Marc TenoreChoice Merchant Solutions Joshua Carmona

Joshua.Carmona@scoreinc.com

Fahid AnwarChoice Merchant Solutions

How to Get a Credit Repair Merchant Account! and a Great Rate!

WHO WE ARE

Choice Merchant Solutions is a diverse team of industry professionals, with decades of experience in merchant services.

Our customers are our most important asset. Our main goal is to provide our customers with the proper support, knowledge, and infrastructure to bring their business to new heights.

WHAT IS A MERCHANT ACCOUNT?

A merchant account is a special type of bank account that allows business owners to accept credit and debit cards as a form of payment.

WHAT ARE THE BENEFITS OF A MERCHANT ACCOUNT?

Regardless of what you might have heard, you can utilize a merchant account to expand how your business accepts payments, and increase revenue.

Based on projections by the Small Business Administration, credit cards are fast becoming the most popular form of customer payment.

ACCEPT ALL MAJOR CARDS

Visa

MasterCard

Discover

American Express

By accepting all major cards, you will never have to turn down a sale

WHY SHOULD I HAVE A MERCHANT ACCOUNT?

Have the ability to collect more than one form of payment

Never have to turn down a customer

CREDIT CARDS ARE EVERYWHERE!

SHOULD I HAVE MORE THAN ONE MERCHANT ACCOUNT?

Some high volume merchants believe that multiple merchant accounts provide a discount in services – but having double the accounts creates double the fees

Another reason for multiple accounts is to have a higher combined monthly cap

Placing merchants under proper SIC codes allows us to raise monthly volume caps as business increases

One merchant account consolidates your fees as well as your business – we like to keep it simple

DEPOSITS AND REPORTING

Deposits within 24-48 hours – no more waiting for checks to clear

Consolidated weekly, monthly, and yearly reports

Volume and transaction profiles

RATES AND FEES

Competitive pricing designed to adapt to all transaction profiles

Rates vary, but start at 2.25%

Low monthly fees

PAYMENT GATEWAYS

Virtual terminals and payment gateways offer multiple options for card not present and transactions over the phone.

Multiple users – give agents individual access

Secure, PCI compliant MID’s

Payment gateways allow merchants to utilize recurring billing

RECURRING BILLING Credit repair may take weeks or months,

but card information only needs to be captured once

Billing cycles tailored to fit your business model: weekly, monthly, and annually

OTHER PRODUCTS AND SERVICES

E-commerce integration with your website

Tabletop terminals

Wireless terminals

Chargeback prevention software

MOBILE TERMINALS

Perfect for agents on the go

Requires a merchant account – and provides all the benefits of having one

WEBSITE DESIGN & HOSTING

Professionally designed websites

Pre-loaded with an ecommerce merchant account

We provide data storage and email

Complete access to design & administrative tools.

MERCHANT CASH ADVANCES

A merchant cash advance is a purchase of future credit card receivables, repaid through normal credit card transactions

Merchants are eligible for a very high portion of their monthly credit card volume – up to $1,000,000

Ideal funding solution when merchants are unable to secure traditional loans or funding

CHOICE SHIELD

Advanced chargeback monitoring - limit the number of chargebacks incurred

Latest fraud scrubbing technology - reduces merchant risk by flagging fraudulent cards

PCI compliance walkthrough - to avoid noncompliance monthly fees

Guaranteed rates - we will never increase rates

PCI COMPLIANCE

PCI Compliance is required by Visa and MasterCard, and certifies that you are playing your role in protecting consumer’s credit card information during every transaction

There is a monthly fee for noncompliance

We assist all of our merchants in becoming PCI compliant

FRAUD PREVENTION

Our services include the most up-to-date fraud scrubbing technologies on the market

Your customers are doing business with you to get their credit fixed; having their info stolen does the opposite

WHEN AND HOW TO RENEGOTIATE RATES

We guarantee that rates will never increase

After a set period of 90 days, and with a low risk profile and chargeback history, merchants will qualify for a free rate review

REASONS FOR CREDIT REPAIR ACCOUNT TERMINATION

High percentage of chargebacks (chargebacks are disputed transactions)

Incorrect business information

Misuse of processing account for personal

Violation of the Visa/MasterCard merchant agreement

Misrepresentation of industry/SIC code

HOW TO MAINTAIN YOUR ACCOUNT

You run your business, we’ll watch your back, and help you keep it on track

We monitor your account on a daily basis for fraudulent transactions, chargebacks, and Visa and MasterCard alerts pertaining to your account

Chargeback prevention technology to limit the number of chargebacks

We also educate our merchants on best practices for accepting card not present transactions

BENEFITS FOR SCORE INC. MEMBERS

Free account setup

Waived application fee

Free website integration

72 hour approvals

Goto: www.scorewithchoice.com

Start Now!

APPROVAL PROCESS

Submission Requirements

Merchant Agreement

3 months bank statements

Voided business check

Drivers’ license

New merchants are placed under proper SIC codes – this prevents future issues.

VISIT: WWW.SCOREWITHCHOICE.COM

Choice Merchant Solutions specializes in working with credit repair agencies of all sizes by providing the proper tools to grow your business. Our 24/7 live customer service is dedicated to providing continuity and security for your business.

Don’t settle for less, and Score With Choice !

Start Now!