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©2013 CS Financial, Inc. All rights reserved. Not all applicants will qualify.
Some products offered by CS Financial include modified documentation requirements and may have a higher interest rate, more points or more fees than other products requiring documentation. Minimum FICO, reserve, and other requirements apply. Contact your Loan Officer for additional program guidelines, restrictions, and eligibility requirements. Rates, points, APR’s and programs are subject to change at any time until locked-in. CS Financial, Inc. is a real estate broker licensed by the CA Dept. of Real Estate. DRE 1257559 | NMLS 31132
BEVERLY HILLS: 9595 Wilshire Blvd., Suite 801, Beverly Hills, CA 90212 | P 310.777.3600 | F 310.777.3610
CALABASAS: 23586 Calabasas Road, Suite 203, Calabasas, CA 91302 | P 818.735.7979 | F 818.735.7970
At CS Financial, we’re creating real estate opportunities and qualifying more self-employed and non-traditional borrowers with our innovative, industry-leading portfolio loan programs, including:
Call today to put our powerful in-house lending platform to work for you and your clients.
1-YeAr TAx reTurnS ProgrAm DePleTion oF ASSeTS ProgrAm PorTFolio Full DoC
12-monTh BAnk STATemenTS ProgrAm SuBSTAnTiAl ASSeTS ProgrAm
neW: exPAnDeD CriTeriA ProgrAm
Give your clients a second chance at homeownership
with our special 5/1 & 7/1 ARMs. Designed for
borrowers with less-than-perfect credit: short sale,
foreclosure, deed-in-lieu, BK, and mortgage lates
are acceptable. Minimum FICO: 660
neW: no rATio 49.9 ProgrAm
no income documentation or tax returns required.
Designed for high net-worth owner-occupied borrow-
ers with superior credit, liquid assets, and reserves.
Loan amounts to $3.5M and 49.9% LTV with 50%
down, 740-760 mid-FICO, and 36-months reserves.
CS FInAnCIAL: InnoVAtIVE PRoduCtS FoR unIquE BoRRoWERS.
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Everything’s easier when you work with the best.
For over 10 years, Jay Bridges has built a solid reputation by providing smart, strategic, and highly personalized real estate finance service to his clients and real estate partners, helping them to close for their clients through-out Southern California. We’re proud to have him on our team.
©2013 CS Financial, Inc. Not all applicants will qualify. CS Financial is a real estate broker licensed by the CA DRE #1257559 | NMLS #31132
9595 Wilshire Blvd., Suite 801, Beverly Hills, CA 90212 | P 310.777.3600 | F 310.777.3610
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Sherry KiaHeadshot
Y o u r L o c a l M o r t g a g e E x p e r t s
C A P I T A L G R O U PA R e a l E s t a t e F i n a n c e C o m p a n y
B R E N T W O O D
About SherrySherry Kia has over two decades of experience creating high-end residential, commercial and construction financing solutions in Southern California as well as securing residential financing for foreign nationals.
For over twenty years, Sherry has built a reputation for closing the most complex loans due to her ability to underwrite loans with the knowledge of each lender’s guidelines and requirements.
Sherry KiaSenior Loan AgentDirect:Office:[email protected] #317827 | BRE #01008074
310.880.4439310.820.7709
About Brentwood Capital GroupBrentwood Capital Group is a division of Priority Financial Network which was founded in 1990 and funded over $1 billion dollars in loans in 2012. As both a mortgage banker and mortgage broker, we have the flexibility to successfully fulfill all our clients’ needs. Our highly experienced Loan Officers take the time to carefully listen to you and understand your goals in order to provide a consultative approach to helping you find the right financing. That’s why we offer a vast array of loan programs that most other lenders can’t match.
1 1 6 1 1 S a n V i c e n t e B l v d , S u i t e G F 3 L o s A n g e l e s , C A 9 0 0 4 9O f f i c e 3 1 0 . 8 2 0 . 7 7 0 7 F a x 3 1 0 . 8 2 0 . 7 7 2 7 w w w . b r e n t w o o d c a p i t a l g r o u p . c o m
Brentwood Capital Group is Proud to Announce its Association with Sherry Kia
Brentwood Capital Group is a division of Priority Financial Network, a real estate broker licensed by the CA Bureau of Real Estate #01273595, NMLS# 103098*Rates, terms and availability of programs are subject to change without notice. Contact Brentwood Capital Group for additional eligibility requirements, guidelines, and restrictions.
THE MLS OPEN HOUSE GUIDE™A6 | TUESDAY, AUGUST 6, 2013
†Actual closing times will vary based on borrower qualifi cations and loan terms. **These products may have a higher interest rate, more points or more fees than other products requiring documentation. Minimum FICO, reserve, and other requirements apply. Rates, programs and APRs subject to change at anytime without prior notice. See broker for complete details. Not all applicants will qualify. *By dollar volume according to Origination News, “Top 200 Originators,” 2012 and Scotsman Guide, “Top Originators,” 2012. Cohen Financial Group is a division of CS Financial, Inc., a real estate broker licensed by the CA Dept of Real Estate, lic# 01257559, NMLS# 31132.
9595 Wilshire Blvd., Suite 801Beverly Hills, CA 90212 P 310.777.5401F 310.777.5410 | www.cohenfinancialgroup.com
Preferred lending partner for:
Cohen Financial Group has the right tools to close your deal.
Mark Cohen has built his reputation as the #1 mortgage originator in the country by providing
personalized financing solutions on over $10.6 billion in residential loans, and more than
19,000 closed deals since 1999. Call 310.777.5401 today, and put Cohen Financial Group’s
lending resources and experience to work for you.
Flexible portfolio lending: No tax return, bank statement, and asset-based loan programs**
Reduced doc/No tax return loans to $10,000,000
Aggressively priced portfolio loans
Commonsense Underwriting
Fast Closing – 30 Days or Less†
20 Years Experience, over 19,000 Loans
Flexible LTV
No Tax Returns
Foreign National Lending
Mark Cohen, BrokerDRE#: 1016103 - NMLS#: 37230
To perform in this business,you have to have the right tools.
TUESDAY, AUGUST 6, 2013 | A7THE MLS OPEN HOUSE GUIDE™
Cohen Financial Group has the banking resources and expertiseto close complex loan transactions for self-employed borrowers.
JUMBO PURCHASE JUMBO PURCHASEJUMBO PURCHASE
JUMBO PURCHASE JUMBO PURCHASE JUMBO PURCHASE
Foreign National
$7.5M Sale Price - Beverly Hills
$4.5M Loan Amt (60% LTV)
No U.S. tax returns -quali� ed on foreign tax returns
No seasoned funds in U.S.
No U.S. credit, had SS#
3.50% / 3.59% APR, 5/1 ARM, I.O.
No tax returns Closed in 24 days
$1.1M Sale Price - Calabasas
$770K Loan Amt (70% LTV)
No tax returns -12 month bank statements
used to qualify
3.75% / 3.82% APR, 10/1 ARM
1 Yr. tax returns used to qualify 1 year in new business
$910K Sale Price - Hollywood
$728K Loan Amt (80% LTV)
3.50% / 3.47% APR, 10/1 ARM
Turned down from major retail bank
30 day Escrow
Unique condo only 43% owner occupancy
$1.050M Sale Price - Santa Monica
$785K Loan Amt (70% LTV)
Second home
Condo project approved on � nancial strength of borrower
3.625% / 3.77% APR, 10/1 ARM
17-day Close
$2.350M Sale Price - Doheny Estates
$1.880M Loan Amt (80% LTV)
All business funds
Turned down by major retail bank
2.875% / 2.95% APR, 5/1 ARM
21-day Close
High LTV - aggressively priced � xed rate
$3.750M Sale Price - Manhattan Beach
$2.812M Loan Amt (75% LTV)
3.50% / 3.59% APR - 15 year � xed
No banking relationship required
Here are just a few of the deals we’ve closed in the last 30 days:
Cohen Financial Group hasthe right tools to open any door.
THE MLS OPEN HOUSE GUIDE™A8 | TUESDAY, AUGUST 6, 2013
www.RealEstateLosAngeles.com
WE PROUDLY
WELCOME !
124 WASHINGTON BLVD, MARINA DEL REY, CA 90292 | 310-577-5300
Anaik Levy
TUESDAY, AUGUST 6, 2013 | A9THE MLS OPEN HOUSE GUIDE™
Angel MoserAccount Executive
MARA Escrow, Delivering Exceptional Service
7.29.13
Beverly Hills433 N. Camden Dr. Ste. 510
Beverly Hills, CA 90210 | 310.550.7400
THE MLS OPEN HOUSE GUIDE™A10 | TUESDAY, AUGUST 6, 2013
TUESDAY, AUGUST 6, 2013 | A11THE MLS OPEN HOUSE GUIDE™
With over 70 Years ofcombined experience and thousands
of escrows closed each year,every client remains a top priority!
Open an escrow online at www.escrowofthewest.com
Now in LAS VEGAS7251 W. Lake Mead Blvd., Ste. 300
Las Vegas, NV 89128Tel (702) 431-0319
BEVERLY HILLS OFFICE9440 Santa Monica Blvd., Ste. 310
Beverly Hills, CA 90210Tel (310) 402-5555
SHERMAN OAKS OFFICE13949 Ventura Blvd., Ste. 300
Sherman Oaks, CA 91423Tel (818) 815-4444
WARNER CENTER OFFICE5900 Canoga Ave., Ste. 100Woodland Hills, CA 91367
Tel (818) 963-4900
Michael Spalding Lisa Williams Cheyenne Faitro
Denise Hooker
Liz Aguilar Victor Reshetnikov
Lynne Davis Clif Young
Claudia Meneses
Angie Mendez Leiza Thomas Luisa Orellana
Galit Ofengart Gail Hershowitz Ellen Bebo Marc BrooksSheree Edwards
Lex Cisneros Doris Fannin Laurie RamseySarina SoniStephanie Demars
THE MLS OPEN HOUSE GUIDE™A12 | TUESDAY, AUGUST 6, 2013
©2013 Insignia Mortgage, a division of CS Financial, Inc. Not all applicants will qualify. *These products may have a higher interest rate, more points or more fees than other produts requiring documentation. Minimum FICO, reserve, and other requirements apply. Contact your loan of� cer for additional program guidelines, restrictions, and eligibility requirements. Rates quoted at 1.5 points. Rates, points, APRs and programs are subject to change at any time until locked-in. LTVs are based on appraised value. Insignia Mortgage is a division of CS Financial, Inc., a broker licensed by the CA Dept. of Real Estate DRE# 01257559 | NMLS#31132.
DAMON GERMANIDESDRE 1794261 | NMLS 317894
9595 Wilshire Blvd., Suite 801, Beverly Hills, CA 90212
CHRIS FURIEDRE 1004991 | NMLS [email protected]
310-859-0488www.insigniamortgage.com
No Tax
Returns? Foreign National?
3.75%7/1 Adjustable Rate Mortgage
$600,000 - $4,500,0003.98% APR - 60% LTV; 70% LTV by exception
2.69%3/1 Adjustable Rate Mortgage
$600,000 - $4,500,0002.92% APR - 60% LTV; 70% LTV by exception
National?
3.75%2.69%
NoProblem!
We’re not a typical mortgage lender, because you’re not a typical client. At Insignia Mortgage, we specialize in residential lending for clients with unique needs
From Jumbo and No Tax Returns loans, to lending for Foreign Nationals,* we apply expertise and personalized service to meet your needs.
No Tax Return Required. Irrevocable Trust, Blind Trust, & LLC Vesting OK.
Rates as of July 24, 2013
TUESDAY, AUGUST 6, 2013 | A13THE MLS OPEN HOUSE GUIDE™
130714
Keith Renno Senior Loan OfficerDirect: 818.521.8515
Fax: [email protected]
NMLS: 255882 CA BRE: 01802827
Jason RennoSenior Loan OfficerDirect: 661.513.3112
Fax: [email protected]
NMLS: 255882 CA BRE: 0180282
Logan gReenfieLdLoan Officer
Direct: 661.513.3309Fax: 661.367.5520
[email protected]: 432176 CA BRE: 01897615
introducing
Rennoteam
the
EQUAL HOUSING LENDER
Valencia - coming soon!
corporate Headquarters Direct: 818.386.6666 Fax: 818.386.666315060 Ventura Boulevard, suite 490 sherman oaks, cA 91403
NMLS 266519 BRE 01176572 www.rennoteam.com
A Direct Lender
EQUAL HOUSING LENDER
THE MLS OPEN HOUSE GUIDE™A14 | TUESDAY, AUGUST 6, 2013
New A m e r ic A N Fu N di Ng isA l l A bou t FA st c loses.
Branch Manager, Bever l y H i l l s
A N Nou Nc i Ng
coN tAc t
TUESDAY, AUGUST 6, 2013 | A15THE MLS OPEN HOUSE GUIDE™
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THE MLS OPEN HOUSE GUIDE™A18 | TUESDAY, AUGUST 6, 2013
w w w . p r u d e n t i a l c a l . c o m
The Luxury Real Estate Company
HomeServices of America, a Berkshire Hathaway affiliate.This unique barcodewill take you towww.prudentialcal.com
On behalf of Prudential California Realty,
Monte Hartman, Branch Manager, is proud to welcome
these agents to our Santa Monica - Wilshire Office.
Welcome to Our Office!
Randy [email protected]
BRE 01274166
Dennis [email protected]
BRE 01933492
Rick [email protected]
BRE 00910285
S a n t a M o n i c a - W i l s h i r e B o u l e v a r d O f f i c e 3 1 3 0 W i l s h i r e B l v d . S t e . 1 0 0 , S a n t a M o n i c a , C A 9 0 4 0 3 3 1 0 . 8 2 9 . 0 6 2 9
TUESDAY, AUGUST 6, 2013 | A19THE MLS OPEN HOUSE GUIDE™
Delivering Homeowners’ Dreams For The Past Quarter Century
Loan inquiries and applications in states where I am not licensed will be referred to a Loan Officer who is licensed in the property state. Equal Housing Lender. Prospect Mortgage is located at 15301 Ventura Blvd., Suite D300, Sherman Oaks, CA 91403. Prospect Mortgage, LLC (Unique Identifier #3296) is a Delaware limited liability company licensed by
the Department of Corporations under the California Residential Mortgage Lending Act. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. Rev. 02.14.13 (0213-2407A)
Headquartered in Los Angeles
Your local trusted home loan expertsfor all your residential loans:
Piggy Back 2nd Loans as Well!
Mike HartunianVice President, NMLS# 247330
Joe ParisiVice President, NMLS# 255572
THE MLS OPEN HOUSE GUIDE™A20 | TUESDAY, AUGUST 6, 2013
©2013 Teles Properties, Inc. Teles Properties is a registered trademark.
Cindy [email protected]
Teles Properties is delighted to welcome
Cindy Carvel to Teles Properties Brentwood.
t e l e s w e l c o m e s
telesproperties.com
TUESDAY, AUGUST 6, 2013 | A21THE MLS OPEN HOUSE GUIDE™
t e l e s w e l c o m e s
David [email protected]
Teles Properties is delighted to welcome
David Flate to Teles Properties Beverly Hills.
©2013 Teles Properties, Inc. Teles Properties is a registered trademark.
telesproperties.com
THE MLS OPEN HOUSE GUIDE™A22 | TUESDAY, AUGUST 6, 2013
©2013 Teles Properties, Inc. Teles Properties is a registered trademark.
Teles Properties is delighted to welcome
Eg Mahan to Teles Properties Venice.
t e l e s w e l c o m e s
telesproperties.com
TUESDAY, AUGUST 6, 2013 | A23THE MLS OPEN HOUSE GUIDE™
t e l e s w e l c o m e s
Dave [email protected]
Teles Properties is delighted to welcome
Dave Culwell to Teles Properties Pasadena.
©2013 Teles Properties, Inc. Teles Properties is a registered trademark.
telesproperties.com
THE MLS OPEN HOUSE GUIDE™A24 | TUESDAY, AUGUST 6, 2013
Need More Listings? Break Myth Understandings by Listing & Selling More Income Property!
Innovation that Delivers Business Today
Discover How to Add a Minimum of $100,000 of Income in the Next 18 Months & “Get Paid” Creating & Working With Investors!
August 7, 2013 9:00 am -5:00 pm Register Online at: www.bhglaar.com
You Will Learn The Concepts: Calculate Cap Rates, Gross Rent Multipliers (GRM’s) & set up sheets. Terminology/tips for communicating with Investors as well as how to get cooperation from
other Brokers. Earn higher commissions using first hand techniques to save you time. Calculate return on Investment (R.O.I.), vacancy, expense factors. Analyze & determine value using the income approach. Do a rent survey and the impact of market rent vs. actual rent on value.
Some of What You Will Discover Includes: How to put 4 marketing systems into action that will deliver every level of client. How to qualify prospects in 3 minutes or less and ONLY work with the clients who are ready
to do business TODAY! How to reach eager sellers with MASSIVE portfolios without having a single listing. Increase Your Income By Selling Income Property!
A Special Message from Michael Simpson:
“Having success in the income property & commercial markets is not simply about “having listings” or getting business from referrals. In today’s market place an agent can compete with the largest of Income property & commercial agents WHEN they put into action key marketing methods. Beyond a simple answer of “a website” or “social networking” I share systems that deliver consistent and reliable business regardless of economic conditions”
Cost: $39 - BHGLAAR Members $49 - Non-Members
Normally $59.00!
Breakfast & Lunch Provided by: Roy Jimenez Melissa Misner
[email protected] [email protected] www.tdlaw.com www.orhp.com 310-218-5312 800-282-7131 x1211
LOCATION: Beverly Hills/Greater Los Angeles
Association of REALTORS® 6330 San Vicente Blvd. #100
Los Angeles, CA. 90048
TUESDAY, AUGUST 6, 2013 | 89THE MLS OPEN HOUSE GUIDE™
DO YOU NEED TO VERIFY SQUARE FOOTAGE?
Not sure what the size of the house really is?
Public Records say: XOld MLS says: YHomeowner says: Z
We can measure the house and clarify once and for all.
Prices based on general size, starting at $150.
We can also provide a professional illustration of the floor plan for an additional fee.
Join the area’s top brokers who have been using this tool for years
CALL OR EMAIL BRENTWOOD PROPERTY APPRAISALThe Westside’s Leading Experts In Residential Real Estate Valuation
(310) [email protected]
* There is typically a minor variance and margin of error depending on measuring and rounding styles.
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