+ All Categories
Home > Documents > OBLIGE CLUB MAGAZINE 오블리제 클럽 매거진€¦ · 얄팍하다고 생각하기...

OBLIGE CLUB MAGAZINE 오블리제 클럽 매거진€¦ · 얄팍하다고 생각하기...

Date post: 19-Oct-2020
Category:
Upload: others
View: 4 times
Download: 0 times
Share this document with a friend
52
미래에셋대우 VIP 고객을 위한 글로벌 자산 관리 매거진 오블리제 클럽 매거진 JUL-AUG 2018
Transcript

,
(Khongoliin Els).
, 6
‘ ’ .
‘ ’
46

70
II. ,
III.
,

Heritage
Futurology
Travel
Heyday
Recommend < >
Review , ,
< >
,
/
, TDF
46
50
54
58
62

WM NEWS


78
88
89
VIP
, ,
. , , () .
. ,
. (, AA/()/2017 5 12 ) ,
. ( CP) ,
. ,
, . : []
0.14%/ 0.49%, [] 0.25~0.45%, 0.5~1% ( )
. .
, .
.
(16.5% ) .
< > .
www.miraeassetdaewoo.com > > >
2 3O B L I G E C L U B
Special

.
.
.
(Homo Ludens) .

.
. ,
,
. < > ‘ - ’
.
.

.
.
. , ,
,
.
,
.
III.
.
17 .
‘’ 14

.

.
19
. ,
. ,
( )
,
. 19 ‘
’ . ,
Marius Petipa
.
.
, ,
.
,

.
.
.
.
( ) .
.
6 7O B L I G E C L U B

.
, ,
.
.

. 180
, .

.
,
.
.
,
. .
. , ,
.
.

.
, .


.
,
.

!

.

.
,
, .
.
,
.
,

14 ‘ ’
. ‘’ .
.
, .

.
8 9O B L I G E C L U B
. .

.
?
‘ ’ .
,
.
, , , ,
.

“21 ” ,
. .
.
‘non-verbal’ ,
.

, .
20
. ,

. ‘’
.
. 20 ‘ ’
,
.
<>,
< > .
20
,
.
,
,

. 21 .
|
, , , .
, . < 1, 2> .


.
.
<>

10 11O B L I G E C L U B
Special II

.

.

.
1 ,


.
.

,


.

.
. <La Perle> .
< Cirque du Soleil> Franco Dragone
. 2017 4
,
.
<> 1300 270
.
. 25m

.
, , ,
450 . , ,
. 90
.
<>
9 30/

, <> .
12 13O B L I G E C L U B
,
, , ,
1 .
.

.
<
Don Giovanni>. National Marionette Theatre 1991
3500 60
. .
1770
,
.

.
,

.
2~3 .
2019

16


1991
.
1 .
, , ,
.
2018 Beija-Flor
.

. 1930
,
.
,

.
12
Aquileia
.
, , , .
10
,
.
.
,
.
2
.
14
_
’ .

.

.
.
, , ,
, .
10 5~6
.
.

1939 . 1970
,
.
2012 principal
.
.
, 20
.
.
1990 ,
.
.

, 3
2015 .
, 2016

.
14 1661
. , 19
. , 1980
.
.
2011 .
‘’
.
.
.
<> .


:
16 17O B L I G E C L U B

Premium life
24 Heritage
28 Futurology
32 Travel
36 Heyday
38 Healthy Day ,
40 Recommend < >
42 Review , , < >
2018 600 .
,
.

.

1418 6 . 14
, .
8
. 1418
. 2018
600
.
<>, <>
, , ,
.
.
. 1430
17
.
.
. 30, 100
130 , 30
.


. ,

.
. 3
33 ,
.
1420( 2) 1456( 2)
36
.
. “
,
,

.
20 21O B L I G E C L U B
” <>
.

,
. ,

. <> “

, .

.’ ,
.
,
” .
,
.
.
,

,
.
. ‘
’,
.
,
.
1426( 8) 12
3
.
.
. ‘’ ,
‘’ 1507
‘’ .
,
.
, ‘
’ .
, , ,
.

. 50 ,
.
,
.
‘ ’
.
, .
_
.
, .
KBS1 TV < > KBS1 < > , EBS
. <>, < , >, <
>, < > .
22 23O B L I G E C L U B
Premium Life
.
,



()


.
, ,
. .
. ,
. ,
. .
.
, .
.
.
.
,
.
,
. ,
.

.

.
, , , .
.
.

.
.
.
. .
.
.


.
.
.

.
Heritage
24 25O B L I G E C L U B
.
. , ,
,
. .

.
.
.
table , .

.
.
.
.
, .
,
. .
, .
.
. ,
,
.

.
. .
. .
, .
.
.
.

. , ,
, .
,
. ,
. .
.
,
. ,
, .
.
.
.
.
.

, 2 , 4 .
,
.
.
.


.

.

.
.
_ | _ ,
. . <
>, < >, < >, < > .


.
26 27O B L I G E C L U B

.

,

.

bias . ,

. 2016 UC Jennifer Skeem
‘ ’

,
,


.

,
.

,
. 2012
We Robot
.
,

. ,
, .
2014
, Marek Rosa 1000



.
,
,
. decision
support system
,
.
Futurology
28 29O B L I G E C L U B
_ , IT

. . <
>,< >, < >
.
GoodAI
AI .
AI R&D GoodAI
, 20
.
1
Yoshua Bengio AIElement AI

.
AMAArtificial Moral Agent

.
.
ICML 2017 ‘Human in the Loop Machine
Learning’

,

. UC
Stuart Russell UC ,
2017 CHAICenter for Human-Compatible
Artificial Intelligence ,
.
. AI

PAIRPeople + AI Research
interpretability,
visualization .
, , , , IBM AI
,
Partnership on AI 2017
.


,
.

.
,

, , ,
.
.
,

.
,
,

.
.
,
.
.



.
30 31O B L I G E C L U B

. ,
,
Botany Bay
National Park .

1788

.

. 40 .

<
>
.

.
, ,

, ,
Bondi.

10km ,

( ‘
’ ).
,
Cambell Parade Bondi Icebergs

.


.
.
3
.

.
.
.
Travel
32 33O B L I G E C L U B
&
.

. 1957 20
1973
1923 8 3
8000 , 12000

1150m
.
16
.
,
.
38
Jørn Utzon

.
.
.
.
,

, .
3
( ,
).
6 , 10
.
,
,

_ | _ | _ (zeus.hanatour.com, 02-2127-1500)

.
.

.

!
1.1km ,


.

‘The Coat Hanger’
.

8 ,
, , ,
.

.
.

. ,
. 200

.
.

. 3 30 , 2 15 ,
59m
,

.
,
.
34 35O B L I G E C L U B
“, ”
.
.
, , .
, . ,
, .

.
. “ ” .

. ,
.
.
.
.
. .

.
, ,
.
.
_
.
.
< >, < > , < > .
Premium Life
“ . ”
. .
.
.
.
,
‘ ’
.
.
,
. ‘’.
. ,

.
()
. , .

. .
. .
.
.

, .
.
.
.
.

.
Heyday
36 37O B L I G E C L U B
Premium Life
.
.

.
. ‘’
.

.
,
, ,
. .
.
.
. <
> “ ”
.
, A, .
A 200
, .
<>
“ ” .

.
, ,
.
,
,
.
,
.
<> “ ” ,
, .

.
,
.
,
.
, .
,
. , B C,

. , ,
, .
.
,
.
.
.


_
16 , , . KBS
.
.
.

.
.
Healthy Day
38 39O B L I G E C L U B

.
. 2006 , ‘ ’
. 2011 <> 50
. <>, <>, < >, < >,
<>, <>, < >, <>, <>, <> .
Premium Life
.
.


” .
, ,
.

.
,
.


” .
,

.
.


.
,
.
. 20

‘ ’ .
.
.


. .
,
.

.
.
.

.


.
.
.
.
< >
. 14
< >
1936
. <
> 40 4000
.
. “

. 2018 .

. “
, , ,
?”
.
” .


.
.
.
. ”
. ,

.
.

.

.
.
.

.
.
.
Recommend
40 41O B L I G E C L U B
< >
< > (1 2) .
89 .

< >
.

<
>
. ,
,

,
. 2017

” . 30~50

1
.
,

.

. 2018

,
< >
‘’ .
,


.

.
< >
2018 8 15() 2
165( )
,
.
< >
, ‘ ’
.
2018 < > ‘

.


. <
>, <>, <>, <>



.
‘ ’ 2017
.

‘ ’


. , DJ

.


.
,

.

.
,
2018 ,
.
Review
42 43O B L I G E C L U B
Global Asset Management
50 /
54 ,
58 /
62 , TDF

.

.
. .

Global Asset Management

.
.
.
.
.
. , , ,
1~2%
.
.


. .
, .
,
. A
. 170~220 , 5000
3.5~4.5% 4.5~5.8% . 2016
2017 214, 215
. .
_
[email protected]
46 47O B L I G E C L U B
, .
.
. , , ()
. : 0.3%( 0.25%), 0.5% ( )
: 0.14% 0.49%, 0.014% 0.49%, :
0.25~0.45% 0.5~1%( )
Global Asset Management
A
. 2000 4400 .
. A
,
.
.
, .
.
. , ,
, , , .
.
. REITs,
, A .
, +α, .

. .
.
.

. .
,
. . ,
.
. ,
,
.
quasi .
.
.
,
.
.
300 53%
.
.
.
. ‘ ,
’ .
.
. “ .”
48 49O B L I G E C L U B
2016 3, AlphaGo 9

.

.
,
.
1955 , 1956
Artificial Intelligence
. 3 1969
. 2016
World Economic Forum 4
.
.

. 2030
.
, IT .
, , , , , ,

. , 2030
.
_
[email protected]
50 51O B L I G E C L U B
,
. e-mail
. 1987
.

. IT
.
.
Explorer
.
.
, .
.


.
.
.
.

.
.

.
.

.
.
.
,
.
.

.
Echo
.
,
.
Global Asset Management /
.
. .
.
,
.
. .
.
52 53O B L I G E C L U B
90%
.

,
1
. IoT 10
.
Global Asset Management _
[email protected]
146000 85% .
2007 11
.
,
10 .

, , , ,


.
.
PC 1
1 , G-mail,
, , , 10
7
.
2003 ‘ Applied Semantics’ 200

AdSense’ , 2005 ‘Zipdash’, ‘2Where2’, ‘
keyhole’ ‘Google Maps’
54 55O B L I G E C L U B
Global Asset Management
.
‘YouTube’ 2006 16 ,
120
. 2007

.




. .

‘’,
‘AdMob’, ‘
’,
‘DoubleClick’ .
, , ,
‘ ’
.
.
IoT
10 ,
IoT. 2017
‘Tensorflow’ .
.


. 2017
HTC ,
, IoT
. 2018 5 I/O
‘Android Things’ .


.

.
, , , , , ,
IT .

.
,
.
.
. .
.
,
.
. .
2018 5
‘Android Things’

.
56 57O B L I G E C L U B
_
[email protected]
4~5
.
.
Global Asset Management
3 26 (
) . 4 27 2018
, 5 11 , 6 12

.

2018 2007 10 4
. , ,
.
CVID( )
,
.


. 20
,
( 90% ) .

. ‘3’ ‘151’
( )
. 30
2017 400 .
TV , 80~100
.
, 138
1(65 , 2016 ), 1 146
3200 20 1 .
.
,
.
58 59O B L I G E C L U B
.
3~4 ,

.
300, 500
.
, CDS ,
.

.
. 1 350 1 100 , 2
150 , 3 100 8 80
. 100 ,
2015 28
.
, , ,
,

.

‘ ’.
10km/h , ,
. 26000km 24%
, 774km 18% .
. 8
. ,
, .
PNG
5 LNG .
/Global Asset Management
.
. .
.
,
.
. .
‘’.
, .

’. 2008
.
,
. 2015 10 2016 60
. 5
, .
.

() .
KOSPI 13% ,
300pt .

, (, , , , )
.

.
, .
60 61O B L I G E C L U B

(: ).
TDF .
[email protected]
TDF .

. ,
. TDF
‘ ’ .
TDF Target Date ,
.
.
,
.
2
TDF , 2018 5 50 TDF
(: ) . TDF
. TDF
,
, .
TDF
TDF , TDF
( ). TDF

.
.
62 63O B L I G E C L U B
,
. , , ()
. .
, . . ,
, .
Global Asset Management

. 3%
. 3%
, .
1.5% 1.5%
. 2%
. TDF
TDF

TDF .

TDF
TDF TDF . ‘
TDF’ ETF .
ETF .
TDF
. ,
.
.

.
TDF
.

.
TDF 1 ( 1228, : Invest
ment Company Institute) . TDF 25
.
TDF
. TDF TDF
.
TDF2045(-)
4(5) 8(9) [()17 ]
C-P
C-P 1.15%( 0.3%, 0.8%, 0.03%, 0.02%)
( 0.15% )

5(6) 9(10) [()17 ]
C-P
C-P 1.25%( 0.4%, 0.8%, 0.03%, 0.02%)
( 0.28% )

* () .
* : ~2020.12.31 . 5
. () .


64 65O B L I G E C L U B
Advisory
70 ,
72

* < > (1588-6800) .
VIP
.
2018
2), (
),
. 10
1 5
.
1 1
, 4
9465( )
. , *
2
19000 .

.

.
6 5
.
1600( 4
) .
.
5

.
5
1
. 5


.
5
5
5
.
19000(
1600 17400
.
?
10 5000
7600, 1600
9200 .
6 ,
5000
.
1 1 2 .

1 1
2 ( 2
) 1 1
. ,
.
5

.
1 1
. 1 1
(2 . , 2
) (, 9
) .

.

‘ 5

. 1 5

(10 ),
2
. ,
.
,
.
.

.
.

.
.
_ VIP
[email protected]
68 69O B L I G E C L U B
Advisory
( ‘’)
2006 .
2012
, .
2017 12 31
.


.
.
‘ ’
1 3000 .
[1]
10% 50% .
?
. [2] ‘ ’ ‘

’ .
.
.
{ 1000–(
400+
100+ 300)}
200 . 100
1 2. 1
6500(2000+11000
50% 4500) .

1 13569
.

30 .

?
.

3 5 ’. 3
,


.
.
,
1
11000 . 8
2
,

.

.
,

.
,
‘ ’
5 . 1 1
3569. 16
, .
, ?
[email protected]
1 () 1
3000
5000 ~ 7000 200 + 5000 20%
7000 ~ 9000 600 + 7000 30%
9000 ~ 11000 1200 + 9000 40%
11000 2000 + 11000 50%
={ - (
+ + )}
×
: or
: (,
10
10 )
:

: , , ,

[2]
70 71O B L I G E C L U B

.
.
.
,
,


.
.
.
.
()
.
.
,
(
) ,

.
.
.

.

, 300 .

300 .


.

.
,
.
1 ,
. ,
,
.
?

.


.
,

,
.

,
.


.
Advisory
[email protected]
.

.
.
72 73O B L I G E C L U B
13 ‘ : ’ ‘ ’
WM
VIP
‘ ’ .
‘ : ’


‘ , ’, ‘

.
4
, ,

,
.

,
” . “
, 4

.

.
, VIP
.
‘ ’ .
5
, 50 CEO
70
.
, .

,
” .
,
.
,
, WM/RM, IPO,
.

,
.
& 27
,

.
74 75O B L I G E C L U B


· .
.

3~4
.
.
.
.
.









78 79O B L I G E C L U B
Gallery

10 , .( )
, .
40 .
.
.
.
, ‘ ’.

.
,
“ ?”
~
.

.
.
.
.

IWC WM
80 81O B L I G E C L U B
Gallery
2007 7 .
11 …
,
11 ?

.
.
,
.



82 83O B L I G E C L U B

Gallery
‘ ’
.

.
.
,

.
~
“ ~” .
“~ ~”

“ ~ ~

84 85O B L I G E C L U B
Gallery
6 14 2 3 ‘8 ’ .
, ,
. ,
‘ ’ .

.
,
,
.


.
!
~^

86 87O B L I G E C L U B

, , .

.

2018 7 30()~8 21()
* .
, (, , , )
* 1 1 , 1 .
* .(A4 2 , 10 )
- : 10(10)
- : (10)
[email protected]
, , !
* .
2018 8 29()
* ,
< > .
(1588-6800)
< >

, , , , , , , , ,
, , ,
165
< > ,
,
,
‘ ’.
1544-1555

.
, .
, , .
.
.
10 < > .

2018 7 30()~8 10()
* .
< > (10, 1 2)
* 13

013-3366-2244
*
2018 8 13()
* (MMS) .
(1588-6800)

013-3366-2244
!
88 89O B L I G E C L U B
O B
L IG
E C
L U
B M
A G
A Z
IN E
J U
L -A
U G
2 0
18 V
O L
.5 0

(2 0 1 8 .0
7 .1
0 .3
Jul-AuG 2018
G lo b A l Ass e t A l lo c At i o n M o d e l P o r t fo l i o s

18-03043(2018.07.12~2019.07.11)
_
[email protected]
,
.

.

G l o b a l A s s e t A l l o c a t i o n M o d e l P o r t f o l i o s2 3O B L I G E C L U B


,
, .

,

,
.


IT
,
.
, , ,
.
,

,

.

,
.

.



.
,

.

2 .

( )
, 1.5~2
. 3
3

.

,

.
* : .


MP / MP



M P



M P

G l o b a l A s s e t A l l o c a t i o n M o d e l P o r t f o l i o s4 5O B L I G E C L U B
: , , , ,


,
.
.
4 .
G2
. IT
, IT
.
.
KB .
. ,
.

BS(All) . 1
.
.
.
.
.
.
IN
OUT
() | ELS()
|

47
36
22
G l o b a l A s s e t A l l o c a t i o n M o d e l P o r t f o l i o s6 7O B L I G E C L U B

9(10) [()17 ] •
- A : 1.0% • : A : 30
70% • - A : 1.05%( 0.40%,
0.60%, 0.03%, 0.02%) •
( 0.95% )
• : (ETF )
,

- A : 1.0% • : •
- A : 1.15%( 0.55%, 0.55%,
0.03%, 0.02%) • :


G2()
8(9) [()17 )] •
- A : 1.0% • : • -
A : 1.58%( 0.8%, 0.7%, 0.05%,
0.03%) • :



1(H)()
9(10) [()17 )] •
- A : 1.0% • : •
- A : 1.355%( 0.8%, 0.5%,
0.04%, 0.015%) • : 4



()
~24 : 24(
) 14( 24 17
15) 20
( 24 17 21)
. 2. 25~ 9
: 9( )
14( 9 17 15
) 20( 9
17 21)
• - A : 1.0%
• : 1 : 1.0%, 1
: • - A : 0.95%( 0.4%,
0.5%, 0.03%, 0.02% •
( 1.05% ) •
:

(-)
8(9) [() 17 )] •
- A : 1.2% • : • - A :
1.16%( 0.10%, 1.0%, 0.035%,
0.025%) • (
1.11% ) • :
,

(All )
• : 1() • :
2.4%( 0.6% ), 1.2%( 0.3% ) +
( ),
• : .
, [ETF]
, Broker fee

: ,


4(5) [()15 30 )] •
- A : 1.0% • : •
- A : 1.41%( 0.715%, 0.65%,
0.03%, 0.015%) • :


8(9) [()17 )] •
- A : 1.0% • : •
- A : 1.36%( 0.70%, 0.60%,
0.04%, 0.02%) •
• :



, .
.
.
- : ( , ), ( , , )
- :
- , .
,
.
.
, .
.
.
( ) 0.014% .
( , )
, , ()
.
, , .
.
, , , ,
.
.
,
, .
: 5
: 1800
: 5 , 55

(16.5% ) .
/ 100% .
,
.

.
/ (AA,2018.04.13,) ( )

AAA/AAABBB +, O , - .
, () .
.
( CP) ,
.
( ) .
.
, () .
()

Recommended