信息时

代的要求仅能时回各种疑难题和操作难题在思广益的氛围产生

更多更好的系统思路和解决方案而了目管理人员和施人员之间

的时交流和作增了各目和银行人员之间的沟通间接地达到了

效果提升了参人员行目以境和社会保障的理解

47. 告期内甘肃银行完成配套体系建 6.51 千美元要是支付深圳长

亮科股份限公在行心系统中开发行转款产品相能的相

用

III. 开展 ESMS 相遇到的题解决

A. 遇到的题

48. 2018 半 2家中介银行虽发了8笔子款但目目标相比目

施展缓慢特别是子款批程缓慢多方面的原因包括：1 子

款候选人缺乏效的抵物和担保符合银行信条 2 几国家扶贫

攻坚工作业出多策精准扶贫产业扶贫等大规模资金已投入

目服群体由于府扶贫目投入资金大利率定担保条惠等

原因多策叠支持行目款子借款人选择困难目缓慢

3 由于行款要求当企业或合作社款额度超过100万美金时款需要行

14

前而行前过程需要的时间较长户急于用款愿意等待的情况会选

择他款品种利于行款的投 4 中介银行效评体系

施行目制 5 中介银行能充履行使无法落已达成一

的行和措施

49. 告期内中介银行在目的执行过程中面临的要挑战是：1 外部挑战：

大部子借款人行款目的理解偏差认行款是府款子

款申人提供的担保措施薄弱或无效款面临的风险较大目前子款申

人的数限质待提高因子款申人的质数足以支

中介银行完成度划需继续挖掘 2 内部挑战：境理社会理

首次接触行款目目操作能力自身综合能力需一提升

50. 中介银行在执行ESMS过程中遇到的要题包括：1 银行虽将ESMS嵌入

信业体系中但者之间尚很好的融合一方面中介银行境

和社会风险的认识足层信人员需要更一提高ESMS的相知识

验和能力另一方面在操作过程中银行层户理遍认 ESMS评

估监测是一额外的工作延长了信业时间 2 银行支机构人员

流较大虽时地开展目但施ESMS的延续和稳定形成了

一定的挑战 3 目要求端借款人提供大信息借款人无法准确理解

和阐述子目ESMS评估相的题需要多次重复确认境理和社会管理

者沟通成高; 4 子款申人适 ESMS中的公示制度和申诉机制

51. 快目施度在银行意的础省厅省牧

厅提出了行款条的修改措施在2017 内第个检查团期间行达成了

识并签署了意款条的备录款条包括： 1 长

单机制各县区目向银行提供度长单指示款额度和期

限各银行按照目规定的要求执行筛选标准自确定子借款人 2

扩大子目范围在保持原目大框架的前提扩大子目范围到泛

业领域仅需符合省厅省牧厅各银行之间转规定的合

子借款人和合子目的定义目管理手 2规定的筛选标准即

3 扩大银行施行目的县域范围甘肃银行和银行施行目的

范围 5个县扩大到10个县峒区泾县灵县县镇原县临

洮县岷县永靖县和县石山县家银行以在 10个目县内自

开展相业但是家银行在新开展业县的首笔子款必要通过

行行前 4 甘肃银行和银行在各县区资金的限额

甘肃银行和银行的行款资金总额度然按照转中的

规定保持但在各目县区发的行款资金额度原规定的

额度限制但过2018 半的目施发述目快起到

促作用中介银行依沿用原抵担保目标户选择等方式因目

依缓慢

B. 题的解决

52. 针中介银行在执行ESMS相过程中遇到的多题提出了以解

15

决方案：1 按照款条的和目规定的要求执行筛选标准泛

业领域的户中筛选符合转和目管理手规定的合子借

款人 2 多方面调解决款户担保难题极探索除常的抵担保措

施以外的担保方式如业生产施抵林权抵流转土地营权抵联

保互保等担保方式在符合银行款条的前提尽降户的担保准入条

3 在户小额信用款方面到突破口以效解决抵担保足的题

4 强子借款人之间的沟通复相题确保得到于目到

的相题的准确答案 5 要求借款人提供全面补充缓境影响的措施

由目术人员和咨询家借款人在境社会管理方面行管理和指

6 在执行申诉机制时子借款人做思想工作缓或抵触情 7

通过增工作调和沟通频率强各县区目之间的沟通配合简

目管理程序

53. 针中介银行在目施中在的各类题省目通过多次省发改

沟通交流县区目召开目会原因多方一认

由于中介银行的极怠工目调整势在必行省目据2018 4 份行

检查团期间行的意完成了省府副省长的题汇料于2018

5 3日省厅处以期通过高层预目施

54. 6 6-7日行度内第次检查团贾新宁副首代在甘期间省目

极目理行官员家沟通目的行方案并于6 22日向

行提出如目调整建：

引新的中介银行在目施中和引入新的中介银行确保新

引入的中介银行在县层面的目执行效果使新银行在目施能够地方

的接更紧密融合程度更高新中介银行的引入将在县一行转

将在县一参完成由于的 3 家中介银行并退出目的

施它们将继续开展各自目业直到新的中介银行参来相

额度行重新配

扩大子款服范围目规定的合子款用户是中小型业企业

民业合作社和个体户据行家建省目划扩大子款用户

范围将大中型企业纳入目服目标

用新目县换目县在保持 11 个目县总数前提调整

目施县域范围引意愿和能力执行目的县以换原的一僵尸县

少金融中介款部额度省目划适当少 3 家中介银行

的行款总额 8,219.6 万美元体调整方案和资金配的工作将在 2018

10 15 日前按行要求完成并提交

55. 大目传和力度提高县区目管理人员和中介银行层工作

人员目整体 ESMS 行管理要求和度划的熟悉程度

16

56. 省目将督促各县区目和中介银行大监管力度和频次通过

定期汇定期督查定期监评等方式强监管确保各境和社会保障策

措施得到彻执行确保ESMS发挥的作用外使目利益相者

包括牧系统相人员金融机构户理以业生产营体在保脆弱人

群和境方面发挥更极的作用

IV. 验教

57. 中介银行在目施的过程中学并接行款目境社会管

理制度 ESMS 等系统的理念于银行在信业理中更注境

社会方面的影响注别等支持业发展力金融服体系建

产业发展创力

58. 提供业术支持帮改目按照ESMS第2个骤的要求

人员子借款人提供相术支持将境管理方面好的践和做法纳入中

以增强子目的境和社会效益时第2个骤中持续业和气候智

慧型业的做法值得广用于目区外他区域的业生产中体包括水

资源使用膜回收圈舍建毒施建畜禽粪污处理土壤保

病虫害综合管理饲养术疫病防治等

59. 开展能力建提高施ESMS的能力通过会场监督和

研会等多种方式目管理机构力于帮县区目和中介银行的工作

人员能够准确理解ESMS操作流程业标准管模式等提高绿色金融业

能力外目管理机构一直在中介银行一了解境和社会风险提

高履行境和社会任的意识和能力另一方面通过持续断的目

传和术指提升业生产营体的境和社会保障意识

60. 目建期内府将持续地在银行施ESMS过程中发挥极作用通过

目的施将金融机构把境和社会管理纳入战略规划层面指银行

开展业生产营体的绿色金融业在投融资决策中考虑中小微

户潜在的境和社会影响效益把境和社会条相的潜在的回风

险和成融合银行的日常业中银行在注自身发展的时极担

境和社会任促业绿色发展

61. 金融机构而言 ESMS解决了如何将境和社会因素纳入战略规划和业

流程如何在业领域中开展境和社会风险评估和管理如何衡好获商

业利益和履行社会任的系等题府而言 ESMS回了如何金融

机构建立银行绿色评机制如何引开展业领域的绿色金融业如

何转换角色场充发挥促业绿色发展的作用

62. ESMS 操强绿色金融制度安排创新绿色金融产品和商业模式到绿

色金融持续发展所累的验在更大范围复制广

17

V. 一工作划

63. 快子款批发持续目 1 原中介银行将多方面调解

决款户担保难题极探索除常的抵担保措施以外的他担保方式

如业生产施抵林权抵流转土地营权抵联保互保等方式在

符合银行信条的前提尽能降户的担保门槛 2 原银行将继续

按照款条的继续向符合目要求条的业企业民合作社和民

发子款效使用已回收的到期的子款各目县行将继续按照各自

境社会管理制度施骤所的子借款申行筛选类评估

按照人民银行银监局相信调查批要求认真开展子目的前调查

批工作并笔子款的行跟踪监测和告 3 新入的中介银行在

目施中将起到效竞争机制新的中介银行被要求开通行款绿色通道

简款批流程降款门槛以期快子款批发时间时新中介

将按照境社会管理制度施骤子目行筛选和甄别并强

管理确保制度融入款流程

64. 强能力建特别是境/社会理境/社会官员的能力建在来

目施过程中强目相人员尤是县区目中介银行的

能力以提高业的执行能力 ESMS的理解能力和目管理能力

65. 帮金融服提供商建立和施简版ESMS 继续力适合并

意愿的非银行金融机构参目施由于 3家中介银行能在款生效2

之内向少1家金融服提供商 RFSP 提供款,子 3 向RFSP提供

款失因子 3 RFSP 款将行重新规划使用省目划在2018

10 15日前完成部资金使用的建书和简版ESMS 并提交给行

66. 大目传和力度持续强县区目管理人员和中介银行

层工作人员目整体 ESMS 行管理要求和度划的熟悉程度

67. 增监督频率和强度各目和中介银行支机构将大力度和频次

通过定期汇程序定期督查监评等方式强监管强 ESMS 施的监督

监测评估确保各境和社会保障策措施得到彻执行

18

1: 行款甘肃特色业金融服体系建目社会和别行划监测表

告期：该018 1 1日-绩详0日

目内容社会和别产出姓累姓 2018 1 1 日绩详0 日

产出 1：建立

惠的境

好型特色

业生产地

1a. 14130 民提供中女少于 50% 贫困人口少于 30%

接的民总人数 2389 826

接的女人数 710 195

接的贫困人数 499 173

接的女人数比例％ 30% 23.7%

— 接的贫困人数比例％ 20.8% 20.9%

1b. 450 术人员提供中女比少于 30% 30%的地建益人贫困人口

接的术员总数 1385 369

接的女术员人数 444 114

姓姓姓姓接的女术员人数比例％姓 32 31

1c. 地建益人中 30%贫困户

姓姓姓姓地建益人总数姓 11429 1987

姓姓姓姓地建益人中的贫困人口数姓 1752 183

姓姓姓姓地建益人中的贫困人口比例％姓 15 10

1d. 女和贫困人口提供等的目款准入条 50% 户子款由女签

户子款总户数 30 2

户子款由女签的户数 20 1

户子款由女签的户数％ 66.7% 50%

1e. 土地流转女签少 70%的土地流转女签

土地流转总数 434 13

女签的土地流转数 322 8

女签署土地流转比例％ 74.2% 62%

1g. 少 50 工作人员参水土保持和资源监测中女少于 30%

参水土保持和资源监测的总人数 0 0

参水土保持和资源监测的女人数 0 0

参水土保持和资源监测的女人数比例％ 0 0

产出 2：支持

业合作社和

业企业发展

2a. 6510 成员提供中女少于 50% 贫困人口少于 30%

接的民总人数 1081 361

接的女人数 323 85

接的贫困人数 225 75

接的女人数比例％ 30% 24%

— 接的贫困人数比例％ 20.8% 20.7%

2b. 868 术员和管理人员提供中 30%是女术员

接的术员总人数 750 115

19

目内容社会和别产出姓累姓 2018 1 1 日绩详0 日

接的女人数 247 40

接的女人数比例％ 32.9% 34.8%

2c. 企业和民合作社先女和贫困人群提供新的工作机会中 40% 女 30% 贫困人口

新员的总人数 357 87

新员中女人数 202 51

新员中贫困人口数 119 36

新员中女人数比例％ 56.5% 58.3%

— 新员中贫困人数比例％ 33.3% 33.3%

产出 3：发展

金融服

体系

3a. 270 中介银行员工和 35 个金融服提供商员工参中 30%是女

中介银行员工总数 318 110

中介银行女员工总数 127 41

中介银行女员工比例％ 39.9% 37.2%

金融服提供商员工总数 12 2

金融服提供商女员工总数 8 2

金融服提供商女员工比例％ 67% 100%

3b. 少建立 29 层金融服网点中 30%是女员所女员工都参了

建立层金融服网点数 5 0

员总数 120 0

女员人数 54 0

参的女员人数 17 0

女员人数比例％ 45 0

产出 4：强

目执行和管

理能力

4a. 各目和中介银行参目员工参了别和发展：1 别和发展的概念和践 2 行别策 3 社

会别行划

4b. 各目和中介银行任负文编制和目监测评估的任人建立按照别收数据的数据

4c. 在充足预算建立省目和 11 个县目少 35%的员工是女

省目人员总数 11 9

省目女人员总数 6 4

省目女人员比例％ 54.5% 36.3%

县目人员总数 88 83

县目女人员总数 37 37

县目女人员比例％ 42% 44.6%

4d. 76 各目人员行目管理管理和施 ESMS/EMDP/SGAP/M&E 方面的少 35%的女职员

省目参的员工数 10 9

省目参的女员工数 6 4

省目参的女员工比例％ 60% 44.4%

县目参的员工数 88 73

县目参的女员工数 37 37

县目参的女员工比例％ 42% 50.6%

20

2: 行款甘肃特色业金融服体系建目少数民发展监测表

填单：甘肃银行银行榆中浦发镇银行姓

汇总单：甘肃省目姓

告期：该018 1 1 日-绩详0 日姓

施的川姓目施姓的少数民川川姓少数民家庭数姓少数民人口姓面效益/负面影响姓

和县新营沟王啤

特果生产地姓和县新营沟回姓旧绪姓该旧详姓

发展当地特色业利于提

高少数民民收入在

面影响合作社少数民人

口提供了就业机会使收入

增等无负面影响姓

姓

川一笔款合的姓

川川少数民类：东拉保安和回姓姓姓

21

3: 行款甘肃特色业金融服体系建目申诉记录表


告期：该018 1 1 日-绩详0 日姓

序姓申诉类

别*姓

申诉范

围**姓

申诉的

简要

述姓

申诉者影响人

数姓

接收到申诉的日期姓申诉处理的机构和日期姓

RFSP 行姓会镇府姓县目他 RFSP 行姓会镇府县目他姓

1 无姓

RFSP= 金融服提供商姓

*1 表示书面申诉 2 表示口头申诉姓

** 1 表示境申诉 2 表示社会申诉姓

*** 如果写明机构的

22

4: 行款甘肃特色业金融服体系建目信监测表

填单：甘肃银行银行榆中浦发镇银行姓


告期：该018 1 1 日-绩详0 日

序姓

姓款户姓款质姓款用途姓

款

金额

进万元远

款期限款发

日期姓

银行款

余额姓

万元

逾期姓

偿款

万元

建

覆盖

行

数姓

信

覆盖

户

总数

信

覆盖

总人

口数

信

覆盖

贫困

户总

数

信

覆盖

贫困

人口

总数

信

覆盖

妇女

总数

信

覆盖

少数

民

总户

数

信

覆盖

少数

民

人数

总数

的

土地流

转数

亩

资金来源万元备注姓

行

资金

自

资金姓

1姓泾川县盛腾牧业有限责任

公司零售贷款采购肉牛 200.00 24 个月 2018/06/12 200.0000 0 1 50 180 4 12 75 90.19 200.00 泾县姓

该姓泾川县裕康牧业有限责任

公司零售贷款采购肉牛 200.00 24 个月 2018/06/12 200.0000 0 4 240 800 20 40 200 860.00 200.00 泾县姓

详姓杨保军零售贷款果园建设 30.00 24 个月 2018/1/29 30.0000 0 1 25 86 4 12 35 78.26 30.00 灵县姓

旧姓灵台县绿地苹果农民专业

合作社零售贷款果园建设 130.00 24 个月 2018/05/16 130.0000 0 3 36 136 6 20 68 193.48 130.00 灵县姓

旨姓甘肃荟荣草业有限公司零售贷款

种植及收购优质紫花

苜蓿等牧草 300.00 12 个月 2018/06/20 300.0000 0 2 60 185 15 45 86 300.00 县姓

绩姓临洮恒德源农业发展有限

公司零售贷款

进行大棚蔬菜的种

植。 200.00 11 个月 2018/04/13 200.0000 0 1 150 600 180 54 120 8.00 200.00 临洮县姓

绪姓王武零售贷款

啤特果标准园建设，

收购啤特果和配置相

关贮设备等流动资

金

50.00 12 个月 2018/03/08 50.00 0 1 142 683 41 198 328 47 243 50.00 和县姓

8姓临夏州龙腾园林有限公司零售贷款林木育苗 100.00 12 个月 2018/04/10 100.00 0 1 37 135 5 25 41 94.00 100.00 永靖县姓

合计 1210 - - 1210 - 14 740 2805 275 406 953 47 243 1323.93 1210 - -姓

川姓指批发款或零售款 ** 仅指目款的户总数建档立的贫困户总数贫困人口总数妇女总数和少数民总数

23

5: 行款甘肃特色业金融服体系建目能力建统表

告期：该018 1 1 绩详0 日姓

序

号县区时间天数地点举办方主题及内容参训人员构成培训师

1

榆中县 2018/6/25 1 榆中县动物卫生监督所四

楼会议室榆中县项目办

培训《食品安全法》《农产品质量安全法》

《甘肃省农产品质量安全条例》《动物防

疫法》《动物检疫管理办法》等

项目办人员、技术员

姬全福榆中县动物卫生监督所所长，

高级农艺师

杜丽娟中级畜牧师

刘渊高级畜牧师。

2

泾川县

2018/3/7 2 陕西省韩城市泾川县亚行办组织泾明乡郝家村村民赴陕西省韩城市考

察花椒产业

项目办人员、农民、

其他人员

3 2018/4/3 1 泾明乡郝家村泾川县项目办马铃薯种植技术、花椒栽植病虫害防治等

项目办人员、农民、

其他人员雷治林，泾川县蔬菜办公室高级农艺师

4 2018/5/30 1 窑店镇南头湾村泾川县项目办果园管理及病虫害防治项目办人员、农民果业局农艺师

5 2018/5/16 7

贵州省遵义、六盘水、盘

州等地泾川县项目办

农村三变改革工作、精准扶贫、合作社运

营等。项目办人员

6

灵台县

2018/1/20 2 灵台宾馆六楼会议室灵台县项目办肉牛养殖技术培训项目办人员、技术员、

农民、其他人员

7

2018/1/22 2 灵台县工会六楼灵台县项目办农民合作社财务管理培训会议

项目办人员、技术员、

其他人员、企业合作

社成员

8 2018/1/24 2 灵台县工会六楼灵台县项目办农民合作社财务管理培训会议

其他人员、企业合作

社成员

24

9

环县 2018/1/22 10 甘肃省庆阳市环县环县项目办

亚行项目相关策，旱作农业，枸杞、黄

花菜栽植技，作物病虫害防治技术，设施

农业，主要农作物良种应用，小杂粮栽培

技术，畜牧养殖技术等。

技术员

王昆环县县委党校理论教师

刘生瑞环县农技推广中心主任农业研

究推广员

陈彦锋环县农技推广中心副主任高级

农艺师

郭满平环县农技推广中心农业研究推

广员

张贵曦环县农技推广中心高级农艺师

王珍环县农技推广中心高级农艺师

10 镇原县 2018/6/14 6 甘肃省庆阳市

镇原县亚行项目

办

参加第十六届庆阳端午香包民俗文化节农

产品展销会

项目办人员、企业合

作社管理人员

11

岷县

2018/5/10 3 岷县万国大酒店岷县亚行项目办

亚行项目基本概况设施农业的概念及岷

县设施农业发展的概况和建议中药材标

准化种植加技术马铃薯丰产栽培技术及

病虫害防治合作社规范化建设与管理

农药安全使用与病虫害防治知识等


唐雄辉亚行项目计划官员

陈育林农艺师

刘佛珍高级农艺师

郎万宗岷县种子站副站长、农艺师

郎子龙岷县经管站副站长、高级农艺师

陈书珍岷县农技站长、高级农艺师

陈海燕岷县农广校副校长

郑乐永岷县爱心慈善协会会长等

12

2018/5/14 5 福州岷县亚行项目办

与福建省医药集团公司进行对接，争取建

立营销合作关系进一步加强与福州瑞

春堂国药馆有限公司的合作，深化合作关

系洽谈农超对接合作等。


13

临洮县 2018/6/15 1 康家崖三荣农业观光农业

休闲园临洮县农牧局

百合栽培技术及病虫害防治;百合特色产

业发展现状及百合黄化病防治技术。


农民、其他人员、企

业合作社管理人员、

企业合作社成员

林玉红甘肃省农科院百合产业研究所

研究员

李斌兰州市七里河区农技站站长高级

农艺师

25

14

永靖县

2018/4/23 4 成都永靖县亚行项目

办展示永靖县特色优势农产品


企业合作社管理人

员、企业合作社成员

15 2018/6/23 3 北京全国农业展览馆永靖县亚行办农产品产销对接


作社成员

16

积石山县

2018/1/25 2 鑫海宾馆积石山县亚行项

目办

ESMS 监测数据表格表格、项目监测框架数

据表格的填写


作社管理人员乔培寿项目办副主任

17 2018/3/15 6 成都、重庆

积石山县亚行项

目办

推介宣传花椒产品，了解积石山花椒在外

省的销售情况等。


作社管理人员

18

2018/6/1 21 农业局二楼会议室积石山县亚行项

目办

1.当前项目进展情况 2.项目主题活动培

训 3.讨论解决目前项目关键的问题项目办人员、技术员

张学云县农业局局长

陈朝阳副局长

乔培寿项目办副主任

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