Bui lding a Portfolio

May 3, 2013

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Building my portfolio of ...long-term savings

1. Formulating the Long-range goals of the client.

2. Portfolio design: where to find 15% growth per year. Where will i invest my

money, in search of growth stories?

My five-year plan: ________________

My ten-year plan: _________________

How much, would i like to

have, by retirement age?

.......

How much is tuition per

year. __ House payments?

How much, per month?

Approximately ....:

________

Bui lding a Portfolio

May 3, 2013

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3. Where am i likely to find 15% - 25% annual growth in retirement assets:

a. Asia b. Europe c. Africa d. North America e. South America

4. Which method suits me? Encircle your choice—what fits your personality.

a. Yes, this is for me. I

can do this, easily.

b. Oh, no...Will i have

the discipline...?

Active ?

or

Passive?

*Either one is good..

Encircle the likely options. Start a

personal study program to find out the

growth potential for these economies &

stock markets. Choose from below:

Bui lding a Portfolio

May 3, 2013

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5. What percentage for mutual funds, what percentage for my selections.

6. what is my objective : volatile capital gain, or stable cash dividends?

How much of my money can

be invested LONG-TERM, >

ten years?

_______%

Short-term: money that is

needed for use ....

in One year’s time: ___

in Two years’ time: ___

in Five years’ time: ___

If i have a strong hunch on a stock, i buy it directly. If i have no particular

preference, i park the funds in a mutual fund. Let them figure out, what is the

best buy, for the day / week / month.

Either way, it requires the

sacrifice of “NOT

Spending”...

Bui lding a Portfolio

May 3, 2013

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7. yes, i want to be informed about the porfolio management. But am i

determined to retain “control”? it may mean, micro-management.

a. I am a control freak. I must micro-manage my portfolio.

b. I don’t know surgery. I will select a skilled, trusted, surgeon. I will let him do his work.

8. Can i trust the mutual fund, to know how to do this: selling the expensive

stocks, and transferring the money to the less expensive stocks? Yes or No.

I will place _____ percent, in

stocks that grow fast.

I will place _____ percent, in

stocks that pay 3% to 8%

cash dividends.

Can i subcontract

this task, to a

mutual fund?

Bui lding a Portfolio

May 3, 2013

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9. Encircle the result you want, at retirement age.

10. What are the good sectors for investment.

Place a check mark, if you agree with the percent allocation.

If you happen to disagree with my percent allocation, please cross out the

item or the percent numner, and write out a new answer...

Exercise : encircle the end result, that you want.

what you save percent % 10 20 30 yearsthis year >> Amount 10 31 81 209 THOUSAND

1000 /MONTH 12 15 49 196 795 THOUSAND

'000 20 74 460 2,849 THOUSAND

percent % 10 20 30 yearsAmount 12 373 1,158 3,595 THOUSAND

10k/MONTH 120 18 628 3,287 17,204 THOUSAND

'000 24 1,031 8,864 76,178 THOUSAND

percent % 10 20 30 yearsAmount 12 745 2,315 7,190 THOUSAND

20k/MONTH 240 18 1,256 6,574 34,409 THOUSAND

'000 24 2,063 17,727 152,357 THOUSAND

Bui lding a Portfolio

May 3, 2013

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11. When i am ready to invest abroad, how much would i place in these

stocks? If you agree with the percent allocation, place a check mark. If not,

cross out the item or the percent number, and write a better item or number.

USA stocks, 15

PhiL stocks, 25

Singapore, 15

Malaysia, 15

Thailand, 15

Indo, 15

Bui lding a Portfolio

May 3, 2013

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12. How about owning some businesses in the other side of the globe. If you

agree with the percent allocation, place a check mark. If not, cross out the

item or the percent number, and write a better item or a different number.