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Immediate Solution, 10 Pay Solution & Easy Solution Topics
to Cover Today Sales Support Product Portfolio
Sample Application TransWare New Business Tips Sales Ideas Our goal
is to get you up to speed with us! Topics we will be covering today
are: our sales support, product portfolio, sample application,
transware, ANI review, New business and some sales ideas. Meet
Sales Your Support Team
Presenter will insert a current and compliance approved version of
the Sales Support Team map. Product Portfolio Overview
Whole Life Final Expense Continuous (Immediate Solution LP121) 10
Pay (10 Pay Solution) Graded Death Benefit (Easy Solution) Read
Screen Immediate Solution (LP121)
Premium Paying Period Level Premiums to age 121 Age Last Birthday
Issue Ages 0-85 Minimum Issue Amount $1,000 Maximum Issue Amount
0-55$50,000 $40,000 $30,000 $25,000 Benefit Period Endows at age
121 Read Screen Policy Riders Accelerated Death Benefit
Rider1
With or Without Nursing Home Benefit Optional Accidental Death
Benefit Rider Max issue age - 70 Expiry age - 80 Read slide
Accelerated Death Benefit Rider The rider pays the face amount,
less an interest discount, less any loans, less any premiums that
would be due in the next year upon diagnosis of a Qualifying Event.
Eligibility requirements apply. Accelerated Death Benefit Rider
with Nursing Home benefit The rider pays the face amount, less an
interest discount, less any loans, less any premiums that would be
due in the next year upon diagnosis of a Qualifying Event or
confinement in a Qualified nursing facility. This rider is not
available if you need any assistance in performing daily living
activities at the time of application. Accidental Death Benefit
Rider Issue ages 18-70 The Accidental Death Benefit Rider (ADR)
provides for payment of an amount in addition to the face amount of
the policy in the event of death resulting directly and
independently of all other causes from an accident, subject to the
exceptions set out in the rider. Death must occur within 90 days
from the accidental bodily injury, and while the policy is in
force. 1Accelerated Death Benefits will be available when the
Insured has been diagnosed with a Qualifying Event, as described in
the rider, while the policy and the rider are in force. Benefits
advanced under this rider may be subject to taxation. Limitations
and Exclusions apply. Refer to the Rider for complete details.
Policy Riders (Continued)
Children/Grandchildren Rider Provides term coverage equal to base
amount up to $5000 Covers a maximum of 9 children/grandchildren
Issue ages 15 days to 17 years Parent/Grandparent must be age 18 to
75 Convertible up to rider amount after 2 years and until age 22
Child/Grandchild can be added post issue, 60 day after following
events: Adoption, Marriage, New Birth Read slide 10 Pay Solution
(10 Pay Life)
Premium Paying Period - Level Premiums for 10 years Age Last
Birthday Issue Ages - 0-85 Minimum Issue Amount - $1,000 Maximum
Issue Amount $50,000 $40,000 $30,000 $25,000 Benefit Period -
Endows at age 121 Read screen Easy Solution (Graded Death
Benefit)
Premium Paying Period Level Premiums to age 121 Age Last Birthday
Issue Ages 18-80 Minimum Issue Amount $1,000 Maximum Issue Amount
$25,000 Benefit Period Endows at age 121 Read Screen Sample
Application TA ANI > TransMarketingSM > keyword:
Solution
Presenter explains where more samples and tools can be located from
TA ANI > TransMarketing > keyword: Solution TransWareTA ANI
> Sales Tools > Illustration and Quotes >TransWare Quick
Reference Guide Presenter explains where to locate TransWare
software and resources on how to use TransWare TA ANI > Sales
Tools > Illustration and Quotes > TransWare Quick Reference
Guide New Business Tips Monitor business daily on
www.taagentnetinfo.com.
Review applications prior to submitting to ensure all fields are
completed and handwriting is legible. New Business Call Center
hours 8:00 - 5:00pm CT M-F. Read slide Monitor business daily on
agentnetinfo.com New Business Call Center hours:8:00 5:00 pm
central time Monday Friday Review applications prior to submitting
to ensure all fields are completed and handwriting is legible Sales
Ideas Many Americans believe that social security will pay for
their final expense needs, however, the government only pays a lump
sum of $255 for those who qualify1 The Veterans administration will
pay up to $700 for non-service related deaths2 Read slide Any
current term life insurance or insurance offered through your
employer will go away Settling of Debts such as credit card
balances, car loans & mortgages Legal cost associated with
probate, taxes and other estate matters Continued schooling &
higher education for children Cost of selling property, assets and
other material items which may require hired professionals Many
Americans Believe that social Security will pay for their final
expense needs, however, the government only pays a lump sum of $255
for those who qualify The Veterans Administration will pay up to
$700 for non-service related deaths. 1Survivors Benefits, SSA
Publication No , Nov. 2015, 2Department of Veterans Burial and
Plot-Interment Allowances, June 2014 Sales Ideas Life Insurance on
parents
Do you know if your parents own life insurance? Who will pay your
parents final expenses, debts & taxes upon death? Do you have
the work flexibility & financial freedom to accommodate these
costs when something happens to your parents? Read slide Many
people purchase life insurance on their parents to help pay for
debt or expenses they may incur after they pass away. Questions to
Ask? Do you know if your parents own life insurance? Who will pay
your parents final expenses, debts & taxes upon death? Do you
have the work flexibility & financial freedom to accommodate
these cost when something happens to your parents? Sales Ideas Life
Insurance needs for business succession planning
Business Owners Life Insurance needs for business succession
planning Help Stabilize the business Liquidity to pay debts,
creditors, vendors etc. Fund Buy-Sell agreements with business
partner(s) Read Slide Sales Ideas Term Life Insurance Is Not a
Final Solution Remind prospects & clients term life insurance
will go away if they are counting on it to help pay for final
expenses Market to individuals who are entered into retirement as
their group life insurance has gone away Read slide Read slide For
more information search for the brochure Immediate Solution &
IO Pay Solutions which can be found on TransMarketing using the
keyword: Solution Thank you for joining, we appreciate your
business!
Read Slide Thank you for taking time out of your busy day to join
us. Immediate Solution 121, 10-Pay Solution and the Easy Solution
are whole life insurance policies issued by Transamerica Premier
Life Insurance Company, Cedar Rapids, IA in all other
jurisdictions. Policy Form Nos. WL08 and WL09. Policy forms and
numbers may vary, and these products may not be available in all
jurisdictions. Insurance eligibility and premiums are subject to
underwriting.