HIFE COLLEGE PLANNING CERTIFICATIONs3.amazonaws.com/swiftagent-tenant-assets... · HIFE College...

HIFE College Planning Certification: Norcross, GA on July 15, 2016

1

HIFE COLLEGE PLANNINGCERTIFICATION

Web-Based Training

TableofContentsI. FacingTheChallengesWithCollegePlanning

A. TheMomentofTruth

B. CostlyMistakesParentsMake

II. GeneralInformationAboutHIFECollegePlanning

A. WhoWeAre/WhatWeProvide

B. HIFECollegePlanningCoachStrategies

1. CommunityCollege

2. AdvancedPlacement

3. DualEnrollment

4. CollegeLevelExaminationProgram(CLEPTest)

C. HIFECollegePlanning’s3SpecificAreasofEducation/CollegeAssistance&Planning

D. “TheCollegePlanningSolution”

1. StudentAssessments

2. CareerExploration

3. CareerGuidance

4. CollegeSelection

E. HIFECollegePlanning:AdditionalServices

F. QualifyingForHIFECollegePlanning

G. EnrollmentFee

HIFECOLLEGEPLANNINGCERTIFICATION


2

TableofContentsIII. GeneralSummaryoftheHIFECollegePlanning“CoachingProcess”

A. ContactPreparation

B. InitialContact

C. WelcomeEmail

D. MonthlyRecommendations

E. Follow‐UpEmails

F. RespondingToInquiries

G. SpecificScholarships

H. CollegeComparisons

I. RecommendingCourses&aCurriculum

IV. RolesandResponsibilities

A. Consultant

B. Family

1. Parents

2. Students

C. Coach


TableofContentsV. BasicsofFinancialAid

A. WhatisFinancialAid?

B. WhereDoesFinancialAidComeFrom?

C. WhatAreTheDifferentTypesOfFinancialAid?

D. HowDoYouQualifyForFinancialAid?

1. Need‐BasedAid

a) TheFederalMethodologyFormula

b) HowEFCisCalculated

2. Merit‐BasedAid

E. WhereDoesTheFinancialAidProcessStart?

F. HowToApplyForFinancialAid?

G. WhatInformationShouldYouhaveReady?

H. WhenShouldYouApplyForFinancialAid?

I. TheFinancialAidProcess



3

TableofContentsVI. HIFECollegePlanningEssentialsforConsultants

A. AreYouReady?

B. WhyHIFECollegePlanning?

1. TheBenefits

2. CommissionPayoutonEnrollments

C. WhyisCollegePlanningImportantforFamilies?

D. WhoisInvolvedintheHIFECollegePlanningProcessandWhy?

1. Student

2. Parent

3. Consultant

4. Coach

E. WhoisEligibleforHIFECollegePlanning?

1. Questionstoaskpriortoenrollment

F. WhoisYourMarketforHIFECollegePlanning?

G. IsHIFECollegePlanningRightforYourStudent?

H. PresentationTips

I. AdditionalResources


HIFE COLLEGE PLANNING CERTIFICATIONWeb-Based Training

FACING THE CHALLENGES

WITH COLLEGE PLANNING


4

TheMomentOfTruth...

Areyoupreparedforyourchildren’seducation?

Areyouworriedabouttherisingcostofcollegetuition?

Areyouconcernedthatyourchildchoosestherightmajor?

Areyouwonderingwhetherornotyourchildhasa“GamePlan”forcollege?

AreyouhavingahardtimecompletingtheFAFSAform?

Areyouinformedenoughabouthowtoqualifyforstudentloans,scholarshipsandgrants?

Areyouinterestedinlearningdifferentstrategiestohelpyoufindthe“BestFitCollege”foryourchild?

Areyouawarethatthereareprogramsavailabletohelpfundyourchild’seducation?

Areyouconcernedthatthehighcostofcollegewillimpactyourretirementsavings?

FACINGTHECHALLENGES

FACINGTHECHALLENGES

Mostmiddle/upper‐middleclassparentsassumetheywon’tbeeligibleforfinancialaidbecausetheyownahomeandmakeover$75,000year.

Mostfamilieswithincomesrangingfrom$50,000‐ $150,000per

yearwhoownhomesare eligibleforsomeformoffinancialaid.

Thereareover180billiondollarsavailableeach year fromthe

federalgovernment,states,colleges&universities,private

foundationsandorganizations. Youjusthavetoknowhowto

getyour“fairshare”. Unfortunately,mostparentsgiveupbeforetheyevenstart

andassumetheywon’tbeeligible. Don’tmakethismistake! Ifyoufallintothis

category,makesureyouapply;youmaybesurprisedtofindoutthatyouarepossibly

eligibleforSOMEmoney.

CostlyMistakesMostParentsMake

Always apply for financial aid.


5

FACINGTHECHALLENGES

CostlyMistakesMostParentsMake…(continued)Assumingonly minoritystudents,athletes,andacademicallygiftedstudentsgetfinancialaid.

Nothingcouldbefurtherfromthetruth! “Need‐based”financialaidissolelyawarded

basedon“financialneed”whichiscalculatedbytakingthecostofattendanceataschool

andsubtractingthefamilycontribution(whichistheminimumamountthegovernment

feelsyoucanaffordtopaybasedonyourincomeandassetsandyourchild’sincomeand

assets). Whateverisleftoverafteryousubtractthesetwonumbersisyour“financial

need”oreligibilityforfinancialaidataparticularschool. Ifyouhaven’tnoticed,thishas

nothingtodowithastudent’sethnicbackground,athleticability,orgrades. It’spurely

basedonthe“FederalMethodologyFormula”:

Needs-based financial aid is based on income and assets.

CostofAttendance(COA)

ExpectedFamilyContribution(EFC)

FinancialNeed

FACINGTHECHALLENGES

Pickingcollegesanduniversitieswithoutpayingattentiontowhereyourstudentliesincomparisontotherestofthestudentbody.

Toincreaseyourchancesofgettingthebestpossiblefinancial

aidpackages,itisimperativethatyoupickschoolswhereyour

childlieswithinthetop10‐25%oftheincomingfreshmanclass

withrespecttotheirGPAandSAT/ACTscores. Althoughschools

givefinancialaidbasedonyourcalculationof“need”attheirschool,theywilldefinitely

givepreferentialpackaging(i.e.,moreFREEmoney,lessloans)tostudentswholieinthe

top10‐25%oftheincomingclass. Thereasontheydothisistoattractthebetterstudents

totheirschool. Usethistoyouradvantageandtrytoapplyonlytothoseschoolswhere

yourchildwouldfitintothetop10‐25%category.

Not all students are treated equally.

CostlyMistakesMostParentsMake…(continued)


6

FACINGTHECHALLENGES

Assumingallschoolsarecreatedequalandwillbeabletogiveyouthesameamountsofmoney.

Allschoolsarenot createdequalandwillnot beabletogiveyou

thesamefinancialaidpackages. Someschoolsarewellendowedand

getalotofmoneyfromalumniandcorporations. Theseschoolshave

moremoneytogiveoutandaregenerallyabletomeetmostorallof

astudent’sfinancialneedattheirschool. Otherschools,likestate

universities,getlessprivatefundsandrelyheavilyonstateandFederal

fundstohelpfillastudent’sneedattheirschool. Inmanycases,theseschoolsleave

studentsshortandgivethemlessmoneythantheyareeligibletoreceive. Itisvery

importantthatyouknoweachschool’shistoryof givingmoneybeforeyoueverapply,so

you’renotblownawaywhenyougetabadfinancialaidpackagefromyourchild’stop

schoolchoice.


Not all schools are created equally.

FACINGTHECHALLENGES

NOTE: FamilyBpays$4,000moretosendtheirstudenttoacollegethatcosts$10,000less.

CostlyMistakesMostParentsMake…(continued)TheImportanceOfSelectingThe“RIGHT”College

FAMILYA$30,000CostOfAttendance(COA)‐ 10,000 ExpectedFamilyContribution(EFC)$20,000FINANCIALNEED

SCHOOLA’sFINANCIALAIDGUIDELINESMeets100%of“NEED”GiftAid80%SelfHelpAid20%

FEDERALMETHODOLOGY$10,000ExpectedFamilyContribution(EFC)16,000GiftAid4,000 SelfHelpAid

$30,000TotalAwardOffer$10,000

OutofPocket

FAMILYB$20,000CostOfAttendance(COA)‐ 10,000 ExpectedFamilyContribution(EFC)$10,000FINANCIALNEED

SCHOOLB’sFINANCIALAIDGUIDELINESMeets60%of“NEED”GiftAid50%SelfHelpAid50%

FEDERALMETHODOLOGY$10,000ExpectedFamilyContribution(EFC)3,000GiftAid3,000 SelfHelpAid

$16,000TotalAwardOffer

4,000ShortofCostOfAttendance(COA)+10,000 ExpectedFamilyContribution(EFC)

$14,000OutofPocket


7

Notunderstandingthedifferencebetween“includableassets”and“non‐includableassets”.

Certainassetsarecountedmuchmoreheavilyinthefinancialaidformulasthanothers. Forexample,savingsaccounts,CDs,stocksandbondsareall includedandaskedaboutontheFederalFinancialAidform. However,itdoes not askaboutthevalueofretirementplans,annuitiesorcash‐valuelifeinsuranceanywhereonthatsameform.

Havingamentalityof,itdoesn’tmatterwhereIkeepmymoney;it’sallcountedinthesameway.

Whereyoukeepyourmoneycouldmeanthedifferencebetweenyougettingthousandsofdollarsinfinancialaidorgettingnothing! Forexample,moneyinthechild’snameisweightedmuchmoreheavilythanmoneyintheparent’sname. Ifyoudon’tknowhowtolegallyandethicallypositionyourmoneyproperly,youcouldenduplosingthousandsinfinancialaid!

FACINGTHECHALLENGES


Know the impact of where your assets or held.

FACINGTHECHALLENGES

Havingthisnotion:“MyCPAortaxpreparerisqualifiedtofilloutmyfinancialaidformsandhelpmethroughthecollegeadmissionsandfinancialaidprocess– I’lllethim/herdoit.”

Unfortunately,CPAsandtaxpreparersareexpertsattaxplanning

andpreparation‐ not collegeadmissionsandfinancialaidplanning.

Forexample,aCPAortaxpreparermightsuggestthatyouputsomeorallofyourassetsin

yourchild’snametosavemoneyontaxes. Whilethisadviceiswellmeaning,itwill

usuallykillmost‐ ifnotall‐ ofyourchancesofgettingfinancialaid. Also,CPAsandtax

preparersarenottrainedinthecollegeadmissionsandfinancialaidprocess.Inmany

cases,theywillunknowinglymakemistakesthatmayendupcostingyouthousandsof

dollarsinfinancialaideligibility!


Be cautious of where you get your advise.


8

WaitinguntilJanuary(orevenlater)ofyourchild’ssenioryearofhighschooltostartworkingonyourcollegefinancialaidplanning.

Sincefinancialaidisbasedonyourpreviousyear’sincomeandassets,itisimperativetostartyourplanningassoonaspossiblebefore Januaryofyourchild’ssenioryear. Ifyouwanttoproperlypositionyourstudentandyourfinancestomaximize youreligibilityforfinancialaid,youmuststartworkingonthis,atleast,oneyearinadvance‐ preferablyinthebeginningofyourchild’sJUNIORyearofhighschool(oreventheirSOPHOMOREyear!). Thelongeryouwaitandthecloseritgetstoyourchild’ssenioryear,thetougheritgetstomaximizeyourresultsinthecollegeadmissionsandfinancialaidprocess. Itisalsoimportantforyoutoknowwhatyour“ExpectedFamilyContribution”is,soyoucanstartsavingforit…andcreatingagameplanonhowyou’regoingtopayyourfamily’sout‐of‐pocketcollegecostswithoutitputtingyouinthepoorhouse! And,youshouldalsoknowwhichschoolscangiveyouthebestaidpackagesbefore youstartvisitingandapplyingtothem. Ifyouhaven’tstartedplanning,DO IT NOW!

FACINGTHECHALLENGES


Opportunity waits for no one.

Goingthroughthecollegeadmissionsandfinancialaidprocessbyyourselfbecauseit’s“cheaper”.

Unfortunately,thisdescribesmanyindividuals.Collegeswillloveyouforthis!Itallowsthemtokeepcontrolovertheprocessinsteadofyou.Asaparentandstudent,byunderstandinghowtheprocessworksitallowsyoutotakebackcontrolfromthem.

Peoplewillreadilyuseadoctorwhentheygetsick,alawyerwhentheygetsued,however,whenitcomestoplanningfortheirchildren’scollegeeducationveryseldomdowefindfamiliesusingaprofessionaltoguideandassistthemthroughthisprocess.Ironically,familieswouldliketosaveasmushaspossibleoncollegecosts,however,wetheysendtheirchildrentocollegewhereitmaycostbetween$20,000‐ $50,000+peryear, parentsdoitthemselvesjusttosaveacoupleofdollars. Unlessyouspentthelast5‐ 10yearsofyourlifestudyingandunderstandingthecollegeadmissionsandfinancialaidprocess,thereisnowayyouaregoingtoknowhowtogetthemaximumamountofmoneyfromeachschool. And,ifyoudotryityourself,you’llprobablyspendcountlesshourstryingtofigureitout. Useanexpertwhocanhelpyouthroughthisprocessandmakesureyougeteverythingyou’reentitledto.

FACINGTHECHALLENGES



9


GENERAL INFORMATION

ABOUT HIFE COLLEGE PLANNING

TheHeartlandInstituteofFinancialEducationisanational501(c)(3)non‐profitorganizationwhosemissionistopromotefinancialliteracyacrossAmerica. OurmissionbeginswithourHIFECollegePlanningProgram(CPP).

ItisthegoaloftheHeartlandInstituteofFinancialEducationtohelpyoungAmericansobtainacollegeeducation.

WhoWeAre…

WhatWeProvide…TheHeartlandInstituteofFinancialEducationwillassigneachstudent/familya“CollegePlanningCoach”whoworksdirectlywiththestudentandparents,assistingthemwiththecollegeplanning,admissions,andfinancialaidprocess.

TheHIFECollegePlanningCoachwillworkwithfamilytohelpoffsetthehighcostofcollegebyutilizingprovenstrategiestohelpreduce afamily’s“out‐of‐pocket”costs.

GENERALINFORMATION


10

TheprimarygoalofanystrategytheHIFECollegePlanningCoachrecommendsistoassistthestudentbeinthebestpositionpossiblebothacademicallyandfinanciallytohelpreducethefamily’spotentialout‐of‐pocketcostsforcollege.

TheHIFEStaffconsistsofindividualssuchas:HIFECollegePlanningCoach,HIFEDeanofEducation,HIFEAssistantDeanofEducation,HIFEDirectorofCollegePlanningProgram,andvariousFinancialAdvisorsattheHIFEHQOffice.

StrategiesaredevelopedbytheHIFEStaff.

StrategiesareimplementedbytheFamily.AnystrategytheHIFECollegePlanningCoachrecommends,isinthebestinterestofthestudent/familyaccordingtotheirspecificcollegeplanningneeds.Itistheresponsibilityofthefamilytoimplementthestrategy.

GENERALINFORMATION

1. CommunityCollege

2. AdvancedPlacementCourses

3. DualEnrollment

4. CollegeLevelExaminationProgram(CLEPTesting)

TheHIFECPPCoachMayRecommendTheFollowingStrategiesToHelpReduceOut‐Of‐PocketCosts:

GENERALINFORMATION


11

Advantages

• AffordableTuition– Savesmoney!– U.S.communitycollegetuitionandfeesareapproximately50%lowerthanthoseat4‐yearcollegesanduniversities.Onaverage,tuitionandfeesattwo‐yearcollegesarelessthan$3,150ayear.Ifastudentintendstopursueabachelor’sdegree,heorshecanlowerthetotalcostofearningtheirdegreebytakingthefirst2yearsofauniversityprogramatacommunitycollege.

• CourseCreditsTransfertoUniversities–MostU.S.communitycollegeshave“articulation”agreementswith4‐yearcollegesanduniversitiestoallowstudentstotransfertheircommunitycollegecreditstoabachelor’sdegreeprogram.Stateuniversitiesoftenguaranteeentryasathird‐yearstudentifthestudenthascompletedallcourserequirementsforthefirst2yearsofstudy.

• FocusonTeaching – U.S.communitycollegefacultyfocusprimarilyonteachingandprovidingpersonalattentiontostudents.Theyarenotrequired,asaremost4‐yearcollegeanduniversityfaculty,tospendtimeawayfromtheclassroomtoconductresearchorpublish.Atacommunitycollege,thestudentwillhaveopportunitiestogainareal‐worldperspectivefromfacultymemberswhousuallyhavepracticalworkexperienceinthesubjectstheyteach.

GENERALINFORMATION

HIFECPPStrategy1– CommunityCollege

Advantages…(continued)• SmallClassSizes– SmallclasssizesatU.S.communitycollegesprovideanatmospherein

whichthestudentcaneasilyaskquestionsandtalktotheirinstructorsandclassmates,notonlytohelpthemgraspconceptsbutalsobuildrelationships.Inasmallerclass,professorshavetheopportunitytolearnmoreabouttheirstudents.Likewise,studentswillfindtheirteachersmoreaccessibleandcangetassistancewhentheyneedit.

• FlexibleSchedule –Mostcommunitycollegesareconvenient.Astudentcanattendfulltimeorparttime,andtheycanscheduletheircoursesaroundhomeandworkcommitments.Manystudentsdon'trealizethatiftheyplanonworkingwhileattendingschool,communitycollegeishandsdown,thebestoption.Theyofferfarmorenightclassesthanotheruniversitiesandmorescheduleoptions.

• Givestudentsanopportunitytoexploremajoroptions – Insteadofspendingthousandsofdollarsataprivateuniversitytowardsamajorthatastudentislessthansureof,theyshouldconsiderattendingacommunityschoolwhiletheyaremakingtheirdecision.Classesareless,soastudentwillhavetheopportunitytoexploreintereststhattheymightnothaveotherwisepursued.

• Astudentwhoattendsacommunitycollegefor1or2yearswillnormallydobetterwhentheytransfertoafouryearcollegeoruniversity.

GENERALINFORMATION



12

Disadvantages

• LimitedCurriculum – Typically,communitycollegesare2‐yearschools.Ifastudentplansonobtaininga4‐yeardegreetheywillhavetotransfertoanotheruniversityatsomepoint.Iftheyarelookingforapermanentresidence,thisprobablyisn'tthebestplaceforthem.

• PossibleTransferIssues– Forthosestudentswhoplantotransfertoafour‐yearuniversityaftercompletingtheirassociate’sdegree,theyMUSTconsultwiththeuniversitythattheyintendtotransfertoaftertheycompletetheirassociate’sdegree. Thestudentneedstomakesurethatthecommunitycollegelevelcoursesarecompatiblewiththecorerequirementsfortheuniversity. It’sbettertofindthisoutsoonerratherthanlatertomakesurethatthetransferprocessisassmoothaspossible.

• LighterWorkload – Theworkloadissignificantlylighterthanatastateuniversityoraprivatecollege.Thereissometimesverylittlecourseworkasidefrommajorexamsbutkeepinmindthatcollegeiswhatthestudentmakesofit‐ puttinginthetimeisentirelyuptothestudent.

GENERALINFORMATION


GENERALINFORMATION

Disadvantages…(continued)

• UninvolvedStudents – Thisisprobablythebiggestdeterrentforthejuniorcollege.Manyofthestudentsareuninvolved.Fewhaveplansforanacademicfutureoutsideofwhattheyreceiveatthejuniorcollegelevelandtheystudyaccordingly. Thiscausestensionintheclassroom,particularlywithmoreaccomplishedprofessorswhoarenotaccustomedtodealingwithcomplacentstudents.Outsideofthelectureitself,classroomdiscussionsarerarelystimulatingastheyarecarriedonsolelybytheprofessorandoneortwoenlightenedindividuals.Goodnewsforthededicatedstudent:Theprofessorwillrecognizethosestudent’spotentialandrewardthemaccordingly.

• Campuslife(orlackthereof) – Juniorcollegesdohaveclubsandorganizations,butcampuslifeisnotanintegralpartoftheatmosphere.Formoststudentsatcommunityschools,theirschedulerevolvesaroundworkandclassesaredoneinthemeantime.Ifthestudentislookingforalivelysocialscene,again,communitycollegeisprobablynotforthem.



13

Advantages• ImpresstheCollegeAdmissionOfficers.Atnearlyeverycollegeinthecountry,the

student’sacademicrecordisthemostimportantpartoftheircollegeapplication.Collegeadmissionsofficersarelookingforstudentswhocanhandleacollegecurriculum.Theyviewtheapplicationinlightofwhatthestudenthasaccomplishedinhighschoolacademicallyandtheirabilitytohandleachallengingcourseload.Theywanttoseethestudent’scommitmenttoeducationandthefactthatthestudentchallengethemselveswithAPclassesdefinitelycanmakeastudentstandout.

• Studentshavemoretimetotakeothercoursesincollege.ItmightbeeasierforstudentstopursueadoublemajororminorortakeelectivecoursesthatinterestthemifthecollegethattheyattendsubstituteshighAPtestscores(4'sand5'susually)forcoursecredits. StudentsshouldcheckwiththecollegeoruniversitythattheyareinterestedinattendingtofindoutwhattheirrequirementsareandiftheyacceptAPexamscoresasasubstituteforsomecollegecredits.

• Allowsstudentstotakeupadoublemajororaminor,ortakemoreelectives.TakingAPCoursemightallowstudentstofulfillsomeoftheirgeneraleducationcourserequirements.Withthoseclassesoutofthewaythestudentmighthavemoretimetotakeupadoublemajor,selectaminorcourseortakeelectivecoursesthatinterestthem.

GENERALINFORMATION

HIFECPPStrategy2– AdvancedPlacementCourses

Advantages…(continued)• Developcollegelevelacademicskills. EnrollinginAPcoursesenablesstudentsto

developmorerigorousstudyhabitsandtakeonmorechallengingcourseworkthatparallelswhattheymightseeincollegelevelcourses. APcourseschallengestudentsandallowthemtobuildcriticalthinkingskillswhileworkingontheirabilitytocollaborateingroups.

• Increaseseligibilityforsomescholarships.Approximately31percentofcollegesanduniversitieswillconsiderastudent'sAPcourseworkwhenmakingdecisionsaboutwhichstudentswillreceivescholarships.

• TakinganAPcoursecanalsohelpstudentsboosttheirgradepointaverage(GPA).Approximately85percentofselectivecollegesanduniversitiesreportedthattheylookedatwhetherornotastudenthadtakenanAPcoursetomaketheiradmissionsdecision.

• Studentsmaybeabletosavemoney. Atmostcolleges,youreceivesomesortofclasscreditforAPExamscoresofthreeandhigher(examsarescoredfrom1‐5).Whileascoreof3istheminimumrequiredtoearncredit,manycollegesrequirea4or5beforecreditisgiven.ThiscreditoftengoestowardsintroductorylevelcollegecoursesinthesamesubjectastheAPclass.IfastudenttakesAPclassesinhighschoolandtestswellontheexams,itcouldsavethemsomesubstantialcash.ThefeeforeachAPExamfor2016is$92.

GENERALINFORMATION



14

Disadvantages

• Itcancausethestudentstobecomeoverwhelmed,especiallyiftheytakeseveral APcourses.Theclassesaretaughtatacollegelevel,whichcancreatealotofadditionalstressforhighschoolstudents,whomayalreadybefeelingoverwhelmedbypreparationsforcollegeandthetransitiontheyarefacing.StudentswhosignupfortoomanyAPcoursesinanefforttobemorecompetitiveforcollegemaybetakingonmorethantheycanactuallyhandle.Thiscansetthemupforfailureandcausethemmoreacademicproblemsinthelongrun.Andaverylowgradeonastudent’stranscriptfromanAPcoursemayhurtthemmoreinthelongrunthannottakinganAPinthatsubjectatall.BecauseAPcoursescanbesodemanding,studentswhotakethemcanfeelasiftheyaremissingoutonsomeofthefunofthehighschoolexperience,suchasextracurricularactivitiesandmoretimespentwithfriends.

• Collegesdon'talwaysacceptthecoursesforcollegecredit.ManycollegesanduniversitiesoffercreditorplacementforAPscores.Thescoreof3istheminimumrequiredtoearncredit,thoughmanycollegesrequirea4or5beforecreditisgiven.However,somecollegesmaynotprovidecreditatall.Therefore,itisimportantthatthestudentresearcheseachindividualcollegeoruniversity’sAPCreditPolicy.

GENERALINFORMATION


Advantages

• Givesthestudentstheopportunitytoearncollegecreditbeforetheyofficiallybegincollege. Dualenrollmentprogramsallowhighschoolstudentstotakecoursesatalocalinstitutionofhighereducation,suchasacommunitycollege.Similarly,concurrentenrollmentisatypeofdualenrollmentinwhichstudentstakecollege‐credit‐bearingcoursestaughtbycollege‐approvedhighschoolteachers.Earningcollegecreditwhiletheyareinhighschoolcanhelpensurethattheywillgraduatefromcollegeontimeifnotearly.

• Dualenrollmentgivesstudentsanideaofwhatfull‐timecollegecourseworkwillbelike. Studentscangetafirst‐handideaofwhat’srequiredoffull‐timecollegecoursework.Bytryingoutafewclasseswhilestillinhighschool,thestudentcangetusedtotheacademicenvironmentbeforeheorsheleavesthecomfortandsupportoftheirhome.Ifastudentparticipatesinadualenrollmentprogramatalocalcollege,theywillgettoexperiencewhatcampuslifeislike,whichcanhelpeasetheirtransitionfromhighschooltolifeontheirown.

• Studentsmaybeabletosavemoney. Theper‐credit‐hourcostofadualenrollmentprogramisoftenfarlessthanwhatastudentwillpayoncetheyareincollege(andsomeconcurrentenrollmentprogramsmaycostnothingatall),potentiallysavingthousandsofdollarsintuition.

GENERALINFORMATION

HIFECPPStrategy3 – DualEnrollment


15

GENERALINFORMATION

Advantages…(continued)

• Collegecoursescangivea studentacloserlookathisorherareaofacademicinterest.Takingacollegeclassasahighschooljuniororseniorcanhelpthestudentfindhisorherareaofinterestbeforethepressureisontodeclareamajor.Afewcollegecoursescanhelpthestudenthoneinonthemajorthat’srightforhimorher.

• Ifthestudent’sschooldoesn’tofferAPcoursesorthestudentdidn’tqualifytotakeAPcourses,participatinginadualenrollmentprogramcanshowthecollegestowhichtheyapplytothattheyarecapableofchallengingcourseworkandtakinginitiative. ItcanalsoreplacethecreditthestudentmighthaveearnedthroughAPexams.


Disadvantages• Notallcollegeswillacceptdualenrollmentcredit.Iftheydoit’sstillpossibleitwon’t

counttowardsthespecificrequirementsofthemajorthestudententersattheinstitutiontheychoose.Theuniversitymayhaveaspecificcourserequiredthatisdifferentthantheonethestudentmayhavetaken,sotheymaynotgetanycreditforthecourse,ortheymaygetsomebutnotbeabletouseit.Therefore,itisimportantthatthestudentresearcheseachindividualcollegeoruniversity’sDualEnrollmentCreditPolicy.

• Itmightcostmoney.Manydualenrollmentprogramstrytosavetheirstudentsmoneybyofferingfreeorreducedtuitionclasses.However,if thisisnotpossible,thestudentwillhavetopayfortuition,aswellastextbooks.Inaddition,theyhavetomakesurethattheirfuturecollegewillallowthemtotransferthedualenrollmentcredits.

• Ittakestime.Collegeclassescomewithmorecoursematerialandmorereadingthanwhatastudentmaybeusedto.Inadditiontothetimethestudentwillspendonthemoredifficultcoursework,theyshouldalsofactorincommutingtoclassiftheirhighschooldoesn’toffercollegeclassesoncampus.Moststudentsdualenrollduringtheirjuniororsenioryears,thesametimewhentheyarestudyingforstandardizedtestsandapplyingforcolleges.Thestudentmustkeepinmindthatsenioryearwillbeaperiodwhentheywillwanttospendtimewithfriendsandfamily.Overcommittingmightnotbethebestideaorfitforthestudent.

GENERALINFORMATION



16

GENERALINFORMATION

Disadvantages…(continued)

• Itmaybetoodifficult.Becausecollegecourseworkismorerigorous,thestudentshouldbesurethattheyarepreparedtobechallenged.Iftheyalreadyhaveabusy,stressfulschedule,theadditionalrequirementsofadualenrollmentprogramcouldcausethestudent’sgradestosufferanddefeatitsownpurpose.Thecoursestheytakeinadualenrollmentprogramarerealcollegecourses—meaningtheywillgoonthestudent’stranscriptandstaythereforever—sotheyneedtofeelfairlyconfidentthattheywillbeabletodowell.

• SomebasiccollegecoursesmightactuallybelessrigorousthanAPcourses,soitmaybebesttotaketheclassthatthestudent’sschooloffers(ifit'savailable).Forexample,anadmissionofficermaylookatthetranscriptofthestudentandwonderwhythechosetotakeanintroductorybiologycourseattheirlocalcommunitycollegeratherthantakingtheAPbiologycourseofferedattheirhighschool.


Advantages• Givesthestudentstheopportunitytoearncollegecredit.Earningaqualifyingscoreon

aCLEPtestallowsastudenttoearncollegecreditforacoursewithoutactuallyhavingtospendtimeandmoneytoenrollinandcompleteitatauniversity.CLEPoffers33examsinfivesubjectareas,coveringmaterialtaughtincoursesthatyoumaygenerallytakeinyourfirsttwoyearsofcollege.BypassingaCLEPexam,youcanearn3to12collegecredits,howeveritwillvarydependingonthecollegeoruniversity’sCLEPpolicy.

• Savesmoney.ThecostoftakingaCLEPexamin2015is$80,plusanyapplicableadministration/testingfeefromtheuniversity,college,ortestingcenter.Thismeansthatastudentmaygetfullcreditsforacollegecourseforonly$80(plusanyapplicablefees,typicallyrangingfrom$15‐20dependingonthetestingcenter).Comparethesecoststothepercreditfeeastudentwouldbepayingatacollegeoruniversity(whichcanrangeanywherefrom$100to$300percredit).Thesavingsbecomeevenmoreattractivewhentakenintoconsiderationtheamountastudentwillsaveonothertuitionfees,booksandmaterials,andtheamounttheysaveonthecostofasemester’sworthofroomandboard(ifyouliveoncampus),parkingandtransportationfees,andmore

GENERALINFORMATION

HIFECPPStrategy4– CollegeLevelExaminationProgram(CLEPTesting)


17

DisadvantagesNotallcollegeswilloffercreditforCLEPExams.Currently,2,900collegesanduniversities

grantcreditforCLEP,andeachinstitutionsetsitsownCLEPpolicy. Inotherwords,eachinstitutiondeterminestheexamsforwhichitawardscredits,theminimumqualifyingscorerequiredtogetcredit,andtheamountofcreditsthatwillbegrantedperexam.

IfyoupassaCLEPexam,youmayearnupto12credits.

TheamountofcredityoucanearnonanindividualCLEPexamvarieswitheachcollege.

SomecollegesplacealimitonthetotalamountofcredityoucanearnthroughCLEP.

Othercollegesmaygrantyouexemptionbutnocredittowardyourdegree.

Somecollegeswon'tgrantcreditforaCLEPexamifyou'vealreadyattemptedacollege‐levelcoursecloselyalignedwiththatexam.

Somecollegeswon'tpermityoutoearnCLEPcreditforacoursethatyoufailed.

Therefore,itisimportantthatthestudentresearcheseachindividualcollegeoruniversity’sCLEPPolicy.

GENERALINFORMATION

HIFECPPStrategy4– CollegeLevelExaminationProgram(CLEPTesting)

1. Wehelpwithassessingthestudent’saptitudesandintereststodetermineacareerpaththestudentcanusetobegintheirfocus insearchingfordifferentcareeroptions.

2. Weworkwiththeplanning,selection,andapplicationprocessforcollege.

3. Weassistinsearchingforscholarshipsandgrantsthatareavailableforthestudentstoapplyforbasedontheirqualifications.(HIFEdoesnotguaranteethestudentwillbeawardedaspecificamountof“free”moniesfromthescholarshipsorgrantsbeingappliedfor.)

GENERALINFORMATION

HIFECollegePlanninghelpsin3specificareasofeducation/collegeassistanceandplanning:


18

GENERALINFORMATION

“HIFECollegePlanningSolution”

StudentAssessment

CareerExploration

CareerGuidance

1. CareerInterests2. Skills3. WorkValues

1. WorkConditions2. Education3. IncomePotential4. JobOutlook

1. CareerComparison2. CareerInterview3. JobShadowing4. Internship5. CareerSelection

CollegeSelection

1. Majors/Degrees2. AdmissionsProcess3. SAT/ACTTestScores4. Cost&FinancialAid5. Rankings

Moving Student From High School To College

A Pathway Designed To Help You Obtain A Higher Education

CareerAndAptitudeAssessmentTesting CareerInterestsAssessment

Connectsthestudentwiththeirtopinterestswithcareerclusters.Studentswillchoosewhatactivitytheyliketodothemost,thenextmost,andtheleast.Whenthey’refinished,theirhighestinterestswillbematchedwithcareerstheymayenjoy.

SkillsConfidenceAssessmentHelpsastudentunderstandwhattheybelievethey’regoodatdoing.Itrateshowconfidenttheyarethattheycanaccomplisheachactivity.Whenthey’refinished,theyshouldreviewtheskillstheyhaveandexplorecareersthatneedthoseskills.

WorkValuesAssessmentHelpsastudentunderstandwhat’smostimportanttothem.Theyareabletoratehowimportantwork‐relatedvaluesaretothem.Whenthey'refinished,theirvalueswillbematchedwithcareersthattheymayenjoy.

TheValueofStudentCareerAssessments…

The3assessmentsarebasedonover75yearsofresearch.Theassessmentsaren’tmeanttotellyouwhatyoushoulddoorwillbesuccessfulindoing,Instead,they

giveyousomefocusaboutwheretobeginyoursearchforcareeroptions.

STUDENTASSESSMENTS


19

TheAssessmentTestsAreEmpiricallyAligned

STUDENTASSESSMENTS

1. Lackofguidanceordirection2. Lackofresourcesandinformation3. Family/friendinfluences.

ChallengesWithChoosingaCareerPath

1. Task&WorkConditions2. Education&Experience3. IncomePotential4. JobOutlook

4MainAreasToConsiderWhenChoosingaCareerPath

CAREEREXPLORATION


20

ExampleofCareerExploration:

RegisteredNurse

Tasks&Conditions• Assesspatienthealthproblemsandneeds.• Monitor,record,andreportsymptomsandchangesinpatients.• Recordpatients'medicalinformationandvitalsigns.• Assess,plan,andimplementpatientcareplans.• Modifypatienttreatmentplansasindicated.• Monitorallaspectsofpatientcare.

Education&ExperiencesInallStatesandtheDistrictofColumbia,studentsmustgraduatefromanapprovednursingprogramandpassanationallicensingexamination,knownastheNCLEX‐RN,inordertoobtainanursinglicense.

SalaryOutlookStateSalary– California NationalSalary

JobOutlook(2014‐2024)– 16%increaseinemployment

Source:O*NET,developedbytheU.S.DepartmentofLabor.Lastupdated– December2015

143,07090TH Percentile

96,470Median



66,640Median


CAREEREXPLORATION

EnvironmentalEngineerTasks&Conditions• Worktopreventorcontrolenvironmental

healthhazards• Consultwithenvironmentalspecialiststo

addressenvironmentalproblems.• Maintain,plans,permits,andstandard

operatingprocedures.

SalaryOutlook

StateSalary– Texas

NationalSalary

JobOutlook(2014‐2024)• 13%increaseinemployment

ElectricalEngineerTasks&Conditions• Design,setup,andmaintainelectrical

equipment.• Workwithcustomersandengineersto

developengineeringprojects.• Operatecomputer‐assistedengineering

SalaryOutlook

StateSalary– Texas

NationalSalary

JobOutlook(2014‐2024)• 1%increaseinemployment

Source:O*NET,developedbytheU.S.DepartmentofLabor.Lastupdated– December2015


95,550Median



88,610Median



91,410Median



83,360Median


ExampleofCareerGuidance:

CAREERGUIDANCE


21

STANFORDUNIVERSITY

Academics,Majors,&Programs• Engineering 25%• Business,Management,Marketing,&RelatedSupportServices 10%• SocialSciences 8%• Computer&InformationSciences&SupportServices 6%• Multi/InterdisciplinaryStudies 6%

Applications&Admissions• ApplicationFee: $90• #of1st YearApplications:38,828• #of1st YearAdmissions: 2,208• Percentadmitted: 6%• Averagefreshmanretentionrate:98%• 4‐yeargraduationrate: 80%

Costs&FinancialAid InState InDistrict OutofState• Tuition(academicyear): $42,690 $42,690 $42,690• Chargepercredithour: $949 $949 $949

TypeofAid PercentReceiving AverageAmount• FederalGrant 16% $4,388• StateGrant 6% $9,708• InstitutionalGrant 55% $36,389• Loan 11% $6,589

TestScores 25th 75thPercentile Percentile

SATIVerbal 680 780SATIMath 700 790ACTComposite 31 34ACTEnglish 32 35ACTMath 31 35

Source:NationalCenterforEducationalStatistics.Lastupdated– November2014

RankingsbyU.S.News• #4NationalUniversities,#1BestUndergraduateEngineeringPrograms

COLLEGESELECTION

TheHIFECollegePlanningCoachesarewhattrulysetsourprogram

apartfromothers.Onaverage,ourCoacheshaveover20yearsof

experienceinhighereducationincludingteaching,admissions,and

careeradvising.

TheCoachwilltakethetimetogettoknowyouandyourstudentin

ordertoestablishanindividualizedaction‐plansoyourstudentisfully

preparedforcollege.Thispersonal

approachisthereasonwhy97%of

highschoolgraduatesenrolledinto

collegeaftergoingthroughour

collegeplanningprogram!

THEHEARTLANDDIFFERENCE


22

CareerAssessmentAnalysis

CollegeAdmissionsProcess

CollegeSelectionAssistance

Resume/EssayGuidance

OurCoachesKnowAndUnderstandTheProcess…

Our coaches have experience in every aspect.

THEHEARTLANDDIFFERENCE

Financial‐AidProcess/Appeal

Scholarship/GrantSearch

Student‐LoanOptions

Parent‐LoanOptions

GENERALINFORMATIONHIFECPPAdditionalServices:

StudentPersonalInterestsAssessmentStudentSkillsAssessmentStudentWorkValuesAssessment

Evaluationofthestudent’slikesanddislikes,skillsandworkvalues,basedontheirtestresults.Theassessmenttestsarebasedonover75yearsofresearchanddatacollection.

CollegeSelection Whichcollegesshouldbeconsideredintermsofinterests,location,andacceptancerequirements

CollegeApplicationandAdmission Assistwithcompletingapplications.Includableitemsanddeadlines:Acquisitionoftranscriptsandrecommendationletters,whattoinclude,etc.

EssayReview(MAXof5) Includespunctuationandgrammaticalcheckaswellasthoughtsanddirectiononapplicationtopics

FAFSAVerification AnswerquestionsaboutFAFSAandreviewbeforesubmission,ifrequested.

FinancialAidComparisons(MAXof5) Compareselectedschools’basicfinancialaidofferings.ExpectedFamilyContribution(EFC)Review

ReviewEFCinrelationtoafamily’sgeneralfinancialsituation.

CollegePlanningService DescriptionofService


23

GENERALINFORMATIONHIFECPPAdditionalServices…(continued)CollegePlanningService DescriptionofService

VerificationofStudentAidReport(SAR)

VerifytheaccuracyoftheStudentAidReportinrelationtoEFC.

CollegeScholarshipServiceProfile(CSS)

AnsweranyquestionsrelatingtothecompletionoftheCSSandreviewbeforesubmission.

StudentLoans,Grants&Scholarships Providesscholarshipapplicationopportunitiesforstudent.Essayreviewsforscholarshipsarepartoftheessayreviewwithamaxof5.

CollegePlanningChecklist Specificitemstobeaccomplishedeachmonthbythestudent.

AppealsProcessGuidance(MAXof4) Assistanceinwritingtheletterofrequestforre‐evaluationofawardoffer.

StudentPortfolio Guidanceincreatingthestudentportfolioanditemstoinclude,suchasawardsandrecognitionlettersandcommunityservice,etc.

GENERALINFORMATIONHIFECPPAdditionalServices…(continued)CollegePlanningService DescriptionofService

CourseSelectionandPlanning Guidanceandplanningwhichcoursestotaketosupportamajor.

One‐On‐OnePersonalSessions Scheduledtimeforupto1houreachmonthtotalkpersonallywithcoach.

Federal&InstitutionalMethodologyEFCReport

ReportofhowtheEFCisappliedtoboththeFAFSAandtheCSSprofile.

CollegeCostComparisonEstimates Utilizationofoursoftwaretocreateanindepthcomparisonofcostsatdifferentanticipatedschools.

CareerAnalysis In‐depthanalysisofthestudent’smajorasrelatedtoemploymentopportunities

CareerResearchandComparison Guidancetounderstandwhatspecificcareersinvolveandentailandhelpwithjobshadowingofacareerprofessional.

ResumeGuidance Developanactualjobresume,asopposedtoastudentresume.

InternshipGuidance Assistancewiththeapplicationprocess,whotocontact,andinterviewtipsandtechniques.


24

QualifyingforHIFECPPrequiresthefollowing:

• StudentmusthaveaminimumGPA(GradePointAverage)of2.5toqualifyforourservice.

• ThereisnominimumormaximumincomethatlimitsaFamily’squalificationforourservice.

• Studentmustattendan“accredited”institutioninordertoqualifyforFederalFinancialAid.

• Studentmustbeinthe8th Grade(2nd Semester)orhigherinHighSchool.

• StudentmustCOMMITtoworkwiththeassignedHIFECPPCoachintheplanningprocess.

GENERALINFORMATION

EnrollmentFee:

PaysforyourHIFECollegePlanningCoach,Researchers,andAdministrativeStaff.Thecostofenrollmentisperstudent.Theenrollmentandannualrenewalfeesaresubjecttochange.

$2,495.001st Year(non‐refundable)

$300.00AnnualRenewalFee(non‐refundable)(Startsthe2ndyearandcontinuesuntilthestudentreceiveshis/herDegree.)

*ThefamilyisofficiallyenrolledintheHIFECollegePlanningprogramaftertheHIFEDeanofEducationhasapprovedtheirapplication.

GENERALINFORMATION


25

HIFE COLLGE PLANNING CERTIFICATIONWeb-Based Training

GENERAL SUMMARY OF THE HIFE COLLEGE PLANNING

COACHING PROCESS

Oncethecoachreceivesastudent’senrollmentpacket,theygothroughtheinformationtonotespecificsaboutthestudent,theirfamilyandtheircurrentsituation.Thisincludesnotingthebesttimetocontactthestudentorparentandwhichphonenumberisbesttocall.

CONTACTPREPARATION


26

Thecoachcallsthestudentorparentbetweenthehoursindicatedintheenrollmentpacketwithin72hoursofhavingreceivedthepacket.Ifthereisnoanswerthecoachmayleaveawelcomemessageatthispoint,orattemptoneortwomorecontactsbeforeeitherreachingthestudentand/orparent,oremailawelcomemessage.Coachesprefertohaveaphoneconversationtointroducethemselvesbutifphonecontactisunsuccessful,theyproceedtothewelcomeemail.

INITIALCONTACT

Intheinitialcontactwithastudentand/orparent,whetheritisthroughvoicemail,phoneconversation,oremailcommunication,thecoachintroducesthemselvesandwelcomesthefamilyintotheCollegePlanningProgram.Theyexplainhowthingswillstartout,includingthewelcomeemailthatwillbesentandanyattachmentsandinformationthatmayaccompanyit.ThatmayincludeinformationaboutthesupplementalquestionnaireandtheHeartland/Kuder accountthatwillbesetupforthestudent.Itisnotuncommonforthecoachtoverifycertaininformationsuchasemailaddresses,occupationalgoalsandcollegepreferences.Thecoachmayalsoinformthestudentthattheywillcopytheparentoneveryemailthatissenttothestudentsothattheparentcanseewhatisrecommendedandhelpthemtokeepupwiththeirchild’sprogressintheprogram.Thecoachdoesnotgiveouttheirpersonalphonenumber,butatanytimeifaphonecallisdesiredtoletthecoachknowthroughemailandatimewillbesetupforacallthatthecoachwillinitiate.

PHONECALL/MESSAGECONTENT


27

Thisemailissentoutshortlyaftertheinitialcontact.ThewelcomeemailusuallyincludesthesupplementalquestionnaireandtheHeartland/Kuder accountinformationandlogin.Itwillusuallyinstructthestudenttoreturnthequestionnairewithinacertainamountoftimeandalsotocompletetheassessmenttestsintheirnewaccount. Dependingonthecoach,additionalemailsmayfollowthatbringastudentuptospeedwiththecurrentmonth’srecommendations,collegecomparisoninstructionsorgenericscholarshiplisttogetthemstarted.

WELCOMEEMAIL

Asecondemailissentoutoneortwoweeksafterthewelcomelettertofollowupontheinitialemail. Thepurposeofthisemailistomakesurethequestionnairehasbeenreturned,theassessmenttestshavebeencompletedandpossiblytosendcollegecomparisoninstructions,sendmonthlyrecommendationsand/oragenericscholarshiplist.Again,eachcoachmayvaryslightlyastowhentheysendeachitemandwhatissentcanvaryfromgradetograde.

WELCOMEEMAIL– FOLLOW‐UP


28

Eachmonth,thecoachwillsendageneralizedlistofrecommendationsand/orrequirementsforastudentaccordingtotheircurrentgradelevel.Thiscanincludechoosingamajor,preparingforSAT/ACTtests,planningforsummeractivities,fillingouttheFAFSAoranynumberofthingsthatmaypertaintothatstudentatthattimeoftheyear. Itiscriticalthatthestudentsgothroughtheserecommendationseachmonthtostayontopofwhattheyneedtobedoingtosuccessfullygetwheretheywanttogo.

MONTHLYRECOMMENDATIONS

Thecoachsendsoutanotheremailduringthemonththatcaterstotheindividualstudentandtheirsituation.Itmakessurethatthestudentiscompletingtheirmonthlyrecommendationsandmaypinpointparticularareasforthatstudentlikehowtodeveloparesume,howtorequestlettersofrecommendation,wheretogotostudyforandtakepracticetestsfortheSAT/ACTtestsoranynumberofthings.

FOLLOW‐UPEMAILS


29

Itisencouragedthatstudentsandtheirparentssendemailsanytimetheyhavequestions,needguidance,wantessayscritiqued,etc.Acoachwillalwaysrespondtoemailswithin72hours,butusuallysooner,dependingonworkloadandtimeofyear. Thereisnolimittotheamountofemailcontactfromastudentorparent. CommunicationisamajorkeytosuccessintheCollegePlanningProgram.

ANSWERINGEMAILS

Thecoachusesinformationfromtheenrollmentpacket,informationfromtheconsultant,thesupplementalquestionnaireandeventheassessmentteststosearchoutscholarshipsthatwillbespecifictothestudent. Themorethecoachknowsaboutthestudentthebetterjobtheycandoinfindingscholarshipsthatfitthestudentandtheirsituation. Thisspecificscholarshiplistisusuallysenttothestudentwithinamonthofreceivingthequestionnaireandotherinformation.Ifthatinformationisnotreceivedasrequested,thesearchisdoneonwhatinformationthecoachdoeshave. Thecoachalsoprovidesthestudentwithaformtokeeptrackofallscholarshipsappliedforsothatthestudentwillhavethatinformationforthecoachwhenitisrequested. (Freshmenandsophomoresinhighschoolswillnotreceiveasmanyscholarshipopportunitiesasjuniors,seniorsandcollegestudents,butsomeareprovidedtogetthemusedtotheapplicationprocedure).

SPECIFICSCHOLARSHIPS


30

Acomparisonofthecollegesthatastudentisconsideringcanbeaccomplishedindifferentways.ItisimportantforstudentstocompletetheirassessmenttestsintheirHeartland/Kuder accountsothatthecoachcanseewhatoccupationsmaybestsuitthestudentandwhichmajorstheyshouldconsider.Understandingthestudent’smajorandknowingwhatcareertheywanttopursuehelpsthecoachgreatlyinassistingthestudentwithfindingtherightcollegesforthemandtheirfieldofstudy.Throughacollegecomparison,thecoachcanshowthestudentwhichcollegesawardthemostdegreesintheirmajor,thepercentageofapplicantsaccepted,percentofapplicantsreceivingfinancialaidandaverageamountofaid,SAT/ACTscoresrequiredforadmittance,tuitioncostsandalotmore.Thisallowsthecoachtorecommendcollegesthatfitthestudentfromallaspects.

COLLEGECOMPARISON

Acoachcanusethestudent’schosenmajorandinformationonpreviouslycompletedcurriculumtohelpindeterminingwhichsubjects/coursesthestudentshouldbetakingtoworktowardtheirparticularmajororoccupation. Thecoachisalsoavailabletohelpwithdeterminingifastudentisagoodcandidatefor,APCourses,DualEnrollment(concurrentenrollmentinacollege),CLEPTests,orSATSubjectTests.

RECOMMENDINGCOURSES&CURRICULUM


31


ROLES & RESPONSIBILITIESOF THE CONSULTANT, FAMILY, AND HIFE COACH

CONSULTANTS:

FamiliarizeyourselfwiththeHIFEMemberSiteatwww.hifeportal.org.ThemembersiteisyourguideandresourcetogainfurtherinformationaboutHIFECPP.Throughthewebsite,youwillhaveaccesstovariousinformationsuchaswebinars,forms,presentations,testimonies,andthee‐enrollmentlink.

ReviewtheGettingStartedEpisodesandRecommendWebinars.

ReviewtheHIFEKuder Tutorials.TheHIFEKuder Accountisanonlineeducationandcareerplanningsystemthatgivesstudentsthetoolstheyneedtobuildafoundationforlifelongcareersuccess.Byreviewingthetutorialsyouwillhaveabetterandclearunderstandingonhowtobestapproachprospectivestudents/parentswhendiscussingtheircollegeandcareerplanningneeds.

RegisterandparticipateintheupcomingHIFECPPEvents/Training.Tofurtheryourknowledgeandtogainexperiencewehighlyencourageyoutoparticipateinourmonthlyscheduledtrainings,CPPAdvancedTrainings,NationalLiveWebinars,andSuperCPMs.TheHIFECPPTeamwillhostvarioustrainingsthroughoutthenationtohelpbuildawarenessandcampaignfortheneedto“DOCOLLEGERIGHT”.

KnowYourRole…

ROLES&RESPONSIBILITIES


32

CONSULTANTS…(continued) Identifywhichpresentationyouwilluse(withcostorwithoutcost)andsticktoit.

PracticepresentingtheHIFECPPPresentationandcompletinganenrollmentformpriortopresentingtoafamily.

Getinthefieldimmediately.MatchupwithalocalConsultantandlearnhowtosharewithotherstheimportanceandneedto“DOCOLLEGERIGHT”.LearnbyobservingotherConsultantsorthroughtheNationalLiveWebinarsonhowtopresenttheHIFECPP“IntroductoryPresentation”soyoucanquicklygooutandpresentonyourown.

Orderyourmarketingmaterials‐ brochures,businesscards,HIFEEmail,etc.atwww.hifemerchandise.com.

Onceyou’veenrolledastudent‐ beawareandreviewallemailcommunicationssentfromthecoach.Follow‐upwiththestudentandparentsasneededespeciallywhenthereareconcernsaboutfamilymeetingdeadlinesoriftheyareunresponsivetothecoach’semails.

MOSTIMPORTANTLY– BeproactiveandworkwiththeHIFECoachinhelpingthestudentwiththeircollegeplanningneeds.

KnowYourRole…


PARENTS:

AfterenrollingyourstudentintoHIFECollegePlanningProgram,reviewALL emailcommunicationssentfromtheHIFECoach.

Ifyouhavequestionsorconcernsregardingtheinformationbeingreceived,reachouttotheHIFECoachrightaway.(AllourHIFECoachesaremorethanwillingandabletoansweryourquestions.)

Monitoryourstudent’sprogress&ensuretheyarecompletingallassignedtasksfromtheHIFECoach.

CompletetheSupplementalQuestionnaireFormsentfromtheHIFECoach.

EnsurethatyourstudentcompletesallassessmenttestswithintheHIFEKUDERAccount.Reviewanddiscussthestudent’sresultswithhimorher andgettheirthoughtsandfeelingsabouttheresults.

EncourageyourstudenttoutilizetheHIFEKUDERAccountforresearchingcolleges,careers,and/orscholarshipstheyareinterestedinorwantingtoapplyto.

KnowYourRole…



33

PARENTS…(continued)

Bepositiveandproactivewithyourstudent’seducationalandcareergoals.Beopenmindedtotheirassessmentresultsandcareerchoices.

MOSTIMPORTANTLY– UnderstandtheHIFECoachisheretobeofassistance,provideguidanceanddirection,andtobearesourceofinformationforthestudent’scollegeplanningneeds.Theonlypersonthatcanmakethingshappenisthepersondoingtheworkthemselves– YOURSTUDENT!Thelevelofsuccesswithinthisprogramwillbedependentonthestudent’slevelofcoachability andwillingnesstofollowinstructionand/orguidancefromtheHIFECoach.

KnowYourRole…


STUDENTS:

Reviewandread ALLemailcommunicationsanditsattachmentsthataresentfromtheHIFECoach.

Ifyouhavequestionsorconcernsregardingtheinformationbeingreceived,reachouttotheHIFECoachrightaway.

RespondtotheHIFECoach’semailinatimelymannerand/oracknowledgereceiptoftheiremailcommunication.

CompleteallassessmenttestswithintheHIFEKUDERAccountandreviewthemwithyourparentsandHIFECoach.OpenlyshareyourthoughtsandfeelingabouttheresultstotheHIFECoach,sotheycanproperlyguideyouandprovideappropriatefeedbackregardingtheresults.Beopenmindedtoyourassessmentresultsandreviewcareeroptionsthatmatchuptoyourresults.

Completeallotherrequestedformsorassignments/tasksassignedbytheHIFECoach.

KnowYourRole…



34

STUDENTS…(continued)

DedicateaspecificandminimumamountoftimeaweektoutilizingtheHIFEKUDERAccountforresearchingthecolleges,careers,and/orscholarshipsyouareinterestedinorwantingtoapplyto.(Ifguidanceordirectionisneeded,theHIFECoachisavailabletoassistthestudent.)

BeawareofFAFSA,CollegeApplications,andScholarshipDEADLINES.(WorkingwiththeHIFECoachcanhelpensureyouwillmeetthedeadlines.However,itisyourresponsibilitytocompletethisapplicationsbytheirrequireddeadlines.)

MOSTIMPORTANTLY– Whatthestudentputsin,iswhatheorshewillgetout.HARDWORK&CONSISTENCYfromthestudentisamajorkeytohelpingthembesuccessfulwithinthisprogram.ThemorefrequentthestudentcommunicateswiththeHIFECoach,therewillbeagreaterchanceofsuccesswiththestudentachievingtheircollegeplanninggoals.However,thelevelofsuccesswithinthisprogramwillbedependentonthestudent’slevelofcoachability andwillingnesstofollowinstructionand/orguidancefromtheHIFECoach.

KnowYourRole…


HIFECOACH:

Uponacceptanceofanenrollment– TheHIFECoachwillcontactthefamilywithin72hours.1stAttempt– ByPhone.Ifunsuccessfulhe/shewillfollowupthephonecallwithanemail.(Welcome/IntroductiontotheHIFECPP)

Sendsinitiallistofscholarshipsifapplicablewithdeadlines.

Documentsallcontactwithfamily.CopiesparentsandCPPConsultantsonallemailcommunications.

Contactsfamilyonaschedulethatisbasedonthegradeofthestudent.WedonothavelimitsastohowmuchtimeorhowoftenaCoachwillspendwithastudent.EachCoachisrequiredtocommunicatewithastudentaminimumoftwiceamonthinadditiontosendingrecommendations.However,thoughthesearetheminimums,theCoachmaycommunicatemorefrequentlydependingontheresponsesofthestudents/parents.

Addressesallfamilyconcernswithin3 businessdays.

KnowYourRole…



35

HIFECOACH…(continued)

Providestasksandassignmentsforthestudenttoaccomplishonamonthlybasistohelppreparethestudentforcollegeandmonitorsthestudent’sprogress.

Reviewsassessmenttestresultswithfamilyasrequestedorneeded.

Assiststhestudentswithcollegecomparisonsandthecareerselectionprocess.

ProvidesassistanceandmayreviewtheFAFSA,SAR,andAwardLettersasrequestedorneeded.

ProvidedguidanceandassistancewithFinancialAidAppeals/Reviewsasrequestedorneeded.

Reviewsapplicationsoressaysforcolleges/scholarshipsasrequested.

MOSTIMPORTANTLY– TheHIFECoachisheretoassistandprovideguidancewiththestudent’seducationalandcareergoals.THEYWILLNOTDOTHEWORKFORTHESTUDENT.

KnowYourRole…


HIFECollegePlanning

Consultant HIFECoach

Student&Parents

ByplayingyourpartwecansuccessfullyhelpastudentwiththeHIFECollegePlanningprogram.Theprogramwillnotworkwithoutopenpersonalcommunicationbetweenallparties.ThesuccessisdrivenbyhowwelltheConsultant,Family(Student&Parents)andHIFECoachworkcollectivelytogetheronthestudent’seducationandcareergoals.

Believeit,Workit,It'llhappen!

ROLES&RESPONSIBILITIESKnowYourRole…


36


BASICS OF FINANCIAL AID

BASICSOFFINANCIALAID

Financialaidismoneythatthegovernmentandotherorganizationsgiveyouorlendyousothatitcanhelpyoupayforcollege.

Itisintendedtohelpstudentspayeducation‐relatedexpensesincludingtuition,fees,roomandboard,books,andsuppliesforeducationatacollege,university,orprivateschool.

Someaidneedstobepaidbackorearned,andsomeaidisagift.Thismoneyisavailabletoallsortsofpeople.

WhatIsFinancialAid?


37


WhereDoesFinancialAidComeFrom?

Morethan$185billioninfinancialaidisavailable.Financialaidcomesfrommanysources:

Federalgovernmentgrants,loansandotheraid:69%

Collegegrants/scholarships:21%

Stategovernmentgrants/scholarships:6%

Privateandemployergrants/scholarships:5%

Source:TheCollegeBoard,“2015TrendsinStudentAid

69% 21%

6%5%


WhatAreTheDifferentTypesOfFinancialAid?

1. Scholarships

2. Grants(Fromgovernment,collegeandprivateresources)

3. WorkStudy(Taxcredits,deductions,andFederalWork‐Study)

4. StudentLoans

GiftAid

Self‐HelpAid


38


HowDoYouQualifyForFinancialAid?Financialaidcanbeawardedbasedon2categories:1. Need‐basedAid

Need‐basedfinancialaidisawardedonthebasisofthefinancialneedofthestudent.

TheFreeApplicationforFederalStudentAidapplication(FAFSA)isgenerallyusedfordeterminingfederal,state,andinstitutionalneed‐basedaideligibility.Atprivateinstitutions,asupplementalapplicationmaybenecessaryforinstitutionalneed‐basedaid.

The“FederalMethodologyFormula”isusedtodeterminetheamountofneed‐basedaidyouwouldbeeligibletoqualifyfor.


TheFederalMethodologyFormula

FinancialNeed

HowEFCIsCalculated1

PARENTS STUDENTS TOTALEFC

ExpectedFamilyContribution(EFC)

CostofAttendance(COA)

Income

22%‐ 47%ofadjustedgrossincomeabovetheprotectedamount2

Assets

Upto5.64%

ofnon‐retirementassetsabove

protectedamount,including529plans,investmentsand

savings

Income

50%ofincomeabove

protectedamountof$6,400

Assets

20%ofallassetsinbankaccounts,CDs.

UGMAs/UTMAs,andanyothersavings

1.Basedonfederalmethodologyfor2015–16schoolyear.2.Protectedamountforparentsisdependentuponanumberoffactors,includinghouseholdsizeandnumberofstudentsincollege.3.529planassetswithdrawnforcollegebygrandparentsorothersmaybeconsideredstudentincomeduringthefollowingyear forfederalfinancialaidpurposes.

CollegesusetheEFCtocalculatethetotalcostof

attendance:tuition,feesandotherexpenses‐ whichthendetermineshowmuchfinancialaidisavailable

toastudent.


39


HowDoYouQualifyForFinancialAid?...(continued)Financialaidcanbeawardedbasedon2categories:2. Merit‐basedAid

HavespecificeligibilitycriteriaandaretypicallyawardedforoutstandingacademicachievementsandmaximumSATorACTscores.Although,somemeritscholarshipscanbeawardedforspecialtalents,leadershippotential,andotherpersonalcharacteristics.

Merit‐basedgrantsorscholarshipsareoftenawardedbythecollegeoruniversitybutcanbefromfoundations,scholarshiporganizations,etc.

Meritscholarshipsaresometimesawardedwithoutregardforthefinancialneedoftheapplicant.

Scholarshipsdonotneedtoberepaidaslongasallrequirementsaremet.


WhereDoesTheFinancialAidProcessStart?FinancialAidbeginswith

FAFSA“FreeApplicationforFederalStudentAid”

KeyDate:October1st iswhenFAFSAbecomesavailableKeyFactor:Everyyearastudentattendscollege,theFAFSAneeds

tobecompleted.

SOMEFINANCIALAIDISAWARDEDONAFIRSTCOME,FIRSTSERVEDBASIS.FINANCIALAIDAWARDEDBYMOSTSCHOOLSISDEPENDENTUPONTHESTUDENTFILLINGOUTTHEFAFSAFORM

FAFSA is time sensitive!


40


HowToApplyForFinancialAid?

CreateaNewFSAIDathttps://fsaid.ed.gov.AnFSAIDgivesyouaccesstoFederalStudentAid’sonlinesystemsandcanserveasyourlegalsignature

CompletetheFreeApplicationforFederalStudentAid(FAFSA)tobeconsideredforfinancialaidfromthefederalgovernment,stategovernmentsandmanycolleges.Theformcanbecompletedonlineatwww.fafsa.ed.gov.


WhatInformationShouldYouHaveReady?

BecauseFAFSAisalongformthatrequestsinformationyouwillneedtocollectthefollowinginadvance:

SocialSecurity#foryouandyourparents

Driver´slicense# ifyouhaveone

AlienRegistration#ifyouarenotaU.S.citizen

Lastyear´sfederaltaxinformationortaxreturns(includingIRSW‐2information)foryourselfandforyourparents

Recordsofuntaxedincome,suchasSocialSecuritybenefits,welfarebenefitsforyourself,andyourparents

Informationonsavings,investments,andbusinessandfarmassetsforyourself,andyourparents.


41


WhenShouldYouApplyForFinancialAid?

October1oftheyearyouplantogotocollegeisthefirstdayyoucanfiletheFAFSA.AimtofiletheFAFSAasclosetoOctober1aspossible.

Beawarethateachcollege,stateandprivatefinancialaiddeadlinesvary.

Youhavetosubmityourapplicationontimetoqualifyforfinancialaid.Rememberthatmeetingdeadlinesisultimatelythestudent’sresponsibility.


WhenFillingOutTheFAFSAForm…

ItisoneofthemostimportantstepsintheCollegePlanning/FinancialAidProcess!

Familiesspendhourscompletingit…It’sconfusing! It’sintrusive! It’srequired!(Forsomecolleges,fillingouttheCSSProfileisalsorequiredandmostagree,itisworse thantheFAFSA.)

It’s imperative your forms are accurate and on time.

WARNING:Asignificantpercentageoftheseformsaresubmittedeitherincomplete,inaccurate,and/orinconsistent,therebytriggeringauditsandoftencausingthelossofvaluableFinancialAidsincetheFAFSAwillneedtoberesubmitted.


42

FreeApplicationForFederalStudentAid

StudentAidReport

FinancialAidOfferingfrom

College/University

FAFSA SARAWARDLETTER


TheFinancialAidProcess

• TheFAFSAformcanbecompletedonlineatwww.fafsa.ed.gov

• TheEFC(ExpectedFamilyContribution)iscalculatedbasedonvariousfactorssuchas:theincomeandassetsofboththeparentsandstudents,thehouseholdsizeandnumberofstudentsincollege.

• Incomeandassetsheldinastudent’snamewillnormallyincreasetheEFC.

• TheEFCisreportedontheSAR(StudentAidReport)

• AfinancialawardletterisanofferthatinmanycasesisbasedonthefinancialneedofthestudentandwillbeawardedbytheCollegetheyareacceptedto.

• Nomatterwhattherulessay,collegefinancialaidofficershavegreatlatitudeindeterminingtheaidpackageyourchildultimatelyreceives.Officerssometimesuse"professionaljudgment"toadjustthefigures‐ increasingtheamountofaidorcreatingamoreattractiveratiobetweengiftaidandself‐helpaid.Theymightbemoreapttodosoiftheyseeotherreasonstowantyourchild,suchasspecialabilitiesoruniquecharacteristics.


HIFE COLLEGE PLANNING ESSENTIALS

FOR CONSULTANTS


43

CPPESSENTIALS– AREYOUREADY?

Youhavecompletedtheonlinecourseandmaybereadytotaketheexam.But,areyoureallyready?

DoyouknowwhyyouareaCPPConsultantandwhatthebenefitsareforyou?

DoyouknowwhyCPPissoimportanttofamilies?

Doyouknowwhoisontheinvolvedintheprocessandwhattheirroleis?

DoyouknowwhoiseligibleforCPPandwhoyoucandiscussitwith?

DoyouknowwhoyoucanpresentCPPto?

DoyouneedCPPpresentationtips?

Doyouknowwheretogetadditionalhelp?

CPPESSENTIALS–WHY?

DoyouknowwhyyouitisgreattobeaCollegeConsultantandwhatthebenefitsareforyou?

Why?TheHIFECollegePlanningProgramallowsyoutohelppeoplewiththeircollegeplanningneeds.AsyoubuildandretainyourclientsthroughHIFECollegePlanningitprovidesyouanopportunitytoofferotherservicesaswellasthebusinessopportunityofferedthroughHIFEorWFG.

Whatarethebenefits?ThroughouruniquerelationshipwithWFG,youhavetheopportunitytorepresentanational501(c)(3)non‐profitorganization.Thebarrierforentryisnotasdifficultwhenyourprospectsassociateyouwithanon‐profitcompany.Thesecondbenefitisprovidingaservicetohelpstudentsandfamilies.


44

CPPESSENTIALS– COMMISSIONSTRUCTURE

CommissionPayoutOnCPPEnrollmentsForeachfamilythatchoosestopayinfullfortheCPPEnrollmentFeeof$2,495,Heartlandwillpay$818.55perstudentthatisenrolled.WhenafamilychoosestopayininstallmentsHeartlandwillpay$409.28andthatpaymentwillbemade3monthsafterthestudentsareenrolledandthesecondcommissionpaymentof$409.27willbemadeafter6monthsofenrollment.

EffectiveNovember10,2015,thecommissioncycleforfullpaymentenrollmentswillbeasfollows:

• Enrollmentsreceivedbetweenthe11th‐ 25thofeachmonth,commissionswillbeprocessedandsenttoWFGonthe30thofthatmonth

• Enrollmentsreceivedbetweenthe26th‐ 10thofeachmonth,commissionswillbeprocessedandsenttoWFGonthe15thofthatmonth

Example:EnrollmentwithfullpaymentsubmittedonNov.25,willbepaidoutonNov.30.EnrollmentwithfullpaymentsubmittedonNov.26,willbepaidoutonDec.15.

CPPESSENTIALS– COMMISSIONSTRUCTURE

CommissionPayoutOnCPPEnrollments…(continued)ForInstallmentPaymentEnrollments– IfastudentisenrolledinJunewithapaymentplan,theagentwillbepaidthefirstcommissionattheendofSeptemberandthesecondcommissionattheendofDecember.

Base Shop Pay% Amount

Training Associate 62.50% 511.59Associate 5.00% 40.93

Senior Associate 5.00% 40.93MarketingDirector 5.00% 40.93

SeniorMarketingDirector 5.00% 40.93GenerationalOverrides

1st Generation 6.00% 49.112nd Generation 3.00% 24.563rd Generation 2.50% 20.464th Generation 1.50% 12.285th Generation 1.00% 8.196th Generation 0.50% 4.09Bonus Pool 3.00% 24.56

ExampleofthepayoutforFullPayment:

100.00%

Base Shop Pay% Amount

Training Associate 62.50% 255.80Associate 5.00% 20.46

Senior Associate 5.00% 20.46MarketingDirector 5.00% 20.46

SeniorMarketingDirector 5.00% 20.46GenerationalOverrides

1st Generation 6.00% 24.562nd Generation 3.00% 12.283rd Generation 2.50% 6.144th Generation 1.50% 4.095th Generation 1.00% 8.196th Generation 0.50% 2.05Bonus Pool 3.00% 12.28

Exampleofthepayoutfor Installment Payments:

100.00%


45

WHYCPPISIMPORTANTFORFAMILIES?

HelpingFamilies– SolvingProblems

Problem#1:Thereisanestimated20to50percentofstudentsthatentercollegeas“undecided”. Inaddition,anestimated75to80percentofstudentschangetheirmajoratleastoncebeforegraduation,andmostwillchangemajorsatleastthreetimesbeforetheygraduate.Thisincreasesthetimeittakestoobtainadegree.Theassessmentsweprovidelimitsthisbyhelpingthestudentsnarrowdowntheircollegemajorsaccordingtotheirinterests,skillsandworkvalues.

Source:NationalCenterforEducationStatistics



Problem#2:Approximately35%ofbachelor’sdegreerecipientschangecolleges‐ andalmosthalfofthemlosesomeoralloftheircreditsbecauseofbrokentransferpolicies.Unlessonecollegehasanarticulationagreement,meaningtheywillgivestudentscreditforclassestakenatanothercollege,studentswillneedtoretaketheclasses.Thisincreasesthetimeittakestogetadegreetremendously.TheHIFECollegePlanningCoacheshelpandworkwithstudentstostartoffintherightcollegetobeginwith.

Source:http://nces.ed.gov/pubs2014/2014163.pdf


46



Problem#3:Onaveragethereis1Counseloravailableforevery478students.Withdozensofmajorstochoosefromandnocleardirection,overwhelmedstudentsmakeavoidablemistakesbasedonuninformedchoices. TheHIFECollegePlanningCoachesarehereitassist,guide,andbearesourceofinformationforstudentswhileinHighSchoolandthroughCollegetohelpensurethestudentis“DoingCollegeRight”.

Source:NationalAssociationforCollegeAdmissionCounseling



Problem#4:Theaveragenumberofstudentsgraduatingcollegewithdebtin2015willbearound70%.Ofthosestudentsonaveragetheywillbe$35,051indebt.Tohelpminimizetheamountofdebtastudentmayincurweofferassistancewiththefinancialaidprocess.WereviewforanypotentialmistakestheparentsorstudentsmayhavemadewithFAFSAandhelpthemcorrectitandsubmititearly.Weprovidescholarshipsforstudentstoapplyto. Inaddition,wehelpfamiliesappealfinancialaidpackagessothestudentcangetthebestpackagepossible.


47

WHOISINVOLVEDANDWHY?

Whoisontheteam?

1. StudentThestudentmustbecommittedtoworkingwiththecoachtoreachtheireducationalgoals.Theymustrespondtoeachemailandfollowtherecommendationsofthecoach.

2. ParentParentsplayanintegralpartofthecollegeplanningprocess.Parentsmustbewilltoencouragetheirstudenttoworkwiththecoachandfollowtherecommendations.

WHOISINVOLVEDANDWHY?

Whoisontheteam?

3. ConsultantTheconsultantisstillinvolvedinthecollegeplanningprocessevenaftertheyenrollthestudent.Theyneedtostayintouchwiththefamilyandencouragethestudenttoworkwiththeircoach.

4. CoachThecoachisresponsibleforworkingwiththestudent.Theysendoutrecommendationsandtwoemailseachmonth.Theyanswerquestions,reviewessays,helpwithallpartsofthecollegeapplicationprocess,helpwithfinancialaidandguideeveryonethroughthecollegeplanningprocess.


48

WHOISELIGIBLEFORCPP?

Whocanyousignup? Questionstoask.

1. Isthestudent’sgradepointaveragehighenough?AminimumGPAof2.5isnormallyrequired.Ifyourstudent’sislowerthanthat,wewilldiscussit.

2. Isthestudentcurrentlyattendingschool?Thestudentmustbecurrentlyattendinghighschoolorinthelasthalfofthe8thgrade.


Whocanyousignup? Questionstoask.(cont.)

3. Willthestudentreceiveparentalsupport?Aparent’sinvolvementandsupportisessential.Weexpecttheparent(s)toencouragetheirstudentandinteractwithboththestudentandcoachasneeded.Ifnecessary,acoachshouldbeabletocontactaparentdirectlyinordertoencouragegreateractionbythestudent.


49



4. Isthestudentcommittedtosuccessfullyenteringcollege?Attitudeisacriticalelementtoastudent’ssuccessinthecollegeplanningprogram.Astudentmustbewillingtoacceptguidancefromtheircoach,completeassignmentsthatarerequiredandputintheextraeffortnecessarytoachievesuccessinthecollegeplanningprogram.Thisincludesrespondingtoaminimumoftwoemailsamonth.Astudentmustunderstandandagreethatunlesstheyarewillingtocommittheeffortrequired,theprogramwillbelesssuccessfulthandesired.



5. Doesthefamilyunderstandtheprogram’spurpose?Eachstudent/parentneedstoknowthatthisprogramisacollegeplanningprogram,notsimplyacollegefundingprogram.Thevalueoftheprogram,althoughthestudentmayreceivefinancialassistance,isbuiltaroundapersonalcoachandthecriticalguidancethatthestudentreceivesregardingstudentassessment,careerexploration,collegecomparisonandselection,essayreview,theapplicationprocessandmuch,muchmore!

**PleaseNote:Wecanenrollcollegestudents,especiallycommunitycollegestudents,ifastudentdoesnotknowtheirmajororunsureoftheircareergoals.ThenDeanofEducationwecallandtalktothestudentdirectlytomakesurewecanhelp.


50

WHOISYOURMARKETFORCPP?

Whodoyoutalktoaboutcollegeplanning?

1. Yourownchild2. Family3. Friends4. Churchgroups5. SchoolgroupssuchasPTO/PTA6. Parentsoffriendsofyourchild7. Civicgroups8. Libraries9. Anyorganizationyouarepartof

Thisisasample.Addtothelistyourownideas.

ISHIFECPPRIGHTFORYOURSTUDENT?

AHIFECollegeCoachwillpersonallyworkwitheachstudenttoaccomplishthefollowing:

1. Gettoknowthestudentpersonally• Eachstudenthastheirownpersonality,strengthsandparticular

characteristics.Thecoachwillworkwiththestudent,bothbyphoneande‐mailtounderstandthestudentandthebestmannertoguidethemthroughthecollegeplanningprocess.

2. Multi‐levelaptitudetesting• Theseassessmentshelpdeterminestudentinterests,aptitude

andworkvaluesthatrelatetoappropriatecareerexplorationandselection.Thecoachwillprovideone‐on‐oneguidanceregardingthebestcareerdirectionforthestudent.


51


AHIFECollegeCoachwillpersonallyworkwitheachstudenttoaccomplishthefollowing:…(cont.)

3. CollegePreparationProcess• Theseassessmentshelpdeterminestudentinterests,aptitude

andworkvaluesthatrelatetoappropriatecareerexplorationandselection.Thecoachwillprovideone‐on‐oneguidanceregardingthebestcareerdirectionforthestudent.

4. CollegeApplicationProcess• Thisbeginswithacomprehensivecollegesearchthatfocuseson

eachstudent’sspecificstrengths,assessmentsandcareerdirection,relativetocollegechoices.Otherselectionconsiderationsincludepopulationofaschool,demographics,geographyandmanyotherfactorsspecifictoastudent’slikesanddislikes.


AHIFECollegeCoachwillpersonallyworkwitheachstudenttoaccomplishthefollowing:…(cont.)

5. On‐goingcoaching• TheCoachwillcontinuetohelpandguidethestudenteveninto

andthroughthecollegeyearsifdesired.Thekeytoagreatcoach/studentrelationshipincludesacoachwhooffersdefiniterecommendationsandchoicesthatarespecifictothestudent,alongwithastudentwhorespondspositivelyandimplementsthoserecommendationsandchoicesinamannerthatleadstoasuccessfulcollegeexperienceandultimatelytransitionstoanappropriatefulfillingcareer.


52

PRESENTATIONTIPS

HowDoYouIntroduceHIFECollegePlanning?

1. Beprepared.2. Knowandunderstandthepresentationinformation.3. Ifpossible,foryourfirstpresentation,askanotherCPP

Consultanttopresentwithyou.4. Beontheconsultantcalls/webinartrainings.5. WatchthewebinarsontheHIFEMemberTeamSite

(www.hifeportal.org)6. Askquestionsbeforehand.7. Bewillingtogetbacktothefamilyifyoucannotanswer

aquestion.8. Followuptoseeifadditionalquestionscomeup.

PRESENTATIONTIPS

HowDoYouIntroduceHIFECollegePlanning?(cont.)

9. AskfamiliestojoinyouforaCPMpresentation.10.Getapprovalforanypresentationsanddocuments

outsideofwhatisofferedorprovidedbyHIFE.11.LookintogettingandusingHIFEGO.Itisagreatwayto

setupawebsiteandsendandtrackemails.12.Ifyouhavealargegroup,callandasktosetupawebinar

withtheDirectorofHIFECollegePlanningortheDeanofEducation.

13.Remember,wearealwaysheretoanswerquestionsandsupportyou!!!


53

ADDITIONALRESOURCES

DoYouNeedMoreAssistance?

1. HIFEMemberTeamSite(www.hifeportal.org)TheHIFEPortalisanexcellentresourcethatneedstobeexplored.ThereisFastStartInformation,Webinars,FormsandLinks,Documents,AnnouncementsandaCalendarwithevents.

2. HIFECPP@hife‐usa.orgHIFECPPisagreatresourceforsendingemailstorequestinformationandideas.

ADDITIONALRESOURCES

DoYouNeedMoreAssistance?(cont.)

3. ConferenceCalls/WebinarTrainingsWehaveofferconsultantstrainingsfourtimesamonth.ThetrainingsarethefirstandthirdThursdayofeachmonthandthesecondandfourthFridayofeachmonth.

4. EmailsBesuretocheckyouhife‐usa.orgemaileveryday.Wesendoutemailsincludingannouncements,reminders,schedules,tips,etc.constantly.


54

ADDITIONALRESOURCES


5. NationalLiveWebinarsWeofferanumberofCollegePlanningwebinarsthroughoutthemonth.Thesewebinarsaredesignedtohaveyourprospectivefamiliesparticipateinandaswellprovideadditionaltrainingforyou.ThewebinarsarerecordedandontheHIFEPortal.

6. OtherCPPConsultantsTalktootherCPPconsultants.Ifyouarenew,askonetohelpwithyourfirstpresentation.CPPConsultantsareanexcellentresourceforideas.

ADDITIONALRESOURCES


7. Support@hife‐usa.orgContactTechSupportforanytechnicalissues,resettingpasswords,ortroublesaccessingtheHIFEPortal.

8.HIFEHQOffice/MainOfficeIfneedbe,giveusacallat303‐597‐0197.


55

TheHeartlandInstituteofFinancialEducation(HIFE),a501(c)(3)Non‐ProfitOrganization whosemissionistopromotefinancialliteracyacross America. We arededicatedtoempoweringorganizations andtheirpeoplethroughfinancialeducation. Wearealsoendorsedthroughaconsortiumofcollegesand universitiesthroughouttheU.S. This

focusededucationisprovidedbyexperiencedfinancialprofessionalswhoarerecognizedbyTheInstituteasqualifiedinstructors.

Tolearnmoreaboutourorganization,pleasevisitusat:www.hife‐usa.org.

HIFEHeadquarters,8301E.PrenticeAvenue,Suite312,GreenwoodVillage,CO80111.

Main:(303)597‐0197.Fax:(303)369‐3900.Email:hifecpp@hife‐usa.org

Date post:	07-Jul-2020
Category:	Documents
Upload:	others
View:	0 times
Download:	0 times