NCB Business Online Banking

How to create a RTGS File

May 2019

About The RTGS File Converter

RTGS stands for Real Time Gross Settlement and facilitates the transfer of funds in the Jamaican Dollar currency to RTGS participants such as: The BOJ, Local Commercial Banks and Financial Institutions Used for the creation of text files for payment via RTGS Business Online.

Facilitates multiple payments to multiple participants.

This is an excel template which is part of a ‘ RTGS File Creation Folder’.

The RTGS File Creation Folder consists of two documents:

The File Creator

List of RTGS Participants entitled ‘Banks’

The File Creator MUST always be saved to and used from the ‘RTGS File Creation Folder’.

The List of RTGS Participants file which is entitled ‘Banks’ MUST not be deleted or amended. Both files MUST be kept within the ‘RTGS File Creation Folder’.

The ‘RTGS File Creation Folder’ will be made available to our customers via our website www.jncb.com

How to create a RTGS File

To add a transaction for payment click ‘Add Transaction’, enter the

transaction details and Click ‘Save’

Access the File Creator (excel file) from the ‘ACH File Creation Folder’. 1

Check to ensure that there are no transactions currently stored within the ACH

File Creator OR, if transactions are saved, ensure that these transactions are

valid. 2

3 Click ‘Clear Data’ to clear ‘ALL’ transactions from the File Creator; as needed

and then select ‘Add Transaction’ to enter the transaction details

4

Once all transactions are entered, select ‘Create ACH File’. An on screen

notification will be generated advising the total value of the file that will be

generated. Select ‘OK’ to confirm 5

You will now be required to ‘Name’ the file. Select ‘OK’ when complete. A

message will appear on screen advising that the file was successfully created 6

A text file will be generated to the ‘ACH File Creation Folder’. This file can be

opened and its content viewed; however we do not recommend that any

changes be made to the text file.

7

Text File Creation from File Converter

• . Access the File Creator (excel file) from the ‘RTGS File Creation

Folder’.

Check to ensure that there are no

transactions currently stored

within the RTGS File Creator OR,

if transactions are saved, ensure

that these transactions are valid.

Click ‘Clear Data’ to clear ‘ALL’

transactions from the File Creator;

as needed.

No changes should be made to

the File Creator as it relates to

deleting and amending of rows

and columns.

It is recommend that transactions

NOT be typed directly into the File

Creator to avoid errors.

To add a transaction for payment

click ‘Add Transaction’.

Text File Creation from File Converter

• . A transaction details page will populate on screen for the user to

enter the following information:

Target Bank

Target Branch

Transaction Amount

Beneficiary Name

Account Number

Remarks

The Transaction Remarks entered

will populate on the recipients

bank account.

Click ‘Save’ to enter the

transaction within the File Creator.

To add another transaction click

‘Add Transaction’, complete the

‘Transaction Details’ and ‘Save’.

Text File Creation from File Converter

• .

Once all transactions are entered,

select ‘Create Upload File’.

An on screen notification will be

generated advising the total value

of the file that will be generated.

Select ‘OK’ to confirm.

You will now be required to ‘Name’

the file. Select ‘OK’ when

complete.

Text File Creation from File Converter

• .

A message will appear on screen

advising that the file was

successfully created.

A text file will be generated to the

‘RTGS File Creation Folder’. This

file can be opened and its content

viewed; however we do not

recommend that any changes be

made to the text file. Simply

upload same to RTGS Business

Online as is.