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PGRT ER]RTB | ]J@IHS ]G ]J@IA FDGR] | BZ^LGT@IH PGRT G^]@GIS

E@IM@IH FIM F^^LP@IH EGT G^^GT]RI@]@BS | ]FA@IH FC]@GI

Ifkb 4>6=-4>62

Jgw tg cjggsb ygur pgst-65 gpt`gis

@]SPGRT

CJG@CB^frbits

& CfrbrsSupplbkbit @iclumbm

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CGI]BI]S

@]S PGRT CJG@CB

HB] S]FT]BM

Egur tj`ihs tg tj`ia fdgut ... 4

E`rst Stbps 3-2

BZ^LGTB PGRT G^]@GIS

Tbsbfrcj t`ps 5-8

Rimbrstfim`ih qufl`stcft`gis :-6>

Rimbrstfim`ih ygur cjg`cbs 66-6=

HB] TBFMP

]j`ia`ih fjbfm 62-88

E`im`ih gppgrtui`t`bs 6:-60

Erbqubitly fsabm qubst`gis 43

^frbits & CfrbrsSupplbkbit @iclumbm

SBB CBI]TB ^FHBS

]FAB FC]@GI

Cjbca tjb cflbimfr 4=

Kfab f plfi 42

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BMRCF]@GI FIM ]TF@I@IHFTB U@]FL ]G PGRT ER]RTB SRCCBSS

]jb iukdbr ge ogds egr pggrly qufl`stbm, uisa`llbm pbgplb`s sjr`ia`ih qu`caly. Pgu ibbm aigwlbmhb, sa`lls fimqufl`stcft`gis `e ygu wfit tg hbt gi `i l`eb. Fim tjft

kbfis cgit`iu`ih ygur bmucft`gi gr trf`i`ih.

Cgihrftulft`gis! Pguvb rbfcjbm tjb ibxt stfhb ge ygur lbfri`ih oguriby fim `ts t`kb tg

mbc`mb wjft tg mg fetbr ybfr 66.

Mgit egrhbt ...

XBLCGKB

Pgu prgdfdly ebbl tjft ygu jfvb biguhj gi ygur k`im wjft w`tj stumy`ih, tfa`ih bxfks fim mbfl`ih w`tj bvbrymfy l`eb. Igwsgkbgib `s fsa`ih ygu tg kfab d`h mbc`s`gis fdgut wjft ygu wfit tg mg ibxt ybfr. Jgw w`ll ygu mbc`mb wj`cj gpt`gi `s r`hjt egrygu7

Mgit pfi`c. @ts ygur cjg`cb`s eull ge `iegrkft`gi, `mbfs fim fct`gi pg`its tg jblp ygu cjggsb wbll. ]g hbt tjb kgst ergk `t, usb `t fsf wgradgga. Stfrt ft tjb dbh`ii`ih fim wgra tjrguhj `t ergk cgvbr tg cgvbr.

]JB LFX JFS CJFIHBM

]jb lfw sfys tjft ygu kust cgit`iub tg mg sgkb a`im ge

bmucft`gi gr trf`i`ih uit`l ygu frb 6:. ]j`s `s sg tjft ygujfvb tjb dbst pgss`dlb cjficb tg hf`i tjb aigwlbmhb,sa`lls fim qufl`stcft`gis tjft ygu ibbm tg hbt f ogd ygubiogy `i tjb euturb. Stfy`ih gi ft scjggl `s gib gpt`gi.

Dut ygu cgulm flsg cgit`iub ygur bmucft`gi gr trf`i`ih ftf cgllbhb, w`tj f spbc`fl`st prgv`mbr gr `i f wgraplfcb.

@IUGLUB PGRT ^FTBI]S

Pgur pfrbits wfit tjb dbst egr ygu, dut tj`ihs jfvbcjfihbm f lgt s`icb tjby wbit tg scjggl. Jblp tjbk tguimbrstfim wjft ygu frb mg`ih fim jgw tjby cfi jblp

ygu. Sjgw tjbk tjb pfrbits fim cfrbrs pfhbs `i tjb

cbitrb ge tj`s dggalbt.

@]S PGRT CJG@CB 6

PGR IBBM HGGM CFTBBTS@IEGTKF]@GI FIM FMU@CB ]G CJGGSB XBLL

Kfab tjb kgst ge tjb jblp gi gbr - `i cfrbbrs lbssgis,

ergk cfrbbrs fmv`sbrs, ygur cfrbbrs tbfcjbr, efk`ly,er`bims, tutgr, sudobct tbfcjbrs fim tjrguhj tjb Ift`gifl

Cfrbbrs Sbrv`cb ftjttps?//ift giflcfrbbrssbrv`cb.m`rbct.hgv.ua

8/10/2019 It's Your Choice Book 2014-2015

4/28HB] S]FT]BM

...dbegrb ygu stfrt bxplgr`ih ygur gpt`gis fim kfa`ih mbc`s`gis.

EGRT ]J@IHS ]G ]J@IA FDGR] ...

6]jbrb `s fi gpt`gi tg su`t yguwjftbvbr ygu jfvb fcj`bvbm sg efr

]jb lfw sfys tjft ygu kust cgit`iub tg mg sgkb a`im gebmucft`gi gr trf`i`ih uit`l ygu frb 6:. ]j`s `s sg tjft ygujfvb tjb dbst pgss`dlb cjficb tg hf`i tjb aigwlbmhb,sa`lls fim qufl`stcft`gis ygu ibbm tg db succbsseul `i tjbeuturb. Pgu cfi cjggsb gib ge tjb egllgw`ih gpt`gis?

eull-t`kb bmucft`gi - sucj fs scjggl gr cgllbhb -(sbb pfhb 66)

fi Fpprbit`cbsj`p gr f ]rf`ibbsj`p - (sbb pfhb 64) pfrt-t`kb bmucft`gi gr trf`i`ih - `e ygu frb bkplgybm,

sble-bkplgybm gr vgluitbbr`ih -(sbb pfhb 63).

4Cjggs`ih ygur aby stfhb = gpt`gistfuhjt ygu sgkbtj`ih

Cjggs`ih ygur aby stfhb = gpt`gis hfvb ygu sgkb prfct`cb`i kfa`ih mbc`s`gis fdgut ygur euturb. Igw ygu jfvb kgrbmbc`s`gis tg kfab fim kgrb gpt`gis tg cjggsb ergk. ]j`st`kb ygur cjg`cbs w`ll jfvb f d`hhbr `kpfct gi ygur l`eb.Pgu frb igt gily mbc`m`ih wjft tg stumy dut flsg wjbrb fimjgw tg mg `t. Dbegrb ygu stfrt tj`ia`ih fdgut ygur pgst-65gpt`gis, tfab f ebw k`iutbs tg rbfflbct gi wjft jfppbibmwjbi ygu cjgsb ygur aby stfhb = gibs. Fsa ygursble?

Jgw m m @ kfab ky mbc`s`gis fim wjft `iubicbm kb7 M`m @ cjggsb wbll7 Xjft cgulm @ jfvb mgib dbttbr gr m`brbitly7 Xjft sjgulm @ mg dbttbr gr m`brbitly tj`s t`kb7

3L`eb `s flwfys cjfih`ih

]jb euturb stfrts jbrb. Fim tjb euturb `s uiprbm`ctfdlb.Xjbi ygu frb mbc`m`ih wjft tg mg fetbr ybfr 66,rbkbkdbr tjb egllgw`ih pg`its.

F cfrbbr s f l`eblgih oguriby - fim `t w`ll db eull getw`sts, turis fim surpr`sbs.

]j`s mbc`s`gi kfras tjb ibxt stfhb ge ygur cfrbbroguriby - dut `t `s gily gib stbp fim ygu w`ll jfvbkfiy gppgrtui`t`bs `i tjb euturb tg cjfihb m`rbct`gi,lbfri ibw sa`lls fim hf`i ibw bxpbr`bicbs.

Bvbrygib jfs tjb pgtbit`fl tg mg wbll `i kgrbtjfi gib tj`ih `i l`eb - oust fs bvbry p`cturb tblls ftjgusfim stgr`bs, ygur ui`qub pfcafhb ge sa`lls,qufl`t`bs fim bxpbr`bicbs cfi tfab ygu `i kfiym`brbit m`rbct`gis.

Kfiy rgfms lbfm tg tjb sfkb plfcb - `e gibgppgrtui`ty clgsbs mgwi, ygu cfi usuflly stim figtjbrwfy tg rbfcj ygur hgfls.

]jb wgrlm ge wgra `s flwfys cjfih`ih - kgst pbgplbmg igt stfy `i tjb ogd tjby stfrt `i fim kfiy cjfihbm`rbct`gi cgkplbtbly.

=Pgu frb igt flgib

Bvbrygib ibbms f jblp`ih jfim w`tj `kpgrtfit mbc`s`gis.Pgur efk`ly fim er`bims w`ll db tjbrb egr ygu fim ygurscjggl gr cgllbhb w`ll h`vb ygu f lgt ge jblp, `iclum`ihfccbss tg kpfrt`fl fim `imbpbimbit cfrbbrs hu`mficb.Pgu cfi flsg hbt cgistmbit`fl fmv`cb ergk tjb Ift`giflCfrbbrs Sbrv`cb ft

jttps?//ift`giflcfrbbrssbrv`cb.m`rbct.hgv.ua.Pgu cfi spbfa tg f qufl`stbm fmv`sbr gi `ts jblpl`ib (>:>>6>> 0>>), wj`cj `s gpbi ergk :fk tg 6>pk sbvbi mfysf wbba. ]jbrb `s f cfll dfca sbrv`cb `e ygu frb us`ih f

kgd`lb.

JG] ]@^Kfab tjb kgst ge ygur bxpbr`bicbs. Abbp f rbcgrm ge

wjft ygu jfvb mgib fim wjft `t tblls gtjbr pbgplb

fdgut ygu. @e ygu mg igt jfvb f pbrsgifl pgrtegl`g `iwj`cj tg stgrb tjbsb rbcgrms, sbt gib up igw.

8/10/2019 It's Your Choice Book 2014-2015

5/28HB] S]FT]BM 3

E@TS] S]B^SCjggs`ih wbll kbfis tj`ia`ih jfrm fdgut wjft `itbrbsts fim kgt`vftbs ygu fim wjft ygu

wfit ergk l`eb.

Xjft kfabs ygu t`ca7

Sg wjft a`im ge gppgrtui`t`bs sjgulm ygu db lgga`ih egr7 Xjft `isp`rbs fim bibrh`sbs ygu7 Xjft `itbrbsts fim kgt`vftbs ygu `ilbfri`ih fim `i l`eb7 Rsb gur fct`gi pg`it tg jblp ygu wgra gut wjft kfabs ygu t`ca.

]jb pbgplb wjg frb kgst succbsseul `i l`eb aigw tjbksblvbs, dbl`bvb `i tjbksblvbs fim cjfsb tjb`r mrbfks.

]jby aigw wjft tjby l`ab fim wjfttjby frb hggm ft- fim tjby lgga egrgppgrtui`t`bs tjft w`ll lbt tjbk mgkgrb ge tjbsb tj`ihs.

]jby aigw wjft tjby m`sl`ab fimwjft tjby cfiigt mg- fim tjby

fvg`m gppgrtui`t`bs tjft mbpbim gitjbsb tj`ihs.

]jby aigw wjft `s `kpgrtfit tgtjbk `i l`eb- fim tjby lgga egrgppgrtui`t`bs tjft suppgrt tjb`rvflubs.

]jby aigw wjft tjby frb l`abfs f pbrsgi- fim tjby lgga egr

gppgrtui`t`bs tjft stt tjb`r qufl`t`bsfim pbrsgifl`ty.

]jby tj`ia fdgut wjft tjby wfit tg

db mg`ih i f ebw ybfrs t`kb- fim

tjby lgga egr gppgrtui`t`bs tjft w`ll

jblp tjbk hbt tjbrb.

]jby egcus gi tjb`r hgfls- fim tjby

sbba jblp fim suppgrt ergk pbgplb

wjg wfit tjbk tg succbbm fim jfvb f

dfca-up plfi `i cfsb tj`ihs mg igt hg

tjb wfy tjby jgpb.

FC]@GI ^G@I] =

Mbscr`db ygursble

@ l`ab? Fssbsskbit kbtjgms tjft su`t kb?

@ fk hggm ft? Jgw @ lbfri dbst?

@ mg igt l`ab? @ cfiigt mg?

Ky vflubs? Ky qufl`t`bs fim pbrsgifl`ty? Ky cfrbbr mrbfks fim hgfls?

@ sjgulm lgga egr gppgrtui`t`bs tjft?

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6/28HB] S]FT]BM

Xjft frb ygu lgga`ih egr7Xjbi `t cgkbs tg cjggs`ih f pgst-65 gpt`gi, bvbrygib jfsm`brbit pr`gr`t`bs. @t `s bfs`br tg spgt gppgrtui`t`bs tjft su`tygu `e ygu aigw wjft ygu frb lgga`ih egr. Rsb gur fct`gi pg`it tgjblp ygu wgra gut wjft `s `kpgrtfit tg ygu - rbkbkdbr tjguhjtjft l`eb `s igt pbrebct fim ygu kfy jfvb tg cgkprgk`sb.

JG] ]@^Xjftbvbr ygur `itbrbsts, tjbrb `s prgdfdly f S]BK

cfrbbr (sc`bicb, tbcjiglghy, bih`ibbr`ih, kftjbkft`cs)tjft kftcjbs tjbk. E`im gut kgrb ft

www.euturbkgrpj.grh

FC]@GI ^G@I] 4

Xgra gut ygur prgr`t`bs

]`ca tjb tj`ihs tjft frb `kpgrtfit tg ygu `i f pgst-65 gpt`gi.]jbi usb tjb rbsults tg sbb wj`cj ge ygur gpt`gis prgv`mbtjb clgsbst kftcj.

Gtjbr

Db`ih w`tj er`bims

Db`ih w`tj pbgplb ky gwi fhb

Aigw`ih sgkb ge tjb stf

Efk`l`fr

Er`bimly

Hggm rbputft`gi

Hggm sgc`fl, spgrts fim gtjbr efc`l`t`bs

Skfll

Ibfr jgkb

L`vb-`i/rbs`mbit`fl

Gtjbr

Kgstly `i f wgraplfcb

Kgstly `i f clfssrggk

@i m`brbit plfcbs

Stumy`ih fcfmbk`c qufl`stcft`gis (sudobct-dfsbm)

Stumy`ih vgcft`gifl qufl`stcft`gis (wgra-rblftbm)

Stumy`ih f k`x ge qufl`stcft`gis

Gppgrtui`ty tg mg wgra bxpbr`bicb

Gppgrtui`ty tg vgluitbbr

Gppgrtui`ty tg mg bitbrpr`sb fct`v`t`bs

Hggm jblp fim suppgrt

Gtjbr

LBFTI@IH

Tblfxbm mrbss cgmb

Elbx`dlb jgurs

Tbhulfr pfy

Gwi dgss

Gtjbr

^BTSGIFL

^LFCB

^BG^LB

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Xj`cj gpt`gis w`ll su`t ygu7Xj`cj pgst-65 gpt`gis w`ll h`vb ygu tjb dbst cjficb ge succbss7 Rsb gur fct`gi pg`it tg jblp ygu grhfi`sb ygur `mbfs.

JG] ]@^Jfv`ih f m`sfd`l`ty sjgulm igt stgp ygu ergk cgit`iu`ih

ygur bmucft`gi gr trf`i`ih. @e ygu tj`ia ygu kfy ibbmbxtrf jblp pgst 65, kbit`gi `t ft gpbi mfys fim `i

fppl`cft`gis fim `itbrv`bws. E`im gut kgrb ergk tjbBmucft`gi fim lbfri`ih gr tjb M`sfdlbm pbgplb pfhbs

ft www.hgv.ua

FC]@GI ^G@I] 3

Xj`cj gpt`gis `itbrbst ygu kgst7

@ m`mit jfvb fiy spbc`stc cfrbbr hgfls `i ybfr66, dut @ aibw @ wfitbm tg stfy ft scjggl,mg F Lbvbls fim hg tg ui`vbrs`ty. Ky efk`ly,tbfcjbrs fim tjb cfrbbrs pbgplb fll sf`m mgwjft ygu biogy fim frb hggm ft. Sg @ m`m. @

cfrr`bm gi w`tj Bihl`sj, Erbicj fim j`stgry. @ flsg cjgsb fibw sudobct, pgl`t`cs, egr f d`t ge vfr`bty. @kbiogy`ih tjb cgursbs bvbi tjguhj tjbyrbjfrm wgra. @ st`ll mgit aigw wjft @ wfit tgmg `i tjb euturb, dut @ jfvb f w`mb rfihb ge

ui`vbrs`ty cgursbs tg cjggsb ergk!

@ abpt kygpt`gis

gpbi

F`sjfsfys ...

]jbsb `itbrbst kb dbcfusb?

]j`ia`ih fdgut wjft @ fk l`ab, ky pr`gr`t`bs fim kycfrbbr `mbfs, tjb gpt`gis tjft `itbrbst kb kgst igw frb?

@ ibbm tg spbfa tg ky tutgr, cfrbbrs tbfcjbr gr fcfrbbrs fmv`sbr fs sggi fs pgss`dlb.

@ wfit tg im gut kgrb fdgut?

@ cfi hbt tjb fiswbrs @ ibbm ergk?

Stfy`ih i eull-t`kb bmucft`gi

]rf`i`ih egr f spbc`stc cfrbbr tjrguhjfi Fpprbit`cbsj`p

Hbtt`ih wgra-rbfmy w`tj f ]rf`ibbsj`p

Hbtt`ih f ogd fim stumy`ih pfrt t`kb

Xgra`ih egr kysble fim stumy`ih pfrt t`kb

Ugluitbbr`ih fim stumy`ih pfrt t`kb

HB] S]FT]BM 2

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TBSBFTCJ ]@^STbsbfrcj `s bssbit`fl `ts tjb gily wfy ygu cfi stim

gut wjft ygu ibbm tg aigw. Rsb gur fct`gi pg`its

tg kfab surb ygu mgit k`ss gut gi fiy `kpgrtfit

sgurcbs ge `iegrkft`gi tg jblp ygu tg cjggsb wbll.

BZ^LGTB PGRT G^]@GIS

FC]@GI ^G@I] =

Tbsbfrcj dfs`cs

Rsb tj`s dggalbt tg hbt fi gvbrv`bw ge ygur gpt`gis.

]fla tg ygur tutgr, sudobct tbfcjbrs, cfrbbrs tbfcjbr fim/gr f cfrbbrs fmv`sbr fdgut lgcfl gppgrtui`t`bs i bmucft`gi fim

trf`i`ih fim wjbrb ygu cfi hbt kgrb `iegrkft`gi.

Lgga egr cfrbbrs `iegrkft`gi `i tjb l`drfry fim lbfri`ih rbsgurcb cbitrb - tjby sjgulm flsg jfvb cgkputbr`sbm cfrbbrsprghrfks fim `itbribt rbsbfrcj efc`l`t`bs tjft ygu cfi usb. E`im gut wjft sudobcts, qufl`stcft`gis fim bxpbr`bicb yguw`ll ibbm tg egllgw ygur cjgsbi cfrbbr gr mg j`hjbr bmucft`gi cgursbs tjft `itbrbst ygu(sbb www.ucfs.cgk).

Grmbr prgspbctusbs ergk cgllbhbs fim s`xtj egrks tg stim gut wjft tjby gbr - gr usb tjb`r wbds`tbs fim gil`ibprgspbctusbs.

Drgwsb www.fpprbit`cbsj`ps.grh.uatg stim gut fdgut Fpprbit`cbsj`ps gr ]rf`ibbsj`ps.

Hg tg gpbi mfys, gpbi bvbi`ihs, tfstbr fct`v`t`bs fim gtjbr bvbits.

Cgiibct w`tj pbgplb flrbfmy mg`ih tjb gpt`gis tjft `itbrbst ygu - efcb tg efcb fim tjrguhj bkf`l, kbssfhb dgfrms,sgc`fl ibtwgra`ih s`tbs fim gtjbr gil`ib cgkkui`t`bs.

E`im gut `e tjbrb `s f cgkkgi fppl`cft`gi prgcbss egr pgst-65 bmucft`gi fim trf`i`ih `i ygur frbf fim jgw fim wjbitg usb `t.

M`scuss ygur `mbfs fim plfis w`tj ygur efk`ly, er`bims fim gtjbr pbgplb wjg aigw ygu wbll.

Hbt fi bxpbrt gp`i`gi ergk ygur cfrbbrs tbfcjbr gr f cfrbbrs fmv`sbr - tjby cfi jblp ygu cgkpfrb ygur gpt`gis fim ygucfi fsa tjbk wjg tg spbfa tg `e ygu tj`ia tjft ygu w`ll ibbm bxtrf jblp pgst 65.

Dggakfra fim drgwsb tjb wbds`tbs tjft tj`s dggalbt fim ygur tbfcjbrs rbcgkkbim - stfrt w`tj tjb Bmucft`gi fimlbfri`ih pfhbs ft www.hgv.uafim tjb Ift`gifl Cfrbbrs Sbrv`cb ft

jttps?//ift`giflcfrbbrssbrv`cb.m`rbct.hgv.ua

RCFS Fpprbit`cbsj`ps HGU.RA Ift`gifl Cfrbbrs Sbrv`cb

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Cjbca tjb `iegrkft`gi ygu stim dbegrb ygu usb `t]j`s `s vbry `kpgrtfit `e ygu usb tjb `itbribt fim sgc`fl kbm`f tg stim`iegrkft`gi. Fsa ygursble tjbsb qubst`gis tg kfab surb tjft tjb `iegrkft`giygu jfvb `s trustwgrtjy, uid`fsbm, fccurftb fim up tg mftb.

Sgurcb?Xjbrb mgbs tj`s `iegrkft`gi cgkb ergk7 Mg @ trust tj`s sgurcb7

^urpgsb?Mgbs tj`s `iegrkft`gi h`vb kb tjb efcts7 @s `t try`ih tg sbll kbsgkbtj`ih7 @s `t try`ih tg pbrsufmb kb tg fhrbb w`tj f pfrt`culfr pg`it gev`bw7

Mftb?Xjbi wfs `t wr`ttbi, pudl`sjbm gr upmftbm7 @s `t st`ll up tg mftb7

Tblbvficb?Mgbs `t fiswbr ky qubst`gis7

BZ^LGTB PGRT G^]@GIS 8

Rsb tjbsb bxfkplbs fs f stfrt`ih

pg`it egr kfa`ih ygur gwi l`st ge

rbsbfrcj qubst`gis.

Fvf`lfd`l`ty?Xjbrb cfi @ mg tj`s7 X`ll @ jfvbtg trfvbl7 Xjbi cfi @ fpply7Xjft `s tjb clgs`ih mftb7

Grhfi`sft`gi?Xjft cfi tj`s grhfi`sft`gigbr kb7 Xjft cfi @ gbr tjbgrhfi`sft`gi7 Mg gur vflubskftcj7

Bitry rbqu`rbkbits?Xjft qufl`cft`gis, sa`lls fimbxpbr`bicb mg @ ibbm tg mg tj`s7Frb tjbrb fiy fhb l`k`ts7

]`kb?Jgw lgih w`ll tj`s lfst7 Jgwkfiy jgurs f wbba w`ll tj`stfab7

Fct`v`ty?

Xjft w`ll @ db mg`ih7 Xjft w`ll@ lbfri7 Jgw w`ll @ db tfuhjt fimfssbssbm7 Xjft `s tjb wgralgfml`ab7 X`ll @ jfvb tg grhfi`sbfiytj`ih egr kysble7 Xjft jblpfim suppgrt w`ll @ hbt7

Kgiby?X`ll @ jfvb tg pfy egr fiytj`ih7Cfi @ hbt fiy ific`fl suppgrttg jblp kb w`tj tjb cgsts7X`ll @ db pf`m7 X`ll @ hbt fiy

dbibstts i a`im l`ab cjbfpbrtrfvbl gr erbb spgrts efc`l`t`bs7

Gutcgkbs?Xjft qufl`cft`gis, sa`lls fimbxpbr`bicbs w`ll @ hbt7 Xjbrbcgulm tjby lbfm7 X`ll tjby jblpkb tg abbp ky gpt`gis gpbi7Jgw mgbs tj`s cgkpfrb w`tj kygtjbr gpt`gis7

Eui?X`ll @ biogy tj`s7 X`ll `t su`t

kb7 X`ll @ db f succbss ft `t7

Tbsbfrcj qubst`gis

FC]@GI^G@I] 2

Jblp fim suppgrt

FC]@GI ^G@I] 5

L`st tjb pbgplb wjg ygu tj`ia cgulm jblp ygu hbt tjb `iegrkft`gi ygu ibbm.

Jgw cgulm tjbsb pbgplb jblp ygu7

Oust dbegrb Cjr`stkfs `i ybfr 66, scjggl fsabm kb wjft F Lbvbls@ wfitbm tg mg. @ jfm sg kucj gi ky k`im w`tj HCSBs tjft @jfmit tjguhjt fdgut wjft wgulm jfppbi fetbr @ sti`sjbm tjbk.

Ky pfrbits bicgurfhbm kb tg tfla tg ky tbfcjbrs sg @ m`m. ]jbytr`bm tg jblp kb, dut fs @ m`mit aigw wjft @ wfitbm tg mg `i tjb

euturb, tjby cgulmit tbll kb wjft qufl`stcft`gis @m ibbm. @ wfs strbssbm fimfsabm pbgplb `i ky sgc`fl ibtwgras egr fmv`cb. Gib pgstbm f cguplb ge l`ias tgcfrbbrs s`tbs fim gib ge tjb s`tbs gbrbm wbd cjfts w`tj cfrbbrs fmv`sbrs. ]jbwbd cjft @ jfm wfs hrbft. ]jb huy cflkbm kb mgwi fim jblpbm kb kfab f tgmg l`st. Jb flsg jblpbm kb wgra gut wjft qubst`gis @ ibbmbm tg fsa. Ibxt mfy, @m`scgvbrbm tjft tjb cfrbbrs l`drfry i scjggl jfm gib ge tjb cgkputbr prghrfksjbm kbit`gibm. @ jfm f hg. @t wfs jfrm dbcfusb `t wfs fll fdgut kb fim @ jfmtg db jgibst. F cguplb ge mfys lftbr, @ kfmb fi fppg`itkbit tgsbb tjb scjggls cfrbbrs fmv`sbr. Sjb jblpbm kb tj`ia fdgut tjbsudobcts tjft k`hjt su`t kb fim wjbrb tjby k`hjt lbfm `i tjbeuturb. Sjb hfvb kb sgkb hrbft fmv`cb fim @ w`sjbm @m hgib tgsbb jbr bfrl`br.

Hbt `iegrkft`gifim `kpfrt`fl fmv`cb

Flbxsfys ...

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Mbc`m`ih wjft tg mg fetbr ybfr 66 kbfis tj`ia`ih fdgut wjft tg stumy. Xjft qufl`cft`gis

w`ll ygu tfab7 Mg ygu aigw biguhj fdgut qufl`stcft`gis tg cjggsb wbll7 E`im gut jbrb.

]jb lbvbl sjgws jgw jfrm f qufl`stcft`gi `s - tjb j`hjbr tjb lbvbl,

tjb jfrmbr tjb qufl`cft`gi. ]jbrb frb i`ib lbvbls. Bitry lbvbl

`s ft tjb dgttgk fim lbvbl : `s ft tjb tgp. Bvbry lbvbl `iclumbs

m`brbit typbs ge qufl`stcft`gis. Sgkb frb sudobct-dfsbm fcfmbk`c

qufl`stcft`gis (sbb pfhb 0). Sgkb frb wgra fim ogd-rblftbm

vgcft`gifl qufl`stcft`gis (sbb pfhb 6>).

^bgplb wgra ft tjb lbvbl tjft su`ts tjb`r fd`l`t`bs fim bxpbr`bicb

`i f pfrt`culfr sudobct. Gicb tjby jfvb hf`ibm f qufl`stcft`gi ft

gib lbvbl, tjby getbi kgvb up tg tjb ibxt lbvbl. Xjbi mbc`m`ih

wjft lbvbl tg stumy fetbr ybfr 66, ygu ibbm tg cgis`mbr?

ygur stfrt`ih pg`it - wjft lbvbl frb ygu wgra`ih ft igw7

tjb bim pg`it - cfi ygu kgvb gi tg j`hjbr lbvbl

qufl`stcft`gis7

ogd bitry rbqu`rbkbits - kgst ogds rbqu`rb lbvbl 4

qufl`stcft`gis fim kfiy fsa egr qufl`stcft`gis ft lbvbl 3 fimfdgvb

j`hjbr bmucft`gi bitry rbqu`rbkbits kgst cgursbs rbqu`rb

lbvbl 3 qufl`cft`gis fim f hrfmb C gr fdgvb `i HCSB Bihl`sj

fim kftjbkft`cs.

Xjy dgtjbr w`tj qufl`stcft`gis7Vufl`stcft`gis frb ygur pfsspgrt tg kgrb gppgrtui`t`bs `ibmucft`gi, trf`i`ih fim wgra. Pgu sjgulm tfab tjbk sbr`guslydbcfusb tjby?

h`vb ygu f d`hhbr cjg`cb ge ogds - tjb iukdbr ge ogds egrpbgplb w`tj ig qufl`stcft`gis s sjr`ia`ih qu`caly

`kprgvb ygur bfri`ih pgwbr - pbgplb w`tj qufl`stcft`gis bfri

kgrb i tjb`r l`ebt`kb tjfi tjgsb w`tj ig qufl`stcft`gis stgp ygu ergk hbtt`ih stuca i f mbfm bim ogd - w`tjgut

qufl`stcft`gis `t `s jfrm tg kgvb gi ergk f lgw pf`m, lgwsa`llbm ogd

prgvb tjft ygu jfvb wjft `t tfabs tg mg wbll - tjft ygufrb w`ll`ih tg lbfri, tjft ygu cfi lbfri, tjft ygu jfvb tjbftt`tumbs, sa`lls fim aigwlbmhb tjft bkplgybrs, cgllbhbs fimui`vbrs`t`bs vflub

dggst ygur sble-cgistmbicb - hf`i`ih qufl`stcft`gis sjgwstjft ygu frb f succbss!

Xjft lbvbl sjgulm ygu cjggsb7

BZ^LGTB PGRT G^]@GIS

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Xjft typb ge qufl`stcft`gisjgulm ygu cjggsb7]jbrb frb twg kf`i typbs ge qufl`stcft`gi pgst 65? fcfmbk`c fimvgcft`gifl. Kgst pbgplb egcus gi gib ge tjbsb dut sgkb stumydgtj. Xjbi tj`ia`ih fdgut wj`cj qufl`cft`gis tg tfab, fsaygursble `e tjb gibs tjft ygu frb cgis`mbr`ih w`ll?

jblp ygu tg kbbt tjb bitry rbqu`rbkbits egr tjb ogds, cfrbbrsfim j`hjbr bmucft`gi cgursbs tjft `itbrbst ygu

jblp ygu tg abbp ygur gpt`gis gpbi e ygu frb igt surb wjftygu wfit tg mg lftbr gi

su`t ygur prbebrrbm lbfri`ih stylbs usb fssbsskbit kbtjgms tjft su`t ygu.

Fcfmbk`c qufl`stcft`gisMg ygu wfit tg lgga ft sgkb ge ygur HCSB sudobcts `i kgrbmbtf`l7 Mg ygu wfit tg stumy kgrb tjfi gib sudobct7 Fcfmbk`cqufl`stcft`gis frb sudobct-dfsbm sg kfy su`t ygu.

F Lbvbl (lbvbl 3)Pgu cfi cjggsb tjrbb gr egur sudobcts ergk tjgsb f scjggl grcgllbhb gbrs. ^bgplb getbi tfab f k`x ge ibw sudobcts fim gibstjby m`m wbll `i ft HCSB. Cgursb bitry rbqu`rbkbits, tbfcj`ihfim fssbsskbit mbpbim gi tjb sudobct. Kgst cgursbs?

gily fccbpt pbgplb w`tj hggm lbvbl 4 qufl`cft`gis sucj fsegur gr vb HCSBs ft hrfmbs C fim fdgvb fim sgkb fsa egrspbc`stc hrfmbs `i spbc`stc sudobcts

frb clfssrggk-dfsbm jfvb f lgt ge tjbgry fim wr`ttbi wgra tjb fkguit ge

prfct`cfl wgra mbpbims gi tjb sudobct jfvb cgitrgllbm fssbsskbits fim bxfk`ift`gis.

F Lbvbls prbpfrb ygu egr j`hjbr bmucft`gi fim bkplgykbit.@e ygu jfvb f pfrt`culfr cfrbbr gr j`hjbr bmucft`gi cgursb `ik`im, `t `s v`tfl tg cjbca tjb bitry rbqu`rbkbits - ygu kfy ibbmspbc`stc sudobcts fim hrfmbs egr sgkb.

HCSB (lbvbls 6 fim 4)@e ygu mg igt fcj`bvb HCSB Hrfmb C `i Bihl`sj fim Kftjbkft`cs`i ybfr 66, ygu w`ll cgit`iub tg stumy tjbsb sudobcts fetbr ygufrb 65. Gtjbrs stumy egr HCSBs flgihs`mb lbvbl 4 vgcft`giflqufl`stcft`gis (sbb pfhb 6>)gr fs pfrt ge f wgra prbpfrft`giprghrfkkb (sbb pfhb 66).

Bxtbimbm rgobct Vufl`stcft`gi (lbvbl 3)Getbi aigwi fs fi B^V, tj`s jblps ygu tg mbvblgp tjb rbsbfrcj,`imbpbimbit lbfri`ih fim gtjbr sa`lls tjft ui`vbrs`t`bs fimbkplgybrs lgga egr. ]g hf`i fi B^V ygu kust?

cjggsb f prgobct fim fhrbb `t w`tj f tbfcjbr - t cfi db ftgp`c tjft stts w`tj ygur stum`bs gr gib tjft `s ge pbrsgifl`itbrbst

mg tjb prgobct fim sjgw tjft ygu cfi plfi, mbl vbr fimprbsbit fi bxtbimbm p`bcb ge wgra ft lbvbl 3.

@ts f juhb oukp ergk HCSB tg F Lbvbl. ]jbwgralgfm s kucj jbfv`br tjfi @ bxpbctbm fimtjb lbvbl ge mbtf`l kucj kgrb cjfllbih`ih.]jbrb `s f lgt ge erbbmgk fim `imbpbimbitlbfri`ih, dut tjbrb `s f lgt ge prbssurb tgg. @t

m`mit tfab kb lgih tg rbfl`sb tjft erbb t`kb gi tjb t`kbtfdlbrbflly kbfis stumy t`kb. @ts `kpgss`dlb tg abbp up w`tj tjbwgra `e ygu spbim fll ygur erbb t`kb jfih`ih

gut w`tj ygur kftbs. @m fmv`sb fiygibtj`ia`ih ge mg`ih F Lbvbls tg tfla tg pbgplbmg`ih tjb sudobcts tjby wfit tg mg sg tjbyaigw bxfctly wjft tjb cgursbs frb l`ab.

F Lbvblsfrbit l`abHCSBs

Ofk`b

sfys ...

BZ^LGTB PGRT G^]@GIS 0

JG] ]@^Gtjbr sudobct-dfsbm qufl`stcft`gis l`ab tjb

@itbrift`gifl Dfccflfurbftb (@D) fim Cfkdr`mhb rb-Rcfi prbpfrb ygu egr j`hjbr bmucft`gi fim sgkb scjggls

gbr tjbk fs fi fltbrift`vb tg F Lbvbls.

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12/28BZ^LGTB PGRT G^]@GIS>

Ugcft`gifl qufl`stcft`gisMg ygu wfit tg stim gut kgrb fdgut f pfrt`culfr frbf ge wgra7Mg ygu wfit tg trf`i egr f pfrt`culfr ogd7 @e sg, vgcft`giflqufl`stcft`gis kfy su`t ygu. ]jby frb qufl`stcft`gis tjftbkplgybrs fim prgebss`gifl dgm`bs jblpbm tg mbvblgp. Bxfkplbsfrb ]bcj Lbvbls, Bmbxcbl D]BC, C`ty & Hu`lms fim GCT Cfkdr`mhbIft`gifl qufl`stcft`gis.

Hbibrfl wgra-rblftbm qufl`stcft`gis]jbsb jblp ygu tg stim gut kgrb fdgut fi `imustry fim/grprbpfrb egr f pfrt`culfr typb ge wgra. Pgu cfi cjggsb f sudobctergk tjgsb tjft scjggls fim cgllbhbs gbr sudobcts rfihbergk cgistruct`gi fim bih`ibbr`ih tg kus`c fim pudl`c sbrv`cbs.Sgkb pbgplb tfab fi fcfmbk`c qufl`stcft`gi (sbb pfhb 0)flgihs`mb, fim ft tjb sfkb lbvbl fs, tjb`r wgra-rblftbm gib.

Kgst cgursbs tfab dbtwbbi gib fim twg ybfrs tg cgkplbtb.]jby cgkd`ib clfssrggk lbfri`ih w`tj imbpbimbit rbsbfrcjfim prfct`cfl fct`v`t`bs. Sgkb iclumb wgra bxpbr`bicb.Fssbsskbit vfr`bs fim cfi `iclumb fss`hikbits, prfct`cfl tbsts,wr`ttbi bxfks fim gil`ib tbsts.

Pgu cfi mg tjbsb qufl`stcft`gis ft kfiy m`brbit lbvbls.Kgst pbgplb fhbm 65 tg 60 stumy egr qufl`cft`gis ft Bitrylbvbl fim lbvbls 6, 4 fim 3. Cgursb bitry rbqu`rbkbits vfry fimmbpbim gi wjbrb ygu stumy fim gi tjb sudobct fim lbvbl ge tjbqufl`stcft`gi.

]g stfrt f lbvbl 3 cgursb, ygu hbibrflly ibbm egur gr stvb hggmHCSBs gr f lbvbl 4 vgcft`gifl qufl`cft`gi `i f rblftbm frbf. ]gstfrt f lbvbl 4 cgursb, ygu hbibrflly ibbm egur gr vb HCSBs fthrfmbs M gr dblgw gr f lbvbl 6 vgcft`gifl qufl`stcft`gi `i f rblftbmfrbf. ]g stfrt fi Bitry lbvbl gr lbvbl 6 cgursb, ygu hbibrflly ibbmtg sjgw tjft ygu jfvb f rbfl `itbrbst `i tjb sudobct fim frbprbpfrbm tg wgra jfrm.

Xgra-rblftbm qufl`cft`gis prbpfrb ygu egr eurtjbr bmucft`gi,trf`i`ih fim wgra. Pgu cgulm stumy egr j`hjbr lbvbl qufl`stcft`gisft cgllbhb gr ui`vbrs`ty. Pgu cgulm fpply egr fi Fpprbit`cbsj`pgr hbt f ogd fim cgit`iub ygur trf`i`ih tg hf`i gccupft`gifl fimprgebss`gifl qufl`stcft`gis.

Gccupft`gifl qufl`stcft`gisGccupft`gifl qufl`stcft`gis frb ogd-rblftbm. ]jby mbvblgp tjbsa`lls ibbmbm tg mg f pfrt`culfr ogd. ]jby cgvbr fll sgrts ge ogdsrfih`ih ergk plukd`ih, eggm prbpfrft`gi fim clbfi`ih tjrguhjtg efc`l`t`bs kfifhbkbit, vbtbr`ifry iurs`ih fim mgh hrggk`ih.Pgu cfi tfab gccupft`gifl qufl`stcft`gis ft m`brbit lbvbls tgsu`t ygur bxpbr`bicb.

Sgkb pbgplb stumy egr fi gccupft`gifl qufl`stcft`gi i tjbwgraplfcb. Gtjbrs stumy pfrtly `i tjb wgraplfcb fim pfrtlyw`tj fi bmucft`gi gr trf`i`ih prgv`mbr. Bfcj gccupft`gifl

qufl`stcft`gi jfs sbvbrfl ui`ts. Pgu cfi stumy tjb ui`ts gib ft ft`kb tg stt w`tj tjb wgra ygu frb mg`ih. ]jbrb `s ig fhb l`k`t fimygu mg igt jfvb tg tfab tjb eull qufl`stcft`gi `e `t mgbs igt sttygur ibbms gr tjgsb ge ygur bkplgybr. Fssbsskbit `s tjrguhj fpgrtegl`g ge bv`mbicb fim prfct`cfl sa`lls tbsts

Pguih pbgplb fhbm 65 tg 60 hbibrflly wgra tgwfrms gccupft`giflqufl`stcft`gis ft lbvbls 6 tg 3. ]jb qufl`stcft`gis rfrbly kfab upf eull lbfri`ih prghrfkkb sg ygu kfy tfab gib?

fs pfrt ge fi Fpprbit`cbsj`p (sbb pfhb 64) fs pfrt ge f stumy prghrfkkb tjft `iclumbs prbpfrft`gi egr

wgra (sbb pfhb 66) tjrguhj wgra bxpbr`bicb gr fi bxtbimbm wgra plfcbkbit tjrguhj f pfrt-t`kb ogd tjrguhj pfrt-t`kb bmucft`gi gr trf`i`ih (sbb pfhb 63).

@vb flwfys dbbi `itbrbstbm `i iurs`ih. @ hgthggm hrfmbs ft HCSB dut F Lbvbls m`mitfppbfl. @k f prfct`cfl lbfribr fim tjguhjttjft f vgcft`gifl cgursb wgulm su`t kb dbttbr.@ m`m f D]BC lbvbl 3 qufl`stcft`gi

`i Jbfltj fim Sgc`fl Cfrb ft cgllbhb fim kycgursb tutgr jblpbm kb hbt sgkb vgluitfrywgra ft tjb lgcfl jgsp`tfl. @ stfrt ky iurs`ihmbhrbb (fmult iurs`ih) `i Sbptbkdbr.

@ eguim`t bfsy tgcjggsb

L`fksfys ...

JG] ]@^@e ygu frb cgis`mbr`ih j`hjbr bmucft`gi, cjbca tjb bitry

rbqu`rbkbits egr tjb cgursbs tjft `itbrbst ygu giwww.ucfs.cgk

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RIMBTS]FIM@IHPGRT CJG@CBSBfcj pgst-65 gpt`gi gbrs ygu f m`brbit k`x ge lbfri`ih, bxpbr`bicb fim qufl`cft`gis. Xj`cj

w`ll h`vb ygu tjb dbst cjficb ge succbss7 E`im gut kgrb fdgut tjb m`brbit gpt`gis jbrb.

Eull-t`kb bmucft`gi

Xjft cfi ygu stumy7Pgur cjg`cbs w`ll hbibrflly `iclumb tjb egllgw`ih.

Lbvbl 3 prghrfkkbs? ]jbsb prbpfrb ygu egr j`hjbr bmucft`gi

fim bkplgykbit. Pgu wgra tgwfrms fcfmbk`c fim/gr vgcft`giflqufl`stcft`gis ft lbvbl 3 (sbb pfhbs :-6>). Fll lbvbl 3 prghrfkkbs`iclumb gppgrtui`t`bs egr wgra bxpbr`bicb fim bitbrpr`sbfct`v`t`bs. ]g stfrt f lbvbl 3 prghrfkkb, ygu usuflly ibbm hggmlbvbl 4 qufl`cft`gis - egur gr vb HCSBs ft hrfmbs C fim fdgvbegr bxfkplb.

Lbvbl 4 prghrfkkbs?]jbsb prbpfrb ygu egr eurtjbr bmucft`gi,trf`i`ih fim bkplgykbit. Pgu wgra tgwfrms fcfmbk`c fim/gr vgcft`gifl qufl`stcft`gis ft lbvbl 4 (sbb pfhbs :-6>). Fll lbvbl4 prghrfkkbs `iclumb gppgrtui`t`bs egr wgra bxpbr`bicb fimbitbrpr`sb fct`v`t`bs. ]g stfrt f lbvbl 4 prghrfkkb, ygu usuflly

ibbm lbvbl 6 qufl`cft`gis sgkb HCSBs ft hrfmb M fim dblgwegr bxfkplb. Pgu kfy flsg db fsabm egr f hrfmb C `i HCSBBihl`sj fim kftjbkft`cs.

^brsgifl`sbm prghrfkkbs?]jbsb frb Bitry lbvbl fim lbvbl 6prghrfkkbs. ]jby frb sgkbt`kbs cfllbm dy gtjbr ifkbs sucjfs Eguimft`gi Lbfri`ih. ]jbsb prghrfkkbs h`vb ygu f d`tkgrb t`kb tg du`lm ygur cgistmbicb fim hf`i qufl`stcft`gis tjftw`ll jblp ygu kgvb giwfrms fim upwfrms. Pgu w`ll hbt jblp tgcjggsb gpt`gis tjft stt ygur ibbms fim `kprgvb ygur cjficbsge succbss `i tjb euturb. Kgst prghrfkkbs `iclumb Bihl`sj fimkftjbkft`cs, pbrsgifl fim sgc`fl mbvblgpkbit fct`v`t`bs fimsgkb vgcft`gifl gr sudobct lbfri`ih. ]jby flsg `iclumb wgrabxpbr`bicb. Xjbi ygu jfvb i`sjbm tjb prghrfkkb, ygu w`llhbt jblp tg plfi ygur euturb fim cjggsb gpt`gis tjft kbbtygur ibbms. Pgu cgulm stumy egr kgrb qufl`stcft`gis. Pgu cgulmfpply egr fi Fpprbit`cbsj`p. Pgu cgulm prbpfrb egr suppgrtbmbkplgykbit fim/gr `imbpbimbit l`v`ih.

]j`s `s wjft kgst pbgplb mg fetbr ybfr 66.

Xjbrb cfi ygu stumy7Ig twg lgcfl frbfs frb tjb sfkb dut `i kgst ygu w`ll jfvb tjbegllgw`ih cjg`cbs.

Scjggl s`xtj egrk? @e ygu hg gi tg tjb s`xtj egrk `i ygur gwiscjggl, ygu w`ll aigw tjb plfcb, tjb pbgplb fim tjb suppgrtsystbks. @e ygu fpply tg figtjbr s`xtj egrk, ygu cfi stfrtferbsj. Scjggl s`xtj egrks frb getbi qu`tb skfll, wj`cj kfyl`k`t tjb iukdbr ge cgursbs fim sudobcts tjby cfi gbr. Kfiyjfvb frrfihbkbits w`tj gtjbr lgcfl scjggls fim cgllbhbs sg tjfttjby cfi gbr f w`mbr rfihb ge cjg`cbs.

S`xtj egrk cgllbhb? Birgll`ih ft f s`xtj egrk cgllbhb h`vbs yguf erbsj stfrt - f ibw lgcft`gi, m`brbit rulbs fim ibw er`bims,tbfcjbrs fim suppgrt systbks. Stumbits cgkb ergk kfiyscjggls fim frb frguim tjb sfkb fhb. S`xtj egrk cgllbhbs frb

d`hhbr tjfi scjggl s`xtj egrks sg tjb cjg`cb ge sudobcts fimcgursbs `s usuflly d`hhbr tgg.

Eurtjbr bmucft`gi cgllbhb? Birgll`ih ft f eurtjbr bmucft`gicgllbhb h`vbs ygu f erbsj stfrt - f ibw lgcft`gi, m`brbit rulbs,kgrb `imbpbimbicb fim ibw er`bims, tbfcjbrs fim suppgrtsystbks. Eurtjbr bmucft`gi cgllbhbs frb vbry lfrhb w`tj stumbitsge kfiy m`brbit fhbs mg`ih eull fim pfrt-t`kb cgursbs. ]jb`rs`zb kbfis tjft tjby cfi gbr f vbry w`mb rfihb ge sudobcts,cgursbs fim efc`l`t`bs.

Sgkb pbgplb fttbim spbc`fl`st cgllbhbs. ]jbsb frb usufllyguts`mb tjb lgcfl frbf fim kbfi stumy`ih fwfy ergk jgkb.]jby gbr cgursbs `i spbc`fl`st frbfs l`ab fhr`culturb fimpbregrk`ih frts fs wbll fs cgursbs egr yguih pbgplb w`tjm`sfd`l`t`bs gr lbfri`ih m`fficult`bs.

Xjbrb cfi ygu stim gut kgrb7Spbfa tg ygur cfrbbrs tbfcjbr gr f cfrbbrs fmv`sbr. Lggaft scjggl fim cgllbhb prgspbctusbs tg stim gut fdgutcgursbs, efc`l`t`bs fim stumbit l`eb kgst prgspbctusbs

frb gil`ib.

JG] ]@^@e ygu mgit hbt f HCSB hrfmb C gr fdgvb `i Bihl`sj fim

kftjs, ygu w`ll cgit`iub tg stumy tjbsb sudobcts pgst 65.

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14/28BZ^LGTB PGRT G^]@GIS4

@ wfitbm tg stfrt wgra fim bfri sgkb kgibyfetbr ky HCSBs dut @ abpt db`ih rbobctbm egrogds gr Fpprbit cbsj`ps. Ky cfrbbrs fmv`sbrtflabm tg kb fdgut tjb pgss`dlb rbfsgisfim wb wgrabm gut tjft @ mgit sbbk tg

jfvb fll tjb sa`lls tjft bkplgybrs frb lgga`ih egr. Jb sbitkb egr fi itbrv`bw egr f ]rf`ibbsj`p. @ wfs fccbptbm gi tgtjb cgursb wj`cj jblpbm kb tg drusj up ky Bihl`sj fimkftjbkft`cs fim ky wgra prbpfrft`gi sa`lls. @ flsg jfvb frbflly hggm wgra bxpbr`bicb plfcbkbit i custgkbr sbrv`cbw`tj f trf`i cgkpfiy. @ lgvb wgra`ih w`tj pbgplb fimtrfvbll`ih frguim. @k flsg f er`bimly fim jblpeul pbrsgi.Ky kbitgr ft wgra `s rbflly plbfsbm w`tjkb fim jfs flrbfmy dbbi `i tgucj w`tj j`skfifhbr fim tjb Ift`gifl Fpprbit`cbsj`ppbgplb tg wgra gut `e tjby cfi tfab kb gifs fi bkplgybm fpprbit`cb!

@ hgt dfcagi trfcav`f f]rf`ibbsj`p

Cjr`ssfys ...

]j`s gpt`gi su`ts pbgplb wjg aigw wjft tjby

wfit tg mg egr f l`v`ih.

Fpprbit`cbsj`ps

Xjft `s fi Fpprbit`cbsj`p7Fs fi Fpprbit`cb, ygu wgra fim bfri kgiby ft tjb sfkb t`kb

fs ygu frb lbfri`ih fim hbtt`ih qufl`stbm. Fi Fpprbit`cbsj`pcgkd`ibs jfims-gi trf`i`ih i tjb wgraplfcb w`tj g-tjb-ogdtrf`i`ih ft f lgcfl cgllbhb gr spbc`fl`st trf`i`ih prgv`mbr - tj`scfi db gi mfy gr dlgca rblbfsb. Pgu wgra tgwfrms qufl`stcft`gistjft h`vb ygu tjb tjbgrbt`cfl aigwlbmhb fim prfct`cfl sa`lls yguibbm tg mg f ogd wbll. ]jbrb `s ig sbt t`kb egr cgkplbt`ih fiFpprbit`cbsj`p dut kgst tfab dbtwbbi gib fim egur ybfrs.

Xjg cfi mg fi Fpprbit`cbsj`p7Pgu kust db fhbm 65 gr gvbr, l`v`ih `i Bihlfim fim igt `i eull-t`kb bmucft`gi. Gtjbr bitry rbqu`rbkbits vfry fim mbpbim gitjb Fpprbit`cbsj`p fim tjb `imustry sbctgr. Ft fhb 65, ygu cfi

mg fi Fpprbit`cbsj`p ft twg lbvbls? @itbrkbm`ftb Lbvbl (lbvbl4) fim Fmvficbm Lbvbl (lbvbl 3). ]jbrb `s stbrcb cgkpbt`t`gi egrkfiy Fpprbit`cbsj`ps sg ygu kust db cgkk`ttbm tg ygur cjgsbigccupft`gi. Pgu kust flsg db rbfmy tg eulstl ygur rbspgis`d`l`t`bstg dgtj ygursble fim ygur bkplgybr.

Xjft typbs ge Fpprbit`cbsj`p frb tjbrb7]jbrb frb juimrbms ge m`brbit typbs ge Fpprbit`cbsj`p rfih`ihergk bih`ibbr`ih tg dgft du`lm`ih, fim vbtbr`ifry iurs`ih tgfccguitficy. Pgur gpt`gis w`ll mbpbim gi ygur qufl`stcft`gis,bxpbr`bicb fim wjft `s fvf`lfdlb lgcflly.

Xjft mg Fpprbit`cbs bfri7Fpprbit`cbs bfri f k`i`kuk sflfry ge 4.83 fi jgur (Gctgdbr4>6=) fim kfiy bfri s`hi`cfitly kgrb. Xfhb rftbs `i tjbFhr`culturb sbctgr kfy m`br ergk tjb k`i`kuk wfhb. Bkplgybrsgetbi `icrbfsb fi fpprbit`cbs pfy fs tjb`r aigwlbmhb, sa`lls fimbxpbr`bicb kprgvb.

Xjbrb mgbs fi Fpprbit`cbsj`p lbfm7Fi Fpprbit`cbsj`p prbpfrbs ygu egr bkplgykbit fim j`hjbr lbvblbmucft`gi fim trf`i`ih. Egr bxfkplb, ergk fi Fmvficbm Lbvbl

Fpprbit`cbsj`p ygu cgulm hg gi tg mg f J`hjbr Fpprbit`cbsj`p, fJ`hjbr Ift`gifl Cbrt`stcftb gr M`plgkf, f Eguimft`gi mbhrbb grgtjbr cgursb.

JG] ]@^Cfrbbrs fmv`sbrs fmv`sb tjft ygu guhjt tg stfrt lgga`ih

egr Fpprbit`cbsj`p vfcfic`bs vbry bfrly `i tjb spr`ih tbrk

ge ybfr 66, bvbi tjguhj ygu cfit stfrt gib uit`l fetbr tjbgffic`fl scjggl lbfv`ih mftb i Ouib.

Xjbrb cfi ygu stim gut kgrb7Spbfa tg ygur cfrbbrs tbfcjbr gr f cfrbbrs fmv`sbr. U`s`t

www.fpprbit`cbsj`ps.grh.uatg stim gut kgrbfdgut tjb m`brbit typbs ge Fpprbit`cbsj`p fim tgsbfrcj egr vfcfic`bs gil`ib.

8/10/2019 It's Your Choice Book 2014-2015

15/28BZ^LGTB PGRT G^]@GIS 63

JG] ]@^Mg tjb cgursbs ygu wfit tg mg wj`lb tjby frb erbb

kgst pbgplb fhbm 60 fim gvbr jfvb tg pfy cgursbfim tu`t`gi ebbs.

Mg ygu wfit tg wgra eull t`kb egr fi bkplgybr,

egr ygursble gr fs f vgluitbbr fetbr ybfr 667 Pgu

cfi mg tj`s, dut ygu kust spbim tjb bqu`vflbit

ge gib mfy f wbba wgra`ih tgwfrms fpprgvbm fim

ift`giflly rbcghi`sbm qufl`cft`gis. @e ygu frb

tj`ia`ih ge cjggs`ih tj`s gpt`gi, spbfa tg ygurcfrbbrs tbfcjbr fim f cfrbbrs fmv`sbr fs sggi fs

pgss`dlb tg stim gut wjft `t w`ll kbfi egr ygu.

^frt-t`kb bmucft`gi gr trf`i`ih

Xjft `s pfrt-t`kb bmucft`gi gr trf`i`ih7Pgu kust spbim tjb bqu`vflbit ge gib mfy f wbba wgra`ih tgwfrmsfpprgvbm fim ift`giflly rbcghi`sbm qufl`stcft`gis, hbibrflly ft lbvbls4 gr 3 (sbb pfhb :). Sgkb pbgplb stumy `i cgicbitrftbm dlgcas sucjfs gib gr twg wbbas ft f t`kb. Gtjbrs sprbfm tjb`r lbfri`ih gvbrf lgihbr pbr`gm sucj fs f ybfr. Sgkb pbgplb stumy gi wbbamfys -

mur`ih tjb mfyt`kb gr `i tjb bvbi`ihs. Gtjbrs stumy ft wbbabims.

Xjy mg ygu jfvb tg mg pfrt-t`kb bmucft`gi gr

trf`i`ih7Pgu jfvb tg cgit`iub ygur lbfri`ih sg tjft ygu jfvb tjb dbstpgss`dlb cjficb ge succbss `i tjb euturb. Fll tjb bv`mbicb sjgws tjftjfv`ih qufl`stcft`gis fim sa`lls h`vbs ygu kgrb gppgrtui`t`bs `i l`eb dbttbr prgspbcts, dbttbr bfri`ih pgwbr fim f d`hhbr cjficb ge l`v`ihtjb mrbfk!

Xjft cfi ygu stumy7Pgu cfi stumy fcfmbk`c fim vgcft`gifl qufl`stcft`gis (sbb pfhbs0-6>) tjft w`ll jblp ygu tg `kprgvb ygur euturb prgspbcts, kfabygur dus`ibss f succbss fim/gr kbbt tjb ibbms ge ygur bkplgybrgr tjb grhfi`sft`gi w`tj wj`cj ygu frb f vgluitbbr. Drgwsb cgllbhbprgspbctusbs fim fwfrm`ih dgmy wbds`tbs tg hbt fi `mbf ge tjbqufl`stcft`gis fvf`lfdlb.

Xjbrb cfi ygu stumy7@e ygu frb fi bkplgybb gr vgluitbbr, tjb grhfi`sft`gi ygu frb wgra`ihw`tj k`hjt rui fccrbm`tbm trf`i`ih cgursbs gi-s`tb gr g-s`tb `ipfrtibrsj`p w`tj cgllbhbs fim spbc`fl`st prgv`mbrs. Gtjbrw`sb, yguw`ll jfvb tg grhfi`sb ygur gwi lbfri`ih fim wjbrb ygu stumy w`llmbpbim gi tjb cgursb ygu mg. Pgu cgulm mg f cgursb ft f lgcfl cgllbhb,w`tj f spbc`fl`st trf`i`ih prgv`mbr gr bvbi gil`ib.

Jgw cfi ygu grhfi`sb ygur pfrt-t`kb bmucft`gi

gr trf`i`ih7@e ygu frb lgga`ih egr f ogd gr f vgluitbbr`ih plfcbkbit, try tg imgib tjft gbrs bmucft`gi gr trf`i`ih tjft lbfms tg fpprgvbm fimift`giflly rbcghi`sbm qufl`cft`gis. @e ygu cfiigt im gib ygu w`lljfvb tg grhfi`sb ygur gwi lbfri`ih fs w`ll pbgplb wjg gpt egr sble-bkplgykbit. Hbt fmv`cb gi jgw tg mg tj`s fs sggi fs pgss`dlb. Stfrtdy tfla`ih tg ygur cfrbbrs tbfcjbr fim f cfrbbrs fmv`sbr. Tbkbkdbr

tjft ygu cfi cgitfct fi fmv`sbr tjrguhj tjb Ift`gifl CfrbbrsSbrv`cbs jblpl`ib gi >:>> 6>> 0>>. ]jbrb `s f cfll dfca sbrv`cb `e ygufrb us`ih f kgd`lb.

Bkplgykbit?]j`s `s pf`m wgra. Fs f yguihwgrabr, tjbrb frb sgkb rbstr`ct`gis gi tjb wgra ygucfi mg, wjbrb ygu cfi mg `t fim egr jgw lgih bfcjwbba. Egr kgrb `iegrkft`gi, lgga ft tjb Bkplgy`ihpbgplb pfhbs ft www.hgv.ua

Sble-bkplgykbit?]j`s kbfis wgra`ih egrygursble. Pgu ibbm f hrbft dus`ibss `mbf, strgihbitbrpr`sb sa`lls, sgkb bxpbrt fmv`cb fim tjb fd`l`tytg wgra bxtrbkbly jfrm. Egr jblp fim fmv`cb gisbtt`ih up fim ruii`ih ygur gwi dus`ibss v`s`t

www.pr`icbs-trust.grh.ua, fim tjb Dus`ibssbsfim sble-bkplgybm pfhbs ft www.hgv.ua

Ugluitbbr`ih?]j`s s uipf`m wgra. Ugluitbbrswgra egr kfiy m`brbit typbs ge grhfi`sft`gi, igtoust vgluitfry grhfi`sft`gis. Ugluitbbr`ih h`vbs ygutjb cjficb tg kfab f m`brbicb wj`lst egllgw`ihygur `itbrbsts, hf`i`ih prfct`cfl bxpbr`bicb gem`brbit wgra biv`rgikbits, tbst`ih ygur cfrbbr`mbfs, bxtbim`ih ygur ibtwgra ge usbeul cgitfctsfim du`lm`ih ygur cgistmbicb fim sble-bstbbk. ]gstim gut kgrb fdgut vgluitbbr`ih gppgrtui`t`bs lgga

ft tjb Cjfr`t`bs, vgluitbbr`ih fim jgigurs pfhbs `itjb C`t`zbisj`p fim l`v`ih `i tjb RA sbct`gi ge

www.hgv.ua

8/10/2019 It's Your Choice Book 2014-2015

16/28BZ^LGTB PGRT G^]@GIS=

Sg w`ll ygu cjggsb eull-t`kb bmucft`gi, fi Fpprbit`cbsj`p,]rf`ibbsj`p gr pfrt-t`kb bmucft`gi gr trf`i`ih7 Xj`cj gpt`giw`ll dbst stt ygur plfis egr tjb euturb7 Dbegrb kfa`ih f mbc`s`gi,ygu sjgulm?

cjbca tjft bkplgybrs fim ui`vbrs`t`bs vflub tjb sudobctsfim qufl`stcft`gis ygu cjggsb- stim gut wjft sudobcts,

qufl`stcft`gis fim bxpbr`bicb ygu ibbm tg stfrt tjb ogdsfim j`hjbr bmucft`gi cgursbs tjft `itbrbst ygu. Lgga gil`ibfim `i ygur cfrbbrs l`drfry gr lbfri`ih rbsgurcb cbitrb.Xjbi rbsbfrcj`ih ogds gil`ib, stfrt w`tj tjb ogd prglbs `itjb Cfrbbrs fmv`cb pfhbs ge tjb Ift`gifl Cfrbbrs Sbrv`cbwbds`tb ft jttps?//ift`giflcfrbbrssbrv`cb.m`rbct.hgv.ua.Xjbi rbsbfrcj`ih j`hjbr bmucft`gi cgursbs, stfrt w`tj

www.ucfs.cgk

cgis`mbr jgw wbll ygur prbebrrbm gpt`gi cgkpfrbs w`tjygur gtjbr gpt`gis- cfrbbrs tbfcjbrs, sudobct tbfcjbrs fimcfrbbrs fmv`sbrs cfi jblp ygu w`tj tj`s

sbb `e ygu frb bl`h`dlb egr sgkb stific`fl jblp pgst 65-frb ygu wgrr`bm tjft kgiby prgdlbks kfy stgp ygu ergkcgit`iu`ih `i eull-t`kb bmucft`gi fetbr ybfr 667 @e sg, fsa ygurtutgr wjgk ygu sjgulm spbfa tg fdgut 65-60 dursfr`bs fim

gtjbr ific`fl suppgrt. Pgu cgulm flsg lgga ft tjb Bmucft`gifim lbfri`ih pfhbs ft www.hgv.ua

stim gut wjft fmm`t`gifl jblp ygu cfi hbt `e ygu jfvb fm`sfd`l`ty gr lbfri`ih m`fficulty- ygu kfy db fdlb tg hbt bxtrfsuppgrt sucj fs stumy f`ms fim spbc`fl`st bqu`pkbit. Spbfatg f cfrbbrs fmv`sbr, ygur scjggls Spbc`fl Bmucft`gifl IbbmsCggrm`iftgr (SBICG) fim tjb pbgplb wjg frb jblp`ih ygu igw.

FC]@GI ^G@I] 8

E`rk up ygur `mbfs

Mbc`s`gis, mbc`s`gis

f) ]`ca tjb gpt`gis tjft `itbrbst ygu kgst.

Xjbrb cfi @ mg tjb gpt`gis tjft `itbrbst kb7 Jgw w`ll tjby jblp kb `i tjb euturb7

Stfy`ih i eull-t`kb bmucft`gi tg stumy fcfmbk`cqufl`stcft`gis

Stfy`ih i eull-t`kb bmucft`gi tg stumy vgcft`giflqufl`stcft`gis

Stfy`ih `i eull-t`kb bmucft`gi tg prbpfrb egr wgra

Mg`ih fi Fpprbit`cbsj`p fim trf`i`ih egr f spbc`stc cfrbbr

Mg`ih f ]rf`ibbsj`p

Hbtt`ih f ogd fim stumy`ih pfrt t`kb

Xgra`ih egr ygursble fim stumy`ih pfrt t`kb

Ugluitbbr`ih fim stumy`ih pfrt t`kb

d) E`im gut fs kucj fs ygu cfi fdgut bfcj gpt`gi tjft `itbrbsts ygu fim tjbi fiswbr tjbsb qubst`gis.

Xjft frb tjb kf`i pg`its egr fim fhf`ist bfcj gpt`gi7

Gpt`gi Egr Fhf`ist

E`rst cjg`cb?

Tbsbrvb/dfca-up?

Xjg cfi jblp kb hbt wjbrb @ wfit tg db?

Vubst`gis @ wfit tg fsa?

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]J@IA@IH FJBFMDbegrb ygu fpply egr fiytj`ih, spbim sgkb t`kb tj`ia`ih fdgut gtjbr efctgrs tjft k`hjt

fbct ygur plfis egr tjb euturb.

]jb stftb ge tjb ogd kfrabtCjfihbs@t `s `kpgrtfit tg tj`ia fdgut jgw cjfihbs `i tjb ogd kfrabtcgulm fbct ygur plfis. Egr bxfkplb?

X`ll tjb ogds tjft itbrbst ygu igw st`ll bx`st i vb gr tbiybfrs7

X`ll tjbrb db kucj cgkpbt`t`gi egr tjb ogds tjft itbrbstygu7

X`ll ygu jfvb tg trfvbl gr wgra fdrgfm tg mg tjb ogds tjft`itbrbst ygu7

X`ll ygu jfvb tjb sa`lls, bxpbr`bicb, qufl`cft`gis fimftt`tumbs tjft bkplgybrs frb lgga`ih egr7

@iegrkft`giLfdgur kfrabt iegrkft`gi w`ll jblp ygu fiswbr tjbsbqubst`gis. @t mbscr`dbs wjft `s jfppbi`ih `i tjb wgrlm ge wgrafim jgw tjb ogd kfrabt k`hjt cjfihb `i f ebw ybfrs. Pgu cfistim lfdgur kfrabt iegrkft`gi dy?

spbfa`ih tg ygur tutgr, cfrbbrs tbfcjbr gr f cfrbbrs fmv`sbr us`ih ibwspfpbrs fim ogd s`tbs tg sbb wjft typb ge ogds frb

db`ih fmvbrt`sbm fim wjft typbs ge dus`ibss frb mg`ih wbll

gr clgs`ih mgwi lgga`ih ft tjb ogd prglbs `i tjb Cfrbbrs fmv`cb sbct`gi ge

tjb Ift`gifl Cfrbbrs Sbrv`cb wbds`tb ft

]rbims]j`ia fdgut tjbsb lgih-tbrk lfdgur kfrabt trbims wjbi ygu frbkfa`ih ygur mbc`s`gis.

kgst pbgplb mg sbvbrfl m`brbit ogds `i tjb`r l vbs. tjbrb frb flwfys sgkb ogd vfcfic`bs - tg rbplfcb pbgplb wjg

rbt`rb, cjfihb ogds gr swfp cfrbbrs. ogd gppgrtui`t`bs abbp cjfih`ih - ogds cgkb fim hg dbcfusb

ge tbcjiglgh`cfl fim gtjbr cjfihbs. tjb iukdbr ge ogds us`ih sc`bicb, tbcjiglghy, bih`ibbr`ih,

kftjbkft`cs (S]BK) fim kgmbri egrb`hi lfihufhb sa`lls `shrgw`ih.

pbgplb w`tj hggm sa`lls fim qufl`cft`gis im `t bfs`br tghbt f ogd - tjb iukdbr ge ogds egr uisa`llbm, pggrly qufl`stbmpbgplb s sjr`ia`ih qu`caly.

abbp`ih f ogd kbfis cgit`iu`ih tg lbfri bkplgybrs ibbmpbgplb wjg cfi abbp up w`tj cjfihbs `i tjb wgraplfcb.

JG] ]@^Sjfrpbi ygur kgmbri egrb`hi lfihufhb sa`lls! Hlgdflkfrabts kbfi tjft kgrb strks tjfi bvbr dbegrb wfitpbgplb w`tj cgivbrsft`gifl sa`lls i m`brbit lfihufhbs.]jby flsg wfit kgrb bkplgybbs tg spbim sgkb t`kb

wgra`ih fdrgfm.

jttps?//ift giflcfrbbrssbrv`cb.m`rbct.hgv.ua

Ky s`stbr `s fi fccguitfit fim biogys wjft

sjb mgbs. @ l`ab wgra`ih w`tj iukdbrs tggfim tjguhjt tjft fccguitficy k`hjt db fhggm cfrbbr egr kb. @ rbsbfrcjbm `t gil`ib,m`m f d`t ge sgc`fl ibtwgra`ih fim wgra

sjfmgwbm gib ge ky s`stbrs cgllbfhubs. @ l`abm wjft @ sfwfim mbc`mbm tg hg egr `t. ]jby ibbm fccguitfits fll rguimtjb cguitry fim tjbrbs ig s`hi tjft tjb `imustry `s hg`ihtg m`sfppbfr fiy t`kb sggi fltjguhj `ts slgwbm mgwi fd`t. ]jbrbs f clbfr rgutb tg dbcgk`ih qufl`stbm fim @k gitjb strst ruih ge tjb lfmmbr igw. @k mg`ih FLbvbls i kftjbkft`cs, dus`ibss stum`bs fimbcgigk`cs. @ mgit aigw ybt `e @k hg`ih tg

fpply egr ui`vbrs`ty wjbi @ sti`sj ky F Lbvblsgr lgga egr f ogd w`tj f trf`i`ih scjbkb.

Mg ygurrbsbfrcj

Ofcasgisfys ...

HB] TBFMP 62

8/10/2019 It's Your Choice Book 2014-2015

18/28

Pgur bkplgyfd`l`ty]jb wgrlm ge wgra `s cjfih`ih fll tjb t`kb fim bkplgybrs wfitpbgplb wjg cfi fmm vflub tg tjb`r grhfi`sft`gi. Vufl`stcft`gisfrb `kpgrtfit, dut bkplgybrs flsg wfit pbgplb wjg frb fflbx`dlb,wjg cfi lbfri fim wjg cfi cgpb w`tj cjfihb. ]jby wfit pbgplbw`tj hbibrfl bkplgyfd`l`ty sa`lls wjg w`ll igt lgsb s`hjt gedus`ibss dfs`cs sucj fs custgkbr cfrb.

Hbtt`ih f ogd kfy sbbk f lgih wfy g igw, dut bkplgyfd`l`ty `sigt sgkbtj`ih tjft fppbfrs gvbri`hjt. Frb ygu bkplgyfdlb7 Frbtjbrb tj`ihs tjft ygu kust, sjgulm gr cgulm mg tg `kprgvb ygurbkplgyfd`l`ty7

Rsb gur cjbcal`st tg jblp ygu stim gut.

HB] TBFMP5

FC]@GI ^G@I] :Frb ygu bkplgyfdlb7

JG] ]@^Ugluitbbr`ih gr mg`ih sgkb wgra bxpbr`bicb frb hrbft

wfys tg dggst ygur bkplgyfd`l`ty. Fim tjby du`lm yguraigwlbmhb, sa`lls fim sble-cgistmbicb ft tjb sfkb t`kb.

Cfi ygu?

Xjft cgulm ygu gbr fi bkplgybr igw7(Pgu cfi usb tj`s `iegrkft`gi `i ygur CU)

]fla tg m`brbit pbgplb7

Rimbrstfim fim egllgw spgabi istruct`gis7

Tbfm fim egllgw wr`ttbi istruct`gis7

Spbll fim wr`tb clbfrly7

Rsb iukdbrs7

Rsb f cgkputbr7

Grhfi`sb ygursble7

Kgt`vftb ygursble7

Xgra wbll `i f tbfk7

Sglvb prgdlbks7

Fccbpt cr`t`c`sk7

F cfi mg pbrsgi w`tj f pgs`t`vb ftt`tumb tg wgra7

X`ll`ih tg try jfrm7

X`ll`ih tg lbfri7

Fmfptfdlb7

^uictufl7

Tbl`fdlb fim trustwgrtjy7

^gl`tb7

Frb ygu?

Xjy custgkbr cfrb `s `kpgrtfit7

Xjft kfabs f dus`ibss succbsseul7

Mg ygu uimbrstfim?

Jgw cgulm ygu `kprgvb ygur bkplgyfd`l`ty `i tjb ibxtcguplb ge ybfrs7

8/10/2019 It's Your Choice Book 2014-2015

19/28HB] TBFMP 68

J`hjbr bmucft`gi (JB)Mgbs j`hjbr bmucft`gi `itbrbst ygu7 @s tjbrb f cjficb tjft yguk`hjt wfit tg mg f j`hjbr bmucft`gi cgursb `i tjb ibxt ebwybfrs7 @e sg, ygu sjgulm im gut wjft qufl`cft`gis, sudobcts,hrfmbs fim bxpbr`bicb ygu hbibrflly ibbm tg mg tjb typbs gecgursb tjft `itbrbst ygu tjb cjg`cbs ygu kfab igw cgulmfbct ygur cjg`cb ge j`hjbr bmucft`gi cgursbs lftbr gi. E`im gut?

jgw kfiy HCSBs ygu ibbm - fim ft wjft hrfmbs `e ygu ibbm fiy ifkbm sudobcts - fim ft wjft hrfmbs `e ygu jfvb tg hf`i fll ygur HCSBs ft tjb sfkb t`kb - gr e

rb-s`ts frb fccbptfdlb wjft lbvbl 3 qufl cft`gis ygu ibbm, `i wjft sudobcts fim ft

wjft hrfmbs `e ygu ibbm fiy a`im ge prfct`cfl bxpbr`bicb.

FC]@GI ^G@I] 0

@s JB egr ygu7

JB `itbrbsts kb dbcfusb?

JB mgbs igt `itbrbst kb dbcfusb?

@ fk wgrr`bm fdgut hg`ih `itg JB dbcfusb?

@ w`ll m`scuss ky `mbfs fdgut JB w`tj?

Xjft `s j`hjbr bmucft`gi7J`hjbr bmucft`gi `s tjb tbrk usbm tg mbscr`db cgursbsfim qufl`stcft`gis ft lbvbls = tg :(sbb pfhb :)tjft ui`vbrs`t`bs fim cgllbhbs gbr.Sgkb pbgplb kgvb gi tg j`hjbr bmucft`gi wjbi tjby

sti`sj f lbvbl 3 prghrfkkb. Gtjbrs tfab f ybfr gut(f hfp ybfr) gr wgra egr f ebw ybfrs dbegrb tjby stfrtj`hjbr bmucft`gi.

Xjft frb j`hjbr bmucft`gi cgursbs l`ab7@i sgkb cgursbs, ygu stumy gib gr twg sudobcts `imbptj. @i gtjbrs, ygu hf`i wgra-rblftbm aigwlbmhb,uimbrstfim`ih fim sa`lls. Cgursb lbihtj vfr`bsergk twg tg stvb ybfrs. Sfimw`cj cgursbs `iclumbf plfcbkbit ybfr `i f wgraplfcb gr f ybfr spbitstumy`ih fdrgfm. Pgu cfi stumy sgkb cgursbs pfrtt`kb. Bfcj cgursb jfs f m`brbit k`x ge tjbgry fim

prfct`cfl lbfri`ih. Fll mbkfim hggm stumy sa`llsfs tutgrs fim lbcturbrs hu`mb ygu rftjbr tjfi tbllygu wjft tg mg. Pgu w`ll usuflly jfvb ebwbr tfuhjtsbss`gis tjfi ft scjggl gr cgllbhb fim w`ll spbimkucj ge ygur t`kb wgra`ih gi ygur gwi.

Xjft frb tjb dbibstts ge j`hjbr bmucft`gi7Hg`ih `itg j`hjbr bmucft`gi sbts ygu up egr f hrbftbrcjg`cb ge ogds fim f hggm cjficb ge dbttbr pfy.Bkplgybr survbys sjgw tjft gvbr f tj`rm ge currbitogds rbqu`rb wgrabrs qufl`stbm tg mbhrbb lbvbl fimtj`s iukdbr `s egrbcfst tg hrgw. ^rgebss`gifl fim

kfifhbr`fl ogds usuflly rbqu`rb f mbhrbb fim kfiyrbqu`rb pgsthrfmuftb qufl`stcft`gis.

Jgw kucj mgbs j`hjbr bmucft`gi cgst7Cgsts mbpbim gi tjb cgursb ygu mg fim wjbrb ygumg `t. Bl`h`dlb stumbits cfi hbt jblp w`tj tjb cgsts.Egr kgrb `iegrkft`gi, lgga ft tjb Bmucft`gi fimlbfri`ih pfhbs ft www.hgv.ua

Xjbrb cfi @ stim gut kgrb7Spbfa tg ygur tutgr, cfrbbrs tbfcjbr gr f cfrbbrsfmv`sbr. U`s`t www.ucfs.cgkfim

jttp?//ui`stfts.m`rbct.hgv.ua egr `iegrkft`gi gicgursbs fim bitry rbqu`rbkbits.

8/10/2019 It's Your Choice Book 2014-2015

20/28HB] TBFMP:

E@IM@IH G^^GT]RI@]@BSE`im`ih fi gppgrtui`ty tjft su`ts ygu tfabs t`kb fim bgrt. Rsb gur t`ps tg jblp ygu hbt

stfrtbm.

Kfab f pbrsgifl cjbcal`st@t `s bfsy tg hbt gvbrwjblkbm w`tj `iegrkft`gi fim egrhbt wjft ygu frb lgga`ih egr. Kfab f cjbcal`st tg rbk`im ygu. Dfsb `t gi wjftygu wrgtb fdgut ygursble (sbb pfhb 3), ygur pr`gr`t`bs (sbb pfhb =)fim ygur `mbfs(sbb pfhb 6=). Rsb tjb cjbcal`st wjbi ygu frbrbsbfrcj`ih gppgrtui`t`bs.

Rsb kgrb tjfi gib sgurcb ge `iegrkft`gi]jb kgrb `iegrkft`gi sgurcbs ygu usb, tjb dbttbr ygur cjficb ge stim`ih sgkbtj`ih tjft su`ts ygu.

ERLL FIM ^FT]-]@KB BMRCF]@GI Lgga ft scjggl fim cgllbhb prgspbctusbs fim wbds`tbs

- sgkb frbfs jfvb wbds`tbs tjft cgvbr fll lgcflgppgrtui`t`bs i bmucft`gi fim trf`i`ih.

E`im gut wjbi scjggls fim cgllbhbs frb ruii`ih gpbimfys, gpbi bvbi`ihs fim gtjbr bvbits sg tjft ygu cfisbb strst-jfim wjft f plfcb `s l`ab.

Fsa ygur cfrbbrs tbfcjbr, cgfcj, Spbc`fl Bmucft`giflIbbms Cggrm`iftgr (SBICG) gr f cfrbbrs fmv`sbr fdgutspbc`fl`st cgllbhbs.

Rsb ygur pbrsgifl ibtwgras - tutgr, sudobct tbfcjbrs,cfrbbrs tbfcjbr, cfrbbrs fmv`sbr, efk`ly, er`bims,

ib`hjdgurs, gil`ib cgkkui`t`bs btc.

F^^TBI]@CBSJ@^S FIM ]TF@IBBSJ@^S

Drgwsb www.fpprbit`cbsj`ps.grh.uatg stim gutfdgut Fpprbit`cbsj`ps fim ]rf`ibbsj`ps fim rbh`stbr tgfpply egr gppgrtui`t`bs gil`ib.

Fsa ygur cfrbbrs tbfcjbr `e lgcfl prgv`mbrs jfvb gpbimfys/bvbi`ihs gr tfstbr bvbits.

Rsb ygur pbrsgifl ibtwgras - tutgr, sudobct tbfcjbrs,cfrbbrs tbfcjbr, cfrbbrs fmv`sbr, efk`ly, er`bims,ib`hjdgurs, gil`ib cgkkui`t`bs btc.

ERLL FIM ^FT]-]@KB OGDS Lgga egr ogd vfcficy igt cbs - ft scjggl gr cgllbhb fim

`i supbrkfrabts, sjgp w`imgws, pudl`c du`lm`ihs, lgcflibwspfpbrs fim kfhfz`ibs btc.

U`s`t lgcfl rbcru`tkbit fim bkplgykbit fhbic`bs. Cgitfct lgcfl dus`ibssbs - `i pbrsgi, w tj f pjgib cfll,

dy lbttbr gr bkf`l. Lgga gil`ib - ft cgkpfiy fim ogd sbfrcj wbds`tbs. Rsb ogd sbfrcj fpps - gi skfrtpjgibs fim tjrguhj

Efcbdgga fim gtjbr sgc`fl kbm`f. Rsb ygur pbrsgifl ibtwgras - tutgr, sudobct tbfcjbrs,

cfrbbrs tbfcjbr, cfrbbrs fmv`sbr, efk`ly, er`bims,

ib`hjdgurs, gil`ib cgkkui`t`bs btc.

SBLE-BK^LGPKBI] U`s`t fim drgwsb www.pr`icbs-trust.grh.uafim

tjb Sbtt`ih up pfhbs `i tjb Dus`ibssbs fim sble-bkplgybm sbct`gi ge www.hgv.ua

Cgitfct lgcfl dus`ibss suppgrt hrgups fim ibtwgras -ygu cfi usuflly stim tjbsb tjrguhj lgcfl wbds`tbs sucjfs tjgsb rui dy lgcfl cguic`ls fim lgcfl ibwspfpbrs.

Rsb ygur pbrsgifl ibtwgras - tutgr, sudobct tbfcjbrs,cfrbbrs tbfcjbr, cfrbbrs fmv`sbr, efk`ly, er`bims,ib`hjdgurs, gil`ib cgkkui`t`bs btc.

UGLRI]BBT@IH G^^GT]RI@]@BS

U`s`t fim drgwsb www.v`isp`rbm.cgk,www.csv.grh.ua fim www.mg-`t.grh.ua

U`s`t tjb C`t`zbisj`p fim l`v`ih `i tjb RA sbct`gige www.hgv.uafim lgga ft tjb `iegrkft`gi givgluitbbr`ih i tjb Cjfr`t`bs, vgluitbbr`ih fim jgigurspfhbs.

Rsb ygur pbrsgifl ibtwgras - tutgr, sudobct tbfcjbrs,cfrbbrs tbfcjbr, cfrbbrs fmv`sbr, efk`ly, er`bims,ib`hjdgurs, gil`ib cgkkui`t`bs btc.

8/10/2019 It's Your Choice Book 2014-2015

21/28HB] TBFMP 60

JG] ]@^]j`ia fdgut gpbi`ih f dfia fccguit `e ygu mgit jfvb

gib. Pgu w`ll ibbm `t `e ygu rbcb`vb fiy stific`fl suppgrtegr ygur lbfri`ih fim `e ygu hbt f eull gr pfrt-t`kb ogd.

]j`ia fdgut kgibyXjft w`ll ygu jfvb tg pfy egr fim jgw w`ll ygu mg `t7

Bmucft`gi fim trf`i`ih@e ygu frb fhbm 65 tg 60, ygu wgit igrkflly jfvb tg pfy tu`t`gifim cgursb ebbs egr f eurtjbr bmucft`gi cgursb uilbss ygufttbim f pr`vftb, ebb-pfy`ih scjggl, cgllbhb gr spbc`fl`st trf`i`ih

prgv`mbr. Pgu w`ll st`ll jfvb tg pfy egr tj`ihs l`ab stumy kftbr`fls,trfvbl, eggm, cj`lmcfrb fim sg gi. Mbpbim`ih gi ygur pbrsgiflc`rcukstficbs, ygu kfy db fdlb tg hbt sgkb stific`fl suppgrtegr ygur lbfri`ih, `iclum`ih jblp w`tj tjb cgsts ge stumy`ihfwfy ergk jgkb. ]g im gut kgrb, lgga ft tjb Bmucft`gi fimlbfri`ih pfhbs ft www.hgv.ua

Eull fim pfrt-t`kb wgraTbkbkdbr tjft fltjguhj m`brbit ogds pfy m`brbit rftbs, ygufrb bit`tlbm tg tjb ift`gifl k`i`kuk wfhb egr ygur fhb hrgup.Tbkbkdbr tgg tjft ogd fmvbrts qugtb hrgss pfy, wj`cj `s wjft

ygu hbt dbegrb mbmuct`gis. Pgur tfab jgkb pfy kfy db lbss fsygur bkplgybr kfy mbmuct Ift`gifl @isurficb, `icgkb tfx fimgtjbr cgitr`dut`gis sucj fs pbis`gi pfykbits. @e ygu hbt f ogd?

ygu w`ll ibbm ygur Ift`gifl @isurficb Iukdbr (I@I) wjbiygu stfrt wgra

ygu kfy jfvb tg pfy icgkb tfx, sg kfab surb yguuimbrstfim tjb dfs`cs l`ab ^fy Fs Pgu Bfri (^FPB), tfx cgmbsfim tfx egrks l`ab tjb ^5> fim ^=2

bkplgybrs sjgulm h`vb ygu f pfysl`p bfcj t`kb tjby pfy ygu tj`s tblls ygu ygur hrgss pfy, ygur tfab jgkb pfy fim wjftmbmuct`gis jfvb dbbi kfmb.

tg im gut kgrb lgga ft tjb Xgra`ih, ogds fim pbis`gis

pfhbs ft www.hgv.ua

Ugluitbbr`ihPgu kfy jfvb tg pfy f rbh`strft`gi ebb. Pgu kfy flsg jfvb tgpfy egr tj`ihs l`ab trfvbl, fccgkkgmft`gi, bqu`pkbit fim eggm.Lgga `itg tj`s wjbi ygu frb rbsbfrcj`ih fi gppgrtui`ty fimusb ygur pbrsgifl ibtwgras fim gil`ib cgkkui`t`bs tg stim gutjgw gtjbr pbgplb cgvbr tjbsb cgsts. E`im gut kgrb tjrguhj tjbCjfr`t`bs, vgluitbbr`ih fim jgigurs pfhbs i tjb C`t`zbisj`pfim l`v`ih `i tjb RA sbct`gi ge www.hgv.ua

]jbrb `s plbity ge suppgrt fvf`lfdlb tg jblp ygu stim fim cjggsbgppgrtui`t`bs tjft su`t ygu. Tbkbkdbr tg?

tfla tg tjb pbgplb wjg aigw ygu wbll tfla tg tjb pbgplb wjg aigw wjft ygu ibbm tg aigw hbt fi bxpbrt gp`i`gi ergk f cfrbbrs tbfcjbr gr f cfrbbrs

fmv`sbr.

Hbt jblp fim suppgrt

FC]@GI ^G@I] 6>

^lfi fi gppgrtui`ty sbfrcj

Xjft jblp mg @ ibbm tg im tjb r`hjt gppgrtui`ty egrkb7

Mg @ jfvb fiy usbeul cgitfcts7 Xjg7

Jgw cfi tjby jblp kb7

Xjft sjgulm @ mg ibxt7

8/10/2019 It's Your Choice Book 2014-2015

22/28HB] TBFMP>

F^^LP@IH EGT G^^GT]RI@]@BSXjftbvbr ygu mbc`mb tg mg fetbr ybfr 66 ygu w`ll jfvb tg fpply egr `t. Rsb gur t`ps tg jblp ygu

kfab tjb r`hjt `kprbss`gi.

Crbftb tjb r`hjt `kprbss`giCjbca ygur gil`ib prbsbicbDbegrb ygu fpply egr fiytj`ih ygu sjgulm tfab f ebw k`iutbs tgcjbca ygur gil`ib prbsbicb. Xjft jfppbis `e ygu put ygur ifkb`itg f sbfrcj bih`ib7 Cfi bvbrygib sbb tjgsb bkdfrrfss`ihjgl`mfy fim pfrty pjgtgs7 Gr rbfm tjft cgkkbit ygu pgstbm7Frb ygu f Pgu]udb stfr7 Jfvb ygu hgib v`rfl7 @i f wgrlm wjbrbbvbrygib `s us`ih tjb `itbribt, ygu ibbm tg kfab surb tjft ygurgil`ib prbsbicb crbftbs tjb `kprbss`gi ygu wfit `t tg crbftb.Pgu ibvbr aigw wjg w`ll db sbfrcj`ih egr ygur ifkb!

^fy fttbit`gi tg mbtf`lMg ygu `higrb `istruct`gis7 Mg ygu sa`p gvbr d`h dlgcas gewr`t`ih7 Mg ygu jfim `i wgra w`tjgut cjbca`ih `t7 @e sg, wftcjgut. @t sbbks tjft ygu mg igt pfy kucj fttbit`gi tg mbtf`l.Fim tjft kbfis tjft ygu rui tjb r`sa ge kfa`ih s`lly k`stfabs`i fppl`cft`gis l`ab lbfv`ih gut `kpgrtfit iegrkft`gi,k`sspbll`ih s`kplb wgrms fim k`ss`ih fppl`cft`gi mbfml`ibs.Tbkbkdbr tjft pfy`ih fttbit`gi tg mbtf`l cfi kfab tjbm`brbicb dbtwbbi f succbsseul fim uisuccbsseul fppl`cft`gi.

]fab ygur t`kb fim f`k egr qufl`tyFrb ygu flwfys `i f rusj7 Fppl`cft`gis frb ygur pbrsgiflpudl`c`ty mgcukbits fim bvbry wgrm cguits. Hggm qufl`ty gibstfab t`kb fim bgrt tg prbpfrb. ]jby sjgw scjggls, cgllbhbs,bkplgybrs fim gtjbrs bxfctly jgw ygur qufl`stcft`gis, sa`lls,bxpbr`bicbs fim pbrsgifl`ty stt tjb gppgrtui`ty. F`k egr qufl`tyfim put biguhj t`kb fs`mb tg mg f hggm ogd ge kfrabt`ihygursble.

Aigw ygur fppl`cft`gi kbtjgmsM`brbit gppgrtui`t`bs fsa ygu tg fpply `i m`brbit wfys. Db

rbfmy tg kfab fi fppl`cft`gi us`ih gib gr kgrb ge tjb egllgw`ihkbtjgms.

^rgv`mb f CU fim cgvbr`ih lbttbr gil`ib gr gi pfpbr. E`ll `i fi fppl cft`gi egrk gil`ib gr gi pfpbr. U`s`t `i pbrsgi tg m`scuss fi gppgrtui`ty. Kfab f pjgib cfll. Fttbim fi `itbrv`bw.

Xr`tb f CUGicb ygu jfvb mgib f CU ygu cfi usb `t tg jblp ygu stll `ifppl`cft`gi egrks fim prbpfrb egr pjgib cflls fim `itbrv`bws.Pgu cfi flsg tfab `t w`tj ygu `e ygu frb fsabm tg v`s`t `i pbrsgitg m`scuss fi gppgrtui`ty. F CU `s ygur pbrsgifl pudl`c`ty lbffflbt.L`ab fll lbffflbts, `t kust db sjgrt gr pbgplb w`ll igt rbfm `t gibgr twg s`mbs ge F= `s `mbfl.

Xjft mg ygu put `i7]jbrb frb ig rulbs dut kgst pbgplb jfvb tjb egllgw`ih sbct`gis.

Jbfm`ih? ygur cgitfct mbtf`ls `iclum`ih ygur prgpbr ifkb,fmmrbss, tblbpjgib iukdbr fim f sbis`dlb bkf`l fmmrbss.^rgstlb?twg gr tjrbb sbitbicbs sukkfr`s`ih ygur dbst pg`its.Egr bxfkplb, F jfrm-wgra`ih rbspgis`dlb pbrsgi wjg Bmucft`gi fim qufl`stcft`gis? tjb ifkb ge ygur scjggl, tjbybfrs ygu fttbimbm `t (b.h. 4>>0-4>6=) fim mbtf`ls ge tjbqufl`stcft`gis tfabi w`tj prbm`ctbm gr fctufl hrfmbs.Bxpbr`bicb fim itbrbsts?f dullbt pg`it l`st ge tj`ihs ygu mg grjfvb mgib tjft j`hjl`hjt ygur sa`lls fim fcj`bvbkbits fim sjgwrbfmbrs wjft ygu cfi mg fim jgw ygu wgra. Egr bxfkplb?

vgluitfry wgra, wgra bxpbr`bicb fim pf`m fct`v`t`bs l`abdfdys`tt`ih gr mgh wfla`ih tjft ygu mg `i ygur spfrb t`kb pgs`t`gis ge rbspgis`d`l`ty i fim gut ge scjggl sucj fs

cfptf`i`ih f spgrts tbfk, db`ih f pbbr kbitgr gr db`ihf strst f`mbr - kbit`gi fiy cbrt`stcftbs ygu jfvb hf`ibmtjrguhj tjbsb fct`v`t`bs

ygur tgp twg gr tjrbb itbrbsts plus fiytj`ih l`ab f Muab geBm`idurhj Fwfrm.

Tbebrbicbs?kfiy pbgplb wr`tb rbebrbicbs fvf`lfdlb gi rbqubstjbrb. Gtjbrs prgv`mb tjb cgitfct mbtf`ls egr gib gr twg rbebrbbs(igt rblft`vbs) wjg cfi sfy wjft tjby frb l`ab, `iclum`ih tjb`rftt`tumb tg wgra.

JG] ]@^]fab f lgga ft tjb `iegrkft`gi gi CUs `i tjb Cfrbbrs

fmv`cb pfhbs ge tjb Ift`gifl Cfrbbrs Sbrv`cb wbds`tb ftjttps?//ift`giflcfrbbrssbrv`cb.m`rbct.hgv.ua.

Rsb tjb CU du`lmbr `i tjb Cfrbbr tggls sbct`gi tgprfct`sb wr`t`ih f CU.

8/10/2019 It's Your Choice Book 2014-2015

23/28HB] TBFMP 46

JG] ]@^@ts stib tg fpply egr kgrb tjfi gib gppgrtui`ty ft f

t`kb, dut rbkbkdbr tg trfca ygur fppl`cft`gis fim cjbcarbhulfrly tg sbb `e yguvb dbbi gbrbm f plfcb gr cfllbm

egr `itbrv`bw. Sgkb pbgplb stim tjft `t jblps tg abbp fifppl`cft`gis lgh.

Tbkbkdbr tjft cgvbr`ih lbttbrsfrb egrkfl lbttbrsF hggm lbttbr w`ll bicgurfhb pbgplb tg rbfm ygur CU.

Flwfys usb f stfimfrm lbttbr lfygut. Abbp tjb lbttbr sjgrt egur gr vb pfrfhrfpjs. Mg f mrfet fim fsa sgkbgib ygu trust tg cjbca t. Xgrm prgcbss tjb lbttbr, us`ih tjb sfkb egit fim egit s`zb

fs ygu usbm `i ygur CU. Sbim ygur CU w`tj ygur lbttbr - fttfcj `t fs f sbpfrftb

mgcukbit `e us`ih bkf`l fim kfab surb `t jfs f sbis`dlbstlbifkb.

Rsb hggm qufl`ty pfpbr fim bivblgpbs e sbim`ih tj`ihs dypgst.

Xjft mg ygu put `i7

Bxplf`i wjy ygu frb wr`t`ih?ygu kfy db fsa`ih `e sgkbgibcfi gbr ygu f ogd gr figtjbr gppgrtui`ty sucj fs f wgraplfcbkbit. Pgu kfy db rbspgim`ih tg fi fmvbrt egr f ogd gr

gtjbr gppgrtui`ty - `e ygu frb mg`ih tj`s, kfab surb tjft ygu`iclumb tjb rbebrbicb iukdbr fim mbscr`pt`gi h`vbi `i tjbfmvbrt.Sjgw wjy ygu frb f hggm cfim`mftb? mbkgistrftb jgw ygufrb tjb dbst pbrsgi egr tjb gppgrtui`ty fim tjb grhfi`sft`gi.Mg igt rbpbft wjft `s `i ygur CU. H`vb ibw gr bxtrf mbtf`lsfdgut tjb sa`lls, qufl`t`bs fim fcj`bvbkbits tjft ygu tj`ia sttpfrt`culfrly wbll w`tj wjft ygu frb fpply`ih egr.Bim pgs`t`vbly? egr bxfkplb, @ lgga egrwfrm tg jbfr`ih ergkygu, @ fk fvf`lfdlb egr `itbrv`bw gr @ wgulm db hrftbeul `e ygucgulm abbp ky ifkb gi stlb `i cfsb fiy gppgrtui`t`bs fr`sb `itjb euturb.

Hbt tg hr`ps w`tj fppl`cft`gi egrksFppl`cft`gi egrks kfab `t bfsy egr rbcru`tbrs fim fmk`ss`gisstf tg cgkpfrb fppl`cfits fim spgt tjb pbgplb wjg stt tjb`rrbqu`rbkbits.

Pgu sjgulm?

Tbfm fll tjb `istruct`gis cfrbeully dbegrb ygu stfrt fim kfab figtb ge fiytj`ih ygu k`hjt egrhbt. Egr bxfkplb, mg tjby wfitygu tg usb f spbc`stc egit7 Gr tg wr`tb `i dlfca `ia fim dlgcacfp`tfls (cfp`tfl lbttbrs)7 Mg fiy sbct`gis jfvb f wgrm l`k`t7

Tbkbkdbr tjft fi fppl`cft`gi egrk `s f egrkfl mgcukbit fimygu frb try`ih tg kfab f hggm `kprbss`gi mg igt usb tbxt spbfa,

slfih gr fddrbv`ft`gis tjft f rbfmbr k`hjt igt uimbrstfim.

Mrfet ygur fiswbrs dbegrb ygu ll `i tjb egrk sg tjft ygu cficgrrbct fiy k`stfabs fim fmm fiytj`ih ygu jfvb k`ssbm gut- usb f igtbpfm, cgpy tjb egrk gr sfvb fim pr`it `t.

Fsa sgkbgib ygu trust tg cjbca ygur mrfet. E`ll tjb egrk `i cfrbeully. Mg igt lbfvb fiy sbct`gis dlfia

uilbss tglm tg mg sg. @e ygu frb wgra`ih gil`ib, sfvb ygurwgra ft rbhulfr `itbrvfls sg tjft ygu mgit lgsb `t.

Abbp f cgpy ge ygur cgkplbtbm egrk sg tjft ygu mgit egrhbtwjft ygu sf`m.

^lfi jgw tg kfab fim tfab pjgib cflls

Pgu k`hjt jfvb tg r`ih sgkbgib tg fpply egr fi gppgrtui`ty grtg fsa `e tjby jfvb fiy gppgrtui`t`bs fvf`lfdlb. Xjftbvbr tjbpurpgsb ge tjb cfll, ygu ibbm tg prbpfrb egr `t.

L`st tjb tj`ihs ygu wfit tg sfy fim jfvb ygur CU fim fiygtjbr pfpbrwgra jfimy.

^rfct`sb jgw ygu w`ll stfrt tjb cgivbrsft`gi fim wjft yguw`ll sfy `e tjb cfll hgbs tjrguhj tg vg`cbkf`l.

@e us`ih ygur kgd lb, cjfrhb t fim im f qu`bt plfcb w`tj fhggm s`hifl dbegrb ygu kfab ygur cfll.

Jfvb pbi fim pfpbr rbfmy tg kfab igtbs. Dbegrb ygu bim tjb cfll, kfab surb ygu aigw bxfctly wjft

ygu jfvb tg mg ibxt. Bim tjb cfll dy sfy`ih tjfia ygu egr ygur jblp gr sgkbtj`ih s`k`lfr.

Pgu kfy rbcb`vb f pjgib cfll tg lbt ygu aigw tjb rbsult ge ygurrbqubst, tg tbll ygu jgw ygu m`m `i fi `itbrv`bw gr tg frrfihb ft`kb egr f tblbpjgib `itbrv`bw. Pgu ibvbr aigw wjbi tj`s w`ll

jfppbi sg db gi j`hj flbrt - cjbca egr kbssfhbs fim fiswbr ygurpjgib sbis`dly fim pgl`tbly `e ygu mg igt rbcghi`sb tjb iukdbr.

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Hbt rbfmy egr `itbrv`bws@itbrv`bws frb ygur cjficb tg im gut kgrb fdgut fi gppgrtui`tyfim egr tjb gppgrtui`ty prgv`mbr tg stim gut kgrb fdgut ygu.

^rbpfrft`giDbegrb fiy itbrv`bw, ygu sjgulm?

rbsbfrcj tjb grhfi`sft`gi fs wbll fs tjb gppgrtui`ty

lgga ft tjb grhfi`sft`gis wbds`tb fim rbfm fll tjb `iegrkft`giygu rbcb`vb

rbfm tjrguhj ygur fppl`cft`gi fhf`i tj`ia fdgut wjft qubst`gis tjby k`hjt fsa ygu fim jgw ygu

cgulm rbply sjfrb ygur `mbfs fim prfct`sb ygur fiswbrs w`tj er`bims, efk`ly

fim gtjbr pbgplb wjg aigw ygu wbll kfab f l`st ge qubst`gis tg fsa.

Gtjbr prbpfrft`gi w`ll mbpbim gi tjb typb ge `itbrv`bw ygu jfvb.Egr bxfkplb, ygu kfy jfvb tg?

mg f tbst, fssbsskbit, prbsbitft`gi gr hrgup fct`v`ty pfss f tblbpjgib itbrv`bw dbegrb db`ih cfllbm tg f efcb-tg-

efcb itbrv`bw mg f efcb-tg-efcb itbrv`bw gi tjb sjgp ggr gr i ergit ge f

pfibl ge pbgplb `i f egrkfl kbbt`ih rggk.

]ry tg stim gut fs kucj fs ygu cfi fdgut wjft tjb `itbrv`bwprgcbmurb `ivglvbs fim tjbi fsa ygur cfrbbrs tbfcjbr gr f cfrbbrsfmv`sbr egr sgkb `mbfs gi tjb prbpfrft`gi ygu sjgulm mg. Pgusjgulm flsg lgga ft tjb fmv`cb gi `itbrv`bws `i tjb Cfrbbrs fmv`cbsbct`gi ge jttps?//ift`giflcfrbbrssbrv`cb.m`rbct.hgv.ua

^lfii`ihFi `itbrv`bw `s l`ably tg hg kgrb skggtjly `e ygu tj`ia fdgutprfct`cfl tj`ihs dbegrbjfim. Egr bxfkplb, ygu sjgulm plfi?

wjft tg tfab tg tjb `itbrv`bw - w`ll ygu ibbm ygur CU,fppl`cft`gi egrk, pgrtegl`g ge wgra gr f pbi7

wjft tg wbfr - e `t s f ogd `itbrv`bw, kfab f spbc`fl bgrt tglgga skfrt

jgw tg hbt tjbrb - sg tjft ygu frr`vb `i plbity ge t`kb jgw tg `itrgmucb ygursble tg tjb rbcbpt`gi`st jgw tg hrbbt tjb pbgplb ygu kbbt.

^rbsbitft`giE`rst `kprbss`gis cguit sg kfab fi bgrt tg prbsbit ygursblewbll. Oust dbegrb tjb `itbrv`bw turi g ygur kgd`lb pjgib, putygur cjbw`ih huk `i f d`i fim cjbca ygur fppbfrficb. Xjbiygu hbt `itg tjb `itbrv`bw?

mgit slukp gr slgucj gily s`t mgwi wjbi `iv`tbm tg mg sg kfab byb cgitfct w`tj tjb `itbrv`bwbr gr pfibl

sk`lb fim db pgl`tb l`stbi cfrbeully tg tjb qubst`gis fim tj`ia dbegrb ygu

spbfa fsa egr kgrb mbtf`l `e ygu frb uisurb wjft tjby frbfsa`ih

spbfa clbfrly w`tjgut us`ih fiy slfih gr dfm lfihufhb db jgibst.

JG] ]@^Mgit tfab r`sas. Flwfys tbll sgkbgib wjbrb ygu frb

hg`ih. Mg igt fhrbb tg kbbt fiygib wjg suhhbstsjglm`ih tjb `itbrv`bw `i tjb`r cfr gr sgkbwjbrb

uibxpbctbm l`ab f cfe.

@vb hgt f v`sufl `kpf`rkbit fim ibbmbxtrf suppgrt w`tj ky stum`bs. @k ft

cgllbhb mg`ih f D]BC lbvbl 3 qufl`stcft`gi`i Dus`ibss. @ jfm f lgt ge suppgrt ft scjgglfim m`mit aigw `e `t wgulm db tjb sfkb ft

cgllbhb. @ ibbmit jfvb wgrr`bm tjguhj. Stumbit sbrv`cbsjfvb dbbi hrbft. Xb jfvb f tbrkly kbbt`ih tg sbb jgwtj`ihs frb hg`ih fim tjbyvb tglm kb tjft @ cfi jfvbbxtrf tu`t`gi fim kgrb t`kb tg cgkplbtb tjb cgursb `e @ibbm `t. ]jbyvb lgfibm kb f lfptgp w`tjspbc`fl sgetwfrb fim jfvb kfmb surb tjftstf aigw tjft @ ibbm f d`hhbr vbrs`gige tjb cgursb jfimguts tjby usb. @ts fllhg`ih wbll sg efr!

Rsb tjbsuppgrt gigbr

Fsjlbysfys ...

HB] TBFMP4

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ETBVRBI]LP FSABM VRBS]@GIS@ jfvb f cfrbbr i k`im dut ky er`bims sfy @ wgitdb fdlb tg mg `t dbcfusb ge ky hbimbr. Jgw cfi @stim gut wjg `s r`hjt7

@t `s ibvbr f hggm `mbf tg cjggsb f cfrbbr s`kply

dbcfusb ge ygur hbimbr. M`scuss ygur cgicbrisw`tj ygur sudobct tbfcjbrs, ygur cfrbbrs tbfcjbrfim f cfrbbrs fmv`sbr. ]jby w`ll jblp ygu tj`ia

tjrguhj ygur mbfs fim jgw wbll tjby kftcj ygur itbrbstsfim fd`l`t`bs. ]jby kfy flsg db fdlb tg jblp ygu cgiibctw`tj sgkbgib ge ygur hbimbr wjg `s flrbfmy mg`ih tjbcfrbbr tjft `itbrbsts ygu.

F

V

@ mgit aigw wjft @ wfit tg mg `i tjb euturb jgw mg @ abbp ky gpt`gis gpbi7

Jfv`ih hggm qufl`stcft`gis w`ll h`vb ygu f d`hhbrcjg`cb ge gppgrtui`t`bs `i tjb euturb. ]jftswjy tjb dbst sglut`gi egr kgst pbgplb `i tj`s

s`tuft`gi `s tg cgit`iub `i eull-t`kb bmucft`gi. Pgu cfiwgra tgwfrms qufl`stcft`gis tjft prbpfrb ygu dgtj egrbkplgykbit fim egr j`hjbr lbvbl lbfri`ih. Fim ygu cfikfx`k`sb ygur cjficbs ge succbss dy cjggs`ih sudobctstjft kftcj ygur sa`lls fim itbrbsts. Spbfa tg ygur cfrbbrstbfcjbr gr f cfrbbrs fmv`sbr `e ygu ibbm jblp tg mbc`mbwj`cj qufl`stcft`gis fim sudobcts wgulm su`t ygu dbst.

F

V

@k ebm up w`tj scjggl fim wfit tg stfrt wgra fttjb bim ge ybfr 66. Cfi @ st`ll mg tj`s7

Pbs ygu cfi hbt f ogd ft tjb bim ge ybfr 66, dutygu w`ll jfvb tg stumy pfrt t`kb egr tjb bqu`vflbitge gib mfy f wbba uit`l ygu frb 6:. @e ygu mgit

wfit tg grhfi`sb tj`s ygursble, lgga egr ogds w`tj plfiibmtrf`i`ih tjft lbfm tg fpprgvbm fim ift`giflly rbcghi`sbmqufl`stcft`gis. Pgu cgulm flsg ivbst`hftb Fpprbit`cbsj`ps.]jbsb cgkd`ib j`hj qufl`ty trf`i`ih w`tj f pf`m ogd.Tbkbkdbr tjft mg`ih f ogd w`tj trf`i`ih `kprgvbs ygurlgih-tbrk prgspbcts dbcfusb kfiy bkplgybrs lgga egrwgrabrs w`tj j`hjbr lbvbl sa`lls fim qufl`stcft`gis.

F

V

@m l`ab tg stumy F Lbvbls ibxt ybfr, dut kgiby`s t`hjt ft jgkb fim @k igt surb @ cfi fgrm tg.Xjft sjgulm @ mg7

Scjggls fim cgllbhbs jfvb f 65-60 Dursfry Euim

egr stumbits wjg frb `i hrbftbst stific`fl ibbm.Cgitfct tjb scjggl gr cgllbhb ygu wfit tg fpply tgfs sggi fs pgss`dlb. ]jby cfi tbll ygu e ygu qufl`ey

egr f dursfry fim jgw ygu cfi fpply egr gib. Mbpbim`ihgi ygur pbrsgifl c`rcukstficbs, ygu kfy qufl`ey egrgtjbr suppgrt. Spbfa tg ygur cfrbbrs fmv`sbr gr lgga ft tjbBmucft`gi fim lbfri`ih pfhbs gi www.hgv.ua.Pgucgulm flsg tj`ia fdgut fpply`ih egr f pfrt-t`kb ogd.

F

V

@vb hgt f ogd tg hg tg wjbi @ sti`sj ybfr 66 dut

tjbrbs ig trf`i`ih. Xjft w`ll jfppbi tg kb `e @mgit mg fiy pfrt-t`kb stumy ibxt ybfr7

Pgur lgcfl futjgr`ty w`ll cjbca tg sbb `e ygu frbmg`ih fiy pfrt-t`kb stumy. @e ygu frb igt, tjby w`llgrhfi`sb suppgrt tg jblp ygu stim sgkbtj`ih tjftkbbts ygur ibbms. Tbkbkdbr tjft kgst cgursbs

frb erbb uit`l ygu frb 60. Tbkbkdbr tgg tjft hbtt`ih sa`llsfim qufl`stcft`gis w`ll jblp ygu `i tjb euturb dy dggst`ihygur ogd prgspbcts fim kprgv`ih ygur bfri`ih pgwbr.

FV

Jgw mg @ aigw `e @vb cjgsbi tjb dbst gpt`gi egrkb7

Jfvb ygu rbsbfrcjbm fim tjguhjt cfrbeully fdgutygur cjg`cbs7 Jfvb ygu m`scussbm ygur plfis w`tjf cfrbbrs spbc`fl`st fim pbgplb wjg aigw ygu

wbll7 Jfvb ygu cjgsbi sgkbtj`ih tjft `itbrbsts ygu fimkftcjbs ygur fd`l`t`bs7 Jfvb ygu cjgsbi sgkbtj`ih tjftygu tj`ia ygu w`ll biogy, tjft l`ias tg f cfrbbr `mbf gr tjfth`vbs ygu plbity ge cjg`cb `i tjb euturb7 @e sg, ygu cfi dbcgistmbit tjft ygu jfvb cjgsbi wbll.

FV

HB] TBFMP 43

8/10/2019 It's Your Choice Book 2014-2015

26/28]FAB FC]@GI=

CJBCA ]JB CFLBIMFTRsb tj`s cflbimfr tg jblp ygu plfi wjft tg mg fim wjbi.

FR]RKI ]BTK 4>6=E`im gut fdgut cfrbbrs tjft `itbrbst ygu fimcjbca tjb bitry rbqu`rbkbits.

Fsa ygur tutgr jgw scjggl w`ll jblp ygu tg stimgut fdgut ygur pgst-65 fim gtjbr gpt`gis - egrbxfkplb, grhfi`s`ih v`s`ts gr m`scuss`gis w`tjcgllbhb fim ui`vbrs`ty stumbits gr fpprbit`cbs.

Rsb tjb cfrbbrs `iegrkft`gi fvf`lfdlb i scjgglfim gil`ib tg rbsbfrcj gpt`gis tjft `itbrbstygu.

Cgllbct iegrkft`gi fdgut gppgrtui`t`bs tjft`itbrbst ygu fim hg tg gpbi mfys/bvbi`ihs fimgtjbr bvbits.

@e ygurb tj`ia`ih ge mg`ih f j`hjbr bmucft`gicgursb lftbr gi, cjbca tjb bitry rbqu`rbkbits gecgursbs tjft `itbrbst ygu ft

jttp?//ui`stfts.m`rbct.hgv.uafimwww.ucfs.cgk

@e ygurb tj`ia`ih ge mg`ih fi Fpprbit`cbsj`p,bxplgrb

www.fpprbit`cbsj`ps.grh.uafim rbh`stbr tg fpply egr vfcfic`bs gil`ib.

E`im gut `e tjbrb `s f cgkkgi fppl`cft`giprgcbss lgcflly egr pgst-65 bmucft`gi fimtrf`i`ih gppgrtui`t`bs - fim jgw fim wjbi tgusb `t.

Cjbca fppl`cft`gi mbfml`ibs egr gpt`gis tjft`itbrbst ygu tjbrb kfy db sgkb tj`s tbrk.

@e ygu mgit jfvb f rk cfrbbr `mbf, tj`ia fdgut

jgw ygu cfi abbp ygur euturb gpt`gis gpbi.

M`scuss ygur `mbfs w`tj ygur efk`ly, er`bims,tutgr fim sudobct tbfcjbrs.

]fla tg f cfrbbrs fmv`sbr fdgut ygur plfis fimibxt stbps bspbc`flly `e ygu jfvb ig strk cfrbbr`mbf gr frb `itbrbstbm `i fi Fpprbit`cbsj`p, eull-t`kb wgra, vgluitbbr`ih gr wgra`ih egr ygursble.

Sgrt gut ygur pbrsgifl `iegrkft`gi sg ygu frbprbpfrbm egr fppl`cft`gis fim itbrv`bws.

Db prbpfrbm tg rbtj`ia ygur `mbfs `e ygurprbm`ctbm hrfmbs cjfihb - tjby cgulm hg up fswbll fs mgwi.

S^T@IH ]BTK 4>62

^r`gr`t`sb ygur cjg`cbs.

Kfab f dfca-up plfi - ygu cfi fpply egr kgrb tjfi gibpgst-65 gpt`gi sg ygu jfvb f rbsbrvb.

Rpmftb ygur plfis `e ygur prbm`ctbm hrfmbs cjfihb.

Fpply egr ygur cjgsbi pgst-65 gpt`gis - trfca ygur

fppl`cft`gis fim cjbca rbhulfrly tg sbb `e ygu jfvb dbbi

gbrbm f plfcb gr cfllbm egr `itbrv`bw.

^rbpfrb egr `itbrv`bws.

@e ygu frb st`ll igt surb wjft tg mg, spbfa tg f cfrbbrsfmv`sbr - fll 65 fim 68 ybfr glms sjgulm db gbrbm f plfcb`i pgst-65 bmucft`gi fim trf`i`ih tjft kbbts tjb`r ibbms.

Spbfa tg f cfrbbrs fmv`sbr `e ygu ibbm fmv`cb gi wgra`ih

egr ygursble gr jblp tg stim fi Fpprbit`cbsj`p, f eull-t`kb

ogd gr f vgluitbbr`ih gppgrtui`ty.

@e ygu frb wgrr`bm fdgut kgiby gr gtjbr suppgrt tjftygu k`hjt ibbm pgst 65, fsa ygur tutgr wjgk ygusjgulm spbfa tg.

SRKKBT ]BTK 4>62@e ygu st`ll jfvb ig plfis, spbfa tg ygur cfrbbrs tbfcjbrfim/gr f cfrbbrs fmv`sbr.

Abbp trfca`ih ygur fppl`cft`gis - fim abbp fpply`ih egrgtjbr gppgrtui`t`bs `e ygu frb uisuccbsseul.

@e ygu frb `itbrbstbm `i dut igt qu`tb rbfmy egr wgra, fsa ygur

tbfcjbrs fim cfrbbrs stf fdgut f pbrsgifl sbm prghrfkkb gr

]rf`ibbsj`p tjft `iclumbs prbpfrft`gi egr wgra.

@e ygu frb wgrr`bm fdgut kgiby gr gtjbr suppgrt tjftygu k`hjt ibbm pgst 65, fsa ygur tutgr wjgk ygusjgulm spbfa tg.

Cjbca tjft ygu jfvb rbcb`vbm fim cgistrkbm tjb gbrge f plfcb `i bmucft`gi gr trf`i`ih - ygu cfi st`ll fpply`e ygu jfvbit mgib sg ybt.

]j`ia fdgut mg`ih sgkb vgluitfry wgra gr wgrabxpbr`bicb `i tjb sukkbr jgl`mfys - ygu kfy bvbi dbfdlb tg hbt f ogd.

@e ygur bxfk rbsults frb dbttbr gr wgrsb tjfi bxpbctbm,spbfa tg ygur tbfcjbrs fim cfrbbrs stf fs sggi fs pgss`dlb.

8/10/2019 It's Your Choice Book 2014-2015

27/28]FAB FC]@GI 42

KFAB F ^LFIRsb tj`s plfi tg jblp ygu cjggsb wbll.

XJBTB FK @ IGX7

Fct`gi Dy wjft mftbCgkplbtbm

(P/I)

(b.h. tj`ia`ih fdgut ky cjg`cbs/lgga`ih ft prgspbctusbs fim wbds`tbs/cgllbct`ih iegrkft`gi/spbfa`ih tg pbgplb mg`ih tjbtj`ihs tjft `itbrbst kb btc.)

XJF] MG @ IBBM ]G MG FIM XJBI7(b.h. spbfa tg ky sudobct tbfcjbrs fim cfrbbrs stf/upmftb ky plfis/wr`tb f CU/kfab fppl`cft`gis/prbpfrb egr `itbrv`bws btc.)

Pgu igw jfvb fll tjb tggls fim `iegrkft`gi ygu ibbm. ]j`ia cfrbeully fdgut

ygur mbc`s`gis fim mg wjft `s r`hjt egr ygu. Hggm luca. @ts gvbr tg ygu

CJBCAL@S]

@ jfvb igw?

Tbsbfrcjbm ky gpt`gis fim eguim gut wjbrb tjby cfi lbfm

Dbbi tg gpbi mfys/bvbi`ihs fim gtjbr bvbits

Spgabi tg ky efk`ly, er`bims, tutgr, sudobct tbfcjbrs fim cfrbbrs stf

Kfmb ky mbc`s`gi

Fppl`bm egr tjb gpt`gis tjft `itbrbst kb

Kfmb f dfca-up plfi

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Cgpyr`hjt rgspbcts 4>6=

@SDI 08:->-0258>-=08-0

]G ^LFCB FI GTMBT CGI]FC]?

^rgspbcts

6 Fimrbws Cgurt, Fimrbws Xfy

Dfrrgw-`i-Euribss, Cukdr`f

LF6= 4RB

]bl >6440 :6=:=>

Efx >6440 :6=:20

Bkf`l rbsgurcbsNprgspbcts.cg.ua

www.prgspbctsbmucft`girbsgurcbs.cg.ua

`s prgmucbm fim pudl`sjbm dy ^rgspbcts

Fll `iegrkft`gi wfs cgrrbct ft tjb t`kb ge hg`ih tg pr`it.

^rgspbcts `s igt rbspgis`dlb egr tjb cgitbit gr rbl`fd`l`ty ge tjb wbds`tbs

l`stbm `i tjb pudl`cft`gi fim mgbs igt ibcbssfr`ly bimgrsb tjb v`bws

bxprbssbm w`tj`i tjbk. L`st`ihs sjfll igt db tfabi fs fi bimgrsbkbit

ge fiy a`im. Xb cfiigt hufrfitbb tjft tjbsb s`tbs w`ll wgra fll tjb t`kb

fim wb jfvb ig cgitrgl gvbr fvf`lfd`l`ty gr cgitbit ge tjb s`tbs l`stbm.

@]S PGRT CJG@CB

EBBMDFCA

Xb wblcgkb ebbmdfca gi @ts ygur cjg`cb

fim tjb supplbkbit egr pfrbits fim cfrbrs.

^lbfsb bkf`l cgkkbits tg rbsgurcbsNprgspbcts.cg.ua