ICDP- INTEGRATED CO-OPERATIVE DEVELOPMENT PROJECT
As the name suggest it’s all-round development of cooperatives
National Co-operative Development Corporation was established by Central Government in 1963.It provides financial assistance to co-operative institutions so that they can work well in the changing environment. To better assist the institutions, it set up Integrated Co-operative Development Project in seventh five year plan(1985-89)
Director: Brig. S.K Gaur and Prof. P.S Sali
Faculty guide: R.C Mathur Sir
Corporate guide: Mr. Ashok Joshi(RICEM)
RICEM: Rajasthan Institute of co-operative education and management
MISSION: To equip Officers / Office bearers /
Employees of Cooperative Department and Cooperative Institutions with a best managerial skills and bring attitudinal change to develop a strong , vibrant and sustainable cooperative movement to serve the members
The basic objective of RICEM , Jaipur is to contribute in the continuous improvement of HRD skills of Officer bearers / Workers in the Departments / Institutions.
Efficiency in the cooperative institutions can't be without I.T. infrastructure . Keeping this in view RICEM is dedicated computer training for all .
INTRODUCTION OF PROJECT
The study aims at all-round development of cooperatives by fulfilling there basic needs and daily requirements.
To find out the requirements of
cooperatives and fulfill them in order they can serve their members and whole community .
COOPERATIVES STUDIED UNDER ICDP
CCB-Central Co-operative Bank PACS-Primary agriculture credit
societies KVSS-Kray Vikray Sahkari SamitisPLDB-Primary land development bankUpbhokta Wholesale Bhandar
NUMBER OF WORKS LISTED UNDER ICDP
Construction of Godowns Construction of Shops Computerization of the cooperatives Providing Lockers Providing Counters Providing Safe Providing Note counting machine
Introducing rain water harvesting Providing training to employees of
various co-operatives etc.
BIFURCATION OF FUNDS UNDER ICDPTotal amount - 100% Loan with interest - 50%
Share capital (Refundable) - 30%
Subsidy - 20%
OBJECTIVES OF THE PROJECT
To find out the basic requirements of various cooperatives
To improve the working condition of the cooperatives
To help them make self sufficient
Research type : Descriptive
Conducted a Census survey: The aim of the project was to find out the requirement of the cooperatives in the district. So only a census survey would be suitable. Unlike sample survey , whole universe is taken into account in the census survey.
Primary Data: It was collected through personal interviews, observations and focus group interviews and schedule.
Secondary Data : Reports and documents of the cooperatives, Statistical office, Internet and Journals.
1 Time constraint: There was much to do in very less time.
2 Constraint of understanding local dialect
3 Lack of proper Transportation
4 Difficulties in collection of information from CCB due to lack of official support
PROFILE OF THE AREA UNDER STUDY
SIROHI Sirohi is a city in southern Rajasthan It has an area of 5139 kms (2009 sq. miles)
and is the third smallest district of Rajasthan
Agriculture is the main economic activity carried out in this region
COOPERATIVE STRUCTURE OF SIROHI No. of CCB : 13
No. of PACS : 63
No. of KVSS : 03
No. of PLDB : 06
No. of Wholesale Bhandar : 01
DCCB- DISTRICT CENTRAL CO-OPERATIVE BANK
Co-operative bank is a financial entity which
belongs to its members who are at the same time the owners and the customers of the bank.
Co-operative banks are often created by persons belonging to same local or professional community or sharing a common interest.
FUNCTIONS OF A DCCB
Co-operative banks are managed and organized on the principle of co-operation, self help and mutual help. Profit maximization is not their goal.
Co-operative banks do banking
function mainly in the agriculture and rural sector
REQUIREMENTS OF DCCB
S.NO PARTICULARS NO. OF BRANCHES
1 SAFE 01
2 COUNTER 12
3 FURNITURE 13
4 LOCKER 04
5 COMPUTERS 13
6 BUILDING CONST. 03
7 NOTE COUNTING MACHINE 13
PACS- PRIMARY AGRICULTURE CREDIT SOCIETIES
It is a multi-purpose society. The farmers residing in the area of operation of the Society can become members of the society
and in return they will automatically qualify to get loans and other help from PACS.
FUNCTIONS OF PACS
These Societies have main objective to make short term and medium term loan advancements to the rural people for various purposes.
These societies not only provides cash
to their members but also pesticides, herbicides, seeds and fertilizers
REQUIRMENTS OF PACS
S.NO PARTICULARS NO. OF BRANCHES
1 SAFE 25
2 COUNTER 22
3 LOCKER 27
4 FURNITURE 63
5 COMPUTERS 63
6 GODOWN 41
7 NOTE COUNTING MACHINE 32
PLDB-PRIMARY LAND DEVELOPMENT BANK
PLDB has 2 tier structure
PRIMARY LAND DEVELOPMENT BANK- The working area of this bank is at district level
STATE LAND DEVELOPMENT BANK- All Primary Land Development Bank are federated into State LAND development Bank at the state level.
FUNCTIONS OF PLDB
The main objective of the land development bank is to promote the development of agriculture and increase the agriculture production.
REQUIREMENTS OF PLDB
S.NO 7PARTICULARS NO. OF BRANCHES
1 SAFE 0
2 COUNTER 5
3 LOCKER 0
4 FURNITURE 6
5 COMPUTERS 6
6 NOTE COUNTING MACHINE 6
7 BUILDING CONSTRUCTION 4
KVSS-KRAY VIKRAY SAHKARI SAMITI
These institution has been set up with motto of spreading the basic principles of co-operative movement and to help consumers and farmers.
STRUCTURE OF KVSSRAJFED
FUNCTIONS OF KVSS
1 FERTILIZER BUSINESS2 SEED BUSINESS3 INSECTICIDES AND PESTICIDES4 FOODGRAINS BUSINESS5 CATTLE FEED
REQUIRMENTS OF KVSSS. NO PARTICULARS NO. OF BRANCHES
1 SAFE 0
2 LOCKER 0
3 GODOWN 2
4 FURNITURE 3
5 COMPUTERS 3
6 BUILDING REPAIR 2
7 NOTE COUNTING MACHINE 2
UPBHOKTA WHOLESALE BHANDAR
There are so many mediators and brokers in reaching a product from producer to end consumer and hence it cost almost double to the consumer
After analyzing the situation government of India
realized that distribution of essential goods is better to be performed by the cooperatives institution rather than private parties. Under third five year plan govt. had set up Bhandars on district level.
FUNCTIONS OF BHANDAR
The basic objectives of Bhandar is to buy essential items in bulk from producer and to distribute it the end consumer on reasonable price through its branches and departmental stores.
REQUIREMENTS OF WHOLESALE BHANDAR
S.NO PARTICULARS NO. REQUIRED
1 SAFE 0
2 SHOPS 4
3 GODOWN 2
4 FURNITURE 1
5 COMPUTERS 5
6 DEPARTMENTAL STORE 0
7 NOTE COUNTING MACHINE 1
OpportunitiesThere is a scope of improvement in functioning of co-operatives.It will also help in improving the status of the rural people as they are the people who will get benefitted by improvement in cooperatives
the loan is not recovered fully the project will be considered a failure.NABARD is also providing the money for various purposesAnd at a lower interest rate.
1 The effect of inflation and other reasons which affect the time value of money should be consider at the time of allotment of money.
2 TOURISM- Tourism is an untapped area where significant returns can be made just by taken some initiatives. SO it must be included under ICDP.
3 SOIL TESTING LABS - Soil testing labs can be set up by the gram seva samitis. For this, they can hire agriculture graduates who would give soil testing reports to the farmers directly
4 AGRICULTURE ALLIED ACTIVITIES - Special emphasis should be given by the government to promote these activities. They should direct the banks to increase their loan advances in the agriculture allied activities.