Green Banking & SustainabilityIDLC FINANCE LIMITED

Company Overview

We will be the best financial brand in the country

• Our Vision

• Our Mission

• Strategic Objectives

IDLC’s Vision, Mission andStrategic Objectives

We will focus on quality growth, superior customer experience and sustainable business practices.

• Our Vision

• Our Mission

• Strategic Objectives

IDLC’s Vision, Mission andStrategic Objectives

Grow and develop our talent pool; Fully leverage new core banking platform; Optimize distribution points; Grow and diversify funding sources; Grow sales and service capabilities in Consumer Division; Aggressively grow SME portfolio; Focus on top-tier clients in Corporate; Consolidate capital market operations and enhance

capabilities; Embrace internationally accepted corporate governance

and sustainable business practices.

• Our Vision

• Our Mission

• Strategic Objectives

IDLC’s Vision, Mission andStrategic Objectives

IDLC’s Core Values

Brief Profile of the Directors

Green Banking

Policies & Guidelines• Governance

• E&S Risks in Credit Risk Management

• In-house Environment Management

• Green Finance, Products and Marketing

• Climate Risk Fund

• Training, Awareness and Green Events

• Disclosure and Reporting

Zigzag Brick Kiln

Effluent Treatment Plant

Waste Recycling plant

Biogas Plant

Solar Home System

Green Finance Projects

Tunnel Kiln IDLC Finance Limited as part of its 'GreenFinancing' initiatives has arranged a syndicationloan facility of BDT 390.51 million to set up anenergy efficient ‘Tunnel Kiln’ brick project inGazipur. The Tunnel Kiln technology is one ofthe most efficient technologies available in thissector which will ensure low carbon emissionand qualify the project for carbon credits.

Tunnel Kiln

Effluent Treatment Plant

Waste Recycling plant

Biogas Plant

Solar Home System

Green Finance Projects

Zigzag Brick Kiln

IDLC financed BDT 15.21 million to a modernand environment friendly brick manufacturingconcern in Natore. Total cost of the project wasaround BDT 130 million. The factory hasproduction capacity of around 60,000 bricks perday. The environment friendly technology usedin the factory will save a lot of carbon emission.

Tunnel Kiln

Zigzag Brick Kiln

Waste Recycling plant

Biogas Plant

Solar Home System

Green Finance Projects

IDLC has put strong focus on financing effluenttreatment plants (ETPs). The adverse effect ofliquid wastes from dyes and chemicals, createdby many factories can be completely eliminatedthrough ETPs; IDLC has disbursed a total of BDT26 million for setting up effluent treatmentplants in three RMG factories in Narayanganjand Narsingdi.

Effluent Treatment Plant

Tunnel Kiln

Zigzag Brick Kiln

Effluent Treatment Plant

Biogas Plant

Solar Home System

Green Finance Projects

IDLC has disbursed a loan of BDT 5 million to aplastic recycling factory in Narayanganj. Thefactory produces accessories for school bags byusing raw plastic materials from disposedplastic bottles.Waste Recycling

Plant

Tunnel Kiln

Zigzag Brick Kiln

Effluent Treatment Plant

Waste Recycling plant

Solar Home System

Green Finance Projects

IDLC financed BDT 3 million to an OrganicCompost Project in Bogra. Through the project,two organic fertilizers, Vermin Compost andTricho Compost are produced. The byproduct ofTricho compost is Tricho litter, which is also aneco friendly organic fertilizer. With thefinancing support of IDLC, a laboratory has beenset up for nursing Derma, the very basicelement for producing Tricho compost.

Biogas Plant

Tunnel Kiln

Zigzag Brick Kiln

Effluent Treatment Plant

Waste Recycling Plant

Biogas Plant

Green Finance Projects

IDLC disbursed loans amounting to a total ofBDT 4.5 million for two companies based inDhaka. Both the companies import solar panelsand accessories required to install solar panels.One of the companies also sell solar energyefficient Table Fans. The products are certifiedby IDCOL, and mostly supplied to primarydealers and partner organizations of IDCOL.

Solar Home System

Sustainability

Business and Sustainability

At IDLC, we follow a unique conceptwhere our commitment towards ourstakeholders, the environment andthe community is reflected in oureveryday decisions and operations.For us, Corporate SocialResponsibility (CSR) is not parallel toour core function; rather it is closelyintegrated with our businessstrategies to create the maximumvalue.

IDLC’s 3Ps of success:

People, Planet and Profit, thus creating a sustainable business.

• People – refers to the community in which we live and conduct our business.

• Planet – refers to the surrounding environment.

• Profit – refers to the economic profit generation, w

Creating a Sustainable Business.

3,448 person-hours

Invested in CSR activities In 2013

First and only member

from Bangladesh to

the United Nations

Environment

Programme FinanceInitiative (UNEP FI)

13,867 direct

beneficiaries of CSRactivities over the last 3 years

IDLC'S Sustainability Focus

Human Rights Health and Safety;

Non-discrimination; Equal Opportunity

Community Skills Development;

Livelihood G eneration;Education; Health

Anti-corruption Corporate Governance;

Ethical Standards; Transparency

Environment Awareness Creation;

Environmental Management; Green Technologies

Key Agenda

IDLC’s emphasis on sustainability was positioned on five broad strategies:

• Stakeholder engagement

• Community involvement and empowerment

• Improved economic alternatives for the marginalized

• Women empowerment by raising their social and economic status

• Embracing a proactive stance towards climate change