MEET TODAY’S

IMAGING & PAYMENTS PROCESSING

- Steve Jobs

Innovation distinguishes

between a leader and a

follower.

“

”

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INTRODUCING PROFITSTARS®

A leader in software, solutions, and technology innovation. Unmatched

in the market for our expertise, support, and customer service, we

meet you at the cross-section of your business challenges and your

technology needs with solutions that elevate your performance

and help you succeed. We power the performance of the

largest financial institutions in the world to the smallest community institutions,

in addition to a wide variety of businesses. As a diverse, global division of

Jack Henry & Associates, we combine a solid technology background with

the latest breakthroughs in five performance-boosting solution categories –

n Financial Performance Solutions

n Retail Delivery Solutions

n Imaging & Payments Processing Solutions

n Information Security & Risk Management Solutions

n Online & Mobile Solutions

IMAGING & PAYMENTS PROCESSING

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I AM PROFITSTARS. Here to serve you with the latest subject matter expertise and solutions that

have been crafted to power your performance. I am inquisitive, passionate,

and an innovator – constantly searching for the answers to your business

challenges. I am here to educate, inform, and enable business efficiencies.

I am nimble and configurable. Able to work with the largest financial

institutions in the world as well as the smallest community institutions

and small to mid-size businesses. Sitting at the cross-section of operations,

people, and technology, I help boost productivity, maximize ROI, and

ensure consistency. I am your performance optimizer. Your power player.

Your not-so-secret key to success.

When you want to take the guessing game out of budgets, loans, profit margins, asset-based lending and cash flow options, customer relationships, and more, this powerful lineup keeps you performing at the highest levels.

FINANCIAL PERFORMANCE

Asset Liabi l ity Management (ALM), Budgeting & Financial Reporting

PROFITstar® ALM Budgeting™ – Asset/Liability management and budgeting system that provides a strategic approach to budgeting; comprehensive balance sheet management, liquidity planning, interest rate risk analysis, and board reporting

PROFITstar® Budget™ – Budgeting, forecasting, and financial reporting system for centralized or decentralized budgeting

PROFITstar® ALM Reporting Service™ – Outsourced Asset/Liability management and financial reporting services

CUPRO® ALM™ – In-house system for small credit unions providing budgeting capabilities, interest rate risk analysis, reporting, and graphics

Business Profitabi l ity & Reporting

Optimizer™ – Comprehensive Performance Suite portal that connects key performance information and brings the best ProfitStars financial management solutions together

Organizational PROFITability® Analysis System™ – Customized cost accounting system provides post-allocated financial results at the branch, department, and organization levels

Product PROFITability® Analysis System™ – Customized cost accounting system provides post-allocated financial results of products

PROFITability® Budget™ – Organizational profitability, budgeting, forecasting, and financial reporting system

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Business Profitabi l ity & Reporting (continued)

PROFITability® Reporting Service™ – Outsourced organizational and product profitability services

Relationship Profitability Management™ (RPM) – Enterprise-wide profitability solution that provides customer and relationship profitability measurement, performance measurement, and relationship pricing

RPM Reporting Service™ – Outsourced enterprise-wide profitability services

Commercial Lending Solutions

BusinessManager® – A safe and profitable working capital solution that assists with attracting new commercial businesses and generating fee income, complete with marketing expertise and backroom support

LendingNetwork® – Alternative financing for small businesses with unique borrowing needs that cannot be met by traditional financing offered by the bank

Customer Relationship Management

Synapsys® – Sales force automation solution

Loan & Deposit Pricing

Margin Maximizer Interactive™ (MMi) – Hosted loan and deposit net interest margin solution that helps banks increase net interest margin and grow at the same time. Hosted using Microsoft Windows Azure™

MaxConnect Interactive™ (MCi) – Greatly enhances the powerful capabilities of Margin Maximizer Interactive by transforming the hosted solution into an even more robust pricing, profitability, and relationship management product

Rate Sheets – A tool that helps banks and credit unions effectively set consumer loan and deposit pricing by determining the appropriate rate to meet the FI’s targeted return. When coupled with Rate Watch©, users can understand the competitive rate environment for their products

When it comes to offering the best products for your retail customers, we bring the latest innovations to your front door, including ATM management, telephone banking, custom forms and supplies, and more.

Comprehensive ATM Solutions

ATM Manager Pro® – Unique modular system allows ATM fleet owners to proactively manage their ATM channels in an automated centralized environment that integrates the management of assets and sites, cash, events, and financials

ImageCenter ATM Deposit Management™ – Assimilates advanced function ATMs into your organization with minimal disruption and integrates with the major ATM manufacturers while still supporting traditional envelope-based deposits

Forms & Supplies

ProfitStars® Direct™ – More than 4,000 mission-critical forms, supplies, and marketing materials that can be ordered online

Interactive Voice Response ( IVR)

TeleBank™ – Full-service voice response banking solution

RETAIL DELIVERY

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Convenient data capturing and archiving, plus smooth processing for checks, payment stubs, e-payments, and more. ProfitStars’ suite of imaging and payments processing solutions power incoming deposits, deliver time-saving organization, and help you stay ahead of the competition.

IMAGING & PAYMENTS PROCESSING

Alogent® Deposit Automation Solutions

Alogent® Back Counter™ – Processes transactions deferred through Front Counter and supports standalone branch back counter and regional capture

Alogent® Commercial Remote Deposit™ – In-house, full featured remote deposit solution for large depositors

Alogent® Enterprise Duplicate Detection™ – Real-time, duplicate item detection across multiple points of presentment

Alogent® Front Counter™ – Full featured teller image capture solution that scans and converts paper checks, deposit slips, and other items to electronic images upon receipt by the teller in the branch and automates manual processing tasks

Alogent® Image ATM™ – Image ATM processing solution that supports the ability to operate multi-vendor ATM networks and ensures consistent processing of deposits across all channels and solutions, including teller image capture

Alogent® Mobile Remote Deposit™ – In-house, remote deposit solution allowing deposits anytime and anywhere using a mobile smartphone

Alogent® Payments Gateway™ – Collection point for images and data received across the financial institution enterprise supports image-based processing and endpoint routing

Alogent Deposit Automation Solutions (continued)

Alogent® Payment Web Services™ – In-house, remote deposit solution supporting integration of commercial and retail remote deposit functionality into any online application

Alogent® Retail Remote Deposit™ – In-house, remote deposit solution for small and micro businesses as well as consumers

Correspondent Solutions

OnNet™ – Centralized, web-based management for payments, settlement, clearing, data workflow and communications between correspondent and respondent institutions and other endpoints

Synergy Enterprise Content Management™ (ECM)

Synergy – Modular ECM solution suite

Synergy Express™ – Outsourced enterprise content management solution

Enterprise Conversion Solutions™ (ECS)

ECS Digital Data Conversion™ – Image and data conversion solutions

ECS Web™ – Secure, outsourced storage of converted check image, document image and COLD report data in a completely web-based retrieval system

ECS Paper-to-Digital Conversion™ – Enterprise scanning solutions that reduce paper records and make researching a breeze

Enterprise Payment Solutions (EPS)

Enterprise Payment Solutions Platform™ – Total payments platform that accepts and generates a variety of payment types, and helps you successfully manage, monitor and grow your business to meet your immediate and long-term needs

ACH Client™ – Advanced web-based ACH solution that meets robust origination needs, supporting data entry and/or file transmission/conversion for all domestic and international types of ACH

ACH Manager™ – ACH processing solution for financial institutions that consolidates and simplifies processing of inbound and originated transactions while providing risk management, OFAC checking, reporting, and more

ACH Origination – Web-based ACH origination service that fully supports collections/payments for TEL, WEB, PPD, CCD and RCK transactions

Check Conversion Services – Electronic check processing and conversion for ARC, BOC and POP transactions

Customer Payment Portal™ (CPP) – Provides businesses with an online portal for accepting consumer donations and payments

IMAGING & PAYMENTS PROCESSING (CONTINUED)

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Enterprise Payment Solutions (EPS) (continued)

Hosted Pay Page™ (HPP) – Provides businesses with an easy link to a check out page for receiving payments via card and ACH

Remote Deposit Anywhere™ (RDA) – Mobile and flatbed remote deposit capture

Remote Deposit Complete™ (RDC) – Web-based remote deposit capture with ProfitStars proofing and balancing services

Remote Deposit Express™ (RDX) – Advanced web-based remote deposit capture that supports customer proofing and balancing

Remote Deposit Now™ (RDN) – Web-based remote deposit capture that supports customer proofing and balancing

Remote Deposit Scan™ (RDS) – Remote deposit capture that provides for merchant amount entry and correction

SmartSight® – EPS business intelligence dashboard and risk management tool that offers actionable insights and drill-down research capabilities

Image Solutions

CheckCollectPlus™ – Full-service, image-based solution for collecting returned check items on behalf of a bank’s commercial clients

Genesys Check Imaging Suite™ – Proof of deposit, remote, and branch capture systems

ImageCenter™ – Comprehensive image capture system electronically processes all types of transactions originating from multiple channels, including branches and ATMs, and primarily serves credit unions

Prepaid Card Solutions

Prepaid Cards™ – Comprehensive, cost-effective, turnkey solution in partnership with TransCard and MasterCard

RemitPlus® Solutions

RemitPlus®/Lockbox™ – In-house software that provides intuitive remittance and lockbox processing ranging from a single user scanning one check a day, to large lockboxes processing over 350,000 items a day with advanced features such as RemitWeb™, RemitCentral™, remote scanning, remote keying, workflow monitoring, forms processing, and electronic deposit

ProfitStars protects your organization from the latest threats and risks, both external and internal, while ensuring regulatory compliance, data security, and peace of mind for customers and executives.

INFORMATION SECURITY & RISK MANAGEMENT

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Business Continuity & Disaster Recovery

Centurion Business Continuity Planning™ – Enterprise-wide business continuity consulting

Centurion Disaster Recovery® – Disaster recovery services for core and complementary solutions

Centurion Emergency Notification™ – A reliable, automated incident notification solution

Centurion LiveVault™ – Real-time network data backup solution

Gladiator® Enterprise Information Security Services

Gladiator® Advanced Malware Protection™ – A cloud-based, cutting edge security monitoring layer to proactively defend against malware

Gladiator® Consulting Services™ – Information security and IT regulatory compliance consulting services that provide comprehensive information security assessments and proactive planning

Gladiator® CoreDEFENSE Managed Security Services™ – Around-the-clock management, correlation, and monitoring of multiple security layers designed specifically for financial institutions

Gladiator® Enterprise Security Monitoring™ (ESM) – A new security monitoring layer provides expert 24x7x365 monitoring of your Jack Henry core and host system to prevent outside hacker attempts as well as internal security breaches

Gladiator® eShield™ – Email filtering and encryption designed to protect both inbound and outbound email communications

Gladiator® IT Regulatory Compliance/Policy Products™ – Sound policy solutions and electronic security awareness training

Gladiator® Managed IT Services™ – Powerful monitoring and management of your financial institution’s mission-critical IT infrastructure by highly skilled engineers

Gladiator® NetTeller® Enterprise Security Monitoring™ – A fully-automated, real-time monitoring solution that provides an additional layer of security 24x7x365 to proactively protect banks and their retail and commercial customers from costly online fraud while also helping customers adhere to regulatory mandates

Gladiator® Network Services™

Gladiator® Unified Communications Services™ – Both in-house and hosted services provide a single converged network to support data, voice, and video traffic simultaneously

Gladiator® Enterprise Network Design, Implementation & Support Services™ – Local and wide area network services

Gladiator® Enterprise Virtualization Services™ – Server and desktop virtualization solutions

Regulatory Reporting

Annual Disclosure Statement Online™ – Automated annual disclosure statement and lobby notice generation

Basel II Pro™ – Simplified FFIEC 101 form submission

Branch Deposit Reporting Pro™ – Simplified summary of deposits form submission

Call Report Pro™ – Simplified Call Report form submission

DataLink CU™ – Map data extracted from the Symitar™ Episys® or Cruise® systems to line items in the National Credit Union Administration (NCUA) 5300 Call Report, for faster and easier quarterly report preparation

Fed-File Pro™ – Simplified FR Y-9SP, FR Y-11, and FR Y-11S form submission

Today’s customers are constantly connected and on the move. That’s why ProfitStars’ lineup provides you with unmatched tools for website design and hosting, mobile site conversion, online banking, and creative payment processing solutions.

ONLINE & MOBILE

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iPay Solutions™

Andiamo™ – FI-branded mobile banking and bill pay application for smartphones

BillSimple® – FI-branded electronic invoicing and receivables management tool

iPay Biz 2.0™ – Small business online bill payment suite

iPay OneClick™ – Fully integrated retail bill pay solution

TheWayiPay® – Person-to-person electronic payment solution

Internet Banking

TeleWeb™ – Feature-rich, secure online banking solution

Web Solutions

Website Design & Hosting™ – Comprehensive, specialized website design, content management, and hosting service for financial institutions

Mobile Website™ – Enables financial institutions to complement existing online and mobile banking solutions with websites designed distinctively for the mobile channel

Opening Act Express™ – A quick, easy, and automatic way to acquire new accounts, fund new accounts, and boost revenue while growing the financial institution’s customer/member base

Responsive Web Design – Adapts a single website to various devices, delivering a coherent vision across mobile, tablet, and desktop platforms

Website Security Services™ – A suite of information security services that protects the online security of financial institutions

IMAGING & PAYMENTS PROCESSING

Trusted by more than 11,000 clients worldwide and

ranked #1 in Remote Deposit Capture and #1 in

Branch Image Capture by Celent*, ProfitStars has

been recognized again and again for leadership and

innovation throughout the industry.

*Source: Celent “State of Remote Deposit Capture 2011” and Celent “Imaging in the Retail Channel 2011”

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THAT’S TODAY’S PROFITSTARS. Glad we’ve f inal ly met.

To get further acquainted, contact GetToKnowUs@profitstars.com or call 877.827.7101

IMAGING & PAYMENTS PROCESSING

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Read our blog:

Strategically SpeakingThe latest industry wisdom and fresh ideas brought to you by the thought leaders and experts at ProfitStars.

www.profitstars.com/strategicallyspeaking

IMAGING & PAYMENTS PROCESSING

© 2013. Jack Henry & Associates, Inc.® All rights reserved. ProfitStars is a registered trademark of Jack Henry & Associates, Inc.

Financial Performance | Retail Delivery | Imaging & Payments Processing Information Security & Risk Management | Online & Mobile

1025 Central Expressway South | Dallas, TX 75013

www.profitstars.com