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ETERNAL BY ASHA

ndigarh 15 feb Kulbir Kalsi/ Model showcasing the exclusive latest collectionERNAL BY ASHAsha Kamal Modis Spring 2012 Ensemble Juhi Chawla for Art Karat

ellery From the jewellery makers, whose skilled craftsmanshiprned by the stars in Films like Devdas, Monsoon wedding, Zubeidaa

Kamasutra Comes yet another legacy of exquisite pieces.... Ondnesday, 15th February At Hotel Mountview, Sector 10, Chandigarh,.

ndigarh 15 feb Kulbir Kalsi/ Mr. Amit Kumar Ahuja,Area Sales Manager Bajaj Auto LtdM&KAWASAKI) and region top models on the Launch of KTM Duke 200 on Feb.

(Wednesday) at Sector 8C, ChandigarhM is Europes second largest motorcycle manufacturer. KTM debuts ina with its premium streetbike brand , the DUKE.

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318 NEW BRANCHES OF COMMERCIAL BANKS AND

REGIONAL RURAL BANKS HAVE BEEN OPENED IN UNJAB FROM JANUARY 2011 TO DECEMBER 2011. NO

BLOCK IN PUNJAB IS UNBANKED.

TOTAL DEPOSITS OF BANKS INCREASED BY ` 261CRORES SHOWING A GROWTH OF 17.86% FROM

JANUARY 2011 TO DECEMBER 2011.

- BANKS HAVE GIVEN LOANS OF RS.24603 CRORE INTHE STATE OF PUNAB SHOWING A GROWTH OF 23%

FROM JANUARY 2011 TO DECEMBER 2011.

ANDIGARH: FEBRUARY 15, 2012 Kulbir Kalsi/

The 119th

meeting of State Level Bankemmittee, Punjab was convened by Punjab National Bank, the lead bank for the statePunjab, at Chandigarh. Shri S.C. Agrawal, IAS, Chief Secretary, Punjab wasChief Guest of the meeting. Madam Usha Ananthasubramanian, Executive Director,

njab National Bank, presided over the meeting. Shri Jaspal Singh, IAS, Secretarypenditure), Revenue Deptt., Govt. of Punjab, Shri Sukhwinder Singh, PCS, Director,

&B, Govt. of Punjab, Shri Jasbir Singh, Regional Director, RBI, Chandigarh, Shri

. Bhatia, Field General Manager & Convener SLBC Punjab, Shri Krishan Jindal, Chief

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neral Manager, NABARD, Chandigarh, Shri Vinay Kumar, Field General, Chandigarh,i IS Phogat, General Manager, PNB, HO, New Delhi, Senior Officers of the Statevernment and Controlling Heads of the Banks operating in the state of Punjab wereong those who attended the meeting.While speaking from her Key note address onlusive growth through Financial Inclusion Plan (FIP), Madam Usha Ananthsubramanian,ecutive Director, Punjab National Bank & Chairperson SLBC meeting, said that

per recommendations of high level committee to review lead bank scheme underairmanship of Ms. Usha Thorat, Dy. Governor, RBI, banks are in process oflementing Financial Inclusion plan to provide banking outlets/services in the unbankedages having population of over 2000. The Reserve Bank of India and the Unionvernment are working closely to make banks push the agenda on inclusive growth bothnumber and spirit. Madam Ananthasubramanian informed that 1576 unbanked villagesing populations of over 2000 and more in the state have been allocated amongst the

ks on the basis of Service Area Approach. The banking services to 1301 suchntified villages have been provided by various banks up to January 2012. She urgedn the member banks to cover the remaining villages by March 2012. To facilitate theks in achieving the target of Financial Inclusion, she also referred to the directionshe Department of Financial Services, Ministry of Finance, Govt. of India to all theks that a brick & mortar branch be opened if the population of village in underked district more than 5000 and 10000 and above in other districts. At places

ere the opening of a conventional brick & mortar branch is presently not viable, inh districts, the bank may set up Ultra Small branches.

ile emphasizing for setting up of Rural Self Employment Training Institutes (RSETIs)he state of Punjab, Madam Ananthasubramanian said that SGSY is a major self-ployment programme implemented by Ministry of Rural Development and Banks aimingestablish a large number of micro enterprises in rural areas. The rural poor haveential & determination to come out of poverty but they require capacity building and

l up-gradation to ensure their sustainability. Looking into these aspects, it has beenided to establish RSETIs in all districts. She apprised the House with happiness

RSETIs have been established in 14 districts and further the land has beentted in 17 districts and remaining 3 districts, allotment of land is undersideration. Madam Ananthasubramanian asked the Department of Rural Development,vernment of Punjab to expedite the process of allocation of land in remaining districtshe State for construction of premises of RSETI by the concerned Lead Bank.Whileiewing the performance of banks under various key parameters in the State ofNJAB for the period from January 2011 to December, 2011, Madam

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anthasubramanian informed that banking system in the State has achieved all theional Goals except under DRI. Commercial Banks and RRBs have opened 318 newnches since January 2011, thus raising the total number of branches to 3964 as at12.2011 from 3646 branches as at 31.12.2010. No Block of PUNJAB is unbanked.e Banks in Punjab have installed 155 ATMs during the period ended Dec.2011 takingr tally to 1747 as at 31.12.2011.

e total deposits in Punjab have increased by ` 26167 crore from ` 146457 crore t624 crore thereby showing an increase of 18% during the review period. Total

vances during the period from January 2011 to December 2011 have increased by03crore i.e. from ` 106739 crore to ` 131342 crore registering a growth of 23%ing review period. She informed the house that the Banks in the State have achievedNational Goals in respect of Priority Sector, Agriculture Credit (Direct as well

irect) and lending to the Weaker Sector for the period ended DECEMBER1.Priority Sector Advances have increased from ` 54129 crore as at DECEMB0 to ` 63091 crore as at DECEMBER 2011 showing a growth of 17%. Agricultureances have increased from ` 26461 crore as at DECEMBER 2010 to ` 31935 cat DECEMBER 2011 recording a growth of 21%. Advances to Micro & Smallerprises have increased from Rs.19373 crore as at DECEMBER 2010 to ` 2re as at DECEMBER 2011 showing a growth of 14%. Madamanthasubramanian informed that as per the recommendations of Prime Ministers Task

ce on Micro, Small & Medium Enterprises (MSMEs) under Chairmanship of TKA Nair,banks are required to achieve year on year 20% growth in credit to Micro & Smallerprises & 10% Annual growth in number of Micro Enterprises accounts. Besides,ks are also required to ensure that 60% of MSE advances go to Micro Enterprises inhased manner i.e. 55% by March 2012 and 60% by March 2013. Madamanthasubramanian urged upon bankers to monitor the progress in providing credit to

vital sector so that the stipulated targets are achieved for the state as a

ole.Madam Ananthasubramanian informed that Weaker Sector Advances in the statee increased from ` 13172crore as at DECEMBER 2010 to ` 17317 crore as CEMBER 2011 thereby showing a growth of 31%. Overall advances to Minoritymmunities have registered an increase of ` 31 Crore from ` 350 Crore asCEMBER 2010 to ` 381 Crore as at DECEMBER 2011 witnessing a growth of 9%.vances to women beneficiaries witnessed an increase of ` 1807 Crore from `

re as at DECEMBER 2010 to Rs.8032 Crore as at DECEMBER 2011, thus showing

wth of 29% . DRI Advances have increased by ` 4.55 Crore i.e from ` 14 C

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at DECEMBER 2010 TO ` 18.55 Crore as at DECEMBER 2011 REGISTERING OWTH OF 55%.Madam Ananthasubramanian said that Micro financing has assumedater importance and the role of banks have become even more demanding. There isd to have close rapport with NGOs and other agencies including Social Welfareencies to help formation and linkage of SHGs. 26242 SHGs have been Saving Linked

17703 Credit-linked up to DECEMBER 2011 in the State.Earlier, while welcoming

participants, Mr.S.S.Bhatia, Field General Manager, Punjab informed the Housethe economic growth of the State is very fast. Mr. Bhatia said that this yearsd growth of agricultural yield will make the state economy more robust. He assuredState Government of pro-active support from the banking system to accelerate thenomy of the State on a faster pace.Shri S.C. Agrawal, IAS, Chief Secretary, Govt.

Punjab, Chief Guest of todays meeting

dian online shoppers projected to reach 38 million by 2015.

ndigarh, February 15, 2012: Kulbir Kalsi/ The wide spread penetration of mobileinternet and adequate disposable income has played a pivotal role

fueling multifold growth of eRetail industry in India. The buzzwordtail or ecommerce is catching up the fancies of users very fast in

II & Tier III cities. Besides, Metros, smaller cities includingndigarh, Ludhiana, Jalandhar, Asansol, Dibrugharh, Haldia, Lucknow,pur, Bareilly, Bhopal etc have recoded the maximum number of onlinesactions in last couple of months. One more reason behind thiswth is the consumption pattern in semi urban India is driven byng aspirational instincts, which is supported by their growing

uence.According to Mr. Gaurav Marya , who is organizing country s first

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tailing Congress, Retail is the second largest consumer e -commgory in India and has seen a rapid growth. The internet audience

grown 13 per cent from November 2010 and November 2011, whileil has gr own by 18 per cent during the same period. Earlier thene market in India had been skewed in favour of online travel,ch accounted for 76 per cent of the entire consumer e-commerceket in. However, the recent trend shows there are other categoriesch are also growing at a significant rate.

the past year, the increase in Internet sales was sharpest in the-travel category, which made shopping the second most popularne activity among Indians after emailing. Added Mr Maryaording to the study, there are 13.5 million shoppers ordering-travel products online compared with 8.6 million buyers of travelducts (train and air tickets) on the Internet. Growing acceptance

non-travel portals is a positive signal for eRetail industryority of the online trend (about 48 per cent), is fuelled by male

ging from 21 and 29 years, followed by 28 per cent of users betweenages of 31 and 39 years and 11 per cent between 40 and 49 years.per industry research figures, 60 % online users in India visited a

il site in November 2011, the number of active online shoppersected to reach 38 million by 2015. On average there is anement of 30% in online users on day to day basis.

ME on Evidence based management of common respiratoorders ldren on 18th and 19th February 2012

ndigarh, February 15, 2012: Kulbir Kalsi/ The department of Pediatrics is organizing aday scientific me

uding two workshops and a CME on the following day to discuss

idence based management of common respiratory disorders indren on 18th and 19th February 2012 at Advanced Pediatricstre, PGIMER. Respiratory disorders constitute the greatest burden

morbidity and mortality in children, especially under 5 years ofMedical science is advancing each day and in the present era keepinge with the growing medical literature for the clinicians is veryortant. Our decisions no longer can be based on just gut feelings

should be guided by sound scientific evidence available throughical research. Only then we can bring forth an effective andningful change in the health status of our populations. In this

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rd, it therefore important to hold regular scientific meetings toeminate among fellow clinicians and medical students the recentances in therapy and update them with latest medical evidence inport of the treatment choices we make for our patients. Thective of this CME is to discuss and update treating physiciansrding common respiratory diseases of childhood, which they

ounter in their daily practice.umonia and tuberculosis continue to remain common childhoodiratory disorders. Pneumonia is the leading cause of morbidity andtality in children below 5 years of age affecting millions ofdren each year in India. Low birth weight, malnutrition, lack ofst feeding, lack of measles vaccination, overcrowding, indoor airution( due to biomass fuel, tobacco smoke) are some of the riskors causing pneumonia. These continue to be unmet challenges among

significant proportion of people in India. Our objective throughCME is to update clinicians about recent advances in diagnosis

treatment of pneumonia in children. With the growing problem ofbiotic resistance globally and in India as well, it is prudent toe such scientific discussions to help select most appropriatebiotics for our patients based on evidence from the literature.a has one of the highest burden of tuberculosis in the world with

million new TB cases occurring annually, accounting for one-fifththe global TB burden. Tuberculosis in children is also a

ificant public health burden and reflects ongoing transmission of

rculosis in the community. Most children acquire tuberculosisause of contact with an adult patient who is a case of pulmonaryThe government of India through the Revised National Tuberculosis

trol Programme (RNTCP) is offering free diagnosis and free drugsTB control. These medications are to be taken under the direct

ervision of the DOT provider. The Directly Observed Treatment (DOT)ures that patients receive the right drugs, in right doses and for

right length of time. During the first two months all doses aren to the patient under direct supervision at the DOTS centre. For

subsequent months the patients are given weekly medications to benathome.India is also witnessing an epidemiological transition, wherein on oned we still have huge burden of infection related respiratoryical problems, but there is also now increase in non-infectiousiratory diseases like asthma. The prevalence rates of asthma inan children although is much less than that reported in thetern countries, but this medical condition is also growing. Thisd be attributed to lifestyle changes, environmental airution, cigarette smoking and genetic influences. Asthma is a

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rder affecting the airways wherein the airways get inflamed andow, producing difficulty in breathing, whistling sound from thest. These symptoms are not present all the time but occurodically, when we call asthma exacerbations or flare-ups in common

minology.In our country asthma in children is still under recognised and undernosed disorder. Also there are several myths regarding asthma in

country and this disorder is considered a social stigma by manynts. This results in delayed diagnosis, parents dont want to

ept this diagnosis for their child and so they tend to go from onesician to the other in the hope of alternate diagnosis. All thiscts early institution of treatment for the child. Asthma is arder that can be well controlled, if diagnosed early and inhalericines are started timely. The child can grow like any other normal

he/she can participate in normal daily activities, normal schoolormance and can also take up sports and other exercises. But manynts in India have misconceptions about inhaler medicines

ecially that it would be addictive for the child and he will neverable to get off these medicines. This results in delayed start of

ropriate management, non-compliance with drugs and consequentlyroperly controlled asthma for the child. Paediatricians need to bened how best to dispel these social myths about asthma and thereness about this disorder and its true nature in the generallicalsoshouldbeincreased.The guest speakers for this CME and workshop includesnentclinicians, academicians and researchers who have contributed

ificantly in the fields of childhood pneumonia, tuberculosis,ma and other respiratory disorders.

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OLLS-ROYCE MOTOR CARS APPOINTS AUTHORISEDEALER IN CHANDIGAR

dnesday 15 February 2012, Chandigarh Kulbir Kals-Royce Motor Cars appoints Select Cars Private Limited to

rate fourth new dealership in IndiaGhost Extended Wheelbase makes Chandigarh debut

s-Royce Motor Cars is delighted to announce the appointment of ath dealership in India. A new showroom in Chandigarh, due to openthe second quarter of 2012 will be operated by Select Cars Private

ited, the group behind Rolls-Royce Motor Cars New Delhi.opening of a dedicated showroom in Chandigarh demonstrates

s- Royce Motor Cars com mitment to sustainable growth in India.s is underpinned by the appointment of a dedicated Head of Newiness Development for the sub-continent and the recent announcement

a new dealership in Hyderabad. The Chandigarh dealership will joinmbai, New Delhi and Hyderabad as representatives for the reveredish automotive marque in India.l Harris, Rolls-Royce Motor Cars Regional Director, Asia Pacific: We have made no secret of our ambitions in India, a market with

century-old association with Rolls-Royce Motor Cars. Strategicallyhave identified Chandigarh as the perfect place to enter the next

se of expansion in India. We have already seen a healthy amount ofrest from Chandigarh based customers and I have every confidence

the potential of this highly important territory.added: The Rolls -Royce experience is one without peer. The

ting New Delhi team have demonstrated they are able to deliver theeptional purchasing and after sales standards our highly discerningomersexpect.Strategically, Chandigarh is the next logical step in Rolls -Rowth plans for India. Sustainable growth seen across a diverse mix

sectors, advanced infrastructure and position as capital for bothstates of Punjab and Haryana make it an ideal choice for the

th Rolls-Royce Motor Cars dealership in India.ur Kapur, CEO, Select Cars Private Limited: Expansion into thisortant new territory represents the next rational step for ours-Royce business. The investment we are putting into this venturea testament to the confidence we have in the brand and its

ntial in the greater Chandigarh area.fried Hasenoehrl, Head of New Business Development, India,Lanka and Bangladesh added: India is something of a se

itual home for the brand. The Indian business elite has embracedmarque as the Maharajas famously did in the early Twentieth

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tury. In pressing on with our programme of expansion we are addingremarkable new chapter to the already extraordinary story of

s- RoyceinIndia.Ghost Extended Wheelbase makes Chandigarh Debutannouncement ceremony coincided with the Chandigarh debut of the

h new Rolls-Royce model, Ghost Extended Wheelbase.ding on the enormous success of Ghost in India, the car combines

ment-leading cabin space with the driver dynamic that has endearedmany to Ghost. Rear-cabin passengers will have 170mm more room than

already ample space Ghost owners enjoy. A panoramic sunroof asdard bathes the cabin in natural light contributing to an ambience

exudes lavish comfort and serenity. Sumptuous lambs-wool carpetsmultimedia theatre-configuration, both as standard enhance the

er-luxurious feel of the car. Beautiful Malabar wood, indigenous toala in the South of India, is one of an array of ethically sourced,d built wood packages available.

award-winning Ghost has seen exceptional demand since its 2010

ch in India. Designed as a more informal Rolls-Royce, it hasoduced a new generation of customers to the brand, endeared by itsbination of drivability and hallmark Rolls-Royce exuberant luxury.

h the Indian customer at the forefront of the design teamsking, Ghost Extended Wheelbase simply takes the principle evenher. Customers who require slightly more rear-cabin space tosport families in uncompromising comfort are able to do so whilst

enjoying the peerless Ghost driving experience; in essence it is

erfectcarforalloccasions.EditorsNotes:The City Bea utiful, the fourth home for Rolls-ce Motor Cars in Indether a testament to the longevity of the marques relationship witha or the speed in which the region progressed followingpendence in 1947. Rolls- Royces presence in the sub -conti

dates the existence of Chandigarh by almost 50 years.bed The City Beautiful, Chandigarhs open gardens and array of dings by famed architect La Corbusier create the perfectosphere and aesthetic for the worlds finest super -luxury m.Strategically a move to Chandigarh in partnership with Selectorcars New Delhi represents the next logical step in Rolls-Royceor Cars plans for growth in India.

highest city on the Human Development Index (HDI) in India alsosts one of the finest infrastructure and road networks and thehest car ownership per capita.

position as a centre for academic and business excellence,ecially in the fields of Science, Commerce and Engineering are themarks of a city that will continue to grow and prosper

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ainably.HistoricalContext....When Rolls-Royce Motor Cars re-entered the Indian market005aftera 50 year absence the feeling was more akin to a homecoming than thetroduction of a branda has left an indelible print on the character of the company. The

nd conveyances of the Maharajas, customized to meet their everyre proving an inspiration for the peerless work of todays Bespokeartment at the Home of Rolls-Royce in Goodwood, England.

the 40 years from 1907 to independence in 1947 it is believed thata was the final destination for as many as 1,000 Rolls-Royce motor. Many survive to this day, standing as monuments to the

elenting strive for perfection and quality that informs everythingcompany aims to achieve as set out by founders Charles Rolls and

HenryRoyce.This special relationship extends to the very essence of what as-Royce is with the challenging Indian terrain acting as theect proving ground for the early 40/50hp models.

me historians even go so far as to credit the famous trial embarked

n by what would become The Pearl of the East, a gruelling 620e trial spread over six mountain passes, as the solidification of

burgeoning marques reputation for reliability.ythdebunked?The legendary excesses of the Maharajas play an enormous role inemporary interpretations of Rolls- Royces history in India. Many

e since been dismissed as hyperbole or half-truths distorted as thes have gone by. However, one story, attributed to the enigmaticpinder Singh, Maharaja of Patiala seems to hold more staying power

most.Though tales of forty-four custom built Rolls-Royces once adorning hisge may not be too far from the mark. The famous story thatowing unfavourable treatment from a salesperson at thes-Royce showroom in London, the Maharaja ordered several motor

for use as garbage trucks has never been proven and is almostainly untrue.

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