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Manual loyalty addition
Name
Age Term
Basic Mly premium
Give LA/000 SA
Assumed LA
Select Loyalty Addition
Jeevan Saral
Show assumed loyalty addition in risk coverage.
Show return of premium in risk coverage
DAB(Yes=1)
Created by: LJ Anish,Dev. Officer, LIC. www.ourlic.blogspot.com mail: [email protected]
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Give term rider amount of
Jeevan Saral
BMSA 273451 2 3 4 5 6 7 8
2561 3644 4726 5879 7081 8334 9647 11053
18 3 4 5 6 7 8 9 10
18 2583 3671 4765 5927 7143 8411 9750 11174
19 2581 3665 4757 5922 7131 8397 9742 11165
20 2577 3662 4753 5917 7125 8390 9735 11156
21 2574 3659 4749 5912 7119 8391 9727 11147
22 2570 3656 4745 5908 7113 8384 9718 11147
23 2568 3653 4741 5903 7113 8377 9719 11138
24 2568 3649 4737 5897 7107 8377 9711 11129
25 2566 3650 4737 5898 7107 8370 9703 11121
26 2563 3646 4738 5898 7101 8371 9704 11113
27 2563 3646 4733 5893 7102 8364 9689 11107
28 2563 3646 4733 5893 7097 8359 9683 11091
29 2564 3643 4730 5889 7092 8346 9669 11076
30 2561 3644 4726 5879 7081 8334 9647 11053
31 2559 3637 4718 5870 7064 8315 9627 11020
32 2555 3632 4711 5856 7048 8289 9598 10979
33 2548 3623 4695 5837 7026 8264 9562 10939
34 2542 3610 4680 5819 6998 8225 9517 10889
35 2531 3595 4665 5795 6964 8186 9473 10840
36 2520 3580 4641 5767 6931 8148 9421 10773
37 2509 3562 4614 5733 6891 8095 9362 10707
38 2494 3541 4587 5700 6846 8042 9303 10623
39 2477 3516 4560 5662 6801 7984 9229 10531
40 2459 3492 4524 5619 6744 7919 9139 10431
41 2439 3467 4489 5571 6688 7840 9041 10313
42 2422 3440 4450 5519 6620 7755 8937 10187
43 2398 3403 4404 5456 6541 7657 8817 10033
44 2372 3363 4349 5384 6443 7544 8681 9870
45 2339 3317 4286 5303 6340 7410 8520 9679
46 2301 3265 4215 5211 6225 7269 8351 9479
47 2260 3203 4136 5109 6098 7106 8156 9248
48 2211 3135 4045 4991 5952 6936 7944 8998
49 2158 3061 3945 4868 5799 6744 7714 8726
50 2100 2980 3841 4730 5627 6536 7473 8442
51 2038 2892 3724 4580 5443 6319 7215 8128
52 1971 2798 3599 4420 5250 6093 6938 7794
53 1897 2694 3465 4259 5051 5837 6626 7408
54 1819 2587 3325 4081 4832 5558 6277 6979
55 1736 2475 3181 3893 4587 5256 5893 6508
56 1654 2360 3025 3683 4316 4907 5460 5969
57 1568 2232 2851 3451 4004 4517 4970 5407
58 1473 2091 2651 3181 3659 4068 4460 4744
59 1357 1920 2416 2866 3250 3595 3841 3971
60 1221 1718 2139 2503 2827 3037 3129 3059
9 10 11 12 13 14 15 16 1712549 14046 15664 17401 19300 20883 22475 24091 25708
11 12 13 14 15 16 17 18 19
12700 14241 15894 17699 19656 21296 22965 24662 26361
12690 14230 15895 17685 19641 21281 22951 24627 26349
12680 14218 15883 17672 19628 21249 22918 24616 26317
12670 14219 15871 17659 19615 21237 22908 24585 26287
12671 14208 15859 17648 19587 21228 22879 24557 26237
12661 14198 15849 17622 19578 21201 22853 24511 26215
12651 14189 15826 17614 19553 21177 22810 24490 26173
12643 14180 15818 17591 19531 21137 22770 24428 26110
12635 14160 15797 17571 19494 21100 22733 24392 26051
12618 14142 15779 17537 19459 21065 22678 24336 25997
12601 14112 15748 17490 19410 21014 22626 24264 25902
12574 14085 15705 17460 19362 20947 22558 24174 25813
12549 14046 15664 17401 19300 20883 22475 24091 25708
12503 14009 15610 17344 19223 20786 22376 23970 25587
12469 13960 15544 17274 19150 20694 22262 23833 25426
12414 13899 15480 17191 19046 20587 22134 23682 25249
12359 13828 15390 17080 18930 20448 21971 23515 25056
12295 13747 15303 16973 18800 20296 21794 23311 24824
12210 13655 15191 16854 18640 20130 21602 23093 24576
12127 13553 15068 16708 18485 19931 21376 22836 24311
12035 13442 14935 16551 18283 19720 21135 22564 23980
11923 13308 14777 16365 18085 19474 20858 22252 23632
11802 13164 14608 16152 17839 19195 20544 21901 23260
11661 12998 14414 15927 17579 18902 20214 21527 22844
11499 12809 14194 15673 17287 18573 19841 21111 22358
11329 12596 13948 15390 16962 18204 19428 20653 21855
11125 12373 13675 15076 16599 17797 18975 20130 21257
10901 12113 13375 14728 16201 17353 18462 19543 20590
10654 11827 13043 14365 15769 16852 17888 18889 19850
10384 11513 12697 13936 15283 16294 17251 18167 19006
10101 11173 12308 13477 14725 15657 16527 17322 18088
9795 10807 11875 12969 14132 14959 15711 16431 17064
9453 10401 11384 12395 13444 14175 14852 15415 15870
9076 9957 10847 11752 12696 13329 13851 14264 14519
8653 9459 10249 11037 11869 12350 12723 12912
8194 8892 9571 10287 10940 11252 11406
7672 8266 8860 9409 9879 9978
7087 7598 8051 8394 8655
6463 6841 7103 7230
5761 5945 6004
4922 4915
3949
18 19 20 21 22 23 24 25 2627345 28975 30620 32247 33883 35492 37103 38674 40238
20 21 22 23 24 25 26 27 28
28106 29845 31601 33402 35155 36945 38741 40503 42263
28071 29812 31571 33344 35129 36889 38653 40418 42183
28039 29783 31544 33290 35045 36839 38607 40342 42114
28012 29731 31493 33240 34997 36763 38500 40277 42018
27963 29683 31446 33196 34925 36695 38439 40186 41897
27918 29639 31375 33127 34861 36603 38317 40071 41751
27876 29572 31311 33036 34774 36488 38208 39933 41620
27814 29511 31225 32954 34665 36385 38077 39771 41466
27731 29430 31147 32851 34568 36261 37960 39625 41289
27655 29357 31050 32729 34418 36116 37786 39420 41091
27586 29238 30935 32587 34281 35917 37591 39231 40830
27474 29129 30772 32426 34092 35732 37375 38983 40546
27345 28975 30620 32247 33883 35492 37103 38674 40238
27200 28804 30420 32049 33656 35233 36808 38381 39900
27012 28615 30204 31802 33376 34952 36492 38019 39495
26834 28410 29969 31536 33075 34615 36109 37632 39067
26614 28160 29686 31219 32721 34214 35701 37143 38577
26351 27864 29385 30881 32338 33824 35233 36674 38027
26071 27550 29034 30485 31932 33342 34746 36066 37374
25747 27188 28627 30066 31471 32839 34164 35439 36658
25405 26801 28197 29593 30922 32246 33525 34712 35878
25012 26393 27748 29070 30355 31597 32788 33922 34998
24598 25908 27218 28463 29664 30854 31951 33033 34012
24111 25376 26609 27804 28919 30014 31057 31999 32870
23606 24796 25950 27058 28078 29079 30023 30856 31559
23001 24140 25207 26188 27184 28048 28841 29504
22351 23374 24346 25263 26122 26873 27497
21596 22524 23398 24212 24920 25501
20733 21592 22329 22991 23527
19819 20512 21129 21584
18765 19307 19717
17562 17930
16164
27 28 29 30 31 32 3341786 43319 44747 46204 47545 48864 50158
29 30 31 32 33 34 35
44020 45772 47472 49161 50836 52446 54035
43947 45665 47375 49028 50666 52286 53886
43846 45530 47248 48912 50514 52145 53707
43718 45411 47095 48768 50382 51927 53499
43605 45307 46959 48598 50174 51729 53261
43466 45136 46797 48400 49987 51503 52993
43304 44940 46565 48177 49724 51248 52741
43118 44763 46353 47927 49482 50959 52405
42909 44518 46115 47651 49157 50638 52095
42676 44292 45852 47340 48852 50291 51655
42419 43998 45511 47002 48471 49870 51247
42139 43672 45187 46638 48069 49429 50712
41786 43319 44747 46204 47545 48864 50158
41405 42898 44332 45702 47003 48279 49474
41001 42410 43803 45132 46390 47621 48730
40490 41857 43209 44494 45705 46851 47920
39960 41286 42547 43735 44910 45959 46980
39324 40604 41768 42917 43996 44995 45846
38623 39807 40979 42034 43011 43841
37857 38952 40028 40978 41839
36988 38034 38957 39791
36011 36903 37758
34873 35694
33609
2561364447265879708183349647
1105312549140461566417401193002088322475240912570827345289753062032247338833549237103386744023841786433194474746204475454886450158
Loyalty 1 0 Name Thomas AssumedLoyalty additionManual Auto Age 30 50 50
Name Thomas Term 20 AssumedLoyalty addition in risk coverTerm fill Age fill Basic mly 1000 Return of premium in risk cover
10 12 30 Age 30 *Loyalty ad*Loyalty addition rate shown is just an assumed rate based on the past experience on other plans and is not guaranteed.11 13 Term 20 Maximum risk cover 75164012 14 Basic mly 100013 15 1 Accident B 1 114 16 015 17 Yearly 12010 11760 1201016 18 Hly 6065 5940 606517 19 Qly 3063 3000 306318 20 SSS 1021 1000 102119 2120 22 Risk SA 25000021 23 BMSA 2734522 24 Maturity SA 27345023 25 Assumed loyalty rate 1000 100024 26 Assumed loyalty 27345025 27 Manual loyalty rate 1000 100026 28 Manual loyalty 27345027 29 Selected Loyalty 27345028 30 Maturity age 5029 3130 3231 3332 3433 3534 3635 37
383940414243444546474849505152535455
5657585960
AssumedLoyalty addition Version 2.5 Term rider 0 050 50 100000
AssumedLoyalty addition in risk cover 1 1Return of premium in risk cover 1 1
*Loyalty addition rate shown is just an assumed rate based on the past experience on other plans and is not guaranteed.1001640 BMSA MSA SV LA Manual LA
3 2561 25610 20488 0 04 3644 36440 32796 0 05 4726 47260 47260 0 06 5879 58790 58790 0 07 7081 70810 70810 0 08 8334 83340 83340 0 09 9647 96470 96470 0 0
10 45 10 11053 110530 110530 49739 11053011 45 11 12549 125490 125490 62118 12549012 45 12 14046 140460 140460 75848 14046013 45 13 15664 156640 156640 91634 15664014 45 14 17401 174010 174010 109626 17401015 45 15 19300 193000 193000 130275 19300016 50 16 20883 208830 208830 167064 20883017 50 17 22475 224750 224750 191038 22475018 50 18 24091 240910 240910 216819 24091019 50 19 25708 257080 257080 244226 25708020 50 20 27345 273450 273450 273450 27345021 55 21 28975 289750 289750 334661 28975022 55 22 30620 306200 306200 370502 30620023 55 23 32247 322470 322470 407925 32247024 55 24 33883 338830 338830 447256 33883025 55 25 35492 354920 354920 488015 35492026 60 26 37103 371030 371030 578807 37103027 60 27 38674 386740 386740 626519 38674028 60 28 40238 402380 402380 675998 40238029 60 29 41786 417860 417860 727076 41786030 60 30 43319 433190 433190 779742 43319031 65 31 44747 447470 447470 901652 44747032 65 32 46204 462040 462040 961043 46204033 65 33 47545 475450 475450 1019840 47545034 65 34 48864 488640 488640 1079894 48864035 65 35 50158 501580 501580 1141095 501580
Manual LA
Jeevan Saral(165-20) Version:2.5
Plan presentation specially customised for Thomas, aged 30 years.
Basic monthly premium considered is Rs.1000Minimum risk coverage available is Rs.250000 and maximum risk coverage is Rs.751640Accident cover increases from Rs.500000 to Rs.1001640 during the policy period.
Premium Maturity benefitYearly 12010 Maturity sum assured 273450Half yearly 6065 Assumed loyalty addition 273450Quarterly 3063 Total maturity benefit 546900Mly(SSS) 1021 Total premium paid 240200
*Loyalty addition at the rate of Rs. 1000 per 1000 maturity SA is shown just for illustration purpose
Jeevan Saral is a versatile plan from Life Insurance Corporation of India with features of conventional plans and flexibility of unit linked plans. It provides:
Higher insurance cover Smooth returns Flexibility and liquidity
You are provided the freedom to choose the premium you want to pay. Once premium is chosen Insurance coverage and the maturity benefit is derived from it.
Basic conditions
Minimum age at entry 12 years Minimum premium (Age 12 to 49)
Rs.250 per month
Maximum age at entry 60 years Minimum premium (Age 50 to 60)
Rs 400 per month
Minimum term 10 years Maximum premium No limit Maximum term 35 years Premium in multiples of Rs 50 per month
Salient Features Maturity benefits : Maturity Sum Assured (MSA) + Loyalty additions Death benefit: 250 times of the basic monthly premium + Return of premium paid (excluding 1st year premium) + Loyalty additions. Loyalty addition: will be declared after the policy has been in full force for at least 10 years. Auto cover: If the policy is in force for more than three years, the risk coverage will continue for another 12 months even if the premiums are not paid in that period. Surrender charge: No surrender charge will be deducted from policies surrendered after 5 years. Partial surrender: is available after 3 years and provides a smooth return on your needs.
Plan presentation from www.ourlic.blogspot.com
Jeevan Saral(165-20)
Year1 12010 0 0 0 250000 5000002 24020 0 0 0 262010 5120103 36030 25610 0 25610 274020 5240204 48040 36440 0 36440 286030 5360305 60050 47260 0 47260 298040 5480406 72060 58790 0 58790 310050 5600507 84070 70810 0 70810 322060 5720608 96080 83340 0 83340 334070 5840709 108090 96470 0 96470 346080 596080
10 120100 110530 110530 221060 468620 71862011 132110 125490 125490 250980 495590 74559012 144120 140460 140460 280920 522570 77257013 156130 156640 156640 313280 550760 80076014 168140 174010 174010 348020 580140 83014015 180150 193000 193000 386000 611140 86114016 192160 208830 208830 417660 638980 88898017 204170 224750 224750 449500 666910 91691018 216180 240910 240910 481820 695080 94508019 228190 257080 257080 514160 723260 97326020 240200 273450 273450 546900 751640 1001640
*Loyalty addition at the rate of Rs. 1000 per 1000 maturity SA is shown just for illustration purpose
Page 2
Premium Paid
Maturity SumAssured
Manual Loyalty*
Surrender Value
Normal coverage
Accident coverage
Plan presentation from www.ourlic.blogspot.com
