Date post: | 18-Jan-2017 |
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Healthcare |
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How to Help Employees Manage Rising Healthcare CostsTIPS ON HOW TO REDUCE FINANCIAL BURDEN
26% of Americans say health care expenses have taken a serious toll on
their family finances.
© Healthgram, Inc. 2016
The Healthcare Burden
These expenses don’t just affect those who are unemployed or uninsured. Health care costs are rising across the board and more of the expense is falling on to employees in the form of higher deductibles and heftier co-pays.
© Healthgram, Inc. 2016
What can employers do to help?
© Healthgram, Inc. 2016
Healthcare Cost Saving Strategies
1. Help from a one-on-one Advisor2. Education on healthcare price variance 3. ER usage education4. Strategic outreach programs5. Telehealth6. Pharmacy programs© Healthgram, Inc. 2016
Help from a One-on-One Advisor
Time, worry and money are wasted when employees attempt to navigate the confusing healthcare system alone.
© Healthgram, Inc. 2016
Help from a One-on-One Advisor
An Advisor through healthconnect identifies every possible savings opportunity and guides members towards the highest quality and lowest cost providers.
© Healthgram, Inc. 2016
The same procedure within the same zip code can vary by thousands of dollars
depending on facility. Do your employees know this?
© Healthgram, Inc. 2016
Education on Healthcare Price VariancePricing transparency tools are getting better, but engagement and ROI are optimized when a personal guide is provided to employees to help them use tools wisely.
© Healthgram, Inc. 2016
ER Usage EducationEmergency room visits are as many as five times more expensive than other types of health care delivery.
© Healthgram, Inc. 2016
ER Usage EducationUrgent-care facilities and walk-in clinics at pharmacies are less costly options as the first line of care and can save employees and employers a bundle.
© Healthgram, Inc. 2016
Strategic Outreach Programs
Consider adopting a disease management program that helps employees stay on top of their illness and avoid costly complications and hospitalizations.
© Healthgram, Inc. 2016
Disease management can help manage chronic conditions, such as diabetes and
asthma, through screenings and preventive care.
© Healthgram, Inc. 2016
Telehealth
Ask employees with minor medical issues to call a nurse first. Such programs, like Telehealth, offer another way to curb the expense of employees’ unnecessary urgent care or emergency room visits.© Healthgram, Inc. 2016
Pharmacy Programs
Promote the usage of generic drugs when available. For members taking high-cost medications or treatments, ensure that they have resources available to ensure proper usage and reduce waste.
© Healthgram, Inc. 2016
Rising costs and unfair pricing hurt your employees along with your bottom line.
© Healthgram, Inc. 2016
Read the full blog post
and learn more at healthgram.com/blog