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GLOSARIO ESPAÑOL-INGLES DE PALABRAS Y EXPRESIONES UTILES (05 09 2012)

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    GLOSARIO ESPAOL-INGLS DE PALABRAS Y EXPRESIONES TILES CON ACTUALIZACIN PERIDICA

    ltima actualizacin: 05-09-2012

    CONTIENE 4 214 PALABRAS Y EXPRESIONES CON EJEMPLOS DE USO EN CONTEXTOS TPICOS TOMADOS DE LA VIDA REAL

    SPANISH-ENGLISH GLOSSARY OF USEFUL WORDS AND EXPRESSIONS WITH PERIODIC UPDATING

    Latest updating: 09-05-2012

    4 214 WORDS AND EXPRESSIONS WITH EXAMPLES OF USE IN TYPICAL CONTEXTS TAKEN FROM REAL LIFE

    Banco de Crdito y Comercio (BANDEC)Compilacin: Juan Cajaraville ([email protected])

    Ud. puede acceder a este Glosario actualizado a travs del Portal Interbancario (http://www.interbancario.cu/), en la Seccin Publicacionesde la pgina inicial, bajo el ttulo Glosario de trminos

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    NDICEINDEX

    [A] [B] [C] [D] [E] [F] [G] [H] [I] [J] [L] [M] [N] [O] [P] [Q] [R] [S] [T] [U] [V] [Y] [Z]

    A

    a bajo precio: at low cost (integrating personnel from volunteer service agencies is often seen as an effective way to achievedevelopment results at lowcost.); low-priced (Besides, our high quality low priced products have obtained the SGScertificate.); cheaply (Send text messages cheaply and easily with goober.)

    A buen entendedor con pocas palabras basta.:A nod is as good as a wink. /A word to the wise is enough.

    A buen hambre no hay pan duro.: Hunger is the best sauce.

    A caballo regalado no se le mira el diente.: Never look a gift horse in the mouth.

    a cambio de:in exchange for ( in exchange for raw materials.); in return for (Firstly: what would be obtained in return for the money?)

    a cambio:in exchange (But in exchange, they demanded)

    a cargo de:in charge of (The vice-president in charge of marketing services) / (Three SOCBs (Banco Metropolitano, Banco de Crdito yComercio, and Banco Popular de Ahorro) are in charge of providing the new loans and financial services.)

    a causa de:because of (They were late because of the snow.); on account of (She claimed that she was denied admission to the school onaccount of her race.)

    a cobrar:receivable (Losses on credit card receivable and personal loans remained stable compared to 2009.)a comienzos de: in early (in early year) (in early last year)

    a condicin de que: provided (that) (You may come provided it is early.)

    a continuacin:hereafter (The IFRS items that had to be reclassified in the Consolidated Statement of Financial Position are presentedhereafter.)

    a corto plazo: short-term (Short-term interest rates are going down.)

    a crdito:on credit (If they wanted to buy a fridge or a TV on credit)

    a decir verdad/en verdad: as a matter of fact (As a matter of fact, an examination of the accounts in question showed...)

    a diferencia de: in contrast with (She is quite petite, in contrast with her tall sister.); unlike (Unlike most export credit agencies ); incontrast to (In contrast to many of the Heads of State or Government, we are declaring our support)

    A Dios rogando y con el mazo dando: God helps those who help themselves

    a discrecin de:at the discretion of (The decision is left at the discretion of the Minister of Economy.)

    a efectos de: for the purposes of/ for the purpose of (If invited to do so, they may assist for the purposes of clarification or information)

    a escala nacional: on a national scale (Better coordination on a national scale would also in certain cases facilitate...); nationwide (anationwide survey)

    a ese respecto:in that regard (In that regard, combating impunity is a factor in preventing the commission of such acts against civilians.)

    a este respecto: in this regard (In this regard, it will be recalled that as part of Phase I of its strategic plan, the Bank achieved); in thisrespect (Switzerland is a good example in this respect.)

    a favor de:payable to (Please make your check payable to Broadway Antiques.)

    a fin de que:so that (He lied so that she would go free.)

    a fin de:in order to (In order to weigh the extent of the visible contents of the Cuban monetary and exchange rate reform )

    a finales del presente ao:at the end of the present year (Even better, the current projection indicates that at the end of the present year

    incomes will exceed expenditures.); at the end of the current yeara gran escala:large-scale (Large-scale state enterprises formed only a small part of its economy.)

    a grandes rasgos:in broad outline (The President of the Commission introduced the communication in broad outline.)

    a inicios del ao: at the beginning of the year (continues to grow strongly, beating the forecasts made at the begining of the year.)

    a la baja: downward (It is the responsibility of scientists to slow this downward trend.)

    a la inversa de lo que: contrary to what (Contrary to what some people are saying)

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    a la inversa: the other way around (Politics must control the market and not the other way around.)

    a la larga: in the long run (In the long run, that would also be bad for the Chinese people.)

    A la ocasin la pintan calva.: You have to strike while the iron is hot. /You have to make the most of the chances that come your way.

    a la par con:at par with (At parwith the highest quality standards in the world, these products); on par with (Adjusted return on equityreached 17.7%, on parwith the top-performing Canadian institutions.)

    a la par:at par (The shares are callable at par after three years and may be repurchased at any time under certain conditions.)

    a la vanguardia: on the leading edge (Smith and Baird remain on the leading edge of the industry.)

    a la vez:all at once (It is not intended that changes happen all at once )

    a la vista:at sight (The documents issued at sight or without a due date are subject to a 0.5% flat rate.); on demand (Payable on demandand after notice.)

    a largo plazo:long-term (Economic capital thus helps determine the equity capital the Bank requires to protect itself against such risks andensure its long-term viability.)

    a las que/a los que/a aquellas que/a aquellos que:to those that (new investments were limited to those that generate foreign exchangeearnings in the short term and substitute imports)

    A lo hecho pecho.: It is no use crying over spilt milk.

    a lo largo de este ao: in the course of this year (work will be presented to the Council in the course of this year.)

    a lo largo de los aos: over the years (Much of that has changed over the years.)

    a lo largo de los ltimos aos: over the last few years (The national and international macroeconomic context in which the Argentine

    economy has developed over the last few years has been somewhat changeable.)a lo largo de su existencia: throughout its existence (Throughout its existence as a state, Israel has contravened this Article of the UN

    Charter on many occasions); during its lifetime (During its lifetime a knowledge community could develop in anumber of way..)

    a lo largo de todo el ao: all the year round (maintaining a practically uniform temperature all the year round.)

    a lo largo de: throughtout (the terminology used throughout the proposal); over (The campaign needs to continue over the next two years.)

    a lo mas:at best (at best, well just manage to cover costs)

    a lo sumo: at most (The idea is to keep atmost the specialist services.);at the most (Therefore this would be only for a few decades, at themost.)

    a los efectos de: to the effects of (This impact assessment focuses exclusively on the issues pertaining to the effects of fragmentation,notably on consumers and businesses.

    a mediados de/en el centro de/en mitad de/en medio de: in the middle of (in the middle of May) / (the industries are concentrated in the

    middle of the country) / (in the middle of the night) / (in the middle of a recession)a mediados del ao: in the middle of the year (Annual HICP inflation peaked in the middle of the year, reaching 4.0% in both June and

    July.)

    a medida que pasa el tiempo: as time goes by (It is something that we will see evolving as time goes by.)

    a medida que: as (and is increasing as new relationships are formed.)

    a medida que vencen: as they become due(to fulfil its obligations as they become due)

    a medio plazo:medium-term (To reflect its strategic priorities and changes to the rules of the Basel Accord, the Bank has modified certainmedium-term objectives.)

    a menos que se acuerde otra cosa: unless otherwise agreed (Lack of agreement will not constitute sufficient reason to extend a meeting,unless otherwise agreed.)

    a menos que se diga otra cosa: unless otherwise stated (Unless otherwise stated, all amounts presented in the ManagementsDiscussion and Analysis are expressed in Canadian dollars.)

    a menos que se indique otra cosa: unless otherwise indicated (A blank in a table indicates that the item is not applicable, unlessotherwise indicated.)

    a menos que: unless (Rules are of no value, of course, unless they are enforced.)

    a menos y hasta que:unless and until (Such a decision shall have binding effect unless and until overruled on appeal.)

    a mitad del ao: in the middle of the year (Iberdrola signed a contract with National Grid in the middle of the year.)

    a no ser que se acuerde otra cosa: unless otherwise agreed (Law of the state of New York will apply to the resolution of the dispute

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    unless otherwise agreed in writing.)

    a no ser que se indique lo contrario: unless otherwise stated (Unless otherwise stated, all amounts presented in the ManagementsDiscussion and Analysis are expressed in Canadian dollars.)

    a no ser que:unless (Law of the state of New York will apply to the resolution of the dispute unless otherwise agreed in writing.)

    a nombre de: on behalf of (The request is made on behalf of the Executive Director of the South Centre.) / (On behalf of the executivemanagement team, I wish to acknowledge); in behalf of; in (someones) behalf; on (someones) behalf

    a pagar:unpaid ( plus all declared and unpaid dividends at the date fixed for redemption.)

    A palabras necias, odos sordos.: Take no notice of the stupid things people say.

    a partir de ahora: from now on (The seminar will take place every two years from now on.); starting from now (Starting from now thisreading should be enriched with new perspectives); hereafter (I will let you in this time, but hereafter you have toget permission in advance.)

    a partir de entonces:since then (Since then, we have been awaiting a genuine proposal from the Council.); from then on (From then on, itis expected that it will be cheaper to buy a solar system); thereafter (The rate was assumed to decrease graduallyto reach 2.5% in 2024 and remain at that level thereafter.)

    a partir de entonces:thereafter (The rate was assumed to decrease gradually to reach 2.5% in 2024 and remain at that level thereafter.)

    a partir de este momento:from now on (From now on, we are going to move things along more swiftly )

    a partir de estos datos: on the basis of these data (The statistics compiled on the basis of these data contain monthly records onincoming flows (arrivals) and outgoing flows (dispatches))

    a partir de hoy:from today (This second issue is available from today on this website.)

    a partir de:from (I'm leaving a week from Thursday (= one week after Thursday).; as from (As from next year, Finland too will have such anational day.); as of (As of next month, all the prices will go up.)

    a pedido: on demand (Other benefits yielded by the introduction of printing on demand included a reduction in paper usage worth $5,000per month.)

    a pequea escala/en pequea escala:small-scale (Opening of a small-scale non-state sector, )

    a pesar de que: even though (Even though he never completed college, he runs a successful software company.); although (He decidedto go, although I begged him not to.)

    a pesar de: in spite of (This cooperation produced an excellent result, in spite of some misgivings.); despite (Despite the fact that it hasrealised parts of its investment plan, the company has failed to reduce costs...)

    a plazos: in instalments (When you apply to pay in instalments, you loose your eligibility for the discount.)

    a precio reducido:cheaply (Send text messages cheaply and easily with goober.)

    a primera solicitud por escrito:on first written demand (The majority of demand guarantees are payable on first written demand withoutany additional documents.)

    a primera vista: at first sight(At first sight this looks reasonable.)

    a principios de: in early (in early year) (in early last year)

    A quien madruga, Dios lo ayuda: The early bird catches de worm. /Early to bed and early to rise makes a man healthy, wealthy and wise.

    a raz de:as a result of (What happened as a result of that?); in the wake of (It comes in the wake of the numerous violations of humanrights); in the aftermath (It was created in the aftermath of the floods.)

    a razn de: at a rate of (at a rate of 12 tonnes per trip.)

    A rey muerto, rey puesto.: As soon as one goes out the window, another comes in the door.

    A ro revuelto ganancia de pescadores. : It is good fishing in troubled waters.

    a salvo:unscathed (Not all sectors are unscathed.)

    a su vez: in turn (Better air also means a better environment, which in turn means better health.)

    a tiempo:in time (We arrived just in time for the show.)

    a travs de los aos: over the years (Tourism has been a dominant industry over the years.); throughout the years (Its success has beenproven again and again throughout the years.)

    a travs de:through (Through its more than 18,000 employees, National Bank Financial Group offers a complete range of services: ...); via(I sent the application papers via fax.)

    a travs del cual/a travs del que: through which (It includes a search engine through which one can access articles on Cuban

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    environmental issues.)

    a un ritmo de: at a rate of (The services must be operated at a rate of at least six return trips per day )

    a/al (fecha):as at (as at December 31, 2007= a/al 31 de diciembre de 2007; a los 31 das del mes de diciembre de 2007); (Managerial staff,with an appreciably higher unit cost, was cut from 25 as at 31 December 1997 to 19 as at 27 March 1998.) /(National Bank Financial Group Personal and Commercial, Wealth Management and Financial Marketswith total

    assets in excess of $145 billion as at October 31, 2010.)

    abajofirmante:undersigned (We, the undersigned, wish to protest the planned closing of the local library.)

    abandonar:give up (we have given up the idea of starting a business); abandon (we have abandoned the idea of starting a business)

    abaratamiento: cheapening (The nationalization of Agroislea is going to contribute to the cheapening of food prices.); decrease in price(There was even a substantial decrease in price in 2006.); reduction in price (the reduction in the price of oil);lowering of prices; price reduction

    abaratar:reduce (reduce their costs and improve margins.); cut (cutting the costs and expand the supply of financial services.); lower(Competition is expected to drive investment, generate innovation and lower prices.), cheapen (cheapen theirproduction systems.)

    abarcar: encompass (Our financial support should encompass the whole sector.); cover (The travel guide covers all the museums andhistoric places.)

    abastecedor: supplier (They are the world's largest supplier of baby foods.); purveyor (Radio stations are purveyors of music, information,and companionship.)

    abastecer: supply (... the construction of a regasification terminal in northern Chile to supply local power plants.); provide (If the productivebase of the local economy can not provide for that demand, imports of goods will then ensue.); purvey (The two mallshops purvey nearly identical merchandise.)

    abastecimiento:supply (The supply of cheap food has disappeared.); supplying

    abogar por: argue for (They argued for a tax cut.)

    abolir/abrogar/derogar: abrogate (Nobody knows whether the Bush Plan for Cuba of 2004 has been abrogated.); abolish

    abono a reservas voluntarias: credit to voluntary reserves (Decrease in the share capital with a credit to voluntary reserves.)

    abordar: address (In addition, they address issues of common interest related to international monetary and financial policy.);tackle (Thereare many ways of tackling this problem.); approach (We must approach the matter with care.); deal with (theminister refused to deal with the subject at the press conference)

    abreviar los plazos/acortar los plazos/reducir los plazos:shorten deadlines (Often project supervisors will need to shorten deadlines tokeep costs within budget constraints.); reduce deadlines (Firstly it will allow you to reduce deadlines and costs.)

    abrir a la baja: open down (the Stock Exchange opened down yesterday); be down at the open (the Stock Exchange was down at theopen yesterday)

    abrir nuevos mercados: open up new markets (The move to the third generation is going to open up new markets for small and largebusinesses.)

    abrir una cuenta: open an account (It's impossible to open an account in Switzerland by correspondence.)

    abrir una lnea de crdito:opening a line of credit (Opening a line of credit requires that you fill out a loan application.); establish a line ofcredit; open a credit line (Assistance was provided to open a credit line for women microentrepreneurs)

    absoluto:absolute (in absolute terms) / (Absolute certainty is, of course, never attainable in the economic sphere.)

    absorber:absorb (Retailers and others in the supply chain are expected to absorb the duties.)

    absorcin:takeover (This is the year for huge corporate takeovers.)

    abstenerse de: refrain from(A covenant is a solemn agreement to engage in or refrain from a specified action.)

    acaparador:hoarder (The unprecedented transfer of state assets to a handful of private hoarders); person who corners the market (Theprice of oil should be far below what it is at present and we have the choice either to buy or not to buy from a

    particular person who corners the market in oil. ...)acaparamiento de tierras:land grabbing (Land grabbing leads to a contraction of small holders farming,)

    acaparamiento: hoarding (end to the monopoly structure and its hoarding, speculating and looting networks.)

    acaparar el mercado: corner the market (one or, at most, a few companies will corner the market.) / (If an organization or companycorners the market, it controls the available supply of a type of product or the ability to sell it.)

    acaparar: hoard (Many people hoarded food in wartime.); corner (If an organization or company corners the market, it controls the

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    available supply of a type of product or the ability to sell it.)

    acarrear: entail (Any investment entails risk.)

    acceder a (consentir):consent to (The director consented to change the ending of the movie.)

    acceder a:access (People now can access information from the Internet as never before.); gain access to (European citizens must be ableto gain access to the cultures of other European and non-European countries, particularly their neighbours.)

    acceso:access (Many of the families do not have access to health care.)

    accidentado: uneven (Due to the uneven topography of this land, the region presents rather different climates.)

    accionariado/participacin accionarial: shareholding (All the other facilities benefited the private sector, with local companies having asignificant European shareholding.)

    acciones e instrumentos relacionados con las tasas de inters: interest rate related instruments and equities (the risks pertaining tointerest rate related instrumentsand equities)

    acciones:shares (She owns 2000 shares of General Electric.)

    accionista mayoritario: majority shareholder (Zeltia S.A., remains as the majority shareholder of Noscira with 61,98% of the companycapital.); major shareholder (Renco's major shareholder is the enigmatic multimillionaire Ira Leon Rennert.);majority stockholder (A person or company that owns 50% plus one of the stock in a publicly-traded company is amajority stockholder.); major stockholder (Ned Sherwood, a major stockholder of ChinaCast EducationCorporation (Nasdaq GS: CAST), today issued the following statement setting.)

    accionista minoritario: minority stockholder (AT&T is a minoritystockholder of the Company.)

    accionista: shareholder (It is not controlled by any shareholder or grouping of shareholders.); stockholder (AT&T is a minority

    stockholder of the Company.); shareowner (Almost 90% of the big European companies have employeeshareowners.)

    acelerar: accelerate (the funds earmarked for Romania in order to accelerate their allocation and rapid absorption.); speed up (Cubashould try everything possible to speed up its process in order to recover lost time.)

    acento primario/acento principal: primary emphasis (which places primary emphasis on the information); main emphasis (the mainemphasis lies on the degree or qualification profile)

    acentuar:accentuate (We do not want to accentuate the gap between the rich and poor.); underscore (It should be underscored that 90%of the Banks direct portfolio is collateralized with real guarantees or outside repayment sources, )

    aceptable:reasonable (to obtain reasonable assurance)

    aceptacin bancaria: banker's acceptance (A bankers' acceptance is a short-term fixed rate loan used to finance trade-relatedtransactions.)

    aceptacin:acceptance (Effective checks to prevent the acceptance and payment of overstated invoices were not made.)

    aceptaciones bancarias:bank acceptances (Bank acceptances have a maturity date of up to one (1) year)aceptador/aceptante:acceptor (The acceptor is the third party who accepts responsibility for payment in a bill of exchange drawn upon it.)

    aceptar/recibir: take (The supermarket takes debit cards, credit cards, cash, and checks.)

    acerca de/de/sobre:about (the Bank uses its intranet to better inform employees about environmental issues); concerning (If you have anyinformation concerning the incident, please contact the police.)

    acercarse a: approach (Sales and discussion guides help you approach your customers.); come closer to (In this way, Metro seeks tocome closerto its users as a source of knowledge); go closer to (Foreign Minister expects that Belarus will usethe given opportunity to go closerto Europe.) ; get closer to (How can we get closer to that ideal?)

    acoger: welcome (Everyone agreed on welcoming this initiative, thanks to which 90 000 students every year take up the opportunity tostudy abroad.)

    acometer por s solo/encargarse por s solo/permitirse por s solo: afford on its own (The budget should aim at the future and endorseaction which no single Member State can afford on its own.) / (It is often complicated for a production company toafford on its own the production of a film in terms of financing and workload.)

    acometer/emprender:undertake (Cuba undertook a previous reform in the 1990s, but this was halted in the first decade of this century.)

    acompaar: show (Ill show you out of the buidilng.)

    acontecimiento:development (I should like to say how much I welcome this development.); event (What impact will that event have oninterest rates and inflation in Europe?)

    acopiar:collect (the information on the jobs to be evaluated should be collected from all employees who perform these jobs)

    acopio:collection (The financial investigation faces various constraints in the collection of relevant information.)

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    activos amortizables:redeemable assets (Buildings have a limited useful life and therefore are redeemable assets.)

    activos convertibles/bienes convertibles/valores convertibles: realizable assets (Realizable assets: the total of property or claimswhose conversion into liquid funds is presumed possible at short notice.)

    activos de capital:capital assets (It had also caused widespread destruction of capital assets and supporting infrastructure, as well associal dislocation.)

    activos de larga duracin/activos duraderos:long-lived assets (Additionally, we monitor the lives assigned to these long-lived assets forpurposes of depreciation and amortization.)

    activos de larga vida: long-lived assets (The corresponding asset retirement costs are capitalized as part of the carrying value of therelated long-livedassets and depreciated over the asset's useful life.)

    activos de larga vigencia:long-lived assets (and a $51 million charge for abandonment and write-down of long-lived assets.)

    activos de reserva: reserve assets (This information complements the data on reserve assets included in the euro area balance ofpayments and international investment position statistics.)

    activos disponibles para la venta: available for sale assets (The Bank's own holdings of gold are designated and accounted for asavailable for sale assets.)

    activos extranjeros fcilmente disponibles: foreign assets readily available ( reserve assets include those foreign assets readilyavailable to and under the control of monetary authorities for direct financing of payment imbalances,)

    activos fijos tangibles:tangible fixed assets (Tangible fixed assets are valued at the historic purchase price and are depreciated by thestraight-line approach ); fixed tangible assets (Reconciliation of purchase value of fixed tangible assets.)

    activos fijos:fixed assets (The rise in fixed assets is related to the investments made by ENAP.)

    activos financieros negociables:financial negotiable assets (Financial negotiable assets and non-debt instrument liabilities are valued atcurrent market prices, whereas debt instrument liabilities are valued nominally.)

    activos financieros: financial assets (Bulgaria has made little progress in freezing or confiscating financial assets resulting from criminalactivities.)

    activos intangibles:intangible assets (Intangible assets with finite useful lives are amortized)

    activos lquidos en manos del pblico: liquid assets in the hands of the public (Here is the inflationary situation today: The FederalReserve Board estimates liquid assets in the hands of the public at 300 billion dollars.)

    activos lquidos:liquid assets (The Banks survival period, an indicator designed to measure the number of days it would take to utilize theBanks liquid assets if)

    activos monetarios:monetary assets (Monetary assets and liabilities denominated in currencies other than the functional one ...)

    activos netos sin restricciones:Unrestricted net assets (Unrestricted net assets are net assets with no restricted use.)

    activos netos:net assets (Goodwill represents the amount by which the price paid exceeds the fair value of the net assets acquired.)

    activos no acumulativos: non-performing assets ( or to fund non-performing assets beyond the amount of the available creditenhancement.)

    activos pignorados/activos consignados en garanta: pledged assets (The risks and rewards of the pledged assets reside with thepledgor.)

    activos ponderados en funcin del riesgo: risk-adjusted assets ( take immediate action to comply with the solvency rules either byraising additional capital or by reducing risk-adjusted assets.)

    activos productivos:productive assets (There is evidence of families selling their productive assets such as land or livestock, )

    activos tangibles: tangible assets(Assets that have a physical existence, or give the holders definite set of financial rights are classified astangible assets, as opposed to intangible assets such as ...)

    activos totales promedio:average total assets (Another relevant measure is net interest income over average total assets (ATA) )

    activos y pasivos:assets and liabilities (When they are initially recognized, all financial assets and liabilities, including derivative financialinstruments, are recorded at fair value in the Consolidated Balance Sheet.)

    acto seguido:thereupon (It thereupon states that the means of building that peace are education, science, culture)

    actual:current (Under current state law, students can drop out of school legally at age 17.); present (in its present form) / (at the presentmoment); existing (The Bank strives to serve all the financial needs and maintain the loyalty of its existing clients.)

    actualizacin del modelo econmico: update of the economic model (Since 2010, the Cuban economy has entered a new period ofeconomic reform, officially labeled as an update of the economic model.); modernisation of the economic model(the changes that the Ral Castro government is applying and will continue to implement as part of a broadmodernisation of the economic model.); updating of the economic model (At the same time, reaffirmed its

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    commitment to the process of updating the economic model designed to strengthen socialism, with the activeparticipation of the people.)

    actualizacin:update (You can get hourly news updates on the Internet.); updating (Regular and periodic updating of the inventories)

    actualizar el modelo econmico: update the economic model (President Raul CASTRO said such changes were needed to update theeconomic model to ensure the survival of socialism.)

    actualizar:update (When you move, don't forget to update your mailing address.); upgrade (They're spending more than $4 million nextyear to upgrade computer systems.); actualize (has all the essential credentials to actualize the goals ofsustainable development.)

    actualmente: at the moment (We can do more than we are doing at the moment.); currently (and a comprehensive strategy forcommunication with investors is currently being developed.) / (He currently is directing TV sitcoms.); at the presenttime (Our main concern at the present time is the recent catastrophe in China that has taken so many lives and hasaffected a great portion of the country.); at present (This research may contribute to the economic changes that arehappening in Cuba at present.)

    actuarial: actuarial (As far as after-service medical benefits are concerned, such liability should normally be determined by actuarialevaluation.) / (Actuarial valuations are made periodically to determine the present value of plan obligations.)

    actuario de seguros/actuaria de seguros: actuary (The calculation of the technical provisions shall be executed and certified by anactuary or other specialist in this field on the basis of recognised actuarial methods ) Corresponde al Actuario deSeguros la actuacin, en exclusiva, en todas las cuestiones de tcnica matemtica y econmica de las Institucionesde Seguros, Ahorro y Capitalizacin, y, como ttulo de rango facultativo, autoriza a quienes lo poseen para ejercerlos cargos de alta de direccin de las Empresas de Seguros, Ahorro y Capitalizacin; el asesoramiento, la peritaciny el desempeo de cargos en los que se requiere el uso de sus conocimientos especficos en las materias deestadstica matemtica, teora econmica de las Empresas de Seguros, direccin y tcnica contable y estimacincuantitativa de operaciones financieras.

    acuerdo de garanta en efectivo/acuerdo de garanta accesoria: cash collateral agreement (If the debtor and the secured creditor areable to reach an agreement, the terms of the agreement are usually set forth in a "Cash Collateral Agreement" )

    acuerdo comercial:trade agreement (This proposal introduces amendments to an existing bilateral trade agreement.)

    acuerdo comn:joint agreement (Mr Milana, congratulations on being capable of reaching a joint agreement,...)

    acuerdo conjunto:joint agreement (thus, military intervention by the United Nations, with the joint agreement of the United Nations, notone or two or three countries using armed force.)

    acuerdo contractual:contractual agreement (In the normal course of business, the Bank provides various banking services and concludescontractual agreements and other transactions with companies )

    Acuerdo de Bretton Woods: Bretton Woods agreement(On the basis of that guarantee in physical gold, the Bretton Woods agreementemerged in 1944, giving the powerful country the privilege of printing hard currency at a time when the rest)

    Acuerdo de Capital:Capital Accord (... the 1996 Amendment to the Capital Accord to Incorporate Market Risks, and the 2005 paper onthe Application of Basel II to Trading Activities ...)

    acuerdo de colateral en efectivo: cash collateral agreement (If the debtor and the secured creditor are able to reach an agreement, theterms of the agreement are usually set forth in a "Cash Collateral Agreement" )

    acuerdo de libre comercio:free trade agreement (South Korea's National Assembly gave the final nod Tuesday to a controversial US freetrade agreement that is expected to boost bilateral trade of) / (Besides, in the future we shall have a free tradeagreement with Vietnam.)

    acuerdo de recompra/pacto de recompra: repurchase agreement (Current practice records the transfer as a sale and the repurchaseagreement as a financing.)

    acuerdo explcito o implcito/acuerdo explcito o tcito:express or implied agreement ("promisor" and the "promisee") may confer byexpress or implied agreement a right on a third party (the "beneficiary").

    Acuerdo General sobre Aranceles y Comercio (GATT):General Agreement on Tariffs and Trade

    acuerdo implcito/acuerdo tcito: implied agreement (Implied agreement is a contract under which the agreement of the parties isdemonstrated by their acts and conduct.)

    acuerdo marco: framework agreement (A first step towards achieving this would be a framework agreement.) / (In other words, aframework agreement is a general term for agreements with suppliers which set out terms and conditions underwhich specific purchases (call-offs) can be made throughout the term of the agreement.)

    acuerdo:agreement (Leaders of both countries signed an agreement to exchange diplomats.); accord (Both parties signed an accord lastweek in Geneva that may finally bring an end to the bloody conflict.)

    acuerdos de reventa: resale agreements (Investments included as cash equivalents are time deposits, mutual funds and financialinstruments under resale agreements.)

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    acumulacin de capital:capital accumulation (We will prosper, our capital accumulation will prosper, our culture will prosper,...)

    acumulacin:accumulation (This should help to prevent the accumulation of new debt.); accretion (But the worrying thing about this is theaccretion of 11.4 billion dollars in the first quarter...)

    acumulado:accrued (The accrued interest on the funds before the payment to beneficiaries belongs to the fund providers.); cumulative(The cumulative effect of regulation is of profound importance.); accumulated (will only take on a revolutionarycharacter if they transfer capital accumulated by the finance oligarchy to the nation)

    acumular:accrue (Interest on this savings account accrues at the rate of 4 percent.); accumulate (He accumulated a fortune in the musicbusiness.); amass (By the time he was 40, he had amassed a fortune.)

    acumulativo:cumulative (Short-term day-to-day funding decisions are based on a daily cumulative net cash position); accumulative (anage of rapid and accumulative change)

    acumulativo:cumulative (The cumulative effect of regulation is of profound importance.); accumulative (Their accumulative effects willonly be visible after several years.)

    acuacin:minting (All the expenses of issue, minting and replacement of metallic coins will be applied to the operative costs ); coinage

    acuar (dinero):mint (Slovakia was the first one to mint the euro coins with its own production facilities.); coin money (The power to coinmoney should remain a government prerogative.)

    acuar (moneda)/acuar (frase,palabra): coin (he must be coining money); mint / (Kraft coined the term "middle America" in the 1960s)

    acusar recibo de: acknowledge receipt of(I should be obliged if you would acknowledge receipt of this letter and confirm that )

    acuse de recibo:acknowledgement of receipt (An acknowledgement of receipt shall be sent to the applicant.)

    adaptar a:tailor to (This approach can be better tailored to the demands of the users of the evaluation.)

    adecuado/adecuada:appropriate (Reviews, evaluates and approves appropriate internal control policies.), fitting (What is most fitting forthis country?); suitable (What is a suitable model of computation?); adequate (Work is planned to ensure thatschools have an adequate physical environment.)

    adecuar los mtodos de trabajo: adapt working practices (we worked very hard to adapt working methods and match technicalstandards.)

    adelantar:advance (Secondly, I believe we can advance our work on territorial cohesion through promotion of exchange of experience,);bring forward (In my opinion, we should still think carefully about the aim to bring forward by one year the deadlinefor the transposition of the measures...)

    adelantos:advances (Technological advances have changed TV news.)

    adems de:in addition to (In addition to that critical issue there are also a number of other...); besides (Besides wealth we should also bespeaking about power.)

    adems: moreover (It was a good car and, moreover, the price was quite reasonable.), furthermore (I don't know what happened toRoberto, and furthermore, I don't care.), besides (He won't mind if you're late -- besides, it's not your fault.); further

    (If we further suppose); also (We also have a catalogue of problems); what is more (What is more, none of thethree provisions clearly establishes its scope.)

    adeudar:owe (a number of countries in a particular region may owe a small amount of contributions); debit (we have debited youraccount with the sum of 5,000 pesos.)/ (we have debited the sum of 5,000 pesos to ofrom your account); have adebt of

    adeudo en cuenta/asiento en el debe: debit entry(Post a debit entry to your bank account.)

    adeudo: indebtedness (This development in the labour market will counsel prudence to households, whose indebtedness leaves themvulnerable to a rise in interest rates.); debit (the sum debited to/from your account); charge

    al azar/aleatoriamente: at random (Of course, websites cannot be closed at random for political reasons.)

    adems de eso/encima de eso:on top of that (On top of that, the effects of the recession put a $3 trillion hole in our budget.)

    adicionar:add (If you add three and four you get seven.)

    adiestramiento en el trabajo/adiestramiento prctico: on-the-job training (The company provides on-the-job training (= training while

    you work).

    adiestramiento:training (We got two weeks of on-the-job training on how to conduct interviews.)

    adjudicacin: awarding (It also intends to commission an independent evaluation (procedure for awarding the contract currently underway).); adjudication (adjudication of bankruptcy)/( The widow renounced the usufruct, and an adjudication of theassets known at the time was made); allocation (The European Union must therefore systematically object to theallocation of the presidency to such countries)

    adjudicador:awarder (The locations will be at the disposition of the awarders 7 days before the date of opening.)

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    adjudicar: award (Their company was awarded a contract worth $40 million by the federal government.); allot (The board allotted $5000 tothe recreation center.); assign (Can you say explicitly what role the Council is planning to assign to the InternationalCriminal Court?); allocate (The objective of collaboration should be to allocate limited resources in a cooperativeand cost-effective way.)

    adjudicatario: awardee (The awardee, upon a formal call, will have a time to sign the Agreement as per the conditions set forth by theCalling Instrument, )

    adjuntar:attach (Additionally, you must attach a copy of the curriculum vitae of all personnel involved, including a list...); enclose (Pleaseenclose a stamped, self-addressed envelope.)

    adjunto a la presente:enclosed herewith (A brief biography of Archbishop Desmond Tutu is enclosed herewith.)

    adjunto:herewith (We are sending you herewith a copy of); enclosed(please find enclosed a copy of the invoice); attached (please fillin the attached form); annexed (the annexed financial statements)

    administracin central del estado:central administration of the state (The problem with the central administration of the state (ACE) inSpain is that it does not really know what it is, where it is going, or what it wishes to be); central stateadministration (To coordinate organizational structures of central stateadministration bodies, state agencies andstate administration offices in counties ...)

    administracin centralizada:centralized administration (This ensures centralized administration and non-intrusive updating in networkedenvironments.); centralized management (It is with concern that we observe bottlenecks, especially within thecentralizedmanagement framework.)

    administracin de empresas: business administration ( master's degree courses in education, business administration and publicadministration.); business management (The goal of businessmanagement is to create wealth...)

    administracin de personal:personnel administration (The personnel administration unit was transferred first, then the compensation

    unit, and finally the payroll unit.)administracin de los recursos:administration of resources (the Fund may decide to perform financial and technical services, including

    the administration of resources)

    administracin descentralizada: decentralized management (The problems relative to the decentralized management of consultantsand the coordination between Headquarters and field offices were highlighted.)

    administracin pblica:public administration (However, the publicadministration continues to suffer from serious weaknesses.)

    administracin:administration (In this regard, the administration will be conducting a quality survey on the service...); management (So amajor challenge is the judicious management of these powerful endogenous and exogenous resources forsustainable development.); stewardship (Unparalleled product stewardship to ensure that products are handledsafely.)

    administrador concursal:receiver in a bankruptcy (The alleged costs of genuine restructuring activities included the costs of purchasingthe means of production from the receiver in bankruptcy of SSPH and SS.)

    administrador de base de datos:database administrator (A database administrator (DBA) is responsible for the performance, integrity

    and security of a database.); administrator of the data base (In the end, the validated terms and definitions are puton-line by administrator of the data base.)

    administrador general:general manager (First, the company in question could not clarify the precise role and responsibilities of its GeneralManager.)

    administrador judicial:receiver (The receiver continued production while seeking a new investor.)

    administrador: administrator (de bienes ajenos) (Contact the global administrator within your organization and request that...); manager(de empresa) (This applies particularly to the role of the infrastructure manager.)

    administrar:manage (Does she have any experience managing large projects?); administer (The national governments have been unableto administer their funds.)

    administrativo: managerial (It was subsequently found that the managerial group concept works better.); administrative (Administrativedata must obviously be free of charge to the public and it has to be obtainable)

    admisible: admissible (If the request is not admissible, the Chairman of the Committee shall dismiss it, while the issue remains ...);acceptable (It was not acceptable to treat newly settled farmers differently from the other ...); allowable (Our wellwater has nitrates above the allowable level.)

    admitir/reconocer: allow (I allow that she tried hard, but ...)

    admitir: allow of (a question that allows of only one reply) / (it allows of no other explanation)

    Adonde fueres haz lo que vieres:When in Roma do as the Romans do.)

    adopcin de decisiones: decisionmaking (They should be active in lobbying to participate in government decisionmaking.)

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    adoptar decisiones: adopt decisions (The absence of such rules has led the Council to adopt decisions of a discretionary nature.)

    adoptar medidas: adopt measures (Belgium must adopt measures by Jan. 1 at the latest to bring its budget deficit below 3% of economicoutput in 2012)

    adquirente: buyer (He's still looking for a buyer for his house.); purchaser (Software purchasers have reported problems with the product.)

    adquirir: acquire (His family acquired the property in 1985.)

    adquisicin de activos fijos tangibles: purchase of tangible fixed assets (Capital grants received in respect of the purchase of tangiblefixed assets are treated as a deferred credit and amortised to the profit and loss account annually ...)

    adquisicin de ttulos de inversin: purchase of investment securities (The facility is for the borrower's general business purposes,including the purchase of investment securities in the ordinary course of borrower's business.)

    adquisicin: acquisition (The Banks ability to successfully complete an acquisition is often conditional on regulatory approval)

    aduana: customs (Building a common customs system has been one of the major achievements in that progress ...); customs house (thisicon was constructed by in 1228 as a major trading post for German merchants, and under Napoleon it became acustoms house in 1806.)

    adulteracin: misrepresentation (Photoshop appear to have been useful in detecting the manipulation or misrepresentation of satellitedata.)

    afamado/clebre/famoso: renowned (Dietrich Fischer-Dieskau, the renowned German baritone singer who performed for more than fivedecades on stages in Berlin,...)

    afectado/afectada: offeree (A contract is formed when one party (the "offeror") makes an offer which is accepted by the other party (the"offeree").

    afn: related (Risk management policies, along with the related guidelines and procedures, are the essential elements of the riskmanagement framework.)

    afirmacin: claim (They say it works, but there is no evidence to support those claims.)

    afirmar: claim (Ervin claims (that) he is bankrupt.)

    aflojar las restricciones: ease the restrictions (and continue the process of easing restrictions on self-employment)

    afluencia de capitales: inflow of capitals (This has been due to the successive 'petrol shock' from the beginning of 21 century, which hasbrought about a great inflow ofcapitals to the countries belonging ...)

    afrontar problemas financieros: face financial problems (The new rules should guarantee that SME's no longer face financial problemsdue to the late payment of invoices addressed to public authorities or to companies )

    afrontar: confront (The EU currently has to confront new challenges that require greater efforts.); face (the similarities between theproblems that Cuba is facing today in relation to those faced by Vietnam since 1986)

    afrontar: face (the similarities between the problems that Cuba is facing today in relation to those faced by Vietnam since 1986)

    agarrar/abrazar/coger/tener/sujetar (firmemente): hold (The nurse held the child in her arms.)

    agarrar: catch (The gobal crisis caught Cuba with serious macro-economic imbalances.)

    agenda apretada/apretada agenda: busy agenda (The Cuban Minister of Foreign Affairs develops a busy agenda on the sidelines of theUN General Assembly.); full agenda (The Presidency has successfully managed to crown its full agenda with a newtreaty.)

    gil: nimble (The abolition of the ministry is part of a plan to make the sugar industry more nimble.)

    agilizar: speed up (He developed a new system to help speed up the work.)

    aglutinar: bring together (the International Cooperative Alliance (ICA), the organization that since 1895 brings together cooperatives in theworld)

    agotar (mercancias, existencias): sell out (We sold out (of) the T-shirts in the first couple of hours.) / (stocks of umbrellas are sold out)

    agradecemos de antemano: (Thank you in advance for your inestimable collaboration, and please accept our very best wishes.)

    agradecer:thank(On behalf of the executive management team, I wish to acknowledge their high level of engagement and thank them fortheir hard work and contribution to the Banks success.); welcome (We'd welcome your suggestions.); be grateful (Iwould begrateful if you would send me); appreciate (we should much appreciate it if)

    agradecimiento: gratitude (Many of his patients gave works of art to Dr. Klein in gratitude.); thanks (with our most sincere thanks);appreciation (in appreciation of all you have done)

    agrario/agraria: agricultural (agricultural policy); agrarian (agrarian reform)

    agregado monetario: monetary aggregate (It can bring about considerable changes in the composition of demand for money and in the

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    measures among the monetary aggregates that are relevant to the control of inflation.

    agregados: aggregates (This assessment can be confined to the impact on key aggregates.)

    agregar: add (You can also add a description of the item.)

    agrcola: agricultural (Chicago was an important shipping point for agricultural products and livestock.)

    agricultor: farmer (The farmer, by the nature of his occupation, must spend much of his time on site in a rural and often remote setting.)

    agricultura de subsistencia: subsistence agriculture (Subsistence agriculture is self-sufficiency farming in which the farmers focus ongrowing enough food to feed their families.)

    agricultura ecolgica: ecological agriculture (Ecological agriculture must become an integral part of a production system that supportsthe environment.)

    agricultura orgnica: organic agriculture (the Government of Uganda released a draft organic agriculture policy.); organicfarming(...productive activities in harmony with the environment, more particularly organic farming.)

    agricultura sostenible: sustainable agriculture (We farmers have declared our support for sustainable agriculture.)

    agricultura suburbana: periurban agriculture (the expansion of periurban agriculture and the promotion of rural off-farm activities.)

    agricultura urbana: urban agriculture (Nearly a billion people are engaged in urban agriculture of one form or another - food or animalproduction and horticulture.)

    agricultura: agriculture (Agriculture and tourism are both important to the region's economy.); farming

    agroalimentario/agroalimentaria: agri-food (On the other hand, the multinationals in the agri-food industry have cause for celebration.)

    agroindustria/industria agropecuaria: agribusiness (the various businesses collectively that process, distribute, and support farm

    products.)

    agronmico/agronmica: agronomic (The project led to improvement in agronomic practices, farm yield and income of 5,500households.); agronomical (In some regions, the protein crops are traditionally sown in a mixture with cereals foragronomical reasons.)

    agropecuario/agropecuaria: agricultural (...we should tackle the sensitive issue of agricultural trade.); agricultural and livestock (The fall inagricultural and livestock output this year is estimated at roughly 65 percent.); farming and livestock (Campenybought the monastery and carried on with its farming and livestock raising activities.)

    Agua pasada no mueve molino.: Its no use crying over spilt milk.

    agua potable: drinking water (Drinking water is water that is suitable for drinking.)

    aguas someras/aguas poco profundas: shallow waters (drilling operations both on land and in shallow waters

    aguantar: endure (I wish you the capacity to bear and endure those burdens you have taken on.); withstand (The rules adopted should beable to withstand the test of reality.); weather (which have weathered the economic and financial uncertainties ofrecent years better than most jurisdictions around the world.); bear ( a too-slow adjustment that would require

    another twenty years of bearing the costs of monetary duality.)

    ahora: at present (This research may contribute to the economic changes that are happening in Cuba at present.)

    ahorrar: save (this way you will be able to save some electricity); put aside (We're putting aside $20 a week for our vacation.) set aside

    ajustado/ajustada: tight (Tight cost management also contributed to our results and remains a strategic priority.)

    ajustar los mtodos de trabajo: adjust working practices (By tradition farmers have developed strategies to adjust working methods)

    ajuste de cierre de ao: year-end adjustment (Check if your business neeeds Year-end Adjustments.)

    ajuste/reajuste/cambio/modificacin: adjustment (Only a few adjustments were needed to make her dress fit perfectly.) / (the plan needssome minor adjustments)

    ajustes al patrimonio: adjustments to equity (This adjustment produces no net effect on the Net Loan Portfolio, and, therefore, no additionalbalancing entry in Adjustments to Equity is required.)

    al alcance de la mano: within arms reach (Above him, within arm's reach, was the low roof of the building.); within arms reach (the

    portal has a rapid access panel that puts the system's principal operating components within arms reach.); at handal alcance de: available to (an attempt to make culture available to everyone)

    al alza/alcista: upward (These factors have contributed to some upward pressure on inflation recently.) / (The use of cocaine is showing anupward trend.)

    al azar: at random (Dylan picked several books at random.); randomly (The people I interviewed were chosen randomly.)

    al borde de la bancarrota/al borde de la quiebra: near bankruptcy (The American giant has gone from near bankruptcy to having a

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    liquidity safety net of 244,000 million dollars.)

    al cabo de: after (after the first three months) (After this time, the buyer's OKPAY account will contain an option to decline the transaction.)

    al cambio del da: at the current exchange rate (In 2005, they reached around US$ 217 millions at the current exchange rate.)

    al cierre de: at the close of ( taken into account the scope of their operation and outstanding assets at the close of the fiscal year.)

    al cierre de: by the end of (announced that it would purchase $600 billion in Treasury securities by the end of the second quarter of2011.)

    al cierre del ejercicio econmico: at the close of the accounting year (Management reports issued at the close of the accounting year orperiod.)

    al cierre del perodo econmico/ al cierre del perodo contable: at the end of the accounting period (A company has $72,500 in inventoryat the beginning of the accounting period and $65,500 at the end of the accounting period.)

    al comienzo del ao/ al inicio del ao: at the beginning of the year ( performed by external evaluators and will start at the beginning ofthe year.)

    al comienzo del perodo econmico/ al comienzo del perodo contable/al inicio del perodo econmico/al inicio del period contable: at the beginning of the accounting period (A company has $72,500 in inventory at the beginning of the accountingperiod and $65,500 at the end of the accounting period.)

    al comienzo/al principio/al inicio: in the beginning (Commission notes that it is normal market practice that new services are offered atdiscount prices in the beginning in order to reach a certain customer base.); at the beginning

    al contado: cash (Are you going to pay by credit card or cash?); in cash (Operating activities required $5.5 billion in cash in 2010)

    al contrario: on the contrary ("On the contrary, I thought it was the dullest thing I'd ever seen."); far from it (Jim, selfish? Far from it (= He's

    not selfish at all).); quite the opposite (I don't dislike the idea, quite the opposite, I think it would be wonderful!)al costo: at cost (Some available-for-sale securities presented at cost in the Consolidated Balance Sheet were sold during the year.)

    al crecer: by growing (The growth of the Colombian economy did exceed all forecasts by growing 5,7% the first semester of 2006 withregards to the same period for 2005, being this the largest annual increase) ; by rising (No account is taken of thereal problems of the countryside, which has been struck by rising unemployment.)

    al de la: to that of the (There is evidently a great inferiority in the power of the President, in this particular, to that of the British king; nor is itequal to that of the governor of New York, ...) / ( the change in Cuba would have a similar impact in Latin Americato that of the Cuban Revolution in 1959.) / (Growth will be buoyed by the emerging economies, whose combinedGDP is getting close to that of the OECD countries.)

    al del: to that of the (There is evidently a great inferiority in the power of the President, in this particular, to that of the British king; nor is itequal to that of the governor of New York, ...) / ( the change in Cuba would have a similar impact in Latin Americato that of the Cuban Revolution in 1959.) / (Growth will be buoyed by the emerging economies, whose combinedGDP is getting close to that of the OECD countries.)

    al final de la primera mitad: at the end of the first half (At the end of the firsthalf of the season, we would like to reset the points of everyplayer to 0)

    al final de: at the end of (A short analysis is provided at the endof each main chapter.);

    al final del ao: at the end of the year (let me remind you that it expires atthe end of the year in any case.)

    al final del primer semestre: (Community steel tube production was up by 4,3 % at the end of the first half of 2000.)

    al finalizar el ao: at year end (As a consequence, at year end, 25 posts were abolished.); by the end of the year (By the end of the year,13 rounds of negotiation had been held.)

    al igual que: as with (As with every year, we take this opportunity to reciprocate the trust our shareholders and investors have placed in us,and the preference our customers have shown for us, by rendering our accounts.)

    al menos: at least (reviewed at least once a year in accordance with the Banks policies.)

    al mismo tiempo que: at the same time that (In simultaneous interpretation, the interpreter interprets at the same time that the speaker isspeaking, although a few words behind.)

    al mismo tiempo: all at once (It is not intended that changes happen all at once )al principio: at the outset (This assessment is performed at the outset of the credit application process.)

    Al que no quiera caldo, tres tazas.: It never rains, but it pours.

    al respecto: on the matter (This is not the right place for opening a debate onthe matter,)(I would like to state here that China's positionon this matter is very clear.); in this regard (India's comments were especially interesting inthis regard.)

    al revs: the other way around (en sentido inverso) (In fact it is the otherway around, Turkey is asking to join the Union.)

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    al ritmo de: at the rate of (Our economy must grow at the rate of at least ten per cent every year to get rid of poverty and generateemployment for all.)

    al valor nominal: at par value (Redemption should always be possible at any time, at par value.) / (On November 2, 2011, the Bankredeemed for cancellation $500 million in subordinated debentures maturing on November 2, 2016, at par valueplus accrued interest.)

    alcance: extent (In order to weigh the extent of the visible contents of the Cuban monetary and exchange rate reform ); range (TheCentral Bank sets minimum and maximum interest rate ranges.); scope (While the current US government hastaken some positive steps, they are insufficient and extremely limited in scope.); importance; significance

    alcanzar el xito/tener xito/triunfar: make it (she made it fairly late in her career)

    alcanzar un acuerdo: reach an agreement (And to reach an agreement on the different situations)

    alcanzar: achieve (surpassed the record performance achieved in the previous year.); reach (The number of Personal Banking customersreached 2.3 million); attain (On the other hand, these communities intend to attain their goals with peacefulpolitical means.)

    alcista: upward (Strong domestic demand exerted upward pressure on price.)

    aleatoriamente: randomly (The people I interviewed were chosen randomly.)

    alentador: encouraging (The decrease in violence is undeniably encouraging, but the challenge remains constant.)

    alentar: encourage (The city needs to encourage job creation.); foster (by fostering an environment of low interest rates)

    algo ms de/que: a little more than (Multnomah County gets a little more than $75 per person for two projects.) ; somewhat more than(inhabitants when it attained independence, today has somewhat more than 6 million)

    algo menor que: somewhat smaller than (Washington, D.C., is somewhat smaller than Baltimore.)algo menos que: somewhat smaller than (Washington, D.C., is somewhat smaller than Baltimore.)

    algo/un tanto: somewhat (The national and international macroeconomic context in which the Argentine economy has developed over thelast few years has been somewhat changeable.

    algunos/algunas: a few (We've been having a few problems with the new computer.)

    Alianza Bolivariana para las Amricas: Bolivarian Alliance for the Americas (The 7th summit meeting of the Bolivarian Alliance for theAmericas (ALBA) ended Oct. 17, in Cochabamba with the decision to establish a virtual currency.)

    alimentacin y la agricultura: food and agriculture (This agreement addresses genetic resources for food and agriculture.)

    aliviar las restricciones: ease the restrictions (and continue the process of easingrestrictions on self-employment)

    almacenamiento/almacenaje:warehousing (This includes costs such as transportation and warehousing.)

    alrededor de: around (These rules, established in 2004 by the BIS in Basel, Switzerland, and adopted by many countries around the world;about (Despite growth of only about 2% in the advanced economies, global GDP is likely to expand about 3.5% in2011,)

    altas: additions (However, the additions, disposals and transfers of all fixed assets are shown in the balance sheet or ...)

    alternativa/alternativo: alternative (The government is faced with the alternative for higher taxes or poor roads.) / (Bangladesh growers,whose tea was sold almost exclusively to West Pakistan must find now alternative markets for their product.)

    alto funcionario: senior officer (The top U.S. commander in Afghanistan has fired a senior officer from his job ); top official (A WhiteHouse top official wrote in Foreign Affairs magazine)

    ambiente de trabajo/entorno de trabajo: working environment (I wish to thank you for being so positive in emphasising this importantmatter of the working environment.)

    mbito: scope (We are going to widen the scope of the investigation.)

    amenazar: threaten (Serious and imminent dangers threaten the existence of our species.)

    amortizable: redeemable (Redeemable in cash at the Banks option, subject to prior approval of the Superintendent, on or after February15, 2014 and February 15 every five years thereafter, ); callable (If the bond you choose is callable, you havetaken the risk of having your principal returned ...)

    amortizacin acumulada: accrued depreciation (Tangible assets are valued at their historical acquisition price less accrued depreciation.)

    amortizacin del crdito mercantil negativo en la adquisicin de: amortization of negative goodwill on the acquisition of (amortizationof negative goodwill on the acquisition of Companhia Siderrgica do Tubaro)

    amortizacin del crdito mercantil negativo: (the amortization of negative goodwill does not form part of the net income for the year forthe purpose of calculating the obligatory minimum dividend distribution)

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    amortizacin del crdito mercantil: amortization of goodwill (Amortization of goodwill should be reported in operating expenses.);goodwill amortization

    amortizacin..acelerada: accelerated..depreciation (There are also tax incentives, such as accelerated depreciation benefits of up to20% annual, for investments in hydroelectric projects and other renewable resources)

    amortizacin: redemption (On the redemption date, the Bank makes a cash payment equal to the value of the common shares on thatdate.)

    amortizado: amortized (Intangible assets with finite useful lives are amortized over their useful lives.)

    ampliacin: expansionampliamente: widely (widely demostrated) / (widely known) / (It is widely accepted that the relative neglect of the agricultural sector over

    recent decades has caused agricultural productivity and supply capacities in many countries to decline.0

    ampliar los plazos/extender los plazos/prolongar los plazos: extend deadlines (China's banks can extend deadlines on loans )

    ampliar por: extend by (European exchange operator NYSE Liffe said on Wednesday it would extend by one year the trading period ofall...)

    ampliar: broaden (Going to college will broaden [to increase the range of] your interests. (They are broadening the road to speed up theflow of traffic.); widen; extend (The credit instruments used to meet the financing needs of its clients represent themaximum amount of additional credit the Bank could be obligated to extend if the commitments were fully drawn.)

    amplitud: extent (In order to weigh the extent of the visible contents of the Cuban monetary and exchange rate reform )

    aadir: add (If you add three and four you get seven.) / (Add the files you want to send to your recipients as attachments by clicking on theattach button.)

    anlisis e interpretacin de estados financieros: analysis and interpretation of financial statements (Analysis and interpretation offinancial statements help in determining the liquidity position, long term solvency, financial viability and profitabilityof a firm.)

    anlisis estructural: structural analysis (This data is a key element for business cycle and structuralanalysis.)

    analizar: weigh (In order to weigh the extent of the visible contents of the Cuban monetary and exchange rate reform )

    animales de trabajo: working animals (Raising awareness of the contribution that working animals can make to Cuba's economy, )

    animar: buoy (Growth will be buoyed by the emerging economies)

    anotacin en el debe: debit entry

    anotacin en el haber: credit entry

    aadir:add (she added a few words of thanks)

    ao anterior: previous year (slightly higher than the previous year.)

    ao entrante/ao que viene: coming year (Though a number of countries are likely to take steps to normalize monetary policy in thecoming year)

    ao natural: calendar year (There is a $500 deductible limit per family per calendar year.)

    anotar en los libros: book ( to book such higher costs in the first year corresponds to normal accounting practices.)

    ante todo: first and foremost (Credit-granting decisions are based first and foremost on the results of the risk assessment.)

    antecedentes (de algo): background to (This explains the background to the series of financial assistance programmes under which thisaid has been given)

    anteproyecto/diseo: blueprint (A blueprint for doing something is a complete plan that explains how to do it: Chinas economicblueprint/The report provided a blueprint/

    anterior: foregoing (and the Banks success in anticipating and managing the foregoing risks.) / ( who signed the foregoing certificate)

    anteriormente: formerly (Formerly, this was possible only through a judicial procedure.); previously (Many of these services were

    previously provided by the state.); before (As it happened before, interest in science and technology appeared notonly in technological artworks.)

    antes citada: cited above (Based on the rate cited above, calculate the expected increase in)

    Antes de que te cases, mira lo que haces: Look before you leap.

    antes de terminar/concluir: before the end; before concluding (Before concluding an investment contract with foreign investors,)

    antes de: before; prior to (whereas prior to that date, it had been using the Standardized Approach.)

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    antes descritas: above-described (departments will guide the project team through the above-described activities.)

    antes que nada: first of all (First of all, the coverage of the indices used should be appropriate.)

    anticclica: countercyclical (Countercyclical is a term used in economics to describe how an economic quantity is related to economicfluctuations. It is the opposite of procyclical.)

    anticipo: down payment (You post a vendor down payment either when you send the check or when the payment is debited.)

    anualidad: annuity (A small annuity lets her travel.)

    apalancamiento financiero: financial leverage (In the world today, where financial leverage has been questioned, this is leverage of themost constructive form.)

    apalancamiento: leverage (The leverage indicator at 2009 was 5.54, only 0.64 of a point below the 2008 figure of 6.18.)

    aparentar/fingir/maquillar: window-dress (Supervisory authorities have at their disposal a number of effective measures to ensure thatbanks do not "window-dress" by showing significantly lower market risk positions on reporting dates.)

    apartar: set aside (The governor wants to set aside (= keep separate and not spend) $50 million for emergencies.); put aside (We'reputting aside $20 a week for our vacation.)

    aparte de: apart from (Apart from humanitarian and democratisation assistance, which will continue,)

    aparte de eso/por lo dems: otherwise (she mentioned her marriage; otherwise she said nothing about herself)

    apenas:barely (Their marriage lasted barely three years.)

    apercibir legalmente: bind over

    apertura poltica:political opening-up (the political opening-up after Franco's death)

    apertura: openness (Partnership provides a basis for openness and transparency in the preparation and implementation of programs.);opening (on the opening of personal credit and loans for non-state businesses)

    aplazar: defer (You can order the furniture now and defer payment until September.)

    aplicable/de obligado cumplimiento/ejecutable: enforceable (legislation should be simple, clear and enforceable.)

    aplicable: applicable (A blank in a table indicates that the item is not applicable, unless otherwise indicated.

    aportacin: contribution (contributions from the private sector)

    aportar: contribute (Tourism contributes millions of dollars to the region's economy.)

    aporte por rendimiento de la inversin estatal: contribution from the return on state investment

    apoyado en: supported on (In this effort, the Commission has been supported on numerous occasions by the judgments of the Court ofJustice...)

    apoyar : underwrite (The museum show was largely underwritten by a grant from the government of Sweden.); support (The presidentstrongly supported Egypt's role in the negotiations.)

    apoyar a/dar apoyo a: be supportive of (They were supportive of immigration reform (= They encouraged it).

    apoyo financiero: financial support (Our financial support should encompass the whole sector.); financial help (My parents gave usfinancial help when we bought our first house.)

    apoyo/ayuda: support (The senator voiced his support for making health care available to all.); help (With the Banks help, we successfullyadded highly strategic assets and increased our presence in the Canadian food distribution market.)

    apremiante/urgente:pressing (pressing need) / (pressing issue)

    aprendizaje:learning (The only solution is to support education and lifelong learning.)

    apresurar: accelerate (the funds earmarked for Romania in order to accelerate their allocation and rapid absorption.) / speed up (Cubashould try everything possible to speed up its process in order to recover lost time.)

    apretar el cerco:tighten the siege (to tighten the siege around the Island that was struggling on its own through the so called Torricelli Act)

    apretarse el cinturn: belt tightening (belt tightening policy) / ( economic crises are times for belt-tightening and cost-cutting )aprobacin: approval (The Bank cannot be certain when or under what conditions, if any, approval will be granted.)

    aprobar: approve (The Bank also has a policy, approved by the Board of Directors,); promulgate (New Zealand intends to promulgatethese amended Regulations as soon as possible.)

    aprovechar al mximo: take full advantage of

    aprovechar/aprovecharse de: take advantage of (It is still too difficult for manufacturers to take advantage of the single market.) / (taking

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    advantage of its technical expertise)

    aproximacin: approach (Table 5.1 Preliminary Approach to Efficiency Indicators.)

    aproximadamente: about (It happened about two months ago.)

    aproximarse a: approach (solidarity the Brussels Council showed towards the candidate countries, which still need financial help toapproach the level of development of the rest of the continent.)

    apuntar a: aim at (The budget should aim at the future and endorse action which no single Member State can afford on its own.)

    apuntar hacia: aim at (The budget should aim at the future and endorse action which no single Member State can afford on its own.)

    aqu: herein (All opinions expressed herein are solely those of the author.)

    arancel proteccionista: protective tariff (The Tariff of 1828 was a protective tariff passed by the Congress of the United States on May 19,1828, designed to protect industry in the northern United States.)

    arbitrador/arbitrajista/rbitro: arbitrager or arb (In finance, an arbitrager is someone who buys currencies, securities, or commodities onone country's market in order to make money by immediately selling them at a profit on another country's market.)

    arbitraje regulador: regulatory arbitrage (The problems of regulatory arbitrage and tax evasion are closely linked.)

    arbitraje: arbitrage (Arbitrage is the technique of simultaneously buying at a lower price in one market and selling at a higher price inanother market to make a profit on the spread between the prices.) (There was a purchase-sale arbitrage with theUnited States)

    argumentos de peso: arguments of weight (There are arguments of weight which can be advanced in favor of a protective tariff.)

    armar: piece together (The job of a seed researcher is to piece together a complex genetic puzzle)

    arrastre de ganancias retenidas: retainedearnings carried forward (Retained earnings carried forward to next year.)arrastre de saldos: balance carry forward (Once you have defined the system structures for carrying forward balances, you can execute the

    balance carry forward program.)

    arrendamiento con opcin de compra: leasing (system of leasing whereby the lessee has the option of purchasing the property after acertain time)

    arrendamiento financiero: financial leasing (As one of the most popular financing tools in modern business world, Financial LeasingService uses finance leases to leverage assets.) / (For the goods acquired via financial leasing the value is to berecorded at the time when the good is delivered to the lessee.)

    arrendamiento operativo: operational leasing (Developing financial and operational leasing is important to meet the needs of small andmedium-size companies.)

    arrendamiento: leasing (Leasing of aeroplanes between operators.)

    arrendatario: lessee (These may be owners or lessees of means of production or may utilise them in permanent usufruct)

    arriba citado/mencionado: above-mentioned (Along with the above- mentioned)arriendo: lease (Rentals paid under operating leases are charged to income on a straight line basis over the lease term.

    arroba @ en correo electrnico: at ([email protected] se lee como lewis at example dot net.)

    arruinar: blight (This situation continues to blight the lives of large numbers of people today.)

    artculo/escrito/ensayo: paper (This paper evaluates the three objectives of the proposed reform regarding monetary and exchange ratepolicy.)

    asalariado: salaried (The Bank offers defined benefit pension plans that cover substantially all salaried employees.)

    asalariado: wage earner (Registered under this heading will be the free workers who can work for several employers in different labouragreements, and may be at the border between wage-earner and independent worker.); salary earner (A worker isconsidered to be a wage or salary earner of a particular unit if he or she receives a wage or salary from the unitregardless of where the work is done.)

    Asamblea Nacional del Poder Popular: National Assembly of Peoples Power

    ascendente a: amounting to (This is the only country that we know has foreign currency reserves amounting to almost two trillion dollars.)

    ascender a: amount to (Federal and state costs for building and operating prisons amounted to $25 billion.); number (The crowdnumbered over 100,000); add up to (it adds up to quite a lot of money); upgrade to (you may choose to upgradeto Accredited Practitioner status.)

    aseguramiento logstico: (in order to provide logistic assurance for the army and improve the performance of the logistic section in acomprehensive way.)

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    mailto:[email protected]:[email protected]
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    asegurar que: ensure that (One of the key responsibilities of the Board is to review and assess the Banks risk management capabilities andto ensure that its activities are consistent with internal guidelines and best practices.)

    asegurar: ensure (The main role of the Board of Directors (the Board) is to oversee the management of the Bank, safeguard its assets, andensure its viability, profitability and development.)

    asegurarse de: ascertain (... helps to evaluate the effectiveness of policies - in short, to ascertain whether the problem has been solved.)

    asentar: book (Payments received for contributions in 2008 were still being recorded in suspense accounts used to book contributions inadvance )

    asequible/accesible: affordable (ensure high quality services to an affordable price)asesor jurdico/asesora jurdica: legal adviser

    as como tambin: as well as (We have a responsibility to our community as well as to our families.)

    as como: as well as (revenues from savings and investing activities as well as from transaction activities remained stable) / (We havea responsibility to our community as well as (= and also) to our families.)

    as que: so (She was tired, so she went to bed.)

    as: thus (This plan will reduce waste, and thus cut costs.); thereby (thereby increasing total assets and liabilities.)

    asiento contable: accounting entry (In case there was no budgetary provision, no accounting entry shall be made )

    asignacin: allowance ( and the allowance for credit losses was $121 million.); allocation ( monitoring the allocation of resources inresponse to market opportunities and changing customer needs.); appropriation (Unlike most export credit agenciesthat rely on governmental appropriations )

    asignaciones de fondos: fund allocations (The strategy includes increased fund allocations)

    asignaciones de recursos: resource allocations (Therefore, the resource allocations will be extended to cover a certain period of time.)

    asignaciones presupuestarias: budget allocations (the capacity of the institutions involved in transforming budget allocations intoservices within schools.); budgetary allocations

    asignar: allocate (State funds will not be allocated to the program next year.); assign (You need to assign this job to a subordinate.)

    asimetras comerciales: trade asymmetries (Thus, in equation (1) we cannot examine trade asymmetries that may exist between exportsand imports. ...)

    asimismo: likewise (Likewise it is projected a growth of investments by 25.9%,); to do likewise: hacer lo mismo

    asistencia financiera: financial asstanse (It provides financial assistance for vocational training, retraining and job-creation schemes.)

    asistencia social/bienestar social: social welfare (Growth, employment and social welfare belong together.); social asstance (Thesepersons are only eligible for emergency social assistance until they are able to leave the country.)

    asistencia: help (With the Banks help, we successfully added highly strategic assets and increased our presence in the Canadian food

    distribution market.)asistir (ayuda): help (The Financial Markets segment has a well-diversified portfolio of businesses that help it to weather these challenging

    market conditions.)

    asistir (presencia): attend (We trust that all governments will attend.)

    Asociacin Nacional de Agricultores Pequeos: National Association of Small Farmers

    aspecto de importancia vital: extremely important aspect (... human rights dialogue with China is an extremely important aspect of ourrelations with that country.)

    aspectos de mayor relevancia: most important aspects (The Seminar was held with a view to addressing the most important aspectsand the most urgent challenges)

    aspectos: respects (In many respects this is an unnecessary waste of energy.); (en todos los aspectos) in every respect (This does notnecessarily require that all participants adopt identical rules in every respect.)

    aspirar a: aspire to (And they can aspire to be more competitive in various ways.)

    asumir: take over (These bodies rapidly learned to take over the new responsibilities delegated by the)

    asuntos claves: key issues (Some of the key issues contained in the release by Wikileaks of 250000 secret US diplomatic cables.)

    asuntos de interes mutuo: issues of mutual interest (This dialogue, covering all issues of mutual interest, takes place in the framework ofregular meetings,)

    asuntos econmicos y financieros: economic and financial affairs

    atacar: tackle (There are many ways of tackling this problem.)

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    atencin: attention (the problem will receive our prompt attention)

    atendiendo a las circunstancias particulares que concurran en cada caso: on an ad hoc basis (the problems are dealt with on an adhoc basis) / The admission of this evidence shall be decided by the Board on an ad hoc basis.)

    atentamente (despedida en cartas): yours truly; yours sincerely

    atenuar las restricciones: ease the restrictions (and continue the process of easingrestrictions on self-employment)

    atrasado: overdue (payment is overdue); in arrears (Credit card receivables are written off when payments are 180 days in arrears.)

    atrasos: arrears (Paying those arrears would contribute greatly to reducing social and political tensions and to fostering nationalreconciliation.)

    auditado: audited (We have audited the Consolidated Balance Sheets of National Bank of Canada (the Bank) as at October 31, 2010 )

    auditar: audit (We have audited the Consolidated Balance Sheets.)

    auditor externo: external auditor (The European Court of Auditors is the external auditor of the European Union.)

    auditor interno: internal-auditor (The internal auditor shall also oversee correct implementation of the budget)

    auditor: auditor (the auditors reports on their financial statements.); controller;

    auditoria externa: external audit (These audits are to a large extent carried out by external audit firms on behalf of the Commission.)

    auditora interna: internal audit (This system included a reinforced internalaudit capability.); internal auditing (In order to reinforce GrupoFinanciero Improsas structure, Internal Auditing focused its 2009 reviews on internal controls, )

    auditora: audit (Our responsibility is to express an opinion on these financial statements based on our audits.); auditing (This other party is

    specifically the internal auditing service, which will be completely independent.)auge: boom (Europe's boom phase of economic growth has now ended.)

    aumentar en: increase by (The budget will increase by around 2% after inflation,); raise by (In these circumstances the decision taken bythe ECB to raise by 25 basis points to 4.25%...); rise by (Payments for compulsory expenditure fall by 1,0 % on2007, while those for non-compulsory expenditure rise by 9,2 %.); extend by; improve by

    aumentar/mejorar (la calidad): enhance (This will also enhance the quality of the projects submitted.)

    aumentar: increase (They've increased the price of gas by two cents a gallon.); raise (There are no plans to raise taxes, the presidentsaid.); step up (Of course competitiveness must be stepped up.) rise (Real estate prices have risen rapidly.);boost(We took various steps to try to boost sales.); scaling up (The common challenge of scaling up efforts andreplicability of initiatives.); up (Operating expenses stood at $2,811 million in 2010, up $149 million or 6% from lastyear.

    aumento: increase (There was a slight increase in unemployment last month.); raise (She asked her boss for a raise.); rise (Inflation is onthe rise (= increasing).); enhancement

    an (adv.): yet (We may yet succeed -- you never know.); even (Even with a good education, you need some common sense to get ahead.)an as: even so (Even so, the cumulative impact of such regulation imposes substantial economic costs.), even then (But even then, the

    authority would need support.)

    an cuando; aunque: even though (Even though he never completed college, he runs a successful software company.)

    an mas: further (These measures will further aggravate the situation.); what is more (What is more, since the cold war era this threat, farfrom decreasing,...)

    an si: even if (Even if you apologize, she still may not forgive you.); even though

    aunque con: albeit with (These objectives have been achieved, albeit with delay.)

    Aunque la


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