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Make No Payments FOR 90 DAYS On Auto Loans! · Kayla Mussman Elias Sanchez Raul Perez Jose Leal...

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April - June 2020 ST MEMBERS FIRST CREDIT UNION Make No Payments FOR 90 DAYS On Auto Loans! All loans subject to usual credit standards. See a loan officer or visit our Current promotions page @ www.m1st.org for complete details. This Promotion will end April 30,2020! Apply Online, In person, or over the PHONE! Now offering an extra Ski p A Pa y for free! We know difficult times are ahead of us. So Members First wants to help any way we can. We’re offering an extra Skip a Pay for free! Visit our website at www.m1st.org and click on the Skip a Pay Ad on our Homepage. If your having trouble making your loan payments, give us a call to see if we can help. 361-991-6178 Opt. 2 for Auto Loans or Opt. 8 for Home Loans. If using a Skip a Pay, interest will continue to accrue during deferral period. $1000 For 1000 Likes! Like our page on Facebook and earn an entry to win 1 of 2 $500.00 Visa Gift Cards! WE’RE GIVING AWAY $1000.00 IN PRIZES! Share with your friends so we can reach 1000 likes! Visit our Current Promotions page to see Official Rules for this promotion. Don’t worry if you’ve already liked our page, your like will already be included!
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Page 1: Make No Payments FOR 90 DAYS On Auto Loans! · Kayla Mussman Elias Sanchez Raul Perez Jose Leal Henry Pena Aurora Hooks Allyson Vestal Melody Perez Shanell Guillory Mary Bluhm Sergia

April - June 2020ST

MEMBERS FIRSTCREDIT UNION

Make No Payments FOR 90 DAYS On Auto Loans!

All loans subject to usual credit standards. See a loan officer or visit our Current promotions page @ www.m1st.org for complete details.This Promotion will end April 30,2020! Apply Online, In person, or over the PHONE!

Now offering an extra Skip A Pay for free!

We know di�cult times are ahead of us. So Members First wants to help any way we can. We’re o�ering an extra Skip a Pay for free! Visit our website at

www.m1st.org and click on the Skip a Pay Ad on our Homepage.If your having trouble making your loan payments, give us a call to see if we

can help. 361-991-6178 Opt. 2 for Auto Loans or Opt. 8 for Home Loans. If using a Skip a Pay, interest will continue to accrue during deferral period.

$1000 For 1000 Likes! Like our page on Facebook and earn an entry to win 1 of 2 $500.00 Visa Gift Cards!

WE’RE GIVING AWAY $1000.00 IN PRIZES!

Share with your friends so we can reach 1000 likes!Visit our Current Promotions page to see Official Rules for this promotion.

Don’t worry if you’ve already liked our page, your like will already be included!

Page 2: Make No Payments FOR 90 DAYS On Auto Loans! · Kayla Mussman Elias Sanchez Raul Perez Jose Leal Henry Pena Aurora Hooks Allyson Vestal Melody Perez Shanell Guillory Mary Bluhm Sergia

Are you looking to purchase a new home or re�nance your current home? Do you need a Home Equity Loan to make home improvements, consolidate debt, or go on your dream vacation? �en make Members First your Mortgage lender! You can apply in person, over the phone or online anytime! Contact our Mortgage Department for details today!

All loans subject to usual credit standards. M1st is an Equal Housing Lender

81st ANNUAL MEETING

ATM/Check Card Security

Members First held it’s 81st annual meeting on Tuesday February 25, 2020. Approximately 40 members attended the business meeting. The Annual Report is now posted Online.

The following information is a list of safety precautions regarding the use of Automated Teller Machines (ATM’s) and Night Deposit Facilities.

Be aware of your surroundings, particularly at night. Consider having someone accompany you when the ATM or night deposit facility is used after dark. If another person is uncomfortably close to you at the time of your transaction, ask the person to step back before you complete your transaction. Do not write your personal Identification number (PIN) or code on your ATM/Debit card or where it could be obtained along with your card.

Refrain from displaying your cash at the ATM or night deposit facility. As soon as your transaction is com-pleted, place your money in your purse or wallet. Count the cash after you are in the safety of your car or home. If you notice anything suspicious at the ATM or Night Drop, consider using another ATM or Night Drop or come back a different time. If you are in the middle of a transaction and you notice something suspicious, cancel the transaction; take your card or deposit envelope and leave. If you are followed after making a transaction, go to the nearest public area where people are located. Report all crimes to law enforcement officials immediately.

Call 361-991-6178 opt. 8 or

Shopping For a New Home Loan?

EQUAL HOUSINGLENDER

Apply @ www.m1st.org

Page 3: Make No Payments FOR 90 DAYS On Auto Loans! · Kayla Mussman Elias Sanchez Raul Perez Jose Leal Henry Pena Aurora Hooks Allyson Vestal Melody Perez Shanell Guillory Mary Bluhm Sergia

It is the policy of Members First Credit Union to review and update our account records periodically. Our records show that we are holding unclaimed funds that may belong to members named below. When an account has no activity for three years, and contact has not been made with the member within past year, it is considered to be a dormant account. These accounts have attained dormancy status. Under Texas state law, we are required to deliver these funds to the Texas Comp-troller of Public Accounts, on or before July 1, 2020 if the funds are not claimed. If your name or the name of someone you know is listed below, please contact the Member Service Dept. by June 10, 2020 at (361) 991-6178 or 1-800-242-3037 to prevent remittance of your account to the state. Ronna ColemanMary HuffmanJenna StuesserJoseph JaklSandra HoweDanny MillsJack LewisLucy EvansTyler ParkerNina FieldsJuanita AlvaradoJames CrawfordJuan RodriguezDonald TymrakMary ThompsonJames ReederAlfonso GarciaMargaret BoermSylvia MartinezGlenn FordElsa RhyneConnie NavarroCaroleta SmithDouglas GrahamMary BarrientezMildred SpearsDaniel GarciaRichard KeatingSantiago AbregoMargarita MauricioJeff LoftinCharles TuckerFrank ManzanoStuart KeeneManuel AguilarLinda HermesRamiro LermaRigoberto MartinezPaula BernyGlenn HannahMark VickersKelsey BotelhoDonald FretwellJesus GuajardoLillian MarquezScot RitcheyJason HernandezRhonda ZamoraVirginia RomeroAngela HarrisonCaroleta SmithCarson SmithMaria ChavezChase EllerbeeLisa LandRita AguilarCeleste MoralesMaria Sanchez DeRamirez

Dormant Account Notice

Cody SmithRosario NaranjoAmelia MataScot RitcheyJanis WestmolandZonia VeselySarah RowleyMichael RowleyKristy GaulinRobert NavarroJanis BrooksMaria AguilarTracie HuntAndre FelanMyles FayGarry SchneiderJuan MartinezElena SalasSharon PeckCarolyn GeorgeBillijo KernLuis LugoAustin MorinCharles BreelingErica EdwardsSarah HernandezManuel LaraArlene HallerJohn SanchezYvonne VillarrealWalter WhatleyTomas VelazquezManuel AguilarAlejandro VelaJohnie EthridgeElizabeth IbarraTravis JohnsonAmbrose GonzalezEli SolizFred AlexanderMiguel DelossantosHomer SolizRichard RodriguezJohn BevlyChristopher CulbertsonPedro MartinezJohn UtleyPaul WintonJohn PortalesCameron EllerbeeMiroslav PuldaKayla NaylorRaul GonzalesEleana RomeroMaria EbersoleEsther CanalesHailey CantuEmmanuel BuenrostroEzra Garcia-Oleniczak

Carlos LopezPatty HarperVeronica SilvasNoemi MenchacaScot RitcheyBrenda MuesselMyrissa GarciaJason BootheLarry MartinezJanis WestmolandTroy LancasterConsuelo HernandezDavid GardnerJaime MartinezJulia WijsmanOrufemi UzuafaPaul GonzalesChristi AllenJeffery JusticeThomas VelazquezArmani BrooksJames PerezMary TorresJohn TorresAlbert GarzaCobie MorrisElizabeth PeralesChris VillarrealAurora CantuElizabeth LongoriaNoe MorenoTeodoro DominguezHossein KhosrowsalafiBrian RayCarlos CavazosNedia De Lua-ruizMary RonjeMary DeleonBecky KitchenWilliam DornfeldBradley LloydThomas FallonEdwin GossettLori ColeLinda FloresMaria StumpKaterina GuerreroBetty ThomasSandra ParkerJuanita BetancourtClarissa LopezCody ClavetteAntonio DelvalleDianna JuarezApolinar CastanedaAgustin FloresJohn Saavedra

Jeffrey CantuBetty HooperDianna JuarezMark Del BosqueMarcos ItaLexi SaenzLeticia HernandezEduardo SalasBrandon FlemingRoberto CastroKassidy MelendezJacob SimmonsTimothy AlonzoPriscilla HarveyJaime RonquilloRandy AndersonDavid DelangelJoshua OrsakMichelle CisnerosMalarie MartinezKaren DanielsOrlando SolizManuel AguilarJoanne OpenaMelissa MaloneIsis AsevedoTaylor WymerAmber EnciniaRosalinda MaganaKelly CreelFrancisco LermaVicki DonerScott ComstockKloe TorresJacob RailsbackCharles MarthJoann NesiamaRonald FosterAshley FosterStewart KeeneEmma TorresRicardo LadiaoMayra SalasIrma ReynaAmalia GarciaNati ChavarriaMark FuentesMarshawn HerronChristopher ArchibaldJames MaddoxChris De La FuenteRodolfo PalomoRolando GarciaGayle DoraineLuis MoralesJose Lozano

Jeffrey LuggRichard AguirreJames BurlesonJordan TruaxUnique StylesWayne ColemanGerardo ZamoraMaria GonzalesChelsea JonesPedro BuenrostroBenjamin HernandezVirginia ChenaultIsaac DepriestJohnny RodriguezJonathan JacksonKelly SparksHarvey AnzalduaPaul AlanizCynthia MaldonadoAngela GarciaManuel GarciaRandy AndersonSarita GarzaJose EsparzaTracy WaltersSergio SolorzanoRosalinda MaganaPeter MatlDenise Hutchinson-BellHiginio FloresJacob GonzalezJaime SanchezEstella DooleyJoyce TrevinoCarl BellOmolara UzuafaBabatunde UzuafaRichard RodriguezIyabo UzuafaSugar SocialElliot ShullAnthony KingJorge VelasquezStefan RichterGabriel GarciaBlanca Moreno-navaOlga MarquezRobert GarciaPedro CavazosBrandon KellerShawn FuentesZackary RendonJamie ArsuagaJessica BeaudoinAdrian MartinezMarcos MartinezArturo Hernandez

Lisa MarquezSteven GuzmanKayla MussmanElias SanchezRaul PerezJose LealHenry PenaAurora HooksAllyson VestalMelody PerezShanell GuilloryMary BluhmSergia UrestiSylvia CantuArmando MartinezOdell BarkerDerrick SmithCesar WitradoShawn LalondeRobert CastilloJustino RinconMiguel LugoIrma CisnerosBridgett BrumbaughRoberto LopezElida GonzalesMario BenitezErnesto MartinezJessa RodriguezMatthew OrtaRichard GomezAlyssa SilvasShayna LinscombDora TrevinoRon MayordomoJohnny HinojosaMichael KetchumJoseph PuentesAnthony JohnsonDiana WaelDanielle CarpentierMistyann GarzaXanadu TijerinaErica WebbKimberly WellsBarbara MartinEdggar MorenoKimberly PollardBetty MorenoArturo GomezLydia KazmaierSarah RodriguezNancy SowardRicardo Diaz

Jose LealJustine LongMonica RojasMelanie BassMatthew BlancoMadison FigueroaMelba BazanMaria Garza-gutierrezParker KirksmithMiguel RuizIsabella SanchezJemma ShumakeAlejandro NoyolaDalton BrickerIsaac HernandezYuma MartinezAlayah AguilarMickel CarrMaria GomezKashmir RizoOriaha TranthamKastle TranthamRocky CanalesMaria PuigRonet MunozTravis HodgeKasey NietoDebra ParrChesney BaileyDestiny BlancoRichard MuellerFit Body FitnessStephanie RodriguezPaul AlemanDanielle RameyCesario MedinaAdam WoodrumLogan RackleyFord ChamberlainCeleste CantuRuben CastilloCarly Dakota NunezCamila Dakota NunezChelsea Dakota NunezDerek VasquezCarlosNietoGuadalupe HarveyJewel DelunaNatasha ColeMichael EgliRichard King High School 1975 Class Sean StewardBrian DuenesRosario BarrientesPalmas Transportation LLC Claudio GonzalesKaren Ortega-dominguezJosefina IsaisVictor's Home Solutions PatriciaHorton

Page 4: Make No Payments FOR 90 DAYS On Auto Loans! · Kayla Mussman Elias Sanchez Raul Perez Jose Leal Henry Pena Aurora Hooks Allyson Vestal Melody Perez Shanell Guillory Mary Bluhm Sergia

Credit Union documents available for review are our most recent statement of financial condition, annual audit summary, IRS form

990, and credit union bylaws.

Please visit us Online at www.m1st.org to see our current vehicles for sale. Our website will show you the make, model, year,

mileage and price. It also has pictures of the vehicles side and front. If you like it, you can now apply with our

simple Online application!

If you need further information about our vehicles for sale that’s not listed on the website, call our

Collections Department at 361-986-6604.

Greg Fair - CEOWanda Muessel - COO

Rachael Storr - Marketing DirectorAdriana Crisp - HR/Office

Debbie Garza - Mortgage Loans Eric Flores - Consumer Loans

Vanessa Vera - Collections Paul Besse - Accounting

Brenda Collins - Harlingen Blake Kemmis - IT

Belinda Reeves - Member Services& Financial Services

BOARD OF DIRECTORS

MANAGEMENT

HOLIDAY SCHEDULE

VEHICLES FOR SALE

Main Branch 5444 S Staples St.

Corpus Christi, TX. 78411Ph: 361-991-6178Fax: 361-993-1704

[email protected]

SPID Branch 1430 SPID

Corpus Christi, TX. 78416Ph: 361-991-6178Fax: 361-882-4060

[email protected]

Lobby Hours: Monday - Friday 9 AM - 5 PM

Saturday 9 AM - 1 PMDrive Thur Hours:

Monday - Friday 7:30 AM - 6 PMSaturday 9 AM - 1 PM

Violet Branch 11166 Up River Rd.

Corpus Christi, TX. 78410Ph: 361-991-6178Fax: [email protected]

Harlingen Branch 722 S Loop 499

Harlingen, TX. 78550Ph: 956-428-8711Fax: 956-428-3520

[email protected]

Toll Free Phone: 1-800-242-3037

OFFICE LOCATIONS

OFFICE HOURS

Sabra Morlan - ChairmanYolanda Lozano - Vice Chairman

Roman Almaguer - TreasurerSamuel Shores - Director

Manuel Esquivel lll - DirectorHector Garcia - DirectorMark Kulwicki - Director

Members First will be closed the following holidays:

Memorial Day Monday May 25, 2020

Rate determined by Credit rating, amount financed, and term of the loan. Rates are as of March 31, 2020 but subject to change without notice. Rate discounts are available. All

loans subject to usual credit standards.

Rates for Share Savings and Kids Klub are set at the end of each quarter for the previous quarter. The rates stated are for the quarter ending March 31, 2020 All other rates are subject to change at any time. Contact Financial Services at 361-991-6178 for most up-to-date rates and for information about fees and other conditions

which could change the dividends/interest on these accounts.

LOAN TYPE APRNew/Used Vehicles 2.55% - 12.55%Other Secured 4.15% - 12.65%Personal 8.90% - 17.90% Credit Cards 9.90% - 17.90%Unimproved Property 5.95% - 8.95%First Mortgage 3.45% - 9.95%Home Equity 3.65% - 9.65%Share Secured 3.75% - 4.25%CD Secured CD Rate + 2.00%

LOAN RATESShare Accounts APYShare Savings 0.25%Kids Klub 0.25%Money Market 0.501% - 0.602% CD’S Set DailyIRA Savings 1.00% - 1.005%

DEPOSIT RATES


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