ICDP- INTEGRATED CO-OPERATIVE DEVELOPMENT PROJECT

As the name suggest it’s all-round development of cooperatives

ABOUT ICDP

National Co-operative Development Corporation was established by Central Government in 1963.It provides financial assistance to co-operative institutions so that they can work well in the changing environment. To better assist the institutions, it set up Integrated Co-operative Development Project in seventh five year plan(1985-89)

ACKNOWLEDGEMENT

Director: Brig. S.K Gaur and Prof. P.S Sali

Faculty guide: R.C Mathur Sir

Corporate guide: Mr. Ashok Joshi(RICEM)

ORGANIZATION PROFILE

RICEM: Rajasthan Institute of co-operative education and management

MISSION: To equip Officers / Office bearers /

Employees of Cooperative Department and Cooperative Institutions with a best managerial skills and bring attitudinal change to develop a strong , vibrant and sustainable cooperative movement to serve the members

OBJECTIVES

The basic objective of RICEM , Jaipur is to contribute in the continuous improvement of HRD skills of Officer bearers / Workers in the Departments / Institutions.

Efficiency in the cooperative institutions can't be without I.T. infrastructure . Keeping this in view RICEM is dedicated computer training for all .

INTRODUCTION OF PROJECT

The study aims at all-round development of cooperatives by fulfilling there basic needs and daily requirements.

To find out the requirements of

cooperatives and fulfill them in order they can serve their members and whole community .

COOPERATIVES STUDIED UNDER ICDP

CCB-Central Co-operative Bank PACS-Primary agriculture credit

societies KVSS-Kray Vikray Sahkari SamitisPLDB-Primary land development bankUpbhokta Wholesale Bhandar

NUMBER OF WORKS LISTED UNDER ICDP

Construction of Godowns Construction of Shops Computerization of the cooperatives Providing Lockers Providing Counters Providing Safe Providing Note counting machine

CONTINUED

Introducing rain water harvesting Providing training to employees of

various co-operatives etc.

BIFURCATION OF FUNDS UNDER ICDPTotal amount - 100% Loan with interest - 50%

Share capital (Refundable) - 30%

Subsidy - 20% 

OBJECTIVES OF THE PROJECT

To find out the basic requirements of various cooperatives

To improve the working condition of the cooperatives

To help them make self sufficient

METHODOLOGY

Research type : Descriptive

Conducted a Census survey: The aim of the project was to find out the requirement of the cooperatives in the district. So only a census survey would be suitable. Unlike sample survey , whole universe is taken into account in the census survey.

DATA COLLECTION

Primary Data: It was collected through personal interviews, observations and focus group interviews and schedule.

Secondary Data : Reports and documents of the cooperatives, Statistical office, Internet and Journals.

LIMITATIONS

1 Time constraint: There was much to do in very less time.

2 Constraint of understanding local dialect

3 Lack of proper Transportation

4 Difficulties in collection of information from CCB due to lack of official support

PROFILE OF THE AREA UNDER STUDY

SIROHI Sirohi is a city in southern Rajasthan It has an area of 5139 kms (2009 sq. miles)

and is the third smallest district of Rajasthan

Agriculture is the main economic activity carried out in this region

COOPERATIVE STRUCTURE OF SIROHI No. of CCB : 13

No. of PACS : 63

No. of KVSS : 03

No. of PLDB : 06

No. of Wholesale Bhandar : 01

DCCB- DISTRICT CENTRAL CO-OPERATIVE BANK

Co-operative bank is a financial entity which

belongs to its members who are at the same time the owners and the customers of the bank.

Co-operative banks are often created by persons belonging to same local or professional community or sharing a common interest.

FUNCTIONS OF A DCCB

Co-operative banks are managed and organized on the principle of co-operation, self help and mutual help. Profit maximization is not their goal.

Co-operative banks do banking

function mainly in the agriculture and rural sector

REQUIREMENTS OF DCCB

S.NO PARTICULARS NO. OF BRANCHES

1 SAFE 01

2 COUNTER 12

3 FURNITURE 13

4 LOCKER 04

5 COMPUTERS 13

6 BUILDING CONST. 03

7 NOTE COUNTING MACHINE 13

PACS- PRIMARY AGRICULTURE CREDIT SOCIETIES

It is a multi-purpose society. The farmers residing in the area of operation of the Society can become members of the society

and in return they will automatically qualify to get loans and other help from PACS.

FUNCTIONS OF PACS

These Societies have main objective to make short term and medium term loan advancements to the rural people for various purposes.

These societies not only provides cash

to their members but also pesticides, herbicides, seeds and fertilizers

REQUIRMENTS OF PACS

S.NO PARTICULARS NO. OF BRANCHES

1 SAFE 25

2 COUNTER 22

3 LOCKER 27

4 FURNITURE 63

5 COMPUTERS 63

6 GODOWN 41

7 NOTE COUNTING MACHINE 32

PLDB-PRIMARY LAND DEVELOPMENT BANK

PLDB has 2 tier structure

PRIMARY LAND DEVELOPMENT BANK- The working area of this bank is at district level

STATE LAND DEVELOPMENT BANK- All Primary Land Development Bank are federated into State LAND development Bank at the state level.

FUNCTIONS OF PLDB

The main objective of the land development bank is to promote the development of agriculture and increase the agriculture production.

REQUIREMENTS OF PLDB

S.NO 7PARTICULARS NO. OF BRANCHES

1 SAFE 0

2 COUNTER 5

3 LOCKER 0

4 FURNITURE 6

5 COMPUTERS 6

6 NOTE COUNTING MACHINE 6

7 BUILDING CONSTRUCTION 4

KVSS-KRAY VIKRAY SAHKARI SAMITI

These institution has been set up with motto of spreading the basic principles of co-operative movement and to help consumers and farmers.

STRUCTURE OF KVSSRAJFED

KVSS

GSS

FUNCTIONS OF KVSS

1 FERTILIZER BUSINESS2 SEED BUSINESS3 INSECTICIDES AND PESTICIDES4 FOODGRAINS BUSINESS5 CATTLE FEED

REQUIRMENTS OF KVSSS. NO PARTICULARS NO. OF BRANCHES

1 SAFE 0

2 LOCKER 0

3 GODOWN 2

4 FURNITURE 3

5 COMPUTERS 3

6 BUILDING REPAIR 2

7 NOTE COUNTING MACHINE 2

UPBHOKTA WHOLESALE BHANDAR

There are so many mediators and brokers in reaching a product from producer to end consumer and hence it cost almost double to the consumer

After analyzing the situation government of India

realized that distribution of essential goods is better to be performed by the cooperatives institution rather than private parties. Under third five year plan govt. had set up Bhandars on district level.

FUNCTIONS OF BHANDAR

The basic objectives of Bhandar is to buy essential items in bulk from producer and to distribute it the end consumer on reasonable price through its branches and departmental stores.

REQUIREMENTS OF WHOLESALE BHANDAR

S.NO PARTICULARS NO. REQUIRED

1 SAFE 0

2 SHOPS 4

3 GODOWN 2

4 FURNITURE 1

5 COMPUTERS 5

6 DEPARTMENTAL STORE 0

7 NOTE COUNTING MACHINE 1

OpportunitiesThere is a scope of improvement in functioning of co-operatives.It will also help in improving the status of the rural people as they are the people who will get benefitted by improvement in cooperatives

ThreatsIf

the loan is not recovered fully the project will be considered a failure.NABARD is also providing the money for various purposesAnd at a lower interest rate.

SWOT

RECOMMENDATIONS

1 The effect of inflation and other reasons which affect the time value of money should be consider at the time of allotment of money.

2 TOURISM- Tourism is an untapped area where significant returns can be made just by taken some initiatives. SO it must be included under ICDP.

CONTINUED

3 SOIL TESTING LABS - Soil testing labs can be set up by the gram seva samitis. For this, they can hire agriculture graduates who would give soil testing reports to the farmers directly

4 AGRICULTURE ALLIED ACTIVITIES - Special emphasis should be given by the government to promote these activities. They should direct the banks to increase their loan advances in the agriculture allied activities.

THANK YOU