Hsbc Tripti

8/7/2019 Hsbc Tripti

1/23

A

Summer Training Project Report

ON

The world's local bank

INVESTMENT & WEALTH MANAGEMENT ANALYSISJODHPUR

Submitted in partial fulfillment for theAward of degree of

Master of Business Administration

SUBMITTED BY: SUBMITTED TO:TRIPTI TIWARI MS. NEELU TUTEJAMBA, III SEM. MS. YAMINI GUPTA

MIMT KOTA FACULTY MEMBERS, MIMTKOTA


2/23

Banking: Private Sector

New Private Sector Banks

Superior Financial Services

Designed Innovative Products

Tapped new markets

Accessed Low cost NRI funds

Greater efficiency


3/23

HSBC

COMMERCIAL BANKING Personal banking Non Resident Indian banking Financial Planning services Corporate Banking Business Banking Payments and Cash Management

Trade (international and domestic)and factoring services Institutional Banking


4/23

Treasury and Capital markets

Custody and clearing

Asset Management

Global Resourcing

Data Processing

Primary Dealership

Primary Equity

Asset Service

Investment banking


5/23

HSBC PREMIER

Relationship Management

Investment Services

Broking Services

Exclusive HSBC Premier Centers Special Account for Children

HSBC Premier debit Card

High cash withdrawals

HSBC Premier Master Card

Home banking No Bounce Cheque protection

HSBC Premier Global service


6/23

wealth management for HSBC

Premier

Investment & Risk analysis Need identification Various investment avenues

Fund management five category of portfolio SECURE MODERATELY CONSERVATIVE

BALANCED MODERATELY AGGRESSIVE AGGRESSIVE


7/23

VARIOUS INVESTMENT AVENUES

Equities

Mutual funds

Bonds Deposits

Cash equivalents

Real estate Gold


8/23

Research Methodology

Title: Investment & Wealth managementanalysis; premier

Universe: jodhpur

Sample size:50( customers & prospects)

Sample type: convenience sampling

DURATION:60 DAYS

(21/06/2010-21/08/2010) RESAERCH TYPE: Descriptive


9/23

Research Objective

1) Main objective The main objective is to know the awareness of Wealth

Management Services provided by the bank.

2) Specific Objective To know the risk taking ability of investors; To study the investment pattern of the customers; Creating relationship with the customer to have their

sources; To study the financial needs of the customers;

To educate investors to take active part in WealthManagement; To motivate customers to take more risk and generate

more return.


10/23

Analysisand Interpretation

1. Age:

Where,

Less than 1818-30

30-50Above 50

0%16%

54%

30%1

2

3

4


11/23

Occupation details:

1. Private sector service

2.public/government sector3. Self employed/ professional4.others (please specify)

20%

0%

80%

0%

1

2

3

4


12/23

gross annual income details

020

60

164

1

2

3

4

5

1.UptoRs.2,00,0002.Rs.2,00,001-Rs.5,00,0003.Rs.5,00,000-Rs. 10,00,0004.Rs.10,00,001-Rs.50,00,0005. above Rs. 50, 00,000


13/23

INVESTMENT OBJECTIVE:

What is the primary objective for the investment portfolio?

1. To assume safety of my principal2. To generate income. If so how much you need

annually3. To achieve a particular investment goal4. To accumulate assets for retirement5. Others Please explain

0% 6%

30%

24%

40%1

2

3

4

5


14/23

Which types of investment vehicles are

most suitable for your portfolio?

. HSBC FIXED DEPOSIT

. CERTIFICATE OF DEPOSIT

. MUTUAL FUNDS

. SYSTEMATIC INVESTMENT PLAN


15/23

If your investment portfolio suffered a temporary decline, could

you cover your immediate cash flow needs from other sources

of assets?

1. No. There are no other assets that I could use to cover my immediatecash flow needs

2. Yes. Ive other assets to cover my immediate cash flow needs, but itdbe difficult to access them

3. Yes. I have other assets to cover my immediate cash flow needs, butsome advance planning would be necessary.

4. Yes. Ive other assets to cover my immediate cash flow needs.


16/23

RISK PROFILE

How many years of experience do you have withinvestment products the value of which canfluctuate (including buy and hold and activetrading?

0% 10%

50%

40% 1

2

3

4

1. No experience

2. Less than 3 years

3. between 3 and years

4. More than 9 years


17/23

Approximately what percentage of your assets is currently held

in investment products where the value can fluctuate?

54

46 1

2

1. Between and 1

2. Between 1 and 5


18/23

What level of fluctuations would you generally be comfortable

with?

. Fluctuates between - and +






19/23

What time horizon would you generally be comfortable with when investing in

products the value of which can fluctuate?

. between and years

. between and years


20/23

An investor has a need for investment, there has been made various

classification of needs.

. property purchase

. childrens education. childrens marriage

. securing lifestyle

. retirement


21/23

Recommendations & Suggestions

The sample of 50 customers and prospects were

suggested the developed portfolio on the basis ofvarious information gathered and the investors fordifferent category has been presented below:

fina esultfo selectedsam le

1

2

3

4

5

0

5

10

15

20

25

1 2 3 4 5

Series1

1. SECURE

2. MODERATELY CONSERVATIVE

3. BALANCED

4. MODERATELYAGGRESSIVE

5.AGGRESSIVE


22/23

FACTS & FINDINGS

PFR the Financial Analysis Tool and the Insurance NeedsCalculator predict the future needs and amount of coverrequired by a particular customer in an effective manner.

Wealth management services at HSBC bank are amongst thebest in the industry with the prime thrust on niche market.

The services provided by the bank are better than thecompetitors. The brand makes regular efforts to gain more business from

its existing subscribers by telemarketing. Telemarketing executives seems to be well trained to interact

with customers with end result of building highly positivebrand associations, if not more revenue.

It has started the concept ofSocial Workforce balance inwhich the employees are given time to fulfill their social

obligations.


23/23

The revenues have grown up with the WealthManagement Services and the Premier customers aremore satisfied with these services.

The bank is using a double edged weapon for fulfillingits social commitments, as well as effectively publishingits services by way of conducting various events onSaturdays which include Magic shows Painting competition for children Craft making competition for children Cartoon day celebration

To increase the morale of the employees celebrationsfor target beaters along with the celebration of thebirthdays are done.

Effective portfolio development and management isdone.

Date post:	08-Apr-2018
Category:	Documents
Upload:	tripti-tiwari
View:	226 times
Download:	0 times

Hsbc Tripti

Documents