Marc TenoreChoice Merchant Solutions Joshua Carmona
Fahid AnwarChoice Merchant Solutions
How to Get a Credit Repair Merchant Account! and a Great Rate!
WHO WE ARE
Choice Merchant Solutions is a diverse team of industry professionals, with decades of experience in merchant services.
Our customers are our most important asset. Our main goal is to provide our customers with the proper support, knowledge, and infrastructure to bring their business to new heights.
WHAT IS A MERCHANT ACCOUNT?
A merchant account is a special type of bank account that allows business owners to accept credit and debit cards as a form of payment.
WHAT ARE THE BENEFITS OF A MERCHANT ACCOUNT?
Regardless of what you might have heard, you can utilize a merchant account to expand how your business accepts payments, and increase revenue.
Based on projections by the Small Business Administration, credit cards are fast becoming the most popular form of customer payment.
ACCEPT ALL MAJOR CARDS
Visa
MasterCard
Discover
American Express
By accepting all major cards, you will never have to turn down a sale
WHY SHOULD I HAVE A MERCHANT ACCOUNT?
Have the ability to collect more than one form of payment
Never have to turn down a customer
CREDIT CARDS ARE EVERYWHERE!
SHOULD I HAVE MORE THAN ONE MERCHANT ACCOUNT?
Some high volume merchants believe that multiple merchant accounts provide a discount in services – but having double the accounts creates double the fees
Another reason for multiple accounts is to have a higher combined monthly cap
Placing merchants under proper SIC codes allows us to raise monthly volume caps as business increases
One merchant account consolidates your fees as well as your business – we like to keep it simple
DEPOSITS AND REPORTING
Deposits within 24-48 hours – no more waiting for checks to clear
Consolidated weekly, monthly, and yearly reports
Volume and transaction profiles
RATES AND FEES
Competitive pricing designed to adapt to all transaction profiles
Rates vary, but start at 2.25%
Low monthly fees
PAYMENT GATEWAYS
Virtual terminals and payment gateways offer multiple options for card not present and transactions over the phone.
Multiple users – give agents individual access
Secure, PCI compliant MID’s
Payment gateways allow merchants to utilize recurring billing
RECURRING BILLING Credit repair may take weeks or months,
but card information only needs to be captured once
Billing cycles tailored to fit your business model: weekly, monthly, and annually
OTHER PRODUCTS AND SERVICES
E-commerce integration with your website
Tabletop terminals
Wireless terminals
Chargeback prevention software
MOBILE TERMINALS
Perfect for agents on the go
Requires a merchant account – and provides all the benefits of having one
WEBSITE DESIGN & HOSTING
Professionally designed websites
Pre-loaded with an ecommerce merchant account
We provide data storage and email
Complete access to design & administrative tools.
MERCHANT CASH ADVANCES
A merchant cash advance is a purchase of future credit card receivables, repaid through normal credit card transactions
Merchants are eligible for a very high portion of their monthly credit card volume – up to $1,000,000
Ideal funding solution when merchants are unable to secure traditional loans or funding
CHOICE SHIELD
Advanced chargeback monitoring - limit the number of chargebacks incurred
Latest fraud scrubbing technology - reduces merchant risk by flagging fraudulent cards
PCI compliance walkthrough - to avoid noncompliance monthly fees
Guaranteed rates - we will never increase rates
PCI COMPLIANCE
PCI Compliance is required by Visa and MasterCard, and certifies that you are playing your role in protecting consumer’s credit card information during every transaction
There is a monthly fee for noncompliance
We assist all of our merchants in becoming PCI compliant
FRAUD PREVENTION
Our services include the most up-to-date fraud scrubbing technologies on the market
Your customers are doing business with you to get their credit fixed; having their info stolen does the opposite
WHEN AND HOW TO RENEGOTIATE RATES
We guarantee that rates will never increase
After a set period of 90 days, and with a low risk profile and chargeback history, merchants will qualify for a free rate review
REASONS FOR CREDIT REPAIR ACCOUNT TERMINATION
High percentage of chargebacks (chargebacks are disputed transactions)
Incorrect business information
Misuse of processing account for personal
Violation of the Visa/MasterCard merchant agreement
Misrepresentation of industry/SIC code
HOW TO MAINTAIN YOUR ACCOUNT
You run your business, we’ll watch your back, and help you keep it on track
We monitor your account on a daily basis for fraudulent transactions, chargebacks, and Visa and MasterCard alerts pertaining to your account
Chargeback prevention technology to limit the number of chargebacks
We also educate our merchants on best practices for accepting card not present transactions
BENEFITS FOR SCORE INC. MEMBERS
Free account setup
Waived application fee
Free website integration
72 hour approvals
Goto: www.scorewithchoice.com
Start Now!
APPROVAL PROCESS
Submission Requirements
Merchant Agreement
3 months bank statements
Voided business check
Drivers’ license
New merchants are placed under proper SIC codes – this prevents future issues.
VISIT: WWW.SCOREWITHCHOICE.COM
Choice Merchant Solutions specializes in working with credit repair agencies of all sizes by providing the proper tools to grow your business. Our 24/7 live customer service is dedicated to providing continuity and security for your business.
Don’t settle for less, and Score With Choice !
Start Now!
